Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
H.S. freshman Avg
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New words:
accredited, advice, AFS, beta, centric, chaired, clarify, CODM, compression, CRO, danger, deficiency, disaggregated, disaster, dotted, ease, elated, expertise, Fed, field, frame, gateway, incorrectly, layer, layering, macroeconomic, maker, memorandum, neutral, nonobjection, nonrepayable, opportunistically, oversee, pivotal, play, quantify, quicker, recertification, reconciling, renamed, resiliency, restatement, shape, Silicon, sought, subtracted, tenant, unallocated, uncollateralized, uninsured, unusual, validate, validating, Valley
Removed:
aid, applying, arrange, ATM, Bancorp, banker, CAA, chat, CISA, Citigroup, classify, compel, council, counteract, debit, defensive, deferment, deferral, disbursement, distributed, EBT, emergence, emergency, emphasized, Empire, employer, entering, entrance, exchanged, execute, extinguishment, fact, grouped, interchange, introduce, IRA, Keogh, Kingdom, labor, lag, leave, LLP, medium, merged, mobile, moderate, navigate, optional, pandemic, participated, payroll, PCD, permanently, powered, PPP, preliminary, prolonged, proud, prudential, recession, referencing, rent, replacement, residual, rest, restructure, retired, scalability, sector, securitized, sick, sized, slowdown, steady, storage, straight, Subtopic, suspension, systemic, tailor, temporarily, transmission, Universal, utility, viable, video, waive
Financial report summary
?Risks
- Changes in Interest Rates May Impact Our Financial Condition and Results of Operations
- Our Lending Activities Involve Risks that May Be Exacerbated Depending on the Mix of Loan Types
- Our Ability to Obtain Brokered Deposits as an Additional Funding Source Could be Limited
- The Markets in Which We Operate Are Highly Competitive
- Our Results of Operations May Be Adversely Affected by Changes in National, Regional and/or Local Economic Conditions
- Changes in Laws and Regulations Could Adversely Affect Our Business
- Current Conditions in, and Regulation of, the Banking Industry May Have a Material Adverse Effect on Our Results of Operations
- A Failure in or Breach of Our Operational or Security Systems or Infrastructure, or Those of Our Third Party Vendors and Other Service Providers, Including as a Result of Cyber-attacks, Could Disrupt Our Business, Result in the Disclosure or Misuse of Confidential or Proprietary Information, Damage Our Reputation, Increase Our Costs and Cause Losses