New Peoples Bankshares (NWPP) 10-Q 14 Nov 13 2013 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 12, 2013
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Entity Registrant Name	'NEW PEOPLES BANKSHARES INC	'
Entity Central Index Key	'0001163389	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	21,872,293

Consolidated_Statements_Of_Ope

Consolidated Statements Of Operations (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST AND DIVIDEND INCOME	'	'	'	'
Loans including fees	$7,134	$7,989	$21,757	$24,784
Federal funds sold	1	1	2	2
Interest-earning deposits with banks	43	36	146	131
Investments	220	212	612	653
Dividends on equity securities (restricted)	30	28	94	83
Total Interest and Dividend Income	7,428	8,266	22,611	25,653
INTEREST EXPENSE	'	'	'	'
Demand	20	27	69	81
Savings	45	57	161	177
Time deposits below $100,000	538	707	1,676	2,364
Time deposits above $100,000	381	477	1,184	1,589
FHLB Advances	60	72	186	403
Other borrowings	'	40	'	128
Trust Preferred Securities	119	123	349	370
Total Interest Expense	1,163	1,503	3,625	5,112
NET INTEREST INCOME	6,265	6,763	18,986	20,541
PROVISION FOR LOAN LOSSES	'	967	550	4,093
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,265	5,796	18,436	16,448
NONINTEREST INCOME	'	'	'	'
Service charges	586	635	1,684	1,834
Fees, commissions and other income	778	554	2,085	1,742
Insurance and investment fees	79	28	253	260
Net realized gains on sale of investment securities	'	48	99	385
Life insurance investment income	24	90	92	235
Total Noninterest Income	1,467	1,355	4,213	4,456
NONINTEREST EXPENSES	'	'	'	'
Salaries and employee benefits	3,334	3,389	9,991	10,496
Occupancy and equipment expense	1,040	1,047	3,148	3,231
Advertising and public relations	76	114	273	325
Data processing and telecommunications	447	434	1,323	1,323
FDIC insurance premiums	386	399	1,141	1,244
Other real estate owned and repossessed vehicles, net	758	1,140	1,390	4,387
Other operating expenses	1,238	1,315	3,853	4,071
Total Noninterest Expenses	7,279	7,838	21,119	25,077
INCOME (LOSS) BEFORE INCOME TAXES	453	-687	1,530	-4,173
INCOME TAX EXPENSE	6	776	-9	2,363
NET INCOME (LOSS)	$447	($1,463)	$1,539	($6,536)
Income (Loss) Per Share	'	'	'	'
Basic	$0.02	($0.14)	$0.07	($0.64)
Fully Diluted	$0.02	($0.14)	$0.07	($0.64)
Average Weighted Shares of Common Stock	'	'	'	'
Basic	21,871,170	10,507,724	21,870,240	10,177,237
Fully Diluted	21,871,170	10,507,724	21,870,240	10,177,237

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (Loss) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Statement of Other Comprehensive Income (Loss) [Abstract]	'	'	'	'
NET INCOME (LOSS)	$447	($1,463)	$1,539	($6,536)
Investment Securities Activity	'	'	'	'
Unrealized gains (losses) arising during the period	-935	261	-1,791	475
Tax related to unrealized gains (losses)	317	-89	609	-162
Reclassification of realized gains during the period	'	-48	-99	-385
Tax related to realized gains	'	17	33	131
TOTAL OTHER COMPREHENSIVE INCOME (LOSS)	-618	141	-1,248	59
TOTAL COMPREHENSIVE INCOME (LOSS)	($171)	($1,322)	$291	($6,477)

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$21,030	$17,517
Interest-bearing deposits with banks	42,535	76,590
Federal funds sold	3	2
Total Cash and Cash Equivalents	63,568	94,109
Investment Securities Available-for-sale	71,194	49,615
Loans receivable	500,974	522,363
Allowance for loan losses	-14,207	-16,810
Net Loans	486,767	505,553
Bank premises and equipment, net	30,200	31,190
Equity securities (restricted)	2,704	2,803
Other real estate owned	14,109	13,869
Accrued interest receivable	2,221	2,374
Life insurance investments	12,121	11,964
Goodwill and other intangibles	17	53
Deferred taxes	5,329	4,686
Other assets	2,587	2,799
Total Assets	690,817	719,015
Demand Deposits [Abstract]	'	'
Noninterest bearing	100,486	98,432
Interest-bearing	69,834	68,665
Savings deposits	100,893	113,280
Time deposits	352,967	372,473
Total Deposits	624,180	652,850
Federal Home Loan Bank advances	5,658	6,558
Accrued interest payable	2,178	1,880
Accrued expenses and other liabilities	2,171	1,365
Trust preferred securities	16,496	16,496
Total Liabilities	650,683	679,149
Commitments and contingencies	'	'
STOCKHOLDERS' EQUITY	'	'
Common stock - $2.00 par value; 50,000,000 shares authorized; 21,872,293 and 21,865,535 shares issued and outstanding at September 30, 2013 and December 31, 2012, respectively	43,745	43,731
Common stock warrants	2,050	2,056
Additional paid-in-capital	13,050	13,081
Retained earnings (deficit)	-17,870	-19,409
Accumulated other comprehensive income (loss)	-841	407
Total Stockholders' Equity	40,134	39,866
Total Liabilities and Stockholders' Equity	$690,817	$719,015

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Consolidated Balance Sheets [Abstract]	'	'
Common stock, par value	$2	$2
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	21,872,293	21,865,535
Common stock, shares outstanding	21,872,293	21,865,535

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholders' Equity (USD $)	Common Stock [Member]	Common Stock Warrants [Member]	Additional Paid In Capital [Member]	Retained Earnings (Deficit) [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data
Balance at Dec. 31, 2011	$20,020	'	$21,689	($13,085)	$249	$28,873
Balance, Shares at Dec. 31, 2011	10,010,000	'	'	'	'	'
Net income (loss)	'	'	'	-6,536	'	-6,536
Conversion of Director Notes plus accrued interest	7,629	663	-2,570	'	'	5,722
Conversion of Director Notes plus accrued interest, shares	3,815,000	'	'	'	'	'
Other comprehensive gain (loss)	'	'	'	'	59	59
Balance at Sep. 30, 2012	27,649	663	19,119	-19,621	308	28,118
Balance, Shares at Sep. 30, 2012	13,825,000	'	'	'	'	'
Balance at Dec. 31, 2012	43,731	2,056	13,081	-19,409	407	39,866
Balance, Shares at Dec. 31, 2012	21,866,000	'	'	'	'	21,865,535
Net income (loss)	'	'	'	1,539	'	1,539
Exercise of Common Stock Warrants, Amount	14	-6	6	'	'	14
Exercise of Common Stock Warrants, Shares	6,000	'	'	'	'	'
Stock offering costs	'	'	-37	'	'	-37
Other comprehensive gain (loss)	'	'	'	'	-1,248	-1,248
Balance at Sep. 30, 2013	$43,745	$2,050	$13,050	($17,870)	($841)	$40,134
Balance, Shares at Sep. 30, 2013	21,872,000	'	'	'	'	21,872,293

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income (loss)	$1,539	($6,536)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:	'	'
Depreciation	1,769	1,899
Provision for loan losses	550	4,093
Income (less expenses) on life insurance	-157	-539
Gain on sale of securities available-for-sale	-99	-385
(Gain) loss on sale of premises and equipment	23	-5
Loss (gain) on sale of foreclosed real estate	356	383
Adjustment of carrying value of foreclosed real estate	149	2,983
Accretion of bond premiums/discounts	692	397
Deferred tax expense	'	2,401
Amortization of core deposit intangible	36	56
Net change in:	'	'
Interest receivable	153	551
Other assets	212	-465
Accrued interest payable	298	269
Accrued expenses and other liabilities	806	264
Net Cash Provided by Operating Activities	6,327	5,366
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Net decrease in loans	13,115	47,066
Purchase of securities available-for-sale	-36,894	-33,203
Proceeds from sale and maturities of securities available-for-sale	12,831	17,155
Sale of Federal Home Loan Bank stock	309	755
Purchase of Federal Reserve Bank stock	-210	'
Payments for the purchase of premises and equipment	-1,191	-1,065
Proceeds from sales of premises and equipment	389	22
Proceeds from sales of other real estate owned	4,376	7,231
Net Cash Provided by (Used in) Investing Activities	-7,275	37,961
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Exercise of common stock warrants	14	'
Stock offering costs	-37	'
Repayments to Federal Home Loan Bank	-900	-11,125
Net change in:	'	'
Demand deposits	3,223	2,230
Savings deposits	-12,387	790
Time deposits	-19,506	-58,118
Net Cash Used in Financing Activities	-29,593	-66,223
Net decrease in cash and cash equivalents	-30,541	-22,896
Cash and Cash Equivalents, Beginning of Period	94,109	90,553
Cash and Cash Equivalents, End of Period	63,568	67,657
Supplemental Disclosure of Cash Paid During the Period for:	'	'
Interest	3,327	5,115
Taxes	'	'
Supplemental Disclosure of Non Cash Transactions:	'	'
Other real estate acquired in settlement of foreclosed loans	5,366	6,873
Loans made to finance sale of foreclosed real estate	245	'
Conversion of Director Notes in other borrowings to common stock	'	5,450
Conversion of accrued interest payable on Director Notes to common stock	'	272
Common stock issued as a result of the conversion of Director Notes	'	$5,722

Nature_Of_Operations

Nature Of Operations	9 Months Ended
	Sep. 30, 2013
Nature Of Operations [Abstract]	'
Nature Of Operations	'
	NOTE 1  NATURE OF OPERATIONS:
	New Peoples Bankshares, Inc. (“The Company”) is a bank holding company whose principal activity is the ownership and management of a community bank.  New Peoples Bank, Inc. (“Bank”) was organized and incorporated under the laws of the Commonwealth of Virginia on December 9, 1997.  The Bank commenced operations on October 28, 1998, after receiving regulatory approval.  As a state chartered member bank, the Bank is subject to regulation by the Virginia Bureau of Financial Institutions, the Federal Deposit Insurance Corporation and the Federal Reserve Bank.  The Bank provides general banking services to individuals, small and medium size businesses and the professional community of southwestern Virginia, southern West Virginia, and eastern Tennessee.  On June 9, 2003, the Company formed two wholly owned subsidiaries, NPB Financial Services, Inc. and NPB Web Services, Inc.  On July 7, 2004 the Company established NPB Capital Trust I for the purpose of issuing trust preferred securities.  On September 27, 2006, the Company established NPB Capital Trust 2 for the purpose of issuing additional trust preferred securities.  NPB Financial Services, Inc. was a subsidiary of the Company until January 1, 2009 when it became a subsidiary of the Bank.  In June 2012 the name of NPB Financial Services, Inc. was changed to NPB Insurance Services, Inc. which operates solely as an insurance agency.

Accounting_Principles

Accounting Principles	9 Months Ended
	Sep. 30, 2013
Accounting Principles [Abstract]	'
Accounting Principles	'
	NOTE 2  ACCOUNTING PRINCIPLES:
	The financial statements conform to U. S. generally accepted accounting principles and to general industry practices.  In the opinion of management, the accompanying unaudited financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the financial position at September 30, 2013, and the results of operations for the three and nine month periods ended September 30, 2013 and 2012.  The notes included herein should be read in conjunction with the notes to financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.  The results of operations for the three and nine month periods ended September 30, 2013 and 2012 are not necessarily indicative of the results to be expected for the full year.
	The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  The determination of the adequacy of the allowance for loan losses and the determination of the deferred tax asset and valuation allowance are based on estimates that are particularly susceptible to significant changes in the economic environment and market conditions.

Formal_Written_Agreement

Formal Written Agreement	9 Months Ended
	Sep. 30, 2013
Formal Written Agreement [Abstract]	'
Formal Written Agreement	'
	NOTE 3  FORMAL WRITTEN AGREEMENT:
	Effective July 29, 2010, the Company and the Bank entered into a written agreement with the Federal Reserve Bank of Richmond (“Reserve Bank”) and the Virginia State Corporation Commission Bureau of Financial Institutions (the “Bureau”) called (the “Written Agreement”).  At September 30, 2013, we believe we have not yet achieved full compliance with the Written Agreement but we have made progress in our compliance efforts under the Written Agreement and all of the written plans required to date, as discussed in the following paragraphs, have been submitted on a timely basis.
	Under the terms of the Written Agreement, the Bank has agreed to develop and submit for approval within specified  time periods written plans to: (a) strengthen board oversight of management and the Bank’s operation; (b) if appropriate after review, to strengthen the Bank’s management and board governance; (c) strengthen credit risk management policies; (d) enhance lending and credit administration; (e) enhance the Bank’s management of commercial real estate concentrations; (f) conduct ongoing review and grading of the Bank’s loan portfolio; (g) improve the Bank’s position with respect to loans, relationships, or other assets in excess of $1 million which are now or in the future become past due more than 90 days, which are on the Bank’s problem loan list, or which are adversely classified in any report of examination of the Bank; (h) review and revise, as appropriate, current policy and maintain sound processes for maintaining an adequate allowance for loan and lease losses; (i) enhance management of the Bank’s liquidity position and funds management practices; (j) revise its contingency funding plan; (k)  revise its strategic plan; and (l)  enhance the Bank’s anti-money laundering and related activities.
	In addition, the Bank has agreed that it will: (a) not extend, renew, or restructure any credit that has been criticized by the Reserve Bank or the Bureau absent prior board of directors approval in accordance with the restrictions in the Written Agreement; (b) eliminate all assets or portions of assets classified as “loss” and thereafter charge off all assets classified as “loss” in a federal or state report of examination, unless otherwise approved by the Reserve Bank.
	Under the terms of the Written Agreement, both the Company and the Bank have agreed to submit capital plans to maintain sufficient capital at the Company, on a consolidated basis, and the Bank, on a stand-alone basis, and to refrain from declaring or paying dividends without prior regulatory approval. The Company has agreed that it will not take any other form of payment representing a reduction in the Bank’s capital or make any distributions of interest, principal, or other sums on subordinated debentures or trust preferred securities without prior regulatory approval. The Company may not incur, increase or guarantee any debt without prior regulatory approval and has agreed not to purchase or redeem any shares of its stock without prior regulatory approval.
	Under the terms of the Written Agreement, the Company and the Bank have appointed a committee to monitor compliance with the Written Agreement. The directors of the Company and the Bank have recognized and unanimously agree with the common goal of financial soundness represented by the Written Agreement and have confirmed the intent of the directors and executive management to diligently seek to comply with all requirements of the Written Agreement.

Capital

Capital	9 Months Ended
	Sep. 30, 2013
Capital [Abstract]	'
Capital	'
	NOTE 4  CAPITAL:
	Capital Requirements and Ratios
	The Company and the Bank are subject to various capital requirements administered by federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and, possibly, additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.  The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.  Prompt corrective action provisions are not applicable to bank holding companies.
	Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier 1 capital (as defined) to risk-weighted assets (as defined) and of Tier 1 capital (as defined) to average assets (as defined).  Management believes that, as of September 30, 2013, the Company and the Bank meet all capital adequacy requirements to which they are subject.
	As of September 30, 2013, the Bank was well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, an institution must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the following tables.  There are no conditions or events since the notification that management believes have changed the Company’s and Bank’s category.
	The Company’s and the Bank’s actual capital amounts and ratios are presented in the table as of September 30, 2013 and December 31, 2012, respectively.
			Actual		Minimum Capital Requirement			Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
	(Dollars are in thousands)	Amount		Ratio	Amount	Ratio		Amount	Ratio
	September 30, 2013:
	Total Capital to Risk Weighted Assets
	The Company	$	58,749	14.32%	32,822	8%	$	N/A	N/A
	The Bank		56,880	13.85%	32,845	8%		41,056	10%
	Tier 1 Capital Risk Weighted Assets:
	The Company		51,162	12.47%	16,411	4%		N/A	N/A
	The Bank		51,636	12.58%	16,422	4%		24,634	6%
	Tier 1 Capital to Average Assets:
	The Company		51,162	7.41%	27,624	4%		N/A	N/A
	The Bank		51,636	7.47%	27,641	4%		34,551	5%
	December 31, 2012:
	Total Capital to Risk Weighted Assets
	The Company	$	57,894	13.51%	34,291	8%	$	N/A	N/A
	The Bank		55,315	12.88%	34,353	8%		42,941	10%
	Tier 1 Capital Risk Weighted Assets:
	The Company		49,530	11.56%	17,146	4%		N/A	N/A
	The Bank		49,806	11.60%	17,176	4%		25,765	6%
	Tier 1 Capital to Average Assets:
	The Company		49,530	7.05%	28,092	4%		N/A	N/A
	The Bank		49,806	7.08%	28,120	4%		35,150	5%

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2013
Investment Securities [Abstract]	'
Investment Securities	'
	NOTE 5  INVESTMENT SECURITIES:
	The amortized cost and estimated fair value of securities (all available-for-sale) are as follows:
					Gross		Gross		Approximate
			Amortized		Unrealized		Unrealized		Fair
	(Dollars are in thousands)		Cost		Gains		Losses		Value
	30-Sep-13
	U.S. Government Agencies	$	34,589	$	262	$	859	$	33,992
	Taxable municipals		-	-		-		-
	Tax-exempt municipals		-	-		-		-
	Mortgage backed securities		37,879	31		708		37,202
	Total Securities AFS	$	72,468	$	293	$	1,567	$	71,194
	31-Dec-12
	U.S. Government Agencies	$	23,177	$	473	$	13	$	23,637
	Taxable municipals		-	-		-		-
	Tax-exempt municipals		-	-		-		-
	Mortgage backed securities		25,822	210		54		25,978
	Total Securities AFS	$	48,999	$	683	$	67	$	49,615
	The following table details unrealized losses and related fair values in the available-for-sale portfolio.  This information is aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of September 30, 2013 and December 31, 2012.
			Less than 12 Months				12 Months or More				Total
			Fair Value		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars are in thousands)				Losses		Value		Losses		Value		Losses
	30-Sep-13
	U.S. Government Agencies	$	22,278	$	845	$	574	$	14	$	22,852	$	859
	Mtg. backed securities		31,238		694		736		14		31,974		708
	Total Securities AFS	$	53,516	$	1,539	$	1,310	$	28	$	54,826	$	1,567
	31-Dec-12
	U.S. Government Agencies	$	2,931	$	13	$	-	$	-	$	2,931	$	13
	Mtg. backed securities		7,491		54		-		-		7,491		54
	Total Securities AFS	$	10,422	$	67	$	-	$	-	$	10,422	$	67
	At September 30, 2013, the available-for-sale portfolio included seventy one investments for which the fair market value was less than amortized cost.  At December 31, 2012, the available-for-sale portfolio included ten investments for which the fair market value was less than amortized cost.  Management evaluates securities for other than temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation.  Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial conditions and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.  No securities had an other than temporary impairment.
	The amortized cost and fair value of investment securities at September 30, 2013, by contractual maturity, are shown in the following schedule.  Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
							Weighted
	(Dollars are in thousands)		Amortized		Fair		Average
	Securities Available for Sale		Cost		Value		Yield
	Due in one year or less	$	-	$	-		-%
	Due after one year through five years	1,618		1,612		0.93%
	Due after five years through fifteen years		23,729		23,468		1.68%
	Due after fifteen years		47,121		46,114		1.60%
	Total	$	72,468	$	71,194		1.61%
	Investment securities with a carrying value of $17.7 million and $18.4 million at September 30, 2013 and December 31, 2012, were pledged to secure public deposits, overnight payment processing and for other purposes required by law.
	The Bank, as a member of the Federal Reserve Bank and the Federal Home Loan Bank, is required to hold stock in each. These equity securities are restricted from trading and are recorded at a cost of $2.7 million and $2.8 million as of September 30, 2013 and December 31, 2012, respectively.

Loans

Loans	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Loans	'
	NOTE 6  LOANS:
	Loans receivable outstanding are summarized as follows:
	(Dollars are in thousands)		30-Sep-13		31-Dec-12
	Real estate secured:
	Commercial	$	130,787	$	149,935
	Construction and land development		23,131		24,327
	Residential 1-4 family		248,053		240,201
	Multifamily		12,128		12,567
	Farmland		30,488		33,068
	Total real estate loans		444,587		460,098
	Commercial		24,688		28,314
	Agriculture		4,395		4,328
	Consumer installment loans		27,155		29,445
	All other loans		149		178
	Total loans	$	500,974	$	522,363
	Loans receivable on nonaccrual status are summarized as follows:
	(Dollars are in thousands)		30-Sep-13		31-Dec-12
	Real estate secured:
	Commercial	$	17,684	$	16,308
	Construction and land development		1,299		2,412
	Residential 1-4 family		4,792		3,403
	Multifamily		-		442
	Farmland		5,783		7,750
	Total real estate loans		29,558		30,315
	Commercial		1,375		2,762
	Agriculture		98		450
	Consumer installment loans		63		9
	All other loans		-		-
	Total loans receivable on nonaccrual status	$	31,094	$	33,536
	Total interest income not recognized on nonaccrual loans for nine months ended September 30, 2013 and 2012 was $375 thousand and $1.1 million, respectively.
	The following table presents information concerning the Company’s investment in loans considered impaired as of September 30, 2013 and December 31, 2012:
		Average	Interest		Unpaid Principal Balance
	As of September 30, 2013	Recorded	Income	Recorded		Related
	(Dollars are in thousands)	Investment	Recognized	Investment		Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	17,885	$	456	$	16,260	$	17,116	$	-
	Construction and land development		2,724		31		1,050		6,035		-
	Residential 1-4 family		4,706		115		3,128		3,390		-
	Multifamily		734		12		327		327		-
	Farmland		4,692		93		5,679		6,290		-
	Commercial		818		7		314		420		-
	Agriculture		74		5		60		60		-
	Consumer installment loans		61		2		26		26		-
	All other loans		-		-		-		-		-
	With an allowance recorded:
	Real estate secured:
	Commercial		12,077		305		10,277		10,688		1,847
	Construction and land development		477		5		465		494		48
	Residential 1-4 family		3,611		141		4,181		4,511		655
	Multifamily		634		13		270		270		17
	Farmland		3,618		91		2,264		2,402		440
	Commercial		1,097		2		1,052		1,120		260
	Agriculture		158		5		108		108		94
	Consumer installment loans		22		1		11		11		4
	All other loans		-		-		-		-		-
	Total	$	53,388	$	1,284	$	45,472	$	53,268	$	3,365
		Average	Interest		Unpaid Principal Balance
	As of December 31, 2012	Recorded	Income	Recorded		Related
	(Dollars are in thousands)	Investment	Recognized	Investment		Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	26,662	$	829	$	20,389	$	21,434	$	-
Construction and land development		4,759		118		3,759		8,618		-
Residential 1-4 family		7,824		227		6,308		6,567		-
Multifamily		1,021		44		928		998		-
Farmland		7,748		168		4,375		4,810		-
Commercial		2,499		18		1,111		1,147		-
Agriculture		463		7		109		109		-
Consumer installment loans		83		10		98		98		-
All other loans		-		-		-		-		-
With an allowance recorded:
Real estate secured:
Commercial		14,770		347		13,495		14,014		3,196
Construction and land development		1,728		41		793		945		177
Residential 1-4 family		5,473		203		3,830		3,836		577
Multifamily		1,589		68		2,028		2,096		456
Farmland		4,972		-123		5,702		5,714		635
Commercial		1,689		19		1,881		1,885		491
Agriculture		373		3		353		353		308
Consumer installment loans		69		3		27		27		16
All other loans		-		-		-		-		-
Total	$	81,722	$	1,982	$	65,186	$	72,651	$	5,856
An age analysis of past due loans receivable was as follows:
														Accruing
						Loans								Loans
		Loans		Loans		90 or								90 or
		30-59		60-89		More		Total						More
		Days		Days		Days		Past						Days
As of September 30, 2013		Past		Past		Past		Due		Current		Total		Past
(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
Real estate secured:
Commercial	$	7,397	$	1,014	$	6,353	$	14,764	$	116,023	$	130,787	$	-
Construction and  land		817		-		322		1,139		21,992		23,131		-
development
Residential 1-4 family		4,208		608		1,928		6,744		241,309		248,053		-
Multifamily		37		-		-		37		12,091		12,128		-
Farmland		281		147		4,442		4,870		25,618		30,488		-
Total real estate loans		12,740		1,769		13,045		27,554		417,033		444,587		-
Commercial		349		-		1,321		1,670		23,018		24,688		-
Agriculture		99		-		63		162		4,233		4,395		-
Consumer installment		290		20		14		324		26,831		27,155		-
Loans
All other loans		9		7		-		16		133		149		-
Total loans	$	13,487	$	1,796	$	14,443	$	29,726	$	471,248	$	500,974	$	-
														Accruing
						Loans								Loans
		Loans		Loans		90 or								90 or
		30-59		60-89		More		Total						More
		Days		Days		Days		Past						Days
As of December 31, 2012		Past		Past		Past		Due		Current		Total		Past
(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
Real estate secured:
Commercial	$	4,164	$	998	$	8,889	$	14,051	$	135,884	$	149,935	$	-
Construction and  land		653		-		254		907		23,420		24,327		-
development
Residential 1-4 family		9,031		861		3,027		12,919		227,282		240,201		304
Multifamily		90		-		442		532		12,035		12,567		-
Farmland		1,777		-		5,871		7,648		25,420		33,068		191
Total real estate loans		15,715		1,859		18,483		36,057		424,041		460,098		495
Commercial		135		12		2,104		2,251		26,063		28,314		2
Agriculture		117		12		360		489		3,839		4,328		-
Consumer installment		506		66		55		627		28,818		29,445		54
Loans
All other loans		19		7		-		26		152		178		-
Total loans	$	16,492	$	1,956	$	21,002	$	39,450	$	482,913	$	522,363	$	551
The Company categorizes loans receivable into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans and leases individually by classifying the loans receivable as to credit risk.  The Company uses the following definitions for risk ratings:
Pass - Loans in this category are considered to have a low likelihood of loss based on relevant information analyzed about the ability of the borrowers to service their debt and other factors.
Special Mention - Loans in this category are currently protected but are potentially weak, including adverse trends in borrower’s operations, credit quality or financial strength.  Those loans constitute an undue and unwarranted credit risk but not to the point of justifying a substandard classification. The credit risk may be relatively minor yet constitute an unwarranted risk in light of the circumstances.  Special mention loans have potential weaknesses which may, if not checked or corrected, weaken the loan or inadequately protect the Company’s credit position at some future date.
Substandard - A substandard loan is inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans classified as substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt; they are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful - Loans classified Doubtful have all the weaknesses inherent in loans classified Substandard, plus the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable.
Based on the most recent analysis performed, the risk category of loans receivable was as follows:
As of September 30, 2013		Special
(Dollars are in thousands)	Pass	Mention	Substandard	Doubtful	Total
Real estate secured:
Commercial	$	101,024	$	3,974	$	25,789	$	-	$	130,787
Construction and land development		18,879		2,542		1,710		-		23,131
Residential 1-4 family		232,367		3,063		12,420		203		248,053
Multifamily		11,422		436		270		-		12,128
Farmland		20,413		2,248		7,827		-		30,488
Total real estate loans		384,105		12,263		48,016		203		444,587
Commercial		22,576		624		1,457		31		24,688
Agriculture		4,211		12		172		-		4,395
Consumer installment loans		26,911		-		244		-		27,155
All other loans		149		-		-		-		149
Total	$	437,952	$	12,899	$	49,889	$	234	$	500,974
As of December 31, 2012		Special
(Dollars are in thousands)	Pass	Mention	Substandard	Doubtful	Total
Real estate secured:
Commercial	$	117,945	$	5,782	$	26,120	$	88	$	149,935
Construction and land development		18,502		1,067		4,758		-		24,327
Residential 1-4 family		220,534		4,739		14,437		491		240,201
Multifamily		9,765		178		2,624		-		12,567
Farmland		21,560		1,247		10,261		-		33,068
Total real estate loans		388,306		13,013		58,200		579		460,098
Commercial		21,793		3,227		3,254		40		28,314
Agriculture		3,841		53		434		-		4,328
Consumer installment loans		29,159		21		261		4		29,445
All other loans		178		-		-		-		178
Total	$	443,277	$	16,314	$	62,149	$	623	$	522,363

Allowance_For_Loan_Losses

Allowance For Loan Losses	9 Months Ended
	Sep. 30, 2013
Allowance For Loan Losses [Abstract]	'
Allowance For Loan Losses	'
	NOTE 7  ALLOWANCE FOR LOAN LOSSES:
	The following table details activity in the allowance for loan losses by portfolio segment for the period ended September 30, 2013.  Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
	As of September 30, 2013		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions
	Real estate secured:
	Commercial	$	6,720	$	-1,655	$	262	$	-	$	-384	$	4,943
	Construction and land development		2,166		-190		64		-		-287		1,753
	Residential 1-4 family		3,050		-986		298		-		701		3,063
	Multifamily		552		-		-		-		-438		114
	Farmland		1,074		-369		68		-		205		978
	Total real estate loans		13,562		-3,200		692		-		-203		10,851
	Commercial		1,772		-372		41		-		-169		1,272
	Agriculture		533		-313		51		-		195		466
	Consumer installment loans		388		-101		49		-		-190		146
	All other loans		4		-		-		-		-2		2
	Unallocated		551		-		-		-		919		1,470
	Total	$	16,810	$	-3,986	$	833	$	-	$	550	$	14,207
			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of September 30, 2013		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	1,847	$	3,096	$	4,943	$	26,537	$	104,250	$	130,787
	Construction and land		48		1,705		1,753		1,515		21,616		23,131
	development
	Residential 1-4 family		655		2,408		3,063		7,309		240,744		248,053
	Multifamily		17		97		114		597		11,531		12,128
	Farmland		440		538		978		7,943		22,545		30,488
	Total real estate loans		3,007		7,844		10,851		43,901		400,686		444,587
	Commercial		260		1,012		1,272		1,366		23,322		24,688
	Agriculture		94		372		466		168		4,227		4,395
	Consumer installment loans		4		142		146		37		27,118		27,155
	All other loans		-		2		2		-		149		149
	Unallocated		-		1,470		1,470		-		-		-
	Total	$	3,365	$	10,842	$	14,207	$	45,472	$	455,502	$	500,974
	The following table details activity in the allowance for loan losses by portfolio segment for the period ended December 31, 2012.  Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
	As of December 31, 2012		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions
	Real estate secured:
	Commercial	$	5,671	$	-2,845	$	61	$	-	$	3,833	$	6,720
	Construction and land development		3,848		-357		73		-		-1,398		2,166
	Residential 1-4 family		3,759		-1,615		87		-		819		3,050
	Multifamily		148		-75		-		-		479		552
	Farmland		951		-577		-		-		700		1,074
	Total real estate loans		14,377		-5,469		221		-		4,433		13,562
	Commercial		1,883		-942		86		-		745		1,772
	Agriculture		486		-4		11		-		40		533
	Consumer installment loans		781		-336		63		-		-120		388
	All other loans		2		-		-		-		2		4
	Unallocated		851		-		-		-		-300		551
	Total	$	18,380	$	-6,751	$	381	$	-	$	4,800	$	16,810
			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of December 31, 2012		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	3,196	$	3,524	$	6,720	$	33,884	$	116,051	$	149,935
	Construction and land		177		1,989		2,166		4,552		19,775		24,327
	development
	Residential 1-4 family		577		2,473		3,050		10,138		230,063		240,201
	Multifamily		456		96		552		2,956		9,611		12,567
Farmland		635		439		1,074		10,077		22,991		33,068
Total real estate loans		5,041		8,521		13,562		61,607		398,491		460,098
Commercial		491		1,281		1,772		2,992		25,322		28,314
Agriculture		308		225		533		462		3,866		4,328
Consumer installment loans		16		372		388		125		29,320		29,445
All other loans		-		4		4		-		178		178
Unallocated		-		551		551		-		-		-
Total	$	5,856	$	10,954	$	16,810	$	65,186	$	457,177	$	522,363
In determining the amount of our allowance, we rely on an analysis of our loan portfolio, our experience and our evaluation of general economic conditions, as well as the requirements of the written agreement and other regulatory input.  If our assumptions prove to be incorrect, our current allowance may not be sufficient to cover future loan losses and we may experience significant increases to our provision.

Troubled_Debt_Restructurings

Troubled Debt Restructurings	9 Months Ended
	Sep. 30, 2013
Troubled Debt Restructurings [Abstract]	'
Troubled Debt Restructurings	'
	NOTE 8  TROUBLED DEBT RESTRUCTURINGS:
	At September 30, 2013 there were $14.8 million in loans that are classified as troubled debt restructurings compared to $20.0 million at December 31, 2012.  The following table presents information related to loans modified as troubled debt restructurings during the nine and three months ended September 30, 2013 and 2012.
	For the nine months ended					For the nine months ended
	30-Sep-13					30-Sep-12
				Pre-Mod. Recorded Investment		Post-Mod.				Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded		# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment		Loans				Investment
	Real estate secured:
	Commercial	1	$	136	$	135		7	$	991	$	791
	Construction and land	-		-		-		-		-		-
	Development
	Residential 1-4 family	-		-		-		35		2,052		1,964
	Multifamily	-		-		-		-		-		-
	Farmland	-		-		-		-		-		-
	Total real estate loans	1		136		135		42		3,043		2,755
	Commercial	1		51		11		-		-		-
	Agriculture	-		-		-		-		-		-
	Consumer installment loans	1		14		13		3		25		19
	All other loans	-		-		-		-		-		-
	Total	3	$	201	$	159		45	$	3,068	$	2,774
	For the three months ended					For the three months ended
	30-Sep-13					30-Sep-12
				Pre-Mod. Recorded Investment		Post-Mod.				Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded		# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment		Loans				Investment
	Real estate secured:
	Commercial	1	$	136	$	135		-	$	-	$	-
	Construction and land	-		-		-		-		-		-
	Development
	Residential 1-4 family	-		-		-		-		-		-
	Multifamily	-		-		-		-		-		-
	Farmland	-		-		-		-		-		-
	Total real estate loans	1		136		135		-		-		-
	Commercial	-		-		-		-		-		-
	Agriculture	-		-		-		-		-		-
	Consumer installment loans	-		-		-		-		-		-
	All other loans	-		-		-		-		-		-
	Total	1	$	136	$	135		-	$	-	$	-
	During the nine months ended September 30, 2013, the Company modified 3 loans that were considered to be troubled debt restructurings.  We modified the terms for 1 loan and the interest rate was lowered on 1 loan.  On 1 loan we modified the terms and lowered the interest rate.  During the nine months ended September 30, 2012, the Company modified 45 loans that were considered to be troubled debt restructurings.  We modified the terms for 10 of these loans and the interest rate was lowered for 33 loans.  On 2 loans we modified the terms and lowered the interest rate.
	The following table presents information related to loans modified as a troubled debt restructurings that defaulted during the nine and three months ended September 30, 2013 and 2012, and within twelve months of their modification date.  A troubled debt restructuring is considered to be in default once it becomes 90 days or more past due following a modification.
	Troubled Debt Restructurings	For the nine months ended				For the nine months ended
	That Subsequently Defaulted	30-Sep-13				30-Sep-12
	During the Period	# of		Recorded		# of		Recorded
	(Dollars are in thousands)	Loans		Investment		Loans		Investment
	Real estate secured:
	Commercial	-	$	-		4	$	1,859
	Construction and land development	-		-		-		-
	Residential 1-4 family	-		-		2		633
	Multifamily	-		-		1		163
	Farmland	-		-		-		-
	Total real estate loans	-		-		7		2,655
	Commercial	-		-		-		-
	Agriculture	-		-		1		300
	Consumer installment loans	-		-		-		-
	All other loans	-		-		-		-
	Total	-	$	-		8	$	2,955
	Troubled Debt Restructurings	For the three months ended				For the three months ended
	That Subsequently Defaulted	30-Sep-13				30-Sep-12
	During the Period	# of		Recorded		# of		Recorded
	(Dollars are in thousands)	Loans		Investment		Loans		Investment
	Real estate secured:
	Commercial	-	$	-		-	$	-
	Construction and land development	-		-		-		-
Residential 1-4 family	-		-		1		522
Multifamily	-		-		1		163
Farmland	-		-		-		-
Total real estate loans	-		-		2		685
Commercial	-		-		-		-
Agriculture	-		-		-		-
Consumer installment loans	-		-		-		-
All other loans	-		-		-		-
Total	-	$	-		2	$	685
In determination of the allowance for loan losses, management considers troubled debt restructurings and subsequent defaults in these restructurings in its estimate.  The Company evaluates all troubled debt restructurings for possible further impairment.  As a result, the allowance may be increased, adjustments may be made in the allocation of the allowance, or charge-offs may be taken to further writedown the carrying value of the loan.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	NOTE 9  EARNINGS PER SHARE:
	Basic earnings per share computations are based on the weighted average number of shares outstanding during each year.  Dilutive earnings per share reflect the additional common shares that would have been outstanding if dilutive potential common shares had been issued.  Potential common shares that may be issued relate to outstanding options and common stock warrants are determined by the Treasury method.  For the three and nine months ended September 30, 2013 and 2012, potential common shares were anti-dilutive and were not included in the calculation.  Basic and diluted net loss per common share calculations follows:
	(Amounts in Thousands, Except		For the three months				For the nine months
	Share and Per Share Data)		ended September 30,				ended September 30,
			2013		2012		2013		2012
	Net income (loss)	$	447	$	-1,463	$	1,539	$	-6,536
	Weighted average shares outstanding		21,871,170		10,507,724		21,870,240		10,177,237
	Dilutive shares for stock options and warrants		-		-		-		-
	Weighted average dilutive shares outstanding		21,871,170		10,507,724		21,870,240		10,177,237
	Basic income (loss) per share	$	0.02	$	-0.14	$	0.07	$	-0.64
	Diluted income (loss) per share	$	0.02	$	-0.14	$	0.07	$	-0.64

Related_Party_Transactions

Related Party Transactions	9 Months Ended
	Sep. 30, 2013
Related Party Transactions [Abstract]	'
Related Party Transactions	'
	NOTE 10    RELATED PARTY TRANSACTIONS:
	During 2010, the branch location in Grundy, Virginia which was part of a condominium in which the Bank and Director Michael McGlothlin owned the only units was condemned by the Virginia Department of Transportation.    The value of the Bank's interest in its condemned condominium units was $892 thousand and the value of Director McGlothlin's interest in his condemned condominium unit was $455 thousand as appraised by the Virginia Department of Transportation.  Subsequently, a new building was constructed on adjacent property with the condemnation proceeds.    The Bank’s branch in the new building was opened on January 31, 2011 and a portion of the building comparable to his condemned unit was occupied by Director McGlothlin at this time as well.  Throughout 2011 additional work was conducted by the contractor.  Minor projects remained at the end of 2011 and were completed during 2012.  The new building is subject to a newly formed condominium agreement, the terms of which are substantially similar to the terms of the previous condominium arrangement.  Final settlement of the transaction, including the recording of the condominium agreement, occurred in June 2013 on terms the Bank believes are consistent with an arm’s length market transaction.

Fair_Values

Fair Values	9 Months Ended
	Sep. 30, 2013
Fair Values [Abstract]	'
Fair Values	'
	NOTE 11  FAIR VALUES:
	Accounting Standards Codification (“ASC”) 820,“Fair Value Measurements and Disclosures” provides a framework for measuring fair value under generally accepted accounting principles and requires disclosures about the fair value of assets and liabilities recognized in the balance sheet in periods subsequent to initial recognition, whether the measurements are made on a recurring basis (for example, available for sale investment securities) or on a nonrecurring basis (for example, impaired loans and other real estate acquired through foreclosure).
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  Fair Value Measurements and Disclosures also establishes fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.  The standard describes three levels of inputs that may be used to measure fair value:
	Level 1:  Quoted prices in active markets for identical assets or liabilities.  Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an exchange market, as well as U. S. Treasury, other U. S. Government and agency mortgage-backed debt securities that are highly liquid and are actively traded in over-the-counter markets.
	Level 2:  Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.  Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data.  This category generally includes certain derivative contracts and impaired loans.
	Level 3:  Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets and liabilities.  Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.  For example, this category generally includes certain private equity investments, retained residual interests in securitizations, residential mortgage servicing rights, and highly structured or long-term derivative contracts.
	Investment Securities Available for Sale – Investment securities available for sale are recorded at fair value on a recurring basis.  Fair value measurement is based upon quoted prices.  The Company’s available for sale securities, totaling $71.2 million and $49.6 million at September 30, 2013 and December 31, 2012, respectively, are the only assets whose fair values are measured on a recurring basis using Level 2 inputs from an independent pricing service.
	Loans -  The Company does not record loans at fair value on a recurring basis.  Real estate serves as collateral on a substantial majority of the Company’s loans.  From time to time a loan is considered impaired and an allowance for loan losses is established.  Loans which are deemed to be impaired and require a reserve are primarily valued on a non-recurring basis at the fair values of the underlying real estate collateral.  Such fair values are obtained using independent appraisals, which management evaluates and determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, or an appraised value does not include estimated costs of disposition and management must make an estimate, the Company records the impaired loan as nonrecurring Level 3.  The aggregate carrying amount of impaired loans carried at fair value were $42.1 million and $59.3 million at September 30, 2013 and December 31, 2012, respectively.
	Foreclosed Assets  – Foreclosed assets are adjusted to fair value upon transfer of the loans to foreclosed assets.  Foreclosed assets are carried at the lower of the carrying value or fair value.  Fair value is based upon independent observable market prices or appraised values of the collateral with a third party estimate of disposition costs, which the Company considers to be level 2 inputs. When the appraised value is not available, management determines the fair value of the collateral if further impaired below the appraised value and there is no observable market price, or an appraised value does not include estimated costs of disposition and management must make an estimate, the Company records the foreclosed asset as nonrecurring Level 3.  The aggregate carrying amounts of foreclosed assets were $14.1 million and $13.9 million at September 30, 2013 and December 31, 2012, respectively.
	Assets and liabilities measured at fair value are as follows as of September 30, 2013 (for purpose of this table the impaired loans are shown net of the related allowance):
		Quoted market price in active markets		Significant unobservable inputs
		(Level 1)	Significant other observable inputs	(Level 3)
			(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available for sale investments
	U.S. Government Agencies	$	-	$	33,992	$	-
	Mortgage backed securities		-		37,202		-
	(On a non-recurring basis)		-		-		14,109
	Other real estate owned
	Impaired loans:
	Real estate secured:
	Commercial		-		-		24,690
	Construction and land development		-		-		1,467
	Residential 1-4 family		-		-		6,654
	Multifamily		-		-		580
	Farmland		-		-		7,503
	Commercial		-		-		1,106
	Agriculture		-		-		74
	Consumer installment loans		-		-		33
	All other loans		-		-		-
	Total	$	-	$	71,194	$	56,216
	Assets and liabilities measured at fair value are as follows as of December 31, 2012 (for purpose of this table the impaired loans are shown net of the related allowance):
		Quoted market price in active markets		Significant unobservable inputs
		(Level 1)	Significant other observable inputs	(Level 3)
			(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available for sale investments
	U.S. Government Agencies	$	-	$	23,637	$	-
	Mortgage backed securities		-		25,978		-
	(On a non-recurring basis)		-		-		13,869
	Other real estate owned
	Impaired loans:
	Real estate secured:
	Commercial		-		-		30,688
	Construction and land development		-		-		4,375
	Residential 1-4 family		-		-		9,561
	Multifamily		-		-		2,500
	Farmland		-		-		9,442
	Commercial		-		-		2,501
	Agriculture		-		-		154
	Consumer installment loans		-		-		109
	All other loans		-		-		-
	Total	$	-	$	49,615	$	73,199
	For Level 3 assets measured at fair value on a recurring or non-recurring basis as of September 30, 2013, the significant unobservable inputs used in the fair value measurements were as follows:
		Fair Value at September 30,			Significant Unobservable Input Value
		2013	Valuation Technique	Significant Unobservable Inputs
	(Dollars in thousands)
	Impaired Loans	$	42,107		Appraised Value/Discounted Cash Flows/Market Value of Note		Appraisals and/or sales of comparable properties/Independent quotes		n/a
	Other Real Estate Owned	$	14,109		Appraised Value/Comparable Sales/Other Estimates from Independent Sources		Appraisal and/or sales of comparable properties/Independent quotes/bids		n/a
	Fair Value of Financial Instruments
	Fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practical to estimate the value is based upon the characteristics of the instruments and relevant market information.  Financial instruments include cash, evidence of ownership in an entity, or contracts that convey or impose on an entity that contractual right or obligation to either receive or deliver cash for another financial instrument.
The following summary presents the methodologies and assumptions used to estimate the fair value of the Company’s financial instruments presented below.  The information used to determine fair value is highly subjective and judgmental in nature and, therefore, the results may not be precise.  Subjective factors include, among other things, estimates of cash flows, risk characteristics, credit quality, and interest rates, all of which are subject to change.  Since the fair value is estimated as of the balance sheet date, the amounts that will actually be realized or paid upon settlement or maturity on these various instruments could be significantly different.
The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of September 30, 2013 and December 31, 2012.  This table excludes financial instruments for which the carrying amount approximates fair value.  The carrying value of cash and due from banks, federal funds sold, interest-bearing deposits, deposits with no stated maturities, trust preferred securities and accrued interest approximates fair value.  The remaining financial instruments were valued based on the present value of estimated future cash flows, discounted at various rates in effect for similar instruments during the months of September 2013 and December 2012.
						Fair Value Measurements
						Quoted market price in active markets		Significant other observable inputs
						(Level 1)		(Level 2)		Significant unobservable inputs
										(Level 3)
		Carrying		Fair
(Dollars are in thousands)		Amount		Value
30-Sep-13
Financial Instruments – Assets
Net Loans	$	486,767	$	489,743	$	-	$	447,636	$	42,107
Financial Instruments – Liabilities
Time Deposits		352,967		352,092		-		352,092		-
FHLB Advances		5,658		5,658		-		5,658		-
31-Dec-12
Financial Instruments – Assets
Net Loans	$	505,553	$	507,358	$	-	$	448,028	$	59,330
Financial Instruments – Liabilities
Time Deposits		372,473		375,784		-		375,784		-
FHLB Advances		6,558		6,558		-		6,558		-

Recent_Accounting_Developments

Recent Accounting Developments	9 Months Ended
	Sep. 30, 2013
Recent Accounting Developments [Abstract]	'
Recent Accounting Developments	'
	NOTE 12  RECENT ACCOUNTING DEVELOPMENTS:
	The following is a summary of recent authoritative announcements:
	The Comprehensive Income topic of the Accounting Standards Codification (“ASC”) was amended in June 2011.  The amendment eliminated the option to present other comprehensive income as a part of the statement of changes in stockholders’ equity and required consecutive presentation of the statement of net income and other comprehensive income.  The amendments were applicable to the Company January 1, 2012 and have been applied retrospectively.
	In December 2011, the topic was further amended to defer the effective date of presenting reclassification adjustments from other comprehensive income to net income on the face of the financial statements while the Financial Accounting Standards Board (“FASB”) redeliberated the presentation requirements for the reclassification adjustments.  In February 2013, the FASB further amended the Comprehensive Income topic clarifying the conclusions from such redeliberations. Specifically, the amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements.  However, the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component.  In addition, in certain circumstances an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income.  The amendments will be effective for the Company on a prospective basis for reporting periods beginning January 1, 2013.  These amendments did not have a material effect on the Company’s financial statements.
	Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Accounting_Principles_Policy

Accounting Principles (Policy)	9 Months Ended
	Sep. 30, 2013
Accounting Principles [Abstract]	'
Basis of Accounting	'
	The financial statements conform to U. S. generally accepted accounting principles and to general industry practices.  In the opinion of management, the accompanying unaudited financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the financial position at September 30, 2013, and the results of operations for the three and nine month periods ended September 30, 2013 and 2012.  The notes included herein should be read in conjunction with the notes to financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.  The results of operations for the three and nine month periods ended September 30, 2013 and 2012 are not necessarily indicative of the results to be expected for the full year.
	The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  The determination of the adequacy of the allowance for loan losses and the determination of the deferred tax asset and valuation allowance are based on estimates that are particularly susceptible to significant changes in the economic environment and market conditions.

Capital_Tables

Capital (Tables)	9 Months Ended
	Sep. 30, 2013
Capital [Abstract]	'
Schedule Of Capital Requirements	'
			Actual		Minimum Capital Requirement			Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
	(Dollars are in thousands)	Amount		Ratio	Amount	Ratio		Amount	Ratio
	September 30, 2013:
	Total Capital to Risk Weighted Assets
	The Company	$	58,749	14.32%	32,822	8%	$	N/A	N/A
	The Bank		56,880	13.85%	32,845	8%		41,056	10%
	Tier 1 Capital Risk Weighted Assets:
	The Company		51,162	12.47%	16,411	4%		N/A	N/A
	The Bank		51,636	12.58%	16,422	4%		24,634	6%
	Tier 1 Capital to Average Assets:
	The Company		51,162	7.41%	27,624	4%		N/A	N/A
	The Bank		51,636	7.47%	27,641	4%		34,551	5%
	December 31, 2012:
	Total Capital to Risk Weighted Assets
	The Company	$	57,894	13.51%	34,291	8%	$	N/A	N/A
	The Bank		55,315	12.88%	34,353	8%		42,941	10%
	Tier 1 Capital Risk Weighted Assets:
	The Company		49,530	11.56%	17,146	4%		N/A	N/A
	The Bank		49,806	11.60%	17,176	4%		25,765	6%
	Tier 1 Capital to Average Assets:
	The Company		49,530	7.05%	28,092	4%		N/A	N/A
	The Bank		49,806	7.08%	28,120	4%		35,150	5%

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investment Securities [Abstract]	'
Schedule Of Securities' Amortized Cost And Estimated Fair Value	'
					Gross		Gross		Approximate
			Amortized		Unrealized		Unrealized		Fair
	(Dollars are in thousands)		Cost		Gains		Losses		Value
	30-Sep-13
	U.S. Government Agencies	$	34,589	$	262	$	859	$	33,992
	Taxable municipals		-	-		-		-
	Tax-exempt municipals		-	-		-		-
	Mortgage backed securities		37,879	31		708		37,202
	Total Securities AFS	$	72,468	$	293	$	1,567	$	71,194
	31-Dec-12
	U.S. Government Agencies	$	23,177	$	473	$	13	$	23,637
	Taxable municipals		-	-		-		-
	Tax-exempt municipals		-	-		-		-
	Mortgage backed securities		25,822	210		54		25,978
	Total Securities AFS	$	48,999	$	683	$	67	$	49,615
Schedule Of Fair Value And Gross Unrealized Losses On Investment Securities In A Continuous Unrealized Loss Position	'
			Less than 12 Months				12 Months or More				Total
			Fair Value		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars are in thousands)				Losses		Value		Losses		Value		Losses
	30-Sep-13
	U.S. Government Agencies	$	22,278	$	845	$	574	$	14	$	22,852	$	859
	Mtg. backed securities		31,238		694		736		14		31,974		708
	Total Securities AFS	$	53,516	$	1,539	$	1,310	$	28	$	54,826	$	1,567
	31-Dec-12
	U.S. Government Agencies	$	2,931	$	13	$	-	$	-	$	2,931	$	13
	Mtg. backed securities		7,491		54		-		-		7,491		54
	Total Securities AFS	$	10,422	$	67	$	-	$	-	$	10,422	$	67
The Amortized Cost And Fair Value Of Investment Securities' Contractual Maturity	'
							Weighted
	(Dollars are in thousands)		Amortized		Fair		Average
	Securities Available for Sale		Cost		Value		Yield
	Due in one year or less	$	-	$	-		-%
	Due after one year through five years	1,618		1,612		0.93%
	Due after five years through fifteen years		23,729		23,468		1.68%
	Due after fifteen years		47,121		46,114		1.60%
	Total	$	72,468	$	71,194		1.61%

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Summary Of Loans Receivable Outstanding	'
	(Dollars are in thousands)		30-Sep-13		31-Dec-12
	Real estate secured:
	Commercial	$	130,787	$	149,935
	Construction and land development		23,131		24,327
	Residential 1-4 family		248,053		240,201
	Multifamily		12,128		12,567
	Farmland		30,488		33,068
	Total real estate loans		444,587		460,098
	Commercial		24,688		28,314
	Agriculture		4,395		4,328
	Consumer installment loans		27,155		29,445
	All other loans		149		178
	Total loans	$	500,974	$	522,363
Summary Of Loans Receivable On Nonaccrual Status	'
	(Dollars are in thousands)		30-Sep-13		31-Dec-12
	Real estate secured:
	Commercial	$	17,684	$	16,308
	Construction and land development		1,299		2,412
	Residential 1-4 family		4,792		3,403
	Multifamily		-		442
	Farmland		5,783		7,750
	Total real estate loans		29,558		30,315
	Commercial		1,375		2,762
	Agriculture		98		450
	Consumer installment loans		63		9
	All other loans		-		-
	Total loans receivable on nonaccrual status	$	31,094	$	33,536
Summary Of Impaired Loans	'
		Average	Interest		Unpaid Principal Balance
	As of September 30, 2013	Recorded	Income	Recorded		Related
	(Dollars are in thousands)	Investment	Recognized	Investment		Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	17,885	$	456	$	16,260	$	17,116	$	-
	Construction and land development		2,724		31		1,050		6,035		-
	Residential 1-4 family		4,706		115		3,128		3,390		-
	Multifamily		734		12		327		327		-
	Farmland		4,692		93		5,679		6,290		-
	Commercial		818		7		314		420		-
	Agriculture		74		5		60		60		-
	Consumer installment loans		61		2		26		26		-
	All other loans		-		-		-		-		-
	With an allowance recorded:
	Real estate secured:
	Commercial		12,077		305		10,277		10,688		1,847
	Construction and land development		477		5		465		494		48
	Residential 1-4 family		3,611		141		4,181		4,511		655
	Multifamily		634		13		270		270		17
	Farmland		3,618		91		2,264		2,402		440
	Commercial		1,097		2		1,052		1,120		260
	Agriculture		158		5		108		108		94
	Consumer installment loans		22		1		11		11		4
	All other loans		-		-		-		-		-
	Total	$	53,388	$	1,284	$	45,472	$	53,268	$	3,365
		Average	Interest		Unpaid Principal Balance
	As of December 31, 2012	Recorded	Income	Recorded		Related
	(Dollars are in thousands)	Investment	Recognized	Investment		Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	26,662	$	829	$	20,389	$	21,434	$	-
	Construction and land development		4,759		118		3,759		8,618		-
	Residential 1-4 family		7,824		227		6,308		6,567		-
	Multifamily		1,021		44		928		998		-
	Farmland		7,748		168		4,375		4,810		-
	Commercial		2,499		18		1,111		1,147		-
	Agriculture		463		7		109		109		-
	Consumer installment loans		83		10		98		98		-
	All other loans		-		-		-		-		-
	With an allowance recorded:
	Real estate secured:
	Commercial		14,770		347		13,495		14,014		3,196
	Construction and land development		1,728		41		793		945		177
	Residential 1-4 family		5,473		203		3,830		3,836		577
	Multifamily		1,589		68		2,028		2,096		456
	Farmland		4,972		-123		5,702		5,714		635
	Commercial		1,689		19		1,881		1,885		491
	Agriculture		373		3		353		353		308
	Consumer installment loans		69		3		27		27		16
	All other loans		-		-		-		-		-
	Total	$	81,722	$	1,982	$	65,186	$	72,651	$	5,856
Summary Of Age Analysis Of Past Due Loans Receivable	'
															Accruing
							Loans								Loans
			Loans		Loans		90 or								90 or
			30-59		60-89		More		Total						More
			Days		Days		Days		Past						Days
	As of September 30, 2013		Past		Past		Past		Due		Current		Total		Past
	(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
	Real estate secured:
	Commercial	$	7,397	$	1,014	$	6,353	$	14,764	$	116,023	$	130,787	$	-
	Construction and  land		817		-		322		1,139		21,992		23,131		-
	development
	Residential 1-4 family		4,208		608		1,928		6,744		241,309		248,053		-
	Multifamily		37		-		-		37		12,091		12,128		-
	Farmland		281		147		4,442		4,870		25,618		30,488		-
	Total real estate loans		12,740		1,769		13,045		27,554		417,033		444,587		-
	Commercial		349		-		1,321		1,670		23,018		24,688		-
	Agriculture		99		-		63		162		4,233		4,395		-
	Consumer installment		290		20		14		324		26,831		27,155		-
	Loans
	All other loans		9		7		-		16		133		149		-
	Total loans	$	13,487	$	1,796	$	14,443	$	29,726	$	471,248	$	500,974	$	-
															Accruing
							Loans								Loans
			Loans		Loans		90 or								90 or
			30-59		60-89		More		Total						More
			Days		Days		Days		Past						Days
	As of December 31, 2012		Past		Past		Past		Due		Current		Total		Past
	(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
	Real estate secured:
	Commercial	$	4,164	$	998	$	8,889	$	14,051	$	135,884	$	149,935	$	-
	Construction and  land		653		-		254		907		23,420		24,327		-
	development
	Residential 1-4 family		9,031		861		3,027		12,919		227,282		240,201		304
	Multifamily		90		-		442		532		12,035		12,567		-
	Farmland		1,777		-		5,871		7,648		25,420		33,068		191
	Total real estate loans		15,715		1,859		18,483		36,057		424,041		460,098		495
	Commercial		135		12		2,104		2,251		26,063		28,314		2
	Agriculture		117		12		360		489		3,839		4,328		-
	Consumer installment		506		66		55		627		28,818		29,445		54
	Loans
	All other loans		19		7		-		26		152		178		-
	Total loans	$	16,492	$	1,956	$	21,002	$	39,450	$	482,913	$	522,363	$	551
Summary Of Risk Category Of Loans Receivable	'
	As of September 30, 2013		Special
	(Dollars are in thousands)	Pass	Mention	Substandard	Doubtful	Total
	Real estate secured:
	Commercial	$	101,024	$	3,974	$	25,789	$	-	$	130,787
	Construction and land development		18,879		2,542		1,710		-		23,131
	Residential 1-4 family		232,367		3,063		12,420		203		248,053
	Multifamily		11,422		436		270		-		12,128
	Farmland		20,413		2,248		7,827		-		30,488
	Total real estate loans		384,105		12,263		48,016		203		444,587
	Commercial		22,576		624		1,457		31		24,688
	Agriculture		4,211		12		172		-		4,395
	Consumer installment loans		26,911		-		244		-		27,155
	All other loans		149		-		-		-		149
	Total	$	437,952	$	12,899	$	49,889	$	234	$	500,974
	As of December 31, 2012		Special
	(Dollars are in thousands)	Pass	Mention	Substandard	Doubtful	Total
	Real estate secured:
	Commercial	$	117,945	$	5,782	$	26,120	$	88	$	149,935
	Construction and land development		18,502		1,067		4,758		-		24,327
	Residential 1-4 family		220,534		4,739		14,437		491		240,201
	Multifamily		9,765		178		2,624		-		12,567
	Farmland		21,560		1,247		10,261		-		33,068
	Total real estate loans		388,306		13,013		58,200		579		460,098
	Commercial		21,793		3,227		3,254		40		28,314
	Agriculture		3,841		53		434		-		4,328
	Consumer installment loans		29,159		21		261		4		29,445
	All other loans		178		-		-		-		178
	Total	$	443,277	$	16,314	$	62,149	$	623	$	522,363

Allowance_For_Loan_Losses_Tabl

Allowance For Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2013
Allowance For Loan Losses [Abstract]	'
Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment	'
	As of September 30, 2013		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions
	Real estate secured:
	Commercial	$	6,720	$	-1,655	$	262	$	-	$	-384	$	4,943
	Construction and land development		2,166		-190		64		-		-287		1,753
	Residential 1-4 family		3,050		-986		298		-		701		3,063
	Multifamily		552		-		-		-		-438		114
	Farmland		1,074		-369		68		-		205		978
	Total real estate loans		13,562		-3,200		692		-		-203		10,851
	Commercial		1,772		-372		41		-		-169		1,272
	Agriculture		533		-313		51		-		195		466
	Consumer installment loans		388		-101		49		-		-190		146
	All other loans		4		-		-		-		-2		2
	Unallocated		551		-		-		-		919		1,470
	Total	$	16,810	$	-3,986	$	833	$	-	$	550	$	14,207
	As of December 31, 2012		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions
	Real estate secured:
	Commercial	$	5,671	$	-2,845	$	61	$	-	$	3,833	$	6,720
	Construction and land development		3,848		-357		73		-		-1,398		2,166
	Residential 1-4 family		3,759		-1,615		87		-		819		3,050
	Multifamily		148		-75		-		-		479		552
	Farmland		951		-577		-		-		700		1,074
	Total real estate loans		14,377		-5,469		221		-		4,433		13,562
	Commercial		1,883		-942		86		-		745		1,772
	Agriculture		486		-4		11		-		40		533
	Consumer installment loans		781		-336		63		-		-120		388
	All other loans		2		-		-		-		2		4
	Unallocated		851		-		-		-		-300		551
	Total	$	18,380	$	-6,751	$	381	$	-	$	4,800	$	16,810
Schedule Of Allocation Of Portion Of Allowance	'
			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of September 30, 2013		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	1,847	$	3,096	$	4,943	$	26,537	$	104,250	$	130,787
	Construction and land		48		1,705		1,753		1,515		21,616		23,131
	development
	Residential 1-4 family		655		2,408		3,063		7,309		240,744		248,053
	Multifamily		17		97		114		597		11,531		12,128
	Farmland		440		538		978		7,943		22,545		30,488
	Total real estate loans		3,007		7,844		10,851		43,901		400,686		444,587
	Commercial		260		1,012		1,272		1,366		23,322		24,688
	Agriculture		94		372		466		168		4,227		4,395
	Consumer installment loans		4		142		146		37		27,118		27,155
	All other loans		-		2		2		-		149		149
	Unallocated		-		1,470		1,470		-		-		-
	Total	$	3,365	$	10,842	$	14,207	$	45,472	$	455,502	$	500,974
			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of December 31, 2012		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	3,196	$	3,524	$	6,720	$	33,884	$	116,051	$	149,935
	Construction and land		177		1,989		2,166		4,552		19,775		24,327
	development
	Residential 1-4 family		577		2,473		3,050		10,138		230,063		240,201
	Multifamily		456		96		552		2,956		9,611		12,567
	Farmland		635		439		1,074		10,077		22,991		33,068
	Total real estate loans		5,041		8,521		13,562		61,607		398,491		460,098
	Commercial		491		1,281		1,772		2,992		25,322		28,314
	Agriculture		308		225		533		462		3,866		4,328
	Consumer installment loans		16		372		388		125		29,320		29,445
	All other loans		-		4		4		-		178		178
	Unallocated		-		551		551		-		-		-
	Total	$	5,856	$	10,954	$	16,810	$	65,186	$	457,177	$	522,363

Troubled_Debt_Restructurings_T

Troubled Debt Restructurings (Tables)	9 Months Ended
	Sep. 30, 2013
Troubled Debt Restructurings [Abstract]	'
Schedule Of Loans Modified As Troubled Debt Restructurings	'
	For the nine months ended					For the nine months ended
	30-Sep-13					30-Sep-12
				Pre-Mod. Recorded Investment		Post-Mod.				Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded		# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment		Loans				Investment
	Real estate secured:
	Commercial	1	$	136	$	135		7	$	991	$	791
	Construction and land	-		-		-		-		-		-
	Development
	Residential 1-4 family	-		-		-		35		2,052		1,964
	Multifamily	-		-		-		-		-		-
	Farmland	-		-		-		-		-		-
	Total real estate loans	1		136		135		42		3,043		2,755
	Commercial	1		51		11		-		-		-
	Agriculture	-		-		-		-		-		-
	Consumer installment loans	1		14		13		3		25		19
	All other loans	-		-		-		-		-		-
	Total	3	$	201	$	159		45	$	3,068	$	2,774
	For the three months ended					For the three months ended
	30-Sep-13					30-Sep-12
				Pre-Mod. Recorded Investment		Post-Mod.				Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded		# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment		Loans				Investment
	Real estate secured:
	Commercial	1	$	136	$	135		-	$	-	$	-
	Construction and land	-		-		-		-		-		-
	Development
	Residential 1-4 family	-		-		-		-		-		-
	Multifamily	-		-		-		-		-		-
	Farmland	-		-		-		-		-		-
	Total real estate loans	1		136		135		-		-		-
	Commercial	-		-		-		-		-		-
	Agriculture	-		-		-		-		-		-
	Consumer installment loans	-		-		-		-		-		-
	All other loans	-		-		-		-		-		-
	Total	1	$	136	$	135		-	$	-	$	-
Schedule Of Troubled Debt Restructurings Subsequently Defaulted	'
	Troubled Debt Restructurings	For the nine months ended				For the nine months ended
	That Subsequently Defaulted	30-Sep-13				30-Sep-12
	During the Period	# of		Recorded		# of		Recorded
	(Dollars are in thousands)	Loans		Investment		Loans		Investment
	Real estate secured:
	Commercial	-	$	-		4	$	1,859
	Construction and land development	-		-		-		-
	Residential 1-4 family	-		-		2		633
	Multifamily	-		-		1		163
	Farmland	-		-		-		-
	Total real estate loans	-		-		7		2,655
	Commercial	-		-		-		-
	Agriculture	-		-		1		300
	Consumer installment loans	-		-		-		-
	All other loans	-		-		-		-
	Total	-	$	-		8	$	2,955
	Troubled Debt Restructurings	For the three months ended				For the three months ended
	That Subsequently Defaulted	30-Sep-13				30-Sep-12
	During the Period	# of		Recorded		# of		Recorded
	(Dollars are in thousands)	Loans		Investment		Loans		Investment
	Real estate secured:
	Commercial	-	$	-		-	$	-
	Construction and land development	-		-		-		-
	Residential 1-4 family	-		-		1		522
	Multifamily	-		-		1		163
	Farmland	-		-		-		-
	Total real estate loans	-		-		2		685
	Commercial	-		-		-		-
	Agriculture	-		-		-		-
	Consumer installment loans	-		-		-		-
	All other loans	-		-		-		-
	Total	-	$	-		2	$	685

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Schedule Of Anti-Dilutive Income Per Common Share	'
	(Amounts in Thousands, Except		For the three months				For the nine months
	Share and Per Share Data)		ended September 30,				ended September 30,
			2013		2012		2013		2012
	Net income (loss)	$	447	$	-1,463	$	1,539	$	-6,536
	Weighted average shares outstanding		21,871,170		10,507,724		21,870,240		10,177,237
	Dilutive shares for stock options and warrants		-		-		-		-
	Weighted average dilutive shares outstanding		21,871,170		10,507,724		21,870,240		10,177,237
	Basic income (loss) per share	$	0.02	$	-0.14	$	0.07	$	-0.64
	Diluted income (loss) per share	$	0.02	$	-0.14	$	0.07	$	-0.64

Fair_Values_Tables

Fair Values (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Values [Abstract]	'
Summary Of Assets And Liabilities Measured At Fair Value	'
	Assets and liabilities measured at fair value are as follows as of September 30, 2013 (for purpose of this table the impaired loans are shown net of the related allowance):
		Quoted market price in active markets		Significant unobservable inputs
		(Level 1)	Significant other observable inputs	(Level 3)
			(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available for sale investments
	U.S. Government Agencies	$	-	$	33,992	$	-
	Mortgage backed securities		-		37,202		-
	(On a non-recurring basis)		-		-		14,109
	Other real estate owned
	Impaired loans:
	Real estate secured:
	Commercial		-		-		24,690
	Construction and land development		-		-		1,467
	Residential 1-4 family		-		-		6,654
	Multifamily		-		-		580
	Farmland		-		-		7,503
	Commercial		-		-		1,106
	Agriculture		-		-		74
	Consumer installment loans		-		-		33
	All other loans		-		-		-
	Total	$	-	$	71,194	$	56,216
	Assets and liabilities measured at fair value are as follows as of December 31, 2012 (for purpose of this table the impaired loans are shown net of the related allowance):
		Quoted market price in active markets		Significant unobservable inputs
		(Level 1)	Significant other observable inputs	(Level 3)
			(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available for sale investments
	U.S. Government Agencies	$	-	$	23,637	$	-
	Mortgage backed securities		-		25,978		-
	(On a non-recurring basis)		-		-		13,869
	Other real estate owned
	Impaired loans:
	Real estate secured:
	Commercial		-		-		30,688
	Construction and land development		-		-		4,375
	Residential 1-4 family		-		-		9,561
	Multifamily		-		-		2,500
	Farmland		-		-		9,442
	Commercial		-		-		2,501
	Agriculture		-		-		154
	Consumer installment loans		-		-		109
	All other loans		-		-		-
	Total	$	-	$	49,615	$	73,199
Schedule Of Significant Unobservable Inputs In Level 3 Assets	'
		Fair Value at September 30,			Significant Unobservable Input Value
		2013	Valuation Technique	Significant Unobservable Inputs
	(Dollars in thousands)
	Impaired Loans	$	42,107		Appraised Value/Discounted Cash Flows/Market Value of Note		Appraisals and/or sales of comparable properties/Independent quotes		n/a
	Other Real Estate Owned	$	14,109		Appraised Value/Comparable Sales/Other Estimates from Independent Sources		Appraisal and/or sales of comparable properties/Independent quotes/bids		n/a
Estimated Fair Value Of Financial Instruments	'
							Fair Value Measurements
							Quoted market price in active markets		Significant other observable inputs
							(Level 1)		(Level 2)		Significant unobservable inputs
											(Level 3)
			Carrying		Fair
	(Dollars are in thousands)		Amount		Value
	30-Sep-13
	Financial Instruments – Assets
	Net Loans	$	486,767	$	489,743	$	-	$	447,636	$	42,107
	Financial Instruments – Liabilities
	Time Deposits		352,967		352,092		-		352,092		-
	FHLB Advances		5,658		5,658		-		5,658		-
	31-Dec-12
	Financial Instruments – Assets
	Net Loans	$	505,553	$	507,358	$	-	$	448,028	$	59,330
	Financial Instruments – Liabilities
	Time Deposits		372,473		375,784		-		375,784		-
	FHLB Advances		6,558		6,558		-		6,558		-

Capital_Schedule_Of_Capital_Re

Capital (Schedule Of Capital Requirements) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
The Company [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Capital to Risk Weighted Assets, Actual, Amount	$58,749	$57,894
Total Capital to Risk Weighted Assets, Actual, Ratio	14.32%	13.51%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	32,822	34,291
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Tier 1 Capital Risk Weighted Assets, Actual, Amount	51,162	49,530
Tier 1 Capital Risk Weighted Assets, Actual, Ratio	12.47%	11.56%
Tier 1 Capital Risk Weighted Assets, Minimum Capital Requirement, Amount	16,411	17,146
Tier 1 Capital Risk Weighted Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier 1 Capital to Average Assets, Actual, Amount	51,162	49,530
Tier 1 Capital to Average Assets, Actual, Ratio	7.41%	7.05%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	27,624	28,092
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
The Bank [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Capital to Risk Weighted Assets, Actual, Amount	56,880	55,315
Total Capital to Risk Weighted Assets, Actual, Ratio	13.85%	12.88%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	32,845	34,353
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	41,056	42,941
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier 1 Capital Risk Weighted Assets, Actual, Amount	51,636	49,806
Tier 1 Capital Risk Weighted Assets, Actual, Ratio	12.58%	11.60%
Tier 1 Capital Risk Weighted Assets, Minimum Capital Requirement, Amount	16,422	17,176
Tier 1 Capital Risk Weighted Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier 1 Capital Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	24,634	25,765
Tier 1 Capital Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier 1 Capital to Average Assets, Actual, Amount	51,636	49,806
Tier 1 Capital to Average Assets, Actual, Ratio	7.47%	7.08%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	27,641	28,120
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$34,551	$35,150
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Investment_Securities_Schedule

Investment Securities (Schedule Of Securities Amortized Cost And Estimated Fair Value) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$72,468	$48,999
Gross Unrealized Gains	293	683
Gross Unrealized Losses	1,567	67
Approximate Fair Value	71,194	49,615
U.S. Government Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	34,589	23,177
Gross Unrealized Gains	262	473
Gross Unrealized Losses	859	13
Approximate Fair Value	33,992	23,637
Taxable Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	'	'
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Approximate Fair Value	'	'
Tax-Exempt Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	'	'
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Approximate Fair Value	'	'
Mortgage Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	37,879	25,822
Gross Unrealized Gains	31	210
Gross Unrealized Losses	708	54
Approximate Fair Value	$37,202	$25,978

Investment_Securities_Schedule1

Investment Securities (Schedule Of Fair Value And Gross Unrealized Losses On Investment Securities In A Continuous Unrealized Loss Position) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	item	item
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 Months	$53,516	$10,422
Fair Value, 12 Months or More	1,310	'
Fair Value, Total	54,826	10,422
Unrealized Losses, Less than 12 Months	1,539	67
Unrealized Losses, 12 Months or More	28	'
Unrealized Losses, Total	1,567	67
Number of available-for-sale investments in loss position	71	10
U.S. Government Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 Months	22,278	2,931
Fair Value, 12 Months or More	574	'
Fair Value, Total	22,852	2,931
Unrealized Losses, Less than 12 Months	845	13
Unrealized Losses, 12 Months or More	14	'
Unrealized Losses, Total	859	13
Mortgage Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 Months	31,238	7,491
Fair Value, 12 Months or More	736	'
Fair Value, Total	31,974	7,491
Unrealized Losses, Less than 12 Months	694	54
Unrealized Losses, 12 Months or More	14	'
Unrealized Losses, Total	$708	$54

Investment_Securities_The_Amor

Investment Securities (The Amortized Cost And Fair Value Of Investment Securities Contractual Maturity) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Investment Securities [Abstract]	'	'
Due after one year through five years, Amortized Cost	$1,618,000	'
Due after five years through fifteen years, Amortized Cost	23,729,000	'
Due after fifteen years, Amortized Cost	47,121,000	'
Amortized Cost, Total	72,468,000	48,999,000
Due after one year through five years, Fair Value	1,612,000	'
Due after five years through fifteen years, Fair Value	23,468,000	'
Due after fifteen years, Fair Value	46,114,000	'
Approximate Fair Value	71,194,000	49,615,000
Due after one year through five years, Weighted Average Yield	0.93%	'
Due after five years through fifteen years, Weighted Average Yield	1.68%	'
Due after fifteen years, Weighted Average Yield	1.60%	'
Weighted Average Yield, Total	1.61%	'
Securities pledged as collateral	17,700,000	18,400,000
Equity securities, restricted from trading	$2,700,000	$2,800,000

Loans_Summary_Of_Loans_Receiva

Loans (Summary Of Loans Receivable Outstanding) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	$500,974	$522,363
Commercial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	24,688	28,314
Agriculture [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	4,395	4,328
Consumer Installment Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	27,155	29,445
All Other Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	149	178
Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	444,587	460,098
Real Estate [Member] | Commercial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	130,787	149,935
Real Estate [Member] | Construction And Land Development [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	23,131	24,327
Real Estate [Member] | Residential 1-4 Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	248,053	240,201
Real Estate [Member] | Multifamily [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	12,128	12,567
Real Estate [Member] | Farmland [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	$30,488	$33,068

Loans_Summary_Of_Loans_Receiva1

Loans (Summary Of Loans Receivable On Nonaccrual Status) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	$31,094	'	$33,536
Interest income not recognized on nonaccrual loans, Total	375	1,100	'
Commercial [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	1,375	'	2,762
Agriculture [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	98	'	450
Consumer Installment Loans [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	63	'	9
All Other Loans [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	'	'	'
Real Estate [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	29,558	'	30,315
Real Estate [Member] | Commercial [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	17,684	'	16,308
Real Estate [Member] | Construction And Land Development [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	1,299	'	2,412
Real Estate [Member] | Residential 1-4 Family [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	4,792	'	3,403
Real Estate [Member] | Multifamily [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	'	'	442
Real Estate [Member] | Farmland [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	$5,783	'	$7,750

Loans_Summary_Of_Impaired_Loan

Loans (Summary Of Impaired Loans) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Loans [Line Items]	'	'
Average Recorded Investment	$53,388	$81,722
Interest Income Recognized	1,284	1,982
Recorded Investment	45,472	65,186
Unpaid Principal Balance	53,268	72,651
Related Allowance	3,365	5,856
With No Related Allowance Recorded [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	818	2,499
Interest Income Recognized	7	18
Recorded Investment	314	1,111
Unpaid Principal Balance	420	1,147
With No Related Allowance Recorded [Member] | Agriculture [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	74	463
Interest Income Recognized	5	7
Recorded Investment	60	109
Unpaid Principal Balance	60	109
With No Related Allowance Recorded [Member] | Consumer Installment Loans [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	61	83
Interest Income Recognized	2	10
Recorded Investment	26	98
Unpaid Principal Balance	26	98
With No Related Allowance Recorded [Member] | All Other Loans [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	'	'
Interest Income Recognized	'	'
Recorded Investment	'	'
Unpaid Principal Balance	'	'
Related Allowance	'	'
With No Related Allowance Recorded [Member] | Real Estate [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	17,885	26,662
Interest Income Recognized	456	829
Recorded Investment	16,260	20,389
Unpaid Principal Balance	17,116	21,434
With No Related Allowance Recorded [Member] | Real Estate [Member] | Construction And Land Development [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	2,724	4,759
Interest Income Recognized	31	118
Recorded Investment	1,050	3,759
Unpaid Principal Balance	6,035	8,618
With No Related Allowance Recorded [Member] | Real Estate [Member] | Residential 1-4 Family [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	4,706	7,824
Interest Income Recognized	115	227
Recorded Investment	3,128	6,308
Unpaid Principal Balance	3,390	6,567
With No Related Allowance Recorded [Member] | Real Estate [Member] | Multifamily [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	734	1,021
Interest Income Recognized	12	44
Recorded Investment	327	928
Unpaid Principal Balance	327	998
With No Related Allowance Recorded [Member] | Real Estate [Member] | Farmland [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	4,692	7,748
Interest Income Recognized	93	168
Recorded Investment	5,679	4,375
Unpaid Principal Balance	6,290	4,810
With An Allowance Recorded [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	1,097	1,689
Interest Income Recognized	2	19
Recorded Investment	1,052	1,881
Unpaid Principal Balance	1,120	1,885
Related Allowance	260	491
With An Allowance Recorded [Member] | Agriculture [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	158	373
Interest Income Recognized	5	3
Recorded Investment	108	353
Unpaid Principal Balance	108	353
Related Allowance	94	308
With An Allowance Recorded [Member] | Consumer Installment Loans [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	22	69
Interest Income Recognized	1	3
Recorded Investment	11	27
Unpaid Principal Balance	11	27
Related Allowance	4	16
With An Allowance Recorded [Member] | All Other Loans [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	'	'
Interest Income Recognized	'	'
Recorded Investment	'	'
Unpaid Principal Balance	'	'
Related Allowance	'	'
With An Allowance Recorded [Member] | Real Estate [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	12,077	14,770
Interest Income Recognized	305	347
Recorded Investment	10,277	13,495
Unpaid Principal Balance	10,688	14,014
Related Allowance	1,847	3,196
With An Allowance Recorded [Member] | Real Estate [Member] | Construction And Land Development [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	477	1,728
Interest Income Recognized	5	41
Recorded Investment	465	793
Unpaid Principal Balance	494	945
Related Allowance	48	177
With An Allowance Recorded [Member] | Real Estate [Member] | Residential 1-4 Family [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	3,611	5,473
Interest Income Recognized	141	203
Recorded Investment	4,181	3,830
Unpaid Principal Balance	4,511	3,836
Related Allowance	655	577
With An Allowance Recorded [Member] | Real Estate [Member] | Multifamily [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	634	1,589
Interest Income Recognized	13	68
Recorded Investment	270	2,028
Unpaid Principal Balance	270	2,096
Related Allowance	17	456
With An Allowance Recorded [Member] | Real Estate [Member] | Farmland [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	3,618	4,972
Interest Income Recognized	91	-123
Recorded Investment	2,264	5,702
Unpaid Principal Balance	2,402	5,714
Related Allowance	$440	$635

Loans_Summary_Of_Age_Analysis_

Loans (Summary Of Age Analysis Of Past Due Loans Receivable) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	$13,487	$16,492
Loans 60-89 Days Past Due	1,796	1,956
Loans 90 or More Days Past Due	14,443	21,002
Total Past Due Loans	29,726	39,450
Current Loans	471,248	482,913
Total loans	500,974	522,363
Accruing Loans 90 or More Days Past Due	'	551
Commercial [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	349	135
Loans 60-89 Days Past Due	'	12
Loans 90 or More Days Past Due	1,321	2,104
Total Past Due Loans	1,670	2,251
Current Loans	23,018	26,063
Total loans	24,688	28,314
Accruing Loans 90 or More Days Past Due	'	2
Agriculture [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	99	117
Loans 60-89 Days Past Due	'	12
Loans 90 or More Days Past Due	63	360
Total Past Due Loans	162	489
Current Loans	4,233	3,839
Total loans	4,395	4,328
Consumer Installment Loans [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	290	506
Loans 60-89 Days Past Due	20	66
Loans 90 or More Days Past Due	14	55
Total Past Due Loans	324	627
Current Loans	26,831	28,818
Total loans	27,155	29,445
Accruing Loans 90 or More Days Past Due	'	54
All Other Loans [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	9	19
Loans 60-89 Days Past Due	7	7
Total Past Due Loans	16	26
Current Loans	133	152
Total loans	149	178
Real Estate [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	12,740	15,715
Loans 60-89 Days Past Due	1,769	1,859
Loans 90 or More Days Past Due	13,045	18,483
Total Past Due Loans	27,554	36,057
Current Loans	417,033	424,041
Total loans	444,587	460,098
Accruing Loans 90 or More Days Past Due	'	495
Real Estate [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	7,397	4,164
Loans 60-89 Days Past Due	1,014	998
Loans 90 or More Days Past Due	6,353	8,889
Total Past Due Loans	14,764	14,051
Current Loans	116,023	135,884
Total loans	130,787	149,935
Real Estate [Member] | Construction And Land Development [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	817	653
Loans 90 or More Days Past Due	322	254
Total Past Due Loans	1,139	907
Current Loans	21,992	23,420
Total loans	23,131	24,327
Real Estate [Member] | Residential 1-4 Family [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	4,208	9,031
Loans 60-89 Days Past Due	608	861
Loans 90 or More Days Past Due	1,928	3,027
Total Past Due Loans	6,744	12,919
Current Loans	241,309	227,282
Total loans	248,053	240,201
Accruing Loans 90 or More Days Past Due	'	304
Real Estate [Member] | Multifamily [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	37	90
Loans 90 or More Days Past Due	'	442
Total Past Due Loans	37	532
Current Loans	12,091	12,035
Total loans	12,128	12,567
Real Estate [Member] | Farmland [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	281	1,777
Loans 60-89 Days Past Due	147	'
Loans 90 or More Days Past Due	4,442	5,871
Total Past Due Loans	4,870	7,648
Current Loans	25,618	25,420
Total loans	30,488	33,068
Accruing Loans 90 or More Days Past Due	'	$191

Loans_Summary_Of_Risk_Category

Loans (Summary Of Risk Category Of Loans Receivable) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	$500,974	$522,363
Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	437,952	443,277
Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	12,899	16,314
Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	49,889	62,149
Doubtful [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	234	623
Commercial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	24,688	28,314
Commercial [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	22,576	21,793
Commercial [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	624	3,227
Commercial [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	1,457	3,254
Commercial [Member] | Doubtful [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	31	40
Agriculture [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	4,395	4,328
Agriculture [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	4,211	3,841
Agriculture [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	12	53
Agriculture [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	172	434
Consumer Installment Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	27,155	29,445
Consumer Installment Loans [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	26,911	29,159
Consumer Installment Loans [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	21
Consumer Installment Loans [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	244	261
Consumer Installment Loans [Member] | Doubtful [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	4
All Other Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	149	178
All Other Loans [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	149	178
Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	444,587	460,098
Real Estate [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	384,105	388,306
Real Estate [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	12,263	13,013
Real Estate [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	48,016	58,200
Real Estate [Member] | Doubtful [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	203	579
Real Estate [Member] | Commercial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	130,787	149,935
Real Estate [Member] | Commercial [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	101,024	117,945
Real Estate [Member] | Commercial [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	3,974	5,782
Real Estate [Member] | Commercial [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	25,789	26,120
Real Estate [Member] | Commercial [Member] | Doubtful [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	88
Real Estate [Member] | Construction And Land Development [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	23,131	24,327
Real Estate [Member] | Construction And Land Development [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	18,879	18,502
Real Estate [Member] | Construction And Land Development [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	2,542	1,067
Real Estate [Member] | Construction And Land Development [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	1,710	4,758
Real Estate [Member] | Residential 1-4 Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	248,053	240,201
Real Estate [Member] | Residential 1-4 Family [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	232,367	220,534
Real Estate [Member] | Residential 1-4 Family [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	3,063	4,739
Real Estate [Member] | Residential 1-4 Family [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	12,420	14,437
Real Estate [Member] | Residential 1-4 Family [Member] | Doubtful [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	203	491
Real Estate [Member] | Multifamily [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	12,128	12,567
Real Estate [Member] | Multifamily [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	11,422	9,765
Real Estate [Member] | Multifamily [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	436	178
Real Estate [Member] | Multifamily [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	270	2,624
Real Estate [Member] | Farmland [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	30,488	33,068
Real Estate [Member] | Farmland [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	20,413	21,560
Real Estate [Member] | Farmland [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	2,248	1,247
Real Estate [Member] | Farmland [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	$7,827	$10,261

Allowance_For_Loan_Losses_Summ

Allowance For Loan Losses (Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	$16,810	$18,380
Charge Offs	-3,986	-6,751
Recoveries	833	381
Advances	'	'
Provision	550	4,800
Balance, End of period	14,207	16,810
Commercial [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	1,772	1,883
Charge Offs	-372	-942
Recoveries	41	86
Advances	'	'
Provision	-169	745
Balance, End of period	1,272	1,772
Agriculture [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	533	486
Charge Offs	-313	-4
Recoveries	51	11
Advances	'	'
Provision	195	40
Balance, End of period	466	533
Consumer Installment Loans [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	388	781
Charge Offs	-101	-336
Recoveries	49	63
Advances	'	'
Provision	-190	-120
Balance, End of period	146	388
All Other Loans [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	4	2
Advances	'	'
Provision	-2	2
Balance, End of period	2	4
Unallocated [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	551	851
Advances	'	'
Provision	919	-300
Balance, End of period	1,470	551
Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	13,562	14,377
Charge Offs	-3,200	-5,469
Recoveries	692	221
Advances	'	'
Provision	-203	4,433
Balance, End of period	10,851	13,562
Real Estate [Member] | Commercial [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	6,720	5,671
Charge Offs	-1,655	-2,845
Recoveries	262	61
Advances	'	'
Provision	-384	3,833
Balance, End of period	4,943	6,720
Real Estate [Member] | Construction And Land Development [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	2,166	3,848
Charge Offs	-190	-357
Recoveries	64	73
Advances	'	'
Provision	-287	-1,398
Balance, End of period	1,753	2,166
Real Estate [Member] | Residential 1-4 Family [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	3,050	3,759
Charge Offs	-986	-1,615
Recoveries	298	87
Advances	'	'
Provision	701	819
Balance, End of period	3,063	3,050
Real Estate [Member] | Multifamily [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	552	148
Charge Offs	'	-75
Advances	'	'
Provision	-438	479
Balance, End of period	114	552
Real Estate [Member] | Farmland [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	1,074	951
Charge Offs	-369	-577
Recoveries	68	'
Advances	'	'
Provision	205	700
Balance, End of period	$978	$1,074

Allowance_For_Loan_Losses_Sche

Allowance For Loan Losses (Schedule Of Allocation Of Portion Of Allowance) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	$3,365	$5,856	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	10,842	10,954	'
Allowance for Loan Losses, Total	14,207	16,810	18,380
Recorded Investment in Loans, Individually Evaluated for Impairment	45,472	65,186	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	455,502	457,177	'
Recorded Investment in Loans, Total	500,974	522,363	'
Commercial [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	260	491	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,012	1,281	'
Allowance for Loan Losses, Total	1,272	1,772	1,883
Recorded Investment in Loans, Individually Evaluated for Impairment	1,366	2,992	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	23,322	25,322	'
Recorded Investment in Loans, Total	24,688	28,314	'
Agriculture [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	94	308	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	372	225	'
Allowance for Loan Losses, Total	466	533	486
Recorded Investment in Loans, Individually Evaluated for Impairment	168	462	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	4,227	3,866	'
Recorded Investment in Loans, Total	4,395	4,328	'
Consumer Installment Loans [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	4	16	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	142	372	'
Allowance for Loan Losses, Total	146	388	781
Recorded Investment in Loans, Individually Evaluated for Impairment	37	125	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	27,118	29,320	'
Recorded Investment in Loans, Total	27,155	29,445	'
All Other Loans [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	2	4	'
Allowance for Loan Losses, Total	2	4	2
Recorded Investment in Loans, Collectively Evaluated for Impairment	149	178	'
Recorded Investment in Loans, Total	149	178	'
Unallocated [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,470	551	'
Allowance for Loan Losses, Total	1,470	551	851
Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	3,007	5,041	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	7,844	8,521	'
Allowance for Loan Losses, Total	10,851	13,562	14,377
Recorded Investment in Loans, Individually Evaluated for Impairment	43,901	61,607	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	400,686	398,491	'
Recorded Investment in Loans, Total	444,587	460,098	'
Real Estate [Member] | Commercial [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	1,847	3,196	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	3,096	3,524	'
Allowance for Loan Losses, Total	4,943	6,720	5,671
Recorded Investment in Loans, Individually Evaluated for Impairment	26,537	33,884	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	104,250	116,051	'
Recorded Investment in Loans, Total	130,787	149,935	'
Real Estate [Member] | Construction And Land Development [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	48	177	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,705	1,989	'
Allowance for Loan Losses, Total	1,753	2,166	3,848
Recorded Investment in Loans, Individually Evaluated for Impairment	1,515	4,552	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	21,616	19,775	'
Recorded Investment in Loans, Total	23,131	24,327	'
Real Estate [Member] | Residential 1-4 Family [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	655	577	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,408	2,473	'
Allowance for Loan Losses, Total	3,063	3,050	3,759
Recorded Investment in Loans, Individually Evaluated for Impairment	7,309	10,138	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	240,744	230,063	'
Recorded Investment in Loans, Total	248,053	240,201	'
Real Estate [Member] | Multifamily [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	17	456	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	97	96	'
Allowance for Loan Losses, Total	114	552	148
Recorded Investment in Loans, Individually Evaluated for Impairment	597	2,956	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	11,531	9,611	'
Recorded Investment in Loans, Total	12,128	12,567	'
Real Estate [Member] | Farmland [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	440	635	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	538	439	'
Allowance for Loan Losses, Total	978	1,074	951
Recorded Investment in Loans, Individually Evaluated for Impairment	7,943	10,077	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	22,545	22,991	'
Recorded Investment in Loans, Total	$30,488	$33,068	'

Troubled_Debt_Restructurings_N

Troubled Debt Restructurings (Narrative) (Details) (USD $)	3 Months Ended	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	loan	loan	loan	Troubled Debt Restructurings [Member]	Troubled Debt Restructurings [Member]	Troubled Debt Restructurings [Member]
				loan	loan
Financing Receivable, Modifications [Line Items]	'	'	'	'	'	'
Modified loans	1,000	3	45	3	45	'
Extended terms loans	'	'	'	1	10	'
Interest rate lowered loans	'	'	'	1	33	'
Extended terms and lowered interest rate loans	'	'	'	'	2	'
Period loan is considered to be in default, days	'	'90 days	'	'	'	'
Total TDRs	'	'	'	$14.80	'	$20

Troubled_Debt_Restructurings_S

Troubled Debt Restructurings (Schedule Of Loans Modified As Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2012
	loan	loan	loan
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	1,000	3	45
Pre-Mod. Recorded Investment	$136,000	$201,000	$3,068,000
Post-Mod. Recorded Investment	135,000	159,000	2,774,000
Commercial [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	1	'
Pre-Mod. Recorded Investment	'	51,000	'
Post-Mod. Recorded Investment	'	11,000	'
Agriculture [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Pre-Mod. Recorded Investment	'	'	'
Post-Mod. Recorded Investment	'	'	'
Consumer Installment Loans [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	1	3
Pre-Mod. Recorded Investment	'	14,000	25,000
Post-Mod. Recorded Investment	'	13,000	19,000
All Other Loans [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Pre-Mod. Recorded Investment	'	'	'
Post-Mod. Recorded Investment	'	'	'
Real Estate [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	1,000	1	42
Pre-Mod. Recorded Investment	136,000	136,000	3,043,000
Post-Mod. Recorded Investment	135,000	135,000	2,755,000
Real Estate [Member] | Commercial [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	1,000	1	7
Pre-Mod. Recorded Investment	136,000	136,000	991,000
Post-Mod. Recorded Investment	135,000	135,000	791,000
Real Estate [Member] | Construction And Land Development [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Pre-Mod. Recorded Investment	'	'	'
Post-Mod. Recorded Investment	'	'	'
Real Estate [Member] | Residential 1-4 Family [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	35
Pre-Mod. Recorded Investment	'	'	2,052,000
Post-Mod. Recorded Investment	'	'	1,964,000
Real Estate [Member] | Multifamily [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Pre-Mod. Recorded Investment	'	'	'
Post-Mod. Recorded Investment	'	'	'
Real Estate [Member] | Farmland [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Pre-Mod. Recorded Investment	'	'	'
Post-Mod. Recorded Investment	'	'	'

Troubled_Debt_Restructurings_S1

Troubled Debt Restructurings (Schedule Of Troubled Debt Restructurings Sebsequently Defaulted) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2012
	loan	loan	loan
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	2	8
Recorded Investment	'	$685	$2,955
Commercial [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Recorded Investment	'	'	'
Agriculture [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	1
Recorded Investment	'	'	300
Consumer Installment Loans [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Recorded Investment	'	'	'
All Other Loans [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Recorded Investment	'	'	'
Real Estate [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	2	7
Recorded Investment	'	685	2,655
Real Estate [Member] | Commercial [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	4
Recorded Investment	'	'	1,859
Real Estate [Member] | Construction And Land Development [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Recorded Investment	'	'	'
Real Estate [Member] | Residential 1-4 Family [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	1	2
Recorded Investment	'	522	633
Real Estate [Member] | Multifamily [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	1	1
Recorded Investment	'	163	163
Real Estate [Member] | Farmland [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
# of Loans	'	'	'
Recorded Investment	'	'	'

Earnings_Per_Share_Schedule_Of

Earnings Per Share (Schedule Of Anti-Dilutive Income Per Common Share) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share [Abstract]	'	'	'	'
Net income (loss)	$447	($1,463)	$1,539	($6,536)
Weighted average shares outstanding	21,871,170	10,507,724	21,870,240	10,177,237
Dilutive shares for stock options and warrants	'	'	'	'
Weighted average dilutive shares outstanding	21,871,170	10,507,724	21,870,240	10,177,237
Basic income (loss) per share	$0.02	($0.14)	$0.07	($0.64)
Diluted income (loss) per share	$0.02	($0.14)	$0.07	($0.64)

Related_Party_Transactions_Det

Related Party Transactions (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Dec. 31, 2010	Dec. 31, 2010
In Thousands, unless otherwise specified			Director McGlothlin [Member]	Building [Member]
Related Party Transaction [Line Items]	'	'	'	'
Bank premises	$30,200	$31,190	$455	$892

Fair_Values_Narrative_Details

Fair Values (Narrative) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Fair Values [Abstract]	'	'
Investment securities, available for sale	$71,194,000	$49,615,000
Aggregate carrying amounts of impaired loans	42,100,000	59,300,000
Aggregate carrying amount of foreclosed assets	$14,100,000	$13,900,000

Fair_Values_Summary_Of_Assets_

Fair Values (Summary Of Assets And Liabilities Measured At Fair Value) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	71,194	49,615
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	56,216	73,199
Commercial [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Commercial [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	1,106	2,501
Agriculture [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Agriculture [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	74	154
Consumer Installment Loans [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Consumer Installment Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	33	109
All Other Loans [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Real Estate [Member] | Commercial [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Real Estate [Member] | Commercial [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	24,690	30,688
Real Estate [Member] | Construction And Land Development [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Real Estate [Member] | Construction And Land Development [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	1,467	4,375
Real Estate [Member] | Residential 1-4 Family [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Real Estate [Member] | Residential 1-4 Family [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	6,654	9,561
Real Estate [Member] | Multifamily [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Real Estate [Member] | Multifamily [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	580	2,500
Real Estate [Member] | Farmland [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Real Estate [Member] | Farmland [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	7,503	9,442
Recurring Basis [Member] | U.S. Government Agencies [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Recurring Basis [Member] | U.S. Government Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	33,992	23,637
Recurring Basis [Member] | Mortgage Backed Securities [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Recurring Basis [Member] | Mortgage Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	37,202	25,978
Non-Recurring Basis [Member] | Other Real Estate Owned [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Non-Recurring Basis [Member] | Other Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	$14,109	$13,869

Fair_Values_Schedule_Of_Signif

Fair Values (Schedule Of Significant Unobservable Inputs In Level 3 Assets ) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
Impaired Loans [Member]	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'
Fair Value at September 30, 2012	$42,107
Valuation Technique	'Appraised Value/Discounted Cash Flows/Market Value of Note
Significant Unobservable Inputs	'Appraisals and/or sales of comparable properties/Independent quotes
Significant Unobservable Input Value	'n/a
Other Real Estate Owned [Member]	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'
Fair Value at September 30, 2012	$14,109
Valuation Technique	'Appraised Value/Comparable Sales/Other Estimates from Independent Sources
Significant Unobservable Inputs	'Appraisal and/or sales of comparable properties/Independent quotes/bids
Significant Unobservable Input Value	'n/a

Fair_Values_Estimated_Fair_Val

Fair Values (Estimated Fair Value Of Financial Instruments) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	$486,767	$505,553
Time deposits	352,967	372,473
Carrying Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	486,767	505,553
Time deposits	352,967	372,473
FHLB advances	5,658	6,558
Fair Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	489,743	507,358
Time deposits	352,092	375,784
FHLB advances	5,658	6,558
Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	'	'
Time deposits	'	'
FHLB advances	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	447,636	448,028
Time deposits	352,092	375,784
FHLB advances	5,658	6,558
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	$42,107	$59,330