| Form 1-K Issuer Information | UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 1-K | OMB APPROVAL |
| OMB Number: 3235-0720 Estimated average burden hours per response: 600.0 |
1-K: Filer Information
| Issuer CIK | 0001817214 |
| Issuer CCC | XXXXXXXX |
| Is filer a shell company? |  Yes  No |
| Is the electronic copy of an official filing submitted in paper format? |  |
| File Number | |
| Is this filing by a successor company pursuant to Rule 257(b)(5) resulting from a merger or other business combination? | Yes No |
| Successor File Number |
| Is this a LIVE or TEST Filing? | LIVE TEST |
| Would you like a Return Copy? |  |
| Period | 12-31-2020 |
| Name | |
| Phone | |
| E-Mail Address |
| Notify via Filing Website only? | |
1-K: Tab 1 Notification
| This Form 1-K is to provide an | Annual Report Special Financial Report for the fiscal year |
| Fiscal Year End | 12-31-2020 |
| Exact name of issuer as specified in the issuer's charter | Worthy Community Bonds, Inc. |
| CIK | 0001817214 |
| Jurisdiction of Incorporation / Organization | FLORIDA |
| I.R.S. Employer Identification Number | 85-1714241 |
| Address 1 | One Boca Commerce Center 551 NW |
| Address 2 | 77 Street STE 212 |
| City | BOCA RATON |
| State/Country | FLORIDA |
| Mailing Zip/ Postal Code | 33487 |
| Phone | 561-288-8467 |
| Title of each class of securities issued pursuant to Regulation A | Worthy Community Bonds |
1-K: Summary Information Regarding Prior Offering and Proceeds
Summary Information
The following information must be provided for any Regulation A offering that has terminated or completed prior to the filing of this Form 1-K, unless such information has been previously reported in a manner permissible under Rule 257. If such information has been previously reported, check this box and leave the rest of Part I blank.
| Commission File Number of the offering statement | 024-11279 |
| Date of qualification of the offering statement | 09-29-2020 |
| Date of commencement of the offering | 09-29-2020 |
| Amount of securities qualified to be sold in the offering | 5000000 |
| Amount of securities sold in the offering | 5000000 |
| Price per security | $ 10.0000 |
| The portion of aggregate sales attributable to securities sold on behalf of the issuer | $ 50000000.00 |
| The portion of the aggregate sales attributable to securities sold on behalf of selling securityholders | $ 0.00 |
Fees in connection with this offering and names of service providers.
| Underwriters - Name of Service Provider | N/A | Underwriters - Fees | $ 0.00 |
| Sales Commissions - Name of Service Provider | N/A | Sales Commissions - Fee | $ 0.00 |
| Finders' Fees - Name of Service Provider | N/A | Finders' Fees - Fees | $ 0.00 |
| Accounting or Audit - Name of Service Provider | Salberg & Company, P.A | Accounting or Audit - Fees | $ 10000.00 |
| Legal - Name of Service Provider | Anthony L.G., PLLC | Legal - Fees | $ 35000.00 |
| Promoters - Name of Service Provider | N/A | Promoters - Fees | $ 0.00 |
| Blue Sky Compliance - Name of Service Provider | Anthony L.G., PLLC | Blue Sky Compliance - Fees | $ 0.00 |
| CRD Number of any broker or dealer listed | |
| Net proceeds to the issuer | $ 49870930.00 |
| Clarification of responses (if necessary) | Estimated Net Proceeds excludes $80,000 worth of Worthy Community Bonds offered under the Worthy Community Bond Rewards Program (not for cash) and $4,070 of unsold Worthy Community Bonds. Please note total legal fees in the table include Blue Sky fees. |