CURO Group Holdings Corp., operating in two countries and powered by its fully integrated technology platform, is a provider of credit to non-prime consumers. In 1997, the Company was founded in Riverside, California by three Wichita, Kansas childhood friends to meet the growing consumer need for short-term loans. Their success led to opening stores across the United States and expanding to offer online loans and financial services across two countries. Today, CURO combines its market expertise with a fully integrated technology platform, omni-channel approach and advanced credit decisioning to provide an array of credit products across all mediums. CURO operates under a number of brands including Speedy Cash®, Rapid Cash®, Cash Money®, LendDirect®, Avío Credit®, Opt+® and Revolve Finance®. With over 20 years of operating experience, CURO provides financial freedom to non-prime consumers.
Company profile
Ticker
CURO
Exchange
Website
CEO
Donald Gayhardt
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
Corporate docs
Subsidiaries
Curo Financial Technologies Corp. • Curo Intermediate Holdings Corp. • Ad Astra Recovery Services, Inc. • Attain, LLC • Attain Finance Canada, Inc. • Covington Credit, Inc. • Covington Credit of Alabama, Inc. • Covington Credit of Georgia, Inc. • Covington Credit of Texas, Inc. • Curo Canada Corp. ...
CURO stock data
Analyst ratings and price targets
Latest filings (excl ownership)
8-K
Entry into a Material Definitive Agreement
16 May 23
10-Q
2023 Q1
Quarterly report
10 May 23
8-K
CURO Group Holdings Corp. Reports First Quarter 2023 Financial Results
10 May 23
ARS
2022 FY
Annual report to shareholders
28 Apr 23
DEF 14A
Definitive proxy
28 Apr 23
8-K
Other Events
30 Mar 23
8-K
Other Events
20 Mar 23
10-K
2022 FY
Annual report
9 Mar 23
8-K
CURO Group Holdings Corp. Announces Fourth Quarter 2022 Financial Results
22 Feb 23
8-K
CURO Announces Changes in Board Composition and Leadership
8 Feb 23
Transcripts
CURO
Earnings call transcript
2023 Q1
10 May 23
CURO
Earnings call transcript
2022 Q4
23 Feb 23
CURO
Earnings call transcript
2022 Q3
4 Nov 22
CURO
Earnings call transcript
2022 Q2
9 Aug 22
CURO
Earnings call transcript
2022 Q1
3 May 22
CURO
Earnings call transcript
2021 Q4
9 Feb 22
CURO
Earnings call transcript
2021 Q3
2 Nov 21
CURO
Earnings call transcript
2021 Q2
31 Jul 21
CURO
Earnings call transcript
2021 Q1
8 May 21
CURO
Earnings call transcript
2020 Q4
5 Feb 21
Latest ownership filings
Financial summary
| Quarter (USD) | Mar 23 | Dec 22 | Sep 22 | Jun 22 | |
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| Diluted EPS |
| Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
|---|---|---|---|---|---|
| Revenue | |||||
| Cost of revenue | |||||
| Operating income | |||||
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| Change in cash | |||||
| Diluted EPS |
| Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
|---|---|---|---|---|---|---|
| Cash on hand (at last report) | 178.22 mm | 178.22 mm | 178.22 mm | 178.22 mm | 178.22 mm | 178.22 mm |
| Cash burn (monthly) | (no burn) | (no burn) | 12.92 mm | 19.61 mm | 1.38 mm | (no burn) |
| Cash used (since last report) | n/a | n/a | 29.09 mm | 44.15 mm | 3.11 mm | n/a |
| Cash remaining | n/a | n/a | 149.13 mm | 134.07 mm | 175.11 mm | n/a |
| Runway (months of cash) | n/a | n/a | 11.5 | 6.8 | 126.8 | n/a |
Institutional ownership, Q1 2023
78.6% owned by funds/institutions
| 13F holders | Current |
|---|---|
| Total holders | 67 |
| Opened positions | 7 |
| Closed positions | 17 |
| Increased positions | 20 |
| Reduced positions | 22 |
| 13F shares | Current |
|---|---|
| Total value | 22.89 bn |
| Total shares | 32.22 mm |
| Total puts | 14.70 k |
| Total calls | 4.60 k |
| Total put/call ratio | 3.2 |
| Largest owners | Shares | Value |
|---|---|---|
| Rippel Douglas Richard | 6.88 mm | $98.64 mm |
| McKnight Michael | 5.76 mm | $0.00 |
| OCO Capital Partners | 3.95 mm | $6.83 bn |
| OCO Capital GP | 3.95 mm | $15.84 mm |
| Faulkner Chadwick Heath | 2.14 mm | $0.00 |
| Empyrean Capital Partners | 1.90 mm | $3.29 bn |
| Long Focus Capital Management | 1.63 mm | $2.83 bn |
| BLK Blackrock | 1.30 mm | $2.26 bn |
| Vanguard | 1.20 mm | $2.07 bn |
| HighTower Advisors | 799.67 k | $1.38 bn |
Recent insider trades
| Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 Jun 23 | Douglas D Clark | Common Stock | Buy | Acquire P | No | Yes | 1.1293 | 20,000 | 22.59 k | 748,557 |
| 23 May 23 | Ismail Dawood | Common Stock | Buy | Acquire P | No | No | 1.09 | 200,000 | 218.00 k | 366,869 |
| 2 May 23 | Douglas D Clark | Common Stock | Buy | Acquire P | No | Yes | 1.5977 | 11,660 | 18.63 k | 728,557 |
| 1 May 23 | Douglas D Clark | Common Stock | Buy | Acquire P | No | Yes | 1.6024 | 8,340 | 13.36 k | 716,897 |
| 3 Apr 23 | Douglas D Clark | Common Stock | Buy | Acquire P | No | Yes | 1.5856 | 20,000 | 31.71 k | 708,557 |
News
Why Amedisys Shares Are Trading Higher By 14%? Here Are Other Stocks Moving In Monday's Mid-Day Session
5 Jun 23
Stocks That Hit 52-Week Lows On Monday
22 May 23
Stocks That Hit 52-Week Lows On Friday
19 May 23
Credit Suisse Maintains Neutral on CURO Group Holdings, Lowers Price Target to $2.7
11 May 23
Stephens & Co. Maintains Equal-Weight on CURO Group Holdings, Lowers Price Target to $3
11 May 23