EXHIBIT 21
SUBSIDIARIES OF THE REGISTRANT
December 31, 2002
| State of Incorporation and | |||||||
| Headquarters Location | |||||||
| First Virginia Banks, Inc. | Falls Church, Virginia | ||||||
| Banking Subsidiaries: | |||||||
| First Virginia Bank | Falls Church, Virginia | ||||||
| First General Mortgage Company | Falls Church, Virginia | ||||||
| First Virginia Mortgage Company | Falls Church, Virginia | ||||||
| First Virginia Commercial Corporation | Falls Church, Virginia | ||||||
| First Virginia Card Services, Inc. | Falls Church, Virginia | ||||||
| First Virginia Credit Services, Inc. | Falls Church, Virginia | ||||||
| Farmers Bank of Maryland | Annapolis, Maryland | ||||||
| Atlantic Bank | Ocean City, Maryland | ||||||
| First Virginia Bank-Hampton Roads | Norfolk, Virginia | ||||||
| The Mortgage Company of James River Inc | Suffolk, Virginia | ||||||
| HR Properties, Inc. | Norfolk, Virginia | ||||||
| First Virginia Bank-Colonial | Richmond, Virginia | ||||||
| Family Finance Corporation | Petersburg, Virginia | ||||||
| Family Finance of Virginia, Inc. | Petersburg, Virginia | ||||||
| First Colonial Financial Corporation | Hopewell, Virginia | ||||||
| First Virginia Bank-Southwest | Roanoke, Virginia | ||||||
| First Virginia Bank-Blue Ridge | Staunton, Virginia | ||||||
| First Vantage Bank/Tri-Cities | Bristol, Virginia | ||||||
| Nonbanking Subsidiaries | |||||||
| First Virginia Insurance Services, Inc. | Falls Church, Virginia | ||||||
| First Virginia Insurance Services of Maryland, Inc. | Falls Church, Virginia | ||||||
| First Virginia Services, Inc. | Falls Church, Virginia | ||||||
| First Virginia Life Insurance Company | Falls Church, Virginia | ||||||
| Springdale Advertising Agency, Inc. | Falls Church, Virginia | ||||||
| First Virginia Operations Services, Inc. | Falls Church, Virginia | ||||||
| Springdale Temporary Services, Inc. | Falls Church, Virginia | ||||||
| First General Leasing Company | Falls Church, Virginia | ||||||
| Farmers National Land Corporation | Annapolis, Maryland | ||||||
All of the organizations listed above are 100% owned by First Virginia Banks, Inc., or one of its subsidiary banks.
