Ohio Valley Banc (OVBC) 10-Q 9 Aug 16 2016 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Aug. 09, 2016
Document Information [Line Items]
Entity Registrant Name	OHIO VALLEY BANC CORP
Entity Central Index Key	894,671
Trading Symbol	ovbc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		4,142,247
Document Type	10-Q
Document Period End Date	Jun. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and noninterest-bearing deposits with banks	$ 9,965	$ 9,475
Interest-bearing deposits with banks	47,502	36,055
Total cash and cash equivalents	57,467	45,530
Certificates of deposit in financial institutions	1,715	1,715
Securities available for sale	94,406	91,651
Securities held to maturity (estimated fair value: 2016 - $20,491; 2015 - $20,790)	19,310	19,903
Federal Home Loan Bank and Federal Reserve Bank stock	6,576	6,576
Total loans	602,936	585,752
Less: Allowance for loan losses	(6,934)	(6,648)
Net loans	596,002	579,104
Premises and equipment, net	10,348	10,404
Other real estate owned	2,046	2,358
Accrued interest receivable	1,853	1,819
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	28,752	28,352
Other assets	6,707	7,606
Total assets	826,449	796,285
LIABILITIES
Noninterest-bearing deposits	184,359	176,499
Interest-bearing deposits	493,956	484,247
Total deposits	678,315	660,746
Other borrowed funds	31,411	23,946
Subordinated debentures	8,500	8,500
Accrued liabilities	13,427	12,623
Total liabilities	731,653	705,815
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2016 - 4,801,986 shares issued; 2015 - 4,777,414 shares issued)	4,802	4,777
Additional paid-in capital	35,867	35,318
Retained earnings	68,585	65,782
Accumulated other comprehensive income	1,254	305
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	94,796	90,470
Total liabilities and shareholders’ equity	$ 826,449	$ 796,285

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Securities held to maturity, fair value	$ 20,491	$ 20,790
Common stock, stated value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	4,801,986	4,777,414
Treasury stock, shares (in shares)	659,739	659,739

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest and dividend income:
Loans, including fees	$ 8,135,000	$ 8,150,000	$ 17,062,000	$ 17,049,000
Securities
Taxable	491,000	453,000	979,000	902,000
Tax exempt	112,000	134,000	226,000	273,000
Dividends	73,000	72,000	147,000	146,000
Other Interest	102,000	57,000	269,000	123,000
	8,913,000	8,866,000	18,683,000	18,493,000
Interest expense:
Deposits	510,000	555,000	1,008,000	1,090,000
Other borrowed funds	147,000	120,000	272,000	241,000
Subordinated debentures	50,000	42,000	97,000	83,000
	707,000	717,000	1,377,000	1,414,000
Net interest income	8,206,000	8,149,000	17,306,000	17,079,000
Provision for loan losses	141,000	799,000	620,000	721,000
Net interest income after provision for loan losses	8,065,000	7,350,000	16,686,000	16,358,000
Noninterest income:
Service charges on deposit accounts	434,000	393,000	839,000	746,000
Trust fees	56,000	57,000	116,000	115,000
Income from bank owned life insurance and annuity assets	191,000	138,000	400,000	314,000
Mortgage banking income	61,000	55,000	118,000	114,000
Electronic refund check / deposit fees	270,000	255,000	2,024,000	2,350,000
Debit / credit card interchange income	625,000	627,000	1,211,000	1,165,000
Gain (loss) on other real estate owned	13,000	45,000	8,000	60,000
Gain on sale of securities	0	135,000	0	135,000
Other	211,000	212,000	380,000	407,000
	1,861,000	1,917,000	5,096,000	5,406,000
Noninterest expense:
Salaries and employee benefits	4,528,000	4,426,000	9,098,000	8,826,000
Occupancy	405,000	388,000	834,000	790,000
Furniture and equipment	201,000	194,000	386,000	372,000
Professional fees	341,000	353,000	678,000	709,000
Marketing expense	248,000	234,000	495,000	469,000
FDIC insurance	148,000	132,000	297,000	298,000
Data processing	336,000	362,000	689,000	730,000
Software	302,000	262,000	594,000	509,000
Foreclosed assets	121,000	62,000	186,000	97,000
Merger related expenses	134,000		361,000
Other	1,009,000	1,141,000	2,124,000	2,181,000
	7,773,000	7,554,000	15,742,000	14,981,000
Income before income taxes	2,153,000	1,713,000	6,040,000	6,783,000
Provision for income taxes	447,000	303,000	1,502,000	1,749,000
NET INCOME	$ 1,706,000	$ 1,410,000	$ 4,538,000	$ 5,034,000
Earnings per share (in dollars per share)	$ 0.41	$ 0.34	$ 1.10	$ 1.22

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Net Income	$ 1,706	$ 1,410	$ 4,538	$ 5,034
Other comprehensive income:
Change in unrealized gain on available for sale securities	499	(971)	1,437	(516)
Reclassification adjustment for realized (gains)		(135)		(135)
	499	(1,106)	1,437	(651)
Related tax (expense) benefit	(170)	376	(489)	222
Total other comprehensive income, net of tax	329	(730)	948	(429)
Total comprehensive income	$ 2,035	$ 680	$ 5,486	$ 4,605

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) $ in Thousands	USD ($)$ / shares
Balance at beginning of period at Dec. 31, 2014	$ 86,216
Net Income	5,034
Other comprehensive income, net of tax	(429)
Cash dividends	(1,936)
Balance at end of period at Jun. 30, 2015	$ 88,885
Cash dividends per share (in dollars per share) | $ / shares	$ 0.47
Balance at beginning of period at Mar. 31, 2015	$ 89,276
Net Income	1,410
Other comprehensive income, net of tax	(730)
Cash dividends	(1,071)
Balance at end of period at Jun. 30, 2015	$ 88,885
Cash dividends per share (in dollars per share) | $ / shares	$ 0.26
Balance at beginning of period at Dec. 31, 2015	$ 90,470
Net Income	4,538
Other comprehensive income, net of tax	948
Common stock issued to ESOP, 24,572 shares	575
Cash dividends	(1,735)
Balance at end of period at Jun. 30, 2016	$ 94,796
Cash dividends per share (in dollars per share) | $ / shares	$ 0.42
Balance at beginning of period at Mar. 31, 2016	$ 93,631
Net Income	1,706
Other comprehensive income, net of tax	329
Cash dividends	(870)
Balance at end of period at Jun. 30, 2016	$ 94,796
Cash dividends per share (in dollars per share) | $ / shares	$ 0.21

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals)	6 Months Ended
	Jun. 30, 2016shares
Common stock issued to ESOP, shares (in shares)	24,572

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Net cash provided by operating activities:	$ 7,176	$ 4,760
Investing activities:
Proceeds from maturities of securities available for sale	8,805	7,783
Purchases of securities available for sale	(10,278)	(17,035)
Proceeds from maturities of securities held to maturity	981	1,501
Purchases of securities held to maturity	(412)	(625)
Proceeds from sale of available for sale securities		8,792
Net change in loans	(17,583)	(234)
Proceeds from sale of other real estate owned	386	487
Purchases of premises and equipment	(438)	(1,198)
Net cash (used in) investing activities	(18,539)	(529)
Financing activities:
Change in deposits	17,569	19,458
Cash dividends	(1,735)	(1,936)
Proceeds from Federal Home Loan Bank borrowings	8,203
Repayment of Federal Home Loan Bank borrowings	(715)	(650)
Change in other short-term borrowings	(22)
Net cash provided by financing activities	23,300	16,872
Change in cash and cash equivalents	11,937	21,103
Cash and cash equivalents at beginning of period	45,530	30,977
Cash and cash equivalents at end of period	57,467	52,080
Supplemental disclosure:
Cash paid for interest	1,330	1,352
Cash paid for income taxes	1,675	2,450
Transfers from loans to other real estate owned	65	492
Other real estate owned sales financed by the Bank	$ 274	$ 135

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2016
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES BASIS OF PRESENTATION : These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at June 30, 2016, and its results of operations and cash flows for the periods presented. The results of operations for the six months ended June 30, 2016 are not necessarily indicative of the operating results to be anticipated for the full fiscal year ending December 31, 2016. The accompanying consolidated financial statements do not purport to contain all the necessary financial disclosures required by U.S. generally accepted accounting principles (“US GAAP”) that might otherwise be necessary in the circumstances. The Annual Report of the Company for the year ended December 31, 2015 contains consolidated financial statements and related notes which should be read in conjunction with the accompanying consolidated financial statements. The consolidated financial statements for 2015 have been reclassified to conform to the presentation for 2016. These reclassifications had no effect on the net results of operations or shareholders’ equity. USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS: INDUSTRY SEGMENT INFORMATION: EARNINGS PER SHARE : NEW ACCOUNTING PRONOUNCEMENTS: In January 2016, the FASB issued ASU No. 2016-01, “Recognition and Measurement of Financial Assets and Financial Liabilities”. The update provides updated accounting and reporting requirements for both public and non-public entities. The most significant provisions that will impact the Company are: 1) equity securities available for sale will be measured at fair value, with the changes in fair value recognized in the income statement; 2) eliminate the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments at amortized cost on the balance sheet; 3) utilization of the exit price notion when measuring the fair value of financial instruments for disclosure purposes; and 4) require separate presentation of both financial assets and liabilities by measurement category and form of financial asset on the balance sheet or accompanying notes to the financial statements. The update will be effective for interim and annual periods beginning after December 15, 2017, using a cumulative-effect adjustment to the balance sheet as of the beginning of the year of adoption. Early adoption is not permitted. Management is currently evaluating the impact of this update on its Consolidated Financial Statements. In February 2016, the FASB issued an update (ASU 2016-02, Leases) which will require lessees to record most leases on their balance sheet and recognize leasing expenses in the income statement. Operating leases, except for short-term leases that are subject to an accounting policy election, will be recorded on the balance sheet for lessees by establishing a lease liability and corresponding right-of-use asset. The guidance in this ASU will become effective for interim and annual reporting periods beginning after December 15, 2018, with early adoption permitted. Management is currently evaluating the impact of this update on its Consolidated Financial Statements. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments - Credit Losses”. ASU 2016-13 requires entities to report “expected” credit losses on financial instruments and other commitments to extend credit rather than the current “incurred loss” model. These expected credit losses for financial assets held at the reporting date are to be based on historical experience, current conditions, and reasonable and supportable forecasts. This ASU will also require enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. This ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019. Early adoption is permitted, for annual periods and interim periods within those annual periods, beginning after December 15, 2018. Management is currently evaluating the impact this update will have on the Company’s financial statements and results of operations.

Note 2 - Fair Value of Financia

Note 2 - Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2016
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 2 – FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Level 2: Level 3: The following is a description of the Company’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis: Securities: Impaired Loans: Other Real Estate Owned: Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics. On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at June 30, 2016 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,025 ---- Agency mortgage-backed securities, residential ---- 86,381 ---- Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,965 ---- Agency mortgage-backed securities, residential ---- 82,686 ---- There were no transfers between Level 1 and Level 2 during 2016 or 2015. Assets and Liabilities Measured on a Nonrecurring Basis Assets and liabilities measured at fair value on a nonrecurring basis are summarized below: Fair Value Measurements at June 30, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 3,318 Nonowner-occupied ---- ---- 2,148 Commercial and industrial ---- ---- 307 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 2,473 Commercial and industrial ---- ---- 3,779 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 At June 30, 2016, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $7,835, with a corresponding valuation allowance of $2,062, resulting in an increase of $1,574 in provision expense during the three months ended June 30, 2016, and an increase of $1,658 during the six months ended June 30, 2016, with no additional charge-offs recognized. This is compared to a decrease of $19 in provision expense during the three months ended June 30, 2015, and a decrease of $13 in provision expense during the six months ended June 30, 2015, with $1,304 in additional charge-offs recognized. At December 31, 2015, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $7,811, with a corresponding valuation allowance of $1,559, resulting in an increase of $741 in provision expense during the year ended December 31, 2015, with $1,422 in additional charge-offs recognized. Other real estate owned that was measured at fair value less costs to sell at June 30, 2016 and December 31, 2015 had a net carrying amount of $1,147, which is made up of the outstanding balance of $2,217, net of a valuation allowance of $1,070 at December 31, 2015. There were no corresponding write downs during the three and six months ended June 30, 2016 and 2015. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at June 30, 2016 and December 31, 2015: June 30, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,318 Sales approach Adjustment to comparables 5% to 26% 9.7 % Cost approach Adjustment to comparables 0% to 29.5% 14.76 % Nonowner-occupied 2,148 Sales approach Adjustment to comparables 0% to 12.5% 6.9 % Commercial and industrial 307 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2 % December 31, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 2,473 Sales approach Adjustment to comparables 0% to 12.5% 5.7 % Commercial and industrial 3,779 Sales approach Adjustment to comparables 0.9% to 30% 14.3 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2 % The carrying amounts and estimated fair values of financial instruments at June 30, 2016 and December 31, 2015 are as follows: Fair Value Measurements at June 30, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 57,467 $ 57,467 $ ---- $ ---- $ 57,467 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 94,406 ---- 94,406 ---- 94,406 Securities held to maturity 19,310 ---- 9,851 10,640 20,491 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 596,002 ---- ---- 601,895 601,895 Accrued interest receivable 1,853 ---- 218 1,635 1,853 Financial liabilities: Deposits 678,315 184,359 494,500 ---- 678,859 Other borrowed funds 31,411 ---- 31,621 ---- 31,621 Subordinated debentures 8,500 ---- 5,563 ---- 5,563 Accrued interest payable 496 3 493 ---- 496 Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 45,530 $ 45,530 $ ---- $ ---- $ 45,530 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 91,651 ---- 91,651 ---- 91,651 Securities held to maturity 19,903 ---- 9,814 10,976 20,790 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 579,104 ---- ---- 582,427 582,427 Accrued interest receivable 1,819 ---- 224 1,595 1,819 Financial liabilities: Deposits 660,746 176,499 484,636 ---- 661,135 Other borrowed funds 23,946 ---- 23,672 ---- 23,672 Subordinated debentures 8,500 ---- 5,368 ---- 5,368 Accrued interest payable 449 4 445 ---- 449 The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and Cash Equivalents Certificates of Deposit in Financial Institutions Securities Held to Maturity: Federal Home Loan Bank and Federal Reserve Bank stock Loans Deposit Liabilities Other Borrowed Funds Subordinated Debentures Accrued Interest Receivable and Payable , resulting in a classification that is consistent with the earning assets and interest-bearing liabilities with which it is associated. Off-balance Sheet Instruments Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

Note 3 - Securities

Note 3 - Securities	6 Months Ended
	Jun. 30, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	N OTE 3 – SECURITIES The following table summarizes the amortized cost and fair value of securities available for sale and securities held to maturity at June 30, 2016 and December 31, 2015 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses: Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value June 30, 2016 U.S. Government sponsored entity securities $ 8,007 $ 18 $ ---- $ 8,025 Agency mortgage-backed securities, residential 84,498 1,883 ---- 86,381 Total securities $ 92,505 $ 1,901 $ ---- $ 94,406 December 31, 2015 U.S. Government sponsored entity securities $ 9,011 $ ---- $ (46 ) $ 8,965 Agency mortgage-backed securities, residential 82,178 981 (473 ) 82,686 Total securities $ 91,189 $ 981 $ (519 ) $ 91,651 Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value June 30, 2016 Obligations of states and political subdivisions $ 19,305 $ 1,181 $ ---- $ 20,486 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,310 $ 1,181 $ ---- $ 20,491 December 31, 2015 Obligations of states and political subdivisions $ 19,898 $ 892 $ (5 ) $ 20,785 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,903 $ 892 $ (5 ) $ 20,790 The amortized cost and estimated fair value of debt securities at June 30, 2016, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because certain issuers may have the right to call or prepay the debt obligations prior to their contractual maturities. Securities not due at a single maturity are shown separately. Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,002 $ 4,007 $ 141 $ 144 Due in over one to five years 4,005 4,018 6,266 6,623 Due in over five to ten years ---- ---- 10,817 11,597 Due after ten years ---- ---- 2,081 2,122 Agency mortgage-backed securities, residential 84,498 86,381 5 5 Total debt securities $ 92,505 $ 94,406 $ 19,310 $ 20,491 The following table summarizes securities with unrealized losses at June 30, 2016 and December 31, 2015, aggregated by major security type and length of time in a continuous unrealized loss position: Less Than 12 Months 12 Months or More Total June 30, 2016 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ ---- $ ---- $ ---- $ ---- $ ---- $ ---- Agency mortgage-backed securities, residential ---- ---- ---- ---- ---- ---- Total available for sale $ ---- $ ---- $ ---- $ ---- $ ---- $ ---- Less Than 12 Months 12 Months or More Total December 31, 2015 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 7,964 $ (46 ) $ ---- $ ---- $ 7,964 $ (46 ) Agency mortgage-backed securities, residential 42,112 (407 ) 3,645 (66 ) 45,757 (473 ) Total available for sale $ 50,076 $ (453 ) $ 3,645 $ (66 ) $ 53,721 $ (519 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) Total available for sale $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) There were no sales of investment securities during the three and six months ended June 30, 2016. During the three and six months ended June 30, 2015 the Company had proceeds of $8,792 pertaining to securities sales on available for sale securities with gross gains recognized of $135 for both periods. Unrealized losses on the Company’s debt securities have not been recognized into income because the issuers’ securities are of high credit quality as of June 30, 2016, and management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery. Management does not believe any individual unrealized loss at June 30, 2016 and December 31, 2015 represents an other-than-temporary impairment.

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2016
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	N OTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES Loans are comprised of the following: June 30, December 31, 2016 2015 Residential real estate $ 225,731 $ 223,875 Commercial real estate: Owner-occupied 70,478 73,458 Nonowner-occupied 83,659 72,002 Construction 30,099 23,852 Commercial and industrial 83,365 81,936 Consumer: Automobile 46,239 44,566 Home equity 19,712 20,841 Other 43,653 45,222 602,936 585,752 Less: Allowance for loan losses 6,934 6,648 Loans, net $ 596,002 $ 579,104 The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended June 30, 2016 and 2015: June 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,185 $ 1,995 $ 2,672 $ 1,094 $ 6,946 Provision for loan losses (258 ) 1,445 (1,266 ) 220 141 Loans charged off (67 ) (52 ) ---- (353 ) (472 ) Recoveries 46 76 10 187 319 Total ending allowance balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 June 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,465 $ 4,210 $ 1,738 $ 907 $ 8,320 Provision for loan losses (121 ) (64 ) 478 506 799 Loans charged-off (126 ) (1,366 ) (22 ) (446 ) (1,960 ) Recoveries 12 15 93 165 285 Total ending allowance balance $ 1,230 $ 2,795 $ 2,287 $ 1,132 $ 7,444 The following table presents the activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2016 and 2015: June 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses (218 ) 1,462 (1,184 ) 560 620 Loans charged off (171 ) (52 ) ---- (836 ) (1,059 ) Recoveries 208 95 11 411 725 Total ending allowance balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 June 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses (90 ) (58 ) 492 377 721 Loans charged-off (223 ) (1,374 ) (24 ) (707 ) (2,328 ) Recoveries 117 32 217 351 717 Total ending allowance balance $ 1,230 $ 2,795 $ 2,287 $ 1,132 $ 7,444 The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of June 30, 2016 and December 31, 2015: June 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 1,893 $ 735 $ 2 $ 2,630 Collectively evaluated for impairment 906 1,571 681 1,146 4,304 Total ending allowance balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 Loans: Loans individually evaluated for impairment $ 726 $ 11,914 $ 9,329 $ 218 $ 22,187 Loans collectively evaluated for impairment 225,005 172,322 74,036 109,386 580,749 Total ending loans balance $ 225,731 $ 184,236 $ 83,365 $ 109,604 $ 602,936 December 31, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 311 $ 1,850 $ 3 $ 2,164 Collectively evaluated for impairment 1,087 1,648 739 1,010 4,484 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Loans: Loans individually evaluated for impairment $ 1,001 $ 7,318 $ 8,691 $ 218 $ 17,228 Loans collectively evaluated for impairment 222,874 161,994 73,245 110,411 568,524 Total ending loans balance $ 223,875 $ 169,312 $ 81,936 $ 110,629 $ 585,752 The following tables present information related to loans individually evaluated for impairment by class of loans as of June 30, 2016 and December 31, 2015: June 30, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 4,936 $ 4,936 $ 1,789 Nonowner-occupied 390 390 104 Commercial and industrial 887 887 735 Consumer: Home equity 218 218 2 With no related allowance recorded: Residential real estate 726 726 ---- Commercial real estate: Owner-occupied 3,691 3,144 ---- Nonowner-occupied 5,659 3,262 ---- Construction 280 182 ---- Commercial and industrial 8,442 8,442 ---- Total $ 25,229 $ 22,187 $ 2,630 December 31, 2015 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 204 $ 204 Nonowner-occupied 396 396 107 Commercial and industrial 4,355 4,355 1,850 Consumer: Home equity 218 218 3 With no related allowance recorded: Residential real estate 1,001 1,001 ---- Commercial real estate: Owner-occupied 3,812 3,265 ---- Nonowner-occupied 5,178 2,773 ---- Construction 680 680 ---- Commercial and industrial 4,336 4,336 ---- Total $ 20,180 $ 17,228 $ 2,164 The following tables present information related to loans individually evaluated for impairment by class of loans for the three and six months ended June 30, 2016 and 2015: Three months ended June 30, 2016 Six months ended June 30, 2016 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 2,570 $ 143 $ 143 $ 1,781 $ 147 $ 147 Nonowner-occupied 392 5 5 393 10 10 Commercial and industrial 887 ---- ---- 887 ---- ---- Consumer: Home equity 218 2 2 218 4 4 With no related allowance recorded: Residential real estate 728 7 7 730 16 16 Commercial real estate: Owner-occupied 3,197 40 40 3,220 83 83 Nonowner-occupied 3,378 29 29 3,176 42 42 Construction 431 97 97 514 97 97 Commercial and industrial 8,212 95 95 8,076 187 187 Total $ 20,013 $ 418 $ 418 $ 18,995 $ 586 $ 586 Three months ended June 30, 2015 Six months ended June 30, 2015 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 478 $ ---- $ ---- $ 711 $ ---- $ ---- Nonowner-occupied 3,575 49 49 3,598 65 65 Commercial and industrial 3,185 40 40 2,909 65 65 Consumer: Home equity 218 2 2 219 4 4 With no related allowance recorded: Residential real estate 1,656 16 16 1,575 25 25 Commercial real estate: Owner-occupied 2,570 30 30 2,573 60 60 Nonowner-occupied 3,630 13 13 3,857 25 25 Construction 680 ---- ---- 453 ---- ---- Commercial and industrial 4,249 51 51 4,322 107 107 Total $ 20,241 $ 201 $ 201 $ 20,217 $ 351 $ 351 The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees. Nonaccrual loans and loans past due 90 days or more and still accruing include both smaller balance homogenous loans that are collectively evaluated for impairment and individually classified as impaired loans. The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of June 30, 2016 and December 31, 2015, other real estate owned secured by residential real estate totaled $818 and $1,131, respectively. In addition, nonaccrual residential mortgage loans that are in the process of foreclosure had a recorded investment of $1,099 and $988 as of June 30, 2016 and December 31, 2015, respectively. The following table presents the recorded investment of nonaccrual loans and loans past due 90 days or more and still accruing by class of loans as of June 30, 2016 and December 31, 2015: June 30, 2016 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 142 $ 2,185 Commercial real estate: Owner-occupied 135 394 Nonowner-occupied ---- 2,402 Construction ---- 182 Commercial and industrial 75 1,200 Consumer: Automobile 56 16 Home equity ---- 32 Other 46 ---- Total $ 454 $ 6,411 December 31, 2015 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 20 $ 2,048 Commercial real estate: Owner-occupied ---- 404 Nonowner-occupied ---- 2,737 Construction ---- 769 Commercial and industrial ---- 1,152 Consumer: Automobile 18 27 Home equity ---- 96 Other 1 3 Total $ 39 $ 7,236 The following table presents the aging of the recorded investment of past due loans by class of loans as of June 30, 2016 and December 31, 2015: June 30, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,477 $ 1,319 $ 1,742 $ 6,538 $ 219,193 $ 225,731 Commercial real estate: Owner-occupied 348 1,305 396 2,049 68,429 70,478 Nonowner-occupied 34 48 2,402 2,484 81,175 83,659 Construction 355 ---- 182 537 29,562 30,099 Commercial and industrial 115 25 1,221 1,361 82,004 83,365 Consumer: Automobile 789 152 68 1,009 45,230 46,239 Home equity 74 70 16 160 19,552 19,712 Other 568 264 46 878 42,775 43,653 Total $ 5,760 $ 3,183 $ 6,073 $ 15,016 $ 587,920 $ 602,936 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,564 $ 1,484 $ 1,708 $ 5,756 $ 218,119 $ 223,875 Commercial real estate: Owner-occupied 141 33 371 545 72,913 73,458 Nonowner-occupied 35 334 2,737 3,106 68,896 72,002 Construction ---- 2 769 771 23,081 23,852 Commercial and industrial 31 88 1,077 1,196 80,740 81,936 Consumer: Automobile 727 197 36 960 43,606 44,566 Home equity 75 ---- 76 151 20,690 20,841 Other 420 104 4 528 44,694 45,222 Total $ 3,993 $ 2,242 $ 6,778 $ 13,013 $ 572,739 $ 585,752 Troubled Debt Restructurings: A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR’s are considered to be impaired. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; a reduction in the contractual principal and interest payments of the loan; or short-term interest-only payment terms. The Company has allocated reserves for a portion of its TDR’s to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer. The following table presents the types of TDR loan modifications by class of loans as of June 30, 2016 and December 31, 2015: June 30, 2016 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate Interest only payments $ 726 $ ---- $ 726 Commercial real estate: Owner-occupied Interest only payments 389 ---- 389 Rate reduction ---- 232 232 Reduction of principal and interest payments 592 ---- 592 Maturity extension at lower stated rate than market rate 1,932 ---- 1,932 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 539 2,148 2,687 Rate reduction 390 ---- 390 Credit extension at lower stated rate than market rate 575 ---- 575 Commercial and industrial Interest only payments 7,462 ---- 7,462 Credit extension at lower stated rate than market rate 980 391 1,371 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 14,007 $ 2,771 $ 16,778 December 31, 2015 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate Interest only payments $ 1,001 $ ---- $ 1,001 Commercial real estate: Owner-occupied Interest only payments 433 ---- 433 Rate reduction ---- 232 232 Reduction of principal and interest payments 604 ---- 604 Maturity extension at lower stated rate than market rate 1,996 ---- 1,996 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,473 2,773 Rate reduction 396 ---- 396 Commercial and industrial Interest only payments 7,579 ---- 7,579 Credit extension at lower stated rate than market rate 226 391 617 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 12,957 $ 3,096 $ 16,053 During the three and six months ended June 30, 2016, the TDR's described above decreased the provision expense and the allowance for loan losses by $1,167 and $1,119, respectively, with no corresponding charge-offs. This is compared to a $47 decrease and a $68 increase in the provision expense and the allowance for loan losses during the three and six months ended June 30, 2015, respectively, with a corresponding charge-off of $1,304. During the year ended December 31, 2015, the TDR's described above increased the allowance for loan losses and provision expense by $93 with corresponding charge-offs of $1,422. The charge-offs of $1,422 during 2015 included $1,304 that were related to specific reserves that had already been provided for during 2014, and, as a result, did not impact provision expense during 2015. At June 30, 2016, the balance in TDR loans increased $725, or 4.5%, from year-end 2015. The increase was largely due to concessions granted on two commercial real estate nonowner-occupied loans during the first quarter of 2016. The Company had 83% of its TDR's performing according to their modified terms at June 30, 2016, as compared to 81% at December 31, 2015. The Company's specific allocations in reserves to customers whose loan terms have been modified in TDR’s totaled $550 at June 30, 2016, as compared to $1,669 in reserves at December 31, 2015. At June 30, 2016, the Company had $864 in commitments to lend additional amounts to customers with outstanding loans that are classified as TDR’s, as compared to $995 at December 31, 2015. There were no TDR loan modifications during the three months ended June 30, 2016. The following table presents the pre- and post-modification balances of TDR loan modifications by class of loans that occurred during the three months ended June 30, 2015: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Three months ended June 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments $ 495 $ 495 $ ---- $ ---- Total TDR’s $ 495 $ 495 $ ---- $ ---- The following table presents the pre- and post-modification balances of TDR loan modifications by class of loans that occurred during the six months ended June 30, 2016 and 2015: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Six months ended June 30, 2016 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Nonowner-occupied Interest only payments $ 238 $ 238 $ ---- $ ---- Credit extension at lower stated rate than market rate 575 575 ---- ---- Total TDR’s $ 813 $ 813 $ ---- $ ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Six months ended June 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments $ 495 $ 495 $ ---- $ ---- Total TDR’s $ 495 $ 495 $ ---- $ ---- All of the Company’s loans that were restructured during the six months ended June 30, 2016 and 2015 were performing in accordance with their modified terms. Furthermore, there were no TDR’s described above at June 30, 2016 and 2015 that experienced any payment defaults within twelve months following their loan modification. A default is considered to have occurred once the TDR is past due 90 days or more or it has been placed on nonaccrual. TDR loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The loans modified during the six months ended June 30, 2016 had no impact on the provision expense or the allowance for loan losses. As of June 30, 2016, the Company had no allocation of reserves to customers whose loan terms were modified during the first six months of 2016. The loans modified during the six months ended June 30, 2015 had no impact on the provision expense or the allowance for loan losses. As of June 30, 2015, the Company had no allocation of reserves to customers whose loan terms were modified during the first six months of 2015. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 through 10. The Company analyzes loans individually with a higher credit risk rating and groups these loans into categories called “criticized” and ”classified” assets. The Company considers its criticized assets to be loans that are graded 8 and its classified assets to be loans that are graded 9 through 10. The Company’s risk categories are reviewed at least annually on loans that have aggregate borrowing amounts that meet or exceed $500. The Company uses the following definitions for its criticized loan risk ratings: Special Mention (Loan Grade 8). The Company uses the following definitions for its classified loan risk ratings: Substandard (Loan Grade 9). Doubtful (Loan Grade 10). Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not meet the criteria for a criticized and classified asset rating as pass rated loans, which will include loans graded from 1 (Prime) to 7 (Watch). All commercial loans are categorized into a risk category either at the time of origination or reevaluation date. As of June 30, 2016 and December 31, 2015, and based on the most recent analysis performed, the risk category of commercial loans by class of loans was as follows: June 30, 2016 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 61,875 $ 369 $ 8,234 $ 70,478 Nonowner-occupied 74,319 1,717 7,623 83,659 Construction 29,554 ---- 545 30,099 Commercial and industrial 79,906 ---- 3,459 83,365 Total $ 245,654 $ 2,086 $ 19,861 $ 267,601 December 31, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,287 $ 6,738 $ 4,433 $ 73,458 Nonowner-occupied 61,577 6,305 4,120 72,002 Construction 23,080 ---- 772 23,852 Commercial and industrial 70,852 5,232 5,852 81,936 Total $ 217,796 $ 18,275 $ 15,177 $ 251,248 The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau), but the scores are not updated. The Company focuses mostly on the performance and repayment ability of the borrower as an indicator of credit risk and does not consider a borrower's credit score to be a significant influence in the determination of a loan's credit risk grading. For residential and consumer loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on repayment activity as of June 30, 2016 and December 31, 2015: June 30, 2016 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 46,167 $ 19,680 $ 43,607 $ 223,404 $ 332,858 Nonperforming 72 32 46 2,327 2,477 Total $ 46,239 $ 19,712 $ 43,653 $ 225,731 $ 335,335 December 31, 2015 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 44,521 $ 20,745 $ 45,218 $ 221,807 $ 332,291 Nonperforming 45 96 4 2,068 2,213 Total $ 44,566 $ 20,841 $ 45,222 $ 223,875 $ 334,504 The Company, through its subsidiaries, originates residential, consumer, and commercial loans to customers located primarily in the southeastern areas of Ohio as well as the western counties of West Virginia. Approximately 5.53% of total loans were unsecured at June 30, 2016, down from 6.06% at December 31, 2015.

Note 5 - Financial Instruments

Note 5 - Financial Instruments with Off-balance Sheet	6 Months Ended
	Jun. 30, 2016
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	NOTE 5 - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The contract amounts of these instruments are not included in the consolidated financial statements. At June 30, 2016, the contract amounts of these instruments totaled approximately $66,322, compared to $62,415 at December 31, 2015. The Bank uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. Since many of these instruments are expected to expire without being drawn upon, the total contract amounts do not necessarily represent future cash requirements.

Note 6 - Other Borrowed Funds

Note 6 - Other Borrowed Funds	6 Months Ended
	Jun. 30, 2016
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 6 - OTHER BORROWED FUNDS Other borrowed funds at June 30, 2016 and December 31, 2015 are comprised of advances from the Federal Home Loan Bank (“FHLB”) of Cincinnati and promissory notes. At June 30, 2016 and December 31, 2015, FHLB Borrowings included $95 and $117 in capitalized lease obligations, respectively. FHLB Borrowings Promissory Notes Totals June 30, 2016 $ 27,493 $ 3,918 $ 31,411 December 31, 2015 $ 20,028 $ 3,918 $ 23,946 Pursuant to collateral agreements with the FHLB, advances were secured by $217,358 in qualifying mortgage loans, $79,674 in commercial loans and $5,081 in FHLB stock at June 30, 2016. Fixed-rate FHLB advances of $27,398 mature through 2042 and have interest rates ranging from 1.34% to 3.31% and a year-to-date weighted average cost of 2.09%. There were no variable-rate FHLB borrowings at June 30, 2016. At June 30, 2016, the Company had a cash management line of credit enabling it to borrow up to $75,000 from the FHLB. All cash management advances have an original maturity of 90 days. The line of credit must be renewed on an annual basis. There was $75,000 available on this line of credit at June 30, 2016. Based on the Company's current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $180,606 at June 30, 2016. Of this maximum borrowing capacity, the Company had $114,409 available to use as additional borrowings, of which $75,000 could be used for short-term, cash management advances, as mentioned above. Promissory notes, issued primarily by Ohio Valley, are due at various dates through a final maturity date of May 16, 2018, and have fixed rates ranging from 1.25% to 1.50% and a year-to-date weighted average cost of 1.44% at June 30, 2016, as compared to 1.38% at December 31, 2015. Promissory notes payable by Ohio Valley to related parties totaled $360 at June 30, 2016. Letters of credit issued on the Bank's behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $38,800 at June 30, 2016 and $34,800 at December 31, 2015. Scheduled principal payments as of June 30, 2016: FHLB Borrowings Promissory Notes Totals 2016 $ 1,331 $ 1,904 $ 3,235 2017 5,022 1,502 6,524 2018 1,967 512 2,479 2019 1,906 ---- 1,906 2020 1,817 ---- 1,817 Thereafter 15,450 ---- 15,450 $ 27,493 $ 3,918 $ 31,411

Note 7 - Segment Information

Note 7 - Segment Information	6 Months Ended
	Jun. 30, 2016
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	NOTE 7 – SEGMENT INFORMATION The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business, which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company's total revenues, totaled 89.1% and 88.9% of total consolidated revenues for the quarters ended June 30, 2016 and 2015, respectively. The accounting policies used for the Company's reportable segments are the same as those described in Note 1 - Summary of Significant Accounting Policies. Income taxes are allocated based on income before tax expense. Information for the Company’s reportable segments is as follows: Three Months Ended June 30, 2016 Banking Consumer Finance Total Company Net interest income $ 7,617 $ 589 $ 8,206 Provision expense 130 11 141 Noninterest income 1,734 127 1,861 Noninterest expense 7,099 674 7,773 Tax expense 438 9 447 Net income 1,684 22 1,706 Assets 814,176 12,273 826,449 Three Months Ended June 30, 2015 Banking Consumer Finance Total Company Net interest income $ 7,502 $ 647 $ 8,149 Provision expense 850 (51 ) 799 Noninterest income 1,786 131 1,917 Noninterest expense 6,866 688 7,554 Tax expense 256 47 303 Net income 1,316 94 1,410 Assets 787,363 13,010 800,373 Six Months Ended June 30, 2016 Banking Consumer Finance Total Company Net interest income $ 15,288 $ 2,018 $ 17,306 Provision expense 505 115 620 Noninterest income 4,566 530 5,096 Noninterest expense 14,293 1,449 15,742 Tax expense 1,169 333 1,502 Net income 3,887 651 4,538 Assets 814,176 12,273 826,449 Six Months Ended June 30, 2015 Banking Consumer Finance Total Company Net interest income $ 15,063 $ 2,016 $ 17,079 Provision expense 675 46 721 Noninterest income 4,829 577 5,406 Noninterest expense 13,573 1,408 14,981 Tax expense 1,363 386 1,749 Net income 4,281 753 5,034 Assets 787,363 13,010 800,373

Note 8 - Mergers and Acquisitio

Note 8 - Mergers and Acquisitions	6 Months Ended
	Jun. 30, 2016
Notes to Financial Statements
Mergers, Acquisitions and Dispositions Disclosures [Text Block]	NOTE 8 – MERGERS AND ACQUISITIONS As of the close of business on August 5, 2016, Ohio Valley completed its merger with Milton Bancorp, Inc. (“Milton Bancorp”), pursuant to the terms of the Agreement and Plan of Merger dated as of January 7, 2016, by and between Ohio Valley and Milton Bancorp (the “Merger Agreement”). Pursuant to the terms of the Merger Agreement, Milton Bancorp was merged with and into Ohio Valley (the “Merger”). Immediately following the Merger, Milton Bancorp’s wholly-owned subsidiary, The Milton Banking Company, was merged with and into the Bank. As a result of the Merger and in accordance with the terms of the Merger Agreement, each Milton Bancorp share was converted into the right to receive either 1,636 Ohio Valley common shares, no par value, or cash in the amount of $37,219, subject to certain allocation procedures set forth in the Merger Agreement pursuant to which 80% of the 400 outstanding Milton Bancorp common shares were converted into the right to receive Ohio Valley common shares and the remaining 20% of the outstanding Milton Bancorp common shares were converted into the right to receive cash. After paying cash in lieu of fractional shares, Ohio Valley’s outstanding common shares increased by 523,518 shares as of August 5, 2016. Ohio Valley financed part of the cash portion of the purchase price through $5,000 in borrowed funds. After the Merger, the Company's assets totaled approximately $950 million and branches increased to 19 locations. At the acquisition date, Milton had $113,320 in loans, $119,219 in deposits and no borrowings. We are currently working through the initial accounting for the acquisition which is not complete with respect to determination of fair value adjustments associated with acquired assets and assumed liabilities as well as valuation of intangible assets and goodwill.

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2016
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	BASIS OF PRESENTATION : These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at June 30, 2016, and its results of operations and cash flows for the periods presented. The results of operations for the six months ended June 30, 2016 are not necessarily indicative of the operating results to be anticipated for the full fiscal year ending December 31, 2016. The accompanying consolidated financial statements do not purport to contain all the necessary financial disclosures required by U.S. generally accepted accounting principles (“US GAAP”) that might otherwise be necessary in the circumstances. The Annual Report of the Company for the year ended December 31, 2015 contains consolidated financial statements and related notes which should be read in conjunction with the accompanying consolidated financial statements. The consolidated financial statements for 2015 have been reclassified to conform to the presentation for 2016. These reclassifications had no effect on the net results of operations or shareholders’ equity.
Use of Estimates, Policy [Policy Text Block]	USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS:
Segment Reporting, Policy [Policy Text Block]	INDUSTRY SEGMENT INFORMATION:
Earnings Per Share, Policy [Policy Text Block]	EARNINGS PER SHARE :
New Accounting Pronouncements, Policy [Policy Text Block]	NEW ACCOUNTING PRONOUNCEMENTS: In January 2016, the FASB issued ASU No. 2016-01, “Recognition and Measurement of Financial Assets and Financial Liabilities”. The update provides updated accounting and reporting requirements for both public and non-public entities. The most significant provisions that will impact the Company are: 1) equity securities available for sale will be measured at fair value, with the changes in fair value recognized in the income statement; 2) eliminate the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments at amortized cost on the balance sheet; 3) utilization of the exit price notion when measuring the fair value of financial instruments for disclosure purposes; and 4) require separate presentation of both financial assets and liabilities by measurement category and form of financial asset on the balance sheet or accompanying notes to the financial statements. The update will be effective for interim and annual periods beginning after December 15, 2017, using a cumulative-effect adjustment to the balance sheet as of the beginning of the year of adoption. Early adoption is not permitted. Management is currently evaluating the impact of this update on its Consolidated Financial Statements. In February 2016, the FASB issued an update (ASU 2016-02, Leases) which will require lessees to record most leases on their balance sheet and recognize leasing expenses in the income statement. Operating leases, except for short-term leases that are subject to an accounting policy election, will be recorded on the balance sheet for lessees by establishing a lease liability and corresponding right-of-use asset. The guidance in this ASU will become effective for interim and annual reporting periods beginning after December 15, 2018, with early adoption permitted. Management is currently evaluating the impact of this update on its Consolidated Financial Statements. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments - Credit Losses”. ASU 2016-13 requires entities to report “expected” credit losses on financial instruments and other commitments to extend credit rather than the current “incurred loss” model. These expected credit losses for financial assets held at the reporting date are to be based on historical experience, current conditions, and reasonable and supportable forecasts. This ASU will also require enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. This ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019. Early adoption is permitted, for annual periods and interim periods within those annual periods, beginning after December 15, 2018. Management is currently evaluating the impact this update will have on the Company’s financial statements and results of operations.

Note 2 - Fair Value of Financ18

Note 2 - Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2016
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at June 30, 2016 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,025 ---- Agency mortgage-backed securities, residential ---- 86,381 ---- Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,965 ---- Agency mortgage-backed securities, residential ---- 82,686 ---- Fair Value Measurements at June 30, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 3,318 Nonowner-occupied ---- ---- 2,148 Commercial and industrial ---- ---- 307 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 2,473 Commercial and industrial ---- ---- 3,779 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	June 30, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,318 Sales approach Adjustment to comparables 5% to 26% 9.7 % Cost approach Adjustment to comparables 0% to 29.5% 14.76 % Nonowner-occupied 2,148 Sales approach Adjustment to comparables 0% to 12.5% 6.9 % Commercial and industrial 307 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2 % December 31, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 2,473 Sales approach Adjustment to comparables 0% to 12.5% 5.7 % Commercial and industrial 3,779 Sales approach Adjustment to comparables 0.9% to 30% 14.3 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at June 30, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 57,467 $ 57,467 $ ---- $ ---- $ 57,467 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 94,406 ---- 94,406 ---- 94,406 Securities held to maturity 19,310 ---- 9,851 10,640 20,491 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 596,002 ---- ---- 601,895 601,895 Accrued interest receivable 1,853 ---- 218 1,635 1,853 Financial liabilities: Deposits 678,315 184,359 494,500 ---- 678,859 Other borrowed funds 31,411 ---- 31,621 ---- 31,621 Subordinated debentures 8,500 ---- 5,563 ---- 5,563 Accrued interest payable 496 3 493 ---- 496 Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 45,530 $ 45,530 $ ---- $ ---- $ 45,530 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 91,651 ---- 91,651 ---- 91,651 Securities held to maturity 19,903 ---- 9,814 10,976 20,790 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 579,104 ---- ---- 582,427 582,427 Accrued interest receivable 1,819 ---- 224 1,595 1,819 Financial liabilities: Deposits 660,746 176,499 484,636 ---- 661,135 Other borrowed funds 23,946 ---- 23,672 ---- 23,672 Subordinated debentures 8,500 ---- 5,368 ---- 5,368 Accrued interest payable 449 4 445 ---- 449

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	6 Months Ended
	Jun. 30, 2016
Held-to-maturity Securities [Member]
Notes Tables
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) Total available for sale $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 )
Available-for-sale Securities [Table Text Block]	Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value June 30, 2016 U.S. Government sponsored entity securities $ 8,007 $ 18 $ ---- $ 8,025 Agency mortgage-backed securities, residential 84,498 1,883 ---- 86,381 Total securities $ 92,505 $ 1,901 $ ---- $ 94,406 December 31, 2015 U.S. Government sponsored entity securities $ 9,011 $ ---- $ (46 ) $ 8,965 Agency mortgage-backed securities, residential 82,178 981 (473 ) 82,686 Total securities $ 91,189 $ 981 $ (519 ) $ 91,651
Held-to-maturity Securities [Table Text Block]	Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value June 30, 2016 Obligations of states and political subdivisions $ 19,305 $ 1,181 $ ---- $ 20,486 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,310 $ 1,181 $ ---- $ 20,491 December 31, 2015 Obligations of states and political subdivisions $ 19,898 $ 892 $ (5 ) $ 20,785 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,903 $ 892 $ (5 ) $ 20,790
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,002 $ 4,007 $ 141 $ 144 Due in over one to five years 4,005 4,018 6,266 6,623 Due in over five to ten years ---- ---- 10,817 11,597 Due after ten years ---- ---- 2,081 2,122 Agency mortgage-backed securities, residential 84,498 86,381 5 5 Total debt securities $ 92,505 $ 94,406 $ 19,310 $ 20,491
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total June 30, 2016 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ ---- $ ---- $ ---- $ ---- $ ---- $ ---- Agency mortgage-backed securities, residential ---- ---- ---- ---- ---- ---- Total available for sale $ ---- $ ---- $ ---- $ ---- $ ---- $ ---- Less Than 12 Months 12 Months or More Total December 31, 2015 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 7,964 $ (46 ) $ ---- $ ---- $ 7,964 $ (46 ) Agency mortgage-backed securities, residential 42,112 (407 ) 3,645 (66 ) 45,757 (473 ) Total available for sale $ 50,076 $ (453 ) $ 3,645 $ (66 ) $ 53,721 $ (519 )

Note 4 - Loans and Allowance 20

Note 4 - Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2016
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans are comprised of the following: June 30, December 31, 2016 2015 Residential real estate $ 225,731 $ 223,875 Commercial real estate: Owner-occupied 70,478 73,458 Nonowner-occupied 83,659 72,002 Construction 30,099 23,852 Commercial and industrial 83,365 81,936 Consumer: Automobile 46,239 44,566 Home equity 19,712 20,841 Other 43,653 45,222 602,936 585,752 Less: Allowance for loan losses 6,934 6,648 Loans, net $ 596,002 $ 579,104
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	June 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,185 $ 1,995 $ 2,672 $ 1,094 $ 6,946 Provision for loan losses (258 ) 1,445 (1,266 ) 220 141 Loans charged off (67 ) (52 ) ---- (353 ) (472 ) Recoveries 46 76 10 187 319 Total ending allowance balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 June 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,465 $ 4,210 $ 1,738 $ 907 $ 8,320 Provision for loan losses (121 ) (64 ) 478 506 799 Loans charged-off (126 ) (1,366 ) (22 ) (446 ) (1,960 ) Recoveries 12 15 93 165 285 Total ending allowance balance $ 1,230 $ 2,795 $ 2,287 $ 1,132 $ 7,444 June 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses (218 ) 1,462 (1,184 ) 560 620 Loans charged off (171 ) (52 ) ---- (836 ) (1,059 ) Recoveries 208 95 11 411 725 Total ending allowance balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 June 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses (90 ) (58 ) 492 377 721 Loans charged-off (223 ) (1,374 ) (24 ) (707 ) (2,328 ) Recoveries 117 32 217 351 717 Total ending allowance balance $ 1,230 $ 2,795 $ 2,287 $ 1,132 $ 7,444
Allowance For Loan Losses And The Recorded Investment Of Loans [Table Text Block]	June 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 1,893 $ 735 $ 2 $ 2,630 Collectively evaluated for impairment 906 1,571 681 1,146 4,304 Total ending allowance balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 Loans: Loans individually evaluated for impairment $ 726 $ 11,914 $ 9,329 $ 218 $ 22,187 Loans collectively evaluated for impairment 225,005 172,322 74,036 109,386 580,749 Total ending loans balance $ 225,731 $ 184,236 $ 83,365 $ 109,604 $ 602,936 December 31, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 311 $ 1,850 $ 3 $ 2,164 Collectively evaluated for impairment 1,087 1,648 739 1,010 4,484 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Loans: Loans individually evaluated for impairment $ 1,001 $ 7,318 $ 8,691 $ 218 $ 17,228 Loans collectively evaluated for impairment 222,874 161,994 73,245 110,411 568,524 Total ending loans balance $ 223,875 $ 169,312 $ 81,936 $ 110,629 $ 585,752
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	June 30, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 4,936 $ 4,936 $ 1,789 Nonowner-occupied 390 390 104 Commercial and industrial 887 887 735 Consumer: Home equity 218 218 2 With no related allowance recorded: Residential real estate 726 726 ---- Commercial real estate: Owner-occupied 3,691 3,144 ---- Nonowner-occupied 5,659 3,262 ---- Construction 280 182 ---- Commercial and industrial 8,442 8,442 ---- Total $ 25,229 $ 22,187 $ 2,630 December 31, 2015 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 204 $ 204 Nonowner-occupied 396 396 107 Commercial and industrial 4,355 4,355 1,850 Consumer: Home equity 218 218 3 With no related allowance recorded: Residential real estate 1,001 1,001 ---- Commercial real estate: Owner-occupied 3,812 3,265 ---- Nonowner-occupied 5,178 2,773 ---- Construction 680 680 ---- Commercial and industrial 4,336 4,336 ---- Total $ 20,180 $ 17,228 $ 2,164 Three months ended June 30, 2016 Six months ended June 30, 2016 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 2,570 $ 143 $ 143 $ 1,781 $ 147 $ 147 Nonowner-occupied 392 5 5 393 10 10 Commercial and industrial 887 ---- ---- 887 ---- ---- Consumer: Home equity 218 2 2 218 4 4 With no related allowance recorded: Residential real estate 728 7 7 730 16 16 Commercial real estate: Owner-occupied 3,197 40 40 3,220 83 83 Nonowner-occupied 3,378 29 29 3,176 42 42 Construction 431 97 97 514 97 97 Commercial and industrial 8,212 95 95 8,076 187 187 Total $ 20,013 $ 418 $ 418 $ 18,995 $ 586 $ 586 Three months ended June 30, 2015 Six months ended June 30, 2015 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 478 $ ---- $ ---- $ 711 $ ---- $ ---- Nonowner-occupied 3,575 49 49 3,598 65 65 Commercial and industrial 3,185 40 40 2,909 65 65 Consumer: Home equity 218 2 2 219 4 4 With no related allowance recorded: Residential real estate 1,656 16 16 1,575 25 25 Commercial real estate: Owner-occupied 2,570 30 30 2,573 60 60 Nonowner-occupied 3,630 13 13 3,857 25 25 Construction 680 ---- ---- 453 ---- ---- Commercial and industrial 4,249 51 51 4,322 107 107 Total $ 20,241 $ 201 $ 201 $ 20,217 $ 351 $ 351
Schedule of Recorded Investment In Nonaccrual Loans [Table Text Block]	June 30, 2016 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 142 $ 2,185 Commercial real estate: Owner-occupied 135 394 Nonowner-occupied ---- 2,402 Construction ---- 182 Commercial and industrial 75 1,200 Consumer: Automobile 56 16 Home equity ---- 32 Other 46 ---- Total $ 454 $ 6,411 December 31, 2015 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 20 $ 2,048 Commercial real estate: Owner-occupied ---- 404 Nonowner-occupied ---- 2,737 Construction ---- 769 Commercial and industrial ---- 1,152 Consumer: Automobile 18 27 Home equity ---- 96 Other 1 3 Total $ 39 $ 7,236
Past Due Financing Receivables [Table Text Block]	June 30, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,477 $ 1,319 $ 1,742 $ 6,538 $ 219,193 $ 225,731 Commercial real estate: Owner-occupied 348 1,305 396 2,049 68,429 70,478 Nonowner-occupied 34 48 2,402 2,484 81,175 83,659 Construction 355 ---- 182 537 29,562 30,099 Commercial and industrial 115 25 1,221 1,361 82,004 83,365 Consumer: Automobile 789 152 68 1,009 45,230 46,239 Home equity 74 70 16 160 19,552 19,712 Other 568 264 46 878 42,775 43,653 Total $ 5,760 $ 3,183 $ 6,073 $ 15,016 $ 587,920 $ 602,936 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,564 $ 1,484 $ 1,708 $ 5,756 $ 218,119 $ 223,875 Commercial real estate: Owner-occupied 141 33 371 545 72,913 73,458 Nonowner-occupied 35 334 2,737 3,106 68,896 72,002 Construction ---- 2 769 771 23,081 23,852 Commercial and industrial 31 88 1,077 1,196 80,740 81,936 Consumer: Automobile 727 197 36 960 43,606 44,566 Home equity 75 ---- 76 151 20,690 20,841 Other 420 104 4 528 44,694 45,222 Total $ 3,993 $ 2,242 $ 6,778 $ 13,013 $ 572,739 $ 585,752
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	June 30, 2016 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate Interest only payments $ 726 $ ---- $ 726 Commercial real estate: Owner-occupied Interest only payments 389 ---- 389 Rate reduction ---- 232 232 Reduction of principal and interest payments 592 ---- 592 Maturity extension at lower stated rate than market rate 1,932 ---- 1,932 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 539 2,148 2,687 Rate reduction 390 ---- 390 Credit extension at lower stated rate than market rate 575 ---- 575 Commercial and industrial Interest only payments 7,462 ---- 7,462 Credit extension at lower stated rate than market rate 980 391 1,371 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 14,007 $ 2,771 $ 16,778 December 31, 2015 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate Interest only payments $ 1,001 $ ---- $ 1,001 Commercial real estate: Owner-occupied Interest only payments 433 ---- 433 Rate reduction ---- 232 232 Reduction of principal and interest payments 604 ---- 604 Maturity extension at lower stated rate than market rate 1,996 ---- 1,996 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,473 2,773 Rate reduction 396 ---- 396 Commercial and industrial Interest only payments 7,579 ---- 7,579 Credit extension at lower stated rate than market rate 226 391 617 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 12,957 $ 3,096 $ 16,053
Troubled Debt Restructurings on Financing Receivables Pre And Post Modification [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Three months ended June 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments $ 495 $ 495 $ ---- $ ---- Total TDR’s $ 495 $ 495 $ ---- $ ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Six months ended June 30, 2016 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Nonowner-occupied Interest only payments $ 238 $ 238 $ ---- $ ---- Credit extension at lower stated rate than market rate 575 575 ---- ---- Total TDR’s $ 813 $ 813 $ ---- $ ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Six months ended June 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments $ 495 $ 495 $ ---- $ ---- Total TDR’s $ 495 $ 495 $ ---- $ ----
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2016 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 61,875 $ 369 $ 8,234 $ 70,478 Nonowner-occupied 74,319 1,717 7,623 83,659 Construction 29,554 ---- 545 30,099 Commercial and industrial 79,906 ---- 3,459 83,365 Total $ 245,654 $ 2,086 $ 19,861 $ 267,601 December 31, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,287 $ 6,738 $ 4,433 $ 73,458 Nonowner-occupied 61,577 6,305 4,120 72,002 Construction 23,080 ---- 772 23,852 Commercial and industrial 70,852 5,232 5,852 81,936 Total $ 217,796 $ 18,275 $ 15,177 $ 251,248
Performing and Nonperforming Loans [Table Text Block]	June 30, 2016 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 46,167 $ 19,680 $ 43,607 $ 223,404 $ 332,858 Nonperforming 72 32 46 2,327 2,477 Total $ 46,239 $ 19,712 $ 43,653 $ 225,731 $ 335,335 December 31, 2015 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 44,521 $ 20,745 $ 45,218 $ 221,807 $ 332,291 Nonperforming 45 96 4 2,068 2,213 Total $ 44,566 $ 20,841 $ 45,222 $ 223,875 $ 334,504

Note 6 - Other Borrowed Funds (

Note 6 - Other Borrowed Funds (Tables)	6 Months Ended
	Jun. 30, 2016
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	FHLB Borrowings Promissory Notes Totals June 30, 2016 $ 27,493 $ 3,918 $ 31,411 December 31, 2015 $ 20,028 $ 3,918 $ 23,946
Schedule of Maturities of Long-term Debt [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2016 $ 1,331 $ 1,904 $ 3,235 2017 5,022 1,502 6,524 2018 1,967 512 2,479 2019 1,906 ---- 1,906 2020 1,817 ---- 1,817 Thereafter 15,450 ---- 15,450 $ 27,493 $ 3,918 $ 31,411

Note 7 - Segment Information (T

Note 7 - Segment Information (Tables)	6 Months Ended
	Jun. 30, 2016
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three Months Ended June 30, 2016 Banking Consumer Finance Total Company Net interest income $ 7,617 $ 589 $ 8,206 Provision expense 130 11 141 Noninterest income 1,734 127 1,861 Noninterest expense 7,099 674 7,773 Tax expense 438 9 447 Net income 1,684 22 1,706 Assets 814,176 12,273 826,449 Three Months Ended June 30, 2015 Banking Consumer Finance Total Company Net interest income $ 7,502 $ 647 $ 8,149 Provision expense 850 (51 ) 799 Noninterest income 1,786 131 1,917 Noninterest expense 6,866 688 7,554 Tax expense 256 47 303 Net income 1,316 94 1,410 Assets 787,363 13,010 800,373 Six Months Ended June 30, 2016 Banking Consumer Finance Total Company Net interest income $ 15,288 $ 2,018 $ 17,306 Provision expense 505 115 620 Noninterest income 4,566 530 5,096 Noninterest expense 14,293 1,449 15,742 Tax expense 1,169 333 1,502 Net income 3,887 651 4,538 Assets 814,176 12,273 826,449 Six Months Ended June 30, 2015 Banking Consumer Finance Total Company Net interest income $ 15,063 $ 2,016 $ 17,079 Provision expense 675 46 721 Noninterest income 4,829 577 5,406 Noninterest expense 13,573 1,408 14,981 Tax expense 1,363 386 1,749 Net income 4,281 753 5,034 Assets 787,363 13,010 800,373

Note 1 - Summary of Significa23

Note 1 - Summary of Significant Accounting Policies (Details Textual)	6 Months Ended
	Jun. 30, 2016shares	Jun. 30, 2015shares
Number of Reportable Segments	2
Weighted Average Number of Shares Outstanding, Basic	4,134,956	4,117,675

Note 2 - Fair Value of Financ24

Note 2 - Fair Value of Financial Instruments (Details Textual) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Collateral Dependent Loans [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 7,835,000		$ 7,835,000		$ 7,811,000
Impaired Financing Receivable, Related Allowance	2,062,000		2,062,000		1,559,000
Provision for Loan Losses Expensed	1,574,000		1,658,000		741,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down			$ 0	$ 1,304,000	1,422,000
Provision Reversal for Loan Losses		$ 19,000		13,000
Selling Costs, Percentage			10.00%
Impaired Financing Receivable, Related Allowance	2,630,000		$ 2,630,000		2,164,000
Other Real Estate	$ 1,147,000		1,147,000		1,147,000
Other Real Estate, Gross					2,217,000
Real Estate Owned, Valuation Allowance					$ 1,070,000
SEC Schedule III, Real Estate, Write-down or Reserve, Amount			$ 0	$ 0

Note 2 - Assets and Liabilities

Note 2 - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis	$ 8,025	$ 8,965
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis	86,381	82,686
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis	2,148	2,473
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis	307	3,779
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis	1,147	$ 1,147
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis	$ 3,318

Note 2 - Level 3 Fair Value Mea

Note 2 - Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	5.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	26.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	9.70%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 3,318
Valuation Technique	Sales approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Maximum [Member]
Range	29.50%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Weighted Average [Member]
Range	14.76%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member]
Valuation Technique	Cost approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Fair Value	$ 3,318
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	12.50%	12.50%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	6.90%	5.70%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 2,148	$ 2,473
Valuation Technique	Sales approach	Sales approach
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.90%	0.90%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	9.70%	30.00%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	5.20%	14.30%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 307	$ 3,779
Valuation Technique	Sales approach	Sales approach
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%	0.00%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	35.00%	35.00%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	15.20%	15.20%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 1,147	$ 1,147
Valuation Technique	Sales approach	Sales approach

Note 2 - Fair Value Measurement

Note 2 - Fair Value Measurements (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Reported Value Measurement [Member]
Cash and cash equivalents	$ 57,467	$ 45,530
Certificates of deposit in financial institutions	1,715	1,715
Estimated fair value	94,406	91,651
Estimated fair value	19,310	19,903
Federal Home Loan Bank and Federal Reserve Bank stock	6,576	6,576
Loans, net	596,002	579,104
Accrued interest receivable	1,853	1,819
Deposits	678,315	660,746
Other borrowed funds	31,411	23,946
Subordinated debentures	8,500	8,500
Accrued interest payable	496	449
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	57,467	45,530
Certificates of deposit in financial institutions
Estimated fair value
Estimated fair value
Loans, net
Accrued interest receivable
Deposits	184,359	176,499
Other borrowed funds
Subordinated debentures
Accrued interest payable	3	4
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions	1,715	1,715
Estimated fair value	94,406	91,651
Estimated fair value	9,851	9,814
Loans, net
Accrued interest receivable	218	224
Deposits	494,500	484,636
Other borrowed funds	31,621	23,672
Subordinated debentures	5,563	5,368
Accrued interest payable	493	445
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions
Estimated fair value
Estimated fair value	10,640	10,976
Loans, net	601,895	582,427
Accrued interest receivable	1,635	1,595
Deposits
Other borrowed funds
Subordinated debentures
Accrued interest payable
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	57,467	45,530
Certificates of deposit in financial institutions	1,715	1,715
Estimated fair value	94,406	91,651
Estimated fair value	20,491	20,790
Loans, net	601,895	582,427
Accrued interest receivable	1,853	1,819
Deposits	678,859	661,135
Other borrowed funds	31,621	23,672
Subordinated debentures	5,563	5,368
Accrued interest payable	496	449
Estimated fair value	94,406	91,651
Estimated fair value	$ 20,491	$ 20,790

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Gain (Loss) on Sale of Securities, Net	$ 0	$ 135,000	$ 0	$ 135,000
Proceeds from Sale of Available-for-sale Securities		8,792,000		8,792
Available-for-sale Securities, Gross Realized Gains		$ 135,000		$ 135

Note 3 - Securities Available-f

Note 3 - Securities Available-for-Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
US Government-sponsored Enterprises Debt Securities [Member]
Amortized cost	$ 8,007	$ 9,011
Gross unrealized gains	18
Gross unrealized losses		(46)
Estimated fair value	8,025	8,965
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	84,498	82,178
Gross unrealized gains	1,883	981
Gross unrealized losses		(473)
Estimated fair value	86,381	82,686
Amortized cost	92,505	91,189
Gross unrealized gains	1,901	981
Gross unrealized losses		(519)
Estimated fair value	$ 94,406	$ 91,651

Note 3 - Securities Held-to-Mat

Note 3 - Securities Held-to-Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	$ 19,305	$ 19,898
Gross unrecognized gains	1,181	892
Gross unrecognized losses		(5)
Estimated fair value	20,486	20,785
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	5	5
Gross unrecognized gains
Gross unrecognized losses
Estimated fair value	5	5
Amortized cost	19,310	19,903
Gross unrecognized gains	1,181	892
Gross unrecognized losses		(5)
Estimated fair value	$ 20,491	$ 20,790

Note 3 - Securities by Contract

Note 3 - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Due in one year or less	$ 4,002
Due in one year or less	4,007
Due in one year or less	141
Due in one year or less	144
Due in over one to five years	4,005
Due in over one to five years	4,018
Due in over one to five years	6,266
Due in over one to five years	6,623
Due in over five to ten years	10,817
Due in over five to ten years	11,597
Due after ten years	2,081
Due after ten years	2,122
Agency mortgage-backed securities, residential	84,498
Agency mortgage-backed securities, residential	86,381
Agency mortgage-backed securities, residential	5
Agency mortgage-backed securities, residential	5
Total debt securities	92,505
Total debt securities	94,406
Total debt securities	19,310	$ 19,903
Estimated fair value	$ 20,491	$ 20,790

Note 3 - Securities Available32

Note 3 - Securities Available-for-Sale with Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
US Government-sponsored Enterprises Debt Securities [Member]
Less than 12 Months - Fair Value		$ 7,964
Less than 12 Months - Unrealized Loss		(46)
12 Months or More - Fair Value
12 Months or More - Unrealized Loss
Fair Value		7,964
Unrealized Loss		(46)
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 Months - Fair Value		42,112
Less than 12 Months - Unrealized Loss		(407)
12 Months or More - Fair Value		3,645
12 Months or More - Unrealized Loss		(66)
Fair Value		45,757
Unrealized Loss		(473)
Less than 12 Months - Fair Value		50,076
Less than 12 Months - Unrealized Loss		(453)
12 Months or More - Fair Value		3,645
12 Months or More - Unrealized Loss		(66)
Fair Value		53,721
Unrealized Loss		$ (519)

Note 3 - Securities Held to Mat

Note 3 - Securities Held to Maturity with Unrealized Losses (Details) $ in Thousands	Dec. 31, 2015USD ($)
US States and Political Subdivisions Debt Securities [Member]
Less Than 12 Months Fair Value	$ 995
Less Than 12 Months Unrecognized Loss	(5)
12 Months or More Fair Value
12 Months or More Unrecognized Loss
Total Fair Value	995
Total Unrecognized Loss	(5)
Less Than 12 Months Fair Value	995
Less Than 12 Months Unrecognized Loss	(5)
12 Months or More Fair Value
12 Months or More Unrecognized Loss
Total Fair Value	995
Total Unrecognized Loss	$ (5)

Note 4 - Loans and Allowance 34

Note 4 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2016USD ($)	Jun. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Residential Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure	$ 818,000		$ 818,000		$ 1,131,000
Mortgage Loans in Process of Foreclosure, Amount	1,099,000		$ 1,099,000		988,000
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable, Modifications, Number of Contracts			2
Impaired Financing Receivable, Related Allowance	$ 104,000		$ 104,000		107,000
Specific Reserves [Member]
Allowance for Loan and Lease Losses, Write-offs					$ 1,304,000
Troubled Debt Restructurings [Member]
Increase (Decrease) in Other Loans			$ 725,000
Change In Troubled Debt Restructurings			4.50%
Percentage of Loan Portfolio	83.00%		83.00%		81.00%
Impaired Financing Receivable, Related Allowance	$ 550,000		$ 550,000		$ 1,669,000
Unsecured [Member]
Percentage of Loan Portfolio	5.53%		5.53%		6.06%
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ (1,167,000)	$ (47,000)	$ (1,119,000)	$ 68,000	$ 93,000
Allowance for Loan and Lease Losses, Write-offs	0	$ 1,304,000	0	$ 1,304,000	1,422,000
Impaired Financing Receivable, Related Allowance	2,630,000		2,630,000		2,164,000
Loans and Leases Receivable, Impaired, Commitment to Lend	864,000		864,000		$ 995,000
Minimum Loan Balance For Loans Evaluated by Risk Categories	$ 500,000		$ 500,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			0		0

Note 4 - Loans (Details)

Note 4 - Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member]
Loans	$ 225,731	$ 223,875
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans	70,478	73,458
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans	83,659	72,002
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	30,099	23,852
Commercial Real Estate Portfolio Segment [Member]
Loans	184,236	169,312
Commercial and Industrial Portfolio Segment [Member]
Loans	83,365	81,936
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	46,239	44,566
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	19,712	20,841
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans	43,653	45,222
Consumer Portfolio Segment [Member]
Loans	109,604	110,629
Loans	602,936	585,752
Less: Allowance for loan losses	6,934	6,648
Loans, net	$ 596,002	$ 579,104

Note 4 - Allowance for Loan Los

Note 4 - Allowance for Loan Losses Activity by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Residential Portfolio Segment [Member]
Balance	$ 1,185	$ 1,465	$ 1,087	$ 1,426
Provision for loan losses	(258)	(121)	(218)	(90)
Loans charged off	(67)	(126)	(171)	(223)
Recoveries	46	12	208	117
Balance	906	1,230	906	1,230
Commercial Real Estate Portfolio Segment [Member]
Balance	1,995	4,210	1,959	4,195
Provision for loan losses	1,445	(64)	1,462	(58)
Loans charged off	(52)	(1,366)	(52)	(1,374)
Recoveries	76	15	95	32
Balance	3,464	2,795	3,464	2,795
Commercial and Industrial Portfolio Segment [Member]
Balance	2,672	1,738	2,589	1,602
Provision for loan losses	(1,266)	478	(1,184)	492
Loans charged off		(22)		(24)
Recoveries	10	93	11	217
Balance	1,416	2,287	1,416	2,287
Consumer Portfolio Segment [Member]
Balance	1,094	907	1,013	1,111
Provision for loan losses	220	506	560	377
Loans charged off	(353)	(446)	(836)	(707)
Recoveries	187	165	411	351
Balance	1,148	1,132	1,148	1,132
Balance	6,946	8,320	6,648	8,334
Provision for loan losses	141	799	620	721
Loans charged off	(472)	(1,960)	(1,059)	(2,328)
Recoveries	319	285	725	717
Balance	$ 6,934	$ 7,444	$ 6,934	$ 7,444

Note 4 - Allowance for Loan L37

Note 4 - Allowance for Loan Losses and the Recorded Investment of Loans Based On Impairment Method (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Residential Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	906		1,087
Total ending allowance balance	906	$ 1,185	1,087	$ 1,230	$ 1,465	$ 1,426
Loans individually evaluated for impairment	726		1,001
Loans collectively evaluated for impairment	225,005		222,874
Total ending loans balance	225,731		223,875
Commercial Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	1,893		311
Collectively evaluated for impairment	1,571		1,648
Total ending allowance balance	3,464	1,995	1,959	2,795	4,210	4,195
Loans individually evaluated for impairment	11,914		7,318
Loans collectively evaluated for impairment	172,322		161,994
Total ending loans balance	184,236		169,312
Commercial and Industrial Portfolio Segment [Member]
Individually evaluated for impairment	735		1,850
Collectively evaluated for impairment	681		739
Total ending allowance balance	1,416	2,672	2,589	2,287	1,738	1,602
Loans individually evaluated for impairment	9,329		8,691
Loans collectively evaluated for impairment	74,036		73,245
Total ending loans balance	83,365		81,936
Consumer Portfolio Segment [Member]
Individually evaluated for impairment	2		3
Collectively evaluated for impairment	1,146		1,010
Total ending allowance balance	1,148	1,094	1,013	1,132	907	1,111
Loans individually evaluated for impairment	218		218
Loans collectively evaluated for impairment	109,386		110,411
Total ending loans balance	109,604		110,629
Individually evaluated for impairment	2,630		2,164
Collectively evaluated for impairment	4,304		4,484
Total ending allowance balance	6,934	$ 6,946	6,648	$ 7,444	$ 8,320	$ 8,334
Loans individually evaluated for impairment	22,187		17,228
Loans collectively evaluated for impairment	580,749		568,524
Total ending loans balance	$ 602,936		$ 585,752

Note 4 - Loans Individually Eva

Note 4 - Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Unpaid principal balance with allowance	$ 4,936		$ 4,936		$ 204
Recorded investment with allowance	4,936		4,936		204
Allowance for loan losses allocated	1,789		1,789		204
Unpaid principal balance with no allowace	3,691		3,691		3,812
Recorded investment with no allowance	3,144		3,144		3,265
Average impaired loans with allowance	2,570	$ 478	1,781	$ 711
Interest income recognized with allowance	143		147
Cash basis interest recognized with allowance	143		147
Average impaired loans with no allowance	3,197	2,570	3,220	2,573
Interest income recognized with no allowance	40	30	83	60
Cash basis interest recognized with allowance	40	30	83	60
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Unpaid principal balance with allowance	390		390		396
Recorded investment with allowance	390		390		396
Allowance for loan losses allocated	104		104		107
Unpaid principal balance with no allowace	5,659		5,659		5,178
Recorded investment with no allowance	3,262		3,262		2,773
Average impaired loans with allowance	392	3,575	393	3,598
Interest income recognized with allowance	5	49	10	65
Cash basis interest recognized with allowance	5	49	10	65
Average impaired loans with no allowance	3,378	3,630	3,176	3,857
Interest income recognized with no allowance	29	13	42	25
Cash basis interest recognized with allowance	29	13	42	25
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid principal balance with no allowace	280		280		680
Recorded investment with no allowance	182		182		680
Average impaired loans with no allowance	431	680	514	453
Interest income recognized with no allowance	97		97
Cash basis interest recognized with allowance	97		97
Commercial and Industrial Portfolio Segment [Member]
Unpaid principal balance with allowance	887		887		4,355
Recorded investment with allowance	887		887		4,355
Allowance for loan losses allocated	735		735		1,850
Unpaid principal balance with no allowace					4,336
Recorded investment with no allowance					4,336
Average impaired loans with allowance	887	3,185	887	2,909
Interest income recognized with allowance		40		65
Cash basis interest recognized with allowance		40		65
Average impaired loans with no allowance	8,212	4,249	8,076	4,322
Interest income recognized with no allowance	95	51	187	107
Cash basis interest recognized with allowance	95	51	187	107
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Unpaid principal balance with allowance	218		218		218
Recorded investment with allowance	218		218		218
Allowance for loan losses allocated	2		2		3
Average impaired loans with allowance	218	218	218	219
Interest income recognized with allowance	2	2	4	4
Cash basis interest recognized with allowance	2	2	4	4
Residential Portfolio Segment [Member]
Unpaid principal balance with no allowace	726		726		1,001
Recorded investment with no allowance	726		726		1,001
Average impaired loans with no allowance	728	1,656	730	1,575
Interest income recognized with no allowance	7	16	16	25
Cash basis interest recognized with allowance	7	16	16	25
Commercial and Industrial Portfolio Segment [Member]
Unpaid principal balance with no allowace	8,442		8,442
Recorded investment with no allowance	8,442		8,442
Allowance for loan losses allocated	2,630		2,630		2,164
Unpaid principal balance	25,229		25,229		20,180
Recorded investment	22,187		22,187		$ 17,228
Average impaired loans	20,013	20,241	18,995	20,217
Interest income recognized	418	201	586	351
Cash basis interest recognized	$ 418	$ 201	$ 586	$ 351

Note 4 - Nonaccrual Loans and L

Note 4 - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member]
Loans past due 90 days and still accruing	$ 142	$ 20
Nonaccrual	2,185	2,048
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due 90 days and still accruing	135
Nonaccrual	394	404
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due 90 days and still accruing
Nonaccrual	2,402	2,737
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due 90 days and still accruing
Nonaccrual	182	769
Commercial and Industrial Portfolio Segment [Member]
Loans past due 90 days and still accruing	75
Nonaccrual	1,200	1,152
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days and still accruing	56	18
Nonaccrual	16	27
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due 90 days and still accruing
Nonaccrual	32	96
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days and still accruing	46	1
Nonaccrual		3
Loans past due 90 days and still accruing	454	39
Nonaccrual	$ 6,411	$ 7,236

Note 4 - Past Due Loans (Detail

Note 4 - Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	$ 3,477	$ 2,564
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	348	141
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	34	35
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	355
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	115	31
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	789	727
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	74	75
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	568	420
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans past due	5,760	3,993
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	1,319	1,484
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	1,305	33
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	48	334
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due		2
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	25	88
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	152	197
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	70
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	264	104
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans past due	3,183	2,242
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	1,742	1,708
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	396	371
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	2,402	2,737
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	182	769
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	1,221	1,077
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	68	36
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	16	76
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	46	4
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	6,073	6,778
Residential Portfolio Segment [Member]
Loans past due	6,538	5,756
Loans, current	219,193	218,119
Loans	225,731	223,875
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	2,049	545
Loans, current	68,429	72,913
Loans	70,478	73,458
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	2,484	3,106
Loans, current	81,175	68,896
Loans	83,659	72,002
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	537	771
Loans, current	29,562	23,081
Loans	30,099	23,852
Commercial Real Estate Portfolio Segment [Member]
Loans	184,236	169,312
Commercial and Industrial Portfolio Segment [Member]
Loans past due	1,361	1,196
Loans, current	82,004	80,740
Loans	83,365	81,936
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,009	960
Loans, current	45,230	43,606
Loans	46,239	44,566
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	160	151
Loans, current	19,552	20,690
Loans	19,712	20,841
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	878	528
Loans, current	42,775	44,694
Loans	43,653	45,222
Consumer Portfolio Segment [Member]
Loans	109,604	110,629
Loans past due	15,016	13,013
Loans, current	587,920	572,739
Loans	$ 602,936	$ 585,752

Note 4 - TDR Loan Modifications

Note 4 - TDR Loan Modifications (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	$ 726	$ 1,001
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		433
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		300
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		396
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		604
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,996
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		204
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	7,462
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		7,579
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	980
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		226
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	218	218
Performing Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	389
Performing Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	539
Performing Financial Instruments [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	390
Performing Financial Instruments [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	592
Performing Financial Instruments [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,932
Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	204
Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	575
Performing Financial Instruments [Member]
Troubled Debt Restructuring	14,007	12,957
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		2,473
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	391
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		391
Nonperforming Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,148
Nonperforming Financial Instruments [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	232
Nonperforming Financial Instruments [Member]
Troubled Debt Restructuring	2,771	3,096
Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	726	1,001
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		433
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		2,773
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		396
Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		604
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,996
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		204
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	7,462
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		7,579
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	1,371
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		617
Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	218	218
Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	389
Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,687
Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	232
Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	390
Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	592
Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,932
Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	204
Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	575
Troubled Debt Restructuring	$ 16,778	$ 16,053

Note 4 - TDRs Pre-Modification

Note 4 - TDRs Pre-Modification and Post-Modification (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	$ 495		$ 495
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	495		495
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		$ 238
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		238
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		575
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		575
Performing Financial Instruments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	495	813	495
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	495	$ 813	$ 495
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment
Nonperforming Financial Instruments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment

Note 4 - Risk Category of Comme

Note 4 - Risk Category of Commercial Loans by Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	$ 61,875	$ 62,287
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	74,319	61,577
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	29,554	23,080
Pass [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	79,906	70,852
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	245,654	217,796
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	369	6,738
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	1,717	6,305
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable
Criticized [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable		5,232
Criticized [Member] | Commercial Portfolio Segment [Member]
Loans receivable	2,086	18,275
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	8,234	4,433
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	7,623	4,120
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	545	772
Classified [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	3,459	5,852
Classified [Member] | Commercial Portfolio Segment [Member]
Loans receivable	19,861	15,177
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	70,478	73,458
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	83,659	72,002
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	30,099	23,852
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	184,236	169,312
Commercial and Industrial Portfolio Segment [Member]
Loans receivable	83,365	81,936
Commercial Portfolio Segment [Member]
Loans receivable	267,601	251,248
Loans receivable	$ 602,936	$ 585,752

Note 4 - Recorded Investment of

Note 4 - Recorded Investment of Residential and Consumer Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	$ 46,167	$ 44,521
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	19,680	20,745
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	43,607	45,218
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	223,404	221,807
Performing Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	332,858	332,291
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	72	45
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	32	96
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	46	4
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	2,327	2,068
Nonperforming Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	2,477	2,213
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	46,239	44,566
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	19,712	20,841
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	43,653	45,222
Consumer Portfolio Segment [Member]
Loans receivable	109,604	110,629
Residential Portfolio Segment [Member]
Loans receivable	225,731	223,875
Consumer and Residential Portfolio Segment [Member]
Loans receivable	335,335	334,504
Loans receivable	$ 602,936	$ 585,752

Note 5 - Financial Instrument45

Note 5 - Financial Instruments with Off-balance Sheet (Details Textual) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 66,322	$ 62,415

Note 6 - Other Borrowed Funds46

Note 6 - Other Borrowed Funds (Details Textual) - USD ($)	Jun. 30, 2016	Dec. 31, 2015
Federal Home Loan Bank Advances [Member]
Capital Lease Obligations	$ 95,000	$ 117,000
Residential Mortgage [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	217,358,000
Commercial Loan [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	79,674,000
FHLB Stock [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 5,081,000
Minimum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.34%
Debt Instrument, Interest Rate, Stated Percentage	1.25%
Maximum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	3.31%
Debt Instrument, Interest Rate, Stated Percentage	1.50%
Weighted Average [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	2.09%
FHLB Line of Credit [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 75,000,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	75,000,000
Letters of Credit Outstanding, Amount	38,800,000	$ 34,800,000
Federal Home Loan Bank, Advances, Maturities Summary, Floating Rate	0
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate	27,398,000
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	180,606,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	114,409,000
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 75,000,000
Debt, Weighted Average Interest Rate	1.44%	1.38%
Notes Payable, Related Parties	$ 360,000

Note 6 - Other Borrowed Funds47

Note 6 - Other Borrowed Funds (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Federal Home Loan Bank Advances [Member]
Other borrowed funds	$ 27,493	$ 20,028
Promissory Notes [Member]
Other borrowed funds	3,918	3,918
Other borrowed funds	$ 31,411	$ 23,946

Note 6 - Scheduled Principal Pa

Note 6 - Scheduled Principal Payments (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Federal Home Loan Bank Advances [Member]
2,016	$ 1,331
2,017	5,022
2,018	1,967
2,019	1,906
2,020	1,817
Thereafter	15,450
	27,493	$ 20,028
Promissory Notes [Member]
2,016	1,904
2,017	1,502
2,018	512
	3,918	3,918
2,016	3,235
2,017	6,524
2,018	2,479
2,019	1,906
2,020	1,817
Thereafter	15,450
	$ 31,411	$ 23,946

Note 7 - Segment Information (D

Note 7 - Segment Information (Details Textual)	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Customer Concentration Risk [Member] | Sales Revenue, Net [Member] | Banking [Member]
Concentration Risk, Percentage	89.10%	88.90%

Note 7 - Segment Reporting (Det

Note 7 - Segment Reporting (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Banking [Member]
Net interest income	$ 7,617	$ 7,502	$ 15,288	$ 15,063
Provision expense	130	850	505	675
Noninterest income	1,734	1,786	4,566	4,829
Noninterest expense	7,099	6,866	14,293	13,573
Tax expense	438	256	1,169	1,363
Net income	1,684	1,316	3,887	4,281
Assets	814,176	787,363	814,176	787,363
Consumer Finance [Member]
Net interest income	589	647	2,018	2,016
Provision expense	11	(51)	115	46
Noninterest income	127	131	530	577
Noninterest expense	674	688	1,449	1,408
Tax expense	9	47	333	386
Net income	22	94	651	753
Assets	12,273	13,010	12,273	13,010
Net interest income	8,206	8,149	17,306	17,079
Provision expense	141	799	620	721
Noninterest income	1,861	1,917	5,096	5,406
Noninterest expense	7,773	7,554	15,742	14,981
Tax expense	447	303	1,502	1,749
Net income	1,706	1,410	4,538	5,034
Assets	$ 826,449	$ 800,373	$ 826,449	$ 800,373	$ 796,285

Note 8 - Mergers and Acquisit51

Note 8 - Mergers and Acquisitions (Details Textual) - USD ($)	Aug. 05, 2016	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015
Milton Bancorp, Inc [Member] | Subsequent Event [Member]
Business Combination, Number of Common Shares of the Acquiring Entity into Which Common Shares of the Acquired Entity May Be Converted	1,636
Business Acquisition, Cash Which May Be Paid for the Stock of Acquired Entity	$ 37,219,000
Business Combination, Exchange of Acquired Entity's Common Shares for Cash or Common Shares of Acquiring Entity, Common Shares Reallocation Percentage	80.00%
Business Acquisition, Number of Issued and Outstanding Common Shares of Acquired Entity	400
Business Combination, Exchange of Acquired Entity's Common Shares for Cash or Common Shares of Acquiring Entity, Cash Reallocation Percentage	20.00%
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	523,518
Payments to Acquire Businesses, Portion Financed in Borrowed Funds	$ 5,000,000
Business Combination, Loans Receivable Assumed	113,320,000
Business Combination, Deposits Assumed	119,219,000
Business Combination, Loans Payable Assumed	0
Subsequent Event [Member]
Assets	$ 950,000,000
Number of Branches	19
Assets		$ 826,449,000	$ 796,285,000	$ 800,373,000