axos financial, inc., together with its subsidiaries, provides consumer and business banking products in the united states. the company offers deposits products, including consumer and business checking, demand, savings, time deposit, and money market accounts. it also provides single family and multifamily mortgage secured lending products; commercial real estate secured loans; automobile and rv secured loans; factoring loans; commercial and industrial loans and leases; and other loans, such as unsecured consumer loans, and other small balance business and consumer loans. in addition, axos financial, inc. offers commercial lending, specialty finance factoring, and overdraft lines of credit, as well as fixed rate term unsecured loans to individual borrowers. further, it provides prepaid card and refund transfer, debit card or atm card, portfolio management, online bill payment, money transfer, overdraft protection, online and mobile banking, and text message banking services. additiona
Company profile
Ticker
AX
Exchange
Website
CEO
Gregory Garrabrants
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
Former names
BofI Holding, Inc.
SEC CIK
Corporate docs
Subsidiaries
Axos Nevada Holding, LLC • Zenith Information Systems, Inc. • Axos Securities, LLC • Axos Invest, Inc. • Axos Invest LLC • Axos Securities Investments, LLC • Axos Digital Assets LLC • Axos Clearing LLC • Axos Services, LLC • Axos Business Center Corp. ...
IRS number
330867444
AX stock data
Latest filings (excl ownership)
ARS
2023 FY
Annual report to shareholders
27 Sep 23
DEF 14A
Definitive proxy
25 Sep 23
10-K
2023 FY
Annual report
29 Aug 23
8-K
Regulation FD Disclosure
3 Aug 23
8-K
Axos Financial, Inc. Announces 52% Growth in Diluted EPS to $1.46
27 Jul 23
8-K
Amendments to Articles of Incorporation or Bylaws
30 May 23
8-K
Regulation FD Disclosure
4 May 23
10-Q
2023 Q3
Quarterly report
27 Apr 23
8-K
Axos Financial, Inc. Reports Fiscal Third Quarter 2023 Results
27 Apr 23
UPLOAD
Letter from SEC
27 Apr 23
Transcripts
AX
Earnings call transcript
2023 Q4
27 Jul 23
AX
Earnings call transcript
2023 Q3
27 Apr 23
AX
Earnings call transcript
2023 Q2
26 Jan 23
AX
Earnings call transcript
2023 Q1
28 Oct 22
AX
Earnings call transcript
2022 Q4
5 Aug 22
AX
Earnings call transcript
2022 Q3
29 Apr 22
AX
Earnings call transcript
2022 Q2
28 Jan 22
AX
Earnings call transcript
2022 Q1
29 Oct 21
AX
Earnings call transcript
2021 Q4
30 Jul 21
AX
Earnings call transcript
2021 Q3
2 May 21
Latest ownership filings
Financial summary
| Quarter (USD) | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
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| Change in cash | |||||
| Diluted EPS |
| Annual (USD) | Jun 23 | Jun 22 | Jun 21 | Jun 20 | |
|---|---|---|---|---|---|
| Revenue | |||||
| Cost of revenue | |||||
| Operating income | |||||
| Operating margin | |||||
| Net income | |||||
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| Cash on hand | |||||
| Change in cash | |||||
| Diluted EPS |
| Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
|---|---|---|---|---|---|---|
| Cash on hand (at last report) | 2.38 bn | 2.38 bn | 2.38 bn | 2.38 bn | 2.38 bn | 2.38 bn |
| Cash burn (monthly) | 40.71 mm | (no burn) | (no burn) | (no burn) | (no burn) | (no burn) |
| Cash used (since last report) | 127.33 mm | n/a | n/a | n/a | n/a | n/a |
| Cash remaining | 2.25 bn | n/a | n/a | n/a | n/a | n/a |
| Runway (months of cash) | 55.4 | n/a | n/a | n/a | n/a | n/a |
Institutional ownership, Q2 2023
78.0% owned by funds/institutions
| 13F holders | Current |
|---|---|
| Total holders | 258 |
| Opened positions | 40 |
| Closed positions | 36 |
| Increased positions | 76 |
| Reduced positions | 99 |
| 13F shares | Current |
|---|---|
| Total value | 1.81 tn |
| Total shares | 46.80 mm |
| Total puts | 810.60 k |
| Total calls | 188.70 k |
| Total put/call ratio | 4.3 |
| Largest owners | Shares | Value |
|---|---|---|
| BLK Blackrock | 8.44 mm | $332.74 bn |
| Vanguard | 6.24 mm | $246.26 bn |
| STT State Street | 2.97 mm | $116.99 bn |
| Dimensional Fund Advisors | 2.56 mm | $100.97 bn |
| Wasatch Advisors | 1.49 mm | $58.70 bn |
| Davis Asset Management | 1.43 mm | $56.20 bn |
| AMP Ameriprise Financial | 1.30 mm | $51.35 bn |
| Fuller & Thaler Asset Management | 1.15 mm | $45.45 bn |
| Geode Capital Management | 1.07 mm | $42.30 bn |
| Epoch Investment Partners | 934.81 k | $36.87 bn |
Recent insider trades
| Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|---|
| 24 Sep 23 | Walsh Derrick | Common Stock | Sale back to company | Dispose D | No | No | 38.28 | 752 | 28.79 k | 32,321 |
| 24 Sep 23 | Walsh Derrick | Common Stock | Option exercise | Acquire M | No | No | 38.28 | 1,429 | 54.70 k | 33,073 |
| 24 Sep 23 | Walsh Derrick | RSU Common Stock | Option exercise | Dispose M | No | No | 0 | 1,429 | 0.00 | 24,118 |
| 23 Sep 23 | David X Park | Common Stock | Sale back to company | Dispose D | No | No | 38.28 | 838 | 32.08 k | 12,453 |
| 23 Sep 23 | David X Park | Common Stock | Option exercise | Acquire M | No | No | 38.28 | 1,691 | 64.73 k | 13,291 |
| 23 Sep 23 | David X Park | RSU Common Stock | Option exercise | Dispose M | No | No | 0 | 1,691 | 0.00 | 18,014 |
| 23 Sep 23 | Matsumoto Raymond D | Common Stock | Sale back to company | Dispose D | No | No | 38.28 | 1,311 | 50.19 k | 26,694 |
| 23 Sep 23 | Matsumoto Raymond D | Common Stock | Option exercise | Acquire M | No | No | 38.28 | 2,491 | 95.36 k | 28,005 |
| 23 Sep 23 | Matsumoto Raymond D | RSU Common Stock | Option exercise | Dispose M | No | No | 0 | 2,491 | 0.00 | 25,495 |
| 23 Sep 23 | Constantine Thomas M | Common Stock | Sale back to company | Dispose D | No | No | 38.28 | 1,073 | 41.07 k | 18,012 |
News
Raymond James Maintains Outperform on Axos Financial, Raises Price Target to $55
31 Jul 23
Axos Financial Q4 Adj $1.50 Beats $1.27 Estimate, Sales $236.46M Beat $228.63M Estimate
27 Jul 23
Axos Financial Q4 EPS $1.50 Beats $1.27 Estimate
27 Jul 23
Trump's Financial Lifeline — Axos Bank Steps Up Amid Crisis: Report
27 Jul 23
Earnings Scheduled For July 27, 2023
27 Jul 23