Ohio Valley Banc (OVBC) 10-Q 9 Nov 16 2016 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2016	Nov. 09, 2016
Document Information [Line Items]
Entity Registrant Name	OHIO VALLEY BANC CORP
Entity Central Index Key	894,671
Trading Symbol	ovbc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		4,665,765
Document Type	10-Q
Document Period End Date	Sep. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q3
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and noninterest-bearing deposits with banks	$ 13,864	$ 9,475
Interest-bearing deposits with banks	48,021	36,055
Total cash and cash equivalents	61,885	45,530
Certificates of deposit in financial institutions	1,670	1,715
Securities available for sale	104,860	91,651
Securities held to maturity (estimated fair value: 2016 - $20,737; 2015 - $20,790)	19,651	19,903
Restricted investments in bank stocks	6,939	6,576
Total loans	721,587	585,752
Less: Allowance for loan losses	(7,537)	(6,648)
Net loans	714,050	579,104
Premises and equipment, net	12,484	10,404
Other real estate owned	2,616	2,358
Accrued interest receivable	2,247	1,819
Goodwill	7,052	1,267
Bank owned life insurance and annuity assets	29,199	28,352
Other assets	7,577	7,606
Total assets	970,230	796,285
LIABILITIES
Noninterest-bearing deposits	215,933	176,499
Interest-bearing deposits	589,850	484,247
Total deposits	805,783	660,746
Other borrowed funds	35,665	23,946
Subordinated debentures	8,500	8,500
Accrued liabilities	14,494	12,623
Total liabilities	864,442	705,815
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 6)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2016 - 5,325,504 shares issued; 2015 - 4,777,414 shares issued)	5,326	4,777
Additional paid-in capital	46,788	35,318
Retained earnings	68,073	65,782
Accumulated other comprehensive income	1,313	305
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	105,788	90,470
Total liabilities and shareholders’ equity	$ 970,230	$ 796,285

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Securities held to maturity, fair value	$ 20,737	$ 20,790
Common stock, stated value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,325,504	4,777,414
Treasury stock, shares (in shares)	659,739	659,739

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest and dividend income:
Loans, including fees	$ 9,085	$ 8,323	$ 26,147	$ 25,372
Securities
Taxable	486	463	1,465	1,365
Tax exempt	111	130	337	403
Dividends	75	73	222	219
Other Interest	67	27	336	150
	9,824	9,016	28,507	27,509
Interest expense:
Deposits	597	569	1,605	1,659
Other borrowed funds	190	119	462	360
Subordinated debentures	52	43	149	126
	839	731	2,216	2,145
Net interest income	8,985	8,285	26,291	25,364
Provision for loan losses	1,708	(11)	2,328	710
Net interest income after provision for loan losses	7,277	8,296	23,963	24,654
Noninterest income:
Service charges on deposit accounts	575	415	1,414	1,161
Trust fees	58	52	174	167
Income from bank owned life insurance and annuity assets	175	172	575	486
Mortgage banking income	44	77	162	191
Electronic refund check / deposit fees	13	12	2,037	2,362
Debit / credit card interchange income	653	604	1,864	1,769
Gain (loss) on other real estate owned	(8)			60
Gain on sale of securities		28		163
Other	183	224	563	631
	1,693	1,584	6,789	6,990
Noninterest expense:
Salaries and employee benefits	5,032	4,556	14,130	13,382
Occupancy	466	404	1,300	1,194
Furniture and equipment	285	192	671	564
Professional fees	342	347	1,020	1,056
Marketing expense	249	232	744	701
FDIC insurance	81	144	378	442
Data processing	380	323	1,069	1,053
Software	368	304	962	813
Foreclosed assets	61	74	247	171
Merger related expenses	416		777
Other	1,148	1,151	3,272	3,332
	8,828	7,727	24,570	22,708
Income before income taxes	142	2,153	6,182	8,936
Provision for income taxes	(216)	511	1,286	2,260
NET INCOME	$ 358	$ 1,642	$ 4,896	$ 6,676
Earnings per share (in dollars per share)	$ 0.08	$ 0.40	$ 1.15	$ 1.62

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Net Income	$ 358	$ 1,642	$ 4,896	$ 6,676
Other comprehensive income:
Change in unrealized gain on available for sale securities	91	472	1,528	(44)
Reclassification adjustment for realized (gains)		(28)		(163)
	91	444	1,528	(207)
Related tax (expense) benefit	(31)	(151)	(520)	71
Total other comprehensive income (loss), net of tax	60	293	1,008	(136)
Total comprehensive income	$ 418	$ 1,935	$ 5,904	$ 6,540

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) $ in Thousands	USD ($)$ / shares
Balance at beginning of period at Dec. 31, 2014	$ 86,216
Net Income	6,676
Other comprehensive income (loss), net of tax	(136)
Acquisition – Milton Bancorp, Inc., 523,518 shares
Common stock issued to ESOP, 24,572 shares
Cash dividends	(2,801)
Balance at end of period at Sep. 30, 2015	$ 89,955
Cash dividends per share (in dollars per share) | $ / shares	$ 0.68
Balance at beginning of period at Jun. 30, 2015	$ 88,885
Net Income	1,642
Other comprehensive income (loss), net of tax	293
Acquisition – Milton Bancorp, Inc., 523,518 shares
Common stock issued to ESOP, 24,572 shares
Cash dividends	(865)
Balance at end of period at Sep. 30, 2015	$ 89,955
Cash dividends per share (in dollars per share) | $ / shares	$ 0.21
Balance at beginning of period at Dec. 31, 2015	$ 90,470
Net Income	4,896
Other comprehensive income (loss), net of tax	1,008
Acquisition – Milton Bancorp, Inc., 523,518 shares	11,444
Common stock issued to ESOP, 24,572 shares	575
Cash dividends	(2,605)
Balance at end of period at Sep. 30, 2016	$ 105,788
Cash dividends per share (in dollars per share) | $ / shares	$ 0.61
Balance at beginning of period at Jun. 30, 2016	$ 94,796
Net Income	358
Other comprehensive income (loss), net of tax	60
Acquisition – Milton Bancorp, Inc., 523,518 shares	11,444
Common stock issued to ESOP, 24,572 shares
Cash dividends	(870)
Balance at end of period at Sep. 30, 2016	$ 105,788
Cash dividends per share (in dollars per share) | $ / shares	$ 0.19

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - shares	3 Months Ended	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2016
Acquisition – Milton Bancorp, Inc., shares (in shares)	523,518	523,518
Common stock issued to ESOP, shares (in shares)		24,572

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Milton Bancorp, Inc [Member]
Supplemental disclosure:
Issuance of common stock for Milton Bancorp, Inc., acquisition	$ 11,444
Net cash provided by operating activities:	9,761	8,585
Net cash acquired from Milton Bancorp, Inc., acquisition	1,686
Proceeds from maturities of securities available for sale	13,818	11,604
Purchases of securities available for sale	(17,691)	(25,150)
Proceeds from maturities of securities held to maturity	1,218	1,967
Purchases of securities held to maturity	(3,193)	(626)
Proceeds from sale of available for sale securities		10,550
Proceeds from maturities of certificates of deposit in financial institutions	490
Purchases of certificates of deposit in financial institutions	(445)	(735)
Proceeds from restricted investments in bank stocks	1
Net change in loans	(24,186)	6,933
Proceeds from sale of other real estate owned	593	487
Purchases of premises and equipment	(633)	(1,418)
Net cash provided by (used in) investing activities	(28,342)	3,612
Change in deposits	25,822	24,634
Cash dividends	(2,605)	(2,801)
Proceeds from Federal Home Loan Bank borrowings	8,202	400
Repayment of Federal Home Loan Bank borrowings	(1,450)	(1,343)
Change in other long-term borrowings	5,000
Change in other short-term borrowings	(33)	96
Net cash provided by financing activities	34,936	20,986
Change in cash and cash equivalents	16,355	33,183
Cash and cash equivalents at beginning of period	45,530	30,977
Cash and cash equivalents at end of period	61,885	64,160
Cash paid for interest	2,112	2,047
Cash paid for income taxes	1,675	2,450
Transfers from loans to other real estate owned	851	525
Other real estate owned sales financed by The Ohio Valley Bank Company	$ 316

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES BASIS OF PRESENTATION : These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at September 30, 2016, and its results of operations and cash flows for the periods presented. The results of operations for the nine months ended September 30, 2016 are not necessarily indicative of the operating results to be anticipated for the full fiscal year ending December 31, 2016. The accompanying consolidated financial statements do not purport to contain all the necessary financial disclosures required by U.S. generally accepted accounting principles (“US GAAP”) that might otherwise be necessary in the circumstances. The Annual Report of the Company for the year ended December 31, 2015 contains consolidated financial statements and related notes which should be read in conjunction with the accompanying consolidated financial statements. On August 5, 2016, the Company completed the merger of Milton Bancorp, Inc. ("Milton Bancorp") into Ohio Valley (“the Merger”). Immediately following the Merger, Milton Bancorp's wholly-owned subsidiary, The Milton Banking Company (“Milton Bank”), was merged with and into the Bank. Further information regarding the merger can be found within Note 2 – Business Combinations of this Form 10-Q. The consolidated financial statements for 2015 have been reclassified to conform to the presentation for 2016. These reclassifications had no effect on the net results of operations or shareholders’ equity. USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS: INDUSTRY SEGMENT INFORMATION: EARNINGS PER SHARE : NEW ACCOUNTING PRONOUNCEMENTS: In January 2016, the FASB issued ASU No. 2016-01, “Recognition and Measurement of Financial Assets and Financial Liabilities”. The update provides updated accounting and reporting requirements for both public and non-public entities. The most significant provisions that will impact the Company are: 1) equity securities available for sale will be measured at fair value, with the changes in fair value recognized in the income statement; 2) eliminate the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments at amortized cost on the balance sheet; 3) utilization of the exit price notion when measuring the fair value of financial instruments for disclosure purposes; and 4) require separate presentation of both financial assets and liabilities by measurement category and form of financial asset on the balance sheet or accompanying notes to the financial statements. The update will be effective for interim and annual periods beginning after December 15, 2017, using a cumulative-effect adjustment to the balance sheet as of the beginning of the year of adoption. Early adoption is not permitted. Management is currently evaluating the impact of this update on its Consolidated Financial Statements. In February 2016, the FASB issued an update (ASU 2016-02, Leases) which will require lessees to record most leases on their balance sheet and recognize leasing expenses in the income statement. Operating leases, except for short-term leases that are subject to an accounting policy election, will be recorded on the balance sheet for lessees by establishing a lease liability and corresponding right-of-use asset. The guidance in this ASU will become effective for interim and annual reporting periods beginning after December 15, 2018, with early adoption permitted. Management is currently evaluating the impact of this update on its Consolidated Financial Statements. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments - Credit Losses”. ASU 2016-13 requires entities to report “expected” credit losses on financial instruments and other commitments to extend credit rather than the current “incurred loss” model. These expected credit losses for financial assets held at the reporting date are to be based on historical experience, current conditions, and reasonable and supportable forecasts. This ASU will also require enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. This ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019. Early adoption is permitted, for annual periods and interim periods within those annual periods, beginning after December 15, 2018. Management is currently evaluating the impact this update will have on the Company’s financial statements and results of operations. In August 2016, FASB issued ASU 2016-15, “Statement of Cash Flows” (Topic 230), Classification of Certain Cash Receipts and Cash Payments, which amends the guidance in ASC 230 on the classification of certain cash receipts and payments in the statement of cash flows. The primary purpose of the ASU is to reduce the diversity in practice that has resulted from the lack of consistent principles on this topic. The ASU's amendments add or clarify guidance on eight cash flow issues: ● Debt prepayment or debt extinguishment costs. ● Settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing. ● Contingent consideration payments made after a business combination. ● Proceeds from the settlement of insurance claims. ● Proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies. ● Distributions received from equity method investees. ● Beneficial interests in securitization transactions. ● Separately identifiable cash flows and application of the predominance principle. For public business entities, the guidance in the ASU is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Early adoption is permitted for all entities. Entities must apply the guidance retrospectively to all periods presented but may apply it prospectively from the earliest date practicable if retrospective application would be impracticable. Management is currently evaluating the impact of the adoption of this guidance on the Company's consolidated financial statements.

Note 2 - Business Combinations

Note 2 - Business Combinations	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Mergers, Acquisitions and Dispositions Disclosures [Text Block]	NOTE 2 – BUSINESS COMBINATIONS As of the close of business on August 5, 2016, Ohio Valley completed its merger with Milton Bancorp pursuant to the terms of the Agreement and Plan of Merger dated as of January 7, 2016, by and between Ohio Valley and Milton Bancorp (the "Merger Agreement"). Pursuant to the terms of the Merger Agreement, Milton Bancorp was merged with and into Ohio Valley. Immediately following the Merger, Milton Bank was merged with and into the Bank. As a result of the Merger and in accordance with the terms of the Merger Agreement, each Milton Bancorp share was converted into the right to receive either 1,636 Ohio Valley common shares, no par value, or cash in the amount of $37,219, subject to certain allocation procedures set forth in the Merger Agreement pursuant to which 80% of the 400 outstanding Milton Bancorp common shares were converted into the right to receive Ohio Valley common shares and the remaining 20% of the outstanding Milton Bancorp common shares were converted into the right to receive cash. Each of the 1,237 Milton Bancorp preferred shares issued and outstanding were converted into the right to receive a cash payment in the amount of $3,600 per preferred share. The consideration paid for Milton Bancorp totaled $18,875, of which $11,444 was the market value of the Company’s common shares and $7,431 was cash. Ohio Valley financed part of the cash portion of the purchase price through $5,000 in borrowed funds. Milton Bank's results of operations were included in the Company's results beginning August 6, 2016. Through September 30, 2016, merger-related costs of $777 associated with the acquisition have been expensed, and the remaining merger-related costs will be expensed in future periods as incurred. Since the majority of merger costs have been incurred at September 30, 2016, the Company expects the remaining merger-related expenses to be immaterial. The fair value of the common shares issued as part of the consideration paid for Milton Bancorp was determined in the basis of the closing price of the Company's common shares on the acquisition date. After the Merger, the Company's assets totaled approximately $950 million and branches increased to 19 locations. Goodwill of $5,785 arising from the acquisition consisted largely of synergies from combining the operations of the companies. The following table summarizes the consideration paid for Milton Bancorp and the amounts of the assets acquired and liabilities assumed recognized at the acquisition date: Consideration: Cash $ 7,431 Equity Instruments 11,444 Fair value of total consideration transferred $ 18,875 Recognized amounts of identifiable assets acquired and liabilities assumed Cash and cash equivalents $ 9,117 Securities 5,868 Restricted investments in bank stock 364 Loans 113,298 Premises and equipment 2,216 Other real estate owned 641 Bank owned life insurance 272 Other assets 520 Total assets acquired 132,296 Deposits 119,215 Other liabilities (9 ) Total liabilities assumed 119,206 Total identifiable net assets 13,090 Goodwill 5,785 $ 18,875 The fair value of net assets acquired reflect only the fair value adjustments to securities. We are continuing to evaluate the fair value adjustments associated with loans, premises and equipment, and time deposits, as well as the valuation of intangible assets related to core deposits. As such, the amounts presented in the table above are considered to be preliminary and are subject to change. The remaining purchase accounting adjustments are expected to be posted in the fourth quarter of 2016. Currently, management does not believe that purchase credit impaired loans acquired in the acquisition to be material.

Note 3 - Fair Value of Financia

Note 3 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 3 – FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Level 2: Level 3: The following is a description of the Company’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis: Securities: Impaired Loans: Other Real Estate Owned: Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics. On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at September 30, 2016 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,636 ---- Agency mortgage-backed securities, residential ---- 94,224 ---- Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,965 ---- Agency mortgage-backed securities, residential ---- 82,686 ---- There were no transfers between Level 1 and Level 2 during 2016 or 2015. Assets and Liabilities Measured on a Nonrecurring Basis Assets and liabilities measured at fair value on a nonrecurring basis are summarized below: Fair Value Measurements at September 30, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 3,843 Nonowner-occupied ---- ---- 2,147 Commercial and industrial ---- ---- 298 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 2,473 Commercial and industrial ---- ---- 3,779 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 At September 30, 2016, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $9,169, with a corresponding valuation allowance of $2,881, resulting in an increase of $819 in provision expense during the three months ended September 30, 2016, and an increase of $2,477 during the nine months ended September 30, 2016, with no additional charge-offs recognized. This is compared to an increase of $107 in provision expense during the three months ended September 30, 2015, and an increase of $94 in provision expense during the nine months ended September 30, 2015, with $1,782 in additional charge-offs recognized. At December 31, 2015, the recorded investment of impaired loans measured for impairment using the fair value of collateral for collateral-dependent loans totaled $7,811, with a corresponding valuation allowance of $1,559, resulting in an increase of $741 in provision expense during the year ended December 31, 2015, with $1,422 in additional charge-offs recognized. Other real estate owned that was measured at fair value less costs to sell at September 30, 2016 and December 31, 2015 had a net carrying amount of $1,147, which is made up of the outstanding balance of $2,217, net of a valuation allowance of $1,070 at December 31, 2015. There were no corresponding write downs during the three and nine months ended September 30, 2016 and 2015. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2016 and December 31, 2015: September 30, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,843 Sales approach Adjustment to comparables 0% to 45% 15.99 % Cost approach Adjustment to comparables 0% to 29.5% 14.76 % Nonowner-occupied 2,147 Sales approach Adjustment to comparables 0% to 12.5% 6.9 % Commercial and industrial 298 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2 % December 31, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 2,473 Sales approach Adjustment to comparables 0% to 12.5% 5.7 % Commercial and industrial 3,779 Sales approach Adjustment to comparables 0.9% to 30% 14.3 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2 % The carrying amounts and estimated fair values of financial instruments at September 30, 2016 and December 31, 2015 are as follows: Fair Value Measurements at September 30, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 61,885 $ 61,885 $ ---- $ ---- $ 61,885 Certificates of deposit in financial institutions 1,670 ---- 1,670 ---- 1,670 Securities available for sale 104,860 ---- 104,860 ---- 104,860 Securities held to maturity 19,651 ---- 10,356 10,381 20,737 Restricted investments in bank stocks 6,939 N/A N/A N/A N/A Loans, net 714,050 ---- ---- 722,276 722,276 Accrued interest receivable 2,247 ---- 361 1,886 2,247 Financial liabilities: Deposits 805,783 215,933 590,489 ---- 806,422 Other borrowed funds 35,665 ---- 35,990 ---- 35,990 Subordinated debentures 8,500 ---- 5,801 ---- 5,801 Accrued interest payable 517 2 515 ---- 517 Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 45,530 $ 45,530 $ ---- $ ---- $ 45,530 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 91,651 ---- 91,651 ---- 91,651 Securities held to maturity 19,903 ---- 9,814 10,976 20,790 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 579,104 ---- ---- 582,427 582,427 Accrued interest receivable 1,819 ---- 224 1,595 1,819 Financial liabilities: Deposits 660,746 176,499 484,636 ---- 661,135 Other borrowed funds 23,946 ---- 23,672 ---- 23,672 Subordinated debentures 8,500 ---- 5,368 ---- 5,368 Accrued interest payable 449 4 445 ---- 449 The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and Cash Equivalents Certificates of Deposit in Financial Institutions Securities Held to Maturity: Restricted Investments in Bank Stocks Loans Deposit Liabilities Other Borrowed Funds Subordinated Debentures Accrued Interest Receivable and Payable , resulting in a classification that is consistent with the earning assets and interest-bearing liabilities with which it is associated. Off-balance Sheet Instruments Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

Note 4 - Securities

Note 4 - Securities	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	N OTE 4 – SECURITIES The following table summarizes the amortized cost and fair value of securities available for sale and securities held to maturity at September 30, 2016 and December 31, 2015 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses: Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value September 30, 2016 U.S. Government sponsored entity securities $ 10,627 $ 9 $ ---- $ 10,636 Agency mortgage-backed securities, residential 92,243 1,986 (5 ) 94,224 Total securities $ 102,870 $ 1,995 $ (5 ) $ 104,860 December 31, 2015 U.S. Government sponsored entity securities $ 9,011 $ ---- $ (46 ) $ 8,965 Agency mortgage-backed securities, residential 82,178 981 (473 ) 82,686 Total securities $ 91,189 $ 981 $ (519 ) $ 91,651 Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value September 30, 2016 Obligations of states and political subdivisions $ 19,646 $ 1,090 $ (4 ) $ 20,732 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,651 $ 1,090 $ (4 ) $ 20,737 December 31, 2015 Obligations of states and political subdivisions $ 19,898 $ 892 $ (5 ) $ 20,785 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,903 $ 892 $ (5 ) $ 20,790 The amortized cost and estimated fair value of debt securities at September 30, 2016, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because certain issuers may have the right to call or prepay the debt obligations prior to their contractual maturities. Securities not due at a single maturity are shown separately. Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,002 $ 4,003 $ 395 $ 398 Due in over one to five years 6,625 6,633 7,160 7,540 Due in over five to ten years ---- ---- 9,800 10,471 Due after ten years ---- ---- 2,291 2,323 Agency mortgage-backed securities, residential 92,243 94,224 5 5 Total debt securities $ 102,870 $ 104,860 $ 19,651 $ 20,737 The following table summarizes securities with unrealized losses at September 30, 2016 and December 31, 2015, aggregated by major security type and length of time in a continuous unrealized loss position: Less Than 12 Months 12 Months or More Total September 30, 2016 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale Agency mortgage-backed securities, residential $ 1,067 $ (5 ) $ ---- $ ---- $ 1,067 $ (5 ) Total available for sale $ 1,067 $ (5 ) $ ---- $ ---- $ 1,067 $ (5 ) Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 587 $ (4 ) $ ---- $ ---- $ 587 $ (4 ) Total held to maturity $ 587 $ (4 ) $ ---- $ ---- $ 587 $ (4 ) Less Than 12 Months 12 Months or More Total December 31, 2015 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 7,964 $ (46 ) $ ---- $ ---- $ 7,964 $ (46 ) Agency mortgage-backed securities, residential 42,112 (407 ) 3,645 (66 ) 45,757 (473 ) Total available for sale $ 50,076 $ (453 ) $ 3,645 $ (66 ) $ 53,721 $ (519 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) Total held to maturity $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) There were no sales of investment securities during the three and nine months ended September 30, 2016. During the three and nine months ended September 30, 2015, the Company had proceeds of $10,550 pertaining to securities sales on available for sale securities with gross gains recognized of $28 and $163 for both periods. Unrealized losses on the Company’s debt securities have not been recognized into income because the issuers’ securities are of high credit quality as of September 30, 2016, and management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery. Management does not believe any individual unrealized loss at September 30, 2016 and December 31, 2015 represents an other-than-temporary impairment.

Note 5 - Loans and Allowance fo

Note 5 - Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	N OTE 5 – LOANS AND ALLOWANCE FOR LOAN LOSSES Loans are comprised of the following: September 30, December 31, 2016 2015 Residential real estate $ 273,335 $ 223,875 Commercial real estate: Owner-occupied 82,204 73,458 Nonowner-occupied 98,923 72,002 Construction 34,494 23,852 Commercial and industrial 97,192 81,936 Consumer: Automobile 58,359 44,566 Home equity 20,159 20,841 Other 56,921 45,222 721,587 585,752 Less: Allowance for loan losses 7,537 6,648 Loans, net $ 714,050 $ 579,104 The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended September 30, 2016 and 2015: September 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 Provision for loan losses 228 802 149 529 1,708 Loans charged off (151 ) (11 ) (587 ) (704 ) (1,453 ) Recoveries 30 19 1 298 348 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537 September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,230 $ 2,795 $ 2,287 $ 1,132 $ 7,444 Provision for loan losses (166 ) (214 ) 205 164 (11 ) Loans charged-off (40 ) (596 ) ---- (309 ) (945 ) Recoveries 219 15 11 169 414 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902 The following table presents the activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2016 and 2015: September 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses 10 2,264 (1,035 ) 1,089 2,328 Loans charged off (322 ) (63 ) (587 ) (1,540 ) (2,512 ) Recoveries 238 114 12 709 1,073 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537 September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses (256 ) (272 ) 697 541 710 Loans charged-off (263 ) (1,970 ) (24 ) (1,016 ) (3,273 ) Recoveries 336 47 228 520 1,131 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902 The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of September 30, 2016 and December 31, 2015: September 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,705 $ 245 $ 2 $ 2,952 Collectively evaluated for impairment 1,013 1,569 734 1,269 4,585 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537 Loans: Loans individually evaluated for impairment $ 724 $ 13,391 $ 9,099 $ 216 $ 23,430 Loans collectively evaluated for impairment 272,611 202,230 88,093 135,223 698,157 Total ending loans balance $ 273,335 $ 215,621 $ 97,192 $ 135,439 $ 721,587 December 31, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 311 $ 1,850 $ 3 $ 2,164 Collectively evaluated for impairment 1,087 1,648 739 1,010 4,484 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Loans: Loans individually evaluated for impairment $ 1,001 $ 7,318 $ 8,691 $ 218 $ 17,228 Loans collectively evaluated for impairment 222,874 161,994 73,245 110,411 568,524 Total ending loans balance $ 223,875 $ 169,312 $ 81,936 $ 110,629 $ 585,752 The following tables present information related to loans individually evaluated for impairment by class of loans as of September 30, 2016 and December 31, 2015: September 30, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 5,918 $ 5,918 $ 2,603 Nonowner-occupied 387 387 102 Commercial and industrial 391 391 245 Consumer: Home equity 216 216 2 With no related allowance recorded: Residential real estate 724 724 ---- Commercial real estate: Owner-occupied 3,291 2,744 ---- Nonowner-occupied 5,614 3,798 ---- Construction 641 544 ---- Commercial and industrial 8,708 8,708 ---- Total $ 25,890 $ 23,430 $ 2,952 December 31, 2015 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 204 $ 204 Nonowner-occupied 396 396 107 Commercial and industrial 4,355 4,355 1,850 Consumer: Home equity 218 218 3 With no related allowance recorded: Residential real estate 1,001 1,001 ---- Commercial real estate: Owner-occupied 3,812 3,265 ---- Nonowner-occupied 5,178 2,773 ---- Construction 680 680 ---- Commercial and industrial 4,336 4,336 ---- Total $ 20,180 $ 17,228 $ 2,164 The following tables present information related to loans individually evaluated for impairment by class of loans for the three and nine months ended September 30, 2016 and 2015: Three months ended September 30, 2016 Nine months ended September 30, 2016 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 5,427 $ 94 $ 94 $ 2,815 $ 241 $ 241 Nonowner-occupied 389 5 5 392 15 15 Commercial and industrial 391 ---- ---- 391 ---- ---- Consumer: Home equity 217 1 1 218 5 5 With no related allowance recorded: Residential real estate 725 4 4 728 20 20 Commercial real estate: Owner-occupied 2,797 37 37 2,879 120 120 Nonowner-occupied 3,680 33 33 3,557 75 75 Construction 363 11 11 521 108 108 Commercial and industrial 8,575 103 103 8,234 290 290 Total $ 22,564 $ 288 $ 288 $ 19,735 $ 874 $ 874 Three months ended September 30, 2015 Nine months ended September 30, 2015 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 895 $ ---- $ ---- $ 895 $ ---- $ ---- Commercial real estate: Owner-occupied 204 11 11 204 11 11 Nonowner-occupied 401 5 5 404 70 70 Commercial and industrial 3,589 52 52 3,343 117 117 Consumer: Home equity 218 2 2 219 6 6 With no related allowance recorded: Residential real estate 1,005 11 11 761 36 36 Commercial real estate: Owner-occupied 2,873 74 74 2,617 135 135 Nonowner-occupied 2,910 12 12 3,605 37 37 Construction 680 ---- ---- 510 ---- ---- Commercial and industrial 3,800 26 26 3,897 133 133 Total $ 16,575 $ 193 $ 193 $ 16,455 $ 545 $ 545 The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees. Nonaccrual loans and loans past due 90 days or more and still accruing include both smaller balance homogenous loans that are collectively evaluated for impairment and individually classified as impaired loans. The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of September 30, 2016 and December 31, 2015, other real estate owned secured by residential real estate totaled $986 and $1,131, respectively. In addition, nonaccrual residential mortgage loans that are in the process of foreclosure had a recorded investment of $1,042 and $988 as of September 30, 2016 and December 31, 2015, respectively. The following table presents the recorded investment of nonaccrual loans and loans past due 90 days or more and still accruing by class of loans as of September 30, 2016 and December 31, 2015: September 30, 2016 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 152 $ 3,387 Commercial real estate: Owner-occupied 207 1,575 Nonowner-occupied ---- 2,711 Construction ---- 544 Commercial and industrial ---- 661 Consumer: Automobile 53 16 Home equity ---- 35 Other 31 98 Total $ 443 $ 9,027 December 31, 2015 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 20 $ 2,048 Commercial real estate: Owner-occupied ---- 404 Nonowner-occupied ---- 2,737 Construction ---- 769 Commercial and industrial ---- 1,152 Consumer: Automobile 18 27 Home equity ---- 96 Other 1 3 Total $ 39 $ 7,236 The following table presents the aging of the recorded investment of past due loans by class of loans as of September 30, 2016 and December 31, 2015: September 30, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 4,355 $ 1,677 $ 2,164 $ 8,196 $ 265,139 $ 273,335 Commercial real estate: Owner-occupied 162 338 1,508 2,008 80,196 82,204 Nonowner-occupied 226 316 2,235 2,777 96,146 98,923 Construction 414 ---- 182 596 33,898 34,494 Commercial and industrial 370 230 602 1,202 95,990 97,192 Consumer: Automobile 1,030 228 63 1,321 57,038 58,359 Home equity 174 ---- ---- 174 19,985 20,159 Other 1,120 199 56 1,375 55,546 56,921 Total $ 7,851 $ 2,988 $ 6,810 $ 17,649 $ 703,938 $ 721,587 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,564 $ 1,484 $ 1,708 $ 5,756 $ 218,119 $ 223,875 Commercial real estate: Owner-occupied 141 33 371 545 72,913 73,458 Nonowner-occupied 35 334 2,737 3,106 68,896 72,002 Construction ---- 2 769 771 23,081 23,852 Commercial and industrial 31 88 1,077 1,196 80,740 81,936 Consumer: Automobile 727 197 36 960 43,606 44,566 Home equity 75 ---- 76 151 20,690 20,841 Other 420 104 4 528 44,694 45,222 Total $ 3,993 $ 2,242 $ 6,778 $ 13,013 $ 572,739 $ 585,752 Troubled Debt Restructurings: A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR’s are considered to be impaired. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; a reduction in the contractual principal and interest payments of the loan; or short-term interest-only payment terms. The Company has allocated reserves for a portion of its TDR’s to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer. The following table presents the types of TDR loan modifications by class of loans as of September 30, 2016 and December 31, 2015: September 30, 2016 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate Interest only payments $ 724 $ ---- $ 724 Commercial real estate: Owner-occupied Interest only payments 316 ---- 316 Rate reduction ---- 232 232 Reduction of principal and interest payments 586 ---- 586 Maturity extension at lower stated rate than market rate 1,610 ---- 1,610 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 600 2,374 2,974 Rate reduction 387 ---- 387 Credit extension at lower stated rate than market rate 574 ---- 574 Commercial and industrial Interest only payments 7,750 ---- 7,750 Credit extension at lower stated rate than market rate 957 392 1,349 Consumer: Home equity Maturity extension at lower stated rate than market rate 216 ---- 216 Total TDR’s $ 13,924 $ 2,998 $ 16,922 December 31, 2015 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate Interest only payments $ 1,001 $ ---- $ 1,001 Commercial real estate: Owner-occupied Interest only payments 433 ---- 433 Rate reduction ---- 232 232 Reduction of principal and interest payments 604 ---- 604 Maturity extension at lower stated rate than market rate 1,996 ---- 1,996 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,473 2,773 Rate reduction 396 ---- 396 Commercial and industrial Interest only payments 7,579 ---- 7,579 Credit extension at lower stated rate than market rate 226 391 617 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 12,957 $ 3,096 $ 16,053 During the three months ended September 30, 2016, the TDR’s described above increased the provision expense and the allowance for loan losses by $14, with corresponding charge-offs of $11. During the nine months ended September 30, 2016, the TDR's described above decreased the provision expense and the allowance for loan losses by $1,105, with corresponding charge-offs of $11. These results are compared to a $44 decrease in both the provision expense and the allowance for loan losses during the three and nine months ended September 30, 2015, with corresponding charge-offs of $1,422. During the year ended December 31, 2015, the TDR's described above increased the allowance for loan losses and provision expense by $93 with corresponding charge-offs of $1,422. The charge-offs of $1,422 during 2015 included $1,304 that were related to specific reserves that had already been provided for during 2014, and, as a result, did not impact provision expense during 2015. At September 30, 2016, the balance in TDR loans increased $869, or 5.4%, from year-end 2015. The increase was largely from additional funds advanced to one commercial and industrial loan relationship during the third quarter of 2016. The Company had 82% of its TDR's performing according to their modified terms at September 30, 2016, as compared to 81% at December 31, 2015. The Company's specific allocations in reserves to customers whose loan terms have been modified in TDR’s totaled $553 at September 30, 2016, as compared to $1,669 in reserves at December 31, 2015. At September 30, 2016, the Company had $1,292 in commitments to lend additional amounts to customers with outstanding loans that are classified as TDR’s, as compared to $995 at December 31, 2015. There were no TDR loan modifications during the three months ended September 30, 2016. The following table presents the pre- and post-modification balances of TDR loan modifications by class of loans that occurred during the three months ended September 30, 2015: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Three months ended September 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate $ 1,025 $ 1,025 $ ---- $ ---- Total TDR’s $ 1,025 $ 1,025 $ ---- $ ---- The following table presents the pre- and post-modification balances of TDR loan modifications by class of loans that occurred during the nine months ended September 30, 2016 and 2015: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Nine months ended September 30, 2016 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Nonowner-occupied Interest only payments $ ---- $ ---- $ 226 $ 226 Credit extension at lower stated rate than market rate 574 574 ---- ---- Total TDR’s $ 574 $ 574 $ 226 $ 226 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Nine months ended September 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments $ 495 $ 495 $ ---- $ ---- Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate 1,025 1,025 ---- ---- Total TDR’s $ 1,520 $ 1,520 $ ---- $ ---- During the third quarter of 2016, the Company placed one commercial real estate TDR totaling $226 on nonaccrual status. The borrower continues to experience financial difficulty and the Company has started the foreclosure process. The Company reviewed the loan’s collateral during the third quarter and identified $11 in collateral impairment, which resulted in a partial charge-off of principal. There were no specific allocations of the allowance for loan losses recorded on the impaired TDR loan at September 30, 2016. All of the Company’s loans that were restructured during the nine months ended September 30, 2015 were performing in accordance with their modified terms. Excluding the commercial real estate loan of $226 previously mentioned, there were no other TDR’s described above at September 30, 2016 and 2015 that experienced any payment defaults within twelve months following their loan modification. A default is considered to have occurred once the TDR is past due 90 days or more or it has been placed on nonaccrual. TDR loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The loans modified during the nine months ended September 30, 2016 increased the provision expense and the allowance for loan losses by $11. As of September 30, 2016, the Company had no allocation of reserves to customers whose loan terms were modified during the first nine months of 2016. The loans modified during the nine months ended September 30, 2015 had no impact on the provision expense or the allowance for loan losses. As of September 30, 2015, the Company had no allocation of reserves to customers whose loan terms were modified during the first nine months of 2015. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 through 10. The Company analyzes loans individually with a higher credit risk rating and groups these loans into categories called “criticized” and ”classified” assets. The Company considers its criticized assets to be loans that are graded 8 and its classified assets to be loans that are graded 9 through 10. The Company’s risk categories are reviewed at least annually on loans that have aggregate borrowing amounts that meet or exceed $500. The Company uses the following definitions for its criticized loan risk ratings: Special Mention (Loan Grade 8). The Company uses the following definitions for its classified loan risk ratings: Substandard (Loan Grade 9). Doubtful (Loan Grade 10). Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not meet the criteria for a criticized and classified asset rating as pass rated loans, which will include loans graded from 1 (Prime) to 7 (Watch). All commercial loans are categorized into a risk category either at the time of origination or reevaluation date. As of September 30, 2016 and December 31, 2015, and based on the most recent analysis performed, the risk category of commercial loans by class of loans was as follows: September 30, 2016 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 72,943 $ 370 $ 8,891 $ 82,204 Nonowner-occupied 88,613 367 9,943 98,923 Construction 33,951 ---- 543 34,494 Commercial and industrial 94,011 ---- 3,181 97,192 Total $ 289,518 $ 737 $ 22,558 $ 312,813 December 31, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,287 $ 6,738 $ 4,433 $ 73,458 Nonowner-occupied 61,577 6,305 4,120 72,002 Construction 23,080 ---- 772 23,852 Commercial and industrial 70,852 5,232 5,852 81,936 Total $ 217,796 $ 18,275 $ 15,177 $ 251,248 The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau), but the scores are not updated. The Company focuses mostly on the performance and repayment ability of the borrower as an indicator of credit risk and does not consider a borrower's credit score to be a significant influence in the determination of a loan's credit risk grading. For residential and consumer loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on repayment activity as of September 30, 2016 and December 31, 2015: September 30, 2016 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 58,290 $ 20,124 $ 56,792 $ 269,796 $ 405,002 Nonperforming 69 35 129 3,539 3,772 Total $ 58,359 $ 20,159 $ 56,921 $ 273,335 $ 408,774 December 31, 2015 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 44,521 $ 20,745 $ 45,218 $ 221,807 $ 332,291 Nonperforming 45 96 4 2,068 2,213 Total $ 44,566 $ 20,841 $ 45,222 $ 223,875 $ 334,504 The Company, through its subsidiaries, originates residential, consumer, and commercial loans to customers located primarily in the southeastern areas of Ohio as well as the western counties of West Virginia. Approximately 5.09% of total loans were unsecured at September 30, 2016, down from 6.06% at December 31, 2015.

Note 6 - Financial Instruments

Note 6 - Financial Instruments with Off-balance Sheet	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	NOTE 6 - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The contract amounts of these instruments are not included in the consolidated financial statements. At September 30, 2016, the contract amounts of these instruments totaled approximately $67,556, compared to $62,415 at December 31, 2015. The Bank uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. Since many of these instruments are expected to expire without being drawn upon, the total contract amounts do not necessarily represent future cash requirements.

Note 7 - Other Borrowed Funds

Note 7 - Other Borrowed Funds	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 7 - OTHER BORROWED FUNDS Other borrowed funds at September 30, 2016 and December 31, 2015 are comprised of advances from the Federal Home Loan Bank (“FHLB”) of Cincinnati and promissory notes. At September 30, 2016 and December 31, 2015, FHLB Borrowings included $84 and $117 in capitalized lease obligations, respectively. FHLB Borrowings Promissory Notes Totals September 30, 2016 $ 26,747 $ 8,918 $ 35,665 December 31, 2015 $ 20,028 $ 3,918 $ 23,946 Pursuant to collateral agreements with the FHLB, advances were secured by $263,867 in qualifying mortgage loans, $80,092 in commercial loans and $5,365 in FHLB stock at September 30, 2016. Fixed-rate FHLB advances of $26,663 mature through 2042 and have interest rates ranging from 1.34% to 3.31% and a year-to-date weighted average cost of 2.08%. There were no variable-rate FHLB borrowings at September 30, 2016. At September 30, 2016, the Company had a cash management line of credit enabling it to borrow up to $75,000 from the FHLB. All cash management advances have an original maturity of 90 days. The line of credit must be renewed on an annual basis. There was $75,000 available on this line of credit at September 30, 2016. Based on the Company's current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $189,639 at September 30, 2016. Of this maximum borrowing capacity, the Company had $115,976 available to use as additional borrowings, of which $75,000 could be used for short-term, cash management advances, as mentioned above. Promissory notes, issued primarily by Ohio Valley, are due at various dates through a final maturity date of August 1, 2026, and have fixed rates ranging from 1.25% to 4.09% through August 1, 2021 and a year-to-date weighted average cost of 2.05% at September 30, 2016, as compared to 1.38% at December 31, 2015. Promissory notes payable by Ohio Valley to related parties totaled $360 at September 30, 2016. Promissory notes payable to other banks totaled $5,000 at September 30, 2016. Letters of credit issued on the Bank's behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $47,000 at September 30, 2016 and $34,800 at December 31, 2015. Scheduled principal payments as of September 30, 2016: FHLB Borrowings Promissory Notes Totals 2016 $ 585 $ 1,905 $ 2,490 2017 5,022 2,019 7,041 2018 1,967 946 2,913 2019 1,906 453 2,359 2020 1,817 471 2,288 Thereafter 15,450 3,124 18,574 $ 26,747 $ 8,918 $ 35,665

Note 8 - Segment Information

Note 8 - Segment Information	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	NOTE 8 – SEGMENT INFORMATION The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business, which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company's total revenues, totaled 90.9% and 90.2% of total consolidated revenues for the quarters ended September 30, 2016 and 2015, respectively. The accounting policies used for the Company's reportable segments are the same as those described in Note 1 - Summary of Significant Accounting Policies. Income taxes are allocated based on income before tax expense. Information for the Company’s reportable segments is as follows: Three Months Ended September 30, 2016 Banking Consumer Finance Total Company Net interest income $ 8,396 $ 589 $ 8,985 Provision expense 1,675 33 1,708 Noninterest income 1,655 38 1,693 Noninterest expense 8,167 661 8,828 Tax expense (benefit) (193 ) (23 ) (216 ) Net income (loss) 402 (44 ) 358 Assets 957,889 12,341 970,230 Three Months Ended September 30, 2015 Banking Consumer Finance Total Company Net interest income $ 7,627 $ 658 $ 8,285 Provision expense (benefit) 10 (21 ) (11 ) Noninterest income 1,522 62 1,584 Noninterest expense 7,106 621 7,727 Tax expense 471 40 511 Net income 1,562 80 1,642 Assets 795,458 13,008 808,466 Nine Months Ended September 30, 2016 Banking Consumer Finance Total Company Net interest income $ 23,684 $ 2,607 $ 26,291 Provision expense 2,180 148 2,328 Noninterest income 6,220 569 6,789 Noninterest expense 22,460 2,110 24,570 Tax expense 975 311 1,286 Net income 4,289 607 4,896 Assets 957,889 12,341 970,230 Nine Months Ended September 30, 2015 Banking Consumer Finance Total Company Net interest income $ 22,690 $ 2,674 $ 25,364 Provision expense 685 25 710 Noninterest income 6,351 639 6,990 Noninterest expense 20,679 2,029 22,708 Tax expense 1,834 426 2,260 Net income 5,843 833 6,676 Assets 795,458 13,008 808,466

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2016
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	BASIS OF PRESENTATION : These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at September 30, 2016, and its results of operations and cash flows for the periods presented. The results of operations for the nine months ended September 30, 2016 are not necessarily indicative of the operating results to be anticipated for the full fiscal year ending December 31, 2016. The accompanying consolidated financial statements do not purport to contain all the necessary financial disclosures required by U.S. generally accepted accounting principles (“US GAAP”) that might otherwise be necessary in the circumstances. The Annual Report of the Company for the year ended December 31, 2015 contains consolidated financial statements and related notes which should be read in conjunction with the accompanying consolidated financial statements. On August 5, 2016, the Company completed the merger of Milton Bancorp, Inc. ("Milton Bancorp") into Ohio Valley (“the Merger”). Immediately following the Merger, Milton Bancorp's wholly-owned subsidiary, The Milton Banking Company (“Milton Bank”), was merged with and into the Bank. Further information regarding the merger can be found within Note 2 – Business Combinations of this Form 10-Q. The consolidated financial statements for 2015 have been reclassified to conform to the presentation for 2016. These reclassifications had no effect on the net results of operations or shareholders’ equity.
Use of Estimates, Policy [Policy Text Block]	USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS:
Segment Reporting, Policy [Policy Text Block]	INDUSTRY SEGMENT INFORMATION:
Earnings Per Share, Policy [Policy Text Block]	EARNINGS PER SHARE :
New Accounting Pronouncements, Policy [Policy Text Block]	NEW ACCOUNTING PRONOUNCEMENTS: In January 2016, the FASB issued ASU No. 2016-01, “Recognition and Measurement of Financial Assets and Financial Liabilities”. The update provides updated accounting and reporting requirements for both public and non-public entities. The most significant provisions that will impact the Company are: 1) equity securities available for sale will be measured at fair value, with the changes in fair value recognized in the income statement; 2) eliminate the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments at amortized cost on the balance sheet; 3) utilization of the exit price notion when measuring the fair value of financial instruments for disclosure purposes; and 4) require separate presentation of both financial assets and liabilities by measurement category and form of financial asset on the balance sheet or accompanying notes to the financial statements. The update will be effective for interim and annual periods beginning after December 15, 2017, using a cumulative-effect adjustment to the balance sheet as of the beginning of the year of adoption. Early adoption is not permitted. Management is currently evaluating the impact of this update on its Consolidated Financial Statements. In February 2016, the FASB issued an update (ASU 2016-02, Leases) which will require lessees to record most leases on their balance sheet and recognize leasing expenses in the income statement. Operating leases, except for short-term leases that are subject to an accounting policy election, will be recorded on the balance sheet for lessees by establishing a lease liability and corresponding right-of-use asset. The guidance in this ASU will become effective for interim and annual reporting periods beginning after December 15, 2018, with early adoption permitted. Management is currently evaluating the impact of this update on its Consolidated Financial Statements. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments - Credit Losses”. ASU 2016-13 requires entities to report “expected” credit losses on financial instruments and other commitments to extend credit rather than the current “incurred loss” model. These expected credit losses for financial assets held at the reporting date are to be based on historical experience, current conditions, and reasonable and supportable forecasts. This ASU will also require enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. This ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019. Early adoption is permitted, for annual periods and interim periods within those annual periods, beginning after December 15, 2018. Management is currently evaluating the impact this update will have on the Company’s financial statements and results of operations. In August 2016, FASB issued ASU 2016-15, “Statement of Cash Flows” (Topic 230), Classification of Certain Cash Receipts and Cash Payments, which amends the guidance in ASC 230 on the classification of certain cash receipts and payments in the statement of cash flows. The primary purpose of the ASU is to reduce the diversity in practice that has resulted from the lack of consistent principles on this topic. The ASU's amendments add or clarify guidance on eight cash flow issues: ● Debt prepayment or debt extinguishment costs. ● Settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing. ● Contingent consideration payments made after a business combination. ● Proceeds from the settlement of insurance claims. ● Proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies. ● Distributions received from equity method investees. ● Beneficial interests in securitization transactions. ● Separately identifiable cash flows and application of the predominance principle. For public business entities, the guidance in the ASU is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Early adoption is permitted for all entities. Entities must apply the guidance retrospectively to all periods presented but may apply it prospectively from the earliest date practicable if retrospective application would be impracticable. Management is currently evaluating the impact of the adoption of this guidance on the Company's consolidated financial statements.

Note 2 - Business Combinations

Note 2 - Business Combinations (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Consideration: Cash $ 7,431 Equity Instruments 11,444 Fair value of total consideration transferred $ 18,875 Recognized amounts of identifiable assets acquired and liabilities assumed Cash and cash equivalents $ 9,117 Securities 5,868 Restricted investments in bank stock 364 Loans 113,298 Premises and equipment 2,216 Other real estate owned 641 Bank owned life insurance 272 Other assets 520 Total assets acquired 132,296 Deposits 119,215 Other liabilities (9 ) Total liabilities assumed 119,206 Total identifiable net assets 13,090 Goodwill 5,785 $ 18,875

Note 3 - Fair Value of Financ19

Note 3 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at September 30, 2016 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,636 ---- Agency mortgage-backed securities, residential ---- 94,224 ---- Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,965 ---- Agency mortgage-backed securities, residential ---- 82,686 ---- Fair Value Measurements at September 30, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 3,843 Nonowner-occupied ---- ---- 2,147 Commercial and industrial ---- ---- 298 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 2,473 Commercial and industrial ---- ---- 3,779 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	September 30, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,843 Sales approach Adjustment to comparables 0% to 45% 15.99 % Cost approach Adjustment to comparables 0% to 29.5% 14.76 % Nonowner-occupied 2,147 Sales approach Adjustment to comparables 0% to 12.5% 6.9 % Commercial and industrial 298 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2 % December 31, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 2,473 Sales approach Adjustment to comparables 0% to 12.5% 5.7 % Commercial and industrial 3,779 Sales approach Adjustment to comparables 0.9% to 30% 14.3 % Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 61,885 $ 61,885 $ ---- $ ---- $ 61,885 Certificates of deposit in financial institutions 1,670 ---- 1,670 ---- 1,670 Securities available for sale 104,860 ---- 104,860 ---- 104,860 Securities held to maturity 19,651 ---- 10,356 10,381 20,737 Restricted investments in bank stocks 6,939 N/A N/A N/A N/A Loans, net 714,050 ---- ---- 722,276 722,276 Accrued interest receivable 2,247 ---- 361 1,886 2,247 Financial liabilities: Deposits 805,783 215,933 590,489 ---- 806,422 Other borrowed funds 35,665 ---- 35,990 ---- 35,990 Subordinated debentures 8,500 ---- 5,801 ---- 5,801 Accrued interest payable 517 2 515 ---- 517 Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 45,530 $ 45,530 $ ---- $ ---- $ 45,530 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 91,651 ---- 91,651 ---- 91,651 Securities held to maturity 19,903 ---- 9,814 10,976 20,790 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 579,104 ---- ---- 582,427 582,427 Accrued interest receivable 1,819 ---- 224 1,595 1,819 Financial liabilities: Deposits 660,746 176,499 484,636 ---- 661,135 Other borrowed funds 23,946 ---- 23,672 ---- 23,672 Subordinated debentures 8,500 ---- 5,368 ---- 5,368 Accrued interest payable 449 4 445 ---- 449

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	9 Months Ended
	Sep. 30, 2016
Held-to-maturity Securities [Member]
Notes Tables
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 587 $ (4 ) $ ---- $ ---- $ 587 $ (4 ) Total held to maturity $ 587 $ (4 ) $ ---- $ ---- $ 587 $ (4 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) Total held to maturity $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 )
Available-for-sale Securities [Table Text Block]	Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value September 30, 2016 U.S. Government sponsored entity securities $ 10,627 $ 9 $ ---- $ 10,636 Agency mortgage-backed securities, residential 92,243 1,986 (5 ) 94,224 Total securities $ 102,870 $ 1,995 $ (5 ) $ 104,860 December 31, 2015 U.S. Government sponsored entity securities $ 9,011 $ ---- $ (46 ) $ 8,965 Agency mortgage-backed securities, residential 82,178 981 (473 ) 82,686 Total securities $ 91,189 $ 981 $ (519 ) $ 91,651
Held-to-maturity Securities [Table Text Block]	Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value September 30, 2016 Obligations of states and political subdivisions $ 19,646 $ 1,090 $ (4 ) $ 20,732 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,651 $ 1,090 $ (4 ) $ 20,737 December 31, 2015 Obligations of states and political subdivisions $ 19,898 $ 892 $ (5 ) $ 20,785 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,903 $ 892 $ (5 ) $ 20,790
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,002 $ 4,003 $ 395 $ 398 Due in over one to five years 6,625 6,633 7,160 7,540 Due in over five to ten years ---- ---- 9,800 10,471 Due after ten years ---- ---- 2,291 2,323 Agency mortgage-backed securities, residential 92,243 94,224 5 5 Total debt securities $ 102,870 $ 104,860 $ 19,651 $ 20,737
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total September 30, 2016 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale Agency mortgage-backed securities, residential $ 1,067 $ (5 ) $ ---- $ ---- $ 1,067 $ (5 ) Total available for sale $ 1,067 $ (5 ) $ ---- $ ---- $ 1,067 $ (5 ) Less Than 12 Months 12 Months or More Total December 31, 2015 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 7,964 $ (46 ) $ ---- $ ---- $ 7,964 $ (46 ) Agency mortgage-backed securities, residential 42,112 (407 ) 3,645 (66 ) 45,757 (473 ) Total available for sale $ 50,076 $ (453 ) $ 3,645 $ (66 ) $ 53,721 $ (519 )

Note 5 - Loans and Allowance 21

Note 5 - Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans are comprised of the following: September 30, December 31, 2016 2015 Residential real estate $ 273,335 $ 223,875 Commercial real estate: Owner-occupied 82,204 73,458 Nonowner-occupied 98,923 72,002 Construction 34,494 23,852 Commercial and industrial 97,192 81,936 Consumer: Automobile 58,359 44,566 Home equity 20,159 20,841 Other 56,921 45,222 721,587 585,752 Less: Allowance for loan losses 7,537 6,648 Loans, net $ 714,050 $ 579,104
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	September 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 Provision for loan losses 228 802 149 529 1,708 Loans charged off (151 ) (11 ) (587 ) (704 ) (1,453 ) Recoveries 30 19 1 298 348 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537 September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,230 $ 2,795 $ 2,287 $ 1,132 $ 7,444 Provision for loan losses (166 ) (214 ) 205 164 (11 ) Loans charged-off (40 ) (596 ) ---- (309 ) (945 ) Recoveries 219 15 11 169 414 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902 September 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses 10 2,264 (1,035 ) 1,089 2,328 Loans charged off (322 ) (63 ) (587 ) (1,540 ) (2,512 ) Recoveries 238 114 12 709 1,073 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537 September 30, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses (256 ) (272 ) 697 541 710 Loans charged-off (263 ) (1,970 ) (24 ) (1,016 ) (3,273 ) Recoveries 336 47 228 520 1,131 Total ending allowance balance $ 1,243 $ 2,000 $ 2,503 $ 1,156 $ 6,902
Allowance For Loan Losses And The Recorded Investment Of Loans [Table Text Block]	September 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,705 $ 245 $ 2 $ 2,952 Collectively evaluated for impairment 1,013 1,569 734 1,269 4,585 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537 Loans: Loans individually evaluated for impairment $ 724 $ 13,391 $ 9,099 $ 216 $ 23,430 Loans collectively evaluated for impairment 272,611 202,230 88,093 135,223 698,157 Total ending loans balance $ 273,335 $ 215,621 $ 97,192 $ 135,439 $ 721,587 December 31, 2015 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 311 $ 1,850 $ 3 $ 2,164 Collectively evaluated for impairment 1,087 1,648 739 1,010 4,484 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Loans: Loans individually evaluated for impairment $ 1,001 $ 7,318 $ 8,691 $ 218 $ 17,228 Loans collectively evaluated for impairment 222,874 161,994 73,245 110,411 568,524 Total ending loans balance $ 223,875 $ 169,312 $ 81,936 $ 110,629 $ 585,752
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	September 30, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 5,918 $ 5,918 $ 2,603 Nonowner-occupied 387 387 102 Commercial and industrial 391 391 245 Consumer: Home equity 216 216 2 With no related allowance recorded: Residential real estate 724 724 ---- Commercial real estate: Owner-occupied 3,291 2,744 ---- Nonowner-occupied 5,614 3,798 ---- Construction 641 544 ---- Commercial and industrial 8,708 8,708 ---- Total $ 25,890 $ 23,430 $ 2,952 December 31, 2015 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 204 $ 204 Nonowner-occupied 396 396 107 Commercial and industrial 4,355 4,355 1,850 Consumer: Home equity 218 218 3 With no related allowance recorded: Residential real estate 1,001 1,001 ---- Commercial real estate: Owner-occupied 3,812 3,265 ---- Nonowner-occupied 5,178 2,773 ---- Construction 680 680 ---- Commercial and industrial 4,336 4,336 ---- Total $ 20,180 $ 17,228 $ 2,164 Three months ended September 30, 2016 Nine months ended September 30, 2016 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 5,427 $ 94 $ 94 $ 2,815 $ 241 $ 241 Nonowner-occupied 389 5 5 392 15 15 Commercial and industrial 391 ---- ---- 391 ---- ---- Consumer: Home equity 217 1 1 218 5 5 With no related allowance recorded: Residential real estate 725 4 4 728 20 20 Commercial real estate: Owner-occupied 2,797 37 37 2,879 120 120 Nonowner-occupied 3,680 33 33 3,557 75 75 Construction 363 11 11 521 108 108 Commercial and industrial 8,575 103 103 8,234 290 290 Total $ 22,564 $ 288 $ 288 $ 19,735 $ 874 $ 874 Three months ended September 30, 2015 Nine months ended September 30, 2015 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 895 $ ---- $ ---- $ 895 $ ---- $ ---- Commercial real estate: Owner-occupied 204 11 11 204 11 11 Nonowner-occupied 401 5 5 404 70 70 Commercial and industrial 3,589 52 52 3,343 117 117 Consumer: Home equity 218 2 2 219 6 6 With no related allowance recorded: Residential real estate 1,005 11 11 761 36 36 Commercial real estate: Owner-occupied 2,873 74 74 2,617 135 135 Nonowner-occupied 2,910 12 12 3,605 37 37 Construction 680 ---- ---- 510 ---- ---- Commercial and industrial 3,800 26 26 3,897 133 133 Total $ 16,575 $ 193 $ 193 $ 16,455 $ 545 $ 545
Schedule of Recorded Investment In Nonaccrual Loans [Table Text Block]	September 30, 2016 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 152 $ 3,387 Commercial real estate: Owner-occupied 207 1,575 Nonowner-occupied ---- 2,711 Construction ---- 544 Commercial and industrial ---- 661 Consumer: Automobile 53 16 Home equity ---- 35 Other 31 98 Total $ 443 $ 9,027 December 31, 2015 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 20 $ 2,048 Commercial real estate: Owner-occupied ---- 404 Nonowner-occupied ---- 2,737 Construction ---- 769 Commercial and industrial ---- 1,152 Consumer: Automobile 18 27 Home equity ---- 96 Other 1 3 Total $ 39 $ 7,236
Past Due Financing Receivables [Table Text Block]	September 30, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 4,355 $ 1,677 $ 2,164 $ 8,196 $ 265,139 $ 273,335 Commercial real estate: Owner-occupied 162 338 1,508 2,008 80,196 82,204 Nonowner-occupied 226 316 2,235 2,777 96,146 98,923 Construction 414 ---- 182 596 33,898 34,494 Commercial and industrial 370 230 602 1,202 95,990 97,192 Consumer: Automobile 1,030 228 63 1,321 57,038 58,359 Home equity 174 ---- ---- 174 19,985 20,159 Other 1,120 199 56 1,375 55,546 56,921 Total $ 7,851 $ 2,988 $ 6,810 $ 17,649 $ 703,938 $ 721,587 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,564 $ 1,484 $ 1,708 $ 5,756 $ 218,119 $ 223,875 Commercial real estate: Owner-occupied 141 33 371 545 72,913 73,458 Nonowner-occupied 35 334 2,737 3,106 68,896 72,002 Construction ---- 2 769 771 23,081 23,852 Commercial and industrial 31 88 1,077 1,196 80,740 81,936 Consumer: Automobile 727 197 36 960 43,606 44,566 Home equity 75 ---- 76 151 20,690 20,841 Other 420 104 4 528 44,694 45,222 Total $ 3,993 $ 2,242 $ 6,778 $ 13,013 $ 572,739 $ 585,752
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	September 30, 2016 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate Interest only payments $ 724 $ ---- $ 724 Commercial real estate: Owner-occupied Interest only payments 316 ---- 316 Rate reduction ---- 232 232 Reduction of principal and interest payments 586 ---- 586 Maturity extension at lower stated rate than market rate 1,610 ---- 1,610 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 600 2,374 2,974 Rate reduction 387 ---- 387 Credit extension at lower stated rate than market rate 574 ---- 574 Commercial and industrial Interest only payments 7,750 ---- 7,750 Credit extension at lower stated rate than market rate 957 392 1,349 Consumer: Home equity Maturity extension at lower stated rate than market rate 216 ---- 216 Total TDR’s $ 13,924 $ 2,998 $ 16,922 December 31, 2015 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate Interest only payments $ 1,001 $ ---- $ 1,001 Commercial real estate: Owner-occupied Interest only payments 433 ---- 433 Rate reduction ---- 232 232 Reduction of principal and interest payments 604 ---- 604 Maturity extension at lower stated rate than market rate 1,996 ---- 1,996 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,473 2,773 Rate reduction 396 ---- 396 Commercial and industrial Interest only payments 7,579 ---- 7,579 Credit extension at lower stated rate than market rate 226 391 617 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 12,957 $ 3,096 $ 16,053
Troubled Debt Restructurings on Financing Receivables Pre And Post Modification [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Three months ended September 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate $ 1,025 $ 1,025 $ ---- $ ---- Total TDR’s $ 1,025 $ 1,025 $ ---- $ ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Nine months ended September 30, 2016 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Nonowner-occupied Interest only payments $ ---- $ ---- $ 226 $ 226 Credit extension at lower stated rate than market rate 574 574 ---- ---- Total TDR’s $ 574 $ 574 $ 226 $ 226 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Nine months ended September 30, 2015 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments $ 495 $ 495 $ ---- $ ---- Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate 1,025 1,025 ---- ---- Total TDR’s $ 1,520 $ 1,520 $ ---- $ ----
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2016 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 72,943 $ 370 $ 8,891 $ 82,204 Nonowner-occupied 88,613 367 9,943 98,923 Construction 33,951 ---- 543 34,494 Commercial and industrial 94,011 ---- 3,181 97,192 Total $ 289,518 $ 737 $ 22,558 $ 312,813 December 31, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,287 $ 6,738 $ 4,433 $ 73,458 Nonowner-occupied 61,577 6,305 4,120 72,002 Construction 23,080 ---- 772 23,852 Commercial and industrial 70,852 5,232 5,852 81,936 Total $ 217,796 $ 18,275 $ 15,177 $ 251,248
Performing and Nonperforming Loans [Table Text Block]	September 30, 2016 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 58,290 $ 20,124 $ 56,792 $ 269,796 $ 405,002 Nonperforming 69 35 129 3,539 3,772 Total $ 58,359 $ 20,159 $ 56,921 $ 273,335 $ 408,774 December 31, 2015 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 44,521 $ 20,745 $ 45,218 $ 221,807 $ 332,291 Nonperforming 45 96 4 2,068 2,213 Total $ 44,566 $ 20,841 $ 45,222 $ 223,875 $ 334,504

Note 7 - Other Borrowed Funds (

Note 7 - Other Borrowed Funds (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	FHLB Borrowings Promissory Notes Totals September 30, 2016 $ 26,747 $ 8,918 $ 35,665 December 31, 2015 $ 20,028 $ 3,918 $ 23,946
Schedule of Maturities of Long-term Debt [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2016 $ 585 $ 1,905 $ 2,490 2017 5,022 2,019 7,041 2018 1,967 946 2,913 2019 1,906 453 2,359 2020 1,817 471 2,288 Thereafter 15,450 3,124 18,574 $ 26,747 $ 8,918 $ 35,665

Note 8 - Segment Information (T

Note 8 - Segment Information (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three Months Ended September 30, 2016 Banking Consumer Finance Total Company Net interest income $ 8,396 $ 589 $ 8,985 Provision expense 1,675 33 1,708 Noninterest income 1,655 38 1,693 Noninterest expense 8,167 661 8,828 Tax expense (benefit) (193 ) (23 ) (216 ) Net income (loss) 402 (44 ) 358 Assets 957,889 12,341 970,230 Three Months Ended September 30, 2015 Banking Consumer Finance Total Company Net interest income $ 7,627 $ 658 $ 8,285 Provision expense (benefit) 10 (21 ) (11 ) Noninterest income 1,522 62 1,584 Noninterest expense 7,106 621 7,727 Tax expense 471 40 511 Net income 1,562 80 1,642 Assets 795,458 13,008 808,466 Nine Months Ended September 30, 2016 Banking Consumer Finance Total Company Net interest income $ 23,684 $ 2,607 $ 26,291 Provision expense 2,180 148 2,328 Noninterest income 6,220 569 6,789 Noninterest expense 22,460 2,110 24,570 Tax expense 975 311 1,286 Net income 4,289 607 4,896 Assets 957,889 12,341 970,230 Nine Months Ended September 30, 2015 Banking Consumer Finance Total Company Net interest income $ 22,690 $ 2,674 $ 25,364 Provision expense 685 25 710 Noninterest income 6,351 639 6,990 Noninterest expense 20,679 2,029 22,708 Tax expense 1,834 426 2,260 Net income 5,843 833 6,676 Assets 795,458 13,008 808,466

Note 1 - Summary of Significa24

Note 1 - Summary of Significant Accounting Policies (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2016shares	Sep. 30, 2015shares	Sep. 30, 2016shares	Sep. 30, 2015shares
Number of Reportable Segments			2
Weighted Average Number of Shares Outstanding, Basic	4,466,601	4,117,675	4,246,311	4,117,675

Note 2 - Business Combination25

Note 2 - Business Combinations (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Aug. 05, 2016	Sep. 30, 2016	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Milton Bancorp, Inc [Member]
Business Combination, Number of Common Shares of the Acquiring Entity into Which Common Shares of the Acquired Entity May Be Converted	1,636
Business Combination, Number of Common Shares of the Acquiring Entity into Which Common Shares of the Acquired Entity May Be Converted, Par Value	0
Business Acquisition, Cash Which May Be Paid for the Stock of Acquired Entity	$ 37,219
Business Combination, Exchange of Acquired Entity's Common Shares for Cash or Common Shares of Acquiring Entity, Common Shares Reallocation Percentage	80.00%
Business Acquisition, Number of Issued and Outstanding Common Shares of Acquired Entity	400
Business Combination, Exchange of Acquired Entity's Common Shares for Cash or Common Shares of Acquiring Entity, Cash Reallocation Percentage	20.00%
Business Combination, Number of Acquired Entity Preferred Shares Converted to Receive Cash Payment	1,237
Business Combination, Cash Payment from Conversion of Acquired Preferred Shares	$ 3,600
Business Combination, Consideration Transferred	$ 18,875
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	11,444
Payments to Acquire Businesses, Gross	7,431
Payments to Acquire Businesses, Portion Financed in Borrowed Funds	5,000
Business Combination, Acquisition Related Costs		$ 777
Goodwill	5,785
Business Combination, Acquisition Related Costs			$ 416		$ 777
Assets	$ 950,000	970,230	970,230	$ 808,466	970,230	$ 808,466	$ 796,285
Number of Branches	19
Goodwill		$ 7,052	$ 7,052		$ 7,052		$ 1,267

Note 2 - Business Combination26

Note 2 - Business Combinations - Assets and Liabilities Assumed (Details) - USD ($) $ in Thousands	Aug. 05, 2016	Sep. 30, 2016	Dec. 31, 2015
Milton Bancorp, Inc [Member]
Consideration:
Cash	$ 7,431
Equity Instruments	11,444
Fair value of total consideration transferred	18,875
Recognized amounts of identifiable assets acquired and liabilities assumed
Cash and cash equivalents	9,117
Securities	5,868
Restricted investments in bank stock	364
Loans	113,298
Premises and equipment	2,216
Other real estate owned	641
Bank owned life insurance	272
Other assets	520
Total assets acquired	132,296
Deposits	119,215
Other liabilities	(9)
Total liabilities assumed	119,206
Total identifiable net assets	13,090
Goodwill	5,785
	$ 18,875
Goodwill		$ 7,052	$ 1,267

Note 3 - Fair Value of Financ27

Note 3 - Fair Value of Financial Instruments (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Collateral Dependent Loans [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 9,169,000		$ 9,169,000		$ 7,811,000
Impaired Financing Receivable, Related Allowance	2,881,000		2,881,000		1,559,000
Provision for Loan Losses Expensed	819,000	$ 107,000	2,477,000	$ 94,000	741,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down			$ 0	1,782,000	1,422,000
Selling Costs, Percentage			10.00%
Impaired Financing Receivable, Related Allowance	2,952,000		$ 2,952,000		2,164,000
Other Real Estate	1,147,000		1,147,000		1,147,000
Other Real Estate, Gross	2,217,000		2,217,000		2,217,000
Real Estate Owned, Valuation Allowance					$ 1,070,000
SEC Schedule III, Real Estate, Write-down or Reserve, Amount	$ 0	$ 0	$ 0	$ 0

Note 3 - Fair Value of Financ28

Note 3 - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis	10,636	8,965
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis	94,224	82,686
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis	3,843
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis	2,147	2,473
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis	298	3,779
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis	$ 1,147	$ 1,147

Note 3 - Fair Value of Financ29

Note 3 - Fair Value of Financial Instruments - Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	45.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	15.99%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 3,843
Valuation Technique	Sales approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Maximum [Member]
Range	29.50%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Weighted Average [Member]
Range	14.76%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member]
Fair Value
Valuation Technique	Cost approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	12.50%	12.50%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	6.90%	5.70%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 2,147	$ 2,473
Valuation Technique	Sales approach	Sales approach
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.90%	0.90%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	9.70%	30.00%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	5.20%	14.30%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 298	$ 3,779
Valuation Technique	Sales approach	Sales approach
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%	0.00%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	35.00%	35.00%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	15.20%	15.20%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 1,147	$ 1,147
Valuation Technique	Sales approach	Sales approach

Note 3 - Fair Value of Financ30

Note 3 - Fair Value of Financial Instruments - Fair Value Measurements (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Reported Value Measurement [Member]
Cash and cash equivalents	$ 61,885	$ 45,530
Certificates of deposit in financial institutions	1,670	1,715
Securities available for sale	104,860	91,651
Securities held to maturity	19,651	19,903
Restricted investments in bank stocks	6,939	6,576
Loans, net	714,050	579,104
Accrued interest receivable	2,247	1,819
Deposits	805,783	660,746
Other borrowed funds	35,665	23,946
Subordinated debentures	8,500	8,500
Accrued interest payable	517	449
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	61,885	45,530
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity
Restricted investments in bank stocks
Loans, net
Accrued interest receivable
Deposits	215,933	176,499
Other borrowed funds
Subordinated debentures
Accrued interest payable	2	4
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions	1,670	1,715
Securities available for sale	104,860	91,651
Securities held to maturity	10,356	9,814
Restricted investments in bank stocks
Loans, net
Accrued interest receivable	361	224
Deposits	590,489	484,636
Other borrowed funds	35,990	23,672
Subordinated debentures	5,801	5,368
Accrued interest payable	515	445
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity	10,381	10,976
Restricted investments in bank stocks
Loans, net	722,276	582,427
Accrued interest receivable	1,886	1,595
Deposits
Other borrowed funds
Subordinated debentures
Accrued interest payable
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	61,885	45,530
Certificates of deposit in financial institutions	1,670	1,715
Securities available for sale	104,860	91,651
Securities held to maturity	20,737	20,790
Restricted investments in bank stocks
Loans, net	722,276	582,427
Accrued interest receivable	2,247	1,819
Deposits	806,422	661,135
Other borrowed funds	35,990	23,672
Subordinated debentures	5,801	5,368
Accrued interest payable	517	449
Securities available for sale	104,860	91,651
Securities held to maturity	$ 20,737	$ 20,790

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 10,550,000	$ 0	$ 10,550,000
Available-for-sale Securities, Gross Realized Gains		$ 28,000		$ 163,000

Note 4 - Securities - Securitie

Note 4 - Securities - Securities Available-for-Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
US Government-sponsored Enterprises Debt Securities [Member]
Securities available for sale, amortized cost	$ 10,627	$ 9,011
Securities available for sale, gross unrealized gains	9
Securities available for sale, gross unrealized losses		(46)
Securities available for sale	10,636	8,965
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	92,243	82,178
Securities available for sale, gross unrealized gains	1,986	981
Securities available for sale, gross unrealized losses	(5)	(473)
Securities available for sale	94,224	82,686
Securities available for sale, amortized cost	102,870	91,189
Securities available for sale, gross unrealized gains	1,995	981
Securities available for sale, gross unrealized losses	(5)	(519)
Securities available for sale	$ 104,860	$ 91,651

Note 4 - Securities - Securit33

Note 4 - Securities - Securities Held-to-Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
US States and Political Subdivisions Debt Securities [Member]
Securities held to maturity, amortized cost	$ 19,646	$ 19,898
Securities held to maturity, gross unrecognized gains	1,090	892
Securities held to maturity, gross unrecognized losses	(4)	(5)
Securities held to maturity	20,732	20,785
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities held to maturity, amortized cost	5	5
Securities held to maturity, gross unrecognized gains
Securities held to maturity, gross unrecognized losses
Securities held to maturity	5	5
Securities held to maturity, amortized cost	19,651	19,903
Securities held to maturity, gross unrecognized gains	1,090	892
Securities held to maturity, gross unrecognized losses	(4)	(5)
Securities held to maturity	$ 20,737	$ 20,790

Note 4 - Securities by Contract

Note 4 - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Due in one year or less	$ 4,002
Due in one year or less	4,003
Due in one year or less	395
Due in one year or less	398
Due in over one to five years	6,625
Due in over one to five years	6,633
Due in over one to five years	7,160
Due in over one to five years	7,540
Due in over five to ten years
Due in over five to ten years
Due in over five to ten years	9,800
Due in over five to ten years	10,471
Due after ten years
Due after ten years
Due after ten years	2,291
Due after ten years	2,323
Agency mortgage-backed securities, residential	92,243
Agency mortgage-backed securities, residential	94,224
Agency mortgage-backed securities, residential	5
Agency mortgage-backed securities, residential	5
Total debt securities	102,870
Total debt securities	104,860
Total debt securities	19,651	$ 19,903
Securities held to maturity	$ 20,737	$ 20,790

Note 4 - Securities - Securit35

Note 4 - Securities - Securities Available-for-Sale with Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 Months - Fair Value	$ 1,067	$ 42,112
Less than 12 Months - Unrealized Loss	(5)	(407)
12 Months or More - Fair Value		3,645
12 Months or More - Unrealized Loss		(66)
Fair Value	1,067	45,757
Unrealized Loss	(5)	(473)
US Government-sponsored Enterprises Debt Securities [Member]
Less than 12 Months - Fair Value		7,964
Less than 12 Months - Unrealized Loss		(46)
12 Months or More - Fair Value
12 Months or More - Unrealized Loss
Fair Value		7,964
Unrealized Loss		(46)
Less than 12 Months - Fair Value	1,067	50,076
Less than 12 Months - Unrealized Loss	(5)	(453)
12 Months or More - Fair Value		3,645
12 Months or More - Unrealized Loss		(66)
Fair Value	1,067	53,721
Unrealized Loss	$ (5)	$ (519)

Note 4 - Securities - Securit36

Note 4 - Securities - Securities Held to Maturity with Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
US States and Political Subdivisions Debt Securities [Member]
Less Than 12 Months - Fair Value	$ 587	$ 995
Less Than 12 Months - Unrecognized Loss	(4)	(5)
12 Months or More - Fair Value
12 Months or More - Unrecognized Loss
Fair Value	587	995
Unrecognized Loss	(4)	(5)
Less Than 12 Months - Fair Value	587	995
Less Than 12 Months - Unrecognized Loss	(4)	(5)
12 Months or More - Fair Value
12 Months or More - Unrecognized Loss
Fair Value	587	995
Unrecognized Loss	$ (4)	$ (5)

Note 5 - Loans and Allowance 37

Note 5 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Residential Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure	$ 986,000		$ 986,000		$ 1,131,000
Mortgage Loans in Process of Foreclosure, Amount	$ 1,042,000		1,042,000		988,000
Commercial Real Estate Portfolio Segment [Member]
Troubled Debt Restrucuturings Placed on Nonaccrual Status, Number of Contracts	1
Troubled Debt Restrucuturings Placed on Nonaccrual Status, Amount	$ 226,000
Troubled Debt Restrucuturings Placed on Nonaccrual Status, Collateral Impairment	$ 11,000
Specific Reserves [Member]
Allowance for Loan and Lease Losses, Write-offs					$ 1,304,000
Troubled Debt Restructurings [Member]
Increase (Decrease) in Other Loans			$ 869,000
Change In Troubled Debt Restructurings			5.40%
Percentage of Loan Portfolio	82.00%		82.00%		81.00%
Impaired Financing Receivable, Related Allowance	$ 553,000		$ 553,000		$ 1,669,000
Unsecured [Member]
Percentage of Loan Portfolio	5.09%		5.09%		6.06%
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ 14,000	$ (44,000)	$ (1,105,000)	$ 44	$ 93,000
Allowance for Loan and Lease Losses, Write-offs	11,000	$ 1,422,000	11,000	$ 1,422,000	1,422,000
Impaired Financing Receivable, Related Allowance	2,952,000		2,952,000		2,164,000
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 1,292,000		$ 1,292,000		$ 995,000
Financing Receivable, Modifications, Number of Contracts	0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			0	0
Minimum Loan Balance For Loans Evaluated by Risk Categories	$ 500,000		$ 500,000

Note 5 - Loans and Allowance 38

Note 5 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member]
Loans	$ 273,335	$ 223,875
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans	82,204	73,458
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans	98,923	72,002
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	34,494	23,852
Commercial Real Estate Portfolio Segment [Member]
Loans	215,621	169,312
Commercial and Industrial Portfolio Segment [Member]
Loans	97,192	81,936
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	58,359	44,566
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	20,159	20,841
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans	56,921	45,222
Consumer Portfolio Segment [Member]
Loans	135,439	110,629
Loans	721,587	585,752
Less: Allowance for loan losses	7,537	6,648
Loans, net	$ 714,050	$ 579,104

Note 5 - Loans and Allowance 39

Note 5 - Loans and Allowance for Loan Losses - Allowance for Loan Losses Activity by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Residential Portfolio Segment [Member]
Balance	$ 906	$ 1,230	$ 1,087	$ 1,426
Provision for loan losses	228	(166)	10	(256)
Loans charged off	(151)	(40)	(322)	(263)
Recoveries	30	219	238	336
Balance	1,013	1,243	1,013	1,243
Commercial Real Estate Portfolio Segment [Member]
Balance	3,464	2,795	1,959	4,195
Provision for loan losses	802	(214)	2,264	(272)
Loans charged off	(11)	(596)	(63)	(1,970)
Recoveries	19	15	114	47
Balance	4,274	2,000	4,274	2,000
Commercial and Industrial Portfolio Segment [Member]
Balance	1,416	2,287	2,589	1,602
Provision for loan losses	149	205	(1,035)	697
Loans charged off	(587)		(587)	(24)
Recoveries	1	11	12	228
Balance	979	2,503	979	2,503
Consumer Portfolio Segment [Member]
Balance	1,148	1,132	1,013	1,111
Provision for loan losses	529	164	1,089	541
Loans charged off	(704)	(309)	(1,540)	(1,016)
Recoveries	298	169	709	520
Balance	1,271	1,156	1,271	1,156
Balance	6,934	7,444	6,648	8,334
Provision for loan losses	1,708	(11)	2,328	710
Loans charged off	(1,453)	(945)	(2,512)	(3,273)
Recoveries	348	414	1,073	1,131
Balance	$ 7,537	$ 6,902	$ 7,537	$ 6,902

Note 5 - Loans and Allowance 40

Note 5 - Loans and Allowance for Loan Losses - Allowance for Loan Losses and the Recorded Investment of Loans Based On Impairment Method (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Residential Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	1,013		1,087
Total ending allowance balance	1,013	$ 906	1,087	$ 1,243	$ 1,230	$ 1,426
Loans individually evaluated for impairment	724		1,001
Loans collectively evaluated for impairment	272,611		222,874
Total ending loans balance	273,335		223,875
Commercial Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	2,705		311
Collectively evaluated for impairment	1,569		1,648
Total ending allowance balance	4,274	3,464	1,959	2,000	2,795	4,195
Loans individually evaluated for impairment	13,391		7,318
Loans collectively evaluated for impairment	202,230		161,994
Total ending loans balance	215,621		169,312
Commercial and Industrial Portfolio Segment [Member]
Individually evaluated for impairment	245		1,850
Collectively evaluated for impairment	734		739
Total ending allowance balance	979	1,416	2,589	2,503	2,287	1,602
Loans individually evaluated for impairment	9,099		8,691
Loans collectively evaluated for impairment	88,093		73,245
Total ending loans balance	97,192		81,936
Consumer Portfolio Segment [Member]
Individually evaluated for impairment	2		3
Collectively evaluated for impairment	1,269		1,010
Total ending allowance balance	1,271	1,148	1,013	1,156	1,132	1,111
Loans individually evaluated for impairment	216		218
Loans collectively evaluated for impairment	135,223		110,411
Total ending loans balance	135,439		110,629
Individually evaluated for impairment	2,952		2,164
Collectively evaluated for impairment	4,585		4,484
Total ending allowance balance	7,537	$ 6,934	6,648	$ 6,902	$ 7,444	$ 8,334
Loans individually evaluated for impairment	23,430		17,228
Loans collectively evaluated for impairment	698,157		568,524
Total ending loans balance	$ 721,587		$ 585,752

Note 5 - Loans and Allowance 41

Note 5 - Loans and Allowance for Loan Losses - Loans Individually Evaluated for Impairment (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Residential Portfolio Segment [Member]
Unpaid principal balance with no allowance	$ 724,000		$ 724,000		$ 1,001,000
Recorded investment with no allowance	724,000		724,000		1,001,000
Average impaired loans with allowance		$ 1,005		$ 761
Interest income recognized with allowance		11		36
Cash basis interest recognized with allowance		11		36
Average impaired loans with no allowance	725,000	895,000	728,000	895,000
Interest income recognized with no allowance	4,000		20,000
Cash basis interest recognized with no allowance	4		20
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Unpaid principal balance with allowance	5,918,000		5,918,000		204,000
Recorded investment with allowance	5,918,000		5,918,000		204,000
Allowance for loan losses allocated	2,603,000		2,603,000		204,000
Unpaid principal balance with no allowance	3,291,000		3,291,000		3,812,000
Recorded investment with no allowance	2,744,000		2,744,000		3,265,000
Average impaired loans with allowance	5,427,000	204,000	2,815,000	204,000
Interest income recognized with allowance	94,000	11,000	241,000	11,000
Cash basis interest recognized with allowance	94,000	11,000	241,000	11,000
Average impaired loans with no allowance	2,797,000	2,873,000	2,879,000	2,617,000
Interest income recognized with no allowance	37,000	74,000	120,000	135,000
Cash basis interest recognized with no allowance	37,000	74,000	120,000	135,000
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Unpaid principal balance with allowance	387,000		387,000		396,000
Recorded investment with allowance	387,000		387,000		396,000
Allowance for loan losses allocated	102,000		102,000		107,000
Unpaid principal balance with no allowance	5,614,000		5,614,000		5,178,000
Recorded investment with no allowance	3,798,000		3,798,000		2,773,000
Average impaired loans with allowance	389,000	401,000	392,000	404,000
Interest income recognized with allowance	5,000	5,000	15,000	70,000
Cash basis interest recognized with allowance	5,000	5,000	15,000	70,000
Average impaired loans with no allowance	3,680,000	2,910,000	3,557,000	3,605,000
Interest income recognized with no allowance	33,000	12,000	75,000	37,000
Cash basis interest recognized with no allowance	33,000	12,000	75,000	37,000
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid principal balance with no allowance	641,000		641,000		680,000
Recorded investment with no allowance	544,000		544,000		680,000
Average impaired loans with no allowance	363,000	680,000	521,000	510,000
Interest income recognized with no allowance	11,000		108,000
Cash basis interest recognized with no allowance	11,000		108,000
Commercial and Industrial Portfolio Segment [Member]
Unpaid principal balance with allowance	391,000		391,000		4,355,000
Recorded investment with allowance	391,000		391,000		4,355,000
Allowance for loan losses allocated	245,000		245,000		1,850,000
Unpaid principal balance with no allowance	8,708,000		8,708,000		4,336,000
Recorded investment with no allowance	8,708,000		8,708,000		4,336,000
Average impaired loans with allowance	391,000	3,589,000	391,000	3,343,000
Interest income recognized with allowance		52,000		117,000
Cash basis interest recognized with allowance		52,000		117,000
Average impaired loans with no allowance	8,575,000	3,800,000	8,234,000	3,897,000
Interest income recognized with no allowance	103,000	26,000	290,000	133,000
Cash basis interest recognized with no allowance	103,000	26,000	290,000	133,000
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Unpaid principal balance with allowance	216,000		216,000		218,000
Recorded investment with allowance	216,000		216,000		218,000
Allowance for loan losses allocated	2,000		2,000		3,000
Average impaired loans with allowance	217,000	218,000	218,000	219,000
Interest income recognized with allowance	1,000	2,000	5,000	6,000
Cash basis interest recognized with allowance	1,000	2,000	5,000	6,000
Allowance for loan losses allocated	2,952,000		2,952,000		2,164,000
Unpaid principal balance	25,890,000		25,890,000		20,180,000
Recorded investment	23,430,000		23,430,000		$ 17,228,000
Average impaired loans	22,564,000	16,575,000	19,735,000	16,455,000
Interest income recognized	288,000	193,000	874,000	545,000
Cash basis interest recognized	$ 288,000	$ 193,000	$ 874,000	$ 545,000

Note 5 - Loans and Allowance 42

Note 5 - Loans and Allowance for Loan Losses - Nonaccrual Loans and Loans Past Due 90 Days Or More and Still Accruing (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member]
Loans past due 90 days and still accruing	$ 152	$ 20
Nonaccrual	3,387	2,048
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due 90 days and still accruing	207
Nonaccrual	1,575	404
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due 90 days and still accruing
Nonaccrual	2,711	2,737
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due 90 days and still accruing
Nonaccrual	544	769
Commercial and Industrial Portfolio Segment [Member]
Loans past due 90 days and still accruing
Nonaccrual	661	1,152
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days and still accruing	53	18
Nonaccrual	16	27
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due 90 days and still accruing
Nonaccrual	35	96
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days and still accruing	31	1
Nonaccrual	98	3
Loans past due 90 days and still accruing	443	39
Nonaccrual	$ 9,027	$ 7,236

Note 5 - Loans and Allowance 43

Note 5 - Loans and Allowance for Loan Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	$ 4,355	$ 2,564
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	162	141
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	226	35
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	414
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	370	31
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,030	727
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	174	75
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	1,120	420
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans past due	7,851	3,993
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	1,677	1,484
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	338	33
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	316	334
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due		2
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	230	88
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	228	197
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	199	104
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans past due	2,988	2,242
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	2,164	1,708
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	1,508	371
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	2,235	2,737
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	182	769
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	602	1,077
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	63	36
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due		76
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	56	4
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	6,810	6,778
Residential Portfolio Segment [Member]
Loans past due	8,196	5,756
Loans, current	265,139	218,119
Loans	273,335	223,875
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	2,008	545
Loans, current	80,196	72,913
Loans	82,204	73,458
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	2,777	3,106
Loans, current	96,146	68,896
Loans	98,923	72,002
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	596	771
Loans, current	33,898	23,081
Loans	34,494	23,852
Commercial Real Estate Portfolio Segment [Member]
Loans	215,621	169,312
Commercial and Industrial Portfolio Segment [Member]
Loans past due	1,202	1,196
Loans, current	95,990	80,740
Loans	97,192	81,936
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,321	960
Loans, current	57,038	43,606
Loans	58,359	44,566
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	174	151
Loans, current	19,985	20,690
Loans	20,159	20,841
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	1,375	528
Loans, current	55,546	44,694
Loans	56,921	45,222
Consumer Portfolio Segment [Member]
Loans	135,439	110,629
Loans past due	17,649	13,013
Loans, current	703,938	572,739
Loans	$ 721,587	$ 585,752

Note 5 - Loans and Allowance 44

Note 5 - Loans and Allowance for Loan Losses - TDR Loan Modifications (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	$ 724	$ 1,001
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		433
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		300
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		396
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		604
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,996
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		204
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	7,750
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		7,579
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	957
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		226
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	216	218
Performing Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	316
Performing Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	600
Performing Financial Instruments [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	387
Performing Financial Instruments [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	586
Performing Financial Instruments [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,610
Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	204
Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	574
Performing Financial Instruments [Member]
Troubled Debt Restructuring	13,924	12,957
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		2,473
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	392
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		391
Nonperforming Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,374
Nonperforming Financial Instruments [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	232
Nonperforming Financial Instruments [Member]
Troubled Debt Restructuring	2,998	3,096
Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	724	1,001
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		433
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		2,773
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		396
Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		604
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,996
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		204
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	7,750
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		7,579
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	1,349
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		617
Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	216	218
Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	316
Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,974
Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	232
Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	387
Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	586
Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,610
Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	204
Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	574
Troubled Debt Restructuring	$ 16,922	$ 16,053

Note 5 - Loans and Allowance 45

Note 5 - Loans and Allowance for Loan Losses - TDRs Pre-Modification and Post-Modification (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2016	Sep. 30, 2015
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment			$ 495
TDR’s Performing to Modified Terms Post- Modification Recorded Investment			495
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment			495
TDR’s Performing to Modified Terms Post- Modification Recorded Investment			495
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	$ 1,025		1,025
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	1,025		1,025
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	1,025		1,025
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	1,025		1,025
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		574
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		574
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		574
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		574
Performing Financial Instruments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	1,025	574	1,520
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	1,025	574	1,520
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	1,025	574	1,520
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	1,025	574	1,520
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		226
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		226
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		226
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		226
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment
Nonperforming Financial Instruments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		226
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		226
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		226
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		$ 226

Note 5 - Loans and Allowance 46

Note 5 - Loans and Allowance for Loan Losses - Risk Category of Commercial Loans by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	$ 72,943	$ 62,287
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	88,613	61,577
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	33,951	23,080
Pass [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	94,011	70,852
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	289,518	217,796
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	370	6,738
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	367	6,305
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable
Criticized [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable		5,232
Criticized [Member] | Commercial Portfolio Segment [Member]
Loans receivable	737	18,275
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	8,891	4,433
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	9,943	4,120
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	543	772
Classified [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	3,181	5,852
Classified [Member] | Commercial Portfolio Segment [Member]
Loans receivable	22,558	15,177
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	82,204	73,458
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	98,923	72,002
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	34,494	23,852
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	215,621	169,312
Commercial and Industrial Portfolio Segment [Member]
Loans receivable	97,192	81,936
Commercial Portfolio Segment [Member]
Loans receivable	312,813	251,248
Loans receivable	$ 721,587	$ 585,752

Note 5 - Loans and Allowance 47

Note 5 - Loans and Allowance for Loan Losses - Recorded Investment of Residential and Consumer Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	$ 58,290	$ 44,521
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	20,124	20,745
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	56,792	45,218
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	269,796	221,807
Performing Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	405,002	332,291
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	69	45
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	35	96
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	129	4
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	3,539	2,068
Nonperforming Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	3,772	2,213
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	58,359	44,566
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	20,159	20,841
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	56,921	45,222
Consumer Portfolio Segment [Member]
Loans receivable	135,439	110,629
Residential Portfolio Segment [Member]
Loans receivable	273,335	223,875
Consumer and Residential Portfolio Segment [Member]
Loans receivable	408,774	334,504
Loans receivable	$ 721,587	$ 585,752

Note 6 - Financial Instrument48

Note 6 - Financial Instruments with Off-balance Sheet (Details Textual) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 67,556	$ 62,415

Note 7 - Other Borrowed Funds49

Note 7 - Other Borrowed Funds (Details Textual) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Federal Home Loan Bank Advances [Member]
Capital Lease Obligations	$ 84,000	$ 117,000
Residential Mortgage [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	263,867,000
Commercial Loan [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	80,092,000
FHLB Stock [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 5,365,000
Minimum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.34%
Debt Instrument, Interest Rate, Stated Percentage	1.25%
Maximum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	3.31%
Debt Instrument, Interest Rate, Stated Percentage	4.09%
Weighted Average [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	2.08%
FHLB Line of Credit [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 75,000,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	75,000,000
Letters of Credit Outstanding, Amount	47,000,000	$ 34,800,000
Federal Home Loan Bank, Advances, Maturities Summary, Floating Rate	0
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate	26,663,000
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	189,639,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	115,976,000
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 75,000,000
Debt, Weighted Average Interest Rate	2.05%	1.38%
Notes Payable, Related Parties	$ 360,000
Notes Payable to Bank	$ 5,000,000

Note 7 - Other Borrowed Funds -

Note 7 - Other Borrowed Funds - Other Borrowed Funds (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Federal Home Loan Bank Advances [Member]
Other borrowed funds	$ 26,747	$ 20,028
Promissory Notes [Member]
Other borrowed funds	8,918	3,918
Other borrowed funds	$ 35,665	$ 23,946

Note 7 - Other Borrowed Funds51

Note 7 - Other Borrowed Funds - Scheduled Principal Payments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Federal Home Loan Bank Advances [Member]
2,016	$ 585
2,017	5,022
2,018	1,967
2,019	1,906
2,020	1,817
Thereafter	15,450
	26,747	$ 20,028
Promissory Notes [Member]
2,016	1,905
2,017	2,019
2,018	946
2,019	453
2,020	471
Thereafter	3,124
	8,918	3,918
2,016	2,490
2,017	7,041
2,018	2,913
2,019	2,359
2,020	2,288
Thereafter	18,574
	$ 35,665	$ 23,946

Note 8 - Segment Information (D

Note 8 - Segment Information (Details Textual)	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Customer Concentration Risk [Member] | Sales Revenue, Net [Member] | Banking [Member]
Concentration Risk, Percentage	90.90%	90.20%

Note 8 - Segment Information -

Note 8 - Segment Information - Segment Reporting (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Aug. 05, 2016	Dec. 31, 2015
Banking [Member]
Net interest income	$ 8,396	$ 7,627	$ 23,684	$ 22,690
Provision for loan losses	1,675	10	2,180	685
Noninterest income	1,655	1,522	6,220	6,351
Noninterest expense	8,167	7,106	22,460	20,679
Tax expense (benefit)	(193)	471	975	1,834
Net income (loss)	402	1,562	4,289	5,843
Assets	957,889	795,458	957,889	795,458
Consumer Finance [Member]
Net interest income	589	658	2,607	2,674
Provision for loan losses	33	(21)	148	25
Noninterest income	38	62	569	639
Noninterest expense	661	621	2,110	2,029
Tax expense (benefit)	(23)	40	311	426
Net income (loss)	(44)	80	607	833
Assets	12,341	13,008	12,341	13,008
Net interest income	8,985	8,285	26,291	25,364
Provision for loan losses	1,708	(11)	2,328	710
Noninterest income	1,693	1,584	6,789	6,990
Noninterest expense	8,828	7,727	24,570	22,708
Tax expense (benefit)	(216)	511	1,286	2,260
Net income (loss)	358	1,642	4,896	6,676
Assets	$ 970,230	$ 808,466	$ 970,230	$ 808,466	$ 950,000	$ 796,285