Exhibit99.3
First NLC Securitization Trust 2005-4
Issuer
First NLC Securitization, Inc.
Depositor
DISCLAIMER
The issuer has filed a registration statement (including a prospectus) with the Securities and Exchange Commission (“SEC”) for the offering to which this communication relates with a file number of 333-127919. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling (703) 469-1225.
COMPUTATIONAL MATERIALS
This presentation contains tables and other statistical analyses (the “Computational Materials”). These Computational Materials have been prepared by Friedman, Billings, Ramsey & Co., Inc. (“FBR”) in reliance upon information furnished by the issuer of the securities and its affiliates. These Computational Materials are furnished to you solely by FBR and not by the issuer of the securities. They may not be provided to any third party other than the addressee’s legal, tax, financial and/or accounting advisors for the purposes of evaluating said material.
Numerous assumptions were used in preparing the Computational Materials which may or may not be reflected therein. As such, no assurance can be given as to the Computational Materials’ appropriateness in any particular context. In addition, no assurance can be given as to whether the Computational Materials and/or the assumptions upon which they are based reflect present market conditions or future market performance. These Computational Materials should not be construed as either projections or predictions or as legal, tax, financial or accounting advice.
Any weighted average lives, yields and principal payment periods shown in the Computational Materials are based on prepayment assumptions, and changes in such prepayment assumptions may dramatically affect such weighted average lives, yields and principal payment periods. In addition, it is possible that prepayments on the underlying assets will occur at rates slower or faster than the rates shown in the attached Computational Materials. Furthermore, unless otherwise provided, the Computational Materials assume no losses on the underlying assets and no interest shortfall.
If the Computational Materials were generated using a hypothetical group of mortgage loans, the specific characteristics of the securities may differ from those shown in the Computational Materials due to differences between the actual underlying assets and the hypothetical underlying assets used in preparing the Computational Materials. If these Computational Materials are based only on a statistical pool of mortgage loans expected to be included in the trust along with other mortgage loans on the closing date, the specific characteristics of these securities also may differ from those shown in the Computational Materials. A statistical pool may not necessarily represent a statistically relevant population, notwithstanding any contrary references herein. Although FBR believes the information with respect to the statistical pool will be representative of the final pool of mortgage loans, the collateral characteristics of the final pool may nonetheless vary from the collateral characteristics of the statistical pool. Certain mortgage loans contained in a statistical pool or the actual pool may be deleted from the final pool of mortgage loans delivered to the trust on the closing date.
FNLC 2005-4
| 1. | Must have at least two ratings, at least one by S&P or Moodys Rated by Both |
| 2. | Negative amortization loans as a percentage of the entire pool None |
| 3. | Simultaneous seconds (silent seconds) as a percentage of the entire pool*: 32.84% |
| 4. | Percentage of investment property cash-outs as a percentage of the entire pool: 2.01% |
| 5. | Loans that are Investment Property in Florida & Las Vegas as a percentage of the entire pool: 0.74% (FL), 0.12% (Las Vegas) |
| 6. | Non-zero DTI ratio 43.99% |
| 7. | Basic Fixed Rate Mortgages stratification if not included in the term sheet: See Attachment |
| 8. | Basic Adjustable Rate Mortgage stratification if not included in the term sheet See Attachment |
| 9. | Basic Fixed, ARM, IO, Investment stratification if there any IO loans if not included in the term sheet See Attachment |
| 10. | Basic MI stratification if MI is used No MI |
| 11. | Excel matrices of the following See Matrices Tab |
| 12. | List of states and percentage of each state in that pool for the following, if not included in the term sheet See Term Sheet for Aggregate, See States Tab for IO, ARM, Fixed States |
| 13. | Break out of ARMs in the following format with weighted average Teaser, Margin, Caps, LTV, FICO: See Replines Tab |
| * | % of Loans with silent seconds |
| 1. | Aggregate |
Aggregate | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.59 | % | 0.75 | % | 0.70 | % | 0.59 | % | 0.62 | % | 0.79 | % | 0.67 | % | 0.58 | % | 0.31 | % | 0.14 | % | 0.09 | % | 0.15 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.52 | % | 0.59 | % | 0.66 | % | 0.57 | % | 0.34 | % | 0.40 | % | 0.35 | % | 0.34 | % | 0.24 | % | 0.15 | % | 0.08 | % | 0.08 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.87 | % | 0.67 | % | 0.96 | % | 0.81 | % | 0.78 | % | 1.04 | % | 0.85 | % | 0.72 | % | 0.64 | % | 0.03 | % | 0.17 | % | 0.29 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.19 | % | 0.15 | % | 0.29 | % | 0.31 | % | 0.49 | % | 0.48 | % | 0.50 | % | 0.82 | % | 0.45 | % | 0.35 | % | 0.01 | % | 0.05 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 1.34 | % | 1.41 | % | 1.81 | % | 1.47 | % | 1.50 | % | 4.39 | % | 9.94 | % | 7.99 | % | 5.76 | % | 3.97 | % | 2.53 | % | 3.48 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.66 | % | 0.82 | % | 0.61 | % | 1.13 | % | 1.26 | % | 0.77 | % | 1.05 | % | 0.77 | % | 0.44 | % | 0.17 | % | 0.31 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.22 | % | 0.86 | % | 1.32 | % | 2.12 | % | 2.20 | % | 1.43 | % | 1.31 | % | 1.09 | % | 0.84 | % | 0.55 | % | 0.67 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.03 | % | 0.08 | % | 0.10 | % | 0.66 | % | 0.55 | % | 0.46 | % | 0.75 | % | 0.76 | % | 0.43 | % | 0.26 | % | 0.31 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.02 | % | 0.78 | % | 0.71 | % | 1.65 | % | 1.19 | % | 1.00 | % | 0.62 | % | 0.52 | % | 0.68 | % | |||||||||||||
Total: | 0.00 | % | 3.51 | % | 4.48 | % | 6.18 | % | 5.80 | % | 8.42 | % | 11.83 | % | 16.62 | % | 14.75 | % | 11.03 | % | 6.97 | % | 4.39 | % | 6.02 | % | |||||||||||||
| 2. | ARM-Purchase |
ARM-Purchase | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 0.03 | % | 0.05 | % | 0.06 | % | 0.03 | % | 0.06 | % | 0.00 | % | 0.06 | % | 0.07 | % | 0.17 | % | 0.00 | % | 0.00 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.18 | % | 0.12 | % | 0.03 | % | 0.05 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.06 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.00 | % | 0.04 | % | 0.07 | % | 0.06 | % | 0.22 | % | 0.21 | % | 0.07 | % | 0.27 | % | 0.19 | % | 0.05 | % | 0.38 | % | 0.19 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.03 | % | 0.00 | % | 0.19 | % | 0.08 | % | 0.45 | % | 0.45 | % | 0.19 | % | 0.04 | % | 0.05 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 0.13 | % | 0.19 | % | 0.57 | % | 1.09 | % | 1.21 | % | 6.75 | % | 19.55 | % | 16.64 | % | 11.74 | % | 8.32 | % | 5.48 | % | 8.61 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.14 | % | 0.30 | % | 0.52 | % | 0.22 | % | 0.22 | % | 0.10 | % | 0.45 | % | 0.05 | % | 0.00 | % | 0.00 | % | 0.05 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.74 | % | 0.98 | % | 1.36 | % | 1.47 | % | 1.18 | % | 0.55 | % | 0.86 | % | 1.09 | % | 0.41 | % | 0.30 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.08 | % | 0.00 | % | 0.17 | % | 0.32 | % | 0.05 | % | 0.00 | % | 0.24 | % | 0.19 | % | 0.13 | % | 0.11 | % | 0.53 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.03 | % | 1.35 | % | 0.10 | % | 0.00 | % | 0.39 | % | 0.03 | % | 0.09 | % | 0.36 | % | 0.40 | % | |||||||||||||
Total: | 0.00 | % | 0.30 | % | 0.59 | % | 1.76 | % | 3.00 | % | 4.71 | % | 9.04 | % | 20.99 | % | 19.05 | % | 13.57 | % | 10.03 | % | 6.83 | % | 10.12 | % | |||||||||||||
| 3. | ARM-Refi |
ARM-Refi | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 1.40 | % | 0.00 | % | 1.41 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 2.34 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.00 | % | 2.35 | % | 0.00 | % | 0.00 | % | 1.80 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.96 | % | 3.14 | % | 0.80 | % | 0.00 | % | 5.62 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
75.01 - 79.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.30 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
79.01 - 80.00 | 0.00 | % | 5.25 | % | 0.00 | % | 0.00 | % | 3.65 | % | 1.68 | % | 4.69 | % | 6.96 | % | 4.95 | % | 0.79 | % | 0.00 | % | 0.79 | % | 0.00 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 4.32 | % | 1.96 | % | 2.70 | % | 6.11 | % | 0.00 | % | 1.35 | % | 0.00 | % | 0.00 | % | 3.09 | % | 0.00 | % | 0.00 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 5.21 | % | 1.54 | % | 0.91 | % | 4.37 | % | 2.13 | % | 1.25 | % | 0.00 | % | 3.70 | % | 0.00 | % | 6.07 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.34 | % | 0.00 | % | 2.70 | % | 0.77 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.61 | % | 0.00 | % | 0.00 | % | |||||||||||||
Total: | 0.00 | % | 6.65 | % | 6.66 | % | 9.54 | % | 11.03 | % | 12.63 | % | 10.35 | % | 18.77 | % | 9.31 | % | 0.79 | % | 7.39 | % | 0.79 | % | 6.07 | % | |||||||||||||
| 4. | ARM-Cashout Refi |
ARM-Cashout Refi | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 1.08 | % | 1.35 | % | 1.11 | % | 1.00 | % | 1.20 | % | 0.91 | % | 0.77 | % | 0.50 | % | 0.35 | % | 0.07 | % | 0.01 | % | 0.05 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.88 | % | 1.06 | % | 1.27 | % | 0.88 | % | 0.35 | % | 0.84 | % | 0.62 | % | 0.43 | % | 0.22 | % | 0.18 | % | 0.06 | % | 0.11 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 1.66 | % | 1.28 | % | 1.73 | % | 1.27 | % | 1.03 | % | 1.51 | % | 1.32 | % | 1.04 | % | 0.68 | % | 0.00 | % | 0.03 | % | 0.33 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.37 | % | 0.32 | % | 0.26 | % | 0.52 | % | 0.79 | % | 0.37 | % | 0.72 | % | 1.37 | % | 0.54 | % | 0.42 | % | 0.00 | % | 0.07 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 2.27 | % | 2.57 | % | 2.84 | % | 1.66 | % | 1.83 | % | 3.28 | % | 5.76 | % | 3.79 | % | 3.02 | % | 1.64 | % | 1.10 | % | 0.78 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.93 | % | 1.41 | % | 0.48 | % | 1.63 | % | 1.90 | % | 1.27 | % | 1.58 | % | 1.04 | % | 0.60 | % | 0.26 | % | 0.41 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.44 | % | 1.07 | % | 1.84 | % | 2.92 | % | 3.37 | % | 1.96 | % | 1.89 | % | 0.95 | % | 0.57 | % | 0.74 | % | 0.68 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.17 | % | 0.09 | % | 1.12 | % | 1.00 | % | 0.44 | % | 1.35 | % | 1.33 | % | 0.47 | % | 0.29 | % | 0.22 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.37 | % | 0.47 | % | 0.40 | % | 0.30 | % | 0.22 | % | 0.20 | % | 0.13 | % | 0.00 | % | |||||||||||||
Total: | 0.00 | % | 6.27 | % | 7.95 | % | 9.85 | % | 7.76 | % | 11.24 | % | 13.64 | % | 13.26 | % | 12.24 | % | 8.35 | % | 4.18 | % | 2.63 | % | 2.65 | % | |||||||||||||
| 5. | Fixed Purchase |
Fixed Purchase | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 0.03 | % | 0.04 | % | 0.05 | % | 0.02 | % | 0.13 | % | 0.00 | % | 0.05 | % | 0.06 | % | 0.15 | % | 0.00 | % | 0.07 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.18 | % | 0.10 | % | 0.02 | % | 0.13 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.05 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.00 | % | 0.03 | % | 0.15 | % | 0.06 | % | 0.26 | % | 0.18 | % | 0.06 | % | 0.24 | % | 0.16 | % | 0.04 | % | 0.33 | % | 0.16 | % | |||||||||||||
75.01 - 79.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.03 | % | 0.00 | % | 0.22 | % | 0.07 | % | 0.39 | % | 0.39 | % | 0.16 | % | 0.04 | % | 0.05 | % | |||||||||||||
79.01 - 80.00 | 0.00 | % | 0.11 | % | 0.16 | % | 0.56 | % | 0.94 | % | 1.26 | % | 6.25 | % | 17.09 | % | 14.67 | % | 10.35 | % | 7.51 | % | 4.89 | % | 7.55 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.12 | % | 0.27 | % | 0.47 | % | 0.19 | % | 0.19 | % | 0.11 | % | 0.48 | % | 0.04 | % | 0.00 | % | 0.00 | % | 0.04 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.64 | % | 0.89 | % | 1.37 | % | 1.27 | % | 1.02 | % | 0.69 | % | 0.92 | % | 1.03 | % | 0.42 | % | 0.46 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.07 | % | 0.00 | % | 0.15 | % | 0.27 | % | 0.08 | % | 0.03 | % | 0.20 | % | 0.22 | % | 0.12 | % | 0.12 | % | 0.46 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.04 | % | 1.34 | % | 0.85 | % | 2.82 | % | 1.93 | % | 1.46 | % | 1.10 | % | 1.13 | % | 1.52 | % | |||||||||||||
Total: | 0.00 | % | 0.29 | % | 0.51 | % | 1.69 | % | 2.76 | % | 4.72 | % | 9.18 | % | 21.20 | % | 18.66 | % | 13.61 | % | 10.12 | % | 6.97 | % | 10.31 | % | |||||||||||||
| 6. | Fixed-Refi |
Fixed-Refi | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.47 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 2.99 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 3.44 | % | 1.41 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 2.23 | % | 0.00 | % | 0.00 | % | 1.48 | % | 0.00 | % | 3.03 | % | 0.00 | % | 1.89 | % | 0.00 | % | 0.00 | % | 0.00 | % | 2.61 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 3.30 | % | 0.00 | % | 0.00 | % | 3.22 | % | 4.88 | % | 1.63 | % | 9.33 | % | 3.56 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 5.82 | % | 0.00 | % | 0.00 | % | 4.60 | % | 5.21 | % | 4.56 | % | 0.00 | % | 3.76 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 4.27 | % | 0.00 | % | 0.00 | % | 2.60 | % | 2.06 | % | 0.00 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 3.45 | % | 0.00 | % | 2.74 | % | 1.97 | % | 7.97 | % | 4.50 | % | 0.00 | % | 0.00 | % | |||||||||||||
Total: | 0.00 | % | 2.23 | % | 3.30 | % | 0.00 | % | 4.47 | % | 12.49 | % | 11.34 | % | 10.05 | % | 17.80 | % | 18.21 | % | 11.67 | % | 2.06 | % | 6.37 | % | |||||||||||||
| 7. | Fixed-Cashout Refi |
Fixed-Cashout Refi | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.62 | % | 1.01 | % | 1.25 | % | 0.85 | % | 0.53 | % | 2.63 | % | 2.59 | % | 2.45 | % | 0.98 | % | 0.42 | % | 0.69 | % | 0.86 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.33 | % | 0.24 | % | 0.59 | % | 0.77 | % | 1.27 | % | 0.16 | % | 0.58 | % | 1.14 | % | 1.19 | % | 0.56 | % | 0.28 | % | 0.23 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.89 | % | 0.59 | % | 0.78 | % | 1.29 | % | 1.58 | % | 2.13 | % | 1.09 | % | 1.22 | % | 2.17 | % | 0.15 | % | 0.17 | % | 0.61 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.13 | % | 0.00 | % | 1.37 | % | 0.51 | % | 1.05 | % | 1.71 | % | 1.20 | % | 0.29 | % | 0.37 | % | 0.73 | % | 0.00 | % | 0.00 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 1.41 | % | 1.41 | % | 2.35 | % | 2.20 | % | 1.08 | % | 2.54 | % | 3.05 | % | 2.58 | % | 1.89 | % | 1.75 | % | 0.48 | % | 0.73 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.89 | % | 0.28 | % | 1.33 | % | 1.66 | % | 2.31 | % | 0.95 | % | 0.63 | % | 2.08 | % | 0.98 | % | 0.44 | % | 0.85 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.17 | % | 0.35 | % | 0.85 | % | 1.56 | % | 0.71 | % | 0.78 | % | 1.05 | % | 2.10 | % | 0.67 | % | 0.36 | % | 0.55 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.11 | % | 0.45 | % | 1.48 | % | 0.34 | % | 0.51 | % | 1.22 | % | 0.57 | % | 0.20 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.06 | % | 0.45 | % | 1.27 | % | 2.61 | % | 2.20 | % | 2.24 | % | 0.41 | % | 0.12 | % | 0.55 | % | |||||||||||||
Total: | 0.00 | % | 3.39 | % | 4.30 | % | 6.97 | % | 7.85 | % | 9.30 | % | 13.90 | % | 14.33 | % | 11.88 | % | 13.51 | % | 6.88 | % | 3.11 | % | 4.58 | % | |||||||||||||
| 8. | ARM-Owner Occupied |
ARM-Owner | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.65 | % | 0.79 | % | 0.63 | % | 0.55 | % | 0.62 | % | 0.52 | % | 0.44 | % | 0.30 | % | 0.21 | % | 0.10 | % | 0.00 | % | 0.03 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.59 | % | 0.70 | % | 0.72 | % | 0.51 | % | 0.22 | % | 0.49 | % | 0.36 | % | 0.25 | % | 0.12 | % | 0.11 | % | 0.06 | % | 0.06 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.96 | % | 0.76 | % | 1.04 | % | 0.79 | % | 0.69 | % | 0.91 | % | 0.79 | % | 0.57 | % | 0.43 | % | 0.02 | % | 0.16 | % | 0.20 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.21 | % | 0.19 | % | 0.15 | % | 0.31 | % | 0.44 | % | 0.32 | % | 0.45 | % | 0.94 | % | 0.51 | % | 0.33 | % | 0.02 | % | 0.07 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 1.44 | % | 1.57 | % | 1.89 | % | 1.50 | % | 1.60 | % | 4.88 | % | 11.87 | % | 9.37 | % | 6.80 | % | 4.48 | % | 2.88 | % | 4.05 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.67 | % | 0.98 | % | 0.55 | % | 1.15 | % | 1.05 | % | 0.80 | % | 0.96 | % | 0.55 | % | 0.40 | % | 0.15 | % | 0.19 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.25 | % | 1.04 | % | 1.52 | % | 2.28 | % | 2.64 | % | 1.61 | % | 1.19 | % | 0.75 | % | 0.66 | % | 0.47 | % | 0.55 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.03 | % | 0.10 | % | 0.13 | % | 0.81 | % | 0.60 | % | 0.30 | % | 0.87 | % | 0.85 | % | 0.33 | % | 0.21 | % | 0.36 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.01 | % | 0.80 | % | 0.31 | % | 0.23 | % | 0.34 | % | 0.14 | % | 0.17 | % | 0.23 | % | 0.15 | % | |||||||||||||
Total: | 0.00 | % | 3.86 | % | 4.96 | % | 6.55 | % | 5.87 | % | 8.60 | % | 11.72 | % | 16.85 | % | 14.79 | % | 10.36 | % | 6.60 | % | 4.19 | % | 5.65 | % | |||||||||||||
| 9. | ARM-Investor |
ARM-Investor | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 0.00 | % | 1.84 | % | 1.96 | % | 2.78 | % | 0.91 | % | 0.34 | % | 1.82 | % | 0.81 | % | 0.45 | % | 0.26 | % | 0.00 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.00 | % | 0.40 | % | 0.72 | % | 0.56 | % | 0.53 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.85 | % | 0.45 | % | 1.80 | % | 3.47 | % | 4.84 | % | 1.40 | % | 0.00 | % | 0.55 | % | 2.43 | % | |||||||||||||
75.01 - 79.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.38 | % | 0.57 | % | 0.00 | % | 0.00 | % | 1.54 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
79.01 - 80.00 | 0.00 | % | 0.62 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.59 | % | 1.04 | % | 3.02 | % | 4.74 | % | 2.28 | % | 2.86 | % | 5.04 | % | 4.52 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 4.70 | % | 0.00 | % | 4.73 | % | 2.25 | % | 0.00 | % | 0.00 | % | 2.13 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.64 | % | 0.82 | % | 2.33 | % | 5.11 | % | 5.58 | % | 6.59 | % | 4.37 | % | 2.59 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.96 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.87 | % | |||||||||||||
Total: | 0.00 | % | 0.62 | % | 0.40 | % | 2.55 | % | 3.75 | % | 5.56 | % | 9.27 | % | 9.14 | % | 23.73 | % | 12.31 | % | 9.90 | % | 10.22 | % | 12.55 | % | |||||||||||||
| 10. | ARM-Second Home |
ARM-Second | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
Total: | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
| 11. | Fixed-Owner Occupied |
Fixed-Owner | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.43 | % | 0.70 | % | 0.73 | % | 0.50 | % | 0.37 | % | 1.84 | % | 1.66 | % | 1.56 | % | 0.73 | % | 0.26 | % | 0.48 | % | 0.67 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.23 | % | 0.16 | % | 0.41 | % | 0.83 | % | 0.88 | % | 0.11 | % | 0.40 | % | 0.79 | % | 0.82 | % | 0.39 | % | 0.20 | % | 0.16 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.62 | % | 0.41 | % | 0.67 | % | 0.90 | % | 1.26 | % | 1.59 | % | 0.80 | % | 0.79 | % | 1.39 | % | 0.00 | % | 0.12 | % | 0.36 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.09 | % | 0.00 | % | 0.75 | % | 0.35 | % | 0.68 | % | 1.18 | % | 0.83 | % | 0.20 | % | 0.26 | % | 0.51 | % | 0.00 | % | 0.00 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 1.05 | % | 0.98 | % | 1.78 | % | 1.58 | % | 1.23 | % | 2.74 | % | 2.28 | % | 2.39 | % | 1.76 | % | 1.82 | % | 0.69 | % | 0.87 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.73 | % | 0.22 | % | 0.97 | % | 1.26 | % | 1.76 | % | 0.68 | % | 0.91 | % | 1.56 | % | 0.68 | % | 0.30 | % | 0.59 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.12 | % | 0.24 | % | 0.69 | % | 1.71 | % | 0.49 | % | 0.54 | % | 1.11 | % | 1.51 | % | 0.73 | % | 0.40 | % | 0.96 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.08 | % | 0.41 | % | 1.23 | % | 0.23 | % | 0.49 | % | 0.94 | % | 0.53 | % | 0.16 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.06 | % | 0.80 | % | 2.61 | % | 8.27 | % | 5.20 | % | 5.05 | % | 2.64 | % | 1.93 | % | 3.01 | % | |||||||||||||
Total: | 0.00 | % | 2.42 | % | 3.09 | % | 4.80 | % | 5.88 | % | 8.27 | % | 12.74 | % | 16.69 | % | 13.18 | % | 13.55 | % | 7.96 | % | 4.64 | % | 6.78 | % | |||||||||||||
| 12. | Fixed-Non-Owner Occupied |
Fixed-Non-Owner | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 0.00 | % | 3.78 | % | 2.58 | % | 0.00 | % | 4.20 | % | 3.97 | % | 3.96 | % | 0.00 | % | 0.86 | % | 0.00 | % | 2.19 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 2.05 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.00 | % | 0.00 | % | 2.40 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.67 | % | 3.27 | % | 2.90 | % | 0.00 | % | 1.64 | % | |||||||||||||
75.01 - 79.00 | 0.00 | % | 0.00 | % | 0.00 | % | 5.63 | % | 0.00 | % | 1.34 | % | 3.82 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
79.01 - 80.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 2.78 | % | 9.40 | % | 4.45 | % | 1.55 | % | 4.50 | % | 0.00 | % | 0.00 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 2.06 | % | 1.15 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 7.05 | % | 14.76 | % | 2.44 | % | 0.00 | % | 0.00 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 3.02 | % | 0.00 | % | 0.57 | % | |||||||||||||
Total: | 0.00 | % | 2.05 | % | 0.00 | % | 11.81 | % | 2.58 | % | 1.34 | % | 10.79 | % | 15.43 | % | 18.29 | % | 19.59 | % | 13.73 | % | 0.00 | % | 4.41 | % | |||||||||||||
| 13. | Fixed-Second Home |
Fixed-Second Home | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
Total: | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
| 14. | ARM-Full Doc |
ARM-Full Doc | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 1.00 | % | 1.48 | % | 0.54 | % | 0.54 | % | 0.43 | % | 0.92 | % | 0.60 | % | 0.35 | % | 0.32 | % | 0.10 | % | 0.02 | % | 0.00 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.83 | % | 0.90 | % | 0.71 | % | 1.10 | % | 0.39 | % | 0.66 | % | 0.37 | % | 0.43 | % | 0.00 | % | 0.13 | % | 0.00 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 1.11 | % | 0.49 | % | 1.09 | % | 0.86 | % | 0.62 | % | 1.03 | % | 0.63 | % | 0.66 | % | 0.35 | % | 0.00 | % | 0.24 | % | 0.32 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.51 | % | 0.29 | % | 0.36 | % | 0.55 | % | 0.29 | % | 0.13 | % | 0.36 | % | 0.85 | % | 0.66 | % | 0.57 | % | 0.00 | % | 0.16 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 3.31 | % | 3.14 | % | 1.96 | % | 1.56 | % | 1.85 | % | 5.95 | % | 6.03 | % | 4.85 | % | 3.34 | % | 3.06 | % | 1.81 | % | 1.20 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 1.61 | % | 1.81 | % | 0.73 | % | 0.99 | % | 1.29 | % | 1.09 | % | 1.29 | % | 0.77 | % | 0.20 | % | 0.15 | % | 0.27 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.47 | % | 2.31 | % | 3.34 | % | 2.31 | % | 2.30 | % | 1.27 | % | 1.61 | % | 0.68 | % | 0.93 | % | 0.68 | % | 0.55 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.08 | % | 0.24 | % | 0.31 | % | 1.77 | % | 1.09 | % | 0.46 | % | 0.84 | % | 1.35 | % | 0.46 | % | 0.10 | % | 0.06 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.03 | % | 1.91 | % | 0.71 | % | 0.50 | % | 0.57 | % | 0.28 | % | 0.23 | % | 0.18 | % | 0.14 | % | |||||||||||||
Total: | 0.00 | % | 6.77 | % | 8.46 | % | 9.02 | % | 9.02 | % | 10.57 | % | 14.09 | % | 11.31 | % | 11.46 | % | 7.74 | % | 5.68 | % | 3.18 | % | 2.70 | % | |||||||||||||
| 15. | ARM-Limited |
ARM-Limited | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
70.01 - 75.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 100.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
Total: | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 100.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
| 16. | ARM-No/Stated Doc |
ARM-No Stated | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.38 | % | 0.28 | % | 0.76 | % | 0.62 | % | 0.86 | % | 0.27 | % | 0.32 | % | 0.34 | % | 0.16 | % | 0.12 | % | 0.00 | % | 0.05 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.39 | % | 0.54 | % | 0.73 | % | 0.12 | % | 0.12 | % | 0.34 | % | 0.32 | % | 0.11 | % | 0.20 | % | 0.09 | % | 0.10 | % | 0.10 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.81 | % | 0.90 | % | 0.96 | % | 0.75 | % | 0.73 | % | 0.87 | % | 1.03 | % | 0.70 | % | 0.54 | % | 0.03 | % | 0.14 | % | 0.22 | % | |||||||||||||
75.01 - 79.00 | 0.00 | % | 0.00 | % | 0.10 | % | 0.00 | % | 0.14 | % | 0.55 | % | 0.43 | % | 0.49 | % | 1.03 | % | 0.38 | % | 0.15 | % | 0.03 | % | 0.00 | % | |||||||||||||
79.01 - 80.00 | 0.00 | % | 0.13 | % | 0.41 | % | 1.74 | % | 1.39 | % | 1.37 | % | 3.96 | % | 15.40 | % | 12.22 | % | 8.93 | % | 5.37 | % | 3.72 | % | 6.03 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.37 | % | 0.40 | % | 1.20 | % | 1.06 | % | 0.57 | % | 0.93 | % | 0.49 | % | 0.52 | % | 0.15 | % | 0.24 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.09 | % | 0.12 | % | 0.19 | % | 2.17 | % | 2.78 | % | 1.88 | % | 1.11 | % | 1.05 | % | 0.79 | % | 0.53 | % | 0.66 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.11 | % | 0.24 | % | 0.18 | % | 0.89 | % | 0.46 | % | 0.22 | % | 0.28 | % | 0.54 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.02 | % | 0.04 | % | 0.17 | % | 0.03 | % | 0.11 | % | 0.25 | % | 0.19 | % | |||||||||||||
Total: | 0.00 | % | 1.70 | % | 2.33 | % | 4.67 | % | 3.61 | % | 7.11 | % | 9.97 | % | 20.24 | % | 17.50 | % | 12.25 | % | 7.40 | % | 5.19 | % | 8.02 | % | |||||||||||||
| 17. | Fixed-Full Doc |
Fixed-Full Doc | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.79 | % | 0.69 | % | 0.85 | % | 0.56 | % | 0.67 | % | 2.31 | % | 1.73 | % | 1.16 | % | 1.20 | % | 0.53 | % | 0.74 | % | 0.92 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.13 | % | 0.00 | % | 0.00 | % | 0.82 | % | 1.04 | % | 0.07 | % | 0.23 | % | 0.45 | % | 1.35 | % | 0.58 | % | 0.36 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.82 | % | 0.62 | % | 0.99 | % | 1.28 | % | 1.76 | % | 1.75 | % | 1.07 | % | 0.88 | % | 2.11 | % | 0.00 | % | 0.00 | % | 0.39 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.17 | % | 0.00 | % | 0.41 | % | 0.52 | % | 0.93 | % | 2.18 | % | 1.37 | % | 0.36 | % | 0.40 | % | 0.46 | % | 0.00 | % | 0.00 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 1.91 | % | 1.55 | % | 2.35 | % | 1.76 | % | 1.90 | % | 3.05 | % | 1.98 | % | 3.26 | % | 1.31 | % | 1.84 | % | 0.73 | % | 0.50 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 1.33 | % | 0.41 | % | 1.68 | % | 1.66 | % | 1.90 | % | 1.37 | % | 0.71 | % | 2.62 | % | 0.42 | % | 0.55 | % | 0.00 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.22 | % | 0.45 | % | 1.27 | % | 1.04 | % | 0.67 | % | 0.66 | % | 1.95 | % | 2.51 | % | 1.01 | % | 0.45 | % | 0.96 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.11 | % | 0.49 | % | 1.30 | % | 0.27 | % | 0.61 | % | 0.23 | % | 0.20 | % | 0.21 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.47 | % | 2.24 | % | 3.26 | % | 2.39 | % | 2.35 | % | 1.83 | % | 0.62 | % | 0.79 | % | |||||||||||||
Total: | 0.00 | % | 3.82 | % | 4.40 | % | 5.47 | % | 7.89 | % | 10.58 | % | 14.65 | % | 12.98 | % | 11.43 | % | 14.48 | % | 6.90 | % | 3.64 | % | 3.77 | % | |||||||||||||
| 18. | Fixed-Limited Doc |
Fixed-Limited Doc | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.23 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.99 | % | 0.00 | % | 7.08 | % | 26.70 | % | 0.00 | % | 28.77 | % | 12.37 | % | 17.14 | % | 4.72 | % | |||||||||||||
Total: | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.99 | % | 0.00 | % | 7.08 | % | 27.93 | % | 0.00 | % | 28.77 | % | 12.37 | % | 17.14 | % | 4.72 | % | |||||||||||||
| 19. | Stated Doc |
Fixed-No | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 0.68 | % | 0.83 | % | 0.59 | % | 0.00 | % | 1.51 | % | 1.78 | % | 2.23 | % | 0.14 | % | 0.00 | % | 0.15 | % | 0.50 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.49 | % | 0.35 | % | 0.86 | % | 0.79 | % | 0.67 | % | 0.16 | % | 0.57 | % | 1.14 | % | 0.17 | % | 0.15 | % | 0.00 | % | 0.34 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.35 | % | 0.14 | % | 0.43 | % | 0.41 | % | 0.63 | % | 1.32 | % | 0.45 | % | 0.77 | % | 0.74 | % | 0.21 | % | 0.25 | % | 0.43 | % | |||||||||||||
75.01 - 78.00 | 0.00 | % | 0.00 | % | 0.00 | % | 1.52 | % | 0.14 | % | 0.45 | % | 0.26 | % | 0.18 | % | 0.00 | % | 0.08 | % | 0.53 | % | 0.00 | % | 0.00 | % | |||||||||||||
78.01 - 80.00 | 0.00 | % | 0.00 | % | 0.27 | % | 1.03 | % | 1.29 | % | 0.41 | % | 2.45 | % | 3.20 | % | 1.60 | % | 2.30 | % | 2.04 | % | 0.62 | % | 1.25 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.11 | % | 0.72 | % | 1.52 | % | 0.00 | % | 1.17 | % | 0.25 | % | 0.94 | % | 0.00 | % | 1.24 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 2.40 | % | 0.26 | % | 0.38 | % | 0.62 | % | 1.36 | % | 0.56 | % | 0.33 | % | 0.91 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.04 | % | 0.30 | % | 1.05 | % | 0.18 | % | 0.32 | % | 1.71 | % | 0.88 | % | 0.09 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.08 | % | 0.00 | % | 2.74 | % | 12.96 | % | 8.19 | % | 7.20 | % | 3.36 | % | 2.91 | % | 5.35 | % | |||||||||||||
Total: | 0.00 | % | 0.84 | % | 1.44 | % | 4.67 | % | 3.42 | % | 5.31 | % | 10.52 | % | 20.58 | % | 15.89 | % | 12.56 | % | 9.50 | % | 5.14 | % | 10.11 | % | |||||||||||||
| 20. | ARM-Interest Only |
ARM-Interest Only | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.16 | % | 0.59 | % | 0.53 | % | 0.44 | % | 0.42 | % | 0.27 | % | 0.02 | % | 0.08 | % | |||||||||||||
65.01 - 70.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.17 | % | 0.59 | % | 0.43 | % | 0.09 | % | 0.25 | % | 0.00 | % | 0.07 | % | 0.00 | % | |||||||||||||
70.01 - 75.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.24 | % | 1.10 | % | 0.91 | % | 0.91 | % | 0.92 | % | 0.00 | % | 0.22 | % | 0.38 | % | |||||||||||||
75.01 - 79.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.17 | % | 0.41 | % | 0.58 | % | 1.61 | % | 1.20 | % | 0.84 | % | 0.05 | % | 0.06 | % | |||||||||||||
79.01 - 80.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.24 | % | 0.54 | % | 4.24 | % | 17.32 | % | 13.98 | % | 10.85 | % | 6.07 | % | 4.24 | % | 6.16 | % | |||||||||||||
80.01 - 85.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.65 | % | 0.90 | % | 0.65 | % | 1.09 | % | 0.99 | % | 0.71 | % | 0.24 | % | 0.51 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.21 | % | 0.92 | % | 3.11 | % | 1.40 | % | 1.52 | % | 1.51 | % | 1.04 | % | 0.56 | % | 0.88 | % | |||||||||||||
90.01 - 95.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.23 | % | 0.70 | % | 0.48 | % | 1.43 | % | 1.39 | % | 0.56 | % | 0.44 | % | 0.25 | % | |||||||||||||
95.01 - 100.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.19 | % | 0.00 | % | 0.07 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
Total: | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.45 | % | 3.27 | % | 11.63 | % | 22.38 | % | 21.07 | % | 17.52 | % | 9.50 | % | 5.85 | % | 8.32 | % | |||||||||||||
| 21. | Modular Housing |
Modular Housing | 0-499 | 500-519 | 520-539 | 540-559 | 560-579 | 580-599 | 600-619 | 620-639 | 640-659 | 660-679 | 680-699 | 700-719 | 720+ | ||||||||||||||||||||||||||
0.01 - 65.00 | 0.00 | % | 0.00 | % | 53.78 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
79.01 - 80.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 25.03 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
85.01 - 90.00 | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 21.19 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
Total: | 0.00 | % | 0.00 | % | 53.78 | % | 0.00 | % | 0.00 | % | 46.22 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |||||||||||||
| IO pool | ||||||
Geographic Distribution | Number of Mortgage Loans | Outstanding Principal Balance | Percent of Outstanding Principal Balance | |||
California | 353 | 119,515,575.52 | 50.16 | |||
Florida | 119 | 27,671,034.87 | 11.61 | |||
Illinois | 98 | 23,768,512.89 | 9.97 | |||
Maryland | 50 | 12,304,167.73 | 5.16 | |||
Arizona | 56 | 10,068,471.83 | 4.23 | |||
Virginia | 32 | 9,582,323.44 | 4.02 | |||
Nevada | 28 | 6,478,747.08 | 2.72 | |||
Washington | 17 | 3,808,587.88 | 1.60 | |||
Massachusetts | 10 | 3,332,732.17 | 1.40 | |||
Michigan | 17 | 3,149,905.42 | 1.32 | |||
Oregon | 16 | 2,883,650.00 | 1.21 | |||
New Jersey | 9 | 2,569,822.71 | 1.08 | |||
Colorado | 10 | 1,502,576.27 | 0.63 | |||
Texas | 7 | 1,378,250.00 | 0.58 | |||
Minnesota | 6 | 1,375,250.00 | 0.58 | |||
North Carolina | 11 | 1,322,387.53 | 0.55 | |||
Rhode Island | 5 | 1,192,650.00 | 0.50 | |||
Hawaii | 4 | 1,180,875.00 | 0.50 | |||
Georgia | 6 | 956,350.00 | 0.40 | |||
Wisconsin | 3 | 712,600.00 | 0.30 | |||
Tennessee | 4 | 703,099.56 | 0.30 | |||
New York | 2 | 627,500.00 | 0.26 | |||
Ohio | 3 | 456,550.00 | 0.19 | |||
Connecticut | 2 | 454,700.00 | 0.19 | |||
Pennsylvania | 4 | 423,850.00 | 0.18 | |||
Utah | 2 | 285,600.00 | 0.12 | |||
New Hampshire | 1 | 167,900.00 | 0.07 | |||
Delaware | 1 | 149,600.00 | 0.06 | |||
Missouri | 1 | 144,000.00 | 0.06 | |||
New Mexico | 1 | 120,000.00 | 0.05 | |||
Total: | 878 | 238,287,269.90 | 100.00 | |||
| ARM Loans | ||||||
Geographic Distribution | Number of Mortgage Loans | Outstanding Principal Balance | Percent of Outstanding Principal Balance | |||
California | 600 | 190,413,298.86 | 30.11 | |||
Florida | 524 | 103,994,579.47 | 16.44 | |||
Illinois | 407 | 85,720,360.73 | 13.55 | |||
Maryland | 152 | 33,988,822.89 | 5.37 | |||
Massachusetts | 82 | 20,968,000.11 | 3.32 | |||
Arizona | 101 | 18,808,496.35 | 2.97 | |||
Virginia | 72 | 17,912,994.17 | 2.83 | |||
Michigan | 125 | 17,146,222.35 | 2.71 | |||
New Jersey | 47 | 11,974,584.52 | 1.89 | |||
Nevada | 51 | 11,020,473.17 | 1.74 | |||
Texas | 93 | 10,602,468.79 | 1.68 | |||
Washington | 49 | 10,136,016.13 | 1.60 | |||
Pennsylvania | 78 | 10,108,693.64 | 1.60 | |||
New York | 32 | 9,966,077.45 | 1.58 | |||
Wisconsin | 70 | 9,855,616.17 | 1.56 | |||
North Carolina | 76 | 9,834,387.29 | 1.55 | |||
Rhode Island | 39 | 8,867,623.59 | 1.40 | |||
Georgia | 62 | 8,436,879.61 | 1.33 | |||
Oregon | 31 | 6,187,776.46 | 0.98 | |||
Tennessee | 51 | 6,055,324.15 | 0.96 | |||
Indiana | 48 | 4,807,237.91 | 0.76 | |||
Connecticut | 21 | 4,434,740.98 | 0.70 | |||
Minnesota | 20 | 3,877,935.75 | 0.61 | |||
Ohio | 31 | 3,665,507.33 | 0.58 | |||
Colorado | 19 | 3,036,226.91 | 0.48 | |||
Missouri | 15 | 1,675,501.40 | 0.26 | |||
Hawaii | 3 | 1,394,200.00 | 0.22 | |||
Idaho | 11 | 1,323,963.21 | 0.21 | |||
Kentucky | 9 | 1,220,796.97 | 0.19 | |||
Kansas | 4 | 722,500.00 | 0.11 | |||
Utah | 6 | 717,800.00 | 0.11 | |||
Nebraska | 7 | 654,400.00 | 0.10 | |||
Iowa | 5 | 643,224.15 | 0.10 | |||
Delaware | 3 | 560,620.00 | 0.09 | |||
New Hampshire | 3 | 493,477.55 | 0.08 | |||
New Mexico | 3 | 420,700.00 | 0.07 | |||
Louisiana | 2 | 299,400.00 | 0.05 | |||
Oklahoma | 2 | 177,344.40 | 0.03 | |||
Arkansas | 1 | 134,300.00 | 0.02 | |||
South Dakota | 1 | 88,000.00 | 0.01 | |||
South Carolina | 1 | 78,759.92 | 0.01 | |||
Wyoming | 1 | 64,600.00 | 0.01 | |||
Total: | 2,958 | 632,489,932.38 | 100.00 | |||
| Fixed Loans | ||||||
Geographic Distribution | Number of Mortgage Loans | Outstanding Principal Balance | Outstanding Principal Balance | |||
California | 230 | 33,673,477.99 | 23.75 | |||
Florida | 267 | 28,413,850.78 | 20.04 | |||
Texas | 132 | 12,196,199.33 | 8.60 | |||
Illinois | 124 | 10,994,521.33 | 7.75 | |||
Maryland | 38 | 6,325,791.21 | 4.46 | |||
Pennsylvania | 55 | 6,039,026.38 | 4.26 | |||
New Jersey | 29 | 4,528,429.57 | 3.19 | |||
Washington | 25 | 3,188,453.08 | 2.25 | |||
Michigan | 51 | 3,154,349.59 | 2.22 | |||
Arizona | 31 | 3,042,054.10 | 2.15 | |||
Virginia | 24 | 2,707,057.54 | 1.91 | |||
Massachusetts | 22 | 2,468,201.98 | 1.74 | |||
New York | 12 | 2,422,122.88 | 1.71 | |||
Hawaii | 9 | 2,367,243.00 | 1.67 | |||
Nevada | 22 | 2,342,010.10 | 1.65 | |||
Georgia | 27 | 2,127,642.05 | 1.50 | |||
Minnesota | 16 | 2,002,930.17 | 1.41 | |||
North Carolina | 29 | 1,915,007.41 | 1.35 | |||
Indiana | 25 | 1,741,355.48 | 1.23 | |||
Wisconsin | 30 | 1,706,710.02 | 1.20 | |||
Oregon | 14 | 1,660,365.97 | 1.17 | |||
Tennessee | 19 | 1,570,480.86 | 1.11 | |||
Connecticut | 10 | 1,162,012.82 | 0.82 | |||
Colorado | 15 | 911,743.03 | 0.64 | |||
Rhode Island | 15 | 868,384.02 | 0.61 | |||
Ohio | 10 | 497,415.05 | 0.35 | |||
Nebraska | 6 | 413,409.50 | 0.29 | |||
Utah | 3 | 362,900.74 | 0.26 | |||
Kentucky | 4 | 243,893.79 | 0.17 | |||
Missouri | 5 | 241,780.00 | 0.17 | |||
Louisiana | 2 | 153,200.00 | 0.11 | |||
South Carolina | 2 | 85,694.16 | 0.06 | |||
Idaho | 1 | 81,920.00 | 0.06 | |||
Delaware | 1 | 70,780.00 | 0.05 | |||
Iowa | 1 | 41,250.00 | 0.03 | |||
Kansas | 1 | 30,000.00 | 0.02 | |||
South Dakota | 1 | 22,000.00 | 0.02 | |||
New Mexico | 1 | 14,492.86 | 0.01 | |||
Total: | 1,309 | 141,788,156.79 | 100.00 | |||
All ARM Loans indexed to 6 mo LIBOR
All IO Terms are 60 Months
FNLC 2005-4 Replines | Percent of Deal | Interest Rate | Gross Margin | Maximum Mortgage Rate | Initial Periodic Cap | Subsequent Cap | Minimum Mortgage Rate | Mortgage Rate Adjustment Frequency (in Months) | Prepay Term | FICO | LTV | |||||||||||
ARM 2/28 - Prepay Term: 0 | 6.26 | 7.730 | 6.673 | 14.546 | 2.988 | 1.403 | 7.730 | 6 | 0 | 617 | 80.06 | |||||||||||
ARM 2/28 - Prepay Term: 12 | 2.77 | 7.604 | 6.748 | 14.196 | 3.000 | 1.367 | 7.604 | 6 | 12 | 631 | 82.34 | |||||||||||
ARM 2/28 - Prepay Term: 24 | 14.19 | 7.671 | 7.088 | 14.576 | 2.994 | 1.453 | 7.671 | 6 | 24 | 605 | 79.74 | |||||||||||
ARM 2/28 - Prepay Term: 36 | 0.25 | 8.062 | 7.601 | 15.029 | 3.000 | 1.484 | 8.062 | 6 | 36 | 606 | 81.13 | |||||||||||
ARM 2/28 - 60mo IO - Prepay Term: 0 | 2.93 | 7.511 | 6.529 | 14.407 | 3.000 | 1.441 | 7.511 | 6 | 0 | 663 | 82.33 | |||||||||||
ARM 2/28 - 60mo IO - Prepay Term: 12 | 1.79 | 7.140 | 6.406 | 14.035 | 3.000 | 1.468 | 7.140 | 6 | 12 | 667 | 80.30 | |||||||||||
ARM 2/28 - 60mo IO - Prepay Term: 24 | 16.59 | 7.063 | 6.429 | 13.957 | 3.000 | 1.449 | 7.063 | 6 | 24 | 655 | 80.10 | |||||||||||
ARM 2/28 - 60mo IO - Prepay Term: 36 | 0.14 | 7.131 | 6.696 | 14.131 | 3.000 | 1.500 | 7.131 | 6 | 36 | 645 | 81.89 | |||||||||||
ARM 2/28 - Balloon 40/30 - Prepay Term: 0 | 0.66 | 7.894 | 6.939 | 14.894 | 3.000 | 1.500 | 7.894 | 6 | 0 | 611 | 79.61 | |||||||||||
ARM 2/28 - Balloon 40/30 - Prepay Term: 12 | 0.29 | 7.789 | 7.154 | 14.678 | 3.000 | 1.444 | 7.789 | 6 | 12 | 582 | 73.94 | |||||||||||
ARM 2/28 - Balloon 40/30 - Prepay Term: 24 | 2.43 | 7.386 | 6.590 | 14.170 | 3.000 | 1.367 | 7.386 | 6 | 24 | 630 | 81.02 | |||||||||||
ARM 3/27 - Prepay Term: 0 | 9.85 | 7.835 | 7.081 | 14.812 | 3.000 | 1.487 | 7.835 | 6 | 0 | 600 | 80.54 | |||||||||||
ARM 3/27 - Prepay Term: 12 | 1.37 | 7.902 | 7.362 | 14.902 | 3.000 | 1.500 | 7.902 | 6 | 12 | 622 | 77.96 | |||||||||||
ARM 3/27 - Prepay Term: 24 | 0.61 | 7.783 | 7.480 | 14.735 | 3.000 | 1.476 | 7.783 | 6 | 24 | 620 | 81.52 | |||||||||||
ARM 3/27 - Prepay Term: 36 | 10.44 | 7.913 | 7.457 | 14.912 | 2.998 | 1.499 | 7.913 | 6 | 36 | 591 | 79.53 | |||||||||||
ARM 3/27 - 60mo IO - Prepay Term: 0 | 2.56 | 7.163 | 6.610 | 14.163 | 3.000 | 1.500 | 7.163 | 6 | 0 | 653 | 82.50 | |||||||||||
ARM 3/27 - 60mo IO - Prepay Term: 12 | 0.31 | 7.035 | 6.599 | 13.916 | 3.000 | 1.440 | 7.035 | 6 | 12 | 666 | 80.18 | |||||||||||
ARM 3/27 - 60mo IO - Prepay Term: 24 | 0.10 | 7.790 | 7.234 | 14.790 | 3.000 | 1.500 | 7.790 | 6 | 24 | 641 | 80.00 | |||||||||||
ARM 3/27 - 60mo IO - Prepay Term: 36 | 4.65 | 7.137 | 6.681 | 14.131 | 3.000 | 1.497 | 7.137 | 6 | 36 | 651 | 80.17 | |||||||||||
ARM 3/27 - Balloon 40/30 - Prepay Term: 0 | 0.56 | 7.997 | 6.841 | 14.997 | 3.000 | 1.500 | 7.997 | 6 | 0 | 617 | 83.16 | |||||||||||
ARM 3/27 - Balloon 40/30 - Prepay Term: 12 | 0.09 | 7.293 | 7.043 | 14.293 | 3.000 | 1.500 | 7.293 | 6 | 12 | 671 | 88.33 | |||||||||||
ARM 3/27 - Balloon 40/30 - Prepay Term: 24 | 0.17 | 7.353 | 6.986 | 14.353 | 3.000 | 1.500 | 7.353 | 6 | 24 | 631 | 83.33 | |||||||||||
ARM 3/27 - Balloon 40/30 - Prepay Term: 36 | 1.80 | 7.387 | 6.933 | 14.387 | 3.000 | 1.500 | 7.387 | 6 | 36 | 622 | 79.68 | |||||||||||
ARM 5/25 - Prepay Term: 0 | 0.10 | 7.298 | 7.048 | 14.298 | 3.000 | 1.500 | 7.298 | 6 | 0 | 646 | 81.34 | |||||||||||
ARM 5/25 - Prepay Term: 12 | 0.06 | 7.550 | 6.550 | 14.550 | 5.000 | 1.000 | 7.550 | 6 | 12 | 649 | 75.00 | |||||||||||
ARM 5/25 - Prepay Term: 24 | 0.01 | 7.550 | 7.300 | 14.550 | 3.000 | 1.500 | 7.550 | 6 | 24 | 638 | 87.38 | |||||||||||
ARM 5/25 - Prepay Term: 36 | 0.06 | 6.812 | 6.562 | 13.812 | 3.000 | 1.500 | 6.812 | 6 | 36 | 694 | 82.08 | |||||||||||
ARM 5/25 - 60mo IO - Prepay Term: 0 | 0.20 | 6.637 | 6.387 | 13.637 | 3.000 | 1.500 | 6.637 | 6 | 0 | 653 | 78.44 | |||||||||||
ARM 5/25 - 60mo IO - Prepay Term: 36 | 0.46 | 6.880 | 6.378 | 13.880 | 3.000 | 1.500 | 6.880 | 6 | 36 | 661 | 82.81 |
% Loans LTV = 80: | 41.17 | % | |
% Loans CLTV = 80: | 13.31 | % | |
% Loans CLTV = 100: | 34.47 | % | |
WA CLTV:87.44% | |||
WA CLTV Loans with Silent Seconds:99.61% | |||
WA DTI:43.99% |
DTI (%) | Number of Mortgage Loans | Outstanding Principal Balance | Percent of Outstanding Principal Balance | Weighted Average Gross Coupon | Weighted Average Credit Score | Weighted Average Original LTV | ||||||
0.01 - 5.00 | 3 | 472,105.79 | 0.06 | 8.390 | 590 | 81.83 | ||||||
5.01 - 10.00 | 7 | 1,212,663.81 | 0.16 | 8.081 | 634 | 82.31 | ||||||
10.01 - 15.00 | 10 | 803,274.82 | 0.10 | 8.236 | 600 | 82.12 | ||||||
15.01 - 20.00 | 41 | 4,868,606.37 | 0.63 | 7.692 | 622 | 78.47 | ||||||
20.01 - 25.00 | 83 | 11,607,166.13 | 1.50 | 7.781 | 616 | 76.91 | ||||||
25.01 - 30.00 | 175 | 24,293,484.15 | 3.14 | 7.819 | 620 | 78.12 | ||||||
30.01 - 35.00 | 306 | 46,041,217.11 | 5.95 | 7.788 | 616 | 80.35 | ||||||
35.01 - 40.00 | 514 | 81,412,469.20 | 10.51 | 7.687 | 630 | 80.08 | ||||||
40.01 - 45.00 | 947 | 172,206,863.23 | 22.24 | 7.638 | 636 | 81.51 | ||||||
45.01 - 50.00 | 1,798 | 353,699,290.66 | 45.68 | 7.710 | 632 | 81.55 | ||||||
50.01 - 55.00 | 382 | 77,581,947.90 | 10.02 | 7.526 | 613 | 80.61 | ||||||
55.01 - 60.00 | 1 | 79,000.00 | 0.01 | 7.000 | 550 | 59.85 | ||||||
Total: | 4,267 | 774,278,089.17 | 100.00 | 7.684 | 629 | 81.03 | ||||||
Original CLTV (%) | Number of Mortgage Loans | Outstanding Principal Balance | Percent of Outstanding Principal Balance | Weighted Average Gross Coupon | Weighted Average Credit Score | Weighted Average Original CLTV | ||||||
15.01 - 20.00 | 2 | 172,437.00 | 0.02 | 7.332 | 601 | 17.20 | ||||||
20.01 - 25.00 | 5 | 479,773.27 | 0.06 | 8.503 | 548 | 22.81 | ||||||
25.01 - 30.00 | 4 | 564,000.00 | 0.07 | 7.971 | 583 | 28.56 | ||||||
30.01 - 35.00 | 13 | 1,381,205.07 | 0.18 | 7.460 | 597 | 32.72 | ||||||
35.01 - 40.00 | 11 | 1,204,935.43 | 0.16 | 7.835 | 580 | 37.72 | ||||||
40.01 - 45.00 | 18 | 2,793,078.92 | 0.36 | 7.562 | 612 | 42.92 | ||||||
45.01 - 50.00 | 33 | 5,250,007.03 | 0.68 | 7.313 | 584 | 47.96 | ||||||
50.01 - 55.00 | 33 | 5,806,171.37 | 0.75 | 7.406 | 596 | 52.18 | ||||||
55.01 - 60.00 | 68 | 11,988,141.82 | 1.55 | 7.350 | 600 | 58.23 | ||||||
60.01 - 65.00 | 90 | 16,558,125.12 | 2.14 | 7.519 | 587 | 63.48 | ||||||
65.01 - 70.00 | 170 | 33,371,837.52 | 4.31 | 7.423 | 585 | 68.54 | ||||||
70.01 - 75.00 | 294 | 56,515,981.57 | 7.30 | 7.580 | 591 | 73.89 | ||||||
75.01 - 80.00 | 748 | 142,566,303.95 | 18.41 | 7.594 | 604 | 79.48 | ||||||
80.01 - 85.00 | 303 | 61,471,326.64 | 7.94 | 7.751 | 616 | 84.38 | ||||||
85.01 - 90.00 | 451 | 93,976,688.64 | 12.14 | 7.768 | 627 | 89.59 | ||||||
90.01 - 95.00 | 229 | 44,199,667.57 | 5.71 | 7.784 | 646 | 94.50 | ||||||
95.01 - 100.00 | 1,795 | 295,978,408.25 | 38.23 | 7.755 | 659 | 99.95 | ||||||
Total: | 4,267 | 774,278,089.17 | 100.00 | 7.684 | 629 | 87.44 | ||||||
