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EXHIBIT 8.1
LLOYDS BANKING GROUP STRUCTURE
The following is a list of the principal subsidiaries of Lloyds Banking Group plc at 31 December 2012. The audited consolidated accounts of Lloyds Banking Group plc for the year ended 31 December 2012 include the audited accounts of each of these companies.
Name of subsidiary undertaking | Country of registration/ incorporation | Percentage of equity share capital and voting rights held | Nature of business | Registered office |
Lloyds TSB Bank plc | England | 100% | Banking and financial services | 25 Gresham Street London EC2V 7HN |
Scottish Widows plc | Scotland | 100%* | Life assurance | 69 Morrison Street Edinburgh EH3 8YF |
HBOS plc | Scotland | 100%* | Holding company | The Mound Edinburgh EH1 1YZ |
Bank of Scotland plc | Scotland | 100%* | Banking and financial services | The Mound Edinburgh EH1 1YZ |
Lloyds TSB Scotland plc | Scotland | 100%* | Banking and financial services | Henry Duncan House 120 George Street Edinburgh EH2 4LH |
* Indirect interest