Exhibit 21.1 SUBSIDIARIES OF FIRST COMMONWEALTH FINANCIAL
CORPORATION
| Percent Ownership |
First Commonwealth Bank | 100% |
First Commonwealth Systems Corporation | 100% |
First Commonwealth Trust Company | 100% |
First Commonwealth Professional Resources Incorporated | 100% |
First Commonwealth Financial Advisors Incorporated | 100% |
FraMal Holdings Corporation | 100% |
First Commonwealth Capital Trust I | 100% |
First Commonwealth Capital Trust II | 100% |
First Commonwealth Capital Trust III | 100% |
Commonwealth Trust Credit Life Insurance Company | 50% |