Hallmark Financial Services (HALL) 10-K16 Mar 222021 FY Annual reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
Document and Entity Information - USD ($) $ in Millions	Dec. 31, 2021	Mar. 16, 2022	Jun. 30, 2021
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Transition Report	false
Document Period End Date	Dec. 31, 2021
Entity File Number	001-11252
Entity Registrant Name	Hallmark Financial Services, Inc.
Entity Incorporation, State or Country Code	NV
Entity Tax Identification Number	87-0447375
Entity Address, Address Line One	5420 Lyndon B. Johnson Freeway, Suite 1100
Entity Address, City or Town	Dallas
Entity Address, State or Province	TX
Entity Address, Postal Zip Code	75240
City Area Code	817
Local Phone Number	348-1600
Title of 12(b) Security	Common Stock, $0.18 par value
Trading Symbol	HALL
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	false
Entity Shell Company	false
Entity Public Float			$ 58.2
Entity Common Stock, Shares Outstanding		18,172,467
Entity Central Index Key	0000819913
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Amendment Flag	false
Auditor Name	Baker Tilly US, LLP
Auditor Firm ID	23
Auditor Location	Milwaukee, Wisconsin

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Investments:
Debt securities, available-for-sale, at fair value (amortized cost; $288,175 in 2021 and $502,167 in 2020)	$ 290,073	$ 507,279
Equity securities (cost; $42,120 in 2021 and $26,988 in 2020)	48,695	29,388
Total investments	338,768	536,667
Cash and cash equivalents	352,867	102,580
Restricted cash	3,810	5,728
Ceded unearned premiums	146,433	143,446
Premiums receivable	90,621	120,332
Accounts receivable	6,914	5,967
Receivable for securities	1,326	913
Reinsurance recoverable	549,964	497,846
Deferred policy acquisition costs	6,811	17,840
Intangible assets, net	819	1,322
Federal income recoverable	18,217	24,691
Deferred federal income taxes, net	8,906	8,724
Prepaid expenses	2,389	2,648
Other assets	25,753	28,013
Total assets	1,553,598	1,496,717
Liabilities:
Senior unsecured notes due 2029 (less unamortized debt issuance cost of $746 in 2021 and $844 in 2020)	49,254	49,156
Subordinated debt securities (less unamortized debt issuance cost of $744 in 2021 and $795 in 2020)	55,959	55,907
Reserves for unpaid losses and loss adjustment expenses	816,681	789,768
Unearned premiums	284,427	320,806
Reinsurance payable	117,908	61,100
Pension liability	174	1,859
Payable for securities	3,280
Accounts payable and other accrued expenses	50,394	50,415
Total liabilities	1,378,077	1,329,011
Commitments and contingencies (Note 18)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2021 and 2020	3,757	3,757
Additional paid-in capital	122,844	122,893
Retained earnings	74,703	65,699
Accumulated other comprehensive income	(1,035)	383
Treasury stock (2,700,364 shares in 2021 and 2,730,673 in 2020), at cost	(24,748)	(25,026)
Total stockholders' equity	175,521	167,706
Total liabilities and stockholders' equity	$ 1,553,598	$ 1,496,717

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt securities, available-for-sale, Amortized cost (in dollars)	$ 288,175	$ 502,167
Equity securities, available for sale, cost (in dollars)	$ 42,120	$ 26,988
Common stock, par value (in dollars per share)	$ 0.18	$ 0.18
Common stock, authorized shares	33,333,333	33,333,333
Common stock, issued shares	20,872,831	20,872,831
Treasury stock, shares	2,700,364	2,730,673
Senior unsecured notes due 2029 [Member]
Unamortized debt issuance cost (in dollars)	$ 746	$ 844
Subordinated Debt [Member]
Unamortized debt issuance cost (in dollars)	$ 744	$ 795

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Consolidated Statements of Operations [Abstract]
Gross premiums written	$ 653,754	$ 743,368
Ceded premiums written	(313,830)	(315,036)
Net premiums written	339,924	428,332
Change in unearned premiums	39,366	43,569
Net premiums earned	379,290	471,901
Investment income, net of expenses	9,715	12,920
Investment gains (losses), net	10,222	(22,894)
Finance charges	4,344	5,705
Commission and fees	1,069	1,156
Other income	63	60
Total revenues	404,703	468,848
Losses and loss adjustment expenses	275,244	406,907
Operating expenses	112,467	123,919
Interest expense	4,993	5,326
Impairment of goodwill and other intangible assets		45,996
Amortization of intangible assets	504	2,468
Total expenses	393,208	584,616
Income (loss) before tax	11,495	(115,768)
Income tax expense (benefit)	2,491	(21,417)
Net income (loss)	$ 9,004	$ (94,351)
Net income (loss) per share:
Basic (in dollars per share)	$ 0.50	$ (5.20)
Diluted (in dollars per share)	$ 0.50	$ (5.20)

Consolidated Statements of Comp

Consolidated Statements of Comprehensive (Loss) Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Consolidated Statements of Comprehensive (Loss) Income [Abstract]
Net income (loss)	$ 9,004	$ (94,351)
Other comprehensive (loss) income:
Change in net actuarial loss (gain)	1,419	(662)
Tax effect on change in net actuarial (loss) gain	(298)	139
Unrealized holding gains arising during the period	2,832	709
Tax effect on unrealized holding gains arising during the period	(595)	(149)
Reclassification adjustment for gains included in net loss	(6,046)	(433)
Tax effect on reclassification adjustment for gains included in net loss	1,270	91
Other comprehensive loss, net of tax	(1,418)	(305)
Comprehensive income (loss)	$ 7,586	$ (94,656)

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) shares in Thousands, $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2019	$ 3,757	$ 123,468	$ 160,050	$ 688	$ (25,201)	$ 262,762
Beginning balance (in shares) at Dec. 31, 2019	20,873				2,750
Equity based compensation		(400)				(400)
Shares issued under employee benefit plans		(175)			$ 175
Shares issued under employee benefit plans, shares					(19)
Net income (loss)			(94,351)			(94,351)
Other comprehensive (loss) income, net of tax				(305)		(305)
Ending balance at Dec. 31, 2020	$ 3,757	122,893	65,699	383	$ (25,026)	167,706
Ending balance (in shares) at Dec. 31, 2020	20,873				2,731
Equity based compensation		229				229
Shares issued under employee benefit plans		(278)			$ 278
Shares issued under employee benefit plans, shares					(31)
Net income (loss)			9,004			9,004
Other comprehensive (loss) income, net of tax				(1,418)		(1,418)
Ending balance at Dec. 31, 2021	$ 3,757	$ 122,844	$ 74,703	$ (1,035)	$ (24,748)	$ 175,521
Ending balance (in shares) at Dec. 31, 2021	20,873				2,700

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net income (loss)	$ 9,004	$ (94,351)
Adjustments to reconcile net income (loss) to cash provided by (used in) operating activities:
Depreciation and amortization expense	3,430	5,754
Deferred federal income tax expense (benefit)	194	(6,513)
Investment (gains) losses, net	(10,222)	22,894
Share-based payments expense	229	(400)
Impairment of goodwill and other intangibles		45,996
Change in ceded unearned premiums	(2,987)	24,552
Change in premiums receivable	29,711	27,956
Change in accounts receivable	(947)	(1,681)
Change in deferred policy acquisition costs	11,029	5,154
Change in reserves for losses and loss adjustment expenses	26,913	169,413
Change in unearned premiums	(36,379)	(68,120)
Change in reinsurance recoverable	(52,118)	(180,709)
Change in reinsurance payable	56,808	(4,281)
Change in current federal income tax payable (recoverable)	6,474	(15,557)
Change in all other liabilities	(1,556)	(4,452)
Change in all other assets	4,185	5,018
Net cash provided by (used in) operating activities	43,768	(69,327)
Cash flows from investing activities:
Purchases of property and equipment	(1,910)	(1,667)
Purchases of investment securities	(132,461)	(285,507)
Maturities, sales and redemptions of investment securities	338,972	409,861
Net cash provided by investing activities	204,601	122,687
Increase in cash and cash equivalents and restricted cash	248,369	53,360
Cash and cash equivalents and restricted cash at beginning of period	108,308	54,948
Cash and cash equivalents and restricted cash at end of period	$ 356,677	$ 108,308

Accounting Policies

Accounting Policies	12 Months Ended
Accounting Policies	Dec. 31, 2021
Accounting Policies [Abstract]
Accounting Policies	1. Accounting Policies: General Hallmark Financial Services, Inc. (“Hallmark” and, together with subsidiaries, the “Company,” “we,” “us” or “our”) is an insurance holding company engaged in the sale of property/casualty insurance products to businesses and individuals. Our business involves marketing, distributing, underwriting and servicing our insurance products, as well as providing other insurance related services. We market, distribute, underwrite and service our property/casualty insurance products primarily through business units organized by products and distribution channel. Our business units are supported by our insurance company subsidiaries. Our Commercial Auto business unit offers primary and excess commercial vehicle insurance products and services; our E&S Casualty business unit offers primary and excess liability, excess public entity liability, E&S package and garage liability insurance products and services; our E&S Property business unit offers primary and excess commercial property insurance for both catastrophe and non-catastrophe exposures; our Professional Liability business unit offers healthcare and financial lines professional liability insurance products and services primarily for businesses, medical professionals, medical facilities and senior care facilities; and our Aerospace & Programs business unit offers general aviation and, until exited during 2020, satellite launch property/casualty insurance products and services, as well as certain specialty programs. Our Commercial Accounts business unit offers package and monoline property/casualty and occupational accident insurance products. Effective June 1, 2016 we ceased marketing new or renewal occupational accident policies. Our former Workers Compensation operating unit specialized in small and middle market workers compensation business. Effective July 1, 2015, we no longer market or retain any risk on new or renewal workers compensation policies. Our Specialty Personal Lines business unit offers non-standard personal automobile and renters insurance products and services. Our insurance company subsidiaries supporting these business units are American Hallmark Insurance Company of Texas (“AHIC”), Hallmark Insurance Company (“HIC”), Hallmark Specialty Insurance Company (“HSIC”), Hallmark County Mutual Insurance Company (“HCM”), Hallmark National Insurance Company (“HNIC”) and Texas Builders Insurance Company (“TBIC”). These business units are segregated into three reportable industry segments for financial accounting purposes. The Specialty Commercial Segment includes our Commercial Auto business unit, E&S Casualty business unit, E&S Property business unit, Professional Liability business unit and Aerospace & Programs business unit. The Standard Commercial Segment consists of the Commercial Accounts business unit and the runoff from our former Workers Compensation operating unit. The Personal Segment consists solely of our Specialty Personal Lines business unit. Basis of Presentation The accompanying consolidated financial statements include the accounts and operations of Hallmark and its subsidiaries. Intercompany accounts and transactions have been eliminated. The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”) which, as to our insurance company subsidiaries, differ from statutory accounting practices prescribed or permitted for insurance companies by insurance regulatory authorities. Use of Estimates in the Preparation of Financial Statements Our preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect our reported amounts of assets and liabilities at the dates of the financial statements and our reported amounts of revenues and expenses during the reporting periods. Management evaluates its estimates and assumptions on an ongoing basis using historical experience and other factors, including the current economic environment, which management believes to be reasonable under the circumstances. We adjust such estimates and assumptions when facts and circumstances dictate. Since future events and their effects cannot be determined with precision, actual results could differ significantly from these estimates. Changes in estimates resulting from continuing changes in the economic environment may be reflected in the financial statements in future periods. The liability for unpaid claims and claims adjustment expenses and related amounts recoverable from reinsurers represents the most significant estimate in the accompanying financial statements, and any difference between such estimate and actual results could be material. Significant estimates in the accompanying financial statements also include the fair values of investments, deferred policy acquisition cost recoverability, deferred tax asset valuation, and fair value of goodwill and intangible assets. Fair Value of Financial Instruments Fair value estimates are made at a point in time, based on relevant market data as well as the best information available about the financial instruments. Fair value estimates for financial instruments for which no or limited observable market data is available are based on judgments regarding current economic conditions, credit and interest rate risk. These estimates involve significant uncertainties and judgments and cannot be determined with precision. As a result, such calculated fair value estimates may not be realizable in a current sale or immediate settlement of the instrument. In addition, changes in the underlying assumptions used in the fair value measurement technique, including discount rate and estimates of future cash flows, could significantly affect these fair value estimates. Cash and Cash Equivalents: The carrying amounts reported in the consolidated balance sheets for these instruments approximate their fair values. Restricted Cash: The carrying amount for restricted cash reported in the consolidated balance sheets approximates the fair value. Subordinated debt securities: Our trust preferred securities are reported at a carrying value of $55.9 million and $55.9 million, and had a fair value of $29.4 million and $26.6. million, as of December 31, 2021 and 2020, respectively, and would be included in Level 3 of the fair value hierarchy if they were reported at fair value. Senior unsecured notes due 2029: Our senior unsecured notes payable due in 2029 had a carrying value of $49.3 million and $49.1 million and a fair value of $52.2 million and $54.3 million, as of December 31, 2021 and 2020, respectively. Our senior unsecured notes payable would be included in Level 3 of the fair value hierarchy if they were reported at fair value. For reinsurance balances, premiums receivable, federal income tax recoverable/payable, other assets and other liabilities, the carrying amounts approximate fair value because of the short maturity of such financial instruments. Investments Debt securities available-for-sale are reported at fair value. Unrealized gains and losses are recorded as a component of accumulated other comprehensive income (“AOCI”), net of related tax effects. The Company reviews its impaired securities for possible other-than-temporary impairment ("OTTI") at each quarter end. A security has an impairment loss when its fair value is less than its cost or amortized cost at the balance sheet date. The Company considers the following factors in performing its review: (i) the amount by which the security’s fair value is less than its cost, (ii) length of time the security has been impaired, (iii) whether management has the intent to sell the security, (iv) if it is more likely than not that management will be required to sell the security before recovery of its amortized cost basis, (v) whether the impairment is due to an issuer - For all other impaired securities, the Company will assess whether the net present value of the cash flows expected to be collected from the security is less than its amortized cost basis. Such a shortfall in cash flows is referred to as a “credit loss.” For any such security, the Company separates the impairment loss into: (i) the credit loss and (ii) the non-credit loss, which is the amount related to all other factors such as interest rate changes, fluctuations in exchange rates and market conditions. The credit loss charge is recorded to the current period statements of operations and the non-credit loss is recorded to accumulated other comprehensive income (loss), within shareholders’ equity, on an after-tax basis. A security’s cost basis is permanently reduced by the amount of a credit loss. Income is accreted over the remaining life of a security based on the interest rate necessary to discount the expected future cash flows to the new basis. Debt security premiums and discounts are amortized into earnings using the effective interest method. Maturities of debt securities and sales of equity securities are recorded in receivable for securities until the cash is settled. Purchases of debt and equity securities are recorded in payable for securities until the cash is settled. Equity securities are reported at fair value with changes in fair value recognized in net income. Equity securities with readily determinable fair values are not required to be evaluated for other-than-temporary impairment. Realized investment gains and losses are recognized in operations on the first in-first out method. Cash and Cash Equivalents Cash and cash equivalents include cash and highly liquid investments with an original maturity of three months or less. Restricted Cash Restricted cash represents amounts required to be set aside by a contractual agreement with a third-party insurer and amounts pledged for the benefit of various state insurance departments. Premiums Receivable Premiums receivable represent amounts due from policyholders or independent agents for premiums written and uncollected. These balances are reported net of an allowance for expected credit losses. The allowance is based upon the Company’s review of amounts outstanding, including delinquencies and write-offs. Credit risk is partially mitigated by the Company’s ability to cancel the policy if the policyholder does not pay for the premium. Reinsurance Reinsurance premiums, commissions, losses and loss adjustment expenses ("LAE") on reinsured business are accounted for on a basis consistent with that used in accounting for the original policies issued and the terms of the reinsurance contracts. The amounts reported as reinsurance recoverables include amounts billed to reinsurers on losses and LAE paid as well as estimates of amounts expected to be recovered from reinsurers on insurance liabilities that have not yet been paid. Reinsurance recoverables on unpaid losses and LAE are estimated based upon assumptions consistent with those used in establishing the gross liabilities as they are applied to the underlying reinsured contracts. The Company records an allowance for uncollectible reinsurance recoverables based on an assessment of the reinsurer’s creditworthiness and collectability of the recorded amounts. Management believes an allowance for uncollectible recoverables from its reinsurers was not necessary for the periods presented. The Company receives ceding commissions in connection with certain ceded reinsurance. The ceding commissions are recorded as a reduction of policy acquisition costs. (See Note 7.) Deferred Policy Acquisition Costs Policy acquisition costs (mainly direct commission, premium taxes, underwriting, marketing expenses and ceding commission) that are directly related to the successful acquisition of new and renewal insurance contracts are deferred and recognized to operations over periods in which the related premiums are earned. The method followed in computing deferred policy acquisition costs limits the amount of such deferred costs to their estimated realizable value. In determining estimated realizable value, the computation gives effect to the premium to be earned, expected investment income, losses and LAE and certain other costs expected to be incurred as the premiums are earned. If the computation results in an estimated net realizable value less than zero, a liability will be accrued for the premium deficiency. During 2021 and 2020, we deferred ($97.7) million and ($152.7) million of direct policy acquisition costs and amortized $107.1 million and $165.6 million of deferred direct policy acquisition costs, respectively. During 2021 and 2020, we deferred $73.5 million and $79.0 million of ceding commission acquisition costs and amortized ($71.9) million and ($86.7) million of deferred ceding commission acquisition costs, respectively. Therefore, the net amortization (deferrals) of policy acquisition costs were $11.0 million and $5.2 million for 2021 and 2020, respectively. Goodwill and Intangible Assets, net We account for our goodwill and intangible assets according to ASC 350, “Intangibles – Goodwill and Other” (ASC 350). Under ASC 350, intangible assets with a finite life are amortized over the estimated useful life of the asset. Goodwill and intangible assets with an indefinite useful life are not amortized. Goodwill and intangible assets are tested for impairment on an annual basis or more frequently if events or changes in circumstances indicate that the carrying amount may not be recoverable. For goodwill, we may perform a qualitative test to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the quantitative goodwill impairment test. The quantitative impairment test requires an impairment loss be measured as the excess of a reporting unit’s carrying amount over its fair value (not to exceed the total goodwill allocated to that reporting unit). We have elected to perform our goodwill impairment test on the first day of the fourth quarter, October 1, of each year. In connection with our normal process for evaluating impairment triggering events, during the first quarter of 2020 we determined that a significant decline in market capitalization below the Company’s stockholders’ equity indicated the impairment of the goodwill and indefinite-lived intangible assets included on the balance sheet. As a result, the Company took a $44.7 million charge to goodwill and a $1.3 million charge to indefinite-lived intangible assets during the first quarter of 2020. Consequently, as of December 31, 2021 there was no goodwill or Leases We have several leases, primarily for office facilities and computer equipment, which expire in various years through 2033. Some of these leases include rent escalation provisions throughout the term of the lease. We expense the average annual cost of the lease with the difference to the actual rent invoices recorded as a right of use asset and a lease obligation. Right of use assets and lease obligations are classified in other assets and in accounts payable and other accrued expenses, respectively, on our consolidated balance sheets. (see Note 21) Property and Equipment Property and equipment (including leasehold improvements), aggregating $38.2 million and $36.3 million, at December 31, 2021 and 2020, respectively, which is included in other assets, is recorded at cost and is depreciated using the straight-line method over the estimated useful lives of the assets (three to ten years) or the life of the lease, whichever is shorter. Property and equipment includes $3.8 million and $2.9 million of leasehold incentives at December 31, 2021 and 2020, respectively, from the adoption of ASU 2016-02, “Leases (Topic 842)” effective January 1, 2019. Depreciation expense for 2021 and 2020 was $2.9 million and $3.3 million, respectively. Accumulated depreciation was $30.0 million and $27.1 million at December 31, 2021 and 2020, respectively. Under ASC 360, “Impairment or disposal of long-lived assets,” property and equipment is tested for impairment annually. As of December 31, 2021, no impairment was considered necessary. Variable Interest Entities On June 21, 2005, we formed Hallmark Statutory Trust I (“Trust I”), an unconsolidated trust subsidiary, for the sole purpose of issuing $30.0 million in trust preferred securities. Trust I used the proceeds from the sale of these securities and our initial capital contribution to purchase $30.9 million of subordinated debt securities from Hallmark. The debt securities are the sole assets of Trust I, and the payments under the debt securities are the sole revenues of Trust I. On August 23, 2007, we formed Hallmark Statutory Trust II (“Trust II”), an unconsolidated trust subsidiary, for the sole purpose of issuing $25.0 million in trust preferred securities. Trust II used the proceeds from the sale of these securities and our initial capital contribution to purchase $25.8 million of subordinated debt securities from Hallmark. The debt securities are the sole assets of Trust II, and the payments under the debt securities are the sole revenues of Trust II. We evaluate on an ongoing basis our investments in Trust I and Trust II (collectively, the “Trusts”) and we do not have variable interests in the Trusts. Therefore, the Trusts are not consolidated in our consolidated financial statements. Losses and Loss Adjustment Expenses The liability for unpaid losses and LAE in the Consolidated Balance Sheets represents the Company’s estimate of the amount it expects to pay for the ultimate cost of all losses and LAE incurred that remain unpaid at the balance sheet date. The liability is recorded on an undiscounted basis, except for the liability for unpaid losses and LAE assumed related to acquired companies which are initially recorded at fair value. The process of estimating the liability for unpaid losses and LAE is a complex process that requires a high degree of judgment. The liability for unpaid losses and LAE represents the accumulation of individual case estimates for reported losses and LAE, and actuarially determined estimates for incurred but not reported losses and LAE. The liability for unpaid losses and LAE is intended to include the ultimate net cost of all losses and LAE incurred but unpaid as of the balance sheet date. The liability is stated net of anticipated deductibles, salvage and subrogation, and gross of reinsurance ceded. The estimate of the unpaid losses and LAE liability is reviewed and updated on a regular, ongoing basis. Although management believes the liability for losses and LAE is reasonable, the ultimate liability may be more or less than the current estimate. The estimation of ultimate liability for unpaid losses and LAE is a complex, imprecise and inherently uncertain process, and therefore involves a considerable degree of judgment and expertise. The Company utilizes various actuarially - The Company allocates the applicable portion of the unpaid losses and LAE to amounts recoverable from reinsurers under reinsurance contracts and reports those amounts separately as assets on the consolidated balance sheets. Recognition of Premium Revenues Insurance premiums are earned pro rata over the terms of the policies. Insurance policy fees are earned as of the effective date of the policy. Upon cancellation, any unearned premium is refunded to the insured. Insurance premiums written include gross policy fees of $6.1 million and $7.2 million for the years ended December 31, 2021 and 2020, respectively. Finance Charges We receive premium installment fees for each direct bill payment from policyholders. Installment fee income is classified as finance charges on the consolidated statement of operations and is recognized as the fee is invoiced. Agent Commissions We pay monthly commissions to agents based on written premium produced, but generally recognize the expense pro rata over the term of the policy. If the policy is cancelled prior to its expiration, the unearned portion of the agent commission is refundable to us. The unearned portion of commissions paid to agents is included in deferred policy acquisition costs. We annually pay a profit sharing commission to our independent agency force based upon the results of the business produced by each agent. We estimate and accrue this liability to commission expense in the year the business is produced. Commission expense is classified as operating expenses in the consolidated statements of operations. Income Taxes We file a consolidated federal income tax return. Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax-credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Deferred tax assets are recognized to the extent that there is sufficient positive evidence, as allowed under ASC 740, Income Taxes, - ASC 740 also addresses how a company reports uncertain tax positions on its financial statements under a "more-likely-than-not" recognition threshold (formerly known as FASB Interpretation No. 48, Accounting for Uncertainty in Income Taxes or FIN 48). This standard requires specific uncertain tax position disclosures in the annual financial statements, including a reconciliation of total unrecognized tax benefits, classification of income tax-related interest and penalties, identification of years that remain open to examination, and unrecognized tax benefits expected to significantly change within 12 months of the reporting period. There were no uncertain tax positions at December 31, 2021. Earnings Per Share The computation of earnings per share is based upon the weighted average number of common shares outstanding during the period plus the effect of common shares potentially issuable (in periods in which they have a dilutive effect), primarily from stock options. (See Notes 11 and 13.) Adoption of New Accounting Pronouncements In December 2019, the FASB issued ASU No. 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes ("ASU No. 2019-12"). The update is intended to simplify the current rules regarding the accounting for income taxes and addresses several technical topics including accounting for franchise taxes, allocating income taxes between a loss in continuing operations and in other categories such as discontinued operations, reporting income taxes for legal entities that are not subject to income taxes, and interim accounting for enacted changes in tax laws. The new standard is effective for fiscal years beginning after December 15, 2020; however, early adoption is permitted. The Company early adopted the provisions of ASU No. 2019-12 on April 1, 2020, which did not have a material impact on its consolidated financial statements and related disclosures. Recently Issued Accounting Pronouncements In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform In June 2016, the FASB issued ASU 2016-13, “Measurement of Credit Losses on Financial Instruments” (Topic 326). ASU 2016-13 requires organizations to estimate credit losses on certain types of financial instruments, including receivables and available-for-sale debt securities, by introducing an approach based on expected losses. The expected loss approach will require entities to incorporate considerations of historical information, current information and reasonable and supportable forecasts. As a smaller reporting company, ASU 2016-13 is effective for fiscal years of the Company beginning after December 15, 2022, including interim periods within those fiscal years. ASU 2016-13 requires a modified retrospective transition method and early adoption is permitted. We are currently evaluating the impact that the adoption of this standard will have on our financial results and disclosures, but do not anticipate that any potential impact would be material.

Investments

Investments	12 Months Ended
Investments	Dec. 31, 2021
Investments [Abstract]
Investments	2. Investments The cost or amortized cost and the estimated fair value of investments in debt and equity securities by category is as follows (in thousands): Gross Gross Cost/Amortized Unrealized Unrealized Cost Gains Losses Fair Value As of December 31, 2021 U.S. Treasury securities and obligations of U.S. Government $ 63,098 $ 56 $ (170) $ 62,984 Corporate bonds 103,515 2,115 (49) 105,581 Corporate bank loans 81,570 84 (465) 81,189 Municipal bonds 38,162 372 (70) 38,464 Mortgage-backed 1,830 29 (4) 1,855 Total debt securities 288,175 2,656 (758) 290,073 Total equity securities 42,120 9,355 (2,780) 48,695 Total investments $ 330,295 $ 12,011 $ (3,538) $ 338,768 As of December 31, 2020 U.S. Treasury securities and obligations of U.S. Government $ 179,259 $ 487 $ - $ 179,746 Corporate bonds 214,666 5,086 (384) 219,368 Corporate bank loans 53,650 3 (871) 52,782 Municipal bonds 49,833 756 (50) 50,539 Mortgage-backed 4,759 114 (29) 4,844 Total debt securities 502,167 6,446 (1,334) 507,279 Total equity securities 26,988 5,648 (3,248) 29,388 Total investments $ 529,155 $ 12,094 $ (4,582) $ 536,667 The Company’s sources of net investment income are summarized as follows (in thousands): Twelve Months Ended December 31, 2021 2020 U.S. Treasury securities and obligations of U.S. Government $ 578 $ 885 Corporate bonds 4,371 7,223 Corporate bank loans 1,427 1,688 Municipal bonds 1,713 2,347 Mortgage-backed 80 192 Equity securities 2,404 1,369 Cash and cash equivalents 13 — 10,586 13,704 Investment expenses (871) (784) Investment income, net of expenses $ 9,715 $ 12,920 No investments in any entity or its affiliates exceeded 10% of stockholders’ equity at December 31, 2021 or 2020. The Company’s sources of net investment gains (losses) on investments are summarized as follows (in thousands): Year Ended December 31, 2021 2020 U.S. Treasury securities and obligations of U.S. Government $ — $ (3) Corporate bonds 494 959 Corporate bank loans 124 40 Municipal bonds (25) 1,397 Mortgage-backed — — Equity securities 5,453 3,472 Other investments — (3,740) Gain on investments 6,046 2,125 Other-than-temporary impairments — (1,692) Unrealized gains (losses) on equity securities 4,176 (24,921) Unrealized gains on other investments — 1,594 Investment gains (losses), net $ 10,222 $ (22,894) We realized gross gains on investments of $6.7 million and $22.8 million during the years ended December 31, 2021 and 2020, respectively, of which $5.9 million and $21.0 million were from the sales of securities during the years ended December 31, 2021 and 2020, respectively. We realized gross losses on investments of $0.7 million and $20.7 million during the years ended December 31, 2021 and 2020, respectively, of which $0.5 million and $20.2 million was from the sale of securities during the years ended December 31, 2021 and 2020, respectively. We recorded proceeds from the sale of investment securities of $23.1 million and $155.0 million during the years ended December 31, 2021 and 2020, respectively. Realized investment gains and losses are recognized in operations on the first in-first out method. The following schedules summarize the gross unrealized losses showing the length of time that investments have been continuously in an unrealized loss position as of December 31, 2021 and December 31, 2020 (in thousands): As of December 31, 2021 12 months or less Longer than 12 months Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses U.S. Treasury securities and obligations of U.S. Government $ 43,273 $ (170) $ — $ — $ 43,273 $ (170) Corporate bonds - - 2,245 (49) 2,245 (49) Corporate bank loans 42,256 (177) 16,763 (288) 59,019 (465) Municipal bonds 3,321 (58) 1,038 (12) 4,359 (70) Mortgage-backed - - 10 (4) 10 (4) Total debt securities 88,850 (405) 20,056 (353) 108,906 (758) Total equity securities 6,221 (710) 5,055 (2,070) 11,276 (2,780) Total investments $ 95,071 $ (1,115) $ 25,111 $ (2,423) $ 120,182 $ (3,538) As of December 31, 2020 12 months or less Longer than 12 months Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses U.S. Treasury securities and obligations of U.S. Government $ — $ — $ — $ — $ — $ — Corporate bonds 7,801 (186) 3,556 (198) 11,357 (384) Corporate bank loans 45,233 (559) 4,144 (312) 49,377 (871) Municipal bonds 2,859 (33) 1,154 (17) 4,013 (50) Mortgage-backed 635 (25) 14 (4) 649 (29) Total debt securities 56,528 (803) 8,868 (531) 65,396 (1,334) Total equity securities 9,572 (1,610) 1,848 (1,638) 11,420 (3,248) Total investments $ 66,100 $ (2,413) $ 10,716 $ (2,169) $ 76,816 $ (4,582) We held a total of 100 debt securities with an unrealized loss, of which 74 were in an unrealized loss position for less than one year and 26 were in an unrealized loss position for a period of one year or greater, as of December 31, 2021. We held a total of 81 debt securities with an unrealized loss, of which 64 were in an unrealized loss position for less than one year and 17 were in an unrealized loss position for a period of one year or greater, as of December 31, 2020. We held a total of 14 equity securities with an unrealized loss, of which ten were in an unrealized loss position for less than one year and four were in an unrealized loss position for a period of one year or greater, as of December 31, 2021. We held a total of 13 equity securities with an unrealized loss, of which six were in an unrealized loss position for less than one year and seven were in an unrealized loss position for a period of one year or greater, as of December 31, 2020. We consider these losses as a temporary decline in value as they are on securities that we do not intend to sell and do not believe we will be required to sell prior to recovery of our amortized cost basis. The gross unrealized losses on the debt security positions at December 31, 2021 were due predominately to normal market and interest rate fluctuations and we see no other indications that the decline in values of these securities is other-than-temporary. Based on evidence gathered through our normal credit evaluation process, we presently expect that all debt securities held in our investment portfolio will be paid in accordance with their contractual terms. Nonetheless, it is at least reasonably possible that the performance of certain issuers of these debt securities will be worse than currently expected resulting in future write-downs within our portfolio of debt securities. We complete a detailed analysis each quarter to assess whether any decline in the fair value of any debt security below cost is deemed other-than-temporary. All debt securities with an unrealized loss are reviewed. We recognize an impairment loss when a debt security’s value declines below cost, adjusted for accretion, amortization and previous other-than-temporary impairments and it is determined that the decline is other-than-temporary. We did not recognize an impairment loss during 2021. We recognized $1.7 million of other-than-temporary impairment on debt securities during 2020. Debt Investments: We assess whether we intend to sell, or it is more likely than not that we will be required to sell, a fixed maturity investment before recovery of its amortized cost basis less any current period credit losses. For fixed maturity investments that are considered other-than-temporarily impaired and that we do not intend to sell and will not be required to sell, we separate the amount of the impairment into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the investment’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the investment’s fair value and the present value of future expected cash flows is recognized in other comprehensive income. During 2021 we did not dispose of any previously impaired securities. During 2020 we disposed of one previously impaired security and recognized no gain or loss on disposal. Equity Investments: Equity investments that are not consolidated or accounted for under the equity method of accounting are measured at fair value with changes in fair value recognized in net income each reporting period. Equity securities with readily determinable fair values are not required to be evaluated for other-than-temporary-impairment. The amortized cost and estimated fair value of debt securities at December 31, 2021 by contractual maturity are as follows. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without penalties. Amortized Cost Fair Value (in thousands) Due in one year or less $ 105,045 $ 106,047 Due after one year through five years 108,438 109,195 Due after five years through ten years 65,005 64,926 Due after ten years 7,857 8,050 Mortgage-backed 1,830 1,855 $ 288,175 $ 290,073 We have certain of our securities pledged for the benefit of various state insurance departments and reinsurers. These securities are included with our available-for-sale debt securities because we have the ability to trade these securities. We retain the interest earned on these securities. These securities had a carrying value of $30.0 million at December 31, 2021 and a carrying value of $29.7 million at December 31, 2020.

Fair Value

Fair Value	12 Months Ended
Fair Value	Dec. 31, 2021
Fair Value [Abstract]
Fair Value	3. Fair Value: ASC 820 defines fair value, establishes a consistent framework for measuring fair value and expands disclosure requirements about fair value measurements. ASC 820, among other things, requires us to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. In addition, ASC 820 precludes the use of block discounts when measuring the fair value of instruments traded in an active market, which were previously applied to large holdings of publicly traded equity securities. We determine the fair value of our financial instruments based on the fair value hierarchy established in ASC 820. In accordance with ASC 820, we utilize the following fair value hierarchy: ● Level 1: quoted prices in active markets for identical assets; ● Level 2: inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, inputs of identical assets for less active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the instrument; and ● Level 3: inputs to the valuation methodology that are unobservable for the asset or liability. This hierarchy requires the use of observable market data when available. Under ASC 820, we determine fair value based on the price that would be received for an asset or paid to transfer a liability in an orderly transaction between market participants on the measurement date. It is our policy to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements, in accordance with the fair value hierarchy described above. Fair value measurements for assets and liabilities where there exists limited or no observable market data are calculated based upon our pricing policy, the economic and competitive environment, the characteristics of the asset or liability and other factors as appropriate. These estimated fair values may not be realized upon actual sale or immediate settlement of the asset or liability. Where quoted prices are available on active exchanges for identical instruments, investment securities are classified within Level 1 of the valuation hierarchy. Level 1 investment securities include common and preferred stock. Level 2 investment securities include corporate bonds, corporate bank loans, municipal bonds, U.S. Treasury securities, other obligations of the U.S. Government and mortgage-backed securities for which quoted prices are not available on active exchanges for identical instruments. We use third party pricing services to determine fair values for each Level 2 investment security in all asset classes. Since quoted prices in active markets for identical assets are not available, these prices are determined using observable market information such as quotes from less active markets and/or quoted prices of securities with similar characteristics, among other things. We have reviewed the processes used by the pricing services and have determined that they result in fair values consistent with the requirements of ASC 820 for Level 2 investment securities. We have not adjusted any prices received from third party pricing services. There were no transfers between Level 1 and Level 2 securities during 2021 or 2020. In cases where there is limited activity or less transparency around inputs to the valuation, investment securities are classified within Level 3 of the valuation hierarchy. Level 3 investments are valued based on the best available data in order to approximate fair value. This data may be internally developed and consider risk premiums that a market participant would require. Investment securities classified within Level 3 include other less liquid investment securities. The following table presents for each of the fair value hierarchy levels, our assets that are measured at fair value on a recurring basis at December 31, 2021 and December 31, 2020 (in thousands). As of December 31, 2021 Quoted Prices in Active Markets for Identical Assets Other Observable Unobservable (Level 1) Inputs (Level 2) Inputs (Level 3) Total U.S. Treasury securities and obligations of U.S. Government $ — $ 62,984 $ — $ 62,984 Corporate bonds — 105,234 347 105,581 Corporate bank loans — 81,189 — 81,189 Municipal bonds — 38,464 — 38,464 Mortgage-backed — 1,855 — 1,855 Total debt securities — 289,726 347 290,073 Total equity securities 48,695 — — 48,695 Total investments $ 48,695 $ 289,726 $ 347 $ 338,768 As of December 31, 2020 Quoted Prices in Active Markets for Identical Assets Other Observable Unobservable (Level 1) Inputs (Level 2) Inputs (Level 3) Total U.S. Treasury securities and obligations of U.S. Government $ — $ 179,746 $ — $ 179,746 Corporate bonds — 219,020 348 219,368 Corporate bank loans — 52,782 — 52,782 Municipal bonds — 50,539 — 50,539 Mortgage-backed — 4,844 — 4,844 Total debt securities — 506,931 348 507,279 Total equity securities 29,388 — — 29,388 Total investments $ 29,388 $ 506,931 $ 348 $ 536,667 Due to significant unobservable inputs into the valuation model for one corporate bond as of December 31, 2021 and 2020, we classified this investment as Level 3 in the fair value hierarchy. The corporate bond classified as level 3 in 2021 and 2020 is a convertible senior note and its fair value was estimated by the sum of the bond value using an income approach discounting the scheduled interest and principal payments and the conversion feature utilizing a binomial lattice model. The following table summarizes the changes in fair value for all financial assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during the year ended December 31, 2021 and 2020 (in thousands). 2021 2020 Beginning balance as of January 1 $ 348 $ 339 Sales — — Settlements — — Purchases — — Issuances — — Total realized/unrealized gains included in net income — — Net gain included in other comprehensive income (1) 9 Transfers into Level 3 — — Transfers out of Level 3 — — Ending balance as of December 31 $ 347 $ 348 There were no transfers into or out of Level 3 during the years ended December 31, 2021 or 2020. We account for transfers as they occur.

Acquisitions, Goodwill and Inde

Acquisitions, Goodwill and Indefinite-Lived Intangible Assets	12 Months Ended
	Dec. 31, 2021
Acquisitions, Goodwill and Indefinite-Lived Intangible Assets [Abstract]
Acquisitions, Goodwill and Indefinite-Lived Intangible Assets	4. Acquisitions, Goodwill and Intangible Assets: Goodwill is tested for impairment at the reporting unit level (business unit or one level below a business unit) on an annual basis (October 1) and between annual tests if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying value. For purposes of evaluating goodwill for impairment, we have determined that our reporting units are the same as our business units except for the E&S Casualty and Aerospace & Programs business units for which reporting units are at the component level (“one level below”). Our consolidated balance sheet as of December 31, 2019 included goodwill of acquired businesses of $44.7 million that was assigned to our business units as follows: Commercial Accounts business unit - $2.1 million; Commercial Auto business units - $21.3 million; E&S Casualty business unit - $6.3 million (comprised of $2.6 million for the primary/excess liability and public entity component and $3.7 million for the E&S package component); Aerospace & Programs business unit- $9.7 million (comprised entirely of the general aviation component); and Specialty Personal Lines business unit - $5.3 million. This amount had been recorded as a result of prior business acquisitions accounted for under the acquisition method of accounting. Under ASC 350, “Intangibles- Goodwill and Other,” goodwill is tested for impairment annually. In connection with our normal process for evaluating impairment triggering events, during the first quarter of 2020 we determined that a significant decline in our market capitalization below our stockholders’ equity indicated the impairment of goodwill and indefinite-lived intangible assets included in our balance sheet. As a result, we took a $44.7 million charge to goodwill and a $1.3 million charge to indefinite-lived intangible assets during the first quarter of 2020. As a result, as of December 31, 2021 there was no goodwill or We have obtained various intangible assets from several acquisitions. The table below details the gross and net carrying amounts of these assets by major category (in thousands): December 31 2021 2020 Gross Carrying Amount: Customer/agent relationships $ 32,177 $ 32,177 Tradename 3,440 3,440 Management agreement 3,232 3,232 Non-compete & employment agreements 4,235 4,235 Insurance licenses — — Total gross carrying amount 43,084 43,084 Accumulated Amortization: Customer/agent relationships (31,443) (30,990) Tradename (3,355) (3,305) Management agreement (3,232) (3,232) Non-compete & employment agreements (4,235) (4,235) Total accumulated amortization (42,265) (41,762) Total net carrying amount $ 819 $ 1,322 We amortize definite-lived intangible assets straight line over their respective lives. The estimated aggregate amortization expense for definite-lived intangible assets for the next five years is as follows (in thousands): 2022 $ 501 2023 $ 318 2024 $ — 2025 $ — 2026 $ — The weighted average amortization period for definite-lived intangible assets by major class is as follows: Years Tradename 15 Customer/ agent relationships 15 Management agreement 4 Non-compete agreements 5 The aggregate weighted average period to amortize these assets is approximately 13 years.

Other Assets

Other Assets	12 Months Ended
Other Assets	Dec. 31, 2021
Other Assets [Abstract]
Other Assets	5. Other Assets: The following table details our other assets as of December 31, 2021 and 2020 (in thousands): 2021 2020 Profit sharing commission receivable $ 467 $ 26 Accrued investment income 1,790 2,928 Investment in unconsolidated trust subsidiaries 1,702 1,702 Fixed assets 8,299 9,222 Right of use asset 13,211 13,986 Other assets 284 149 $ 25,753 $ 28,013

Reserves for Losses and Loss Ad

Reserves for Losses and Loss Adjustment Expenses	12 Months Ended
Reserves for Losses and Loss Adjustment Expenses	Dec. 31, 2021
Reserves for Losses and Loss Adjustment Expenses [Abstract]
Reserves for Losses and Loss Adjustment Expenses	6. Reserves for Losses and Loss Adjustment Expenses: Activity in the consolidated reserves for unpaid losses and LAE is summarized as follows (in thousands): 2021 2020 Balance at January 1 $ 789,768 $ 620,355 Less reinsurance recoverable 357,200 274,275 Net balance at January 1 432,568 346,080 Incurred related to: Current year 269,204 326,919 Retroactive loss portfolio transfer — 21,700 Prior years 6,040 58,288 Total incurred 275,244 406,907 Paid related to: Current year 101,475 113,312 Retroactive loss portfolio transfer — 21,700 Prior years 177,571 185,407 Total paid 279,046 320,419 Net balance at December 31 428,766 432,568 Plus reinsurance recoverable 387,915 357,200 Balance at December 31 $ 816,681 $ 789,768 The $6.0 million unfavorable net development and $58.3 million unfavorable net development in prior accident years recognized in 2021 and 2020, respectively, represent changes in our loss reserve estimates. In 2021 and 2020, the aggregate loss reserve estimates for prior years were increased to reflect unfavorable loss development when the available information indicated a reasonable likelihood that the ultimate losses would be more than the previous estimates. The unfavorable prior year reserve development during the twelve months ended December 31, 2021 was primarily driven by our general liability lines within our E&S Casualty business unit and our Standard Commercial Segment, as well as our personal automobile liability line in our Specialty Personal Lines business unit. The unfavorable prior year reserve development during the twelve months ended December 31, 2020 was primarily driven by the continued emergence of increased frequency and severity trends in our primary commercial automobile lines of business within our Commercial Auto business unit, which was representative of industry trends, as well as unfavorable development in our general liability lines within our E&S Casualty business unit and our Standard Commercial Segment, as well as our personal automobile liability line in our Specialty Personal Lines business unit. Generally, changes in reserves are caused by variations between actual experience and previous expectations and by reduced emphasis on the Bornhuetter-Ferguson method due to the aging of the accident years. The impact from the unfavorable (favorable) net prior years’ loss development on each reporting segment is presented below: December 31, 2021 2020 Specialty Commercial Segment $ 2,670 $ 45,808 Standard Commercial Segment (1,521) 3,357 Personal Segment 4,891 9,123 Corporate — — Total unfavorable net prior year development $ 6,040 $ 58,288 The following describes the primary factors behind each segment’s prior accident year loss reserve development for the years ended December 31, 2021 and 2020: Year ended December 31, 2021 : ● Specialty Commercial Segment. Our Commercial Auto business unit experienced net favorable development in the 2020 and 2019 accident years primarily in the commercial automobile liability line of business, partially offset by unfavorable development primarily in the commercial automobile line of business in the 2018 and prior accident years. Our E&S Casualty business unit experienced net unfavorable development primarily in our general liability line of business, in the 2019 and prior accident years, partially offset by favorable development in the 2020 accident year. We experienced net unfavorable development in our E&S Property and Aerospace & Programs business units, partially offset by net favorable development in our Professional Liability. ● Standard Commercial Segment. Our Commercial Accounts business operating unit experienced net unfavorable development in the 2019, 2018, 2017 and 2014 and prior accident years primarily in the general liability and commercial auto lines of business, partially offset by net favorable development primarily in the commercial property and commercial automobile liability lines of business in the 2020, 2016 and 2015 accident years and net unfavorable development primarily in the 2014 and prior accident years in the occupational accident line of business. Our former Workers Compensation operating unit experienced net favorable development primarily in the 2014 and prior accident years. ● Personal Segment. Net unfavorable development in our Specialty Personal Lines business unit was mostly attributable to the 2020 and prior accidents years. Year ended December 31, 2020 : ● Specialty Commercial Segment. Our Commercial Auto business unit experienced net unfavorable development in the 2018 and prior accident years primarily in the commercial automobile liability line of business, partially offset by favorable development primarily in the commercial automobile line of business in the 2019 accident year. Our E&S Casualty business unit experienced net unfavorable development primarily in our E&S package insurance products in the 2018 and prior accident years, partially offset by favorable development in the 2019 accident year. We experienced net favorable development in our E&S Property and Aerospace & Programs business units, partially offset by net unfavorable development in our Professional Liability. ● Standard Commercial Segment. Our Commercial Accounts business operating unit experienced net unfavorable development in the 2018 and prior accident years primarily in the general liability line of business, partially offset by net favorable development primarily in the commercial property and commercial automobile liability lines of business in the 2019 accident year and net favorable development primarily in the 2017 accident year in the occupational accident line of business. Our former Workers Compensation operating unit experienced net favorable development primarily in the 2014 and prior accident years. ● Personal Segment. Net unfavorable development in our Specialty Personal Lines business unit was mostly attributable to the 2018, 2016, 2014 and 2012 and prior accidents years, partially offset by favorable development in the 2017, 2015 and 2013 accident years. Reserves for unpaid losses and LAE represent management’s best estimate of our ultimate liabilities, based on currently known facts, current law, current technology and assumptions considered reasonable where facts are not known. Due to the significant uncertainties and related management judgments, there can be no assurance that future favorable or unfavorable loss development, which may be material, will not occur. Short-Duration Contract Disclosures ASU 2015-09, “Disclosures about Short-Duration Contracts (Topic 944)", requires insurers to make disclosures about their liability for unpaid claims and claim adjustment expenses for short-duration insurance contracts. These disclosures include tables showing incurred and paid claims development information (net of reinsurance and excluding unallocated loss adjustment expenses) which are disaggregated based on the characteristics of the insurance contracts that the insurer writes and other factors specific to the reporting entity. The information should be disclosed by accident year for the number of years claims typically remain outstanding, but need not be more than 10 years, including a reconciliation of the disaggregated information to the consolidated statement of financial position. We have evaluated the disaggregation criteria and concluded that the basis for our disaggregation of this information is the similar claim duration period of our primary lines of business (certain lines of business have short settlement periods versus long settlement periods). Reserves for Incurred But Not Reported (“IBNR”) Claims Reserves for IBNR claims are based on the estimated ultimate cost of settling claims, including the effects of inflation and other social and economic factors, using past experience adjusted for current trends and any other factors that would modify past experience. We use a variety of statistical and actuarial techniques to analyze current claims costs, including frequency and severity data and prevailing economic, social and legal factors. Each such method has its own set of assumptions and outputs, and each has strengths and weaknesses in different areas. Since no single estimation method is superior to another method in all situations, the methods and assumptions used to project loss reserves will vary by coverage and product. We use what we believe to be the most appropriate set of actuarial methods and assumptions for each product line grouping and coverage. While the loss projection methods may vary by product line and coverage, the general approach for calculating IBNR remains the same: ultimate losses are forecasted first, and that amount is reduced by the amount of cumulative paid claims and case reserves. Reserves established in prior years are adjusted as loss experience develops and new information becomes available. Adjustments to previously estimated reserves are reflected in the results of operations in the year in which they are made. As described above, various actuarial methods are utilized to determine the reserves for losses and LAE recorded in our consolidated balance sheets. Weightings of methods at a detailed level may change from evaluation to evaluation based on a number of observations, measures, and time elements. Methodology for Determining Cumulative Number of Reported Claims A claim file is created when the Company is notified of an actual demand for payment, notified of an event that may lead to a demand for payment or it is determined that a demand for payment could possibly lead to a future demand for payment on another coverage on the same policy or on another policy. The cumulative number of reported claims is predominately measured at the claim level for our Commercial Accounts, Aviation, Personal, Primary Commercial Auto Liability, and certain Programs lines of business and at a coverage level by occurrence for our other lines of business. The Company does not generate claim counts for ceded business. Incurred & Paid Claims Development Disclosures The following tables provide information about incurred and cumulative paid losses and allocated loss adjustment expenses (“ALAE”), net of reinsurance for our primary lines of business with similar claims duration periods. The incurred and paid losses by accident year information is presented for all lines of business with similar claim duration periods in the below tables. The following tables also include IBNR reserves plus expected development on reported claims and the cumulative number of reported claims as of December 31, 2021 ($ in thousands): Commercial Auto Liability Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 60,844 $ 69,628 $ 68,225 $ 71,515 $ 73,153 $ 75,464 $ 75,657 $ 76,333 $ 75,907 $ 75,910 $ (25) 3,646 2013 93,692 86,902 90,726 96,974 102,031 103,379 103,571 105,448 105,402 (147) 4,695 2014 102,053 93,187 99,280 106,138 113,357 116,373 120,417 120,705 (1,742) 5,259 2015 106,133 106,608 125,161 133,574 135,774 141,197 141,222 376 5,923 2016 111,913 115,044 121,714 137,690 140,794 141,739 (217) 6,126 2017 125,315 119,583 148,563 154,993 156,528 (1,301) 6,276 2018 119,070 118,334 110,052 114,281 9,449 5,299 2019 118,351 128,652 125,815 17,576 3,972 2020 101,568 100,430 29,443 3,064 2021 45,927 32,756 2,075 Total $ 1,127,961 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 12,859 $ 30,046 $ 46,510 $ 59,883 $ 69,026 $ 72,907 $ 75,190 $ 75,039 $ 75,893 $ 75,763 2013 13,333 40,670 63,255 83,184 93,554 101,146 106,894 105,194 105,194 2014 17,145 43,078 67,410 88,823 107,912 112,617 121,683 121,964 2015 18,108 48,239 95,056 123,668 141,678 139,605 139,681 2016 19,788 53,398 106,707 129,761 133,918 135,247 2017 22,578 77,884 133,880 143,791 141,545 2018 26,101 49,912 86,894 101,502 2019 16,812 61,332 78,955 2020 14,491 37,308 2021 1,663 Total $ 938,823 All outstanding liabilities before 2012, net of reinsurance 1,069 Liabilities for claims and claim adjustment expenses, net of reinsurance $ 190,207 Casualty Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 13,020 $ 11,301 $ 13,098 $ 12,230 $ 13,330 $ 12,390 $ 11,852 $ 12,944 $ 13,400 $ 13,145 $ (454) 752 2013 13,379 12,002 12,384 12,792 12,874 12,205 13,330 13,274 13,370 (502) 810 2014 15,590 14,007 12,034 11,663 11,676 13,167 13,140 12,989 (524) 950 2015 17,362 16,746 15,046 15,266 15,945 16,931 18,542 157 1,033 2016 16,039 16,513 16,927 18,625 17,508 16,819 (1,083) 1,061 2017 17,845 15,751 20,360 18,023 21,362 1,113 1,656 2018 23,056 24,590 23,856 23,055 (5,305) 2,251 2019 34,610 43,426 47,496 3,220 2,938 2020 62,464 60,706 16,107 7,503 2021 54,385 26,649 6,195 Total $ 281,868 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 1,337 $ 2,666 $ 6,096 $ 8,037 $ 10,255 $ 10,938 $ 11,357 $ 12,572 $ 12,725 $ 13,038 2013 1,331 3,190 5,461 9,212 11,134 11,866 12,255 12,478 12,972 2014 1,829 4,196 5,499 8,075 11,327 12,365 13,003 13,189 2015 1,420 4,133 8,258 13,553 16,158 15,729 16,573 2016 1,753 5,672 11,269 16,442 17,111 17,848 2017 2,900 5,884 11,268 16,264 19,633 2018 2,708 8,027 15,363 22,898 2019 2,526 17,177 32,705 2020 6,176 24,029 2021 6,892 Total $ 179,778 All outstanding liabilities before 2012, net of reinsurance 1,910 Liabilities for claims and claim adjustment expenses, net of reinsurance $ 104,001 Commercial Accounts Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 47,194 $ 48,085 $ 44,625 $ 42,632 $ 41,451 $ 40,350 $ 38,669 $ 38,669 $ 39,462 $ 39,626 $ 208 2,712 2013 46,413 47,385 46,990 43,917 42,822 39,567 40,211 40,141 40,562 178 2,809 2014 46,280 46,470 43,806 43,806 43,673 42,463 42,503 42,645 201 2,742 2015 40,966 42,580 41,429 38,385 39,287 39,206 38,677 512 2,579 2016 43,327 43,449 41,983 43,111 45,267 43,883 795 2,548 2017 40,943 42,704 43,579 44,732 45,815 1,259 2,745 2018 42,898 41,290 44,590 47,007 2,920 2,606 2019 37,984 34,616 36,044 2,867 2,754 2020 40,356 35,879 8,597 2,793 2021 46,529 21,462 2,539 Total $ 416,667 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 22,264 $ 30,096 $ 32,378 $ 34,597 $ 35,943 $ 37,808 $ 38,044 $ 38,211 $ 38,518 $ 39,108 2013 19,386 29,586 33,927 36,225 37,947 38,892 39,329 39,560 40,210 2014 21,322 31,150 33,544 36,775 39,185 41,162 41,658 41,863 2015 16,557 28,501 30,974 35,238 35,611 37,135 37,886 2016 19,776 29,456 35,035 39,417 40,828 42,819 2017 16,644 28,813 36,650 41,631 42,707 2018 19,233 29,381 33,546 40,163 2019 17,490 26,233 30,407 2020 13,942 23,914 2021 18,695 Total $ 357,772 All outstanding liabilities before 2012, net of reinsurance 1,616 Liabilities for claims and claim adjustment expenses, net of reinsurance $ 60,511 Aviation Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 10,988 $ 10,738 $ 10,353 $ 10,336 $ 10,024 $ 10,021 $ 9,941 $ 9,941 $ 9,446 $ 10,040 $ — 229 2013 10,236 11,304 10,295 9,563 10,057 10,649 10,252 10,297 10,254 — 231 2014 3,179 3,654 3,627 3,558 3,566 3,567 3,567 3,567 — 201 2015 1,870 1,709 1,643 1,631 1,630 1,635 1,635 — 198 2016 2,330 2,241 2,119 2,219 2,220 2,082 — 292 2017 2,325 2,082 2,079 2,178 2,150 — 320 2018 2,382 1,990 2,565 2,446 31 338 2019 5,246 4,525 3,580 70 305 2020 3,487 1,198 246 289 2021 3,562 1,866 194 Total $ 40,514 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 5,641 $ 8,486 $ 9,672 $ 10,049 $ 10,041 $ 10,041 $ 10,041 $ 9,941 $ 9,446 $ 10,040 2013 6,537 9,493 9,584 9,356 9,944 10,456 10,242 10,281 10,239 2014 2,779 3,105 3,259 3,327 3,565 3,567 3,567 3,567 2015 958 1,405 1,520 1,601 1,630 1,634 1,633 2016 1,469 1,907 1,918 2,082 2,216 2,082 2017 1,260 1,837 2,021 2,054 2,149 2018 1,716 2,237 2,368 2,282 2019 2,911 3,787 3,139 2020 2,120 693 2021 1,414 Total $ 37,238 All outstanding liabilities before 2012, net of reinsurance — Liabilities for claims and claim adjustment expenses, net of reinsurance $ 3,276 Runoff Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 4,804 $ 4,469 $ 3,597 $ 3,358 $ 2,821 $ 2,636 $ 2,752 $ 2,752 $ 2,773 $ 2,773 $ 91 714 2013 9,069 10,143 9,713 9,257 9,257 9,472 9,486 9,483 9,470 237 1,337 2014 9,208 9,338 9,762 10,076 10,452 10,463 10,292 10,127 431 1,027 2015 8,605 7,277 8,624 8,892 8,420 8,526 8,508 164 822 2016 3,553 4,733 4,365 4,416 4,425 4,425 — 462 2017 450 465 415 403 368 10 66 2018 — — — — — — 2019 — — — — — 2020 — — — — 2021 — — — Total $ 35,671 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 1,181 $ 2,107 $ 2,411 $ 2,594 $ 2,583 $ 2,600 $ 2,602 $ 2,675 $ 2,675 $ 2,675 2013 3,737 6,825 7,882 8,350 8,809 8,961 9,010 9,050 9,070 2014 2,933 5,972 7,970 9,004 9,210 9,323 9,487 9,571 2015 2,528 5,744 7,328 8,049 8,495 8,512 8,542 2016 1,732 2,550 3,743 4,418 4,425 4,425 2017 111 171 203 282 358 2018 — — — — 2019 — — — 2020 — — 2021 — Total $ 34,641 All outstanding liabilities before 2012, net of reinsurance 723 Liabilities for claims and claim adjustment expenses, net of reinsurance $ 1,753 Programs Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 3,001 $ 2,045 $ 2,045 $ 3,885 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ — 3 2013 1,595 2,543 1,561 2,076 2,302 2,302 2,302 2,302 2,302 — 2 2014 1,623 666 2,039 1,575 1,575 1,575 1,575 1,575 — 5 2015 1,683 1,629 752 752 752 752 752 — 2 2016 478 1,200 1,178 1,178 1,178 1,178 — 1 2017 955 1,775 1,801 1,982 1,982 7 66 2018 3,598 4,368 4,222 4,222 42 795 2019 5,407 9,150 9,078 673 1,060 2020 6,737 7,107 848 880 2021 7,620 3,322 593 Total $ 37,861 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 2013 1,489 1,561 1,561 2,076 2,302 2,302 2,302 2,302 2,302 2014 758 1,502 1,575 1,575 1,575 1,575 1,575 1,575 2015 1,515 1,629 752 752 752 752 752 2016 1,139 1,139 1,178 1,178 1,178 1,178 2017 36 1,556 1,551 1,967 1,967 2018 911 1,290 3,778 4,030 2019 4,501 7,794 8,174 2020 2,908 5,563 2021 2,867 Total $ 30,453 All outstanding liabilities before 2012, net of reinsurance — Liabilities for claims and claim adjustment expenses, net of reinsurance $ 7,408 Personal Segment Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 58,604 $ 73,795 $ 70,552 $ 71,513 $ 72,042 $ 72,037 $ 72,076 $ 72,100 $ 72,123 $ 72,128 $ — 23,940 2013 55,706 59,132 60,100 60,211 60,379 60,328 60,310 60,286 60,299 — 23,472 2014 5,452 5,340 6,243 6,699 6,504 6,518 6,578 6,580 — 19,293 2015 23,104 25,682 25,307 25,136 25,102 25,185 25,194 — 23,376 2016 32,260 32,893 32,728 32,803 33,042 33,193 — 23,759 2017 23,342 21,968 21,926 22,547 22,768 — 16,818 2018 18,334 18,353 19,972 20,139 18 15,332 2019 56,009 63,722 64,677 (770) 25,728 2020 47,938 50,820 404 18,429 2021 45,295 7,690 14,671 Total $ 401,093 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 37,860 $ 64,278 $ 68,849 $ 70,807 $ 71,995 $ 72,055 $ 72,094 $ 72,124 $ 72,138 $ 72,146 2013 45,901 54,514 58,047 59,775 60,277 60,297 60,279 60,279 60,291 2014 2,515 4,418 5,631 6,428 6,566 6,580 6,583 6,585 2015 11,570 22,281 24,262 25,243 25,098 25,169 25,191 2016 21,669 30,646 32,260 32,777 32,991 33,141 2017 15,776 21,061 21,972 22,488 22,762 2018 11,137 18,009 19,628 19,983 2019 41,524 60,870 64,885 2020 32,746 48,281 2021 30,435 Total $ 383,700 All outstanding liabilities before 2012, net of reinsurance — Liabilities for claims and claim adjustment expenses, net of reinsurance $ 17,393 Property Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 18,518 $ 17,541 $ 18,119 $ 17,743 $ 17,768 $ 18,005 $ 17,974 $ 17,963 $ 17,963 $ 17,963 $ — 1,629 2013 21,644 22,363 22,264 22,578 22,914 22,936 22,935 22,935 22,935 — 1,893 2014 22,551 21,950 21,862 21,793 21,852 21,876 21,932 21,932 — 2,037 2015 20,256 19,919 20,014 20,091 20,202 20,107 20,107 — 1,993 2016 20,734 22,838 22,632 22,789 22,781 22,786 — 2,031 2017 24,182 23,003 24,490 24,287 24,369 — 2,009 2018 22,822 18,694 19,611 19,680 (98) 1,078 2019 20,214 20,984 20,924 (23) 1,239 2020 41,487 38,472 1,359 1,518 2021 34,626 9,692 1,265 Total $ 243,794 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 15,773 $ 17,679 $ 17,743 $ 17,666 $ 17,693 $ 17,978 $ 17,974 $ 17,963 $ 17,963 $ 17,963 2013 17,785 21,452 21,864 22,197 22,826 22,936 22,935 22,935 22,933 2014 19,586 21,749 21,778 21,849 21,911 21,955 22,013 22,000 2015 17,513 19,500 19,928 20,134 19,953 19,965 19,960 2016 17,248 22,500 22,613 22,789 22,781 22,786 2017 18,703 22,059 23,821 24,179 24,187 2018 10,923 16,914 18,138 19,006 2019 11,344 18,895 19,658 2020 18,215 29,003 2021 12,790 Total $ 210,286 All outstanding liabilities before 2012, net of reinsurance — Liabilities for claims and claim adjustment expenses, net of reinsurance $ 33,508 The reconciliation of the net incurred and paid development tables to the liability for unpaid losses and LAE in our consolidated balance sheets is as follows (in thousands): 2021 2020 Net outstanding liabilities for losses and LAE Commercial Auto Liability $ 190,207 $ 218,999 Casualty 104,001 97,302 Commercial Accounts 60,511 59,603 Aviation 3,276 2,448 Runoff 1,753 2,226 Programs 7,408 5,644 Personal Segment 17,393 18,597 Property 33,508 27,002 Liabilities for unpaid losses and allocated loss adjustment expenses, net of reinsurance 418,057 431,821 Reinsurance recoverable on unpaid losses and LAE Commercial Auto Liability 85,398 91,040 Casualty 141,746 122,341 Commercial Accounts 27,464 20,464 Aviation 13,385 10,143 Runoff 1,155 1,184 Programs 236 968 Personal Segment 1,707 5,613 Property 116,824 97,832 Total reinsurance recoverable on unpaid losses and LAE 387,915 349,585 Unallocated loss adjustment expenses Commercial Auto Liability 1,589 1,850 Casualty 3,694 1,681 Commercial Accounts 2,448 2,643 Aviation 99 104 Runoff 170 170 Programs 91 61 Personal Segment 1,625 1,250 Property 993 603 Total unallocated loss adjustment expenses 10,709 8,362 Total reserves for unpaid losses and loss adjustment expenses $ 816,681 $ 789,768 Claims Duration The following table provides supplementary unaudited information about the annual percentage payout of incurred losses and ALAE, net of reinsurance, as of December 31, 2021: Average Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance

Reinsurance

Reinsurance	12 Months Ended
Reinsurance	Dec. 31, 2021
Reinsurance [Abstract]
Reinsurance	7. Reinsurance : We reinsure a portion of the risk we underwrite in order to control the exposure to losses and to protect capital resources. We cede to reinsurers a portion of these risks and pay premiums based upon the risk and exposure of the policies subject to such reinsurance. Ceded reinsurance involves credit risk and is generally subject to aggregate loss limits. Although the reinsurer is liable to us to the extent of the reinsurance ceded, we are ultimately liable as the direct insurer on all risks reinsured. Reinsurance recoverables are reported after allowances for uncollectible amounts. We monitor the financial condition of reinsurers on an ongoing basis and review our reinsurance arrangements periodically. Reinsurers are selected based on their financial condition, business practices and the price of their product offerings. In order to mitigate credit risk to reinsurance companies, most of our reinsurance recoverable balance as of December 31, 2021 and 2020 were with reinsurers that had an A.M. Best rating of “A-r” or better. We also mitigate our credit risk for the remaining reinsurance recoverable by obtaining letters of credit. The following table presents our gross and net premiums written and earned and reinsurance recoveries for the last two years (in thousands): 2021 2020 Premium Written : Direct $ 643,957 $ 734,800 Assumed 9,797 8,568 Ceded (313,830) (315,036) Net premiums written $ 339,924 $ 428,332 Premium Earned: Direct $ 679,504 $ 803,034 Assumed 10,629 8,454 Ceded (310,843) (339,587) Net premiums earned $ 379,290 $ 471,901 Reinsurance recoveries $ 301,208 $ 254,882 Included in reinsurance recoverable on the consolidated balance sheets are paid loss recoverables of $77.4 million and $55.6 million as of December 31, 2021 and 2020, respectively. Loss Portfolio Transfer On July 16, 2020, AHIC, HIC, HSIC, HCM and HNIC (collectively, the “Hallmark Insurers”), entered into a Loss Portfolio Transfer Reinsurance Contract to be effective as of January 1, 2020 (the “LPT Contract”) with DARAG Bermuda Ltd. (“DARAG Bermuda”) and DARAG Insurance (Guernsey) Limited (“DARAG Guernsey” and, collectively, the “Reinsurers”). The Hallmark LPT Contract was consummated on July 31, 2020. The Company recorded a $21.7 million pre-tax loss during the third quarter of 2020 attributable to the closing of the LPT Contract. Pursuant to the LPT Contract, (a) the Hallmark Insurers ceded to the Reinsurers all existing and future claims for losses occurring on or prior to December 31, 2019 on the binding primary commercial automobile liability insurance policies and the brokerage primary commercial automobile liability insurance policies issued by the Hallmark Insurers (the “Subject Business”) up to an aggregate limit of $240.0 million, with (i) the first layer of $151.2 million in reinsurance provided by DARAG Bermuda, (ii) the Hallmark Insurers retaining a loss corridor of the next $24.9 million in losses on the Subject Business, (iii) DARAG Bermuda reinsuring a second layer of $27.8 million above the first layer and the Hallmark Insurers’ loss corridor, and (iv) DARAG Guernsey reinsuring the top layer of $36.1 million in losses on the Subject Business, in each case net of third-party reinsurance and other recoveries; (b) the Hallmark Insurers will continue to manage and retain the benefit of other third-party reinsurance on the Subject Business; and (c) the Hallmark Insurers paid the Reinsurers a net reinsurance premium of $92.6 million. In connection with the closing, the parties also entered into a Services Agreement and a Trust Agreement. Pursuant to the Services Agreement, DARAG Bermuda assumed responsibility for certain administrative services, including claims handling, for the Subject Business. Pursuant to the Trust Agreement, the Reinsurers made initial cash deposits in the aggregate amount of $96.7 million into collateral trust accounts with The Bank of New York Mellon, as trustee, to be held as security for the Reinsurers’ obligations to the Hallmark Insurers under the LPT Contract. The Reinsurers and the Hallmark Insurers have agreed to submit to binding arbitration a dispute that has arisen regarding the rights and obligations of the parties under the LPT Contract. Pending resolution of the dispute, the Hallmark Insurers have agreed to fund the payment of claims under the LPT Contract without prejudice to their right to seek reimbursement and other relief in the arbitration proceedings. (See Note 17.) As of December 31, 2021, the ultimate incurred losses from the subject business were $220.1 million or $44.0.million in excess of the Hallmark Insurers’ loss corridor. Our reinsurance recoverables of $550.0 million include $49.0 million related to the LPT as of December 31, 2021.

Senior Unsecured Notes

Senior Unsecured Notes	12 Months Ended
Senior Unsecured Notes	Dec. 31, 2021
Senior Unsecured Notes [Abstract]
Senior Unsecured Notes	8. Senior Unsecured Notes: On August 19, 2019, Hallmark issued $50.0 million of senior unsecured notes (“Notes”) due August 15, 2029. Interest on the Notes accrues at the rate of 6.25% per annum and is payable semi-annually in arrears commencing February 15, 2020. The Notes are not obligations of or guaranteed by any of Hallmark’s subsidiaries and are not subject to any sinking fund requirements. At Hallmark’s option, the Notes are redeemable, in whole or in part, prior to the stated maturity subject to certain provisions intended to make the holders of the Notes whole on scheduled interest and principal payments. The indenture governing the Notes contains certain covenants which, among other things, restrict Hallmark’s ability to incur additional indebtedness, make certain payments, create liens on the stock of certain subsidiaries, dispose of certain assets, or merge or consolidate with other entities. The terms of the indenture prohibits payments or other distributions on any security of the Company that ranks junior to the Notes when the Company’s debt to capital ratio (as defined in the indenture) is greater than 35%. The Company’s debt to capital ratio was 38% as of December 31, 2021.

Subordinated Debt Securities

Subordinated Debt Securities	12 Months Ended
Subordinated Debt Securities	Dec. 31, 2021
Subordinated Debt Securities [Abstract]
Subordinated Debt Securities	9. Subordinated Debt Securities: We issued trust preferred securities through Trust I and Trust II. These Delaware statutory trusts are sponsored and wholly-owned by Hallmark and each was created solely for the purpose of issuing the trust preferred securities. Each trust pays dividends on its preferred securities at the same rate each quarter as interest is paid on the junior subordinated debt securities. Under the terms of the trust subordinated debt securities, we pay interest only each quarter and the principal of each note at maturity. The subordinated debt securities of each trust are uncollateralized and do not require maintenance of minimum financial covenants. Each trust pays dividends on its preferred securities at the same rate each quarter as interest is paid on the junior subordinated debt securities. Under the terms of the trust subordinated debt securities, we pay interest only each quarter and the principal of each note at maturity. We may elect to defer payments of interest on the trust subordinated debt securities by extending the interest payment period for up to 20 consecutive quarterly periods. During any such extension period, interest continues to accrue on the trust subordinated debt securities, as well as interest on such accrued interest. In order to maintain compliance with the terms of our senior unsecured Notes, we have elected to defer payment of interest on the trust subordinated securities until our debt to capital ratio (as defined in the indenture governing the Notes) is less than 35%. The subordinated debt securities of each trust are uncollateralized and do not require maintenance of minimum financial covenants. The following table summarizes the nature and terms of the junior subordinated debt and trust preferred securities: Hallmark Hallmark Statutory Statutory Trust I Trust II Issue date June 21, 2005 August 23, 2007 Principal amount of trust preferred securities $ 30,000 $ 25,000 Principal amount of junior subordinated debt securities $ 30,928 $ 25,774 Maturity date of junior subordinated debt securities June 15, 2035 September 15, 2037 Trust common stock $ 928 $ 774 Interest rate, per annum Three Month LIBOR + 3.25% Three Month LIBOR + 2.90% Current interest rate at December 31, 2021 3.45% 3.10%

Segment Information

Segment Information	12 Months Ended
Segment Information	Dec. 31, 2021
Segment Information [Abstract]
Segment Information	10. Segment Information: We pursue our business activities primarily through subsidiaries whose operations are organized into business units and are supported by our insurance carrier subsidiaries. Our non-carrier insurance activities are organized by business units into the following reportable segments: ● Specialty Commercial Segment. Our Specialty Commercial Segment includes our Commercial Auto business unit which offers primary and excess commercial vehicle insurance products and services; our E&S Casualty business unit which offers primary and excess liability, excess public entity liability and E&S package and garage liability insurance products and services; our E&S Property business unit which offers primary and excess commercial property insurance for both catastrophe and non-catastrophe exposures; our Professional Liability business unit which offers healthcare and financial lines professional liability insurance products and services primarily for businesses, medical professionals, medical facilities and, through 2020, senior care facilities; and our Aerospace & Programs business unit which offers general aviation and, until discontinued during 2020, satellite launch property/casualty insurance products and services, as well as certain specialty programs. ● Standard Commercial Segment. Our Standard Commercial Segment includes the package and monoline property/casualty and occupational accident insurance products and services handled by our Commercial Accounts business unit and the runoff of workers compensation insurance products handled by our former Workers Compensation operating unit. Effective June 1, 2016, we ceased marketing new or renewal occupational accident policies. Effective July 1, 2015, the former Workers Compensation operating unit ceased retaining any risk on new or renewal policies. ● Personal Segment . Our Personal Segment includes the non-standard personal automobile and renters insurance products and services handled by our Specialty Personal Lines business unit. The retained premium produced by these reportable segments is supported by our AHIC, HSIC, HIC, HNIC and TBIC insurance company subsidiaries. In addition, control and management of HCM is maintained through our wholly owned subsidiary, CYR Insurance Management Company (“CYR”). CYR has as its primary asset a management agreement with HCM which provides for CYR to have management and control of HCM. HCM is used to front certain lines of business in our Specialty Commercial and Personal Segments in Texas. HCM does not retain any business. AHIC, HIC, HSIC and HNIC have entered into a pooling arrangement pursuant to which AHIC retains 32% of the net premiums written by any of them, HIC retains 32% of the net premiums written by any of them, HSIC retains 26% of the net premiums written by any of them and HNIC retains 10% of the net premiums written by any of them. Neither HCM nor TBIC is a party to the pooling arrangement. The following is additional business segment information for the twelve months ended December 31, 2021 and 2020 (in thousands): 2021 2020 Revenues Specialty Commercial Segment $ 252,368 $ 340,515 Standard Commercial Segment 71,295 69,819 Personal Segment 73,969 84,730 Corporate 7,071 (26,216) Consolidated $ 404,703 $ 468,848 Depreciation and Amortization Expense Specialty Commercial Segment $ 1,592 $ 3,287 Standard Commercial Segment 541 611 Personal Segment 464 1,024 Corporate 833 832 Consolidated $ 3,430 $ 5,754 Interest Expense Specialty Commercial Segment $ — $ — Standard Commercial Segment — — Personal Segment — — Corporate 4,993 5,326 Consolidated $ 4,993 $ 5,326 Tax Expense (Benefit) Specialty Commercial Segment $ 7,133 $ (122) Standard Commercial Segment (7) (599) Personal Segment (2,157) (2,038) Corporate (2,478) (18,658) Consolidated $ 2,491 $ (21,417) Pre-tax income (loss) Specialty Commercial Segment $ 32,915 $ (7,752) Standard Commercial Segment (30) (3,039) Personal Segment (9,955) (10,338) Corporate (11,435) (94,639) Consolidated $ 11,495 $ (115,768) The following is additional business segment information as of the following dates (in thousands): December 31, December 31, Assets: 2021 2020 Specialty Commercial Segment $ 1,163,947 $ 1,116,137 Standard Commercial Segment 194,594 183,689 Personal Segment 128,165 133,310 Corporate 66,892 63,581 Consolidated $ 1,553,598 $ 1,496,717

Earnings Per Share

Earnings Per Share	12 Months Ended
Earnings Per Share	Dec. 31, 2021
Earnings Per Share [Abstract]
Earnings per Share	11. Earnings Per Share: We have adopted the provisions of ASC 260, “Earnings Per Share,” requiring presentation of both basic and diluted earnings per share. A reconciliation of the numerators and denominators of the basic and diluted per share calculations is presented below (in thousands, except per share amounts): 2021 2020 Numerator for both basic and diluted earnings per share: Net income (loss) $ 9,004 $ (94,351) Denominator, basic shares 18,164 18,137 Effect of dilutive securities: Stock-based compensation awards — — Denominator, diluted shares 18,164 18,137 Basic earnings (loss) per share: $ 0.50 $ (5.20) Diluted earnings (loss) per share: $ 0.50 $ (5.20) We had no shares of common stock potentially issuable upon exercise of employee stock options for year ended December 31, 2021. We had 14,157 shares of common stock potentially issuable upon exercise of employee stock options for year ended December 31, 2020, that were excluded from the weighted average number of shares outstanding on a diluted basis because the effect of such options would be anti-dilutive. These instruments, to the extent not previously cancelled or exercised, expired in 2021.

Regulatory Capital Restrictions

Regulatory Capital Restrictions	12 Months Ended
Regulatory Capital Restrictions	Dec. 31, 2021
Regulatory Capital Restrictions [Abstract]
Regulatory Capital Restrictions	12. Regulatory Capital Restrictions: Hallmark, as a holding company, is dependent on dividend payments and management fees from its subsidiaries to fund its operating expenses, debt obligations and capital needs, including the ability to pay dividends to its stockholders. Hallmark has never paid dividends on its common stock. Hallmark intends to continue this policy for the foreseeable future in order to retain earnings for development of its business. There are no regulatory or contractual restrictions on the ability of Hallmark to pay dividends other than customary default provisions and the impact of any dividend payment on financial ratio covenants. However, there are restrictions on the ability of Hallmark’s insurance carrier subsidiaries to transfer funds to the holding company. The amount of retained earnings that is unrestricted for the payment of dividends by Hallmark to its shareholders was $19.8 million as of December 31, 2021. AHIC and TBIC, domiciled in Texas, are limited in the payment of dividends to their stockholders in any 12-month period, without the prior written consent of the Texas Department of Insurance, to the greater of statutory net income for the prior calendar year or 10% of statutory policyholders’ surplus as of the prior year end. HIC and HNIC, both domiciled in Arizona, are limited in the payment of dividends to the lesser of 10% of prior year policyholders’ surplus or prior year’s net income, without prior written approval from the Arizona Department of Insurance. HSIC, domiciled in Oklahoma, is limited in the payment of dividends to the greater of 10% of prior year policyholders’ surplus or prior year’s statutory net income, not including realized capital gains, without prior written approval from the Oklahoma Insurance Department. For all our insurance companies, dividends may only be paid from unassigned surplus funds. During 2021, the aggregate ordinary dividend capacity of these subsidiaries is $32.0 million, of which $22.7 million is available to Hallmark. As a county mutual, dividends from HCM are payable to policyholders. During the years ended December 31, 2021 and 2020 our insurance company subsidiaries paid $3.0 million and $12.0 million, respectively, in dividends to Hallmark. The total restricted net assets of our insurance company subsidiaries as of December 31, 2021, was $155.8 million. The state insurance departments also regulate financial transactions between our insurance subsidiaries and their affiliated companies. Applicable regulations require approval of management fees, expense sharing contracts and similar transactions. Our insurance subsidiaries paid $15.5 million in management fees to Hallmark and our non-insurance subsidiaries during 2021. Our insurance subsidiaries paid $4.2 million in management fees to Hallmark and our non-insurance company subsidiaries during 2020. Statutory capital and surplus is calculated as statutory assets less statutory liabilities. The various state insurance departments that regulate our insurance company subsidiaries require us to maintain a minimum statutory capital and surplus. As of December 31, 2021 and 2020, our insurance company subsidiaries reported statutory capital and surplus of $232.3 million and $211.6 million, respectively, substantially greater than the minimum requirements for each state. For the year ended December 31, 2021, our insurance company subsidiaries reported statutory net income of $22.0 million. For the year ended December 31, 2020, our insurance company subsidiaries reported a statutory net loss of ($10.1) million. The National Association of Insurance Commissioners requires property/casualty insurers to file a risk-based capital calculation according to a specified formula. The purpose of the formula is twofold: (1) to assess the adequacy of an insurer’s statutory capital and surplus based upon a variety of factors such as potential risks related to investment portfolio, ceded reinsurance and product mix; and (2) to assist state regulators under the RBC for Insurers Model Act by providing thresholds at which a state commissioner is authorized and expected to take regulatory action. As of December 31, 2021, the adjusted capital under the risk-based capital calculation of each of our insurance company subsidiaries substantially exceeded the minimum requirements.

Share-based Payment Arrangement

Share-based Payment Arrangements	12 Months Ended
Share-based Payment Arrangements	Dec. 31, 2021
Share-Based Payment Arrangements [Abstract]
Share-Based Payment Arrangements	13. Share-based Payment Arrangements: Our 2005 Long Term Incentive Plan (“2005 LTIP”) is a stock compensation plan for key employees and non-employee directors that was initially approved by the shareholders on May 26, 2005 and expired by its terms on May 27, 2015. As of December 31, 2021, there were no outstanding incentive stock options and outstanding non-qualified stock options to purchase 14,157 shares of our common stock. The exercise price of all such outstanding stock options is equal to the fair market value of our common stock on the date of grant. Our 2015 Long Term Incentive Plan (“2015 LTIP”) was approved by shareholders on May 29, 2015. There are 2,000,000 shares authorized for issuance under the 2015 LTIP. As of December 31, 2021, restricted stock units representing the right to receive up to 872,532 shares of our common stock were outstanding under the 2015 LTIP. There were no stock option awards granted under the 2015 LTIP as of December 31, 2021. Stock Options: Non-qualified stock options outstanding under the 2005 LTIP vest 100% six months after the date of grant and terminate ten years from the date of grant. The grant of 200,000 non-qualified stock options in 2009 vested in equal annual increments on each of the first seven anniversary dates and was fully exercised prior to termination in 2019. A summary of the status of our stock options as of December 31, 2021 and changes during the year then ended is presented below: Average Remaining Aggregate Number of Weighted Average Contractual Intrinsic Value Shares Exercise Price Term (Years) ($000) Outstanding at January 1, 2021 14,157 $ 6.99 Granted — — Exercised — $ — Forfeited or expired (14,157) $ 6.99 Outstanding at December 31, 2021 — $ — — $ — Exercisable at December 31, 2021 — $ — — $ — The following table details the intrinsic value of options exercised, total cost of share-based payments charged against income before income tax benefit and the amount of related income tax benefit recognized in income for the periods indicated (in thousands): 2021 2020 Intrinsic value of options exercised $ — $ — Cost of share-based payments (non-cash) $ — $ — Income tax benefit of share-based payments recognized in income $ — $ — As of December 31, 2021, there was no unrecognized compensation cost related to non-vested stock options granted under our plans which is expected to be recognized in the future. The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes option pricing model. Expected volatilities are based on the historical volatility of Hallmark’s and similar companies’ common stock for a period equal to the expected term. The risk-free interest rates for periods within the contractual term of the options are based on rates for U.S. Treasury Notes with maturity dates corresponding to the options expected lives on the dates of grant. Expected term is determined based on the simplified method as we do not have sufficient historical exercise data to provide a basis for estimating the expected term. There were no stock options granted during 2021 or 2020. Restricted Stock Units: Restricted stock units awarded under the 2015 LTIP represent the right to receive shares of common stock upon the satisfaction of vesting requirements, performance criteria and other terms and conditions. Restricted stock units vest and, shares of common stock become issuable either on March 31 of the third calendar year following the year of grant if performance criteria have been satisfied for grants issued prior to 2021. Restricted stock units awarded under the 2015 LTIP granted during 2021 cumulatively vest up to 50%, 80% and 100% and, shares of common stock become issuable on March 31 of the third, fourth and fifth calendar years, respectively, following the year of grant if performance criteria have been satisfied. The performance criteria for the restricted stock units vary based on the grantee. The number of shares of common stock to be received ranged from 50% to 150% of the number of restricted stock units granted based on achievement of the performance criteria. Grantees of restricted stock units do not have any rights of a stockholder, and do not participate in any distributions to our common stockholders, until the award fully vests upon satisfaction of the vesting schedule, performance criteria and other conditions set forth in their award agreement. Therefore, unvested restricted stock units are not considered participating securities under ASC 260, “Earnings Per Share,” and are not included in the calculation of basic or diluted earnings per share. Compensation cost is measured as an amount equal to the fair value of the restricted stock units on the date of grant and is expensed over the vesting period if achievement of the performance criteria is deemed probable, with the amount of the expense recognized based on our best estimate of the ultimate achievement level. The grant date fair value of restricted stock units granted in 2017, 2018, 2019 and 2021 was $10.20, $10.87, $18.10 and $4.21 per unit, respectively. We incurred compensation expense (benefit) of $228 thousand and ($400) thousand related to restricted stock units during the years ended December 31, 2021 and 2020. We recorded income tax benefit (expense) of $48 thousand and ($84) thousand related to restricted stock units during the years ended December 31, 2021 and 2020. The following table details the status of our restricted stock units as of and for the years ended December 31, 2021 and 2020: Number of Restricted Stock Units 2021 2020 Nonvested at January 1 228,827 353,491 Granted 523,757 — Vested (30,309) (19,065) Forfeited (140,586) (105,599) Nonvested at December 31 581,689 228,827 As of December 31, 2021, there was $2.3 million of unrecognized grant date compensation cost related to unvested restricted stock units assuming compensation cost accrual at target achievement level. Based on the current performance estimate, we expect to recognize $1.5 million of compensation cost related to unvested restricted stock units, of which $0.6 million is expected to be recognized in 2022, $0.5 million in 2023, $0.3 million in 2024, $0.1 million in 2025 and $14 thousand is expected to be recognized in 2026.

Retirement Plans

Retirement Plans	12 Months Ended
Retirement Plans	Dec. 31, 2021
Retirement Plans [Abstract]
Retirement Plans	14. Retirement Plans: Certain employees of the Standard Commercial Segment were participants in a defined cash balance plan covering all full-time employees who had completed at least 1,000 hours The following tables provide detail of the changes in benefit obligations, components of benefit costs, weighted-average assumptions, and plan assets for the retirement plan as of and for the year ending December 31, 2021 and 2020 (in thousands) using a measurement date of December 31. 2021 2020 Assumptions (end of period): Discount rate used in determining benefit obligation 2.52 % 2.12 % Rate of compensation increase N/A N/A Reconciliation of funded status (end of period): Accumulated benefit obligation $ (12,400) $ (13,252) Projected benefit obligation $ (12,400) $ (13,252) Fair value of plan assets 12,226 11,393 Funded status $ (174) $ (1,859) Net actuarial loss (3,253) (4,672) Accumulated other comprehensive loss (3,253) (4,672) Prepaid pension cost 3,079 2,813 Net amount recognized as of December 31 $ (174) $ (1,859) Changes in projected benefit obligation: Benefit obligation as of beginning of period $ 13,252 $ 12,376 Interest cost 271 355 Actuarial liability loss (284) 1,352 Benefits paid (839) (831) Benefit obligation as of end of period $ 12,400 $ 13,252 Change in plan assets: Fair value of plan assets as of beginning of period $ 11,393 $ 10,988 Actual return on plan assets (net of expenses) 1,672 1,236 Employer contributions — — Benefits paid (839) (831) Fair value of plan assets as of end of period $ 12,226 $ 11,393 Net periodic pension cost: Service cost - benefits earned during the period $ — $ — Interest cost on projected benefit obligation 271 355 Expected return on plan assets (709) (684) Recognized actuarial loss 173 138 Net periodic pension cost $ (265) $ (191) Discount rate 2.12 % 2.98 % Expected return on plan assets 6.50 % 6.50 % Rate of compensation increase N/A N/A Estimated future benefit payments by fiscal year (in thousands): 2022 $ 884 2023 $ 872 2024 $ 869 2025 $ 849 2026 $ 835 2026-2030 $ 3,765 As of December 31, 2021, the fair value of the plan assets was composed of cash and cash equivalents of $0.4 million, debt securities of $3.0 million and equity securities of $8.8 million. Our investment objectives are to preserve capital and to achieve long-term growth through a favorable rate of return equal to or greater than 5% over the long-term (60 year) average inflation rate as measured by the consumer price index. The objective of the equity portion of the portfolio is to achieve a return in excess of the Standard & Poor’s 500 index. The objective of the fixed income portion of the portfolio is to add stability, consistency, safety and total return to the total fund portfolio. We prohibit investments in options, futures, precious metals, short sales and purchase on margin. We also restrict the investment in fixed income securities to “A” rated or better by Moody’s or Standard & Poor’s rating services and restrict investments in common stocks to only those that are listed and actively traded on one or more of the major United States stock exchanges, including NASDAQ. We manage to an asset allocation of 45% to 75% in equity securities. An investment in any single stock issue is restricted to 5% of the total portfolio value and 90% of the securities held in mutual or commingled funds must meet the criteria for common stocks. To develop the expected long-term rate of return on assets assumption, we consider the historical returns and the future expectations for returns for each asset class, as well as the target asset allocation of the pension portfolio. This resulted in the selection of the 6.5% long-term rate of return on assets assumption. The expected return on plan assets uses the fair market value as of December 31, 2021. To develop the discount rate used in determining the benefit obligation we used the USI Yield Curve at the measurement date to match the timing and amounts of projected future benefits. A corridor approach is used to amortize actuarial gains and losses. We are applying the 10% threshold set forth in ASC 715. In addition, since all accrued benefits under the plan are frozen, we are amortizing the unrecognized gains and losses outside of the corridor by the average life expectancy of the plan participants. We expect that we will not be required to make a contribution to the defined benefit cash balance plan during 2022. We expect our 2022 periodic pension cost to be $(357) thousand, the components of which are interest cost of $300 thousand, expected return on plan assets of ($764) thousand and amortization of actuarial loss of $107 thousand. The following table shows the weighted-average asset allocation for the defined benefit cash balance plan held as of December 31, 2021 and 2020. December 31 2021 2020 Asset Category: Debt securities 24 % 25 % Equity securities 72 % 70 % Other 4 % 5 % Total 100 % 100 % We determine the fair value of our financial instruments based on the fair value hierarchy established in ASC 820. (See Note 3.) The following table presents, for each of the fair value hierarchy levels, our plan assets that are measured at fair value on a recurring basis at December 31, 2021 and December 31, 2020 (in thousands). As of December 31, 2021 Quoted Prices in Active Other Observable Markets for Identical Inputs Unobservable Inputs Assets (Level 1) (Level 2) (Level 3) Total Mutual funds $ 2,991 $ — $ — $ 2,991 Equity securities 8,779 — — 8,779 Total $ 11,770 $ — $ — $ 11,770 As of December 31, 2020 Quoted Prices in Active Markets for Identical Other Observable Unobservable Inputs Assets (Level 1) Inputs (Level 2) (Level 3) Total Debt securities $ — $ 2,875 $ — $ 2,875 Equity securities 7,978 — — 7,978 Total $ 7,978 $ 2,875 $ — $ 10,853 Our plan assets also include cash and cash equivalents of $0.4 million and $0.5 million at December 31, 2021 and 2020, respectively, that are carried at cost which approximates fair value. We also sponsor a defined contribution plan. Under this plan, employees may contribute a portion of their compensation on a tax-deferred basis, and we may contribute a discretionary amount each year. We contributed $0.2 million for the year ended December 31, 2021. We did not contribute during the year ended December 31, 2020.

Income Taxes

Income Taxes	12 Months Ended
Income Taxes	Dec. 31, 2021
Income Taxes [Abstract]
Income Taxes	15. Income Taxes: The composition of deferred tax assets and liabilities and the related tax effects as of December 31, 2021 and 2020, are as follows (in thousands): 2021 2020 Deferred tax liabilities: Deferred policy acquisition costs $ (1,431) $ (3,746) Net unrealized holding gain on investments (1,781) (1,579) Agency relationship (5) (11) Intangible assets — — Goodwill — — Bond amortization — — Fixed assets (927) (1,293) Other (167) (343) Total deferred tax liabilities (4,311) (6,972) Deferred tax assets: Unearned premiums 5,796 7,639 Amortization of non-compete agreements — — Intangible assets 192 308 Pension liability 683 981 Net operating loss carry-forward 124 118 Unpaid loss and loss adjustment expense 5,375 4,688 Rent reserve 3 45 Bonus accrual 312 671 Deferred social security tax 178 356 Investment impairments 217 336 Other 337 554 Total deferred tax assets 13,217 15,696 Deferred federal income taxes, net $ 8,906 $ 8,724 We concluded that no valuation allowance was necessary against our deferred tax assets as of December 31, 2021 and 2020. A reconciliation of the income tax provisions based on the applicable statutory tax rate of 21% to the provisions reflected in the consolidated financial statements for the years ended December 31, 2021 and 2020, respectively, is as follows (in thousands): 2021 2020 Computed expected income tax expense (benefit) at statutory tax rate $ 2,414 $ (22,884) Meals and entertainment 34 28 Tax exempt interest (234) (300) Dividends received deduction (190) (111) Goodwill — 7,410 State taxes (net of federal benefit) 208 223 Rate differential on NOL — (3,383) True up — (2,369) Other 259 (31) Income tax expense (benefit) $ 2,491 $ (21,417) Current income tax expense (benefit) $ 2,297 $ (14,904) Deferred tax expense (benefit) 194 (6,513) Income tax expense (benefit) $ 2,491 $ (21,417) We have available, for federal income tax purposes, unused net operating loss carryforwards of $589 thousand at December 31, 2021. The Tax Cuts and Jobs Act of 2017 (“TCJA”) generally repealed the previous two year carry-back and 20 year carry-forward provision for net operating losses and adopted an indefinite carry-forward of net operating losses arising in tax years ending after December 31, 2017. However, the TCJA preserved present law for net operating losses of property/casualty insurance companies. Thus, our net operating losses may be carried-back two years and carried-forward 20 years. The net operating losses will expire if unused, as follows (in thousands): Year 2022 $ — 2028 2 2029 25 2031 45 2032 77 2033 73 2034 59 2035 33 2036 50 2037 29 2038 40 2039 70 2040 60 2041 26 $ 589 We are no longer subject to U.S. federal, state, local or non-U.S. income tax examinations by tax authorities for years prior to 2017. The Company recognizes interest and penalties related to uncertain tax positions in income tax expense. There were no uncertain tax positions at December 31, 2021.

Supplemental Cash Flow Informat

Supplemental Cash Flow Information	12 Months Ended
Supplemental Cash Flow Information	Dec. 31, 2021
Supplemental Cash Flow Information [Abstract]
Supplemental Cash Flow Information	16. Supplemental Cash Flow Information The following table provides a reconciliation of cash, cash equivalents and restricted cash reported in the consolidated balance sheet to the total of the same such amounts shown in the statement of cash flows: As of December 31, 2021 2020 Cash and cash equivalents $ 352,867 $ 102,580 Restricted cash 3,810 5,728 Total cash, cash equivalents and restricted cash shown in the statement of cash flows $ 356,677 $ 108,308 Restricted cash represents amounts required to be set aside by a contractual agreement with a third-party insurer and amounts pledged for the benefit of various state insurance departments. The following table provides supplemental cash flow information for the years ended December 31, 2021 and 2020: December 31, 2021 2020 Interest paid $ 3,181 $ 4,860 Income taxes paid $ (4,177) $ 653 Supplemental schedule of non-cash investing activities: Receivable for securities related to investment disposals $ 1,326 $ 913 Payable for securities related to investment purchases $ 3,280 $ -

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
Commitments and Contingencies	Dec. 31, 2021
Commitments and Contingencies [Abstract]
Commitments and Contingencies	17. Commitments and Contingencies: The Reinsurers and the Hallmark Insurers have agreed to submit to binding arbitration a dispute that has arisen regarding the rights and obligations of the parties under the LPT Contract. (See Note 7.) Pending resolution of the dispute, the Hallmark Insurers have agreed to fund the payment of claims under the LPT Contract without prejudice to their right to seek reimbursement and other relief in the arbitration proceedings. The arbitration panel has not yet been constituted and no pleadings have been submitted. However, based on prior negotiations, the Company expects the Reinsurers to seek rescission of the LPT Contract on the basis of alleged breach and fraudulent inducement by the Hallmark Insurers. The Company believes any such claims are without factual basis or legal merit and intends to vigorously contest the matter. The Company also intends to pursue an arbitration award enforcing the terms of the LPT Contract and reimbursing the Hallmark Insurers for all claim amounts funded by them during the pendency of the arbitration, as well as all other damages sustained by the Hallmark Insurers. Because the dispute is at an initial stage, we are unable at this time to provide an evaluation of the likelihood of an adverse outcome. As of December 31, 2021 we were engaged in various legal proceedings in the ordinary course of business, none of which, either individually or in the aggregate, are believed likely to have a material adverse effect on our consolidated financial position or results of operations, in the opinion of management. The various legal proceedings to which we were a party are routine in nature and incidental to our business. From time to time, assessments are levied on us by the guaranty association of the states where we offer our insurance products. Such assessments are made primarily to cover the losses of policyholders of insolvent or rehabilitated insurers. Since these assessments can generally be recovered through a reduction in future premium taxes paid, we capitalize the assessments that can be recovered as they are paid and amortize the capitalized balance against our premium tax expense. We did not pay an assessment during 2021 and 2020.

Changes in Accumulated Other Co

Changes in Accumulated Other Comprehensive Income Balances	12 Months Ended
Changes in Accumulated Other Comprehensive Income Balances	Dec. 31, 2021
Changes in Accumulated Other Comprehensive (Loss) Income Balances [Abstract]
Changes in Accumulated Other Comprehensive (Loss) Income Balances	18. Changes in Accumulated Other Comprehensive Income Balances: The changes in accumulated other comprehensive income balances as of December 31, 2021 and 2020 were as follows (in thousands): Accumulated Other Pension Unrealized Comprehensive Liability Gains (Loss) Income (Loss) Balance at January 1, 2020 $ (3,239) $ 3,927 $ 688 Other comprehensive income: Change in net actuarial gain (662) — (662) Tax effect on change in net actuarial gain 139 — 139 Unrealized holding gains arising during the period — 709 709 Tax effect on unrealized gains arising during the period — (149) (149) Reclassification adjustment for gains included in net realized gains — (433) (433) Tax effect on reclassification adjustment for gains included in income tax expense — 91 91 Other comprehensive loss, net of tax (523) 218 (305) Balance at December 31, 2020 $ (3,762) $ 4,145 $ 383 Other comprehensive loss: Change in net actuarial gain 1,419 — 1,419 Tax effect on change in net actuarial gain (298) — (298) Unrealized holding gains arising during the period — 2,832 2,832 Tax effect on unrealized gains arising during the period — (595) (595) Reclassification adjustment for gains included in net realized gains — (6,046) (6,046) Tax effect on reclassification adjustment for gains included in income tax expense — 1,270 1,270 Other comprehensive loss, net of tax 1,121 (2,539) (1,418) Balance at December 31, 2021 $ (2,641) $ 1,606 $ (1,035)

Concentrations of Credit Risk

Concentrations of Credit Risk	12 Months Ended
Concentrations of Credit Risk	Dec. 31, 2021
Concentrations of Credit Risk [Abstract]
Concentrations of Credit Risk	19. Concentrations of Credit Risk: We maintain cash and cash equivalents in accounts with four financial institutions in excess of the amount insured by the Federal Deposit Insurance Corporation. We monitor the financial stability of the depository institutions regularly and do not believe excessive risk of depository institution failure existed at December 31, 2021 and 2020. We are also subject to credit risk with respect to reinsurers to whom we have ceded underwriting risk. Although a reinsurer is liable for losses to the extent of the coverage it assumes, we remain obligated to our policyholders in the event that the reinsurers do not meet their obligations under the reinsurance agreements. In order to mitigate credit risk to reinsurance companies, we monitor the financial condition of reinsurers on an ongoing basis and review our reinsurance arrangements periodically. Most of our reinsurance recoverable balances as of December 31, 2021 and 2020 were with reinsurers that had an A.M. Best rating of “A-” or better. We also mitigate our credit risk for the remaining reinsurance recoverable by obtaining letters of credit.

Leases

Leases	12 Months Ended
Leases	Dec. 31, 2021
Leases [Abstract]
Leases	20. Leases : We adopted ASU 2016-02, “Leases, (Topic 842)” on January 1, 2019, which resulted in the recognition of operating leases on the balance sheet in 2019 and going forward. See Note 1 for more information on the adoption of ASU 2016-02. Right-of-use assets are included in the other assets line item and lease liabilities are included in the other liabilities line item of the consolidated balance sheet. We also elected certain practical expedients that allow us not to reassess existing leases under the new guidance. We determine if a contract contains a lease at inception and recognize operating lease right-of-use assets and operating lease liabilities based on the present value of the future minimum lease payments at the commencement date. Since our leases do not provide an implicit rate, we use our incremental borrowing rate based on the information available at the commencement date in determining the present value of future payments. Lease agreements which have lease and non-lease components are accounted for as a single lease component. Lease expense is recognized on a straight-line basis over the lease term. The Company’s operating lease obligations predominately pertain to office leases utilized in the operation of our business. Our leases have remaining terms of one Twelve Months Ended December 31, 2021 2020 Operating lease cost $ 2,147 $ 3,010 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 2,171 $ 2,473 Right-of-use assets obtained in exchange for new operating lease liabilities $ 436 $ — We incurred $0.2 million and $19 thousand in short-term lease payments not included in our lease liability during the years ended December 31, 2021 and 2020, respectively. The components of lease expense and other lease information as of and during the twelve month periods ended December 31, 2021 and 2020 are as follows (in thousands): December 31, 2021 2020 Operating lease right-of-use assets $ 13,211 $ 13,986 Operating lease liabilities $ 15,062 $ 15,862 Weighted-average remaining lease term - operating leases 11.4 10.2 Weighted-average discount rate - operating leases 6.22% 5.88% Future minimum lease payments under non-cancellable leases as of December 31, 2021 and December 31, 2020 are as follows (in thousands): December 31, December 31, 2021 2020 2021 $ — $ 2,172 2022 2,171 2,171 2023 2,023 1,885 2024 2,216 1,940 2025 2,450 1,975 Thereafter 18,264 11,351 Total future minimum lease payments $ 27,124 $ 21,494 Less imputed interest $ (12,062) $ (5,632) Total operating lease liability $ 15,062 $ 15,862

Schedule II - Condensed Financi

Schedule II - Condensed Financial Information of Registrant (Parent Company Only)	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Condensed Financial Information of Parent Company Only Disclosure	Schedule II – Condensed Financial Information of Registrant (Parent Company Only) HALLMARK FINANCIAL SERVICES, INC. BALANCE SHEETS December 31, 2021 and 2020 (In thousands) 2021 2020 ASSETS Cash and cash equivalents 32,482 30,066 Investment in subsidiaries 239,832 247,839 Deferred federal income taxes 50 285 Federal income tax recoverable 9,028 12,506 Other assets 19,913 19,844 Total assets $ 301,305 $ 310,540 LIABILITIES AND STOCKHOLDERS’ EQUITY Liabilities: Senior unsecured notes due 2029 (less unamortized debt issuance cost of $746 in 2021 and $844 in 2020) $ 49,254 $ 49,156 Subordinated debt securities (less unamortized debt issuance cost of $743 in 2021 and $795 in 2020) 55,959 55,907 Accounts payable and other accrued expenses 20,571 34,555 Total liabilities 125,784 139,618 Stockholders’ equity: Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2021 and in 2020 3,757 3,757 Additional paid-in capital 122,844 122,893 Retained earnings 74,703 68,915 Accumulated other comprehensive income (1,035) 383 Treasury stock (2,700,364 shares in 2021 and (24,748) (25,026) Total stockholders’ equity 175,521 170,922 Total liabilities and stockholders’ equity $ 301,305 $ 310,540 See accompanying report of independent registered public accounting firm. Schedule II (Continued) – Condensed Financial Information of Registrant (Parent Company Only) HALLMARK FINANCIAL SERVICES, INC. STATEMENTS OF OPERATIONS For the years ended December 31, 2021 and 2020 (In thousands) 2021 2020 Investment income, net of expenses $ 28 $ 20 Dividend income from subsidiaries 3,000 12,000 Net realized gains — 744 Management fee income 31,714 22,844 Total revenues 34,742 35,608 Operating expenses 13,513 17,101 Interest expense 4,993 5,326 Total expenses 18,506 22,427 Income before equity in undistributed earnings of subsidiaries and income tax benefit 16,236 13,181 Income tax expense (benefit) 3,858 (5,592) Income before equity in undistributed earnings of subsidiaries 12,378 18,773 Equity in undistributed share of loss in subsidiaries (3,374) (113,124) Net income (loss) $ 9,004 $ (94,351) Comprehensive income (loss) $ 7,586 $ (94,656) See accompanying report of independent registered public accounting firm. Schedule II (Continued) – Condensed Financial Information of Registrant (Parent Company Only) HALLMARK FINANCIAL SERVICES, INC. STATEMENTS OF CASH FLOWS For the years ended December 31, 2021 and 2020 (In thousands) 2021 2020 Cash flows from operating activities: Net income (loss) $ 9,004 $ (94,351) Adjustments to reconcile net loss to cash provided by operating activities: Depreciation and amortization expense 832 835 Deferred income tax expense (benefit) 235 768 Net realized gains — (744) Undistributed share of loss of subsidiaries 3,374 113,124 Change in current federal income tax payable (recoverable) 3,478 (6,602) Change in all other liabilities (27,254) (17,851) Change in all other assets 13,942 14,368 Net cash provided by operating activities 3,611 9,547 Cash flows from investing activities: Purchases of property and equipment (1,195) (716) Purchase of investment securities — — Maturities, sales and redemptions of investment securities — 1,598 Capital contribution to subsidiaries — — Net cash (used in) provided by investing activities (1,195) 882 Increase in cash and cash equivalents 2,416 10,429 Cash and cash equivalents at beginning of year 30,066 19,637 Cash and cash equivalents at end of year $ 32,482 $ 30,066 Supplemental cash flow information: Interest paid $ 3,181 $ 4,860 Income taxes paid $ 148 $ 204 See accompanying report of independent registered public accounting firm .

Schedule III -Supplementary Ins

Schedule III -Supplementary Insurance Information	12 Months Ended
Schedule III -Supplementary Insurance Information	Dec. 31, 2021
Schedule III - Supplementary Insurance Information [Abstract]
Supplementary Insurance Information	FINANCIAL STATEMENT SCHEDULES Schedule III - Supplementary Insurance Information (In thousands) Column A Column B Column C Column D Column E Column F Column G Column H Column I Column J Column K Future Policy Benefits, Losses, Other Benefits, Amortization Deferred Claims, and Policy Claims, of Deferred Policy Loss Claims and Net Losses and Policy Other Net Acquisition Adjustment Unearned Benefits Premium Investment Settlement Acquisition Operating Premiums Segment Costs Expenses Premiums Payable Revenue Income Expenses Costs Expenses Written 2021 Specialty Commercial Segment $ 3,585 $ 702,375 $ 220,622 $ — $ 242,173 $ 9,130 $ 164,729 $ 7,191 $ 43,751 $ 205,306 Standard Commercial Segment 4,652 93,497 48,011 — 68,584 2,582 49,152 12,678 21,927 67,709 Personal Segment (1,426) 20,809 15,794 — 68,533 1,153 61,363 15,319 22,247 66,909 Corporate — — — — — (3,150) — — 13,513 — Consolidated $ 6,811 $ 816,681 $ 284,427 $ — $ 379,290 $ 9,715 $ 275,244 $ 35,188 $ 101,438 $ 339,924 2020 Specialty Commercial Segment $ 9,070 $ 678,017 $ 255,840 $ — $ 327,023 $ 12,338 $ 285,994 $ 49,162 $ 55,102 $ 284,532 Standard Commercial Segment 4,872 86,291 46,849 — 66,554 3,061 52,478 12,910 20,694 68,396 Personal Segment 3,898 25,460 18,117 — 78,324 842 68,435 16,744 25,868 75,404 Corporate — — — — — (3,321) — — 17,101 — Consolidated $ 17,840 $ 789,768 $ 320,806 $ — $ 471,901 $ 12,920 $ 406,907 $ 78,816 $ 118,765 $ 428,332 See accompanying report of independent registered public accounting firm.

Schedule IV -Reinsurance

Schedule IV -Reinsurance	12 Months Ended
Schedule IV -Reinsurance	Dec. 31, 2021
Supplemental Schedule of Reinsurance Premiums For Insurance Companies [Abstract]
Reinsurance	FINANCIAL STATEMENT SCHEDULES Schedule IV – Reinsurance (In thousands) Column B Column C Column D Column E Column F Gross Amount Ceded to Assumed from Net Amount Percentage of Amount Other Companies Other Companies Assumed to Net Year Ended December 31, 2021 Life insurance in force $ — $ — $ — $ — Premiums Life insurance $ — $ — $ — $ — Accident and health insurance — — — — Property and liability insurance 679,504 (310,843) 10,629 379,290 2.80 % Title Insurance — — — — Total premiums $ 679,504 $ (310,843) $ 10,629 $ 379,290 2.80 % Year Ended December 31, 2020 Life insurance in force $ — $ — $ — $ — Premiums Life insurance $ — $ — $ — $ — Accident and health insurance — — — — Property and liability insurance 803,034 (339,587) 8,454 471,901 1.79 % Title Insurance — — — — Total premiums $ 803,034 $ (339,587) $ 8,454 $ 471,901 1.79 % See accompanying report of independent registered public accounting firm.

Schedule VI -Supplemental Infor

Schedule VI -Supplemental Information Concerning Property-Casualty Insurance Operations	12 Months Ended
	Dec. 31, 2021
Supplemental Information For Property, Casualty Insurance Underwriters [Abstract]
Supplemental Information Concerning Property-Casualty Insurance Operations	FINANCIAL STATEMENT SCHEDULES Schedule VI - Supplemental Information Concerning Property-Casualty Insurance Operations (In thousands) Column A Column B Column C Column D Column E Column F Column G Column H Column I Column J Column K Reserves for Unpaid Claims and Claim Deferred Claims and Discount if Adjustment Expenses Amortization of Paid Claims Policy Claim any, Net Incurred Related to Deferred Policy and Claims Net Affiliation With Acquisition Adjustment Deducted In Unearned Earned Investment (1) Current (2) Prior Acquisitions Adjustment Premiums Registrant Costs Expenses Column C Premiums Premiums Income Year Years Costs Expenses Written (a) Consolidated property-casualty Entities 2021 $ 6,811 $ 816,681 $ — $ 284,427 $ 379,290 $ 9,715 $ 269,204 $ 6,040 $ 35,188 $ 279,046 $ 339,924 2020 $ 17,840 $ 789,768 $ — $ 320,806 $ 471,901 $ 12,920 $ 348,619 $ 58,288 $ 78,816 $ 320,419 $ 438,973 See accompanying report of independent registered public accounting firm.

Accounting Policies (Policies)

Accounting Policies (Policies)	12 Months Ended
Accounting Policies (Policies)	Dec. 31, 2021
Accounting Policies [Abstract]
General	General Hallmark Financial Services, Inc. (“Hallmark” and, together with subsidiaries, the “Company,” “we,” “us” or “our”) is an insurance holding company engaged in the sale of property/casualty insurance products to businesses and individuals. Our business involves marketing, distributing, underwriting and servicing our insurance products, as well as providing other insurance related services. We market, distribute, underwrite and service our property/casualty insurance products primarily through business units organized by products and distribution channel. Our business units are supported by our insurance company subsidiaries. Our Commercial Auto business unit offers primary and excess commercial vehicle insurance products and services; our E&S Casualty business unit offers primary and excess liability, excess public entity liability, E&S package and garage liability insurance products and services; our E&S Property business unit offers primary and excess commercial property insurance for both catastrophe and non-catastrophe exposures; our Professional Liability business unit offers healthcare and financial lines professional liability insurance products and services primarily for businesses, medical professionals, medical facilities and senior care facilities; and our Aerospace & Programs business unit offers general aviation and, until exited during 2020, satellite launch property/casualty insurance products and services, as well as certain specialty programs. Our Commercial Accounts business unit offers package and monoline property/casualty and occupational accident insurance products. Effective June 1, 2016 we ceased marketing new or renewal occupational accident policies. Our former Workers Compensation operating unit specialized in small and middle market workers compensation business. Effective July 1, 2015, we no longer market or retain any risk on new or renewal workers compensation policies. Our Specialty Personal Lines business unit offers non-standard personal automobile and renters insurance products and services. Our insurance company subsidiaries supporting these business units are American Hallmark Insurance Company of Texas (“AHIC”), Hallmark Insurance Company (“HIC”), Hallmark Specialty Insurance Company (“HSIC”), Hallmark County Mutual Insurance Company (“HCM”), Hallmark National Insurance Company (“HNIC”) and Texas Builders Insurance Company (“TBIC”). These business units are segregated into three reportable industry segments for financial accounting purposes. The Specialty Commercial Segment includes our Commercial Auto business unit, E&S Casualty business unit, E&S Property business unit, Professional Liability business unit and Aerospace & Programs business unit. The Standard Commercial Segment consists of the Commercial Accounts business unit and the runoff from our former Workers Compensation operating unit. The Personal Segment consists solely of our Specialty Personal Lines business unit.
Basis of Presentation	Basis of Presentation The accompanying consolidated financial statements include the accounts and operations of Hallmark and its subsidiaries. Intercompany accounts and transactions have been eliminated. The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”) which, as to our insurance company subsidiaries, differ from statutory accounting practices prescribed or permitted for insurance companies by insurance regulatory authorities.
Use of Estimates in the Preparation of the Financial Statements	Use of Estimates in the Preparation of Financial Statements Our preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect our reported amounts of assets and liabilities at the dates of the financial statements and our reported amounts of revenues and expenses during the reporting periods. Management evaluates its estimates and assumptions on an ongoing basis using historical experience and other factors, including the current economic environment, which management believes to be reasonable under the circumstances. We adjust such estimates and assumptions when facts and circumstances dictate. Since future events and their effects cannot be determined with precision, actual results could differ significantly from these estimates. Changes in estimates resulting from continuing changes in the economic environment may be reflected in the financial statements in future periods. The liability for unpaid claims and claims adjustment expenses and related amounts recoverable from reinsurers represents the most significant estimate in the accompanying financial statements, and any difference between such estimate and actual results could be material. Significant estimates in the accompanying financial statements also include the fair values of investments, deferred policy acquisition cost recoverability, deferred tax asset valuation, and fair value of goodwill and intangible assets.
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair value estimates are made at a point in time, based on relevant market data as well as the best information available about the financial instruments. Fair value estimates for financial instruments for which no or limited observable market data is available are based on judgments regarding current economic conditions, credit and interest rate risk. These estimates involve significant uncertainties and judgments and cannot be determined with precision. As a result, such calculated fair value estimates may not be realizable in a current sale or immediate settlement of the instrument. In addition, changes in the underlying assumptions used in the fair value measurement technique, including discount rate and estimates of future cash flows, could significantly affect these fair value estimates. Cash and Cash Equivalents: The carrying amounts reported in the consolidated balance sheets for these instruments approximate their fair values. Restricted Cash: The carrying amount for restricted cash reported in the consolidated balance sheets approximates the fair value. Subordinated debt securities: Our trust preferred securities are reported at a carrying value of $55.9 million and $55.9 million, and had a fair value of $29.4 million and $26.6. million, as of December 31, 2021 and 2020, respectively, and would be included in Level 3 of the fair value hierarchy if they were reported at fair value. Senior unsecured notes due 2029: Our senior unsecured notes payable due in 2029 had a carrying value of $49.3 million and $49.1 million and a fair value of $52.2 million and $54.3 million, as of December 31, 2021 and 2020, respectively. Our senior unsecured notes payable would be included in Level 3 of the fair value hierarchy if they were reported at fair value. For reinsurance balances, premiums receivable, federal income tax recoverable/payable, other assets and other liabilities, the carrying amounts approximate fair value because of the short maturity of such financial instruments.
Investments	Investments Debt securities available-for-sale are reported at fair value. Unrealized gains and losses are recorded as a component of accumulated other comprehensive income (“AOCI”), net of related tax effects. The Company reviews its impaired securities for possible other-than-temporary impairment ("OTTI") at each quarter end. A security has an impairment loss when its fair value is less than its cost or amortized cost at the balance sheet date. The Company considers the following factors in performing its review: (i) the amount by which the security’s fair value is less than its cost, (ii) length of time the security has been impaired, (iii) whether management has the intent to sell the security, (iv) if it is more likely than not that management will be required to sell the security before recovery of its amortized cost basis, (v) whether the impairment is due to an issuer - For all other impaired securities, the Company will assess whether the net present value of the cash flows expected to be collected from the security is less than its amortized cost basis. Such a shortfall in cash flows is referred to as a “credit loss.” For any such security, the Company separates the impairment loss into: (i) the credit loss and (ii) the non-credit loss, which is the amount related to all other factors such as interest rate changes, fluctuations in exchange rates and market conditions. The credit loss charge is recorded to the current period statements of operations and the non-credit loss is recorded to accumulated other comprehensive income (loss), within shareholders’ equity, on an after-tax basis. A security’s cost basis is permanently reduced by the amount of a credit loss. Income is accreted over the remaining life of a security based on the interest rate necessary to discount the expected future cash flows to the new basis. Debt security premiums and discounts are amortized into earnings using the effective interest method. Maturities of debt securities and sales of equity securities are recorded in receivable for securities until the cash is settled. Purchases of debt and equity securities are recorded in payable for securities until the cash is settled. Equity securities are reported at fair value with changes in fair value recognized in net income. Equity securities with readily determinable fair values are not required to be evaluated for other-than-temporary impairment. Realized investment gains and losses are recognized in operations on the first in-first out method.
Cash and Cash Equivalents	Cash and Cash Equivalents Cash and cash equivalents include cash and highly liquid investments with an original maturity of three months or less.
Restricted Cash	Restricted Cash Restricted cash represents amounts required to be set aside by a contractual agreement with a third-party insurer and amounts pledged for the benefit of various state insurance departments.
Premiums Receivable	Premiums Receivable Premiums receivable represent amounts due from policyholders or independent agents for premiums written and uncollected. These balances are reported net of an allowance for expected credit losses. The allowance is based upon the Company’s review of amounts outstanding, including delinquencies and write-offs. Credit risk is partially mitigated by the Company’s ability to cancel the policy if the policyholder does not pay for the premium.
Reinsurance	Reinsurance Reinsurance premiums, commissions, losses and loss adjustment expenses ("LAE") on reinsured business are accounted for on a basis consistent with that used in accounting for the original policies issued and the terms of the reinsurance contracts. The amounts reported as reinsurance recoverables include amounts billed to reinsurers on losses and LAE paid as well as estimates of amounts expected to be recovered from reinsurers on insurance liabilities that have not yet been paid. Reinsurance recoverables on unpaid losses and LAE are estimated based upon assumptions consistent with those used in establishing the gross liabilities as they are applied to the underlying reinsured contracts. The Company records an allowance for uncollectible reinsurance recoverables based on an assessment of the reinsurer’s creditworthiness and collectability of the recorded amounts. Management believes an allowance for uncollectible recoverables from its reinsurers was not necessary for the periods presented. The Company receives ceding commissions in connection with certain ceded reinsurance. The ceding commissions are recorded as a reduction of policy acquisition costs. (See Note 7.)
Deferred Policy Acquisition Costs	Deferred Policy Acquisition Costs Policy acquisition costs (mainly direct commission, premium taxes, underwriting, marketing expenses and ceding commission) that are directly related to the successful acquisition of new and renewal insurance contracts are deferred and recognized to operations over periods in which the related premiums are earned. The method followed in computing deferred policy acquisition costs limits the amount of such deferred costs to their estimated realizable value. In determining estimated realizable value, the computation gives effect to the premium to be earned, expected investment income, losses and LAE and certain other costs expected to be incurred as the premiums are earned. If the computation results in an estimated net realizable value less than zero, a liability will be accrued for the premium deficiency. During 2021 and 2020, we deferred ($97.7) million and ($152.7) million of direct policy acquisition costs and amortized $107.1 million and $165.6 million of deferred direct policy acquisition costs, respectively. During 2021 and 2020, we deferred $73.5 million and $79.0 million of ceding commission acquisition costs and amortized ($71.9) million and ($86.7) million of deferred ceding commission acquisition costs, respectively. Therefore, the net amortization (deferrals) of policy acquisition costs were $11.0 million and $5.2 million for 2021 and 2020, respectively.
Goodwill and Intangible Assets, net	Goodwill and Intangible Assets, net We account for our goodwill and intangible assets according to ASC 350, “Intangibles – Goodwill and Other” (ASC 350). Under ASC 350, intangible assets with a finite life are amortized over the estimated useful life of the asset. Goodwill and intangible assets with an indefinite useful life are not amortized. Goodwill and intangible assets are tested for impairment on an annual basis or more frequently if events or changes in circumstances indicate that the carrying amount may not be recoverable. For goodwill, we may perform a qualitative test to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the quantitative goodwill impairment test. The quantitative impairment test requires an impairment loss be measured as the excess of a reporting unit’s carrying amount over its fair value (not to exceed the total goodwill allocated to that reporting unit). We have elected to perform our goodwill impairment test on the first day of the fourth quarter, October 1, of each year. In connection with our normal process for evaluating impairment triggering events, during the first quarter of 2020 we determined that a significant decline in market capitalization below the Company’s stockholders’ equity indicated the impairment of the goodwill and indefinite-lived intangible assets included on the balance sheet. As a result, the Company took a $44.7 million charge to goodwill and a $1.3 million charge to indefinite-lived intangible assets during the first quarter of 2020. Consequently, as of December 31, 2021 there was no goodwill or
Leases	Leases We have several leases, primarily for office facilities and computer equipment, which expire in various years through 2033. Some of these leases include rent escalation provisions throughout the term of the lease. We expense the average annual cost of the lease with the difference to the actual rent invoices recorded as a right of use asset and a lease obligation. Right of use assets and lease obligations are classified in other assets and in accounts payable and other accrued expenses, respectively, on our consolidated balance sheets. (see Note 21)
Property and Equipment	Property and Equipment Property and equipment (including leasehold improvements), aggregating $38.2 million and $36.3 million, at December 31, 2021 and 2020, respectively, which is included in other assets, is recorded at cost and is depreciated using the straight-line method over the estimated useful lives of the assets (three to ten years) or the life of the lease, whichever is shorter. Property and equipment includes $3.8 million and $2.9 million of leasehold incentives at December 31, 2021 and 2020, respectively, from the adoption of ASU 2016-02, “Leases (Topic 842)” effective January 1, 2019. Depreciation expense for 2021 and 2020 was $2.9 million and $3.3 million, respectively. Accumulated depreciation was $30.0 million and $27.1 million at December 31, 2021 and 2020, respectively. Under ASC 360, “Impairment or disposal of long-lived assets,” property and equipment is tested for impairment annually. As of December 31, 2021, no impairment was considered necessary.
Variable Interest Entities	Variable Interest Entities On June 21, 2005, we formed Hallmark Statutory Trust I (“Trust I”), an unconsolidated trust subsidiary, for the sole purpose of issuing $30.0 million in trust preferred securities. Trust I used the proceeds from the sale of these securities and our initial capital contribution to purchase $30.9 million of subordinated debt securities from Hallmark. The debt securities are the sole assets of Trust I, and the payments under the debt securities are the sole revenues of Trust I. On August 23, 2007, we formed Hallmark Statutory Trust II (“Trust II”), an unconsolidated trust subsidiary, for the sole purpose of issuing $25.0 million in trust preferred securities. Trust II used the proceeds from the sale of these securities and our initial capital contribution to purchase $25.8 million of subordinated debt securities from Hallmark. The debt securities are the sole assets of Trust II, and the payments under the debt securities are the sole revenues of Trust II. We evaluate on an ongoing basis our investments in Trust I and Trust II (collectively, the “Trusts”) and we do not have variable interests in the Trusts. Therefore, the Trusts are not consolidated in our consolidated financial statements.
Losses and Loss Adjustment Expenses	Losses and Loss Adjustment Expenses The liability for unpaid losses and LAE in the Consolidated Balance Sheets represents the Company’s estimate of the amount it expects to pay for the ultimate cost of all losses and LAE incurred that remain unpaid at the balance sheet date. The liability is recorded on an undiscounted basis, except for the liability for unpaid losses and LAE assumed related to acquired companies which are initially recorded at fair value. The process of estimating the liability for unpaid losses and LAE is a complex process that requires a high degree of judgment. The liability for unpaid losses and LAE represents the accumulation of individual case estimates for reported losses and LAE, and actuarially determined estimates for incurred but not reported losses and LAE. The liability for unpaid losses and LAE is intended to include the ultimate net cost of all losses and LAE incurred but unpaid as of the balance sheet date. The liability is stated net of anticipated deductibles, salvage and subrogation, and gross of reinsurance ceded. The estimate of the unpaid losses and LAE liability is reviewed and updated on a regular, ongoing basis. Although management believes the liability for losses and LAE is reasonable, the ultimate liability may be more or less than the current estimate. The estimation of ultimate liability for unpaid losses and LAE is a complex, imprecise and inherently uncertain process, and therefore involves a considerable degree of judgment and expertise. The Company utilizes various actuarially - The Company allocates the applicable portion of the unpaid losses and LAE to amounts recoverable from reinsurers under reinsurance contracts and reports those amounts separately as assets on the consolidated balance sheets.
Recognition of Premium Revenues	Recognition of Premium Revenues Insurance premiums are earned pro rata over the terms of the policies. Insurance policy fees are earned as of the effective date of the policy. Upon cancellation, any unearned premium is refunded to the insured. Insurance premiums written include gross policy fees of $6.1 million and $7.2 million for the years ended December 31, 2021 and 2020, respectively.
Finance Charges	Finance Charges We receive premium installment fees for each direct bill payment from policyholders. Installment fee income is classified as finance charges on the consolidated statement of operations and is recognized as the fee is invoiced.
Agent Commissions	Agent Commissions We pay monthly commissions to agents based on written premium produced, but generally recognize the expense pro rata over the term of the policy. If the policy is cancelled prior to its expiration, the unearned portion of the agent commission is refundable to us. The unearned portion of commissions paid to agents is included in deferred policy acquisition costs. We annually pay a profit sharing commission to our independent agency force based upon the results of the business produced by each agent. We estimate and accrue this liability to commission expense in the year the business is produced. Commission expense is classified as operating expenses in the consolidated statements of operations.
Income Taxes	Income Taxes We file a consolidated federal income tax return. Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax-credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Deferred tax assets are recognized to the extent that there is sufficient positive evidence, as allowed under ASC 740, Income Taxes, - ASC 740 also addresses how a company reports uncertain tax positions on its financial statements under a "more-likely-than-not" recognition threshold (formerly known as FASB Interpretation No. 48, Accounting for Uncertainty in Income Taxes or FIN 48). This standard requires specific uncertain tax position disclosures in the annual financial statements, including a reconciliation of total unrecognized tax benefits, classification of income tax-related interest and penalties, identification of years that remain open to examination, and unrecognized tax benefits expected to significantly change within 12 months of the reporting period. There were no uncertain tax positions at December 31, 2021.
Earnings Per Share	Earnings Per Share The computation of earnings per share is based upon the weighted average number of common shares outstanding during the period plus the effect of common shares potentially issuable (in periods in which they have a dilutive effect), primarily from stock options. (See Notes 11 and 13.)
Adoption of New Accounting Pronouncements	Adoption of New Accounting Pronouncements In December 2019, the FASB issued ASU No. 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes ("ASU No. 2019-12"). The update is intended to simplify the current rules regarding the accounting for income taxes and addresses several technical topics including accounting for franchise taxes, allocating income taxes between a loss in continuing operations and in other categories such as discontinued operations, reporting income taxes for legal entities that are not subject to income taxes, and interim accounting for enacted changes in tax laws. The new standard is effective for fiscal years beginning after December 15, 2020; however, early adoption is permitted. The Company early adopted the provisions of ASU No. 2019-12 on April 1, 2020, which did not have a material impact on its consolidated financial statements and related disclosures. Recently Issued Accounting Pronouncements In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform In June 2016, the FASB issued ASU 2016-13, “Measurement of Credit Losses on Financial Instruments” (Topic 326). ASU 2016-13 requires organizations to estimate credit losses on certain types of financial instruments, including receivables and available-for-sale debt securities, by introducing an approach based on expected losses. The expected loss approach will require entities to incorporate considerations of historical information, current information and reasonable and supportable forecasts. As a smaller reporting company, ASU 2016-13 is effective for fiscal years of the Company beginning after December 15, 2022, including interim periods within those fiscal years. ASU 2016-13 requires a modified retrospective transition method and early adoption is permitted. We are currently evaluating the impact that the adoption of this standard will have on our financial results and disclosures, but do not anticipate that any potential impact would be material.

Investments (Tables)

Investments (Tables)	12 Months Ended
Investments (Tables)	Dec. 31, 2021
Investments [Abstract]
Cost or Amortized Cost and Estimated Fair Value of Investments in Debt and Equity Securities by Category	The cost or amortized cost and the estimated fair value of investments in debt and equity securities by category is as follows (in thousands): Gross Gross Cost/Amortized Unrealized Unrealized Cost Gains Losses Fair Value As of December 31, 2021 U.S. Treasury securities and obligations of U.S. Government $ 63,098 $ 56 $ (170) $ 62,984 Corporate bonds 103,515 2,115 (49) 105,581 Corporate bank loans 81,570 84 (465) 81,189 Municipal bonds 38,162 372 (70) 38,464 Mortgage-backed 1,830 29 (4) 1,855 Total debt securities 288,175 2,656 (758) 290,073 Total equity securities 42,120 9,355 (2,780) 48,695 Total investments $ 330,295 $ 12,011 $ (3,538) $ 338,768 As of December 31, 2020 U.S. Treasury securities and obligations of U.S. Government $ 179,259 $ 487 $ - $ 179,746 Corporate bonds 214,666 5,086 (384) 219,368 Corporate bank loans 53,650 3 (871) 52,782 Municipal bonds 49,833 756 (50) 50,539 Mortgage-backed 4,759 114 (29) 4,844 Total debt securities 502,167 6,446 (1,334) 507,279 Total equity securities 26,988 5,648 (3,248) 29,388 Total investments $ 529,155 $ 12,094 $ (4,582) $ 536,667
Company's sources of net investment income	The Company’s sources of net investment income are summarized as follows (in thousands): Twelve Months Ended December 31, 2021 2020 U.S. Treasury securities and obligations of U.S. Government $ 578 $ 885 Corporate bonds 4,371 7,223 Corporate bank loans 1,427 1,688 Municipal bonds 1,713 2,347 Mortgage-backed 80 192 Equity securities 2,404 1,369 Cash and cash equivalents 13 — 10,586 13,704 Investment expenses (871) (784) Investment income, net of expenses $ 9,715 $ 12,920
Company's sources of net investment gains (losses) on investments	The Company’s sources of net investment gains (losses) on investments are summarized as follows (in thousands): Year Ended December 31, 2021 2020 U.S. Treasury securities and obligations of U.S. Government $ — $ (3) Corporate bonds 494 959 Corporate bank loans 124 40 Municipal bonds (25) 1,397 Mortgage-backed — — Equity securities 5,453 3,472 Other investments — (3,740) Gain on investments 6,046 2,125 Other-than-temporary impairments — (1,692) Unrealized gains (losses) on equity securities 4,176 (24,921) Unrealized gains on other investments — 1,594 Investment gains (losses), net $ 10,222 $ (22,894)
Summary of Gross Unrealized Loss Position	The following schedules summarize the gross unrealized losses showing the length of time that investments have been continuously in an unrealized loss position as of December 31, 2021 and December 31, 2020 (in thousands): As of December 31, 2021 12 months or less Longer than 12 months Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses U.S. Treasury securities and obligations of U.S. Government $ 43,273 $ (170) $ — $ — $ 43,273 $ (170) Corporate bonds - - 2,245 (49) 2,245 (49) Corporate bank loans 42,256 (177) 16,763 (288) 59,019 (465) Municipal bonds 3,321 (58) 1,038 (12) 4,359 (70) Mortgage-backed - - 10 (4) 10 (4) Total debt securities 88,850 (405) 20,056 (353) 108,906 (758) Total equity securities 6,221 (710) 5,055 (2,070) 11,276 (2,780) Total investments $ 95,071 $ (1,115) $ 25,111 $ (2,423) $ 120,182 $ (3,538) As of December 31, 2020 12 months or less Longer than 12 months Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses U.S. Treasury securities and obligations of U.S. Government $ — $ — $ — $ — $ — $ — Corporate bonds 7,801 (186) 3,556 (198) 11,357 (384) Corporate bank loans 45,233 (559) 4,144 (312) 49,377 (871) Municipal bonds 2,859 (33) 1,154 (17) 4,013 (50) Mortgage-backed 635 (25) 14 (4) 649 (29) Total debt securities 56,528 (803) 8,868 (531) 65,396 (1,334) Total equity securities 9,572 (1,610) 1,848 (1,638) 11,420 (3,248) Total investments $ 66,100 $ (2,413) $ 10,716 $ (2,169) $ 76,816 $ (4,582)
Schedule of Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturities	Amortized Cost Fair Value (in thousands) Due in one year or less $ 105,045 $ 106,047 Due after one year through five years 108,438 109,195 Due after five years through ten years 65,005 64,926 Due after ten years 7,857 8,050 Mortgage-backed 1,830 1,855 $ 288,175 $ 290,073

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
Fair Value (Tables)	Dec. 31, 2021
Fair Value [Abstract]
Fair Value, Assets Measured on Recurring Basis	The following table presents for each of the fair value hierarchy levels, our assets that are measured at fair value on a recurring basis at December 31, 2021 and December 31, 2020 (in thousands). As of December 31, 2021 Quoted Prices in Active Markets for Identical Assets Other Observable Unobservable (Level 1) Inputs (Level 2) Inputs (Level 3) Total U.S. Treasury securities and obligations of U.S. Government $ — $ 62,984 $ — $ 62,984 Corporate bonds — 105,234 347 105,581 Corporate bank loans — 81,189 — 81,189 Municipal bonds — 38,464 — 38,464 Mortgage-backed — 1,855 — 1,855 Total debt securities — 289,726 347 290,073 Total equity securities 48,695 — — 48,695 Total investments $ 48,695 $ 289,726 $ 347 $ 338,768 As of December 31, 2020 Quoted Prices in Active Markets for Identical Assets Other Observable Unobservable (Level 1) Inputs (Level 2) Inputs (Level 3) Total U.S. Treasury securities and obligations of U.S. Government $ — $ 179,746 $ — $ 179,746 Corporate bonds — 219,020 348 219,368 Corporate bank loans — 52,782 — 52,782 Municipal bonds — 50,539 — 50,539 Mortgage-backed — 4,844 — 4,844 Total debt securities — 506,931 348 507,279 Total equity securities 29,388 — — 29,388 Total investments $ 29,388 $ 506,931 $ 348 $ 536,667
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The following table summarizes the changes in fair value for all financial assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during the year ended December 31, 2021 and 2020 (in thousands). 2021 2020 Beginning balance as of January 1 $ 348 $ 339 Sales — — Settlements — — Purchases — — Issuances — — Total realized/unrealized gains included in net income — — Net gain included in other comprehensive income (1) 9 Transfers into Level 3 — — Transfers out of Level 3 — — Ending balance as of December 31 $ 347 $ 348

Acquisitions, Goodwill and Inta

Acquisitions, Goodwill and Intangible Assets (Tables)	12 Months Ended
Acquisitions, Goodwill and Intangible Assets (Tables)	Dec. 31, 2021
Acquisitions, Goodwill and Indefinite-Lived Intangible Assets [Abstract]
Schedule of Acquired Intangible Assets by Major Category	We have obtained various intangible assets from several acquisitions. The table below details the gross and net carrying amounts of these assets by major category (in thousands): December 31 2021 2020 Gross Carrying Amount: Customer/agent relationships $ 32,177 $ 32,177 Tradename 3,440 3,440 Management agreement 3,232 3,232 Non-compete & employment agreements 4,235 4,235 Insurance licenses — — Total gross carrying amount 43,084 43,084 Accumulated Amortization: Customer/agent relationships (31,443) (30,990) Tradename (3,355) (3,305) Management agreement (3,232) (3,232) Non-compete & employment agreements (4,235) (4,235) Total accumulated amortization (42,265) (41,762) Total net carrying amount $ 819 $ 1,322
Schedule of Estimated Aggregate Amortization Expense for Definite-Lived Intangible Assets	We amortize definite-lived intangible assets straight line over their respective lives. The estimated aggregate amortization expense for definite-lived intangible assets for the next five years is as follows (in thousands): 2022 $ 501 2023 $ 318 2024 $ — 2025 $ — 2026 $ —
Schedule of Weighted Average Amortization Period for Definite Lived Intangible Assets by Major Cass	The weighted average amortization period for definite-lived intangible assets by major class is as follows: Years Tradename 15 Customer/ agent relationships 15 Management agreement 4 Non-compete agreements 5

Other Assets (Tables)

Other Assets (Tables)	12 Months Ended
Other Assets (Tables)	Dec. 31, 2021
Other Assets [Abstract]
Schedule of Other Assets	The following table details our other assets as of December 31, 2021 and 2020 (in thousands): 2021 2020 Profit sharing commission receivable $ 467 $ 26 Accrued investment income 1,790 2,928 Investment in unconsolidated trust subsidiaries 1,702 1,702 Fixed assets 8,299 9,222 Right of use asset 13,211 13,986 Other assets 284 149 $ 25,753 $ 28,013

Reserves for Losses and Loss _2

Reserves for Losses and Loss Adjustment Expenses (Tables)	12 Months Ended
Reserves for Losses and Loss Adjustment Expenses (Tables)	Dec. 31, 2021
Reserves for Losses and Loss Adjustment Expenses [Abstract]
Summary of Activity in the Reserves for Unpaid Losses and Loss Adjustment Expense	Activity in the consolidated reserves for unpaid losses and LAE is summarized as follows (in thousands): 2021 2020 Balance at January 1 $ 789,768 $ 620,355 Less reinsurance recoverable 357,200 274,275 Net balance at January 1 432,568 346,080 Incurred related to: Current year 269,204 326,919 Retroactive loss portfolio transfer — 21,700 Prior years 6,040 58,288 Total incurred 275,244 406,907 Paid related to: Current year 101,475 113,312 Retroactive loss portfolio transfer — 21,700 Prior years 177,571 185,407 Total paid 279,046 320,419 Net balance at December 31 428,766 432,568 Plus reinsurance recoverable 387,915 357,200 Balance at December 31 $ 816,681 $ 789,768
Impact of Net Prior Years Loss Development On Each Reporting Segment	The impact from the unfavorable (favorable) net prior years’ loss development on each reporting segment is presented below: December 31, 2021 2020 Specialty Commercial Segment $ 2,670 $ 45,808 Standard Commercial Segment (1,521) 3,357 Personal Segment 4,891 9,123 Corporate — — Total unfavorable net prior year development $ 6,040 $ 58,288
Schedule of Incurred and Paid Claims Development	Commercial Auto Liability Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 60,844 $ 69,628 $ 68,225 $ 71,515 $ 73,153 $ 75,464 $ 75,657 $ 76,333 $ 75,907 $ 75,910 $ (25) 3,646 2013 93,692 86,902 90,726 96,974 102,031 103,379 103,571 105,448 105,402 (147) 4,695 2014 102,053 93,187 99,280 106,138 113,357 116,373 120,417 120,705 (1,742) 5,259 2015 106,133 106,608 125,161 133,574 135,774 141,197 141,222 376 5,923 2016 111,913 115,044 121,714 137,690 140,794 141,739 (217) 6,126 2017 125,315 119,583 148,563 154,993 156,528 (1,301) 6,276 2018 119,070 118,334 110,052 114,281 9,449 5,299 2019 118,351 128,652 125,815 17,576 3,972 2020 101,568 100,430 29,443 3,064 2021 45,927 32,756 2,075 Total $ 1,127,961 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 12,859 $ 30,046 $ 46,510 $ 59,883 $ 69,026 $ 72,907 $ 75,190 $ 75,039 $ 75,893 $ 75,763 2013 13,333 40,670 63,255 83,184 93,554 101,146 106,894 105,194 105,194 2014 17,145 43,078 67,410 88,823 107,912 112,617 121,683 121,964 2015 18,108 48,239 95,056 123,668 141,678 139,605 139,681 2016 19,788 53,398 106,707 129,761 133,918 135,247 2017 22,578 77,884 133,880 143,791 141,545 2018 26,101 49,912 86,894 101,502 2019 16,812 61,332 78,955 2020 14,491 37,308 2021 1,663 Total $ 938,823 All outstanding liabilities before 2012, net of reinsurance 1,069 Liabilities for claims and claim adjustment expenses, net of reinsurance $ 190,207 Casualty Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 13,020 $ 11,301 $ 13,098 $ 12,230 $ 13,330 $ 12,390 $ 11,852 $ 12,944 $ 13,400 $ 13,145 $ (454) 752 2013 13,379 12,002 12,384 12,792 12,874 12,205 13,330 13,274 13,370 (502) 810 2014 15,590 14,007 12,034 11,663 11,676 13,167 13,140 12,989 (524) 950 2015 17,362 16,746 15,046 15,266 15,945 16,931 18,542 157 1,033 2016 16,039 16,513 16,927 18,625 17,508 16,819 (1,083) 1,061 2017 17,845 15,751 20,360 18,023 21,362 1,113 1,656 2018 23,056 24,590 23,856 23,055 (5,305) 2,251 2019 34,610 43,426 47,496 3,220 2,938 2020 62,464 60,706 16,107 7,503 2021 54,385 26,649 6,195 Total $ 281,868 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 1,337 $ 2,666 $ 6,096 $ 8,037 $ 10,255 $ 10,938 $ 11,357 $ 12,572 $ 12,725 $ 13,038 2013 1,331 3,190 5,461 9,212 11,134 11,866 12,255 12,478 12,972 2014 1,829 4,196 5,499 8,075 11,327 12,365 13,003 13,189 2015 1,420 4,133 8,258 13,553 16,158 15,729 16,573 2016 1,753 5,672 11,269 16,442 17,111 17,848 2017 2,900 5,884 11,268 16,264 19,633 2018 2,708 8,027 15,363 22,898 2019 2,526 17,177 32,705 2020 6,176 24,029 2021 6,892 Total $ 179,778 All outstanding liabilities before 2012, net of reinsurance 1,910 Liabilities for claims and claim adjustment expenses, net of reinsurance $ 104,001 Commercial Accounts Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 47,194 $ 48,085 $ 44,625 $ 42,632 $ 41,451 $ 40,350 $ 38,669 $ 38,669 $ 39,462 $ 39,626 $ 208 2,712 2013 46,413 47,385 46,990 43,917 42,822 39,567 40,211 40,141 40,562 178 2,809 2014 46,280 46,470 43,806 43,806 43,673 42,463 42,503 42,645 201 2,742 2015 40,966 42,580 41,429 38,385 39,287 39,206 38,677 512 2,579 2016 43,327 43,449 41,983 43,111 45,267 43,883 795 2,548 2017 40,943 42,704 43,579 44,732 45,815 1,259 2,745 2018 42,898 41,290 44,590 47,007 2,920 2,606 2019 37,984 34,616 36,044 2,867 2,754 2020 40,356 35,879 8,597 2,793 2021 46,529 21,462 2,539 Total $ 416,667 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 22,264 $ 30,096 $ 32,378 $ 34,597 $ 35,943 $ 37,808 $ 38,044 $ 38,211 $ 38,518 $ 39,108 2013 19,386 29,586 33,927 36,225 37,947 38,892 39,329 39,560 40,210 2014 21,322 31,150 33,544 36,775 39,185 41,162 41,658 41,863 2015 16,557 28,501 30,974 35,238 35,611 37,135 37,886 2016 19,776 29,456 35,035 39,417 40,828 42,819 2017 16,644 28,813 36,650 41,631 42,707 2018 19,233 29,381 33,546 40,163 2019 17,490 26,233 30,407 2020 13,942 23,914 2021 18,695 Total $ 357,772 All outstanding liabilities before 2012, net of reinsurance 1,616 Liabilities for claims and claim adjustment expenses, net of reinsurance $ 60,511 Aviation Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 10,988 $ 10,738 $ 10,353 $ 10,336 $ 10,024 $ 10,021 $ 9,941 $ 9,941 $ 9,446 $ 10,040 $ — 229 2013 10,236 11,304 10,295 9,563 10,057 10,649 10,252 10,297 10,254 — 231 2014 3,179 3,654 3,627 3,558 3,566 3,567 3,567 3,567 — 201 2015 1,870 1,709 1,643 1,631 1,630 1,635 1,635 — 198 2016 2,330 2,241 2,119 2,219 2,220 2,082 — 292 2017 2,325 2,082 2,079 2,178 2,150 — 320 2018 2,382 1,990 2,565 2,446 31 338 2019 5,246 4,525 3,580 70 305 2020 3,487 1,198 246 289 2021 3,562 1,866 194 Total $ 40,514 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 5,641 $ 8,486 $ 9,672 $ 10,049 $ 10,041 $ 10,041 $ 10,041 $ 9,941 $ 9,446 $ 10,040 2013 6,537 9,493 9,584 9,356 9,944 10,456 10,242 10,281 10,239 2014 2,779 3,105 3,259 3,327 3,565 3,567 3,567 3,567 2015 958 1,405 1,520 1,601 1,630 1,634 1,633 2016 1,469 1,907 1,918 2,082 2,216 2,082 2017 1,260 1,837 2,021 2,054 2,149 2018 1,716 2,237 2,368 2,282 2019 2,911 3,787 3,139 2020 2,120 693 2021 1,414 Total $ 37,238 All outstanding liabilities before 2012, net of reinsurance — Liabilities for claims and claim adjustment expenses, net of reinsurance $ 3,276 Runoff Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 4,804 $ 4,469 $ 3,597 $ 3,358 $ 2,821 $ 2,636 $ 2,752 $ 2,752 $ 2,773 $ 2,773 $ 91 714 2013 9,069 10,143 9,713 9,257 9,257 9,472 9,486 9,483 9,470 237 1,337 2014 9,208 9,338 9,762 10,076 10,452 10,463 10,292 10,127 431 1,027 2015 8,605 7,277 8,624 8,892 8,420 8,526 8,508 164 822 2016 3,553 4,733 4,365 4,416 4,425 4,425 — 462 2017 450 465 415 403 368 10 66 2018 — — — — — — 2019 — — — — — 2020 — — — — 2021 — — — Total $ 35,671 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 1,181 $ 2,107 $ 2,411 $ 2,594 $ 2,583 $ 2,600 $ 2,602 $ 2,675 $ 2,675 $ 2,675 2013 3,737 6,825 7,882 8,350 8,809 8,961 9,010 9,050 9,070 2014 2,933 5,972 7,970 9,004 9,210 9,323 9,487 9,571 2015 2,528 5,744 7,328 8,049 8,495 8,512 8,542 2016 1,732 2,550 3,743 4,418 4,425 4,425 2017 111 171 203 282 358 2018 — — — — 2019 — — — 2020 — — 2021 — Total $ 34,641 All outstanding liabilities before 2012, net of reinsurance 723 Liabilities for claims and claim adjustment expenses, net of reinsurance $ 1,753 Programs Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 3,001 $ 2,045 $ 2,045 $ 3,885 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ — 3 2013 1,595 2,543 1,561 2,076 2,302 2,302 2,302 2,302 2,302 — 2 2014 1,623 666 2,039 1,575 1,575 1,575 1,575 1,575 — 5 2015 1,683 1,629 752 752 752 752 752 — 2 2016 478 1,200 1,178 1,178 1,178 1,178 — 1 2017 955 1,775 1,801 1,982 1,982 7 66 2018 3,598 4,368 4,222 4,222 42 795 2019 5,407 9,150 9,078 673 1,060 2020 6,737 7,107 848 880 2021 7,620 3,322 593 Total $ 37,861 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 $ 2,045 2013 1,489 1,561 1,561 2,076 2,302 2,302 2,302 2,302 2,302 2014 758 1,502 1,575 1,575 1,575 1,575 1,575 1,575 2015 1,515 1,629 752 752 752 752 752 2016 1,139 1,139 1,178 1,178 1,178 1,178 2017 36 1,556 1,551 1,967 1,967 2018 911 1,290 3,778 4,030 2019 4,501 7,794 8,174 2020 2,908 5,563 2021 2,867 Total $ 30,453 All outstanding liabilities before 2012, net of reinsurance — Liabilities for claims and claim adjustment expenses, net of reinsurance $ 7,408 Personal Segment Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 58,604 $ 73,795 $ 70,552 $ 71,513 $ 72,042 $ 72,037 $ 72,076 $ 72,100 $ 72,123 $ 72,128 $ — 23,940 2013 55,706 59,132 60,100 60,211 60,379 60,328 60,310 60,286 60,299 — 23,472 2014 5,452 5,340 6,243 6,699 6,504 6,518 6,578 6,580 — 19,293 2015 23,104 25,682 25,307 25,136 25,102 25,185 25,194 — 23,376 2016 32,260 32,893 32,728 32,803 33,042 33,193 — 23,759 2017 23,342 21,968 21,926 22,547 22,768 — 16,818 2018 18,334 18,353 19,972 20,139 18 15,332 2019 56,009 63,722 64,677 (770) 25,728 2020 47,938 50,820 404 18,429 2021 45,295 7,690 14,671 Total $ 401,093 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 37,860 $ 64,278 $ 68,849 $ 70,807 $ 71,995 $ 72,055 $ 72,094 $ 72,124 $ 72,138 $ 72,146 2013 45,901 54,514 58,047 59,775 60,277 60,297 60,279 60,279 60,291 2014 2,515 4,418 5,631 6,428 6,566 6,580 6,583 6,585 2015 11,570 22,281 24,262 25,243 25,098 25,169 25,191 2016 21,669 30,646 32,260 32,777 32,991 33,141 2017 15,776 21,061 21,972 22,488 22,762 2018 11,137 18,009 19,628 19,983 2019 41,524 60,870 64,885 2020 32,746 48,281 2021 30,435 Total $ 383,700 All outstanding liabilities before 2012, net of reinsurance — Liabilities for claims and claim adjustment expenses, net of reinsurance $ 17,393 Property Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance As of December 31, Cumulative Number of For the Years Ended December 31, Reported Accident Unaudited IBNR Claims Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 2021 2012 $ 18,518 $ 17,541 $ 18,119 $ 17,743 $ 17,768 $ 18,005 $ 17,974 $ 17,963 $ 17,963 $ 17,963 $ — 1,629 2013 21,644 22,363 22,264 22,578 22,914 22,936 22,935 22,935 22,935 — 1,893 2014 22,551 21,950 21,862 21,793 21,852 21,876 21,932 21,932 — 2,037 2015 20,256 19,919 20,014 20,091 20,202 20,107 20,107 — 1,993 2016 20,734 22,838 22,632 22,789 22,781 22,786 — 2,031 2017 24,182 23,003 24,490 24,287 24,369 — 2,009 2018 22,822 18,694 19,611 19,680 (98) 1,078 2019 20,214 20,984 20,924 (23) 1,239 2020 41,487 38,472 1,359 1,518 2021 34,626 9,692 1,265 Total $ 243,794 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31, Accident Unaudited Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 $ 15,773 $ 17,679 $ 17,743 $ 17,666 $ 17,693 $ 17,978 $ 17,974 $ 17,963 $ 17,963 $ 17,963 2013 17,785 21,452 21,864 22,197 22,826 22,936 22,935 22,935 22,933 2014 19,586 21,749 21,778 21,849 21,911 21,955 22,013 22,000 2015 17,513 19,500 19,928 20,134 19,953 19,965 19,960 2016 17,248 22,500 22,613 22,789 22,781 22,786 2017 18,703 22,059 23,821 24,179 24,187 2018 10,923 16,914 18,138 19,006 2019 11,344 18,895 19,658 2020 18,215 29,003 2021 12,790 Total $ 210,286 All outstanding liabilities before 2012, net of reinsurance — Liabilities for claims and claim adjustment expenses, net of reinsurance $ 33,508
Reconciliation of Claims Development to Liability for Unpaid Losses	The reconciliation of the net incurred and paid development tables to the liability for unpaid losses and LAE in our consolidated balance sheets is as follows (in thousands): 2021 2020 Net outstanding liabilities for losses and LAE Commercial Auto Liability $ 190,207 $ 218,999 Casualty 104,001 97,302 Commercial Accounts 60,511 59,603 Aviation 3,276 2,448 Runoff 1,753 2,226 Programs 7,408 5,644 Personal Segment 17,393 18,597 Property 33,508 27,002 Liabilities for unpaid losses and allocated loss adjustment expenses, net of reinsurance 418,057 431,821 Reinsurance recoverable on unpaid losses and LAE Commercial Auto Liability 85,398 91,040 Casualty 141,746 122,341 Commercial Accounts 27,464 20,464 Aviation 13,385 10,143 Runoff 1,155 1,184 Programs 236 968 Personal Segment 1,707 5,613 Property 116,824 97,832 Total reinsurance recoverable on unpaid losses and LAE 387,915 349,585 Unallocated loss adjustment expenses Commercial Auto Liability 1,589 1,850 Casualty 3,694 1,681 Commercial Accounts 2,448 2,643 Aviation 99 104 Runoff 170 170 Programs 91 61 Personal Segment 1,625 1,250 Property 993 603 Total unallocated loss adjustment expenses 10,709 8,362 Total reserves for unpaid losses and loss adjustment expenses $ 816,681 $ 789,768
Annual percentage payout of incurred losses and ALAE	The following table provides supplementary unaudited information about the annual percentage payout of incurred losses and ALAE, net of reinsurance, as of December 31, 2021: Average Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance (1) Unaudited Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Commercial Auto Liability 15.3 % 25.7 % 25.5 % 16.6 % 9.0 % 4.5 % 2.3 % 0.8 % 0.3 % — % Casualty 9.4 % 17.8 % 20.5 % 23.1 % 14.9 % 4.9 % 3.6 % 3.0 % 2.0 % 0.8 % Commercial Accounts 41.0 % 23.8 % 10.2 % 8.2 % 6.0 % 3.8 % 2.5 % 2.0 % 1.5 % 1.0 % Aviation 77.9 % 8.3 % 2.7 % 4.5 % 3.0 % 1.6 % 1.1 % 0.7 % 0.2 % — % Runoff 33.5 % 31.1 % 16.1 % 9.0 % 3.3 % 1.9 % 1.5 % 1.3 % 1.2 % 1.1 % Programs 44.6 % 36.9 % 13.9 % 4.6 % — % — % — % — % — % — % Personal Segment 62.1 % 25.5 % 7.4 % 3.7 % 0.9 % 0.4 % — % — % — % — % Property 64.7 % 27.5 % 4.1 % 2.1 % 1.0 % 0.5 % 0.1 % — % — % — % (1) The average annual percentage payout is calculated from a paid losses and ALAE development pattern based on an actuarial analysis of the paid losses and ALAE movements by accident year for each disaggregation category. The paid losses and ALAE development pattern provides the expected percentage of ultimate losses and ALAE to be paid in each year. The pattern considers all accident years included in the claims development tables.

Reinsurance (Tables)

Reinsurance (Tables)	12 Months Ended
Reinsurance (Tables)	Dec. 31, 2021
Reinsurance [Abstract]
Schedule of Reinsurance Ceded and Recoveries	The following table presents our gross and net premiums written and earned and reinsurance recoveries for the last two years (in thousands): 2021 2020 Premium Written : Direct $ 643,957 $ 734,800 Assumed 9,797 8,568 Ceded (313,830) (315,036) Net premiums written $ 339,924 $ 428,332 Premium Earned: Direct $ 679,504 $ 803,034 Assumed 10,629 8,454 Ceded (310,843) (339,587) Net premiums earned $ 379,290 $ 471,901 Reinsurance recoveries $ 301,208 $ 254,882

Subordinated Debt Securities (T

Subordinated Debt Securities (Tables)	12 Months Ended
Subordinated Debt Securities (Tables)	Dec. 31, 2021
Subordinated Debt Securities [Abstract]
Summary of the nature and terms of the junior subordinated debt and trust preferred securities	The following table summarizes the nature and terms of the junior subordinated debt and trust preferred securities: Hallmark Hallmark Statutory Statutory Trust I Trust II Issue date June 21, 2005 August 23, 2007 Principal amount of trust preferred securities $ 30,000 $ 25,000 Principal amount of junior subordinated debt securities $ 30,928 $ 25,774 Maturity date of junior subordinated debt securities June 15, 2035 September 15, 2037 Trust common stock $ 928 $ 774 Interest rate, per annum Three Month LIBOR + 3.25% Three Month LIBOR + 2.90% Current interest rate at December 31, 2021 3.45% 3.10%

Segment Information (Tables)

Segment Information (Tables)	12 Months Ended
Segment Information (Tables)	Dec. 31, 2021
Segment Information [Abstract]
Schedule of Business Segment Information	The following is additional business segment information for the twelve months ended December 31, 2021 and 2020 (in thousands): 2021 2020 Revenues Specialty Commercial Segment $ 252,368 $ 340,515 Standard Commercial Segment 71,295 69,819 Personal Segment 73,969 84,730 Corporate 7,071 (26,216) Consolidated $ 404,703 $ 468,848 Depreciation and Amortization Expense Specialty Commercial Segment $ 1,592 $ 3,287 Standard Commercial Segment 541 611 Personal Segment 464 1,024 Corporate 833 832 Consolidated $ 3,430 $ 5,754 Interest Expense Specialty Commercial Segment $ — $ — Standard Commercial Segment — — Personal Segment — — Corporate 4,993 5,326 Consolidated $ 4,993 $ 5,326 Tax Expense (Benefit) Specialty Commercial Segment $ 7,133 $ (122) Standard Commercial Segment (7) (599) Personal Segment (2,157) (2,038) Corporate (2,478) (18,658) Consolidated $ 2,491 $ (21,417) Pre-tax income (loss) Specialty Commercial Segment $ 32,915 $ (7,752) Standard Commercial Segment (30) (3,039) Personal Segment (9,955) (10,338) Corporate (11,435) (94,639) Consolidated $ 11,495 $ (115,768)
Schedule of Additional Business Segment Information	The following is additional business segment information as of the following dates (in thousands): December 31, December 31, Assets: 2021 2020 Specialty Commercial Segment $ 1,163,947 $ 1,116,137 Standard Commercial Segment 194,594 183,689 Personal Segment 128,165 133,310 Corporate 66,892 63,581 Consolidated $ 1,553,598 $ 1,496,717

Earnings per Share (Tables)

Earnings per Share (Tables)	12 Months Ended
Earnings per Share (Tables)	Dec. 31, 2021
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	2021 2020 Numerator for both basic and diluted earnings per share: Net income (loss) $ 9,004 $ (94,351) Denominator, basic shares 18,164 18,137 Effect of dilutive securities: Stock-based compensation awards — — Denominator, diluted shares 18,164 18,137 Basic earnings (loss) per share: $ 0.50 $ (5.20) Diluted earnings (loss) per share: $ 0.50 $ (5.20)

Share-Based Payment Arrangeme_2

Share-Based Payment Arrangements (Tables)	12 Months Ended
Share-Based Payment Arrangements (Tables)	Dec. 31, 2021
Share-Based Payment Arrangements [Abstract]
Summary of the Status of Stock Options	A summary of the status of our stock options as of December 31, 2021 and changes during the year then ended is presented below: Average Remaining Aggregate Number of Weighted Average Contractual Intrinsic Value Shares Exercise Price Term (Years) ($000) Outstanding at January 1, 2021 14,157 $ 6.99 Granted — — Exercised — $ — Forfeited or expired (14,157) $ 6.99 Outstanding at December 31, 2021 — $ — — $ — Exercisable at December 31, 2021 — $ — — $ —
Schedule of Options, Grants in Period and Grant Date Intrinsic Value	The following table details the intrinsic value of options exercised, total cost of share-based payments charged against income before income tax benefit and the amount of related income tax benefit recognized in income for the periods indicated (in thousands): 2021 2020 Intrinsic value of options exercised $ — $ — Cost of share-based payments (non-cash) $ — $ — Income tax benefit of share-based payments recognized in income $ — $ —
Summary of the Status of Restricted Stock Units	The following table details the status of our restricted stock units as of and for the years ended December 31, 2021 and 2020: Number of Restricted Stock Units 2021 2020 Nonvested at January 1 228,827 353,491 Granted 523,757 — Vested (30,309) (19,065) Forfeited (140,586) (105,599) Nonvested at December 31 581,689 228,827

Retirement Plans (Tables)

Retirement Plans (Tables)	12 Months Ended
Retirement Plans (Tables)	Dec. 31, 2021
Retirement Plans [Abstract]
Changes in Benefit Obligations, Components of Benefit Costs, Weighted-Average Assumptions, and Plan Assets	The following tables provide detail of the changes in benefit obligations, components of benefit costs, weighted-average assumptions, and plan assets for the retirement plan as of and for the year ending December 31, 2021 and 2020 (in thousands) using a measurement date of December 31. 2021 2020 Assumptions (end of period): Discount rate used in determining benefit obligation 2.52 % 2.12 % Rate of compensation increase N/A N/A Reconciliation of funded status (end of period): Accumulated benefit obligation $ (12,400) $ (13,252) Projected benefit obligation $ (12,400) $ (13,252) Fair value of plan assets 12,226 11,393 Funded status $ (174) $ (1,859) Net actuarial loss (3,253) (4,672) Accumulated other comprehensive loss (3,253) (4,672) Prepaid pension cost 3,079 2,813 Net amount recognized as of December 31 $ (174) $ (1,859) Changes in projected benefit obligation: Benefit obligation as of beginning of period $ 13,252 $ 12,376 Interest cost 271 355 Actuarial liability loss (284) 1,352 Benefits paid (839) (831) Benefit obligation as of end of period $ 12,400 $ 13,252 Change in plan assets: Fair value of plan assets as of beginning of period $ 11,393 $ 10,988 Actual return on plan assets (net of expenses) 1,672 1,236 Employer contributions — — Benefits paid (839) (831) Fair value of plan assets as of end of period $ 12,226 $ 11,393 Net periodic pension cost: Service cost - benefits earned during the period $ — $ — Interest cost on projected benefit obligation 271 355 Expected return on plan assets (709) (684) Recognized actuarial loss 173 138 Net periodic pension cost $ (265) $ (191) Discount rate 2.12 % 2.98 % Expected return on plan assets 6.50 % 6.50 % Rate of compensation increase N/A N/A
Estimated Future Benefit Payments	Estimated future benefit payments by fiscal year (in thousands): 2022 $ 884 2023 $ 872 2024 $ 869 2025 $ 849 2026 $ 835 2026-2030 $ 3,765
Weighted-Average Asset Allocation for the Defined Benefit Cash Balance Plan	The following table shows the weighted-average asset allocation for the defined benefit cash balance plan held as of December 31, 2021 and 2020. December 31 2021 2020 Asset Category: Debt securities 24 % 25 % Equity securities 72 % 70 % Other 4 % 5 % Total 100 % 100 %
Schedule of Fair Value, Assets Measured on Recurring Basis	The following table presents, for each of the fair value hierarchy levels, our plan assets that are measured at fair value on a recurring basis at December 31, 2021 and December 31, 2020 (in thousands). As of December 31, 2021 Quoted Prices in Active Other Observable Markets for Identical Inputs Unobservable Inputs Assets (Level 1) (Level 2) (Level 3) Total Mutual funds $ 2,991 $ — $ — $ 2,991 Equity securities 8,779 — — 8,779 Total $ 11,770 $ — $ — $ 11,770 As of December 31, 2020 Quoted Prices in Active Markets for Identical Other Observable Unobservable Inputs Assets (Level 1) Inputs (Level 2) (Level 3) Total Debt securities $ — $ 2,875 $ — $ 2,875 Equity securities 7,978 — — 7,978 Total $ 7,978 $ 2,875 $ — $ 10,853

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
Income Taxes (Tables)	Dec. 31, 2021
Income Taxes [Abstract]
Schedule of Deferred Tax Assets and Liabilities	The composition of deferred tax assets and liabilities and the related tax effects as of December 31, 2021 and 2020, are as follows (in thousands): 2021 2020 Deferred tax liabilities: Deferred policy acquisition costs $ (1,431) $ (3,746) Net unrealized holding gain on investments (1,781) (1,579) Agency relationship (5) (11) Intangible assets — — Goodwill — — Bond amortization — — Fixed assets (927) (1,293) Other (167) (343) Total deferred tax liabilities (4,311) (6,972) Deferred tax assets: Unearned premiums 5,796 7,639 Amortization of non-compete agreements — — Intangible assets 192 308 Pension liability 683 981 Net operating loss carry-forward 124 118 Unpaid loss and loss adjustment expense 5,375 4,688 Rent reserve 3 45 Bonus accrual 312 671 Deferred social security tax 178 356 Investment impairments 217 336 Other 337 554 Total deferred tax assets 13,217 15,696 Deferred federal income taxes, net $ 8,906 $ 8,724
Schedule of Effective Income Tax Rate Reconciliation	A reconciliation of the income tax provisions based on the applicable statutory tax rate of 21% to the provisions reflected in the consolidated financial statements for the years ended December 31, 2021 and 2020, respectively, is as follows (in thousands): 2021 2020 Computed expected income tax expense (benefit) at statutory tax rate $ 2,414 $ (22,884) Meals and entertainment 34 28 Tax exempt interest (234) (300) Dividends received deduction (190) (111) Goodwill — 7,410 State taxes (net of federal benefit) 208 223 Rate differential on NOL — (3,383) True up — (2,369) Other 259 (31) Income tax expense (benefit) $ 2,491 $ (21,417) Current income tax expense (benefit) $ 2,297 $ (14,904) Deferred tax expense (benefit) 194 (6,513) Income tax expense (benefit) $ 2,491 $ (21,417)
Summary of Operating Loss Carryforwards	The net operating losses will expire if unused, as follows (in thousands): Year 2022 $ — 2028 2 2029 25 2031 45 2032 77 2033 73 2034 59 2035 33 2036 50 2037 29 2038 40 2039 70 2040 60 2041 26 $ 589

Supplemental Cash Flow Inform_2

Supplemental Cash Flow Information (Tables)	12 Months Ended
Supplemental Cash Flow Information (Tables)	Dec. 31, 2021
Supplemental Cash Flow Information [Abstract]
Reconciliation of Cash, Cash Equivalents and Restricted Cash in Balance Sheet to Cash Flows	The following table provides a reconciliation of cash, cash equivalents and restricted cash reported in the consolidated balance sheet to the total of the same such amounts shown in the statement of cash flows: As of December 31, 2021 2020 Cash and cash equivalents $ 352,867 $ 102,580 Restricted cash 3,810 5,728 Total cash, cash equivalents and restricted cash shown in the statement of cash flows $ 356,677 $ 108,308
Supplemental cash flow information	The following table provides supplemental cash flow information for the years ended December 31, 2021 and 2020: December 31, 2021 2020 Interest paid $ 3,181 $ 4,860 Income taxes paid $ (4,177) $ 653 Supplemental schedule of non-cash investing activities: Receivable for securities related to investment disposals $ 1,326 $ 913 Payable for securities related to investment purchases $ 3,280 $ -

Changes in Accumulated Other _2

Changes in Accumulated Other Comprehensive Income Balances (Tables)	12 Months Ended
	Dec. 31, 2021
Changes in Accumulated Other Comprehensive (Loss) Income Balances [Abstract]
Schedule of Changes in Accumulated Other Comprehensive Income	The changes in accumulated other comprehensive income balances as of December 31, 2021 and 2020 were as follows (in thousands): Accumulated Other Pension Unrealized Comprehensive Liability Gains (Loss) Income (Loss) Balance at January 1, 2020 $ (3,239) $ 3,927 $ 688 Other comprehensive income: Change in net actuarial gain (662) — (662) Tax effect on change in net actuarial gain 139 — 139 Unrealized holding gains arising during the period — 709 709 Tax effect on unrealized gains arising during the period — (149) (149) Reclassification adjustment for gains included in net realized gains — (433) (433) Tax effect on reclassification adjustment for gains included in income tax expense — 91 91 Other comprehensive loss, net of tax (523) 218 (305) Balance at December 31, 2020 $ (3,762) $ 4,145 $ 383 Other comprehensive loss: Change in net actuarial gain 1,419 — 1,419 Tax effect on change in net actuarial gain (298) — (298) Unrealized holding gains arising during the period — 2,832 2,832 Tax effect on unrealized gains arising during the period — (595) (595) Reclassification adjustment for gains included in net realized gains — (6,046) (6,046) Tax effect on reclassification adjustment for gains included in income tax expense — 1,270 1,270 Other comprehensive loss, net of tax 1,121 (2,539) (1,418) Balance at December 31, 2021 $ (2,641) $ 1,606 $ (1,035)

Leases (Tables)

Leases (Tables)	12 Months Ended
Leases (Tables)	Dec. 31, 2021
Leases [Abstract]
Summary of components of lease expense and other lease information	Twelve Months Ended December 31, 2021 2020 Operating lease cost $ 2,147 $ 3,010 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 2,171 $ 2,473 Right-of-use assets obtained in exchange for new operating lease liabilities $ 436 $ —
Summary of balance sheet components	The components of lease expense and other lease information as of and during the twelve month periods ended December 31, 2021 and 2020 are as follows (in thousands): December 31, 2021 2020 Operating lease right-of-use assets $ 13,211 $ 13,986 Operating lease liabilities $ 15,062 $ 15,862 Weighted-average remaining lease term - operating leases 11.4 10.2 Weighted-average discount rate - operating leases 6.22% 5.88%
Summary of future minimum lease payments under non-cancellable leases	Future minimum lease payments under non-cancellable leases as of December 31, 2021 and December 31, 2020 are as follows (in thousands): December 31, December 31, 2021 2020 2021 $ — $ 2,172 2022 2,171 2,171 2023 2,023 1,885 2024 2,216 1,940 2025 2,450 1,975 Thereafter 18,264 11,351 Total future minimum lease payments $ 27,124 $ 21,494 Less imputed interest $ (12,062) $ (5,632) Total operating lease liability $ 15,062 $ 15,862

Accounting Policies (Narrative)

Accounting Policies (Narrative) (Details) $ in Thousands	Aug. 23, 2007USD ($)	Jun. 21, 2005USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2021USD ($)segment	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Number of Reportable Segments \| segment				3
Amortized				$ 107,100	$ 165,600
Deferred Policy Ceded Commission, Acquisition Cost				73,500	79,000
Amortized, Ceded				(71,900)	(86,700)
Net				11,000	5,200
Deferred, dispositions				(97,700)	(152,700)
Impairment of goodwill			$ 44,700
Impairment of Intangible Assets, Indefinite-lived (Excluding Goodwill)			$ 1,300
Goodwill				0		$ 44,700
Impairment or disposal of long-lived assets				0
Property and equipment, gross				$ 38,200	36,300
Property and equipment, depreciation method				straight-line method
Depreciation				$ 2,900	3,300
Property and equipment, accumulated depreciation				30,000	27,100
Policy fees				6,100	7,200
Operating lease right-of-use assets				$ 13,211	$ 13,986
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]				Other Assets	Other Assets
Total operating lease liability				$ 15,062	$ 15,862
Operating Lease, Liability, Statement of Financial Position [Extensible List]				Accounts Payable and Accrued Liabilities	Accounts Payable and Accrued Liabilities
Hallmark Statutory Trust I [Member]
Proceeds from issuance of trust preferred securities		$ 30,000
Hallmark Statutory Trust I I [Member]
Proceeds from issuance of trust preferred securities	$ 25,000
Minimum [Member]
Property and equipment, estimated useful lives				3 years	3 years
Maximum [Member]
Property and equipment, estimated useful lives				10 years	10 years
Accounting Standards Update 2016-02 [Member] \| Leaseholds and Leasehold Improvements [Member]
Property and equipment, gross				$ 3,800	$ 2,900
Senior unsecured notes due 2029 [Member]
Long-term debt, gross				49,300	49,100
Notes Payable, Fair Value Disclosure				52,200	54,300
Subordinated Debt [Member]
Trust preferred securities, fair value				29,400	26,600
Trust preferred securities, carrying value				$ 55,900	$ 55,900
Subordinated Debt [Member] \| Hallmark Statutory Trust I [Member]
Payments to acquire trust preferred investments		$ 30,900
Subordinated Debt [Member] \| Hallmark Statutory Trust I I [Member]
Payments to acquire trust preferred investments	$ 25,800

Investments (Narrative) (Detail

Investments (Narrative) (Details) $ in Thousands	12 Months Ended
Investments (Narrative) (Details) $ in Thousands	Dec. 31, 2021USD ($)security	Dec. 31, 2020USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Gross gains on investments	$ 6,700	$ 22,800
Realized gains on sale of investments	5,900	21,000
Gross losses on investments	700	20,700
Realized losses on sale of investments	500	20,200
Proceeds from sale of investment securities	23,100	155,000
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Other-than-temporary impairment	$ 0	$ 1,692
Number of securities sold \| security	0	1
Debt Securities, Available-for-sale, Realized Gain (Loss), Excluding Other-than-temporary Impairment	$ 0	$ 0
Securities pledged for the benefit of various state insurance departments and reinsurers	$ 30,000	$ 29,700
Equity Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of debt securities with unrealized loss \| security	14	13
Number of debt securities with unrealized loss, less than 12 months \| security	10	6
Number of debt securities with unrealized loss, greater than 12 months \| security	4	7
Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of debt securities with unrealized loss \| security	100	81
Number of debt securities with unrealized loss, less than 12 months \| security	74	64
Number of debt securities with unrealized loss, greater than 12 months \| security	26	17

Investments (Cost or Amortized

Investments (Cost or Amortized Cost and Estimated Fair Value of Investments in Debt and Equity Securities by Category) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Cost/Amortized Cost	$ 288,175	$ 502,167
Fair Value	290,073	507,279
Equity Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Equity securities, Cost/Amortized Cost	42,120	26,988
Total equity securities	48,695	29,388
Investments, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Investments, Cost/Amortized Cost	330,295	529,155
Investments, Gross Unrealized Gains	12,011	12,094
Investments, Gross Unrealized Losses	(3,538)	(4,582)
Investments, Fair value	338,768	536,667
Collateralized Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Cost/Amortized Cost	1,830
Fair Value	1,855
Debt Securities [Member]
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Cost/Amortized Cost	288,175	502,167
Gross Unrealized Gain	2,656	6,446
Gross Unrealized Loss	(758)	(1,334)
Fair Value	290,073	507,279
Debt Securities [Member] \| U.S. Treasury securities and obligations of U.S. Government [Member]
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Cost/Amortized Cost	63,098	179,259
Gross Unrealized Gain	56	487
Gross Unrealized Loss	(170)	0
Fair Value	62,984	179,746
Debt Securities [Member] \| Corporate Bonds [Member]
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Cost/Amortized Cost	103,515	214,666
Gross Unrealized Gain	2,115	5,086
Gross Unrealized Loss	(49)	(384)
Fair Value	105,581	219,368
Debt Securities [Member] \| Corporate bank loans [Member]
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Cost/Amortized Cost	81,570	53,650
Gross Unrealized Gain	84	3
Gross Unrealized Loss	(465)	(871)
Fair Value	81,189	52,782
Debt Securities [Member] \| Municipal Bonds [Member]
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Cost/Amortized Cost	38,162	49,833
Gross Unrealized Gain	372	756
Gross Unrealized Loss	(70)	(50)
Fair Value	38,464	50,539
Debt Securities [Member] \| Collateralized Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Cost/Amortized Cost	1,830	4,759
Gross Unrealized Gain	29	114
Gross Unrealized Loss	(4)	(29)
Fair Value	1,855	4,844
Equity Securities [Member]
Equity Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Equity securities, Cost/Amortized Cost	42,120	26,988
Equity Securities, Gross Unrealized Gains	9,355	5,648
Equity Securities, Gross Unrealized Losses	(2,780)	(3,248)
Total equity securities	$ 48,695	$ 29,388

Investments (Major Categories o

Investments (Major Categories of net Investment Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Schedule of Investments [Line Items]
Investment income	$ 10,586	$ 13,704
Investment expenses	(871)	(784)
Investment income, net of expenses	9,715	12,920
Cash and Cash Equivalents [Member]
Schedule of Investments [Line Items]
Investment income	13	0
Equity Securities [Member]
Schedule of Investments [Line Items]
Investment income	2,404	1,369
Debt Securities [Member] \| U.S. Treasury securities and obligations of U.S. Government [Member]
Schedule of Investments [Line Items]
Investment income	578	885
Debt Securities [Member] \| Corporate Bonds [Member]
Schedule of Investments [Line Items]
Investment income	4,371	7,223
Debt Securities [Member] \| Corporate bank loans [Member]
Schedule of Investments [Line Items]
Investment income	1,427	1,688
Debt Securities [Member] \| Municipal Bonds [Member]
Schedule of Investments [Line Items]
Investment income	1,713	2,347
Debt Securities [Member] \| Collateralized Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Investment income	$ 80	$ 192

Investments (Major Categories_2

Investments (Major Categories of Net Investment Gains (Losses) on Investments) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Gain (Loss) on Securities [Line Items]
Gain on investments	$ 6,046	$ 2,125
Other-than-temporary impairment	0	(1,692)
Investment (losses) gains, net	10,222	(22,894)
Equity Securities [Member]
Gain (Loss) on Securities [Line Items]
Gain on equity securities	5,453	3,472
Unrealized (losses) gains	4,176	(24,921)
Other Investments [Member]
Gain (Loss) on Securities [Line Items]
Gain on equity securities	0	(3,740)
Unrealized (losses) gains	0	1,594
U.S. Treasury securities and obligations of U.S. Government [Member] \| Debt Securities [Member]
Gain (Loss) on Securities [Line Items]
Gain (loss) on debt securities	0	(3)
Corporate Bonds [Member] \| Debt Securities [Member]
Gain (Loss) on Securities [Line Items]
Gain (loss) on debt securities	494	959
Corporate bank loans [Member] \| Debt Securities [Member]
Gain (Loss) on Securities [Line Items]
Gain (loss) on debt securities	124	40
Municipal Bonds [Member] \| Debt Securities [Member]
Gain (Loss) on Securities [Line Items]
Gain (loss) on debt securities	(25)	1,397
Collateralized Mortgage Backed Securities [Member] \| Debt Securities [Member]
Gain (Loss) on Securities [Line Items]
Gain (loss) on debt securities	$ 0	$ 0

Investments (Summary of Gross U

Investments (Summary of Gross Unrealized Gain (Loss) on Investments) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Investments, Unrealized Loss Position, Fair Value
Investments, Fair Value 12 months or less	$ 95,071	$ 66,100
Investments, Fair Value Longer than 12 months	25,111	10,716
Investments, Total Fair Value	120,182	76,816
Investments, Unrealized Losses
Investments, Unrealized Losses 12 months or less	(1,115)	(2,413)
Investments, Unrealized Losses Longer than 12 months	(2,423)	(2,169)
Investments, Total Unrealized Losses	(3,538)	(4,582)
Debt Securities [Member]
Debt Securities, Unrealized Loss Position, Fair Value
Debt securities, Fair Value 12 months or less	88,850	56,528
Debt securities, Fair Value Longer than 12 months	20,056	8,868
Debt securities, Total Fair Value	108,906	65,396
Debt securities, Unrealized Losses
Debt securities, Unrealized Losses 12 months or less	(405)	(803)
Debt securities, Unrealized Losses Longer than 12 months	(353)	(531)
Debt securities, Total Unrealized Losses	758	1,334
Debt Securities [Member] \| U.S. Treasury securities and obligations of U.S. Government [Member]
Debt Securities, Unrealized Loss Position, Fair Value
Debt securities, Fair Value 12 months or less	43,273	0
Debt securities, Fair Value Longer than 12 months	0	0
Debt securities, Total Fair Value	43,273	0
Debt securities, Unrealized Losses
Debt securities, Unrealized Losses 12 months or less	(170)	0
Debt securities, Unrealized Losses Longer than 12 months	0	0
Debt securities, Total Unrealized Losses	170	0
Debt Securities [Member] \| Corporate Bonds [Member]
Debt Securities, Unrealized Loss Position, Fair Value
Debt securities, Fair Value 12 months or less	0	7,801
Debt securities, Fair Value Longer than 12 months	2,245	3,556
Debt securities, Total Fair Value	2,245	11,357
Debt securities, Unrealized Losses
Debt securities, Unrealized Losses 12 months or less	0	(186)
Debt securities, Unrealized Losses Longer than 12 months	(49)	(198)
Debt securities, Total Unrealized Losses	49	384
Debt Securities [Member] \| Corporate bank loans [Member]
Debt Securities, Unrealized Loss Position, Fair Value
Debt securities, Fair Value 12 months or less	42,256	45,233
Debt securities, Fair Value Longer than 12 months	16,763	4,144
Debt securities, Total Fair Value	59,019	49,377
Debt securities, Unrealized Losses
Debt securities, Unrealized Losses 12 months or less	(177)	(559)
Debt securities, Unrealized Losses Longer than 12 months	(288)	(312)
Debt securities, Total Unrealized Losses	465	871
Debt Securities [Member] \| Municipal Bonds [Member]
Debt Securities, Unrealized Loss Position, Fair Value
Debt securities, Fair Value 12 months or less	3,321	2,859
Debt securities, Fair Value Longer than 12 months	1,038	1,154
Debt securities, Total Fair Value	4,359	4,013
Debt securities, Unrealized Losses
Debt securities, Unrealized Losses 12 months or less	(58)	(33)
Debt securities, Unrealized Losses Longer than 12 months	(12)	(17)
Debt securities, Total Unrealized Losses	70	50
Debt Securities [Member] \| Collateralized Mortgage Backed Securities [Member]
Debt Securities, Unrealized Loss Position, Fair Value
Debt securities, Fair Value 12 months or less	0	635
Debt securities, Fair Value Longer than 12 months	10	14
Debt securities, Total Fair Value	10	649
Debt securities, Unrealized Losses
Debt securities, Unrealized Losses 12 months or less	0	(25)
Debt securities, Unrealized Losses Longer than 12 months	(4)	(4)
Debt securities, Total Unrealized Losses	4	29
Equity Securities [Member]
Equity Securities, Unrealized Loss Position, Fair Value
Equity securities, Fair Value 12 months or less	6,221	9,572
Equity securities, Fair Value Longer than 12 months	5,055	1,848
Equity securities, Total Fair Value	11,276	11,420
Equity Securities, Unrealized Loss
Equity securities, Unrealized Losses 12 months or less	(710)	(1,610)
Equity securities, Unrealized Losses Longer than 12 months	(2,070)	(1,638)
Equity securities, Total Unrealized Losses	$ (2,780)	$ (3,248)

Investments (Schedule of Amorti

Investments (Schedule of Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturities) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost, Due in one year or less	$ 105,045
Amortized Cost, Due after one year through five years	108,438
Amortized Cost, Due after five years through ten years	65,005
Amortized Cost, Amortized Cost Due after ten years	7,857
Amortized Cost	288,175	$ 502,167
Fair Value, Due in one year or less	106,047
Fair Value, Due after one year through five years	109,195
Fair Value, Due after five years through ten years	64,926
Fair Value, Due after ten years	8,050
Fair Value	290,073	$ 507,279
Collateralized Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,830
Fair Value	$ 1,855

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details) $ in Thousands	12 Months Ended
Fair Value (Narrative) (Details) $ in Thousands	Dec. 31, 2021USD ($)security	Dec. 31, 2020USD ($)security
Fair Value [Abstract]
Available-For-Sale Securities, Number Of Debt Securities With Unobservable Inputs \| security	1	1
Transfer of assets from level 1 to level 2	$ 0	$ 0
Transfer of assets from level 2 to level 1	0	0
Transfer of liabilities from level 1 to level 2	0	0
Transfer of liabilities from level 2 to level 1	0	0
Transfers into Level 3	0	0
Transfers out of level 3	$ 0	$ 0

Fair Value (Fair Value of Asset

Fair Value (Fair Value of Assets Measured on a Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 290,073	$ 507,279
Total equity securities	48,695	29,388
Total investments	338,768	536,667
Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	48,695	29,388
Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	1,855
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	290,073	507,279
Total investments	338,768	536,667
Fair Value, Recurring [Member] \| Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	48,695	29,388
Fair Value, Recurring [Member] \| U.S. Treasury securities and obligations of U.S. Government [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	62,984	179,746
Fair Value, Recurring [Member] \| Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	105,581	219,368
Fair Value, Recurring [Member] \| Corporate bank loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	81,189	52,782
Fair Value, Recurring [Member] \| Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	38,464	50,539
Fair Value, Recurring [Member] \| Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	1,855	4,844
Fair Value, Inputs, Level 1 [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Total investments	48,695	29,388
Fair Value, Inputs, Level 1 [Member] \| Fair Value, Recurring [Member] \| Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	48,695	29,388
Fair Value, Inputs, Level 1 [Member] \| Fair Value, Recurring [Member] \| U.S. Treasury securities and obligations of U.S. Government [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Fair Value, Inputs, Level 1 [Member] \| Fair Value, Recurring [Member] \| Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Fair Value, Inputs, Level 1 [Member] \| Fair Value, Recurring [Member] \| Corporate bank loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Fair Value, Inputs, Level 1 [Member] \| Fair Value, Recurring [Member] \| Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Fair Value, Inputs, Level 1 [Member] \| Fair Value, Recurring [Member] \| Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Fair Value, Inputs, Level 2 [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	289,726	506,931
Total investments	289,726	506,931
Fair Value, Inputs, Level 2 [Member] \| Fair Value, Recurring [Member] \| Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	0	0
Fair Value, Inputs, Level 2 [Member] \| Fair Value, Recurring [Member] \| U.S. Treasury securities and obligations of U.S. Government [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	62,984	179,746
Fair Value, Inputs, Level 2 [Member] \| Fair Value, Recurring [Member] \| Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	105,234	219,020
Fair Value, Inputs, Level 2 [Member] \| Fair Value, Recurring [Member] \| Corporate bank loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	81,189	52,782
Fair Value, Inputs, Level 2 [Member] \| Fair Value, Recurring [Member] \| Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	38,464	50,539
Fair Value, Inputs, Level 2 [Member] \| Fair Value, Recurring [Member] \| Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	1,855	4,844
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	347	348
Total investments	347	348
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Recurring [Member] \| Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	0	0
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Recurring [Member] \| U.S. Treasury securities and obligations of U.S. Government [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Recurring [Member] \| Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	347	348
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Recurring [Member] \| Corporate bank loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Recurring [Member] \| Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Recurring [Member] \| Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 0	$ 0

Fair Value (Fair Value, Assets

Fair Value (Fair Value, Assets Measured on Recurring Basis Using Significant Unobservable Inputs (Level 3)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 348	$ 339
Sales	0	0
Settlements	0	0
Purchases	0	0
Issuances	0	0
Total realized/unrealized gains included in net income	0	0
Net gain included in other comprehensive income	(1)	9
Transfers into Level 3	0	0
Transfers out of Level 3	0	0
Ending balance	$ 347	$ 348

Acquisitions, Goodwill and In_2

Acquisitions, Goodwill and Indefinite-Lived Intangible Assets (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2019
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill, Impairment Loss	$ 44.7
Impairment of Intangible Assets, Indefinite-lived (Excluding Goodwill)	$ 1.3
Goodwill		$ 0	$ 44.7
Indefinite-lived intangibles		$ 0
Weighted average period to amortize acquired intangible assets		13 years
Commercial Accounts business unit [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill			2.1
Aerospace & Programs business unit [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill			9.7
Commercial Auto business units [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill			21.3
E&S Casualty business unit [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill			6.3
Public Entity Component [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill			2.6
E & S Package component [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill			3.7
Personal Lines Business Unit [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill			$ 5.3

Acquisitions, Goodwill and In_3

Acquisitions, Goodwill and Intangible Assets (Schedule of Acquired Intangible Assets by Major Category) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Acquired Finite-Lived Intangible Assets [Line Items]
Total gross carrying amount	$ 43,084	$ 43,084
Total accumulated amortization	(42,265)	(41,762)
Total net carrying amount	819	1,322
Customer Relationships [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Total gross carrying amount	32,177	32,177
Total accumulated amortization	(31,443)	(30,990)
Trade Names [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Total gross carrying amount	3,440	3,440
Total accumulated amortization	(3,355)	(3,305)
Management Agreement [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Total gross carrying amount	3,232	3,232
Total accumulated amortization	(3,232)	(3,232)
Non-compete & Employment Agreements [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Total gross carrying amount	4,235	4,235
Total accumulated amortization	(4,235)	(4,235)
Insurance Licenses [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Total gross carrying amount	$ 0	$ 0

Acquisitions, Goodwill and In_4

Acquisitions, Goodwill and Intangible Assets (Schedule of Estimated Aggregate Amortization Expense for Finite-Lived Intangible Assets) (Details) $ in Thousands	Dec. 31, 2021USD ($)
Acquisitions, Goodwill and Indefinite-Lived Intangible Assets [Abstract]
2022	$ 501
2023	318
2024	0
2025	0
2026	$ 0

Acquisitions, Goodwill and In_5

Acquisitions, Goodwill and Intangible Assets (Schedule of Weighted Average Amortization Period for Definite Lived Intangible Assets by Major Class) (Details)	12 Months Ended
	Dec. 31, 2021
Finite-Lived Intangible Assets [Line Items]
Weighted average period to amortize acquired intangible assets	13 years
Trade Names [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted average period to amortize acquired intangible assets	15 years
Customer Relationships [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted average period to amortize acquired intangible assets	15 years
Management Agreement [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted average period to amortize acquired intangible assets	4 years
Non-compete & Employment Agreements [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted average period to amortize acquired intangible assets	5 years

Other Assets (Schedule of Other

Other Assets (Schedule of Other Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Other Assets [Abstract]
Profit sharing commission receivable	$ 467	$ 26
Accrued investment income	1,790	2,928
Investment in unconsolidated trust subsidiaries	1,702	1,702
Fixed assets	8,299	9,222
Right of use asset	13,211	13,986
Other assets	284	149
Other Assets, Total	$ 25,753	$ 28,013

Reserves for Losses and Loss _3

Reserves for Losses and Loss Adjustment Expenses (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Reserves for Losses and Loss Adjustment Expenses [Abstract]
Prior years	$ 6,040	$ 58,288

Reserves for Losses and Loss _4

Reserves for Losses and Loss Adjustment Expenses (Activity in the Reserves for Unpaid Losses and Loss Adjustment Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Reserves for Losses and Loss Adjustment Expenses [Abstract]
Balance at January 1	$ 789,768	$ 620,355
Less reinsurance recoverable	357,200	274,275
Net balance at January 1	432,568	346,080
Incurred related to:
Current year	269,204	326,919
Retroactive loss portfolio transfer	0	21,700
Prior years	6,040	58,288
Total incurred	275,244	406,907
Paid related to:
Current year	101,475	113,312
Retroactive loss portfolio transfer	0	21,700
Prior years	177,571	185,407
Total paid	279,046	320,419
Net balance at December 31	428,766	432,568
Plus reinsurance recoverable	387,915	357,200
Balance at December 31	$ 816,681	$ 789,768

Reserves for Losses and Loss _5

Reserves for Losses and Loss Adjustment Expenses (Causes for Prior Accident Year Reserve Development by Segment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Total unfavorable (favorable) net prior year development	$ 6,040	$ 58,288
Specialty Commercial Segment [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Total unfavorable (favorable) net prior year development	2,670	45,808
Standard Commercial Segment [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Total unfavorable (favorable) net prior year development	(1,521)	3,357
Personal Segment [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Total unfavorable (favorable) net prior year development	4,891	9,123
Corporate [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Total unfavorable (favorable) net prior year development	$ 0	$ 0

Reserves for Losses and Loss _6

Reserves for Losses and Loss Adjustment Expenses (Incurred and Paid Claims Development - Commercial Auto Liability) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)claim	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2012USD ($)
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development	$ 6,040	$ 58,288
Incurred claims and claim adjustment expenses related to current year	269,204	326,919
Total incurred	275,244	406,907
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	177,571	185,407
Paid claims and allocated claim adjustment expenses related to current year	101,475	113,312
Total paid	279,046	320,419
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	428,766	432,568	$ 346,080
Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years										$ 1,181
Commercial Auto business units [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total incurred	1,127,961
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Total paid	938,823
All outstanding liabilities before 2012, net of reinsurance	1,069
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	190,207
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		75,907	76,333	$ 75,657	$ 75,464	$ 73,153	$ 71,515	$ 68,225	$ 69,628	60,844
Incurred claims and claim adjustment expenses related to current year	75,910
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (25)
Cumulative number of reported claims \| claim	3,646
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 75,763	75,893	75,039	75,190	72,907	69,026	59,883	46,510	30,046	$ 12,859
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized In 2013 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		105,448	103,571	103,379	102,031	96,974	90,726	86,902	93,692
Incurred claims and claim adjustment expenses related to current year	105,402
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (147)
Cumulative number of reported claims \| claim	4,695
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 105,194	105,194	106,894	101,146	93,554	83,184	63,255	40,670	$ 13,333
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized In 2014 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		120,417	116,373	113,357	106,138	99,280	93,187	102,053
Incurred claims and claim adjustment expenses related to current year	120,705
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (1,742)
Cumulative number of reported claims \| claim	5,259
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 121,964	121,683	112,617	107,912	88,823	67,410	43,078	$ 17,145
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized in 2015 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		141,197	135,774	133,574	125,161	106,608	106,133
Incurred claims and claim adjustment expenses related to current year	141,222
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 376
Cumulative number of reported claims \| claim	5,923
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 139,681	139,605	141,678	123,668	95,056	48,239	$ 18,108
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized in 2016 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		140,794	137,690	121,714	115,044	111,913
Incurred claims and claim adjustment expenses related to current year	141,739
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (217)
Cumulative number of reported claims \| claim	6,126
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 135,247	133,918	129,761	106,707	53,398	$ 19,788
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized in 2017 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		154,993	148,563	119,583	125,315
Incurred claims and claim adjustment expenses related to current year	156,528
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (1,301)
Cumulative number of reported claims \| claim	6,276
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 141,545	143,791	133,880	77,884	$ 22,578
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized In 2018 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		110,052	118,334	119,070
Incurred claims and claim adjustment expenses related to current year	114,281
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 9,449
Cumulative number of reported claims \| claim	5,299
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 101,502	86,894	49,912	$ 26,101
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized In 2019 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		128,652	118,351
Incurred claims and claim adjustment expenses related to current year	125,815
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 17,576
Cumulative number of reported claims \| claim	3,972
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 78,955	61,332	$ 16,812
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized In 2020 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		101,568
Incurred claims and claim adjustment expenses related to current year	100,430
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 29,443
Cumulative number of reported claims \| claim	3,064
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 37,308	$ 14,491
Commercial Auto business units [Member] \| Loss Adjustment Expenses Recognized In 2021 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Incurred claims and claim adjustment expenses related to current year	45,927
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 32,756
Cumulative number of reported claims \| claim	2,075
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to current year	$ 1,663

Reserves for Losses and Loss _7

Reserves for Losses and Loss Adjustment Expenses (Incurred and Paid Claims Development - Casualty) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)claim	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2012USD ($)
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development	$ 6,040	$ 58,288
Incurred claims and claim adjustment expenses related to current year	269,204	326,919
Total incurred	275,244	406,907
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	177,571	185,407
Paid claims and allocated claim adjustment expenses related to current year	101,475	113,312
Total paid	279,046	320,419
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	428,766	432,568	$ 346,080
Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years										$ 1,181
E&S Casualty business unit [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total incurred	281,868
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Total paid	179,778
All outstanding liabilities before 2012, net of reinsurance	1,910
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	104,001
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		13,400	12,944	$ 11,852	$ 12,390	$ 13,330	$ 12,230	$ 13,098	$ 11,301	13,020
Incurred claims and claim adjustment expenses related to current year	13,145
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (454)
Cumulative number of reported claims \| claim	752
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 13,038	12,725	12,572	11,357	10,938	10,255	8,037	6,096	2,666	$ 1,337
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized In 2013 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		13,274	13,330	12,205	12,874	12,792	12,384	12,002	13,379
Incurred claims and claim adjustment expenses related to current year	13,370
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (502)
Cumulative number of reported claims \| claim	810
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 12,972	12,478	12,255	11,866	11,134	9,212	5,461	3,190	$ 1,331
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized In 2014 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		13,140	13,167	11,676	11,663	12,034	14,007	15,590
Incurred claims and claim adjustment expenses related to current year	12,989
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (524)
Cumulative number of reported claims \| claim	950
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 13,189	13,003	12,365	11,327	8,075	5,499	4,196	$ 1,829
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized in 2015 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		16,931	15,945	15,266	15,046	16,746	17,362
Incurred claims and claim adjustment expenses related to current year	18,542
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 157
Cumulative number of reported claims \| claim	1,033
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 16,573	15,729	16,158	13,553	8,258	4,133	$ 1,420
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized in 2016 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		17,508	18,625	16,927	16,513	16,039
Incurred claims and claim adjustment expenses related to current year	16,819
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (1,083)
Cumulative number of reported claims \| claim	1,061
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 17,848	17,111	16,442	11,269	5,672	$ 1,753
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized in 2017 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		18,023	20,360	15,751	17,845
Incurred claims and claim adjustment expenses related to current year	21,362
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 1,113
Cumulative number of reported claims \| claim	1,656
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 19,633	16,264	11,268	5,884	$ 2,900
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized In 2018 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		23,856	24,590	23,056
Incurred claims and claim adjustment expenses related to current year	23,055
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (5,305)
Cumulative number of reported claims \| claim	2,251
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 22,898	15,363	8,027	$ 2,708
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized In 2019 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		43,426	34,610
Incurred claims and claim adjustment expenses related to current year	47,496
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 3,220
Cumulative number of reported claims \| claim	2,938
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 32,705	17,177	$ 2,526
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized In 2020 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		62,464
Incurred claims and claim adjustment expenses related to current year	60,706
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 16,107
Cumulative number of reported claims \| claim	7,503
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 24,029	$ 6,176
E&S Casualty business unit [Member] \| Loss Adjustment Expenses Recognized In 2021 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Incurred claims and claim adjustment expenses related to current year	54,385
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 26,649
Cumulative number of reported claims \| claim	6,195
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to current year	$ 6,892

Reserves for Losses and Loss _8

Reserves for Losses and Loss Adjustment Expenses (Incurred and Paid Claims Development - Commercial Accounts) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)claim	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2012USD ($)
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development	$ 6,040	$ 58,288
Incurred claims and claim adjustment expenses related to current year	269,204	326,919
Total incurred	275,244	406,907
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	177,571	185,407
Paid claims and allocated claim adjustment expenses related to current year	101,475	113,312
Total paid	279,046	320,419
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	428,766	432,568	$ 346,080
Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years										$ 1,181
Commercial Accounts business unit [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total incurred	416,667
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Total paid	357,772
All outstanding liabilities before 2012, net of reinsurance	1,616
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	60,511
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		39,462	38,669	$ 38,669	$ 40,350	$ 41,451	$ 42,632	$ 44,625	$ 48,085	47,194
Incurred claims and claim adjustment expenses related to current year	39,626
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 208
Cumulative number of reported claims \| claim	2,712
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 39,108	38,518	38,211	38,044	37,808	35,943	34,597	32,378	30,096	$ 22,264
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized In 2013 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		40,141	40,211	39,567	42,822	43,917	46,990	47,385	46,413
Incurred claims and claim adjustment expenses related to current year	40,562
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 178
Cumulative number of reported claims \| claim	2,809
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 40,210	39,560	39,329	38,892	37,947	36,225	33,927	29,586	$ 19,386
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized In 2014 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		42,503	42,463	43,673	43,806	43,806	46,470	46,280
Incurred claims and claim adjustment expenses related to current year	42,645
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 201
Cumulative number of reported claims \| claim	2,742
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 41,863	41,658	41,162	39,185	36,775	33,544	31,150	$ 21,322
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized in 2015 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		39,206	39,287	38,385	41,429	42,580	40,966
Incurred claims and claim adjustment expenses related to current year	38,677
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 512
Cumulative number of reported claims \| claim	2,579
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 37,886	37,135	35,611	35,238	30,974	28,501	$ 16,557
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized in 2016 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		45,267	43,111	41,983	43,449	43,327
Incurred claims and claim adjustment expenses related to current year	43,883
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 795
Cumulative number of reported claims \| claim	2,548
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 42,819	40,828	39,417	35,035	29,456	$ 19,776
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized in 2017 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		44,732	43,579	42,704	40,943
Incurred claims and claim adjustment expenses related to current year	45,815
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 1,259
Cumulative number of reported claims \| claim	2,745
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 42,707	41,631	36,650	28,813	$ 16,644
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized In 2018 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		44,590	41,290	42,898
Incurred claims and claim adjustment expenses related to current year	47,007
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 2,920
Cumulative number of reported claims \| claim	2,606
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 40,163	33,546	29,381	$ 19,233
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized In 2019 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		34,616	37,984
Incurred claims and claim adjustment expenses related to current year	36,044
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 2,867
Cumulative number of reported claims \| claim	2,754
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 30,407	26,233	$ 17,490
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized In 2020 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		40,356
Incurred claims and claim adjustment expenses related to current year	35,879
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 8,597
Cumulative number of reported claims \| claim	2,793
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 23,914	$ 13,942
Commercial Accounts business unit [Member] \| Loss Adjustment Expenses Recognized In 2021 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Incurred claims and claim adjustment expenses related to current year	46,529
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 21,462
Cumulative number of reported claims \| claim	2,539
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to current year	$ 18,695

Reserves for Losses and Loss _9

Reserves for Losses and Loss Adjustment Expenses (Incurred and Paid Claims Development - Aviation) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)claim	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2012USD ($)
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development	$ 6,040	$ 58,288
Incurred claims and claim adjustment expenses related to current year	269,204	326,919
Total incurred	275,244	406,907
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	177,571	185,407
Paid claims and allocated claim adjustment expenses related to current year	101,475	113,312
Total paid	279,046	320,419
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	428,766	432,568	$ 346,080
Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years										$ 1,181
General Aviation and Satellite Component [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total incurred	40,514
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Total paid	37,238
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	3,276
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		9,446	9,941	$ 9,941	$ 10,021	$ 10,024	$ 10,336	$ 10,353	$ 10,738	10,988
Incurred claims and claim adjustment expenses related to current year	$ 10,040
Cumulative number of reported claims \| claim	229
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 10,040	9,446	9,941	10,041	10,041	10,041	10,049	9,672	8,486	$ 5,641
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized In 2013 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		10,297	10,252	10,649	10,057	9,563	10,295	11,304	10,236
Incurred claims and claim adjustment expenses related to current year	$ 10,254
Cumulative number of reported claims \| claim	231
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 10,239	10,281	10,242	10,456	9,944	9,356	9,584	9,493	$ 6,537
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized In 2014 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		3,567	3,567	3,566	3,558	3,627	3,654	3,179
Incurred claims and claim adjustment expenses related to current year	$ 3,567
Cumulative number of reported claims \| claim	201
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 3,567	3,567	3,567	3,565	3,327	3,259	3,105	$ 2,779
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized in 2015 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		1,635	1,630	1,631	1,643	1,709	1,870
Incurred claims and claim adjustment expenses related to current year	$ 1,635
Cumulative number of reported claims \| claim	198
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 1,633	1,634	1,630	1,601	1,520	1,405	$ 958
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized in 2016 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		2,220	2,219	2,119	2,241	2,330
Incurred claims and claim adjustment expenses related to current year	$ 2,082
Cumulative number of reported claims \| claim	292
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 2,082	2,216	2,082	1,918	1,907	$ 1,469
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized in 2017 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		2,178	2,079	2,082	2,325
Incurred claims and claim adjustment expenses related to current year	$ 2,150
Cumulative number of reported claims \| claim	320
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 2,149	2,054	2,021	1,837	$ 1,260
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized In 2018 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		2,565	1,990	2,382
Incurred claims and claim adjustment expenses related to current year	2,446
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 31
Cumulative number of reported claims \| claim	338
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 2,282	2,368	2,237	$ 1,716
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized In 2019 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		4,525	5,246
Incurred claims and claim adjustment expenses related to current year	3,580
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 70
Cumulative number of reported claims \| claim	305
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 3,139	3,787	$ 2,911
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized In 2020 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		3,487
Incurred claims and claim adjustment expenses related to current year	1,198
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 246
Cumulative number of reported claims \| claim	289
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 693	$ 2,120
General Aviation and Satellite Component [Member] \| Loss Adjustment Expenses Recognized In 2021 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Incurred claims and claim adjustment expenses related to current year	3,562
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 1,866
Cumulative number of reported claims \| claim	194
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to current year	$ 1,414

Reserves for Losses and Loss_10

Reserves for Losses and Loss Adjustment Expenses (Incurred and Paid Claims Development - Runoff) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)claim	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2012USD ($)
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development	$ 6,040	$ 58,288
Incurred claims and claim adjustment expenses related to current year	269,204	326,919
Total incurred	275,244	406,907
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	177,571	185,407
Paid claims and allocated claim adjustment expenses related to current year	101,475	113,312
Total paid	279,046	320,419
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	428,766	432,568	$ 346,080
Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years										$ 1,181
Workers Compensation Business Unit [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total incurred	35,671
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Total paid	34,641
All outstanding liabilities before 2012, net of reinsurance	723
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	1,753
Workers Compensation Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		2,773	2,752	$ 2,752	$ 2,636	$ 2,821	$ 3,358	$ 3,597	$ 4,469	$ 4,804
Incurred claims and claim adjustment expenses related to current year	2,773
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 91
Cumulative number of reported claims \| claim	714
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 2,675	2,675	2,675	2,602	2,600	2,583	2,594	2,411	2,107
Workers Compensation Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2013 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		9,483	9,486	9,472	9,257	9,257	9,713	10,143	9,069
Incurred claims and claim adjustment expenses related to current year	9,470
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 237
Cumulative number of reported claims \| claim	1,337
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 9,070	9,050	9,010	8,961	8,809	8,350	7,882	6,825	$ 3,737
Workers Compensation Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2014 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		10,292	10,463	10,452	10,076	9,762	9,338	9,208
Incurred claims and claim adjustment expenses related to current year	10,127
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 431
Cumulative number of reported claims \| claim	1,027
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 9,571	9,487	9,323	9,210	9,004	7,970	5,972	$ 2,933
Workers Compensation Business Unit [Member] \| Loss Adjustment Expenses Recognized in 2015 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		8,526	8,420	8,892	8,624	7,277	8,605
Incurred claims and claim adjustment expenses related to current year	8,508
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 164
Cumulative number of reported claims \| claim	822
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 8,542	8,512	8,495	8,049	7,328	5,744	$ 2,528
Workers Compensation Business Unit [Member] \| Loss Adjustment Expenses Recognized in 2016 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		4,425	4,416	4,365	4,733	3,553
Incurred claims and claim adjustment expenses related to current year	$ 4,425
Cumulative number of reported claims \| claim	462
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 4,425	4,425	4,418	3,743	2,550	$ 1,732
Workers Compensation Business Unit [Member] \| Loss Adjustment Expenses Recognized in 2017 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		403	415	465	450
Incurred claims and claim adjustment expenses related to current year	368
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 10
Cumulative number of reported claims \| claim	66
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 358	$ 282	$ 203	$ 171	$ 111

Reserves for Losses and Loss_11

Reserves for Losses and Loss Adjustment Expenses (Incurred and Paid Claims Development - Programs) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)claim	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2012USD ($)
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development	$ 6,040	$ 58,288
Incurred claims and claim adjustment expenses related to current year	269,204	326,919
Total incurred	275,244	406,907
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	177,571	185,407
Paid claims and allocated claim adjustment expenses related to current year	101,475	113,312
Total paid	279,046	320,419
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	428,766	432,568	$ 346,080
Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years										$ 1,181
Specialty Programs Business Unit [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total incurred	37,861
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Total paid	30,453
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	7,408
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		2,045	2,045	$ 2,045	$ 2,045	$ 2,045	$ 3,885	$ 2,045	$ 2,045	3,001
Incurred claims and claim adjustment expenses related to current year	$ 2,045
Cumulative number of reported claims \| claim	3
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 2,045	2,045	2,045	2,045	2,045	2,045	2,045	2,045	2,045	$ 2,045
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2013 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		2,302	2,302	2,302	2,302	2,076	1,561	2,543	1,595
Incurred claims and claim adjustment expenses related to current year	$ 2,302
Cumulative number of reported claims \| claim	2
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 2,302	2,302	2,302	2,302	2,302	2,076	1,561	1,561	$ 1,489
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2014 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		1,575	1,575	1,575	1,575	2,039	666	1,623
Incurred claims and claim adjustment expenses related to current year	$ 1,575
Cumulative number of reported claims \| claim	5
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 1,575	1,575	1,575	1,575	1,575	1,575	1,502	$ 758
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized in 2015 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		752	752	752	752	1,629	1,683
Incurred claims and claim adjustment expenses related to current year	$ 752
Cumulative number of reported claims \| claim	2
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 752	752	752	752	752	1,629	$ 1,515
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized in 2016 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		1,178	1,178	1,178	1,200	478
Incurred claims and claim adjustment expenses related to current year	$ 1,178
Cumulative number of reported claims \| claim	1
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 1,178	1,178	1,178	1,178	1,139	$ 1,139
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized in 2017 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		1,982	1,801	1,775	955
Incurred claims and claim adjustment expenses related to current year	1,982
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 7
Cumulative number of reported claims \| claim	66
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 1,967	1,967	1,551	1,556	$ 36
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2018 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		4,222	4,368	3,598
Incurred claims and claim adjustment expenses related to current year	4,222
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 42
Cumulative number of reported claims \| claim	795
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 4,030	3,778	1,290	$ 911
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2019 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		9,150	5,407
Incurred claims and claim adjustment expenses related to current year	9,078
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 673
Cumulative number of reported claims \| claim	1,060
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 8,174	7,794	$ 4,501
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2020 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		6,737
Incurred claims and claim adjustment expenses related to current year	7,107
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 848
Cumulative number of reported claims \| claim	880
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 5,563	$ 2,908
Specialty Programs Business Unit [Member] \| Loss Adjustment Expenses Recognized In 2021 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Incurred claims and claim adjustment expenses related to current year	7,620
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 3,322
Cumulative number of reported claims \| claim	593
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to current year	$ 2,867

Reserves for Losses and Loss_12

Reserves for Losses and Loss Adjustment Expenses (Incurred and Paid Claims Development - Personal Segment) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)claim	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2012USD ($)
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development	$ 6,040	$ 58,288
Incurred claims and claim adjustment expenses related to current year	269,204	326,919
Total incurred	275,244	406,907
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	177,571	185,407
Paid claims and allocated claim adjustment expenses related to current year	101,475	113,312
Total paid	279,046	320,419
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	428,766	432,568	$ 346,080
Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years										$ 1,181
Personal Segment [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development	4,891	9,123
Total incurred	401,093
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Total paid	383,700
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	17,393
Personal Segment [Member] \| Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		72,123	72,100	$ 72,076	$ 72,037	$ 72,042	$ 71,513	$ 70,552	$ 73,795	58,604
Incurred claims and claim adjustment expenses related to current year	$ 72,128
Cumulative number of reported claims	23,940
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years		72,138	72,124	72,094	72,055	71,995	70,807	68,849	64,278	$ 37,860
Paid claims and allocated claim adjustment expenses related to current year	$ 72,146
Personal Segment [Member] \| Loss Adjustment Expenses Recognized In 2013 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		60,286	60,310	60,328	60,379	60,211	60,100	59,132	55,706
Incurred claims and claim adjustment expenses related to current year	$ 60,299
Cumulative number of reported claims \| claim	23,472
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years		60,279	60,279	60,297	60,277	59,775	58,047	54,514	$ 45,901
Paid claims and allocated claim adjustment expenses related to current year	$ 60,291
Personal Segment [Member] \| Loss Adjustment Expenses Recognized In 2014 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		6,578	6,518	6,504	6,699	6,243	5,340	5,452
Incurred claims and claim adjustment expenses related to current year	$ 6,580
Cumulative number of reported claims \| claim	19,293
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years		6,583	6,580	6,566	6,428	5,631	4,418	$ 2,515
Paid claims and allocated claim adjustment expenses related to current year	$ 6,585
Personal Segment [Member] \| Loss Adjustment Expenses Recognized in 2015 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		25,185	25,102	25,136	25,307	25,682	23,104
Incurred claims and claim adjustment expenses related to current year	$ 25,194
Cumulative number of reported claims \| claim	23,376
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years		25,169	25,098	25,243	24,262	22,281	$ 11,570
Paid claims and allocated claim adjustment expenses related to current year	$ 25,191
Personal Segment [Member] \| Loss Adjustment Expenses Recognized in 2016 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		33,042	32,803	32,728	32,893	32,260
Incurred claims and claim adjustment expenses related to current year	$ 33,193
Cumulative number of reported claims \| claim	23,759
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years		32,991	32,777	32,260	30,646	$ 21,669
Paid claims and allocated claim adjustment expenses related to current year	$ 33,141
Personal Segment [Member] \| Loss Adjustment Expenses Recognized in 2017 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		22,547	21,926	21,968	23,342
Incurred claims and claim adjustment expenses related to current year	$ 22,768
Cumulative number of reported claims \| claim	16,818
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years		22,488	21,972	21,061	$ 15,776
Paid claims and allocated claim adjustment expenses related to current year	$ 22,762
Personal Segment [Member] \| Loss Adjustment Expenses Recognized In 2018 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		19,972	18,353	18,334
Incurred claims and claim adjustment expenses related to current year	20,139
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 18
Cumulative number of reported claims \| claim	15,332
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years		19,628	18,009	$ 11,137
Paid claims and allocated claim adjustment expenses related to current year	$ 19,983
Personal Segment [Member] \| Loss Adjustment Expenses Recognized In 2019 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		63,722	56,009
Incurred claims and claim adjustment expenses related to current year	64,677
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (770)
Cumulative number of reported claims \| claim	25,728
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years		60,870	$ 41,524
Paid claims and allocated claim adjustment expenses related to current year	$ 64,885
Personal Segment [Member] \| Loss Adjustment Expenses Recognized In 2020 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		47,938
Incurred claims and claim adjustment expenses related to current year	50,820
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 404
Cumulative number of reported claims \| claim	18,429
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years		$ 32,746
Paid claims and allocated claim adjustment expenses related to current year	$ 48,281
Personal Segment [Member] \| Loss Adjustment Expenses Recognized In 2021 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Incurred claims and claim adjustment expenses related to current year	45,295
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 7,690
Cumulative number of reported claims \| claim	14,671
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to current year	$ 30,435

Reserves for Losses and Loss_13

Reserves for Losses and Loss Adjustment Expenses (Incurred and Paid Claims Development - Property) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)claim	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2012USD ($)
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development	$ 6,040	$ 58,288
Incurred claims and claim adjustment expenses related to current year	269,204	326,919
Total incurred	275,244	406,907
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	177,571	185,407
Paid claims and allocated claim adjustment expenses related to current year	101,475	113,312
Total paid	279,046	320,419
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	428,766	432,568	$ 346,080
Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years										$ 1,181
Property [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total incurred	243,794
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Total paid	210,286
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance	33,508
Property [Member] \| Loss Adjustment Expenses Recognized In 2012 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		17,963	17,963	$ 17,974	$ 18,005	$ 17,768	$ 17,743	$ 18,119	$ 17,541	18,518
Incurred claims and claim adjustment expenses related to current year	$ 17,963
Cumulative number of reported claims \| claim	1,629
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 17,963	17,963	17,963	17,974	17,978	17,693	17,666	17,743	17,679	$ 15,773
Property [Member] \| Loss Adjustment Expenses Recognized In 2013 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		22,935	22,935	22,936	22,914	22,578	22,264	22,363	21,644
Incurred claims and claim adjustment expenses related to current year	$ 22,935
Cumulative number of reported claims \| claim	1,893
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 22,933	22,935	22,935	22,936	22,826	22,197	21,864	21,452	$ 17,785
Property [Member] \| Loss Adjustment Expenses Recognized In 2014 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		21,932	21,876	21,852	21,793	21,862	21,950	22,551
Incurred claims and claim adjustment expenses related to current year	$ 21,932
Cumulative number of reported claims \| claim	2,037
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 22,000	22,013	21,955	21,911	21,849	21,778	21,749	$ 19,586
Property [Member] \| Loss Adjustment Expenses Recognized in 2015 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		20,107	20,202	20,091	20,014	19,919	20,256
Incurred claims and claim adjustment expenses related to current year	$ 20,107
Cumulative number of reported claims \| claim	1,993
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 19,960	19,965	19,953	20,134	19,928	19,500	$ 17,513
Property [Member] \| Loss Adjustment Expenses Recognized in 2016 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		22,781	22,789	22,632	22,838	20,734
Incurred claims and claim adjustment expenses related to current year	$ 22,786
Cumulative number of reported claims \| claim	2,031
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 22,786	22,781	22,789	22,613	22,500	$ 17,248
Property [Member] \| Loss Adjustment Expenses Recognized in 2017 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		24,287	24,490	23,003	24,182
Incurred claims and claim adjustment expenses related to current year	$ 24,369
Cumulative number of reported claims \| claim	2,009
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 24,187	24,179	23,821	22,059	$ 18,703
Property [Member] \| Loss Adjustment Expenses Recognized In 2018 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		19,611	18,694	22,822
Incurred claims and claim adjustment expenses related to current year	19,680
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (98)
Cumulative number of reported claims \| claim	1,078
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 19,006	18,138	16,914	$ 10,923
Property [Member] \| Loss Adjustment Expenses Recognized In 2019 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		20,984	20,214
Incurred claims and claim adjustment expenses related to current year	20,924
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ (23)
Cumulative number of reported claims \| claim	1,239
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 19,658	18,895	$ 11,344
Property [Member] \| Loss Adjustment Expenses Recognized In 2020 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Total unfavorable (favorable) net prior year development		41,487
Incurred claims and claim adjustment expenses related to current year	38,472
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 1,359
Cumulative number of reported claims \| claim	1,518
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to prior years	$ 29,003	$ 18,215
Property [Member] \| Loss Adjustment Expenses Recognized In 2021 [Member]
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]
Incurred claims and claim adjustment expenses related to current year	34,626
Total of incurred-but-not-reported liabilities plus expected development on reported claims	$ 9,692
Cumulative number of reported claims \| claim	1,265
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]
Paid claims and allocated claim adjustment expenses related to current year	$ 12,790

Reserves for Losses and Loss_14

Reserves for Losses and Loss Adjustment Expenses (Reconciliation of Incurred and Paid Claims to Liability for Unpaid Losses and LAE) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Liabilities for unpaid losses and allocated loss adjustment expense, net of reinsurance	$ 418,057	$ 431,821
Reinsurance recoverable on unpaid claims	387,915	349,585
Unallocated claims adjustment expenses	10,709	8,362
Total gross liability for unpaid claims and claim adjustment expenses	816,681	789,768	$ 620,355
Commercial Auto business units [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Liabilities for unpaid losses and allocated loss adjustment expense, net of reinsurance	190,207	218,999
Reinsurance recoverable on unpaid claims	85,398	91,040
Unallocated claims adjustment expenses	1,589	1,850
E&S Casualty business unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Liabilities for unpaid losses and allocated loss adjustment expense, net of reinsurance	104,001	97,302
Reinsurance recoverable on unpaid claims	141,746	122,341
Unallocated claims adjustment expenses	3,694	1,681
Commercial Accounts business unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Liabilities for unpaid losses and allocated loss adjustment expense, net of reinsurance	60,511	59,603
Reinsurance recoverable on unpaid claims	27,464	20,464
Unallocated claims adjustment expenses	2,448	2,643
General Aviation and Satellite Component [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Liabilities for unpaid losses and allocated loss adjustment expense, net of reinsurance	3,276	2,448
Reinsurance recoverable on unpaid claims	13,385	10,143
Unallocated claims adjustment expenses	99	104
Workers Compensation Business Unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Liabilities for unpaid losses and allocated loss adjustment expense, net of reinsurance	1,753	2,226
Reinsurance recoverable on unpaid claims	1,155	1,184
Unallocated claims adjustment expenses	170	170
Specialty Commercial Segment [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Liabilities for unpaid losses and allocated loss adjustment expense, net of reinsurance	7,408	5,644
Reinsurance recoverable on unpaid claims	236	968
Unallocated claims adjustment expenses	91	61
Personal Segment [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Liabilities for unpaid losses and allocated loss adjustment expense, net of reinsurance	17,393	18,597
Reinsurance recoverable on unpaid claims	1,707	5,613
Unallocated claims adjustment expenses	1,625	1,250
Property [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Liabilities for unpaid losses and allocated loss adjustment expense, net of reinsurance	33,508	27,002
Reinsurance recoverable on unpaid claims	116,824	97,832
Unallocated claims adjustment expenses	$ 993	$ 603

Reserves for Losses and Loss_15

Reserves for Losses and Loss Adjustment Expenses (Average Annual Percentage Payout of Incurred Claims) (Details)	Dec. 31, 2021
Commercial Auto business units [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Average annual percentage payout of incurred claims, year one	15.30%
Average annual percentage payout of incurred claims, year two	25.70%
Average annual percentage payout of incurred claims, year three	25.50%
Average annual percentage payout of incurred claims, year four	16.60%
Average annual percentage payout of incurred claims, year five	9.00%
Average annual percentage payout of incurred claims, year six	4.50%
Average annual percentage payout of incurred claims, year seven	2.30%
Average annual percentage payout of incurred claims, year eight	0.80%
Average annual percentage payout of incurred claims, year nine	0.30%
Average annual percentage payout of incurred claims, year ten	0.00%
E&S Casualty business unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Average annual percentage payout of incurred claims, year one	9.40%
Average annual percentage payout of incurred claims, year two	17.80%
Average annual percentage payout of incurred claims, year three	20.50%
Average annual percentage payout of incurred claims, year four	23.10%
Average annual percentage payout of incurred claims, year five	14.90%
Average annual percentage payout of incurred claims, year six	4.90%
Average annual percentage payout of incurred claims, year seven	3.60%
Average annual percentage payout of incurred claims, year eight	3.00%
Average annual percentage payout of incurred claims, year nine	2.00%
Average annual percentage payout of incurred claims, year ten	0.80%
Commercial Accounts business unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Average annual percentage payout of incurred claims, year one	41.00%
Average annual percentage payout of incurred claims, year two	23.80%
Average annual percentage payout of incurred claims, year three	10.20%
Average annual percentage payout of incurred claims, year four	8.20%
Average annual percentage payout of incurred claims, year five	6.00%
Average annual percentage payout of incurred claims, year six	3.80%
Average annual percentage payout of incurred claims, year seven	2.50%
Average annual percentage payout of incurred claims, year eight	2.00%
Average annual percentage payout of incurred claims, year nine	1.50%
Average annual percentage payout of incurred claims, year ten	1.00%
General Aviation and Satellite Component [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Average annual percentage payout of incurred claims, year one	77.90%
Average annual percentage payout of incurred claims, year two	8.30%
Average annual percentage payout of incurred claims, year three	2.70%
Average annual percentage payout of incurred claims, year four	4.50%
Average annual percentage payout of incurred claims, year five	3.00%
Average annual percentage payout of incurred claims, year six	1.60%
Average annual percentage payout of incurred claims, year seven	1.10%
Average annual percentage payout of incurred claims, year eight	0.70%
Average annual percentage payout of incurred claims, year nine	0.20%
Average annual percentage payout of incurred claims, year ten	0.00%
Workers Compensation Business Unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Average annual percentage payout of incurred claims, year one	33.50%
Average annual percentage payout of incurred claims, year two	31.10%
Average annual percentage payout of incurred claims, year three	16.10%
Average annual percentage payout of incurred claims, year four	9.00%
Average annual percentage payout of incurred claims, year five	3.30%
Average annual percentage payout of incurred claims, year six	1.90%
Average annual percentage payout of incurred claims, year seven	1.50%
Average annual percentage payout of incurred claims, year eight	1.30%
Average annual percentage payout of incurred claims, year nine	1.20%
Average annual percentage payout of incurred claims, year ten	1.10%
Specialty Programs Business Unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Average annual percentage payout of incurred claims, year one	44.60%
Average annual percentage payout of incurred claims, year two	36.90%
Average annual percentage payout of incurred claims, year three	13.90%
Average annual percentage payout of incurred claims, year four	4.60%
Average annual percentage payout of incurred claims, year five	0.00%
Average annual percentage payout of incurred claims, year six	0.00%
Average annual percentage payout of incurred claims, year seven	0.00%
Average annual percentage payout of incurred claims, year eight	0.00%
Average annual percentage payout of incurred claims, year nine	0.00%
Average annual percentage payout of incurred claims, year ten	0.00%
Personal Segment [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Average annual percentage payout of incurred claims, year one	62.10%
Average annual percentage payout of incurred claims, year two	25.50%
Average annual percentage payout of incurred claims, year three	7.40%
Average annual percentage payout of incurred claims, year four	3.70%
Average annual percentage payout of incurred claims, year five	0.90%
Average annual percentage payout of incurred claims, year six	0.40%
Average annual percentage payout of incurred claims, year seven	0.00%
Average annual percentage payout of incurred claims, year eight	0.00%
Average annual percentage payout of incurred claims, year nine	0.00%
Average annual percentage payout of incurred claims, year ten	0.00%
Property [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Average annual percentage payout of incurred claims, year one	64.70%
Average annual percentage payout of incurred claims, year two	27.50%
Average annual percentage payout of incurred claims, year three	4.10%
Average annual percentage payout of incurred claims, year four	2.10%
Average annual percentage payout of incurred claims, year five	1.00%
Average annual percentage payout of incurred claims, year six	0.50%
Average annual percentage payout of incurred claims, year seven	0.10%
Average annual percentage payout of incurred claims, year eight	0.00%
Average annual percentage payout of incurred claims, year nine	0.00%
Average annual percentage payout of incurred claims, year ten	0.00%

Reinsurance (Narrative) (Detail

Reinsurance (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Reinsurance [Abstract]
Paid loss recoverable	$ 77.4	$ 55.6

Reinsurance (Schedule of Reinsu

Reinsurance (Schedule of Reinsurance Ceded and Recoveries) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Premium Written :
Direct	$ 643,957	$ 734,800
Assumed	9,797	8,568
Ceded premiums written	(313,830)	(315,036)
Net premiums written	339,924	428,332
Premium Earned:
Direct	679,504	803,034
Assumed	10,629	8,454
Ceded earned premiums	(310,843)	(339,587)
Net premiums earned	379,290	471,901
Reinsurance recoveries	$ 301,208	$ 254,882

Reinsurance (Loss Portfolio Tra

Reinsurance (Loss Portfolio Transfer) (Details) - USD ($) $ in Thousands	Jul. 16, 2020	Sep. 30, 2020	Dec. 31, 2021	Dec. 31, 2020
Effects of Reinsurance [Line Items]
Ceded premiums written			$ 313,830	$ 315,036
Reinsurance recoverable			550,000
LPT
Effects of Reinsurance [Line Items]
Pre-tax loss		$ 21,700
Policyholder benefits and claims incurred, ceded	$ 240,000
Ceded premiums written	92,600
Payments for Deposits with Other Institutions	96,700
Reinsurance contract, ultimate incurred losses			220,100
Reinsurance contract in excess of the first layer			44,000
Reinsurance recoverable			$ 49,000
First Layer Of Reinsurance By DARAG Bermuda [Member] \| LPT
Effects of Reinsurance [Line Items]
Reinsurance Retention Policy, Excess Retention, Amount Reinsured	151,200
Reinsurance Retention Policy, Amount Retained	24,900
Second Layer Of Reinsurance By DARAG Bermuda [Member] \| LPT
Effects of Reinsurance [Line Items]
Reinsurance Retention Policy, Amount Retained	27,800
Top Layer Of Reinsurance By DARAG Guernsey [Member] \| LPT
Effects of Reinsurance [Line Items]
Reinsurance Retention Policy, Amount Retained	$ 36,100

Senior Unsecured Notes (Details

Senior Unsecured Notes (Details) $ in Millions	Aug. 19, 2019USD ($)	Dec. 31, 2021
Debt Instrument [Line Items]
Ratio of Indebtedness to Net Capital		38
Senior unsecured notes ("Notes") due August 15, 2029
Debt Instrument [Line Items]
Principal amount	$ 50
Interest rate	6.25%
Debt to capital ratio covenant	35.00%

Subordinated Debt Securities (S

Subordinated Debt Securities (Summary of the Nature and Terms of the Junior Subordinated Debt and Trust) (Details) - Junior subordinated debt shares in Thousands, $ in Thousands	Aug. 23, 2007USD ($)shares	Jun. 21, 2005USD ($)shares	Dec. 31, 2021item
Subordinated Borrowing [Line Items]
Interest Payment Extension Period Elected \| item			20
Debt to capital ratio covenant			35.00%
Hallmark Statutory Trust I [Member]
Subordinated Borrowing [Line Items]
Issue date		Jun. 21, 2005
Principal amount of trust preferred securities		$ 30,000
Principal amount of junior subordinated debt securities		$ 30,928
Maturity date of junior subordinated debt securities		Jun. 15, 2035
Trust common stock \| shares		928
Interest rate, per annum		Three Month LIBOR + 3.25%
Current interest rate			3.45%
Hallmark Statutory Trust I [Member] \| London Interbank Offered Rate (LIBOR) [Member]
Subordinated Borrowing [Line Items]
Debt instrument, basis spread on variable rate		3.25%
Hallmark Statutory Trust I I [Member]
Subordinated Borrowing [Line Items]
Issue date	Aug. 23, 2007
Principal amount of trust preferred securities	$ 25,000
Principal amount of junior subordinated debt securities	$ 25,774
Maturity date of junior subordinated debt securities	Sep. 15, 2037
Trust common stock \| shares	774
Interest rate, per annum	Three Month LIBOR + 2.90%
Current interest rate			3.10%
Hallmark Statutory Trust I I [Member] \| London Interbank Offered Rate (LIBOR) [Member]
Subordinated Borrowing [Line Items]
Debt instrument, basis spread on variable rate	2.90%

Segment Information (Narrative)

Segment Information (Narrative) (Details)	12 Months Ended
Segment Information (Narrative) (Details)	Dec. 31, 2021
American Hallmark Insurance Company [Member]
Net premiums written, percentage	32.00%
Hallmark Insurance Company (Payer) [Member]
Net premiums written, percentage	32.00%
Hallmark Specialty Insurance Company. [Member]
Net premiums written, percentage	26.00%
Hallmark National Insurance Company [Member]
Net premiums written, percentage	10.00%

Segment Information (Schedule o

Segment Information (Schedule of Business Segment Information) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Revenues [Abstract]
Revenues	$ 404,703	$ 468,848
Depreciation and Amortization Expense [Abstract]
Depreciation and Amortization Expense	3,430	5,754
Interest Expense [Abstract]
Interest Expense	4,993	5,326
Tax (Benefit) Expense [Abstract]
Tax Expense (Benefit)	2,491	(21,417)
Pre-tax (loss) income [Abstract]
Pre-tax (loss) income	11,495	(115,768)
Specialty Commercial Segment [Member]
Revenues [Abstract]
Revenues	252,368	340,515
Depreciation and Amortization Expense [Abstract]
Depreciation and Amortization Expense	1,592	3,287
Interest Expense [Abstract]
Interest Expense	0	0
Tax (Benefit) Expense [Abstract]
Tax Expense (Benefit)	7,133	(122)
Pre-tax (loss) income [Abstract]
Pre-tax (loss) income	32,915	(7,752)
Standard Commercial Segment [Member]
Revenues [Abstract]
Revenues	71,295	69,819
Depreciation and Amortization Expense [Abstract]
Depreciation and Amortization Expense	541	611
Interest Expense [Abstract]
Interest Expense	0	0
Tax (Benefit) Expense [Abstract]
Tax Expense (Benefit)	(7)	(599)
Pre-tax (loss) income [Abstract]
Pre-tax (loss) income	(30)	(3,039)
Personal Segment [Member]
Revenues [Abstract]
Revenues	73,969	84,730
Depreciation and Amortization Expense [Abstract]
Depreciation and Amortization Expense	464	1,024
Interest Expense [Abstract]
Interest Expense	0	0
Tax (Benefit) Expense [Abstract]
Tax Expense (Benefit)	(2,157)	(2,038)
Pre-tax (loss) income [Abstract]
Pre-tax (loss) income	(9,955)	(10,338)
Corporate [Member]
Revenues [Abstract]
Revenues	7,071	(26,216)
Depreciation and Amortization Expense [Abstract]
Depreciation and Amortization Expense	833	832
Interest Expense [Abstract]
Interest Expense	4,993	5,326
Tax (Benefit) Expense [Abstract]
Tax Expense (Benefit)	(2,478)	(18,658)
Pre-tax (loss) income [Abstract]
Pre-tax (loss) income	$ (11,435)	$ (94,639)

Segment Information (Schedule_2

Segment Information (Schedule of Additional Business Segment Information) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Segment Reporting Information [Line Items]
Assets	$ 1,553,598	$ 1,496,717
Specialty Commercial Segment [Member]
Segment Reporting Information [Line Items]
Assets	1,163,947	1,116,137
Standard Commercial Segment [Member]
Segment Reporting Information [Line Items]
Assets	194,594	183,689
Personal Segment [Member]
Segment Reporting Information [Line Items]
Assets	128,165	133,310
Corporate [Member]
Segment Reporting Information [Line Items]
Assets	$ 66,892	$ 63,581

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - shares	12 Months Ended
Earnings Per Share (Narrative) (Details) - shares	Dec. 31, 2021	Dec. 31, 2020
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share	0	14,157

Earnings Per Share (Schedule of

Earnings Per Share (Schedule of Earnings Per Share, Basic and Diluted) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Numerator for both basic and diluted earnings per share:
Net income (loss)	$ 9,004	$ (94,351)
Denominator, basic shares	18,164	18,137
Effect of dilutive securities:
Stock-based compensation awards	0	0
Denominator, diluted shares	18,164	18,137
Basic earnings (loss) per share: (in dollars per share)	$ 0.50	$ (5.20)
Diluted earnings (loss) per share: (in dollars per share)	$ 0.50	$ (5.20)

Regulatory Capital Restrictio_2

Regulatory Capital Restrictions (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Regulatory Capital Restrictions [Line Items]
Retained earnings, unappropriated	$ 19.8
American Hallmark Insurance Company and Texas Builders Insurance Company [Member]
Regulatory Capital Restrictions [Line Items]
Statutory Accounting Practices, Future Dividend Payments Restrictions	greater of statutory net income for the prior calendar year or 10% of statutory policyholders’ surplus as of the prior year end
Hallmark Insurance Company And Hallmark National Insurance Company [Member]
Regulatory Capital Restrictions [Line Items]
Statutory Accounting Practices, Future Dividend Payments Restrictions	lesser of 10% of prior year policyholders’ surplus or prior year’s net income
Hallmark Specialty Insurance Company [Member]
Regulatory Capital Restrictions [Line Items]
Statutory Accounting Practices, Future Dividend Payments Restrictions	greater of 10% of prior year policyholders’ surplus or prior year’s statutory net income, not including realized capital gains
Hallmark Insurance Company Subsidiaries [Member]
Regulatory Capital Restrictions [Line Items]
Aggregate amount of shareholder dividends, maximum available next current fiscal year	$ 32
Amount of restricted net assets for consolidated and unconsolidated subsidiaries	155.8
Insurance agency management fee	15.5	$ 4.2
Statutory accounting practices, statutory capital and surplus, balance	232.3	211.6
Statutory accounting practices, statutory net income (loss) amount	22	(10.1)
Hallmark Insurance Company Subsidiaries [Member] \| Hallmark (Payee) [Member]
Regulatory Capital Restrictions [Line Items]
Aggregate amount of shareholder dividends, maximum available next current fiscal year	22.7
Dividends paid by subsidiaries	$ 3	$ 12

Share-Based Payment Arrangeme_3

Share-Based Payment Arrangements (Narrative) (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)item$ / sharesshares	Dec. 31, 2020USD ($)shares	Dec. 31, 2019$ / shares	Dec. 31, 2018$ / shares	Dec. 31, 2017$ / shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options, Granted \| shares	0	0
Long Term Incentive Plan 2005 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of incentive stock options outstanding \| shares	0
Share-based compensation arrangement by share-based payment award, non-qualified stock options to purchase number of shares \| shares	14,157
Long Term Incentive Plan 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of incentive stock options outstanding \| shares	0
Share-based compensation arrangement by share-based payment award, number of shares authorized \| shares	2,000,000
Share-based compensation arrangement by share-based payment award, restricted stock options to purchase number of shares \| shares	872,532
Long Term Incentive Plan 2005 and 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost related to non-vested share-based compensation arrangements	$ 0
Non Qualified Stock Options [Member] \| Long Term Incentive Plan 2005 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting rights, percentage	100.00%
Stock-based compensation incentive stock options grant under incentive plan termination period	10 years
Share-based payment, award vesting period	6 months
Non Qualified Stock Options [Member] \| Long Term Incentive Plan 2005 [Member] \| First Seven Anniversary Dates [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of anniversary dates \| item	7
Non Qualified Stock Options [Member] \| Long Term Incentive Plan 2005 [Member] \| Two Hundred Thousand Grant [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of options vested or expected to vest \| shares	200,000
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost related to non-vested share-based compensation arrangements	$ 2,300
Allocated share-based compensation expense (benefit)	228	$ (400)
Income tax benefit (expense) of share-based payments recognized in income	48	$ (84)
Employee Service Share-based Compensation Nonvested Awards, Total Compensation Cost Expected to Recognized	1,500
2022	600
2023	500
2024	300
2025	100
2026	$ 14
Restricted Stock Units (RSUs) [Member] \| Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of restricted stock units granted as result of meeting growth rates	50.00%
Restricted Stock Units (RSUs) [Member] \| Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of restricted stock units granted as result of meeting growth rates	150.00%
Restricted Stock Units (RSUs) [Member] \| Long Term Incentive Plan 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Other than options, grant date fair value \| $ / shares	$ 4.21		$ 18.10	$ 10.87	$ 10.20
Restricted Stock Units (RSUs) [Member] \| Long Term Incentive Plan 2015 [Member] \| Third Anniversary [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting rights, percentage	50.00%
Restricted Stock Units (RSUs) [Member] \| Long Term Incentive Plan 2015 [Member] \| Fourth Anniversary [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting rights, percentage	80.00%
Restricted Stock Units (RSUs) [Member] \| Long Term Incentive Plan 2015 [Member] \| Fifth Anniversary [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting rights, percentage	100.00%

Share-Based Payment Arrangeme_4

Share-Based Payment Arrangements (Summary of the Status of Stock Options) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Share-Based Payment Arrangements [Abstract]
Stock Options, Outstanding at January 1, 2021	14,157
Stock options, Granted	0	0
Stock Options, Exercised	0
Stock Options, Forfeited or Expired	(14,157)
Stock Options, Outstanding at December 31, 2021	0	14,157
Stock Options, Exercisable at December 31, 2021	0
Weighted Average Exercise Price, Outstanding at January 1, 2021	$ 6.99
Weighted Average Exercise Price, Granted	0
Weighted Average Exercise Price, Exercised	0
Weighted Average Exercise Price, Forfeited or Expired	6.99
Weighted Average Exercise Price, Outstanding at December 31, 2021	0	$ 6.99
Weighted Average Exercise Price, Exercisable at December 31, 2021	$ 0
Average Remaining Contractual Term, Outstanding at December 31, 2021	0 years
Average Remaining Contractual Term, Exercisable at December 31, 2021	0 years
Aggregate Intrinsic Value, Outstanding at December 31, 2021	$ 0
Aggregate Intrinsic Value, Exercisable at December 31, 2021	$ 0

Share-Based Payment Arrangeme_5

Share-Based Payment Arrangements (Schedule of Options, Grants in Period and Grant Date Intrinsic Value) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Cost of share-based payments (non-cash)	$ 229	$ (400)
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Intrinsic value of options exercised	0	0
Cost of share-based payments (non-cash)	0	0
Income tax benefit of share-based payments recognized in income	$ 0	$ 0

Share-Based Payment Arrangeme_6

Share-Based Payment Arrangements (Summary of the Status of Restricted Stock Units) (Details) - Restricted Stock Units (RSUs) [Member] - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Nonvested at January 1	228,827	353,491
Granted	523,757	0
Vested	(30,309)	(19,065)
Forfeited	(140,586)	(105,599)
Nonvested at December 31	581,689	228,827

Retirement Plans (Narrative) (D

Retirement Plans (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets		$ 12,226	$ 11,393	$ 10,988
Favorable rate of return equal to or greater than average inflation rate		5.00%
Investment objective achievement period		60 years
Single stock issue restricted among total portfolio value		5.00%
Securities held in mutual or commingled funds		90.00%
Expected return on plan assets		6.50%	6.50%
Net periodic pension cost		$ (265)	$ (191)
Interest cost		271	355
Defined benefit plan, expected return on plan assets		(709)	(684)
Defined contribution plan, employer discretionary contribution amount		200	0
Scenario, Forecast [Member]
Defined Benefit Plan Disclosure [Line Items]
Net periodic pension cost	$ (357)
Interest cost	300
Defined benefit plan, expected return on plan assets	(764)
Amortization of net loss	$ 107
Cash and Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets		400	$ 500
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets		$ 8,800
Equity Securities [Member] \| Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, target plan asset allocations range		45.00%
Equity Securities [Member] \| Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, target plan asset allocations range		75.00%
Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets		$ 3,000
Standard Commercial P & C Business Unit [Member]
Defined Benefit Plan Disclosure [Line Items]
Minimum hours of service to participate within defined benefit plan		1000 hours

Retirement Plans (Changes in Be

Retirement Plans (Changes in Benefit Obligations, Components of Benefit Costs, Weighted-Average Assumptions, and Plan Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Assumptions (end of period):
Discount rate used in determining benefit obligation	2.52%	2.12%
Reconciliation of funded status (end of period):
Accumulated benefit obligation	$ (12,400)	$ (13,252)
Projected benefit obligation	(12,400)	(13,252)
Fair value of plan assets	12,226	11,393
Funded status	(174)	(1,859)
Net actuarial loss	(3,253)	(4,672)
Accumulated other comprehensive loss	(3,253)	(4,672)
Prepaid pension cost	3,079	2,813
Net amount recognized as of December 31	(174)	(1,859)
Changes in projected benefit obligation:
Benefit obligation as of beginning of period	13,252	12,376
Interest cost	271	355
Actuarial liability loss	(284)	1,352
Benefits paid	(839)	(831)
Benefit obligation as of end of period	12,400	13,252	$ 12,376
Change in plan assets:
Fair value of plan assets as of beginning of period	11,393	10,988
Actual return on plan assets (net of expenses)	1,672	1,236
Employer contributions	0	0
Benefits Paid	(839)	(831)
Fair value of plan assets as of end of period	12,226	11,393	10,988
Net periodic pension cost:
Service cost - benefits earned during the period		0	$ 0
Interest cost	271	355
Expected return on plan assets	(709)	(684)
Recognized actuarial loss	173	138
Net periodic pension cost	$ (265)	$ (191)
Discount rate	2.12%	2.98%
Expected return on plan assets	6.50%	6.50%

Retirement Plans (Estimated Fut

Retirement Plans (Estimated Future Benefit Payments) (Details) $ in Thousands	Dec. 31, 2021USD ($)
Retirement Plans [Abstract]
2022	$ 884
2023	872
2024	869
2025	849
2026	835
2026-2030	$ 3,765

Retirement Plans (Weighted-Aver

Retirement Plans (Weighted-Average Asset Allocation for the Defined Benefit Cash Balance Plan) (Details)	Dec. 31, 2021	Dec. 31, 2020
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, actual plan asset allocations	100.00%	100.00%
Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, actual plan asset allocations	24.00%	25.00%
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, actual plan asset allocations	72.00%	70.00%
Other Liabilities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, actual plan asset allocations	4.00%	5.00%

Retirement Plans (Schedule of F

Retirement Plans (Schedule of Fair Value, Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	$ 11,770	$ 10,853
Mutual Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	2,991
Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents		2,875
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	8,779	7,978
Fair Value, Inputs, Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	11,770	7,978
Fair Value, Inputs, Level 1 [Member] \| Mutual Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	2,991
Fair Value, Inputs, Level 1 [Member] \| Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents		0
Fair Value, Inputs, Level 1 [Member] \| Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	8,779	7,978
Fair Value, Inputs, Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	0	2,875
Fair Value, Inputs, Level 2 [Member] \| Mutual Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	0
Fair Value, Inputs, Level 2 [Member] \| Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents		2,875
Fair Value, Inputs, Level 2 [Member] \| Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	0	0
Fair Value, Inputs, Level 3 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	0	0
Fair Value, Inputs, Level 3 [Member] \| Mutual Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	0
Fair Value, Inputs, Level 3 [Member] \| Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents		0
Fair Value, Inputs, Level 3 [Member] \| Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan, fair value of plan assets, excluding cash and cash equivalents	$ 0	$ 0

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Income Taxes [Abstract]
Statutory tax rates	21.00%	21.00%
Operating loss carryforwards	$ 589
Valuation allowance	0	$ 0
Uncertain tax positions	$ 0

Income Taxes (Schedule of Defer

Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred tax liabilities:
Deferred policy acquisition costs	$ (1,431)	$ (3,746)
Net unrealized holding gain on investments	(1,781)	(1,579)
Agency relationship	(5)	(11)
Intangible assets	0	0
Goodwill	0	0
Bond amortization	0	0
Fixed assets	(927)	(1,293)
Other	(167)	(343)
Total deferred tax liabilities	(4,311)	(6,972)
Deferred tax assets:
Unearned premiums	5,796	7,639
Amortization of non-compete agreements	0	0
Intangible assets	192	308
Pension liability	683	981
Net operating loss carry-forward	124	118
Unpaid loss and loss adjustment expense	5,375	4,688
Rent reserve	3	45
Bonus accrual	312	671
Deferred social security tax	178	356
Investment impairments	217	336
Other	337	554
Total deferred tax assets	13,217	15,696
Deferred federal income taxes, net	$ 8,906	$ 8,724

Income Taxes (Schedule of Effec

Income Taxes (Schedule of Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Taxes [Abstract]
Computed expected income tax expense (benefit) at statutory tax rate	$ 2,414	$ (22,884)
Meals and entertainment	34	28
Tax exempt interest	(234)	(300)
Dividends received deduction	(190)	(111)
Goodwill	0	7,410
State taxes (net of federal benefit)	208	223
Rate differential on NOL	0	(3,383)
True up	0	(2,369)
Other	259	(31)
Income tax expense (benefit)	2,491	(21,417)
Current income tax expense (benefit)	2,297	(14,904)
Deferred tax expense (benefit)	$ 194	$ (6,513)

Income Taxes (Summary of Operat

Income Taxes (Summary of Operating Loss Carryforwards) (Details) $ in Thousands	Dec. 31, 2021USD ($)
Net Operating Loss	$ 589
Operating Loss Expires In 2022 [Member]
Net Operating Loss	0
Operating Loss Expires In 2028 [Member]
Net Operating Loss	2
Operating Loss Expires in 2029 [Member]
Net Operating Loss	25
Operating Loss Expires In 2031 [Member]
Net Operating Loss	45
Operating Loss Expires In 2032 [Member]
Net Operating Loss	77
Operating Loss Expires In 2033 [Member]
Net Operating Loss	73
Operating Loss Expires In 2034 [Member]
Net Operating Loss	59
Operating Loss Expires in 2035 [Member]
Net Operating Loss	33
Operating Loss Expires in 2036 [Member]
Net Operating Loss	50
Operating Loss Expires in 2037 [Member]
Net Operating Loss	29
Operating Loss Expires in 2038 [Member]
Net Operating Loss	40
Operating Loss Expires In 2039 [Member]
Net Operating Loss	70
Operating Loss Expires In 2040 [Member]
Net Operating Loss	60
Operating Loss Expires In 2041 [Member]
Net Operating Loss	$ 26

Supplemental Cash Flow Inform_3

Supplemental Cash Flow Information (Reconciliation of Cash, Cash Equivalents and Restricted Cash to Statement of Cash Flows) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Supplemental Cash Flow Information [Abstract]
Cash and cash equivalents	$ 352,867	$ 102,580
Restricted cash	3,810	5,728
Total cash, cash equivalents and restricted cash shown in the statement of cash flows	$ 356,677	$ 108,308	$ 54,948

Supplemental Cash Flow Inform_4

Supplemental Cash Flow Information (Supplemental Cash Flow Information) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Supplemental Cash Flow Information [Abstract]
Interest paid	$ 3,181	$ 4,860
Income taxes paid	(4,177)	653
Receivable for securities related to investment disposals	1,326	913
Payable for securities related to investment purchases	$ 3,280	$ 0

Commitments and Contingencies (

Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Commitments and Contingencies [Abstract]
Guaranty association assessments	$ 0	$ 0

Changes in Accumulated Other _3

Changes in Accumulated Other Comprehensive Income Balances (Schedule of Accumulated Other Comprehensive (Loss) Income ) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ 383
Other comprehensive (loss) income:
Change in net actuarial gain	1,419	$ (662)
Tax effect on change in net actuarial (loss) gain	(298)	139
Unrealized holding gains arising during the period	2,832	709
Tax effect on unrealized holding gains arising during the period	(595)	(149)
Reclassification adjustment for gains included in net income	(6,046)	(433)
Tax effect on reclassification adjustment for gains included in income tax expense	1,270	91
Other comprehensive loss, net of tax	(1,418)	(305)
Ending Balance	(1,035)	383
Pension Liability [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(3,762)	(3,239)
Other comprehensive (loss) income:
Change in net actuarial gain	1,419	(662)
Tax effect on change in net actuarial (loss) gain	(298)	139
Unrealized holding gains arising during the period	0	0
Tax effect on unrealized holding gains arising during the period	0	0
Reclassification adjustment for gains included in net income	0	0
Tax effect on reclassification adjustment for gains included in income tax expense	0	0
Other comprehensive loss, net of tax	1,121	(523)
Ending Balance	(2,641)	(3,762)
Unrealized Gains (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	4,145	3,927
Other comprehensive (loss) income:
Change in net actuarial gain	0	0
Tax effect on change in net actuarial (loss) gain	0	0
Unrealized holding gains arising during the period	2,832	709
Tax effect on unrealized holding gains arising during the period	(595)	(149)
Reclassification adjustment for gains included in net income	(6,046)	(433)
Tax effect on reclassification adjustment for gains included in income tax expense	1,270	91
Other comprehensive loss, net of tax	(2,539)	218
Ending Balance	1,606	4,145
Accumulated Other Comprehensive Income [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	383	688
Other comprehensive (loss) income:
Change in net actuarial gain	1,419	(662)
Tax effect on change in net actuarial (loss) gain	(298)	139
Unrealized holding gains arising during the period	2,832	709
Tax effect on unrealized holding gains arising during the period	(595)	(149)
Reclassification adjustment for gains included in net income	(6,046)	(433)
Tax effect on reclassification adjustment for gains included in income tax expense	1,270	91
Other comprehensive loss, net of tax	(1,418)	(305)
Ending Balance	$ (1,035)	$ 383

Concentrations of Credit Risk (

Concentrations of Credit Risk (Details)	Dec. 31, 2021Institution
Concentrations of Credit Risk [Abstract]
Number of financial institutions with which accounts are maintained in excess of the amount insured by FDIC	4

Leases (Narrative) (Details)

Leases (Narrative) (Details)	12 Months Ended
Leases (Narrative) (Details)	Dec. 31, 2021
Lessee, Lease, Description [Line Items]
Lease, Practical Expedients	true
Options to extend	true
Minimum [Member]
Lessee, Lease, Description [Line Items]
Remaining lease term	1 year
Maximum [Member]
Lessee, Lease, Description [Line Items]
Remaining lease term	12 years

Leases (Components of Lease Exp

Leases (Components of Lease Expense and Other Lease Information) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Operating lease cost	$ 2,147	$ 3,010
Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases	2,171	2,473
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 436	$ 0

Leases (Component of Lease and

Leases (Component of Lease and Other Information) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Operating lease right-of-use assets	$ 13,211	$ 13,986
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other Assets	Other Assets
Operating lease liabilities	$ 15,062	$ 15,862
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Accounts Payable and Accrued Liabilities	Accounts Payable and Accrued Liabilities
Weighted-average remaining lease term - operating leases	11 years 4 months 24 days	10 years 2 months 12 days
Weighted-average discount rate - operating leases	6.22%	5.88%
Short-term lease payments	$ 200	$ 19

Leases (Maturities) (Details)

Leases (Maturities) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Future minimum lease payments under non-cancellable leases:
2021	$ 0	$ 2,172
2022	2,171	2,171
2023	2,023	1,885
2024	2,216	1,940
2025	2,450	1,975
Thereafter	18,264	11,351
Total future minimum lease payments	27,124	21,494
Less imputed interest	(12,062)	(5,632)
Total operating lease liability	$ 15,062	$ 15,862

Schedule II - Condensed Finan_2

Schedule II - Condensed Financial Information of Registrant (Parent Company Only) (Balance Sheet) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Fair Value	$ 290,073	$ 507,279
Cash and cash equivalents	352,867	102,580
Investment in subsidiaries	1,702	1,702
Federal income tax recoverable	18,217	24,691
Other assets	25,753	28,013
Total assets	1,553,598	1,496,717
Liabilities:
Senior unsecured notes due 2029 (less unamortized debt issuance cost of $746 in 2021 and $844 in 2020)	49,254	49,156
Subordinated debt securities (less unamortized debt issuance cost of $743 in 2021 and $795 in 2020)	55,959	55,907
Accounts payable and other accrued expenses	50,394	50,415
Total liabilities	1,378,077	1,329,011
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2021 and in 2020	3,757	3,757
Additional paid-in capital	122,844	122,893
Retained earnings	74,703	65,699
Accumulated other comprehensive income	(1,035)	383
Treasury stock (2,700,364 shares in 2021 and 2,730,673 in 2020), at cost	(24,748)	(25,026)
Total stockholders' equity	175,521	167,706	$ 262,762
Total liabilities and stockholders' equity	1,553,598	1,496,717
Parent Company [Member]
ASSETS
Cash and cash equivalents	32,482	30,066
Investment in subsidiaries	239,832	247,839
Deferred federal income taxes	50	285
Federal income tax recoverable	9,028	12,506
Other assets	19,913	19,844
Total assets	301,305	310,540
Liabilities:
Senior unsecured notes due 2029 (less unamortized debt issuance cost of $746 in 2021 and $844 in 2020)	49,254	49,156
Subordinated debt securities (less unamortized debt issuance cost of $743 in 2021 and $795 in 2020)	55,959	55,907
Accounts payable and other accrued expenses	20,571	34,555
Total liabilities	125,784	139,618
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2021 and in 2020	3,757	3,757
Additional paid-in capital	122,844	122,893
Retained earnings	74,703	68,915
Accumulated other comprehensive income	(1,035)	383
Treasury stock (2,700,364 shares in 2021 and 2,730,673 in 2020), at cost	(24,748)	(25,026)
Total stockholders' equity	175,521	170,922
Total liabilities and stockholders' equity	$ 301,305	$ 310,540

Schedule II - Condensed Finan_3

Schedule II - Condensed Financial Information of Registrant (Parent Company Only) (Balance Sheet Extra) (Details) - USD ($) $ / shares in Units, $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt securities, available-for-sale, Amortized cost (in dollars)	$ 288,175	$ 502,167
Common stock, par value (in dollars per share)	$ 0.18	$ 0.18
Common stock, authorized shares	33,333,333	33,333,333
Common stock, issued shares	20,872,831	20,872,831
Treasury stock, shares	2,700,364	2,730,673
Senior unsecured notes due 2029 [Member]
Unamortized debt issuance cost (in dollars)	$ 746	$ 844
Subordinated Debt [Member]
Unamortized debt issuance cost (in dollars)	$ 744	$ 795
Parent Company [Member]
Common stock, par value (in dollars per share)	$ 0.18	$ 0.18
Common stock, authorized shares	33,333,333	33,333,333
Common stock, issued shares	20,872,831	20,872,831
Treasury stock, shares	2,700,364	2,730,673
Parent Company [Member] \| Senior unsecured notes due 2029 [Member]
Unamortized debt issuance cost (in dollars)	$ 746	$ 844
Parent Company [Member] \| Subordinated Debt [Member]
Unamortized debt issuance cost (in dollars)	$ 743	$ 795

Schedule II - Condensed Finan_4

Schedule II - Condensed Financial Information of Registrant (Parent Company Only) (Statements of Operations) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Investment income, net of expenses	$ 9,715	$ 12,920
Management fee income	4,344	5,705
Total revenues	404,703	468,848
Interest expense	4,993	5,326
Total expenses	393,208	584,616
Income before equity in undistributed earnings of subsidiaries and income tax benefit	11,495	(115,768)
Income tax expense (benefit)	2,491	(21,417)
Net income (loss)	9,004	(94,351)
Parent Company [Member]
Investment income, net of expenses	28	20
Dividend income from subsidiaries	3,000	12,000
Net realized gains	0	744
Management fee income	31,714	22,844
Total revenues	34,742	35,608
Operating expenses	13,513	17,101
Interest expense	4,993	5,326
Total expenses	18,506	22,427
Income before equity in undistributed earnings of subsidiaries and income tax benefit	16,236	13,181
Income tax expense (benefit)	3,858	(5,592)
Income before equity in undistributed earnings of subsidiaries	12,378	18,773
Equity in undistributed share of loss in subsidiaries	(3,374)	(113,124)
Net income (loss)	9,004	(94,351)
Comprehensive income (loss)	$ 7,586	$ (94,656)

Schedule II - Condensed Finan_5

Schedule II - Condensed Financial Information of Registrant (Parent Company Only) (Cash Flows) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net income (loss)	$ 9,004	$ (94,351)
Adjustments to reconcile net loss to cash provided by operating activities:
Depreciation and amortization expense	3,430	5,754
Deferred tax expense (benefit)	194	(6,513)
Change in current federal income tax (recoverable) payable	6,474	(15,557)
Change in all other liabilities	(1,556)	(4,452)
Change in all other assets	4,185	5,018
Net cash provided by (used in) operating activities	43,768	(69,327)
Cash flows from investing activities:
Purchases of property and equipment	(1,910)	(1,667)
Purchase of investment securities	(132,461)	(285,507)
Maturities, sales and redemptions of investment securities	338,972	409,861
Net cash provided by investing activities	204,601	122,687
Increase in cash and cash equivalents and restricted cash	248,369	53,360
Cash and cash equivalents and restricted cash at beginning of period	108,308	54,948
Cash and cash equivalents and restricted cash at end of period	356,677	108,308
Supplemental cash flow information:
Interest paid	3,181	4,860
Income taxes paid	(4,177)	653
Parent Company [Member]
Cash flows from operating activities:
Net income (loss)	9,004	(94,351)
Adjustments to reconcile net loss to cash provided by operating activities:
Depreciation and amortization expense	832	835
Deferred tax expense (benefit)	235	768
Net realized gains	0	(744)
Undistributed share of loss of subsidiaries	3,374	113,124
Change in current federal income tax (recoverable) payable	3,478	(6,602)
Change in all other liabilities	(27,254)	(17,851)
Change in all other assets	13,942	14,368
Net cash provided by (used in) operating activities	3,611	9,547
Cash flows from investing activities:
Purchases of property and equipment	(1,195)	(716)
Purchase of investment securities	0	0
Maturities, sales and redemptions of investment securities	0	1,598
Capital contribution to subsidiaries	0	0
Net cash provided by investing activities	(1,195)	882
Increase in cash and cash equivalents and restricted cash	2,416	10,429
Cash and cash equivalents and restricted cash at beginning of period	30,066	19,637
Cash and cash equivalents and restricted cash at end of period	32,482	30,066
Supplemental cash flow information:
Interest paid	3,181	4,860
Income taxes paid	$ 148	$ 204

Schedule III - Supplementary In

Schedule III - Supplementary Insurance Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Supplementary Insurance Information, by Segment [Line Items]
Deferred Policy Acquisition Costs	$ 6,811	$ 17,840
Future Policy Benefits, Losses, Claims and Loss Adjustment Expenses	816,681	789,768
Unearned Premiums	284,427	320,806
Other Policy Claims and Benefits Payable	0	0
Premium Revenue	379,290	471,901
Net Investment Income	9,715	12,920
Benefits Claims, Losses and Settlement Expenses	275,244	406,907
Amortization of Deferred Policy Acquisition Costs	35,188	78,816
Other Operating Expenses	101,438	118,765
Net Premiums Written	339,924	428,332
Specialty Commercial Segment [Member]
Supplementary Insurance Information, by Segment [Line Items]
Deferred Policy Acquisition Costs	3,585	9,070
Future Policy Benefits, Losses, Claims and Loss Adjustment Expenses	702,375	678,017
Unearned Premiums	220,622	255,840
Other Policy Claims and Benefits Payable	0	0
Premium Revenue	242,173	327,023
Net Investment Income	9,130	12,338
Benefits Claims, Losses and Settlement Expenses	164,729	285,994
Amortization of Deferred Policy Acquisition Costs	7,191	49,162
Other Operating Expenses	43,751	55,102
Net Premiums Written	205,306	284,532
Standard Commercial Segment [Member]
Supplementary Insurance Information, by Segment [Line Items]
Deferred Policy Acquisition Costs	4,652	4,872
Future Policy Benefits, Losses, Claims and Loss Adjustment Expenses	93,497	86,291
Unearned Premiums	48,011	46,849
Other Policy Claims and Benefits Payable	0	0
Premium Revenue	68,584	66,554
Net Investment Income	2,582	3,061
Benefits Claims, Losses and Settlement Expenses	49,152	52,478
Amortization of Deferred Policy Acquisition Costs	12,678	12,910
Other Operating Expenses	21,927	20,694
Net Premiums Written	67,709	68,396
Personal Segment [Member]
Supplementary Insurance Information, by Segment [Line Items]
Deferred Policy Acquisition Costs	(1,426)	3,898
Future Policy Benefits, Losses, Claims and Loss Adjustment Expenses	20,809	25,460
Unearned Premiums	15,794	18,117
Other Policy Claims and Benefits Payable	0	0
Premium Revenue	68,533	78,324
Net Investment Income	1,153	842
Benefits Claims, Losses and Settlement Expenses	61,363	68,435
Amortization of Deferred Policy Acquisition Costs	15,319	16,744
Other Operating Expenses	22,247	25,868
Net Premiums Written	66,909	75,404
Corporate [Member]
Supplementary Insurance Information, by Segment [Line Items]
Deferred Policy Acquisition Costs	0	0
Future Policy Benefits, Losses, Claims and Loss Adjustment Expenses	0	0
Unearned Premiums	0	0
Other Policy Claims and Benefits Payable	0	0
Premium Revenue	0	0
Net Investment Income, Corporate	(3,150)	(3,321)
Benefits Claims, Losses and Settlement Expenses	0	0
Amortization of Deferred Policy Acquisition Costs	0	0
Other Operating Expenses	13,513	17,101
Net Premiums Written	$ 0	$ 0

Schedule IV - Reinsurance (Deta

Schedule IV - Reinsurance (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Premium Earned:
Gross amount	$ 679,504	$ 803,034
Ceded to other companies	(310,843)	(339,587)
Assumed from other companies	10,629	8,454
Net premiums earned	$ 379,290	$ 471,901
Percentage of amount assumed to net	2.80%	1.79%
Life Insurance Product Line [Member]
Premium Earned:
Gross amount	$ 0	$ 0
Ceded to other companies	0	0
Assumed from other companies	0	0
Net premiums earned	0	0
Accident and Health Insurance Product Line [Member]
Premium Earned:
Gross amount	0	0
Ceded to other companies	0	0
Assumed from other companies	0	0
Net premiums earned	0	0
Property, Liability and Casualty Insurance Segment [Member]
Premium Earned:
Gross amount	679,504	803,034
Ceded to other companies	(310,843)	(339,587)
Assumed from other companies	10,629	8,454
Net premiums earned	$ 379,290	$ 471,901
Percentage of amount assumed to net	2.80%	1.79%
Title Insurance Product Line [Member]
Premium Earned:
Gross amount	$ 0	$ 0
Ceded to other companies	0	0
Assumed from other companies	0	0
Net premiums earned	$ 0	$ 0

Schedule VI - Supplemental Info

Schedule VI - Supplemental Information Concerning Property-Casualty Insurance Operations (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Supplemental Information For Property, Casualty Insurance Underwriters [Abstract]
Deferred Policy Acquisition Costs	$ 6,811	$ 17,840
Reserves for Unpaid Claims and Claim Adjustment Expenses	816,681	789,768
Discount if any, Deducted in Column C	0	0
Unearned Premiums	284,427	320,806
Earned Premiums	379,290	471,901
Net Investment Income	9,715	12,920
Current year	269,204	326,919
Current year		348,619
Prior years	6,040	58,288
Amortization of Deferred Policy Acquisition Costs	35,188	78,816
Paid Claims and Claims Adjustment Expenses	279,046	320,419
Net Premiums Written	$ 339,924	$ 438,973