Baker Boyer National Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC CL A	FOREIGN EQUITIES	G1151C101	1,240,430	3,535	SH		SOLE		3,535	0	0
ABBOTT LABORATORIES INC COM	COMMON STOCK	002824100	215,404	1,957	SH		SOLE		1,957	0	0
ABBVIE INC	COMMON STOCK	00287Y109	293,509	1,894	SH		SOLE		1,894	0	0
ADOBE SYS INC COM	COMMON STOCK	00724F101	572,128	959	SH		SOLE		959	0	0
ALPHA ARCHITECT US QUANTITATIVE VALUE ETF	CLOSED END FD/EQ CEF&ETF	02072L102	525,710	12,987	SH		SOLE		12,944	0	43
ALPHA ARCHITECT INTL QUANTITATIVE VALUE ETF	CLOSED END/INTL EQ CEF&ETF	02072L201	336,484	13,438	SH		SOLE		13,381	0	57
ALPHA ARCHITECT INTL QUANTITATIVE MOMENTUM ETF	CLOSED END/INTL EQ CEF&ETF	02072L300	1,638,276	62,151	SH		SOLE		62,104	0	47
ALPHA ARCHITECT US QUANTITATIVE MOMENTUM ETF	CLOSED END FD/EQ CEF&ETF	02072L409	447,446	8,976	SH		SOLE		8,949	0	27
ALPHABET INC CLASS C	COMMON STOCK	02079K107	1,506,397	10,689	SH		SOLE		10,689	0	0
ALPHABET INC CLASS A	COMMON STOCK	02079K305	813,692	5,825	SH		SOLE		5,825	0	0
AMAZON.COM INC	COMMON STOCK	023135106	711,523	4,683	SH		SOLE		4,683	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	298,432	1,593	SH		SOLE		1,593	0	0
APPLE INC	COMMON STOCK	037833100	5,391,403	28,003	SH		SOLE		28,003	0	0
BERKSHIRE HATHAWAY INC DEL CL B	COMMON STOCK	084670702	757,874	2,125	SH		SOLE		2,125	0	0
BLACKROCK INC COMMON STOCK	COMMON STOCK	09247X101	254,088	313	SH		SOLE		313	0	0
BOEING COMPANY	COMMON STOCK	097023105	855,449	3,282	SH		SOLE		3,282	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	532,482	1,801	SH		SOLE		1,801	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	470,294	3,153	SH		SOLE		3,153	0	0
CISCO SYS INC	COMMON STOCK	17275R102	405,522	8,027	SH		SOLE		8,027	0	0
CONSOLIDATED EDISON INC COM	COMMON STOCK	209115104	311,662	3,426	SH		SOLE		3,426	0	0
COSTCO WHSL CORP NEW	COMMON STOCK	22160K105	1,526,760	2,313	SH		SOLE		2,313	0	0
CUMMINS INC	COMMON STOCK	231021106	594,129	2,480	SH		SOLE		2,480	0	0
DANAHER CORP	COMMON STOCK	235851102	788,404	3,408	SH		SOLE		3,408	0	0
DEERE & COMPANY	COMMON STOCK	244199105	1,603,432	4,010	SH		SOLE		4,010	0	0
DIAGEO PLC SPON ADR NEW	FOREIGN EQUITIES	25243Q205	203,192	1,395	SH		SOLE		1,395	0	0
DIMENSIONAL ETF TRUST INTL CORE ETF	CLOSED END FD/EQ CEF&ETF	25434V203	4,951,583	172,951	SH		SOLE		172,904	0	47
DFA EMERGING MARKETS CORE ETF	CLOSED END/INTL EQ CEF&ETF	25434V302	2,360,942	97,925	SH		SOLE		97,826	0	99
DIMENSIONAL U.S. SMALL CAP ETF	CLOSED END FD/EQ CEF&ETF	25434V500	2,675,031	44,876	SH		SOLE		44,876	0	0
DIMENSIONAL U.S. TARGETED VALUE ETF	CLOSED END FD/EQ CEF&ETF	25434V609	475,104	9,079	SH		SOLE		9,079	0	0
DIMENSIONAL U.S. CORE EQUIT Y II ETF	CLOSED END FD/EQ CEF&ETF	25434V708	51,370,205	1,758,052	SH		SOLE		1,757,941	0	111
DIMENSIONAL US MARKETWIDE VALUE ETF	CLOSED END FD/EQ CEF&ETF	25434V724	19,370,132	520,424	SH		SOLE		520,424	0	0
DIMENSIONAL INTERNATIONAL VALUE ETF	CLOSED END/INTL EQ CEF&ETF	25434V807	8,502,848	247,465	SH		SOLE		247,465	0	0
DIMENSIONAL WORLD EX US CORE EQUITY 2 ETF	CLOSED END/INTL EQ CEF&ETF	25434V880	39,256,556	1,608,219	SH		SOLE		1,608,219	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	296,262	3,053	SH		SOLE		3,053	0	0
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	383,119	3,832	SH		SOLE		3,832	0	0
META PLATFORMS, INC.	COMMON STOCK	30303M102	641,353	1,812	SH		SOLE		1,812	0	0
FIDELITY TOTAL BOND ETF	CLOSED END FD/FIX INC CEF&ETF	316188309	15,843,794	344,132	SH		SOLE		340,330	0	3,802
HOME DEPOT INC COM	COMMON STOCK	437076102	1,034,419	2,985	SH		SOLE		2,985	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	709,866	3,385	SH		SOLE		3,385	0	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	420,675	1,606	SH		SOLE		1,606	0	0
INTEL CORPORATION COM	COMMON STOCK	458140100	470,238	9,358	SH		SOLE		9,358	0	0
INTERNATIONAL BUSINESS MACHINES CORP COM	COMMON STOCK	459200101	352,120	2,153	SH		SOLE		2,153	0	0
INTUIT INC COM	COMMON STOCK	461202103	418,763	670	SH		SOLE		670	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FD ETF	CLOSED END FD/EQ CEF&ETF	464287614	851,879	2,810	SH		SOLE		2,810	0	0
ISHARES NATIONAL MUNI BD ETF	MUTUAL FUND/TX EXPT/CEF & ETF	464288414	337,480	3,113	SH		SOLE		3,113	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	CLOSED END FD/EQ CEF&ETF	46432F396	968,784	6,175	SH		SOLE		6,175	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	CLOSED END/INTL EQ CEF&ETF	46434G103	811,689	16,048	SH		SOLE		16,048	0	0
JPMORGAN CHASE & CO COM	COMMON STOCK	46625H100	205,819	1,210	SH		SOLE		1,210	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	1,627,576	10,384	SH		SOLE		10,384	0	0
LOWES COMPANIES INC COM	COMMON STOCK	548661107	205,858	925	SH		SOLE		925	0	0
MASTERCARD INCORPORATED	COMMON STOCK	57636Q104	867,093	2,033	SH		SOLE		2,033	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	1,197,000	4,037	SH		SOLE		4,037	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	408,710	3,749	SH		SOLE		3,749	0	0
MICROSOFT CORP COM	COMMON STOCK	594918104	3,988,163	10,606	SH		SOLE		10,606	0	0
NIKE INC CL B COM	COMMON STOCK	654106103	1,125,217	10,364	SH		SOLE		10,364	0	0
PACCAR INC	COMMON STOCK	693718108	840,665	8,609	SH		SOLE		8,609	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	356,138	2,990	SH		SOLE		2,990	0	0
PEPSICO INC COM	COMMON STOCK	713448108	350,377	2,063	SH		SOLE		2,063	0	0
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	1,005,988	6,865	SH		SOLE		6,865	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	323,256	3,842	SH		SOLE		3,842	0	0
SPDR S&P 500 TRUST ETF	CLOSED END FD/EQ CEF&ETF	78462F103	1,094,615	2,303	SH		SOLE		2,303	0	0
SOUTHERN CO	COMMON STOCK	842587107	823,157	11,741	SH		SOLE		11,741	0	0
STRYKER CORP COM	COMMON STOCK	863667101	360,836	1,205	SH		SOLE		1,205	0	0
TESLA MOTORS, INC	COMMON STOCK	88160R101	599,827	2,414	SH		SOLE		2,414	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	240,793	5,565	SH		SOLE		5,565	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	641,308	2,611	SH		SOLE		2,611	0	0
UNITED HEALTH GROUP INC	COMMON STOCK	91324P102	617,535	1,173	SH		SOLE		1,173	0	0
VALMONT INDUSTRIES, INC.	COMMON STOCK	920253101	300,060	1,285	SH		SOLE		1,285	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	CLOSED END/INTL EQ CEF&ETF	921943858	2,908,630	60,723	SH		SOLE		60,723	0	0
VANGUARD EMERGING MARKETS ETF	CLOSED END/INTL EQ CEF&ETF	922042858	690,353	16,801	SH		SOLE		16,801	0	0
VANGUARD INTERMEDIATE TERM TREASURY ETF	CLOSED END FD/FIX INC CEF&ETF	92206C706	6,198,200	104,506	SH		SOLE		104,506	0	0
VANGUARD TAX EXEMPT BOND ETF	MUTUAL FUND/TX EXPT/CEF & ETF	922907746	60,906,825	1,193,317	SH		SOLE		1,189,802	0	3,515
VANGUARD S&P 500 ETF	CLOSED END FD/EQ CEF&ETF	922908363	1,418,692	3,248	SH		SOLE		3,248	0	0
VANGUARD EXTENDED MARKET INDEX ETF	CLOSED END FD/EQ CEF&ETF	922908652	352,352	2,143	SH		SOLE		2,143	0	0
VANGUARD GROWTH ETF	CLOSED END FD/EQ CEF&ETF	922908736	2,302,999	7,408	SH		SOLE		7,408	0	0
VANGUARD VALUE ETF	CLOSED END FD/EQ CEF&ETF	922908744	3,827,789	25,604	SH		SOLE		25,604	0	0
VANGUARD SMALL CAP ETF	CLOSED END FD/EQ CEF&ETF	922908751	609,268	2,856	SH		SOLE		2,856	0	0
VISA INC	COMMON STOCK	92826C839	575,608	2,211	SH		SOLE		2,211	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	354,438	1,979	SH		SOLE		1,979	0	0