New Peoples Bankshares (NWPP) 10-Q15 May 152015 Q1 Quarterly reportFinancial data

Company Profile

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
Document And Entity Information	Mar. 31, 2015	14-May-14
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Registrant Name	NEW PEOPLES BANKSHARES INC
Entity Central Index Key	1163389
Current Fiscal Year End Date	-19
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		22,878,654

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
INTEREST AND DIVIDEND INCOME
Loans including fees	$5,781	$6,388
Federal funds sold	1	1
Interest-earning deposits with banks	26	38
Investments	426	342
Dividends on equity securities (restricted)	32	31
Total Interest and Dividend Income	6,266	6,800
INTEREST EXPENSE
Demand	9	9
Savings	41	49
Time deposits below $100,000	387	491
Time deposits above $100,000	271	339
FHLB Advances	40	53
Trust Preferred Securities	108	116
Total Interest Expense	856	1,057
NET INTEREST INCOME	5,410	5,743
PROVISION FOR LOAN LOSSES
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,410	5,743
NONINTEREST INCOME
Service charges	536	504
Fees, commissions and other income	714	929
Insurance and investment fees	124	86
Net realized gains on sale of investment securities	35	3
Life insurance investment income	35	17
Total Noninterest Income	1,444	1,539
NONINTEREST EXPENSES
Salaries and employee benefits	2,942	3,234
Occupancy and equipment expense	942	1,011
Advertising and public relations	57	117
Data processing and telecommunications	499	565
FDIC insurance premiums	218	374
Other real estate owned and repossessed vehicles, net	359	776
Other operating expenses	1,212	1,278
Total Noninterest Expenses	6,229	7,355
INCOME (LOSS) BEFORE INCOME TAXES	625	-73
INCOME TAX EXPENSE (BENEFIT)	3	-1
NET INCOME (LOSS)	$622	($72)
Income (Loss) Per Share
Basic	$0.03	$0
Fully Diluted	$0.03	$0
Average Weighted Shares of Common Stock
Basic	22,878,654	21,872,293
Fully Diluted	22,878,654	21,872,293

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Statement Of Other Comprehensive Income [Abstract]
NET INCOME (LOSS)	$622	($72)
Investment Securities Activity
Unrealized gains (losses) arising during the period	626	363
Tax related to unrealized gains (losses)	-213	-123
Reclassification of realized (gains) losses during the period	-35	-3
Tax related to realized (gains) losses	12	1
TOTAL OTHER COMPREHENSIVE INCOME	390	238
TOTAL COMPREHENSIVE INCOME	$1,012	$166

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$18,796	$14,622
Interest-bearing deposits with banks	33,317	20,933
Federal funds sold	5	5
Total Cash and Cash Equivalents	52,118	35,560
Investment securities available-for-sale	100,133	100,069
Loans receivable	449,929	457,549
Allowance for loan losses	-8,960	-9,922
Net Loans	440,969	447,627
Bank premises and equipment, net	28,570	28,766
Equity securities (restricted)	2,376	2,369
Other real estate owned	14,837	15,049
Accrued interest receivable	1,797	1,975
Life insurance investments	12,303	12,268
Deferred taxes, net	4,787	4,988
Other assets	2,240	2,413
Total Assets	660,130	651,084
Demand deposits:
Noninterest bearing	152,814	143,950
Interest-bearing	31,129	29,567
Savings deposits	117,984	111,701
Time deposits	291,397	299,974
Total Deposits	593,324	585,192
Federal Home Loan Bank advances	3,858	4,158
Accrued interest payable	346	266
Accrued expenses and other liabilities	2,243	2,121
Trust preferred securities	16,496	16,496
Total Liabilities	616,267	608,233
Commitments and contingencies
STOCKHOLDERS' EQUITY
Common stock $2.00 par value; 50,000,000 shares authorized; 22,878,654 shares issued and outstanding	45,757	45,757
Common stock warrants	1,176	1,176
Additional paid-in-capital	13,672	13,672
Retained deficit	-17,063	-17,685
Accumulated other comprehensive income (loss)	321	-69
Total Stockholders' Equity	43,863	42,851
Total Liabilities and Stockholders' Equity	$660,130	$651,084

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Consolidated Balance Sheets [Abstract]
Common stock, par value	$2	$2
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	22,878,654	22,878,654
Common stock, shares outstanding	22,878,654	22,878,654

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholders' Equity (USD $)	Common Stock [Member]	Common Stock Warrants [Member]	Additional Paid-In Capital [Member]	Retained Earnings (Deficit) [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data	Common Stock [Member]	Common Stock Warrants [Member]	Additional Paid-In Capital [Member]	Retained Earnings (Deficit) [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2013	$43,745	$2,050	$13,050	($17,925)	($960)	$39,960
Balance, Shares at Dec. 31, 2013	21,872,000
NET INCOME				-72		-72
Other comprehensive income, net of tax					238	238
Balance at Mar. 31, 2014	43,745	2,050	13,050	-17,997	-722	40,126
Balance, Shares at Mar. 31, 2014	21,872,000
Balance at Dec. 31, 2014	45,757	1,176	13,672	-17,685	-69	42,851
Balance, Shares at Dec. 31, 2014	22,878,000					22,878,654
NET INCOME				622		622
Other comprehensive income, net of tax					390	390
Balance at Mar. 31, 2015	$45,757	$1,176	$13,672	($17,063)	$321	$43,863
Balance, Shares at Mar. 31, 2015	22,878,000					22,878,654

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$622	($72)
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	535	560
Provision for loan losses
Income (less expenses) on life insurance	-35	-17
Gain on sale of securities available-for-sale	-35	-3
(Gain) loss on sale of premises and equipment		-33
Loss on sale of foreclosed real estate	5	33
Adjustment of carrying value of foreclosed real estate	134	465
Accretion of bond premiums/discounts	270	242
Amortization of core deposit intangible		8
Net change in:
Interest receivable	178	323
Other assets	173	-619
Accrued interest payable	80	94
Accrued expenses and other liabilities	122	615
Net Cash Provided by Operating Activities	2,049	1,596
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease in loans	6,336	9,131
Purchase of securities available-for-sale	-10,765	-15,166
Proceeds from sale and maturities of securities available-for-sale	11,057	13,266
Sale of Federal Home Loan Bank stock	30	247
Purchase of Federal Reserve Bank stock	-37
Payments for the purchase of premises and equipment	-339	-503
Payments for the purchase of other real estate owned	-5
Proceeds from sales of premises and equipment		399
Proceeds from sales of other real estate owned	400	759
Net Cash Provided by Investing Activities	6,677	8,133
CASH FLOWS FROM FINANCING ACTIVITIES
Repayments to Federal Home Loan Bank	-300	-300
Net change in:
Demand deposits	10,426	9,869
Savings deposits	6,283	8,583
Time deposits	-8,577	-7,237
Net Cash Used in Financing Activities	7,832	10,915
Net increase in cash and cash equivalents	16,558	20,644
Cash and Cash Equivalents, Beginning of Period	35,560	54,680
Cash and Cash Equivalents, End of Period	52,118	75,324
Supplemental Disclosure of Cash Paid During the Period for:
Interest	776	963
Taxes
Supplemental Disclosure of Non Cash Transactions:
Other real estate acquired in settlement of foreclosed loans	367	620
Loans made to finance sale of foreclosed real estate	$45	$359

Nature_Of_Operations

Nature Of Operations	3 Months Ended
Nature Of Operations	Mar. 31, 2015
Nature Of Operations [Abstract]
Nature Of Operations	NOTE 1 NATURE OF OPERATIONS:

	New Peoples Bankshares, Inc. (“The Company”) is a bank holding company whose principal activity is the ownership and management of a community bank. New Peoples Bank, Inc. (“Bank”) was organized and incorporated under the laws of the Commonwealth of Virginia on December 9, 1997. The Bank commenced operations on October 28, 1998, after receiving regulatory approval. As a state-chartered member bank, the Bank is subject to regulation by the Virginia Bureau of Financial Institutions, the Federal Deposit Insurance Corporation and the Federal Reserve Bank. The Bank provides general banking services to individuals, small and medium size businesses and the professional community of southwestern Virginia, southern West Virginia, and eastern Tennessee. On June 9, 2003, the Company formed two wholly-owned subsidiaries; NPB Financial Services, Inc. and NPB Web Services, Inc. On July 7, 2004 the Company established NPB Capital Trust I for the purpose of issuing trust preferred securities. On September 27, 2006, the Company established NPB Capital Trust 2 for the purpose of issuing additional trust preferred securities. NPB Financial Services, Inc. was a subsidiary of the Company until January 1, 2009 when it became a subsidiary of the Bank. In June 2012 the name of NPB Financial Services, Inc. was changed to NPB Insurance Services, Inc. which operates solely as an insurance agency.

Accounting_Principles

Accounting Principles	3 Months Ended
Accounting Principles	Mar. 31, 2015
Accounting Principles [Abstract]
Accounting Principles	NOTE 2 ACCOUNTING PRINCIPLES:

	These consolidated financial statements conform to U. S. generally accepted accounting principles and to general industry practices. In the opinion of management, the accompanying consolidated financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the Company’s financial position at March 31, 2015 and December 31, 2014, and the results of operations for the three-month periods ended March 31, 2015 and 2014. The notes included herein should be read in conjunction with the notes to the consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. The results of operations for the three month periods ended March 31, 2015 and 2014 are not necessarily indicative of the results to be expected for the full year.

	The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The determination of the adequacy of the allowance for loan losses and the determination of the deferred tax asset and related valuation allowance are based on estimates that are particularly susceptible to significant changes in the economic environment and market conditions.

Formal_Written_Agreement

Formal Written Agreement	3 Months Ended
Formal Written Agreement	Mar. 31, 2015
Formal Written Agreement [Abstract]
Formal Written Agreement	NOTE 3 FORMAL WRITTEN AGREEMENT:
	Effective July 29, 2010, the Company and the Bank entered into a written agreement (the “Written Agreement”) with the Federal Reserve Bank of Richmond (“Reserve Bank”) and the Virginia State Corporation Commission Bureau of Financial Institutions (the “Bureau”). At March 31, 2015, we believe we have not yet achieved full compliance with the Written Agreement but we have made progress in our compliance efforts under the Written Agreement and all of the written plans required to date, as discussed in the following paragraphs, have been submitted on a timely basis.

	Under the terms of the Written Agreement, the Bank agreed to develop and submit for approval within specified time periods written plans to: (a) strengthen board oversight of management and the Bank’s operation; (b) if appropriate after review, to strengthen the Bank’s management and board governance; (c) strengthen credit risk management policies; (d) enhance lending and credit administration; (e) enhance the Bank’s management of commercial real estate concentrations; (f) conduct ongoing review and grading of the Bank’s loan portfolio; (g) improve the Bank’s position with respect to loans, relationships, or other assets in excess of $1 million which are now or in the future become past due more than 90 days, which are on the Bank’s problem loan list, or which are adversely classified in any report of examination of the Bank; (h) review and revise, as appropriate, current policy and maintain sound processes for maintaining an adequate allowance for loan and lease losses; (i) enhance management of the Bank’s liquidity position and funds management practices; (j) revise its contingency funding plan; (k) revise its strategic plan; and (l) enhance the Bank’s anti-money laundering and related activities.
	In addition, the Bank agreed that it will: (a) not extend, renew, or restructure any credit that has been criticized by the Reserve Bank or the Bureau absent prior board of directors approval in accordance with the restrictions in the Written Agreement; (b) eliminate all assets or portions of assets classified as “loss” and thereafter charge off all assets classified as “loss” in a federal or state report of examination, unless otherwise approved by the Reserve Bank.
	Under the terms of the Written Agreement, both the Company and the Bank agreed to submit capital plans to maintain sufficient capital at the Company, on a consolidated basis, and the Bank, on a stand-alone basis, and to refrain from declaring or paying dividends without prior regulatory approval. The Company agreed that it will not take any other form of payment representing a reduction in the Bank’s capital or make any distributions of interest, principal, or other sums on subordinated debentures or trust preferred securities without prior regulatory approval. The Company may not incur, increase or guarantee any debt without prior regulatory approval and has agreed not to purchase or redeem any shares of its stock without prior regulatory approval.

	Under the terms of the Written Agreement, the Company and the Bank appointed a committee to monitor compliance with the Written Agreement. The directors of the Company and the Bank recognized and unanimously agree with the common goal of financial soundness represented by the Written Agreement and have confirmed the intent of the directors and executive management to diligently seek to comply with all requirements of the Written Agreement.

Capital

Capital	3 Months Ended
Capital	Mar. 31, 2015
Capital [Abstract]
Capital	NOTE 4 CAPITAL:

	Capital Requirements and Ratios

	The Company and the Bank are subject to various capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and, possibly, additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Prompt corrective action provisions are not applicable to bank holding companies.

	Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier 1 capital (as defined) to risk-weighted assets (as defined), Tier 1 capital (as defined) to average assets (as defined), and Common Equity Tier 1 capital (as defined) to risk-weighted assets (as defined). Management believes that, as of March 31, 2015, the Company and the Bank meet all capital adequacy requirements to which they are subject. The Company’s and the Bank’s actual capital amounts and ratios are presented in the following table as of March 31, 2015 and December 31, 2014, respectively. The March 31, 2015 ratios comply with Federal Reserve rules to align with the Basel III Capital requirements effective January 1, 2015.


			Actual		Minimum Capital Requirement			Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
	(Dollars are in thousands)	Amount		Ratio	Amount	Ratio		Amount	Ratio
	March 31, 2015:
	Total Capital to Risk Weighted Assets:
	The Company	$	63,974	16.61%	$ 30,804	8.0%	$	N/A	N/A
	The Bank		63,348	16.44%	30,831	8.0%		38,538	10.0%
	Tier 1 Capital to Risk Weighted Assets:
	The Company		57,623	14.97%	23,103	6.0%		N/A	N/A
	The Bank		58,480	15.17%	23,123	6.0%		30,831	8.0%
	Tier 1 Capital to Average Assets:
	The Company		57,623	8.75%	26,342	4.0%		N/A	N/A
	The Bank		58,480	8.88%	26,350	4.0%		32,937	5.0%
	Common Equity Tier 1 Capital
	to Risk Weighted Assets:
	The Company		43,109	11.20%	17,327	4.5%		N/A	N/A
	The Bank		58,480	15.17%	17,342	4.5%		25,050	6.5%


	December 31, 2014:
	Total Capital to Risk Weighted Assets:
	The Company	$	59,816	15.98%	$	8.0%	$	N/A	N/A
	The Company	$	59,816	15.98%	29,948	8.0%	$	N/A	N/A
	The Bank		58,869	15.73%	29,938	8.0%		37,422	10.0%
	Tier 1 Capital to Risk Weighted Assets:
	The Company		53,379	14.26%	14,974	4.0%		N/A	N/A
	The Bank		54,127	14.46%	14,969	4.0%		22,453	6.0%
	Tier 1 Capital to Average Assets:
	The Company		53,379	8.07%	26,453	4.0%		N/A	N/A
	The Bank		54,127	8.19%	26,447	4.0%		33,058	5.0%

	As of March 31, 2015, the Bank was well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, an institution must maintain minimum total risk-based, Tier 1 risk-based, Tier 1 leverage, and Common Equity Tier 1 ratios as set forth in the above tables. There are no conditions or events since the notification that management believes have changed the Company’s and Bank’s category.

Investment_Securities

Investment Securities	3 Months Ended
Investment Securities	Mar. 31, 2015
Investment Securities [Abstract]
Investment Securities	NOTE 5 INVESTMENT SECURITIES:

	The amortized cost and estimated fair value of securities (all available-for-sale (“AFS”)) are as follows:


					Gross		Gross		Approximate
			Amortized		Unrealized		Unrealized		Fair
	(Dollars are in thousands)		Cost		Gains		Losses		Value
	31-Mar-15
	U.S. Government Agencies	$	43,732	$	375	$	141	$	43,966
	Taxable municipals		290	-		2		288
	Corporate bonds		940	-		6		934
	Mortgage backed securities		54,685	378		118		54,945
	Total Securities AFS	$	99,647	$	753	$	267	$	100,133

	31-Dec-14
	U.S. Government Agencies	$	43,985	$	332	$	247	$	44,070
	Taxable municipals		293	-		5		288
	Corporate bonds		-	-		-		-
	Mortgage backed securities		55,896	144		329		55,711
	Total Securities AFS	$	100,174	$	476	$	581	$	100,069

	The following table details unrealized losses and related fair values in the available-for-sale portfolio. This information is aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of March 31, 2015 and December 31, 2014.

			Less than 12 Months				12 Months or More				Total
			Fair Value		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars are in thousands)		Fair Value		Losses		Value		Losses		Value		Losses
	31-Mar-15
	U.S. Government Agencies	$	5,907	$	35	$	8,335	$	106	$	14,242	$	141
	Taxable municipals		288		2		-		-		288		2
	Corporate bonds		934		6		-		-		934		6
	Mtg. backed securities		8,335		44		8,124		74		16,459		118
	Total Securities AFS	$	15,464	$	87	$	16,459	$	180	$	31,923	$	267

	31-Dec-14
	U.S. Government Agencies	$	7,408	$	38	$	12,965	$	209	$	20,373	$	247
	Taxable municipals		288		5		-		-		288		5
	Mtg. backed securities		21,083		179		11,622		150		32,705		329
	Total Securities AFS	$	28,779	$	222	$	24,587	$	359	$	53,366	$	581

	At March 31, 2015, the available-for-sale portfolio included fifty-two investments for which the fair market value was less than amortized cost. At December 31, 2014, the available-for-sale portfolio included eighty four investments for which the fair market value was less than amortized cost. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial conditions and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Based on the Company’s analysis, the Company concluded that no securities had an other-than-temporary impairment.

	The amortized cost and fair value of investment securities at March 31, 2015, by contractual maturity, are shown in the following schedule. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

							Weighted
	(Dollars are in thousands)		Amortized		Fair		Average
	Securities Available-for-Sale		Cost		Value		Yield
	Due in one year or less	$	178	$	178		1.51%
	Due after one year through five years	2,608		2,632		1.40%
	Due after five years through fifteen years		12,515		12,567		1.36%
	Due after fifteen years		84,346		84,756		1.92%
	Total	$	99,647	$	100,133		1.84%
	Investment securities with a carrying value of $16.1 million and $17.5 million at March 31, 2015 and December 31, 2014, were pledged as collateral to secure public deposits, overnight payment processing and for other purposes required by law.

	The Bank, as a member of the Federal Reserve Bank and the Federal Home Loan Bank, is required to hold stock in each. These equity securities are restricted from trading and are recorded at a cost of $2.4 million and $2.4 million as of March 31, 2015 and December 31, 2014, respectively.

Loans

Loans	3 Months Ended
Loans	Mar. 31, 2015
Loans [Abstract]
Loans	NOTE 6 LOANS:

	Loans receivable outstanding are summarized as follows:


	(Dollars are in thousands)		31-Mar-15		31-Dec-14
	Real estate secured:
	Commercial	$	106,512	$	108,062
	Construction and land development		14,285		15,439
	Residential 1-4 family		241,563		243,538
	Multifamily		13,908		14,409
	Farmland		24,594		25,252
	Total real estate loans		400,862		406,700
	Commercial		20,524		21,807
	Agriculture		3,023		3,117
	Consumer installment loans		25,434		25,828
	All other loans		86		97
	Total loans	$	449,929	$	457,549

	Loans receivable on nonaccrual status are summarized as follows:



	(Dollars are in thousands)		31-Mar-15		31-Dec-14
	Real estate secured:
	Commercial	$	5,449	$	6,222
	Construction and land development		564		332
	Residential 1-4 family		7,617		8,589
	Multifamily		902		118
	Farmland		5,575		5,982
	Total real estate loans		20,107		21,243
	Commercial		577		554
	Agriculture		15		18
	Consumer installment loans		23		46
	All other loans		-		-
	Total loans receivable on nonaccrual status	$	20,722	$	21,861

	Total interest income not recognized on nonaccrual loans for the three months ended March 31, 2015 and 2014 was $166 thousand and $254 thousand, respectively.




	The following table presents information concerning the Company’s investment in loans considered impaired as of March 31, 2015 and December 31, 2014:




			Average		Interest				Unpaid Principal Balance
	As of March 31, 2015		Recorded		Income		Recorded				Related
	(Dollars are in thousands)		Investment		Recognized		Investment				Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	4,314	$	24	$	4,642	$	6,101	$	-
	Construction and land development		15		-		14		14		-
	Residential 1-4 family		3,573		45		3,900		4,060		-
	Multifamily		652		-2		866		1,252		-
	Farmland		5,730		17		5,692		6,772		-
	Commercial		562		1		575		705		-
	Agriculture		52		1		52		52		-
	Consumer installment loans		14		-		12		12		-
	All other loans		-		-		-		-		-
	With an allowance recorded:
	Real estate secured:
	Commercial		3,676		22		2,834		3,050		943
Construction and land development		381		-		458		701		242
Residential 1-4 family		2,426		28		2,278		2,488		275
Multifamily		57		-		-		-		-
Farmland		1,103		13		1,102		1,114		341
Commercial		84		1		93		93		45
Agriculture		29		-		27		27		27
Consumer installment loans		26		1		52		52		2
All other loans		-		-		-		-		-
Total	$	22,694	$	151	$	22,597	$	26,493	$	1,875

		Average		Interest				Unpaid Principal Balance
As of December 31, 2014		Recorded		Income		Recorded				Related
(Dollars are in thousands)		Investment		Recognized		Investment				Allowance
With no related allowance recorded:
Real estate secured:
Commercial	$	9,628	$	128	$	3,986	$	5,166	$	-
Construction and land development		248		1		15		15		-
Residential 1-4 family		2,959		177		3,245		3,471		-
Multifamily		370		26		438		479		-
Farmland		5,383		114		5,767		6,801		-
Commercial		421		-		548		674		-
Agriculture		62		4		52		52		-
Consumer installment loans		12		1		15		15		-
All other loans		-		-		-		-		-
With an allowance recorded:
Real estate secured:
Commercial		6,338		132		4,517		4,905		1,482
Construction and land development		505		14		303		355		88
Residential 1-4 family		4,248		126		2,573		2,852		347
Multifamily		268		7		113		113		15
Farmland		2,573		59		1,104		1,116		343
Commercial		407		4		74		74		26
Agriculture		39		2		30		30		30
Consumer installment loans		10		-		-		-		-
All other loans		-		-		-		-		-
Total	$	33,471	$	795	$	22,780	$	26,118	$	2,331


An age analysis of past due loans receivable was as follows:

														Accruing
						Loans								Loans
		Loans		Loans		90 or								90 or
		30-59		60-89		More		Total						More
		Days		Days		Days		Past						Days
As of March 31, 2015		Past		Past		Past		Due		Current		Total		Past
(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
Real estate secured:
Commercial	$	2,027	$	256	$	3,320	$	5,603	$	100,909	$	106,512	$	-
Construction and land		134		-		-		134		14,151		14,285		-
development		134		-		-		134		14,151		14,285		-
Residential 1-4 family		6,055		1,604		2,344		10,003		231,560		241,563		-
Multifamily		-		428		359		787		13,121		13,908		-
Farmland		599		29		1,600		2,228		22,366		24,594		-
Total real estate loans		8,815		2,317		7,623		18,755		382,107		400,862		-
Commercial		19		100		217		336		20,188		20,524		-
Agriculture		12		-		-		12		3,011		3,023		-
Consumer installment		75		64		15		154		25,280		25,434		-
Loans		75		64		15		154		25,280		25,434		-
All other loans		7		-		-		7		79		86		-
Total loans	$	8,928	$	2,481	$	7,855	$	19,264	$	430,665	$	449,929	$	-


														Accruing
						Loans								Loans
		Loans		Loans		90 or								90 or
		30-59		60-89		More		Total						More
		Days		Days		Days		Past						Days
As of December 31, 2014		Past		Past		Past		Due		Current		Total		Past
(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
Real estate secured:
Commercial	$	2,683	$	74	$	2,411	$	5,168	$	102,894	$	108,062	$	-
Construction and land		94		335		12		441		14,998		15,439		-
development		94		335		12		441		14,998		15,439		-
Residential 1-4 family		7,885		1,728		2,346		11,959		231,579		243,538		-
Multifamily		320		-		-		320		14,089		14,409		-
Farmland		661		453		-		1,114		24,138		25,252		-
Total real estate loans		11,643		2,590		4,769		19,002		387,698		406,700		-
Commercial		64		15		162		241		21,566		21,807		-
Agriculture		-		4		-		4		3,113		3,117		-
Consumer installment		153		19		21		193		25,635		25,828		-
Loans		153		19		21		193		25,635		25,828		-
All other loans		22		6		-		28		69		97		-
Total loans	$	11,882	$	2,634	$	4,952	$	19,468	$	438,081	$	457,549	$	-

The Company categorizes loans receivable into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans receivable as to credit risk. The Company uses the following definitions for risk ratings:

Pass - Loans in this category are considered to have a low likelihood of loss based on relevant information analyzed about the ability of the borrowers to service their debt and other factors.

Special Mention - Loans in this category are currently protected but are potentially weak, including adverse trends in borrower’s operations, credit quality or financial strength. Those loans constitute an undue and unwarranted credit risk but not to the point of justifying a substandard classification. The credit risk may be relatively minor yet constitute an unwarranted risk in light of the circumstances. Special mention loans have potential weaknesses which may, if not checked or corrected, weaken the loan or inadequately protect the Company’s credit position at some future date.

Substandard - A substandard loan is inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified as substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt; they are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.

Doubtful - Loans classified Doubtful have all the weaknesses inherent in loans classified as Substandard, plus the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable.

Based on the most recent analysis performed, the risk category of loans receivable was as follows:


As of March 31, 2015				Special
(Dollars are in thousands)		Pass		Mention		Substandard		Doubtful		Total
Real estate secured:
Commercial	$	92,133	$	7,933	$	6,446	$	-	$	106,512
Construction and land development		11,526		2,195		564		-		14,285
Residential 1-4 family		228,599		2,790		10,174		-		241,563
Multifamily		12,782		145		981		-		13,908
Farmland		17,562		270		6,762		-		24,594
Total real estate loans		362,602		13,333		24,927		-		400,862
Commercial		17,391		2,334		799		-		20,524
Agriculture		2,981		-		42		-		3,023
Consumer installment loans		25,350		-		84		-		25,434
All other loans		86		-		-		-		86
Total	$	408,410	$	15,667	$	25,852	$	-	$	449,929

As of December 31, 2014				Special
(Dollars are in thousands)		Pass		Mention		Substandard		Doubtful		Total
Real estate secured:
Commercial	$	92,515	$	7,925	$	7,622	$	-	$	108,062
Construction and land development		12,974		2,041		424		-		15,439
Residential 1-4 family		230,184		1,965		11,389		-		243,538
Multifamily		13,953		146		310		-		14,409
Farmland		18,159		270		6,823		-		25,252
Total real estate loans		367,785		12,347		26,568		-		406,700
Commercial		18,495		2,548		764		-		21,807
Agriculture		3,069		-		48		-		3,117
Consumer installment loans		25,719		-		109		-		25,828
All other loans		97		-		-		-		97
Total	$	415,165	$	14,895	$	27,489	$	-	$	457,549

Allowance_For_Loan_Losses

Allowance For Loan Losses	3 Months Ended
Allowance For Loan Losses	Mar. 31, 2015
Allowance For Loan Losses [Abstract]
Allowance For Loan Losses	NOTE 7 ALLOWANCE FOR LOAN LOSSES:

	The following table details activity in the allowance for loan losses by portfolio segment for the period ended March 31, 2015. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.


	As of March 31, 2015		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions		Ending Balance
	Real estate secured:
	Commercial	$	4,418	$	-420	$	1	$	-	$	-527	$	3,472
	Construction and land development		199		-		-		-		238		437
	Residential 1-4 family		2,572		-211		18		-		-43		2,336
	Multifamily		154		-346		-		-		461		269
	Farmland		913		-		-		-		-75		838
	Total real estate loans		8,256		-977		19		-		54		7,352
	Commercial		457		-		3		-		-2		458
	Agriculture		125		-		-		-		-7		118
	Consumer installment loans		171		-18		11		-		-14		150
	All other loans		1		-		-		-		-		1
	Unallocated		912		-		-		-		-31		881
	Total	$	9,922	$	-995	$	33	$	-	$	-	$	8,960


			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of March 31, 2015		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	943	$	2,529	$	3,472	$	7,476	$	99,036	$	106,512
	Construction and land		242		195		437		472		13,813		14,285
	development		242		195		437		472		13,813		14,285
	Residential 1-4 family		275		2,061		2,336		6,178		235,385		241,563
	Multifamily		-		269		269		866		13,042		13,908
	Farmland		341		497		838		6,794		17,800		24,594
	Total real estate loans		1,801		5,551		7,352		21,786		379,076		400,862
	Commercial		45		413		458		668		19,856		20,524
	Agriculture		27		91		118		79		2,944		3,023
	Consumer installment loans		2		148		150		64		25,370		25,434
	All other loans		-		1		1		-		86		86
	Unallocated		-		881		881		-		-		-
	Total	$	1,875	$	7,085	$	8,960	$	22,597	$	427,332	$	449,929



	The following table details activity in the allowance for loan losses by portfolio segment for the period ended December 31, 2014. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.


	As of December 31, 2014		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions		Ending Balance
	Real estate secured:
	Commercial	$	5,203	$	-2,190	$	427	$	-	$	978	$	4,418
	Construction and land development		1,184		-292		236		-		-929		199
	Residential 1-4 family		3,316		-1,063		148		-		171		2,572
	Multifamily		133		-41		-		-		62		154
	Farmland		1,224		-830		520		-		-1		913
	Total real estate loans		11,060		-4,416		1,331		-		281		8,256
	Commercial		1,147		-47		29		-		-672		457
	Agriculture		337		-17		1		-		-196		125
	Consumer installment loans		153		-79		40		-		57		171
	All other loans		2		-		-		-		-1		1
	Unallocated		381		-		-		-		531		912
	Total	$	13,080	$	-4,559	$	1,401	$	-	$	-	$	9,922


		Allowance for Loan Losses						Recorded Investment in Loans
		Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
		Evaluated						Evaluated for Impairment
As of December 31, 2014		for Impairment
(Dollars are in thousands)						Total						Total
Real estate secured:
Commercial	$	1,482	$	2,936	$	4,418	$	8,503	$	99,559	$	108,062
Construction and land		88		111		199		318		15,121		15,439
development		88		111		199		318		15,121		15,439
Residential 1-4 family		347		2,225		2,572		5,818		237,720		243,538
Multifamily		15		139		154		551		13,858		14,409
Farmland		343		570		913		6,871		18,381		25,252
Total real estate loans		2,275		5,981		8,256		22,061		384,639		406,700
Commercial		26		431		457		622		21,185		21,807
Agriculture		30		95		125		82		3,035		3,117
Consumer installment loans		-		171		171		15		25,813		25,828
All other loans		-		1		1		-		97		97
Unallocated		-		912		912		-		-		-
Total	$	2,331	$	7,591	$	9,922	$	22,780	$	434,769	$	457,549

In determining the amount of our allowance, we rely on an analysis of our loan portfolio, our experience and our evaluation of general economic conditions, as well as the requirements of the written agreement and other regulatory input. If our assumptions prove to be incorrect, our current allowance may not be sufficient to cover future loan losses and we may experience significant increases to our provision.

Troubled_Debt_Restructurings

Troubled Debt Restructurings	3 Months Ended
Troubled Debt Restructurings	Mar. 31, 2015
Troubled Debt Restructurings [Abstract]
Troubled Debt Restructurings	NOTE 8 TROUBLED DEBT RESTRUCTURINGS:

	At March 31, 2015 there were $9.8 million in loans that are classified as troubled debt restructurings compared to $10.0 million at December 31, 2014. The following table presents information related to loans modified as troubled debt restructurings during the three months ended March 31, 2015 and 2014.

		For the three months ended					For the three months ended
		31-Mar-15					31-Mar-14

				Pre-Mod. Recorded Investment		Post-Mod.			Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded	# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment	Loans				Investment
	Real estate secured:
	Commercial	-	$	-	$	-	-	$	-	$	-
	Construction and land	1		551		360	-		-		-
	Development	1		551		360	-		-		-
	Residential 1-4 family	-		-		-	-		-		-
	Multifamily	-		-		-	-		-		-
	Farmland	-		-		-	-		-		-
	Total real estate loans	1		551		360	-		-		-
	Commercial	-		-		-	-		-		-
	Agriculture	-		-		-	-		-		-
	Consumer installment loans	-		-		-	-		-		-
	All other loans	-		-		-	-		-		-
	Total	1	$	551	$	360	-	$	-	$	-



	During the three months ended March 31, 2015, the Company modified the terms of one loan for which the modification was considered to be a troubled debt restructuring. The interest rate was not modified on the loan; however, the maturity date was extended. During the three months ended March 31, 2014, the Company modified no loans that were considered to be troubled debt restructurings.

	There were no loans modified as troubled debt restructurings that defaulted during the three months ended March 31, 2015 and 2014, which were within twelve months of their modification date. Generally, a troubled debt restructuring is considered to be in default once it becomes 90 days or more past due following a modification.

	In determination of the allowance for loan losses, management considers troubled debt restructurings and subsequent defaults in these restructurings in its estimate. The Company evaluates all troubled debt restructurings for possible further impairment. As a result, the allowance may be increased, adjustments may be made in the allocation of the allowance, or charge-offs may be taken to further writedown the carrying value of the loan.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
Earnings Per Share	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 9 EARNINGS PER SHARE:

	Basic earnings per share computations are based on the weighted average number of shares outstanding during each period. Dilutive earnings per share reflect the additional common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued relate to outstanding options and common stock warrants are determined by the Treasury method. For the three-months ended March 31, 2015 and 2014, potential common shares of 1,539,877 and 2,638,666, respectively, were anti-dilutive and were not included in the calculation. Basic and diluted net income (loss) per common share calculations follows:




	(Amounts in Thousands, Except		For the three months
	Share and Per Share Data)		ended March 31,
			2015		2014
	Net income (loss)	$	622	$	-72
	Weighted average shares outstanding		22,878,654		21,872,293
	Dilutive shares for stock options and warrants		-		-
	Weighted average dilutive shares outstanding		22,878,654		21,872,293

	Basic income per share	$	0.03	$	0.00
	Diluted income per share	$	0.03	$	0.00

Trust_Preferred_Securities_And

Trust Preferred Securities And Deferral Of Interest Payments	3 Months Ended
	Mar. 31, 2015
Trust Preferred Securities And Deferral Of Interest Payments[Abstract]
Trust Preferred Securities And Deferral Of Interest Payments	NOTE 10 TRUST PREFERRED SECURITIES AND DEFERRAL OF INTEREST PAYMENTS:

	On September 27, 2006, the Company completed the issuance of $5.2 million in floating rate trust preferred securities offered by its wholly owned subsidiary, NPB Capital Trust 2. The proceeds of the funds were used for general corporate purposes, which include capital management for affiliates and the acquisition of two branch banks. The securities have a floating rate of 3 month LIBOR plus 177 basis points, which resets quarterly, with a current rate at March 31, 2015 of 2.02%.

	On July 7, 2004, the Company completed the issuance of $11.3 million in floating rate trust preferred securities offered by its wholly owned subsidiary, NPB Capital Trust I. The proceeds of the funds were used for general corporate purposes which included capital management for affiliates, retirement of indebtedness and other investments. The securities have a floating rate of 3 month LIBOR plus 260 basis points, which resets quarterly, with a current rate at March 31, 2015 of 2.85%.

	Under the terms of the subordinated debt transactions, the securities mature in 30 years from the date of issuance and are redeemable, in whole or in part, without penalty, at the option of the Company after five years. Due to the ability to defer interest and principal payments for 60 months without being considered in default, the regulatory agencies consider the trust preferred securities as Tier 1 capital up to certain limits.

	In October 2009, a restriction to pay dividends from the Bank to the Company was issued by the Federal Reserve Bank of Richmond. In July 2010 the Company and the Bank entered into the Written Agreement discussed in Note 3. The Written Agreement prohibits the payment of interest on the trust preferred securities without prior regulatory approval. As a result, dividends on trust preferred securities issued by the Company have been deferred until such restriction is removed. This deferral is for a period of 60 months, and was set to expire on January 7, 2015. In the fourth quarter of 2014, the Company requested and received regulatory approval to pay the cumulative deferred interest on the trust preferred securities due on January 7, 2015 totaling $2.5 million, which the Company paid on December 10, 2014. As a result of this payment there was no interest in arrears on the trust preferred securities as of December 31, 2014.

	At this time the Company is not deferring the payment of the interest on the trust preferred securities, however, as discussed above, regulatory approval is needed to pay the interest. In March 2015 the Company requested and received regulatory approval to pay the $107 thousand in interest on the trust preferred securities due on April 7, 2015, which the Company paid on April 3, 2015.

	Future payments still require regulatory approval and failure to obtain this approval could cause a default in the trust preferred securities by the Company, however, the Company has the option to re-enter another 60 month deferral of the interest on the trust preferred securities to prevent an event of default unless the regulators prohibit the deferral.

Fair_Values

Fair Values	3 Months Ended
Fair Values	Mar. 31, 2015
Fair Values [Abstract]
Fair Values	NOTE 11 FAIR VALUES:

	The financial reporting standard, “Fair Value Measurements and Disclosures” provides a framework for measuring fair value under generally accepted accounting principles and requires disclosures about the fair value of assets and liabilities recognized in the balance sheet in periods subsequent to initial recognition, whether the measurements are made on a recurring basis (for example, available-for-sale investment securities) or on a nonrecurring basis (for example, impaired loans and other real estate acquired through foreclosure).

	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Fair Value Measurements and Disclosures also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:

	Level 1: Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an exchange market, as well as U. S. Treasury, other U. S. Government and agency mortgage-backed debt securities that are highly liquid and are actively traded in over-the-counter markets.

	Level 2: Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. This category generally includes certain derivative contracts and impaired loans.

	Level 3: Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets and liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. For example, this category generally includes certain private equity investments, retained residual interests in securitizations, residential mortgage servicing rights, and highly structured or long-term derivative contracts.

	Investment Securities Available-for-Sale – Investment securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices. The Company’s available-for-sale securities, totaling $100.1 million at March 31, 2015 and December 31, 2014, respectively, are the only assets whose fair values are measured on a recurring basis using Level 2 inputs from an independent pricing service.

	Loans - The Company does not record loans at fair value on a recurring basis. Real estate serves as collateral on a substantial majority of the Company’s loans. When a loan is considered impaired a specific reserve may be established. Loans which are deemed to be impaired and require a reserve are primarily valued on a non-recurring basis at the fair values of the underlying real estate collateral. Such fair values are obtained using independent appraisals, which management evaluates and determines whether or not the fair value of the collateral is further impaired below the appraised value and there is no observable market price, or whether or not an appraised value does not include estimated costs of disposition. The Company records impaired loans as nonrecurring Level 3 assets. The aggregate carrying amounts of impaired loans carried at fair value were $20.7 million and $20.4 million at March 31, 2015 and December 31, 2014, respectively.

	Foreclosed Assets – Foreclosed assets are adjusted to fair value upon transfer of the loans to foreclosed assets. Foreclosed assets are carried at the lower of the carrying value or fair value. Fair value is based upon independent observable market prices or appraised values of the collateral with a third party less an estimate of disposition costs, which the Company considers to be level 2 inputs. When the appraised value is not available, management determines the fair value of the collateral if further impaired below the appraised value and there is no observable market price, or an appraised value does not include estimated costs of disposition and management must make an estimate, the Company records the foreclosed asset as nonrecurring Level 3. The aggregate carrying amounts of foreclosed assets were $14.8 million and $15.0 million at March 31, 2015 and December 31, 2014, respectively.


	Assets and liabilities measured at fair value are as follows as of March 31, 2015 (for purpose of this table the impaired loans are shown net of the related allowance):



			Quoted market price in active markets				Significant unobservable inputs
			(Level 1)		Significant other observable inputs		(Level 3)
					(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available-for-sale investments
	U.S. Government Agencies	$	-	$	43,966	$	-
	Taxable municipals		-		288		-
	Corporate bonds		-		934
	Mortgage backed securities		-		54,945		-

	(On a non-recurring basis)		-		-		14,837
	Other real estate owned		-		-		14,837
	Impaired loans:
	Real estate secured:
	Commercial		-		-		6,533
	Construction and land development		-		-		230
	Residential 1-4 family		-		-		5,903
	Multifamily		-		-		866
	Farmland		-		-		6,453
	Commercial		-		-		623
	Agriculture		-		-		52
	Consumer installment loans		-		-		62
	All other loans		-		-		-
	Total	$	-	$	100,133	$	35,559

	Assets and liabilities measured at fair value are as follows as of December 31, 2014 (for purpose of this table the impaired loans are shown net of the related allowance):



			Quoted market price in active markets				Significant unobservable inputs
			(Level 1)		Significant other observable inputs		(Level 3)
					(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available-for-sale investments
	U.S. Government Agencies	$	-	$	44,070	$	-
	Taxable municipals		-		288
	Mortgage backed securities		-		55,711		-

	(On a non-recurring basis)		-		-		15,049
Other real estate owned			-		-		15,049
Impaired loans:
Real estate secured:
Commercial		-		-		7,021
Construction and land development		-		-		230
Residential 1-4 family		-		-		5,471
Multifamily		-		-		536
Farmland		-		-		6,528
Commercial		-		-		596
Agriculture		-		-		52
Consumer installment loans		-		-		15
All other loans		-		-		-
Total	$	-	$	100,069	$	35,498


For Level 3 assets measured at fair value on a recurring or non-recurring basis as of March 31, 2015, the significant unobservable inputs used in the fair value measurements were as follows:
For Level 3 assets measured at fair value on a recurring or non-recurring basis as of March 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows:
								General Range of Significant Unobservable Input Values
		Fair Value at March 31,
		2015		Valuation Technique		Significant Unobservable Inputs
(Dollars in thousands)

Impaired Loans	$	20,722		Appraised Value/Discounted Cash Flows/Market Value of Note		Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell		0 – 18%

Other Real Estate Owned	$	14,837		Appraised Value/Comparable Sales/Other Estimates from Independent Sources		Discounts to reflect current market conditions and estimated costs to sell		0 – 18%
Fair Value of Financial Instruments

Fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practical to estimate the value is based upon the characteristics of the instruments and relevant market information. Financial instruments include cash, evidence of ownership in an entity, or contracts that convey or impose on an entity that contractual right or obligation to either receive or deliver cash for another financial instrument.

The following summary presents the methodologies and assumptions used to estimate the fair value of the Company’s financial instruments presented below. The information used to determine fair value is highly subjective and judgmental in nature and, therefore, the results may not be precise. Subjective factors include, among other things, estimates of cash flows, risk characteristics, credit quality, and interest rates, all of which are subject to change. Since the fair value is estimated as of the balance sheet date, the amounts that will actually be realized or paid upon settlement or maturity on these various instruments could be significantly different.

The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of March 31, 2015 and December 31, 2014. This table excludes financial instruments for which the carrying amount approximates fair value. The carrying value of cash and due from banks, federal funds sold, interest-bearing deposits, deposits with no stated maturities, trust preferred securities and accrued interest approximates fair value. The remaining financial instruments were valued based on the present value of estimated future cash flows, discounted at various rates in effect for similar instruments during the months of March 2015 and December 2014.


						Fair Value Measurements
						Quoted market price in active markets		Significant other observable inputs
						(Level 1)		(Level 2)		Significant unobservable inputs
										(Level 3)
		Carrying		Fair
(Dollars are in thousands)		Amount		Value

31-Mar-15
Financial Instruments – Assets
Net Loans	$	440,969	$	443,592	$	-	$	422,870	$	20,722

Financial Instruments – Liabilities
Time Deposits		291,397		292,209		-		292,209		-
FHLB Advances		3,858		3,858		-		3,858		-

31-Dec-14
Financial Instruments – Assets
Net Loans	$	447,627	$	451,225	$	-	$	430,776	$	20,449

Financial Instruments – Liabilities
Time Deposits		299,974		301,309		-		301,309		-
FHLB Advances		4,158		4,158		-		4,158		-

Recent_Accounting_Developments

Recent Accounting Developments	3 Months Ended
Recent Accounting Developments	Mar. 31, 2015
Recent Accounting Developments [Abstract]
Recent Accounting Developments	NOTE 12 RECENT ACCOUNTING DEVELOPMENTS:

	The following is a summary of recent authoritative announcements:

	In January 2014, the Financial Accounting Standards Board (“FASB”) amended the Receivables topic of the Accounting Standards Codification (“ASC”). The amendments are intended to resolve diversity in practice with respect to when a creditor should reclassify a collateralized consumer mortgage loan to other real estate owned (“OREO”). In addition, the amendments require a creditor reclassify a collateralized consumer mortgage loan to OREO upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. The amendments will be effective for the Company for annual periods, and interim periods within those annual periods beginning after December 15, 2014, with early implementation of the guidance permitted. In implementing this guidance, assets that are reclassified from real estate to loans are measured at the carrying value of the real estate at the date of adoption. Assets reclassified from loans to real estate are measured at the lower of the net amount of the loan receivable or the fair value of the real estate less costs to sell at the date of adoption. The Company will apply the amendments prospectively. The Company does not expect these amendments to have a material effect on its financial statements.

	In May 2014, the FASB issued guidance to change the recognition of revenue from contracts with customers. The core principle of the new guidance is that an entity should recognize revenue to reflect the transfer of goods and services to customers in an amount equal to the consideration the entity receives or expects to receive. The guidance will be effective for the Company for reporting periods beginning after December 15, 2017. The Company will apply the guidance using a modified retrospective approach. The Company does not expect these amendments to have a material effect on its financial statements.

	In August 2014, the FASB issued guidance that is intended to define management’s responsibility to evaluate whether there is substantial doubt about an organization’s ability to continue as a going concern and to provide related footnote disclosures. In connection with preparing financial statements, management will need to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the organization’s ability to continue as a going concern within one year after the date that the financial statements are issued. The amendments will be effective for the Company for annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. The Company does not expect these amendments to have a material effect on its financial statements.

	In January 2015, the FASB issued guidance that eliminated the concept of extraordinary items from U.S. GAAP. Existing U.S. GAAP required that an entity separately classify, present, and disclose extraordinary events and transactions. The amendments will eliminate the requirements for reporting entities to consider whether an underlying event or transaction is extraordinary, however, the presentation and disclosure guidance for items that are unusual in nature or occur infrequently will be retained and will be expanded to include items that are both unusual in nature and infrequently occurring. The amendments are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The amendments may be applied either prospectively or retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The Company does not expect these amendments to have a material effect on its financial statements.

	In February 2015, the FASB issued guidance which amends the consolidation requirements and significantly changes the consolidation analysis required under U.S. GAAP. Although the amendments are expected to result in the deconsolidation of many entities, the Company will need to reevaluate all its previous consolidation conclusions. The amendments will be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permitted (including during an interim period), provided that the guidance is applied as of the beginning of the annual period containing the adoption date. The Company does not expect these amendments to have a material effect on its financial statements.

	Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Accounting_Principles_Policy

Accounting Principles (Policy)	3 Months Ended
Accounting Principles (Policy)	Mar. 31, 2015
Accounting Principles [Abstract]
Basis of Accounting	These consolidated financial statements conform to U. S. generally accepted accounting principles and to general industry practices. In the opinion of management, the accompanying consolidated financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the Company’s financial position at March 31, 2015 and December 31, 2014, and the results of operations for the three-month periods ended March 31, 2015 and 2014. The notes included herein should be read in conjunction with the notes to the consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. The results of operations for the three month periods ended March 31, 2015 and 2014 are not necessarily indicative of the results to be expected for the full year.

	The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The determination of the adequacy of the allowance for loan losses and the determination of the deferred tax asset and related valuation allowance are based on estimates that are particularly susceptible to significant changes in the economic environment and market conditions.

Capital_Tables

Capital (Tables)	3 Months Ended
Capital (Tables)	Mar. 31, 2014
Capital [Abstract]
Schedule Of Capital Requirements
			Actual		Minimum Capital Requirement			Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
	(Dollars are in thousands)	Amount		Ratio	Amount	Ratio		Amount	Ratio
	March 31, 2015:
	Total Capital to Risk Weighted Assets:
	The Company	$	63,974	16.61%	$ 30,804	8.0%	$	N/A	N/A
	The Bank		63,348	16.44%	30,831	8.0%		38,538	10.0%
	Tier 1 Capital to Risk Weighted Assets:
	The Company		57,623	14.97%	23,103	6.0%		N/A	N/A
	The Bank		58,480	15.17%	23,123	6.0%		30,831	8.0%
	Tier 1 Capital to Average Assets:
	The Company		57,623	8.75%	26,342	4.0%		N/A	N/A
	The Bank		58,480	8.88%	26,350	4.0%		32,937	5.0%
	Common Equity Tier 1 Capital
	to Risk Weighted Assets:
	The Company		43,109	11.20%	17,327	4.5%		N/A	N/A
	The Bank		58,480	15.17%	17,342	4.5%		25,050	6.5%


	December 31, 2014:
	Total Capital to Risk Weighted Assets:
	The Company	$	59,816	15.98%	$	8.0%	$	N/A	N/A
	The Company	$	59,816	15.98%	29,948	8.0%	$	N/A	N/A
	The Bank		58,869	15.73%	29,938	8.0%		37,422	10.0%
	Tier 1 Capital to Risk Weighted Assets:
	The Company		53,379	14.26%	14,974	4.0%		N/A	N/A
	The Bank		54,127	14.46%	14,969	4.0%		22,453	6.0%
	Tier 1 Capital to Average Assets:
	The Company		53,379	8.07%	26,453	4.0%		N/A	N/A
	The Bank		54,127	8.19%	26,447	4.0%		33,058	5.0%

Investment_Securities_Tables

Investment Securities (Tables)	3 Months Ended
Investment Securities (Tables)	Mar. 31, 2015
Investment Securities [Abstract]
Schedule Of Securities' Amortized Cost And Estimated Fair Value
					Gross		Gross		Approximate
			Amortized		Unrealized		Unrealized		Fair
	(Dollars are in thousands)		Cost		Gains		Losses		Value
	31-Mar-15
	U.S. Government Agencies	$	43,732	$	375	$	141	$	43,966
	Taxable municipals		290	-		2		288
	Corporate bonds		940	-		6		934
	Mortgage backed securities		54,685	378		118		54,945
	Total Securities AFS	$	99,647	$	753	$	267	$	100,133

	31-Dec-14
	U.S. Government Agencies	$	43,985	$	332	$	247	$	44,070
	Taxable municipals		293	-		5		288
	Corporate bonds		-	-		-		-
	Mortgage backed securities		55,896	144		329		55,711
	Total Securities AFS	$	100,174	$	476	$	581	$	100,069


Schedule Of Fair Value And Gross Unrealized Losses On Investment Securities In A Continuous Unrealized Loss Position
			Less than 12 Months				12 Months or More				Total
			Fair Value		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars are in thousands)		Fair Value		Losses		Value		Losses		Value		Losses
	31-Mar-15
	U.S. Government Agencies	$	5,907	$	35	$	8,335	$	106	$	14,242	$	141
	Taxable municipals		288		2		-		-		288		2
	Corporate bonds		934		6		-		-		934		6
	Mtg. backed securities		8,335		44		8,124		74		16,459		118
	Total Securities AFS	$	15,464	$	87	$	16,459	$	180	$	31,923	$	267

	31-Dec-14
	U.S. Government Agencies	$	7,408	$	38	$	12,965	$	209	$	20,373	$	247
	Taxable municipals		288		5		-		-		288		5
	Mtg. backed securities		21,083		179		11,622		150		32,705		329
	Total Securities AFS	$	28,779	$	222	$	24,587	$	359	$	53,366	$	581



The Amortized Cost And Fair Value Of Investment Securities' Contractual Maturity
							Weighted
	(Dollars are in thousands)		Amortized		Fair		Average
	Securities Available-for-Sale		Cost		Value		Yield
	Due in one year or less	$	178	$	178		1.51%
	Due after one year through five years	2,608		2,632		1.40%
	Due after five years through fifteen years		12,515		12,567		1.36%
	Due after fifteen years		84,346		84,756		1.92%
	Total	$	99,647	$	100,133		1.84%

Loans_Tables

Loans (Tables)	3 Months Ended
Loans (Tables)	Mar. 31, 2015
Loans [Abstract]
Summary Of Loans Receivable Outstanding
	(Dollars are in thousands)		31-Mar-15		31-Dec-14
	Real estate secured:
	Commercial	$	106,512	$	108,062
	Construction and land development		14,285		15,439
	Residential 1-4 family		241,563		243,538
	Multifamily		13,908		14,409
	Farmland		24,594		25,252
	Total real estate loans		400,862		406,700
	Commercial		20,524		21,807
	Agriculture		3,023		3,117
	Consumer installment loans		25,434		25,828
	All other loans		86		97
	Total loans	$	449,929	$	457,549


Summary Of Loans Receivable On Nonaccrual Status

	(Dollars are in thousands)		31-Mar-15		31-Dec-14
	Real estate secured:
	Commercial	$	5,449	$	6,222
	Construction and land development		564		332
	Residential 1-4 family		7,617		8,589
	Multifamily		902		118
	Farmland		5,575		5,982
	Total real estate loans		20,107		21,243
	Commercial		577		554
	Agriculture		15		18
	Consumer installment loans		23		46
	All other loans		-		-
	Total loans receivable on nonaccrual status	$	20,722	$	21,861


Summary Of Impaired Loans


			Average		Interest				Unpaid Principal Balance
	As of March 31, 2015		Recorded		Income		Recorded				Related
	(Dollars are in thousands)		Investment		Recognized		Investment				Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	4,314	$	24	$	4,642	$	6,101	$	-
	Construction and land development		15		-		14		14		-
	Residential 1-4 family		3,573		45		3,900		4,060		-
	Multifamily		652		-2		866		1,252		-
	Farmland		5,730		17		5,692		6,772		-
	Commercial		562		1		575		705		-
	Agriculture		52		1		52		52		-
	Consumer installment loans		14		-		12		12		-
	All other loans		-		-		-		-		-
	With an allowance recorded:
	Real estate secured:
	Commercial		3,676		22		2,834		3,050		943
	Construction and land development		381		-		458		701		242
	Residential 1-4 family		2,426		28		2,278		2,488		275
	Multifamily		57		-		-		-		-
	Farmland		1,103		13		1,102		1,114		341
	Commercial		84		1		93		93		45
	Agriculture		29		-		27		27		27
	Consumer installment loans		26		1		52		52		2
	All other loans		-		-		-		-		-
	Total	$	22,694	$	151	$	22,597	$	26,493	$	1,875

			Average		Interest				Unpaid Principal Balance
	As of December 31, 2014		Recorded		Income		Recorded				Related
	(Dollars are in thousands)		Investment		Recognized		Investment				Allowance
	With no related allowance recorded:
	Real estate secured:
	Commercial	$	9,628	$	128	$	3,986	$	5,166	$	-
	Construction and land development		248		1		15		15		-
	Residential 1-4 family		2,959		177		3,245		3,471		-
	Multifamily		370		26		438		479		-
	Farmland		5,383		114		5,767		6,801		-
	Commercial		421		-		548		674		-
	Agriculture		62		4		52		52		-
	Consumer installment loans		12		1		15		15		-
	All other loans		-		-		-		-		-
	With an allowance recorded:
	Real estate secured:
	Commercial		6,338		132		4,517		4,905		1,482
	Construction and land development		505		14		303		355		88
	Residential 1-4 family		4,248		126		2,573		2,852		347
	Multifamily		268		7		113		113		15
	Farmland		2,573		59		1,104		1,116		343
	Commercial		407		4		74		74		26
	Agriculture		39		2		30		30		30
	Consumer installment loans		10		-		-		-		-
	All other loans		-		-		-		-		-
	Total	$	33,471	$	795	$	22,780	$	26,118	$	2,331


Summary Of Age Analysis Of Past Due Loans Receivable															Accruing
							Loans								Loans
			Loans		Loans		90 or								90 or
			30-59		60-89		More		Total						More
			Days		Days		Days		Past						Days
	As of March 31, 2015		Past		Past		Past		Due		Current		Total		Past
	(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
	Real estate secured:
	Commercial	$	2,027	$	256	$	3,320	$	5,603	$	100,909	$	106,512	$	-
	Construction and land		134		-		-		134		14,151		14,285		-
	development		134		-		-		134		14,151		14,285		-
	Residential 1-4 family		6,055		1,604		2,344		10,003		231,560		241,563		-
	Multifamily		-		428		359		787		13,121		13,908		-
	Farmland		599		29		1,600		2,228		22,366		24,594		-
	Total real estate loans		8,815		2,317		7,623		18,755		382,107		400,862		-
	Commercial		19		100		217		336		20,188		20,524		-
	Agriculture		12		-		-		12		3,011		3,023		-
	Consumer installment		75		64		15		154		25,280		25,434		-
	Loans		75		64		15		154		25,280		25,434		-
	All other loans		7		-		-		7		79		86		-
	Total loans	$	8,928	$	2,481	$	7,855	$	19,264	$	430,665	$	449,929	$	-


															Accruing
							Loans								Loans
			Loans		Loans		90 or								90 or
			30-59		60-89		More		Total						More
			Days		Days		Days		Past						Days
	As of December 31, 2014		Past		Past		Past		Due		Current		Total		Past
	(Dollars are in thousands)		Due		Due		Due		Loans		Loans		Loans		Due
	Real estate secured:
	Commercial	$	2,683	$	74	$	2,411	$	5,168	$	102,894	$	108,062	$	-
	Construction and land		94		335		12		441		14,998		15,439		-
	development		94		335		12		441		14,998		15,439		-
	Residential 1-4 family		7,885		1,728		2,346		11,959		231,579		243,538		-
	Multifamily		320		-		-		320		14,089		14,409		-
	Farmland		661		453		-		1,114		24,138		25,252		-
	Total real estate loans		11,643		2,590		4,769		19,002		387,698		406,700		-
	Commercial		64		15		162		241		21,566		21,807		-
	Agriculture		-		4		-		4		3,113		3,117		-
	Consumer installment		153		19		21		193		25,635		25,828		-
	Loans		153		19		21		193		25,635		25,828		-
	All other loans		22		6		-		28		69		97		-
	Total loans	$	11,882	$	2,634	$	4,952	$	19,468	$	438,081	$	457,549	$	-


Summary Of Risk Category Of Loans Receivable

	As of March 31, 2015				Special
	(Dollars are in thousands)		Pass		Mention		Substandard		Doubtful		Total
	Real estate secured:
	Commercial	$	92,133	$	7,933	$	6,446	$	-	$	106,512
	Construction and land development		11,526		2,195		564		-		14,285
	Residential 1-4 family		228,599		2,790		10,174		-		241,563
	Multifamily		12,782		145		981		-		13,908
	Farmland		17,562		270		6,762		-		24,594
	Total real estate loans		362,602		13,333		24,927		-		400,862
	Commercial		17,391		2,334		799		-		20,524
	Agriculture		2,981		-		42		-		3,023
	Consumer installment loans		25,350		-		84		-		25,434
	All other loans		86		-		-		-		86
	Total	$	408,410	$	15,667	$	25,852	$	-	$	449,929

	As of December 31, 2014				Special
	(Dollars are in thousands)		Pass		Mention		Substandard		Doubtful		Total
	Real estate secured:
	Commercial	$	92,515	$	7,925	$	7,622	$	-	$	108,062
	Construction and land development		12,974		2,041		424		-		15,439
	Residential 1-4 family		230,184		1,965		11,389		-		243,538
	Multifamily		13,953		146		310		-		14,409
	Farmland		18,159		270		6,823		-		25,252
	Total real estate loans		367,785		12,347		26,568		-		406,700
	Commercial		18,495		2,548		764		-		21,807
	Agriculture		3,069		-		48		-		3,117
	Consumer installment loans		25,719		-		109		-		25,828
	All other loans		97		-		-		-		97
	Total	$	415,165	$	14,895	$	27,489	$	-	$	457,549

Allowance_For_Loan_Losses_Tabl

Allowance For Loan Losses (Tables)	3 Months Ended
Allowance For Loan Losses (Tables)	Mar. 31, 2015
Allowance For Loan Losses [Abstract]
Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment	As of March 31, 2015		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions		Ending Balance
	Real estate secured:
	Commercial	$	4,418	$	-420	$	1	$	-	$	-527	$	3,472
	Construction and land development		199		-		-		-		238		437
	Residential 1-4 family		2,572		-211		18		-		-43		2,336
	Multifamily		154		-346		-		-		461		269
	Farmland		913		-		-		-		-75		838
	Total real estate loans		8,256		-977		19		-		54		7,352
	Commercial		457		-		3		-		-2		458
	Agriculture		125		-		-		-		-7		118
	Consumer installment loans		171		-18		11		-		-14		150
	All other loans		1		-		-		-		-		1
	Unallocated		912		-		-		-		-31		881
	Total	$	9,922	$	-995	$	33	$	-	$	-	$	8,960


	As of December 31, 2014		Beginning		Charge								Ending Balance
	(Dollars are in thousands)		Balance		Offs		Recoveries		Advances		Provisions		Ending Balance
	Real estate secured:
	Commercial	$	5,203	$	-2,190	$	427	$	-	$	978	$	4,418
	Construction and land development		1,184		-292		236		-		-929		199
	Residential 1-4 family		3,316		-1,063		148		-		171		2,572
	Multifamily		133		-41		-		-		62		154
	Farmland		1,224		-830		520		-		-1		913
	Total real estate loans		11,060		-4,416		1,331		-		281		8,256
	Commercial		1,147		-47		29		-		-672		457
	Agriculture		337		-17		1		-		-196		125
	Consumer installment loans		153		-79		40		-		57		171
	All other loans		2		-		-		-		-1		1
	Unallocated		381		-		-		-		531		912
	Total	$	13,080	$	-4,559	$	1,401	$	-	$	-	$	9,922


Schedule Of Allocation Of Portion Of Allowance
			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of March 31, 2015		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	943	$	2,529	$	3,472	$	7,476	$	99,036	$	106,512
	Construction and land		242		195		437		472		13,813		14,285
	development		242		195		437		472		13,813		14,285
	Residential 1-4 family		275		2,061		2,336		6,178		235,385		241,563
	Multifamily		-		269		269		866		13,042		13,908
	Farmland		341		497		838		6,794		17,800		24,594
	Total real estate loans		1,801		5,551		7,352		21,786		379,076		400,862
	Commercial		45		413		458		668		19,856		20,524
	Agriculture		27		91		118		79		2,944		3,023
	Consumer installment loans		2		148		150		64		25,370		25,434
	All other loans		-		1		1		-		86		86
	Unallocated		-		881		881		-		-		-
	Total	$	1,875	$	7,085	$	8,960	$	22,597	$	427,332	$	449,929


			Allowance for Loan Losses						Recorded Investment in Loans
			Individually		Collectively Evaluated for Impairment				Individually		Collectively Evaluated for Impairment
			Evaluated						Evaluated for Impairment
	As of December 31, 2014		for Impairment
	(Dollars are in thousands)						Total						Total
	Real estate secured:
	Commercial	$	1,482	$	2,936	$	4,418	$	8,503	$	99,559	$	108,062
	Construction and land		88		111		199		318		15,121		15,439
	development		88		111		199		318		15,121		15,439
	Residential 1-4 family		347		2,225		2,572		5,818		237,720		243,538
	Multifamily		15		139		154		551		13,858		14,409
	Farmland		343		570		913		6,871		18,381		25,252
	Total real estate loans		2,275		5,981		8,256		22,061		384,639		406,700
	Commercial		26		431		457		622		21,185		21,807
	Agriculture		30		95		125		82		3,035		3,117
	Consumer installment loans		-		171		171		15		25,813		25,828
	All other loans		-		1		1		-		97		97
	Unallocated		-		912		912		-		-		-
	Total	$	2,331	$	7,591	$	9,922	$	22,780	$	434,769	$	457,549

Troubled_Debt_Restructurings_T

Troubled Debt Restructurings (Tables)	3 Months Ended
Troubled Debt Restructurings (Tables)	Mar. 31, 2015
Troubled Debt Restructurings [Abstract]
Schedule Of Loans Modified As Troubled Debt Restructurings
		For the three months ended					For the three months ended
		31-Mar-15					31-Mar-14

				Pre-Mod. Recorded Investment		Post-Mod.			Pre-Mod.		Post-Mod.
	Troubled Debt Restructurings	# of Loans				Recorded	# of		Recorded Investment		Recorded
	(Dollars are in thousands)					Investment	Loans				Investment
	Real estate secured:
	Commercial	-	$	-	$	-	-	$	-	$	-
	Construction and land	1		551		360	-		-		-
	Development	1		551		360	-		-		-
	Residential 1-4 family	-		-		-	-		-		-
	Multifamily	-		-		-	-		-		-
	Farmland	-		-		-	-		-		-
	Total real estate loans	1		551		360	-		-		-
	Commercial	-		-		-	-		-		-
	Agriculture	-		-		-	-		-		-
	Consumer installment loans	-		-		-	-		-		-
	All other loans	-		-		-	-		-		-
	Total	1	$	551	$	360	-	$	-	$	-

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
Earnings Per Share (Tables)	Mar. 31, 2015
Earnings Per Share [Abstract]
Schedule Of Anti-Dilutive Income Per Common Share


	(Amounts in Thousands, Except		For the three months
	Share and Per Share Data)		ended March 31,
			2015		2014
	Net income (loss)	$	622	$	-72
	Weighted average shares outstanding		22,878,654		21,872,293
	Dilutive shares for stock options and warrants		-		-
	Weighted average dilutive shares outstanding		22,878,654		21,872,293

	Basic income per share	$	0.03	$	0.00
	Diluted income per share	$	0.03	$	0.00

Fair_Values_Tables

Fair Values (Tables)	3 Months Ended
Fair Values (Tables)	Mar. 31, 2015
Fair Values [Abstract]
Summary Of Assets And Liabilities Measured At Fair Value	Assets and liabilities measured at fair value are as follows as of March 31, 2015 (for purpose of this table the impaired loans are shown net of the related allowance):



			Quoted market price in active markets				Significant unobservable inputs
			(Level 1)		Significant other observable inputs		(Level 3)
					(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available-for-sale investments
	U.S. Government Agencies	$	-	$	43,966	$	-
	Taxable municipals		-		288		-
	Corporate bonds		-		934
	Mortgage backed securities		-		54,945		-

	(On a non-recurring basis)		-		-		14,837
	Other real estate owned		-		-		14,837
	Impaired loans:
	Real estate secured:
	Commercial		-		-		6,533
	Construction and land development		-		-		230
	Residential 1-4 family		-		-		5,903
	Multifamily		-		-		866
	Farmland		-		-		6,453
	Commercial		-		-		623
	Agriculture		-		-		52
	Consumer installment loans		-		-		62
	All other loans		-		-		-
	Total	$	-	$	100,133	$	35,559

	Assets and liabilities measured at fair value are as follows as of December 31, 2014 (for purpose of this table the impaired loans are shown net of the related allowance):



			Quoted market price in active markets				Significant unobservable inputs
			(Level 1)		Significant other observable inputs		(Level 3)
					(Level 2)
	(Dollars are in thousands)
	(On a recurring basis)
	Available-for-sale investments
	U.S. Government Agencies	$	-	$	44,070	$	-
	Taxable municipals		-		288
	Mortgage backed securities		-		55,711		-

	(On a non-recurring basis)		-		-		15,049
	Other real estate owned		-		-		15,049
	Impaired loans:
	Real estate secured:
	Commercial		-		-		7,021
	Construction and land development		-		-		230
	Residential 1-4 family		-		-		5,471
	Multifamily		-		-		536
	Farmland		-		-		6,528
	Commercial		-		-		596
	Agriculture		-		-		52
	Consumer installment loans		-		-		15
	All other loans		-		-		-
	Total	$	-	$	100,069	$	35,498


Schedule Of Significant Unobservable Inputs In Level 3 Assets	For Level 3 assets measured at fair value on a recurring or non-recurring basis as of March 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows:
									General Range of Significant Unobservable Input Values
			Fair Value at March 31,
			2015		Valuation Technique		Significant Unobservable Inputs
	(Dollars in thousands)

	Impaired Loans	$	20,722		Appraised Value/Discounted Cash Flows/Market Value of Note		Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell		0 – 18%

	Other Real Estate Owned	$	14,837		Appraised Value/Comparable Sales/Other Estimates from Independent Sources		Discounts to reflect current market conditions and estimated costs to sell		0 – 18%


Estimated Fair Value Of Financial Instruments
							Fair Value Measurements
							Quoted market price in active markets		Significant other observable inputs
							(Level 1)		(Level 2)		Significant unobservable inputs
											(Level 3)
			Carrying		Fair
	(Dollars are in thousands)		Amount		Value

	31-Mar-15
	Financial Instruments – Assets
	Net Loans	$	440,969	$	443,592	$	-	$	422,870	$	20,722

	Financial Instruments – Liabilities
	Time Deposits		291,397		292,209		-		292,209		-
	FHLB Advances		3,858		3,858		-		3,858		-

	31-Dec-14
	Financial Instruments – Assets
	Net Loans	$	447,627	$	451,225	$	-	$	430,776	$	20,449

	Financial Instruments – Liabilities
	Time Deposits		299,974		301,309		-		301,309		-
	FHLB Advances		4,158		4,158		-		4,158		-

Nature_Of_Operations_Details

Nature Of Operations (Details)	0 Months Ended
	Jun. 09, 2003
	item
Nature Of Operations [Abstract]
Number of wholly owned subsidiaries	2

Formal_Written_Agreement_Detai

Formal Written Agreement (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015
Formal Written Agreement [Abstract]
Minimum asset threshold for improving Bank's position under formal written agreement	$1
Threshold for past due loan status	90 days

Capital_Schedule_Of_Capital_Re

Capital (Schedule Of Capital Requirements) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
The Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to Risk Weighted Assets, Actual, Amount	$63,974	$59,816
Total Capital to Risk Weighted Assets, Actual, Ratio	16.61%	15.98%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	30,804	29,948
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Tier 1 Capital to Risk Weighted Assets, Actual, Amount	57,623	53,379
Tier 1 Capital to Risk Weighted Assets, Actual, Ratio	14.97%	14.26%
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	23,103	14,974
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	6.00%	4.00%
Tier 1 Capital to Average Assets, Actual, Amount	57,623	53,379
Tier 1 Capital to Average Assets, Actual, Ratio	8.75%	8.07%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	26,342	26,453
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Common Equity Tier 1 Capital to Risk Weighted Assets, Actual Amount	43,109
Common Equity Tier 1 Capital to Risk Weighted Assets, Actual Ratio	11.20%
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement Amount	17,327
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement Ratio	4.50%
The Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to Risk Weighted Assets, Actual, Amount	63,348	58,869
Total Capital to Risk Weighted Assets, Actual, Ratio	16.44%	15.73%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	30,831	29,938
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	38,538	37,422
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier 1 Capital to Risk Weighted Assets, Actual, Amount	58,480	54,127
Tier 1 Capital to Risk Weighted Assets, Actual, Ratio	15.17%	14.46%
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	23,123	14,969
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	6.00%	4.00%
Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	30,831	22,453
Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8.00%	6.00%
Tier 1 Capital to Average Assets, Actual, Amount	58,480	54,127
Tier 1 Capital to Average Assets, Actual, Ratio	8.88%	8.19%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	26,350	26,447
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	32,937	33,058
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%
Common Equity Tier 1 Capital to Risk Weighted Assets, Actual Amount	58,480
Common Equity Tier 1 Capital to Risk Weighted Assets, Actual Ratio	15.17%
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement Amount	17,342
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement Ratio	4.50%
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$25,050
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%

Investment_Securities_Schedule

Investment Securities (Schedule Of Securities' Amortized Cost And Estimated Fair Value) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$99,647	$100,174
Gross Unreallized Gains	753	476
Gross Unrealized Losses	267	581
Approximate Fair Value	100,133	100,069
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	43,732	43,985
Gross Unreallized Gains	375	332
Gross Unrealized Losses	141	247
Approximate Fair Value	43,966	44,070
Taxable Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	290	293
Gross Unreallized Gains
Gross Unrealized Losses	2	5
Approximate Fair Value	288	288
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	940
Gross Unreallized Gains
Gross Unrealized Losses	6
Approximate Fair Value	934
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	54,685	55,896
Gross Unreallized Gains	378	144
Gross Unrealized Losses	118	329
Approximate Fair Value	$54,945	$55,711

Investment_Securities_Schedule1

Investment Securities (Schedule Of Fair Value And Gross Unrealized Losses On Investment Securities In A Continuous Unrealized Loss Position) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	item	item
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	$15,464	$28,779
Fair Value, 12 Months or More	16,459	24,587
Fair Value, Total	31,923	53,366
Unrealized Losses, Less than 12 Months	87	222
Unrealized Losses, 12 Months or More	180	359
Unrealized Losses, Total	267	581
Number of available-for-sale investments in loss position	52	84
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	5,907	7,408
Fair Value, 12 Months or More	8,335	12,965
Fair Value, Total	14,242	20,373
Unrealized Losses, Less than 12 Months	35	38
Unrealized Losses, 12 Months or More	106	209
Unrealized Losses, Total	141	247
Taxable Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	288	288
Fair Value, 12 Months or More
Fair Value, Total	288	288
Unrealized Losses, Less than 12 Months	2	5
Unrealized Losses, 12 Months or More
Unrealized Losses, Total	2	5
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	934
Fair Value, 12 Months or More
Fair Value, Total	934
Unrealized Losses, Less than 12 Months	6
Unrealized Losses, 12 Months or More
Unrealized Losses, Total	6
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	8,335	21,083
Fair Value, 12 Months or More	8,124	11,622
Fair Value, Total	16,459	32,705
Unrealized Losses, Less than 12 Months	44	179
Unrealized Losses, 12 Months or More	74	150
Unrealized Losses, Total	$118	$329

Investment_Securities_The_Amor

Investment Securities (The Amortized Cost And Fair Value Of Investment Securities Contractual Maturity) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Investment Securities [Abstract]
Due in one year or less, Amortized Cost	$178,000
Due after one year through five years, Amortized Cost	2,608,000
Due after five years through fifteen years, Amortized Cost	12,515,000
Due after fifteen years, Amortized Cost	84,346,000
Amortized Cost, Total	99,647,000	100,174,000
Due in one year or less, Fair Value	178,000
Due after one year through five years, Fair Value	2,632,000
Due after five years through fifteen years, Fair Value	12,567,000
Due after fifteen years, Fair Value	84,756,000
Approximate Fair Value	100,133,000	100,069,000
Due in one year or less, Weighted Average Yield	1.51%
Due after one year through five years, Weighted Average Yield	1.40%
Due after five years through fifteen years, Weighted Average Yield	1.36%
Due after fifteen years, Weighted Average Yield	1.92%
Weighted Average Yield, Total	1.84%
Securities pledged as collateral	16,100,000	17,500,000
Equity securities, restricted from trading	$2,400,000	$2,400,000

Loans_Summary_Of_Loans_Receiva

Loans (Summary Of Loans Receivable Outstanding) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$449,929	$457,549
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	400,862	406,700
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	20,524	21,807
Commercial [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	106,512	108,062
Construction And Land Development [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	14,285	15,439
Residential 1-4 Family [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	241,563	243,538
Multifamily [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	13,908	14,409
Farmland [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	24,594	25,252
Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	3,023	3,117
Consumer Installment Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	25,434	25,828
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$86	$97

Loans_Summary_Of_Loans_Receiva1

Loans (Summary Of Loans Receivable On Nonaccrual Status) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Loans [Line Items]
Total loans receivable on nonaccrual status	$20,722		$21,861
Charged off	995		4,559
Interest income not recognized on nonaccrual loans, Total	166	254
Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	20,107		21,243
Charged off	977		4,416
Commercial [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	577		554
Charged off			47
Commercial [Member] \| Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	5,449		6,222
Charged off	420		2,190
Construction And Land Development [Member] \| Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	564		332
Charged off			292
Residential 1-4 Family [Member] \| Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	7,617		8,589
Charged off	211		1,063
Multifamily [Member] \| Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	902		118
Charged off	346		41
Farmland [Member] \| Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	5,575		5,982
Charged off			830
Agriculture [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	15		18
Charged off			17
Consumer Installment Loans [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	23		46
Charged off	18		79
All Other Loans [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status

Loans_Summary_Of_Impaired_Loan

Loans (Summary Of Impaired Loans) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Loans [Line Items]
Average Recorded Investment	$22,694	$33,471
Interest Income Recognized	151	795
Recorded Investment	22,597	22,780
Unpaid Principal Balance	26,493	26,118
Related Allowance	1,875	2,331
With No Related Allowance Recorded [Member] \| Commercial [Member]
Loans [Line Items]
Average Recorded Investment	562	421
Interest Income Recognized	1
Recorded Investment	575	548
Unpaid Principal Balance	705	674
With No Related Allowance Recorded [Member] \| Agriculture [Member]
Loans [Line Items]
Average Recorded Investment	52	62
Interest Income Recognized	1	4
Recorded Investment	52	52
Unpaid Principal Balance	52	52
With No Related Allowance Recorded [Member] \| Consumer Installment Loans [Member]
Loans [Line Items]
Average Recorded Investment	14	12
Interest Income Recognized		1
Recorded Investment	12	15
Unpaid Principal Balance	12	15
With No Related Allowance Recorded [Member] \| All Other Loans [Member]
Loans [Line Items]
Average Recorded Investment
Interest Income Recognized
Recorded Investment
Unpaid Principal Balance
Related Allowance
With An Allowance Recorded [Member] \| Commercial [Member]
Loans [Line Items]
Average Recorded Investment	84	407
Interest Income Recognized	1	4
Recorded Investment	93	74
Unpaid Principal Balance	93	74
Related Allowance	45	26
With An Allowance Recorded [Member] \| Agriculture [Member]
Loans [Line Items]
Average Recorded Investment	29	39
Interest Income Recognized		2
Recorded Investment	27	30
Unpaid Principal Balance	27	30
Related Allowance	27	30
With An Allowance Recorded [Member] \| Consumer Installment Loans [Member]
Loans [Line Items]
Average Recorded Investment	26	10
Interest Income Recognized	1
Recorded Investment	52
Unpaid Principal Balance	52
Related Allowance	2
With An Allowance Recorded [Member] \| All Other Loans [Member]
Loans [Line Items]
Average Recorded Investment
Interest Income Recognized
Recorded Investment
Unpaid Principal Balance
Related Allowance
Real Estate [Member] \| With No Related Allowance Recorded [Member] \| Commercial [Member]
Loans [Line Items]
Average Recorded Investment	4,314	9,628
Interest Income Recognized	24	128
Recorded Investment	4,642	3,986
Unpaid Principal Balance	6,101	5,166
Real Estate [Member] \| With No Related Allowance Recorded [Member] \| Construction And Land Development [Member]
Loans [Line Items]
Average Recorded Investment	15	248
Interest Income Recognized		1
Recorded Investment	14	15
Unpaid Principal Balance	14	15
Real Estate [Member] \| With No Related Allowance Recorded [Member] \| Residential 1-4 Family [Member]
Loans [Line Items]
Average Recorded Investment	3,573	2,959
Interest Income Recognized	45	177
Recorded Investment	3,900	3,245
Unpaid Principal Balance	4,060	3,471
Real Estate [Member] \| With No Related Allowance Recorded [Member] \| Multifamily [Member]
Loans [Line Items]
Average Recorded Investment	652	370
Interest Income Recognized	-2	26
Recorded Investment	866	438
Unpaid Principal Balance	1,252	479
Real Estate [Member] \| With No Related Allowance Recorded [Member] \| Farmland [Member]
Loans [Line Items]
Average Recorded Investment	5,730	5,383
Interest Income Recognized	17	114
Recorded Investment	5,692	5,767
Unpaid Principal Balance	6,772	6,801
Real Estate [Member] \| With An Allowance Recorded [Member] \| Commercial [Member]
Loans [Line Items]
Average Recorded Investment	3,676	6,338
Interest Income Recognized	22	132
Recorded Investment	2,834	4,517
Unpaid Principal Balance	3,050	4,905
Related Allowance	943	1,482
Real Estate [Member] \| With An Allowance Recorded [Member] \| Construction And Land Development [Member]
Loans [Line Items]
Average Recorded Investment	381	505
Interest Income Recognized		14
Recorded Investment	458	303
Unpaid Principal Balance	701	355
Related Allowance	242	88
Real Estate [Member] \| With An Allowance Recorded [Member] \| Residential 1-4 Family [Member]
Loans [Line Items]
Average Recorded Investment	2,426	4,248
Interest Income Recognized	28	126
Recorded Investment	2,278	2,573
Unpaid Principal Balance	2,488	2,852
Related Allowance	275	347
Real Estate [Member] \| With An Allowance Recorded [Member] \| Multifamily [Member]
Loans [Line Items]
Average Recorded Investment	57	268
Interest Income Recognized		7
Recorded Investment		113
Unpaid Principal Balance		113
Related Allowance		15
Real Estate [Member] \| With An Allowance Recorded [Member] \| Farmland [Member]
Loans [Line Items]
Average Recorded Investment	1,103	2,573
Interest Income Recognized	13	59
Recorded Investment	1,102	1,104
Unpaid Principal Balance	1,114	1,116
Related Allowance	$341	$343

Loans_Summary_Of_Age_Analysis_

Loans (Summary Of Age Analysis Of Past Due Loans Receivable) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Loans [Line Items]
Loans 30-59 Days Past Due	$8,928	$11,882
Loans 60-89 Days Past Due	2,481	2,634
Loans 90 or More Days Past Due	7,855	4,952
Total Past Due Loans	19,264	19,468
Current Loans	430,665	438,081
Total loans	449,929	457,549
Commercial [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	19	64
Loans 60-89 Days Past Due	100	15
Loans 90 or More Days Past Due	217	162
Total Past Due Loans	336	241
Current Loans	20,188	21,566
Total loans	20,524	21,807
Agriculture [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	12
Loans 60-89 Days Past Due		4
Total Past Due Loans	12	4
Current Loans	3,011	3,113
Total loans	3,023	3,117
Consumer Installment Loans [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	75	153
Loans 60-89 Days Past Due	64	19
Loans 90 or More Days Past Due	15	21
Total Past Due Loans	154	193
Current Loans	25,280	25,635
Total loans	25,434	25,828
All Other Loans [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	7	22
Loans 60-89 Days Past Due		6
Total Past Due Loans	7	28
Current Loans	79	69
Total loans	86	97
Real Estate [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	8,815	11,643
Loans 60-89 Days Past Due	2,317	2,590
Loans 90 or More Days Past Due	7,623	4,769
Total Past Due Loans	18,755	19,002
Current Loans	382,107	387,698
Total loans	400,862	406,700
Real Estate [Member] \| Commercial [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	2,027	2,683
Loans 60-89 Days Past Due	256	74
Loans 90 or More Days Past Due	3,320	2,411
Total Past Due Loans	5,603	5,168
Current Loans	100,909	102,894
Total loans	106,512	108,062
Real Estate [Member] \| Construction And Land Development [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	134	94
Loans 60-89 Days Past Due		335
Loans 90 or More Days Past Due		12
Total Past Due Loans	134	441
Current Loans	14,151	14,998
Total loans	14,285	15,439
Real Estate [Member] \| Residential 1-4 Family [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	6,055	7,885
Loans 60-89 Days Past Due	1,604	1,728
Loans 90 or More Days Past Due	2,344	2,346
Total Past Due Loans	10,003	11,959
Current Loans	231,560	231,579
Total loans	241,563	243,538
Real Estate [Member] \| Multifamily [Member]
Loans [Line Items]
Loans 30-59 Days Past Due		320
Loans 60-89 Days Past Due	428
Loans 90 or More Days Past Due	359
Total Past Due Loans	787	320
Current Loans	13,121	14,089
Total loans	13,908	14,409
Real Estate [Member] \| Farmland [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	599	661
Loans 60-89 Days Past Due	29	453
Loans 90 or More Days Past Due	1,600
Total Past Due Loans	2,228	1,114
Current Loans	22,366	24,138
Total loans	$24,594	$25,252

Loans_Summary_Of_Risk_Category

Loans (Summary Of Risk Category Of Loans Receivable) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$449,929	$457,549
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	400,862	406,700
Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	408,410	415,165
Pass [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	362,602	367,785
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	15,667	14,895
Special Mention [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	13,333	12,347
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	25,852	27,489
Substandard [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	24,927	26,568
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	20,524	21,807
Commercial [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	106,512	108,062
Commercial [Member] \| Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	17,391	18,495
Commercial [Member] \| Pass [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	92,133	92,515
Commercial [Member] \| Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	2,334	2,548
Commercial [Member] \| Special Mention [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	7,933	7,925
Commercial [Member] \| Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	799	764
Commercial [Member] \| Substandard [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	6,446	7,622
Construction And Land Development [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	14,285	15,439
Construction And Land Development [Member] \| Pass [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	11,526	12,974
Construction And Land Development [Member] \| Special Mention [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	2,195	2,041
Construction And Land Development [Member] \| Substandard [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	564	424
Residential 1-4 Family [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	241,563	243,538
Residential 1-4 Family [Member] \| Pass [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	228,599	230,184
Residential 1-4 Family [Member] \| Special Mention [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	2,790	1,965
Residential 1-4 Family [Member] \| Substandard [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	10,174	11,389
Multifamily [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	13,908	14,409
Multifamily [Member] \| Pass [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	12,782	13,953
Multifamily [Member] \| Special Mention [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	145	146
Multifamily [Member] \| Substandard [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	981	310
Farmland [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	24,594	25,252
Farmland [Member] \| Pass [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	17,562	18,159
Farmland [Member] \| Special Mention [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	270	270
Farmland [Member] \| Substandard [Member] \| Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	6,762	6,823
Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	3,023	3,117
Agriculture [Member] \| Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	2,981	3,069
Agriculture [Member] \| Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	42	48
Consumer Installment Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	25,434	25,828
Consumer Installment Loans [Member] \| Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	25,350	25,719
Consumer Installment Loans [Member] \| Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	84	109
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	86	97
All Other Loans [Member] \| Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$86	$97

Allowance_For_Loan_Losses_Summ

Allowance For Loan Losses (Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Allowance For Loan Losses [Line Items]
Balance, beginning of year	$9,922	$13,080
Charge Offs	-995	-4,559
Recoveries	33	1,401
Advances
Balance, End of period	8,960	9,922
Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	8,256	11,060
Charge Offs	-977	-4,416
Recoveries	19	1,331
Advances
Provisions	54	281
Balance, End of period	7,352	8,256
Commercial [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	457	1,147
Charge Offs		-47
Recoveries	3	29
Advances
Provisions	-2	-672
Balance, End of period	458	457
Commercial [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	4,418	5,203
Charge Offs	-420	-2,190
Recoveries	1	427
Advances
Provisions	-527	978
Balance, End of period	3,472	4,418
Construction And Land Development [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	199	1,184
Charge Offs		-292
Recoveries		236
Advances
Provisions	238	-929
Balance, End of period	437	199
Residential 1-4 Family [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	2,572	3,316
Charge Offs	-211	-1,063
Recoveries	18	148
Advances
Provisions	-43	171
Balance, End of period	2,336	2,572
Multifamily [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	154	133
Charge Offs	-346	-41
Advances
Provisions	461	62
Balance, End of period	269	154
Farmland [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	913	1,224
Charge Offs		-830
Recoveries		520
Advances
Provisions	-75	-1
Balance, End of period	838	913
Agriculture [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	125	337
Charge Offs		-17
Recoveries		1
Advances
Provisions	-7	-196
Balance, End of period	118	125
Consumer Installment Loans [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	171	153
Charge Offs	-18	-79
Recoveries	11	40
Advances
Provisions	-14	57
Balance, End of period	150	171
All Other Loans [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	1	2
Advances
Provisions		-1
Balance, End of period	1	1
Unallocated [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	912	381
Advances
Provisions	-31	531
Balance, End of period	$881	$912

Allowance_For_Loan_Losses_Sche

Allowance For Loan Losses (Schedule Of Allocation Of Portion Of Allowance) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	$1,875	$2,331
Allowance for Loan Losses, Collectively Evaluated for Impairment	7,085	7,591
Allowance for Loan Losses, Total	8,960	9,922	13,080
Recorded Investment in Loans, Individually Evaluated for Impairment	22,597	22,780
Recorded Investment in Loans, Collectively Evaluated for Impairment	427,332	434,769
Recorded Investment in Loans, Total	449,929	457,549
Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	1,801	2,275
Allowance for Loan Losses, Collectively Evaluated for Impairment	5,551	5,981
Allowance for Loan Losses, Total	7,352	8,256	11,060
Recorded Investment in Loans, Individually Evaluated for Impairment	21,786	22,061
Recorded Investment in Loans, Collectively Evaluated for Impairment	379,076	384,639
Recorded Investment in Loans, Total	400,862	406,700
Commercial [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	45	26
Allowance for Loan Losses, Collectively Evaluated for Impairment	413	431
Allowance for Loan Losses, Total	458	457	1,147
Recorded Investment in Loans, Individually Evaluated for Impairment	668	622
Recorded Investment in Loans, Collectively Evaluated for Impairment	19,856	21,185
Recorded Investment in Loans, Total	20,524	21,807
Commercial [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	943	1,482
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,529	2,936
Allowance for Loan Losses, Total	3,472	4,418	5,203
Recorded Investment in Loans, Individually Evaluated for Impairment	7,476	8,503
Recorded Investment in Loans, Collectively Evaluated for Impairment	99,036	99,559
Recorded Investment in Loans, Total	106,512	108,062
Construction And Land Development [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	242	88
Allowance for Loan Losses, Collectively Evaluated for Impairment	195	111
Allowance for Loan Losses, Total	437	199	1,184
Recorded Investment in Loans, Individually Evaluated for Impairment	472	318
Recorded Investment in Loans, Collectively Evaluated for Impairment	13,813	15,121
Recorded Investment in Loans, Total	14,285	15,439
Residential 1-4 Family [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	275	347
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,061	2,225
Allowance for Loan Losses, Total	2,336	2,572	3,316
Recorded Investment in Loans, Individually Evaluated for Impairment	6,178	5,818
Recorded Investment in Loans, Collectively Evaluated for Impairment	235,385	237,720
Recorded Investment in Loans, Total	241,563	243,538
Multifamily [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment		15
Allowance for Loan Losses, Collectively Evaluated for Impairment	269	139
Allowance for Loan Losses, Total	269	154	133
Recorded Investment in Loans, Individually Evaluated for Impairment	866	551
Recorded Investment in Loans, Collectively Evaluated for Impairment	13,042	13,858
Recorded Investment in Loans, Total	13,908	14,409
Farmland [Member] \| Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	341	343
Allowance for Loan Losses, Collectively Evaluated for Impairment	497	570
Allowance for Loan Losses, Total	838	913	1,224
Recorded Investment in Loans, Individually Evaluated for Impairment	6,794	6,871
Recorded Investment in Loans, Collectively Evaluated for Impairment	17,800	18,381
Recorded Investment in Loans, Total	24,594	25,252
Agriculture [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	27	30
Allowance for Loan Losses, Collectively Evaluated for Impairment	91	95
Allowance for Loan Losses, Total	118	125	337
Recorded Investment in Loans, Individually Evaluated for Impairment	79	82
Recorded Investment in Loans, Collectively Evaluated for Impairment	2,944	3,035
Recorded Investment in Loans, Total	3,023	3,117
Consumer Installment Loans [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	2
Allowance for Loan Losses, Collectively Evaluated for Impairment	148	171
Allowance for Loan Losses, Total	150	171	153
Recorded Investment in Loans, Individually Evaluated for Impairment	64	15
Recorded Investment in Loans, Collectively Evaluated for Impairment	25,370	25,813
Recorded Investment in Loans, Total	25,434	25,828
All Other Loans [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Collectively Evaluated for Impairment	1	1
Allowance for Loan Losses, Total	1	1	2
Recorded Investment in Loans, Collectively Evaluated for Impairment	86	97
Recorded Investment in Loans, Total	86	97
Unallocated [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Collectively Evaluated for Impairment	881	912
Allowance for Loan Losses, Total	$881	$912	$381

Troubled_Debt_Restructurings_N

Troubled Debt Restructurings (Narrative) (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	loan	Dec. 31, 2014
Troubled Debt Restructurings [Abstract]
Total TDRs	$9.80	$10
Modified loans	1
Period loan is considered to be in default, days	90 days

Troubled_Debt_Restructurings_S

Troubled Debt Restructurings (Schedule Of Loans Modified As Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015
	loan
Financing Receivable, Modifications [Line Items]
# of Loans	1
Pre-Mod. Recorded Investment	$551
Post-Mod. Recorded Investment	360
Real Estate [Member]
Financing Receivable, Modifications [Line Items]
# of Loans	1
Pre-Mod. Recorded Investment	551
Post-Mod. Recorded Investment	360
Real Estate [Member] \| Construction And Land Development [Member]
Financing Receivable, Modifications [Line Items]
# of Loans	1
Pre-Mod. Recorded Investment	551
Post-Mod. Recorded Investment	$360

Earnings_Per_Share_Schedule_Of

Earnings Per Share (Schedule Of Anti-Dilutive Income Per Common Share) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share [Abstract]
Antidilutive potential common shares	1,539,877	2,638,666
Net income	$622	($72)
Weighted average shares outstanding	22,878,654	21,872,293
Dilutive shares for stock options and warrants
Weighted average dilutive shares outstanding	22,878,654	21,872,293
Basic income per share	$0.03	$0
Diluted income per share	$0.03	$0

Trust_Preferred_Securities_And1

Trust Preferred Securities And Deferral Of Interest Payments (Details) (USD $)	0 Months Ended	3 Months Ended	12 Months Ended
	Dec. 10, 2014	Mar. 31, 2015	Dec. 31, 2014	Dec. 31, 2006	Jul. 07, 2004	Sep. 27, 2006
	Dec. 10, 2014	Mar. 31, 2015	Dec. 31, 2014	item	Jul. 07, 2004	Sep. 27, 2006
Debt Instrument [Line Items]
Number of branch banks acquired				2
Securities Maturity		30 years
Minimum redemption period		5 years
Maximum interest and penalty payment deferral period		60 months
Deferral period for dividends on trust preferred securities		60 months
Payment of trust preferred securities dividends in arrears	$2,500,000
Interest in arrears			0
Payment of interest on trust preferred securities		107,000
NPB Capital Trust 1 [Member]
Debt Instrument [Line Items]
Issuance of floating rate trust preferred securities					11,300,000
Interest rate terms, spread over reference rate		2.60%
Interest rate		2.85%
NPB Capital Trust 2 [Member]
Debt Instrument [Line Items]
Issuance of floating rate trust preferred securities						$5,200,000
Interest rate terms, spread over reference rate		1.77%
Interest rate		2.02%

Fair_Values_Narrative_Details

Fair Values (Narrative) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Fair Values [Abstract]
Investment securities, available for sale	$100,133,000	$100,069,000
Aggregate carrying amounts of impaired loans	20,700,000	20,400,000
Aggregate carrying amount of foreclosed assets	$14,800,000	$15,000,000

Fair_Values_Summary_Of_Assets_

Fair Values (Summary Of Assets And Liabilities Measured At Fair Value) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	100,133	100,069
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	35,559	35,498
Commercial [Member] \| Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Commercial [Member] \| Quoted Market Price In Active Markets (Level 1) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Commercial [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	623	596
Commercial [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	6,533	7,021
Construction And Land Development [Member] \| Quoted Market Price In Active Markets (Level 1) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Construction And Land Development [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	230	230
Residential 1-4 Family [Member] \| Quoted Market Price In Active Markets (Level 1) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Residential 1-4 Family [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	5,903	5,471
Multifamily [Member] \| Quoted Market Price In Active Markets (Level 1) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Multifamily [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	866	536
Farmland [Member] \| Quoted Market Price In Active Markets (Level 1) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Farmland [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	6,453	6,528
Agriculture [Member] \| Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Agriculture [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	52	52
Consumer Installment Loans [Member] \| Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Consumer Installment Loans [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	62	15
All Other Loans [Member] \| Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Recurring Basis [Member] \| U.S. Government Agencies [Member] \| Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Recurring Basis [Member] \| U.S. Government Agencies [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	43,966	44,070
Recurring Basis [Member] \| Taxable Municipals [Member] \| Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Recurring Basis [Member] \| Taxable Municipals [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	288	288
Recurring Basis [Member] \| Mortgage Backed Securities [Member] \| Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Recurring Basis [Member] \| Mortgage Backed Securities [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	54,945	55,711
Non-Recurring Basis [Member] \| Quoted Market Price In Active Markets (Level 1) [Member] \| Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Non-Recurring Basis [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$14,837	$15,049

Fair_Values_Schedule_Of_Signif

Fair Values (Schedule Of Significant Unobservable Inputs In Level 3 Assets ) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015
Impaired Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value	$20,722
Valuation Technique	Appraised Value/Discounted Cash Flows/Market Value of Note
Significant Unobservable Inputs	Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell
General Range of Significant Unobservable Input Values, Minimum Discount Rate	0.00%
General Range of Significant Unobservable Input Values, Maximum Discount Rate	18.00%
Other Real Estate Owned [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value	$14,837
Valuation Technique	Appraised Value/Comparable Sales/Other Estimates from Independent Sources
Significant Unobservable Inputs	Discounts to reflect current market conditions and estimated costs to sell
General Range of Significant Unobservable Input Values, Minimum Discount Rate	0.00%
General Range of Significant Unobservable Input Values, Maximum Discount Rate	18.00%

Fair_Values_Estimated_Fair_Val

Fair Values (Estimated Fair Value Of Financial Instruments) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	$440,969	$447,627
Time deposits	291,397	299,974
Carrying Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	440,969	447,627
Time deposits	291,397	299,974
FHLB advances	3,858	4,158
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	443,592	451,225
Time deposits	292,209	301,309
FHLB advances	3,858	4,158
Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans
Time deposits
FHLB advances
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	422,870	430,776
Time deposits	292,209	301,309
FHLB advances	3,858	4,158
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	$20,722	$20,449