Exhibit 99.01
First USA Credit Card Master Trust
Trust Performance by Series - February 2005
| | | | | | | | | | | | |
Series | | 1996-4 | | 1997-4 | | 1997-8 | | 1998-4 | | 1998-6 |
Deal Size | | $602MM | | $602MM | | $939MM | | $843MM | | $964MM |
Expected Maturity | | 8/10/2006 | | 6/17/2007 | | 9/17/2007 | | 7/18/2005 | | 8/18/2008 |
|
Yield | | | | 15.80% | | 15.80% | | 15.80% | | 15.80% | | 15.80% |
Less: | | Coupon | | 2.90% | | 2.89% | | 2.84% | | 2.76% | | 3.09% |
| | Servicing Fee | | 1.50% | | 1.50% | | 1.50% | | 1.50% | | 1.50% |
| | Net Credit Losses | | 5.58% | | 5.58% | | 5.58% | | 5.58% | | 5.58% |
Excess Spread: | | | | | | | | | | |
| | February-05 | | 5.82% | | 5.83% | | 5.88% | | 5.96% | | 5.63% |
| | January-04 | | 4.48% | | 4.43% | | 4.48% | | 4.56% | | 4.22% |
| | December-04 | | 4.58% | | 4.55% | | 4.60% | | 4.68% | | 4.33% |
Three Month Average Excess Spread | | 4.96% | | 4.94% | | 4.99% | | 5.07% | | 4.73% |
| | | | | |
Delinquency: | | | | | | | | | | |
| | 30 to 59 Days | | 1.14% | | 1.14% | | 1.14% | | 1.14% | | 1.14% |
| | 60 to 89 Days | | 0.80% | | 0.80% | | 0.80% | | 0.80% | | 0.80% |
| | 90+ Days | | 1.84% | | 1.84% | | 1.84% | | 1.84% | | 1.84% |
| | Total | | 3.78% | | 3.78% | | 3.78% | | 3.78% | | 3.78% |
| | | | | |
Payment Rate | | 13.61% | | 13.61% | | 13.61% | | 13.61% | | 13.61% |
|
|
Series | | 1998-8 | | 1999-2 | | 2001-1 | | 2001-3 | | 2001-4 |
Deal Size | | $602MM | | $602MM | | $893MM | | $750MM | | $714MM |
Expected Maturity | | 9/18/2005 | | 2/21/2006 | | 1/19/2006 | | 3/20/2006 | | 8/10/2006 |
|
Yield | | 15.80% | | 15.80% | | 15.80% | | 15.80% | | 15.80% |
Less: | | Coupon | | 2.83% | | 3.17% | | 2.85% | | 2.84% | | 2.83% |
| | Servicing Fee | | 1.50% | | 1.50% | | 1.50% | | 1.50% | | 1.50% |
| | Net Credit Losses | | 5.58% | | 5.58% | | 5.58% | | 5.58% | | 5.58% |
Excess Spread: | | | | | | | | | | |
| | February-05 | | 5.89% | | 5.55% | | 5.87% | | 5.88% | | 5.89% |
| | January-04 | | 4.49% | | 4.14% | | 4.48% | | 4.49% | | 4.55% |
| | December-04 | | 4.61% | | 4.26% | | 4.60% | | 4.61% | | 4.65% |
Three Month Average Excess Spread | | 5.00% | | 4.65% | | 4.99% | | 4.99% | | 5.03% |
| | | | | |
Delinquency: | | | | | | | | | | |
| | 30 to 59 Days | | 1.14% | | 1.14% | | 1.14% | | 1.14% | | 1.14% |
| | 60 to 89 Days | | 0.80% | | 0.80% | | 0.80% | | 0.80% | | 0.80% |
| | 90+ Days | | 1.84% | | 1.84% | | 1.84% | | 1.84% | | 1.84% |
| | Total | | 3.78% | | 3.78% | | 3.78% | | 3.78% | | 3.78% |
| | | | | |
Payment Rate | | 13.61% | | 13.61% | | 13.61% | | 13.61% | | 13.61% |