| Supplement Dated May 23, 2013 |
| To The Current Prospectus |
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| ING USA Fixed Account I | ING GoldenSelect Guarantee Annuity |
| ING USA Fixed Account II | ING SmartDesign Multi-Rate Index Annuity |
| ING USA Guaranteed Account |
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| Issued by ING USA Annuity and Life Insurance Company |
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| This supplements your prospectus. Please read it carefully and keep it with your copy of the prospectus for future |
| reference. If you have any questions, please call our Customer Contact Center at 1-800-366-0066. |
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| Information about the ING USA Annuity and Life Insurance Company found in your Prospectus is |
| deleted and replaced with the following: | |
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| ING USA Annuity and Life Insurance Company (“ING USA”) is an Iowa stock life insurance company, which |
| was originally incorporated in Minnesota on January 2, 1973. Until May 7, 2013, ING USA was a wholly |
| owned indirect subsidiary of ING Groep N.V. (“ING”), a global financial services holding company based in |
| The Netherlands. ING USA is authorized to sell insurance and annuities in all states, except New York and the |
| District of Columbia. The obligations under the Contract are solely the responsibility of ING USA Annuity and |
| Life Insurance Company. | |
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| Pursuant to an agreement with the European Commission (“EC”), ING has agreed to divest itself of ING U.S., |
| Inc. and its subsidiaries, including ING USA (collectively “ING U.S.”), which constitutes ING’s U.S.-based |
| retirement, investment management and insurance operations. To effect this divestment, on May 7, 2013 ING |
| completed an initial public offering (“IPO”) of the common stock of ING U.S. While ING is currently the |
| majority shareholder of the common stock of ING U.S., pursuant to the agreement with the EC mentioned above |
| ING is required to divest itself of at least 25% of ING U.S. by the end of 2013, more than 50% by the end of |
| 2014 and 100% by the end of 2016. | |
