Ohio Valley Banc (OVBC) 10-Q 9 Nov 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 09, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	OHIO VALLEY BANC CORP
Trading Symbol	ovbc
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		4,117,675
Amendment Flag	false
Entity Central Index Key	894,671
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and noninterest-bearing deposits with banks	$ 11,177	$ 9,315
Interest-bearing deposits with banks	52,983	21,662
Total cash and cash equivalents	64,160	30,977
Certificates of deposit in financial institutions	1,715	980
Securities available for sale	87,891	85,236
Securities held to maturity (estimated fair value: 2015 - $22,110; 2014 - $23,570)	21,433	22,820
Federal Home Loan Bank and Federal Reserve Bank stock	6,576	6,576
Total loans	585,168	594,768
Less: Allowance for loan losses	(6,902)	(8,334)
Net loans	578,266	586,434
Premises and equipment, net	10,112	9,195
Other real estate owned	1,624	1,525
Accrued interest receivable	1,896	1,806
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	26,097	25,612
Other assets	7,429	6,240
Total assets	808,466	778,668
LIABILITIES
Noninterest-bearing deposits	166,133	161,794
Interest-bearing deposits	505,331	485,036
Total deposits	671,464	646,830
Other borrowed funds	24,257	24,972
Subordinated debentures	8,500	8,500
Accrued liabilities	14,290	12,150
Total liabilities	$ 718,511	$ 692,452
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 4,777,414 shares issued)	$ 4,777	$ 4,777
Additional paid-in capital	35,318	35,318
Retained earnings	64,748	60,873
Accumulated other comprehensive income	824	960
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	89,955	86,216
Total liabilities and shareholders’ equity	$ 808,466	$ 778,668

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Securities held to maturity, fair value (in Dollars)	$ 22,110	$ 23,570
Common stock, stated value (in Dollars per share)	$ 1	$ 1
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,777,414	4,777,414
Treasury stock, shares	659,739	659,739

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest and dividend income:
Loans, including fees	$ 8,323	$ 8,252	$ 25,372	$ 25,289
Securities
Taxable	463	429	1,365	1,280
Tax exempt	130	140	403	415
Dividends	73	73	219	239
Other Interest	27	10	150	114
	9,016	8,904	27,509	27,337
Interest expense:
Deposits	569	535	1,659	1,686
Other borrowed funds	119	120	360	351
Subordinated debentures	43	41	126	123
	731	696	2,145	2,160
Net interest income	8,285	8,208	25,364	25,177
Provision for loan losses	(11)	(682)	710	1,198
Net interest income after provision for loan losses	8,296	8,890	24,654	23,979
Noninterest income:
Service charges on deposit accounts	415	436	1,161	1,222
Trust fees	52	55	167	169
Income from bank owned life insurance and annuity assets	172	164	486	494
Mortgage banking income	77	66	191	181
Electronic refund check / deposit fees	12	11	2,362	3,073
Debit / credit card interchange income	604	555	1,769	1,607
Gain on other real estate owned		10	60	2
Gain on sale of securities	28		163
Gain on sale of ProAlliance Corporation		675		810
Other	224	134	631	578
	1,584	2,106	6,990	8,136
Noninterest expense:
Salaries and employee benefits	4,556	4,213	13,382	12,825
Occupancy	404	390	1,194	1,179
Furniture and equipment	192	227	564	559
FDIC insurance	144	121	442	361
Data processing	323	310	1,053	924
Foreclosed assets	74	28	171	130
Other	2,034	1,955	5,902	5,558
	7,727	7,244	22,708	21,536
Income before income taxes	2,153	3,752	8,936	10,579
Provision for income taxes	511	1,010	2,260	2,929
NET INCOME	$ 1,642	$ 2,742	$ 6,676	$ 7,650
Earnings per share (in Dollars per share)	$ 0.40	$ 0.67	$ 1.62	$ 1.87

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Net Income	$ 1,642	$ 2,742	$ 6,676	$ 7,650
Other comprehensive income (loss):
Change in unrealized gain on available for sale securities	472	(440)	(44)	722
Reclassification adjustment for realized (gains)	(28)		(163)
	444	(440)	(207)	722
Related tax (expense) benefit	(151)	149	71	(245)
Total other comprehensive income (loss), net of tax	293	(291)	(136)	477
Total comprehensive income	$ 1,935	$ 2,451	$ 6,540	$ 8,127

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Changes in Shareholders’ Equity (Unaudited) $ in Thousands	USD ($)$ / shares
Balance at beginning of period at Dec. 31, 2013	$ 80,419
Net income	7,650
Other comprehensive income (loss), net of tax	477
Cash dividends	(2,583)
Balance at end of period at Sep. 30, 2014	$ 85,963
Cash dividends per share (in Dollars per share) | $ / shares	$ 0.63
Balance at beginning of period at Jun. 30, 2014	$ 84,373
Net income	2,742
Other comprehensive income (loss), net of tax	(291)
Cash dividends	(861)
Balance at end of period at Sep. 30, 2014	$ 85,963
Cash dividends per share (in Dollars per share) | $ / shares	$ 0.21
Balance at beginning of period at Dec. 31, 2014	$ 86,216
Net income	6,676
Other comprehensive income (loss), net of tax	(136)
Cash dividends	(2,801)
Balance at end of period at Sep. 30, 2015	$ 89,955
Cash dividends per share (in Dollars per share) | $ / shares	$ 0.68
Balance at beginning of period at Jun. 30, 2015	$ 88,885
Net income	1,642
Other comprehensive income (loss), net of tax	293
Cash dividends	(865)
Balance at end of period at Sep. 30, 2015	$ 89,955
Cash dividends per share (in Dollars per share) | $ / shares	$ 0.21

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Net cash provided by operating activities:	$ 8,585	$ 10,419
Investing activities:
Proceeds from maturities of securities available for sale	11,604	11,549
Purchases of securities available for sale	(25,150)	(8,041)
Proceeds from maturities of securities held to maturity	1,967	694
Purchases of securities held to maturity	(626)	(885)
Proceeds from sale of available for sale securities	10,550	0
Purchases of certificates of deposit in financial institutions	(735)	(980)
Redemptions of Federal Home Loan Bank stock		1,200
Net change in loans	6,933	(21,682)
Proceeds from sale of other real estate owned	487	348
Purchases of premises and equipment	(1,418)	(790)
Net cash provided by (used in) investing activities	3,612	(18,587)
Financing activities:
Change in deposits	24,634	16,694
Cash dividends	(2,801)	(2,583)
Proceeds from Federal Home Loan Bank borrowings	400	6,633
Repayment of Federal Home Loan Bank borrowings	(1,343)	(1,294)
Change in other short-term borrowings	96	50
Net cash provided by financing activities	20,986	19,500
Change in cash and cash equivalents	33,183	11,332
Cash and cash equivalents at beginning of period	30,977	28,344
Cash and cash equivalents at end of period	64,160	39,676
Supplemental disclosure:
Cash paid for interest	2,047	2,238
Cash paid for income taxes	2,450	3,192
Transfers from loans to other real estate owned	$ 525	740
Other real estate owned sales financed by the Bank		$ 140

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES BASIS OF PRESENTATION : These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at September 30, 2015, and its results of operations and cash flows for the periods presented. The results of operations for the nine months ended September 30, 2015 are not necessarily indicative of the operating results to be anticipated for the full fiscal year ending December 31, 2015. The accompanying consolidated financial statements do not purport to contain all the necessary financial disclosures required by accounting principles generally accepted in the United States of America that might otherwise be necessary in the circumstances. The Annual Report of the Company for the year ended December 31, 2014 contains consolidated financial statements and related notes which should be read in conjunction with the accompanying consolidated financial statements. As previously reported, the Internal Revenue Service proposed that Loan Central, as a tax return preparer, be assessed a penalty for allegedly negotiating or endorsing checks issued by the U.S. Treasury to taxpayers. The penalty would amount to approximately $1.2 million. Loan Central appealed this matter within the Internal Revenue Service. Loan Central was notified that the Appeals Office would not concede the penalty, and the penalty has been assessed. The Company will have to resolve the matter through the judicial system. Based on consultation with legal counsel, management remains confident that it is highly unlikely that the penalty recommendation will be sustained. Therefore, the Company did not recognize any interest and/or penalties related to this matter for the periods presented. The consolidated financial statements for 2014 have been reclassified to conform to the presentation for 2015. These reclassifications had no effect on the net results of operations or shareholders’ equity. USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS: INDUSTRY SEGMENT INFORMATION: EARNINGS PER SHARE : NEW ACCOUNTING PRONOUNCEMENTS: In June 2014, the FASB issued ASU 2014-11 “Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures”. The amendments in ASU 2014-11 change the accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements. The amendments also require two new disclosures. The first disclosure requires an entity to disclose information on transfers accounted for as sales in transactions that are economically similar to repurchase agreements. The second disclosure provides increased transparency about the types of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings. 2014-11 is effective for reporting periods beginning after December 15, 2014. The effect of adopting ASU 2014-11 did not have a material effect on the Company’s financial statements. In June 2014, the FASB issued ASU 2014-12 “Compensation – Stock Compensation (Topic 718)”. ASU 2014-12 clarifies that entities should treat performance targets that can be met after the requisite service period of a share-based payment award as performance conditions that affect vesting. Therefore, an entity would not record compensation expense (measured as of the grant date without taking into account the effect of the performance target) related to an award for which transfer to the employee is contingent on the entity’s satisfaction of a performance target until it becomes probable that the performance target will be met. No new disclosures are required under ASU 2014-12. The guidance is effective for reporting periods beginning after December 15, 2015. The effect of adopting ASU 2014-12 is not expected to have a material effect on the Company’s financial statements.

Note 2 - Fair Value of Financia

Note 2 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	NOTE 2 – FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Level 2: Level 3: The following is a description of the Company’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis: Securities: Impaired Loans: Other Real Estate Owned: Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics. On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at September 30, 2015 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,998 ---- Agency mortgage-backed securities, residential ---- 78,893 ---- Fair Value Measurements at December 31, 2014, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,917 ---- Agency mortgage-backed securities, residential ---- 76,319 ---- There were no transfers between Level 1 and Level 2 during 2015 or 2014. Assets and Liabilities Measured on a Nonrecurring Basis Assets and liabilities measured at fair value on a nonrecurring basis are summarized below: Fair Value Measurements at September 30, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Residential real estate ---- ---- $ 829 Commercial real estate: Nonowner-occupied ---- ---- 2,548 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 Fair Value Measurements at December 31, 2014, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 1,679 Nonowner-occupied ---- ---- 5,270 Commercial and industrial ---- ---- 2,532 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 At September 30, 2015, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $3,443, with a corresponding valuation allowance of $66. This resulted in an increase of $107 in provision expense during the three months ended September 30, 2015, and an increase of $94 in provision expense during the nine months ended September 30, 2015, with $1,782 in additional charge-offs recognized. The increase in the provision is compared to a decrease of $533 in provision expense during the three months ended September 30, 2014, and a decrease of $680 in provision expense during the nine months ended September 30, 2014, with $157 in additional charge-offs recognized. At December 31, 2014, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $12,773, with a corresponding valuation allowance of $3,292. Other real estate owned that was measured at fair value less costs to sell at September 30, 2015 and December 31, 2014 had a net carrying amount of $1,147, which is made up of the outstanding balance of $2,217, net of a valuation allowance of $1,070 at December 31, 2014. There were no corresponding write- downs during the three and nine months ended September 30, 2015 and 2014. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2015 and December 31, 2014: September 30, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Residential real estate $ 829 Sales approach Adjustment to comparables 7% to 40% 16% Commercial real estate: Nonowner-occupied 2,548 Sales approach Adjustment to comparables 0% to 12.5% 5.7% Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 5% to 35% 18% December 31, 2014 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 1,679 Sales approach Adjustment to comparables 0.3% to 62% 18% Income approach Capitalization Rate 10% 10% Nonowner-occupied 2,597 Income approach Capitalization Rate 6.5% 6.5% Nonowner-occupied 2,673 Sales approach Adjustment to comparables 0% to 12.5% 5.7% Commercial and industrial 2,532 Sales approach Adjustment to comparables 10% to 30% 21.42% Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 5% to 35% 18% The carrying amounts and estimated fair values of financial instruments at September 30, 2015 and December 31, 2014 are as follows: Fair Value Measurements at September 30, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 64,160 $ 64,160 $ ---- $ ---- $ 64,160 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 87,891 ---- 87,891 ---- 87,891 Securities held to maturity 21,433 ---- 11,172 10,938 22,110 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 578,266 ---- ---- 589,434 589,434 Accrued interest receivable 1,896 ---- 351 1,545 1,896 Financial liabilities: Deposits 671,464 165,689 505,754 ---- 671,443 Other borrowed funds 24,257 ---- 23,751 ---- 23,751 Subordinated debentures 8,500 ---- 5,157 ---- 5,157 Accrued interest payable 491 3 488 ---- 491 Fair Value Measurements at December 31, 2014 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 30,977 $ 30,977 $ ---- $ ---- $ 30,977 Certificates of deposit in financial institutions 980 ---- 980 ---- 980 Securities available for sale 85,236 ---- 85,236 ---- 85,236 Securities held to maturity 22,820 ---- 12,144 11,426 23,570 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 586,434 ---- ---- 591,594 591,594 Accrued interest receivable 1,806 ---- 230 1,576 1,806 Financial liabilities: Deposits 646,830 161,784 485,503 ---- 647,287 Other borrowed funds 24,972 ---- 24,555 ---- 24,555 Subordinated debentures 8,500 ---- 4,979 ---- 4,979 Accrued interest payable 394 4 390 ---- 394 The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and Cash Equivalents Certificates of Deposit in Financial Institutions Securities Held to Maturity: Federal Home Loan Bank and Federal Reserve Bank stock Loans Deposit Liabilities Other Borrowed Funds Subordinated Debentures Accrued Interest Receivable and Payable , resulting in a classification that is consistent with the earning assets and interest-bearing liabilities with which it is associated. Off-balance Sheet Instruments Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	N OTE 3 – SECURITIES The following table summarizes the amortized cost and estimated fair value of the available for sale and held to maturity securities portfolios at September 30, 2015 and December 31, 2014 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income for available for sale securities and gross unrecognized gains and losses for held to maturity securities: Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value September 30, 2015 U.S. Government sponsored entity securities $ 9,013 $ 2 $ (17 ) $ 8,998 Agency mortgage-backed securities, residential 77,629 1,463 (199 ) 78,893 Total securities $ 86,642 $ 1,465 $ (216 ) $ 87,891 December 31, 2014 U.S. Government sponsored entity securities $ 9,019 $ 2 $ (104 ) $ 8,917 Agency mortgage-backed securities, residential 74,762 1,693 (136 ) 76,319 Total securities $ 83,781 $ 1,695 $ (240 ) $ 85,236 Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value September 30, 2015 Obligations of states and political subdivisions $ 21,426 $ 909 $ (232 ) $ 22,103 Agency mortgage-backed securities, residential 7 ---- ---- 7 Total securities $ 21,433 $ 909 $ (232 ) $ 22,110 December 31, 2014 Obligations of states and political subdivisions $ 22,811 $ 939 $ (189 ) $ 23,561 Agency mortgage-backed securities, residential 9 ---- ---- 9 Total securities $ 22,820 $ 939 $ (189 ) $ 23,570 The amortized cost and estimated fair value of the securities portfolio at September 30, 2015, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because certain issuers may have the right to call or prepay the debt obligations prior to their contractual maturities. Securities not due at a single maturity are shown separately. Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 1,001 $ 1,003 $ 620 $ 631 Due in over one to five years 8,012 7,995 6,214 6,563 Due in over five to ten years ---- ---- 11,239 11,654 Due after ten years ---- ---- 3,353 3,255 Agency mortgage-backed securities, residential 77,629 78,893 7 7 Total debt securities $ 86,642 $ 87,891 $ 21,433 $ 22,110 The following table summarizes the investment securities with unrealized losses at September 30, 2015 and December 31, 2014 by aggregated major security type and length of time in a continuous unrealized loss position: Less Than 12 Months 12 Months or More Total September 30 , 201 5 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 3,996 $ (9 ) $ 3,999 $ (8 ) $ 7,995 $ (17 ) Agency mortgage-backed securities, residential 16,252 (158 ) 3,786 (41 ) 20,038 (199 ) Total available for sale $ 20,248 $ (167 ) $ 7,785 $ (49 ) $ 28,033 $ (216 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 1,011 $ (87 ) $ 1,511 $ (145 ) $ 2,522 $ (232 ) Total held to maturity $ 1,011 $ (87 ) $ 1,511 $ (145 ) $ 2,522 $ (232 ) Less Than 12 Months 12 Months or More Total December 31 , 201 4 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ ---- $ ---- $ 7,911 $ (104 ) $ 7,911 $ (104 ) Agency mortgage-backed securities, residential 11,232 (20 ) 8,397 (116 ) 19,629 (136 ) Total available for sale $ 11,232 $ (20 ) $ 16,308 $ (220 ) $ 27,540 $ (240 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 1,171 $ (9 ) $ 2,916 $ (180 ) $ 4,087 $ (189 ) Total held to maturity $ 1,171 $ (9 ) $ 2,919 $ (180 ) $ 4,087 $ (189 ) During the nine months ended September 30, 2015, the Company had proceeds of $10,550 pertaining to securities sales on available for sale securities with gross gains recognized of $28 and $163 during the three and nine months ended September 30, 2015, respectively. There were no sales during the three and nine months ended September 30, 2014. Unrealized losses on the Company's debt securities have not been recognized into income because the issuers' securities are of high credit quality at September 30, 2015, and management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery. Management does not believe any individual unrealized loss at September 30, 2015 and December 31, 2014 represents an other-than-temporary impairment.

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	N OTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES Loans are comprised of the following: September 30, December 31, 2015 2014 Residential real estate $ 224,492 $ 223,628 Commercial real estate: Owner-occupied 73,961 78,848 Nonowner-occupied 67,909 71,229 Construction 24,670 27,535 Commercial and industrial 84,402 83,998 Consumer: Automobile 44,473 42,849 Home equity 20,501 18,291 Other 44,760 48,390 585,168 594,768 Less: Allowance for loan losses 6,902 8,334 Loans, net $ 578,266 $ 586,434 The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended September 30, 2015 and 2014: September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,230 $ 2,795 $ 2,287 $ 1,132 $ 7,444 Provision for loan losses (166 ) (214 ) 205 164 (11 ) Loans charged off (40 ) (596 ) ---- (309 ) (945 ) Recoveries 219 15 11 169 414 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902 September 30, 2014 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,878 $ 3,276 $ 1,625 $ 1,149 $ 7,928 Provision for loan losses (240 ) (551 ) (90 ) 199 (682 ) Loans charged off (157 ) (78 ) (37 ) (363 ) (635 ) Recoveries 99 3 114 137 353 Total ending allowance balance $ 1,580 $ 2,650 $ 1,612 $ 1,122 $ 6,964 The following table presents the activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2015 and 2014: September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses (256 ) (272 ) 697 541 710 Loans charged off (263 ) (1,970 ) (24 ) (1,016 ) (3,273 ) Recoveries 336 47 228 520 1,131 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902 September 30, 2014 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,169 $ 2,914 $ 1,279 $ 793 $ 6,155 Provision for loan losses 513 (111 ) 92 704 1,198 Loans charged off (350 ) (235 ) (41 ) (815 ) (1,441 ) Recoveries 248 82 282 440 1,052 Total ending allowance balance $ 1,580 $ 2,650 $ 1,612 $ 1,122 $ 6,964 The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of September 30, 2015 and December 31, 2014: September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 66 $ 313 $ 1,711 $ 3 $ 2,093 Collectively evaluated for impairment 1,177 1,687 792 1,153 4,809 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902 Loans: Loans individually evaluated for impairment $ 1,898 $ 7,496 $ 7,267 $ 218 $ 16,879 Loans collectively evaluated for impairment 222,594 159,044 77,135 109,516 568,289 Total ending loans balance $ 224,492 $ 166,540 $ 84,402 $ 109,734 $ 585,168 December 31, 2014 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,506 $ 900 $ 6 $ 3,412 Collectively evaluated for impairment 1,426 1,689 702 1,105 4,922 Total ending allowance balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Loans: Loans individually evaluated for impairment $ 1,415 $ 11,711 $ 6,824 $ 219 $ 20,169 Loans collectively evaluated for impairment 222,213 165,901 77,174 109,311 574,599 Total ending loans balance $ 223,628 $ 177,612 $ 83,998 $ 109,530 $ 594,768 The following tables present information related to loans individually evaluated for impairment by class of loans as of September 30, 2015 and December 31, 2014: September 30, 2015 Unpaid Recorded Investment Allowance for With an allowance recorded: Residential real estate $ 895 $ 895 $ 66 Commercial real estate: Owner-occupied 204 204 204 Nonowner-occupied 399 399 109 Commercial and industrial 3,460 3,460 1,711 Consumer: Home equity 218 218 3 With no related allowance recorded: Residential real estate 1,003 1,003 ---- Commercial real estate: Owner-occupied 3,911 3,364 ---- Nonowner-occupied 5,258 2,849 ---- Construction 680 680 ---- Commercial and industrial 3,807 3,807 ---- Total $ 19,835 $ 16,879 $ 2,093 December 31, 2014 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 1,177 $ 1,177 $ 414 Nonowner-occupied 7,656 7,656 2,092 Commercial and industrial 2,356 2,356 900 Consumer: Home equity 219 219 6 With no related allowance recorded: Residential real estate 1,415 1,415 ---- Commercial real estate: Owner-occupied 3,125 2,578 ---- Nonowner-occupied 1,298 300 ---- Commercial and industrial 4,703 4,468 ---- Total $ 21,949 $ 20,169 $ 3,412 The following tables present information related to loans individually evaluated for impairment by class of loans for the three and nine months ended September 30, 2015 and 2014: Three months ended September 30, 2015 Nine months ended September 30, 2015 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 895 $ ---- $ ---- $ 895 $ ---- $ ---- Commercial real estate: Owner-occupied 204 11 11 204 11 11 Nonowner-occupied 401 5 5 404 70 70 Commercial and industrial 3,589 52 52 3,343 117 117 Consumer: Home equity 218 2 2 219 6 6 With no related allowance recorded: Residential real estate 1,005 11 11 761 36 36 Commercial real estate: Owner-occupied 2,873 74 74 2,617 135 135 Nonowner-occupied 2,910 12 12 3,605 37 37 Construction 680 ---- ---- 510 ---- ---- Commercial and industrial 3,800 26 26 3,897 133 133 Total $ 16,575 $ 193 $ 193 $ 16,455 $ 545 $ 545 Three months ended September 30, 2014 Nine months ended September 30, 2014 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 552 $ 17 $ 17 $ 487 $ 25 $ 25 Commercial real estate: Owner-occupied 145 ---- ---- 73 ---- ---- Nonowner-occupied 3,422 41 41 3,439 94 94 Commercial and industrial 3,259 39 39 1,629 107 107 Consumer: Home equity 109 8 8 54 8 8 With no related allowance recorded: Residential real estate 611 12 12 544 25 25 Commercial real estate: Owner-occupied 1,479 9 9 6,513 31 31 Nonowner-occupied 5,974 81 81 6,513 267 267 Consumer: Home equity ---- ---- ---- ---- 3 3 Total $ 15,551 $ 207 $ 207 $ 14,130 $ 560 $ 560 The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees. Nonaccrual loans and loans past due 90 days or more and still accruing include both smaller balance homogenous loans that are collectively evaluated for impairment and individually classified as impaired loans. The following table presents the recorded investment of nonaccrual loans and loans past due 90 days or more and still accruing by class of loans as of September 30, 2015 and December 31, 2014: September 30, 2015 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 169 $ 3,298 Commercial real estate: Owner-occupied ---- 233 Nonowner-occupied ---- 2,549 Construction ---- 769 Commercial and industrial ---- 1,050 Consumer: Automobile 117 7 Home equity ---- 111 Other 34 2 Total $ 320 $ 8,019 December 31, 2014 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ ---- $ 3,768 Commercial real estate: Owner-occupied ---- 1,484 Nonowner-occupied ---- 4,013 Commercial and industrial ---- 95 Consumer: Automobile 15 18 Home equity ---- 103 Other 58 68 Total $ 73 $ 9,549 The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of September 30, 2015 and December 31, 2014, other real estate owned secured by residential real estate totaled $383 and $368, respectively. In addition, nonaccrual residential mortgage loans that are in the process of foreclosure had a recorded investment of $1,920 and $1,692 as of September 30, 2015 and December 31, 2014, respectively. The following table presents the aging of the recorded investment of past due loans by class of loans as of September 30, 2015 and December 31, 2014: September 30, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,648 $ 483 $ 3,184 $ 6,315 $ 218,177 $ 224,492 Commercial real estate: Owner-occupied 283 145 233 661 73,300 73,961 Nonowner-occupied 378 232 2,549 3,159 64,750 67,909 Construction 58 ---- 769 827 23,843 24,670 Commercial and industrial 289 89 980 1,358 83,044 84,402 Consumer: Automobile 613 100 117 830 43,643 44,473 Home equity ---- ---- 90 90 20,411 20,501 Other 400 98 34 532 44,228 44,760 Total $ 4,669 $ 1,147 $ 7,956 $ 13,772 $ 571,396 $ 585,168 December 31, 2014 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,337 $ 612 $ 3,489 $ 7,438 $ 216,190 $ 223,628 Commercial real estate: Owner-occupied 74 62 1,422 1,558 77,290 78,848 Nonowner-occupied ---- ---- ---- ---- 71,229 71,229 Construction 932 ---- ---- 932 26,603 27,535 Commercial and industrial ---- 10 24 34 83,964 83,998 Consumer: Automobile 616 149 33 798 42,051 42,849 Home equity ---- ---- 103 103 18,188 18,291 Other 655 20 126 801 47,589 48,390 Total $ 5,614 $ 853 $ 5,197 $ 11,664 $ 583,104 $ 594,768 Troubled Debt Restructurings: A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR's are considered to be impaired. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; a reduction in the contractual principal and interest payments of the loan; or short-term interest-only payment terms. The Company has allocated reserves for a portion of its TDR's to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer. The following table presents the types of TDR loan modifications by class of loans as of September 30, 2015 and December 31, 2014: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s September 30, 2015 Residential real estate Interest only payments $ 1,003 $ ---- $ 1,003 Commercial real estate: Owner-occupied Interest only payments 498 ---- 498 Rate reduction ---- 233 233 Reduction of principal and interest payments 610 ---- 610 Maturity extension at lower stated rate than market rate 2,023 ---- 2,023 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,549 2,849 Rate reduction 399 ---- 399 Commercial and industrial Interest only payments 6,381 ---- 6,381 Credit extension at lower stated rate than market rate ---- 392 392 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 11,636 $ 3,174 $ 14,810 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2014 Residential real estate Interest only payments $ 520 $ ---- $ 520 Commercial real estate: Owner-occupied Interest only payments 457 ---- 457 Rate reduction ---- 244 244 Reduction of principal and interest payments 627 ---- 627 Maturity extension at lower stated rate than market rate 1,046 ---- 1,046 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 3,535 4,013 7,548 Rate reduction 408 ---- 408 Commercial and industrial Interest only payments 6,429 ---- 6,429 Credit extension at lower stated rate than market rate 395 ---- 395 Consumer: Home equity Maturity extension at lower stated rate than market rate 219 ---- 219 Total TDR’s $ 13,840 $ 4,257 $ 18,097 During the nine months ended September 30, 2015, the TDR's described above decreased the allowance for loan losses and provision expense by $44 with corresponding charge-offs of $1,422. This is compared to a $687 decrease in the provision expense and the allowance for loan losses during the nine months ended September 30, 2014 with no corresponding charge-offs. The charge-offs of $1,422 during 2015 included $1,304 that were related to specific reserves that had already been provided for during 2014, and, as a result, did not impact provision expense during 2015. During the year ended December 31, 2014, the TDR's described above increased the allowance for loan losses and provision expense by $623 with no corresponding charge-offs. At September 30, 2015, the balance in TDR loans decreased $3,287, or 18.2%, from year-end 2014. The decrease was largely due to a $1,304 charge-off of an existing specific allocation on a collateral-dependent commercial real estate loan. Further decreasing TDR loans was a $3,156 payoff of a commercial real estate loan during the third quarter of 2015. The effects from this specific allocation charge-off and large loan payoff were partially offset by a $1,025 commercial real estate loan classified as a TDR during the third quarter of 2015. The Company had 79% of its TDR's performing according to their modified terms at September 30, 2015, as compared to 77% at December 31, 2014. TDR loans not performing to modified terms were largely impacted by one commercial real estate loan totaling $4,013 that was converted to nonaccrual status during the fourth quarter of 2014 after it was determined that full loan repayment was in significant doubt. A further review of the collateral values of this commercial real estate loan during the fourth quarter of 2014 identified additional impairment, resulting in a specific allocation of $1,340 at December 31, 2014. During the second quarter of 2015, the specific allocation related to this impaired loan was charged off, as previously mentioned. As a result, the Company's specific allocations in reserves to customers whose loan terms have been modified in TDR’s totaled $1,532 at September 30, 2015, as compared to $2,998 in reserves at December 31, 2014. At September 30, 2015, the Company had $1,919 in commitments to lend additional amounts to customers with outstanding loans that are classified as TDR’s, as compared to $1,871 at December 31, 2014. The following table presents the pre- and post-modification balances of TDR loan modifications by class of loans that occurred during the nine months ended September 30, 2015 and 2014: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Nine months ended September 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments $ 495 $ 495 $ ---- $ ---- Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate 1,025 1,025 ---- ---- Total TDR’s $ 1,520 $ 1,520 $ ---- $ ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Nine months ended September 30, 2014 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate $ 762 $ 762 $ ---- $ ---- Commercial and industrial Interest only payments 2,908 2,908 ---- ---- Credit extension at lower stated rate than market rate 395 395 ---- ---- Total TDR’s $ 4,065 $ 4,065 $ ---- $ ---- All of the Company’s loans that were restructured during the nine months ended September 30, 2015 and 2014 were performing in accordance with their modified terms. Furthermore, there were no TDR’s described above at September 30, 2015 and 2014 that experienced any payment defaults within twelve months following their loan modification. A default is considered to have occurred once the TDR is past due 90 days or more or it has been placed on nonaccrual. TDR loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The loans modified during the nine months ended September 30, 2015 and 2014 had no impact on the provision expense or the allowance for loan losses. As of September 30, 2015 and 2014, the Company had no allocation of reserves to customers whose loan terms were modified during the first nine months of 2015 and 2014. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 through 10. The Company analyzes loans individually with a higher credit risk rating and groups these loans into categories called “criticized” and “classified" assets. The Company considers its criticized assets to be loans that are graded 8 and its classified assets to be loans that are graded 9 or 10. The Company's risk categories are reviewed at least annually on loans that have aggregate borrowing amounts that meet or exceed $500. The Company uses the following definitions for its criticized loan risk ratings: Special Mention (Loan Grade 8). The Company uses the following definitions for its classified loan risk ratings: Substandard (Loan Grade 9). Doubtful (Loan Grade 10). Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not meet the criteria for a criticized and classified asset rating as pass rated loans, which will include loans graded from 1 (Prime) to 7 (Watch). All commercial loans are categorized into a risk category either at the time of origination or reevaluation date. As of September 30, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk category of commercial loans by class of loans was as follows: September 30, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,542 $ 7,580 $ 3,839 $ 73,961 Nonowner-occupied 57,196 6,498 4,215 67,909 Construction 23,742 ---- 928 24,670 Commercial and industrial 72,878 6,209 5,315 84,402 Total $ 216,358 $ 20,287 $ 14,297 $ 250,942 December 31, 2014 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 72,232 $ 2,102 $ 4,514 $ 78,848 Nonowner-occupied 60,491 2,127 8,611 71,229 Construction 27,364 ---- 171 27,535 Commercial and industrial 76,395 495 7,108 83,998 Total $ 236,482 $ 4,724 $ 20,404 $ 261,610 The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau), but the scores are not updated. The Company focuses mostly on the performance and repayment ability of the borrower as an indicator of credit risk and does not consider a borrower's credit score to be a significant influence in the determination of a loan's credit risk grading. For residential and consumer loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on repayment activity as of September 30, 2015 and December 31, 2014: September 30, 2015 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 44,349 $ 20,390 $ 44,724 $ 221,025 $ 330,488 Nonperforming 124 111 36 3,467 3,738 Total $ 44,473 $ 20,501 $ 44,760 $ 224,492 $ 334,226 December 31, 2014 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 42,816 $ 18,188 $ 48,264 $ 219,860 $ 329,128 Nonperforming 33 103 126 3,768 4,030 Total $ 42,849 $ 18,291 $ 48,390 $ 223,628 $ 333,158 The Company, through its subsidiaries, originates residential, consumer, and commercial loans to customers located primarily in the southeastern areas of Ohio as well as the western counties of West Virginia. Approximately 6.04% of total loans were unsecured at September 30, 2015, up from 5.66% at December 31, 2014.

Note 5 - Financial Instruments

Note 5 - Financial Instruments With Off-balance Sheet Risk	9 Months Ended
	Sep. 30, 2015
Risks and Uncertainties [Abstract]
Concentration Risk Disclosure [Text Block]	NOTE 5 - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The contract amounts of these instruments are not included in the consolidated financial statements. At September 30, 2015, the contract amounts of these instruments totaled approximately $56,947, compared to $55,344 at December 31, 2014. The Bank uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. Since many of these instruments are expected to expire without being drawn upon, the total contract amounts do not necessarily represent future cash requirements.

Note 6 - Other Borrowed Funds

Note 6 - Other Borrowed Funds	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 6 - OTHER BORROWED FUNDS Other borrowed funds at September 30, 2015 and December 31, 2014 were comprised of advances from the Federal Home Loan Bank (“FHLB”) of Cincinnati and promissory notes. At September 30, 2015, FHLB Borrowings included $128 in capitalized lease obligations. FHLB Borrowings Promissory Notes Totals September 30, 2015 $ 20,366 $ 3,891 $ 24,257 December 31, 2014 $ 21,181 $ 3,791 $ 24,972 Pursuant to collateral agreements with the FHLB, advances were secured by $214,870 in qualifying mortgage loans, $77,317 in commercial loans and $5,081 in FHLB stock at September 30, 2015. Fixed-rate FHLB advances of $20,238 mature through 2042 and have interest rates ranging from 1.34% to 3.31% and a year-to-date weighted average cost of 2.08%. There were no variable-rate FHLB borrowings at September 30, 2015. At September 30, 2015, the Company had a cash management line of credit enabling it to borrow up to $75,000 from the FHLB. All cash management advances have an original maturity of 90 days. The line of credit must be renewed on an annual basis. There was $75,000 available on this line of credit at September 30, 2015. Based on the Company's current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $180,708 at September 30, 2015. Of this maximum borrowing capacity, the Company had $118,670 available to use as additional borrowings, of which $75,000 could be used for short-term, cash management advances, as mentioned above. Promissory notes, issued primarily by Ohio Valley, have fixed rates of 1.15% to 1.50% and are due at various dates through a final maturity date of December 8, 2016. At September 30, 2015, there were no promissory notes payable by Ohio Valley to related parties. Letters of credit issued on the Bank's behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $41,800 at September 30, 2015 and $29,500 at December 31, 2014. Scheduled principal payments as of September 30, 2015: FHLB Borrowings Promissory Notes Totals 2015 $ 448 $ 1,353 $ 1,801 2016 1,661 2,538 4,199 2017 4,601 ---- 4,601 2018 1,537 ---- 1,537 2019 1,467 ---- 1,467 Thereafter 10,652 ---- 10,652 $ 20,366 $ 3,891 $ 24,257

Note 7 - Segment Information

Note 7 - Segment Information	9 Months Ended
	Sep. 30, 2015
Segment Reporting [Abstract]
Segment Reporting Disclosure [Text Block]	NOTE 7 – SEGMENT INFORMATION The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business, which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company's total revenues, totaled 90.2% and 90.2% of total consolidated revenues for the quarters ended September 30, 2015 and 2014, respectively. The accounting policies used for the Company's reportable segments are the same as those described in Note 1 - Summary of Significant Accounting Policies. Income taxes are allocated based on income before tax expense. Information for the Company’s reportable segments is as follows: Three Months Ended September 30, 2015 Banking Consumer Finance Total Company Net interest income $ 7,627 $ 658 $ 8,285 Provision expense 10 (21 ) (11 ) Noninterest income 1,522 62 1,584 Noninterest expense 7,106 621 7,727 Tax expense 471 40 511 Net income 1,562 80 1,642 Assets 795,458 13,008 808,466 Three Months Ended September 30, 2014 Banking Consumer Finance Total Company Net interest income $ 7,612 $ 596 $ 8,208 Provision expense (715 ) 33 (682 ) Noninterest income 2,044 62 2,106 Noninterest expense 6,684 560 7,244 Tax expense 989 21 1,010 Net income 2,698 44 2,742 Assets 764,171 13,006 777,177 Nine Months Ended September 30, 2015 Banking Consumer Finance Total Company Net interest income $ 22,690 $ 2,674 $ 25,364 Provision expense 685 25 710 Noninterest income 6,351 639 6,990 Noninterest expense 20,679 2,029 22,708 Tax expense 1,834 426 2,260 Net income 5,843 833 6,676 Assets 795,458 13,008 808,466 Nine Months Ended September 30, 2014 Banking Consumer Finance Total Company Net interest income $ 22,593 $ 2,584 $ 25,177 Provision expense 1,085 113 1,198 Noninterest income 7,332 804 8,136 Noninterest expense 19,657 1,879 21,536 Tax expense 2,457 472 2,929 Net income 6,726 924 7,650 Assets 764,171 13,006 777,177

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	BASIS OF PRESENTATION : These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at September 30, 2015, and its results of operations and cash flows for the periods presented. The results of operations for the nine months ended September 30, 2015 are not necessarily indicative of the operating results to be anticipated for the full fiscal year ending December 31, 2015. The accompanying consolidated financial statements do not purport to contain all the necessary financial disclosures required by accounting principles generally accepted in the United States of America that might otherwise be necessary in the circumstances. The Annual Report of the Company for the year ended December 31, 2014 contains consolidated financial statements and related notes which should be read in conjunction with the accompanying consolidated financial statements. As previously reported, the Internal Revenue Service proposed that Loan Central, as a tax return preparer, be assessed a penalty for allegedly negotiating or endorsing checks issued by the U.S. Treasury to taxpayers. The penalty would amount to approximately $1.2 million. Loan Central appealed this matter within the Internal Revenue Service. Loan Central was notified that the Appeals Office would not concede the penalty, and the penalty has been assessed. The Company will have to resolve the matter through the judicial system. Based on consultation with legal counsel, management remains confident that it is highly unlikely that the penalty recommendation will be sustained. Therefore, the Company did not recognize any interest and/or penalties related to this matter for the periods presented. The consolidated financial statements for 2014 have been reclassified to conform to the presentation for 2015. These reclassifications had no effect on the net results of operations or shareholders’ equity.
Use of Estimates, Policy [Policy Text Block]	USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS:
Segment Reporting, Policy [Policy Text Block]	INDUSTRY SEGMENT INFORMATION:
Earnings Per Share, Policy [Policy Text Block]	EARNINGS PER SHARE :
New Accounting Pronouncements, Policy [Policy Text Block]	NEW ACCOUNTING PRONOUNCEMENTS: In June 2014, the FASB issued ASU 2014-11 “Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures”. The amendments in ASU 2014-11 change the accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements. The amendments also require two new disclosures. The first disclosure requires an entity to disclose information on transfers accounted for as sales in transactions that are economically similar to repurchase agreements. The second disclosure provides increased transparency about the types of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings. 2014-11 is effective for reporting periods beginning after December 15, 2014. The effect of adopting ASU 2014-11 did not have a material effect on the Company’s financial statements. In June 2014, the FASB issued ASU 2014-12 “Compensation – Stock Compensation (Topic 718)”. ASU 2014-12 clarifies that entities should treat performance targets that can be met after the requisite service period of a share-based payment award as performance conditions that affect vesting. Therefore, an entity would not record compensation expense (measured as of the grant date without taking into account the effect of the performance target) related to an award for which transfer to the employee is contingent on the entity’s satisfaction of a performance target until it becomes probable that the performance target will be met. No new disclosures are required under ASU 2014-12. The guidance is effective for reporting periods beginning after December 15, 2015. The effect of adopting ASU 2014-12 is not expected to have a material effect on the Company’s financial statements.

Note 2 - Fair Value of Financ16

Note 2 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at September 30, 2015 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,998 ---- Agency mortgage-backed securities, residential ---- 78,893 ---- Fair Value Measurements at December 31, 2014, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,917 ---- Agency mortgage-backed securities, residential ---- 76,319 ---- Fair Value Measurements at September 30, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Residential real estate ---- ---- $ 829 Commercial real estate: Nonowner-occupied ---- ---- 2,548 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 Fair Value Measurements at December 31, 2014, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 1,679 Nonowner-occupied ---- ---- 5,270 Commercial and industrial ---- ---- 2,532 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	September 30, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Residential real estate $ 829 Sales approach Adjustment to comparables 7% to 40% 16% Commercial real estate: Nonowner-occupied 2,548 Sales approach Adjustment to comparables 0% to 12.5% 5.7% Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 5% to 35% 18% December 31, 2014 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 1,679 Sales approach Adjustment to comparables 0.3% to 62% 18% Income approach Capitalization Rate 10% 10% Nonowner-occupied 2,597 Income approach Capitalization Rate 6.5% 6.5% Nonowner-occupied 2,673 Sales approach Adjustment to comparables 0% to 12.5% 5.7% Commercial and industrial 2,532 Sales approach Adjustment to comparables 10% to 30% 21.42% Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 5% to 35% 18%
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 64,160 $ 64,160 $ ---- $ ---- $ 64,160 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 87,891 ---- 87,891 ---- 87,891 Securities held to maturity 21,433 ---- 11,172 10,938 22,110 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 578,266 ---- ---- 589,434 589,434 Accrued interest receivable 1,896 ---- 351 1,545 1,896 Financial liabilities: Deposits 671,464 165,689 505,754 ---- 671,443 Other borrowed funds 24,257 ---- 23,751 ---- 23,751 Subordinated debentures 8,500 ---- 5,157 ---- 5,157 Accrued interest payable 491 3 488 ---- 491 Fair Value Measurements at December 31, 2014 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 30,977 $ 30,977 $ ---- $ ---- $ 30,977 Certificates of deposit in financial institutions 980 ---- 980 ---- 980 Securities available for sale 85,236 ---- 85,236 ---- 85,236 Securities held to maturity 22,820 ---- 12,144 11,426 23,570 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 586,434 ---- ---- 591,594 591,594 Accrued interest receivable 1,806 ---- 230 1,576 1,806 Financial liabilities: Deposits 646,830 161,784 485,503 ---- 647,287 Other borrowed funds 24,972 ---- 24,555 ---- 24,555 Subordinated debentures 8,500 ---- 4,979 ---- 4,979 Accrued interest payable 394 4 390 ---- 394

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Note 3 - Securities (Tables) [Line Items]
Available-for-sale Securities [Table Text Block]	Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value September 30, 2015 U.S. Government sponsored entity securities $ 9,013 $ 2 $ (17 ) $ 8,998 Agency mortgage-backed securities, residential 77,629 1,463 (199 ) 78,893 Total securities $ 86,642 $ 1,465 $ (216 ) $ 87,891 December 31, 2014 U.S. Government sponsored entity securities $ 9,019 $ 2 $ (104 ) $ 8,917 Agency mortgage-backed securities, residential 74,762 1,693 (136 ) 76,319 Total securities $ 83,781 $ 1,695 $ (240 ) $ 85,236
Held-to-maturity Securities [Table Text Block]	Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value September 30, 2015 Obligations of states and political subdivisions $ 21,426 $ 909 $ (232 ) $ 22,103 Agency mortgage-backed securities, residential 7 ---- ---- 7 Total securities $ 21,433 $ 909 $ (232 ) $ 22,110 December 31, 2014 Obligations of states and political subdivisions $ 22,811 $ 939 $ (189 ) $ 23,561 Agency mortgage-backed securities, residential 9 ---- ---- 9 Total securities $ 22,820 $ 939 $ (189 ) $ 23,570
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 1,001 $ 1,003 $ 620 $ 631 Due in over one to five years 8,012 7,995 6,214 6,563 Due in over five to ten years ---- ---- 11,239 11,654 Due after ten years ---- ---- 3,353 3,255 Agency mortgage-backed securities, residential 77,629 78,893 7 7 Total debt securities $ 86,642 $ 87,891 $ 21,433 $ 22,110
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total September 30 , 201 5 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 3,996 $ (9 ) $ 3,999 $ (8 ) $ 7,995 $ (17 ) Agency mortgage-backed securities, residential 16,252 (158 ) 3,786 (41 ) 20,038 (199 ) Total available for sale $ 20,248 $ (167 ) $ 7,785 $ (49 ) $ 28,033 $ (216 ) Less Than 12 Months 12 Months or More Total December 31 , 201 4 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ ---- $ ---- $ 7,911 $ (104 ) $ 7,911 $ (104 ) Agency mortgage-backed securities, residential 11,232 (20 ) 8,397 (116 ) 19,629 (136 ) Total available for sale $ 11,232 $ (20 ) $ 16,308 $ (220 ) $ 27,540 $ (240 )
Held-to-maturity Securities [Member]
Note 3 - Securities (Tables) [Line Items]
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 1,011 $ (87 ) $ 1,511 $ (145 ) $ 2,522 $ (232 ) Total held to maturity $ 1,011 $ (87 ) $ 1,511 $ (145 ) $ 2,522 $ (232 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 1,171 $ (9 ) $ 2,916 $ (180 ) $ 4,087 $ (189 ) Total held to maturity $ 1,171 $ (9 ) $ 2,919 $ (180 ) $ 4,087 $ (189 )

Note 4 - Loans and Allowance 18

Note 4 - Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans are comprised of the following: September 30, December 31, 2015 2014 Residential real estate $ 224,492 $ 223,628 Commercial real estate: Owner-occupied 73,961 78,848 Nonowner-occupied 67,909 71,229 Construction 24,670 27,535 Commercial and industrial 84,402 83,998 Consumer: Automobile 44,473 42,849 Home equity 20,501 18,291 Other 44,760 48,390 585,168 594,768 Less: Allowance for loan losses 6,902 8,334 Loans, net $ 578,266 $ 586,434
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,230 $ 2,795 $ 2,287 $ 1,132 $ 7,444 Provision for loan losses (166 ) (214 ) 205 164 (11 ) Loans charged off (40 ) (596 ) ---- (309 ) (945 ) Recoveries 219 15 11 169 414 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902 September 30, 2014 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,878 $ 3,276 $ 1,625 $ 1,149 $ 7,928 Provision for loan losses (240 ) (551 ) (90 ) 199 (682 ) Loans charged off (157 ) (78 ) (37 ) (363 ) (635 ) Recoveries 99 3 114 137 353 Total ending allowance balance $ 1,580 $ 2,650 $ 1,612 $ 1,122 $ 6,964 September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses (256 ) (272 ) 697 541 710 Loans charged off (263 ) (1,970 ) (24 ) (1,016 ) (3,273 ) Recoveries 336 47 228 520 1,131 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902 September 30, 2014 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,169 $ 2,914 $ 1,279 $ 793 $ 6,155 Provision for loan losses 513 (111 ) 92 704 1,198 Loans charged off (350 ) (235 ) (41 ) (815 ) (1,441 ) Recoveries 248 82 282 440 1,052 Total ending allowance balance $ 1,580 $ 2,650 $ 1,612 $ 1,122 $ 6,964
Allowance for Loan Losses and the Recorded Investment of Loans [Table Text Block]	September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 66 $ 313 $ 1,711 $ 3 $ 2,093 Collectively evaluated for impairment 1,177 1,687 792 1,153 4,809 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902 Loans: Loans individually evaluated for impairment $ 1,898 $ 7,496 $ 7,267 $ 218 $ 16,879 Loans collectively evaluated for impairment 222,594 159,044 77,135 109,516 568,289 Total ending loans balance $ 224,492 $ 166,540 $ 84,402 $ 109,734 $ 585,168 December 31, 2014 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,506 $ 900 $ 6 $ 3,412 Collectively evaluated for impairment 1,426 1,689 702 1,105 4,922 Total ending allowance balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Loans: Loans individually evaluated for impairment $ 1,415 $ 11,711 $ 6,824 $ 219 $ 20,169 Loans collectively evaluated for impairment 222,213 165,901 77,174 109,311 574,599 Total ending loans balance $ 223,628 $ 177,612 $ 83,998 $ 109,530 $ 594,768
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	September 30, 2015 Unpaid Recorded Investment Allowance for With an allowance recorded: Residential real estate $ 895 $ 895 $ 66 Commercial real estate: Owner-occupied 204 204 204 Nonowner-occupied 399 399 109 Commercial and industrial 3,460 3,460 1,711 Consumer: Home equity 218 218 3 With no related allowance recorded: Residential real estate 1,003 1,003 ---- Commercial real estate: Owner-occupied 3,911 3,364 ---- Nonowner-occupied 5,258 2,849 ---- Construction 680 680 ---- Commercial and industrial 3,807 3,807 ---- Total $ 19,835 $ 16,879 $ 2,093 December 31, 2014 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 1,177 $ 1,177 $ 414 Nonowner-occupied 7,656 7,656 2,092 Commercial and industrial 2,356 2,356 900 Consumer: Home equity 219 219 6 With no related allowance recorded: Residential real estate 1,415 1,415 ---- Commercial real estate: Owner-occupied 3,125 2,578 ---- Nonowner-occupied 1,298 300 ---- Commercial and industrial 4,703 4,468 ---- Total $ 21,949 $ 20,169 $ 3,412 Three months ended September 30, 2015 Nine months ended September 30, 2015 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 895 $ ---- $ ---- $ 895 $ ---- $ ---- Commercial real estate: Owner-occupied 204 11 11 204 11 11 Nonowner-occupied 401 5 5 404 70 70 Commercial and industrial 3,589 52 52 3,343 117 117 Consumer: Home equity 218 2 2 219 6 6 With no related allowance recorded: Residential real estate 1,005 11 11 761 36 36 Commercial real estate: Owner-occupied 2,873 74 74 2,617 135 135 Nonowner-occupied 2,910 12 12 3,605 37 37 Construction 680 ---- ---- 510 ---- ---- Commercial and industrial 3,800 26 26 3,897 133 133 Total $ 16,575 $ 193 $ 193 $ 16,455 $ 545 $ 545 Three months ended September 30, 2014 Nine months ended September 30, 2014 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 552 $ 17 $ 17 $ 487 $ 25 $ 25 Commercial real estate: Owner-occupied 145 ---- ---- 73 ---- ---- Nonowner-occupied 3,422 41 41 3,439 94 94 Commercial and industrial 3,259 39 39 1,629 107 107 Consumer: Home equity 109 8 8 54 8 8 With no related allowance recorded: Residential real estate 611 12 12 544 25 25 Commercial real estate: Owner-occupied 1,479 9 9 6,513 31 31 Nonowner-occupied 5,974 81 81 6,513 267 267 Consumer: Home equity ---- ---- ---- ---- 3 3 Total $ 15,551 $ 207 $ 207 $ 14,130 $ 560 $ 560
Schedule of Recorded Investment in Nonaccrual Loans [Table Text Block]	September 30, 2015 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 169 $ 3,298 Commercial real estate: Owner-occupied ---- 233 Nonowner-occupied ---- 2,549 Construction ---- 769 Commercial and industrial ---- 1,050 Consumer: Automobile 117 7 Home equity ---- 111 Other 34 2 Total $ 320 $ 8,019 December 31, 2014 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ ---- $ 3,768 Commercial real estate: Owner-occupied ---- 1,484 Nonowner-occupied ---- 4,013 Commercial and industrial ---- 95 Consumer: Automobile 15 18 Home equity ---- 103 Other 58 68 Total $ 73 $ 9,549
Past Due Financing Receivables [Table Text Block]	September 30, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,648 $ 483 $ 3,184 $ 6,315 $ 218,177 $ 224,492 Commercial real estate: Owner-occupied 283 145 233 661 73,300 73,961 Nonowner-occupied 378 232 2,549 3,159 64,750 67,909 Construction 58 ---- 769 827 23,843 24,670 Commercial and industrial 289 89 980 1,358 83,044 84,402 Consumer: Automobile 613 100 117 830 43,643 44,473 Home equity ---- ---- 90 90 20,411 20,501 Other 400 98 34 532 44,228 44,760 Total $ 4,669 $ 1,147 $ 7,956 $ 13,772 $ 571,396 $ 585,168 December 31, 2014 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,337 $ 612 $ 3,489 $ 7,438 $ 216,190 $ 223,628 Commercial real estate: Owner-occupied 74 62 1,422 1,558 77,290 78,848 Nonowner-occupied ---- ---- ---- ---- 71,229 71,229 Construction 932 ---- ---- 932 26,603 27,535 Commercial and industrial ---- 10 24 34 83,964 83,998 Consumer: Automobile 616 149 33 798 42,051 42,849 Home equity ---- ---- 103 103 18,188 18,291 Other 655 20 126 801 47,589 48,390 Total $ 5,614 $ 853 $ 5,197 $ 11,664 $ 583,104 $ 594,768
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s September 30, 2015 Residential real estate Interest only payments $ 1,003 $ ---- $ 1,003 Commercial real estate: Owner-occupied Interest only payments 498 ---- 498 Rate reduction ---- 233 233 Reduction of principal and interest payments 610 ---- 610 Maturity extension at lower stated rate than market rate 2,023 ---- 2,023 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,549 2,849 Rate reduction 399 ---- 399 Commercial and industrial Interest only payments 6,381 ---- 6,381 Credit extension at lower stated rate than market rate ---- 392 392 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 11,636 $ 3,174 $ 14,810 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2014 Residential real estate Interest only payments $ 520 $ ---- $ 520 Commercial real estate: Owner-occupied Interest only payments 457 ---- 457 Rate reduction ---- 244 244 Reduction of principal and interest payments 627 ---- 627 Maturity extension at lower stated rate than market rate 1,046 ---- 1,046 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 3,535 4,013 7,548 Rate reduction 408 ---- 408 Commercial and industrial Interest only payments 6,429 ---- 6,429 Credit extension at lower stated rate than market rate 395 ---- 395 Consumer: Home equity Maturity extension at lower stated rate than market rate 219 ---- 219 Total TDR’s $ 13,840 $ 4,257 $ 18,097 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Nine months ended September 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments $ 495 $ 495 $ ---- $ ---- Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate 1,025 1,025 ---- ---- Total TDR’s $ 1,520 $ 1,520 $ ---- $ ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Nine months ended September 30, 2014 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate $ 762 $ 762 $ ---- $ ---- Commercial and industrial Interest only payments 2,908 2,908 ---- ---- Credit extension at lower stated rate than market rate 395 395 ---- ---- Total TDR’s $ 4,065 $ 4,065 $ ---- $ ----
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,542 $ 7,580 $ 3,839 $ 73,961 Nonowner-occupied 57,196 6,498 4,215 67,909 Construction 23,742 ---- 928 24,670 Commercial and industrial 72,878 6,209 5,315 84,402 Total $ 216,358 $ 20,287 $ 14,297 $ 250,942 December 31, 2014 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 72,232 $ 2,102 $ 4,514 $ 78,848 Nonowner-occupied 60,491 2,127 8,611 71,229 Construction 27,364 ---- 171 27,535 Commercial and industrial 76,395 495 7,108 83,998 Total $ 236,482 $ 4,724 $ 20,404 $ 261,610
Performing and Nonperforming Loans [Table Text Block]	September 30, 2015 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 44,349 $ 20,390 $ 44,724 $ 221,025 $ 330,488 Nonperforming 124 111 36 3,467 3,738 Total $ 44,473 $ 20,501 $ 44,760 $ 224,492 $ 334,226 December 31, 2014 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 42,816 $ 18,188 $ 48,264 $ 219,860 $ 329,128 Nonperforming 33 103 126 3,768 4,030 Total $ 42,849 $ 18,291 $ 48,390 $ 223,628 $ 333,158

Note 6 - Other Borrowed Funds (

Note 6 - Other Borrowed Funds (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	FHLB Borrowings Promissory Notes Totals September 30, 2015 $ 20,366 $ 3,891 $ 24,257 December 31, 2014 $ 21,181 $ 3,791 $ 24,972
Schedule of Maturities of Long-term Debt [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2015 $ 448 $ 1,353 $ 1,801 2016 1,661 2,538 4,199 2017 4,601 ---- 4,601 2018 1,537 ---- 1,537 2019 1,467 ---- 1,467 Thereafter 10,652 ---- 10,652 $ 20,366 $ 3,891 $ 24,257

Note 7 - Segment Information (T

Note 7 - Segment Information (Tables)	9 Months Ended
	Sep. 30, 2015
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three Months Ended September 30, 2015 Banking Consumer Finance Total Company Net interest income $ 7,627 $ 658 $ 8,285 Provision expense 10 (21 ) (11 ) Noninterest income 1,522 62 1,584 Noninterest expense 7,106 621 7,727 Tax expense 471 40 511 Net income 1,562 80 1,642 Assets 795,458 13,008 808,466 Three Months Ended September 30, 2014 Banking Consumer Finance Total Company Net interest income $ 7,612 $ 596 $ 8,208 Provision expense (715 ) 33 (682 ) Noninterest income 2,044 62 2,106 Noninterest expense 6,684 560 7,244 Tax expense 989 21 1,010 Net income 2,698 44 2,742 Assets 764,171 13,006 777,177 Nine Months Ended September 30, 2015 Banking Consumer Finance Total Company Net interest income $ 22,690 $ 2,674 $ 25,364 Provision expense 685 25 710 Noninterest income 6,351 639 6,990 Noninterest expense 20,679 2,029 22,708 Tax expense 1,834 426 2,260 Net income 5,843 833 6,676 Assets 795,458 13,008 808,466 Nine Months Ended September 30, 2014 Banking Consumer Finance Total Company Net interest income $ 22,593 $ 2,584 $ 25,177 Provision expense 1,085 113 1,198 Noninterest income 7,332 804 8,136 Noninterest expense 19,657 1,879 21,536 Tax expense 2,457 472 2,929 Net income 6,726 924 7,650 Assets 764,171 13,006 777,177

Note 1 - Summary of Significa21

Note 1 - Summary of Significant Accounting Policies (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Accounting Policies [Abstract]
Significant Change in Unrecognized Tax Benefits is Reasonably Possible, Amount of Unrecorded Benefit (in Dollars)	$ 1.2		$ 1.2
Weighted Average Number of Shares Outstanding, Basic	4,117,675	4,098,753	4,117,675	4,098,753

Note 2 - Fair Value of Financ22

Note 2 - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Note 2 - Fair Value of Financial Instruments (Details) [Line Items]
Selling Costs, Percentage			10.00%
Impaired Financing Receivable, Related Allowance	$ 2,093		$ 2,093		$ 3,412
Other Real Estate	1,147		1,147		1,147
Other Real Estate, Gross					2,217
Real Estate Owned, Valuation Allowance					1,070
SEC Schedule III, Real Estate, Write-down or Reserve, Amount	0	$ 0	0	$ 0
Collateral Dependent Loans [Member]
Note 2 - Fair Value of Financial Instruments (Details) [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,443		3,443		12,773
Impaired Financing Receivable, Related Allowance	66		66		$ 3,292
Provision Reversal For Loan Losses	$ 107	$ 533	94	680
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down			$ 1,782	$ 157

Note 2 - Fair Value of Financ23

Note 2 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member]
Assets:
Assets measured on a nonrecurring basis	$ 829
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets:
Assets measured on a recurring basis	8,998	$ 8,917
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets:
Assets measured on a recurring basis	78,893	76,319
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member]
Assets:
Assets measured on a nonrecurring basis	829
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Assets:
Assets measured on a nonrecurring basis	2,548	5,270
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Assets:
Assets measured on a nonrecurring basis	$ 1,147	1,147
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Assets:
Assets measured on a nonrecurring basis		1,679
Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member] | Impaired Loans [Member]
Assets:
Assets measured on a nonrecurring basis		$ 2,532

Note 2 - Fair Value of Financ24

Note 2 - Fair Value of Financial Instruments (Details) - Level 3 Fair Value Measurements - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value (in Dollars)	$ 829
Valuation technique	Sales approach
Fair value (in Dollars)	$ 829
Valuation technique	Sales approach
Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value (in Dollars)	$ 2,548	$ 2,597
Valuation technique	Sales approach	Income approach
Fair value (in Dollars)	$ 2,548	$ 2,597
Valuation technique	Sales approach	Income approach
Capitalization rate		6.50%
Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Valuation technique		Income approach
Valuation technique		Income approach
Capitalization rate		10.00%
Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value (in Dollars)		$ 2,673
Valuation technique		Sales approach
Fair value (in Dollars)		$ 2,673
Valuation technique		Sales approach
Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value (in Dollars)	$ 1,147	$ 1,147
Valuation technique	Sales approach	Sales approach
Fair value (in Dollars)	$ 1,147	$ 1,147
Valuation technique	Sales approach	Sales approach
Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value (in Dollars)		$ 1,679
Valuation technique		Sales approach
Fair value (in Dollars)		$ 1,679
Valuation technique		Sales approach
Commercial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value (in Dollars)		$ 2,532
Valuation technique		Sales approach
Fair value (in Dollars)		$ 2,532
Valuation technique		Sales approach
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables	7.00%
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate	0.00%
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables		0.00%
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables	5.00%	5.00%
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables		0.30%
Minimum [Member] | Commercial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables		10.00%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables	40.00%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate	12.50%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables		12.50%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables	35.00%	35.00%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables		62.00%
Maximum [Member] | Commercial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables		30.00%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables	16.00%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate	5.70%	6.50%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate		10.00%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables		5.70%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables	18.00%	18.00%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables		18.00%
Weighted Average [Member] | Commercial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment to comparables		21.42%

Note 2 - Fair Value of Financ25

Note 2 - Fair Value of Financial Instruments (Details) - Fair Value Measurements - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Financial Assets:
Cash and cash equivalents, carrying value	$ 64,160	$ 30,977	$ 39,676	$ 28,344
Certificates of deposits in financial institutions, carrying value	1,715	980
Certificates of deposits in financial institutions, fair value	1,715	980
Securities available for sale, carrying value	87,891	85,236
Securities available for sale, fair value	87,891	85,236
Securities held to maturity, carrying value	21,433	22,820
Securities held to maturity, fair value	22,110	23,570
Federal Home Loan Bank and Federal Reserve Bank stock, carrying value	6,576	6,576
Loans, net, carrying value	578,266	586,434
Accrued interest receivable, carrying value	1,896	1,806
Financial liabilities:
Deposits, carrying value	671,464	646,830
Other borrowed funds, carrying value	24,257	24,972
Subordinated debentures, carrying value	8,500	8,500
Accrued interest payable, carrying value	491	394
Estimate of Fair Value Measurement [Member]
Financial Assets:
Cash and cash equivalents, fair value	64,160	30,977
Certificates of deposits in financial institutions, carrying value	1,715	980
Certificates of deposits in financial institutions, fair value	1,715	980
Securities available for sale, carrying value	87,891	85,236
Securities available for sale, fair value	87,891	85,236
Securities held to maturity, fair value	$ 22,110	$ 23,570
Federal Home Loan Bank and Federal Reserve Bank stock, fair value
Loans, net, fair value	$ 589,434	$ 591,594
Accrued interest receivable, fair value	1,896	1,806
Financial liabilities:
Deposits, fair value	671,443	647,287
Other borrowed funds, fair value	23,751	24,555
Subordinated debentures, fair value	5,157	4,979
Accrued interest payable, fair value	491	394
Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents, fair value	$ 64,160	$ 30,977
Federal Home Loan Bank and Federal Reserve Bank stock, fair value
Financial liabilities:
Deposits, fair value	$ 165,689	$ 161,784
Accrued interest payable, fair value	3	4
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Certificates of deposits in financial institutions, carrying value	1,715	980
Certificates of deposits in financial institutions, fair value	1,715	980
Securities available for sale, carrying value	87,891	85,236
Securities available for sale, fair value	87,891	85,236
Securities held to maturity, fair value	$ 11,172	$ 12,144
Federal Home Loan Bank and Federal Reserve Bank stock, fair value
Accrued interest receivable, fair value	$ 351	$ 230
Financial liabilities:
Deposits, fair value	505,754	485,503
Other borrowed funds, fair value	23,751	24,555
Subordinated debentures, fair value	5,157	4,979
Accrued interest payable, fair value	488	390
Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Securities held to maturity, fair value	$ 10,938	$ 11,426
Federal Home Loan Bank and Federal Reserve Bank stock, fair value
Loans, net, fair value	$ 589,434	$ 591,594
Accrued interest receivable, fair value	$ 1,545	$ 1,576

Note 3 - Securities (Details)

Note 3 - Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Proceeds from Sale of Available-for-sale Securities		$ 0	$ 10,550	$ 0
Available-for-sale Securities, Gross Realized Gains	$ 28		163
Other than Temporary Impairment Losses, Investments			$ 0		$ 0

Note 3 - Securities (Details) -

Note 3 - Securities (Details) - Securities Available-for-Sale - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 86,642	$ 83,781
Gross Unrealized Gains	1,465	1,695
Gross Unrealized Losses	(216)	(240)
Estimated Fair Value	87,891	85,236
US Government-sponsored Enterprises Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	9,013	9,019
Gross Unrealized Gains	2	2
Gross Unrealized Losses	(17)	(104)
Estimated Fair Value	8,998	8,917
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	77,629	74,762
Gross Unrealized Gains	1,463	1,693
Gross Unrealized Losses	(199)	(136)
Estimated Fair Value	$ 78,893	$ 76,319

Note 3 - Securities (Details)28

Note 3 - Securities (Details) - Securities Held-to-Maturity - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 21,433	$ 22,820
Gross Unrecognized Gains	909	939
Gross Unrecognized Losses	(232)	(189)
Estimated Fair Value	22,110	23,570
US States and Political Subdivisions Debt Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	21,426	22,811
Gross Unrecognized Gains	909	939
Gross Unrecognized Losses	(232)	(189)
Estimated Fair Value	22,103	23,561
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	7	9
Estimated Fair Value	$ 7	$ 9

Note 3 - Securities (Details)29

Note 3 - Securities (Details) - Securities by Contractual Maturity - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Securities by Contractual Maturity [Abstract]
Due in one year or less	$ 1,001
Due in one year or less	1,003
Due in one year or less	620
Due in one year or less	631
Due in over one to five years	6,214
Due in over one to five years	6,563
Due in over one to five years	8,012
Due in over one to five years	7,995
Due in over five to ten years	11,239
Due in over five to ten years	11,654
Due after ten years	3,353
Due after ten years	3,255
Agency mortgage-backed securities, residential	77,629
Agency mortgage-backed securities, residential	78,893
Agency mortgage-backed securities, residential	7
Agency mortgage-backed securities, residential	7
Total debt securities	86,642
Total debt securities	87,891
Total debt securities	21,433	$ 22,820
Total debt securities	$ 22,110	$ 23,570

Note 3 - Securities (Details)30

Note 3 - Securities (Details) - Securities Available-for-Sale with Unrealized Losses - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Securities Available for Sale
Less than 12 Months - Fair Value	$ 20,248	$ 11,232
Less than 12 Months - Unrealized Loss	(167)	(20)
Fair Value	28,033	27,540
Unrealized Loss	(216)	(240)
12 Months or More - Fair Value	7,785	16,308
12 Months or More - Unrealized Loss	(49)	(220)
US Government-sponsored Enterprises Debt Securities [Member]
Securities Available for Sale
Less than 12 Months - Fair Value	3,996
Less than 12 Months - Unrealized Loss	(9)
Fair Value	7,995	7,911
Unrealized Loss	(17)	(104)
12 Months or More - Fair Value	3,999	7,911
12 Months or More - Unrealized Loss	(8)	(104)
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Securities Available for Sale
Less than 12 Months - Fair Value	16,252	11,232
Less than 12 Months - Unrealized Loss	(158)	(20)
Fair Value	20,038	19,629
Unrealized Loss	(199)	(136)
12 Months or More - Fair Value	3,786	8,397
12 Months or More - Unrealized Loss	$ (41)	$ (116)

Note 3 - Securities (Details)31

Note 3 - Securities (Details) - Securities Held to Maturity with Unrealized Losses - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Securities Held to Maturity
Less Than 12 Months - Fair Value	$ 1,011	$ 1,171
Less Than 12 Months - Unrecognized Loss	(87)	(9)
12 Months or More - Fair Value	1,511	2,919
12 Months or More - Unrecognized Loss	(145)	(180)
Fair Value	2,522	4,087
Unrecognized Loss	(232)	(189)
US States and Political Subdivisions Debt Securities [Member]
Securities Held to Maturity
Less Than 12 Months - Fair Value	1,011	1,171
Less Than 12 Months - Unrecognized Loss	(87)	(9)
12 Months or More - Fair Value	1,511	2,916
12 Months or More - Unrecognized Loss	(145)	(180)
Fair Value	2,522	4,087
Unrecognized Loss	$ (232)	$ (189)

Note 4 - Loans and Allowance 32

Note 4 - Loans and Allowance for Loan Losses (Details)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015USD ($)	Dec. 31, 2014USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Allowance for Loan and Lease Losses, Period Increase (Decrease)			$ 44,000	$ (687,000)
Allowance for Loan and Lease Losses, Write-offs			1,422	$ 0
Financing Receivable, Modifications, Recorded Investment	$ 14,810,000	$ 18,097,000	14,810,000		$ 18,097,000
Impaired Financing Receivable, Related Allowance	2,093,000	3,412,000	2,093,000		3,412,000
Loans and Leases Receivable, Impaired, Commitment to Lend	1,919,000	1,871,000	$ 1,919,000		1,871,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			0	0
Minimum Loan Balance for Loans Evaluated by Risk Categories	500,000		$ 500,000
Nonperforming Financial Instruments [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Modifications, Recorded Investment	$ 3,174,000	$ 4,257,000	3,174,000		4,257,000
Specific Reserves [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Allowance for Loan and Lease Losses, Write-offs			1,304,000
Troubled Debt Restructurings [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Allowance for Loan and Lease Losses, Period Increase (Decrease)					623,000
Allowance for Loan and Lease Losses, Write-offs					$ 0
Increase (Decrease) in Other Loans			$ (3,287,000)
Change in Troubled Debt Restructurings			18.20%
Percentage of Loan Portfolio	79.00%	77.00%	79.00%		77.00%
Impaired Financing Receivable, Related Allowance	$ 1,532,000	$ 2,998,000	$ 1,532,000		$ 2,998,000
Unsecured [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Percentage of Loan Portfolio	6.04%	5.66%	6.04%		5.66%
Residential Portfolio Segment [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Real Estate Acquired Through Foreclosure	$ 383,000	$ 368,000	$ 383,000		$ 368,000
Mortgage Loans in Process of Foreclosure, Amount	1,920,000	$ 1,692,000	1,920,000		1,692,000
Impaired Financing Receivable, Related Allowance	66,000		$ 66,000
Commercial Real Estate Portfolio Segment [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Proceeds from Loans	3,156,000
Financing Receivable, Modifications, Post-Modification Recorded Investment	$ 1,025,000
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Modifications, Number of Contracts		1
Financing Receivable, Modifications, Recorded Investment		$ 4,013,000			4,013,000
Commercial Real Estate Portfolio Segment [Member] | Additional Impairment [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Impaired Financing Receivable, Related Allowance		$ 1,340,000			$ 1,340,000

Note 4 - Loans and Allowance 33

Note 4 - Loans and Allowance for Loan Losses (Details) - Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 585,168	$ 594,768
Less: Allowance for loan losses	6,902	8,334
Loans, net	578,266	586,434
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	224,492	223,628
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	166,540	177,612
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	73,961	78,848
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	67,909	71,229
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	24,670	27,535
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	84,402	83,998
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	109,734	109,530
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	44,473	42,849
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	20,501	18,291
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 44,760	$ 48,390

Note 4 - Loans and Allowance 34

Note 4 - Loans and Allowance for Loan Losses (Details) - Allowance for Loan Losses Activity by Portfolio Segment - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Allowance for loan losses:
Beginning balance	$ 7,444	$ 7,928	$ 8,334	$ 6,155
Provision for loan losses	(11)	(682)	710	1,198
Loans charged off	(945)	(635)	(3,273)	(1,441)
Recoveries	414	353	1,131	1,052
Total ending allowance balance	6,902	6,964	6,902	6,964
Residential Portfolio Segment [Member]
Allowance for loan losses:
Beginning balance	1,230	1,878	1,426	1,169
Provision for loan losses	(166)	(240)	(256)	513
Loans charged off	(40)	(157)	(263)	(350)
Recoveries	219	99	336	248
Total ending allowance balance	1,243	1,580	1,243	1,580
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses:
Beginning balance	2,795	3,276	4,195	2,914
Provision for loan losses	(214)	(551)	(272)	(111)
Loans charged off	(596)	(78)	(1,970)	(235)
Recoveries	15	3	47	82
Total ending allowance balance	2,000	2,650	2,000	2,650
Commercial Portfolio Segment [Member]
Allowance for loan losses:
Beginning balance	2,287	1,625	1,602	1,279
Provision for loan losses	205	(90)	697	92
Loans charged off		(37)	(24)	(41)
Recoveries	11	114	228	282
Total ending allowance balance	2,503	1,612	2,503	1,612
Consumer Portfolio Segment [Member]
Allowance for loan losses:
Beginning balance	1,132	1,149	1,111	793
Provision for loan losses	164	199	541	704
Loans charged off	(309)	(363)	(1,016)	(815)
Recoveries	169	137	520	440
Total ending allowance balance	$ 1,156	$ 1,122	$ 1,156	$ 1,122

Note 4 - Loans and Allowance 35

Note 4 - Loans and Allowance for Loan Losses (Details) - Allowance for Loan Losses and the Recorded Investment of Loans Based On Impairment Method - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$ 2,093		$ 3,412
Collectively evaluated for impairment	4,809		4,922
Total ending allowance balance	6,902	$ 7,444	8,334	$ 6,964	$ 7,928	$ 6,155
Loans:
Loans individually evaluated for impairment	16,879		20,169
Loans collectively evaluated for impairment	568,289		574,599
Total ending loans balance	585,168		594,768
Residential Portfolio Segment [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	66
Collectively evaluated for impairment	1,177		1,426
Total ending allowance balance	1,243	1,230	1,426	1,580	1,878	1,169
Loans:
Loans individually evaluated for impairment	1,898		1,415
Loans collectively evaluated for impairment	222,594		222,213
Total ending loans balance	224,492		223,628
Commercial Real Estate Portfolio Segment [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	313		2,506
Collectively evaluated for impairment	1,687		1,689
Total ending allowance balance	2,000	2,795	4,195	2,650	3,276	2,914
Loans:
Loans individually evaluated for impairment	7,496		11,711
Loans collectively evaluated for impairment	159,044		165,901
Total ending loans balance	166,540		177,612
Commercial Portfolio Segment [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	1,711		900
Collectively evaluated for impairment	792		702
Total ending allowance balance	2,503	2,287	1,602	1,612	1,625	1,279
Loans:
Loans individually evaluated for impairment	7,267		6,824
Loans collectively evaluated for impairment	77,135		77,174
Total ending loans balance	84,402		83,998
Consumer Portfolio Segment [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	3		6
Collectively evaluated for impairment	1,153		1,105
Total ending allowance balance	1,156	$ 1,132	1,111	$ 1,122	$ 1,149	$ 793
Loans:
Loans individually evaluated for impairment	218		219
Loans collectively evaluated for impairment	109,516		109,311
Total ending loans balance	$ 109,734		$ 109,530

Note 4 - Loans and Allowance 36

Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
With an allowance recorded:
Allowance for loan losses allocated - with allowance recorded	$ 2,093		$ 2,093		$ 3,412
Commercial real estate:
Unpaid principal balance	19,835		19,835		21,949
Recorded investment	16,879		16,879		20,169
Allowance for loan losses allocated	2,093		2,093		3,412
Average impaired loans	16,575	$ 15,551	16,455	$ 14,130
Interest income recognized	193	207	545	560
Cash basis interest recognized	193	207	545	560
Residential Portfolio Segment [Member]
With an allowance recorded:
Unpaid Principal balance	895		895
Recorded investment - with allowance recorded	895		895
Allowance for loan losses allocated - with allowance recorded	66		66
Average impaired loans - with allowance recorded	895	552	895	487
Interest income recognized - with allowance recorded		17		25
Cash basis interest recognized - - with allowance recorded		17		25
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	1,003		1,003		1,415
Recorded investment with no related allowance recorded	1,003		1,003		1,415
Average impaired loans with no related allowance recorded	1,005	611	761	544
Interest income recognized with no related allowance recorded	11	12	36	25
Cash basis interest recognized with no related allowance recorded	11	12	36	25
Commercial real estate:
Allowance for loan losses allocated	66		66
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
With an allowance recorded:
Unpaid Principal balance	204		204		1,177
Recorded investment - with allowance recorded	204		204		1,177
Allowance for loan losses allocated - with allowance recorded	204		204		414
Average impaired loans - with allowance recorded	204	145	204	73
Interest income recognized - with allowance recorded	11		11
Cash basis interest recognized - - with allowance recorded	11		11
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	3,911		3,911		3,125
Recorded investment with no related allowance recorded	3,364		3,364		2,578
Average impaired loans with no related allowance recorded	2,873	1,479	2,617	6,513
Interest income recognized with no related allowance recorded	74	9	135	31
Cash basis interest recognized with no related allowance recorded	74	9	135	31
Commercial real estate:
Allowance for loan losses allocated	204		204		414
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
With an allowance recorded:
Unpaid Principal balance	399		399		7,656
Recorded investment - with allowance recorded	399		399		7,656
Allowance for loan losses allocated - with allowance recorded	109		109		2,092
Average impaired loans - with allowance recorded	401	3,422	404	3,439
Interest income recognized - with allowance recorded	5	41	70	94
Cash basis interest recognized - - with allowance recorded	5	41	70	94
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	5,258		5,258		1,298
Recorded investment with no related allowance recorded	2,849		2,849		300
Average impaired loans with no related allowance recorded	2,910	5,974	3,605	6,513
Interest income recognized with no related allowance recorded	12	81	37	267
Cash basis interest recognized with no related allowance recorded	12	81	37	267
Commercial real estate:
Allowance for loan losses allocated	109		109		2,092
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	680		680
Recorded investment with no related allowance recorded	680		680
Average impaired loans with no related allowance recorded	680		510
Commercial Portfolio Segment [Member]
With an allowance recorded:
Unpaid Principal balance	3,460		3,460		2,356
Recorded investment - with allowance recorded	3,460		3,460		2,356
Allowance for loan losses allocated - with allowance recorded	1,711		1,711		900
Average impaired loans - with allowance recorded	3,589	3,259	3,343	1,629
Interest income recognized - with allowance recorded	52	39	117	107
Cash basis interest recognized - - with allowance recorded	52	39	117	107
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	3,807		3,807		4,703
Recorded investment with no related allowance recorded	3,807		3,807		4,468
Average impaired loans with no related allowance recorded	3,800		3,897
Interest income recognized with no related allowance recorded	26		133
Cash basis interest recognized with no related allowance recorded	26		133
Commercial real estate:
Allowance for loan losses allocated	1,711		1,711		900
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
With an allowance recorded:
Unpaid Principal balance	218		218		219
Recorded investment - with allowance recorded	218		218		219
Allowance for loan losses allocated - with allowance recorded	3		3		6
Average impaired loans - with allowance recorded	218	109	219	54
Interest income recognized - with allowance recorded	2	8	6	8
Cash basis interest recognized - - with allowance recorded	2	$ 8	6	8
With no related allowance recorded:
Interest income recognized with no related allowance recorded				3
Cash basis interest recognized with no related allowance recorded				$ 3
Commercial real estate:
Allowance for loan losses allocated	$ 3		$ 3		$ 6

Note 4 - Loans and Allowance 37

Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Residential Portfolio Segment [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Loans past due 90 days and still accruing	$ 169
Nonaccrual	3,298	$ 3,768
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	233	1,484
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	2,549	4,013
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	769
Commercial Portfolio Segment [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	1,050	95
Consumer Portfolio Segment [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Loans past due 90 days and still accruing	320	73
Nonaccrual	8,019	9,549
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Loans past due 90 days and still accruing	117	15
Nonaccrual	7	18
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	111	103
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Loans past due 90 days and still accruing	34	58
Nonaccrual	$ 2	$ 68

Note 4 - Loans and Allowance 38

Note 4 - Loans and Allowance for Loan Losses (Details) - Past Due Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	$ 13,772	$ 11,664
Loans, current	571,396	583,104
Loans, total	585,168	594,768
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	4,669	5,614
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	1,147	853
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	7,956	5,197
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	6,315	7,438
Loans, current	218,177	216,190
Loans, total	224,492	223,628
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	2,648	3,337
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	483	612
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	3,184	3,489
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, total	166,540	177,612
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	661	1,558
Loans, current	73,300	77,290
Loans, total	73,961	78,848
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	283	74
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	145	62
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	233	1,422
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	3,159
Loans, current	64,750	71,229
Loans, total	67,909	71,229
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	378
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	232
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	2,549
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	827	932
Loans, current	23,843	26,603
Loans, total	24,670	27,535
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	58	932
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	769
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	1,358	34
Loans, current	83,044	83,964
Loans, total	84,402	83,998
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	289
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	89	10
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	980	24
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, total	109,734	109,530
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	830	798
Loans, current	43,643	42,051
Loans, total	44,473	42,849
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	613	616
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	100	149
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	117	33
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	90	103
Loans, current	20,411	18,188
Loans, total	20,501	18,291
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	90	103
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	532	801
Loans, current	44,228	47,589
Loans, total	44,760	48,390
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	400	655
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	98	20
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	$ 34	$ 126

Note 4 - Loans and Allowance 39

Note 4 - Loans and Allowance for Loan Losses (Details) - TDR Loan Modifications - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	$ 14,810	$ 14,810		$ 18,097
Performing Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	11,636	11,636		13,840
Pre-Modification Recorded Investment		1,520	$ 4,065
Post-Modification Recorded Investment		1,520	4,065
Nonperforming Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	3,174	3,174		4,257
Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	1,003	1,003		520
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	1,003	1,003		520
Pre-Modification Recorded Investment		495
Post-Modification Recorded Investment		495
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Post-Modification Recorded Investment	1,025
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	498	498		457
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Contractual Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	233	233		244
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Reduction of Principal and Interest Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	610	610		627
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	2,023	2,023		1,046
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	204	204		204
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	2,849	2,849		7,548
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Contractual Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	399	399		408
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	498	498		457
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Reduction of Principal and Interest Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	610	610		627
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	2,023	2,023		1,046
Pre-Modification Recorded Investment		1,025	762
Post-Modification Recorded Investment		1,025	762
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	204	204		204
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	300	300		3,535
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Contractual Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	399	399		408
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings				4,013
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Contractual Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	233	233		244
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	2,549	2,549		4,013
Commercial Portfolio Segment [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	6,381	6,381		6,429
Commercial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	392	392		395
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	6,381	6,381		6,429
Pre-Modification Recorded Investment			2,908
Post-Modification Recorded Investment			2,908
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings				395
Pre-Modification Recorded Investment			395
Post-Modification Recorded Investment			$ 395
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	392	392
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	218	218		219
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity Loan [Member] | Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	$ 218	$ 218		$ 219

Note 4 - Loans and Allowance 40

Note 4 - Loans and Allowance for Loan Losses (Details) - Risk Category of Commercial Loans by Class of Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 250,942	$ 261,610
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	216,358	236,482
Criticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	20,287	4,724
Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	14,297	20,404
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	73,961	78,848
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	62,542	72,232
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Criticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	7,580	2,102
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	3,839	4,514
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	67,909	71,229
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	57,196	60,491
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Criticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	6,498	2,127
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,215	8,611
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	24,670	27,535
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	23,742	27,364
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	928	171
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	84,402	83,998
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	72,878	76,395
Commercial Portfolio Segment [Member] | Criticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	6,209	495
Commercial Portfolio Segment [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 5,315	$ 7,108

Note 4 - Loans and Allowance 41

Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	$ 334,226	$ 333,158
Performing Financial Instruments [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	330,488	329,128
Nonperforming Financial Instruments [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	3,738	4,030
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	44,473	42,849
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	20,501	18,291
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	44,760	48,390
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Automobile Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	44,349	42,816
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	20,390	18,188
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Other Consumer Loans [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	44,724	48,264
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Automobile Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	124	33
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Home Equity Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	111	103
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Other Consumer Loans [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	36	126
Residential Portfolio Segment [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	224,492	223,628
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	221,025	219,860
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	$ 3,467	$ 3,768

Note 5 - Financial Instrument42

Note 5 - Financial Instruments With Off-balance Sheet Risk (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Risks and Uncertainties [Abstract]
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 56,947	$ 55,344

Note 6 - Other Borrowed Funds43

Note 6 - Other Borrowed Funds (Details) - USD ($)	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Note 6 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate	$ 20,238,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range from	1.34%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range to	3.31%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Weighted Average Interest Rate	2.08%
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 180,708,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	118,670,000
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 75,000,000
Debt Instrument, Interest Rate, Stated Percentage Rate Range, Minimum	1.15%
Debt Instrument, Interest Rate, Stated Percentage Rate Range, Maximum	1.50%
Notes Payable, Related Parties	$ 0
Residential Mortgage [Member]
Note 6 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	214,870,000
Commercial Loan [Member]
Note 6 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	77,317,000
FHLB Stock [Member]
Note 6 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	5,081,000
Federal Home Loan Bank Advances [Member]
Note 6 - Other Borrowed Funds (Details) [Line Items]
Capital Lease Obligations	128,000
FHLB Line of Credit [Member]
Note 6 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	75,000,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	75,000,000
Letters of Credit Outstanding, Amount	$ 41,800,000	$ 29,500,000

Note 6 - Other Borrowed Funds44

Note 6 - Other Borrowed Funds (Details) - Other Borrowed Funds - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Other borrowed funds	$ 24,257	$ 24,972
Federal Home Loan Bank Advances [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Other borrowed funds	20,366	21,181
Promissory Notes [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Other borrowed funds	$ 3,891	$ 3,791

Note 6 - Other Borrowed Funds45

Note 6 - Other Borrowed Funds (Details) - Scheduled Principal Payments - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 6 - Other Borrowed Funds (Details) - Scheduled Principal Payments [Line Items]
2,015	$ 1,801
2,016	4,199
2,017	4,601
2,018	1,537
2,019	1,467
Thereafter	10,652
	24,257	$ 24,972
Federal Home Loan Bank Advances [Member]
Note 6 - Other Borrowed Funds (Details) - Scheduled Principal Payments [Line Items]
2,015	448
2,016	1,661
2,017	4,601
2,018	1,537
2,019	1,467
Thereafter	10,652
	20,366	21,181
Promissory Notes [Member]
Note 6 - Other Borrowed Funds (Details) - Scheduled Principal Payments [Line Items]
2,015	1,353
2,016	2,538
	$ 3,891	$ 3,791

Note 7 - Segment Information (D

Note 7 - Segment Information (Details)	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Sales Revenue, Net [Member] | Customer Concentration Risk [Member] | Banking [Member]
Note 7 - Segment Information (Details) [Line Items]
Concentration Risk, Percentage	90.20%	90.20%

Note 7 - Segment Information 47

Note 7 - Segment Information (Details) - Segment Reporting - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Segment Reporting Information [Line Items]
Net interest income	$ 8,285	$ 8,208	$ 25,364	$ 25,177
Provision expense	(11)	(682)	710	1,198
Noninterest income	1,584	2,106	6,990	8,136
Noninterest expense	7,727	7,244	22,708	21,536
Tax expense	511	1,010	2,260	2,929
Net income	1,642	2,742	6,676	7,650
Assets	808,466	777,177	808,466	777,177	$ 778,668
Banking [Member]
Segment Reporting Information [Line Items]
Net interest income	7,627	7,612	22,690	22,593
Provision expense	10	(715)	685	1,085
Noninterest income	1,522	2,044	6,351	7,332
Noninterest expense	7,106	6,684	20,679	19,657
Tax expense	471	989	1,834	2,457
Net income	1,562	2,698	5,843	6,726
Assets	795,458	764,171	795,458	764,171
Consumer Finance [Member]
Segment Reporting Information [Line Items]
Net interest income	658	596	2,674	2,584
Provision expense	(21)	33	25	113
Noninterest income	62	62	639	804
Noninterest expense	621	560	2,029	1,879
Tax expense	40	21	426	472
Net income	80	44	833	924
Assets	$ 13,008	$ 13,006	$ 13,008	$ 13,006