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     AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON MARCH 7,AUGUST 8, 1997
                                                      REGISTRATION NO. 333-22909333-32355
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                     SECURITIES AND EXCHANGE COMMISSION
                           WASHINGTON, D.C. 20549
                               -------------------------------------

                        PRE-EFFECTIVE AMENDMENT NO. 1

                                     TO

                                  FORM S-4

                           REGISTRATION STATEMENT


                                    UNDER


                         THE SECURITIES ACT OF 1933

                               -------------------------------------


                             F.N.B. CORPORATION
           (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

                               -------------------------------------


                                                                           
               PENNSYLVANIA                              6711                              25-1255406
     (STATE OR OTHER JURISDICTION OF         (PRIMARY STANDARD INDUSTRIAL(Primary Standard Industrial               (I.R.S. EMPLOYEREmployer
      INCORPORATION OR ORGANIZATION)         CLASSIFICATION CODE NUMBER)    IDENTIFICATION NO.Classification Code Number)              Identification No.)
HERMITAGE SQUARE JOHN D. WATERS HERMITAGE, PENNSYLVANIA 16148 F.N.B. CORPORATION (412) 981-6000 HERMITAGE SQUARE (ADDRESS, INCLUDING ZIP CODE, AND HERMITAGE, PENNSYLVANIA 16148 TELEPHONE NUMBER, INCLUDING AREA CODE, (412) 981-6000 OF REGISTRANT'S PRINCIPAL EXECUTIVE OFFICES) (NAME, ADDRESS, INCLUDING ZIP CODE AND TELEPHONE NUMBER, INCLUDING AREA CODE, OF AGENT FOR SERVICE) ------------------------------------- COPIES TO: MARLON F. STARR RICHARD A. DENMON SMITH, GAMBRELL & RUSSELL, LLP CARLTON, FIELDS, WARD, EMMANUEL, 3343 Peachtree Road, N.E. SMITH & CUTLER, P.A. Suite 1800 One Harbour Place Atlanta, Georgia 30326 777 S. Harbour Island Boulevard (404) 264-2620 Tampa, Florida 33602-5799 (813) 223-7000
------------------------------------- APPROXIMATE DATE OF COMMENCEMENT OF PROPOSED SALE OF THE SECURITIES TO THE PUBLIC: Upon the effective date of the merger of West Coast Bancorp, Inc.Indian Rocks State Bank with and into a wholly-owned subsidiary of the Registrant. If the securities being registered on this form are being offered in connection with the formation of a holding company and there is compliance with General Instruction G, check the following box: [ ] THE REGISTRANT HEREBY AMENDS THIS REGISTRATION STATEMENT ON SUCH DATE OR DATES AS MAY BE NECESSARY TO DELAY ITS EFFECTIVE DATE UNTIL THE REGISTRANT SHALL FILE A FURTHER AMENDMENT WHICH SPECIFICALLY STATES THAT THIS REGISTRATION STATEMENT SHALL THEREAFTER BECOME EFFECTIVE IN ACCORDANCE WITH SECTION 8(A) OF THE SECURITIES ACT OF 1933, AS AMENDED, OR UNTIL THE REGISTRATION STATEMENT SHALL BECOME EFFECTIVE ON SUCH DATE AS THE COMMISSION, ACTING PURSUANT TO SAID SECTION 8(A), MAY DETERMINE. ================================================================================ 2 PART II: INFORMATION NOT REQUIRED IN PROSPECTUS ITEM 21. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES The following exhibits areexhibit is filed with or incorporated by reference in this Registration Statement:Amendment:
EXHIBIT NO. DESCRIPTION OF EXHIBIT --------------------- -------------------------------------------------------------- *2 .12.1.1 First Amendment, dated August 8, 1997, to Agreement and Plan of Merger by and among F.N.B. Corporation ("FNB"), Southwest Banks, Inc. ("Southwest") and West Coast Bancorp, Inc.Indian Rocks State Bank ("West Coast"IRSB"), dated November 15, 1996 (included as Appendix A to the Proxy Statement-Prospectus). *2 .1.1 Amendment No. 1 to Agreement and Plan of Merger, dated as of February 28, 1997 (included as Appendix A to the Proxy Statement-Prospectus). 5 .1 Opinion of Cohen & Grigsby, P.C. *8 .1 Opinion of Smith, Gambrell & Russell, LLP *10.1 Stock Option Agreement by and between FNB and West Coast, dated November 15, 1996 (included as Appendix B to the Proxy Statement-Prospectus). *10.1.1 Amendment No. 1 to Stock Option Agreement, dated as of February 28, 1997 (included as Appendix B to the Proxy Statement - Prospectus). *23.1 Consent of Ernst & Young LLP *23.2 Consent of Coopers & Lybrand L.L.P. *23.3 Consent of S.R. Snodgrass, A.C. *23.4 Consent of Cohen & Grigsby, P.C. (included in Exhibit 5.1). *23.5 Consent of Smith, Gambrell & Russell, LLP (included in Exhibit 8.1). *23.6 Consent of Advest, Inc. *23.7 Consent of Hill, Barth & King, Inc. *24.1 Powers of Attorney *99.1 Form of Proxy for Special Meeting of Shareholders of West Coast. *99.2 Opinion of Advest, Inc. (included as Appendix C to the Proxy Statement-Prospectus). *99.3 Provisions of Pennsylvania law regarding indemnification of directors and officers.May 10, 1997.
- ------------------- *Previously filed II-3 3 SIGNATURES PURSUANT TO THE REQUIREMENTS OF THE SECURITIES ACT OF 1933, THE REGISTRANT HAS DULY CAUSED THIS AMENDMENT TO BE SIGNED ON ITS BEHALF BY THE UNDERSIGNED, THEREUNTO DULY AUTHORIZED, IN THE CITY OF HERMITAGE, COMMONWEALTH OF PENNSYLVANIA, ON MARCH 7,AUGUST 8, 1997. F.N.B. CORPORATION By: * -----------------------------------/s/ Peter Mortensen ------------------------------ Peter Mortensen Chairman and President PURSUANT TO THE REQUIREMENTS OF THE SECURITIES ACT OF 1933, THE REGISTRATION STATEMENT HAS BEEN SIGNED BY THE FOLLOWING PERSONS IN THE CAPACITIES AND ON THE DATE INDICATED.
SIGNATURE TITLE DATE --------- ----- ---- /S/ PETER MORTENSEN CHAIRMAN, PRESIDENT AND DIRECTOR AUGUST 8, 1997 - ------------------------------------- (PRINCIPAL EXECUTIVE OFFICER) PETER MORTENSEN * Chairman, President and Director March 7,EXECUTIVE VICE PRESIDENT AND AUGUST 8, 1997 ----------------------------- (Principal Executive Officer) Peter Mortensen- ------------------------------------- DIRECTOR STEPHEN J. GURGOVITS /S/ JOHN D. WATERS VICE PRESIDENT AND CHIEF FINANCIAL AUGUST 8, 1997 - ------------------------------------- OFFICER (PRINCIPAL FINANCIAL JOHN D. WATERS AND ACCOUNTING OFFICER) DIRECTOR - ------------------------------------- W. RICHARD BLACKWOOD * Executive Vice President and March 7,DIRECTOR AUGUST 8, 1997 ----------------------------- Director Stephen J. Gurgovits- ------------------------------------- WILLIAM B. CAMPBELL * Vice President and Director March 7,DIRECTOR AUGUST 8, 1997 ----------------------------- Samuel K. Sollenberger /s/ John D. Waters Vice President and Chief Financial March 7,- ------------------------------------- CHARLES T. CRICKS * DIRECTOR AUGUST 8, 1997 ----------------------------- Officer (Principal Financial John D. Waters and Accounting Officer)- ------------------------------------- HENRY M. EKKER, ESQ. DIRECTOR - ------------------------------------- THOMAS C. ELLIOTT * Director March 7,DIRECTOR AUGUST 8, 1997 ------------------------------ ------------------------------------- THOMAS W. Richard Blackwood Director ----------------------------- William B. Campbell * Director March 7, 1997 ----------------------------- Charles T. Cricks * Director March 7, 1997 ----------------------------- Henry M. Ekker, Esq. * Director March 7, 1997 ----------------------------- Thomas C. Elliott * Director March 7, 1997 ----------------------------- Thomas W. Hodge * Director March 7, 1997 ----------------------------- George E. Lowe, D.D.S. Director ----------------------------- JamesHODGE DIRECTOR - ------------------------------------- JAMES S. LindsayLINDSAY DIRECTOR - ------------------------------------- PAUL P. LYNCH
4 * Director March 7,DIRECTOR AUGUST 8, 1997 ----------------------------- Paul P. Lynch Director ----------------------------- Edward- ------------------------------------- EDWARD J. MaceMACE * Director March 7,DIRECTOR August 8, 1997 ----------------------------- Robert- ------------------------------------- ROBERT S. Moss Director ----------------------------- RichardMOSS DIRECTOR - ------------------------------------- RICHARD C. MyersMYERS DIRECTOR - ------------------------------------- JOHN R. PERKINS DIRECTOR - ------------------------------------- WILLIAM A. QUINN * Director March 7,DIRECTOR AUGUST 8, 1997 ----------------------------- John- ------------------------------------- GEORGE A. SEEDS * DIRECTOR AUGUST 8, 1997 - ------------------------------------- WILLIAM J. STRIMBU * DIRECTOR AUGUST 8, 1997 - ------------------------------------- GARY L. TICE * DIRECTOR AUGUST 8, 1997 - ------------------------------------- ARCHIE O. WALLACE DIRECTOR - ------------------------------------- JOSEPH M. WALTON * DIRECTOR AUGUST 8, 1997 - ------------------------------------- JAMES T. WELLER * DIRECTOR AUGUST 8, 1997 - ------------------------------------- ERIC J. WERNER, ESQ. DIRECTOR - ------------------------------------- R. Perkins * Director March 7, 1997 ----------------------------- William A. Quinn * Director March 7, 1997 ----------------------------- George A. Seeds * Director March 7, 1997 ----------------------------- William J. Strimbu Director ----------------------------- Gary L. Tice * Director March 7, 1997 ----------------------------- Archie O. Wallace * Director March 7, 1997 ----------------------------- Joseph M. Walton * Director March 7, 1997 ----------------------------- James T. Weller * Director March 7, 1997 ----------------------------- Eric J. Werner, Esq. * Director March 7, 1997 ----------------------------- DonnaBENJAMIN WILEY DIRECTOR - ------------------------------------- DONNA C. Winner *By: /s/ JohnWINNER *BY: /S/ JOHN D. Waters ------------------------------------ JohnWATERS --------------------------------- JOHN D. Waters, as Attorney-in-FactWATERS, AS ATTORNEY-IN-FACT
5 EXHIBIT INDEX
EXHIBIT NO. DESCRIPTION OF EXHIBIT ----------- -------------------------------------------------------------------------------------------------------- 2.1 Agreement and Plan of Merger, by and among F.N.B. Corporation ("FNB"), Southwest Banks, Inc. ("Southwest") and West Coast Bancorp, Inc. ("West Coast"), dated November 15, 1996 (included as Appendix A to the Proxy Statement-Prospectus). 2.1.1 Amendment No. 1 to Agreement and Plan of Merger dated as of February 28, 1997 (included as Appendix A to the Proxy Statement-Prospectus). *5.1 Opinion of Cohen & Grigsby, P.C. 8.1 Opinion of Smith, Gambrell & Russell, LLP 10.1 Stock Option Agreement by and between FNB and West Coast, dated November 15, 1996 (included as Appendix B to the Proxy Statement-Prospectus). 10.1.1 Amendment No. 1 to Stock Option Agreement, dated as of February 28, 1997 (included as Appendix B to the Proxy Statement - Prospectus). 23.1 Consent of Ernst & Young LLP 23.2 Consent of Coopers & Lybrand L.L.P. 23.3 Consent of S.R. Snodgrass, A.C. 23.4 Consent of Cohen & Grigsby, P.C. (included in Exhibit 5.1). 23.5 Consent of Smith, Gambrell & Russell, LLP (included in Exhibit 8.1). 23.6 Consent of Advest, Inc. 23.7 Consent of Hill, Barth & King, Inc. 24.1 Powers of Attorney 99.1 Form of Proxy for Special Meeting of Shareholders of West Coast. 99.2 Opinion of Advest, Inc. (included as Appendix C to the Proxy Statement-Prospectus). 99.3 Provisions of Pennsylvania law regarding indemnification of directors and officers.
- ------------------ * Filed herewith