Ohio Valley Banc (OVBC) 10-K 15 Mar 16 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Feb. 28, 2016	Jun. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	OHIO VALLEY BANC CORP
Trading Symbol	ovbc
Document Type	10-K
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		4,142,247
Entity Public Float			$ 84,074,139
Amendment Flag	false
Entity Central Index Key	894,671
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY

Consolidated Statements of Cond

Consolidated Statements of Condition - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and noninterest-bearing deposits with banks	$ 9,475	$ 9,315
Interest-bearing deposits with banks	36,055	21,662
Total cash and cash equivalents	45,530	30,977
Certificates of deposit in financial institutions	1,715	980
Securities available for sale	91,651	85,236
Securities held to maturity (estimated fair value: 2015 - $20,790; 2014 - $23,570)	19,903	22,820
Federal Home Loan Bank and Federal Reserve Bank stock	6,576	6,576
Total loans	585,752	594,768
Less: Allowance for loan losses	(6,648)	(8,334)
Net loans	579,104	586,434
Premises and equipment, net	10,404	9,195
Other real estate owned	2,358	1,525
Accrued interest receivable	1,819	1,806
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	28,352	25,612
Other assets	7,606	6,240
Total assets	796,285	778,668
Liabilities
Noninterest-bearing deposits	176,499	161,794
Interest-bearing deposits	484,247	485,036
Total deposits	660,746	646,830
Other borrowed funds	23,946	24,972
Subordinated debentures	8,500	8,500
Accrued liabilities	12,623	12,150
Total liabilities	$ 705,815	$ 692,452
Commitments and Contingent Liabilities (See Note J)
Shareholders’ Equity
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 4,777,414 shares issued	$ 4,777	$ 4,777
Additional paid-in capital	35,318	35,318
Retained earnings	65,782	60,873
Accumulated other comprehensive income	305	960
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	90,470	86,216
Total liabilities and shareholders’ equity	$ 796,285	$ 778,668

Consolidated Statements of Con3

Consolidated Statements of Condition (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Securities held to maturity, fair value (in Dollars)	$ 20,790	$ 23,570
Common stock, stated value (in Dollars per share)	$ 1	$ 1
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,777,414	4,777,414
Treasury stock, shares	659,739	659,739

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest and dividend income:
Loans, including fees	$ 33,481	$ 33,635	$ 33,592
Securities:
Taxable	1,849	1,717	1,339
Tax exempt	526	555	570
Dividends	293	312	322
Other interest	185	136	135
	36,334	36,355	35,958
Interest expense:
Deposits	2,191	2,236	2,917
Other borrowed funds	478	474	391
Subordinated debentures	170	165	265
	2,839	2,875	3,573
Net interest income	33,495	33,480	32,385
Provision for loan losses	1,090	2,787	477
Net interest income after provision for loan losses …………………………………	32,405	30,693	31,908
Noninterest income:
Service charges on deposit accounts	1,573	1,627	1,802
Trust fees	221	223	210
Income from bank owned life insurance and annuity assets	681	672	1,176
Mortgage banking income	242	228	506
Electronic refund check / deposit fees	2,371	3,133	2,556
Debit / credit card interchange income	2,399	2,174	1,963
Gain (loss) on other real estate owned	99	113	(692)
Gain on sale of securities	163
Gain on sale of ProAlliance Corporation		810
Other	848	813	997
	8,597	9,793	8,518
Noninterest expense:
Salaries and employee benefits	17,498	17,878	17,570
Occupancy	1,599	1,585	1,573
Furniture and equipment	801	757	902
Professional fees	1,375	1,151	1,031
Marketing expense	860	1,004	791
FDIC insurance	583	483	490
Data processing	1,259	1,127	1,052
Software	1,123	1,014	900
Foreclosed assets	347	185	482
Other	4,174	4,109	4,584
	29,619	29,293	29,375
Income before income taxes	11,383	11,193	11,051
Provision for income taxes	2,809	3,120	2,939
NET INCOME	$ 8,574	$ 8,073	$ 8,112
Earnings per share (in Dollars per share)	$ 2.08	$ 1.97	$ 2

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
NET INCOME	$ 8,574	$ 8,073	$ 8,112
Other comprehensive income (loss):
Change in unrealized gain (loss) on available for sale securities	(830)	1,077	(2,057)
Reclassification adjustment for realized (gains)	(163)
	(993)	1,077	(2,057)
Related tax (expense) benefit	338	(366)	699
Total other comprehensive income (loss), net of tax	(655)	711	(1,358)
Total comprehensive income	$ 7,919	$ 8,784	$ 6,754

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders’ Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
Balances at January 1, 2013 at Dec. 31, 2012	$ 4,722	$ 34,109	$ 51,094	$ 1,607	$ (15,712)	$ 75,820
Balances at December 31 at Dec. 31, 2013	4,758	34,883	56,241	249	(15,712)	80,419
Net income			8,112			8,112
Other comprehensive income (loss), net				(1,358)		(1,358)
Common stock issued to ESOP,	28	612				640
Common stock issued through dividend reinvestment,	8	162				170
Cash dividends			(2,965)			(2,965)
Balances at December 31 at Dec. 31, 2014	4,777	35,318	60,873	960	(15,712)	86,216
Net income			8,073			8,073
Other comprehensive income (loss), net				711		711
Common stock issued to ESOP,	15	336				351
Common stock issued through dividend reinvestment,	4	99				103
Cash dividends			(3,441)			(3,441)
Balances at December 31 at Dec. 31, 2015	$ 4,777	$ 35,318	65,782	305	$ (15,712)	90,470
Net income			8,574			8,574
Other comprehensive income (loss), net				$ (655)		(655)
Cash dividends			$ (3,665)			$ (3,665)

Consolidated Statements of Cha7

Consolidated Statements of Changes in Shareholders’ Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Common stock, shares issued		14,618	28,634
Cash dividends, per share (in Dollars per share)	$ 0.89	$ 0.84	$ 0.73
Common Stock [Member]
Common stock, shares issued		14,618	28,634
Common stock, shares issued		4,304	7,915

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income	$ 8,574	$ 8,073	$ 8,112
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	872	795	827
Net amortization of securities	432	732	1,436
Net realized (gain) on sale of securities	(163)
Proceeds from sale of loans in secondary market	6,746	4,286	13,187
Loans disbursed for sale in secondary market	(6,504)	(4,058)	(12,681)
Amortization of mortgage servicing rights	93	77	118
(Recovery) impairment of mortgage servicing rights			(121)
Gain on sale of loans	(335)	(305)	(503)
Deferred tax (benefit) expense	591	(517)	144
Provision for loan losses	1,090	2,787	477
Common stock issued to ESOP		351	640
Earnings on bank owned life insurance and annuity assets	(681)	(672)	(724)
Gain on sale of ProAlliance Corporation		(810)
(Gain) loss on sale of other real estate owned	(99)	(25)	115
(Appreciation) write-down of other real estate owned		(88)	577
Change in accrued interest receivable	(13)	95	156
Change in accrued liabilities	473	1,326	270
Change in other assets	(678)	(366)	1,128
Net cash provided by operating activities	10,398	11,681	13,158
Cash flows from investing activities:
Proceeds from sales of securities available for sale	10,550
Proceeds from maturities of securities available for sale	15,085	15,318	24,577
Purchases of securities available for sale	(33,251)	(16,077)	(17,105)
Proceeds from maturities of securities held to maturity	3,482	827	1,813
Purchases of securities held to maturity	(626)	(885)	(1,196)
Net change in certificates of deposit in financial institutions	(735)	(980)
Purchases of Federal Reserve Bank stock			(1,495)
Redemptions of Federal Home Loan Bank stock		1,200
Net change in loans	5,049	(29,936)	(9,572)
Proceeds from sale of other real estate owned	458	821	1,935
Proceeds from sale of ProAlliance Corporation		810
Purchases of premises and equipment	(1,950)	(985)	(1,152)
Proceeds from bank owned life insurance			1,249
Purchases of bank owned life insurance and annuity assets	(3,000)
Net cash (used in) investing activities	(4,938)	(29,887)	(946)
Cash flows from financing activities:
Change in deposits	13,916	17,953	(26,187)
Proceeds from common stock through dividend reinvestment		103	170
Cash dividends	(3,665)	(3,441)	(2,965)
Repayment of subordinated debentures			(5,000)
Proceeds from Federal Home Loan Bank borrowings	400	7,575	5,853
Repayment of Federal Home Loan Bank borrowings	(1,671)	(1,612)	(1,393)
Change in other short-term borrowings	113	261	3
Net cash provided by (used in) financing activities	9,093	20,839	(29,519)
Cash and cash equivalents:
Change in cash and cash equivalents	14,553	2,633	(17,307)
Cash and cash equivalents at beginning of year	30,977	28,344	45,651
Cash and cash equivalents at end of year	45,530	30,977	28,344
Supplemental disclosure:
Cash paid for interest	2,784	3,274	4,158
Cash paid for income taxes	2,450	3,567	2,950
Transfers from loans to other real estate owned	1,381	879	314
Other real estate owned sales financed by the Bank	$ 189	$ 390	$ 466

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	Note A - Summary of Significant Accounting Policies Description of Business: The Company provides a full range of commercial and retail banking services from 21 offices located in southeastern Ohio and western West Virginia. It accepts deposits in checking, savings, time and money market accounts and makes personal, commercial, floor plan, student, construction and real estate loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from business operations. The Company also offers safe deposit boxes, wire transfers and other standard banking products and services. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation. In addition to accepting deposits and making loans, the Bank invests in U. S. Government and agency obligations, interest-bearing deposits in other financial institutions and investments permitted by applicable law. The Bank’s trust department provides a wide variety of fiduciary services for trusts, estates and benefit plans and also provides investment and security services as an agent for its customers. Principles of Consolidation: Industry Segment Information: Use of Estimates in the Preparation of Financial Statements: Cash and Cash Equivalents: Certificates of deposit in financial institutions : Securities: Premium amortization is deducted from, and discount accretion is added to, interest income on securities using the level yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses are recognized upon the sale of specific identified securities on the completed trade date. Other-Than-Temporary Impairments of Securities: When an OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. Federal Home Loan Bank (”FHLB”) and Federal Reserve Bank (“FRB”) Stock: Loans: Interest income is discontinued and the loan moved to non-accrual status when full loan repayment is in doubt, typically when the loan is impaired or payments are past due 90 days or over unless the loan is well-secured or in process of collection. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days or over and still accruing include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis method until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Allowance for Loan Losses: The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans generally consist of loans with balances of $200 or more on nonaccrual status or nonperforming in nature. Loans for which the terms have been modified and for which the borrower is experiencing financial difficulties are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length and reasons for the delay, the borrower’s prior payment record, and the amount of shortfall in relation to the principal and interest owed. Commercial and commercial real estate loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Smaller balance homogeneous loans, such as consumer and most residential real estate, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosure. Troubled debt restructurings are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The general component covers non-impaired loans and impaired loans that are not individually reviewed for impairment and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 3 years for the consumer and real estate portfolio segment and 5 years for the commercial portfolio segment. Prior to 2014, the commercial portfolio’s historical loss factor was based on a period of 3 years. During the first quarter of 2014, management extended the loan loss history to 5 years due to the significant decline in net charge-offs that have been experienced since the first quarter of 2012. The total loan portfolio’s actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: Commercial and Industrial, Commercial Real Estate, Residential Real Estate, and Consumer. Commercial and industrial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial and industrial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. The Company’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not maintain their value upon foreclosure, which may require the Company to write down the value significantly to sell. Commercial real estate consists of nonfarm, nonresidential loans secured by owner-occupied and nonowner-occupied commercial real estate as well as commercial construction loans. An owner-occupied loan relates to a borrower purchased building or space for which the repayment of principal is dependent upon cash flows from the ongoing business operations conducted by the party, or an affiliate of the party, who owns the property. Owner-occupied loans that are dependent on cash flows from operations can be adversely affected by current market conditions for their product or service. A nonowner-occupied loan is a property loan for which the repayment of principal is dependent upon rental income associated with the property or the subsequent sale of the property. Nonowner-occupied loans that are dependent upon rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial construction loans consist of borrowings to purchase and develop raw land into 1-4 family residential properties. Construction loans are extended to individuals as well as corporations for the construction of an individual or multiple properties and are secured by raw land and the subsequent improvements. Repayment of the loans to real estate developers is dependent upon the sale of properties to third parties in a timely fashion upon completion. Should there be delays in construction or a downturn in the market for those properties, there may be significant erosion in value which may be absorbed by the Company. Residential real estate loans consist of loans to individuals for the purchase of 1-4 family primary residences with repayment primarily through wage or other income sources of the individual borrower. The Company’s loss exposure to these loans is dependent on local market conditions for residential properties as loan amounts are determined, in part, by the fair value of the property at origination. Consumer loans are comprised of loans to individuals secured by automobiles, open-end home equity loans and other loans to individuals for household, family, and other personal expenditures, both secured and unsecured. These loans typically have maturities of 6 years or less with repayment dependent on individual wages and income. The risk of loss on consumer loans is elevated as the collateral securing these loans, if any, rapidly depreciate in value or may be worthless and/or difficult to locate if repossession is necessary. The Company has allocated the highest percentage of its allowance for loan losses as a percentage of loans to the other identified loan portfolio segments due to the larger dollar balances associated with such portfolios. At December 31, 2015, there were no changes to the accounting policies or methodologies within any of the Company’s loan portfolio segments from the prior period. Concentrations of Credit Risk: The following represents the composition of the Company’s loan portfolio as of December 31: % of Total Loans 2015 2014 Residential real estate loans 38.22 % 37.60 % Commercial real estate loans 28.90 % 29.86 % Consumer loans 18.89 % 18.42 % Commercial and industrial loans 13.99 % 14.12 % 100.00 % 100.00 % Approximately 6.06% of total loans were unsecured at December 31, 2015, up from 5.66% at December 31, 2014. The Bank, in the normal course of its operations, conducts business with correspondent financial institutions. Balances in correspondent accounts, investments in federal funds, certificates of deposit and other short-term securities are closely monitored to ensure that prudent levels of credit and liquidity risks are maintained. At December 31, 2015, the Bank’s primary correspondent balance was $34,933 on deposit at the Federal Reserve Bank, Cleveland, Ohio. Premises and Equipment: Foreclosed assets: Goodwill: Long-term Assets: Mortgage Servicing Rights: Earnings Per Share: Income Taxes: A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. Comprehensive Income: Loss Contingencies: Bank Owned Life Insurance and Annuity Assets Employee Stock Ownership Plan: Loan Commitments and Related Financial Instruments: Dividend Restrictions: Restrictions on Cash : Derivatives: Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. At December 31, 2015 and 2014, the Company’s only derivatives on hand were interest rate swaps, which are classified as stand-alone derivatives. See Note F for more specific disclosures related to interest rate swaps. Fair Value of Financial Instruments: Reclassifications: Adoption of New Accounting Standards: In June 2014, the FASB issued ASU 2014-11 “Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures”. The amendments in ASU 2014-11 change the accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements. The amendments also require two new disclosures. The first disclosure requires an entity to disclose information on transfers accounted for as sales in transactions that are economically similar to repurchase agreements. The second disclosure provides increased transparency about the types of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings. 2014-11 is effective for reporting periods beginning after December 15, 2014. The effect of adopting ASU 2014-11 did not have a material effect on the Company’s financial statements. In May 2014, FASB issued Accounting Standards Update 2014-09, “Revenue from Contracts with Customers (Topic 606)”. The ASU creates a new topic, Topic 606, to provide guidance on revenue recognition for entities that enter into contracts with customers to transfer goods or services or enter into contracts for the transfer of nonfinancial assets. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Additional disclosures are required to provide quantitative and qualitative information regarding the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers. The new guidance is effective for annual reporting periods, and interim reporting periods within those annual periods, beginning after December 15, 2016. Early adoption is not permitted. Management is currently evaluating the impact of the adoption of this guidance on the Company's financial statements. In April 2015, the FASB issued ASU No. 2015-03 “Interest-Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs”, as subsequently amended by ASU No. 2015-15, “Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements”. The update simplifies the presentation of debt issuance costs by requiring that debt issuance costs be presented in the balance sheet as a direct deduction from the carrying amount of debt liability, consistent with debt discounts or premiums. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this update. Further, the amendment indicates the SEC would not object to a ratable amortization of debt issuance costs on line-of-credit arrangements. This update will be effective for interim and annual periods beginning after December 15, 2015, and is to be applied retrospectively. The Company has determined that this guidance will not have a material impact on the Company’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, “Recognition and Measurement of Financial Assets and Financial Liabilities”. The update provides updated accounting and reporting requirements for both public and non-public entities. The most significant provisions that will impact the Company is: 1) equity securities available for sale will be measured at fair, value with the changes in fair value recognized in the income statement; 2) eliminate the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments at amortized cost on the balance sheet; 3) utilization of the exit price notion when measuring the fair value of financial instruments for disclosure purposes; 4) require separate presentation of both financial assets and liabilities by measurement category and form of financial asset on the balance sheet or accompanying notes to the financial statements. The update will be effective for interim and annual periods beginning after December 15, 2017, using a cumulative-effect adjustment to the balance sheet as of the beginning of the year of adoption. Early adoption is not permitted.

Note 2 - Securities

Note 2 - Securities	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note B - Securities The following table summarizes the amortized cost and fair value of securities available for sale and securities held to maturity at December 31, 2015 and 2014 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities Available for Sale December 31, 2015 U.S. Government sponsored entity securities $ 9,011 $ ---- (46 ) $ 8,965 Agency mortgage-backed securities, residential 82,178 981 (473 ) 82,686 Total securities $ 91,189 $ 981 (519 ) $ 91,651 December 31, 2014 U.S. Government sponsored entity securities $ 9,019 $ 2 (104 ) $ 8,917 Agency mortgage-backed securities, residential 74,762 1,693 (136 ) 76,319 Total securities $ 83,781 $ 1,695 (240 ) $ 85,236 Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value Securities Held to Maturity December 31, 2015 Obligations of states and political subdivisions $ 19,898 $ 892 $ (5 ) $ 20,785 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,903 $ 892 $ (5 ) $ 20,790 December 31, 2014 Obligations of states and political subdivisions $ 22,811 $ 939 $ (189 ) $ 23,561 Agency mortgage-backed securities, residential 9 ---- ---- 9 Total securities $ 22,820 $ 939 $ (189 ) $ 23,570 At year-end 2015 and 2014, there were no holdings of securities of any one issuer, other than the U.S. Government and its agencies, in an amount greater than 10% of shareholders’ equity. During 2015, proceeds from the sales of debt securities totaled $10,550 with gross gains of $163 recognized. There were no sales of debt securities during 2014 and 2013. Securities with a carrying value of approximately $59,267 at December 31, 2015 and $68,238 at December 31, 2014 were pledged to secure public deposits and repurchase agreements and for other purposes as required or permitted by law. The amortized cost and estimated fair value of debt securities at December 31, 2015, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because certain issuers may have the right to call or prepay the debt obligations prior to their contractual maturities. Securities not due at a single maturity are shown separately. Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 1,001 $ 1,001 $ 377 $ 386 Due in one to five years 8,010 7,964 6,909 7,242 Due in five to ten years ---- ---- 10,529 11,057 Due after ten years ---- ---- 2,083 2,100 Agency mortgage-backed securities, residential 82,178 82,686 5 5 Total debt securities $ 91,189 $ 91,651 $ 19,903 $ 20,790 The following table summarizes securities with unrealized losses at December 31, 2015 and December 31, 2014, aggregated by major security type and length of time in a continuous unrealized loss position: December 31, 201 5 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 7,964 $ (46 ) $ ---- $ ---- $ 7,964 $ (46 ) Agency mortgage-backed securities, residential 42,112 (407 ) 3,645 (66 ) 45,757 (473 ) Total available for sale $ 50,076 $ (453 ) $ 3,645 $ (66 ) $ 53,721 $ (519 ) Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) Total held to maturity $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) December 31, 201 4 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ ---- $ ---- $ 7,911 $ (104 ) $ 7,911 $ (104 ) Agency mortgage-backed securities, residential 11,232 (20 ) 8,397 (116 ) 19,629 (136 ) Total available for sale $ 11,232 $ (20 ) $ 16,308 $ (220 ) $ 27,540 $ (240 ) Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 1,171 $ (9 ) $ 2,916 $ (180 ) $ 4,087 $ (189 ) Total held to maturity $ 1,171 $ (9 ) $ 2,916 $ (180 ) $ 4,087 $ (189 ) Unrealized losses on the Company’s debt securities have not been recognized into income because the issuers’ securities are of high credit quality as of December 31, 2015, and management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery. Management does not believe any individual unrealized loss at December 31, 2015 and 2014 represents an other-than-temporary impairment.

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note C - Loans and Allowance for Loan Losses Loans are comprised of the following at December 31: 2015 2014 Residential real estate $ 223,875 $ 223,628 Commercial real estate: Owner-occupied 73,458 78,848 Nonowner-occupied 72,002 71,229 Construction 23,852 27,535 Commercial and industrial 81,936 83,998 Consumer: Automobile 44,566 42,849 Home equity 20,841 18,291 Other 45,222 48,390 585,752 594,768 Less: Allowance for loan losses 6,648 8,334 Loans, net $ 579,104 $ 586,434 The following table presents the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2015, 2014 and 2013: December 31, 2015 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses 103 (469 ) 777 679 1,090 Loans charged off (828 ) (1,971 ) (24 ) (1,428 ) (4,251 ) Recoveries 386 204 234 651 1,475 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 December 31, 2014 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,169 $ 2,914 $ 1,279 $ 793 $ 6,155 Provision for loan losses 458 1,408 (28 ) 949 2,787 Loans charged off (487 ) (235 ) (41 ) (1,216 ) (1,979 ) Recoveries 286 108 392 585 1,371 Total ending allowance balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 December 31, 2013 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,329 $ 3,946 $ 783 $ 847 $ 6,905 Provision for loan losses 377 (1,375 ) 1,031 444 477 Loans charged off (819 ) (2 ) (600 ) (1,279 ) (2,700 ) Recoveries 282 345 65 781 1,473 Total ending allowance balance $ 1,169 $ 2,914 $ 1,279 $ 793 $ 6,155 The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of December 31, 2015 and 2014: December 31, 2015 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 311 $ 1,850 $ 3 $ 2,164 Collectively evaluated for impairment 1,087 1,648 739 1,010 4,484 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Loans: Loans individually evaluated for impairment $ 1,001 $ 7,318 $ 8,691 $ 218 $ 17,228 Loans collectively evaluated for impairment 222,874 161,994 73,245 110,411 568,524 Total ending loans balance $ 223,875 $ 169,312 $ 81,936 $ 110,629 $ 585,752 December 31, 2014 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,506 $ 900 $ 6 $ 3,412 Collectively evaluated for impairment 1,426 1,689 702 1,105 4,922 Total ending allowance balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Loans: Loans individually evaluated for impairment $ 1,415 $ 11,711 $ 6,824 $ 219 $ 20,169 Loans collectively evaluated for impairment 222,213 165,901 77,174 109,311 574,599 Total ending loans balance $ 223,628 $ 177,612 $ 83,998 $ 109,530 $ 594,768 The following table presents information related to loans individually evaluated for impairment by class of loans as of the years ended December 31, 2015, 2014 and 2013: December 31, 2015 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 204 $ 204 $ 204 $ 13 $ 13 Nonowner-occupied 396 396 107 402 75 75 Commercial and industrial 4,355 4,355 1,850 3,545 149 149 Consumer: Home equity 218 218 3 219 8 8 With no related allowance recorded: Residential real estate 1,001 1,001 ---- 809 45 45 Commercial real estate: Owner-occupied 3,812 3,265 ---- 2,747 181 181 Nonowner-occupied 5,178 2,773 ---- 3,439 49 49 Construction 680 680 ---- 544 ---- ---- Commercial and industrial 4,336 4,336 ---- 3,985 180 180 Total $ 20,180 $ 17,228 $ 2,164 $ 15,894 $ 700 $ 700 December 31, 2014 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ ---- $ ---- $ ---- $ ---- $ 6 $ 6 Commercial real estate: Owner-occupied 1,177 1,177 414 471 32 32 Nonowner-occupied 7,656 7,656 2,092 8,303 398 398 Commercial and industrial 2,356 2,356 900 2,441 110 110 Consumer: Home equity 219 219 6 219 7 7 With no related allowance recorded: Residential real estate 1,415 1,415 ---- 882 58 58 Commercial real estate: Owner-occupied 3,125 2,578 ---- 2,135 113 113 Nonowner-occupied 1,298 300 ---- 300 50 50 Commercial and industrial 4,703 4,468 ---- 2,278 180 180 Total $ 21,949 $ 20,169 $ 3,412 $ 17,029 $ 954 $ 954 December 31, 2013 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 253 $ 253 $ 93 $ 101 $ 12 $ 12 Commercial real estate: Owner-occupied 290 290 157 116 ---- ---- Nonowner-occupied 3,776 3,776 1,504 3,846 187 187 Commercial and industrial 2,658 2,658 864 1,836 142 142 Consumer: Home equity 218 218 7 87 9 9 With no related allowance recorded: Residential real estate 766 766 ---- 539 47 47 Commercial real estate: Owner-occupied 2,188 1,641 ---- 1,469 73 73 Nonowner-occupied 6,106 5,094 ---- 5,699 311 311 Consumer: Home equity ---- ---- ---- ---- 3 3 Total $ 16,255 $ 14,696 $ 2,625 $ 13,693 $ 784 $ 784 The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees. Nonaccrual loans and loans past due 90 days or more and still accruing include both smaller balance homogenous loans that are collectively evaluated for impairment and individually classified as impaired loans. The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of December 31, 2015 and December 31, 2014, other real estate owned secured by residential real estate totaled $1,131 and $368, respectively. In addition, nonaccrual residential mortgage loans that are in the process of foreclosure had a recorded investment of $988 and $1,692 as of December 31, 2015 and December 31, 2014, respectively. The following table presents the recorded investment of nonaccrual loans and loans past due 90 days or more and still accruing by class of loans as of December 31, 2015 and 2014: Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2015 Residential real estate $ 20 $ 2,048 Commercial real estate: Owner-occupied ---- 404 Nonowner-occupied ---- 2,737 Construction ---- 769 Commercial and industrial ---- 1,152 Consumer: Automobile 18 27 Home equity ---- 96 Other 1 3 Total $ 39 $ 7,236 Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2014 Residential real estate $ ---- $ 3,768 Commercial real estate: Owner-occupied ---- 1,484 Nonowner-occupied ---- 4,013 Commercial and industrial ---- 95 Consumer: Automobile 15 18 Home equity ---- 103 Other 58 68 Total $ 73 $ 9,549 The following table presents the aging of the recorded investment of past due loans by class of loans as of December 31, 2015 and 2014: December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,564 $ 1,484 $ 1,708 $ 5,756 $ 218,119 $ 223,875 Commercial real estate: Owner-occupied 141 33 371 545 72,913 73,458 Nonowner-occupied 35 334 2,737 3,106 68,896 72,002 Construction ---- 2 769 771 23,081 23,852 Commercial and industrial 31 88 1,077 1,196 80,740 81,936 Consumer: Automobile 727 197 36 960 43,606 44,566 Home equity 75 ---- 76 151 20,690 20,841 Other 420 104 4 528 44,694 45,222 Total $ 3,993 $ 2,242 $ 6,778 $ 13,013 $ 572,739 $ 585,752 December 31, 2014 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,337 $ 612 $ 3,489 $ 7,438 $ 216,190 $ 223,628 Commercial real estate: Owner-occupied 74 62 1,422 1,558 77,290 78,848 Nonowner-occupied ---- ---- ---- ---- 71,229 71,229 Construction 932 ---- ---- 932 26,603 27,535 Commercial and industrial ---- 10 24 34 83,964 83,998 Consumer: Automobile 616 149 33 798 42,051 42,849 Home equity ---- ---- 103 103 18,188 18,291 Other 655 20 126 801 47,589 48,390 Total $ 5,614 $ 853 $ 5,197 $ 11,664 $ 583,104 $ 594,768 Troubled Debt Restructurings: A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR’s are considered to be impaired. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; a reduction in the contractual principal and interest payments of the loan; or short-term interest-only payment terms. The Company has allocated reserves for a portion of its TDR’s to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer. The following table presents the types of TDR loan modifications by class of loans as of December 31, 2015 and December 31, 2014: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2015 Residential real estate: Interest only payments $ 1,001 $ ---- $ 1,001 Commercial real estate: Owner-occupied Interest only payments 433 ---- 433 Rate reduction ---- 232 232 Reduction of principal and interest payments 604 ---- 604 Maturity extension at lower stated rate than market rate 1,996 ---- 1,996 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,473 2,773 Rate reduction 396 ---- 396 Commercial and industrial Interest only payments 7,579 ---- 7,579 Credit extension at lower stated rate than market rate 226 391 617 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 12,957 $ 3,096 $ 16,053 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2014 Residential real estate: Interest only payments $ 520 $ ---- $ 520 Commercial real estate: Owner-occupied Interest only payments 457 ---- 457 Rate reduction ---- 244 244 Reduction of principal and interest payments 627 ---- 627 Maturity extension at lower stated rate than market rate 1,046 ---- 1,046 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 3,535 4,013 7,548 Rate reduction 408 ---- 408 Commercial and industrial Interest only payments 6,429 ---- 6,429 Credit extension at lower stated rate than market rate 395 ---- 395 Consumer: Home equity Maturity extension at lower stated rate than market rate 219 ---- 219 Total TDR’s $ 13,840 $ 4,257 $ 18,097 During the year ended December 31, 2015, the TDR's described above increased the allowance for loan losses and provision expense by $93 with corresponding charge-offs of $1,422. The charge-offs of $1,422 during 2015 included $1,304 that were related to specific reserves that had already been provided for during 2014, and, as a result, did not impact provision expense during 2015. During the year ended December 31, 2014, the TDR's described above increased the allowance for loan losses and provision expense by $623 with no corresponding charge-offs. At December 31, 2015, the balance in TDR loans decreased $2,044, or 11.3%, from year-end 2014. The decrease was largely due to a $3,127 payoff of a commercial real estate loan during the third quarter of 2015. The effects from this large loan payoff were partially offset by advances of $1,157 to an existing commercial and industrial loan. The Company had 81% of its TDR's performing according to their modified terms at December 31, 2015, as compared to 77% at December 31, 2014. The Company's specific allocations in reserves to customers whose loan terms have been modified in TDR’s totaled $1,669 at December 31, 2015, as compared to $2,998 in reserves at December 31, 2014. This decrease in specific allocations was largely due to a $1,304 partial charge-off of an existing specific allocation on a collateral-dependent commercial real estate loan during the second quarter of 2015. At December 31, 2015, the Company had $995 in commitments to lend additional amounts to customers with outstanding loans that are classified as TDR’s, as compared to $1,871 at December 31, 2014. The following table presents the pre- and post-modification balances of TDR loan modifications by class of loans that occurred during the years ended December 31, 2015 and 2014: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment December 31, 2015 Residential real estate Interest only payments $ 495 $ 495 ---- ---- Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate 1,025 1,025 ---- ---- Commercial and industrial Credit extension at lower stated rate than market rate 226 226 ---- ---- Total TDR’s $ 1,746 $ 1,746 ---- ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment December 31, 2014 Commercial real estate: Owner-occupied Interest only payments $ 457 $ 457 ---- ---- Maturity extension at lower stated rate than market rate 746 746 ---- ---- Credit extension at lower stated rate than market rate 204 204 ---- ---- Commercial and industrial Interest only payments 4,073 4,073 ---- ---- Credit extension at lower stated rate than market rate 395 395 ---- ---- Total TDR’s $ 5,875 $ 5,875 ---- ---- All of the Company’s loans that were restructured during the twelve months ended December 31, 2015 and 2014 were performing in accordance with their modified terms. Furthermore, there were no TDR’s described above at December 31, 2015 and 2014 that experienced any payment defaults within twelve months following their loan modification. A default is considered to have occurred once the TDR is past due 90 days or more or it has been placed on nonaccrual. TDR loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The loans modified during the twelve months ended December 31, 2015 and 2014 had no impact on the provision expense or the allowance for loan losses. As of December 31, 2015 and 2014, the Company had no allocation of reserves to customers whose loan terms were modified during the year ended of 2015 and 2014. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 through 10. The Company analyzes loans individually with a higher credit risk rating and groups these loans into categories called “criticized” and ”classified” assets. The Company considers its criticized assets to be loans that are graded 8 and its classified assets to be loans that are graded 9 through 10. The Company’s risk categories are reviewed at least annually on loans that have aggregate borrowing amounts that meet or exceed $500. The Company uses the following definitions for its criticized loan risk ratings: Special Mention (Loan Grade 8). The Company uses the following definitions for its classified loan risk ratings: Substandard (Loan Grade 9). Doubtful (Loan Grade 10). Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not meet the criteria for a criticized and classified asset rating as pass rated loans, which will include loans graded from 1 (Prime) to 7 (Watch). All commercial loans are categorized into a risk category either at the time of origination or re-evaluation date. As of December 31, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk category of commercial loans by class of loans is as follows: December 31, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,287 $ 6,738 $ 4,433 $ 73,458 Nonowner-occupied 61,577 6,305 4,120 72,002 Construction 23,080 ---- 772 23,852 Commercial and industrial 70,852 5,232 5,852 81,936 Total $ 217,796 $ 18,275 $ 15,177 $ 251,248 December 31, 2014 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 72,232 $ 2,102 $ 4,514 $ 78,848 Nonowner-occupied 60,491 2,127 8,611 71,229 Construction 27,364 ---- 171 27,535 Commercial and industrial 76,395 495 7,108 83,998 Total $ 236,482 $ 4,724 $ 20,404 $ 261,610 The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau) but not thereafter. The Company focuses mostly on the performance and repayment ability of the borrower as an indicator of credit risk and does not consider a borrower’s credit score to be a significant influence in the determination of a loan’s credit risk grading. For residential and consumer loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on payment activity as of December 31, 2015 and December 31, 2014: Consumer December 31, 2015 Automobile Home Equity Other Residential Real Estate Total Performing $ 44,521 $ 20,745 $ 45,218 $ 221,807 $ 332,291 Nonperforming 45 96 4 2,068 2,213 Total $ 44,566 $ 20,841 $ 45,222 $ 223,875 $ 334,504 Consumer December 31, 2014 Automobile Home Equity Other Residential Real Estate Total Performing $ 42,816 $ 18,188 $ 48,264 $ 219,860 $ 329,128 Nonperforming 33 103 126 3,768 4,030 Total $ 42,849 $ 18,291 $ 48,390 $ 223,628 $ 333,158 The Company, through its subsidiaries, grants residential, consumer, and commercial loans to customers located primarily in the southeastern area of Ohio as well as the western counties of West Virginia. Approximately 6.06% of total loans were unsecured at December 31, 2015, up from 5.66% at December 31, 2014.

Note 4 - Premises and Equipment

Note 4 - Premises and Equipment	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	Note D - Premises and Equipment Following is a summary of premises and equipment at December 31: 2015 2014 Land $ 2,055 $ 2,045 Buildings 10,890 11,083 Leasehold improvements 2,066 2,767 Furniture and equipment 4,334 15,146 19,345 31,041 Less accumulated depreciation 8,941 21,846 Total premises and equipment $ 10,404 $ 9,195 The following is a summary of the future minimum operating lease payments for facilities leased by the Company. Operating lease expense was $464 in 2015, $515 in 2014, and $529 in 2013. 2016 $ 445 2017 277 2018 139 2019 23 2020 19 $ 903

Note 5 - Deposits

Note 5 - Deposits	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Deposit Liabilities Disclosures [Text Block]	Note E - Deposits Following is a summary of interest-bearing deposits at December 31: 2015 2014 NOW accounts $ 124,524 $ 112,571 Savings and Money Market 200,976 198,788 Time: In denominations of $250,000 or less 146,975 164,219 In denominations of more than $250,000 11,772 9,458 Total time deposits 158,747 173,677 Total interest-bearing deposits $ 484,247 $ 485,036 Following is a summary of total time deposits by remaining maturity at December 31, 2015: 2016 $ 82,413 2017 44,750 2018 16,200 2019 9,873 2020 5,001 Thereafter 510 Total $ 158,747 Brokered deposits, included in time deposits, were $28,998 and $28,976 at December 31, 2015 and 2014, respectively.

Note 6 - Interest Rate Swaps

Note 6 - Interest Rate Swaps	12 Months Ended
	Dec. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note F - Interest Rate Swaps The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities. The Company utilizes interest rate swap agreements as part of its asset/liability management strategy to help manage its interest rate risk position. As part of this strategy, the Company provides its customer with a fixed-rate loan while creating a variable-rate asset for the Company by the customer entering into an interest rate swap with the Company on terms that match the loan. The Company offsets its risk exposure by entering into an offsetting interest rate swap with an unaffiliated institution. These interest rate swaps do not qualify as designated hedges; therefore, each swap is accounted for as a standalone derivative. At December 31, 2015, the Company had interest rate swaps associated with commercial loans with a notional value of $10,727 and a fair value of $29. This is compared to interest rate swaps with a notional value of $11,684 and a fair value of $38 at December 31, 2014. The notional amount of the interest rate swaps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest rate swap agreement. To further offset the risk exposure related to market value fluctuations of its interest rate swaps, the Company maintains collateral deposits on hand with a third-party correspondent, which totaled $350 at December 31, 2015 and December 31, 2014.

Note 7 - Other Borrowed Funds

Note 7 - Other Borrowed Funds	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Federal Home Loan Bank Advances, Disclosure [Text Block]	Note G - Other Borrowed Funds Other borrowed funds at December 31, 2015 and 2014 are comprised of advances from the Federal Home Loan Bank (“FHLB”) of Cincinnati and promissory notes. At December 31, 2015, FHLB Borrowings included $117 in capitalized lease obligations. FHLB Borrowings Promissory Notes Totals 2015 $ 20,028 $ 3,918 $ 23,946 2014 $ 21,181 $ 3,791 $ 24,972 Pursuant to collateral agreements with the FHLB, advances are secured by $214,712 in qualifying mortgage loans, $78,012 in commercial loans and $5,081 in FHLB stock at December 31, 2015. Fixed-rate FHLB advances of $19,911 mature through 2042 and have interest rates ranging from 1.34% to 3.31% and a year-to-date weighted average cost of 2.08% at December 31, 2015, as compared to 2.14% at December 31, 2014. There were no variable-rate FHLB borrowings at December 31, 2015. At December 31, 2015, the Company had a cash management line of credit enabling it to borrow up to $75,000 from the FHLB. All cash management advances have an original maturity of 90 days. The line of credit must be renewed on an annual basis. There was $75,000 available on this line of credit at December 31, 2015. Based on the Company’s current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $176,662 at December 31, 2015. Of this maximum borrowing capacity of $176,662, the Company had $121,952 available to use as additional borrowings, of which $75,000 could be used for short-term, cash management advances, as mentioned above. Promissory notes, issued primarily by Ohio Valley, are due at various dates through a final maturity date of December 4, 2017, and have fixed rates ranging from 1.15% to 1.50% and a year-to-date weighted average cost of 1.38% at December 31, 2015, as compared to 2.34% at December 31, 2014. At December 31, 2015, there were no promissory notes payable by Ohio Valley to related parties. See Note K for further discussion of related party transactions. Letters of credit issued on the Bank’s behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $34,800 at December 31, 2015 and $29,500 at December 31, 2014. Scheduled principal payments over the next five years: FHLB Borrowings Promissory Notes Totals 2016 $ 1,771 $ 2,538 $ 4,309 2017 1,601 1,380 2,981 2018 4,537 ---- 4,537 2019 1,467 ---- 1,467 2020 1,369 ---- 1,369 Thereafter 9,283 ---- 9,283 $ 20,028 $ 3,918 $ 23,946

Note 8 - Subordinated Debenture

Note 8 - Subordinated Debentures and Trust Preferred Securities	12 Months Ended
	Dec. 31, 2015
Subordinated Borrowings [Abstract]
Subordinated Borrowings Disclosure [Text Block]	Note H - Subordinated Debentures and Trust Preferred Securities On September 7, 2000, a trust formed by Ohio Valley issued $5,000 of 10.6% fixed-rate trust preferred securities as part of a pooled offering of such securities. The Company issued subordinated debentures to the trust in exchange for the proceeds of the offering, which debentures represent the sole asset of the trust. Beginning September 7, 2010, the Company’s subordinated debentures were callable upon demand at a premium of 105.30% with the call price declining .53% per year until reaching a call price of par at year twenty through maturity. The subordinated debentures were required to be redeemed no later than September 7, 2030. Given the current capital levels and interest cost savings, the Company redeemed the full amount of the subordinated debentures on March 7, 2013, at a redemption price of 104.24%. The redemption was funded by a capital distribution from the Bank. On March 22, 2007, a trust formed by Ohio Valley issued $8,500 of adjustable-rate trust preferred securities as part of a pooled offering of such securities. The rate on these trust preferred securities was fixed at 6.58% for five years, and then converted to a floating-rate term on March 15, 2012, based on a rate equal to the 3-month LIBOR plus 1.68%. The interest rate on these trust preferred securities was 2.19% at December 31, 2015 and 1.92% at December 31, 2014. There were no debt issuance costs incurred with these trust preferred securities. The Company issued subordinated debentures to the trust in exchange for the proceeds of the offering. The subordinated debentures must be redeemed no later than June 15, 2037. Under the provisions of the related indenture agreements, the interest payable on the trust preferred securities is deferrable for up to five years and any such deferral is not considered a default. During any period of deferral, the Company would be precluded from declaring or paying dividends to shareholders or repurchasing any of the Company’s common stock. Under generally accepted accounting principles, the trusts are not consolidated with the Company. Accordingly, the Company does not report the securities issued by the trust as liabilities, and instead reports as liabilities the subordinated debentures issued by the Company and held by the trust. Since the Company’s equity interest in the trusts cannot be received until the subordinated debentures are repaid, these amounts have been netted.

Note 9 - Income Taxes

Note 9 - Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	Note I - Income Taxes The provision for income taxes consists of the following components: 2015 2014 2013 Current tax expense $ 2,218 $ 3,637 $ 2,795 Deferred tax (benefit) expense 591 (517 ) 144 Total income taxes $ 2,809 $ 3,120 $ 2,939 The source of deferred tax assets and deferred tax liabilities at December 31: 2015 2014 Items giving rise to deferred tax assets: Allowance for loan losses $ 2,302 $ 2,882 Deferred compensation 2,089 2,008 Deferred loan fees/costs 273 288 Other real estate owned 370 370 Accrued bonus 166 ---- Other 143 84 Items giving rise to deferred tax liabilities: Mortgage servicing rights (149 ) (167 ) FHLB stock dividends (1,074 ) (1,074 ) Unrealized gain on securities available for sale (157 ) (495 ) Prepaid expenses (234 ) (206 ) Depreciation and amortization (740 ) (451 ) Other (5 ) (2 ) Net deferred tax asset $ 2,984 $ 3,237 The Company determined that it was not required to establish a valuation allowance for deferred tax assets since management believes that the deferred tax assets are likely to be realized through the future reversals of existing taxable temporary differences, deductions against forecasted income and tax planning strategies. The difference between the financial statement tax provision and amounts computed by applying the statutory federal income tax rate of 34% to income before taxes is as follows: 2015 2014 2013 Statutory tax $ 3,870 $ 3,806 $ 3,757 Effect of nontaxable interest (437 ) (418 ) (322 ) Effect of nontaxable insurance premiums (336 ) (142 ) ---- Income from bank owned insurance, net (210 ) (217 ) (195 ) Effect of postretirement benefits 71 238 ---- Effect of nontaxable life insurance death proceeds (11 ) ---- (154 ) Effect of state income tax 66 73 76 Tax credits (221 ) (231 ) (230 ) Other items 17 11 7 Total income taxes $ 2,809 $ 3,120 $ 2,939 At December 31, 2015 and December 31, 2014, the Company had no unrecognized tax benefits. The Company does not expect the amount of unrecognized tax benefits to significantly change within the next twelve months. As previously reported, the Internal Revenue Service (“IRS”) has proposed that Loan Central, as a tax return preparer, be assessed a penalty for allegedly negotiating or endorsing checks issued by the U.S. Treasury to taxpayers. The penalty would amount to approximately $1.2 million. Loan Central appealed this matter within the IRS. Loan Central was notified that the Appeals Office will not concede the penalty, and the penalty has been assessed. The Company is employing further IRS procedures, and the IRS is currently processing the Company’s claims. The matter may still be resolved at the IRS. If the matter is not resolved at the IRS, the matter may have to be resolved through the judicial system. Based on consultation with legal counsel, management remains confident that it is highly unlikely that the penalty recommendation will be sustained. Therefore, the Company did not recognize any interest and/or penalties related to this matter for the periods presented. The Company is subject to U.S. federal income tax as well as West Virginia state income tax. The Company is no longer subject to federal or state examination for years prior to 2012. The tax years 2012-2014 remain open to federal and state examinations.

Note 10 - Commitments and Conti

Note 10 - Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies Disclosure [Text Block]	Note J - Commitments and Contingent Liabilities The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. Following is a summary of such commitments at December 31: 2015 2014 Fixed rate $ 65 $ 223 Variable rate 59,028 51,011 Standby letters of credit 3,322 4,110 The interest rate on fixed-rate commitments ranged from 3.75% to 6.25% at December 31, 2015. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment and income-producing commercial properties. The Company participates as a facilitator of tax refunds pursuant to a clearing agreement with a third-party tax refund product provider. The clearing agreement is effective through December 31, 2019 and is renewable in 3-year increments. The agreement requires the Bank to process electronic refund checks (“ERC’s”) and electronic refund deposits (“ERD’s”) presented for payment on behalf of taxpayers containing taxpayer refunds. The Bank receives a fee paid by the third-party tax refund product provider for each transaction that is processed. The agreement is subject to termination if the Bank fails to perform the required clearing services and/or the Bank’s regulators would require the Bank to cease offering the product presented within the agreement. There are various contingent liabilities that are not reflected in the financial statements, including claims and legal actions arising in the ordinary course of business. In the opinion of management, after consultation with legal counsel, the ultimate disposition of these matters is not expected to have a material effect on financial condition or results of operations.

Note 11 - Related Party Transac

Note 11 - Related Party Transactions	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Related Party Transactions Disclosure [Text Block]	Note K - Related Party Transactions Certain directors, executive officers and companies with which they are affiliated were loan customers during 2015. A summary of activity on these borrower relationships with aggregate debt greater than $120 is as follows: Total loans at January 1, 2015 $ 5,184 New loans 135 Repayments (1,162 ) Other changes (168 ) Total loans at December 31, 2015 $ 3,989 Other changes include adjustments for loans applicable to one reporting period that are excludable from the other reporting period, such as changes in persons classified as directors, executive officers and companies’ affiliates. Deposits from principal officers, directors, and their affiliates at year-end 2015 and 2014 were $30,169 and $14,616.

Note 12 - Employee Benefits

Note 12 - Employee Benefits	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Pension and Other Postretirement Benefits Disclosure [Text Block]	Note L - Employee Benefits The Bank has a profit-sharing plan for the benefit of its employees and their beneficiaries. Contributions to the plan are determined by the Board of Directors of Ohio Valley. Contributions charged to expense were $288, $278, and $227 for 2015, 2014 and 2013. Ohio Valley maintains an Employee Stock Ownership Plan (ESOP) covering substantially all employees of the Company. Ohio Valley issues shares to the ESOP, purchased by the ESOP with subsidiary cash contributions, which are allocated to ESOP participants based on relative compensation. The total number of shares held by the ESOP, all of which have been allocated to participant accounts, were 322,056 and 324,675 at December 31, 2015 and 2014. In addition, the subsidiaries made contributions to its ESOP Trust as follows: Years ended December 31 2015 2014 2013 Number of shares issued ---- 14,618 28,634 Fair value of stock contributed $ ---- $ 351 $ 640 Cash contributed 674 300 73 Total expense $ 674 $ 651 $ 713 Life insurance contracts with a cash surrender value of $26,367 and annuity assets of $1,985 at December 31, 2015 have been purchased by the Company, the owner of the policies. The purpose of these contracts was to replace a current group life insurance program for executive officers, implement a deferred compensation plan for directors and executive officers, implement a director retirement plan and implement supplemental retirement plans for certain officers. Under the deferred compensation plan, Ohio Valley pays each participant the amount of fees deferred plus interest over the participant’s desired term, upon termination of service. Under the director retirement plan, participants are eligible to receive ongoing compensation payments upon retirement subject to length of service. The supplemental retirement plans provide payments to select executive officers upon retirement based upon a compensation formula determined by Ohio Valley’s Board of Directors. The present value of payments expected to be provided are accrued during the service period of the covered individuals and amounted to $6,033 and $5,806 at December 31, 2015 and 2014. Expenses related to the plans for each of the last three years amounted to $338, $604, and $787. In association with the split-dollar life insurance plan, the present value of the postretirement benefit totaled $3,062 at December 31, 2015 and $2,852 at December 31, 2014. During the fourth quarter of 2015, the Company recorded $941 in proceeds expected to be received from the settlement of two BOLI policies. The triggering event occurred in December 2015, resulting in a $908 reduction to BOLI assets and a net gain of $33 that was recorded to income. The proceeds of $941 had not yet been collected by year-end 2015 and, therefore, were recorded as other assets at December 31, 2015.

Note 13 - Fair Value of Financi

Note 13 - Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	Note M - Fair Value of Financial Instruments Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Level 2: Level 3: The following is a description of the Company’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis: Securities: Impaired Loans: Other Real Estate Owned: Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics. On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,965 ---- Agency mortgage-backed securities, residential ---- 82,686 ---- Fair Value Measurements at December 31, 2014, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,917 ---- Agency mortgage-backed securities, residential ---- 76,319 ---- There were no transfers between Level 1 and Level 2 during 2015 or 2014. Assets and Liabilities Measured on a Nonrecurring Basis Assets and liabilities measured at fair value on a nonrecurring basis are summarized below: Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 2,473 Commercial and industrial ---- ---- 3,779 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 Fair Value Measurements at December 31, 2014, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 1,679 Nonowner-occupied ---- ---- 5,270 Commercial and industrial ---- ---- 2,532 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 At December 31, 2015, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $7,811, with a corresponding valuation allowance of $1,559, resulting in an increase of $741 in provision expense during the year ended December 31, 2015, with $1,422 in additional charge-offs recognized. At December 31, 2014, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $12,773, with a corresponding valuation allowance of $3,292, resulting in an increase of $1,044 in provision expense during the year ended December 31, 2014, with no additional charge-offs recognized. Other real estate owned that was measured at fair value less costs to sell at December 31, 2015 had a net carrying amount of $1,147, which is made up of the outstanding balance of $2,217, net of a valuation allowance of $1,070 at December 31, 2015. There were no corresponding write-downs during 2015. Other real estate owned that was measured at fair value less costs to sell at December 31, 2014 had a net carrying amount of $1,147, which is made up of the outstanding balance of $2,217, net of a valuation allowance of $1,070 at December 31, 2014. There were $88 in net appreciation during 2014. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2015 and December 31, 2014: December 31, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 2,473 Sales approach Adjustment to comparables 0% to 12.5 % 5.7 % Commercial and industrial 3,779 Sales approach Adjustment to comparables 0.9% to 30 % 14.3 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35 % 15.2 % December 31, 2014 Impaired loans: Commercial real estate: Owner-occupied $ 1,679 Sales approach Adjustment to comparables 0.3%to62 % 18 % Income approach Capitalization Rate 10 % 10 % Nonowner-occupied 2,597 Income approach Capitalization Rate 6.5 % 6.5 % Nonowner-occupied 2,673 Sales approach Adjustment to comparables 0%to12.5 % 5.7 % Commercial and industrial 2,532 Sales approach Adjustment to comparables 10%to30 % 21.42 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 5%to35 % 18 % The carrying amounts and estimated fair values of financial instruments at December 31, 2015 and December 31, 2014 are as follows: Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 45,530 $ 45,530 $ ---- $ ---- $ 45,530 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 91,651 ---- 91,651 ---- 91,651 Securities held to maturity 19,903 ---- 9,814 10,976 20,790 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 579,104 ---- ---- 582,427 582,427 Accrued interest receivable 1,819 ---- 224 1,595 1,819 Financial Liabilities: Deposits 660,746 176,499 484,636 ---- 661,135 Other borrowed funds 23,946 ---- 23,672 ---- 23,672 Subordinated debentures 8,500 ---- 5,368 ---- 5,368 Accrued interest payable 449 4 445 ---- 449 Fair Value Measurements at December 31, 2014 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 30,977 $ 30,977 $ ---- $ ---- $ 30,977 Certificates of deposit in financial institutions 980 ---- 980 ---- 980 Securities available for sale 85,236 ---- 85,236 ---- 85,236 Securities held to maturity 22,820 ---- 12,144 11,426 23,570 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 586,434 ---- ---- 591,594 591,594 Accrued interest receivable 1,806 ---- 230 1,576 1,806 Financial Liabilities: Deposits 646,830 161,794 485,503 ---- 647,297 Other borrowed funds 24,972 ---- 24,555 ---- 24,555 Subordinated debentures 8,500 ---- 4,979 ---- 4,979 Accrued interest payable 394 4 390 ---- 394 The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and Cash Equivalents Certificates of deposit in financial institutions Securities Held to Maturity Federal Home Loan Bank and Federal Reserve Bank stock Loans Deposit Liabilities Other Borrowed Funds Subordinated Debentures Accrued Interest Receivable and Payable Off-balance Sheet Instruments Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

Note 14 - Regulatory Matters

Note 14 - Regulatory Matters	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note N - Regulatory Matters Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The final rules implementing Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (Basel III rules) became effective for the Company and the Bank on January 1, 2015 with full compliance with all of the requirements being phased in over a multi-year schedule, and fully phased in by January 1, 2019. Bank holding companies meeting the requirements of the Federal Reserve Board’s Small Bank Holding Company Policy are exempt from compliance with the consolidated capital requirements, although their bank subsidiaries are still subject to the bank capital requirements. Effective May 15, 2015, the Federal Reserve Board amended the Small Bank Holding Company Policy to increase from $500 million to $1 billion the asset threshold for a bank to qualify under the Policy. Pursuant to that Policy, at December 31, 2015, the Company was not subject to the consolidated capital requirements. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Capital amounts and ratios for December 31, 2014 are calculated using Basel I rules. Management believes that as of December 31, 2015, the Bank met all capital adequacy requirements to which it was subject. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At year-end 2015 and 2014, the Bank met the capital requirements to be deemed well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category. At year-end, consolidated actual capital levels and minimum required levels for the Company and the Bank were: Actual Minimum Required To Be Adequately Capitalized Under Prompt Corrective Action Regulations Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio 2015 Total capital (to risk weighted assets) Consolidated $ 104,047 18.2 % N/A N/A N/A N/A Bank 91,006 16.3 $ 44,799 8.0 % $ 55,999 10.0 % Common equity Tier 1 capital (to risk weighted assets) Consolidated 88,899 15.6 N/A N/A N/A N/A Bank 84,686 15.1 25,199 4.5 36,399 6.5 Tier 1 capital (to risk weighted assets) Consolidated 97,399 17.1 N/A N/A N/A N/A Bank 84,686 15.1 33,599 6.0 44,799 8.0 Tier 1 capital (to average assets) Consolidated 97,399 12.2 N/A N/A N/A N/A Bank 84,686 10.8 31,280 4.0 39,100 5.0 2014 Total capital (to risk weighted assets) Consolidated $ 99,607 17.4 % $ 45,765 8.0 % N/A N/A Bank 87,670 15.6 44,935 8.0 $ 56,169 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 92,442 16.2 22,883 4.0 N/A N/A Bank 80,637 14.4 22,468 4.0 33,701 6.0 Tier 1 capital (to average assets) Consolidated 92,442 11.8 31,306 4.0 N/A N/A Bank 80,637 10.5 30,702 4.0 38,377 5.0 Dividends paid by the subsidiaries are the primary source of funds available to Ohio Valley for payment of dividends to shareholders and for other working capital needs. The payment of dividends by the subsidiaries to Ohio Valley is subject to restrictions by regulatory authorities. These restrictions generally limit dividends to the current and prior two years retained earnings. At January 1, 2016 approximately $8,347 of the subsidiaries’ retained earnings were available for dividends under these guidelines. In addition to these restrictions, dividend payments cannot reduce regulatory capital levels below minimum regulatory guidelines. The Board of Governors of the Federal Reserve System also has a policy requiring Ohio Valley to provide notice to the FRB in advance of the payment of a dividend to Ohio Valley’s shareholders under certain circumstances, and the FRB may disapprove of such dividend payment if the FRB determines the payment would be an unsafe or unsound practice.

Note 15 - Parent Company Only C

Note 15 - Parent Company Only Condensed Financial Information	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	Note O - Parent Company Only Condensed Financial Information Below is condensed financial information of Ohio Valley. In this information, Ohio Valley’s investment in its subsidiaries is stated at cost plus equity in undistributed earnings of the subsidiaries since acquisition. This information should be read in conjunction with the consolidated financial statements of the Company. CONDENSED STATEMENTS OF CONDITION Years ended December 31: 2015 2014 Assets Cash and cash equivalents $ 2,233 $ 2,875 Investment in subsidiaries 96,759 91,991 Notes receivable – subsidiaries 3,881 3,782 Other assets 63 47 Total assets $ 102,936 $ 98,695 Liabilities Notes payable $ 3,918 $ 3,791 Subordinated debentures 8,500 8,500 Other liabilities 48 188 Total liabilities $ 12,466 $ 12,479 Shareholders’ Equity Total shareholders’ equity 90,470 86,216 Total liabilities and shareholders’ equity $ 102,936 $ 98,695 CONDENSED STATEMENTS OF INCOME Years ended December 31: 2015 2014 2013 Income: Interest on notes $ 53 $ 84 $ 85 Other operating income ---- 34 68 Dividends from subsidiaries 3,500 3,500 8,500 Gain on sale of ProAlliance Corporation ---- 810 ---- Expenses: Interest on notes 53 84 86 Interest on subordinated debentures 170 165 265 Operating expenses 345 384 456 Income before income taxes and equity in undistributed earnings of subsidiaries.. 2,985 3,795 7,846 Income tax benefit 167 (108 ) 214 Equity in undistributed earnings of subsidiaries 5,422 4,386 52 Net Income $ 8,574 $ 8,073 $ 8,112 CONDENSED STATEMENTS OF CASH FLOWS Years ended December 31: Cash flows from operating activities: 2015 2014 2013 Net Income $ 8,574 $ 8,073 $ 8,112 Adjustments to reconcile net income to net cash provided by operating activities: Gain on sale of ProAlliance Corporation ---- (810 ) ---- Equity in undistributed earnings of subsidiaries (5,422 ) (4,386 ) (52 ) Common stock issued to ESOP ---- 351 640 Change in other assets (16 ) 323 (60 ) Change in other liabilities (141 ) (334 ) (15 ) Net cash provided by operating activities 2,995 3,217 8,625 Cash flows from investing activities: Proceeds from sale of ProAlliance Corporation ---- 810 ---- Investment in OVBC Captive ---- (250 ) ---- Change in notes receivable (100 ) (262 ) (97 ) Net cash provided by (used in) investing activities (100 ) 298 (97 ) Cash flows from financing activities: Change in notes payable 128 262 3 Proceeds from common stock through dividend reinvestment ---- 103 170 Cash dividends paid (3,665 ) (3,441 ) (2,965 ) Repayment of subordinated debentures ---- ---- (5,000 ) Net cash used in financing activities (3,537 ) (3,076 ) (7,792 ) Cash and cash equivalents: Change in cash and cash equivalents (642 ) 439 736 Cash and cash equivalents at beginning of year 2,875 2,436 1,700 Cash and cash equivalents at end of year $ 2,233 $ 2,875 $ 2,436

Note 16 - Segment Information

Note 16 - Segment Information	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Segment Reporting Disclosure [Text Block]	Note P - Segment Information The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company’s total revenues, totaled 90.9%, 90.6% and 90.5% of total consolidated revenues for the years ended December 31, 2015, 2014 and 2013, respectively. The accounting policies used for the Company’s reportable segments are the same as those described in Note A - Summary of Significant Accounting Policies. Income taxes are allocated based on income before tax expense. Segment information is as follows: Year Ended December 31, 2015 Banking Consumer Finance Total Company Net interest income $ 30,175 $ 3,320 $ 33,495 Provision expense 1,055 35 1,090 Noninterest income 7,880 717 8,597 Noninterest expense 26,983 2,636 29,619 Tax expense 2,347 462 2,809 Net income 7,670 904 8,574 Assets 782,715 13,570 796,285 Year Ended December 31, 2014 Banking Consumer Finance Total Company Net interest income $ 30,172 $ 3,308 $ 33,480 Provision expense 2,645 142 2,787 Noninterest income 8,897 896 9,793 Noninterest expense 26,806 2,487 29,293 Tax expense 2,587 533 3,120 Net income 7,031 1,042 8,073 Assets 764,510 14,158 778,668 Year Ended December 31, 2013 Banking Consumer Finance Total Company Net interest income $ 29,141 $ 3,244 $ 32,385 Provision expense 364 113 477 Noninterest income 7,711 807 8,518 Noninterest expense 26,914 2,461 29,375 Tax expense 2,440 499 2,939 Net income 7,134 978 8,112 Assets 732,905 14,463 747,368

Note 17 - Consolidated Quarterl

Note 17 - Consolidated Quarterly Financial Information (unaudited)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information [Text Block]	Note Q - Consolidated Quarterly Financial Information (unaudited) Quarters Ended Mar. 31 Jun. 30 Sept. 30 Dec. 31 201 5 Total interest income $ 9,627 $ 8,866 $ 9,016 $ 8,825 Total interest expense 697 717 731 694 Net interest income 8,930 8,149 8,285 8,131 Provision for loan losses (1) (78 ) 799 (11 ) 380 Noninterest income (2) 3,489 1,917 1,584 1,607 Noninterest expense 7,427 7,554 7,727 6,911 Net income 3,624 1,410 1,642 1,898 Earnings per share $ 0.88 $ 0.34 $ 0.40 $ 0.46 201 4 Total interest income $ 9,508 $ 8,925 $ 8,904 $ 9,018 Total interest expense 726 738 696 715 Net interest income 8,782 8,187 8,208 8,303 Provision for loan losses ( 3 ) 494 1,386 (682 ) 1,589 Noninterest income (2) 4,118 1,912 2,106 1,657 Noninterest expense 7,295 6,997 7,244 7,757 Net income 3,564 1,344 2,742 423 Earnings per share $ 0.87 $ 0.33 $ 0.67 $ 0.10 201 3 Total interest income $ 9,480 $ 8,764 $ 8,748 $ 8,966 Total interest expense 1,059 923 818 773 Net interest income 8,421 7,841 7,930 8,193 Provision for loan losses ( 4 ) 31 (189 ) 833 (198 ) Noninterest income (2) 3,940 1,965 1,574 1,039 Noninterest expense 7,948 7,317 7,320 6,790 Net income 3,223 1,942 1,061 1,886 Earnings per share $ 0.79 $ 0.48 $ 0.26 $ 0.47 (1) During the first and third quarters of 2015, the Company experienced negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets. (2) The Company’s noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of tax refunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter. (3) During the third quarter of 2014, the Company experienced negative provision expense that was primarily related to a decrease in specific allocations impacted by the improvement in collateral values of an impaired commercial real estate loan relationship. A re-appraisal of the commercial properties securing the loan identified asset appreciation, which resulted in a $524 reduction to the specific allocation related to the loan. (4) During most of 2013, the Company experienced minimal to negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.

Note 18 - Subsequent Events

Note 18 - Subsequent Events	12 Months Ended
	Dec. 31, 2015
Subsequent Events [Abstract]
Subsequent Events [Text Block]	Note R – Subsequent Events On January 7, 2016, Ohio Valley and Milton Bancorp, Inc. (“MB”), entered into an Agreement and Plan of Merger “Merger Agreement”). The Merger Agreement provides for a business combination whereby MB will merge with and into Ohio Valley and MB’s banking subsidiary, The Milton Banking Company, will merge with and into the Bank. At December 31, 2015, MB operates five branches with assets of $141 million, loans of $110 million and deposits of $126 million. After the merger, the Company's total assets will exceed $900 million and branches will increase to 19 locations. The merger consideration was valued at approximately $20 million at the time of signing the merger agreement. The transaction is subject to certain conditions, including the approval of regulatory authorities and the shareholders of MB. The merger is expected to be completed by the third quarter of 2016 .

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Description of Business: The Company provides a full range of commercial and retail banking services from 21 offices located in southeastern Ohio and western West Virginia. It accepts deposits in checking, savings, time and money market accounts and makes personal, commercial, floor plan, student, construction and real estate loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from business operations. The Company also offers safe deposit boxes, wire transfers and other standard banking products and services. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation. In addition to accepting deposits and making loans, the Bank invests in U. S. Government and agency obligations, interest-bearing deposits in other financial institutions and investments permitted by applicable law. The Bank’s trust department provides a wide variety of fiduciary services for trusts, estates and benefit plans and also provides investment and security services as an agent for its customers.
Consolidation, Policy [Policy Text Block]	Principles of Consolidation:
Segment Reporting, Policy [Policy Text Block]	Industry Segment Information:
Use of Estimates, Policy [Policy Text Block]	Use of Estimates in the Preparation of Financial Statements:
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents:
Certificates of Deposit in Financial Institutions [Policy Text Block]	Certificates of deposit in financial institutions :
Marketable Securities, Policy [Policy Text Block]	Securities: Premium amortization is deducted from, and discount accretion is added to, interest income on securities using the level yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses are recognized upon the sale of specific identified securities on the completed trade date.
Marketable Securities, Available-for-sale Securities, Policy [Policy Text Block]	Other-Than-Temporary Impairments of Securities: When an OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment.
Investment, Policy [Policy Text Block]	Federal Home Loan Bank (”FHLB”) and Federal Reserve Bank (“FRB”) Stock:
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Loans: Interest income is discontinued and the loan moved to non-accrual status when full loan repayment is in doubt, typically when the loan is impaired or payments are past due 90 days or over unless the loan is well-secured or in process of collection. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days or over and still accruing include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis method until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses: The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans generally consist of loans with balances of $200 or more on nonaccrual status or nonperforming in nature. Loans for which the terms have been modified and for which the borrower is experiencing financial difficulties are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length and reasons for the delay, the borrower’s prior payment record, and the amount of shortfall in relation to the principal and interest owed. Commercial and commercial real estate loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Smaller balance homogeneous loans, such as consumer and most residential real estate, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosure. Troubled debt restructurings are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The general component covers non-impaired loans and impaired loans that are not individually reviewed for impairment and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 3 years for the consumer and real estate portfolio segment and 5 years for the commercial portfolio segment. Prior to 2014, the commercial portfolio’s historical loss factor was based on a period of 3 years. During the first quarter of 2014, management extended the loan loss history to 5 years due to the significant decline in net charge-offs that have been experienced since the first quarter of 2012. The total loan portfolio’s actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: Commercial and Industrial, Commercial Real Estate, Residential Real Estate, and Consumer. Commercial and industrial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial and industrial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. The Company’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not maintain their value upon foreclosure, which may require the Company to write down the value significantly to sell. Commercial real estate consists of nonfarm, nonresidential loans secured by owner-occupied and nonowner-occupied commercial real estate as well as commercial construction loans. An owner-occupied loan relates to a borrower purchased building or space for which the repayment of principal is dependent upon cash flows from the ongoing business operations conducted by the party, or an affiliate of the party, who owns the property. Owner-occupied loans that are dependent on cash flows from operations can be adversely affected by current market conditions for their product or service. A nonowner-occupied loan is a property loan for which the repayment of principal is dependent upon rental income associated with the property or the subsequent sale of the property. Nonowner-occupied loans that are dependent upon rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial construction loans consist of borrowings to purchase and develop raw land into 1-4 family residential properties. Construction loans are extended to individuals as well as corporations for the construction of an individual or multiple properties and are secured by raw land and the subsequent improvements. Repayment of the loans to real estate developers is dependent upon the sale of properties to third parties in a timely fashion upon completion. Should there be delays in construction or a downturn in the market for those properties, there may be significant erosion in value which may be absorbed by the Company. Residential real estate loans consist of loans to individuals for the purchase of 1-4 family primary residences with repayment primarily through wage or other income sources of the individual borrower. The Company’s loss exposure to these loans is dependent on local market conditions for residential properties as loan amounts are determined, in part, by the fair value of the property at origination. Consumer loans are comprised of loans to individuals secured by automobiles, open-end home equity loans and other loans to individuals for household, family, and other personal expenditures, both secured and unsecured. These loans typically have maturities of 6 years or less with repayment dependent on individual wages and income. The risk of loss on consumer loans is elevated as the collateral securing these loans, if any, rapidly depreciate in value or may be worthless and/or difficult to locate if repossession is necessary. The Company has allocated the highest percentage of its allowance for loan losses as a percentage of loans to the other identified loan portfolio segments due to the larger dollar balances associated with such portfolios. At December 31, 2015, there were no changes to the accounting policies or methodologies within any of the Company’s loan portfolio segments from the prior period.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentrations of Credit Risk: The following represents the composition of the Company’s loan portfolio as of December 31: % of Total Loans 2015 2014 Residential real estate loans 38.22 % 37.60 % Commercial real estate loans 28.90 % 29.86 % Consumer loans 18.89 % 18.42 % Commercial and industrial loans 13.99 % 14.12 % 100.00 % 100.00 % Approximately 6.06% of total loans were unsecured at December 31, 2015, up from 5.66% at December 31, 2014. The Bank, in the normal course of its operations, conducts business with correspondent financial institutions. Balances in correspondent accounts, investments in federal funds, certificates of deposit and other short-term securities are closely monitored to ensure that prudent levels of credit and liquidity risks are maintained. At December 31, 2015, the Bank’s primary correspondent balance was $34,933 on deposit at the Federal Reserve Bank, Cleveland, Ohio.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment:
Real Estate, Policy [Policy Text Block]	Foreclosed assets:
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill:
Impairment or Disposal of Long-Lived Assets, Policy [Policy Text Block]	Long-term Assets:
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Mortgage Servicing Rights:
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Share:
Income Tax, Policy [Policy Text Block]	Income Taxes: A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income:
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies:
Bank Owned Life Insurance and Annuity Assets [Policy Text Block]	Bank Owned Life Insurance and Annuity Assets
Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]	Employee Stock Ownership Plan:
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments:
Dividend Restrictions [Policy Text Block]	Dividend Restrictions:
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]	Restrictions on Cash :
Derivatives, Policy [Policy Text Block]	Derivatives: Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. At December 31, 2015 and 2014, the Company’s only derivatives on hand were interest rate swaps, which are classified as stand-alone derivatives. See Note F for more specific disclosures related to interest rate swaps.
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments:
Reclassification, Policy [Policy Text Block]	Reclassifications:
New Accounting Pronouncements, Policy [Policy Text Block]	Adoption of New Accounting Standards: In June 2014, the FASB issued ASU 2014-11 “Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures”. The amendments in ASU 2014-11 change the accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements. The amendments also require two new disclosures. The first disclosure requires an entity to disclose information on transfers accounted for as sales in transactions that are economically similar to repurchase agreements. The second disclosure provides increased transparency about the types of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings. 2014-11 is effective for reporting periods beginning after December 15, 2014. The effect of adopting ASU 2014-11 did not have a material effect on the Company’s financial statements. In May 2014, FASB issued Accounting Standards Update 2014-09, “Revenue from Contracts with Customers (Topic 606)”. The ASU creates a new topic, Topic 606, to provide guidance on revenue recognition for entities that enter into contracts with customers to transfer goods or services or enter into contracts for the transfer of nonfinancial assets. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Additional disclosures are required to provide quantitative and qualitative information regarding the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers. The new guidance is effective for annual reporting periods, and interim reporting periods within those annual periods, beginning after December 15, 2016. Early adoption is not permitted. Management is currently evaluating the impact of the adoption of this guidance on the Company's financial statements. In April 2015, the FASB issued ASU No. 2015-03 “Interest-Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs”, as subsequently amended by ASU No. 2015-15, “Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements”. The update simplifies the presentation of debt issuance costs by requiring that debt issuance costs be presented in the balance sheet as a direct deduction from the carrying amount of debt liability, consistent with debt discounts or premiums. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this update. Further, the amendment indicates the SEC would not object to a ratable amortization of debt issuance costs on line-of-credit arrangements. This update will be effective for interim and annual periods beginning after December 15, 2015, and is to be applied retrospectively. The Company has determined that this guidance will not have a material impact on the Company’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, “Recognition and Measurement of Financial Assets and Financial Liabilities”. The update provides updated accounting and reporting requirements for both public and non-public entities. The most significant provisions that will impact the Company is: 1) equity securities available for sale will be measured at fair, value with the changes in fair value recognized in the income statement; 2) eliminate the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments at amortized cost on the balance sheet; 3) utilization of the exit price notion when measuring the fair value of financial instruments for disclosure purposes; 4) require separate presentation of both financial assets and liabilities by measurement category and form of financial asset on the balance sheet or accompanying notes to the financial statements. The update will be effective for interim and annual periods beginning after December 15, 2017, using a cumulative-effect adjustment to the balance sheet as of the beginning of the year of adoption. Early adoption is not permitted.

Note 1 - Summary of Significa28

Note 1 - Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Composition of Loan Portfolio [Table Text Block]	% of Total Loans 2015 2014 Residential real estate loans 38.22 % 37.60 % Commercial real estate loans 28.90 % 29.86 % Consumer loans 18.89 % 18.42 % Commercial and industrial loans 13.99 % 14.12 % 100.00 % 100.00 %

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Note 2 - Securities (Tables) [Line Items]
Available-for-sale Securities [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities Available for Sale December 31, 2015 U.S. Government sponsored entity securities $ 9,011 $ ---- (46 ) $ 8,965 Agency mortgage-backed securities, residential 82,178 981 (473 ) 82,686 Total securities $ 91,189 $ 981 (519 ) $ 91,651 December 31, 2014 U.S. Government sponsored entity securities $ 9,019 $ 2 (104 ) $ 8,917 Agency mortgage-backed securities, residential 74,762 1,693 (136 ) 76,319 Total securities $ 83,781 $ 1,695 (240 ) $ 85,236
Held-to-maturity Securities [Table Text Block]	Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value Securities Held to Maturity December 31, 2015 Obligations of states and political subdivisions $ 19,898 $ 892 $ (5 ) $ 20,785 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,903 $ 892 $ (5 ) $ 20,790 December 31, 2014 Obligations of states and political subdivisions $ 22,811 $ 939 $ (189 ) $ 23,561 Agency mortgage-backed securities, residential 9 ---- ---- 9 Total securities $ 22,820 $ 939 $ (189 ) $ 23,570
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 1,001 $ 1,001 $ 377 $ 386 Due in one to five years 8,010 7,964 6,909 7,242 Due in five to ten years ---- ---- 10,529 11,057 Due after ten years ---- ---- 2,083 2,100 Agency mortgage-backed securities, residential 82,178 82,686 5 5 Total debt securities $ 91,189 $ 91,651 $ 19,903 $ 20,790
Schedule of Unrealized Loss on Investments [Table Text Block]	December 31, 201 5 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 7,964 $ (46 ) $ ---- $ ---- $ 7,964 $ (46 ) Agency mortgage-backed securities, residential 42,112 (407 ) 3,645 (66 ) 45,757 (473 ) Total available for sale $ 50,076 $ (453 ) $ 3,645 $ (66 ) $ 53,721 $ (519 ) December 31, 201 4 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ ---- $ ---- $ 7,911 $ (104 ) $ 7,911 $ (104 ) Agency mortgage-backed securities, residential 11,232 (20 ) 8,397 (116 ) 19,629 (136 ) Total available for sale $ 11,232 $ (20 ) $ 16,308 $ (220 ) $ 27,540 $ (240 )
Held-to-maturity Securities [Member]
Note 2 - Securities (Tables) [Line Items]
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) Total held to maturity $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 1,171 $ (9 ) $ 2,916 $ (180 ) $ 4,087 $ (189 ) Total held to maturity $ 1,171 $ (9 ) $ 2,916 $ (180 ) $ 4,087 $ (189 )

Note 3 - Loans and Allowance 30

Note 3 - Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	2015 2014 Residential real estate $ 223,875 $ 223,628 Commercial real estate: Owner-occupied 73,458 78,848 Nonowner-occupied 72,002 71,229 Construction 23,852 27,535 Commercial and industrial 81,936 83,998 Consumer: Automobile 44,566 42,849 Home equity 20,841 18,291 Other 45,222 48,390 585,752 594,768 Less: Allowance for loan losses 6,648 8,334 Loans, net $ 579,104 $ 586,434
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	December 31, 2015 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses 103 (469 ) 777 679 1,090 Loans charged off (828 ) (1,971 ) (24 ) (1,428 ) (4,251 ) Recoveries 386 204 234 651 1,475 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 December 31, 2014 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,169 $ 2,914 $ 1,279 $ 793 $ 6,155 Provision for loan losses 458 1,408 (28 ) 949 2,787 Loans charged off (487 ) (235 ) (41 ) (1,216 ) (1,979 ) Recoveries 286 108 392 585 1,371 Total ending allowance balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 December 31, 2013 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,329 $ 3,946 $ 783 $ 847 $ 6,905 Provision for loan losses 377 (1,375 ) 1,031 444 477 Loans charged off (819 ) (2 ) (600 ) (1,279 ) (2,700 ) Recoveries 282 345 65 781 1,473 Total ending allowance balance $ 1,169 $ 2,914 $ 1,279 $ 793 $ 6,155
Allowance for Loan Losses and the Recorded Investment of Loans [Table Text Block]	December 31, 2015 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 311 $ 1,850 $ 3 $ 2,164 Collectively evaluated for impairment 1,087 1,648 739 1,010 4,484 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Loans: Loans individually evaluated for impairment $ 1,001 $ 7,318 $ 8,691 $ 218 $ 17,228 Loans collectively evaluated for impairment 222,874 161,994 73,245 110,411 568,524 Total ending loans balance $ 223,875 $ 169,312 $ 81,936 $ 110,629 $ 585,752 December 31, 2014 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,506 $ 900 $ 6 $ 3,412 Collectively evaluated for impairment 1,426 1,689 702 1,105 4,922 Total ending allowance balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Loans: Loans individually evaluated for impairment $ 1,415 $ 11,711 $ 6,824 $ 219 $ 20,169 Loans collectively evaluated for impairment 222,213 165,901 77,174 109,311 574,599 Total ending loans balance $ 223,628 $ 177,612 $ 83,998 $ 109,530 $ 594,768
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	December 31, 2015 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 204 $ 204 $ 204 $ 13 $ 13 Nonowner-occupied 396 396 107 402 75 75 Commercial and industrial 4,355 4,355 1,850 3,545 149 149 Consumer: Home equity 218 218 3 219 8 8 With no related allowance recorded: Residential real estate 1,001 1,001 ---- 809 45 45 Commercial real estate: Owner-occupied 3,812 3,265 ---- 2,747 181 181 Nonowner-occupied 5,178 2,773 ---- 3,439 49 49 Construction 680 680 ---- 544 ---- ---- Commercial and industrial 4,336 4,336 ---- 3,985 180 180 Total $ 20,180 $ 17,228 $ 2,164 $ 15,894 $ 700 $ 700 December 31, 2014 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ ---- $ ---- $ ---- $ ---- $ 6 $ 6 Commercial real estate: Owner-occupied 1,177 1,177 414 471 32 32 Nonowner-occupied 7,656 7,656 2,092 8,303 398 398 Commercial and industrial 2,356 2,356 900 2,441 110 110 Consumer: Home equity 219 219 6 219 7 7 With no related allowance recorded: Residential real estate 1,415 1,415 ---- 882 58 58 Commercial real estate: Owner-occupied 3,125 2,578 ---- 2,135 113 113 Nonowner-occupied 1,298 300 ---- 300 50 50 Commercial and industrial 4,703 4,468 ---- 2,278 180 180 Total $ 21,949 $ 20,169 $ 3,412 $ 17,029 $ 954 $ 954 December 31, 2013 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 253 $ 253 $ 93 $ 101 $ 12 $ 12 Commercial real estate: Owner-occupied 290 290 157 116 ---- ---- Nonowner-occupied 3,776 3,776 1,504 3,846 187 187 Commercial and industrial 2,658 2,658 864 1,836 142 142 Consumer: Home equity 218 218 7 87 9 9 With no related allowance recorded: Residential real estate 766 766 ---- 539 47 47 Commercial real estate: Owner-occupied 2,188 1,641 ---- 1,469 73 73 Nonowner-occupied 6,106 5,094 ---- 5,699 311 311 Consumer: Home equity ---- ---- ---- ---- 3 3 Total $ 16,255 $ 14,696 $ 2,625 $ 13,693 $ 784 $ 784
Schedule of Recorded Investment in Nonaccrual Loans [Table Text Block]	Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2015 Residential real estate $ 20 $ 2,048 Commercial real estate: Owner-occupied ---- 404 Nonowner-occupied ---- 2,737 Construction ---- 769 Commercial and industrial ---- 1,152 Consumer: Automobile 18 27 Home equity ---- 96 Other 1 3 Total $ 39 $ 7,236 Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2014 Residential real estate $ ---- $ 3,768 Commercial real estate: Owner-occupied ---- 1,484 Nonowner-occupied ---- 4,013 Commercial and industrial ---- 95 Consumer: Automobile 15 18 Home equity ---- 103 Other 58 68 Total $ 73 $ 9,549
Past Due Financing Receivables [Table Text Block]	December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,564 $ 1,484 $ 1,708 $ 5,756 $ 218,119 $ 223,875 Commercial real estate: Owner-occupied 141 33 371 545 72,913 73,458 Nonowner-occupied 35 334 2,737 3,106 68,896 72,002 Construction ---- 2 769 771 23,081 23,852 Commercial and industrial 31 88 1,077 1,196 80,740 81,936 Consumer: Automobile 727 197 36 960 43,606 44,566 Home equity 75 ---- 76 151 20,690 20,841 Other 420 104 4 528 44,694 45,222 Total $ 3,993 $ 2,242 $ 6,778 $ 13,013 $ 572,739 $ 585,752 December 31, 2014 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,337 $ 612 $ 3,489 $ 7,438 $ 216,190 $ 223,628 Commercial real estate: Owner-occupied 74 62 1,422 1,558 77,290 78,848 Nonowner-occupied ---- ---- ---- ---- 71,229 71,229 Construction 932 ---- ---- 932 26,603 27,535 Commercial and industrial ---- 10 24 34 83,964 83,998 Consumer: Automobile 616 149 33 798 42,051 42,849 Home equity ---- ---- 103 103 18,188 18,291 Other 655 20 126 801 47,589 48,390 Total $ 5,614 $ 853 $ 5,197 $ 11,664 $ 583,104 $ 594,768
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2015 Residential real estate: Interest only payments $ 1,001 $ ---- $ 1,001 Commercial real estate: Owner-occupied Interest only payments 433 ---- 433 Rate reduction ---- 232 232 Reduction of principal and interest payments 604 ---- 604 Maturity extension at lower stated rate than market rate 1,996 ---- 1,996 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,473 2,773 Rate reduction 396 ---- 396 Commercial and industrial Interest only payments 7,579 ---- 7,579 Credit extension at lower stated rate than market rate 226 391 617 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 12,957 $ 3,096 $ 16,053 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2014 Residential real estate: Interest only payments $ 520 $ ---- $ 520 Commercial real estate: Owner-occupied Interest only payments 457 ---- 457 Rate reduction ---- 244 244 Reduction of principal and interest payments 627 ---- 627 Maturity extension at lower stated rate than market rate 1,046 ---- 1,046 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 3,535 4,013 7,548 Rate reduction 408 ---- 408 Commercial and industrial Interest only payments 6,429 ---- 6,429 Credit extension at lower stated rate than market rate 395 ---- 395 Consumer: Home equity Maturity extension at lower stated rate than market rate 219 ---- 219 Total TDR’s $ 13,840 $ 4,257 $ 18,097
Troubled Debt Restructuringson Financing Receivables Pre- and Post-Modification [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment December 31, 2015 Residential real estate Interest only payments $ 495 $ 495 ---- ---- Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate 1,025 1,025 ---- ---- Commercial and industrial Credit extension at lower stated rate than market rate 226 226 ---- ---- Total TDR’s $ 1,746 $ 1,746 ---- ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment December 31, 2014 Commercial real estate: Owner-occupied Interest only payments $ 457 $ 457 ---- ---- Maturity extension at lower stated rate than market rate 746 746 ---- ---- Credit extension at lower stated rate than market rate 204 204 ---- ---- Commercial and industrial Interest only payments 4,073 4,073 ---- ---- Credit extension at lower stated rate than market rate 395 395 ---- ---- Total TDR’s $ 5,875 $ 5,875 ---- ----
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,287 $ 6,738 $ 4,433 $ 73,458 Nonowner-occupied 61,577 6,305 4,120 72,002 Construction 23,080 ---- 772 23,852 Commercial and industrial 70,852 5,232 5,852 81,936 Total $ 217,796 $ 18,275 $ 15,177 $ 251,248 December 31, 2014 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 72,232 $ 2,102 $ 4,514 $ 78,848 Nonowner-occupied 60,491 2,127 8,611 71,229 Construction 27,364 ---- 171 27,535 Commercial and industrial 76,395 495 7,108 83,998 Total $ 236,482 $ 4,724 $ 20,404 $ 261,610
Performing and Nonperforming Loans [Table Text Block]	Consumer December 31, 2015 Automobile Home Equity Other Residential Real Estate Total Performing $ 44,521 $ 20,745 $ 45,218 $ 221,807 $ 332,291 Nonperforming 45 96 4 2,068 2,213 Total $ 44,566 $ 20,841 $ 45,222 $ 223,875 $ 334,504 Consumer December 31, 2014 Automobile Home Equity Other Residential Real Estate Total Performing $ 42,816 $ 18,188 $ 48,264 $ 219,860 $ 329,128 Nonperforming 33 103 126 3,768 4,030 Total $ 42,849 $ 18,291 $ 48,390 $ 223,628 $ 333,158

Note 4 - Premises and Equipme31

Note 4 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment [Table Text Block]	2015 2014 Land $ 2,055 $ 2,045 Buildings 10,890 11,083 Leasehold improvements 2,066 2,767 Furniture and equipment 4,334 15,146 19,345 31,041 Less accumulated depreciation 8,941 21,846 Total premises and equipment $ 10,404 $ 9,195
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	2016 $ 445 2017 277 2018 139 2019 23 2020 19 $ 903

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Schedule of Interest Bearing Deposits [Table Text Block]	2015 2014 NOW accounts $ 124,524 $ 112,571 Savings and Money Market 200,976 198,788 Time: In denominations of $250,000 or less 146,975 164,219 In denominations of more than $250,000 11,772 9,458 Total time deposits 158,747 173,677 Total interest-bearing deposits $ 484,247 $ 485,036
Maturities of Time Deposits [Table Text Block]	2016 $ 82,413 2017 44,750 2018 16,200 2019 9,873 2020 5,001 Thereafter 510 Total $ 158,747

Note 7 - Other Borrowed Funds (

Note 7 - Other Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2015 $ 20,028 $ 3,918 $ 23,946 2014 $ 21,181 $ 3,791 $ 24,972
Schedule of Maturities of Long-term Debt [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2016 $ 1,771 $ 2,538 $ 4,309 2017 1,601 1,380 2,981 2018 4,537 ---- 4,537 2019 1,467 ---- 1,467 2020 1,369 ---- 1,369 Thereafter 9,283 ---- 9,283 $ 20,028 $ 3,918 $ 23,946

Note 9 - Income Taxes (Tables)

Note 9 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	2015 2014 2013 Current tax expense $ 2,218 $ 3,637 $ 2,795 Deferred tax (benefit) expense 591 (517 ) 144 Total income taxes $ 2,809 $ 3,120 $ 2,939
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2015 2014 Items giving rise to deferred tax assets: Allowance for loan losses $ 2,302 $ 2,882 Deferred compensation 2,089 2,008 Deferred loan fees/costs 273 288 Other real estate owned 370 370 Accrued bonus 166 ---- Other 143 84 Items giving rise to deferred tax liabilities: Mortgage servicing rights (149 ) (167 ) FHLB stock dividends (1,074 ) (1,074 ) Unrealized gain on securities available for sale (157 ) (495 ) Prepaid expenses (234 ) (206 ) Depreciation and amortization (740 ) (451 ) Other (5 ) (2 ) Net deferred tax asset $ 2,984 $ 3,237
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2015 2014 2013 Statutory tax $ 3,870 $ 3,806 $ 3,757 Effect of nontaxable interest (437 ) (418 ) (322 ) Effect of nontaxable insurance premiums (336 ) (142 ) ---- Income from bank owned insurance, net (210 ) (217 ) (195 ) Effect of postretirement benefits 71 238 ---- Effect of nontaxable life insurance death proceeds (11 ) ---- (154 ) Effect of state income tax 66 73 76 Tax credits (221 ) (231 ) (230 ) Other items 17 11 7 Total income taxes $ 2,809 $ 3,120 $ 2,939

Note 10 - Commitments and Con35

Note 10 - Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Other Commitments [Table Text Block]	2015 2014 Fixed rate $ 65 $ 223 Variable rate 59,028 51,011 Standby letters of credit 3,322 4,110

Note 11 - Related Party Trans36

Note 11 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Schedule of Related Party Transactions [Table Text Block]	Total loans at January 1, 2015 $ 5,184 New loans 135 Repayments (1,162 ) Other changes (168 ) Total loans at December 31, 2015 $ 3,989

Note 12 - Employee Benefits (Ta

Note 12 - Employee Benefits (Tables)	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	Years ended December 31 2015 2014 2013 Number of shares issued ---- 14,618 28,634 Fair value of stock contributed $ ---- $ 351 $ 640 Cash contributed 674 300 73 Total expense $ 674 $ 651 $ 713

Note 13 - Fair Value of Finan38

Note 13 - Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,965 ---- Agency mortgage-backed securities, residential ---- 82,686 ---- Fair Value Measurements at December 31, 2014, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,917 ---- Agency mortgage-backed securities, residential ---- 76,319 ---- Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 2,473 Commercial and industrial ---- ---- 3,779 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 Fair Value Measurements at December 31, 2014, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 1,679 Nonowner-occupied ---- ---- 5,270 Commercial and industrial ---- ---- 2,532 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	December 31, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 2,473 Sales approach Adjustment to comparables 0% to 12.5 % 5.7 % Commercial and industrial 3,779 Sales approach Adjustment to comparables 0.9% to 30 % 14.3 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35 % 15.2 % December 31, 2014 Impaired loans: Commercial real estate: Owner-occupied $ 1,679 Sales approach Adjustment to comparables 0.3%to62 % 18 % Income approach Capitalization Rate 10 % 10 % Nonowner-occupied 2,597 Income approach Capitalization Rate 6.5 % 6.5 % Nonowner-occupied 2,673 Sales approach Adjustment to comparables 0%to12.5 % 5.7 % Commercial and industrial 2,532 Sales approach Adjustment to comparables 10%to30 % 21.42 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 5%to35 % 18 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 45,530 $ 45,530 $ ---- $ ---- $ 45,530 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 91,651 ---- 91,651 ---- 91,651 Securities held to maturity 19,903 ---- 9,814 10,976 20,790 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 579,104 ---- ---- 582,427 582,427 Accrued interest receivable 1,819 ---- 224 1,595 1,819 Financial Liabilities: Deposits 660,746 176,499 484,636 ---- 661,135 Other borrowed funds 23,946 ---- 23,672 ---- 23,672 Subordinated debentures 8,500 ---- 5,368 ---- 5,368 Accrued interest payable 449 4 445 ---- 449 Fair Value Measurements at December 31, 2014 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 30,977 $ 30,977 $ ---- $ ---- $ 30,977 Certificates of deposit in financial institutions 980 ---- 980 ---- 980 Securities available for sale 85,236 ---- 85,236 ---- 85,236 Securities held to maturity 22,820 ---- 12,144 11,426 23,570 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 586,434 ---- ---- 591,594 591,594 Accrued interest receivable 1,806 ---- 230 1,576 1,806 Financial Liabilities: Deposits 646,830 161,794 485,503 ---- 647,297 Other borrowed funds 24,972 ---- 24,555 ---- 24,555 Subordinated debentures 8,500 ---- 4,979 ---- 4,979 Accrued interest payable 394 4 390 ---- 394

Note 14 - Regulatory Matters (T

Note 14 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum Required To Be Adequately Capitalized Under Prompt Corrective Action Regulations Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio 2015 Total capital (to risk weighted assets) Consolidated $ 104,047 18.2 % N/A N/A N/A N/A Bank 91,006 16.3 $ 44,799 8.0 % $ 55,999 10.0 % Common equity Tier 1 capital (to risk weighted assets) Consolidated 88,899 15.6 N/A N/A N/A N/A Bank 84,686 15.1 25,199 4.5 36,399 6.5 Tier 1 capital (to risk weighted assets) Consolidated 97,399 17.1 N/A N/A N/A N/A Bank 84,686 15.1 33,599 6.0 44,799 8.0 Tier 1 capital (to average assets) Consolidated 97,399 12.2 N/A N/A N/A N/A Bank 84,686 10.8 31,280 4.0 39,100 5.0 2014 Total capital (to risk weighted assets) Consolidated $ 99,607 17.4 % $ 45,765 8.0 % N/A N/A Bank 87,670 15.6 44,935 8.0 $ 56,169 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 92,442 16.2 22,883 4.0 N/A N/A Bank 80,637 14.4 22,468 4.0 33,701 6.0 Tier 1 capital (to average assets) Consolidated 92,442 11.8 31,306 4.0 N/A N/A Bank 80,637 10.5 30,702 4.0 38,377 5.0

Note 15 - Parent Company Only40

Note 15 - Parent Company Only Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet [Table Text Block]	Years ended December 31: 2015 2014 Assets Cash and cash equivalents $ 2,233 $ 2,875 Investment in subsidiaries 96,759 91,991 Notes receivable – subsidiaries 3,881 3,782 Other assets 63 47 Total assets $ 102,936 $ 98,695 Liabilities Notes payable $ 3,918 $ 3,791 Subordinated debentures 8,500 8,500 Other liabilities 48 188 Total liabilities $ 12,466 $ 12,479 Shareholders’ Equity Total shareholders’ equity 90,470 86,216 Total liabilities and shareholders’ equity $ 102,936 $ 98,695
Condensed Income Statement [Table Text Block]	Years ended December 31: 2015 2014 2013 Income: Interest on notes $ 53 $ 84 $ 85 Other operating income ---- 34 68 Dividends from subsidiaries 3,500 3,500 8,500 Gain on sale of ProAlliance Corporation ---- 810 ---- Expenses: Interest on notes 53 84 86 Interest on subordinated debentures 170 165 265 Operating expenses 345 384 456 Income before income taxes and equity in undistributed earnings of subsidiaries.. 2,985 3,795 7,846 Income tax benefit 167 (108 ) 214 Equity in undistributed earnings of subsidiaries 5,422 4,386 52 Net Income $ 8,574 $ 8,073 $ 8,112
Condensed Cash Flow Statement [Table Text Block]	Years ended December 31: Cash flows from operating activities: 2015 2014 2013 Net Income $ 8,574 $ 8,073 $ 8,112 Adjustments to reconcile net income to net cash provided by operating activities: Gain on sale of ProAlliance Corporation ---- (810 ) ---- Equity in undistributed earnings of subsidiaries (5,422 ) (4,386 ) (52 ) Common stock issued to ESOP ---- 351 640 Change in other assets (16 ) 323 (60 ) Change in other liabilities (141 ) (334 ) (15 ) Net cash provided by operating activities 2,995 3,217 8,625 Cash flows from investing activities: Proceeds from sale of ProAlliance Corporation ---- 810 ---- Investment in OVBC Captive ---- (250 ) ---- Change in notes receivable (100 ) (262 ) (97 ) Net cash provided by (used in) investing activities (100 ) 298 (97 ) Cash flows from financing activities: Change in notes payable 128 262 3 Proceeds from common stock through dividend reinvestment ---- 103 170 Cash dividends paid (3,665 ) (3,441 ) (2,965 ) Repayment of subordinated debentures ---- ---- (5,000 ) Net cash used in financing activities (3,537 ) (3,076 ) (7,792 ) Cash and cash equivalents: Change in cash and cash equivalents (642 ) 439 736 Cash and cash equivalents at beginning of year 2,875 2,436 1,700 Cash and cash equivalents at end of year $ 2,233 $ 2,875 $ 2,436

Note 16 - Segment Information (

Note 16 - Segment Information (Tables)	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Year Ended December 31, 2015 Banking Consumer Finance Total Company Net interest income $ 30,175 $ 3,320 $ 33,495 Provision expense 1,055 35 1,090 Noninterest income 7,880 717 8,597 Noninterest expense 26,983 2,636 29,619 Tax expense 2,347 462 2,809 Net income 7,670 904 8,574 Assets 782,715 13,570 796,285 Year Ended December 31, 2014 Banking Consumer Finance Total Company Net interest income $ 30,172 $ 3,308 $ 33,480 Provision expense 2,645 142 2,787 Noninterest income 8,897 896 9,793 Noninterest expense 26,806 2,487 29,293 Tax expense 2,587 533 3,120 Net income 7,031 1,042 8,073 Assets 764,510 14,158 778,668 Year Ended December 31, 2013 Banking Consumer Finance Total Company Net interest income $ 29,141 $ 3,244 $ 32,385 Provision expense 364 113 477 Noninterest income 7,711 807 8,518 Noninterest expense 26,914 2,461 29,375 Tax expense 2,440 499 2,939 Net income 7,134 978 8,112 Assets 732,905 14,463 747,368

Note 17 - Consolidated Quarte42

Note 17 - Consolidated Quarterly Financial Information (unaudited) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Financial Information [Table Text Block]	Quarters Ended Mar. 31 Jun. 30 Sept. 30 Dec. 31 201 5 Total interest income $ 9,627 $ 8,866 $ 9,016 $ 8,825 Total interest expense 697 717 731 694 Net interest income 8,930 8,149 8,285 8,131 Provision for loan losses (1) (78 ) 799 (11 ) 380 Noninterest income (2) 3,489 1,917 1,584 1,607 Noninterest expense 7,427 7,554 7,727 6,911 Net income 3,624 1,410 1,642 1,898 Earnings per share $ 0.88 $ 0.34 $ 0.40 $ 0.46 201 4 Total interest income $ 9,508 $ 8,925 $ 8,904 $ 9,018 Total interest expense 726 738 696 715 Net interest income 8,782 8,187 8,208 8,303 Provision for loan losses ( 3 ) 494 1,386 (682 ) 1,589 Noninterest income (2) 4,118 1,912 2,106 1,657 Noninterest expense 7,295 6,997 7,244 7,757 Net income 3,564 1,344 2,742 423 Earnings per share $ 0.87 $ 0.33 $ 0.67 $ 0.10 201 3 Total interest income $ 9,480 $ 8,764 $ 8,748 $ 8,966 Total interest expense 1,059 923 818 773 Net interest income 8,421 7,841 7,930 8,193 Provision for loan losses ( 4 ) 31 (189 ) 833 (198 ) Noninterest income (2) 3,940 1,965 1,574 1,039 Noninterest expense 7,948 7,317 7,320 6,790 Net income 3,223 1,942 1,061 1,886 Earnings per share $ 0.79 $ 0.48 $ 0.26 $ 0.47

Note 1 - Summary of Significa43

Note 1 - Summary of Significant Accounting Policies (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2015USD ($)shares	Dec. 31, 2014USD ($)shares	Dec. 31, 2013shares
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Number of Reportable Segments		2
Percentage of Loan Portfolio		100.00%	100.00%
Due from Banks		$ 34,933,000
Repossessed Assets		2,358,000	$ 1,525,000
Goodwill, Impairment Loss		0
Servicing Asset		$ 429,000	$ 484,000
Weighted Average Number of Shares Outstanding, Basic | shares		4,117,675	4,099,194	4,064,083
Weighted Average Number of Shares Outstanding, Diluted | shares		0	0	0
Restricted Cash and Cash Equivalents		$ 36,535,000	$ 22,122,000
Unsecured [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Percentage of Loan Portfolio		6.06%	5.66%
Consumer Portfolio Segment [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Period of Actual Loss History Experienced		3 years
Percentage of Loan Portfolio		18.89%	18.42%
Commercial Portfolio Segment [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Period of Actual Loss History Experienced	5 years	5 years		3 years
Percentage of Loan Portfolio		13.99%	14.12%
Minimum [Member] | Equipment, Furniture and Fixtures [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life		3 years
Minimum [Member] | Building and Building Improvements [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life		7 years
Maximum [Member] | Equipment, Furniture and Fixtures [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life		8 years
Maximum [Member] | Building and Building Improvements [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life		39 years

Note 1 - Summary of Significa44

Note 1 - Summary of Significant Accounting Policies (Details) - Composition of Loan Portfolio	Dec. 31, 2015	Dec. 31, 2014
Note 1 - Summary of Significant Accounting Policies (Details) - Composition of Loan Portfolio [Line Items]
% of Total Loans	100.00%	100.00%
Residential Portfolio Segment [Member]
Note 1 - Summary of Significant Accounting Policies (Details) - Composition of Loan Portfolio [Line Items]
% of Total Loans	38.22%	37.60%
Commercial Real Estate Portfolio Segment [Member]
Note 1 - Summary of Significant Accounting Policies (Details) - Composition of Loan Portfolio [Line Items]
% of Total Loans	28.90%	29.86%
Consumer Portfolio Segment [Member]
Note 1 - Summary of Significant Accounting Policies (Details) - Composition of Loan Portfolio [Line Items]
% of Total Loans	18.89%	18.42%
Commercial Portfolio Segment [Member]
Note 1 - Summary of Significant Accounting Policies (Details) - Composition of Loan Portfolio [Line Items]
% of Total Loans	13.99%	14.12%

Note 2 - Securities (Details)

Note 2 - Securities (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Note 2 - Securities (Details) [Line Items]
Proceeds from Sale and Maturity of Marketable Securities	$ 10,550,000
Available-for-sale Securities, Gross Realized Gains	163,000
Available-for-sale Securities Pledged as Collateral	$ 59,267,000	$ 68,238,000
Debt Securities [Member]
Note 2 - Securities (Details) [Line Items]
Proceeds from Sale and Maturity of Marketable Securities		$ 0	$ 0

Note 2 - Securities (Details) -

Note 2 - Securities (Details) - Securities Available-for-Sale - USD ($) $ in Thousands	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 91,189		$ 83,781
Gross Unrealized Gains	981		1,695
Gross Unrealized Losses	(519)		(240)
Estimated Fair Value	91,651	$ 91,651	85,236
US Government-sponsored Enterprises Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 9,011		9,019
Gross Unrealized Gains			2
Gross Unrealized Losses	$ (46)		(104)
Estimated Fair Value	8,965		8,917
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	82,178		74,762
Gross Unrealized Gains	981		1,693
Gross Unrealized Losses	(473)		(136)
Estimated Fair Value	$ 82,686		$ 76,319

Note 2 - Securities (Details)47

Note 2 - Securities (Details) - Securities Held-to-Maturity - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 19,903	$ 22,820
Gross Unrecognized Gains	892	939
Gross Unrecognized Losses	(5)	(189)
Estimated Fair Value	20,790	23,570
US States and Political Subdivisions Debt Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	19,898	22,811
Gross Unrecognized Gains	892	939
Gross Unrecognized Losses	(5)	(189)
Estimated Fair Value	20,785	23,561
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 5	$ 9
Gross Unrecognized Gains
Gross Unrecognized Losses
Estimated Fair Value	$ 5	$ 9

Note 2 - Securities (Details)48

Note 2 - Securities (Details) - Securities by Contractual Maturity - USD ($) $ in Thousands	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
Securities by Contractual Maturity [Abstract]
Due in one year or less	$ 1,001
Due in one year or less	1,001
Due in one year or less	377
Due in one year or less	386
Due in one to five years	6,909
Due in one to five years	7,242
Due in one to five years	8,010
Due in one to five years	7,964
Due in five to ten years	10,529
Due in five to ten years	11,057
Due after ten years	2,083
Due after ten years	2,100
Agency mortgage-backed securities, residential	82,178
Agency mortgage-backed securities, residential	82,686
Agency mortgage-backed securities, residential	5
Agency mortgage-backed securities, residential	5
Total debt securities	91,189
Total debt securities	91,651
Total debt securities	19,903	$ 19,903	$ 22,820
Total debt securities	$ 20,790		$ 23,570

Note 2 - Securities (Details)49

Note 2 - Securities (Details) - Securities Available-for-Sale with Unrealized Losses - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Note 2 - Securities (Details) - Securities Available-for-Sale with Unrealized Losses [Line Items]
Less than 12 Months - Fair Value	$ 50,076	$ 11,232
Less than 12 Months - Unrealized Loss	(453)	(20)
Fair Value	53,721	27,540
Unrealized Loss	(519)	(240)
12 Months or More - Fair Value	3,645	16,308
12 Months or More - Unrealized Loss	(66)	(220)
US Government-sponsored Enterprises Debt Securities [Member]
Note 2 - Securities (Details) - Securities Available-for-Sale with Unrealized Losses [Line Items]
Less than 12 Months - Fair Value	7,964	0
Less than 12 Months - Unrealized Loss	(46)	0
Fair Value	7,964	7,911
Unrealized Loss	(46)	(104)
12 Months or More - Fair Value	0	7,911
12 Months or More - Unrealized Loss	0	(104)
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Note 2 - Securities (Details) - Securities Available-for-Sale with Unrealized Losses [Line Items]
Less than 12 Months - Fair Value	42,112	11,232
Less than 12 Months - Unrealized Loss	(407)	(20)
Fair Value	45,757	19,629
Unrealized Loss	(473)	(136)
12 Months or More - Fair Value	3,645	8,397
12 Months or More - Unrealized Loss	$ (66)	$ (116)

Note 2 - Securities (Details)50

Note 2 - Securities (Details) - Securities Held to Maturity with Unrealized Losses - US States and Political Subdivisions Debt Securities [Member] - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Note 2 - Securities (Details) - Securities Held to Maturity with Unrealized Losses [Line Items]
Less Than 12 Months - Fair Value	$ 995	$ 1,171
Less Than 12 Months - Unrecognized Loss	$ (5)	(9)
12 Months or More - Fair Value		2,916
12 Months or More - Unrecognized Loss		(180)
Fair Value	$ 995	4,087
Unrecognized Loss	$ (5)	$ (189)

Note 3 - Loans and Allowance 51

Note 3 - Loans and Allowance for Loan Losses (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ 93
Allowance for Loan and Lease Losses, Write-offs	$ 1,422
Percentage of Loan Portfolio	100.00%	100.00%
Impaired Financing Receivable, Related Allowance	$ 2,164	$ 3,412	$ 2,625
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 995	$ 1,871
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0
Minimum Loan Balance for Loans Evaluated by Risk Categories	$ 500
Specific Reserves [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]
Allowance for Loan and Lease Losses, Write-offs	1,304
Troubled Debt Restructurings [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]
Allowance for Loan and Lease Losses, Period Increase (Decrease)		$ 623
Allowance for Loan and Lease Losses, Write-offs		$ 0
Increase (Decrease) in Other Loans	$ (2,044)
Change in Troubled Debt Restructurings	11.30%
Percentage of Loan Portfolio	81.00%	77.00%
Impaired Financing Receivable, Related Allowance	$ 1,669	$ 2,998
Unsecured [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]
Percentage of Loan Portfolio	6.06%	5.66%
Residential Portfolio Segment [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]
Real Estate Acquired Through Foreclosure	$ 1,131	$ 368
Mortgage Loans in Process of Foreclosure, Amount	$ 988	$ 1,692
Percentage of Loan Portfolio	38.22%	37.60%
Impaired Financing Receivable, Related Allowance			93
Commercial Real Estate Portfolio Segment [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]
Proceeds from Loans	$ 3,127
Percentage of Loan Portfolio	28.90%	29.86%
Commercial Portfolio Segment [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Modifications, Post-Modification Recorded Investment	$ 1,157
Percentage of Loan Portfolio	13.99%	14.12%
Impaired Financing Receivable, Related Allowance	$ 1,850	$ 900	$ 864

Note 3 - Loans and Allowance 52

Note 3 - Loans and Allowance for Loan Losses (Details) - Loans - USD ($) $ in Thousands	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 585,752		$ 594,768
Less: Allowance for loan losses	6,648		8,334
Loans, net	579,104	$ 579,104	586,434
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	223,875		223,628
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	169,312		177,612
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	73,458		78,848
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	72,002		71,229
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	23,852		27,535
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	81,936		83,998
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	110,629		109,530
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	44,566		42,849
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	20,841		18,291
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 45,222		$ 48,390

Note 3 - Loans and Allowance 53

Note 3 - Loans and Allowance for Loan Losses (Details) - Allowance for Loan Losses Activity by Portfolio Segment - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Allowance for loan losses:
Beginning balance	$ 8,334	$ 6,155	$ 6,905
Provision for loan losses	1,090	2,787	477
Loans charged off	(4,251)	(1,979)	(2,700)
Recoveries	1,475	1,371	1,473
Total ending allowance balance	6,648	8,334	6,155
Residential Portfolio Segment [Member]
Allowance for loan losses:
Beginning balance	1,426	1,169	1,329
Provision for loan losses	103	458	377
Loans charged off	(828)	(487)	(819)
Recoveries	386	286	282
Total ending allowance balance	1,087	1,426	1,169
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses:
Beginning balance	4,195	2,914	3,946
Provision for loan losses	(469)	1,408	(1,375)
Loans charged off	(1,971)	(235)	(2)
Recoveries	204	108	345
Total ending allowance balance	1,959	4,195	2,914
Commercial Portfolio Segment [Member]
Allowance for loan losses:
Beginning balance	1,602	1,279	783
Provision for loan losses	777	(28)	1,031
Loans charged off	(24)	(41)	(600)
Recoveries	234	392	65
Total ending allowance balance	2,589	1,602	1,279
Consumer Portfolio Segment [Member]
Allowance for loan losses:
Beginning balance	1,111	793	847
Provision for loan losses	679	949	444
Loans charged off	(1,428)	(1,216)	(1,279)
Recoveries	651	585	781
Total ending allowance balance	$ 1,013	$ 1,111	$ 793

Note 3 - Loans and Allowance 54

Note 3 - Loans and Allowance for Loan Losses (Details) - Allowance for Loan Losses and the Recorded Investment of Loans Based On Impairment Method - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$ 2,164	$ 3,412
Collectively evaluated for impairment	4,484	4,922
Total ending allowance balance	6,648	8,334	$ 6,155	$ 6,905
Loans:
Loans individually evaluated for impairment	17,228	20,169
Loans collectively evaluated for impairment	568,524	574,599
Total ending loans balance	585,752	594,768
Residential Portfolio Segment [Member]
Ending allowance balance attributable to loans:
Collectively evaluated for impairment	1,087	1,426
Total ending allowance balance	1,087	1,426	1,169	1,329
Loans:
Loans individually evaluated for impairment	1,001	1,415
Loans collectively evaluated for impairment	222,874	222,213
Total ending loans balance	223,875	223,628
Commercial Real Estate Portfolio Segment [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	311	2,506
Collectively evaluated for impairment	1,648	1,689
Total ending allowance balance	1,959	4,195	2,914	3,946
Loans:
Loans individually evaluated for impairment	7,318	11,711
Loans collectively evaluated for impairment	161,994	165,901
Total ending loans balance	169,312	177,612
Commercial Portfolio Segment [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	1,850	900
Collectively evaluated for impairment	739	702
Total ending allowance balance	2,589	1,602	1,279	783
Loans:
Loans individually evaluated for impairment	8,691	6,824
Loans collectively evaluated for impairment	73,245	77,174
Total ending loans balance	81,936	83,998
Consumer Portfolio Segment [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	3	6
Collectively evaluated for impairment	1,010	1,105
Total ending allowance balance	1,013	1,111	$ 793	$ 847
Loans:
Loans individually evaluated for impairment	218	219
Loans collectively evaluated for impairment	110,411	109,311
Total ending loans balance	$ 110,629	$ 109,530

Note 3 - Loans and Allowance 55

Note 3 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
With an allowance recorded:
Allowance for loan losses allocated - with allowance recorded	$ 2,164	$ 3,412	$ 2,625
Commercial real estate:
Unpaid principal balance	20,180	21,949	16,255
Recorded investment	17,228	20,169	14,696
Allowance for loan losses allocated	2,164	3,412	2,625
Average impaired loans	15,894	17,029	13,693
Interest income recognized	700	954	784
Cash basis interest recognized	700	954	784
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
With an allowance recorded:
Unpaid Principal balance	204	1,177	290
Recorded investment - with allowance recorded	204	1,177	290
Allowance for loan losses allocated - with allowance recorded	204	414	157
Average impaired loans - with allowance recorded	204	471	116
Interest income recognized - with allowance recorded	13	32
Cash basis interest recognized - - with allowance recorded	13	32
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	3,812	3,125	2,188
Recorded investment with no related allowance recorded	3,265	2,578	1,641
Average impaired loans with no related allowance recorded	2,747	2,135	1,469
Interest income recognized with no related allowance recorded	181	113	73
Cash basis interest recognized with no related allowance recorded	181	113	73
Commercial real estate:
Allowance for loan losses allocated	204	414	157
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
With an allowance recorded:
Unpaid Principal balance	396	7,656	3,776
Recorded investment - with allowance recorded	396	7,656	3,776
Allowance for loan losses allocated - with allowance recorded	107	2,092	1,504
Average impaired loans - with allowance recorded	402	8,303	3,846
Interest income recognized - with allowance recorded	75	398	187
Cash basis interest recognized - - with allowance recorded	75	398	187
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	5,178	1,298	6,106
Recorded investment with no related allowance recorded	2,773	300	5,094
Average impaired loans with no related allowance recorded	3,439	300	5,699
Interest income recognized with no related allowance recorded	49	50	311
Cash basis interest recognized with no related allowance recorded	49	50	311
Commercial real estate:
Allowance for loan losses allocated	107	2,092	1,504
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	680
Recorded investment with no related allowance recorded	680
Average impaired loans with no related allowance recorded	544
Commercial Portfolio Segment [Member]
With an allowance recorded:
Unpaid Principal balance	4,355	2,356	2,658
Recorded investment - with allowance recorded	4,355	2,356	2,658
Allowance for loan losses allocated - with allowance recorded	1,850	900	864
Average impaired loans - with allowance recorded	3,545	2,441	1,836
Interest income recognized - with allowance recorded	149	110	142
Cash basis interest recognized - - with allowance recorded	149	110	142
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	4,336	4,703
Recorded investment with no related allowance recorded	4,336	4,468
Average impaired loans with no related allowance recorded	3,985	2,278
Interest income recognized with no related allowance recorded	180	180
Cash basis interest recognized with no related allowance recorded	180	180
Commercial real estate:
Allowance for loan losses allocated	1,850	900	864
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
With an allowance recorded:
Unpaid Principal balance	218	219	218
Recorded investment - with allowance recorded	218	219	218
Allowance for loan losses allocated - with allowance recorded	3	6	7
Average impaired loans - with allowance recorded	219	219	87
Interest income recognized - with allowance recorded	8	7	9
Cash basis interest recognized - - with allowance recorded	8	7	9
With no related allowance recorded:
Interest income recognized with no related allowance recorded			3
Cash basis interest recognized with no related allowance recorded			3
Commercial real estate:
Allowance for loan losses allocated	3	6	7
Residential Portfolio Segment [Member]
With an allowance recorded:
Unpaid Principal balance			253
Recorded investment - with allowance recorded			253
Allowance for loan losses allocated - with allowance recorded			93
Average impaired loans - with allowance recorded			101
Interest income recognized - with allowance recorded		6	12
Cash basis interest recognized - - with allowance recorded		6	12
With no related allowance recorded:
Unpaid principal balance with no related allowance recorded	1,001	1,415	766
Recorded investment with no related allowance recorded	1,001	1,415	766
Average impaired loans with no related allowance recorded	809	882	539
Interest income recognized with no related allowance recorded	45	58	47
Cash basis interest recognized with no related allowance recorded	$ 45	$ 58	47
Commercial real estate:
Allowance for loan losses allocated			$ 93

Note 3 - Loans and Allowance 56

Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Residential Portfolio Segment [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Loans past due 90 days and still accruing	$ 20
Nonaccrual	2,048	$ 3,768
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	404	1,484
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	2,737	4,013
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	769
Commercial Portfolio Segment [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	1,152	95
Consumer Portfolio Segment [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Loans past due 90 days and still accruing	39	73
Nonaccrual	7,236	9,549
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Loans past due 90 days and still accruing	18	15
Nonaccrual	27	18
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Nonaccrual	96	103
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing [Line Items]
Loans past due 90 days and still accruing	1	58
Nonaccrual	$ 3	$ 68

Note 3 - Loans and Allowance 57

Note 3 - Loans and Allowance for Loan Losses (Details) - Past Due Loans - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	$ 13,013	$ 11,664
Loans, current	572,739	583,104
Loans, total	585,752	594,768
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	3,993	5,614
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	2,242	853
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	6,778	5,197
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	5,756	7,438
Loans, current	218,119	216,190
Loans, total	223,875	223,628
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	2,564	3,337
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	1,484	612
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	1,708	3,489
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, total	169,312	177,612
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	545	1,558
Loans, current	72,913	77,290
Loans, total	73,458	78,848
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	141	74
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	33	62
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	371	1,422
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	3,106
Loans, current	68,896	71,229
Loans, total	72,002	71,229
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	35
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	334
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	2,737
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	771	932
Loans, current	23,081	26,603
Loans, total	23,852	27,535
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due		932
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	2
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	769
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	1,196	34
Loans, current	80,740	83,964
Loans, total	81,936	83,998
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	31
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	88	10
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	1,077	24
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, total	110,629	109,530
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	960	798
Loans, current	43,606	42,051
Loans, total	44,566	42,849
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	727	616
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	197	149
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	36	33
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	151	103
Loans, current	20,690	18,188
Loans, total	20,841	18,291
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	75
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	76	103
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	528	801
Loans, current	44,694	47,589
Loans, total	45,222	48,390
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	420	655
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	104	20
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due	$ 4	$ 126

Note 3 - Loans and Allowance 58

Note 3 - Loans and Allowance for Loan Losses (Details) - TDR Loan Modifications - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	$ 16,053	$ 18,097
Performing Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	12,957	13,840
Nonperforming Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	3,096	4,257
Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	1,001	520
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	1,001	520
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	433	457
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Contractual Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	232	244
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Reduction of Principal and Interest Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	604	627
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	1,996	1,046
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	204	204
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	2,773	7,548
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Contractual Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	396	408
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	433	457
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Reduction of Principal and Interest Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	604	627
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	1,996	1,046
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	204	204
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	300	3,535
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Contractual Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	396	408
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Contractual Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	232	244
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	2,473	4,013
Commercial Portfolio Segment [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	7,579	6,429
Commercial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	617	395
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Only Payments [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	7,579	6,429
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	226	395
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	391
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	218	219
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity Loan [Member] | Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Trouble Debt Restructurings	$ 218	$ 219

Note 3 - Loans and Allowance 59

Note 3 - Loans and Allowance for Loan Losses (Details) - TDRs Pre-Modification and Post-Modification - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Performing Financial Instruments [Member]
Residential real estate
TDR's Performing to Modified Terms	$ 1,746	$ 5,875
TDR's Not Performing Modified Terms	1,746	5,875
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Only Payments [Member]
Residential real estate
TDR's Performing to Modified Terms	495
TDR's Not Performing Modified Terms	495
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Only Payments [Member]
Residential real estate
TDR's Performing to Modified Terms		457
TDR's Not Performing Modified Terms		457
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Extended Maturity [Member]
Residential real estate
TDR's Performing to Modified Terms	1,025	746
TDR's Not Performing Modified Terms	1,025	746
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Residential real estate
TDR's Performing to Modified Terms		204
TDR's Not Performing Modified Terms		204
Commercial Portfolio Segment [Member]
Residential real estate
TDR's Not Performing Modified Terms	1,157
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Only Payments [Member]
Residential real estate
TDR's Performing to Modified Terms		4,073
TDR's Not Performing Modified Terms		4,073
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member]
Residential real estate
TDR's Performing to Modified Terms	226	395
TDR's Not Performing Modified Terms	$ 226	$ 395

Note 3 - Loans and Allowance 60

Note 3 - Loans and Allowance for Loan Losses (Details) - Risk Category of Commercial Loans by Class of Loans - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 251,248	$ 261,610
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	217,796	236,482
Criticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	18,275	4,724
Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	15,177	20,404
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	73,458	78,848
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	62,287	72,232
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Criticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	6,738	2,102
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,433	4,514
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	72,002	71,229
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	61,577	60,491
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Criticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	6,305	2,127
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,120	8,611
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	23,852	27,535
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	23,080	27,364
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	772	171
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	81,936	83,998
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	70,852	76,395
Commercial Portfolio Segment [Member] | Criticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	5,232	495
Commercial Portfolio Segment [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 5,852	$ 7,108

Note 3 - Loans and Allowance 61

Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	$ 334,504	$ 333,158
Performing Financial Instruments [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	332,291	329,128
Nonperforming Financial Instruments [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	2,213	4,030
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	44,566	42,849
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	20,841	18,291
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	45,222	48,390
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Automobile Loan [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	44,521	42,816
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity Loan [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	20,745	18,188
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Other Consumer Loans [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	45,218	48,264
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Automobile Loan [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	45	33
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Home Equity Loan [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	96	103
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Other Consumer Loans [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	4	126
Residential Portfolio Segment [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	223,875	223,628
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	221,807	219,860
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Note 3 - Loans and Allowance for Loan Losses (Details) - Recorded Investment of Residential and Consumer Loans [Line Items]
Loans receivable	$ 2,068	$ 3,768

Note 4 - Premises and Equipme62

Note 4 - Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Abstract]
Operating Leases, Rent Expense, Net	$ 464	$ 515	$ 529

Note 4 - Premises and Equipme63

Note 4 - Premises and Equipment (Details) - Premises and Equipment - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Premises and Equipment [Abstract]
Land	$ 2,055	$ 2,045
Buildings	10,890	11,083
Leasehold improvements	2,066	2,767
Furniture and equipment	4,334	15,146
	19,345	31,041
Less accumulated depreciation	8,941	21,846
Total premises and equipment	$ 10,404	$ 9,195

Note 4 - Premises and Equipme64

Note 4 - Premises and Equipment (Details) - Future Minimum Lease Payments $ in Thousands	Dec. 31, 2015USD ($)
Future Minimum Lease Payments [Abstract]
2,016	$ 445
2,017	277
2,018	139
2,019	23
2,020	19
	$ 903

Note 5 - Deposits (Details)

Note 5 - Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Disclosure Text Block [Abstract]
Interest-bearing Domestic Deposit, Brokered	$ 28,998	$ 28,976

Note 5 - Deposits (Details) - I

Note 5 - Deposits (Details) - Interest-Bearing Deposits - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Interest-Bearing Deposits [Abstract]
NOW accounts	$ 124,524	$ 112,571
Savings and Money Market	200,976	198,788
Time:
In denominations of $250,000 or less	146,975	164,219
In denominations of more than $250,000	11,772	9,458
Total time deposits	158,747	173,677
Total interest-bearing deposits	$ 484,247	$ 485,036

Note 5 - Deposits (Details) - T

Note 5 - Deposits (Details) - Time Deposits - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Time Deposits [Abstract]
2,016	$ 82,413
2,017	44,750
2,018	16,200
2,019	9,873
2,020	5,001
Thereafter	510
Total	$ 158,747	$ 173,677

Note 6 - Interest Rate Swaps (D

Note 6 - Interest Rate Swaps (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Note 6 - Interest Rate Swaps (Details) [Line Items]
Deposit Assets	$ 350	$ 350
Interest Rate Swap [Member]
Note 6 - Interest Rate Swaps (Details) [Line Items]
Derivative Asset, Notional Amount	10,727	11,684
Interest Rate Derivative Instruments Not Designated as Hedging Instruments at Fair Value, Net	$ 29	$ 38

Note 7 - Other Borrowed Funds69

Note 7 - Other Borrowed Funds (Details) - USD ($)	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014	Mar. 22, 2007	Sep. 07, 2000
Note 7 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate	$ 19,911,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range from	1.34%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range to	3.31%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Weighted Average Interest Rate	2.08%		2.14%
Federal Home Loan Bank, Advances, Maturities Summary, Floating Rate	$ 0
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	176,662,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 121,952,000
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months		$ 75,000,000
Debt Instrument, Interest Rate, Stated Percentage	2.19%		1.92%	6.58%	10.60%
Debt, Weighted Average Interest Rate	1.38%		2.34%
Notes Payable, Related Parties	$ 0
Residential Mortgage [Member]
Note 7 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	214,712,000
Commercial Loan [Member]
Note 7 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	78,012,000
FHLB Stock [Member]
Note 7 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	5,081,000
Federal Home Loan Bank Advances [Member]
Note 7 - Other Borrowed Funds (Details) [Line Items]
Capital Lease Obligations	117,000
FHLB Line of Credit [Member]
Note 7 - Other Borrowed Funds (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	75,000,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	75,000,000
Letters of Credit Outstanding, Amount	$ 34,800,000		$ 29,500,000
Minimum [Member]
Note 7 - Other Borrowed Funds (Details) [Line Items]
Debt Instrument, Interest Rate, Stated Percentage		1.15%
Maximum [Member]
Note 7 - Other Borrowed Funds (Details) [Line Items]
Debt Instrument, Interest Rate, Stated Percentage		1.50%

Note 7 - Other Borrowed Funds70

Note 7 - Other Borrowed Funds (Details) - Other Borrowed Funds - USD ($) $ in Thousands	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Other borrowed funds	$ 23,946	$ 23,946	$ 24,972
Federal Home Loan Bank Advances [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Other borrowed funds	20,028		21,181
Promissory Notes [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Other borrowed funds	$ 3,918		$ 3,791

Note 7 - Other Borrowed Funds71

Note 7 - Other Borrowed Funds (Details) - Scheduled Principal Payments - USD ($) $ in Thousands	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
Note 7 - Other Borrowed Funds (Details) - Scheduled Principal Payments [Line Items]
2,016	$ 4,309
2,017	2,981
2,018	4,537
2,019	1,467
2,020	1,369
Thereafter	9,283
	23,946	$ 23,946	$ 24,972
Federal Home Loan Bank Advances [Member]
Note 7 - Other Borrowed Funds (Details) - Scheduled Principal Payments [Line Items]
2,016	1,771
2,017	1,601
2,018	4,537
2,019	1,467
2,020	1,369
Thereafter	9,283
	20,028		21,181
Promissory Notes [Member]
Note 7 - Other Borrowed Funds (Details) - Scheduled Principal Payments [Line Items]
2,016	2,538
2,017	1,380
	$ 3,918		$ 3,791

Note 8 - Subordinated Debentu72

Note 8 - Subordinated Debentures and Trust Preferred Securities (Details) - USD ($) $ in Thousands	Mar. 07, 2013	Mar. 22, 2007	Sep. 07, 2000	Dec. 31, 2015	Dec. 31, 2014
Note 8 - Subordinated Debentures and Trust Preferred Securities (Details) [Line Items]
Proceeds from Issuance of Trust Preferred Securities (in Dollars)		$ 8,500	$ 5,000
Debt Instrument, Interest Rate, Stated Percentage		6.58%	10.60%	2.19%	1.92%
Callable Premium at Issuance			105.30%
Annual Decrease in Callable Premium			0.53%
Redemption of Subordinated Debentures Percent of Total Amount	104.24%
London Interbank Offered Rate (LIBOR) [Member]
Note 8 - Subordinated Debentures and Trust Preferred Securities (Details) [Line Items]
Debt Instrument, Basis Spread on Variable Rate		1.68%

Note 9 - Income Taxes (Details)

Note 9 - Income Taxes (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Note 9 - Income Taxes (Details) [Line Items]
Effective Income Tax Rate Reconciliation, Percent	34.00%
Unrecognized Tax Benefits	$ 0	$ 0
Significant Change in Unrecognized Tax Benefits is Reasonably Possible, Amount of Unrecorded Benefit	$ 1,200,000
Earliest Tax Year [Member] | Domestic Tax Authority [Member]
Note 9 - Income Taxes (Details) [Line Items]
Open Tax Year	2,012
Earliest Tax Year [Member] | State and Local Jurisdiction [Member]
Note 9 - Income Taxes (Details) [Line Items]
Open Tax Year	2,012
Latest Tax Year [Member] | Domestic Tax Authority [Member]
Note 9 - Income Taxes (Details) [Line Items]
Open Tax Year	2,014
Latest Tax Year [Member] | State and Local Jurisdiction [Member]
Note 9 - Income Taxes (Details) [Line Items]
Open Tax Year	2,014

Note 9 - Income Taxes (Detail74

Note 9 - Income Taxes (Details) - Provision for Income Taxes - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Provision for Income Taxes [Abstract]
Current tax expense	$ 2,218	$ 3,637	$ 2,795
Deferred tax (benefit) expense	591	(517)	144
Total income taxes	$ 2,809	$ 3,120	$ 2,939

Note 9 - Income Taxes (Detail75

Note 9 - Income Taxes (Details) - Deferred Tax Assets and Deferred Tax Liabilities - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Items giving rise to deferred tax assets:
Allowance for loan losses	$ 2,302	$ 2,882
Deferred compensation	2,089	2,008
Deferred loan fees/costs	273	288
Other real estate owned	370	370
Accrued bonus	166
Other	143	84
Items giving rise to deferred tax liabilities:
Mortgage servicing rights	(149)	(167)
FHLB stock dividends	(1,074)	(1,074)
Unrealized gain on securities available for sale	(157)	(495)
Prepaid expenses	(234)	(206)
Depreciation and amortization	(740)	(451)
Other	(5)	(2)
Net deferred tax asset	$ 2,984	$ 3,237

Note 9 - Income Taxes (Detail76

Note 9 - Income Taxes (Details) - Income Tax Reconciliation - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Note 9 - Income Taxes (Details) - Income Tax Reconciliation [Line Items]
Statutory tax	$ 3,870	$ 3,806	$ 3,757
Effect of postretirement benefits	71	238
Effect of nontaxable life insurance death proceeds	(11)		(154)
Effect of state income tax	66	73	76
Tax credits	(221)	(231)	(230)
Other items	17	11	7
Total income taxes	2,809	3,120	2,939
Effect of nontaxable insurance premiums	(336)	(142)
Nontaxable Interest Income [Member]
Note 9 - Income Taxes (Details) - Income Tax Reconciliation [Line Items]
Effect of nontaxable income	(437)	(418)	(322)
Bank Owned Insurance Income [Member]
Note 9 - Income Taxes (Details) - Income Tax Reconciliation [Line Items]
Effect of nontaxable income	$ (210)	$ (217)	$ (195)

Note 10 - Commitments and Con77

Note 10 - Commitments and Contingent Liabilities (Details)	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014	Mar. 22, 2007	Sep. 07, 2000
Note 10 - Commitments and Contingent Liabilities (Details) [Line Items]
Debt Instrument, Interest Rate, Stated Percentage	2.19%		1.92%	6.58%	10.60%
Minimum [Member]
Note 10 - Commitments and Contingent Liabilities (Details) [Line Items]
Debt Instrument, Interest Rate, Stated Percentage		1.15%
Minimum [Member] | Fixed Rate Commitments [Member]
Note 10 - Commitments and Contingent Liabilities (Details) [Line Items]
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Maximum [Member]
Note 10 - Commitments and Contingent Liabilities (Details) [Line Items]
Debt Instrument, Interest Rate, Stated Percentage		1.50%
Maximum [Member] | Fixed Rate Commitments [Member]
Note 10 - Commitments and Contingent Liabilities (Details) [Line Items]
Debt Instrument, Interest Rate, Stated Percentage	6.25%

Note 10 - Commitments and Con78

Note 10 - Commitments and Contingent Liabilities (Details) - Commitments - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Standby Letters of Credit [Member]
Other Commitments [Line Items]
Other commitment	$ 3,322	$ 4,110
Fixed Rate Commitments [Member]
Other Commitments [Line Items]
Other commitment	65	223
Variable Rate Commitments [Member]
Other Commitments [Line Items]
Other commitment	$ 59,028	$ 51,011

Note 11 - Related Party Trans79

Note 11 - Related Party Transactions (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Related Party Transactions [Abstract]
Minimum Related Party Loan	$ 120
Related Party Deposit Liabilities	$ 30,169	$ 14,616

Note 11 - Related Party Trans80

Note 11 - Related Party Transactions (Details) - Related Party Loans $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Related Party Loans [Abstract]
Total loans at January 1, 2015	$ 5,184
Total loans at December 31, 2015	3,989
New loans	135
Repayments	(1,162)
Other changes	$ (168)

Note 12 - Employee Benefits (De

Note 12 - Employee Benefits (Details) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Note 12 - Employee Benefits (Details) [Line Items]
Defined Contribution Plan, Cost Recognized		$ 288	$ 278	$ 227
Employee Stock Ownership Plan (ESOP), Shares in ESOP (in Shares)	322,056	322,056	324,675
Cash Surrender Value of Life Insurance	$ 26,367	$ 26,367
Deferred Compensation Plan Assets	1,985	1,985
Defined Benefit Plan, Expected Future Benefit Payments, Next Twelve Months	6,033	6,033	$ 5,806
Defined Benefit Plan, Benefit Obligation	3,062	3,062	2,852
Proceeds from Life Insurance Policies	$ 941			1,249
Life Insurance, Corporate or Bank Owned, Change in Value		908
Gain on Bank Owned Life Insurance Policies		33
Supplemental Retirement Plans [Member]
Note 12 - Employee Benefits (Details) [Line Items]
Defined Contribution Plan, Cost Recognized		$ 338	$ 604	$ 787

Note 12 - Employee Benefits (82

Note 12 - Employee Benefits (Details) - Employee Stock Ownership Plan (ESOP) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Employee Stock Ownership Plan (ESOP) [Abstract]
Number of shares issued (in Shares)		14,618	28,634
Fair value of stock contributed		$ 351	$ 640
Cash contributed	$ 674	300	73
Total expense	$ 674	$ 651	$ 713

Note 13 - Fair Value of Finan83

Note 13 - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Note 13 - Fair Value of Financial Instruments (Details) [Line Items]
Selling Costs, Percentage	10.00%
Impaired Financing Receivable, Related Allowance	$ 2,164	$ 3,412	$ 2,625
Other Real Estate	1,147	1,147
Other Real Estate, Gross	2,217	2,217
Real Estate Owned, Valuation Allowance	1,070	1,070
SEC Schedule III, Real Estate, Write-down or Reserve, Amount		88
Collateral Dependent Loans [Member]
Note 13 - Fair Value of Financial Instruments (Details) [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	7,811	12,773
Impaired Financing Receivable, Related Allowance	1,559	3,292
Provision Reversal For Loan Losses	741	$ 1,044
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 1,422

Note 13 - Fair Value of Finan84

Note 13 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets:
Assets measured on a recurring basis	$ 8,965	$ 8,917
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets:
Assets measured on a recurring basis	82,686	76,319
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Assets measured on a nonrecurring basis	2,473	5,270
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Commercial real estate:
Assets measured on a nonrecurring basis	1,147	1,147
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Assets measured on a nonrecurring basis		1,679
Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member] | Impaired Loans [Member]
Commercial real estate:
Assets measured on a nonrecurring basis	$ 3,779	$ 2,532

Note 13 - Fair Value of Finan85

Note 13 - Fair Value of Financial Instruments (Details) - Level 3 Fair Value Measurements - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Fair value (in Dollars)	$ 2,473	$ 2,673
Valuation technique	Sales approach	Sales approach
December 31, 2014
Fair value (in Dollars)	$ 2,473	$ 2,673
Valuation technique	Sales approach	Sales approach
Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Commercial real estate:
Fair value (in Dollars)	$ 1,147	$ 1,147
Valuation technique	Sales approach	Sales approach
December 31, 2014
Fair value (in Dollars)	$ 1,147	$ 1,147
Valuation technique	Sales approach	Sales approach
Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Fair value (in Dollars)		$ 1,679
Valuation technique		Sales approach
December 31, 2014
Fair value (in Dollars)		$ 1,679
Valuation technique		Sales approach
Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Fair value (in Dollars)		$ 2,597
Valuation technique		Income approach
December 31, 2014
Fair value (in Dollars)		$ 2,597
Valuation technique		Income approach
Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Valuation technique		Income approach
December 31, 2014
Valuation technique		Income approach
Commercial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member]
Commercial real estate:
Fair value (in Dollars)	$ 3,779	$ 2,532
Valuation technique	Sales approach	Sales approach
December 31, 2014
Fair value (in Dollars)	$ 3,779	$ 2,532
Valuation technique	Sales approach	Sales approach
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Adjustment to comparables	0.00%	0.00%
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Commercial real estate:
Adjustment to comparables	0.00%	5.00%
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Adjustment to comparables		0.30%
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
December 31, 2014
Capitalization rate		6.50%
Minimum [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
December 31, 2014
Capitalization rate		10.00%
Minimum [Member] | Commercial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member]
Commercial real estate:
Adjustment to comparables	0.90%	10.00%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Adjustment to comparables	12.50%	12.50%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Commercial real estate:
Adjustment to comparables	35.00%	35.00%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Adjustment to comparables		62.00%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
December 31, 2014
Capitalization rate		6.50%
Maximum [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
December 31, 2014
Capitalization rate		10.00%
Maximum [Member] | Commercial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member]
Commercial real estate:
Adjustment to comparables	30.00%	30.00%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Adjustment to comparables	5.70%	5.70%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Commercial real estate:
Adjustment to comparables	15.20%	18.00%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
Commercial real estate:
Adjustment to comparables		18.00%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
December 31, 2014
Capitalization rate		6.50%
Weighted Average [Member] | Commercial Real Estate Portfolio Segment [Member] | Income Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Impaired Loans [Member]
December 31, 2014
Capitalization rate		10.00%
Weighted Average [Member] | Commercial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member]
Commercial real estate:
Adjustment to comparables	14.30%	21.42%

Note 13 - Fair Value of Finan86

Note 13 - Fair Value of Financial Instruments (Details) - Fair Value Measurements - USD ($) $ in Thousands	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financial Assets:
Cash and cash equivalents, carrying value	$ 45,530	$ 45,530	$ 30,977	$ 28,344	$ 45,651
Certificates of deposits in financial institutions, carrying value	1,715	1,715	980
Certificates of deposits in financial institutions, fair value	1,715	1,715	980
Securities available for sale, carrying value	91,651	91,651	85,236
Securities available for sale, fair value	91,651	91,651	85,236
Securities held to maturity, carrying value	19,903	19,903	22,820
Securities held to maturity, fair value	20,790		23,570
Federal Home Loan Bank and Federal Reserve Bank stock, carrying value		6,576	6,576
Loans, net, carrying value	579,104	579,104	586,434
Accrued interest receivable, carrying value		1,819	1,806
Financial Liabilities:
Deposits, carrying value	660,746	660,746	646,830
Other borrowed funds, carrying value	23,946	23,946	24,972
Subordinated debentures, carrying value	$ 8,500	8,500	8,500
Accrued interest payable, carrying value		449	394
Estimate of Fair Value Measurement [Member]
Financial Assets:
Cash and cash equivalents, fair value		45,530	30,977
Certificates of deposits in financial institutions, carrying value		1,715	980
Certificates of deposits in financial institutions, fair value		1,715	980
Securities available for sale, carrying value		91,651	85,236
Securities available for sale, fair value		91,651	85,236
Securities held to maturity, fair value		$ 20,790	$ 23,570
Federal Home Loan Bank and Federal Reserve Bank stock, fair value
Loans, net, fair value		$ 582,427	$ 591,594
Accrued interest receivable, fair value		1,819	1,806
Financial Liabilities:
Deposits, fair value		661,135	647,297
Other borrowed funds, fair value		23,672	24,555
Subordinated debentures, fair value		5,368	4,979
Accrued interest payable, fair value		449	394
Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents, fair value		$ 45,530	$ 30,977
Federal Home Loan Bank and Federal Reserve Bank stock, fair value
Financial Liabilities:
Deposits, fair value		$ 176,499	$ 161,794
Accrued interest payable, fair value		4	4
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Certificates of deposits in financial institutions, carrying value		1,715	980
Certificates of deposits in financial institutions, fair value		1,715	980
Securities available for sale, carrying value		91,651	85,236
Securities available for sale, fair value		91,651	85,236
Securities held to maturity, fair value		$ 9,814	$ 12,144
Federal Home Loan Bank and Federal Reserve Bank stock, fair value
Accrued interest receivable, fair value		$ 224	$ 230
Financial Liabilities:
Deposits, fair value		484,636	485,503
Other borrowed funds, fair value		23,672	24,555
Subordinated debentures, fair value		5,368	4,979
Accrued interest payable, fair value		445	390
Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Securities held to maturity, fair value		$ 10,976	$ 11,426
Federal Home Loan Bank and Federal Reserve Bank stock, fair value
Loans, net, fair value		$ 582,427	$ 591,594
Accrued interest receivable, fair value		$ 1,595	$ 1,576

Note 14 - Regulatory Matters (D

Note 14 - Regulatory Matters (Details) $ in Thousands	Dec. 31, 2015USD ($)
Disclosure Text Block [Abstract]
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments	$ 8,347

Note 14 - Regulatory Matters 88

Note 14 - Regulatory Matters (Details) - Capital Requirements - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Total capital (to risk weighted assets)
Capital	$ 104,047	$ 99,607
Capital to Risk Weighted Assets	18.20%	17.40%
Capital Required for Capital Adequacy		$ 45,765
Capital Required for Capital Adequacy to Risk Weighted Assets		8.00%
Capital Required to be Well Capitalized
Capital Required to be Well Capitalized to Risk Weighted Assets
Common equity Tier 1 capital (to risk weighted assets)
Common Equity Tier One Risk Based Capital	$ 88,899
Common Equity Tier One Risk Based Capital to Risk Weighted Assets	15.60%
Common Equity Tier One Risk Based Capital Required for Capital Adequacy
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets
Common Equity Tier One Risk Based Capital Required to be Well Capitalized
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets
Tier 1 capital (to risk weighted assets)
Tier One Risk Based Capital	$ 97,399	$ 92,442
Tier One Risk Based Capital to Risk Weighted Assets	17.10%	16.20%
Tier One Risk Based Capital Required for Capital Adequacy		$ 22,883
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets		4.00%
Tier One Risk Based Capital Required to be Well Capitalized
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets
Tier 1 capital (to average assets)
Tier One Leverage Capital	$ 97,399	$ 92,442
Tier One Leverage Capital to Average Assets	12.20%	11.80%
Tier One Leverage Capital Required for Capital Adequacy		$ 31,306
Tier One Leverage Capital Required for Capital Adequacy to Average Assets		4.00%
Tier One Leverage Capital Required to be Well Capitalized
Tier One Leverage Capital Required to be Well Capitalized to Average Assets
Bank [Member]
Total capital (to risk weighted assets)
Capital	$ 91,006	$ 87,670
Capital to Risk Weighted Assets	16.30%	15.60%
Capital Required for Capital Adequacy	$ 44,799	$ 44,935
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Capital Required to be Well Capitalized	$ 55,999	$ 56,169
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Common equity Tier 1 capital (to risk weighted assets)
Common Equity Tier One Risk Based Capital	$ 84,686
Common Equity Tier One Risk Based Capital to Risk Weighted Assets	15.10%
Common Equity Tier One Risk Based Capital Required for Capital Adequacy	$ 25,199
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%
Common Equity Tier One Risk Based Capital Required to be Well Capitalized	$ 36,399
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%
Tier 1 capital (to risk weighted assets)
Tier One Risk Based Capital	$ 84,686	$ 80,637
Tier One Risk Based Capital to Risk Weighted Assets	15.10%	14.40%
Tier One Risk Based Capital Required for Capital Adequacy	$ 33,599	$ 22,468
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	4.00%
Tier One Risk Based Capital Required to be Well Capitalized	$ 44,799	$ 33,701
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	6.00%
Tier 1 capital (to average assets)
Tier One Leverage Capital	$ 84,686	$ 80,637
Tier One Leverage Capital to Average Assets	10.80%	10.50%
Tier One Leverage Capital Required for Capital Adequacy	$ 31,280	$ 30,702
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Tier One Leverage Capital Required to be Well Capitalized	$ 39,100	$ 38,377
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%

Note 15 - Parent Company Only89

Note 15 - Parent Company Only Condensed Financial Information (Details) - Condensed Statements of Condition - USD ($) $ in Thousands	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and cash equivalents	$ 45,530	$ 45,530	$ 30,977	$ 28,344	$ 45,651
Other assets	7,606		6,240
Total assets	796,285		778,668	747,368
Liabilities
Subordinated debentures	8,500	$ 8,500	8,500
Total liabilities	705,815		692,452
Shareholders’ Equity
Total shareholders’ equity	90,470		86,216	80,419	75,820
Total liabilities and shareholders’ equity	796,285		778,668
Parent Company [Member]
Assets
Cash and cash equivalents	2,233		2,875	$ 2,436	$ 1,700
Investment in subsidiaries	96,759		91,991
Notes receivable – subsidiaries	3,881		3,782
Other assets	63		47
Total assets	102,936		98,695
Liabilities
Notes payable	3,918		3,791
Subordinated debentures	8,500		8,500
Other liabilities	48		188
Total liabilities	12,466		12,479
Shareholders’ Equity
Total shareholders’ equity	90,470		86,216
Total liabilities and shareholders’ equity	$ 102,936		$ 98,695

Note 15 - Parent Company Only90

Note 15 - Parent Company Only Condensed Financial Information (Details) - Condensed Statements of Income - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income:
Gain on sale of ProAlliance Corporation														$ 810
Expenses:
Interest on subordinated debentures													$ 170	165	$ 265
Income before income taxes and equity in undistributed earnings of subsidiaries..													11,383	11,193	11,051
Income tax benefit													2,809	3,120	2,939
Net Income	$ 1,898	$ 1,642	$ 1,410	$ 3,624	$ 423	$ 2,742	$ 1,344	$ 3,564	$ 1,886	$ 1,061	$ 1,942	$ 3,223	8,574	8,073	8,112
Parent Company [Member]
Income:
Interest on notes													53	84	85
Other operating income														34	68
Dividends from subsidiaries													3,500	3,500	8,500
Gain on sale of ProAlliance Corporation														810
Expenses:
Interest on notes													53	84	86
Interest on subordinated debentures													170	165	265
Operating expenses													345	384	456
Income before income taxes and equity in undistributed earnings of subsidiaries..													2,985	3,795	7,846
Income tax benefit													167	(108)	214
Equity in undistributed earnings of subsidiaries													5,422	4,386	52
Net Income													$ 8,574	$ 8,073	$ 8,112

Note 15 - Parent Company Only91

Note 15 - Parent Company Only Condensed Financial Information (Details) - Condensed Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Condensed Cash Flow Statements, Captions [Line Items]
Net Income	$ 1,898	$ 1,642	$ 1,410	$ 3,624	$ 423	$ 2,742	$ 1,344	$ 3,564	$ 1,886	$ 1,061	$ 1,942	$ 3,223	$ 8,574	$ 8,073	$ 8,112
Adjustments to reconcile net income to net cash provided by operating activities:
Gain on sale of ProAlliance Corporation														(810)
Common stock issued to ESOP														(351)	(640)
Change in other assets													678	366	(1,128)
Net cash provided by operating activities													10,398	11,681	13,158
Cash flows from investing activities:
Proceeds from sale of ProAlliance Corporation														810
Net cash provided by (used in) investing activities													(4,938)	(29,887)	(946)
Cash flows from financing activities:
Proceeds from common stock through dividend reinvestment														103	170
Cash dividends paid													(3,665)	(3,441)	(2,965)
Repayment of subordinated debentures															(5,000)
Net cash used in financing activities													9,093	20,839	(29,519)
Cash and cash equivalents:
Change in cash and cash equivalents													14,553	2,633	(17,307)
Cash and cash equivalents at beginning of year	45,530			30,977				28,344				45,651	30,977	28,344	45,651
Cash and cash equivalents at end of year	45,530	$ 45,530			30,977				28,344				45,530	30,977	28,344
Parent Company [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net Income													8,574	8,073	8,112
Adjustments to reconcile net income to net cash provided by operating activities:
Gain on sale of ProAlliance Corporation														(810)
Equity in undistributed earnings of subsidiaries													(5,422)	(4,386)	(52)
Common stock issued to ESOP														351	640
Change in other assets													(16)	323	(60)
Change in other liabilities													(141)	(334)	(15)
Net cash provided by operating activities													2,995	3,217	8,625
Cash flows from investing activities:
Proceeds from sale of ProAlliance Corporation														810
Investment in OVBC Captive														(250)
Change in notes receivable													(100)	(262)	(97)
Net cash provided by (used in) investing activities													(100)	298	(97)
Cash flows from financing activities:
Change in notes payable													128	262	3
Proceeds from common stock through dividend reinvestment														103	170
Cash dividends paid													(3,665)	(3,441)	(2,965)
Repayment of subordinated debentures															(5,000)
Net cash used in financing activities													(3,537)	(3,076)	(7,792)
Cash and cash equivalents:
Change in cash and cash equivalents													(642)	439	736
Cash and cash equivalents at beginning of year				$ 2,875				$ 2,436				$ 1,700	2,875	2,436	1,700
Cash and cash equivalents at end of year	$ 2,233				$ 2,875				$ 2,436				$ 2,233	$ 2,875	$ 2,436

Note 16 - Segment Information92

Note 16 - Segment Information (Details)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Sales Revenue, Net [Member] | Customer Concentration Risk [Member] | Banking [Member]
Note 16 - Segment Information (Details) [Line Items]
Concentration Risk, Percentage	90.90%	90.60%	90.50%

Note 16 - Segment Information93

Note 16 - Segment Information (Details) - Segment Reporting - USD ($) $ in Thousands	3 Months Ended																								12 Months Ended
	Dec. 31, 2015		Sep. 30, 2015		Jun. 30, 2015		Mar. 31, 2015		Dec. 31, 2014		Sep. 30, 2014		Jun. 30, 2014		Mar. 31, 2014		Dec. 31, 2013		Sep. 30, 2013		Jun. 30, 2013		Mar. 31, 2013		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting Information [Line Items]
Net interest income	$ 8,131		$ 8,285		$ 8,149		$ 8,930		$ 8,303		$ 8,208		$ 8,187		$ 8,782		$ 8,193		$ 7,930		$ 7,841		$ 8,421		$ 33,495	$ 33,480	$ 32,385
Provision expense	380	[1]	(11)	[1]	799	[1]	(78)	[1]	1,589	[2]	(682)	[2]	1,386	[2]	494	[2]	(198)	[3]	833	[3]	(189)	[3]	31	[3]	1,090	2,787	477
Noninterest income	1,607	[4]	1,584	[4]	1,917	[4]	3,489	[4]	1,657	[4]	2,106	[4]	1,912	[4]	4,118	[4]	1,039	[4]	1,574	[4]	1,965	[4]	3,940	[4]	8,597	9,793	8,518
Noninterest expense	6,911		7,727		7,554		7,427		7,757		7,244		6,997		7,295		6,790		7,320		7,317		7,948		29,619	29,293	29,375
Provision for income taxes																									2,809	3,120	2,939
Net income	1,898		$ 1,642		$ 1,410		$ 3,624		423		$ 2,742		$ 1,344		$ 3,564		1,886		$ 1,061		$ 1,942		$ 3,223		8,574	8,073	8,112
Assets	796,285								778,668								747,368								796,285	778,668	747,368
Banking [Member]
Segment Reporting Information [Line Items]
Net interest income																									30,175	30,172	29,141
Provision expense																									1,055	2,645	364
Noninterest income																									7,880	8,897	7,711
Noninterest expense																									26,983	26,806	26,914
Provision for income taxes																									2,347	2,587	2,440
Net income																									7,670	7,031	7,134
Assets	782,715								764,510								732,905								782,715	764,510	732,905
Consumer Finance [Member]
Segment Reporting Information [Line Items]
Net interest income																									3,320	3,308	3,244
Provision expense																									35	142	113
Noninterest income																									717	896	807
Noninterest expense																									2,636	2,487	2,461
Provision for income taxes																									462	533	499
Net income																									904	1,042	978
Assets	$ 13,570								$ 14,158								$ 14,463								$ 13,570	$ 14,158	$ 14,463
[1]	During the first and third quarters of 2015, the Company experienced negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[2]	During the third quarter of 2014, the Company experienced negative provision expense that was primarily related to a decrease in specific allocations impacted by the improvement in collateral values of an impaired commercial real estate loan relationship. A re-appraisal of the commercial properties securing the loan identified asset appreciation, which resulted in a $524 reduction to the specific allocation related to the loan.
[3]	During most of 2013, the Company experienced minimal to negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[4]	The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of taxrefunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.

Note 17 - Consolidated Quarte94

Note 17 - Consolidated Quarterly Financial Information (unaudited) (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2014USD ($)
Quarterly Financial Information Disclosure [Abstract]
Allowance for Loan and Lease Losses, Adjustments, Other	$ (524)

Note 17 - Consolidated Quarte95

Note 17 - Consolidated Quarterly Financial Information (unaudited) (Details) - Consolidated Quarterly Financial Information (unaudited) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended																								12 Months Ended
	Dec. 31, 2015		Sep. 30, 2015		Jun. 30, 2015		Mar. 31, 2015		Dec. 31, 2014		Sep. 30, 2014		Jun. 30, 2014		Mar. 31, 2014		Dec. 31, 2013		Sep. 30, 2013		Jun. 30, 2013		Mar. 31, 2013		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
2,015
Total interest income	$ 8,825		$ 9,016		$ 8,866		$ 9,627		$ 9,018		$ 8,904		$ 8,925		$ 9,508		$ 8,966		$ 8,748		$ 8,764		$ 9,480		$ 36,334	$ 36,355	$ 35,958
Total interest expense	694		731		717		697		715		696		738		726		773		818		923		1,059		2,839	2,875	3,573
Net interest income	8,131		8,285		8,149		8,930		8,303		8,208		8,187		8,782		8,193		7,930		7,841		8,421		33,495	33,480	32,385
Provision for loan losses (1)	380	[1]	(11)	[1]	799	[1]	(78)	[1]	1,589	[2]	(682)	[2]	1,386	[2]	494	[2]	(198)	[3]	833	[3]	(189)	[3]	31	[3]	1,090	2,787	477
Noninterest income (2)	1,607	[4]	1,584	[4]	1,917	[4]	3,489	[4]	1,657	[4]	2,106	[4]	1,912	[4]	4,118	[4]	1,039	[4]	1,574	[4]	1,965	[4]	3,940	[4]	8,597	9,793	8,518
Noninterest expense	6,911		7,727		7,554		7,427		7,757		7,244		6,997		7,295		6,790		7,320		7,317		7,948		29,619	29,293	29,375
Net income	$ 1,898		$ 1,642		$ 1,410		$ 3,624		$ 423		$ 2,742		$ 1,344		$ 3,564		$ 1,886		$ 1,061		$ 1,942		$ 3,223		$ 8,574	$ 8,073	$ 8,112
Earnings per share (in Dollars per share)	$ 0.46		$ 0.40		$ 0.34		$ 0.88		$ 0.10		$ 0.67		$ 0.33		$ 0.87		$ 0.47		$ 0.26		$ 0.48		$ 0.79		$ 2.08	$ 1.97	$ 2
[1]	During the first and third quarters of 2015, the Company experienced negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[2]	During the third quarter of 2014, the Company experienced negative provision expense that was primarily related to a decrease in specific allocations impacted by the improvement in collateral values of an impaired commercial real estate loan relationship. A re-appraisal of the commercial properties securing the loan identified asset appreciation, which resulted in a $524 reduction to the specific allocation related to the loan.
[3]	During most of 2013, the Company experienced minimal to negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[4]	The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of taxrefunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.

Note 18 - Subsequent Events (De

Note 18 - Subsequent Events (Details) $ in Thousands	Jan. 07, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Note 18 - Subsequent Events (Details) [Line Items]
Assets		$ 796,285	$ 778,668	$ 747,368
Milton Bancorp, Inc. [Member]
Note 18 - Subsequent Events (Details) [Line Items]
Number of Branches		5
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets		$ 141,000
Business Combination, Loans Payable Assumed		110,000
Business Combination, Deposits Assumed		$ 126,000
Milton Bancorp, Inc. [Member] | Subsequent Event [Member]
Note 18 - Subsequent Events (Details) [Line Items]
Number of Branches	19
Business Combination, Consideration Transferred	$ 20,000
Minimum [Member] | Milton Bancorp, Inc. [Member] | Subsequent Event [Member]
Note 18 - Subsequent Events (Details) [Line Items]
Assets	$ 900,000