peoples financial corporation operates as the bank holding company for the peoples bank that provides banking, financial, and trust services to government entities, individuals, and small and commercial businesses in mississippi. it accepts various deposits, such as interest and non-interest bearing checking accounts, savings accounts, certificates of deposit, and individual retirement accounts (iras). the company also offers business, commercial, real estate, construction, personal, and installment loans; and personal trust, agencies, and estate services, including living and testamentary trusts, executorships, guardianships, and conservatorships. in addition, it provides self-directed iras; and escrow management, stock transfer, and bond paying agency accounts to corporate customers. further, the company offers various other services consisting of safe deposit box rental, wire transfer, night drop facilities, collection, cash management, and internet banking services. the company ope
Company profile
Ticker
PFBX
Exchange
Website
CEO
Chevis C. Swetman
Employees
Incorporated
Location
Fiscal year end
Sector
Industry (SIC)
Former names
PEOPLES FINANCIAL CORP
SEC CIK
Corporate docs
IRS number
640709834
PFBX stock data
Latest filings (excl ownership)
10-Q
2023 Q3
Quarterly report
8 Nov 23
8-K
Results of Operations and Financial Condition
27 Oct 23
10-Q
2023 Q2
Quarterly report
8 Aug 23
8-K
Other Events
31 Jul 23
8-K
Peoples Financial Corporation Reports Results for the Second Quarter of 2023, Earnings Increased $1,818,000 Over the Second Quarter of 2022
26 Jul 23
10-Q
2023 Q1
Quarterly report
15 May 23
8-K
Submission of Matters to a Vote of Security Holders
1 May 23
8-K
Peoples Financial Corporation Reports Results for the First Quarter of 2023 and Announces a 20% Dividend Increase
20 Apr 23
DFAN14A
Additional proxy materials by non-management
19 Apr 23
DEFA14A
Additional proxy soliciting materials
13 Apr 23
Latest ownership filings
Financial summary
| Quarter (USD) | Sep 23 | Jun 23 | Mar 23 | Dec 22 | |
|---|---|---|---|---|---|
| Revenue | |||||
| Cost of revenue | |||||
| Operating income | |||||
| Operating margin | |||||
| Net income | |||||
| Net profit margin | |||||
| Cash on hand | |||||
| Change in cash | |||||
| Diluted EPS |
| Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
|---|---|---|---|---|---|
| Revenue | |||||
| Cost of revenue | |||||
| Operating income | |||||
| Operating margin | |||||
| Net income | |||||
| Net profit margin | |||||
| Cash on hand | |||||
| Change in cash | |||||
| Diluted EPS |
| Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
|---|---|---|---|---|---|---|
| Cash on hand (at last report) | 45.10 mm | 45.10 mm | 45.10 mm | 45.10 mm | 45.10 mm | 45.10 mm |
| Cash burn (monthly) | 5.44 mm | (no burn) | (no burn) | (no burn) | (no burn) | (no burn) |
| Cash used (since last report) | 11.74 mm | n/a | n/a | n/a | n/a | n/a |
| Cash remaining | 33.36 mm | n/a | n/a | n/a | n/a | n/a |
| Runway (months of cash) | 6.1 | n/a | n/a | n/a | n/a | n/a |
Institutional ownership, Q2 2023
13.6% owned by funds/institutions
| 13F holders | Current |
|---|---|
| Total holders | 2 |
| Opened positions | 0 |
| Closed positions | 0 |
| Increased positions | 1 |
| Reduced positions | 0 |
| 13F shares | Current |
|---|---|
| Total value | 1.17 mm |
| Total shares | 636.44 k |
| Total puts | 0.00 |
| Total calls | 0.00 |
| Total put/call ratio | – |
| Largest owners | Shares | Value |
|---|---|---|
| Stilwell Joseph | 549.59 k | $0.00 |
| M3 Partners | 86.85 k | $1.17 mm |
Recent insider trades
| Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|---|
| 15 Nov 23 | Stilwell Joseph | Common Stock | Buy | Acquire P | Yes | No | 13 | 5,000 | 65.00 k | 401,364 |
| 14 Nov 23 | Stilwell Joseph | Common Stock | Buy | Acquire P | Yes | No | 12.9999 | 5,003 | 65.04 k | 396,364 |
| 10 Nov 23 | Stilwell Joseph | Common Stock | Buy | Acquire P | Yes | No | 12.8889 | 1,800 | 23.20 k | 391,361 |
| 8 Nov 23 | Stilwell Joseph | Common Stock | Buy | Acquire P | Yes | No | 13 | 1,000 | 13.00 k | 389,561 |
| 7 Nov 23 | Stilwell Joseph | Common Stock | Buy | Acquire P | Yes | No | 13 | 2,000 | 26.00 k | 388,561 |