Penseco Financial Services (PFNS) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE LTD BERMUDA CL A	FOREIGN EQUITIES	G1151C101	125	1,700	SH		SOLE		1,700	0	0
ACCENTURE LTD BERMUDA CL A	FOREIGN EQUITIES	G1151C101	29	400	SH		DFND		200	200	0
COVIDIEN PLC	FOREIGN EQUITIES	G2554F113	2	37	SH		SOLE		37	0	0
HELEN OF TROY LTD	FOREIGN EQUITIES	G4388N106	3	76	SH		SOLE		76	0	0
INGERSOLL-RAND PUBLIC LTD	FOREIGN EQUITIES	G47791101	16	240	SH		SOLE		240	0	0
INVESCO LTD	COMMON STOCK	G491BT108	1	41	SH		SOLE		41	0	0
JAZZ PHARMACEUTICALS PLC	FOREIGN EQUITIES	G50871105	3	36	SH		SOLE		36	0	0
MALLINCKRODT PLC	FOREIGN EQUITIES	G5785G107	0	4	SH		SOLE		4	0	0
MICHAEL KORS HOLDINGS LTD	FOREIGN EQUITIES	G60754101	3	44	SH		SOLE		44	0	0
WEATHERFORD INT'L LTD NEW	COMMON STOCK	H27013103	2	100	SH		DFND		100	0	0
PENTAIR LTD	FOREIGN EQUITIES	H6169Q108	1	8	SH		SOLE		8	0	0
TE CONNECTIVITY LTD	FOREIGN EQUITIES	H84989104	2	37	SH		SOLE		37	0	0
TYCO INTERNATIONAL LTD, SHS	COMMON STOCK	H89128104	1	37	SH		SOLE		37	0	0
CORE LABORATORIES N V COM	COMMON STOCK	N22717107	7	42	SH		SOLE		42	0	0
LYONDELLBASELL INDUSTRIES N.V. CL A	FOREIGN EQUITIES	N53745100	6	88	SH		SOLE		88	0	0
COPA HOLDINGS SA	FOREIGN EQUITIES	P31076105	3	22	SH		SOLE		22	0	0
ACNB CORP	COMMON STOCK	000868109	8	500	SH		SOLE		500	0	0
ADT CORP	COMMON STOCK	00101J106	1	18	SH		SOLE		18	0	0
AOL INC	COMMON STOCK	00184X105	0	3	SH		SOLE		3	0	0
AT&T INC COM	COMMON STOCK	00206R102	2,911	86,112	SH		SOLE		84,112	1,500	500
AT&T INC COM	COMMON STOCK	00206R102	710	20,992	SH		DFND		13,696	7,296	0
ABBOTT LABS COM	COMMON STOCK	002824100	436	13,130	SH		SOLE		11,830	1,000	300
ABBOTT LABS COM	COMMON STOCK	002824100	121	3,650	SH		DFND		3,350	300	0
ABBVIE, INC	COMMON STOCK	00287Y109	605	13,530	SH		SOLE		12,230	1,000	300
ABBVIE, INC	COMMON STOCK	00287Y109	181	4,050	SH		DFND		3,750	300	0
AETNA INC NEW COM	COMMON STOCK	00817Y108	7	104	SH		SOLE		104	0	0
AIR PRODUCT AND CHEMICALS INC	COMMON STOCK	009158106	934	8,760	SH		SOLE		8,160	600	0
AIR PRODUCT AND CHEMICALS INC	COMMON STOCK	009158106	181	1,700	SH		DFND		1,500	200	0
ALCOA INC	COMMON STOCK	013817101	14	1,712	SH		SOLE		1,712	0	0
ALCATEL-LUCENT SPONSORED ADR	FOREIGN EQUITIES	013904305	0	54	SH		DFND		54	0	0
ALLERGAN INC	COMMON STOCK	018490102	10	113	SH		SOLE		113	0	0
ALLSTATE CORP COM	COMMON STOCK	020002101	6	126	SH		SOLE		126	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	244	7,091	SH		SOLE		6,491	0	600
ALTRIA GROUP INC	COMMON STOCK	02209S103	130	3,800	SH		DFND		2,000	1,800	0
AMCOL INTL CORP	COMMON STOCK	02341W103	2	72	SH		SOLE		72	0	0
AMERICAN ELEC PWR INC COM	COMMON STOCK	025537101	20	450	SH		SOLE		450	0	0
AMERICAN ELEC PWR INC COM	COMMON STOCK	025537101	82	1,885	SH		DFND		1,885	0	0
AMERICAN EQUITY INVT LIFE HLDG	COMMON STOCK	025676206	2	111	SH		SOLE		111	0	0
AMERICAN EXPRESS CO COM	COMMON STOCK	025816109	820	10,861	SH		SOLE		10,361	500	0
AMERICAN EXPRESS CO COM	COMMON STOCK	025816109	657	8,700	SH		DFND		200	8,500	0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021	WARRANTS & RIGHTS	026874156	0	8	SH		SOLE		8	0	0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021	WARRANTS & RIGHTS	026874156	0	14	SH		DFND		14	0	0
AMERICAN INTL GROUP INC COM	COMMON STOCK	026874784	2	42	SH		SOLE		42	0	0
AMERICAN WATER WORKS	COMMON STOCK	030420103	527	12,775	SH		SOLE		10,875	1,900	0
AMERICAN WATER WORKS	COMMON STOCK	030420103	105	2,550	SH		DFND		2,550	0	0
AMERIPRISE FINL INC COM	COMMON STOCK	03076C106	80	875	SH		SOLE		875	0	0
AMERIPRISE FINL INC COM	COMMON STOCK	03076C106	182	2,000	SH		DFND		0	2,000	0
AMGEN INC COM	COMMON STOCK	031162100	294	2,625	SH		SOLE		2,625	0	0
APPLE COMPUTER INC COM	COMMON STOCK	037833100	1,113	2,334	SH		SOLE		2,259	75	0
APPLE COMPUTER INC COM	COMMON STOCK	037833100	319	670	SH		DFND		645	25	0
APPLIED MATLS INC COM	COMMON STOCK	038222105	18	1,000	SH		SOLE		1,000	0	0
AQUA AMERICA INC COM	COMMON STOCK	03836W103	65	2,625	SH		SOLE		1,375	0	1,250
AQUA AMERICA INC COM	COMMON STOCK	03836W103	47	1,916	SH		DFND		250	1,666	0
ASHLAND INC NEW COM	COMMON STOCK	044209104	1	13	SH		DFND		13	0	0
ASTORIA FINL CORP	COMMON STOCK	046265104	2	138	SH		SOLE		138	0	0
AUTOMATIC DATA PROCESSING INCOM	COMMON STOCK	053015103	753	10,402	SH		SOLE		10,202	200	0
AUTOMATIC DATA PROCESSING INCOM	COMMON STOCK	053015103	58	800	SH		DFND		250	550	0
AVON PRODUCTS INC	COMMON STOCK	054303102	2	113	SH		SOLE		113	0	0
BB&T CORP COM	COMMON STOCK	054937107	74	2,184	SH		SOLE		2,184	0	0
BP PLC SPONSORED ADR	FOREIGN EQUITIES	055622104	167	3,980	SH		SOLE		3,200	780	0
BP PLC SPONSORED ADR	FOREIGN EQUITIES	055622104	55	1,300	SH		DFND		1,100	200	0
BP PRUDHOE BAY ROYALTY TRUST	ROYALTY TRUST	055630107	26	300	SH		SOLE		300	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	183	13,229	SH		SOLE		13,229	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	9	650	SH		DFND		500	150	0
BANK NEW YORK MELLON CORP COM	COMMON STOCK	064058100	169	5,600	SH		SOLE		5,600	0	0
BANK NEW YORK MELLON CORP COM	COMMON STOCK	064058100	91	3,000	SH		DFND		3,000	0	0
BAXTER INTL INC COM	COMMON STOCK	071813109	446	6,787	SH		SOLE		5,687	1,100	0
BAXTER INTL INC COM	COMMON STOCK	071813109	89	1,350	SH		DFND		1,150	200	0
B/E AEROSPACE INC	COMMON STOCK	073302101	5	66	SH		SOLE		66	0	0
BECTON DICKINSON & CO COM	COMMON STOCK	075887109	15	149	SH		SOLE		149	0	0
BERKSHIRE HATHAWAY "B" NEW	COMMON STOCK	084670702	465	4,100	SH		SOLE		3,600	500	0
BERKSHIRE HATHAWAY "B" NEW	COMMON STOCK	084670702	148	1,300	SH		DFND		1,300	0	0
BIOGEN IDEC INC COM	COMMON STOCK	09062X103	2	10	SH		SOLE		10	0	0
BIOGEN IDEC INC COM	COMMON STOCK	09062X103	12	50	SH		DFND		50	0	0
BOEING CO COM	COMMON STOCK	097023105	670	5,704	SH		SOLE		5,604	0	100
BOEING CO COM	COMMON STOCK	097023105	423	3,600	SH		DFND		3,600	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	1,066	23,037	SH		SOLE		22,637	0	400
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	268	5,796	SH		DFND		3,333	2,463	0
BRISTOW GROUP INC	COMMON STOCK	110394103	6	76	SH		SOLE		76	0	0
BROADCOM CORP CL A	COMMON STOCK	111320107	1	22	SH		SOLE		22	0	0
BUCKEYE PARTNERS	COMMON STOCK	118230101	197	3,000	SH		DFND		2,900	100	0
CBS CORP CL B	COMMON STOCK	124857202	6	103	SH		SOLE		103	0	0
CIGNA CORP	COMMON STOCK	125509109	212	2,762	SH		SOLE		2,762	0	0
CLECO CORP	COMMON STOCK	12561W105	108	2,400	SH		SOLE		2,400	0	0
CSX CORP COM	COMMON STOCK	126408103	15	575	SH		SOLE		575	0	0
CVS/CAREMARK CORP COM	COMMON STOCK	126650100	145	2,560	SH		SOLE		2,560	0	0
CABOT OIL & GAS CORPORATION	COMMON STOCK	127097103	75	2,000	SH		SOLE		2,000	0	0
CALAMOS CONV & HIGH INC FD	MUTUAL FUNDS-FIXED INCOME	12811P108	35	2,800	SH		SOLE		0	2,800	0
CAMPBELL SOUP CO COM	COMMON STOCK	134429109	24	600	SH		SOLE		600	0	0
CANTEL MEDICAL CORP	COMMON STOCK	138098108	3	105	SH		SOLE		105	0	0
CAPITAL ONE FINL CORP	COMMON STOCK	14040H105	14	200	SH		SOLE		200	0	0
CARRIZO OIL & GAS INC.	COMMON STOCK	144577103	15	400	SH		SOLE		400	0	0
CATERPILLAR INC DEL COM	COMMON STOCK	149123101	237	2,840	SH		SOLE		2,840	0	0
CATERPILLAR INC DEL COM	COMMON STOCK	149123101	46	550	SH		DFND		400	150	0
CELGENE CORP COM	COMMON STOCK	151020104	6	40	SH		SOLE		40	0	0
CENTURY LINK INC.	COMMON STOCK	156700106	23	719	SH		SOLE		719	0	0
CHECKPOINT SYSTEMS INC	COMMON STOCK	162825103	1	81	SH		SOLE		81	0	0
CHESAPEAKE ENERGY CORP COM	COMMON STOCK	165167107	13	500	SH		SOLE		500	0	0
CHEVRONTEXACO CORP COM	COMMON STOCK	166764100	940	7,738	SH		SOLE		7,163	575	0
CHEVRONTEXACO CORP COM	COMMON STOCK	166764100	835	6,870	SH		DFND		6,670	200	0
CHUBB CORP COM	COMMON STOCK	171232101	19	213	SH		SOLE		213	0	0
CISCO SYS INC COM	COMMON STOCK	17275R102	677	28,915	SH		SOLE		26,715	2,200	0
CISCO SYS INC COM	COMMON STOCK	17275R102	78	3,350	SH		DFND		1,450	1,900	0
CITIZENS & NORTHERN CORP	COMMON STOCK	172922106	30	1,500	SH		SOLE		1,500	0	0
CITIGROUP INC NEW	COMMON STOCK	172967424	109	2,251	SH		SOLE		2,201	50	0
CITIGROUP INC NEW	COMMON STOCK	172967424	8	161	SH		DFND		161	0	0
CLOROX COMPANY	COMMON STOCK	189054109	204	2,500	SH		SOLE		2,500	0	0
COCA COLA CO COM	COMMON STOCK	191216100	2,000	52,803	SH		SOLE		51,003	1,000	800
COCA COLA CO COM	COMMON STOCK	191216100	236	6,236	SH		DFND		4,836	1,400	0
COCA-COLA ENTERPRISES INC NEW	COMMON STOCK	19122T109	8	193	SH		SOLE		193	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	497	8,380	SH		SOLE		8,380	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	231	3,900	SH		DFND		3,200	700	0
COMCAST CORP	COMMON STOCK	20030N101	346	7,675	SH		SOLE		7,675	0	0
COMCAST CORP	COMMON STOCK	20030N101	40	877	SH		DFND		877	0	0
COMMUNITY BANK SYSTEM INC	COMMON STOCK	203607106	43	1,257	SH		SOLE		1,257	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	1,972	28,363	SH		SOLE		28,363	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	507	7,300	SH		DFND		2,300	5,000	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	80	1,456	SH		SOLE		1,456	0	0
COOPER CO INC NEW	COMMON STOCK	216648402	11	84	SH		SOLE		84	0	0
CORNING INC COM	COMMON STOCK	219350105	120	8,233	SH		SOLE		8,233	0	0
CORNING INC COM	COMMON STOCK	219350105	3	230	SH		DFND		230	0	0
CONVANCE INC	COMMON STOCK	222816100	3	39	SH		SOLE		39	0	0
DNP SELECT INCOME FD INC	MUTUAL FUNDS- BALANCED	23325P104	29	3,000	SH		SOLE		0	3,000	0
DEERE & CO COM	COMMON STOCK	244199105	438	5,385	SH		SOLE		4,885	300	200
DEERE & CO COM	COMMON STOCK	244199105	134	1,650	SH		DFND		1,500	150	0
DELTA AIR LINES INC NEW	COMMON STOCK	247361702	3	133	SH		SOLE		133	0	0
DISNEY WALT CO COM DISNEY	COMMON STOCK	254687106	259	4,009	SH		SOLE		4,009	0	0
DISNEY WALT CO COM DISNEY	COMMON STOCK	254687106	25	390	SH		DFND		390	0	0
DISCOVER FINL SVCS	COMMON STOCK	254709108	32	636	SH		SOLE		636	0	0
DIRECTV	COMMON STOCK	25490A309	1	17	SH		SOLE		17	0	0
DOMINION RES INC VA NEW COM	COMMON STOCK	25746U109	840	13,442	SH		SOLE		12,642	200	600
DOMINION RES INC VA NEW COM	COMMON STOCK	25746U109	447	7,150	SH		DFND		5,450	1,700	0
DOW CHEM CO COM	COMMON STOCK	260543103	1,839	47,901	SH		SOLE		47,801	0	100
DOW CHEM CO COM	COMMON STOCK	260543103	153	3,980	SH		DFND		3,680	300	0
DU PONT E I DE NEMOURS & CO COM	COMMON STOCK	263534109	2,119	36,187	SH		SOLE		34,587	1,000	600
DU PONT E I DE NEMOURS & CO COM	COMMON STOCK	263534109	1,472	25,130	SH		DFND		6,056	19,074	0
DUKE ENERGY HLDG CORP	COMMON STOCK	26441C204	202	3,024	SH		SOLE		3,024	0	0
DUKE ENERGY HLDG CORP	COMMON STOCK	26441C204	209	3,130	SH		DFND		2,898	232	0
E M C CORP MASS COM	COMMON STOCK	268648102	25	962	SH		SOLE		962	0	0
E M C CORP MASS COM	COMMON STOCK	268648102	15	600	SH		DFND		0	600	0
EOG RES INC	COMMON STOCK	26875P101	3	19	SH		SOLE		19	0	0
EQT CORP	COMMON STOCK	26884L109	177	2,000	SH		SOLE		2,000	0	0
EATON VANCE CORP- NON VTG	COMMON STOCK	278265103	2	64	SH		SOLE		64	0	0
EBAY INC COM	COMMON STOCK	278642103	24	434	SH		SOLE		434	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	1,489	23,010	SH		SOLE		21,510	1,100	400
EMERSON ELEC CO COM	COMMON STOCK	291011104	472	7,300	SH		DFND		6,100	1,200	0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS	COMMON STOCK	29273V100	750	11,400	SH		SOLE		11,400	0	0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS	COMMON STOCK	29273V100	7	102	SH		DFND		102	0	0
ENERSYS	COMMON STOCK	29275Y102	5	78	SH		SOLE		78	0	0
ENTEGRIS INC	COMMON STOCK	29362U104	3	251	SH		SOLE		251	0	0
ENTERPRISE PROD PRTNRS L.P.	COMMON STOCK	293792107	6	100	SH		SOLE		100	0	0
ENTERPRISE PROD PRTNRS L.P.	COMMON STOCK	293792107	92	1,500	SH		DFND		1,500	0	0
EQUIFAX INC	COMMON STOCK	294429105	2	41	SH		SOLE		41	0	0
YORKVILLE HIGH INCOME MLP ETF	MUTUAL FUNDS-ETF EQUITIES	301505103	98	5,400	SH		SOLE		5,400	0	0
EXELON CORP COM	COMMON STOCK	30161N101	785	26,510	SH		SOLE		24,710	1,300	500
EXELON CORP COM	COMMON STOCK	30161N101	164	5,533	SH		DFND		2,933	2,600	0
EXELIS INC	COMMON STOCK	30162A108	15	960	SH		SOLE		660	0	300
EXELIS INC	COMMON STOCK	30162A108	7	463	SH		DFND		463	0	0
EXPEDITORS INTL WASH INC	COMMON STOCK	302130109	1,262	28,645	SH		SOLE		26,695	1,450	500
EXPEDITORS INTL WASH INC	COMMON STOCK	302130109	249	5,650	SH		DFND		3,950	1,700	0
EXPRESS SCRIPTS HLDG CO.	COMMON STOCK	30219G108	36	585	SH		SOLE		585	0	0
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	6,077	70,634	SH		SOLE		69,834	700	100
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	2,629	30,556	SH		DFND		12,545	18,011	0
FLIR SYSTEM INC	COMMON STOCK	302445101	3	109	SH		SOLE		109	0	0
F N B CORP PA	COMMON STOCK	302520101	739	60,937	SH		SOLE		60,937	0	0
FACEBOOK INC	COMMON STOCK	30303M102	3	50	SH		SOLE		50	0	0
FASTENAL CO COM	COMMON STOCK	311900104	2,163	43,025	SH		SOLE		39,475	2,150	1,400
FASTENAL CO COM	COMMON STOCK	311900104	259	5,150	SH		DFND		2,850	2,300	0
FIFTH THIRD BANCORP	COMMON STOCK	316773100	9	493	SH		SOLE		493	0	0
FIRST COMMONWEALTH FINL CP PA	COMMON STOCK	319829107	8	1,000	SH		SOLE		1,000	0	0
FIRST SOLAR INC	COMMON STOCK	336433107	8	200	SH		DFND		200	0	0
FOOT LOCKER INC COM	COMMON STOCK	344849104	4	113	SH		SOLE		113	0	0
FORD MTR CO DEL COM PAR $0.01	COMMON STOCK	345370860	8	500	SH		SOLE		500	0	0
FORD MTR CO DEL COM PAR $0.01	COMMON STOCK	345370860	3	157	SH		DFND		157	0	0
FRANKLIN ELECTRIC INC	COMMON STOCK	353514102	4	104	SH		SOLE		104	0	0
FRANKLIN RESOURCES INC	COMMON STOCK	354613101	7	141	SH		SOLE		141	0	0
FREEPORTMCMORAN COPP CL B	COMMON STOCK	35671D857	9	268	SH		SOLE		54	214	0
FRONTIER COMMUNICATIONS CORP	COMMON STOCK	35906A108	36	8,637	SH		SOLE		8,637	0	0
FRONTIER COMMUNICATIONS CORP	COMMON STOCK	35906A108	2	459	SH		DFND		459	0	0
GATX CORP	COMMON STOCK	361448103	3	72	SH		SOLE		72	0	0
GABELLI GLOBAL MULTIMEDIA TR INC	COMMON STOCK	36239Q109	2	200	SH		SOLE		200	0	0
GABELLI EQUITY TR INC	COMMON STOCK	362397101	20	3,000	SH		SOLE		3,000	0	0
GABELLI UTILITY TRUST FD	COMMON STOCK	36240A101	13	2,000	SH		SOLE		2,000	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	79	900	SH		SOLE		900	0	0
GENERAL ELEC CO COM	COMMON STOCK	369604103	2,974	124,554	SH		SOLE		120,754	3,800	0
GENERAL ELEC CO COM	COMMON STOCK	369604103	903	37,831	SH		DFND		15,460	22,371	0
GENERAL MLS INC COM	COMMON STOCK	370334104	303	6,325	SH		SOLE		6,225	100	0
GENERAL MLS INC COM	COMMON STOCK	370334104	156	3,250	SH		DFND		2,850	400	0
GLATFELTER COM	COMMON STOCK	377316104	5	200	SH		SOLE		200	0	0
GLAXOSMITHKLINE PLC SPONSORED ADR	FOREIGN EQUITIES	37733W105	342	6,810	SH		SOLE		6,810	0	0
GLAXOSMITHKLINE PLC SPONSORED ADR	FOREIGN EQUITIES	37733W105	298	5,950	SH		DFND		5,550	400	0
GLOBAL PAMENTS INC	COMMON STOCK	37940X102	3	57	SH		SOLE		57	0	0
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	9	55	SH		SOLE		55	0	0
GOOGLE INC	COMMON STOCK	38259P508	364	416	SH		SOLE		416	0	0
GOOGLE INC	COMMON STOCK	38259P508	13	15	SH		DFND		0	15	0
HALLIBURTON CO	COMMON STOCK	406216101	6	118	SH		SOLE		118	0	0
HAMPTON ROADS BANCSHARES INC, NEW	COMMON STOCK	409321502	4	2,709	SH		SOLE		2,709	0	0
HANESBRANDS INC COM	COMMON STOCK	410345102	3	47	SH		SOLE		47	0	0
HARSCO CORP	COMMON STOCK	415864107	2	78	SH		SOLE		78	0	0
HARTFORD FINL SVCS	COMMON STOCK	416515104	9	280	SH		SOLE		280	0	0
HARTFORD FINL SVCS	COMMON STOCK	416515104	12	373	SH		DFND		373	0	0
HASBRO INC COM	COMMON STOCK	418056107	236	5,000	SH		SOLE		5,000	0	0
HERSHA HOSPITALITY TRUST	COMMON STOCK	427825104	6	1,000	SH		SOLE		1,000	0	0
HERSHEY FOODS CORP COM	COMMON STOCK	427866108	125	1,354	SH		SOLE		1,354	0	0
HERTZ GLOBAL HLDGS INC	COMMON STOCK	42805T105	7	318	SH		SOLE		318	0	0
HEWLETT PACKARD CO COM	COMMON STOCK	428236103	163	7,750	SH		SOLE		5,950	1,800	0
HEWLETT PACKARD CO COM	COMMON STOCK	428236103	14	650	SH		DFND		650	0	0
HEXCEL CORP- NEW	COMMON STOCK	428291108	6	146	SH		SOLE		146	0	0
HOME DEPOT INC COM	COMMON STOCK	437076102	104	1,369	SH		SOLE		1,369	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	55	665	SH		SOLE		665	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	108	1,300	SH		DFND		1,200	100	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	70	8,480	SH		SOLE		8,480	0	0
ITT CORP NEW COM NEW	COMMON STOCK	450911201	17	480	SH		SOLE		330	0	150
ITT CORP NEW COM NEW	COMMON STOCK	450911201	8	231	SH		DFND		231	0	0
INTEL CORP COM	COMMON STOCK	458140100	865	37,756	SH		SOLE		35,956	1,400	400
INTEL CORP COM	COMMON STOCK	458140100	281	12,250	SH		DFND		10,050	2,200	0
INTERCONTINENTAL EXCHANGE INC	COMMON STOCK	45865V100	4	22	SH		SOLE		22	0	0
INTERNATIONAL BUSINESS MACHSCOM	COMMON STOCK	459200101	3,030	16,362	SH		SOLE		16,162	200	0
INTERNATIONAL BUSINESS MACHSCOM	COMMON STOCK	459200101	3,819	20,621	SH		DFND		9,100	11,521	0
INTL PAPER CO COM	COMMON STOCK	460146103	6	130	SH		SOLE		130	0	0
INTL PAPER CO COM	COMMON STOCK	460146103	22	500	SH		DFND		0	500	0
INTUITIVE SURGICAL INC.	COMMON STOCK	46120E602	6	15	SH		DFND		0	15	0
INVESCO VAN KAMPEN SR INCOMETR	MUTUAL FUNDS-ETF EQUITIES	46131H107	7	1,400	SH		SOLE		1,400	0	0
ISHARES GOLD TRUST	MUTUAL FUNDS-ETF EQUITIES	464285105	9	674	SH		SOLE		674	0	0
ISHARES BARCLAYS TIPS BND FD	MUTUAL FUNDS-ETF EQUITIES	464287176	26	234	SH		SOLE		234	0	0
ISHARES TOTAL US BOND MKT	MUTUAL FUNDS-ETF FIXED INCOME	464287226	20	185	SH		SOLE		185	0	0
ISHARES TR S&P NA NATURAL RESOURCES	MUTUAL FUNDS-EQUITIES	464287374	62	1,500	SH		DFND		0	1,500	0
ISHARES TR MSCI EAFE INDEX	MUTUAL FUNDS-ETF EQUITIES	464287465	80	1,250	SH		SOLE		1,250	0	0
ISHARES TR MSCI EAFE INDEX	MUTUAL FUNDS-ETF EQUITIES	464287465	96	1,500	SH		DFND		0	1,500	0
ISHARES S&P 400 INDEX	MUTUAL FUNDS-ETF EQUITIES	464287507	12	100	SH		SOLE		100	0	0
ISHARES S7P 600 INDEX	MUTUAL FUNDS-ETF EQUITIES	464287804	14	140	SH		SOLE		140	0	0
ISHARES NATIONAL AMT-FREE MUNI BOND	MUTUAL FUNDS-ETF FIXED INCOME	464288414	5	50	SH		SOLE		50	0	0
ISHARES U.S. PREFERRED STOCKETF	MUTUAL FUNDS-ETF EQUITIES	464288687	6	150	SH		SOLE		150	0	0
JDS UNIPHASE CORP	COMMON STOCK	46612J507	0	3	SH		SOLE		3	0	0
J P MORGAN CHASE & CO COM	COMMON STOCK	46625H100	1,046	20,249	SH		SOLE		19,049	1,200	0
J P MORGAN CHASE & CO COM	COMMON STOCK	46625H100	132	2,560	SH		DFND		1,220	1,340	0
JP MORGAN CHASE & CO ALERIAN MLP INDX	MUTUAL FUNDS-ETF EQUITIES	46625H365	7	150	SH		SOLE		150	0	0
JACOBS ENGR GROUP INC DEL COM	COMMON STOCK	469814107	8	136	SH		SOLE		136	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	2,755	31,783	SH		SOLE		30,883	900	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	397	4,583	SH		DFND		2,233	2,350	0
JOHNSON CONTROLS INC	COMMON STOCK	478366107	27	650	SH		SOLE		650	0	0
KANSAS CITY SOUTHERN COM NEW	COMMON STOCK	485170302	44	400	SH		DFND		400	0	0
KELLOGG CO COM	COMMON STOCK	487836108	229	3,900	SH		SOLE		3,300	100	500
KELLOGG CO COM	COMMON STOCK	487836108	97	1,650	SH		DFND		1,650	0	0
KIMBERLY CLARK CORP COM	COMMON STOCK	494368103	403	4,272	SH		SOLE		4,172	100	0
KIMBERLY CLARK CORP COM	COMMON STOCK	494368103	285	3,022	SH		DFND		3,022	0	0
KINDER MORGAN ENERGY PRTNRS	COMMON STOCK	494550106	20	250	SH		SOLE		250	0	0
KINDER MORGAN ENERGY PRTNRS	COMMON STOCK	494550106	8	100	SH		DFND		100	0	0
KRAFT FOODS GROUP INC.	COMMON STOCK	50076Q106	172	3,284	SH		SOLE		2,984	0	300
KRAFT FOODS GROUP INC.	COMMON STOCK	50076Q106	187	3,571	SH		DFND		2,927	644	0
LSI CORPORATION COM	COMMON STOCK	502161102	0	15	SH		DFND		15	0	0
LIFE TIME FITNESS INC	COMMON STOCK	53217R207	4	71	SH		SOLE		71	0	0
LILLY ELI & CO COM	COMMON STOCK	532457108	327	6,500	SH		SOLE		6,100	0	400
LILLY ELI & CO COM	COMMON STOCK	532457108	341	6,770	SH		DFND		4,820	1,950	0
LINCOLN NATIONAL CORP	COMMON STOCK	534187109	5	117	SH		SOLE		117	0	0
LINEAR TECHNOLOGY CORP	COMMON STOCK	535678106	861	21,710	SH		SOLE		19,910	1,800	0
LINEAR TECHNOLOGY CORP	COMMON STOCK	535678106	234	5,900	SH		DFND		3,800	2,100	0
LINN ENERGY LLC	COMMON STOCK	536020100	13	500	SH		SOLE		500	0	0
LINN ENERGY LLC	COMMON STOCK	536020100	14	550	SH		DFND		550	0	0
LITTLEFUSE INC	COMMON STOCK	537008104	3	38	SH		SOLE		38	0	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	89	700	SH		SOLE		700	0	0
LOWES COS INC COM	COMMON STOCK	548661107	244	5,135	SH		SOLE		4,735	0	400
LOWES COS INC COM	COMMON STOCK	548661107	50	1,050	SH		DFND		300	750	0
LULULEMON ATHLETICA	COMMON STOCK	550021109	15	200	SH		SOLE		200	0	0
M&T BANK CORP	COMMON STOCK	55261F104	55	490	SH		SOLE		490	0	0
MFS CHARTER INCOME TRUST	MUTUAL FDS-NON TAX BNY	552727109	3	300	SH		SOLE		300	0	0
MAGNA INTERNATIONAL INC CL A	FOREIGN EQUITIES	559222401	6	73	SH		SOLE		73	0	0
MANULIFE FINANCIAL CORP	FOREIGN EQUITIES	56501R106	55	3,294	SH		SOLE		3,294	0	0
MARATHON OIL CO	COMMON STOCK	565849106	44	1,256	SH		SOLE		34	1,222	0
MARATHON PETROLEUM CORP	COMMON STOCK	56585A102	40	628	SH		SOLE		17	611	0
MARKET VECTORS ETF TR LEHMAN BROS HY	MUTUAL FUNDS-ETF EQUITIES	57060U878	5	180	SH		SOLE		180	0	0
MARTHA STEWART LIVING	COMMON STOCK	573083102	0	200	SH		SOLE		200	0	0
MASTERCARD INCORPORATED	COMMON STOCK	57636Q104	1,006	1,495	SH		SOLE		1,360	135	0
MASTERCARD INCORPORATED	COMMON STOCK	57636Q104	155	230	SH		DFND		230	0	0
MATTEL INC COM	COMMON STOCK	577081102	167	3,983	SH		SOLE		3,983	0	0
MC CORMICK & COMPANY INC. NON VOTING	COMMON STOCK	579780206	259	4,000	SH		SOLE		4,000	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	649	6,750	SH		SOLE		6,250	500	0
MCDONALDS CORP COM	COMMON STOCK	580135101	115	1,200	SH		DFND		1,100	100	0
MCKESSON CORP	COMMON STOCK	58155Q103	13	100	SH		SOLE		100	0	0
MEAD JOHNSON NUTRITION CO CL A	COMMON STOCK	582839106	5	68	SH		DFND		0	68	0
MEDICAL PROPERTIES TR INC	COMMON STOCK	58463J304	2	188	SH		SOLE		188	0	0
MEDNAX INC	COMMON STOCK	58502B106	4	38	SH		SOLE		38	0	0
MEDTRONIC INC COM	COMMON STOCK	585055106	1,233	23,150	SH		SOLE		22,850	0	300
MEDTRONIC INC COM	COMMON STOCK	585055106	37	700	SH		DFND		300	400	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	770	16,178	SH		SOLE		15,678	0	500
MERCK & CO INC NEW	COMMON STOCK	58933Y105	217	4,550	SH		DFND		2,950	1,600	0
MERITAGE HOMES CORP	COMMON STOCK	59001A102	3	73	SH		SOLE		73	0	0
METLIFE INC	COMMON STOCK	59156R108	14	305	SH		SOLE		305	0	0
MICROSOFT CORP	COMMON STOCK	594918104	1,931	58,045	SH		SOLE		55,645	2,400	0
MICROSOFT CORP	COMMON STOCK	594918104	284	8,540	SH		DFND		4,140	4,400	0
MICROCHIP TECHNOLOGY INC COM	COMMON STOCK	595017104	995	24,690	SH		SOLE		22,590	1,700	400
MICROCHIP TECHNOLOGY INC COM	COMMON STOCK	595017104	250	6,200	SH		DFND		4,700	1,500	0
MONDELEZ INTL INC	COMMON STOCK	609207105	277	8,803	SH		SOLE		8,303	0	500
MONDELEZ INTL INC	COMMON STOCK	609207105	353	11,241	SH		DFND		9,305	1,936	0
MONSANTO CO (NEW)	COMMON STOCK	61166W101	3	33	SH		SOLE		33	0	0
MOOG INC CLASS A	COMMON STOCK	615394202	3	51	SH		SOLE		51	0	0
MOTOROLA SOLUTIONS, INC.	COMMON STOCK	620076307	27	456	SH		SOLE		456	0	0
MYLAN INC COM	COMMON STOCK	628530107	15	400	SH		SOLE		400	0	0
NBT BANCORP INC COM	COMMON STOCK	628778102	5	229	SH		SOLE		229	0	0
NBT BANCORP INC COM	COMMON STOCK	628778102	3,216	140,025	SH		DFND		90,025	50,000	0
NCR CORP NEW	COMMON STOCK	62886E108	1	27	SH		DFND		27	0	0
NATIONAL FUEL GAS COMPANY	COMMON STOCK	636180101	3	48	SH		SOLE		48	0	0
NATIONAL OILWELL VARCO INC COM	COMMON STOCK	637071101	629	8,055	SH		SOLE		7,455	600	0
NATIONAL OILWELL VARCO INC COM	COMMON STOCK	637071101	62	800	SH		DFND		800	0	0
NATIONAL PENN BANCORP INC	COMMON STOCK	637138108	50	5,000	SH		SOLE		5,000	0	0
NATURES SUNSHINE PRODUCTS	COMMON STOCK	639027101	19	1,000	SH		SOLE		1,000	0	0
NEW YORK TIMES CO CL A	COMMON STOCK	650111107	8	600	SH		SOLE		600	0	0
NEWPARK RESOURCES INC	COMMON STOCK	651718504	3	232	SH		SOLE		232	0	0
NEW SORP NEW CL A	COMMON STOCK	65249B109	0	1	SH		SOLE		1	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	753	9,395	SH		SOLE		9,395	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	395	4,933	SH		DFND		3,283	1,650	0
NIKE INC CL B	COMMON STOCK	654106103	12	171	SH		SOLE		171	0	0
NOKIA CORP SPONSORED ADR	FOREIGN EQUITIES	654902204	1	200	SH		SOLE		200	0	0
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	645	8,340	SH		SOLE		8,340	0	0
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	25	325	SH		DFND		225	100	0
NORTHEAST UTILS COM	COMMON STOCK	664397106	12	300	SH		SOLE		300	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	19	200	SH		SOLE		200	0	0
NORWOOD FINANCIAL CORPORATION	COMMON STOCK	669549107	375	12,947	SH		SOLE		12,947	0	0
NOVARTIS AG	FOREIGN EQUITIES	66987V109	225	2,930	SH		SOLE		2,638	0	292
NOVARTIS AG	FOREIGN EQUITIES	66987V109	38	492	SH		DFND		0	492	0
NUCOR CORP	COMMON STOCK	670346105	54	1,100	SH		SOLE		1,100	0	0
NUCOR CORP	COMMON STOCK	670346105	127	2,600	SH		DFND		2,600	0	0
NUVEEN PERFORMANCE PLUS MUNICIPAL FUND INC	MUTUAL FUNDS-ETF EQUITIES	67062P108	15	1,096	SH		SOLE		1,096	0	0
OCCIDENTAL PETE CORP DEL COM	COMMON STOCK	674599105	1,034	11,050	SH		SOLE		11,050	0	0
OCCIDENTAL PETE CORP DEL COM	COMMON STOCK	674599105	56	600	SH		DFND		0	600	0
OMNICARE INC COM	COMMON STOCK	681904108	7	124	SH		SOLE		124	0	0
ONEOK INC	COMMON STOCK	682680103	4	76	SH		SOLE		76	0	0
ORACLE CORP COM	COMMON STOCK	68389X105	363	10,949	SH		SOLE		10,749	200	0
ORACLE CORP COM	COMMON STOCK	68389X105	73	2,200	SH		DFND		1,400	800	0
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	713	9,848	SH		SOLE		8,548	900	400
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	400	5,515	SH		DFND		115	5,400	0
PPG INDS INC COM	COMMON STOCK	693506107	217	1,300	SH		SOLE		1,300	0	0
PPG INDS INC COM	COMMON STOCK	693506107	58	350	SH		DFND		100	250	0
PPL CORP, COM	COMMON STOCK	69351T106	2,575	84,775	SH		SOLE		84,575	0	200
PPL CORP, COM	COMMON STOCK	69351T106	589	19,395	SH		DFND		18,395	1,000	0
PENNEY J C INC COM	COMMON STOCK	708160106	3	300	SH		DFND		300	0	0
PENNS WOODS BANCORP INC	COMMON STOCK	708430103	68	1,374	SH		SOLE		0	1,374	0
PEPSICO INC COM	COMMON STOCK	713448108	3,507	44,115	SH		SOLE		42,815	1,000	300
PEPSICO INC COM	COMMON STOCK	713448108	195	2,450	SH		DFND		650	1,800	0
PFIZER INC COM	COMMON STOCK	717081103	2,414	84,060	SH		SOLE		81,510	1,850	700
PFIZER INC COM	COMMON STOCK	717081103	1,326	46,176	SH		DFND		19,367	26,809	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	407	4,705	SH		SOLE		4,705	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	255	2,940	SH		DFND		1,240	1,700	0
PHILLIPS 66	COMMON STOCK	718546104	748	12,937	SH		SOLE		12,937	0	0
PHILLIPS 66	COMMON STOCK	718546104	162	2,800	SH		DFND		300	2,500	0
PITNEY BOWES INC COM	COMMON STOCK	724479100	9	500	SH		SOLE		0	500	0
PLAINS ALL AMERICAN PIPELINELP	COMMON STOCK	726503105	3	58	SH		SOLE		58	0	0
PLUM CREEK TIMBER CO INC COM	COMMON STOCK	729251108	5	100	SH		DFND		100	0	0
POLARIS INDS INC	COMMON STOCK	731068102	5	37	SH		SOLE		37	0	0
PRAXAIR INC	COMMON STOCK	74005P104	12	100	SH		SOLE		100	0	0
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	2,926	38,703	SH		SOLE		37,103	1,000	600
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	2,285	30,228	SH		DFND		22,478	7,750	0
PROTECTIVE LIFE CORP	COMMON STOCK	743674103	4	93	SH		SOLE		93	0	0
PUBLIC SVC ENTERPRISE GROUP COM	COMMON STOCK	744573106	16	500	SH		SOLE		500	0	0
PUBLIC SVC ENTERPRISE GROUP COM	COMMON STOCK	744573106	46	1,400	SH		DFND		1,400	0	0
PUTNAM MUNICIPAL OPP TRUST	MUTUAL FUNDS-ETF EQUITIES	746922103	19	1,715	SH		SOLE		1,715	0	0
QUALCOMM INC COM	COMMON STOCK	747525103	8	115	SH		SOLE		115	0	0
QUALCOMM INC COM	COMMON STOCK	747525103	7	100	SH		DFND		100	0	0
RANDGOLD RES LTD ADR	COMMON STOCK	752344309	2	25	SH		SOLE		25	0	0
RAYMOND JAMES FINANCIAL INC	COMMON STOCK	754730109	3	80	SH		SOLE		80	0	0
RAYONIER INC COM	COMMON STOCK	754907103	167	3,000	SH		SOLE		3,000	0	0
RAYTHEON CO COM NEW	COMMON STOCK	755111507	71	921	SH		SOLE		921	0	0
REGIONS FINANCIAL CORP NEW	COMMON STOCK	7591EP100	6	684	SH		SOLE		684	0	0
REINSURANCE GROUP AMER INC	COMMON STOCK	759351604	3	43	SH		SOLE		43	0	0
RESMED INC	COMMON STOCK	761152107	5	87	SH		SOLE		87	0	0
ROCK-TENN CO	COMMON STOCK	772739207	7	65	SH		SOLE		65	0	0
ROCKWELL AUTOMATION INC	COMMON STOCK	773903109	5	50	SH		SOLE		50	0	0
ROCKWELL COLLINS INC COM	COMMON STOCK	774341101	309	4,550	SH		SOLE		4,550	0	0
ROGERS COMMUNICATIONS INC CL B NON-VTG	FOREIGN EQUITIES	775109200	2	52	SH		SOLE		52	0	0
ROYAL BANK OF CANADA	FOREIGN EQUITIES	780087102	19	300	SH		DFND		300	0	0
ROYAL DUTCH SHELL PLC RDS-B	FOREIGN EQUITIES	780259107	21	300	SH		SOLE		300	0	0
ROYAL DUTCH SHELL PLC SPONS ADR A	FOREIGN EQUITIES	780259206	256	3,900	SH		SOLE		3,900	0	0
ROYAL DUTCH SHELL PLC SPONS ADR A	FOREIGN EQUITIES	780259206	395	6,020	SH		DFND		3,120	2,900	0
S&T BANCORP INC	COMMON STOCK	783859101	16	650	SH		SOLE		650	0	0
SBA COMMUNICATIONS CORP CL A	COMMON STOCK	78388J106	3	39	SH		SOLE		39	0	0
SPDR TRUST ETF UNIT SER 1	COMMON STOCK	78462F103	19	114	SH		SOLE		114	0	0
SPDR BARCLAYS HIGHYIELD BND	MUTUAL FUNDS-ETF EQUITIES	78464A417	10	255	SH		SOLE		255	0	0
SPDR DOW JONES INDL AVERAGE UNIT SER 1	MUTUAL FUNDS-ETF EQUITIES	78467X109	17	111	SH		SOLE		111	0	0
ST JUDE MEDICAL INC	COMMON STOCK	790849103	7	127	SH		SOLE		127	0	0
SANOFI AVENTIS SPONSORED ADR	FOREIGN EQUITIES	80105N105	18	350	SH		SOLE		350	0	0
SANOFI-AVENTIS SA CVR	FOREIGN EQUITIES	80105N113	0	150	SH		SOLE		150	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	735	8,315	SH		SOLE		7,515	400	400
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	384	4,350	SH		DFND		3,950	400	0
SECTOR SPDR TR-SHS BEN	MUTUAL FUNDS-ETF EQUITIES	81369Y308	12	295	SH		SOLE		295	0	0
SPDR ENERGY SELECT SECTOR	MUTUAL FUNDS-ETF EQUITIES	81369Y506	3	40	SH		SOLE		40	0	0
SHIRE PLC SPONSORED ADR	FOREIGN EQUITIES	82481R106	5	45	SH		SOLE		45	0	0
JM SMUCKER CO	COMMON STOCK	832696405	10	94	SH		SOLE		94	0	0
JM SMUCKER CO	COMMON STOCK	832696405	32	300	SH		DFND		0	300	0
SNAP ON INC	COMMON STOCK	833034101	5	47	SH		SOLE		47	0	0
SOUTH JERSEY INDUSTRIES INC	COMMON STOCK	838518108	62	1,051	SH		SOLE		1,051	0	0
SOUTHERN CO COM	COMMON STOCK	842587107	773	18,760	SH		SOLE		17,760	300	700
SOUTHERN CO COM	COMMON STOCK	842587107	303	7,350	SH		DFND		6,100	1,250	0
SPECTRA ENERGY CORP COM	COMMON STOCK	847560109	944	27,600	SH		SOLE		25,400	2,200	0
SPECTRA ENERGY CORP COM	COMMON STOCK	847560109	438	12,800	SH		DFND		11,300	1,500	0
STARBUCKS CORP COM	COMMON STOCK	855244109	537	6,980	SH		SOLE		6,280	700	0
STARBUCKS CORP COM	COMMON STOCK	855244109	69	900	SH		DFND		900	0	0
STARWOOD HOTELS&RESORTS WRLDCOM	COMMON STOCK	85590A401	16	245	SH		DFND		245	0	0
STATE STR CORP COM	COMMON STOCK	857477103	116	1,768	SH		SOLE		1,768	0	0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN	COMMON STOCK	864482104	14	300	SH		SOLE		300	0	0
SUNOCO LOGISTICS PARTNERS LP	COMMON STOCK	86764L108	60	900	SH		SOLE		900	0	0
SUNPOWER CORP	COMMON STOCK	867652406	1	30	SH		DFND		30	0	0
SUNTRUST BKS INC COM	COMMON STOCK	867914103	54	1,679	SH		SOLE		1,679	0	0
SYSCO CORP COM	COMMON STOCK	871829107	783	24,616	SH		SOLE		22,516	2,100	0
SYSCO CORP COM	COMMON STOCK	871829107	130	4,100	SH		DFND		3,600	500	0
TECO ENERGY INC COM	COMMON STOCK	872375100	3	200	SH		SOLE		200	0	0
TARGET CORP	COMMON STOCK	87612E106	186	2,900	SH		SOLE		2,600	0	300
TARGET CORP	COMMON STOCK	87612E106	22	350	SH		DFND		0	350	0
TELEDYNE TECHNOLOGIES INC	COMMON STOCK	879360105	3	37	SH		SOLE		37	0	0
TELEFONICA S A SPONSORED ADR	COMMON STOCK	879382208	13	821	SH		SOLE		821	0	0
TERADATE CORP	COMMON STOCK	88076W103	23	407	SH		SOLE		407	0	0
TEVA PHARMACEUTICAL INDS LTDADR	FOREIGN EQUITIES	881624209	151	4,000	SH		SOLE		4,000	0	0
TEXAS INSTRS INC COM	COMMON STOCK	882508104	4	100	SH		SOLE		100	0	0
3M CO	COMMON STOCK	88579Y101	6,271	52,516	SH		SOLE		52,416	0	100
3M CO	COMMON STOCK	88579Y101	259	2,166	SH		DFND		1,766	400	0
TIME WARNER INC	COMMON STOCK	887317303	25	383	SH		SOLE		383	0	0
TIME WARNER INC	COMMON STOCK	887317303	22	339	SH		DFND		339	0	0
TIME WARNER CABLE INC	COMMON STOCK	88732J207	1	8	SH		SOLE		8	0	0
TIMKEN CO	COMMON STOCK	887389104	4	60	SH		SOLE		60	0	0
TOTAL S.A. ADR	FOREIGN EQUITIES	89151E109	6	100	SH		SOLE		100	0	0
TRAVELERS COMPANIES INC COM	COMMON STOCK	89417E109	181	2,140	SH		SOLE		2,090	50	0
TRAVELERS COMPANIES INC COM	COMMON STOCK	89417E109	13	150	SH		DFND		150	0	0
TRUSTMARK CORP	COMMON STOCK	898402102	3	103	SH		SOLE		103	0	0
TWENTY-FIRST CENTY FOX INC.	COMMON STOCK	90130A101	0	4	SH		SOLE		4	0	0
US BANCORP DEL	COMMON STOCK	902973304	825	22,554	SH		SOLE		20,754	1,800	0
US BANCORP DEL	COMMON STOCK	902973304	62	1,700	SH		DFND		1,700	0	0
URS CORP- NEW	COMMON STOCK	903236107	2	39	SH		SOLE		39	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	679	4,369	SH		SOLE		4,369	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	25	164	SH		DFND		164	0	0
UNITED BANKSHARES INC	COMMON STOCK	909907107	2	74	SH		SOLE		74	0	0
UNITED FIRE GROUP INC	COMMON STOCK	910340108	2	80	SH		SOLE		80	0	0
UNITED PARCEL SERVICE INC CL B	COMMON STOCK	911312106	70	766	SH		SOLE		466	0	300
UNITED PARCEL SERVICE INC CL B	COMMON STOCK	911312106	50	550	SH		DFND		150	400	0
UNITED RENTALS INC	COMMON STOCK	911363109	7	112	SH		SOLE		112	0	0
UNITED STATES STL CORP NEW COM	COMMON STOCK	912909108	1	62	SH		SOLE		0	62	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	109	1,010	SH		SOLE		1,010	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	270	2,500	SH		DFND		2,500	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	50	700	SH		SOLE		0	700	0
VF CORP	COMMON STOCK	918204108	144	725	SH		SOLE		525	200	0
VALERO ENERGY CORP NEW COM	COMMON STOCK	91913Y100	5	152	SH		SOLE		152	0	0
VALSPAR CORP	COMMON STOCK	920355104	4	68	SH		SOLE		68	0	0
VANGUARD DIVIDEND APPRECIATION ETF	MUTUAL FUNDS-ETF EQUITIES	921908844	12	175	SH		SOLE		175	0	0
VANGUARD INFORMATION TECH ETF	MUTUAL FUNDS-ETF EQUITIES	92204A702	16	198	SH		SOLE		198	0	0
VANGUARD FTSE ALL WORLD	MUTUAL FUNDS-ETF EQUITIES	922042775	12	255	SH		SOLE		255	0	0
VANGUARD EMERGING MARKETS ETF	MUTUAL FUNDS-ETF EQUITIES	922042858	109	2,721	SH		SOLE		2,150	571	0
VANGUARD EMERGING MARKETS ETF	MUTUAL FUNDS-ETF EQUITIES	922042858	40	1,000	SH		DFND		1,000	0	0
VANGUARD MID CAP ETF	MUTUAL FUNDS-ETF EQUITIES	922908629	79	775	SH		SOLE		675	100	0
VANGUARD MID CAP ETF	MUTUAL FUNDS-ETF EQUITIES	922908629	41	400	SH		DFND		300	100	0
VANGUARD SMALL CAP ETF	MUTUAL FUNDS-ETF EQUITIES	922908751	79	775	SH		SOLE		675	100	0
VANGUARD SMALL CAP ETF	MUTUAL FUNDS-ETF EQUITIES	922908751	41	400	SH		DFND		300	100	0
VANGUARD TOTAL STK MRKT ETF	MUTUAL FUNDS-ETF EQUITIES	922908769	43	495	SH		SOLE		495	0	0
VERISIGN INC COM	COMMON STOCK	92343E102	5	100	SH		SOLE		100	0	0
VERIZON COMMUNICATIONS COM	COMMON STOCK	92343V104	2,660	56,989	SH		SOLE		54,789	1,200	1,000
VERIZON COMMUNICATIONS COM	COMMON STOCK	92343V104	594	12,737	SH		DFND		7,421	5,316	0
VIACOM INC CL B	COMMON STOCK	92553P201	21	254	SH		DFND		254	0	0
VISA CLASS A	COMMON STOCK	92826C839	3,637	19,032	SH		SOLE		19,032	0	0
VODAFONE GROUP PLC NEW SPONS ADR NEW	FOREIGN EQUITIES	92857W209	1,158	32,910	SH		SOLE		30,410	2,000	500
VODAFONE GROUP PLC NEW SPONS ADR NEW	FOREIGN EQUITIES	92857W209	308	8,750	SH		DFND		7,750	1,000	0
WGL HLDGS INC	COMMON STOCK	92924F106	2	58	SH		SOLE		58	0	0
WAL MART STORES INC COM	COMMON STOCK	931142103	456	6,170	SH		SOLE		6,170	0	0
WALGREEN CO COM	COMMON STOCK	931422109	153	2,850	SH		SOLE		2,450	0	400
WALGREEN CO COM	COMMON STOCK	931422109	11	200	SH		DFND		0	200	0
WEBSTER FINANCIAL CORP	COMMON STOCK	947890109	4	143	SH		SOLE		143	0	0
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	1,110	26,864	SH		SOLE		24,965	1,800	99
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	23	557	SH		DFND		557	0	0
WELLS FARGO ADVANTAGE INCOME OPPORTUNITIES FD	MUTUAL FUNDS-FIXED INCOME	94987B105	16	1,800	SH		SOLE		1,800	0	0
WESTERN DIGITAL CORP	COMMON STOCK	958102105	2	35	SH		SOLE		35	0	0
WESTERN UNION CO (WU)	COMMON STOCK	959802109	239	12,800	SH		SOLE		9,300	3,500	0
WESTERN UNION CO (WU)	COMMON STOCK	959802109	54	2,900	SH		DFND		2,900	0	0
WEYERHAEUSER CO COM	COMMON STOCK	962166104	1,198	41,860	SH		SOLE		38,283	2,600	977
WEYERHAEUSER CO COM	COMMON STOCK	962166104	173	6,044	SH		DFND		4,444	1,600	0
WHITING PETROLEUM CORP NEW	COMMON STOCK	966387102	3	50	SH		SOLE		50	0	0
WILLIAMS CO INC	COMMON STOCK	969457100	7	200	SH		SOLE		200	0	0
WINDSTREAM HLDGS INC	COMMON STOCK	97382A101	1	103	SH		SOLE		103	0	0
WISCONSIN ENERGY CORP COM	COMMON STOCK	976657106	15	375	SH		SOLE		375	0	0
WYNDHAM WORLDWIDE CORP COM	COMMON STOCK	98310W108	7	117	SH		SOLE		117	0	0
WYNN RESORTS LTD	COMMON STOCK	983134107	5	33	SH		SOLE		33	0	0
XEROX CORP COM	COMMON STOCK	984121103	24	2,375	SH		SOLE		2,375	0	0
XYLEM INC	COMMON STOCK	98419M100	320	11,460	SH		SOLE		9,360	1,800	300
XYLEM INC	COMMON STOCK	98419M100	32	1,163	SH		DFND		563	600	0
YAHOO INC COM	COMMON STOCK	984332106	13	401	SH		SOLE		401	0	0
YAHOO INC COM	COMMON STOCK	984332106	33	1,000	SH		DFND		1,000	0	0
ZIMMER HLDGS INC COM	COMMON STOCK	98956P102	36	433	SH		SOLE		433	0	0
ZIMMER HLDGS INC COM	COMMON STOCK	98956P102	77	940	SH		DFND		940	0	0