Community Financial (CFFC) 8-K Financial statements and exhibits

SECURITIES AND EXCHANGE COMMISSIONWashington, D.C. 20549FORM 8-KCURRENT REPORTPursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (date of earliest event reported)July 30, 2003

COMMUNITY FINANCIAL CORPORATION(Exact name of Registrant as specified in its Charter)

Virginia	0-18265	54-1532044
(State or other jurisdiction of incorporation)	(Commission File No.)	(IRS Employer Identification Number)

38 North Central Avenue, Staunton, Virginia	24401
(Address of principal executive offices)	(Zip Code)

Registrant's telephone number, including area code: (540) 886-0796

N/A(Former name or former address, if changed since last report)
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ITEM 7. Financial Statements and Exhibits

         (c) Exhibits:

                     99.1 Press Release dated July 30, 2003.

ITEM 9. Regulation FD Disclosure (Information Furnished in this Item 9 is Furnished under Item 12)

              On July 30, 2003, the Registrant issued its earnings release for the quarterly period ended June 30, 2003. The earnings release, attached to this report as Exhibit 99.1, is incorporated herein by reference.

              This information furnished under this "Item 9. Regulation FD Disclosure" is intended to be furnished under "Item 12. Disclosure of Results of Operations and Financial Condition."

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SIGNATURES

       Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

		COMMUNITY FINANCIAL CORPORATION
Date: July 30, 2003	By:	/s/ R. Jerry GilesR. Jerry Giles Senior Vice President and Chief Financial Officer (Duly Authorized Officer)

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EXHIBIT INDEX

Exhibit No.	Description
99.1	Press Release dated July 30, 2003