Sharkey, Howes & Javer 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Owens Realty Mtg Inc	Small Cap	690828108	161	10,729	SH		SOLE		10,729	0	0
Blackhawk Network Hldgs Class B	Small Cap	09238E203	11	312	SH		SOLE		312	0	0
Infinera Corp New	Small Cap	45667G103	166	8,415	SH		SOLE		8,415	0	0
Indivior Plc Ord F	Small Cap	G4766E108	1	500	SH		SOLE		500	0	0
V F Corp Com	Small Cap	918204108	3	40	SH		SOLE		40	0	0
Western Asset Claymore	Small Cap	95766R104	20	1,750	SH		SOLE		1,750	0	0
Ishares Morningstar Multi-Asset Income	Balanced	46432F875	40	1,552	SH		SOLE		1,552	0	0
Ishares Barclays 1-3 Yrs	Bond Fund	464288646	146	1,382	SH		SOLE		1,382	0	0
PimcO Exch Traded Fund Enhanced Short Ma	Bond Fund	72201R833	227	2,245	SH		SOLE		2,245	0	0
Sch St Us Trsr Etf	Bond Fund	808524862	229	4,506	SH		SOLE		4,506	0	0
Streettracks Gold Trust Investment Fund	Commodity	78463V107	11	100	SH		SOLE		100	0	0
United St Commodity ETF Index Fund	Commodity	911717106	2	45	SH		SOLE		45	0	0
Vanguard Short Term Corp Bond ETF	Corp Bond Fund	92206C409	177	2,210	SH		SOLE		2,210	0	0
Pimco Corporate Bond	Corp Bond Fund	72201R817	346	3,326	SH		SOLE		3,326	0	0
Ishares MSCI Emerging Mkts	Emerging Markets	464287234	48	1,191	SH		SOLE		1,191	0	0
Schwab Emerging Mkt ETF	Emerging Markets	808524706	1,180	48,423	SH		SOLE		48,423	0	0
Vanguard Emerging Markets Vipers	Emerging Markets	922042858	22	548	SH		SOLE		548	0	0
Ishares Cohen & Steers Realty Majors	REIT	464287564	993	9,818	SH		SOLE		9,818	0	0
Cohen & Steers REIT & Preferred Income F	REIT	19247X100	58	3,000	SH		SOLE		3,000	0	0
DJ Global Real Estate	REIT	78463X749	7,462	150,163	SH		SOLE		150,163	0	0
Schwab US Reit ETF	REIT	808524847	89	2,196	SH		SOLE		2,196	0	0
Vanguard Reit	REIT	922908553	16	185	SH		SOLE		185	0	0
Equity Residential	REIT	29476L107	36	466	SH		SOLE		466	0	0
Kimco Realty Corp Reit	REIT	49446R109	16	600	SH		SOLE		600	0	0
Senior Housing Pptys	REIT	81721M109	1	65	SH		SOLE		65	0	0
Columbia Ppty Tr Inc Tender Offer Exp: 1	REIT	12007Q100	20	726	SH		SOLE		726	0	0
Franklin Street Pptys Corp Com	REIT	35471R106	8	600	SH		SOLE		600	0	0
Ishares Russell 1000 Index	Growth	464287622	1,038	8,956	SH		SOLE		8,956	0	0
Schwab US Broad Mkt ETF	Growth	808524102	45	886	SH		SOLE		886	0	0
Schwab US Large Growth ETF	Growth	808524300	3,657	67,889	SH		SOLE		67,889	0	0
Schwab US Large Cap ETF	Growth	808524201	1,743	35,154	SH		SOLE		35,154	0	0
S P D R Trust Unit	Growth	78462F103	57	274	SH		SOLE		274	0	0
Vanguard Growth	Growth	922908736	18	170	SH		SOLE		170	0	0
Ishares Barclays Tips Bond Fund	Govt Bond	912828C99	34	300	SH		SOLE		300	0	0
Ishares S&P 500 Index	Growth & Income	464287200	605	2,911	SH		SOLE		2,911	0	0
Vanguard Div Apprciation	Growth & Income	921908844	40	500	SH		SOLE		500	0	0
SPDR Barclays Intl Corp Bond	Intl Bond	78464A151	128	4,115	SH		SOLE		4,115	0	0
Diageo PLC New ADR F1 ADR Reps 4 Ord	Intl Equity	25243Q205	47	425	SH		SOLE		425	0	0
Glaxosmithkline PLC ADRF	Intl Equity	37733W105	37	800	SH		SOLE		800	0	0
Nestle Sa-Sponsored Adr	Intl Equity	641069406	80	1,058	SH		SOLE		1,058	0	0
Philip Morris Intl Inc	Intl Equity	718172109	15	200	SH		SOLE		200	0	0
Sanofi Synthelabo ADR	Intl Equity	80105N105	43	868	SH		SOLE		868	0	0
Teva Pharm Inds Ltd. ADRF	Intl Equity	881624209	103	1,650	SH		SOLE		1,650	0	0
Schwab Fundamental Intl Lrg Co	Intl Equity	808524755	6	231	SH		SOLE		231	0	0
Schwab Intl Eq ETF	Intl Equity	808524805	1,544	51,089	SH		SOLE		51,089	0	0
Vanguard Intl Eqty Index Ftse All World	Intl Equity	922042775	110	2,250	SH		SOLE		2,250	0	0
Deutsche MSCI EAFE Hedged	Intl Equity	233051200	5,833	194,680	SH		SOLE		194,680	0	0
Spdr S & P Intl Dividend	Intl Equity	78463X772	16	390	SH		SOLE		390	0	0
WisdomTree Intl Hedged	Intl Equity	97717X594	29,610	1,095,653	SH		SOLE		194	0	0
Templeton Emrg Mkt Ord F Investment Trus	Intl Equity	G87546100	26	3,100	SH		SOLE		3,100	0	0
Markwest Energy Partners LP	LP	293792107	43	647	SH		SOLE		647	0	0
SPDR Dow Jones ETF	Large Cap	78467X109	74	418	SH		SOLE		418	0	0
IShares Trust Dow Jones Select	Large Cap	464287168	2,810	36,050	SH		SOLE		36,050	0	0
Ishares S&P US Pfd Stk	Large Cap	464288687	32	788	SH		SOLE		788	0	0
Schwab US Equity Dividend	Large Cap	808524797	27,073	686,951	SH		SOLE		686,951	0	0
Schwab US Large Cap Value ETF	Large Cap	808524409	177	4,100	SH		SOLE		4,100	0	0
Vanguard High Dividend Yield Etf	Large Cap	921946406	516	7,549	SH		SOLE		7,549	0	0
Sector Technology Select	Large Cap	81369Y803	729	17,600	SH		SOLE		17,600	0	0
Coach Inc	Large Cap	189754104	3	67	SH		SOLE		67	0	0
Conocophillips	Large Cap	20825C104	18	294	SH		SOLE		294	0	0
Costco Whsl Corp New	Large Cap	22160K105	15	100	SH		SOLE		100	0	0
Cisco Systems, Inc.	Large Cap	17275R102	107	3,891	SH		SOLE		3,891	0	0
Centurylink Inc	Large Cap	156700106	52	1,509	SH		SOLE		1,509	0	0
ChevronTexaco Corp	Large Cap	166764100	309	2,947	SH		SOLE		2,947	0	0
Deere & Co	Large Cap	244199105	14	165	SH		SOLE		165	0	0
Guggenheim Defensive Equity	Large Cap	18383M878	2,959	76,930	SH		SOLE		76,930	0	0
Disney	Large Cap	254687106	119	1,136	SH		SOLE		1,136	0	0
Delphi Automotive Plc F	Large Cap	G27823106	41	516	SH		SOLE		516	0	0
Dow Chemical Company	Large Cap	260543103	35	729	SH		SOLE		729	0	0
EBAY, Inc.	Large Cap	278642103	6	110	SH		SOLE		110	0	0
EMC Corp Mass	Large Cap	268648102	30	1,182	SH		SOLE		1,182	0	0
Emerson Electric Co	Large Cap	291011104	28	490	SH		SOLE		490	0	0
Express Scripts Inc Com	Large Cap	30219G108	53	609	SH		SOLE		609	0	0
Express Inc	Large Cap	30219E103	2	100	SH		SOLE		100	0	0
Facebook Inc Class A	Large Cap	30303M102	41	501	SH		SOLE		501	0	0
Fedex Corporation	Large Cap	31428X106	21	125	SH		SOLE		125	0	0
Schwab Fundamental US Lg Co ETF	Large Cap	808524771	249	8,311	SH		SOLE		8,311	0	0
First Solar Inc Com	Large Cap	336433107	3	50	SH		SOLE		50	0	0
General Dynamics	Large Cap	369550108	136	1,000	SH		SOLE		1,000	0	0
General Electric	Large Cap	369604103	148	5,949	SH		SOLE		5,949	0	0
Gilead Sciences Inc	Large Cap	375558103	43	435	SH		SOLE		435	0	0
General Mills Inc	Large Cap	370334104	33	580	SH		SOLE		580	0	0
Gnc Holdings Inc	Large Cap	36191G107	47	948	SH		SOLE		948	0	0
Google Inc.	Large Cap	38259P706	43	79	SH		SOLE		79	0	0
Google Inc Class A	Large Cap	38259P508	44	79	SH		SOLE		79	0	0
Genuine Parts Co.	Large Cap	372460105	37	393	SH		SOLE		393	0	0
Halliburton Company	Large Cap	406216101	18	400	SH		SOLE		400	0	0
Hi-Crush Partners Lp	Large Cap	428337109	140	4,000	SH		SOLE		4,000	0	0
Home Depot	Large Cap	437076102	231	2,032	SH		SOLE		2,032	0	0
Honeywell International	Large Cap	438516106	60	574	SH		SOLE		574	0	0
Hewlett-Packard Company	Large Cap	428236103	25	810	SH		SOLE		810	0	0
Hershey Foods Corp.	Large Cap	427866108	16	162	SH		SOLE		162	0	0
IBM	Large Cap	459200101	342	2,132	SH		SOLE		2,132	0	0
Intel Corp	Large Cap	458140100	36	1,165	SH		SOLE		1,165	0	0
Intuit Inc	Large Cap	461202103	17	180	SH		SOLE		180	0	0
Ingersoll Rand Co Cl A F Bermuda	Large Cap	G47791101	17	250	SH		SOLE		250	0	0
I T T Corp.	Large Cap	450911201	9	221	SH		SOLE		221	0	0
Johnson Controls, Inc.	Large Cap	478366107	9	179	SH		SOLE		179	0	0
Johnson and Johnson	Large Cap	478160104	422	4,191	SH		SOLE		4,191	0	0
Kimberly-Clark Corp.	Large Cap	494368103	122	1,141	SH		SOLE		1,141	0	0
Kinder Morgan, Inc.	Large Cap	49456B101	13	300	SH		SOLE		300	0	0
Coca Cola Company	Large Cap	191216100	53	1,312	SH		SOLE		1,312	0	0
Kraft Foods Group Inc Com	Large Cap	50076Q106	38	440	SH		SOLE		440	0	0
Kohls Corp	Large Cap	500255104	2	25	SH		SOLE		25	0	0
L-3 Communications Holdings Inc	Large Cap	502424104	38	300	SH		SOLE		300	0	0
Lowes Companies, Inc.	Large Cap	548661107	89	1,200	SH		SOLE		1,200	0	0
McDonalds	Large Cap	580135101	33	340	SH		SOLE		340	0	0
Mondelez International	Large Cap	609207105	4	100	SH		SOLE		100	0	0
Medtronic Inc	Large Cap	G5960L103	86	1,100	SH		SOLE		1,100	0	0
3M	Large Cap	88579Y101	207	1,252	SH		SOLE		1,252	0	0
Marathon Pete Corp	Large Cap	56585A102	3	25	SH		SOLE		25	0	0
Merck & Co.	Large Cap	58933Y105	469	8,161	SH		SOLE		8,161	0	0
Microsoft Corp	Large Cap	594918104	295	7,244	SH		SOLE		7,244	0	0
Mitsubishi Ufj Finl Adrf Sponsored Adr	Large Cap	606822104	4	600	SH		SOLE		600	0	0
Mylan Laboratories Inc.	Large Cap	N59465109	9	150	SH		SOLE		150	0	0
Nike Inc Class B	Large Cap	654106103	42	414	SH		SOLE		414	0	0
Oracle Corporation	Large Cap	68389X105	9	200	SH		SOLE		200	0	0
Patterson Companies	Large Cap	703395103	10	200	SH		SOLE		200	0	0
Pepsico	Large Cap	713448108	627	6,553	SH		SOLE		6,553	0	0
Pfizer	Large Cap	717081103	59	1,702	SH		SOLE		1,702	0	0
Proctor & Gamble	Large Cap	742718109	230	2,808	SH		SOLE		2,808	0	0
Phillips 66	Large Cap	718546104	28	350	SH		SOLE		350	0	0
Praxair Inc	Large Cap	74005P104	24	200	SH		SOLE		200	0	0
Qualcomm, Inc.	Large Cap	747525103	33	472	SH		SOLE		472	0	0
Ralph Lauren Corp Cl A	Large Cap	751212101	2	13	SH		SOLE		13	0	0
Starbucks Corp.	Large Cap	855244109	63	667	SH		SOLE		667	0	0
Charles Schwab & Co.	Large Cap	808513105	4	120	SH		SOLE		120	0	0
Spectra Energy Corp	Large Cap	847560109	43	1,198	SH		SOLE		1,198	0	0
Schlumberger LTD	Large Cap	806857108	2	25	SH		SOLE		25	0	0
Sempra Energy	Large Cap	816851109	40	365	SH		SOLE		365	0	0
St. Jude Medical Inc.	Large Cap	790849103	110	1,678	SH		SOLE		1,678	0	0
Stryker Corporation	Large Cap	863667101	65	700	SH		SOLE		700	0	0
Sysco Corporation	Large Cap	871829107	28	750	SH		SOLE		750	0	0
AT&T Inc New	Large Cap	00206R102	194	5,937	SH		SOLE		5,937	0	0
Target Corporation	Large Cap	87612E106	55	675	SH		SOLE		675	0	0
Thermo Fisher Scientific Com	Large Cap	883556102	98	726	SH		SOLE		726	0	0
The Travelers Companies Inc	Large Cap	89417E109	3	25	SH		SOLE		25	0	0
Tenaris S A Adr F Sponsored Adr	Large Cap	88031M109	6	200	SH		SOLE		200	0	0
Tata Motors Ltd Adr F Sponsored Adr	Large Cap	876568502	173	3,850	SH		SOLE		3,850	0	0
Texas Instruments, Inc.	Large Cap	882508104	43	746	SH		SOLE		746	0	0
United Contl Hldgs Inc	Large Cap	902549500	3	44	SH		SOLE		44	0	0
United Healthcare Corp	Large Cap	91324P102	76	641	SH		SOLE		641	0	0
Union Pacific Corp.	Large Cap	907818108	61	562	SH		SOLE		562	0	0
United Parcel Service B Class B	Large Cap	911312106	92	950	SH		SOLE		950	0	0
United Technologies Corp	Large Cap	913017109	211	1,800	SH		SOLE		1,800	0	0
Vanguard Large Cap	Large Cap	922908637	21	225	SH		SOLE		225	0	0
Verizon Communications	Large Cap	92343V104	108	2,227	SH		SOLE		2,227	0	0
Walgreens Boots Allianc	Large Cap	931427108	187	2,206	SH		SOLE		2,206	0	0
Wells Fargo & Co New	Large Cap	949746101	407	7,488	SH		SOLE		7,488	0	0
Whole Foods Market Inc	Large Cap	966837106	33	640	SH		SOLE		640	0	0
Wal-Mart Stores, Inc.	Large Cap	931142103	8	100	SH		SOLE		100	0	0
XCEL Energy, Inc.	Large Cap	98389B100	9	255	SH		SOLE		255	0	0
Exxon Mobil Corporation	Large Cap	30231G102	489	5,757	SH		SOLE		5,757	0	0
Yum Brands, Inc. Oddlot Tender Offer	Large Cap	988498101	170	2,160	SH		SOLE		2,160	0	0
Mfs Invt Grade Muni Tr Tr Sbi	Muni Bond	59318B108	7	750	SH		SOLE		750	0	0
Ishares S&P Midcap 400 Index	Mid Cap	464287507	2,335	15,365	SH		SOLE		15,365	0	0
Ishares Russell Midcap Growth	Mid Cap	464287481	235	2,400	SH		SOLE		2,400	0	0
Ishares Russell Midcap Index	Mid Cap	464287499	110	633	SH		SOLE		633	0	0
Mid Cap SPDR Trust Unit	Mid Cap	78467Y107	37	134	SH		SOLE		134	0	0
Schwab US Mid-Cap ETF	Mid Cap	808524508	13,788	319,532	SH		SOLE		319,532	0	0
C S X Corp	Mid Cap	126408103	86	2,600	SH		SOLE		2,600	0	0
Quest Diagnostics Inc Com	Mid Cap	74834L100	8	100	SH		SOLE		100	0	0
Enbridge Energy Ptnrs Lp	Mid Cap	29250R106	39	1,088	SH		SOLE		1,088	0	0
Frontier Communications	Mid Cap	35906A108	38	5,411	SH		SOLE		5,411	0	0
Headwaters Inc	Mid Cap	42210P102	4	200	SH		SOLE		200	0	0
Kbr Inc Com	Mid Cap	48242W106	6	400	SH		SOLE		400	0	0
Keysight Technologies	Mid Cap	49338L103	0	12	SH		SOLE		12	0	0
Level 3 Communications	Mid Cap	52729N308	2	39	SH		SOLE		39	0	0
M D U Resources Group	Mid Cap	552690109	26	1,237	SH		SOLE		1,237	0	0
SPDR S&P 400 Mid Cap Growth ETF	Mid Cap	78464A821	9	70	SH		SOLE		70	0	0
S&P 400 Mid Cap Value	Mid Cap	78464A839	156	1,790	SH		SOLE		1,790	0	0
National Fuel Gas Co.	Mid Cap	636180101	6	100	SH		SOLE		100	0	0
NRG Energy Inc New	Mid Cap	629377508	35	1,400	SH		SOLE		1,400	0	0
Pinelawn Cemetery	Mid Cap	723104105	40	125	SH		SOLE		125	0	0
S P X Corp	Mid Cap	784635104	2	22	SH		SOLE		22	0	0
Two Harbors Investment	Mid Cap	90187B101	33	3,125	SH		SOLE		3,125	0	0
Vulcan Materials Company	Mid Cap	929160109	41	492	SH		SOLE		492	0	0
Wisconsin Egy CP Hldg	Mid Cap	976657106	50	1,000	SH		SOLE		1,000	0	0
Canadian Natural Resources Ltd	Natural Resources	136385101	12	400	SH		SOLE		400	0	0
Ishares Silver Trust	Natural Resources	46428Q109	60	3,786	SH		SOLE		3,786	0	0
Tenn Vly Auth 5.49% 6/1/2028 Putble Au	Preferred Stock	880591300	24	975	SH		SOLE		975	0	0
Du Pont E I $3.50 Pfd	Preferred Stock	263534208	0	5	SH		SOLE		5	0	0
HSBC Holdings 8.125% F Perpetual Pfd S	Preferred Stock	812231207	26	1,000	SH		SOLE		1,000	0	0
Merrill Lynch 7.28% Pfd Pfd	Preferred Stock	59021K205	5	200	SH		SOLE		200	0	0
IShares Russell 2000 Index Fund	Small Cap	464287655	1,680	13,510	SH		SOLE		13,510	0	0
Vanguard Small Cap ETF	Small Cap	922908751	209	1,709	SH		SOLE		1,709	0	0
Powershares QQQ Trust	S&P	73935A104	110	1,045	SH		SOLE		1,045	0	0
S&P 500 Equal Weight	S&P	78355W106	20,175	248,925	SH		SOLE		248,925	0	0
Ishares Russell 2000 Value Index	Small Cap	464287630	44	425	SH		SOLE		425	0	0
Ishares Russell 2000 Growth	Small Cap	464287648	138	907	SH		SOLE		907	0	0
Schwab US Smallcap ETF	Small Cap	808524607	13,760	238,976	SH		SOLE		238,976	0	0
Spdr S&P Biotech Etf	Small Cap	78464A870	158	700	SH		SOLE		700	0	0
Lrr Energy Lp	Small Cap	50214A104	33	5,197	SH		SOLE		5,197	0	0
Salesforce Com	Small Cap	79466L302	1	20	SH		SOLE		20	0	0
Darden Restaurants	Small Cap	237194105	3	50	SH		SOLE		50	0	0
Electronic Cigs Intl Gp	Small Cap	285560108	45	50,000	SH		SOLE		50,000	0	0
First Tr Dj Internet Fd	Small Cap	33733E302	34	530	SH		SOLE		530	0	0
Hatteras Financial Corp	Small Cap	41902R103	18	1,000	SH		SOLE		1,000	0	0
Halyard Health Inc	Small Cap	40650V100	7	141	SH		SOLE		141	0	0
Intrepid Potash Inc	Small Cap	46121Y102	2	200	SH		SOLE		200	0	0
Invesco Mortgage Capital	Small Cap	46131B100	51	3,275	SH		SOLE		3,275	0	0
Invesco Ltd F	Small Cap	G491BT108	12	310	SH		SOLE		310	0	0
Nordic Amern Offshore F	Small Cap	G65773106	26	2,820	SH		SOLE		2,820	0	0
Next Group Plc Ord F	Small Cap	G6500M106	26	247	SH		SOLE		247	0	0
Plains All Amern Ppln Lp Unit Ltd Partne	Small Cap	726503105	38	780	SH		SOLE		780	0	0
Penske Automotive Group	Small Cap	70959W103	44	858	SH		SOLE		858	0	0
Pultegroup Inc	Small Cap	745867101	1	223	SH		SOLE		223	0	0
Prospect Capital Corp	Small Cap	74348T102	38	4,500	SH		SOLE		4,500	0	0
Reckitt Benckise Gp Ordf	Small Cap	G74079107	43	500	SH		SOLE		500	0	0
Royal Dutch Shell B Adrf Sponsored Adr 1	Small Cap	780259107	25	400	SH		SOLE		400	0	0
Real Goods Solar Cl A Class A	Small Cap	75601N104	0	10	SH		SOLE		10	0	0
Rayonier Advanced Matl	Small Cap	75508B104	1	61	SH		SOLE		61	0	0
Retailmenot Inc	Small Cap	76132B106	0	10	SH		SOLE		10	0	0
Sirona Dental Systems	Small Cap	82966C103	2	25	SH		SOLE		25	0	0
Ishares Phlx Sox Etf Semiconductor	Small Cap	464287523	41	439	SH		SOLE		439	0	0
Seventy Seven Energy Inc Com	Small Cap	818097107	0	35	SH		SOLE		35	0	0
Thl Credit Inc	Small Cap	872438106	49	4,000	SH		SOLE		4,000	0	0
Tesla Motors Inc	Small Cap	88160R101	2	10	SH		SOLE		10	0	0
Tortoise Egy Infrastruct	Small Cap	89147L100	24	570	SH		SOLE		570	0	0
The Whitewave Foods Co	Small Cap	966244105	55	1,250	SH		SOLE		1,250	0	0
Yorkville High Inc Etf Mlp	Small Cap	301505103	23	1,985	SH		SOLE		1,985	0	0
IShares Russell 1000 Value	Value	464287598	781	7,580	SH		SOLE		7,580	0	0
Ishares Russell 1000 Growth	Value	464287614	1,774	17,929	SH		SOLE		17,929	0	0
Ishares MSCI EAFE	World Allocation	464287465	63	978	SH		SOLE		978	0	0