Ohio Valley Banc (OVBC) 10-Q 12 May 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014	9-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'OHIO VALLEY BANC CORP	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	4,098,753
Amendment Flag	'false	'
Entity Central Index Key	'0000894671	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Accelerated Filer	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	31-Mar-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

Consolidated_Balance_Sheets_Cu

Consolidated Balance Sheets (Current Period Unaudited) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and noninterest-bearing deposits with banks	$11,048	$9,841
Interest-bearing deposits with banks	84,556	18,503
Total cash and cash equivalents	95,604	28,344
Securities available for sale	88,858	84,068
Securities held to maturity (estimated fair value: 2014 - $22,892; 2013 - $22,984)	22,620	22,826
Federal Home Loan Bank and Federal Reserve Bank stock	6,576	7,776
Total loans	574,327	566,319
Less: Allowance for loan losses	-6,462	-6,155
Net loans	567,865	560,164
Premises and equipment, net	9,478	9,005
Other real estate owned	1,422	1,354
Accrued interest receivable	1,933	1,901
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	25,099	24,940
Other assets	4,813	5,723
Total assets	825,535	747,368
LIABILITIES	'	'
Noninterest-bearing deposits	219,202	149,823
Interest-bearing deposits	482,758	479,054
Total deposits	701,960	628,877
Other borrowed funds	20,161	18,748
Subordinated debentures	8,500	8,500
Accrued liabilities	11,497	10,824
Total liabilities	742,118	666,949
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)	'	'
SHAREHOLDERS’ EQUITY	'	'
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 4,758,492 shares issued)	4,758	4,758
Additional paid-in capital	34,883	34,883
Retained earnings	58,944	56,241
Accumulated other comprehensive income	544	249
Treasury stock, at cost (659,739 shares)	-15,712	-15,712
Total shareholders’ equity	83,417	80,419
Total liabilities and shareholders’ equity	$825,535	$747,368

Consolidated_Balance_Sheets_Cu1

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Securities held to maturity, fair value (in Dollars)	$22,892	$22,984
Common stock par value (in Dollars per share)	$1	$1
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,758,492	4,758,492
Treasury stock, shares	659,739	659,739

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest and dividend income:	'	'
Loans, including fees	$8,814	$8,917
Securities:	'	'
Taxable	406	300
Tax exempt	136	144
Dividends	86	67
Other Interest	66	52
	9,508	9,480
Interest expense:	'	'
Deposits	573	839
Other borrowed funds	112	81
Subordinated debentures	41	139
	726	1,059
Net interest income	8,782	8,421
Provision for loan losses	494	31
Net interest income after provision for loan losses	8,288	8,390
Noninterest income:	'	'
Service charges on deposit accounts	391	424
Trust fees	55	51
Income from bank owned life insurance and annuity assets	159	631
Mortgage banking income	58	137
Electronic refund check / deposit fees	2,648	2,105
Debit / credit card interchange income	504	452
Gain on sale of ProAlliance Corporation	135	'
Other	180	205
	4,118	3,940
Noninterest expense:	'	'
Salaries and employee benefits	4,377	4,439
Occupancy	398	394
Furniture and equipment	180	226
FDIC insurance	127	144
Data processing	321	281
Foreclosed assets	61	295
Other	1,831	2,169
	7,295	7,948
Income before income taxes	5,111	4,382
Provision for income taxes	1,547	1,159
NET INCOME	3,564	3,223
Earnings per share (in Dollars per share)	$0.87	$0.79
Other Real Estate Owned [Member]	'	'
Noninterest income:	'	'
Loss on other real estate owned	($12)	($65)

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Net Income	$3,564	$3,223
Other comprehensive income (loss):	'	'
Change in unrealized gain on available for sale securities	446	-126
Related tax (expense) benefit	-151	43
Total other comprehensive income (loss), net of tax	295	-83
Total comprehensive income	$3,859	$3,140

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Balance at beginning of period	$80,419	$75,820
Net income	3,564	3,223
Other comprehensive income (loss), net of tax	295	-83
Cash dividends	-861	-406
Balance at end of period	$83,417	$78,554
Cash dividends per share (in Dollars per share)	$0.21	$0.10

Condensed_Consolidated_Stateme3

Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Net cash provided by operating activities:	$5,705	$4,759
Investing activities:	'	'
Proceeds from maturities of securities available for sale	3,497	7,989
Purchases of securities available for sale	-8,040	-13,089
Proceeds from maturities of securities held to maturity	355	351
Purchases of securities held to maturity	-165	-353
Redemptions of Federal Home Loan Bank stock	1,200	'
Net change in loans	-8,337	6,560
Proceeds from sale of other real estate owned	62	421
Purchases of premises and equipment	-652	-87
Purchases of bank owned life insurance	'	-149
Proceeds from bank owned life insurance	'	1,249
Net cash provided by investing activities	-12,080	2,892
Financing activities:	'	'
Change in deposits	73,083	67,308
Cash dividends	-861	-406
Repayment of subordinated debentures	'	-5,000
Proceeds from Federal Home Loan Bank borrowings	1,653	353
Repayment of Federal Home Loan Bank borrowings	-240	-185
Net cash used in financing activities	73,635	62,070
Change in cash and cash equivalents	67,260	69,721
Cash and cash equivalents at beginning of period	28,344	45,651
Cash and cash equivalents at end of period	95,604	115,372
Supplemental disclosure:	'	'
Cash paid for interest	768	1,440
Transfers from loans to other real estate owned	142	190
Other real estate owned sales financed by the Bank	$40	$67

Note_1_Summary_of_Significant_

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2014
Accounting Policies [Abstract]	'
Significant Accounting Policies [Text Block]	'
	NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	BASIS OF PRESENTATION: The accompanying consolidated financial statements include the accounts of Ohio Valley Banc Corp. (“Ohio Valley”) and its wholly-owned subsidiaries, The Ohio Valley Bank Company (the “Bank”), Loan Central, Inc. (“Loan Central”), a consumer finance company, and Ohio Valley Financial Services Agency, LLC (“Ohio Valley Financial Services”), an insurance agency. Ohio Valley and its subsidiaries are collectively referred to as the “Company”. All material intercompany accounts and transactions have been eliminated in consolidation.
	These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at March 31, 2014, and its results of operations and cash flows for the periods presented. The results of operations for the three months ended March 31, 2014 are not necessarily indicative of the operating results to be anticipated for the full fiscal year ending December 31, 2014. The accompanying consolidated financial statements do not purport to contain all the necessary financial disclosures required by U.S. generally accepted accounting principles (“US GAAP”) that might otherwise be necessary in the circumstances. The Annual Report of the Company for the year ended December 31, 2013 contains consolidated financial statements and related notes which should be read in conjunction with the accompanying consolidated financial statements.
	The consolidated financial statements for 2013 have been reclassified to conform to the presentation for 2014. These reclassifications had no effect on the net results of operations or shareholders’ equity.
	USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS: The accounting and reporting policies followed by the Company conform to US GAAP. The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements. Actual results could differ from those estimates. Areas involving the use of management’s estimates and assumptions that are more susceptible to change in the near term involve the allowance for loan losses, mortgage servicing rights, deferred tax assets, the fair value of certain securities, the fair value of financial instruments and the determination and carrying value of impaired loans and other real estate owned.
	INDUSTRY SEGMENT INFORMATION: Internal financial information is primarily reported and aggregated in two lines of business, banking and consumer finance.
	EARNINGS PER SHARE: Earnings per share are computed based on net income divided by the weighted average number of common shares outstanding during the period. The weighted average common shares outstanding were 4,098,753 for the three months ended March 31, 2014 and 4,062,204 for the three months ended March 31, 2013. Ohio Valley had no dilutive effect and no potential common shares issuable under stock options or other agreements for any period presented.

Note_2_Fair_Value_of_Financial

Note 2 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 2 – FAIR VALUE OF FINANCIAL INSTRUMENTS
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  There are three levels of inputs that may be used to measure fair values:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The following is a description of the Company’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis:
	Securities:  The fair values for securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). During times when trading is more liquid, broker quotes are used (if available) to validate the model. Rating agency and industry research reports as well as defaults and deferrals on individual securities are reviewed and incorporated into the calculations.
	Impaired Loans:  At the time a loan is considered impaired, it is valued at the lower of cost or fair value.  Impaired loans carried at fair value generally receive specific allocations of the allowance for loan losses.  For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.  Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification.  Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly.
	Other Real Estate Owned:  Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis.  These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.
	Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company.  Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics.  On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%.
	Assets and Liabilities Measured on a Recurring Basis
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
		Fair Value Measurements at March 31, 2014, Using
		Quoted Prices in			Significant Other			Significant
		Active Markets for			Observable			Unobservable
		Identical Assets			Inputs			Inputs
		(Level 1)			(Level 2)			(Level 3)
	Assets:
	U.S. Government sponsored entity securities		----		$	8,869			----
	Agency mortgage-backed securities, residential		----			79,989			----
		Fair Value Measurements at December 31, 2013, Using
		Quoted Prices in			Significant Other			Significant
		Active Markets for			Observable			Unobservable
		Identical Assets			Inputs			Inputs
		(Level 1)			(Level 2)			(Level 3)
	Assets:
	U.S. Government sponsored entity securities		----		$	8,852			----
	Agency mortgage-backed securities, residential		----			75,216			----
	There were no transfers between Level 1 and Level 2 during 2014 or 2013.
	Assets and Liabilities Measured on a Nonrecurring Basis
	Assets and liabilities measured at fair value on a nonrecurring basis are summarized below:
		Fair Value Measurements at March 31, 2014, Using
		Quoted Prices in			Significant Other			Significant
		Active Markets for			Observable			Unobservable
		Identical Assets			Inputs			Inputs
		(Level 1)			(Level 2)			(Level 3)
	Assets:
	Impaired loans:
	Residential real estate		----			----		$	443
	Commercial real estate:
	Owner-occupied		----			----			133
	Nonowner-occupied		----			----			1,970
	Commercial and industrial		----			----			2,809
	Other real estate owned:
	Commercial real estate:
	Construction		----			----			1,058
		Fair Value Measurements at December 31, 2013, Using
		Quoted Prices in			Significant Other			Significant
		Active Markets for			Observable			Unobservable
		Identical Assets			Inputs			Inputs
		(Level 1)			(Level 2)			(Level 3)
	Assets:
	Impaired loans:
	Residential real estate		----			----		$	234
	Commercial real estate:
	Owner-occupied		----			----			133
	Nonowner-occupied		----			----			1,973
	Commercial and industrial		----			----			2,863
	Other real estate owned:
	Commercial real estate:
	Construction		----			----			1,058
	At March 31, 2014, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $7,680, with a corresponding valuation allowance of $2,325, resulting in a decrease of $173 in provision expense during the three months ended March 31, 2014, with $157 in charge-offs recognized. At December 31, 2013, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $7,701, with a corresponding valuation allowance of $2,498, resulting in an increase of $519 in additional provision expense during the year ended December 31, 2013, with no additional charge-offs recognized.
	Other real estate owned that was measured at fair value less costs to sell at March 31, 2014 and December 31, 2013 had a net carrying amount of $1,058, which is made up of the outstanding balance of $2,217, net of a valuation allowance of $1,159 at December 31, 2013. There was $504 in corresponding write-downs during 2013.
The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 2014 and December 31, 2013:
31-Mar-14			Valuation		Unobservable				(Weighted
	Fair Value		Technique(s)		Input(s)	Range			Average)
Impaired loans:
Commercial real estate:
Nonowner-occupied	$	1,970	Sales approach		Adjustment to comparables	5%	to	10%		8	%
Commercial and industrial		2,809	Sales approach		Adjustment to comparables	0%	to	20%		16	%
Other real estate owned:
Commercial real estate:
Construction		1,058	Sales approach		Adjustment to comparables	5%	to	35%		19	%
31-Dec-13			Valuation		Unobservable				(Weighted
	Fair Value		Technique(s)		Input(s)	Range			Average)
Impaired loans:
Commercial real estate:
Nonowner-occupied	$	1,973	Sales approach		Adjustment to comparables	5%	to	10%		8	%
Commercial and industrial		2,863	Sales approach		Adjustment to comparables	0%	to	20%		16	%
Other real estate owned:
Commercial real estate:
Construction		1,058	Sales approach		Adjustment to comparables	5%	to	35%		19	%
The carrying amounts and estimated fair values of financial instruments at March 31, 2014 and December 31, 2013 are as follows:
	Fair Value Measurements at March 31, 2014 Using:
	Carrying			Level 1			Level 2			Level 3		Total
	Value
Financial Assets:
Cash and cash equivalents	$	95,604		$	95,604		$	----		$	----	$	95,604
Securities available for sale		88,858			----			88,858			----		88,858
Securities held to maturity		22,620			----			11,741			11,151		22,892
Federal Home Loan Bank and
Federal Reserve Bank stock		6,576		N/A			N/A			N/A		N/A
Loans, net		567,865			----			----			572,175		572,175
Accrued interest receivable		1,933			----			387			1,546		1,933
Financial liabilities:
Deposits		701,960			218,514			483,491			----		702,005
Other borrowed funds		20,161			----			19,324			----		19,324
Subordinated debentures		8,500			----			4,905			----		4,905
Accrued interest payable		751			3			748			----		751
				Fair Value Measurements at December 31, 2013 Using:
	Carrying			Level 1			Level 2			Level 3		Total
	Value
Financial Assets:
Cash and cash equivalents	$	28,344		$	28,344		$	----		$	----	$	28,344
Securities available for sale		84,068			----			84,068			----		84,068
Securities held to maturity		22,826			----			11,502			11,482		22,984
Federal Home Loan Bank and
Federal Reserve Bank stock		7,776		N/A			N/A			N/A		N/A
Loans, net		560,164			----			----			564,589		564,589
Accrued interest receivable		1,901			----			241			1,660		1,901
Financial liabilities:
Deposits		628,877			148,847			479,962			----		628,809
Other borrowed funds		18,748			----			17,453			----		17,453
Subordinated debentures		8,500			----			4,896			----		4,896
Accrued interest payable		792			3			789			----		792
The methods and assumptions, not previously presented, used to estimate fair values are described as follows:
Cash and Cash Equivalents: The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1.
Securities Held to Maturity:  The fair values for securities held to maturity are determined in the same manner as securities held for sale and discussed earlier in this note.  Level 3 securities consist of nonrated municipal bonds and tax credit (“QZAB”) bonds.
Federal Home Loan Bank and Federal Reserve Bank stock: It is not practical to determine the fair value of both Federal Home Loan Bank and Federal Reserve Bank stock due to restrictions placed on its transferability.
Loans: Fair values of loans are estimated as follows:  The fair value of fixed rate loans is estimated by discounting future cash flows using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification.  For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification.  Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.
Deposit Liabilities: The fair values disclosed for noninterest-bearing deposits are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount), resulting in a Level 1 classification. The carrying amounts of variable-rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date resulting in a Level 2 classification. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits, resulting in a Level 2 classification.
Other Borrowed Funds: The carrying values of the Company’s short-term borrowings, generally maturing within ninety days, approximate their fair values, resulting in a Level 2 classification. The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements, resulting in a Level 2 classification.
Subordinated Debentures: The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements, resulting in a Level 2 classification.
Accrued Interest Receivable and Payable: The carrying amount of accrued interest approximates fair value, resulting in a classification that is consistent with the earning assets and interest-bearing liabilities with which it is associated.
Off-balance Sheet Instruments:  Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not material.
Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

Note_3_Securities

Note 3 - Securities	3 Months Ended
	Mar. 31, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	NOTE 3 – SECURITIES
	The following table summarizes the amortized cost and estimated fair value of the available for sale and held to maturity securities portfolios at March 31, 2014 and December 31, 2013 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income for available for sale securities and gross unrecognized gains and losses for held to maturity securities:
	Securities Available for Sale	Amortized		Gross Unrealized Gains			Gross Unrealized Losses			Estimated
		Cost								Fair Value
	31-Mar-14
	U.S. Government sponsored entity securities	$	9,025	$	4		$	(160	)	$	8,869
	Agency mortgage-backed securities, residential		79,009		1,401			(421	)		79,989
	Total securities	$	88,034	$	1,405		$	(581	)	$	88,858
	31-Dec-13
	U.S. Government sponsored entity securities	$	9,028	$	4		$	(180	)	$	8,852
	Agency mortgage-backed securities, residential		74,661		1,257			(702	)		75,216
	Total securities	$	83,689	$	1,261		$	(882	)	$	84,068
	Securities Held to Maturity	Amortized		Gross Unrecognized Gains			Gross Unrecognized Losses			Estimated
		Cost								Fair Value
	31-Mar-14
	Obligations of states and political subdivisions	$	22,609	$	615		$	(343	)	$	22,881
	Agency mortgage-backed securities, residential		11		----			----			11
	Total securities	$	22,620	$	615		$	(343	)	$	22,892
	31-Dec-13
	Obligations of states and political subdivisions	$	22,814	$	579		$	(421	)	$	22,972
	Agency mortgage-backed securities, residential		12		----			----			12
	Total securities	$	22,826	$	579		$	(421	)	$	22,984
	The amortized cost and estimated fair value of the securities portfolio at March 31, 2014, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because certain issuers may have the right to call or prepay the debt obligations prior to their contractual maturities. Securities not due at a single maturity are shown separately.
		Available for Sale					Held to Maturity
	Debt Securities:	Amortized		Estimated			Amortized			Estimated
		Cost		Fair Value			Cost			Fair Value
	Due in one year or less	$	----	$	----		$	----		$	----
	Due in over one to five years		9,025		8,869			6,670			7,007
	Due in over five to ten years		----		----			9,703			9,696
	Due after ten years		----		----			6,236			6,178
	Agency mortgage-backed securities, residential		79,009		79,989			11			11
	Total debt securities	$	88,034	$	88,858		$	22,620		$	22,892
	The following table summarizes the investment securities with unrealized losses at March 31, 2014 and December 31, 2013 by aggregated major security type and length of time in a continuous unrealized loss position:
		Less Than 12 Months					12 Months or More						Total
	31-Mar-14	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	Securities Available for Sale
	U.S. Government sponsored entity securities	$	7,860	$	(160	)	$	----		$	----		$	7,860	$	(160	)
	Agency mortgage-backed securities, residential		28,111		(421	)		----			----			28,111		(421	)
	Total available for sale	$	35,971	$	(581	)	$	----		$	----		$	35,971	$	(581	)
		Less Than 12 Months					12 Months or More						Total
		Fair		Unrecognized Loss			Fair			Unrecognized Loss			Fair		Unrecognized Loss
		Value					Value						Value
	Securities Held to Maturity
	Obligations of states and political subdivisions	$	5,980	$	(311	)	$	224		$	(32	)	$	6,204	$	(343	)
	Total held to maturity	$	5,980	$	(311	)	$	224		$	(32	)	$	6,204	$	(343	)
		Less Than 12 Months					12 Months or More						Total
	31-Dec-13	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	Securities Available for Sale
	U.S. Government sponsored entity securities	$	7,841	$	(180	)	$	----		$	----		$	7,841	$	(180	)
	Agency mortgage-backed securities, residential		25,775		(702	)		----			----			25,775		(702	)
	Total available for sale	$	33,616	$	(882	)	$	----		$	----		$	33,616	$	(882	)
		Less Than 12 Months					12 Months or More						Total
		Fair		Unrecognized			Fair			Unrecognized			Fair		Unrecognized
		Value		Loss			Value			Loss			Value		Loss
	Securities Held to Maturity
	Obligations of states and political subdivisions	$	6,743	$	(307	)	$	1,142		$	(114	)	$	7,885	$	(421	)
	Total held to maturity	$	6,743	$	(307	)	$	1,142		$	(114	)	$	7,885	$	(421	)
	Unrealized losses on the Company's debt securities have not been recognized into income because the issuers' securities are of high credit quality and management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery. Management does not believe any individual unrealized loss at March 31, 2014 and December 31, 2013 represents an other-than-temporary impairment.

Note_4_Loans_and_Allowance_for

Note 4 - Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	NOTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES
	Loans are comprised of the following:	March 31,			December 31,
		2014			2013
	Residential real estate	$	213,824		$	214,008
	Commercial real estate:
	Owner-occupied		94,172			94,586
	Nonowner-occupied		62,661			62,108
	Construction		30,106			28,972
	Commercial and industrial		72,925			64,365
	Consumer:
	Automobile		39,623			38,811
	Home equity		17,527			17,748
	Other		43,489			45,721
			574,327			566,319
	Less: Allowance for loan losses		6,462			6,155
	Loans, net	$	567,865		$	560,164
	The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2014 and 2013:
	31-Mar-14	Residential			Commercial			Commercial
		Real Estate			Real Estate			and Industrial			Consumer			Total
	Allowance for loan losses:
	Beginning balance	$	1,250		$	2,807		$	1,305		$	793		$	6,155
	Provision for loan losses		307			68			(28	)		147			494
	Loans charged off		(54	)		(157	)		----			(255	)		(466	)
	Recoveries		13			22			80			164			279
	Total ending allowance balance	$	1,516		$	2,740		$	1,357		$	849		$	6,462
	31-Mar-13	Residential			Commercial			Commercial
		Real Estate			Real Estate			and Industrial			Consumer			Total
	Allowance for loan losses:
	Beginning balance	$	1,329		$	3,946		$	783		$	847		$	6,905
	Provision for loan losses		327			(478	)		(33	)		215			31
	Loans charged-off		(357	)		(2	)		----			(437	)		(796	)
	Recoveries		15			278			11			228			532
	Total ending allowance balance	$	1,314		$	3,744		$	761		$	853		$	6,672
	The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of March 31, 2014 and December 31, 2013:
	31-Mar-14	Residential			Commercial			Commercial			Consumer			Total
		Real Estate			Real Estate			and Industrial
	Allowance for loan losses:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment	$	232		$	1,361		$	850		$	6		$	2,449
	Collectively evaluated for impairment		1,284			1,379			507			843			4,013
	Total ending allowance balance	$	1,516		$	2,740		$	1,357		$	849		$	6,462
	Loans:
	Loans individually evaluated for impairment	$	1,427		$	10,147		$	2,594		$	218		$	14,386
	Loans collectively evaluated for impairment		212,397			176,792			70,331			100,421			559,941
	Total ending loans balance	$	213,824		$	186,939		$	72,925		$	100,639		$	574,327
	31-Dec-13	Residential			Commercial			Commercial			Consumer			Total
		Real Estate			Real Estate			and Industrial
	Allowance for loan losses:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment	$	213		$	1,541		$	864		$	7		$	2,625
	Collectively evaluated for impairment		1,037			1,266			441			786			3,530
	Total ending allowance balance	$	1,250		$	2,807		$	1,305		$	793		$	6,155
	Loans:
	Loans individually evaluated for impairment	$	1,438		$	10,382		$	2,658		$	218		$	14,696
	Loans collectively evaluated for impairment		212,570			175,284			61,707			102,062			551,623
	Total ending loans balance	$	214,008		$	185,666		$	64,365		$	102,280		$	566,319
	The following table presents information related to loans individually evaluated for impairment by class of loans:
	Three months ended March 31, 2014	Unpaid			Recorded			Allowance			Average			Interest			Cash Basis
		Principal			Investment			for Loan			Impaired			Income			Interest
		Balance						Losses			Loans			Recognized			Recognized
								Allocated
	With no related allowance recorded:
	Residential real estate	$	526		$	526		$	----		$	527		$	7		$	7
Commercial real estate:
Owner-occupied		1,827			1,124			----			1,203			9			9
Nonowner-occupied		6,292			5,692			----			5,717			75			75
Commercial and industrial		2,066			1,657			----			1,734			20			20
With an allowance recorded:
Residential real estate		901			901			232			906			9			9
Commercial real estate:
Nonowner-occupied		3,331			3,331			1,361			3,344			34			34
Commercial and industrial		937			937			850			892			10			10
Consumer:
Home equity		218			218			6			218			2			2
Total	$	16,098		$	14,386		$	2,449		$	14,541		$	166		$	166
Three months ended March 31, 2013							Allowance
	Unpaid						for Loan			Average			Interest			Cash Basis
	Principal			Recorded			Losses			Impaired			Income			Interest
	Balance			Investment			Allocated			Loans			Recognized			Recognized
With no related allowance recorded:
Residential real estate	$	830		$	686		$	----		$	703		$	3		$	3
Commercial real estate:
Owner-occupied		5,644			5,098			----			5,313			72			72
Nonowner-occupied		7,849			7,049			----			7,052			93			93
Commercial and industrial		422			----			----			----			----			----
Consumer:
Home equity		219			219			----			220			3			3
With an allowance recorded:
Residential real estate		426			426			133			423			4			4
Commercial real estate:
Nonowner-occupied		3,441			3,441			1,979			3,456			41			41
Total	$	18,831		$	16,919		$	2,112		$	17,167		$	216		$	216
Year ended December 31, 2013							Allowance
	Unpaid						for Loan			Average			Interest			Cash Basis
	Principal			Recorded			Losses			Impaired			Income			Interest
	Balance			Investment			Allocated			Loans			Recognized			Recognized
With no related allowance recorded:
Residential real estate	$	766		$	766		$	----		$	539		$	41		$	41
Commercial real estate:
Owner-occupied		1,539			992			----			809			39			39
Nonowner-occupied		6,343			5,743			----			6,359			345			345
Commercial and industrial		2,223			1,811			----			1,234			96			96
With an allowance recorded:
Residential real estate		672			672			213			524			35			35
Commercial real estate:
Owner-occupied		290			290			157			116			----			----
Nonowner-occupied		3,357			3,357			1,384			3,423			164			164
Commercial and industrial		847			847			864			602			46			46
Consumer:
Home equity		218			218			7			87			9			9
Total	$	16,255		$	14,696		$	2,625		$	13,693		$	775		$	775
The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees.
Nonaccrual loans and loans past due 90 days or more and still accruing include both smaller balance homogenous loans that are collectively evaluated for impairment and individually classified as impaired loans.
The following table presents the recorded investment of nonaccrual loans and loans past due 90 days or more and still accruing by class of loans as of March 31, 2014 and December 31, 2013:
31-Mar-14	Loans Past Due			Nonaccrual
	90 Days And
	Still Accruing
Residential real estate	$	38		$	3,189
Commercial real estate:
Owner-occupied		----			465
Nonowner-occupied		----			----
Commercial and industrial		----			2
Consumer:
Automobile		12			4
Home equity		----			38
Other		----			----
Total	$	50		$	3,698
31-Dec-13	Loans Past Due			Nonaccrual
	90 Days And
	Still Accruing
Residential real estate	$	72		$	2,662
Commercial real estate:
Owner-occupied		----			799
Nonowner-occupied		----			52
Commercial and industrial		----			21
Consumer:
Automobile		5			8
Home equity		----			38
Other		1			----
Total	$	78		$	3,580
The following table presents the aging of the recorded investment of past due loans by class of loans as of March 31, 2014 and December 31, 2013:
31-Mar-14	30-59			60-89			90 Days
	Days			Days			Or More			Total			Loans Not
	Past Due			Past Due			Past Due			Past Due			Past Due			Total
Residential real estate	$	2,241		$	508		$	2,994		$	5,743		$	208,081		$	213,824
Commercial real estate:
Owner-occupied		117			----			465			582			93,590			94,172
Nonowner-occupied		----			----			----			----			62,661			62,661
Construction		----			----			----			----			30,106			30,106
Commercial and industrial		66			----			2			68			72,857			72,925
Consumer:
Automobile		435			83			12			530			39,093			39,623
Home equity		----			----			38			38			17,489			17,527
Other		532			34			----			566			42,923			43,489
Total	$	3,391		$	625		$	3,511		$	7,527		$	566,800		$	574,327
31-Dec-13	30-59			60-89			90 Days
	Days			Days			Or More			Total			Loans Not
	Past Due			Past Due			Past Due			Past Due			Past Due			Total
Residential real estate	$	3,922		$	1,324		$	2,620		$	7,866		$	206,142		$	214,008
Commercial real estate:
Owner-occupied		206			34			683			923			93,663			94,586
Nonowner-occupied		----			----			52			52			62,056			62,108
Construction		60			----			----			60			28,912			28,972
Commercial and industrial		193			115			21			329			64,036			64,365
Consumer:
Automobile		638			123			13			774			38,037			38,811
Home equity		----			----			38			38			17,710			17,748
Other		651			38			1			690			45,031			45,721
Total	$	5,670		$	1,634		$	3,428		$	10,732		$	555,587		$	566,319
Troubled Debt Restructurings:
A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR's are considered to be impaired. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; a reduction in the contractual principal and interest payments of the loan; or short-term interest-only payment terms.
The Company has allocated reserves for a portion of its TDR's to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer.
The following table presents the types of TDR loan modifications by class of loans as of March 31, 2014 and December 31, 2013:
	TDR’s			TDR’s Not			Total
	Performing to			Performing to			TDR’s
	Modified			Modified
	Terms			Terms
31-Mar-14
Residential real estate
Interest only payments	$	526		$	----		$	526
Rate reduction		417			----			417
Commercial real estate:
Owner-occupied
Rate reduction		----			258			258
Maturity extension at lower stated rate than market rate		271			----			271
Nonowner-occupied
Interest only payments		8,380			----			8,380
Reduction of principal and interest payments		644			----			644
Commercial and industrial
Interest only payments		1,657			----			1,657
Consumer:
Home equity
Maturity extension at lower stated rate than market rate		218			----			218
Total TDR’s	$	12,113		$	258		$	12,371
	TDR’s			TDR’s Not
	Performing to Modified Terms			Performing to Modified Terms			Total
							TDR’s
31-Dec-13
Residential real estate
Interest only payments	$	527		$	----		$	527
Rate reduction		420			----			420
Commercial real estate:
Owner-occupied
Rate reduction		----			259			259
Maturity extension at lower stated rate than market rate		271			----			271
Nonowner-occupied
Interest only payments		8,450			----			8,450
Reduction of principal and interest payments		650			----			650
Commercial and industrial
Interest only payments		1,811			----			1,811
Consumer:
Home equity
Maturity extension at lower stated rate than market rate		218			----			218
Total TDR’s	$	12,347		$	259		$	12,606
During the three months ended March 31, 2014, the TDR’s described above decreased the provision expense and the allowance for loan losses by $26 with no corresponding charge-offs. During the year ended December 31, 2013, the TDR’s described above decreased the allowance for loan losses by $321 with no corresponding charge-offs. This resulted in a decrease to provision expense of $871 during the year ended December 31, 2013.
At March 31, 2014, the balance in TDR loans decreased $235, or 1.9%, from year-end 2013. The decrease was largely due to principal payments of $154 received on one commercial and industrial loan during the first quarter of 2014. At March 31, 2014 and December 31, 2013, a total of 98% of the Company’s TDR’s were performing according to their modified terms.  The Company allocated $1,485 and $1,511 in reserves to customers whose loan terms have been modified in TDR’s as of March 31, 2014 and December 31, 2013, respectively.  At March 31, 2014, the Company had $872 in commitments to lend additional amounts to customers with outstanding loans that are classified as TDR’s, as compared to $718 at December 31, 2013.
There were no TDR loan modifications that occurred during the three months ended March 31, 2014. The following table presents the pre- and post-modification balances of TDR loan modifications by class of loans that occurred during the three months ended March 31, 2013:
	TDR’s						TDR’s Not
	Performing to Modified Terms						Performing to Modified Terms
Three months ended March 31, 2013	Pre-			Post-			Pre-			Post-
	Modification			Modification Recorded			Modification Recorded			Modification Recorded
	Recorded			Investment			Investment			Investment
	Investment
Residential real estate
Interest only payments	$	249		$	249		$	----		$	----
Total TDR’s	$	249		$	249		$	----		$	----
As of March 31, 2013, all of the Company’s loans that were restructured during the three months ended March 31, 2013 were performing in accordance with their modified terms. Furthermore, there were no TDR’s described above at March 31, 2013 that experienced any payment defaults within twelve months following their loan modification. A default is considered to have occurred once the TDR is past due 90 days or more or it has been placed on nonaccrual.  TDR loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The loans modified during the three months ended March 31, 2013 had no impact on the provision expense or the allowance for loan losses. As of March 31, 2013, the Company had no allocation of reserves to customers whose loan terms were modified during the first three months of 2013.
Credit Quality Indicators:
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 through 10. The Company analyzes loans individually with a higher credit risk rating and groups these loans into categories called “criticized” and “classified" assets. The Company considers its criticized assets to be loans that are graded 8 and its classified assets to be loans that are graded 9 or 10. The Company's risk categories are reviewed at least annually on loans that have aggregate borrowing amounts that meet or exceed $500.
The Company uses the following definitions for its criticized loan risk ratings:
Special Mention (Loan Grade 8). Loans classified as special mention indicate considerable risk due to deterioration of repayment (in the earliest stages) due to potential weak primary repayment source, or payment delinquency. These loans will be under constant supervision, are not classified and do not expose the institution to sufficient risks to warrant classification. These deficiencies should be correctable within the normal course of business, although significant changes in company structure or policy may be necessary to correct the deficiencies. These loans are considered bankable assets with no apparent loss of principal or interest envisioned. The perceived risk in continued lending is considered to have increased beyond the level where such loans would normally be granted. Credits that are defined as a troubled debt restructuring should be graded no higher than special mention until they have been reported as performing over one year after restructuring.
The Company uses the following definitions for its classified loan risk ratings:
Substandard (Loan Grade 9). Loans classified as substandard represent very high risk, serious delinquency, nonaccrual, or unacceptable credit. Repayment through the primary source of repayment is in jeopardy due to the existence of one or more well defined weaknesses, and the collateral pledged may inadequately protect collection of the loans. Loss of principal is not likely if weaknesses are corrected, although financial statements normally reveal significant weakness. Loans are still considered collectible, although loss of principal is more likely than with special mention loan grade 8 loans. Collateral liquidation is considered likely to satisfy debt.
Doubtful (Loan Grade 10). Loans classified as doubtful display a high probability of loss, although the amount of actual loss at the time of classification is undetermined. This should be a temporary category until such time that actual loss can be identified, or improvements made to reduce the seriousness of the classification. These loans exhibit all substandard characteristics with the addition that weaknesses make collection or liquidation in full highly questionable and improbable. This classification consists of loans where the possibility of loss is high after collateral liquidation based upon existing facts, market conditions, and value. Loss is deferred until certain important and reasonable specific pending factors which may strengthen the credit can be more accurately determined. These factors may include proposed acquisitions, liquidation procedures, capital injection, receipt of additional collateral, mergers, or refinancing plans. A doubtful classification for an entire credit should be avoided when collection of a specific portion appears highly probable with the adequately secured portion graded substandard.
Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not meet the criteria for a criticized and classified asset rating as pass rated loans, which will include loans graded from 1 (Prime) to 7 (Watch). All commercial loans are categorized into a risk category either at the time of origination or reevaluation date. As of March 31, 2014 and December 31, 2013, and based on the most recent analysis performed, the risk category of commercial loans by class of loans was as follows:
31-Mar-14
	Pass			Criticized			Classified			Total
Commercial real estate:
Owner-occupied	$	86,389		$	5,210		$	2,573		$	94,172
Nonowner-occupied		51,814			7,049			3,798			62,661
Construction		29,169			----			937			30,106
Commercial and industrial		64,893			4,281			3,751			72,925
Total	$	232,265		$	16,540		$	11,059		$	259,864
31-Dec-13
	Pass			Criticized			Classified			Total
Commercial real estate:
Owner-occupied	$	86,497		$	5,310		$	2,779		$	94,586
Nonowner-occupied		51,119			7,107			3,882			62,108
Construction		27,998			----			974			28,972
Commercial and industrial		56,962			4,081			3,322			64,365
Total	$	222,576		$	16,498		$	10,957		$	250,031
The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau), but the scores are not updated. The Company focuses mostly on the performance and repayment ability of the borrower as an indicator of credit risk and does not consider a borrower's credit score to be a significant influence in the determination of a loan's credit risk grading.
For residential and consumer loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on repayment activity as of March 31, 2014 and December 31, 2013:
31-Mar-14		Consumer
					Home						Residential
		Automobile			Equity			Other			Real Estate			Total
Performing		$	39,607		$	17,489		$	43,489		$	210,597		$	311,182
Nonperforming			16			38			----			3,227			3,281
Total		$	39,623		$	17,527		$	43,489		$	213,824		$	314,463
31-Dec-13		Consumer
					Home						Residential
		Automobile			Equity			Other			Real Estate			Total
Performing		$	38,798		$	17,710		$	45,720		$	211,274		$	313,502
Nonperforming			13			38			1			2,734			2,786
Total		$	38,811		$	17,748		$	45,721		$	214,008		$	316,288
The Company, through its subsidiaries, originates residential, consumer, and commercial loans to customers located primarily in the southeastern areas of Ohio as well as the western counties of West Virginia. Approximately 5.42% of total loans were unsecured at March 31, 2014, up from 5.13% at December 31, 2013.

Note_5_Financial_Instruments_w

Note 5 - Financial Instruments with Off-Balance Sheet Risk	3 Months Ended
	Mar. 31, 2014
Risks and Uncertainties [Abstract]	'
Concentration Risk Disclosure [Text Block]	'
	NOTE 5 - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK
	The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The contract amounts of these instruments are not included in the consolidated financial statements. At March 31, 2014, the contract amounts of these instruments totaled approximately $60,204, compared to $67,465 at December 31, 2013. The Bank uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. Since many of these instruments are expected to expire without being drawn upon, the total contract amounts do not necessarily represent future cash requirements.

Note_6_Other_Borrowed_Funds

Note 6 - Other Borrowed Funds	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block [Abstract]	'
Federal Home Loan Bank Advances, Disclosure [Text Block]	'
	NOTE 6 - OTHER BORROWED FUNDS
	Other borrowed funds at March 31, 2014 and December 31, 2013 were comprised of advances from the Federal Home Loan Bank (“FHLB”) of Cincinnati and promissory notes.
		FHLB Borrowings		Promissory Notes		Totals
	31-Mar-14	$	16,632	$	3,529	$	20,161
	31-Dec-13	$	15,219	$	3,529	$	18,748
	Pursuant to collateral agreements with the FHLB, advances were secured by $192,263 in qualifying mortgage loans, $87,369 in commercial loans and $5,081 in FHLB stock at March 31, 2014. Fixed-rate FHLB advances of $16,632 mature through 2042 and have interest rates ranging from 1.53% to 3.31% and a year-to-date weighted average cost of 2.26%. There were no variable-rate FHLB borrowings at March 31, 2014.
	At March 31, 2014, the Company had a cash management line of credit enabling it to borrow up to $75,000 from the FHLB. All cash management advances have an original maturity of 90 days. The line of credit must be renewed on an annual basis. There was $75,000 available on this line of credit at March 31, 2014.
	Based on the Company's current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $187,067 at March 31, 2014. Of this maximum borrowing capacity, the Company had $187,067 available to use as additional borrowings, of which $75,000 could be used for short-term, cash management advances, as mentioned above.
	Promissory notes, issued primarily by Ohio Valley, have fixed rates of 1.15% to 5.00% and are due at various dates through a final maturity date of December 3, 2015. At March 31, 2014, there were no promissory notes payable by Ohio Valley to related parties.
	Letters of credit issued on the Bank's behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $30,000 at March 31, 2014 and $25,000 at December 31, 2013.
	Scheduled principal payments as of March 31, 2014:
		FHLB		Promissory
		Borrowings		Notes		Totals
	2014	$	1,365	$	2,411	$	3,776
	2015		1,462		1,118		2,580
	2016		1,386		----		1,386
	2017		1,321		----		1,321
	2018		1,267		----		1,267
	Thereafter		9,831		----		9,831
		$	16,632	$	3,529	$	20,161

Note_7_Segment_Information

Note 7 - Segment Information	3 Months Ended
	Mar. 31, 2014
Segment Reporting [Abstract]	'
Segment Reporting Disclosure [Text Block]	'
	NOTE 7 – SEGMENT INFORMATION
	The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business, which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic.
	Total revenues from the banking segment, which accounted for the majority of the Company's total revenues, totaled 85.7% and 86.8% of total consolidated revenues for the quarters ended March 31, 2014 and 2013, respectively.
	The accounting policies used for the Company's reportable segments are the same as those described in Note 1 - Summary of Significant Accounting Policies. Income taxes are allocated based on income before tax expense.
	Information for the Company’s reportable segments is as follows:
		Three Months Ended March 31, 2014
		Banking			Consumer		Total Company
					Finance
	Net interest income	$	7,421		$	1,361	$	8,782
	Provision expense	$	375		$	119	$	494
	Noninterest income	$	3,573		$	545	$	4,118
	Noninterest expense	$	6,611		$	684	$	7,295
	Tax expense	$	1,173		$	374	$	1,547
	Net income	$	2,835		$	729	$	3,564
	Assets	$	812,584		$	12,951	$	825,535
			Three Months Ended March 31, 2013
			Banking			Consumer		Total Company
						Finance
	Net interest income	$	7,149		$	1,272	$	8,421
	Provision expense	$	(65	)	$	96	$	31
	Noninterest income	$	3,493		$	447	$	3,940
	Noninterest expense	$	7,296		$	652	$	7,948
	Tax expense	$	830		$	329	$	1,159
	Net income	$	2,581		$	642	$	3,223
	Assets	$	821,720		$	13,188	$	834,908

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	3 Months Ended
	Mar. 31, 2014
Accounting Policies [Abstract]	'
Basis of Accounting, Policy [Policy Text Block]	'
	BASIS OF PRESENTATION: The accompanying consolidated financial statements include the accounts of Ohio Valley Banc Corp. (“Ohio Valley”) and its wholly-owned subsidiaries, The Ohio Valley Bank Company (the “Bank”), Loan Central, Inc. (“Loan Central”), a consumer finance company, and Ohio Valley Financial Services Agency, LLC (“Ohio Valley Financial Services”), an insurance agency. Ohio Valley and its subsidiaries are collectively referred to as the “Company”. All material intercompany accounts and transactions have been eliminated in consolidation.
	These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at March 31, 2014, and its results of operations and cash flows for the periods presented. The results of operations for the three months ended March 31, 2014 are not necessarily indicative of the operating results to be anticipated for the full fiscal year ending December 31, 2014. The accompanying consolidated financial statements do not purport to contain all the necessary financial disclosures required by U.S. generally accepted accounting principles (“US GAAP”) that might otherwise be necessary in the circumstances. The Annual Report of the Company for the year ended December 31, 2013 contains consolidated financial statements and related notes which should be read in conjunction with the accompanying consolidated financial statements.
	The consolidated financial statements for 2013 have been reclassified to conform to the presentation for 2014. These reclassifications had no effect on the net results of operations or shareholders’ equity.
Use of Estimates, Policy [Policy Text Block]	'
	USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS: The accounting and reporting policies followed by the Company conform to US GAAP. The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements. Actual results could differ from those estimates. Areas involving the use of management’s estimates and assumptions that are more susceptible to change in the near term involve the allowance for loan losses, mortgage servicing rights, deferred tax assets, the fair value of certain securities, the fair value of financial instruments and the determination and carrying value of impaired loans and other real estate owned.
Segment Reporting, Policy [Policy Text Block]	'
	INDUSTRY SEGMENT INFORMATION: Internal financial information is primarily reported and aggregated in two lines of business, banking and consumer finance.
Earnings Per Share, Policy [Policy Text Block]	'
	EARNINGS PER SHARE: Earnings per share are computed based on net income divided by the weighted average number of common shares outstanding during the period. The weighted average common shares outstanding were 4,098,753 for the three months ended March 31, 2014 and 4,062,204 for the three months ended March 31, 2013. Ohio Valley had no dilutive effect and no potential common shares issuable under stock options or other agreements for any period presented.

Note_2_Fair_Value_of_Financial1

Note 2 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	'
		Fair Value Measurements at March 31, 2014, Using
		Quoted Prices in			Significant Other			Significant
		Active Markets for			Observable			Unobservable
		Identical Assets			Inputs			Inputs
		(Level 1)			(Level 2)			(Level 3)
	Assets:
	U.S. Government sponsored entity securities		----		$	8,869			----
	Agency mortgage-backed securities, residential		----			79,989			----
		Fair Value Measurements at December 31, 2013, Using
		Quoted Prices in			Significant Other			Significant
		Active Markets for			Observable			Unobservable
		Identical Assets			Inputs			Inputs
		(Level 1)			(Level 2)			(Level 3)
	Assets:
	U.S. Government sponsored entity securities		----		$	8,852			----
	Agency mortgage-backed securities, residential		----			75,216			----
		Fair Value Measurements at March 31, 2014, Using
		Quoted Prices in			Significant Other			Significant
		Active Markets for			Observable			Unobservable
		Identical Assets			Inputs			Inputs
		(Level 1)			(Level 2)			(Level 3)
	Assets:
	Impaired loans:
	Residential real estate		----			----		$	443
	Commercial real estate:
	Owner-occupied		----			----			133
	Nonowner-occupied		----			----			1,970
	Commercial and industrial		----			----			2,809
	Other real estate owned:
	Commercial real estate:
	Construction		----			----			1,058
		Fair Value Measurements at December 31, 2013, Using
		Quoted Prices in			Significant Other			Significant
		Active Markets for			Observable			Unobservable
		Identical Assets			Inputs			Inputs
		(Level 1)			(Level 2)			(Level 3)
	Assets:
	Impaired loans:
	Residential real estate		----			----		$	234
	Commercial real estate:
	Owner-occupied		----			----			133
	Nonowner-occupied		----			----			1,973
	Commercial and industrial		----			----			2,863
	Other real estate owned:
	Commercial real estate:
	Construction		----			----			1,058
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	'
	31-Mar-14			Valuation		Unobservable				(Weighted
		Fair Value		Technique(s)		Input(s)	Range			Average)
	Impaired loans:
	Commercial real estate:
	Nonowner-occupied	$	1,970	Sales approach		Adjustment to comparables	5%	to	10%		8	%
	Commercial and industrial		2,809	Sales approach		Adjustment to comparables	0%	to	20%		16	%
	Other real estate owned:
	Commercial real estate:
	Construction		1,058	Sales approach		Adjustment to comparables	5%	to	35%		19	%
	31-Dec-13			Valuation		Unobservable				(Weighted
		Fair Value		Technique(s)		Input(s)	Range			Average)
	Impaired loans:
	Commercial real estate:
	Nonowner-occupied	$	1,973	Sales approach		Adjustment to comparables	5%	to	10%		8	%
	Commercial and industrial		2,863	Sales approach		Adjustment to comparables	0%	to	20%		16	%
	Other real estate owned:
	Commercial real estate:
	Construction		1,058	Sales approach		Adjustment to comparables	5%	to	35%		19	%
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
		Fair Value Measurements at March 31, 2014 Using:
		Carrying			Level 1			Level 2			Level 3		Total
		Value
	Financial Assets:
	Cash and cash equivalents	$	95,604		$	95,604		$	----		$	----	$	95,604
	Securities available for sale		88,858			----			88,858			----		88,858
	Securities held to maturity		22,620			----			11,741			11,151		22,892
	Federal Home Loan Bank and
	Federal Reserve Bank stock		6,576		N/A			N/A			N/A		N/A
	Loans, net		567,865			----			----			572,175		572,175
	Accrued interest receivable		1,933			----			387			1,546		1,933
	Financial liabilities:
	Deposits		701,960			218,514			483,491			----		702,005
	Other borrowed funds		20,161			----			19,324			----		19,324
	Subordinated debentures		8,500			----			4,905			----		4,905
	Accrued interest payable		751			3			748			----		751
					Fair Value Measurements at December 31, 2013 Using:
		Carrying			Level 1			Level 2			Level 3		Total
		Value
	Financial Assets:
	Cash and cash equivalents	$	28,344		$	28,344		$	----		$	----	$	28,344
	Securities available for sale		84,068			----			84,068			----		84,068
	Securities held to maturity		22,826			----			11,502			11,482		22,984
	Federal Home Loan Bank and
	Federal Reserve Bank stock		7,776		N/A			N/A			N/A		N/A
	Loans, net		560,164			----			----			564,589		564,589
	Accrued interest receivable		1,901			----			241			1,660		1,901
	Financial liabilities:
	Deposits		628,877			148,847			479,962			----		628,809
	Other borrowed funds		18,748			----			17,453			----		17,453
	Subordinated debentures		8,500			----			4,896			----		4,896
	Accrued interest payable		792			3			789			----		792

Note_3_Securities_Tables

Note 3 - Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Note 3 - Securities (Tables) [Line Items]	'
Available-for-sale Securities [Table Text Block]	'
	Securities Available for Sale	Amortized		Gross Unrealized Gains			Gross Unrealized Losses			Estimated
		Cost								Fair Value
	31-Mar-14
	U.S. Government sponsored entity securities	$	9,025	$	4		$	(160	)	$	8,869
	Agency mortgage-backed securities, residential		79,009		1,401			(421	)		79,989
	Total securities	$	88,034	$	1,405		$	(581	)	$	88,858
	31-Dec-13
	U.S. Government sponsored entity securities	$	9,028	$	4		$	(180	)	$	8,852
	Agency mortgage-backed securities, residential		74,661		1,257			(702	)		75,216
	Total securities	$	83,689	$	1,261		$	(882	)	$	84,068
Held-to-maturity Securities [Table Text Block]	'
	Securities Held to Maturity	Amortized		Gross Unrecognized Gains			Gross Unrecognized Losses			Estimated
		Cost								Fair Value
	31-Mar-14
	Obligations of states and political subdivisions	$	22,609	$	615		$	(343	)	$	22,881
	Agency mortgage-backed securities, residential		11		----			----			11
	Total securities	$	22,620	$	615		$	(343	)	$	22,892
	31-Dec-13
	Obligations of states and political subdivisions	$	22,814	$	579		$	(421	)	$	22,972
	Agency mortgage-backed securities, residential		12		----			----			12
	Total securities	$	22,826	$	579		$	(421	)	$	22,984
Investments Classified by Contractual Maturity Date [Table Text Block]	'
		Available for Sale					Held to Maturity
	Debt Securities:	Amortized		Estimated			Amortized			Estimated
		Cost		Fair Value			Cost			Fair Value
	Due in one year or less	$	----	$	----		$	----		$	----
	Due in over one to five years		9,025		8,869			6,670			7,007
	Due in over five to ten years		----		----			9,703			9,696
	Due after ten years		----		----			6,236			6,178
	Agency mortgage-backed securities, residential		79,009		79,989			11			11
	Total debt securities	$	88,034	$	88,858		$	22,620		$	22,892
Schedule of Unrealized Loss on Investments [Table Text Block]	'
		Less Than 12 Months					12 Months or More						Total
	31-Mar-14	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	Securities Available for Sale
	U.S. Government sponsored entity securities	$	7,860	$	(160	)	$	----		$	----		$	7,860	$	(160	)
	Agency mortgage-backed securities, residential		28,111		(421	)		----			----			28,111		(421	)
	Total available for sale	$	35,971	$	(581	)	$	----		$	----		$	35,971	$	(581	)
		Less Than 12 Months					12 Months or More						Total
	31-Dec-13	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	Securities Available for Sale
	U.S. Government sponsored entity securities	$	7,841	$	(180	)	$	----		$	----		$	7,841	$	(180	)
	Agency mortgage-backed securities, residential		25,775		(702	)		----			----			25,775		(702	)
	Total available for sale	$	33,616	$	(882	)	$	----		$	----		$	33,616	$	(882	)
Held-to-maturity Securities [Member]	'
Note 3 - Securities (Tables) [Line Items]	'
Schedule of Unrealized Loss on Investments [Table Text Block]	'
		Less Than 12 Months					12 Months or More						Total
		Fair		Unrecognized Loss			Fair			Unrecognized Loss			Fair		Unrecognized Loss
		Value					Value						Value
	Securities Held to Maturity
	Obligations of states and political subdivisions	$	5,980	$	(311	)	$	224		$	(32	)	$	6,204	$	(343	)
	Total held to maturity	$	5,980	$	(311	)	$	224		$	(32	)	$	6,204	$	(343	)
		Less Than 12 Months					12 Months or More						Total
		Fair		Unrecognized			Fair			Unrecognized			Fair		Unrecognized
		Value		Loss			Value			Loss			Value		Loss
	Securities Held to Maturity
	Obligations of states and political subdivisions	$	6,743	$	(307	)	$	1,142		$	(114	)	$	7,885	$	(421	)
	Total held to maturity	$	6,743	$	(307	)	$	1,142		$	(114	)	$	7,885	$	(421	)

Note_4_Loans_and_Allowance_for1

Note 4 - Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Receivables [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	Loans are comprised of the following:	March 31,			December 31,
		2014			2013
	Residential real estate	$	213,824		$	214,008
	Commercial real estate:
	Owner-occupied		94,172			94,586
	Nonowner-occupied		62,661			62,108
	Construction		30,106			28,972
	Commercial and industrial		72,925			64,365
	Consumer:
	Automobile		39,623			38,811
	Home equity		17,527			17,748
	Other		43,489			45,721
			574,327			566,319
	Less: Allowance for loan losses		6,462			6,155
	Loans, net	$	567,865		$	560,164
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	'
	31-Mar-14	Residential			Commercial			Commercial
		Real Estate			Real Estate			and Industrial			Consumer			Total
	Allowance for loan losses:
	Beginning balance	$	1,250		$	2,807		$	1,305		$	793		$	6,155
	Provision for loan losses		307			68			(28	)		147			494
	Loans charged off		(54	)		(157	)		----			(255	)		(466	)
	Recoveries		13			22			80			164			279
	Total ending allowance balance	$	1,516		$	2,740		$	1,357		$	849		$	6,462
	31-Mar-13	Residential			Commercial			Commercial
		Real Estate			Real Estate			and Industrial			Consumer			Total
	Allowance for loan losses:
	Beginning balance	$	1,329		$	3,946		$	783		$	847		$	6,905
	Provision for loan losses		327			(478	)		(33	)		215			31
	Loans charged-off		(357	)		(2	)		----			(437	)		(796	)
	Recoveries		15			278			11			228			532
	Total ending allowance balance	$	1,314		$	3,744		$	761		$	853		$	6,672
Allowance for Loan Losses and the Recorded Investment of Loans [Table Text Block]	'
	31-Mar-14	Residential			Commercial			Commercial			Consumer			Total
		Real Estate			Real Estate			and Industrial
	Allowance for loan losses:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment	$	232		$	1,361		$	850		$	6		$	2,449
	Collectively evaluated for impairment		1,284			1,379			507			843			4,013
	Total ending allowance balance	$	1,516		$	2,740		$	1,357		$	849		$	6,462
	Loans:
	Loans individually evaluated for impairment	$	1,427		$	10,147		$	2,594		$	218		$	14,386
	Loans collectively evaluated for impairment		212,397			176,792			70,331			100,421			559,941
	Total ending loans balance	$	213,824		$	186,939		$	72,925		$	100,639		$	574,327
	31-Dec-13	Residential			Commercial			Commercial			Consumer			Total
		Real Estate			Real Estate			and Industrial
	Allowance for loan losses:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment	$	213		$	1,541		$	864		$	7		$	2,625
	Collectively evaluated for impairment		1,037			1,266			441			786			3,530
	Total ending allowance balance	$	1,250		$	2,807		$	1,305		$	793		$	6,155
	Loans:
	Loans individually evaluated for impairment	$	1,438		$	10,382		$	2,658		$	218		$	14,696
	Loans collectively evaluated for impairment		212,570			175,284			61,707			102,062			551,623
	Total ending loans balance	$	214,008		$	185,666		$	64,365		$	102,280		$	566,319
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	'
	Three months ended March 31, 2014	Unpaid			Recorded			Allowance			Average			Interest			Cash Basis
		Principal			Investment			for Loan			Impaired			Income			Interest
		Balance						Losses			Loans			Recognized			Recognized
								Allocated
	With no related allowance recorded:
	Residential real estate	$	526		$	526		$	----		$	527		$	7		$	7
	Commercial real estate:
	Owner-occupied		1,827			1,124			----			1,203			9			9
	Nonowner-occupied		6,292			5,692			----			5,717			75			75
	Commercial and industrial		2,066			1,657			----			1,734			20			20
	With an allowance recorded:
	Residential real estate		901			901			232			906			9			9
	Commercial real estate:
	Nonowner-occupied		3,331			3,331			1,361			3,344			34			34
	Commercial and industrial		937			937			850			892			10			10
	Consumer:
	Home equity		218			218			6			218			2			2
	Total	$	16,098		$	14,386		$	2,449		$	14,541		$	166		$	166
	Three months ended March 31, 2013							Allowance
		Unpaid						for Loan			Average			Interest			Cash Basis
		Principal			Recorded			Losses			Impaired			Income			Interest
		Balance			Investment			Allocated			Loans			Recognized			Recognized
	With no related allowance recorded:
	Residential real estate	$	830		$	686		$	----		$	703		$	3		$	3
	Commercial real estate:
	Owner-occupied		5,644			5,098			----			5,313			72			72
	Nonowner-occupied		7,849			7,049			----			7,052			93			93
	Commercial and industrial		422			----			----			----			----			----
	Consumer:
	Home equity		219			219			----			220			3			3
	With an allowance recorded:
	Residential real estate		426			426			133			423			4			4
	Commercial real estate:
	Nonowner-occupied		3,441			3,441			1,979			3,456			41			41
	Total	$	18,831		$	16,919		$	2,112		$	17,167		$	216		$	216
	Year ended December 31, 2013							Allowance
		Unpaid						for Loan			Average			Interest			Cash Basis
		Principal			Recorded			Losses			Impaired			Income			Interest
		Balance			Investment			Allocated			Loans			Recognized			Recognized
	With no related allowance recorded:
	Residential real estate	$	766		$	766		$	----		$	539		$	41		$	41
	Commercial real estate:
	Owner-occupied		1,539			992			----			809			39			39
	Nonowner-occupied		6,343			5,743			----			6,359			345			345
	Commercial and industrial		2,223			1,811			----			1,234			96			96
	With an allowance recorded:
	Residential real estate		672			672			213			524			35			35
	Commercial real estate:
	Owner-occupied		290			290			157			116			----			----
	Nonowner-occupied		3,357			3,357			1,384			3,423			164			164
	Commercial and industrial		847			847			864			602			46			46
	Consumer:
	Home equity		218			218			7			87			9			9
	Total	$	16,255		$	14,696		$	2,625		$	13,693		$	775		$	775
Schedule of Recorded Investment in Nonaccrual Loans [Table Text Block]	'
	31-Mar-14	Loans Past Due			Nonaccrual
		90 Days And
		Still Accruing
	Residential real estate	$	38		$	3,189
	Commercial real estate:
	Owner-occupied		----			465
	Nonowner-occupied		----			----
	Commercial and industrial		----			2
	Consumer:
	Automobile		12			4
	Home equity		----			38
	Other		----			----
	Total	$	50		$	3,698
	31-Dec-13	Loans Past Due			Nonaccrual
		90 Days And
		Still Accruing
	Residential real estate	$	72		$	2,662
	Commercial real estate:
	Owner-occupied		----			799
	Nonowner-occupied		----			52
	Commercial and industrial		----			21
	Consumer:
	Automobile		5			8
	Home equity		----			38
	Other		1			----
	Total	$	78		$	3,580
Past Due Financing Receivables [Table Text Block]	'
	31-Mar-14	30-59			60-89			90 Days
		Days			Days			Or More			Total			Loans Not
		Past Due			Past Due			Past Due			Past Due			Past Due			Total
	Residential real estate	$	2,241		$	508		$	2,994		$	5,743		$	208,081		$	213,824
	Commercial real estate:
	Owner-occupied		117			----			465			582			93,590			94,172
	Nonowner-occupied		----			----			----			----			62,661			62,661
	Construction		----			----			----			----			30,106			30,106
	Commercial and industrial		66			----			2			68			72,857			72,925
	Consumer:
	Automobile		435			83			12			530			39,093			39,623
	Home equity		----			----			38			38			17,489			17,527
	Other		532			34			----			566			42,923			43,489
	Total	$	3,391		$	625		$	3,511		$	7,527		$	566,800		$	574,327
	31-Dec-13	30-59			60-89			90 Days
		Days			Days			Or More			Total			Loans Not
		Past Due			Past Due			Past Due			Past Due			Past Due			Total
	Residential real estate	$	3,922		$	1,324		$	2,620		$	7,866		$	206,142		$	214,008
	Commercial real estate:
	Owner-occupied		206			34			683			923			93,663			94,586
	Nonowner-occupied		----			----			52			52			62,056			62,108
	Construction		60			----			----			60			28,912			28,972
	Commercial and industrial		193			115			21			329			64,036			64,365
	Consumer:
	Automobile		638			123			13			774			38,037			38,811
	Home equity		----			----			38			38			17,710			17,748
	Other		651			38			1			690			45,031			45,721
	Total	$	5,670		$	1,634		$	3,428		$	10,732		$	555,587		$	566,319
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
		TDR’s			TDR’s Not			Total
		Performing to			Performing to			TDR’s
		Modified			Modified
		Terms			Terms
	31-Mar-14
	Residential real estate
	Interest only payments	$	526		$	----		$	526
	Rate reduction		417			----			417
	Commercial real estate:
	Owner-occupied
	Rate reduction		----			258			258
	Maturity extension at lower stated rate than market rate		271			----			271
	Nonowner-occupied
	Interest only payments		8,380			----			8,380
	Reduction of principal and interest payments		644			----			644
	Commercial and industrial
	Interest only payments		1,657			----			1,657
	Consumer:
	Home equity
	Maturity extension at lower stated rate than market rate		218			----			218
	Total TDR’s	$	12,113		$	258		$	12,371
		TDR’s			TDR’s Not
		Performing to Modified Terms			Performing to Modified Terms			Total
								TDR’s
	31-Dec-13
	Residential real estate
	Interest only payments	$	527		$	----		$	527
	Rate reduction		420			----			420
	Commercial real estate:
	Owner-occupied
	Rate reduction		----			259			259
	Maturity extension at lower stated rate than market rate		271			----			271
	Nonowner-occupied
	Interest only payments		8,450			----			8,450
	Reduction of principal and interest payments		650			----			650
	Commercial and industrial
	Interest only payments		1,811			----			1,811
	Consumer:
	Home equity
	Maturity extension at lower stated rate than market rate		218			----			218
	Total TDR’s	$	12,347		$	259		$	12,606
Troubled Debt Restructurings on Financing Receivables, Pre and Post Modification [Table Text Block]	'
		TDR’s						TDR’s Not
		Performing to Modified Terms						Performing to Modified Terms
	Three months ended March 31, 2013	Pre-			Post-			Pre-			Post-
		Modification			Modification Recorded			Modification Recorded			Modification Recorded
		Recorded			Investment			Investment			Investment
		Investment
	Residential real estate
	Interest only payments	$	249		$	249		$	----		$	----
	Total TDR’s	$	249		$	249		$	----		$	----
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	31-Mar-14
		Pass			Criticized			Classified			Total
	Commercial real estate:
	Owner-occupied	$	86,389		$	5,210		$	2,573		$	94,172
	Nonowner-occupied		51,814			7,049			3,798			62,661
	Construction		29,169			----			937			30,106
	Commercial and industrial		64,893			4,281			3,751			72,925
	Total	$	232,265		$	16,540		$	11,059		$	259,864
	31-Dec-13
		Pass			Criticized			Classified			Total
	Commercial real estate:
	Owner-occupied	$	86,497		$	5,310		$	2,779		$	94,586
	Nonowner-occupied		51,119			7,107			3,882			62,108
	Construction		27,998			----			974			28,972
	Commercial and industrial		56,962			4,081			3,322			64,365
	Total	$	222,576		$	16,498		$	10,957		$	250,031
Performing and Nonperforming Loans [Table Text Block]	'
	31-Mar-14		Consumer
						Home						Residential
			Automobile			Equity			Other			Real Estate			Total
	Performing		$	39,607		$	17,489		$	43,489		$	210,597		$	311,182
	Nonperforming			16			38			----			3,227			3,281
	Total		$	39,623		$	17,527		$	43,489		$	213,824		$	314,463
	31-Dec-13		Consumer
						Home						Residential
			Automobile			Equity			Other			Real Estate			Total
	Performing		$	38,798		$	17,710		$	45,720		$	211,274		$	313,502
	Nonperforming			13			38			1			2,734			2,786
	Total		$	38,811		$	17,748		$	45,721		$	214,008		$	316,288

Note_6_Other_Borrowed_Funds_Ta

Note 6 - Other Borrowed Funds (Tables)	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block [Abstract]	'
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	'
		FHLB Borrowings		Promissory Notes		Totals
	31-Mar-14	$	16,632	$	3,529	$	20,161
	31-Dec-13	$	15,219	$	3,529	$	18,748
Schedule of Maturities of Long-term Debt [Table Text Block]	'
		FHLB		Promissory
		Borrowings		Notes		Totals
	2014	$	1,365	$	2,411	$	3,776
	2015		1,462		1,118		2,580
	2016		1,386		----		1,386
	2017		1,321		----		1,321
	2018		1,267		----		1,267
	Thereafter		9,831		----		9,831
		$	16,632	$	3,529	$	20,161

Note_7_Segment_Information_Tab

Note 7 - Segment Information (Tables)	3 Months Ended
	Mar. 31, 2014
Segment Reporting [Abstract]	'
Schedule of Segment Reporting Information, by Segment [Table Text Block]	'
		Three Months Ended March 31, 2014
		Banking			Consumer		Total Company
					Finance
	Net interest income	$	7,421		$	1,361	$	8,782
	Provision expense	$	375		$	119	$	494
	Noninterest income	$	3,573		$	545	$	4,118
	Noninterest expense	$	6,611		$	684	$	7,295
	Tax expense	$	1,173		$	374	$	1,547
	Net income	$	2,835		$	729	$	3,564
	Assets	$	812,584		$	12,951	$	825,535
			Three Months Ended March 31, 2013
			Banking			Consumer		Total Company
						Finance
	Net interest income	$	7,149		$	1,272	$	8,421
	Provision expense	$	(65	)	$	96	$	31
	Noninterest income	$	3,493		$	447	$	3,940
	Noninterest expense	$	7,296		$	652	$	7,948
	Tax expense	$	830		$	329	$	1,159
	Net income	$	2,581		$	642	$	3,223
	Assets	$	821,720		$	13,188	$	834,908

Note_1_Summary_of_Significant_1

Note 1 - Summary of Significant Accounting Policies (Details)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Accounting Policies [Abstract]	'	'
Weighted Average Number of Shares Outstanding, Basic	4,098,753	4,062,204

Note_2_Fair_Value_of_Financial2

Note 2 - Fair Value of Financial Instruments (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'	'
Selling Costs, Percentage	10.00%	'
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$7,680,000	$7,701,000
Impaired Financing Receivable, Related Allowance	2,325,000	2,498,000
Provision for Loan Losses Expensed	173,000	519,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	157	0
Other Real Estate	'	1,058,000
Other Real Estate, Gross	'	2,217,000
Real Estate Owned, Valuation Allowance	'	1,159,000
SEC Schedule III, Real Estate, Write-down or Reserve, Amount	'	$504,000

Note_2_Fair_Value_of_Financial3

Note 2 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Residential Real Estate Loans [Member] | Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Impaired loans:	'	'
Assets measured on a nonrecurring basis	$443	$234
Commercial Real Estate Loans [Member] | Owner Occupied [Member] | Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Impaired loans:	'	'
Assets measured on a nonrecurring basis	133	133
Commercial Real Estate Loans [Member] | Nonowner Occupied [Member] | Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Impaired loans:	'	'
Assets measured on a nonrecurring basis	1,970	1,973
Commercial and Industrial [Member] | Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Impaired loans:	'	'
Assets measured on a nonrecurring basis	2,809	'
Commercial and Industrial [Member] | Impaired Loans [Member]	'	'
Impaired loans:	'	'
Assets measured on a nonrecurring basis	2,809	'
Commercial and Industrial [Member] | Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Impaired loans:	'	'
Assets measured on a nonrecurring basis	'	2,863
Commercial and Industrial [Member] | Other Real Estate Owned [Member]	'	'
Impaired loans:	'	'
Assets measured on a nonrecurring basis	'	2,863
Commercial Real Estate Construction Financing Receivable [Member] | Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Impaired loans:	'	'
Assets measured on a nonrecurring basis	1,058	1,058
Commercial Real Estate Construction Financing Receivable [Member] | Other Real Estate Owned [Member]	'	'
Impaired loans:	'	'
Assets measured on a nonrecurring basis	1,058	1,058
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 2 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis [Line Items]	'	'
Assets measured on a recurring basis	8,869	8,852
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 2 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis [Line Items]	'	'
Assets measured on a recurring basis	$79,989	$75,216

Note_2_Fair_Value_of_Financial4

Note 2 - Fair Value of Financial Instruments (Details) - Level 3 Fair Value Measurements (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Commercial Real Estate Portfolio Segment [Member] | Nonowner Occupied [Member] | Impaired Loans [Member]	'	'
Commercial real estate:	'	'
Fair Value (in Dollars)	$1,970	$1,973
Valuation Techniques	'Sales approach	'Sales approach
Unobservable Inputs	'Adjustment to comparables	'Adjustment to comparables
Weighted Average	8.00%	8.00%
Commercial Real Estate Portfolio Segment [Member] | Nonowner Occupied [Member] | Minimum [Member] | Impaired Loans [Member]	'	'
Commercial real estate:	'	'
Range	5.00%	5.00%
Commercial Real Estate Portfolio Segment [Member] | Nonowner Occupied [Member] | Maximum [Member] | Impaired Loans [Member]	'	'
Commercial real estate:	'	'
Range	10.00%	10.00%
Commercial and Industrial [Member] | Impaired Loans [Member]	'	'
Commercial real estate:	'	'
Fair Value (in Dollars)	2,809	'
Valuation Techniques	'Sales approach	'
Unobservable Inputs	'Adjustment to comparables	'
Weighted Average	16.00%	'
Commercial and Industrial [Member] | Other Real Estate Owned [Member]	'	'
Commercial real estate:	'	'
Fair Value (in Dollars)	'	2,863
Valuation Techniques	'	'Sales approach
Unobservable Inputs	'	'Adjustment to comparables
Weighted Average	'	16.00%
Commercial and Industrial [Member] | Minimum [Member] | Impaired Loans [Member]	'	'
Commercial real estate:	'	'
Range	0.00%	'
Commercial and Industrial [Member] | Minimum [Member] | Other Real Estate Owned [Member]	'	'
Commercial real estate:	'	'
Range	'	0.00%
Commercial and Industrial [Member] | Maximum [Member] | Impaired Loans [Member]	'	'
Commercial real estate:	'	'
Range	20.00%	'
Commercial and Industrial [Member] | Maximum [Member] | Other Real Estate Owned [Member]	'	'
Commercial real estate:	'	'
Range	'	20.00%
Commercial Real Estate Construction Financing Receivable [Member] | Other Real Estate Owned [Member]	'	'
Commercial real estate:	'	'
Fair Value (in Dollars)	$1,058	$1,058
Valuation Techniques	'Sales approach	'Sales approach
Unobservable Inputs	'Adjustment to comparables	'Adjustment to comparables
Weighted Average	19.00%	19.00%
Commercial Real Estate Construction Financing Receivable [Member] | Minimum [Member] | Other Real Estate Owned [Member]	'	'
Commercial real estate:	'	'
Range	5.00%	5.00%
Commercial Real Estate Construction Financing Receivable [Member] | Maximum [Member] | Other Real Estate Owned [Member]	'	'
Commercial real estate:	'	'
Range	35.00%	35.00%

Note_2_Fair_Value_of_Financial5

Note 2 - Fair Value of Financial Instruments (Details) - Fair Value Measurements (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets:	'	'	'	'
Cash and cash equivalents, carrying value	$95,604	$28,344	$115,372	$45,651
Cash and cash equivalents, fair value	95,604	28,344	'	'
Securities available for sale, carrying value	88,858	84,068	'	'
Securities available for sale, fair value	88,858	84,068	'	'
Securities held to maturity, carrying value	22,620	22,826	'	'
Securities held to maturity, fair value	22,892	22,984	'	'
Federal Home Loan Bank and	'	'	'	'
Federal Home Loan Bank and Federal Reserve Bank stock, carrying value	6,576	7,776	'	'
Federal Home Loan Bank and Federal Reserve Bank stock, fair value	'	'	'	'
Loans, net, carrying value	567,865	560,164	'	'
Loans, net, fair value	572,175	564,589	'	'
Accrued interest receivable, carrying value	1,933	1,901	'	'
Accrued interest receivable, fair value	1,933	1,901	'	'
Financial liabilities:	'	'	'	'
Deposits, carrying value	701,960	628,877	'	'
Deposits, fair value	702,005	628,809	'	'
Other borrowed funds, carrying value	20,161	18,748	'	'
Other borrowed funds, fair value	19,324	17,453	'	'
Subordinated debentures, carrying value	8,500	8,500	'	'
Subordinated debentures, fair value	4,905	4,896	'	'
Accrued interest payable, carrying value	751	792	'	'
Accrued interest payable, fair value	751	792	'	'
Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and cash equivalents, fair value	95,604	28,344	'	'
Federal Home Loan Bank and	'	'	'	'
Federal Home Loan Bank and Federal Reserve Bank stock, fair value	'	'	'	'
Financial liabilities:	'	'	'	'
Deposits, fair value	218,514	148,847	'	'
Accrued interest payable, fair value	3	3	'	'
Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities available for sale, carrying value	88,858	84,068	'	'
Securities available for sale, fair value	88,858	84,068	'	'
Securities held to maturity, fair value	11,741	11,502	'	'
Federal Home Loan Bank and	'	'	'	'
Federal Home Loan Bank and Federal Reserve Bank stock, fair value	'	'	'	'
Accrued interest receivable, fair value	387	241	'	'
Financial liabilities:	'	'	'	'
Deposits, fair value	483,491	479,962	'	'
Other borrowed funds, fair value	19,324	17,453	'	'
Subordinated debentures, fair value	4,905	4,896	'	'
Accrued interest payable, fair value	748	789	'	'
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities held to maturity, fair value	11,151	11,482	'	'
Federal Home Loan Bank and	'	'	'	'
Federal Home Loan Bank and Federal Reserve Bank stock, fair value	'	'	'	'
Loans, net, fair value	572,175	564,589	'	'
Accrued interest receivable, fair value	$1,546	$1,660	'	'

Note_3_Securities_Details_Amor

Note 3 - Securities (Details) - Amortized Cost and Estimated Fair Value of Available-for-Sale Securities (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$88,034	$83,689
Gross Unrealized Gains	1,405	1,261
Gross Unrealized Losses	-581	-882
Estimated Fair Value	88,858	84,068
US Government-sponsored Enterprises Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	9,025	9,028
Gross Unrealized Gains	4	4
Gross Unrealized Losses	-160	-180
Estimated Fair Value	8,869	8,852
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	79,009	74,661
Gross Unrealized Gains	1,401	1,257
Gross Unrealized Losses	-421	-702
Estimated Fair Value	$79,989	$75,216

Note_3_Securities_Details_Amor1

Note 3 - Securities (Details) - Amortized Cost and Estimated Fair Value of Held-to-Maturity Securities (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Held-to-maturity Securities [Line Items]	'	'
Amortized Cost	$22,620	$22,826
Gross Unrecognized Gains	615	579
Gross Unrecognized Losses	-343	-421
Estimated Fair Value	22,892	22,984
US States and Political Subdivisions Debt Securities [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Amortized Cost	22,609	22,814
Gross Unrecognized Gains	615	579
Gross Unrecognized Losses	-343	-421
Estimated Fair Value	22,881	22,972
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Amortized Cost	11	12
Estimated Fair Value	$11	$12

Note_3_Securities_Details_The_

Note 3 - Securities (Details) - The Amortized Cost and Estimated Fair Value of Investment Securities (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
The Amortized Cost and Estimated Fair Value of Investment Securities [Abstract]	'	'
Due in over one to five years	$6,670	'
Due in over one to five years	7,007	'
Due in over one to five years	9,025	'
Due in over one to five years	8,869	'
Due in over five to ten years	9,703	'
Due in over five to ten years	9,696	'
Due after ten years	6,236	'
Due after ten years	6,178	'
Agency mortgage-backed securities, residential	79,009	'
Agency mortgage-backed securities, residential	79,989	'
Agency mortgage-backed securities, residential	11	'
Agency mortgage-backed securities, residential	11	'
Total debt securities	88,034	'
Total debt securities	88,858	'
Total debt securities	22,620	22,826
Total debt securities	$22,892	$22,984

Note_3_Securities_Details_Secu

Note 3 - Securities (Details) - Securities Available for Sale (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Note 3 - Securities (Details) - Securities Available for Sale [Line Items]	'	'
Less than 12 Months - Fair Value	$35,971	$33,616
Less than 12 Months - Unrecognized Loss	-581	-882
Fair Value	35,971	33,616
Unrecognized Loss	-581	-882
US Government-sponsored Enterprises Debt Securities [Member]	'	'
Note 3 - Securities (Details) - Securities Available for Sale [Line Items]	'	'
Less than 12 Months - Fair Value	7,860	7,841
Less than 12 Months - Unrecognized Loss	-160	-180
Fair Value	7,860	7,841
Unrecognized Loss	-160	-180
Mortgage-backed Securities, Issued by Private Enterprises [Member]	'	'
Note 3 - Securities (Details) - Securities Available for Sale [Line Items]	'	'
Less than 12 Months - Fair Value	28,111	25,775
Less than 12 Months - Unrecognized Loss	-421	-702
Fair Value	28,111	25,775
Unrecognized Loss	($421)	($702)

Note_3_Securities_Details_Secu1

Note 3 - Securities (Details) - Securities Held to Maturity with Unrealized Losses (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Note 3 - Securities (Details) - Securities Held to Maturity with Unrealized Losses [Line Items]	'	'
Less Than 12 Months - Fair Value	$5,980	$6,743
Less Than 12 Months - Unrecognized Loss	-311	-307
12 Months or More - Fair Value	224	1,142
12 Months or More - Unrecognized Loss	-32	-114
Fair Value	6,204	7,885
Unrecognized Loss	-343	-421
US States and Political Subdivisions Debt Securities [Member]	'	'
Note 3 - Securities (Details) - Securities Held to Maturity with Unrealized Losses [Line Items]	'	'
Less Than 12 Months - Fair Value	5,980	6,743
Less Than 12 Months - Unrecognized Loss	-311	-307
12 Months or More - Fair Value	224	1,142
12 Months or More - Unrecognized Loss	-32	-114
Fair Value	6,204	7,885
Unrecognized Loss	($343)	($421)

Note_4_Loans_and_Allowance_for2

Note 4 - Loans and Allowance for Loan Losses (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'
Allowance for Loan and Lease Losses, Period Increase (Decrease)	($26,000)	($321,000)
Allowance for Loan and Lease Losses, Write-offs	0	0
Provision for Loan and Lease Losses Increase (Decrease)	'	-871,000
Change in Troubled Debt Restructurings	1.90%	'
Impaired Financing Receivable, Related Allowance	2,325,000	2,498,000
Minimum Loan Balance for Loans Evaluated by Risk Categories	500,000	'
Troubled Debt Restructurings [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'
Loans and Leases Receivable, Impaired, Commitment to Lend	872,000	718,000
Troubled Debt Restructurings [Member] | Commercial and Industrial [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'
Proceeds from Collection of Loans Receivable	154,000	'
Troubled Debt Restructurings Performing According to Modified Terms [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'
Percentage of Loan Portfolio	98.00%	98.00%
Troubled Debt Restructurings [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'
Increase (Decrease) in Other Loans	235,000	'
Impaired Financing Receivable, Related Allowance	$1,485,000	$1,511,000
Commercial and Industrial [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	1	'
Unsecured [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'
Percentage of Loan Portfolio	5.42%	5.13%

Note_4_Loans_and_Allowance_for3

Note 4 - Loans and Allowance for Loan Losses (Details) - Loans (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	$574,327	$566,319
Less: Allowance for loan losses	6,462	6,155
Loans, net	567,865	560,164
Residential Portfolio Segment [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	213,824	214,008
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	94,172	94,586
Commercial Real Estate Portfolio Segment [Member] | Nonowner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	62,661	62,108
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	30,106	28,972
Commercial Real Estate Portfolio Segment [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	186,939	185,666
Commercial and Industrial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	72,925	64,365
Consumer Portfolio Segment [Member] | Automobile Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	39,623	38,811
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	17,527	17,748
Consumer Portfolio Segment [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	100,639	102,280
Consumer Other Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	$43,489	$45,721

Note_4_Loans_and_Allowance_for4

Note 4 - Loans and Allowance for Loan Losses (Details) - Allowance for Loan Losses Activity, by Portfolio Segment (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Allowance for loan losses:	'	'
Balance	$6,155	$6,905
Provision for Loan Losses	494	31
Loans charged off	-466	-796
Recoveries	279	532
Balance	6,462	6,672
Residential Portfolio Segment [Member]	'	'
Allowance for loan losses:	'	'
Balance	1,250	1,329
Provision for Loan Losses	307	327
Loans charged off	-54	-357
Recoveries	13	15
Balance	1,516	1,314
Commercial Real Estate Portfolio Segment [Member]	'	'
Allowance for loan losses:	'	'
Balance	2,807	3,946
Provision for Loan Losses	68	-478
Loans charged off	-157	-2
Recoveries	22	278
Balance	2,740	3,744
Commercial and Industrial [Member]	'	'
Allowance for loan losses:	'	'
Balance	1,305	783
Provision for Loan Losses	-28	-33
Recoveries	80	11
Balance	1,357	761
Consumer Portfolio Segment [Member]	'	'
Allowance for loan losses:	'	'
Balance	793	847
Provision for Loan Losses	147	215
Loans charged off	-255	-437
Recoveries	164	228
Balance	$849	$853

Note_4_Loans_and_Allowance_for5

Note 4 - Loans and Allowance for Loan Losses (Details) - Allowance for Loan Losses and the Recorded Investment of Loans (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Ending allowance balance attributable to loans:	'	'	'	'
Individually evaluated for impairment	$2,449	$2,625	$2,112	'
Collectively evaluated for impairment	4,013	3,530	'	'
Total ending allowance balance	6,462	6,155	6,672	6,905
Loans:	'	'	'	'
Loans individually evaluated for impairment	14,386	14,696	'	'
Loans collectively evaluated for impairment	559,941	551,623	'	'
Total ending loans balance	574,327	566,319	'	'
Residential Portfolio Segment [Member]	'	'	'	'
Ending allowance balance attributable to loans:	'	'	'	'
Individually evaluated for impairment	232	213	'	'
Collectively evaluated for impairment	1,284	1,037	'	'
Total ending allowance balance	1,516	1,250	1,314	1,329
Loans:	'	'	'	'
Loans individually evaluated for impairment	1,427	1,438	'	'
Loans collectively evaluated for impairment	212,397	212,570	'	'
Total ending loans balance	213,824	214,008	'	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'	'
Ending allowance balance attributable to loans:	'	'	'	'
Individually evaluated for impairment	1,361	1,541	'	'
Collectively evaluated for impairment	1,379	1,266	'	'
Total ending allowance balance	2,740	2,807	3,744	3,946
Loans:	'	'	'	'
Loans individually evaluated for impairment	10,147	10,382	'	'
Loans collectively evaluated for impairment	176,792	175,284	'	'
Total ending loans balance	186,939	185,666	'	'
Commercial and Industrial [Member]	'	'	'	'
Ending allowance balance attributable to loans:	'	'	'	'
Individually evaluated for impairment	850	864	'	'
Collectively evaluated for impairment	507	441	'	'
Total ending allowance balance	1,357	1,305	761	783
Loans:	'	'	'	'
Loans individually evaluated for impairment	2,594	2,658	'	'
Loans collectively evaluated for impairment	70,331	61,707	'	'
Total ending loans balance	72,925	64,365	'	'
Consumer Portfolio Segment [Member]	'	'	'	'
Ending allowance balance attributable to loans:	'	'	'	'
Individually evaluated for impairment	6	7	'	'
Collectively evaluated for impairment	843	786	'	'
Total ending allowance balance	849	793	853	847
Loans:	'	'	'	'
Loans individually evaluated for impairment	218	218	'	'
Loans collectively evaluated for impairment	100,421	102,062	'	'
Total ending loans balance	$100,639	$102,280	'	'

Note_4_Loans_and_Allowance_for6

Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
With an allowance recorded:	'	'	'
Loans with Related Allowance Recorded, Recorded Investment	$7,680	'	$7,701
Loans with Related Allowance Recorded, Allowance for Loan Losses Allocated	2,449	2,112	2,625
Total Loans, Unpaid Principal Balance	16,098	18,831	16,255
Total Loans, Recorded Investment	14,386	16,919	14,696
Total Loans, Allowance for Loan Losses Allocated	2,449	2,112	2,625
Total Loans, Average Impaired Loans	14,541	17,167	13,693
Total Loans, Interest Income Recognized	166	216	775
Total Loans, Cash Basis Interest Recognized	166	216	775
Residential Real Estate Loans [Member]	'	'	'
With no related allowance recorded:	'	'	'
Loans with No Related Allowance Recorded, Unpaid Principal Balance	526	830	766
Loans with No Related Allowance Recorded, Recorded Investment	526	686	766
Loans with No Related Allowance Recorded, Average Impaired Loans	527	703	539
Loans with No Related Allowance Recorded, Interest Income Recognized	7	3	41
Loans with No Related Allowance Recorded, Cash Basis Interest Recognized	7	3	41
With an allowance recorded:	'	'	'
Loans with Related Allowance Recorded, Unpaid Principal Balance	901	426	672
Loans with Related Allowance Recorded, Recorded Investment	901	426	672
Loans with Related Allowance Recorded, Allowance for Loan Losses Allocated	232	133	213
Loans with Related Allowance Recorded, Average Impaired Loans	906	423	524
Loans with Related Allowance Recorded, Interest Income Recognized	9	4	35
Loans with Related Allowance Recorded, Cash Basis Interest Recognized	9	4	35
Total Loans, Allowance for Loan Losses Allocated	232	133	213
Commercial Real Estate Owner Occupied [Member]	'	'	'
With no related allowance recorded:	'	'	'
Loans with No Related Allowance Recorded, Unpaid Principal Balance	1,827	5,644	1,539
Loans with No Related Allowance Recorded, Recorded Investment	1,124	5,098	992
Loans with No Related Allowance Recorded, Average Impaired Loans	1,203	5,313	809
Loans with No Related Allowance Recorded, Interest Income Recognized	9	72	39
Loans with No Related Allowance Recorded, Cash Basis Interest Recognized	9	72	39
With an allowance recorded:	'	'	'
Loans with Related Allowance Recorded, Unpaid Principal Balance	'	'	290
Loans with Related Allowance Recorded, Recorded Investment	'	'	290
Loans with Related Allowance Recorded, Allowance for Loan Losses Allocated	'	'	157
Loans with Related Allowance Recorded, Average Impaired Loans	'	'	116
Total Loans, Allowance for Loan Losses Allocated	'	'	157
Commercial Real Estate Nonowner Occupied [Member]	'	'	'
With no related allowance recorded:	'	'	'
Loans with No Related Allowance Recorded, Unpaid Principal Balance	6,292	7,849	6,343
Loans with No Related Allowance Recorded, Recorded Investment	5,692	7,049	5,743
Loans with No Related Allowance Recorded, Average Impaired Loans	5,717	7,052	6,359
Loans with No Related Allowance Recorded, Interest Income Recognized	75	93	345
Loans with No Related Allowance Recorded, Cash Basis Interest Recognized	75	93	345
With an allowance recorded:	'	'	'
Loans with Related Allowance Recorded, Unpaid Principal Balance	3,331	3,441	3,357
Loans with Related Allowance Recorded, Recorded Investment	3,331	3,441	3,357
Loans with Related Allowance Recorded, Allowance for Loan Losses Allocated	1,361	1,979	1,384
Loans with Related Allowance Recorded, Average Impaired Loans	3,344	3,456	3,423
Loans with Related Allowance Recorded, Interest Income Recognized	34	41	164
Loans with Related Allowance Recorded, Cash Basis Interest Recognized	34	41	164
Total Loans, Allowance for Loan Losses Allocated	1,361	1,979	1,384
Commercial and Industrial [Member]	'	'	'
With no related allowance recorded:	'	'	'
Loans with No Related Allowance Recorded, Unpaid Principal Balance	2,066	422	2,223
Loans with No Related Allowance Recorded, Recorded Investment	1,657	'	1,811
Loans with No Related Allowance Recorded, Average Impaired Loans	1,734	'	1,234
Loans with No Related Allowance Recorded, Interest Income Recognized	20	'	96
Loans with No Related Allowance Recorded, Cash Basis Interest Recognized	20	'	96
With an allowance recorded:	'	'	'
Loans with Related Allowance Recorded, Unpaid Principal Balance	937	'	847
Loans with Related Allowance Recorded, Recorded Investment	937	'	847
Loans with Related Allowance Recorded, Allowance for Loan Losses Allocated	850	'	864
Loans with Related Allowance Recorded, Average Impaired Loans	892	'	602
Loans with Related Allowance Recorded, Interest Income Recognized	10	'	46
Loans with Related Allowance Recorded, Cash Basis Interest Recognized	10	'	46
Total Loans, Allowance for Loan Losses Allocated	850	'	864
Home Equity Loans [Member]	'	'	'
With no related allowance recorded:	'	'	'
Loans with No Related Allowance Recorded, Unpaid Principal Balance	'	219	'
Loans with No Related Allowance Recorded, Recorded Investment	'	219	'
Loans with No Related Allowance Recorded, Average Impaired Loans	'	220	'
Loans with No Related Allowance Recorded, Interest Income Recognized	'	3	'
Loans with No Related Allowance Recorded, Cash Basis Interest Recognized	'	3	'
With an allowance recorded:	'	'	'
Loans with Related Allowance Recorded, Unpaid Principal Balance	218	'	218
Loans with Related Allowance Recorded, Recorded Investment	218	'	218
Loans with Related Allowance Recorded, Allowance for Loan Losses Allocated	6	'	7
Loans with Related Allowance Recorded, Average Impaired Loans	218	'	87
Loans with Related Allowance Recorded, Interest Income Recognized	2	'	9
Loans with Related Allowance Recorded, Cash Basis Interest Recognized	2	'	9
Total Loans, Allowance for Loan Losses Allocated	$6	'	$7

Note_4_Loans_and_Allowance_for7

Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Nonaccrual Loans and Loans Past Due 90 days (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Nonaccrual Loans and Loans Past Due 90 days [Line Items]	'	'
Loans past due 90 days and still accruing	$50	$78
Nonaccrual	3,698	3,580
Residential Real Estate Loans [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Nonaccrual Loans and Loans Past Due 90 days [Line Items]	'	'
Loans past due 90 days and still accruing	38	72
Nonaccrual	3,189	2,662
Commercial Real Estate Owner Occupied [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Nonaccrual Loans and Loans Past Due 90 days [Line Items]	'	'
Nonaccrual	465	799
Commercial and Industrial [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Nonaccrual Loans and Loans Past Due 90 days [Line Items]	'	'
Nonaccrual	2	21
Automobile Loans [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Nonaccrual Loans and Loans Past Due 90 days [Line Items]	'	'
Loans past due 90 days and still accruing	12	5
Nonaccrual	4	8
Home Equity Loans [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Nonaccrual Loans and Loans Past Due 90 days [Line Items]	'	'
Nonaccrual	38	38
Other Consumer Loans [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Nonaccrual Loans and Loans Past Due 90 days [Line Items]	'	'
Loans past due 90 days and still accruing	'	1
Nonowner Occupied [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Nonaccrual Loans and Loans Past Due 90 days [Line Items]	'	'
Nonaccrual	'	$52

Note_4_Loans_and_Allowance_for8

Note 4 - Loans and Allowance for Loan Losses (Details) - Aging of the Recorded Investment of Past Due Loans (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$3,391	$5,670
60-89 Days Past Due	625	1,634
90 or More Days Past Due	3,511	3,428
Total Past Due	7,527	10,732
Loans Not Past Due	566,800	555,587
Total	574,327	566,319
Residential Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	2,241	3,922
60-89 Days Past Due	508	1,324
90 or More Days Past Due	2,994	2,620
Total Past Due	5,743	7,866
Loans Not Past Due	208,081	206,142
Total	213,824	214,008
Commercial Real Estate Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	117	206
60-89 Days Past Due	'	34
90 or More Days Past Due	465	683
Total Past Due	582	923
Loans Not Past Due	93,590	93,663
Total	94,172	94,586
Commercial Real Estate Nonowner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
90 or More Days Past Due	'	52
Total Past Due	'	52
Loans Not Past Due	62,661	62,056
Total	62,661	62,108
Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	'	60
Total Past Due	'	60
Loans Not Past Due	30,106	28,912
Total	30,106	28,972
Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	66	193
60-89 Days Past Due	'	115
90 or More Days Past Due	2	21
Total Past Due	68	329
Loans Not Past Due	72,857	64,036
Total	72,925	64,365
Automobile Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	435	638
60-89 Days Past Due	83	123
90 or More Days Past Due	12	13
Total Past Due	530	774
Loans Not Past Due	39,093	38,037
Total	39,623	38,811
Home Equity Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
90 or More Days Past Due	38	38
Total Past Due	38	38
Loans Not Past Due	17,489	17,710
Total	17,527	17,748
Other Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	532	651
60-89 Days Past Due	34	38
90 or More Days Past Due	'	1
Total Past Due	566	690
Loans Not Past Due	42,923	45,031
Total	$43,489	$45,721

Note_4_Loans_and_Allowance_for9

Note 4 - Loans and Allowance for Loan Losses (Details) - TDR Loan Modifications (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Residential real estate	'	'
Troubled Debt Restructuring	$12,371	$12,606
Residential Portfolio Segment [Member] | Interest Only Payments [Member] | Performing Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	526	527
Residential Portfolio Segment [Member] | Interest Only Payments [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	526	527
Residential Portfolio Segment [Member] | Rate Reduction [Member] | Performing Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	417	420
Residential Portfolio Segment [Member] | Rate Reduction [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	417	420
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Interest Only Payments [Member] | Performing Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	8,380	'
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Interest Only Payments [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	8,380	'
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Rate Reduction [Member] | Nonperforming Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	258	259
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Rate Reduction [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	258	259
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Maturity Extension at Lower Stated Rate Than Market Rate [Member] | Performing Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	271	271
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Maturity Extension at Lower Stated Rate Than Market Rate [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	271	271
Commercial Real Estate Portfolio Segment [Member] | Nonowner Occupied [Member] | Interest Only Payments [Member] | Performing Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	1,657	8,450
Commercial Real Estate Portfolio Segment [Member] | Nonowner Occupied [Member] | Interest Only Payments [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	1,657	8,450
Commercial Real Estate Portfolio Segment [Member] | Nonowner Occupied [Member] | Reduction of Principal and Interest Payments [Member] | Performing Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	644	650
Commercial Real Estate Portfolio Segment [Member] | Nonowner Occupied [Member] | Reduction of Principal and Interest Payments [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	644	650
Consumer Portfolio Segment [Member] | Maturity Extension at Lower Stated Rate Than Market Rate [Member] | Home Equity Line of Credit [Member] | Performing Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	218	218
Consumer Portfolio Segment [Member] | Maturity Extension at Lower Stated Rate Than Market Rate [Member] | Home Equity Line of Credit [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	218	218
Commercial and Industrial [Member] | Interest Only Payments [Member] | Performing Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	'	1,811
Commercial and Industrial [Member] | Interest Only Payments [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	'	1,811
Performing Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	12,113	12,347
Nonperforming Financing Receivable [Member]	'	'
Residential real estate	'	'
Troubled Debt Restructuring	$258	$259

Recovered_Sheet1

Note 4 - Loans and Allowance for Loan Losses (Details) - TDR's Pre-Modification and Post-Modification (Performing Financing Receivable [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2013
Residential real estate	'
Pre-Modification of Recorded Investment	$249
Post-Modification of Recorded Investment	249
Residential Portfolio Segment [Member] | Interest Only Payments [Member]	'
Residential real estate	'
Pre-Modification of Recorded Investment	249
Post-Modification of Recorded Investment	$249

Recovered_Sheet2

Note 4 - Loans and Allowance for Loan Losses (Details) - Risk Category of Commercial Loans by Class of Loans (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Commercial real estate:	'	'
Commercial Loans	$259,864	$250,031
Owner Occupied [Member] | Pass [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	86,389	86,497
Owner Occupied [Member] | Criticized [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	5,210	5,310
Owner Occupied [Member] | Classified [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	2,573	2,779
Owner Occupied [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	94,172	94,586
Nonowner Occupied [Member] | Pass [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	51,814	51,119
Nonowner Occupied [Member] | Criticized [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	7,049	7,107
Nonowner Occupied [Member] | Classified [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	3,798	3,882
Nonowner Occupied [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	62,661	62,108
Construction [Member] | Pass [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	29,169	27,998
Construction [Member] | Classified [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	937	974
Construction [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	30,106	28,972
Commercial and Industrial [Member] | Pass [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	64,893	56,962
Commercial and Industrial [Member] | Criticized [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	4,281	4,081
Commercial and Industrial [Member] | Classified [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	3,751	3,322
Commercial and Industrial [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	72,925	64,365
Pass [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	232,265	222,576
Criticized [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	16,540	16,498
Classified [Member]	'	'
Commercial real estate:	'	'
Commercial Loans	$11,059	$10,957

Recovered_Sheet3

Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Automobile Loans [Member] | Performing Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	$39,607	$38,798
Automobile Loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	16	13
Automobile Loans [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	39,623	38,811
Home Equity Loans [Member] | Performing Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	17,489	17,710
Home Equity Loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	38	38
Home Equity Loans [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	17,527	17,748
Other Consumer Loans [Member] | Performing Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	43,489	45,720
Other Consumer Loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	'	1
Other Consumer Loans [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	43,489	45,721
Residential Real Estate Loans [Member] | Performing Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	210,597	211,274
Residential Real Estate Loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	3,227	2,734
Residential Real Estate Loans [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	213,824	214,008
Consumer Loans [Member] | Performing Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	311,182	313,502
Consumer Loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	3,281	2,786
Consumer Loans [Member]	'	'
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]	'	'
Consumer Loans	$314,463	$316,288

Note_5_Financial_Instruments_w1

Note 5 - Financial Instruments with Off-Balance Sheet Risk (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Risks and Uncertainties [Abstract]	'	'
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$60,204	$67,465

Note_6_Other_Borrowed_Funds_De

Note 6 - Other Borrowed Funds (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2014	Mar. 31, 2014	Mar. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
		Residential Mortgage [Member]	Commercial Loan [Member]	FHLB Stock [Member]	FHLB Line of Credit [Member]	FHLB Line of Credit [Member]
Note 6 - Other Borrowed Funds (Details) [Line Items]	'	'	'	'	'	'
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	'	$192,263	$87,369	$5,081	'	'
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate	16,632	'	'	'	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range from	1.53%	'	'	'	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range to	3.31%	'	'	'	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Weighted Average Interest Rate	2.26%	'	'	'	'	'
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	187,067	'	'	'	75,000	'
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	187,067	'	'	'	75,000	'
Federal Home Loan Bank, Advances, Short-term	75,000	'	'	'	'	'
Debt Instrument, Interest Rate, Stated Percentage Rate Range, Minimum	1.15%	'	'	'	'	'
Debt Instrument, Interest Rate, Stated Percentage Rate Range, Maximum	5.00%	'	'	'	'	'
Letters of Credit Outstanding, Amount	'	'	'	'	$30,000	$25,000

Note_6_Other_Borrowed_Funds_De1

Note 6 - Other Borrowed Funds (Details) - Other Borrowed Funds (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'
Other Borrowed Funds	$20,161	$18,748
Federal Home Loan Bank Advances [Member]	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'
Other Borrowed Funds	16,632	15,219
Promissory Notes [Member]	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'
Other Borrowed Funds	$3,529	$3,529

Note_6_Other_Borrowed_Funds_De2

Note 6 - Other Borrowed Funds (Details) - Scheduled Principal Payments (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 6 - Other Borrowed Funds (Details) - Scheduled Principal Payments [Line Items]	'	'
2014	$3,776	'
2015	2,580	'
2016	1,386	'
2017	1,321	'
2018	1,267	'
Thereafter	9,831	'
	20,161	18,748
Federal Home Loan Bank Advances [Member]	'	'
Note 6 - Other Borrowed Funds (Details) - Scheduled Principal Payments [Line Items]	'	'
2014	1,365	'
2015	1,462	'
2016	1,386	'
2017	1,321	'
2018	1,267	'
Thereafter	9,831	'
	16,632	15,219
Promissory Notes [Member]	'	'
Note 6 - Other Borrowed Funds (Details) - Scheduled Principal Payments [Line Items]	'	'
2014	2,411	'
2015	1,118	'
	$3,529	$3,529

Note_7_Segment_Information_Det

Note 7 - Segment Information (Details) (Banking [Member])	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Banking [Member]	'	'
Note 7 - Segment Information (Details) [Line Items]	'	'
Percentage of Revenue	85.70%	86.80%

Note_7_Segment_Information_Det1

Note 7 - Segment Information (Details) - Segment Reporting (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Segment Reporting Information [Line Items]	'	'	'
Net interest income	$8,782	$8,421	'
Provision expense	494	31	'
Noninterest income	4,118	3,940	'
Noninterest expense	7,295	7,948	'
Tax expense	1,547	1,159	'
Net income	3,564	3,223	'
Assets	825,535	834,908	747,368
Banking [Member]	'	'	'
Segment Reporting Information [Line Items]	'	'	'
Net interest income	7,421	7,149	'
Provision expense	375	-65	'
Noninterest income	3,573	3,493	'
Noninterest expense	6,611	7,296	'
Tax expense	1,173	830	'
Net income	2,835	2,581	'
Assets	812,584	821,720	'
Consumer Finance [Member]	'	'	'
Segment Reporting Information [Line Items]	'	'	'
Net interest income	1,361	1,272	'
Provision expense	119	96	'
Noninterest income	545	447	'
Noninterest expense	684	652	'
Tax expense	374	329	'
Net income	729	642	'
Assets	$12,951	$13,188	'