Content analysis
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H.S. sophomore Avg
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New words:
abated, advisor, advisory, agreed, Aid, ALLL, alter, Anthony, appointed, assumption, attention, attract, attractive, beneficial, breach, breached, burden, cancellation, case, CBLR, challenging, China, choose, competing, consent, constituting, consummate, consummated, consummating, consummation, contemplated, costly, court, customary, cyber, deal, dealer, decided, declared, decline, declined, delay, delayed, delaying, difficult, difficulty, discourage, disease, dislocation, disrupt, disrupted, disruption, dissent, diverse, diversion, dividend, dollar, dynamic, effort, emergency, enable, encountered, encouraged, encouraging, entitled, expertise, failure, fed, FFIEC, fluctuate, FOMC, fulfilled, George, grow, honor, hospitality, important, impose, imposing, indemnification, inquiry, interruption, invited, join, joining, judicial, KBW, knowingly, Labozzetta, larger, lead, Lista, local, longer, magnitude, mailed, mailing, momentum, monetary, motivate, negatively, negotiation, opt, outbreak, ownership, pandemic, passed, payback, PCA, pendency, people, percent, posted, posting, power, preceding, predict, President, printing, proceeding, prohibited, proxy, prudently, pursue, pursuing, pursuit, recruitment, relatedly, remotely, reopen, reopened, restaurant, retail, retention, Salary, satisfaction, seek, seeking, settle, Settlement, shelter, simplification, solicitation, soliciting, stay, stimulating, strain, successfully, suffer, TDR, thereof, travel, trillion, turn, unavailability, uncertain, unemployment, unprecedented, varied, vary, varying, vi, view, volatility, vote, voting, waiving, widespread, work, working, World, worsening, worth, write, writing
Removed:
accretion, achieve, alternative, assessing, back, carryover, checking, collateralizing, collected, combine, comprised, consumer, contracted, convertible, created, developed, disaggregate, eighteen, enhance, enhanced, enhancing, environmental, expand, expanded, expanding, factor, finalized, forma, fractional, good, grantor, grouped, leased, licensed, lifetime, measure, merged, migration, multiple, municipal, nonemployee, obligated, OCC, Oradell, participant, peer, pertain, possession, presence, prevailing, pro, put, refinement, rendered, repossession, represent, satisfying, servicing, sooner, specialist, stated, straight, sum, surviving, thirty, utilize
Financial report summary
?Risks
- The economic impact of the COVID-19 outbreak has adversely affected, and is likely to continue to adversely affect, the business and results of operations of the Company.
- Because the price of Provident common stock will fluctuate, our shareholders cannot be certain of the market value of the merger consideration.
- We will be subject to business uncertainties and contractual restrictions while the Merger is pending.
- Failure to complete the Merger could negatively impact our stock price and future business and financial results.
- Provident may be unable to successfully integrate our operations or otherwise realize the expected benefits from the Merger, which could adversely affect Provident’s results of operations and financial condition.
- The termination fee and the restrictions on solicitation contained in the merger agreement may discourage other companies from trying to acquire us.
- Our directors and executive officers have interests that are different from, or in addition to, interests of our shareholders generally.
- Our shareholders will have a reduced ownership and voting interest after the Merger and will exercise less influence over management of the combined organization.
- The opinion received by our board of directors from our financial advisor prior to the signing of the merger agreement does not reflect changes in circumstances subsequent to the date of the opinion.
- Regulatory approvals may not be received, may take longer than expected or may impose conditions that are not presently anticipated.
- Goodwill incurred in the Merger may negatively affect Provident’s financial condition.
- The price of Provident common stock might decrease after the Merger.
- Our shareholders do not have appraisal or dissenters’ rights in the Merger.