Baker Boyer National Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC CL A	FOREIGN EQUITIES	G1151C101	402,977	1,410	SH		SOLE		1,410	0	0
ABBVIE INC	COMMON STOCK	00287Y109	246,702	1,548	SH		SOLE		1,548	0	0
ALPHA ARCHITECT US QUANTITATIVE VALUE ETF	CLOSED END FD/EQ CEF&ETF	02072L102	447,740	13,239	SH		SOLE		13,196	0	43
ALPHA ARCHITECT INTL QUANTITATIVE VALUE ETF	CLOSED END/INTL EQ CEF&ETF	02072L201	324,380	13,833	SH		SOLE		13,776	0	57
ALPHA ARCHITECT INTL QUANTITATIVE MOMENTUM ETF	CLOSED END/INTL EQ CEF&ETF	02072L300	1,284,568	48,585	SH		SOLE		48,543	0	42
ALPHA ARCHITECT US QUANTITATIVE MOMENTUM ETF	CLOSED END FD/EQ CEF&ETF	02072L409	398,187	8,835	SH		SOLE		8,808	0	27
ALPHABET INC CLASS C	COMMON STOCK	02079K107	862,368	8,292	SH		SOLE		8,292	0	0
ALPHABET INC CLASS A	COMMON STOCK	02079K305	450,912	4,347	SH		SOLE		4,347	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	205,870	4,615	SH		SOLE		4,615	0	0
AMAZON.COM INC	COMMON STOCK	023135106	303,564	2,939	SH		SOLE		2,939	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	262,765	1,593	SH		SOLE		1,593	0	0
APPLE INC	COMMON STOCK	037833100	11,298,108	68,515	SH		SOLE		68,515	0	0
BERKSHIRE HATHAWAY INC DEL CL B	COMMON STOCK	084670702	1,016,432	3,292	SH		SOLE		3,292	0	0
BOEING COMPANY	COMMON STOCK	097023105	754,757	3,553	SH		SOLE		3,553	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	412,140	1,801	SH		SOLE		1,801	0	0
CENOVUS ENERGY INC	FOREIGN EQUITIES	15135U109	261,348	14,977	SH		SOLE		14,977	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	922,173	5,652	SH		SOLE		5,652	0	0
CISCO SYS INC	COMMON STOCK	17275R102	428,245	8,193	SH		SOLE		8,193	0	0
COMPASS INC CLASS A	COMMON STOCK	20464U100	76,664	23,735	SH		SOLE		23,735	0	0
CONSOLIDATED EDISON INC COM	COMMON STOCK	209115104	327,764	3,426	SH		SOLE		3,426	0	0
COSTCO WHSL CORP NEW	COMMON STOCK	22160K105	1,705,219	3,432	SH		SOLE		3,432	0	0
CUMMINS INC	COMMON STOCK	231021106	590,985	2,474	SH		SOLE		2,474	0	0
DANAHER CORP	COMMON STOCK	235851102	1,161,396	4,608	SH		SOLE		4,608	0	0
DEERE & COMPANY	COMMON STOCK	244199105	2,232,848	5,408	SH		SOLE		5,408	0	0
DIMENSIONAL ETF TRUST INTL CORE ETF	CLOSED END FD/EQ CEF&ETF	25434V203	4,354,282	161,569	SH		SOLE		161,522	0	47
DFA EMERGING MARKETS CORE ETF	CLOSED END/INTL EQ CEF&ETF	25434V302	2,176,445	94,547	SH		SOLE		94,448	0	99
DIMENSIONAL U.S. SMALL CAP ETF	CLOSED END FD/EQ CEF&ETF	25434V500	2,734,204	51,883	SH		SOLE		51,883	0	0
DIMENSIONAL U.S. TARGETED VALUE ETF	CLOSED END FD/EQ CEF&ETF	25434V609	404,015	9,079	SH		SOLE		9,079	0	0
DIMENSIONAL U.S. CORE EQUIT Y II ETF	CLOSED END FD/EQ CEF&ETF	25434V708	45,678,491	1,793,426	SH		SOLE		1,793,315	0	111
DIMENSIONAL US MARKETWIDE VALUE ETF	CLOSED END FD/EQ CEF&ETF	25434V724	19,399,021	579,596	SH		SOLE		579,596	0	0
DIMENSIONAL INTERNATIONAL VALUE ETF	CLOSED END/INTL EQ CEF&ETF	25434V807	8,766,000	272,069	SH		SOLE		272,069	0	0
DIMENSIONAL WORLD EX US CORE EQUITY 2 ETF	CLOSED END/INTL EQ CEF&ETF	25434V880	35,079,238	1,521,879	SH		SOLE		1,521,879	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	310,246	3,216	SH		SOLE		3,053	0	163
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	682,409	6,223	SH		SOLE		6,021	0	202
FIDELITY TOTAL BOND ETF	CLOSED END FD/FIX INC CEF&ETF	316188309	13,379,790	290,865	SH		SOLE		290,865	0	0
HEALTH CATALYST INC	COMMON STOCK	42225T107	287,162	24,607	SH		SOLE		24,607	0	0
HOME DEPOT INC COM	COMMON STOCK	437076102	517,916	1,755	SH		SOLE		1,755	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	308,084	1,612	SH		SOLE		1,612	0	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	389,520	1,600	SH		SOLE		1,600	0	0
INTEL CORPORATION COM	COMMON STOCK	458140100	313,009	9,584	SH		SOLE		9,358	0	226
INTERNATIONAL BUSINESS MACHINES CORP COM	COMMON STOCK	459200101	236,353	1,803	SH		SOLE		1,803	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FD ETF	CLOSED END FD/EQ CEF&ETF	464287614	686,567	2,810	SH		SOLE		2,810	0	0
ISHARES NATIONAL MUNI BD ETF	MUTUAL FUND/TX EXPT/CEF & ETF	464288414	335,393	3,113	SH		SOLE		3,113	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	CLOSED END FD/EQ CEF&ETF	46432F396	468,973	3,373	SH		SOLE		3,373	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	CLOSED END/INTL EQ CEF&ETF	46434G103	728,859	14,939	SH		SOLE		14,939	0	0
JP MORGAN HIGH YLD RESEARCH ENHANCED ETF	CLOSED END FD/FIX INC CEF&ETF	46641Q878	390,801	8,698	SH		SOLE		8,698	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	1,360,125	8,775	SH		SOLE		8,673	0	102
KOSMOS ENERGY LTD COM	COMMON STOCK	500688106	159,770	21,475	SH		SOLE		21,475	0	0
MASTERCARD INCORPORATED	COMMON STOCK	57636Q104	373,211	1,027	SH		SOLE		1,027	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	1,189,974	4,256	SH		SOLE		4,256	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	228,840	2,151	SH		SOLE		2,151	0	0
MICROSOFT CORP COM	COMMON STOCK	594918104	7,963,707	27,624	SH		SOLE		27,624	0	0
NIKE INC CL B COM	COMMON STOCK	654106103	1,108,419	9,038	SH		SOLE		9,038	0	0
PACCAR INC	COMMON STOCK	693718108	528,942	7,226	SH		SOLE		7,226	0	0
PEPSICO INC COM	COMMON STOCK	713448108	329,413	1,807	SH		SOLE		1,807	0	0
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	825,371	5,551	SH		SOLE		5,428	0	123
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	19,329	130	SH		DFND		130	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	312,782	3,194	SH		SOLE		3,088	0	106
RITE AID CORP	COMMON STOCK	767754872	37,380	16,688	SH		SOLE		16,688	0	0
SPDR S&P 500 TRUST ETF	CLOSED END FD/EQ CEF&ETF	78462F103	952,240	2,326	SH		SOLE		2,326	0	0
TECHNOLOGY SECTOR INDEX	COMMON STOCK	81369Y803	527,930	3,496	SH		SOLE		3,496	0	0
SOUTHERN CO	COMMON STOCK	842587107	423,324	6,084	SH		SOLE		6,084	0	0
TESLA MOTORS, INC	COMMON STOCK	88160R101	1,239,563	5,975	SH		SOLE		5,975	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	268,639	7,454	SH		SOLE		7,454	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	408,754	2,031	SH		SOLE		2,031	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	139,473	693	SH		DFND		693	0	0
UNITED PARCEL SERVICE COM	COMMON STOCK	911312106	300,099	1,547	SH		SOLE		1,547	0	0
UNITED HEALTH GROUP INC	COMMON STOCK	91324P102	527,871	1,117	SH		SOLE		1,117	0	0
VALMONT INDUSTRIES, INC.	COMMON STOCK	920253101	410,261	1,285	SH		SOLE		1,285	0	0
VANGUARD TOTAL BOND MARKET ETF	CLOSED END FD/FIX INC CEF&ETF	921937835	798,987	10,822	SH		SOLE		10,822	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	CLOSED END/INTL EQ CEF&ETF	921943858	4,274,075	94,643	SH		SOLE		94,643	0	0
VANGUARD TOTAL INTL BOND ETF	CLOSED END FD/FIX INC CEF&ETF	92203J407	331,756	6,783	SH		SOLE		6,783	0	0
VANGUARD EMERGING MARKETS ETF	CLOSED END/INTL EQ CEF&ETF	922042858	1,048,501	25,953	SH		SOLE		25,953	0	0
VANGUARD INTERMEDIATE TERM TREASURY ETF	CLOSED END FD/FIX INC CEF&ETF	92206C706	4,588,047	76,532	SH		SOLE		76,532	0	0
VANGUARD TAX EXEMPT BOND ETF	MUTUAL FUND/TX EXPT/CEF & ETF	922907746	53,414,101	1,054,574	SH		SOLE		1,054,574	0	0
VANGUARD S&P 500 ETF	CLOSED END FD/EQ CEF&ETF	922908363	1,787,455	4,753	SH		SOLE		4,753	0	0
VANGUARD EXTENDED MARKET INDEX ETF	CLOSED END FD/EQ CEF&ETF	922908652	300,448	2,143	SH		SOLE		2,143	0	0
VANGUARD GROWTH ETF	CLOSED END FD/EQ CEF&ETF	922908736	3,386,646	13,577	SH		SOLE		13,577	0	0
VANGUARD VALUE ETF	CLOSED END FD/EQ CEF&ETF	922908744	4,412,325	31,948	SH		SOLE		31,948	0	0
VANGUARD SMALL CAP ETF	CLOSED END FD/EQ CEF&ETF	922908751	873,112	4,606	SH		SOLE		4,606	0	0
WARNER BROS DISCOVERY INC	COMMON STOCK	934423104	370,009	24,504	SH		SOLE		24,504	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	322,911	1,979	SH		SOLE		1,979	0	0