New Peoples Bankshares (NWPP) 10-Q 14 Nov 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 10, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'
Entity Registrant Name	'NEW PEOPLES BANKSHARES INC	'
Entity Central Index Key	'0001163389	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	22,878,654

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST AND DIVIDEND INCOME	'	'	'	'
Loans including fees	$6,186	$7,134	$18,814	$21,757
Federal funds sold	1	1	2	2
Interest-earning deposits with banks	37	43	122	146
Investments	366	220	1,056	612
Dividends on equity securities (restricted)	33	30	96	94
Total Interest and Dividend Income	6,623	7,428	20,090	22,611
INTEREST EXPENSE	'	'	'	'
Demand	9	20	28	69
Savings	42	45	140	161
Time deposits below $100,000	449	538	1,415	1,676
Time deposits above $100,000	312	381	974	1,184
FHLB Advances	47	60	150	186
Trust Preferred Securities	120	119	349	349
Total Interest Expense	979	1,163	3,056	3,625
NET INTEREST INCOME	5,644	6,265	17,034	18,986
PROVISION FOR LOAN LOSSES	'	'	'	550
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,644	6,265	17,034	18,436
NONINTEREST INCOME	'	'	'	'
Service charges	580	586	1,638	1,684
Fees, commissions and other income	905	778	2,539	2,085
Insurance and investment fees	107	79	290	253
Net realized gains on sale of investment securities	-1	'	3	99
Life insurance investment income	19	24	55	92
Total Noninterest Income	1,610	1,467	4,525	4,213
NONINTEREST EXPENSES	'	'	'	'
Salaries and employee benefits	3,201	3,334	9,610	9,991
Occupancy and equipment expense	939	1,040	2,908	3,148
Advertising and public relations	91	76	329	273
Data processing and telecommunications	563	447	1,672	1,323
FDIC insurance premiums	374	386	1,124	1,141
Other real estate owned and repossessed vehicles, net	402	758	1,930	1,390
Other operating expenses	1,295	1,238	3,831	3,853
Total Noninterest Expenses	6,865	7,279	21,404	21,119
INCOME BEFORE INCOME TAXES	389	453	155	1,530
INCOME TAX EXPENSE (BENEFIT)	-4	6	-9	-9
NET INCOME	$393	$447	$164	$1,539
Income Per Share	'	'	'	'
Basic	$0.02	$0.02	$0.01	$0.07
Fully Diluted	$0.02	$0.02	$0.01	$0.07
Average Weighted Shares of Common Stock	'	'	'	'
Basic	21,872,293	21,871,170	21,872,293	21,870,240
Fully Diluted	21,872,293	21,871,170	21,872,293	21,870,240

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (Loss) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Statement Of Other Comprehensive Income (Loss) [Abstract]	'	'	'	'
NET INCOME	$393	$447	$164	$1,539
Investment Securities Activity	'	'	'	'
Unrealized gains (losses) arising during the period	62	-935	825	-1,791
Tax related to unrealized gains (losses)	-21	317	-280	609
Reclassification of realized (gains) losses during the period	1	'	-3	-99
Tax related to realized (gains) losses	-1	'	1	33
TOTAL OTHER COMPREHENSIVE INCOME (LOSS)	41	-618	543	-1,248
TOTAL COMPREHENSIVE INCOME (LOSS)	$434	($171)	$707	$291

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$19,635	$18,770
Interest-bearing deposits with banks	32,124	35,908
Federal funds sold	5	2
Total Cash and Cash Equivalents	51,764	54,680
Investment Securities Available-for-sale	97,063	79,126
Loans receivable	463,942	493,023
Allowance for loan losses	-10,454	-13,080
Net Loans	453,488	479,943
Bank premises and equipment, net	29,359	29,976
Equity securities (restricted)	2,354	2,704
Other real estate owned	13,541	15,853
Accrued interest receivable	2,022	2,286
Life insurance investments	12,238	12,118
Intangible assets	'	8
Deferred taxes	5,167	5,446
Other assets	2,453	2,571
Total Assets	669,449	684,711
Demand deposits:	'	'
Noninterest bearing	145,823	137,745
Interest-bearing	30,607	30,138
Savings deposits	112,279	104,123
Time deposits	314,138	346,991
Total Deposits	602,847	618,997
Federal Home Loan Bank advances	4,458	5,358
Accrued interest payable	2,584	2,287
Accrued expenses and other liabilities	2,397	1,613
Trust preferred securities	16,496	16,496
Total Liabilities	628,782	644,751
Commitments and contingencies	'	'
STOCKHOLDERS' EQUITY	'	'
Common stock $2.00 par value; 50,000,000 shares authorized; 21,872,293 shares issued and outstanding	43,745	43,745
Common stock warrants	2,050	2,050
Additional paid-in-capital	13,050	13,050
Retained earnings (deficit)	-17,761	-17,925
Accumulated other comprehensive income (loss)	-417	-960
Total Stockholders' Equity	40,667	39,960
Total Liabilities and Stockholders' Equity	$669,449	$684,711

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Consolidated Balance Sheets [Abstract]	'	'
Common stock, par value	$2	$2
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	21,872,293	21,872,293
Common stock, shares outstanding	21,872,293	21,872,293

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholders' Equity (USD $)	Common Stock [Member]	Common Stock Warrants [Member]	Additional Paid-In Capital [Member]	Retained Earnings (Deficit) [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data
Balance at Dec. 31, 2012	$43,731	$2,056	$13,081	($19,409)	$407	$39,866
Balance, Shares at Dec. 31, 2012	21,866,000	'	'	'	'	'
NET INCOME (LOSS)	'	'	'	1,539	'	1,539
Exercise of Common Stock Warrants, Amount	14	-6	6	'	'	14
Exercise of Common Stock Warrants, Shares	6,000	'	'	'	'	'
Stock offering costs	'	'	-37	'	'	-37
Other comprehensive income (loss), net of tax	'	'	'	'	-1,248	-1,248
Balance at Sep. 30, 2013	43,745	2,050	13,050	-17,870	-841	40,134
Balance, Shares at Sep. 30, 2013	21,872,000	'	'	'	'	'
Balance at Dec. 31, 2013	43,745	2,050	13,050	-17,925	-960	39,960
Balance, Shares at Dec. 31, 2013	21,872,000	'	'	'	'	21,872,293
NET INCOME (LOSS)	'	'	'	164	'	164
Other comprehensive income (loss), net of tax	'	'	'	'	543	543
Balance at Sep. 30, 2014	$43,745	$2,050	$13,050	($17,761)	($417)	$40,667
Balance, Shares at Sep. 30, 2014	21,872,000	'	'	'	'	21,872,293

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income	$164	$1,539
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation	1,673	1,769
Provision for loan losses	'	550
Income (less expenses) on life insurance	-120	-157
Gain on sale of securities available-for-sale	-3	-99
(Gain) loss on sale of premises and equipment	-183	23
Loss on sale of foreclosed real estate	183	356
Adjustment of carrying value of foreclosed real estate	957	149
Accretion of bond premiums/discounts	780	692
Amortization of core deposit intangible	8	36
Net change in:	'	'
Interest receivable	264	153
Other assets	118	212
Accrued interest payable	297	298
Accrued expenses and other liabilities	784	806
Net Cash Provided by Operating Activities	4,922	6,327
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Net decrease in loans	22,558	13,115
Proceeds from sale of loans	2,905	'
Purchase of securities available-for-sale	-43,534	-36,894
Proceeds from sale and maturities of securities available-for-sale	25,642	12,831
Sale of Federal Home Loan Bank stock	350	309
Purchase of Federal Reserve Bank stock	'	-210
Payments for the purchase of premises and equipment	-1,426	-1,191
Proceeds from sales of premises and equipment	553	389
Proceeds from sales of other real estate owned	2,164	4,376
Net Cash Provided by (Used In) Investing Activities	9,212	-7,275
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Exercise of common stock warrants	'	14
Stock offering costs	'	-37
Repayments to Federal Home Loan Bank	-900	-900
Net change in:	'	'
Demand deposits	8,547	3,223
Savings deposits	8,156	-12,387
Time deposits	-32,853	-19,506
Net Cash Used in Financing Activities	-17,050	-29,593
Net decrease in cash and cash equivalents	-2,916	-30,541
Cash and Cash Equivalents, Beginning of Period	54,680	94,109
Cash and Cash Equivalents, End of Period	51,764	63,568
Supplemental Disclosure of Cash Paid During the Period for:	'	'
Interest	2,759	3,327
Supplemental Disclosure of Non Cash Transactions:	'	'
Other real estate acquired in settlement of foreclosed loans	2,224	5,366
Loans made to finance sale of foreclosed real estate	$1,232	$245

Nature_Of_Operations

Nature Of Operations	9 Months Ended
	Sep. 30, 2014
Nature Of Operations [Abstract]	'
Nature Of Operations	'
	NOTE 1  NATURE OF OPERATIONS:
	New Peoples Bankshares, Inc. (“The Company”) is a bank holding company whose principal activity is the ownership and management of a community bank.  New Peoples Bank, Inc. (“Bank”) was organized and incorporated under the laws of the Commonwealth of Virginia on December 9, 1997.  The Bank commenced operations on October 28, 1998, after receiving regulatory approval.  As a state chartered member bank, the Bank is subject to regulation by the Virginia Bureau of Financial Institutions, the Federal Deposit Insurance Corporation and the Federal Reserve Bank.  The Bank provides general banking services to individuals, small and medium size businesses and the professional community of southwestern Virginia, southern West Virginia, and eastern Tennessee.  On June 9, 2003, the Company formed two wholly owned subsidiaries, NPB Financial Services, Inc. and NPB Web Services, Inc.  On July 7, 2004 the Company established NPB Capital Trust I for the purpose of issuing trust preferred securities.  On September 27, 2006, the Company established NPB Capital Trust 2 for the purpose of issuing additional trust preferred securities.  NPB Financial Services, Inc. was a subsidiary of the Company until January 1, 2009 when it became a subsidiary of the Bank.  In June 2012 the name of NPB Financial Services, Inc. was changed to NPB Insurance Services, Inc. which operates solely as an insurance agency.

Accounting_Principles

Accounting Principles	9 Months Ended
	Sep. 30, 2014
Accounting Principles [Abstract]	'
Accounting Principles	'
	NOTE 2  ACCOUNTING PRINCIPLES:
	These consolidated financial statements conform to U. S. generally accepted accounting principles and to general industry practices.  In the opinion of management, the accompanying consolidated financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the Company’s financial position at September 30, 2014, and the results of operations for the three and nine month periods ended September 30, 2014 and 2013.  The notes included herein should be read in conjunction with the notes to the consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.  The results of operations for the three and nine month periods ended September 30, 2014 and 2013 are not necessarily indicative of the results to be expected for the full year.
	The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  The determination of the adequacy of the allowance for loan losses and the determination of the deferred tax asset and valuation allowance are based on estimates that are particularly susceptible to significant changes in the economic environment and market conditions.

Formal_Written_Agreement

Formal Written Agreement	9 Months Ended
	Sep. 30, 2014
Formal Written Agreement [Abstract]	'
Formal Written Agreement	'
	NOTE 3  FORMAL WRITTEN AGREEMENT:
	Effective July 29, 2010, the Company and the Bank entered into a written agreement with the Federal Reserve Bank of Richmond (“Reserve Bank”) and the Virginia State Corporation Commission Bureau of Financial Institutions (the “Bureau”) called (the “Written Agreement”).  At September 30, 2014, we believe we have not yet achieved full compliance with the Written Agreement but we have made progress in our compliance efforts under the Written Agreement and all of the written plans required to date, as discussed in the following paragraphs, have been submitted on a timely basis.
	Under the terms of the Written Agreement, the Bank has agreed to develop and submit for approval within specified  time periods written plans to: (a) strengthen board oversight of management and the Bank’s operation; (b) if appropriate after review, to strengthen the Bank’s management and board governance; (c) strengthen credit risk management policies; (d) enhance lending and credit administration; (e) enhance the Bank’s management of commercial real estate concentrations; (f) conduct ongoing review and grading of the Bank’s loan portfolio; (g) improve the Bank’s position with respect to loans, relationships, or other assets in excess of $1 million which are now or in the future become past due more than 90 days, which are on the Bank’s problem loan list, or which are adversely classified in any report of examination of the Bank; (h) review and revise, as appropriate, current policy and maintain sound processes for maintaining an adequate allowance for loan and lease losses; (i) enhance management of the Bank’s liquidity position and funds management practices; (j) revise its contingency funding plan; (k)  revise its strategic plan; and (l)  enhance the Bank’s anti-money laundering and related activities.
	In addition, the Bank has agreed that it will: (a) not extend, renew, or restructure any credit that has been criticized by the Reserve Bank or the Bureau absent prior board of directors approval in accordance with the restrictions in the Written Agreement; (b) eliminate all assets or portions of assets classified as “loss” and thereafter charge off all assets classified as “loss” in a federal or state report of examination, unless otherwise approved by the Reserve Bank.
	Under the terms of the Written Agreement, both the Company and the Bank have agreed to submit capital plans to maintain sufficient capital at the Company, on a consolidated basis, and the Bank, on a stand-alone basis, and to refrain from declaring or paying dividends without prior regulatory approval. The Company has agreed that it will not take any other form of payment representing a reduction in the Bank’s capital or make any distributions of interest, principal, or other sums on subordinated debentures or trust preferred securities without prior regulatory approval. The Company may not incur, increase or guarantee any debt without prior regulatory approval and has agreed not to purchase or redeem any shares of its stock without prior regulatory approval.
	Under the terms of the Written Agreement, the Company and the Bank have appointed a committee to monitor compliance with the Written Agreement. The directors of the Company and the Bank have recognized and unanimously agree with the common goal of financial soundness represented by the Written Agreement and have confirmed the intent of the directors and executive management to diligently seek to comply with all requirements of the Written Agreement.

Capital

Capital	9 Months Ended
	Sep. 30, 2014
Capital [Abstract]	'
Capital	'
	NOTE 4  CAPITAL:
	Capital Requirements and Ratios
	The Company and the Bank are subject to various capital requirements administered by federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and, possibly, additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.  The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.  Prompt corrective action provisions are not applicable to bank holding companies.
	Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier 1 capital (as defined) to risk-weighted assets (as defined) and of Tier 1 capital (as defined) to average assets (as defined).  Management believes that, as of September 30, 2014, the Company and the Bank meet all capital adequacy requirements to which they are subject.
	As of September 30, 2014, the Bank was well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, an institution must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the following tables.  There are no conditions or events since the notification that management believes have changed the Company’s and Bank’s category.    The Company’s and the Bank’s actual capital amounts and ratios are presented in the following table as of September 30, 2014 and December 31, 2013, respectively.
			Actual		Minimum Capital Requirement			Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
	(Dollars are in thousands)	Amount		Ratio	Amount	Ratio		Amount	Ratio
	September 30, 2014:
	Total Capital to Risk Weighted Assets:
	The Company	$	58,044	15.26%	$  30,438	8%	$	N/A	N/A
	The Bank		57,379	15.09%	30,418	8%		38,023	10%
	Tier 1 Capital to Risk Weighted Assets:
	The Company		50,913	13.38%	15,219	4%		N/A	N/A
	The Bank		52,556	13.82%	15,209	4%		22,814	6%
	Tier 1 Capital to Average Assets:
	The Company		50,913	7.57%	26,894	4%		N/A	N/A
	The Bank		52,556	7.81%	26,907	4%		33,633	5%
	December 31, 2013:
	Total Capital to Risk Weighted Assets:
	The Company	$	58,305	14.39%	$	8%	$	N/A	N/A
					32,417
	The Bank		56,602	13.96%	32,430	8%		40,538	10%
	Tier 1 Capital to Risk Weighted Assets:
	The Company		50,776	12.53%	16,208	4%		N/A	N/A
	The Bank		51,436	12.69%	16,215	4%		24,323	6%
	Tier 1 Capital to Average Assets:
	The Company		50,776	7.40%	27,445	4%		N/A	N/A
	The Bank		51,436	7.49%	27,460	4%		34,326	5%

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2014
Investment Securities [Abstract]	'
Investment Securities	'
	NOTE 5  INVESTMENT SECURITIES:
	The amortized cost and estimated fair value of securities (all available-for-sale (“AFS”)) are as follows:
					Gross		Gross		Approximate
			Amortized		Unrealized		Unrealized		Fair
	(Dollars are in thousands)		Cost		Gains		Losses		Value
	30-Sep-14
	U.S. Government Agencies	$	40,889	$	217	$	461	$	40,645
	Taxable municipals		296	-		8		288
	Tax-exempt municipals		-	-		-		-
	Mortgage backed securities		56,510	103		483		56,130
	Total Securities AFS	$	97,695	$	320	$	952	$	97,063
	31-Dec-13
	U.S. Government Agencies	$	39,296	$	246	$	941	$	38,601
	Taxable municipals		-	-		-		-
	Tax-exempt municipals		-	-		-		-
	Mortgage backed securities		41,284	60		819		40,525
	Total Securities AFS	$	80,580	$	306	$	1,760	$	79,126
	The following table details unrealized losses and related fair values in the available-for-sale portfolio.  This information is aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of September 30, 2014 and December 31, 2013.
			Less than 12 Months				12 Months or More				Total
			Fair Value		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars are in thousands)				Losses		Value		Losses		Value		Losses
	30-Sep-14
	U.S. Government Agencies	$	10,164	$	42	$	13,258	$	419	$	23,422	$	461
	Taxable municipals		288		8		-		-		288		8
	Mtg. backed securities		24,840		194		16,190		289		41,030		483
	Total Securities AFS	$	35,292	$	244	$	29,448	$	708	$	64,740	$	952
	31-Dec-13
	U.S. Government Agencies	$	26,090	$	936	$	570	$	5	$	26,660	$	941
	Mtg. backed securities		27,461		693		5,046		126		32,507		819
	Total Securities AFS	$	53,551	$	1,629	$	5,616	$	131	$	59,167	$	1,760
	At September 30, 2014, the available-for-sale portfolio included ninety six investments for which the fair market value was less than amortized cost.  At December 31, 2013, the available-for-sale portfolio included eighty investments for which the fair market value was less than amortized cost.  Management evaluates securities for other than temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation.  Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial conditions and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.  Based on the Company’s analysis, the Company concluded that no securities had an other than temporary impairment.
	The amortized cost and fair value of investment securities at September 30, 2014, by contractual maturity, are shown in the following schedule.  Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
							Weighted
	(Dollars are in thousands)		Amortized		Fair		Average
	Securities Available-for-Sale		Cost		Value		Yield
	Due in one year or less	$	48	$	49		2.27%
	Due after one year through five years	2,419		2,422		1.27%
	Due after five years through fifteen years		36,133		36,042		1.70%
	Due after fifteen years		59,095		58,550		1.86%
	Total	$	97,695	$	97,063		1.79%
	Investment securities with a carrying value of $18.4 million and $17.0 million at September 30, 2014 and December 31, 2013, were pledged to secure public deposits, overnight payment processing and for other purposes required by law.
	The Bank, as a member of the Federal Reserve Bank and the Federal Home Loan Bank, is required to hold stock in each. These equity securities are restricted from trading and are recorded at a cost of $2.4 million and $2.7 million as of September 30, 2014 and December 31, 2013, respectively.

Loans

Loans	9 Months Ended
	Sep. 30, 2014
Loans [Abstract]	'
Loans	'
	NOTE 6  LOANS:
	Loans receivable outstanding are summarized as follows:
	(Dollars are in thousands)		30-Sep-14		31-Dec-13
	Real estate secured:
	Commercial	$	113,765	$	126,174
	Construction and land development		15,273		22,421
	Residential 1-4 family		246,465		249,187
	Multifamily		11,684		11,482
	Farmland		25,783		28,892
	Total real estate loans		412,970		438,156
	Commercial		20,898		24,955
	Agriculture		3,408		3,718
	Consumer installment loans		26,558		26,055
	All other loans		108		139
	Total loans	$	463,942	$	493,023
	Loans receivable on nonaccrual status are summarized as follows:
	(Dollars are in thousands)		30-Sep-14		31-Dec-13
	Real estate secured:
	Commercial	$	9,598	$	16,098
	Construction and land development		570		775
	Residential 1-4 family		7,774		4,852
	Multifamily		121		171
	Farmland		5,335		5,315
	Total real estate loans		23,398		27,211
	Commercial		644		947
	Agriculture		30		45
	Consumer installment loans		44		104
	All other loans		-		-
	Total loans receivable on nonaccrual status	$	24,116	$	28,307
	Total interest income not recognized on nonaccrual loans for the nine months ended September 30, 2014 and 2013 was $343 thousand and $375 thousand, respectively.
	In the first nine months of 2014, two nonperforming loans totaling $3.2 million were sold to further reduce the high level of nonaccrual loans.  A charge off of $474 thousand was realized which was fully absorbed by unallocated portion of the allowance for loan losses with no additional provisions needed.  We will continue to evaluate certain loans to determine if additional loans may be sold at minimal impact to earnings and to capital levels in the near future as we aggressively work to reduce the level of nonperforming loans.  There were no nonperforming loans sold during the first nine months of 2013.
	The following table presents information concerning the Company’s investment in loans considered impaired as of September 30, 2014 and December 31, 2013:
		Average	Interest		Unpaid Principal Balance
	As of September 30, 2014	Recorded	Income	Recorded		Related
	(Dollars are in thousands)	Investment	Recognized	Investment		Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	11,038	$	140	$	8,246	$	9,569	$	-
	Construction and land development		306		8		379		379		-
	Residential 1-4 family		2,888		132		3,479		3,592		-
	Multifamily		354		20		442		483		-
	Farmland		5,288		100		6,209		7,012		-
	Commercial		390		-		628		737		-
	Agriculture		65		3		61		66		-
	Consumer installment loans		11		1		17		17		-
	All other loans		-		-		-		-		-
	With an allowance recorded:
	Real estate secured:
	Commercial		6,794		76		3,962		4,325		991
	Construction and land development		556		11		307		358		92
	Residential 1-4 family		4,667		110		3,073		3,284		565
	Multifamily		307		12		262		262		32
	Farmland		2,940		45		1,179		1,190		396
	Commercial		490		2		62		62		15
	Agriculture		41		2		33		33		33
	Consumer installment loans		12		-		-		-		-
	All other loans		-		-		-		-		-
	Total	$	36,147	$	662	$	28,339	$	31,369	$	2,124
		Average	Interest		Unpaid Principal Balance
	As of December 31, 2013	Recorded	Income	Recorded		Related
	(Dollars are in thousands)	Investment	Recognized	Investment		Allowance
	With no related allowance recorded:
	Real estate secured:
Commercial	$	16,270	$	300	$	9,807	$	10,276	$	-
Construction and land development		2,246		26		336		345		-
Residential 1-4 family		4,276		126		2,557		2,727		-
Multifamily		652		16		326		326		-
Farmland		4,260		166		2,533		2,670		-
Commercial		717		7		315		423		-
Agriculture		71		6		60		60		-
Consumer installment loans		51		2		12		12		-
All other loans		-		-		-		-		-
With an allowance recorded:
Real estate secured:
Commercial		12,080		441		12,092		13,924		1,942
Construction and land development		492		9		554		640		138
Residential 1-4 family		3,980		260		5,458		5,824		1,180
Multifamily		561		17		268		268		39
Farmland		4,116		114		6,109		6,797		653
Commercial		1,012		3		672		740		208
Agriculture		138		4		55		71		43
Consumer installment loans		22		2		22		22		3
All other loans		-		-		-		-		-
Total	$	50,944	$	1,499	$	41,176	$	45,125	$	4,206
An age analysis of past due loans receivable was as follows:
														Accruing
						Loans								Loans
		Loans		Loans		90 or								90 or
		30-59		60-89		More		Total						More
		Days		Days		Days		Past						Days
As of September 30, 2014		Past		Past		Past		Due		Current		Total		Past
(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
Real estate secured:
Commercial	$	2,337	$	456	$	5,089	$	7,882	$	105,883	$	113,765	$	-
Construction and  land		12		-		243		255		15,018		15,273		-
development
Residential 1-4 family		5,958		1,238		1,993		9,189		237,276		246,465		-
Multifamily		-		-		-		-		11,684		11,684		-
Farmland		1,101		30		375		1,506		24,277		25,783		-
Total real estate loans		9,408		1,724		7,700		18,832		394,138		412,970		-
Commercial		41		27		160		228		20,670		20,898		-
Agriculture		-		-		17		17		3,391		3,408		-
Consumer installment		146		16		-		162		26,396		26,558		-
Loans
All other loans		13		4		-		17		91		108		-
Total loans	$	9,608	$	1,771	$	7,877	$	19,256	$	444,686	$	463,942	$	-
														Accruing
						Loans								Loans
		Loans		Loans		90 or								90 or
		30-59		60-89		More		Total						More
		Days		Days		Days		Past						Days
As of December 31, 2013		Past		Past		Past		Due		Current		Total		Past
(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
Real estate secured:
Commercial	$	7,192	$	1,713	$	4,174	$	13,079	$	113,095	$	126,174	$	-
Construction and  land		505		183		347		1,035		21,386		22,421		-
development
Residential 1-4 family		6,391		1,067		1,271		8,729		240,458		249,187		-
Multifamily		-		436		-		436		11,046		11,482		-
Farmland		1,869		137		3,986		5,992		22,900		28,892		-
Total real estate loans		15,957		3,536		9,778		29,271		408,885		438,156		-
Commercial		135		14		902		1,051		23,904		24,955		-
Agriculture		26		20		13		59		3,659		3,718		-
Consumer installment		241		48		8		297		25,758		26,055		-
Loans
All other loans		11		7		1		19		120		139		1
Total loans	$	16,370	$	3,625	$	10,702	$	30,697	$	462,326	$	493,023	$	1
The Company categorizes loans receivable into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans and leases individually by classifying the loans receivable as to credit risk.  The Company uses the following definitions for risk ratings:
Pass - Loans in this category are considered to have a low likelihood of loss based on relevant information analyzed about the ability of the borrowers to service their debt and other factors.
Special Mention - Loans in this category are currently protected but are potentially weak, including adverse trends in borrower’s operations, credit quality or financial strength.  Those loans constitute an undue and unwarranted credit risk but not to the point of justifying a substandard classification. The credit risk may be relatively minor yet constitute an unwarranted risk in light of the circumstances.  Special mention loans have potential weaknesses which may, if not checked or corrected, weaken the loan or inadequately protect the Company’s credit position at some future date.
Substandard - A substandard loan is inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans classified as substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt; they are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful - Loans classified Doubtful have all the weaknesses inherent in loans classified Substandard, plus the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable.
Based on the most recent analysis performed, the risk category of loans receivable was as follows:
As of September 30, 2014		Special
(Dollars are in thousands)	Pass	Mention	Substandard	Doubtful	Total
Real estate secured:
Commercial	$	94,542	$	8,117	$	11,106	$	-	$	113,765
Construction and land development		12,355		2,078		840		-		15,273
Residential 1-4 family		233,740		2,321		10,404		-		246,465
Multifamily		11,221		-		463		-		11,684
Farmland		18,177		280		7,326		-		25,783
Total real estate loans		370,035		12,796		30,139		-		412,970
Commercial		17,210		2,794		894		-		20,898
Agriculture		3,328		-		80		-		3,408
Consumer installment loans		26,447		-		111		-		26,558
All other loans		108		-		-		-		108
Total	$	417,128	$	15,590	$	31,224	$	-	$	463,942
As of December 31, 2013		Special
(Dollars are in thousands)	Pass	Mention	Substandard	Doubtful	Total
Real estate secured:
Commercial	$	100,403	$	4,586	$	21,185	$	-	$	126,174
Construction and land development		19,138		2,107		1,176		-		22,421
Residential 1-4 family		234,857		1,916		12,213		201		249,187
Multifamily		10,777		266		439		-		11,482
Farmland		19,935		411		8,546		-		28,892
Total real estate loans		385,110		9,286		43,559		201		438,156
Commercial		23,258		634		1,034		29		24,955
Agriculture		3,583		11		124		-		3,718
Consumer installment loans		25,879		-		176		-		26,055
All other loans		139		-		-		-		139
Total	$	437,969	$	9,931	$	44,893	$	230	$	493,023

Allowance_For_Loan_Losses

Allowance For Loan Losses	9 Months Ended
	Sep. 30, 2014
Allowance For Loan Losses [Abstract]	'
Allowance For Loan Losses	'
	NOTE 7  ALLOWANCE FOR LOAN LOSSES:
	The following table details activity in the allowance for loan losses by portfolio segment for the period ended September 30, 2014.  Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
	As of September 30, 2014		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions
	Real estate secured:
	Commercial	$	5,203	$	-1,582	$	215	$	-	$	39	$	3,875
	Construction and land development		1,184		-104		13		-		-814		279
	Residential 1-4 family		3,316		-910		115		-		566		3,087
	Multifamily		133		-41		-		-		67		159
	Farmland		1,224		-784		520		-		-20		940
	Total real estate loans		11,060		-3,421		863		-		-162		8,340
	Commercial		1,147		-47		25		-		-528		597
	Agriculture		337		-5		-		-		-196		136
	Consumer installment loans		153		-67		26		-		105		217
	All other loans		2		-		-		-		-1		1
	Unallocated		381		-		-		-		782		1,163
	Total	$	13,080	$	-3,540	$	914	$	-	$	-	$	10,454
			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of September 30, 2014		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	991	$	2,884	$	3,875	$	12,208	$	101,557	$	113,765
	Construction and land		92		187		279		686		14,587		15,273
	development
	Residential 1-4 family		565		2,522		3,087		6,552		239,913		246,465
	Multifamily		32		127		159		704		10,980		11,684
	Farmland		396		544		940		7,388		18,395		25,783
	Total real estate loans		2,076		6,264		8,340		27,538		385,432		412,970
	Commercial		15		582		597		690		20,208		20,898
	Agriculture		33		103		136		94		3,314		3,408
	Consumer installment loans		-		217		217		17		26,541		26,558
	All other loans		-		1		1		-		108		108
	Unallocated		-		1,163		1,163		-		-		-
	Total	$	2,124	$	8,330	$	10,454	$	28,339	$	435,603	$	463,942
	The following table details activity in the allowance for loan losses by portfolio segment for the period ended December 31, 2013.  Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
	As of December 31, 2013		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions
	Real estate secured:
	Commercial	$	6,720	$	-2,811	$	439	$	-	$	855	$	5,203
	Construction and land development		2,166		-312		452		-		-1,122		1,184
	Residential 1-4 family		3,050		-1,143		576		-		833		3,316
	Multifamily		552		-		-		-		-419		133
	Farmland		1,074		-749		68		-		831		1,224
	Total real estate loans		13,562		-5,015		1,535		-		978		11,060
	Commercial		1,772		-513		50		-		-162		1,147
	Agriculture		533		-363		51		-		116		337
	Consumer installment loans		388		-153		128		-		-210		153
	All other loans		4		-		-		-		-2		2
	Unallocated		551		-		-		-		-170		381
	Total	$	16,810	$	-6,044	$	1,764	$	-	$	550	$	13,080
			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of December 31, 2013		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	1,942	$	3,261	$	5,203	$	21,899	$	104,275	$	126,174
	Construction and land		138		1,046		1,184		890		21,531		22,421
	development
	Residential 1-4 family		1,180		2,136		3,316		8,015		241,172		249,187
	Multifamily		39		94		133		594		10,888		11,482
Farmland		653		571		1,224		8,642		20,250		28,892
Total real estate loans		3,952		7,108		11,060		40,040		398,116		438,156
Commercial		208		939		1,147		987		23,968		24,955
Agriculture		43		294		337		115		3,603		3,718
Consumer installment loans		3		150		153		34		26,021		26,055
All other loans		-		2		2		-		139		139
Unallocated		-		381		381		-		-		-
Total	$	4,206	$	8,874	$	13,080	$	41,176	$	451,847	$	493,023
In determining the amount of our allowance, we rely on an analysis of our loan portfolio, our experience and our evaluation of general economic conditions, as well as the requirements of the written agreement and other regulatory input.  If our assumptions prove to be incorrect, our current allowance may not be sufficient to cover future loan losses and we may experience significant increases to our provision.

Troubled_Debt_Restructurings

Troubled Debt Restructurings	9 Months Ended
	Sep. 30, 2014
Troubled Debt Restructurings [Abstract]	'
Troubled Debt Restructurings	'
	NOTE 8  TROUBLED DEBT RESTRUCTURINGS:
	At September 30, 2014 there were $9.4  million in loans that are classified as troubled debt restructurings compared to $12.3 million at December 31, 2013.  The following table presents information related to loans modified as troubled debt restructurings during the nine and three months ended September 30, 2014 and 2013.
	For the nine months ended					For the nine months ended
	30-Sep-14					30-Sep-13
				Pre-Mod. Recorded Investment		Post-Mod.			Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded	# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment	Loans				Investment
	Real estate secured:
	Commercial	-	$	-	$	-	2	$	424	$	422
	Construction and land	-		-		-	-		-		-
	Development
	Residential 1-4 family	2		596		596	-		-		-
	Multifamily	-		-		-	-		-		-
	Farmland	-		-		-	-		-		-
	Total real estate loans	2		596		596	2		424		422
	Commercial	-		-		-	1		51		32
	Agriculture	-		-		-	-		-		-
	Consumer installment loans	-		-		-	1		14		14
	All other loans	-		-		-	-		-		-
	Total	2	$	596	$	596	4	$	489	$	468
		For the three months ended					For the three months ended
		30-Sep-14					30-Sep-13
				Pre-Mod. Recorded Investment		Post-Mod.			Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded	# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment	Loans				Investment
	Real estate secured:
	Commercial	-	$	-	$	-	1	$	136	$	135
	Construction and land	-		-		-	-		-		-
	Development
	Residential 1-4 family	2		596		596	-		-		-
	Multifamily	-		-		-	-		-		-
	Farmland	-		-		-	-		-		-
	Total real estate loans	2		596		596	1		136		135
	Commercial	-		-		-	-		-		-
	Agriculture	-		-		-	-		-		-
	Consumer installment loans	-		-		-	-		-		-
	All other loans	-		-		-	-		-		-
	Total	2	$	596	$	596	1	$	136	$	135
	During the nine months ended September 30, 2014, the Company modified 2 loans that were considered to be troubled debt restructurings.  On the 2 loans we modified the terms and lowered the interest rate.  During the nine months ended September 30, 2013, the Company modified 4 loans that were considered to be troubled debt restructurings.   We modified the terms for 1 loan, lowered the interest rate on 1 loan, and on 2 loans we modified the terms and lowered the interest rate.
	There were no loans modified as troubled debt restructurings that defaulted during the nine or three months ended September 30, 2014 and 2013, and within twelve months of their modification date.  A troubled debt restructuring is considered to be in default once it becomes 90 days or more past due following a modification.
	In determination of the allowance for loan losses, management considers troubled debt restructurings and subsequent defaults in these restructurings in its estimate.  The Company evaluates all troubled debt restructurings for possible further impairment.  As a result, the allowance may be increased, adjustments may be made in the allocation of the allowance, or charge-offs may be taken to further writedown the carrying value of the loan.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	NOTE 9  EARNINGS PER SHARE:
	Basic earnings per share computations are based on the weighted average number of shares outstanding during each year.  Dilutive earnings per share reflect the additional common shares that would have been outstanding if dilutive potential common shares had been issued.  Potential common shares that may be issued relate to outstanding options and common stock warrants are determined by the Treasury method.  For the three and nine months ended September 30, 2014 and 2013, potential common shares of 2,630,086 and 2,698,828, respectively, were anti-dilutive and were not included in the calculation.  Basic and diluted net income per common share calculations follows:
	(Amounts in Thousands, Except		For the three months				For the nine months
	Share and Per Share Data)		ended September 30,				ended September 30,
			2014		2013		2014		2013
	Net income	$	393	$	447	$	164	$	1,539
	Weighted average shares outstanding		21,872,293		21,871,170		21,872,293		21,870,240
	Dilutive shares for stock options and warrants		-		-		-		-
	Weighted average dilutive shares outstanding		21,872,293		21,871,170		21,872,293		21,870,240
	Basic income per share	$	0.02	$	0.02	$	0.01	$	0.07
	Diluted income per share	$	0.02	$	0.02	$	0.01	$	0.07

Trust_Preferred_Securities_And

Trust Preferred Securities And Deferral Of Interest Payments	9 Months Ended
	Sep. 30, 2014
Trust Preferred Securities And Deferral Of Interest Payments[Abstract]	'
Trust Preferred Securities And Deferral Of Interest Payments	'
	NOTE 10  TRUST PREFERRED SECURITIES AND DEFERRAL OF INTEREST PAYMENTS:
	On September 27, 2006, the Company completed the issuance of $5.2 million in floating rate trust preferred securities offered by its wholly owned subsidiary, NPB Capital Trust 2.  The proceeds of the funds were used for general corporate purposes, which include capital management for affiliates and the acquisition of two branch banks.  The securities have a floating rate of 3 month LIBOR plus 177 basis points, which resets quarterly, with a current rate at September 30, 2014 of 2.00%.
	On July 7, 2004, the Company completed the issuance of $11.3 million in floating rate trust preferred securities offered by its wholly owned subsidiary, NPB Capital Trust I.  The proceeds of the funds were used for general corporate purposes which included capital management for affiliates, retirement of indebtedness and other investments.  The securities have a floating rate of 3 month LIBOR plus 260 basis points, which resets quarterly, with a current rate at September 30, 2014 of 2.83%.
	Under the terms of the subordinated debt transactions, the securities mature in 30 years and are redeemable, in whole or in part, without penalty, at the option of the Company after five years.  Due to the ability to defer interest and principal payments for 60 months without being considered in default, the regulatory agencies consider the trust preferred securities as Tier 1 capital up to certain limits.
	In October 2009, a restriction to pay dividends from the Bank to the Company was issued by the Federal Reserve Bank of Richmond.  In July 2010 the Company and the Bank entered into the Written Agreement discussed in Note 3.  The Written Agreement prohibits the payment of interest on the trust preferred securities without prior regulatory approval.  As a result, dividends on trust preferred securities issued by the Company have been deferred until such restriction is removed.  This deferral is for a period of 60 months, and could potentially continue until the 1st quarter of 2015.  Although the Company has sufficient funds on hand at present to pay the deferred interest and avoid default, a decision of the regulatory authorities to permit payment is required and cannot be assured at this time.    During the fourth quarter of 2014 the Company will request regulatory approval to pay the deferred interest before it becomes past due.  Failure to obtain this approval will cause a default in the trust preferred securities by the Company.    Dividends in arrears on the trust preferred securities were $2.3 million and $2.0 million as of September 30, 2014 and December 31, 2013, respectively and are included in accrued interest payable on the balance sheets.

Fair_Values

Fair Values	9 Months Ended
	Sep. 30, 2014
Fair Values [Abstract]	'
Fair Values	'
	NOTE 11  FAIR VALUES:
	The financial reporting standard, “Fair Value Measurements and Disclosures” provides a framework for measuring fair value under generally accepted accounting principles and requires disclosures about the fair value of assets and liabilities recognized in the balance sheet in periods subsequent to initial recognition, whether the measurements are made on a recurring basis (for example, available-for-sale investment securities) or on a nonrecurring basis (for example, impaired loans and other real estate acquired through foreclosure).
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  Fair Value Measurements and Disclosures also establishes  a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.  The standard describes three levels of inputs that may be used to measure fair value:
	Level 1:  Quoted prices in active markets for identical assets or liabilities.  Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an exchange market, as well as U. S. Treasury, other U. S. Government and agency mortgage-backed debt securities that are highly liquid and are actively traded in over-the-counter markets.
	Level 2:  Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.  Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data.  This category generally includes certain derivative contracts and impaired loans.
	Level 3:  Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets and liabilities.  Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.  For example, this category generally includes certain private equity investments, retained residual interests in securitizations, residential mortgage servicing rights, and highly structured or long-term derivative contracts.
	Investment Securities Available-for-Sale – Investment securities available-for-sale are recorded at fair value on a recurring basis.  Fair value measurement is based upon quoted prices.  The Company’s available-for-sale securities, totaling $97.1 million and $79.1 million at September 30, 2014 and December 31, 2013, respectively, are the only assets whose fair values are measured on a recurring basis using Level 2 inputs from an independent pricing service.
	Loans -  The Company does not record loans at fair value on a recurring basis.  Real estate serves as collateral on a substantial majority of the Company’s loans.  From time to time a loan is considered impaired and an allowance for loan losses is established.  Loans which are deemed to be impaired and require a reserve are primarily valued on a non-recurring basis at the fair values of the underlying real estate collateral.  Such fair values are obtained using independent appraisals, which management evaluates and determines whether or not the fair value of the collateral is further impaired below the appraised value and there is no observable market price, or whether or not an appraised value does not include estimated costs of disposition.  The Company records impaired loans as nonrecurring Level 3 assets.  The aggregate carrying amounts of impaired loans carried at fair value were $26.2 million and $37.0 million at September 30, 2014 and December 31, 2013, respectively.
	Foreclosed Assets  – Foreclosed assets are adjusted to fair value upon transfer of the loans to foreclosed assets.  Foreclosed assets are carried at the lower of the carrying value or fair value.  Fair value is based upon independent observable market prices or appraised values of the collateral with a third party estimate of disposition costs, which the Company considers to be level 2 inputs. When the appraised value is not available, management determines the fair value of the collateral if further impaired below the appraised value and there is no observable market price, or an appraised value does not include estimated costs of disposition and management must make an estimate, the Company records the foreclosed asset as nonrecurring Level 3.  The aggregate carrying amounts of foreclosed assets were $13.5 million and $15.9 million at September 30, 2014 and December 31, 2013, respectively.
	Assets and liabilities measured at fair value are as follows as of September 30, 2014 (for purpose of this table the impaired loans are shown net of the related allowance):
		Quoted market price in active markets		Significant unobservable inputs
		(Level 1)	Significant other observable inputs	(Level 3)
			(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available-for-sale investments
	U.S. Government Agencies	$	-	$	40,645	$	-
	Taxable municipals		-		288		-
	Mortgage backed securities		-		56,130		-
	(On a non-recurring basis)		-		-		13,541
	Other real estate owned
	Impaired loans:
	Real estate secured:
	Commercial		-		-		11,217
	Construction and land development		-		-		594
	Residential 1-4 family		-		-		5,987
	Multifamily		-		-		672
	Farmland		-		-		6,992
	Commercial		-		-		675
	Agriculture		-		-		61
	Consumer installment loans		-		-		17
	All other loans		-		-		-
	Total	$	-	$	97,063	$	39,756
	Assets and liabilities measured at fair value are as follows as of December 31, 2013 (for purpose of this table the impaired loans are shown net of the related allowance):
		Quoted market price in active markets		Significant unobservable inputs
		(Level 1)	Significant other observable inputs	(Level 3)
			(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available-for-sale investments
	U.S. Government Agencies	$	-	$	38,601	$	-
	Mortgage backed securities		-		40,525		-
	(On a non-recurring basis)		-		-		15,853
	Other real estate owned
	Impaired loans:
	Real estate secured:
	Commercial		-		-		19,957
	Construction and land development		-		-		752
	Residential 1-4 family		-		-		6,835
	Multifamily		-		-		555
	Farmland		-		-		7,989
	Commercial		-		-		779
	Agriculture		-		-		72
	Consumer installment loans		-		-		31
	All other loans		-		-		-
	Total	$	-	$	79,126	$	52,823
	For Level 3 assets measured at fair value on a recurring or non-recurring basis as of September 30, 2014, the significant unobservable inputs used in the fair value measurements were as follows:
	For Level 3 assets measured at fair value on a recurring or non-recurring basis as of March 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows:
									General Range of Significant Unobservable Input Values
			Fair Value at September 30,
			2014		Valuation Technique		Significant Unobservable Inputs
	(Dollars in thousands)
	Impaired Loans	$	26,215		Appraised Value/Discounted Cash Flows/Market Value of Note		Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell		0 – 18%
Other Real Estate Owned	$	13,541		Appraised Value/Comparable Sales/Other Estimates from Independent Sources		Discounts to reflect current market conditions and estimated costs to sell		0 – 18%
Fair Value of Financial Instruments
Fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practical to estimate the value is based upon the characteristics of the instruments and relevant market information.  Financial instruments include cash, evidence of ownership in an entity, or contracts that convey or impose on an entity that contractual right or obligation to either receive or deliver cash for another financial instrument.
The following summary presents the methodologies and assumptions used to estimate the fair value of the Company’s financial instruments presented below.  The information used to determine fair value is highly subjective and judgmental in nature and, therefore, the results may not be precise.  Subjective factors include, among other things, estimates of cash flows, risk characteristics, credit quality, and interest rates, all of which are subject to change.  Since the fair value is estimated as of the balance sheet date, the amounts that will actually be realized or paid upon settlement or maturity on these various instruments could be significantly different.
The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of September 30, 2014 and December 31, 2013.  This table excludes financial instruments for which the carrying amount approximates fair value.  The carrying value of cash and due from banks, federal funds sold, interest-bearing deposits, deposits with no stated maturities, trust preferred securities and accrued interest approximates fair value.  The remaining financial instruments were valued based on the present value of estimated future cash flows, discounted at various rates in effect for similar instruments during the months of September 2014 and December 2013.
						Fair Value Measurements
						Quoted market price in active markets		Significant other observable inputs
						(Level 1)		(Level 2)		Significant unobservable inputs
										(Level 3)
		Carrying		Fair
(Dollars are in thousands)		Amount		Value
30-Sep-14
Financial Instruments – Assets
Net Loans	$	453,488	$	455,828	$	-	$	429,613	$	26,215
Financial Instruments – Liabilities
Time Deposits		314,138		315,544		-		315,544		-
FHLB Advances		4,458		4,458		-		4,458		-
31-Dec-13
Financial Instruments – Assets
Net Loans	$	479,943	$	482,285	$	-	$	445,315	$	36,970
Financial Instruments – Liabilities
Time Deposits		346,991		348,944		-		348,944		-
FHLB Advances		5,358		5,358		-		5,358		-

Capital_Injections_And_Exercis

Capital Injections And Exercise Of Common Stock Warrants	9 Months Ended
	Sep. 30, 2014
Capital Injections And Exercise Of Common Stock Warrants [Abstract]	'
Capital Injections And Exercise Of Common Stock Warrants	'
	NOTE 12 CAPITAL INJECTIONS AND EXERCISE OF COMMON STOCK WARRANTS:
	On September 29, 2014 $500 thousand was injected into the Bank’s capital from the Company.  On October 9, 2014 $1.25 million was injected into the Bank’s capital from the Company.  The total $1.75 million in capital injections was to increase the capital position and capital ratios of the Bank.
	During the month of October 2014, members of the board of directors and management of the Company exercised 1,006,261 common stock warrants at a price of $1.75 per share.  As a result an additional $1.761 million of capital was raised at the Company.  These funds helped to offset the $1.75 million of funds used for the capital injections mentioned above.  As a result the Company still has adequate liquidity to pay its operating expenses and trust preferred interest payments (upon regulatory approval).

Subsequent_Events

Subsequent Events	9 Months Ended
	Sep. 30, 2014
Subsequent Events [Abstract]	'
Subsequent Events	'
	NOTE 13 SUBSEQUENT EVENTS:
	On October 31, 2014 the Bank closed four branch locations.  The locations are Bland, Norton, and Jonesville, Virginia and Bluewell, West Virginia.  At this time management and the board of directors are still discussing the possible future uses of these locations, which could be for administrative uses and also possible future expansion of NPB Insurance Services, Inc. or the possible sale of these branches.  The book value of these four branches as of September 30, 2014 was $3.7 million.  Future losses may be incurred as a result of the potential writedown of these locations to fair value if the decision is made to sell the branches.

Recent_Accounting_Developments

Recent Accounting Developments	9 Months Ended
	Sep. 30, 2014
Recent Accounting Developments [Abstract]	'
Recent Accounting Developments	'
	NOTE 14 RECENT ACCOUNTING DEVELOPMENTS:
	The following is a summary of recent authoritative announcements:
	In January 2014, the Financial Accounting Standards Board (“FASB”) amended the Receivables topic of the Accounting Standards Codification (“ASC”).  The amendments are intended to resolve diversity in practice with respect to when a creditor should reclassify a collateralized consumer mortgage loan to other real estate owned (“OREO”).  In addition, the amendments require a creditor reclassify a collateralized consumer mortgage loan to OREO upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement.  The amendments will be effective for the Company for annual periods, and interim periods within those annual periods beginning after December 15, 2014, with early implementation of the guidance permitted.  In implementing this guidance, assets that are reclassified from real estate to loans are measured at the carrying value of the real estate at the date of adoption.  Assets reclassified from loans to real estate are measured at the lower of the net amount of the loan receivable or the fair value of the real estate less costs to sell at the date of adoption.  The Company will apply the amendments prospectively.  The Company does not expect these amendments to have a material effect on its financial statements.
	In May 2014, the FASB issued guidance to change the recognition of revenue from contracts with customers.  The core principle of the new guidance is that an entity should recognize revenue to reflect the transfer of goods and services to customers in an amount equal to the consideration the entity receives or expects to receive.  The guidance will be effective for the Company for reporting periods beginning after December 15, 2016.   The Company will apply the guidance using a modified retrospective approach.  The Company does not expect these amendments to have a material effect on its financial statements.
	In August 2014, the FASB issued guidance that is intended to define management’s responsibility to evaluate whether there is substantial doubt about an organization’s ability to continue as a going concern and to provide related footnote disclosures.  In connection with preparing financial statements, management will need to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the organization’s ability to continue as a going concern within one year after the date that the financial statements are issued.  The amendments will be effective for the Company for annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. The Company does not expect these amendments to have a material effect on its financial statements.
	Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Accounting_Principles_Policy

Accounting Principles (Policy)	9 Months Ended
	Sep. 30, 2014
Accounting Principles [Abstract]	'
Basis of Accounting	'
	These consolidated financial statements conform to U. S. generally accepted accounting principles and to general industry practices.  In the opinion of management, the accompanying consolidated financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the Company’s financial position at September 30, 2014, and the results of operations for the three and nine month periods ended September 30, 2014 and 2013.  The notes included herein should be read in conjunction with the notes to the consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.  The results of operations for the three and nine month periods ended September 30, 2014 and 2013 are not necessarily indicative of the results to be expected for the full year.
	The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  The determination of the adequacy of the allowance for loan losses and the determination of the deferred tax asset and valuation allowance are based on estimates that are particularly susceptible to significant changes in the economic environment and market conditions.

Capital_Tables

Capital (Tables)	9 Months Ended
	Sep. 30, 2014
Capital [Abstract]	'
Schedule Of Capital Requirements	'
			Actual		Minimum Capital Requirement			Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
	(Dollars are in thousands)	Amount		Ratio	Amount	Ratio		Amount	Ratio
	September 30, 2014:
	Total Capital to Risk Weighted Assets:
	The Company	$	58,044	15.26%	$  30,438	8%	$	N/A	N/A
	The Bank		57,379	15.09%	30,418	8%		38,023	10%
	Tier 1 Capital to Risk Weighted Assets:
	The Company		50,913	13.38%	15,219	4%		N/A	N/A
	The Bank		52,556	13.82%	15,209	4%		22,814	6%
	Tier 1 Capital to Average Assets:
	The Company		50,913	7.57%	26,894	4%		N/A	N/A
	The Bank		52,556	7.81%	26,907	4%		33,633	5%
	December 31, 2013:
	Total Capital to Risk Weighted Assets:
	The Company	$	58,305	14.39%	$	8%	$	N/A	N/A
					32,417
	The Bank		56,602	13.96%	32,430	8%		40,538	10%
	Tier 1 Capital to Risk Weighted Assets:
	The Company		50,776	12.53%	16,208	4%		N/A	N/A
	The Bank		51,436	12.69%	16,215	4%		24,323	6%
	Tier 1 Capital to Average Assets:
	The Company		50,776	7.40%	27,445	4%		N/A	N/A
	The Bank		51,436	7.49%	27,460	4%		34,326	5%

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2014
Investment Securities [Abstract]	'
Schedule Of Securities' Amortized Cost And Estimated Fair Value	'
					Gross		Gross		Approximate
			Amortized		Unrealized		Unrealized		Fair
	(Dollars are in thousands)		Cost		Gains		Losses		Value
	30-Sep-14
	U.S. Government Agencies	$	40,889	$	217	$	461	$	40,645
	Taxable municipals		296	-		8		288
	Tax-exempt municipals		-	-		-		-
	Mortgage backed securities		56,510	103		483		56,130
	Total Securities AFS	$	97,695	$	320	$	952	$	97,063
	31-Dec-13
	U.S. Government Agencies	$	39,296	$	246	$	941	$	38,601
	Taxable municipals		-	-		-		-
	Tax-exempt municipals		-	-		-		-
	Mortgage backed securities		41,284	60		819		40,525
	Total Securities AFS	$	80,580	$	306	$	1,760	$	79,126
Schedule Of Fair Value And Gross Unrealized Losses On Investment Securities In A Continuous Unrealized Loss Position	'
			Less than 12 Months				12 Months or More				Total
			Fair Value		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars are in thousands)				Losses		Value		Losses		Value		Losses
	30-Sep-14
	U.S. Government Agencies	$	10,164	$	42	$	13,258	$	419	$	23,422	$	461
	Taxable municipals		288		8		-		-		288		8
	Mtg. backed securities		24,840		194		16,190		289		41,030		483
	Total Securities AFS	$	35,292	$	244	$	29,448	$	708	$	64,740	$	952
	31-Dec-13
	U.S. Government Agencies	$	26,090	$	936	$	570	$	5	$	26,660	$	941
	Mtg. backed securities		27,461		693		5,046		126		32,507		819
	Total Securities AFS	$	53,551	$	1,629	$	5,616	$	131	$	59,167	$	1,760
The Amortized Cost And Fair Value Of Investment Securities' Contractual Maturity	'
							Weighted
	(Dollars are in thousands)		Amortized		Fair		Average
	Securities Available-for-Sale		Cost		Value		Yield
	Due in one year or less	$	48	$	49		2.27%
	Due after one year through five years	2,419		2,422		1.27%
	Due after five years through fifteen years		36,133		36,042		1.70%
	Due after fifteen years		59,095		58,550		1.86%
	Total	$	97,695	$	97,063		1.79%

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2014
Loans [Abstract]	'
Summary Of Loans Receivable Outstanding	'
	(Dollars are in thousands)		30-Sep-14		31-Dec-13
	Real estate secured:
	Commercial	$	113,765	$	126,174
	Construction and land development		15,273		22,421
	Residential 1-4 family		246,465		249,187
	Multifamily		11,684		11,482
	Farmland		25,783		28,892
	Total real estate loans		412,970		438,156
	Commercial		20,898		24,955
	Agriculture		3,408		3,718
	Consumer installment loans		26,558		26,055
	All other loans		108		139
	Total loans	$	463,942	$	493,023
Summary Of Loans Receivable On Nonaccrual Status	'
	(Dollars are in thousands)		30-Sep-14		31-Dec-13
	Real estate secured:
	Commercial	$	9,598	$	16,098
	Construction and land development		570		775
	Residential 1-4 family		7,774		4,852
	Multifamily		121		171
	Farmland		5,335		5,315
	Total real estate loans		23,398		27,211
	Commercial		644		947
	Agriculture		30		45
	Consumer installment loans		44		104
	All other loans		-		-
	Total loans receivable on nonaccrual status	$	24,116	$	28,307
Summary Of Impaired Loans	'
		Average	Interest		Unpaid Principal Balance
	As of September 30, 2014	Recorded	Income	Recorded		Related
	(Dollars are in thousands)	Investment	Recognized	Investment		Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	11,038	$	140	$	8,246	$	9,569	$	-
	Construction and land development		306		8		379		379		-
	Residential 1-4 family		2,888		132		3,479		3,592		-
	Multifamily		354		20		442		483		-
	Farmland		5,288		100		6,209		7,012		-
	Commercial		390		-		628		737		-
	Agriculture		65		3		61		66		-
	Consumer installment loans		11		1		17		17		-
	All other loans		-		-		-		-		-
	With an allowance recorded:
	Real estate secured:
	Commercial		6,794		76		3,962		4,325		991
	Construction and land development		556		11		307		358		92
	Residential 1-4 family		4,667		110		3,073		3,284		565
	Multifamily		307		12		262		262		32
	Farmland		2,940		45		1,179		1,190		396
	Commercial		490		2		62		62		15
	Agriculture		41		2		33		33		33
	Consumer installment loans		12		-		-		-		-
	All other loans		-		-		-		-		-
	Total	$	36,147	$	662	$	28,339	$	31,369	$	2,124
		Average	Interest		Unpaid Principal Balance
	As of December 31, 2013	Recorded	Income	Recorded		Related
	(Dollars are in thousands)	Investment	Recognized	Investment		Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	16,270	$	300	$	9,807	$	10,276	$	-
	Construction and land development		2,246		26		336		345		-
	Residential 1-4 family		4,276		126		2,557		2,727		-
	Multifamily		652		16		326		326		-
	Farmland		4,260		166		2,533		2,670		-
	Commercial		717		7		315		423		-
	Agriculture		71		6		60		60		-
	Consumer installment loans		51		2		12		12		-
	All other loans		-		-		-		-		-
	With an allowance recorded:
	Real estate secured:
	Commercial		12,080		441		12,092		13,924		1,942
	Construction and land development		492		9		554		640		138
	Residential 1-4 family		3,980		260		5,458		5,824		1,180
	Multifamily		561		17		268		268		39
	Farmland		4,116		114		6,109		6,797		653
	Commercial		1,012		3		672		740		208
	Agriculture		138		4		55		71		43
	Consumer installment loans		22		2		22		22		3
	All other loans		-		-		-		-		-
	Total	$	50,944	$	1,499	$	41,176	$	45,125	$	4,206
Summary Of Age Analysis Of Past Due Loans Receivable	'
															Accruing
							Loans								Loans
			Loans		Loans		90 or								90 or
			30-59		60-89		More		Total						More
			Days		Days		Days		Past						Days
	As of September 30, 2014		Past		Past		Past		Due		Current		Total		Past
	(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
	Real estate secured:
	Commercial	$	2,337	$	456	$	5,089	$	7,882	$	105,883	$	113,765	$	-
	Construction and  land		12		-		243		255		15,018		15,273		-
	development
	Residential 1-4 family		5,958		1,238		1,993		9,189		237,276		246,465		-
	Multifamily		-		-		-		-		11,684		11,684		-
	Farmland		1,101		30		375		1,506		24,277		25,783		-
	Total real estate loans		9,408		1,724		7,700		18,832		394,138		412,970		-
	Commercial		41		27		160		228		20,670		20,898		-
	Agriculture		-		-		17		17		3,391		3,408		-
	Consumer installment		146		16		-		162		26,396		26,558		-
	Loans
	All other loans		13		4		-		17		91		108		-
	Total loans	$	9,608	$	1,771	$	7,877	$	19,256	$	444,686	$	463,942	$	-
															Accruing
							Loans								Loans
			Loans		Loans		90 or								90 or
			30-59		60-89		More		Total						More
			Days		Days		Days		Past						Days
	As of December 31, 2013		Past		Past		Past		Due		Current		Total		Past
	(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
	Real estate secured:
	Commercial	$	7,192	$	1,713	$	4,174	$	13,079	$	113,095	$	126,174	$	-
	Construction and  land		505		183		347		1,035		21,386		22,421		-
	development
	Residential 1-4 family		6,391		1,067		1,271		8,729		240,458		249,187		-
	Multifamily		-		436		-		436		11,046		11,482		-
	Farmland		1,869		137		3,986		5,992		22,900		28,892		-
	Total real estate loans		15,957		3,536		9,778		29,271		408,885		438,156		-
	Commercial		135		14		902		1,051		23,904		24,955		-
	Agriculture		26		20		13		59		3,659		3,718		-
	Consumer installment		241		48		8		297		25,758		26,055		-
	Loans
	All other loans		11		7		1		19		120		139		1
	Total loans	$	16,370	$	3,625	$	10,702	$	30,697	$	462,326	$	493,023	$	1
Summary Of Risk Category Of Loans Receivable	'
	As of September 30, 2014		Special
	(Dollars are in thousands)	Pass	Mention	Substandard	Doubtful	Total
	Real estate secured:
	Commercial	$	94,542	$	8,117	$	11,106	$	-	$	113,765
	Construction and land development		12,355		2,078		840		-		15,273
	Residential 1-4 family		233,740		2,321		10,404		-		246,465
	Multifamily		11,221		-		463		-		11,684
	Farmland		18,177		280		7,326		-		25,783
	Total real estate loans		370,035		12,796		30,139		-		412,970
	Commercial		17,210		2,794		894		-		20,898
	Agriculture		3,328		-		80		-		3,408
	Consumer installment loans		26,447		-		111		-		26,558
	All other loans		108		-		-		-		108
	Total	$	417,128	$	15,590	$	31,224	$	-	$	463,942
	As of December 31, 2013		Special
	(Dollars are in thousands)	Pass	Mention	Substandard	Doubtful	Total
	Real estate secured:
	Commercial	$	100,403	$	4,586	$	21,185	$	-	$	126,174
	Construction and land development		19,138		2,107		1,176		-		22,421
	Residential 1-4 family		234,857		1,916		12,213		201		249,187
	Multifamily		10,777		266		439		-		11,482
	Farmland		19,935		411		8,546		-		28,892
	Total real estate loans		385,110		9,286		43,559		201		438,156
	Commercial		23,258		634		1,034		29		24,955
	Agriculture		3,583		11		124		-		3,718
	Consumer installment loans		25,879		-		176		-		26,055
	All other loans		139		-		-		-		139
	Total	$	437,969	$	9,931	$	44,893	$	230	$	493,023

Allowance_For_Loan_Losses_Tabl

Allowance For Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2014
Allowance For Loan Losses [Abstract]	'
Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment	'
	As of September 30, 2014		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions
	Real estate secured:
	Commercial	$	5,203	$	-1,582	$	215	$	-	$	39	$	3,875
	Construction and land development		1,184		-104		13		-		-814		279
	Residential 1-4 family		3,316		-910		115		-		566		3,087
	Multifamily		133		-41		-		-		67		159
	Farmland		1,224		-784		520		-		-20		940
	Total real estate loans		11,060		-3,421		863		-		-162		8,340
	Commercial		1,147		-47		25		-		-528		597
	Agriculture		337		-5		-		-		-196		136
	Consumer installment loans		153		-67		26		-		105		217
	All other loans		2		-		-		-		-1		1
	Unallocated		381		-		-		-		782		1,163
	Total	$	13,080	$	-3,540	$	914	$	-	$	-	$	10,454
	As of December 31, 2013		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions
	Real estate secured:
	Commercial	$	6,720	$	-2,811	$	439	$	-	$	855	$	5,203
	Construction and land development		2,166		-312		452		-		-1,122		1,184
	Residential 1-4 family		3,050		-1,143		576		-		833		3,316
	Multifamily		552		-		-		-		-419		133
	Farmland		1,074		-749		68		-		831		1,224
	Total real estate loans		13,562		-5,015		1,535		-		978		11,060
	Commercial		1,772		-513		50		-		-162		1,147
	Agriculture		533		-363		51		-		116		337
	Consumer installment loans		388		-153		128		-		-210		153
	All other loans		4		-		-		-		-2		2
	Unallocated		551		-		-		-		-170		381
	Total	$	16,810	$	-6,044	$	1,764	$	-	$	550	$	13,080
Schedule Of Allocation Of Portion Of Allowance	'
			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of September 30, 2014		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	991	$	2,884	$	3,875	$	12,208	$	101,557	$	113,765
	Construction and land		92		187		279		686		14,587		15,273
	development
	Residential 1-4 family		565		2,522		3,087		6,552		239,913		246,465
	Multifamily		32		127		159		704		10,980		11,684
	Farmland		396		544		940		7,388		18,395		25,783
	Total real estate loans		2,076		6,264		8,340		27,538		385,432		412,970
	Commercial		15		582		597		690		20,208		20,898
	Agriculture		33		103		136		94		3,314		3,408
	Consumer installment loans		-		217		217		17		26,541		26,558
	All other loans		-		1		1		-		108		108
	Unallocated		-		1,163		1,163		-		-		-
	Total	$	2,124	$	8,330	$	10,454	$	28,339	$	435,603	$	463,942
			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of December 31, 2013		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	1,942	$	3,261	$	5,203	$	21,899	$	104,275	$	126,174
	Construction and land		138		1,046		1,184		890		21,531		22,421
	development
	Residential 1-4 family		1,180		2,136		3,316		8,015		241,172		249,187
	Multifamily		39		94		133		594		10,888		11,482
	Farmland		653		571		1,224		8,642		20,250		28,892
	Total real estate loans		3,952		7,108		11,060		40,040		398,116		438,156
	Commercial		208		939		1,147		987		23,968		24,955
	Agriculture		43		294		337		115		3,603		3,718
	Consumer installment loans		3		150		153		34		26,021		26,055
	All other loans		-		2		2		-		139		139
	Unallocated		-		381		381		-		-		-
	Total	$	4,206	$	8,874	$	13,080	$	41,176	$	451,847	$	493,023

Troubled_Debt_Restructurings_T

Troubled Debt Restructurings (Tables)	9 Months Ended
	Sep. 30, 2014
Troubled Debt Restructurings [Abstract]	'
Schedule Of Loans Modified As Troubled Debt Restructurings	'
	For the nine months ended					For the nine months ended
	30-Sep-14					30-Sep-13
				Pre-Mod. Recorded Investment		Post-Mod.			Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded	# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment	Loans				Investment
	Real estate secured:
	Commercial	-	$	-	$	-	2	$	424	$	422
	Construction and land	-		-		-	-		-		-
	Development
	Residential 1-4 family	2		596		596	-		-		-
	Multifamily	-		-		-	-		-		-
	Farmland	-		-		-	-		-		-
	Total real estate loans	2		596		596	2		424		422
	Commercial	-		-		-	1		51		32
	Agriculture	-		-		-	-		-		-
	Consumer installment loans	-		-		-	1		14		14
	All other loans	-		-		-	-		-		-
	Total	2	$	596	$	596	4	$	489	$	468
		For the three months ended					For the three months ended
		30-Sep-14					30-Sep-13
				Pre-Mod. Recorded Investment		Post-Mod.			Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded	# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment	Loans				Investment
	Real estate secured:
	Commercial	-	$	-	$	-	1	$	136	$	135
	Construction and land	-		-		-	-		-		-
	Development
	Residential 1-4 family	2		596		596	-		-		-
	Multifamily	-		-		-	-		-		-
	Farmland	-		-		-	-		-		-
	Total real estate loans	2		596		596	1		136		135
	Commercial	-		-		-	-		-		-
	Agriculture	-		-		-	-		-		-
	Consumer installment loans	-		-		-	-		-		-
	All other loans	-		-		-	-		-		-
	Total	2	$	596	$	596	1	$	136	$	135

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Schedule Of Anti-Dilutive Income Per Common Share	'
	(Amounts in Thousands, Except		For the three months				For the nine months
	Share and Per Share Data)		ended September 30,				ended September 30,
			2014		2013		2014		2013
	Net income	$	393	$	447	$	164	$	1,539
	Weighted average shares outstanding		21,872,293		21,871,170		21,872,293		21,870,240
	Dilutive shares for stock options and warrants		-		-		-		-
	Weighted average dilutive shares outstanding		21,872,293		21,871,170		21,872,293		21,870,240
	Basic income per share	$	0.02	$	0.02	$	0.01	$	0.07
	Diluted income per share	$	0.02	$	0.02	$	0.01	$	0.07

Fair_Values_Tables

Fair Values (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Values [Abstract]	'
Summary Of Assets And Liabilities Measured At Fair Value	'
	Assets and liabilities measured at fair value are as follows as of September 30, 2014 (for purpose of this table the impaired loans are shown net of the related allowance):
		Quoted market price in active markets		Significant unobservable inputs
		(Level 1)	Significant other observable inputs	(Level 3)
			(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available-for-sale investments
	U.S. Government Agencies	$	-	$	40,645	$	-
	Taxable municipals		-		288		-
	Mortgage backed securities		-		56,130		-
	(On a non-recurring basis)		-		-		13,541
	Other real estate owned
	Impaired loans:
	Real estate secured:
	Commercial		-		-		11,217
	Construction and land development		-		-		594
	Residential 1-4 family		-		-		5,987
	Multifamily		-		-		672
	Farmland		-		-		6,992
	Commercial		-		-		675
	Agriculture		-		-		61
	Consumer installment loans		-		-		17
	All other loans		-		-		-
	Total	$	-	$	97,063	$	39,756
	Assets and liabilities measured at fair value are as follows as of December 31, 2013 (for purpose of this table the impaired loans are shown net of the related allowance):
		Quoted market price in active markets		Significant unobservable inputs
		(Level 1)	Significant other observable inputs	(Level 3)
			(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available-for-sale investments
	U.S. Government Agencies	$	-	$	38,601	$	-
	Mortgage backed securities		-		40,525		-
	(On a non-recurring basis)		-		-		15,853
	Other real estate owned
	Impaired loans:
	Real estate secured:
	Commercial		-		-		19,957
	Construction and land development		-		-		752
	Residential 1-4 family		-		-		6,835
	Multifamily		-		-		555
	Farmland		-		-		7,989
	Commercial		-		-		779
	Agriculture		-		-		72
	Consumer installment loans		-		-		31
	All other loans		-		-		-
	Total	$	-	$	79,126	$	52,823
Schedule Of Significant Unobservable Inputs In Level 3 Assets	'
	For Level 3 assets measured at fair value on a recurring or non-recurring basis as of March 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows:
									General Range of Significant Unobservable Input Values
			Fair Value at September 30,
			2014		Valuation Technique		Significant Unobservable Inputs
	(Dollars in thousands)
	Impaired Loans	$	26,215		Appraised Value/Discounted Cash Flows/Market Value of Note		Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell		0 – 18%
	Other Real Estate Owned	$	13,541		Appraised Value/Comparable Sales/Other Estimates from Independent Sources		Discounts to reflect current market conditions and estimated costs to sell		0 – 18%
Estimated Fair Value Of Financial Instruments	'
							Fair Value Measurements
							Quoted market price in active markets		Significant other observable inputs
							(Level 1)		(Level 2)		Significant unobservable inputs
											(Level 3)
			Carrying		Fair
	(Dollars are in thousands)		Amount		Value
	30-Sep-14
	Financial Instruments – Assets
	Net Loans	$	453,488	$	455,828	$	-	$	429,613	$	26,215
	Financial Instruments – Liabilities
	Time Deposits		314,138		315,544		-		315,544		-
	FHLB Advances		4,458		4,458		-		4,458		-
	31-Dec-13
	Financial Instruments – Assets
	Net Loans	$	479,943	$	482,285	$	-	$	445,315	$	36,970
	Financial Instruments – Liabilities
	Time Deposits		346,991		348,944		-		348,944		-
	FHLB Advances		5,358		5,358		-		5,358		-

Nature_Of_Operations_Details

Nature Of Operations (Details)	0 Months Ended
	Jun. 09, 2003
	item
Nature Of Operations [Abstract]	'
Number of wholly owned subsidiaries	2

Formal_Written_Agreement_Detai

Formal Written Agreement (Details) (USD $)	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014
Formal Written Agreement [Abstract]	'
Minimum asset threshold for improving Bank's position under formal written agreement	$1
Threshold for past due loan status	'90 days

Capital_Schedule_Of_Capital_Re

Capital (Schedule Of Capital Requirements) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
The Company [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Capital to Risk Weighted Assets, Actual, Amount	$58,044	$58,305
Total Capital to Risk Weighted Assets, Actual, Ratio	15.26%	14.39%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	30,438	32,417
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Tier 1 Capital to Risk Weighted Assets, Actual, Amount	50,913	50,776
Tier 1 Capital to Risk Weighted Assets, Actual, Ratio	13.38%	12.53%
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	15,219	16,208
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier 1 Capital to Average Assets, Actual, Amount	50,913	50,776
Tier 1 Capital to Average Assets, Actual, Ratio	7.57%	7.40%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	26,894	27,445
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
The Bank [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Capital to Risk Weighted Assets, Actual, Amount	57,379	56,602
Total Capital to Risk Weighted Assets, Actual, Ratio	15.09%	13.96%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	30,418	32,430
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	38,023	40,538
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier 1 Capital to Risk Weighted Assets, Actual, Amount	52,556	51,436
Tier 1 Capital to Risk Weighted Assets, Actual, Ratio	13.82%	12.69%
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	15,209	16,215
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	22,814	24,323
Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier 1 Capital to Average Assets, Actual, Amount	52,556	51,436
Tier 1 Capital to Average Assets, Actual, Ratio	7.81%	7.49%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	26,907	27,460
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$33,633	$34,326
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Investment_Securities_Schedule

Investment Securities (Schedule Of Securities Amortized Cost And Estimated Fair Value) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$97,695	$80,580
Gross Unreallized Gains	320	306
Gross Unrealized Losses	952	1,760
Approximate Fair Value	97,063	79,126
U.S. Government Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	40,889	39,296
Gross Unreallized Gains	217	246
Gross Unrealized Losses	461	941
Approximate Fair Value	40,645	38,601
Taxable Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	296	'
Gross Unreallized Gains	'	'
Gross Unrealized Losses	8	'
Approximate Fair Value	288	'
Tax-Exempt Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	'	'
Gross Unreallized Gains	'	'
Gross Unrealized Losses	'	'
Approximate Fair Value	'	'
Mortgage Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	56,510	41,284
Gross Unreallized Gains	103	60
Gross Unrealized Losses	483	819
Approximate Fair Value	$56,130	$40,525

Investment_Securities_Schedule1

Investment Securities (Schedule Of Fair Value And Gross Unrealized Losses On Investment Securities In A Continuous Unrealized Loss Position) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
	item	item
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 Months	$35,292	$53,551
Fair Value, 12 Months or More	29,448	5,616
Fair Value, Total	64,740	59,167
Unrealized Losses, Less than 12 Months	244	1,629
Unrealized Losses, 12 Months or More	708	131
Unrealized Losses, Total	952	1,760
Number of available-for-sale investments in loss position	96	80
U.S. Government Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 Months	10,164	26,090
Fair Value, 12 Months or More	13,258	570
Fair Value, Total	23,422	26,660
Unrealized Losses, Less than 12 Months	42	936
Unrealized Losses, 12 Months or More	419	5
Unrealized Losses, Total	461	941
Taxable Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 Months	288	'
Fair Value, 12 Months or More	'	'
Fair Value, Total	288	'
Unrealized Losses, Less than 12 Months	8	'
Unrealized Losses, 12 Months or More	'	'
Unrealized Losses, Total	8	'
Mortgage Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 Months	24,840	27,461
Fair Value, 12 Months or More	16,190	5,046
Fair Value, Total	41,030	32,507
Unrealized Losses, Less than 12 Months	194	693
Unrealized Losses, 12 Months or More	289	126
Unrealized Losses, Total	$483	$819

Investment_Securities_The_Amor

Investment Securities (The Amortized Cost And Fair Value Of Investment Securities Contractual Maturity) (Details) (USD $)	9 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Investment Securities [Abstract]	'	'
Due in one year or less, Amortized Cost	$48,000	'
Due after one year through five years, Amortized Cost	2,419,000	'
Due after five years through fifteen years, Amortized Cost	36,133,000	'
Due after fifteen years, Amortized Cost	59,095,000	'
Amortized Cost, Total	97,695,000	80,580,000
Due in one year or less, Fair Value	49,000	'
Due after one year through five years, Fair Value	2,422,000	'
Due after five years through fifteen years, Fair Value	36,042,000	'
Due after fifteen years, Fair Value	58,550,000	'
Approximate Fair Value	97,063,000	79,126,000
Due in one year or less, Weighted Average Yield	2.27%	'
Due after one year through five years, Weighted Average Yield	1.27%	'
Due after five years through fifteen years, Weighted Average Yield	1.70%	'
Due after fifteen years, Weighted Average Yield	1.86%	'
Weighted Average Yield, Total	1.79%	'
Securities pledged as collateral	18,400,000	17,000,000
Equity securities, restricted from trading	$2,400,000	$2,700,000

Loans_Summary_Of_Loans_Receiva

Loans (Summary Of Loans Receivable Outstanding) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	$463,942	$493,023
Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	412,970	438,156
Commercial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	20,898	24,955
Commercial [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	113,765	126,174
Construction And Land Development [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	15,273	22,421
Residential 1-4 Family [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	246,465	249,187
Multifamily [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	11,684	11,482
Farmland [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	25,783	28,892
Agriculture [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	3,408	3,718
Consumer Installment Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	26,558	26,055
All Other Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	$108	$139

Loans_Summary_Of_Loans_Receiva1

Loans (Summary Of Loans Receivable On Nonaccrual Status) (Details) (USD $)	9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	$24,116,000	'	$28,307,000
Charged off	3,540,000	'	6,044,000
Interest income not recognized on nonaccrual loans, Total	343,000	375,000	'
Real Estate [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	23,398,000	'	27,211,000
Charged off	3,421,000	'	5,015,000
Nonperforming [Member]	'	'	'
Loans [Line Items]	'	'	'
Number of non performing loans	2	'	'
Loans sold	3,200,000	'	'
Charged off	474,000	'	'
Commercial [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	644,000	'	947,000
Charged off	47,000	'	513,000
Commercial [Member] | Real Estate [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	9,598,000	'	16,098,000
Charged off	1,582,000	'	2,811,000
Construction And Land Development [Member] | Real Estate [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	570,000	'	775,000
Charged off	104,000	'	312,000
Residential 1-4 Family [Member] | Real Estate [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	7,774,000	'	4,852,000
Charged off	910,000	'	1,143,000
Multifamily [Member] | Real Estate [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	121,000	'	171,000
Charged off	41,000	'	'
Farmland [Member] | Real Estate [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	5,335,000	'	5,315,000
Charged off	784,000	'	749,000
Agriculture [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	30,000	'	45,000
Charged off	5,000	'	363,000
Consumer Installment Loans [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	44,000	'	104,000
Charged off	67,000	'	153,000
All Other Loans [Member]	'	'	'
Loans [Line Items]	'	'	'
Total loans receivable on nonaccrual status	'	'	'

Loans_Summary_Of_Impaired_Loan

Loans (Summary Of Impaired Loans) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Loans [Line Items]	'	'
Average Recorded Investment	$36,147	$50,944
Interest Income Recognized	662	1,499
Recorded Investment	28,339	41,176
Unpaid Principal Balance	31,369	45,125
Related Allowance	2,124	4,206
With No Related Allowance Recorded [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	390	717
Interest Income Recognized	'	7
Recorded Investment	628	315
Unpaid Principal Balance	737	423
With No Related Allowance Recorded [Member] | Agriculture [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	65	71
Interest Income Recognized	3	6
Recorded Investment	61	60
Unpaid Principal Balance	66	60
With No Related Allowance Recorded [Member] | Consumer Installment Loans [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	11	51
Interest Income Recognized	1	2
Recorded Investment	17	12
Unpaid Principal Balance	17	12
With No Related Allowance Recorded [Member] | All Other Loans [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	'	'
Interest Income Recognized	'	'
Recorded Investment	'	'
Unpaid Principal Balance	'	'
Related Allowance	'	'
With An Allowance Recorded [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	490	1,012
Interest Income Recognized	2	3
Recorded Investment	62	672
Unpaid Principal Balance	62	740
Related Allowance	15	208
With An Allowance Recorded [Member] | Agriculture [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	41	138
Interest Income Recognized	2	4
Recorded Investment	33	55
Unpaid Principal Balance	33	71
Related Allowance	33	43
With An Allowance Recorded [Member] | Consumer Installment Loans [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	12	22
Interest Income Recognized	'	2
Recorded Investment	'	22
Unpaid Principal Balance	'	22
Related Allowance	'	3
With An Allowance Recorded [Member] | All Other Loans [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	'	'
Interest Income Recognized	'	'
Recorded Investment	'	'
Unpaid Principal Balance	'	'
Related Allowance	'	'
Real Estate [Member] | With No Related Allowance Recorded [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	11,038	16,270
Interest Income Recognized	140	300
Recorded Investment	8,246	9,807
Unpaid Principal Balance	9,569	10,276
Real Estate [Member] | With No Related Allowance Recorded [Member] | Construction And Land Development [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	306	2,246
Interest Income Recognized	8	26
Recorded Investment	379	336
Unpaid Principal Balance	379	345
Real Estate [Member] | With No Related Allowance Recorded [Member] | Residential 1-4 Family [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	2,888	4,276
Interest Income Recognized	132	126
Recorded Investment	3,479	2,557
Unpaid Principal Balance	3,592	2,727
Real Estate [Member] | With No Related Allowance Recorded [Member] | Multifamily [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	354	652
Interest Income Recognized	20	16
Recorded Investment	442	326
Unpaid Principal Balance	483	326
Real Estate [Member] | With No Related Allowance Recorded [Member] | Farmland [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	5,288	4,260
Interest Income Recognized	100	166
Recorded Investment	6,209	2,533
Unpaid Principal Balance	7,012	2,670
Real Estate [Member] | With An Allowance Recorded [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	6,794	12,080
Interest Income Recognized	76	441
Recorded Investment	3,962	12,092
Unpaid Principal Balance	4,325	13,924
Related Allowance	991	1,942
Real Estate [Member] | With An Allowance Recorded [Member] | Construction And Land Development [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	556	492
Interest Income Recognized	11	9
Recorded Investment	307	554
Unpaid Principal Balance	358	640
Related Allowance	92	138
Real Estate [Member] | With An Allowance Recorded [Member] | Residential 1-4 Family [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	4,667	3,980
Interest Income Recognized	110	260
Recorded Investment	3,073	5,458
Unpaid Principal Balance	3,284	5,824
Related Allowance	565	1,180
Real Estate [Member] | With An Allowance Recorded [Member] | Multifamily [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	307	561
Interest Income Recognized	12	17
Recorded Investment	262	268
Unpaid Principal Balance	262	268
Related Allowance	32	39
Real Estate [Member] | With An Allowance Recorded [Member] | Farmland [Member]	'	'
Loans [Line Items]	'	'
Average Recorded Investment	2,940	4,116
Interest Income Recognized	45	114
Recorded Investment	1,179	6,109
Unpaid Principal Balance	1,190	6,797
Related Allowance	$396	$653

Loans_Summary_Of_Age_Analysis_

Loans (Summary Of Age Analysis Of Past Due Loans Receivable) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	$9,608	$16,370
Loans 60-89 Days Past Due	1,771	3,625
Loans 90 or More Days Past Due	7,877	10,702
Total Past Due Loans	19,256	30,697
Current Loans	444,686	462,326
Total loans	463,942	493,023
Accruing Loans 90 or More Days Past Due	'	1
Commercial [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	41	135
Loans 60-89 Days Past Due	27	14
Loans 90 or More Days Past Due	160	902
Total Past Due Loans	228	1,051
Current Loans	20,670	23,904
Total loans	20,898	24,955
Agriculture [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	'	26
Loans 60-89 Days Past Due	'	20
Loans 90 or More Days Past Due	17	13
Total Past Due Loans	17	59
Current Loans	3,391	3,659
Total loans	3,408	3,718
Consumer Installment Loans [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	146	241
Loans 60-89 Days Past Due	16	48
Loans 90 or More Days Past Due	'	8
Total Past Due Loans	162	297
Current Loans	26,396	25,758
Total loans	26,558	26,055
All Other Loans [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	13	11
Loans 60-89 Days Past Due	4	7
Loans 90 or More Days Past Due	'	1
Total Past Due Loans	17	19
Current Loans	91	120
Total loans	108	139
Accruing Loans 90 or More Days Past Due	'	1
Real Estate [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	9,408	15,957
Loans 60-89 Days Past Due	1,724	3,536
Loans 90 or More Days Past Due	7,700	9,778
Total Past Due Loans	18,832	29,271
Current Loans	394,138	408,885
Total loans	412,970	438,156
Real Estate [Member] | Commercial [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	2,337	7,192
Loans 60-89 Days Past Due	456	1,713
Loans 90 or More Days Past Due	5,089	4,174
Total Past Due Loans	7,882	13,079
Current Loans	105,883	113,095
Total loans	113,765	126,174
Real Estate [Member] | Construction And Land Development [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	12	505
Loans 60-89 Days Past Due	'	183
Loans 90 or More Days Past Due	243	347
Total Past Due Loans	255	1,035
Current Loans	15,018	21,386
Total loans	15,273	22,421
Real Estate [Member] | Residential 1-4 Family [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	5,958	6,391
Loans 60-89 Days Past Due	1,238	1,067
Loans 90 or More Days Past Due	1,993	1,271
Total Past Due Loans	9,189	8,729
Current Loans	237,276	240,458
Total loans	246,465	249,187
Real Estate [Member] | Multifamily [Member]	'	'
Loans [Line Items]	'	'
Loans 60-89 Days Past Due	'	436
Total Past Due Loans	'	436
Current Loans	11,684	11,046
Total loans	11,684	11,482
Real Estate [Member] | Farmland [Member]	'	'
Loans [Line Items]	'	'
Loans 30-59 Days Past Due	1,101	1,869
Loans 60-89 Days Past Due	30	137
Loans 90 or More Days Past Due	375	3,986
Total Past Due Loans	1,506	5,992
Current Loans	24,277	22,900
Total loans	$25,783	$28,892

Loans_Summary_Of_Risk_Category

Loans (Summary Of Risk Category Of Loans Receivable) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	$463,942	$493,023
Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	412,970	438,156
Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	417,128	437,969
Pass [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	370,035	385,110
Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	15,590	9,931
Special Mention [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	12,796	9,286
Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	31,224	44,893
Substandard [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	30,139	43,559
Doubtful [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	230
Doubtful [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	201
Commercial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	20,898	24,955
Commercial [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	113,765	126,174
Commercial [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	17,210	23,258
Commercial [Member] | Pass [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	94,542	100,403
Commercial [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	2,794	634
Commercial [Member] | Special Mention [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	8,117	4,586
Commercial [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	894	1,034
Commercial [Member] | Substandard [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	11,106	21,185
Commercial [Member] | Doubtful [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	29
Construction And Land Development [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	15,273	22,421
Construction And Land Development [Member] | Pass [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	12,355	19,138
Construction And Land Development [Member] | Special Mention [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	2,078	2,107
Construction And Land Development [Member] | Substandard [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	840	1,176
Residential 1-4 Family [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	246,465	249,187
Residential 1-4 Family [Member] | Pass [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	233,740	234,857
Residential 1-4 Family [Member] | Special Mention [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	2,321	1,916
Residential 1-4 Family [Member] | Substandard [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	10,404	12,213
Residential 1-4 Family [Member] | Doubtful [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	201
Multifamily [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	11,684	11,482
Multifamily [Member] | Pass [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	11,221	10,777
Multifamily [Member] | Special Mention [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	266
Multifamily [Member] | Substandard [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	463	439
Farmland [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	25,783	28,892
Farmland [Member] | Pass [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	18,177	19,935
Farmland [Member] | Special Mention [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	280	411
Farmland [Member] | Substandard [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	7,326	8,546
Agriculture [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	3,408	3,718
Agriculture [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	3,328	3,583
Agriculture [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	11
Agriculture [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	80	124
Consumer Installment Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	26,558	26,055
Consumer Installment Loans [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	26,447	25,879
Consumer Installment Loans [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	111	176
All Other Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	108	139
All Other Loans [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	$108	$139

Allowance_For_Loan_Losses_Summ

Allowance For Loan Losses (Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	$13,080	$16,810
Charge Offs	-3,540	-6,044
Recoveries	914	1,764
Advances	'	'
Provision	'	550
Balance, End of period	10,454	13,080
Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	11,060	13,562
Charge Offs	-3,421	-5,015
Recoveries	863	1,535
Advances	'	'
Provision	-162	978
Balance, End of period	8,340	11,060
Commercial [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	1,147	1,772
Charge Offs	-47	-513
Recoveries	25	50
Advances	'	'
Provision	-528	-162
Balance, End of period	597	1,147
Commercial [Member] | Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	5,203	6,720
Charge Offs	-1,582	-2,811
Recoveries	215	439
Advances	'	'
Provision	39	855
Balance, End of period	3,875	5,203
Construction And Land Development [Member] | Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	1,184	2,166
Charge Offs	-104	-312
Recoveries	13	452
Advances	'	'
Provision	-814	-1,122
Balance, End of period	279	1,184
Residential 1-4 Family [Member] | Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	3,316	3,050
Charge Offs	-910	-1,143
Recoveries	115	576
Advances	'	'
Provision	566	833
Balance, End of period	3,087	3,316
Multifamily [Member] | Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	133	552
Charge Offs	-41	'
Advances	'	'
Provision	67	-419
Balance, End of period	159	133
Farmland [Member] | Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	1,224	1,074
Charge Offs	-784	-749
Recoveries	520	68
Advances	'	'
Provision	-20	831
Balance, End of period	940	1,224
Agriculture [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	337	533
Charge Offs	-5	-363
Recoveries	'	51
Advances	'	'
Provision	-196	116
Balance, End of period	136	337
Consumer Installment Loans [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	153	388
Charge Offs	-67	-153
Recoveries	26	128
Advances	'	'
Provision	105	-210
Balance, End of period	217	153
All Other Loans [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	2	4
Advances	'	'
Provision	-1	-2
Balance, End of period	1	2
Unallocated [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Balance, beginning of year	381	551
Advances	'	'
Provision	782	-170
Balance, End of period	$1,163	$381

Allowance_For_Loan_Losses_Sche

Allowance For Loan Losses (Schedule Of Allocation Of Portion Of Allowance) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	$2,124	$4,206	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	8,330	8,874	'
Allowance for Loan Losses, Total	10,454	13,080	16,810
Recorded Investment in Loans, Individually Evaluated for Impairment	28,339	41,176	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	435,603	451,847	'
Recorded Investment in Loans, Total	463,942	493,023	'
Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	2,076	3,952	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	6,264	7,108	'
Allowance for Loan Losses, Total	8,340	11,060	13,562
Recorded Investment in Loans, Individually Evaluated for Impairment	27,538	40,040	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	385,432	398,116	'
Recorded Investment in Loans, Total	412,970	438,156	'
Commercial [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	15	208	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	582	939	'
Allowance for Loan Losses, Total	597	1,147	1,772
Recorded Investment in Loans, Individually Evaluated for Impairment	690	987	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	20,208	23,968	'
Recorded Investment in Loans, Total	20,898	24,955	'
Commercial [Member] | Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	991	1,942	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,884	3,261	'
Allowance for Loan Losses, Total	3,875	5,203	6,720
Recorded Investment in Loans, Individually Evaluated for Impairment	12,208	21,899	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	101,557	104,275	'
Recorded Investment in Loans, Total	113,765	126,174	'
Construction And Land Development [Member] | Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	92	138	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	187	1,046	'
Allowance for Loan Losses, Total	279	1,184	2,166
Recorded Investment in Loans, Individually Evaluated for Impairment	686	890	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	14,587	21,531	'
Recorded Investment in Loans, Total	15,273	22,421	'
Residential 1-4 Family [Member] | Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	565	1,180	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,522	2,136	'
Allowance for Loan Losses, Total	3,087	3,316	3,050
Recorded Investment in Loans, Individually Evaluated for Impairment	6,552	8,015	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	239,913	241,172	'
Recorded Investment in Loans, Total	246,465	249,187	'
Multifamily [Member] | Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	32	39	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	127	94	'
Allowance for Loan Losses, Total	159	133	552
Recorded Investment in Loans, Individually Evaluated for Impairment	704	594	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	10,980	10,888	'
Recorded Investment in Loans, Total	11,684	11,482	'
Farmland [Member] | Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	396	653	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	544	571	'
Allowance for Loan Losses, Total	940	1,224	1,074
Recorded Investment in Loans, Individually Evaluated for Impairment	7,388	8,642	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	18,395	20,250	'
Recorded Investment in Loans, Total	25,783	28,892	'
Agriculture [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	33	43	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	103	294	'
Allowance for Loan Losses, Total	136	337	533
Recorded Investment in Loans, Individually Evaluated for Impairment	94	115	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	3,314	3,603	'
Recorded Investment in Loans, Total	3,408	3,718	'
Consumer Installment Loans [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	'	3	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	217	150	'
Allowance for Loan Losses, Total	217	153	388
Recorded Investment in Loans, Individually Evaluated for Impairment	17	34	'
Recorded Investment in Loans, Collectively Evaluated for Impairment	26,541	26,021	'
Recorded Investment in Loans, Total	26,558	26,055	'
All Other Loans [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	1	2	'
Allowance for Loan Losses, Total	1	2	4
Recorded Investment in Loans, Collectively Evaluated for Impairment	108	139	'
Recorded Investment in Loans, Total	108	139	'
Unallocated [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,163	381	'
Allowance for Loan Losses, Total	$1,163	$381	$551

Troubled_Debt_Restructurings_N

Troubled Debt Restructurings (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
	loan	loan	loan	loan	Troubled Debt Restructurings [Member]	Troubled Debt Restructurings [Member]	Troubled Debt Restructurings [Member]
					loan	loan
Financing Receivable, Modifications [Line Items]	'	'	'	'	'	'	'
Modified loans	2	1	2	4	'	4	'
Number of loans with modified terms	'	'	'	'	'	1	'
Number of loans with lowered interest rate	'	'	'	'	1	'	'
Number of loans with modified terms and lowered interest rate	'	'	'	'	'	2	'
Period loan is considered to be in default, days	'	'	'90 days	'	'	'	'
Total TDRs	'	'	'	'	$9.40	'	$12.30

Troubled_Debt_Restructurings_S

Troubled Debt Restructurings (Schedule Of Loans Modified As Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
	loan	loan	loan	loan
Financing Receivable, Modifications [Line Items]	'	'	'	'
# of Loans	2	1	2	4
Pre-Mod. Recorded Investment	$596	$136	$596	$489
Post-Mod. Recorded Investment	596	135	596	468
Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
# of Loans	'	'	'	1
Pre-Mod. Recorded Investment	'	'	'	51
Post-Mod. Recorded Investment	'	'	'	32
Consumer Installment Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
# of Loans	'	'	'	1
Pre-Mod. Recorded Investment	'	'	'	14
Post-Mod. Recorded Investment	'	'	'	14
Real Estate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
# of Loans	'	'	2	2
Pre-Mod. Recorded Investment	'	'	596	424
Post-Mod. Recorded Investment	'	'	596	422
Real Estate [Member] | Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
# of Loans	'	'	'	2
Pre-Mod. Recorded Investment	'	'	'	424
Post-Mod. Recorded Investment	'	'	'	422
Real Estate [Member] | Residential 1-4 Family [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
# of Loans	'	'	2	'
Pre-Mod. Recorded Investment	'	'	596	'
Post-Mod. Recorded Investment	'	'	$596	'

Earnings_Per_Share_Schedule_Of

Earnings Per Share (Schedule Of Anti-Dilutive Income Per Common Share) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share [Abstract]	'	'	'	'
Antidilutive potential common shares	2,630,086	2,698,828	2,630,086	2,698,828
Net income	$393	$447	$164	$1,539
Weighted average shares outstanding	21,872,293	21,871,170	21,872,293	21,870,240
Dilutive shares for stock options and warrants	'	'	'	'
Weighted average dilutive shares outstanding	21,872,293	21,871,170	21,872,293	21,870,240
Basic income per share	$0.02	$0.02	$0.01	$0.07
Diluted income per share	$0.02	$0.02	$0.01	$0.07

Trust_Preferred_Securities_And1

Trust Preferred Securities And Deferral Of Interest Payments (Details) (USD $)	9 Months Ended	12 Months Ended		9 Months Ended		9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013	Dec. 31, 2006	Sep. 30, 2014	Jul. 07, 2004	Sep. 30, 2014	Sep. 27, 2006
			item	NPB Capital Trust 1 [Member]	NPB Capital Trust 1 [Member]	NPB Capital Trust 2 [Member]	NPB Capital Trust 2 [Member]
Debt Instrument [Line Items]	'	'	'	'	'	'	'
Issuance of floating rate trust preferred securities	'	'	'	'	$11.30	'	$5.20
Number of branch banks acquired	'	'	2	'	'	'	'
Interest rate terms, spread over reference rate	'	'	'	2.60%	'	1.77%	'
Interest rate	'	'	'	2.83%	'	2.00%	'
Securities Maturity	'30 years	'	'	'	'	'	'
Minimum redemption period	'5 years	'	'	'	'	'	'
Maximum interest and penalty payment deferral period	'60 months	'	'	'	'	'	'
Deferral period for dividends on trust preferred securities	'60 months	'	'	'	'	'	'
Dividends in arrears	$2.30	$2	'	'	'	'	'

Fair_Values_Narrative_Details

Fair Values (Narrative) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Fair Values [Abstract]	'	'
Investment securities, available for sale	$97,063,000	$79,126,000
Aggregate carrying amounts of impaired loans	26,200,000	37,000,000
Aggregate carrying amount of foreclosed assets	$13,500,000	$15,900,000

Fair_Values_Summary_Of_Assets_

Fair Values (Summary Of Assets And Liabilities Measured At Fair Value) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	97,063	79,126
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	39,756	52,823
Commercial [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Commercial [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Commercial [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	675	779
Commercial [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	11,217	19,957
Construction And Land Development [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Construction And Land Development [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	594	752
Residential 1-4 Family [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Residential 1-4 Family [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	5,987	6,835
Multifamily [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Multifamily [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	672	555
Farmland [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Farmland [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	6,992	7,989
Agriculture [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Agriculture [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	61	72
Consumer Installment Loans [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Consumer Installment Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	17	31
All Other Loans [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Recurring Basis [Member] | U.S. Government Agencies [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Recurring Basis [Member] | U.S. Government Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	40,645	38,601
Recurring Basis [Member] | Taxable Municipals [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Recurring Basis [Member] | Taxable Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	288	'
Recurring Basis [Member] | Mortgage Backed Securities [Member] | Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Recurring Basis [Member] | Mortgage Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	56,130	40,525
Non-Recurring Basis [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Other Real Estate Owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Non-Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other Real Estate Owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	$13,541	$15,853

Fair_Values_Schedule_Of_Signif

Fair Values (Schedule Of Significant Unobservable Inputs In Level 3 Assets ) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
Impaired Loans [Member]	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'
Fair Value	$26,215
Valuation Technique	'Appraised Value/Discounted Cash Flows/Market Value of Note
Significant Unobservable Inputs	'Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell
General Range of Significant Unobservable Input Values, Minimum Discount Rate	0.00%
General Range of Significant Unobservable Input Values, Maximum Discount Rate	18.00%
Other Real Estate Owned [Member]	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'
Fair Value	$13,541
Valuation Technique	'Appraised Value/Comparable Sales/Other Estimates from Independent Sources
Significant Unobservable Inputs	'Discounts to reflect current market conditions and estimated costs to sell
General Range of Significant Unobservable Input Values, Minimum Discount Rate	0.00%
General Range of Significant Unobservable Input Values, Maximum Discount Rate	18.00%

Fair_Values_Estimated_Fair_Val

Fair Values (Estimated Fair Value Of Financial Instruments) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	$453,488	$479,943
Time deposits	314,138	346,991
Carrying Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	453,488	479,943
Time deposits	314,138	346,991
FHLB advances	4,458	5,358
Fair Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	455,828	482,285
Time deposits	315,544	348,944
FHLB advances	4,458	5,358
Quoted Market Price In Active Markets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	'	'
Time deposits	'	'
FHLB advances	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	429,613	445,315
Time deposits	315,544	348,944
FHLB advances	4,458	5,358
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Net Loans	$26,215	$36,970

Capital_Injections_And_Exercis1

Capital Injections And Exercise Of Common Stock Warrants (Details) (USD $)	9 Months Ended	0 Months Ended		1 Months Ended	0 Months Ended
	Sep. 30, 2013	Oct. 09, 2014	Sep. 29, 2014	Oct. 31, 2014	Oct. 09, 2014
		New Peoples Bank, Inc. [Member]	New Peoples Bank, Inc. [Member]	Subsequent Event [Member]	Subsequent Event [Member]
				New Peoples Bankshares, Inc [Member]	New Peoples Bank, Inc. [Member]
Subsequent Event [Line Items]	'	'	'	'	'
Capital injected	'	$1,250,000	$500,000	'	$1,750,000
Common stock warrants	'	'	'	1,006,261	'
Exercise price of common stock warrants	'	'	'	1.75	'
Exercise of common stock warrants	$14,000	'	'	$1,761,000	'

Subsequent_Events_Details

Subsequent Events (Details) (Subsequent Event [Member], USD $)	1 Months Ended
In Millions, unless otherwise specified	Oct. 31, 2014
	item
Subsequent Event [Member]	'
Subsequent Event [Line Items]	'
Number of branch locations closed	4
Branch bank closings, book value	$3.70