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This supplement updates the prospectus. Please read this supplement carefully and keep it with your copy |
of the prospectus for future reference. If you have any questions, please call our Customer Service Center |
at 1-800-366-0066. |
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For Contracts issued in theCommonwealth of Pennsylvania: |
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1. | Under “Glossary” on Page 4, please add the following sentence to the definition of Qualifying |
| Medical Professional: |
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For Contracts issued in Pennsylvania only, a Qualifying Medical Professional cannot be a member of your |
or the Annuitant’s immediate family (i.e., parents, spouse, children, siblings and parental in-laws). |
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2. | Under “Charges – Surrender Charge” on page 9, please add the following sentence after the |
| definition of Qualifying Medical Professional: |
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¡IMPORTANT NOTE:For Contracts issued in Pennsylvania only, a Qualifying Medical Professional |
cannot be a member of your or the Annuitant’s immediate family (i.e., parents, spouse, children, siblings |
and parental in-laws). |
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3. | Under “Charges – Surrender Charge” on page 9, please add the following paragraph after the |
| list of conditions to qualify for waiver of Surrender Charge as a result of Extended Medical |
| Care: |
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¡IMPORTANT NOTE:For Contracts issued in Pennsylvania only, you (or any Annuitant, if the Owner |
is a non-natural person) qualify for a waiver of Surrender Charge as a result of Extended Medical Care if |
you begin receiving Extended Medical Care on or after the first Contract Anniversary and receive such |
Extended Medical Care for at least 30 consecutive days during any continuous 60-day period. For purposes |
of this requirement, separate periods of Extended Medical Care occurring within six months of a previous |
period of Extended Medical Care for the same or related condition will be considered one continuous |
period of Extended Medical Care. |
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4. | Under “Right to Examine and Return This Contract” on page 28, please add the following |
| sentence at the end of this section: |
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¡IMPORTANT NOTE:For Contracts issued in Pennsylvania only, if the Contract replaces a contract |
issued by an ING affiliate, your Right to Examine and Return this Contract is within 45 days of your |
receipt of it. |