XYZ - Earnings call Q2 2026

Thank you all for joining today's call.

We have Jack and Amrita with us today, along with Owen Jennings, our business lead and Thomas Templeton, Hardware lead for Block.

Today's discussion includes forward-looking statements regarding our strategy, guidance and long-term goals. Actual results may differ materially due to risks and uncertainties described in materials filed and furnished with the SEC and should not be considered an indication of future performance.

These statements speak only as of today, and we undertake no obligation to update them, except as required by law. Reconciliations of any non-GAAP financial measures that we discuss to the most directly comparable GAAP measures are available in our shareholder letter.

Further, any discussion of our lending and banking products refer to products offered through Square Financial Services or our bank partners.

Before turning the call over to Jack, I wanted to note that we're trying something new this quarter.

In addition to taking questions on the call, we sourced questions directly from shareholders on X.

Throughout the call, I will ask questions directly of Jack Amrita, Owen and Thomas based on topics of shareholders asked us to explore on our earnings call. With that, over to you, Jack.

Thank you all for joining us. We had a strong second quarter, and we're raising our guidance for the year based on the strength of our execution. My letter this quarter focuses on our capabilities and how we build.

Intelligence tools are making it easier to build all the software we need. What's harder is knowing what's to build owning the capabilities behind it and connecting those capabilities in ways that create value for customers. That's been our focus from the beginning, and it's why our network gets stronger with every seller and every customer who joins cash on.

There's more detail in my letter, and I hope you get a chance to read through it. With that, I'll turn it over to Amrita.