COLUMN 1 |
COLUMN 2 |
COLUMN 3 |
COLUMN 4 |
COLUMN 5 |
COLUMN 6 |
COLUMN 7 |
COLUMN 8 |
|
|
|
VALUE |
SHRS OR |
SH/ |
PUT/ |
INVESTMENT |
OTHER |
VOTING AUTHORITY |
NAME OF ISSUER |
TITLE OF CLASS |
CUSIP |
(x$1000) |
PRN AMT |
PRN |
CALL |
DISCRETION |
MANAGER |
SOLE |
SHARED |
NONE |
Vanguard Total Int'l Stock |
ETF |
921909768 |
25,627 |
496,548 |
SH |
|
SOLE |
|
0 |
0 |
496,548 |
SPDR S&P 500 |
ETF |
78462F103 |
10,124 |
26,836 |
SH |
|
SOLE |
|
0 |
0 |
26,836 |
Vanguard Int'l Developed Marke |
ETF |
921943858 |
8,503 |
208,415 |
SH |
|
SOLE |
|
0 |
0 |
208,415 |
Vanguard Total Stock Market |
ETF |
922908769 |
8,477 |
44,941 |
SH |
|
SOLE |
|
0 |
0 |
44,941 |
Proshares Dividend Aristocrats |
ETF |
74347B680 |
6,990 |
103,619 |
SH |
|
SOLE |
|
0 |
0 |
103,619 |
iShares Core MSCI EAFE |
ETF |
46432F842 |
6,262 |
106,414 |
SH |
|
SOLE |
|
0 |
0 |
106,414 |
Vanguard Interm. Treasuries |
ETF |
92206C706 |
5,932 |
96,991 |
SH |
|
SOLE |
|
0 |
0 |
96,991 |
ProShares Dividend Aristocrats |
ETF |
74348A467 |
5,232 |
61,296 |
SH |
|
SOLE |
|
0 |
0 |
61,296 |
iShares Russell 2000 |
ETF |
464287655 |
5,217 |
30,806 |
SH |
|
SOLE |
|
0 |
0 |
30,806 |
iShares Core S&P 500 |
ETF |
464287200 |
4,752 |
12,534 |
SH |
|
SOLE |
|
0 |
0 |
12,534 |
iShares EMU Hedged ETF |
ETF |
46434V639 |
4,517 |
144,133 |
SH |
|
SOLE |
|
0 |
0 |
144,133 |
Vanguard Total Bond Market |
ETF |
921937835 |
4,498 |
59,764 |
SH |
|
SOLE |
|
0 |
0 |
59,764 |
SPDR Doubleline Ttl Rtrn |
ETF |
78467V848 |
4,383 |
103,920 |
SH |
|
SOLE |
|
0 |
0 |
103,920 |
Vanguard Mid-Cap |
ETF |
922908629 |
4,115 |
20,890 |
SH |
|
SOLE |
|
0 |
0 |
20,890 |
Invesco S&P 500 Equal Weight |
ETF |
46137V357 |
3,884 |
28,939 |
SH |
|
SOLE |
|
0 |
0 |
28,939 |
iShares MSCI Emerging Markets |
ETF |
464287234 |
3,377 |
84,209 |
SH |
|
SOLE |
|
0 |
0 |
84,209 |
iShares Core US Aggregate Bond |
ETF |
464287226 |
2,740 |
26,951 |
SH |
|
SOLE |
|
0 |
0 |
26,951 |
SPDR S&P Dividend |
ETF |
78464A763 |
2,672 |
22,509 |
SH |
|
SOLE |
|
0 |
0 |
22,509 |
Vanguard Emerging Markets |
ETF |
922042858 |
2,630 |
63,148 |
SH |
|
SOLE |
|
0 |
0 |
63,148 |
Vanguard Short-Term Treasuries |
ETF |
92206C102 |
2,326 |
39,520 |
SH |
|
SOLE |
|
0 |
0 |
39,520 |
iShares Core S&P Small-Cap |
ETF |
464287804 |
2,288 |
24,757 |
SH |
|
SOLE |
|
0 |
0 |
24,757 |
iShares US Technology |
ETF |
464287721 |
2,219 |
27,760 |
SH |
|
SOLE |
|
0 |
0 |
27,760 |
iShares Core MSCI Totl |
ETF |
46432F834 |
2,197 |
38,524 |
SH |
|
SOLE |
|
0 |
0 |
38,524 |
iShares DJ US Real Estate |
ETF |
464287739 |
2,188 |
23,788 |
SH |
|
SOLE |
|
0 |
0 |
23,788 |
Vanguard Dividend Appreciation |
ETF |
921908844 |
2,177 |
15,174 |
SH |
|
SOLE |
|
0 |
0 |
15,174 |
Apple Computer |
EQUITY |
037833100 |
2,034 |
14,880 |
SH |
|
SOLE |
|
0 |
0 |
14,880 |
iShares MSCI EAFE |
ETF |
464287465 |
1,792 |
28,681 |
SH |
|
SOLE |
|
0 |
0 |
28,681 |
iShares Core S&P Mid-Cap |
ETF |
464287507 |
1,710 |
7,560 |
SH |
|
SOLE |
|
0 |
0 |
7,560 |
iShares TIPS Bond |
ETF |
464287176 |
1,643 |
14,423 |
SH |
|
SOLE |
|
0 |
0 |
14,423 |
Vanguard Glb. Ex-US Real Estat |
ETF |
922042676 |
1,276 |
28,822 |
SH |
|
SOLE |
|
0 |
0 |
28,822 |
Vanguard Small-Cap |
ETF |
922908751 |
1,274 |
7,233 |
SH |
|
SOLE |
|
0 |
0 |
7,233 |
K K R Real Estate Finance Trus |
EQUITY |
48251K100 |
1,193 |
68,361 |
SH |
|
SOLE |
|
0 |
0 |
68,361 |
Vanguard Short-Term Corp. Bond |
ETF |
92206C409 |
1,101 |
14,432 |
SH |
|
SOLE |
|
0 |
0 |
14,432 |
Vanguard Interm. Corp. Bond |
ETF |
92206C870 |
1,071 |
13,381 |
SH |
|
SOLE |
|
0 |
0 |
13,381 |
iShares Russell Mid-Cap |
ETF |
464287499 |
998 |
15,432 |
SH |
|
SOLE |
|
0 |
0 |
15,432 |
Vanguard All-World ex-US |
ETF |
922042775 |
996 |
19,943 |
SH |
|
SOLE |
|
0 |
0 |
19,943 |
SPDR Financial Select Sector |
ETF |
81369Y605 |
891 |
28,325 |
SH |
|
SOLE |
|
0 |
0 |
28,325 |
Vanguard High Dividend Yield |
ETF |
921946406 |
828 |
8,138 |
SH |
|
SOLE |
|
0 |
0 |
8,138 |
iShares Core MSCI Emerging Mkt |
ETF |
46434G103 |
819 |
16,700 |
SH |
|
SOLE |
|
0 |
0 |
16,700 |
Vanguard Real Estate |
ETF |
922908553 |
803 |
8,810 |
SH |
|
SOLE |
|
0 |
0 |
8,810 |
Berkshire Hathaway Cl B |
EQUITY |
084670702 |
747 |
2,736 |
SH |
|
SOLE |
|
0 |
0 |
2,736 |
Schwab US Dividend Equity |
ETF |
808524797 |
719 |
10,034 |
SH |
|
SOLE |
|
0 |
0 |
10,034 |
Raytheon Technologies Co |
EQUITY |
75513E101 |
597 |
6,208 |
SH |
|
SOLE |
|
0 |
0 |
6,208 |
iShares ESG Aware MSCI |
ETF |
46435G516 |
554 |
8,829 |
SH |
|
SOLE |
|
0 |
0 |
8,829 |
Chubb Corp. |
EQUITY |
H1467J104 |
490 |
2,494 |
SH |
|
SOLE |
|
0 |
0 |
2,494 |
Semiconductor Holders Tr |
EQUITY |
92189F676 |
388 |
1,906 |
SH |
|
SOLE |
|
0 |
0 |
1,906 |
Schwab US REIT |
ETF |
808524847 |
372 |
17,620 |
SH |
|
SOLE |
|
0 |
0 |
17,620 |
Tesla Motors Inc |
EQUITY |
88160R101 |
357 |
530 |
SH |
|
SOLE |
|
0 |
0 |
530 |
SPDR Portfolio Emerging Market |
ETF |
78463X509 |
348 |
10,009 |
SH |
|
SOLE |
|
0 |
0 |
10,009 |
Carrier Global Corp |
EQUITY |
14448C104 |
345 |
9,674 |
SH |
|
SOLE |
|
0 |
0 |
9,674 |
Microsoft |
EQUITY |
594918104 |
326 |
1,268 |
SH |
|
SOLE |
|
0 |
0 |
1,268 |
PowerShares FTSE RAFI US 1000 |
ETF |
46137V613 |
322 |
2,173 |
SH |
|
SOLE |
|
0 |
0 |
2,173 |
iShares Core S&P Total |
ETF |
464287150 |
319 |
3,803 |
SH |
|
SOLE |
|
0 |
0 |
3,803 |
Schwab US Broad Market |
ETF |
808524102 |
311 |
7,033 |
SH |
|
SOLE |
|
0 |
0 |
7,033 |
American Intl Group Inc. |
EQUITY |
026874784 |
307 |
6,000 |
SH |
|
SOLE |
|
0 |
0 |
6,000 |
Otis Worldwide Corp |
EQUITY |
68902V107 |
306 |
4,337 |
SH |
|
SOLE |
|
0 |
0 |
4,337 |
Home Depot Inc |
EQUITY |
437076102 |
300 |
1,092 |
SH |
|
SOLE |
|
0 |
0 |
1,092 |
iShares S&P NA Tec. Semi. Idx |
ETF |
464287523 |
280 |
800 |
SH |
|
SOLE |
|
0 |
0 |
800 |
PowerShares Dividend Achievers |
ETF |
46137V506 |
277 |
8,025 |
SH |
|
SOLE |
|
0 |
0 |
8,025 |
M&T Bank Corporation |
EQUITY |
55261F104 |
270 |
1,694 |
SH |
|
SOLE |
|
0 |
0 |
1,694 |
iShares Cohen & Steers REIT |
ETF |
464287564 |
265 |
4,365 |
SH |
|
SOLE |
|
0 |
0 |
4,365 |
iShares Russell 3000 |
ETF |
464287689 |
258 |
1,185 |
SH |
|
SOLE |
|
0 |
0 |
1,185 |
iShares MSCI ACWI Ex US |
ETF |
464288240 |
257 |
5,704 |
SH |
|
SOLE |
|
0 |
0 |
5,704 |
Valero Energy Corp New |
EQUITY |
91913Y100 |
257 |
2,420 |
SH |
|
SOLE |
|
0 |
0 |
2,420 |
Johnson & Johnson |
EQUITY |
478160104 |
238 |
1,340 |
SH |
|
SOLE |
|
0 |
0 |
1,340 |
Vanguard S&P 500 ETF |
ETF |
922908363 |
227 |
655 |
SH |
|
SOLE |
|
0 |
0 |
655 |
iShares Residential Real Estat |
ETF |
464288562 |
223 |
2,791 |
SH |
|
SOLE |
|
0 |
0 |
2,791 |
Amazon Com Inc |
EQUITY |
023135106 |
221 |
2,080 |
SH |
|
SOLE |
|
0 |
0 |
2,080 |
Willis Towers Watson |
EQUITY |
G96629103 |
208 |
1,055 |
SH |
|
SOLE |
|
0 |
0 |
1,055 |
Schwab Fundamental US Large Co |
ETF |
808524771 |
204 |
4,012 |
SH |
|
SOLE |
|
0 |
0 |
4,012 |