Sterling Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Call - General Elect. - 20 - Exp. 1/17/20	Call	369604903	0	100	SH	Call	SOLE		0	0	100
2U, Inc.	COM	90214J101	15	400	SH		SOLE		0	0	400
3M Company	COM	604059105	2,007	11,580	SH		SOLE		0	0	11,580
ABIOMED, Inc.	COM	003654100	34	130	SH		SOLE		0	0	130
AECOM Technology Corp.	COM	00766T100	76	2,000	SH		SOLE		0	0	2,000
AFLAC Inc.	COM	001055102	82	1,500	SH		SOLE		0	0	1,500
AT&T, Inc.	COM	00206R102	224	6,689	SH		SOLE		0	0	6,689
AVEO Pharmaceuticals, Inc.	COM	053588109	0	65	SH		SOLE		0	0	65
AbbVie, Inc.	COM	00287Y109	1,173	16,124	SH		SOLE		0	0	16,124
Abbott Laboratories	COM	002824100	1,171	13,918	SH		SOLE		0	0	13,918
Accenture Ltd.	COM	G1151C101	72	389	SH		SOLE		0	0	389
Adobe Systems, Inc.	COM	00724F101	400	1,357	SH		SOLE		0	0	1,357
Advanced Micro Devices	COM	007903107	304	10,000	SH		SOLE		0	0	10,000
Akamai Technologies, Inc.	COM	00971T101	1,623	20,250	SH		SOLE		0	0	20,250
Alarm.com Holdings, Inc.	COM	011642105	11	200	SH		SOLE		0	0	200
Alaska Air Group, Inc.	COM	011659109	11	177	SH		SOLE		0	0	177
Alibaba Group Holdings Ltd.	ADS	01609W102	184	1,083	SH		SOLE		0	0	1,083
Align Technology, Inc.	COM	016255101	1,406	5,136	SH		SOLE		0	0	5,136
Allergan plc	COM	018490102	14	81	SH		SOLE		0	0	81
Alphabet, Inc. Class A	COM	02079K305	3,533	3,263	SH		SOLE		0	0	3,263
Alphabet, Inc. Class C	COM	02079K107	1,392	1,288	SH		SOLE		0	0	1,288
Altaba, Inc.	COM	021346101	23	333	SH		SOLE		0	0	333
Altria Group, Inc.	COM	02209S103	87	1,846	SH		SOLE		0	0	1,846
Amazon.com, Inc.	COM	023135106	5,440	2,873	SH		SOLE		0	0	2,873
American Express	COM	025816109	185	1,500	SH		SOLE		0	0	1,500
American Tower Corp.	COM	03027X100	1,813	8,869	SH		SOLE		0	0	8,869
Amgen, Inc.	COM	031162100	2,218	12,038	SH		SOLE		0	0	12,038
Amphenol Corp.	COM	032095101	19	200	SH		SOLE		0	0	200
Annaly Capital Management, Inc.	COM	035710409	161	17,591	SH		SOLE		0	0	17,591
Aphria, Inc.	COM	03765K104	0	40	SH		SOLE		0	0	40
Apple, Inc.	COM	037833100	10,447	52,784	SH		SOLE		0	0	52,784
Applied Materials	COM	038222105	20	450	SH		SOLE		0	0	450
Aqua America, Inc.	COM	03836W103	1,665	40,238	SH		SOLE		0	0	40,238
Archer-Daniels-Midland Co.	COM	039483102	82	2,000	SH		SOLE		0	0	2,000
Ares Capital Corp.	COM	04010L103	268	14,962	SH		SOLE		0	0	14,962
Aurora Cannabis, Inc.	COM	05156X108	1	100	SH		SOLE		0	0	100
Automatic Data Processing	COM	053015103	129	780	SH		SOLE		0	0	780
Axcelis Technologies	COM	054540109	30	2,000	SH		SOLE		0	0	2,000
BB&T Corp.	COM	054937107	803	16,341	SH		SOLE		0	0	16,341
Baidu, Inc.	ADS	056752108	1	9	SH		SOLE		0	0	9
Balchem Corp.	COM	057665200	20	200	SH		SOLE		0	0	200
Banc of California, Inc.	COM	05990K106	3	237	SH		SOLE		0	0	237
Bank of America Corp.	COM	066050105	121	4,185	SH		SOLE		0	0	4,185
Baxter International, Inc.	COM	071813109	839	10,246	SH		SOLE		0	0	10,246
Becton, Dickinson and Co.	COM	075887109	63	250	SH		SOLE		0	0	250
Berkshire Hathaway B	COM	084670702	2,693	12,631	SH		SOLE		0	0	12,631
Beyond Meat, Inc.	COM	08862E109	32	200	SH		SOLE		0	0	200
BlackRock, Inc.	COM	09247X101	2,031	4,328	SH		SOLE		0	0	4,328
BlueStar TA-BIGITech Israel Tech. ETF	ETF	26924G870	16	400	SH		SOLE		0	0	400
Bookings Holdings, Inc.	COM	09857L108	34	18	SH		SOLE		0	0	18
Boot Barn Holdings, Inc.	COM	099406100	36	1,000	SH		SOLE		0	0	1,000
Bristol-Myers Squibb Co.	COM	110122108	107	2,370	SH		SOLE		0	0	2,370
Brookfield Infrastructure Partners, L.P.	COM	G16252101	21	500	SH		SOLE		0	0	500
C.H. Robinson Worldwide, Inc.	COM	12541W209	11	125	SH		SOLE		0	0	125
CIGNA Corp.	COM	125509109	165	1,049	SH		SOLE		0	0	1,049
CME Group, Inc.	COM	12572Q105	34	174	SH		SOLE		0	0	174
CVS Health Corp.	COM	126650100	1,783	32,726	SH		SOLE		0	0	32,726
Cabot Oil & Gas Corp.	COM	127097103	75	3,280	SH		SOLE		0	0	3,280
Camden Property Trust	COM	133131102	21	200	SH		SOLE		0	0	200
Canopy Growth Corp.	COM	138035100	30	747	SH		SOLE		0	0	747
Carnival Corporation	COM	143658102	16	337	SH		SOLE		0	0	337
Caterpillar Inc.	COM	149123101	183	1,342	SH		SOLE		0	0	1,342
Celanese Corp.	COM	150870103	11	104	SH		SOLE		0	0	104
Celgene Corp.	COM	151020104	9	92	SH		SOLE		0	0	92
Centrus Energy Corp.	COM	15643U104	0	40	SH		SOLE		0	0	40
CenturyLink, Inc.	COM	156700106	10	840	SH		SOLE		0	0	840
Cerus Corp.	COM	157085101	8	1,500	SH		SOLE		0	0	1,500
Charter Communications, Inc.	COM	16119P108	57	143	SH		SOLE		0	0	143
Check Point Software Technologies, Ltd.	COM	M22465104	2	20	SH		SOLE		0	0	20
Chevron Corp.	COM	166764100	296	2,379	SH		SOLE		0	0	2,379
Cisco Systems	COM	17275R102	505	9,225	SH		SOLE		0	0	9,225
Citigroup, Inc.	COM	172967424	53	753	SH		SOLE		0	0	753
Cognizant Technology Solutions Corp.	COM	192446102	51	800	SH		SOLE		0	0	800
Colgate-Palmolive Company	COM	194162103	32	451	SH		SOLE		0	0	451
Columbia Energy Group	COM	540424207	1	25	SH		SOLE		0	0	25
Comcast Corp. Class A	COM	20030N101	1,040	24,593	SH		SOLE		0	0	24,593
Communications Select Sector SPDR ETF	ETF	81369Y852	20	415	SH		SOLE		0	0	415
Compugen, Ltd.	COM	M25722105	12	3,000	SH		SOLE		0	0	3,000
ConocoPhillips	COM	20825c104	193	3,168	SH		SOLE		0	0	3,168
Consumer Discret. Select Sector SPDR ETF	ETF	81369Y407	28	232	SH		SOLE		0	0	232
Corcept Therapeutics, Inc.	COM	218352102	67	6,000	SH		SOLE		0	0	6,000
CoreLogic, Inc.	COM	21871D103	41	986	SH		SOLE		0	0	986
Corning, Inc.	COM	219350105	951	28,625	SH		SOLE		0	0	28,625
Corteva, Inc.	COM	22052L104	538	18,198	SH		SOLE		0	0	18,198
Costco Wholesale Corp.	COM	22160K105	998	3,775	SH		SOLE		0	0	3,775
Cummins, Inc.	COM	231021106	1,662	9,700	SH		SOLE		0	0	9,700
Curis, Inc.	COM	231269200	14	7,500	SH		SOLE		0	0	7,500
DASAN Zhone Solutions, Inc.	COM	23305L206	6	500	SH		SOLE		0	0	500
DarioHealth Corp.	COM	23725P108	1	2,800	SH		SOLE		0	0	2,800
Deere & Company	COM	244199105	6	36	SH		SOLE		0	0	36
Delta Air Lines, Inc.	COM	247361108	29	519	SH		SOLE		0	0	519
Deutsche MSCI EAFE Hedged Equity ETF	ETF	233051200	39	1,232	SH		SOLE		0	0	1,232
DexCom, Inc.	COM	252131107	4	25	SH		SOLE		0	0	25
Diageo plc	ADS	25243Q205	1,055	6,120	SH		SOLE		0	0	6,120
Diebold Nixdorf, Inc.	COM	253651103	46	5,000	SH		SOLE		0	0	5,000
Digital Realty Trust, Inc.	COM	253868103	36	303	SH		SOLE		0	0	303
Digital Turbine, Inc.	COM	25400W102	100	20,000	SH		SOLE		0	0	20,000
Dollar General Corporation	COM	256669102	18	132	SH		SOLE		0	0	132
Dominion Resources	COM	25746U109	357	4,618	SH		SOLE		0	0	4,618
Dow, Inc.	COM	260557103	893	18,107	SH		SOLE		0	0	18,107
Dropbox, Inc.	COM	26210C104	3	100	SH		SOLE		0	0	100
DuPont de Nemours, Inc.	COM	263534109	1,402	18,681	SH		SOLE		0	0	18,681
Duke Energy Corporation	COM	264399106	16	187	SH		SOLE		0	0	187
Dunkin Brands Group, Inc.	COM	265504100	2	30	SH		SOLE		0	0	30
EPAM Systems, Inc.	COM	29414B104	1	3	SH		SOLE		0	0	3
ETFMG Alternative Harvest ETF	ETF	26924G508	238	7,500	SH		SOLE		0	0	7,500
ETFMG Video Game Tech ETF	ETF	26924G706	2	50	SH		SOLE		0	0	50
Eastman Chemical Co.	COM	277432100	31	400	SH		SOLE		0	0	400
Eaton Corp.	COM	278058102	672	8,075	SH		SOLE		0	0	8,075
Elanco Animal Health Inc.	COM	28414H103	26	767	SH		SOLE		0	0	767
Eli Lilly & Co.	COM	532457108	242	2,180	SH		SOLE		0	0	2,180
Emerson Electric Co.	COM	291011104	1,106	16,575	SH		SOLE		0	0	16,575
Energy Select Sector SPDR ETF	ETF	81369Y506	15	237	SH		SOLE		0	0	237
Energy Transfer, L.P.	COM	29273V100	190	13,503	SH		SOLE		0	0	13,503
Enterprise Products Partners, L.P.	COM	293792107	181	6,258	SH		SOLE		0	0	6,258
Equity Midstream Partners, L.P.	COM	26885B100	31	694	SH		SOLE		0	0	694
Etsy, Inc.	COM	29786A106	61	1,000	SH		SOLE		0	0	1,000
Evolent Health, Inc.	COM	30050B101	2	200	SH		SOLE		0	0	200
Exelixis, Inc.	COM	30161Q104	6	300	SH		SOLE		0	0	300
Exelon Corporation	COM	30161N101	123	2,558	SH		SOLE		0	0	2,558
Extended Stay America, Inc.	COM	30224P200	34	2,000	SH		SOLE		0	0	2,000
Exxon Mobil Corp.	COM	30231G102	1,465	19,120	SH		SOLE		0	0	19,120
F5 Networks, Inc.	COM	315616102	15	100	SH		SOLE		0	0	100
FNCB Bancorp, Inc.	COM	302578109	28	3,577	SH		SOLE		0	0	3,577
FS KKR Capital Corp.	COM	302635107	3	500	SH		SOLE		0	0	500
Facebook, Inc.	COM	30303M102	286	1,482	SH		SOLE		0	0	1,482
Fastenal Company	COM	311900104	10	300	SH		SOLE		0	0	300
FedEx Corp.	COM	31428x106	16	100	SH		SOLE		0	0	100
Fifth Third Bancorp	COM	316773100	50	1,800	SH		SOLE		0	0	1,800
Financial Select Sector SPDR ETF	ETF	81369Y605	54	1,958	SH		SOLE		0	0	1,958
FireEye, Inc.	COM	31816QAB7	103	6,950	SH		SOLE		0	0	6,950
First Industrial Realty Trust, Inc.	COM	32054K103	55	1,500	SH		SOLE		0	0	1,500
First Interstate BancSystem, Inc.	COM	32055Y201	33	823	SH		SOLE		0	0	823
First Trust Dow Jones Internet Index ETF	ETF	33733E302	18	128	SH		SOLE		0	0	128
First Trust Large Cap Core AlphaDEX ETF	ETF	33734K109	1,249	20,390	SH		SOLE		0	0	20,390
First Trust Mid Cap Core AlphaDEX ETF	ETF	33735B108	2,106	30,607	SH		SOLE		0	0	30,607
First Trust N.A. Energy Infrastructure ETF	ETF	33738D101	75	3,000	SH		SOLE		0	0	3,000
Firsthand Technology Value Fund, Inc.	COM	33766Y100	7	800	SH		SOLE		0	0	800
Fitbit, Inc.	COM	33812L102	2	400	SH		SOLE		0	0	400
FlexShares Quality Dividend ETF	ETF	33939L860	22	500	SH		SOLE		0	0	500
Fluor Corp.	COM	343412AA0	21	616	SH		SOLE		0	0	616
Ford Motor Co.	COM	345370860	22	2,130	SH		SOLE		0	0	2,130
Frontdoor, Inc.	COM	35905A109	44	1,000	SH		SOLE		0	0	1,000
Frontier Communications Corp.	COM	35906A108	0	8	SH		SOLE		0	0	8
GW Pharmaceuticals	ADS	36197T103	33	190	SH		SOLE		0	0	190
General Electric	COM	369604103	39	3,750	SH		SOLE		0	0	3,750
General Mills, Inc.	COM	370334104	1,946	37,054	SH		SOLE		0	0	37,054
Genuine Parts Company	COM	372460105	12	118	SH		SOLE		0	0	118
GlaxoSmithKline plc	ADS	37733W105	1	33	SH		SOLE		0	0	33
Global X Robotics & A.I. ETF	ETF	37954Y715	87	4,200	SH		SOLE		0	0	4,200
Global X S&P 500 Catholic Values ETF	ETF	37954Y889	16	450	SH		SOLE		0	0	450
Globus Medical, Inc.	COM	379577208	13,863	327,723	SH		SOLE		0	0	327,723
Goldman Sachs BDC, Inc.	COM	38147U107	1,680	85,421	SH		SOLE		0	0	85,421
Goldman Sachs Group	COM	38141G104	135	660	SH		SOLE		0	0	660
Goodrich Petroleum Corp.	COM	382410843	0	1	SH		SOLE		0	0	1
GreenSky, Inc.	COM	39572G100	49	4,000	SH		SOLE		0	0	4,000
H&R Block, Inc.	COM	093671105	12	400	SH		SOLE		0	0	400
HCP, Inc.	COM	40414L109	14	432	SH		SOLE		0	0	432
Halliburton Company	COM	406216101	7	300	SH		SOLE		0	0	300
Hartford Financial Svcs.	COM	416515104	6	100	SH		SOLE		0	0	100
Health Care Select Sector SPDR ETF	ETF	81369Y209	49	532	SH		SOLE		0	0	532
Himax Technologies, Inc.	ADS	43289P106	5	1,500	SH		SOLE		0	0	1,500
Honeywell International, Inc.	COM	438516106	2,034	11,648	SH		SOLE		0	0	11,648
Hormel Foods Corp.	COM	440452100	11	267	SH		SOLE		0	0	267
IBM	COM	459200101	46	337	SH		SOLE		0	0	337
ICU Medical, Inc.	COM	44930G107	31	125	SH		SOLE		0	0	125
INSYS Therapeutics, Inc.	COM	45824V209	0	250	SH		SOLE		0	0	250
Illinois Tool Works, Inc.	COM	452308109	158	1,045	SH		SOLE		0	0	1,045
Illumina, Inc.	COM	452327109	696	1,890	SH		SOLE		0	0	1,890
Independent Bank Group, Inc.	COM	45384B106	9	166	SH		SOLE		0	0	166
Innovator IBD 50 ETF	ETF	45782C102	247	7,200	SH		SOLE		0	0	7,200
Intel Corp.	COM	458140100	1,681	35,119	SH		SOLE		0	0	35,119
International Paper	COM	460146103	14	318	SH		SOLE		0	0	318
Invesco BRIC ETF	ETF	18383M100	19	500	SH		SOLE		0	0	500
Invesco KBW High Dividend Yield Fin'l ETF	ETF	73936Q793	215	10,000	SH		SOLE		0	0	10,000
Invesco Preferred ETF	ETF	46138E511	2	167	SH		SOLE		0	0	167
Invesco QQQ ETF	ETF	631100104	208	1,115	SH		SOLE		0	0	1,115
Invesco S&P 500 Eq. Weight Health Care ETF	ETF	46137V332	112	555	SH		SOLE		0	0	555
Invesco Solar ETF	ETF	46138G706	28	1,000	SH		SOLE		0	0	1,000
J.P. Morgan Chase & Co.	COM	46625H100	2,650	23,707	SH		SOLE		0	0	23,707
JPMorgan Alerian MLP ETF	ETF	46625H365	11	445	SH		SOLE		0	0	445
JPMorgan Ultra-Short Income ETF	ETF	46641Q837	6,726	133,473	SH		SOLE		0	0	133,473
Jefferies Financial Group, Inc.	COM	47233W109	73	3,782	SH		SOLE		0	0	3,782
Johnson & Johnson	COM	478160104	6,045	43,405	SH		SOLE		0	0	43,405
KKR & Co.	COM	48248M102	1,647	65,172	SH		SOLE		0	0	65,172
KeyCorp	COM	493267108	71	4,000	SH		SOLE		0	0	4,000
Kimberly Clark Corp.	COM	494368103	137	1,027	SH		SOLE		0	0	1,027
Kohls Corporation	COM	500255104	1	15	SH		SOLE		0	0	15
Kraft Heinz Company	COM	500754106	4	133	SH		SOLE		0	0	133
LAM Research Corp.	COM	512807108	38	204	SH		SOLE		0	0	204
LTC Properties, Inc.	COM	502175102	11	230	SH		SOLE		0	0	230
Laboratory Corp. of America Holdings	COM	50540R409	35	200	SH		SOLE		0	0	200
Landmark Bancorp, Inc.	COM	51504L107	8	500	SH		SOLE		0	0	500
Las Vegas Sands Corp.	COM	517834107	7	115	SH		SOLE		0	0	115
Legg Mason Low Volatility High Div. ETF	ETF	52468L406	58	1,800	SH		SOLE		0	0	1,800
Leidos Holdings, Inc.	COM	525327102	160	2,000	SH		SOLE		0	0	2,000
Levi Strauss & Co.	COM	52736R102	0	2	SH		SOLE		0	0	2
Lincoln National Corp.	COM	534187109	129	2,000	SH		SOLE		0	0	2,000
Linde AG	COM	G5494J103	15	75	SH		SOLE		0	0	75
Lockheed Martin Corp.	COM	539830109	324	891	SH		SOLE		0	0	891
Louisiana-Pacific Corp.	COM	546347105	8	320	SH		SOLE		0	0	320
Lowes Companies Inc.	COM	548661107	1,715	16,993	SH		SOLE		0	0	16,993
Lyft, Inc.	COM	55087P104	0	2	SH		SOLE		0	0	2
Magna International, Inc.	COM	559222401	17	334	SH		SOLE		0	0	334
Manhattan Associates, Inc.	COM	562750109	139	2,000	SH		SOLE		0	0	2,000
Marathon Oil Corp.	COM	565849106	2	144	SH		SOLE		0	0	144
Marathon Petroleum Corp.	COM	56585A102	15	263	SH		SOLE		0	0	263
Marvell Technology Group, LTD	COM	G5876H105	143	6,000	SH		SOLE		0	0	6,000
MasterCard, Inc.	COM	57636Q104	53	200	SH		SOLE		0	0	200
McDonalds Corp.	COM	580135101	718	3,459	SH		SOLE		0	0	3,459
Medtronic plc	COM	G5960L103	78	800	SH		SOLE		0	0	800
Melinta Therapeutics, Inc.	COM	58549G100	0	19	SH		SOLE		0	0	19
Merck & Co., Inc.	COM	589331107	1,839	21,936	SH		SOLE		0	0	21,936
Meridian Bank	COM	587405101	65	3,870	SH		SOLE		0	0	3,870
MetLife, Inc.	COM	59156R108	50	1,000	SH		SOLE		0	0	1,000
MiMedx Group, Inc.	COM	602496101	9	2,200	SH		SOLE		0	0	2,200
Micron Technology, Inc.	COM	595112103	205	5,300	SH		SOLE		0	0	5,300
Microsoft Corp.	COM	594918104	3,814	28,473	SH		SOLE		0	0	28,473
Mondelez International, Inc.	COM	609207105	1,332	24,709	SH		SOLE		0	0	24,709
NCR Corp.	COM	62886E108	2	66	SH		SOLE		0	0	66
NRG Energy, Inc.	COM	629377508	88	2,493	SH		SOLE		0	0	2,493
NVIDIA Corp.	COM	67066G104	246	1,501	SH		SOLE		0	0	1,501
Nabriva Therapeutics plc	COM	G63637105	24	10,000	SH		SOLE		0	0	10,000
National Fuel Gas Co.	COM	636180101	0	2	SH		SOLE		0	0	2
Nektar Therapeutics	COM	640268108	21	600	SH		SOLE		0	0	600
Netflix, Inc.	COM	64110L106	178	485	SH		SOLE		0	0	485
Neuralstem, Inc.	COM	64127R401	0	92	SH		SOLE		0	0	92
Newmont Goldcorp Corp.	COM	651639106	25	656	SH		SOLE		0	0	656
NextEra Energy, Inc.	COM	65339F101	47	227	SH		SOLE		0	0	227
Nike, Inc.	COM	654106103	1,876	22,347	SH		SOLE		0	0	22,347
Northern Oil and Gas, Inc.	COM	665531109	138	71,500	SH		SOLE		0	0	71,500
Northrop Grumman Corp.	COM	666807102	153	474	SH		SOLE		0	0	474
Northwest Bancshares, Inc.	COM	667340103	8	450	SH		SOLE		0	0	450
Nymox Pharmaceutical Corp.	COM	P73398102	4	2,500	SH		SOLE		0	0	2,500
O'Reilly Automotive, Inc.	COM	67103H107	74	200	SH		SOLE		0	0	200
Occidental Petroleum Corp.	COM	674599105	30	600	SH		SOLE		0	0	600
Och-Ziff Capital Management Group, LLC	COM	67551U204	17	750	SH		SOLE		0	0	750
Oracle Corp.	COM	68389X105	690	12,113	SH		SOLE		0	0	12,113
Oramed Pharmaceuticals, Inc.	COM	68403P203	11	3,150	SH		SOLE		0	0	3,150
PNC Financial Services Group, Inc.	COM	693475105	47	343	SH		SOLE		0	0	343
PPG Industries	COM	693506107	198	1,700	SH		SOLE		0	0	1,700
PPL Corp.	COM	69351T106	2,066	66,614	SH		SOLE		0	0	66,614
PayPal Holdings, Inc.	COM	70450Y103	11	98	SH		SOLE		0	0	98
Paychex, Inc.	COM	704326107	1,852	22,501	SH		SOLE		0	0	22,501
Peoples Financial Services Corp.	COM	711040105	45	1,004	SH		SOLE		0	0	1,004
PepsiCo, Inc.	COM	713448108	1,833	13,978	SH		SOLE		0	0	13,978
PetMed Express, Inc.	COM	716382106	37	2,350	SH		SOLE		0	0	2,350
Pfizer, Inc.	COM	717081103	1,472	33,973	SH		SOLE		0	0	33,973
Philip Morris International, Inc.	COM	718172109	70	897	SH		SOLE		0	0	897
Phillips 66	COM	718546104	119	1,273	SH		SOLE		0	0	1,273
ProPetro Holding Corp.	COM	74347M108	41	2,000	SH		SOLE		0	0	2,000
ProShares Pet Care ETF	ETF	74348A145	2	40	SH		SOLE		0	0	40
Proofpoint, Inc.	COM	743424103	36	300	SH		SOLE		0	0	300
Public Service Enterprise Group, Inc.	COM	744573106	18	300	SH		SOLE		0	0	300
Public Storage	COM	74460D109	1,476	6,198	SH		SOLE		0	0	6,198
QUALCOMM, Inc.	COM	747525103	80	1,050	SH		SOLE		0	0	1,050
Qorvo, Inc.	COM	74736K101	20	300	SH		SOLE		0	0	300
Quanta Services, Inc.	COM	74762E102	40	1,058	SH		SOLE		0	0	1,058
Quantum Materials Corp.	COM	747906501	3	91,000	SH		SOLE		0	0	91,000
RLI Corp.	COM	749607107	9	103	SH		SOLE		0	0	103
Raytheon Co.	COM	755111507	30	174	SH		SOLE		0	0	174
Real Estate Select Sector SPDR ETF	ETF	81369Y860	11	294	SH		SOLE		0	0	294
Realty Income Corp.	COM	756109104	39	565	SH		SOLE		0	0	565
Red Hat, Inc.	COM	756577102	47	250	SH		SOLE		0	0	250
Regeneron Pharmaceuticals, Inc.	COM	75886F107	118	378	SH		SOLE		0	0	378
Rio Tinto plc	ADS	767204100	44	700	SH		SOLE		0	0	700
Robo Global Robotics & Automation ETF	ETF	301505707	83	2,090	SH		SOLE		0	0	2,090
Ross Stores, Inc.	COM	778296103	22	219	SH		SOLE		0	0	219
Royal Dutch Shell plc A	ADS	780259206	59	900	SH		SOLE		0	0	900
Royal Dutch Shell plc B	ADS	780259107	41	631	SH		SOLE		0	0	631
SEI Investments Co.	COM	784117103	56	1,007	SH		SOLE		0	0	1,007
SIRIUS XM Radio, Inc.	COM	82966U103	2	430	SH		SOLE		0	0	430
SPDR Barclays Convertible Securities ETF	ETF	78464A359	4,322	81,745	SH		SOLE		0	0	81,745
SPDR Dow Jones Intl Real Estate ETF	ETF	78463X863	27	705	SH		SOLE		0	0	705
SPDR Gold Shares ETF	ETF	78463V107	3,158	23,710	SH		SOLE		0	0	23,710
SPDR Portfolio Mid Cap ETF	ETF	78464A847	719	21,100	SH		SOLE		0	0	21,100
SPDR S&P 500 ETF	ETF	78462f103	731	2,496	SH		SOLE		0	0	2,496
SPDR S&P Aerospace & Defense ETF	ETF	78464A631	10	100	SH		SOLE		0	0	100
SPDR S&P Insurance ETF	ETF	78464A789	5	144	SH		SOLE		0	0	144
SPDR S&P MidCap 400 ETF	ETF	464287507	2,719	7,667	SH		SOLE		0	0	7,667
Sarepta Therapeutics, Inc.	COM	803607100	46	300	SH		SOLE		0	0	300
Schlumberger Ltd.	COM	806857108	7	184	SH		SOLE		0	0	184
Schwab Emerging Markets Equity ETF	ETF	808524706	12	442	SH		SOLE		0	0	442
Schwab International Equity ETF	ETF	808524805	13	404	SH		SOLE		0	0	404
Schwab U.S. Broad Market ETF	ETF	808524102	113	1,601	SH		SOLE		0	0	1,601
Schwab U.S. Large Cap ETF	ETF	808524201	58	832	SH		SOLE		0	0	832
Schwab U.S. Mid-Cap ETF	ETF	808524508	24	414	SH		SOLE		0	0	414
SecureWorks Corp.	COM	81374A105	2	150	SH		SOLE		0	0	150
ShockWave Medical, Inc.	COM	82489T104	11	200	SH		SOLE		0	0	200
Shopify, Inc.	COM	82509L107	894	2,980	SH		SOLE		0	0	2,980
Skyworks Solutions, Inc.	COM	83088M102	19	250	SH		SOLE		0	0	250
Slack Technologies, Inc.	COM	83088V102	28	740	SH		SOLE		0	0	740
Snap, Inc.	COM	833034101	8	525	SH		SOLE		0	0	525
Spark Therapeutics, Inc.	COM	84652J103	61	600	SH		SOLE		0	0	600
Spotify Technology S.A.	COM	L8681T102	225	1,539	SH		SOLE		0	0	1,539
Square, Inc.	COM	852234103	2,151	29,658	SH		SOLE		0	0	29,658
Starbucks Corp.	COM	855244109	1,249	14,895	SH		SOLE		0	0	14,895
Starwood Property Trust, Inc.	COM	85571B105	0	21	SH		SOLE		0	0	21
Stryker Corp.	COM	863667101	725	3,525	SH		SOLE		0	0	3,525
TJX Companies, Inc.	COM	872540109	35	660	SH		SOLE		0	0	660
Take-Two Interactive Software, Inc.	COM	874054109	17	150	SH		SOLE		0	0	150
Target Corp.	COM	87612E106	0	1	SH		SOLE		0	0	1
Teladoc, Inc.	COM	87918A105	17	250	SH		SOLE		0	0	250
Teradata Corp.	COM	88076W103	3	75	SH		SOLE		0	0	75
Tesla Motors, Inc.	COM	88160R101	217	973	SH		SOLE		0	0	973
Teva Pharmaceutical Industries Ltd.	ADS	881624209	9	1,000	SH		SOLE		0	0	1,000
The Blackstone Group, Inc.	COM	09253U108	1,379	31,052	SH		SOLE		0	0	31,052
The Boeing Co.	COM	097023105	2,471	6,787	SH		SOLE		0	0	6,787
The Coca-Cola Co.	COM	191216100	696	13,665	SH		SOLE		0	0	13,665
The Gap, Inc.	COM	364760108	0	20	SH		SOLE		0	0	20
The Hershey Co.	COM	427866108	67	500	SH		SOLE		0	0	500
The Home Depot, Inc.	COM	437076102	806	3,876	SH		SOLE		0	0	3,876
The Kroger Co.	COM	501044101	43	2,000	SH		SOLE		0	0	2,000
The Procter & Gamble Co.	COM	742718109	2,350	21,429	SH		SOLE		0	0	21,429
The Scotts Miracle-Gro Co.	COM	810186106	2	22	SH		SOLE		0	0	22
The Southern Company	COM	842587107	28	500	SH		SOLE		0	0	500
The Western Union Company	COM	959802109	19	948	SH		SOLE		0	0	948
Toll Brothers, Inc.	COM	889478103	1,989	54,305	SH		SOLE		0	0	54,305
Toronto-Dominion Bank	COM	891160509	57	978	SH		SOLE		0	0	978
Toyota Motor Corp.	ADS	892331307	1	5	SH		SOLE		0	0	5
Transocean, Ltd.	COM	G90078109	1	165	SH		SOLE		0	0	165
TrueBlue, Inc.	COM	89785X101	88	4,000	SH		SOLE		0	0	4,000
Twilio, Inc.	COM	90138F102	61	450	SH		SOLE		0	0	450
Twitter, Inc.	COM	90184L102	280	8,032	SH		SOLE		0	0	8,032
TE Connectivity, Ltd.	COM	H84989104	176	1,834	SH		SOLE		0	0	1,834
UGI Corporation	COM	902681105	38	720	SH		SOLE		0	0	720
USA Compression Partners, L.P.	COM	90290N109	18	1,000	SH		SOLE		0	0	1,000
Uber Technologies, Inc.	COM	90353T100	14	300	SH		SOLE		0	0	300
Under Armour, Inc. Class A	COM	904311107	4	150	SH		SOLE		0	0	150
Under Armour, Inc. Class C	COM	904311206	2	100	SH		SOLE		0	0	100
Unilever N.V.	COM	904784709	43	700	SH		SOLE		0	0	700
Unilever plc	ADS	904767704	143	2,300	SH		SOLE		0	0	2,300
United Parcel Service, Inc.	COM	911312106	620	6,005	SH		SOLE		0	0	6,005
United States Oil ETF	ETF	91232N108	2	200	SH		SOLE		0	0	200
United States Steel Corp.	COM	912909108	0	14	SH		SOLE		0	0	14
United Technologies	COM	913017109	284	2,183	SH		SOLE		0	0	2,183
United Therapeutics Corp.	COM	91307C102	244	3,125	SH		SOLE		0	0	3,125
UnitedHealth Group Inc.	COM	91324P102	82	337	SH		SOLE		0	0	337
Utilities Select Sector SPDR ETF	ETF	81369Y886	7	116	SH		SOLE		0	0	116
VanEck Vectors Gold Miners ETF	ETF	92189F106	2,286	89,445	SH		SOLE		0	0	89,445
VanEck Vectors High-Yield Muni. Index ETF	ETF	92189F361	16	250	SH		SOLE		0	0	250
VanEck Vectors Junior Gold Miners ETF	ETF	92189F791	510	14,600	SH		SOLE		0	0	14,600
VanEck Vectors Oil Services ETF	ETF	92189F718	22	1,500	SH		SOLE		0	0	1,500
VanEck Vectors Vietnam ETF	ETF	92189F817	16	1,000	SH		SOLE		0	0	1,000
Vanguard Consumer Staples ETF	ETF	92204A207	28	188	SH		SOLE		0	0	188
Vanguard Energy ETF	ETF	92204A306	17	200	SH		SOLE		0	0	200
Vanguard Extended Market ETF	ETF	922908652	172	1,450	SH		SOLE		0	0	1,450
Vanguard FTSE All-World ex-U.S. ETF	ETF	922042775	2	48	SH		SOLE		0	0	48
Vanguard FTSE Emerging Markets ETF	ETF	922042858	343	8,062	SH		SOLE		0	0	8,062
Vanguard Growth ETF	ETF	922908736	212	1,296	SH		SOLE		0	0	1,296
Vanguard High Dividend Yield ETF	ETF	921946406	46	526	SH		SOLE		0	0	526
Vanguard Industrials ETF	ETF	92204A603	31	211	SH		SOLE		0	0	211
Vanguard Information Technology ETF	ETF	92204A702	33	156	SH		SOLE		0	0	156
Vanguard Interm.-Term Corporate Bond ETF	ETF	92206C870	18	201	SH		SOLE		0	0	201
Vanguard Intermediate-Term Bond ETF	ETF	921937819	8	91	SH		SOLE		0	0	91
Vanguard MSCI Europe ETF	ETF	922042874	4	75	SH		SOLE		0	0	75
Vanguard Materials ETF	ETF	92204A801	11	83	SH		SOLE		0	0	83
Vanguard REIT Index ETF	ETF	922908553	56	637	SH		SOLE		0	0	637
Vanguard Short-Term Bond ETF	ETF	921937827	36	444	SH		SOLE		0	0	444
Vanguard Short-Term Corp. Bond Index ETF	ETF	92206C409	23	285	SH		SOLE		0	0	285
Vanguard Small-Cap Value ETF	ETF	922908611	24	182	SH		SOLE		0	0	182
Vanguard Total Bond Market ETF	ETF	921937835	979	11,781	SH		SOLE		0	0	11,781
Vanguard Total Intl Stock Index ETF	ETF	921909768	53	1,000	SH		SOLE		0	0	1,000
Vanguard Total Stock ETF	ETF	922908769	19	125	SH		SOLE		0	0	125
Vanguard Utilities ETF	ETF	92204A876	200	1,501	SH		SOLE		0	0	1,501
Vanguard Value ETF	ETF	922908744	31	277	SH		SOLE		0	0	277
Vector Group Ltd.	COM	92240M108	24	2,508	SH		SOLE		0	0	2,508
Veeva Systems, Inc.	COM	922475108	0	3	SH		SOLE		0	0	3
Vera Bradley, Inc.	COM	92335C106	48	4,000	SH		SOLE		0	0	4,000
Verizon Communications, Inc.	COM	92343V104	4,468	78,209	SH		SOLE		0	0	78,209
Visa, Inc.	COM	92851S204	4,297	24,757	SH		SOLE		0	0	24,757
Vodafone Group plc	ADS	92857W100	1	76	SH		SOLE		0	0	76
W.P. Carey, Inc.	COM	92826C839	15	179	SH		SOLE		0	0	179
WSFS Financial Corp.	COM	929328102	218	5,270	SH		SOLE		0	0	5,270
Wabtec Corp.	COM	929740108	1	18	SH		SOLE		0	0	18
Walgreens Boots Alliance, Inc.	COM	931427108	9	160	SH		SOLE		0	0	160
Walmart, Inc.	COM	931142103	1,676	15,165	SH		SOLE		0	0	15,165
Walt Disney Co.	COM	254687106	688	4,930	SH		SOLE		0	0	4,930
Weight Watchers International, Inc.	COM	948626106	7	350	SH		SOLE		0	0	350
Wells Fargo & Company	COM	949746101	30	636	SH		SOLE		0	0	636
Welltower, Inc.	COM	95040Q104	642	7,875	SH		SOLE		0	0	7,875
Weyerhauser Company	COM	962166104	8	300	SH		SOLE		0	0	300
Wynn Resorts, LTD	COM	983134107	93	750	SH		SOLE		0	0	750
Xtrackers USD High Yield Corp. Bond ETF	ETF	233051432	2	33	SH		SOLE		0	0	33
Yum Brands, Inc.	COM	988498101	34	304	SH		SOLE		0	0	304
Zimmer Biomet Holdings, Inc.	COM	98956P102	77	650	SH		SOLE		0	0	650
Zynerba Pharmaceuticals, Inc.	COM	98986X109	81	6,000	SH		SOLE		0	0	6,000
iShares Barclays Aggregate Bond ETF	ETF	464289859	77	690	SH		SOLE		0	0	690
iShares Barclays TIPS Bond ETF	ETF	464287176	285	2,468	SH		SOLE		0	0	2,468
iShares Cohen & Steers Realty Index ETF	ETF	464287564	554	4,915	SH		SOLE		0	0	4,915
iShares Core MSCI EAFE ETF	ETF	46432F842	119	1,944	SH		SOLE		0	0	1,944
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	75	1,449	SH		SOLE		0	0	1,449
iShares Core S&P Small-Cap ETF	ETF	464287150	6,399	81,748	SH		SOLE		0	0	81,748
iShares Dow Jones Select Divid. Index ETF	ETF	464287846	297	2,981	SH		SOLE		0	0	2,981
iShares Floating Rate Bond ETF	ETF	46429B655	127	2,500	SH		SOLE		0	0	2,500
iShares GS InvesTop Corporate Bond ETF	ETF	464287242	103	828	SH		SOLE		0	0	828
iShares Global Infrastructure ETF	ETF	464288372	244	5,275	SH		SOLE		0	0	5,275
iShares Intl Developed Property ETF	ETF	464288422	360	9,477	SH		SOLE		0	0	9,477
iShares Intermed.-Term Corporate Bond ETF	ETF	464288638	91	1,600	SH		SOLE		0	0	1,600
iShares MBS ETF	ETF	464288588	36	339	SH		SOLE		0	0	339
iShares MSCI ACWI Index ETF	ETF	464288240	12	159	SH		SOLE		0	0	159
iShares MSCI EAFE ESG Optimized ETF	ETF	46435G516	188	2,923	SH		SOLE		0	0	2,923
iShares MSCI EAFE Index ETF	ETF	464287465	383	5,832	SH		SOLE		0	0	5,832
iShares MSCI EAFE Minimum Volatility ETF	ETF	46429B689	292	4,025	SH		SOLE		0	0	4,025
iShares MSCI Emerg. Mkts. Min. Volat. ETF	ETF	464286533	47	800	SH		SOLE		0	0	800
iShares MSCI Emerging Markets ETF	ETF	464287234	78	1,820	SH		SOLE		0	0	1,820
iShares MSCI KLD 400 Social Index ETF	ETF	464288570	214	1,956	SH		SOLE		0	0	1,956
iShares MSCI Pacific ex-Japan ETF	ETF	464286665	33	700	SH		SOLE		0	0	700
iShares Nasdaq Biotechnology ETF	ETF	464287556	22	205	SH		SOLE		0	0	205
iShares Russell 1000 Index ETF	ETF	464287655	31	192	SH		SOLE		0	0	192
iShares Russell 2000 Index ETF	ETF	464287655	66	424	SH		SOLE		0	0	424
iShares Russell Mid-Cap Growth ETF	ETF	464287481	70	491	SH		SOLE		0	0	491
iShares Russell Mid-Cap Value ETF	ETF	464287473	39	434	SH		SOLE		0	0	434
iShares Russell MidCap Index ETF	ETF	464287499	22	400	SH		SOLE		0	0	400
iShares S&P Mid Cap 400 Index ETF	ETF	464287507	214	1,100	SH		SOLE		0	0	1,100
iShares S&P Mid-Cap 400 Growth ETF	ETF	464287606	25	110	SH		SOLE		0	0	110
iShares S&P MidCap 400 Value Index ETF	ETF	464287705	25	154	SH		SOLE		0	0	154
iShares S&P National Municipal Bond ETF	ETF	464288414	743	6,574	SH		SOLE		0	0	6,574
iShares S&P SmallCap 600 Growth Index ETF	ETF	464287887	24	134	SH		SOLE		0	0	134
iShares S&P SmallCap 600 Value Index ETF	ETF	464287879	20	135	SH		SOLE		0	0	135
iShares S&P US Preferred Stock Index ETF	ETF	464288687	4,465	121,167	SH		SOLE		0	0	121,167
iShares Short-Term Corporate Bond ETF	ETF	464288646	87	1,623	SH		SOLE		0	0	1,623
iShares Short-Term National Muni Bond ETF	ETF	464288158	73	681	SH		SOLE		0	0	681
iShares iBoxx $ High Yield Corp. Bond ETF	ETF	464288513	39	442	SH		SOLE		0	0	442
salesforce.com, inc.	COM	79466L302	61	400	SH		SOLE		0	0	400
CBRE Clarion Glob. Real Estate Income Fund	CEF	12504G100	39	5,200	SH		SOLE		0	0	5,200
DoubleLine Income Solutions Fund	CEF	258622109	42	2,100	SH		SOLE		0	0	2,100
India Fund, Inc.	CEF	454089103	9	445	SH		SOLE		0	0	445
Kayne Anderson MLP/Midstream Invest. Co.	CEF	486606106	855	55,850	SH		SOLE		0	0	55,850
Nuveen High Inc. Dec 2019 Target Term Fund	CEF	67076E107	49	5,000	SH		SOLE		0	0	5,000
Nuveen Intermed. Duration Muni. Term Fund	CEF	670671106	739	55,000	SH		SOLE		0	0	55,000
PIMCO Dynamic Credit & Mortg. Income Fund	CEF	72202D106	51	2,150	SH		SOLE		0	0	2,150
PIMCO Strategic Income Fund, Inc.	CEF	72200X104	95	9,738	SH		SOLE		0	0	9,738
Reaves Utility Income Fund	CEF	756158101	79	2,197	SH		SOLE		0	0	2,197