Ohio Valley Banc (OVBC) 10-K 16 Mar 17 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2016	Feb. 28, 2017	Jun. 30, 2016
Document Information [Line Items]
Entity Registrant Name	OHIO VALLEY BANC CORP
Entity Central Index Key	894,671
Trading Symbol	ovbc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		4,680,883
Entity Public Float			$ 79,621,793
Document Type	10-K
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Statements of Cond

Consolidated Statements of Condition - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and noninterest-bearing deposits with banks	$ 12,512	$ 9,475
Interest-bearing deposits with banks	27,654	36,055
Total cash and cash equivalents	40,166	45,530
Certificates of deposit in financial institutions	1,670	1,715
Securities available for sale	96,490	91,651
Securities held to maturity (estimated fair value: 2016 - $19,171; 2015 - $20,790)	18,665	19,903
Restricted investments in bank stocks	7,506	6,576
Total loans	734,901	585,752
Less: Allowance for loan losses	(7,699)	(6,648)
Net loans	727,202	579,104
Premises and equipment, net	12,783	10,404
Other real estate owned	2,129	2,358
Accrued interest receivable	2,315	1,819
Goodwill	7,801	1,267
Other intangible assets, net	670
Bank owned life insurance and annuity assets	29,349	28,352
Other assets	7,894	7,606
Total assets	954,640	796,285
Liabilities
Noninterest-bearing deposits	209,576	176,499
Interest-bearing deposits	580,876	484,247
Total deposits	790,452	660,746
Other borrowed funds	37,085	23,946
Subordinated debentures	8,500	8,500
Accrued liabilities	14,075	12,623
Total liabilities	850,112	705,815
Commitments and Contingent Liabilities (See Note L)
Shareholders’ Equity
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2016 - 5,325,504 shares issued; 2015 - 4,777,414 shares issued	5,326	4,777
Additional paid-in capital	46,788	35,318
Retained earnings	69,117	65,782
Accumulated other comprehensive income (loss)	(991)	305
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	104,528	90,470
Total liabilities and shareholders’ equity	$ 954,640	$ 796,285

Consolidated Statements of Con3

Consolidated Statements of Condition (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Securities held to maturity, fair value	$ 19,171	$ 20,790
Common stock, stated value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,325,504	4,777,414
Treasury stock, shares (in shares)	659,739	659,739

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Interest and dividend income:
Loans, including fees	$ 36,266	$ 33,481	$ 33,635
Securities:
Taxable	1,961	1,849	1,717
Tax exempt	445	526	555
Dividends	302	293	312
Other interest	374	185	136
	39,348	36,334	36,355
Interest expense:
Deposits	2,154	2,191	2,236
Other borrowed funds	664	478	474
Subordinated debentures	204	170	165
	3,022	2,839	2,875
Net interest income	36,326	33,495	33,480
Provision for loan losses	2,826	1,090	2,787
Net interest income after provision for loan losses	33,500	32,405	30,693
Noninterest income:
Service charges on deposit accounts	1,977	1,573	1,627
Trust fees	227	221	223
Income from bank owned life insurance and annuity assets	725	681	672
Mortgage banking income	227	242	228
Electronic refund check / deposit fees	2,048	2,371	3,133
Debit / credit card interchange income	2,594	2,399	2,174
Gain (loss) on other real estate owned	(467)	99	113
Gain on sale of securities		163
Gain on sale of ProAlliance Corporation			810
Other	908	848	813
	8,239	8,597	9,793
Noninterest expense:
Salaries and employee benefits	18,874	17,498	17,878
Occupancy	1,846	1,599	1,585
Furniture and equipment	922	801	757
Professional fees	1,362	1,375	1,151
Marketing expense	915	860	1,004
FDIC insurance	455	583	483
Data processing	1,455	1,259	1,127
Software	1,316	1,123	1,014
Foreclosed assets	357	347	185
Amortization of intangibles	68
Merger related expenses	930
Other	4,399	4,174	4,109
	32,899	29,619	29,293
Income before income taxes	8,840	11,383	11,193
Income tax benefit	1,920	2,809	3,120
NET INCOME	$ 6,920	$ 8,574	$ 8,073
Earnings per share (in dollars per share)	$ 1.59	$ 2.08	$ 1.97

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Net income	$ 6,920	$ 8,574	$ 8,073
Other comprehensive income (loss):
Change in unrealized gain (loss) on available for sale securities	(1,963)	(830)	1,077
Reclassification adjustment for realized (gains)		(163)
	(1,963)	(993)	1,077
Related tax (expense) benefit	667	338	(366)
Total other comprehensive income (loss), net of tax	(1,296)	(655)	711
Total comprehensive income	$ 5,624	$ 7,919	$ 8,784

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2013	$ 4,758	$ 34,883	$ 56,241	$ 249	$ (15,712)	$ 80,419
Net income			8,073			8,073
Other comprehensive income (loss), net				711		711
Common stock issued to ESOP	15	336				351
Common stock issued through dividend reinvestment	4	99				103
Cash dividends			(3,441)			(3,441)
Balance at Dec. 31, 2014	4,777	35,318	60,873	960	(15,712)	86,216
Net income			8,574			8,574
Other comprehensive income (loss), net				(655)		(655)
Common stock issued to ESOP
Cash dividends			(3,665)			(3,665)
Balance at Dec. 31, 2015	4,777	35,318	65,782	305	(15,712)	90,470
Net income			6,920			6,920
Other comprehensive income (loss), net				(1,296)		(1,296)
Common stock issued to ESOP	25	550				575
Cash dividends			(3,585)			(3,585)
Balance at Dec. 31, 2016	5,326	46,788	69,117	(991)	(15,712)	104,528
Acquisition – Milton Bancorp, Inc. 523,518 shares	$ 524	$ 10,920				$ 11,444

Consolidated Statements of Cha7

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Common Stock [Member]
Common stock issued to ESOP, shares (in shares)	24,572		14,618
Common stock issued through dividend reinvestment, shares (in shares)			4,304
Acquisition – Milton Bancorp, Inc., shares (in shares)	523,518
Retained Earnings [Member]
Cash dividends, per share (in dollars per share)	$ 0.82	$ 0.89	$ 0.84
Common stock issued to ESOP, shares (in shares)	24,572		14,618

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Cash flows from operating activities:
Net income	$ 6,920	$ 8,574	$ 8,073
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation of premises and equipment	1,126	872	795
Net (accretion) of purchase accounting adjustments	(255)
Net amortization of securities	407	432	732
Net realized (gain) on sale of securities		(163)
Proceeds from sale of loans in secondary market	6,455	6,746	4,286
Loans disbursed for sale in secondary market	(6,228)	(6,504)	(4,058)
Amortization of mortgage servicing rights	79	93	77
Gain on sale of loans	(306)	(335)	(305)
Amortization of intangibles	68
Deferred tax (benefit) expense	(725)	591	(517)
Provision for loan losses	2,826	1,090	2,787
Common stock issued to ESOP	575		351
Earnings on bank owned life insurance and annuity assets	(725)	(681)	(672)
Gain on sale of ProAlliance Corporation			(810)
(Gain) loss on sale of other real estate owned	(22)	(99)	(25)
(Appreciation) write-down of other real estate owned	489		(88)
Change in accrued interest receivable	(496)	(13)	95
Change in accrued liabilities	1,461	473	1,326
Change in other assets	1,717	(678)	(366)
Net cash provided by operating activities	13,366	10,398	11,681
Cash flows from investing activities:
Net cash acquired from Milton Bancorp, Inc. acquisition	1,770
Proceeds from sales of securities available for sale		10,550
Proceeds from maturities of securities available for sale	18,591	15,085	15,318
Purchases of securities available for sale	(20,256)	(33,251)	(16,077)
Proceeds from maturities of securities held to maturity	3,089	3,482	827
Purchases of securities held to maturity	(1,528)	(626)	(885)
Proceeds from maturities of certificates of deposit in financial institutions	490	245
Purchases of certificates of deposit in financial institutions	(445)	(980)	(980)
Proceeds from restricted investments in bank stocks			1,200
Purchases of restricted investments in bank stocks	(566)
Net change in loans	(38,299)	5,049	(29,936)
Proceeds from sale of other real estate owned	403	458	821
Proceeds from sale of ProAlliance Corporation			810
Purchases of premises and equipment	(1,683)	(1,950)	(985)
Purchases of bank owned life insurance and annuity assets		(3,000)
Net cash (used in) investing activities	(38,434)	(4,938)	(29,887)
Cash flows from financing activities:
Change in deposits	10,150	13,916	17,953
Proceeds from common stock through dividend reinvestment			103
Cash dividends paid	(3,585)	(3,665)	(3,441)
Proceeds from Federal Home Loan Bank borrowings	11,102	400	7,575
Repayment of Federal Home Loan Bank borrowings	(1,883)	(1,671)	(1,612)
Change in other long-term borrowings	3,899
Change in other short-term borrowings	21	113	261
Net cash provided by financing activities	19,704	9,093	20,839
Cash and cash equivalents:
Change in cash and cash equivalents	(5,364)	14,553	2,633
Cash and cash equivalents at beginning of year	45,530	30,977	28,344
Cash and cash equivalents at end of year	40,166	45,530	30,977
Supplemental disclosure:
Cash paid for interest	2,930	2,784	3,274
Cash paid for income taxes	1,725	2,450	3,567
Transfers from loans to other real estate owned	957	1,381	879
Other real estate owned sales financed by The Ohio Valley Bank Company	316	189	390
Net assets acquired from Milton Bancorp, Inc. acquisition, excluding cash and cash equivalents	3,140
Milton Bancorp, Inc [Member]
Supplemental disclosure:
Issuance of common stock for Milton Bancorp, Inc. acquisition	$ 11,444

Note A - Summary of Significant

Note A - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Significant Accounting Policies [Text Block]	Note A - Summary of Significant Accounting Policies Description of Business: 1956. one The Company provides a full range of commercial and retail banking services from 25 The Bank’s trust department provides a wide variety of fiduciary services for trusts, estates and benefit plans and also provides investment and security services as an agent for its customers. Principles of Consolidation: Industry Segment Information: two Use of Estimates: Cash and Cash Equivalents: 90 one Certificates of deposit in financial institutions : 90 September 30, 2019. Securities: Premium amortization is deducted from, and discount accretion is added to, interest income on securities using the level yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses are recognized upon the sale of specific identified securities on the completed trade date. Other-Than-Temporary Impairments of Securities: (1) (2) (3) (4) When an OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. Restricted Investments in Bank Stocks : may Loans: Interest income is discontinued and the loan moved to non-accrual status when full loan repayment is in doubt, typically when the loan is impaired or payments are past due 90 90 All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis method until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Allowance for Loan Losses: may The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and for which the borrower is experiencing financial difficulties are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length and reasons for the delay, the borrower’s prior payment record, and the amount of shortfall in relation to the principal and interest owed. Commercial and commercial real estate loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Smaller balance homogeneous loans, such as consumer and most residential real estate, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosure. Troubled debt restructurings are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The general component covers non-impaired loans and impaired loans that are not individually reviewed for impairment and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 3 5 Commercial and industrial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial and industrial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. The Company’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not maintain their value upon foreclosure, which may Commercial real estate consists of nonfarm, nonresidential loans secured by owner-occupied and nonowner-occupied commercial real estate as well as commercial construction loans. An owner-occupied loan relates to a borrower purchased building or space for which the repayment of principal is dependent upon cash flows from the ongoing business operations conducted by the party, or an affiliate of the party, who owns the property. Owner-occupied loans that are dependent on cash flows from operations can be adversely affected by current market conditions for their product or service. A nonowner-occupied loan is a property loan for which the repayment of principal is dependent upon rental income associated with the property or the subsequent sale of the property. Nonowner-occupied loans that are dependent upon rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial construction loans consist of borrowings to purchase and develop raw land into 1 4 third may may Residential real estate loans consist of loans to individuals for the purchase of 1 4 Consumer loans are comprised of loans to individuals secured by automobiles, open-end home equity loans and other loans to individuals for household, family, and other personal expenditures, both secured and unsecured. These loans typically have maturities of 6 may At December 31, 2016, Concentrations of Credit Risk: The following represents the composition of the Company’s loan portfolio as of December 31: % of Total Loans 2016 2015 Residential real estate loans 38.92 % 38.22 % Commercial real estate loans 29.12 % 28.90 % Consumer loans 18.27 % 18.89 % Commercial and industrial loans 13.69 % 13.99 % 100.00 % 100.00 % Approximately 5.61% December 31, 2016, 6.06% December 31, 2015. The Bank, in the normal course of its operations, conducts business with correspondent financial institutions. Balances in correspondent accounts, investments in federal funds, certificates of deposit and other short-term securities are closely monitored to ensure that prudent levels of credit and liquidity risks are maintained. At December 31, 2016, $26,422 Premises and Equipment: 3 8 7 39 Foreclosed assets: $2,129 $2,358 December 31, 2016 2015. Goodwill: January 1, 2009 January 1, 2009, December 31 Long-term Assets: may Mortgage Servicing Rights: secondary may December 31, 2016 2015, $387 $429, Earnings Per Share: 4,351,748 2016; 4,117,675 2015; 4,099,194 2014. Income Taxes: A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% Comprehensive Income: Loss Contingencies: Bank Owned Life Insurance and Annuity Assets Employee Stock Ownership Plan: Loan Commitments and Related Financial Instruments: Dividend Restrictions: may Restrictions on Cash : third $28,102 $36,535 2016 2015. third Derivatives: one three three (1) (2) (3) Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. At December 31, 2016 2015, Fair Value of Financial Instruments: Reclassifications: 2015 2014 2016. Adoption of New Accounting Standards: May 2014, 2014 09, 606)". 606, December 15, 2017, January 1, 2017. 2014 09 In January 2016, 2016 01, 1) 2) 3) 4) December 15, 2017, In February 2016, 2016 02, December 15, 2018, In June 2016, 2016 13, 2016 13 December 15, 2019. December 15, 2018. In August 2016, 2016 15, eight December 15, 2017, 2016 15

Note B - Business Combinations

Note B - Business Combinations	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Mergers, Acquisitions and Dispositions Disclosures [Text Block]	Note B – Business Combinations As of the close of business on August 5, 2016, January 7, 2016, 1,636 no $37,219, 80% 400 20% 1,237 $3,600 $18,875, $11,444 $7,431 $5,000 August 6, 2016. $930 December 31, 2016. $950 25 Goodwill of $6,534 Consideration: Cash $ 7,431 Equity instruments 11,444 Fair value of total consideration transferred $ 18,875 Recognized amounts of identifiable assets acquired and liabilities assumed : Cash and cash equivalents $ 9,201 Securities 5,868 Restricted investments in bank stock 364 Loans 112,479 Premises and equipment 1,826 Other real estate owned 641 Bank owned life insurance 272 Core deposit intangible asset 738 Other assets 612 Total assets acquired 132,001 Deposits 119,669 Other liabilities (9 ) Total liabilities assumed 119,660 Total identifiable net assets 12,341 Goodwill 6,534 $ 18,875 The fair value of net assets acquired includes fair value adjustments to certain receivables that were not considered impaired as of the acquisition date. The fair value adjustments were determined using discounted contractual cash flows. However, the Company believes that all contractual cash flows related to these financial instruments will be collected. As such, these receivables were not considered impaired at the acquisition date and were not subject to the guidance relating to purchase credit impaired loans, which have shown evidence of credit deterioration since origination. Receivables acquired that were not subject to these requirements include non-impaired loans and customer receivables with a fair value and gross contractual amounts receivable of $111,558 $112,249 2016,

Note C - Securities

Note C - Securities	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note C - Securities The following table summarizes the amortized cost and fair value of securities available for sale and securities held to maturity at December 31, 2016 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities Available for Sale December 31, 2016 U.S. Government sponsored entity securities $ 10,624 $ ---- $ (80 ) $ 10,544 Agency mortgage-backed securities, residential 87,367 495 (1,916 ) 85,946 Total securities $ 97,991 $ 495 $ (1,996 ) $ 96,490 December 31, 2015 U.S. Government sponsored entity securities $ 9,011 $ ---- $ (46 ) $ 8,965 Agency mortgage-backed securities, residential 82,178 981 (473 ) 82,686 Total securities $ 91,189 $ 981 $ (519 ) $ 91,651 Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value Securities Held to Maturity December 31, 2016 Obligations of states and political subdivisions $ 18,661 $ 654 $ (148 ) $ 19,167 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 18,665 $ 654 $ (148 ) $ 19,171 December 31, 2015 Obligations of states and political subdivisions $ 19,898 $ 892 $ (5 ) $ 20,785 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,903 $ 892 $ (5 ) $ 20,790 At year-end 2016 2015, one 10% There were no 2016 2014. 2015, $10,550 $163 Securities with a carrying value of approximately $72,397 December 31, 2016 $59,267 December 31, 2015 Unrealized losses on the Company’s debt securities have not been recognized into income because the issuers’ securities are of high credit quality as of December 31, 2016, December 31, 2016 2015 The amortized cost and estimated fair value of debt securities at December 31, 2016, may may Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,001 $ 3,999 $ 272 $ 275 Due in one to five years 6,623 6,545 7,061 7,342 Due in five to ten years ---- ---- 8,690 9,029 Due after ten years ---- ---- 2,638 2,521 Agency mortgage-backed securities, residential 87,367 85,946 4 4 Total debt securities $ 97,991 $ 96,490 $ 18,665 $ 19,171 The following table summarizes securities with unrealized losses at December 31, 2016 December 31, 2015, December 31, 201 6 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 10,544 $ (80 ) $ ---- $ ---- $ 10,544 $ (80 ) Agency mortgage-backed securities, residential 64,043 (1,916 ) ---- ---- 64,043 (1,916 ) Total available for sale $ 74,587 $ (1,996 ) $ ---- $ ---- $ 74,587 $ (1,996 ) Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) Total held to maturity $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) December 31, 201 5 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 7,964 $ (46 ) $ ---- $ ---- $ 7,964 $ (46 ) Agency mortgage-backed securities, residential 42,112 (407 ) 3,645 (66 ) 45,757 (473 ) Total available for sale $ 50,076 $ (453 ) $ 3,645 $ (66 ) $ 53,721 $ (519 ) Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) Total held to maturity $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 )

Note D - Loans and Allowance fo

Note D - Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note D - Loans and Allowance for Loan Losses Loans are comprised of the following at December 31: 2016 2015 Residential real estate $ 286,022 $ 223,875 Commercial real estate: Owner-occupied 77,605 73,458 Nonowner-occupied 90,532 72,002 Construction 45,870 23,852 Commercial and industrial 100,589 81,936 Consumer: Automobile 59,772 44,566 Home equity 20,861 20,841 Other 53,650 45,222 734,901 585,752 Less: Allowance for loan losses (7,699 ) (6,648 ) Loans, net $ 727,202 $ 579,104 The following table presents the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2016, 2015 2014: December 31, 2016 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses (63 ) 2,287 (1,112 ) 1,714 2,826 Loans charged off (384 ) (63 ) (586 ) (2,170 ) (3,203 ) Recoveries 299 132 16 981 1,428 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 December 31, 2015 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses 103 (469 ) 777 679 1,090 Loans charged off (828 ) (1,971 ) (24 ) (1,428 ) (4,251 ) Recoveries 386 204 234 651 1,475 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 December 31, 2014 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,169 $ 2,914 $ 1,279 $ 793 $ 6,155 Provision for loan losses 458 1,408 (28 ) 949 2,787 Loans charged off (487 ) (235 ) (41 ) (1,216 ) (1,979 ) Recoveries 286 108 392 585 1,371 Total ending allowance balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of December 31, 2016 2015: December 31, 2016 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,535 $ 241 $ 205 $ 2,981 Collectively evaluated for impairment 939 1,780 666 1,333 4,718 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Loans: Loans individually evaluated for impairment $ 717 $ 13,111 $ 8,465 $ 416 $ 22,709 Loans collectively evaluated for impairment 285,305 200,896 92,124 133,867 712,192 Total ending loans balance $ 286,022 $ 214,007 $ 100,589 $ 134,283 $ 734,901 December 31, 2015 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 311 $ 1,850 $ 3 $ 2,164 Collectively evaluated for impairment 1,087 1,648 739 1,010 4,484 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Loans: Loans individually evaluated for impairment $ 1,001 $ 7,318 $ 8,691 $ 218 $ 17,228 Loans collectively evaluated for impairment 222,874 161,994 73,245 110,411 568,524 Total ending loans balance $ 223,875 $ 169,312 $ 81,936 $ 110,629 $ 585,752 The following table presents information related to loans individually evaluated for impairment by class of loans as of the years ended December 31, 2016, 2015 2014: December 31, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 5,477 $ 5,477 $ 2,435 $ 3,185 $ 300 $ 300 Nonowner-occupied 384 384 100 390 19 19 Commercial and industrial 392 392 241 391 ---- ---- Consumer: Home equity 416 416 205 421 21 21 With no related allowance recorded: Residential real estate 717 717 ---- 726 31 31 Commercial real estate: Owner-occupied 3,638 3,091 ---- 3,005 178 178 Nonowner-occupied 5,078 3,632 ---- 3,572 79 79 Construction 1,001 527 ---- 522 136 136 Commercial and industrial 8,073 8,073 ---- 7,681 381 381 Total $ 25,176 $ 22,709 $ 2,981 $ 19,893 $ 1,145 $ 1,145 December 31, 2015 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 204 $ 204 $ 204 $ 13 $ 13 Nonowner-occupied 396 396 107 402 75 75 Commercial and industrial 4,355 4,355 1,850 3,545 149 149 Consumer: Home equity 218 218 3 219 8 8 With no related allowance recorded: Residential real estate 1,001 1,001 ---- 809 45 45 Commercial real estate: Owner-occupied 3,812 3,265 ---- 2,747 181 181 Nonowner-occupied 5,178 2,773 ---- 3,439 49 49 Construction 680 680 ---- 544 ---- ---- Commercial and industrial 4,336 4,336 ---- 3,985 180 180 Total $ 20,180 $ 17,228 $ 2,164 $ 15,894 $ 700 $ 700 December 31, 2014 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ ---- $ ---- $ ---- $ ---- $ 6 $ 6 Commercial real estate: Owner-occupied 1,177 1,177 414 471 32 32 Nonowner-occupied 7,656 7,656 2,092 8,303 398 398 Commercial and industrial 2,356 2,356 900 2,441 110 110 Consumer: Home equity 219 219 6 219 7 7 With no related allowance recorded: Residential real estate 1,415 1,415 ---- 882 58 58 Commercial real estate: Owner-occupied 3,125 2,578 ---- 2,135 113 113 Nonowner-occupied 1,298 300 ---- 300 50 50 Commercial and industrial 4,703 4,468 ---- 2,278 180 180 Total $ 21,949 $ 20,169 $ 3,412 $ 17,029 $ 954 $ 954 The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees. Nonaccrual loans and loans past due 90 The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of December 31, 2016 December 31, 2015, $938 $1,131, $1,492 $988 December 31, 2016 December 31, 2015, The following table presents the recorded investment of nonaccrual loans and loans past due 90 December 31, 2016 2015: Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2016 Residential real estate $ 132 $ 3,445 Commercial real estate: Owner-occupied 28 1,571 Nonowner-occupied ---- 2,506 Construction ---- 527 Commercial and industrial ---- 867 Consumer: Automobile 121 5 Home equity ---- 34 Other 46 6 Total $ 327 $ 8,961 Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2015 Residential real estate $ 20 $ 2,048 Commercial real estate: Owner-occupied ---- 404 Nonowner-occupied ---- 2,737 Construction ---- 769 Commercial and industrial ---- 1,152 Consumer: Automobile 18 27 Home equity ---- 96 Other 1 3 Total $ 39 $ 7,236 The following table presents the aging of the recorded investment of past due loans by class of loans as of December 31, 2016 2015: December 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,728 $ 953 $ 2,201 $ 6,882 $ 279,140 $ 286,022 Commercial real estate: Owner-occupied 134 366 1,325 1,825 75,780 77,605 Nonowner-occupied 261 18 2,506 2,785 87,747 90,532 Construction 66 52 182 300 45,570 45,870 Commercial and industrial 1,283 483 800 2,566 98,023 100,589 Consumer: Automobile 1,091 221 126 1,438 58,334 59,772 Home equity 349 45 ---- 394 20,467 20,861 Other 685 155 46 886 52,764 53,650 Total $ 7,597 $ 2,293 $ 7,186 $ 17,076 $ 717,825 $ 734,901 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,564 $ 1,484 $ 1,708 $ 5,756 $ 218,119 $ 223,875 Commercial real estate: Owner-occupied 141 33 371 545 72,913 73,458 Nonowner-occupied 35 334 2,737 3,106 68,896 72,002 Construction ---- 2 769 771 23,081 23,852 Commercial and industrial 31 88 1,077 1,196 80,740 81,936 Consumer: Automobile 727 197 36 960 43,606 44,566 Home equity 75 ---- 76 151 20,690 20,841 Other 420 104 4 528 44,694 45,222 Total $ 3,993 $ 2,242 $ 6,778 $ 13,013 $ 572,739 $ 585,752 Troubled Debt Restructurings: A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR’s are considered to be impaired. The modification of the terms of such loans included one The Company has allocated reserves for a portion of its TDR’s to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer. The following table presents the types of TDR loan modifications by class of loans as of December 31, 2016 December 31, 2015: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2016 Residential real estate: Interest only payments $ 717 $ ---- $ 717 Commercial real estate: Owner-occupied Interest only payments 284 ---- 284 Rate reduction ---- 232 232 Reduction of principal and interest payments 579 ---- 579 Maturity extension at lower stated rate than market rate 1,582 ---- 1,582 Nonowner-occupied Interest only payments 600 2,210 2,810 Rate reduction 384 ---- 384 Credit extension at lower stated rate than market rate 574 ---- 574 Commercial and industrial Interest only payments 8,074 ---- 8,074 Credit extension at lower stated rate than market rate ---- 391 391 Consumer: Home equity Maturity extension at lower stated rate than market rate 213 ---- 213 Credit extension at lower stated rate than market rate 203 ---- 203 Total TDR’s $ 13,210 $ 2,833 $ 16,043 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2015 Residential real estate: Interest only payments $ 1,001 $ ---- $ 1,001 Commercial real estate: Owner-occupied Interest only payments 433 ---- 433 Rate reduction ---- 232 232 Reduction of principal and interest payments 604 ---- 604 Maturity extension at lower stated rate than market rate 1,996 ---- 1,996 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,473 2,773 Rate reduction 396 ---- 396 Commercial and industrial Interest only payments 7,579 ---- 7,579 Credit extension at lower stated rate than market rate 226 391 617 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 12,957 $ 3,096 $ 16,053 During the twelve December 31, 2016, $1,112, $11. December 31, 2015, $93 $1,422. $1,422 2015 $1,304 2014, 2015. At December 31, 2016, $10, 0.1%, 2015. 82% December 31, 2016, 81% December 31, 2015. $546 December 31, 2016, $1,669 December 31, 2015. 2016 $1,160 one second 2016, December 31, 2016, $2,427 $995 December 31, 2015. The following table presents the pre- and post-modification balances of TDR loan modifications by class of loans that occurred during the years ended December 31, 2016 2015: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Pre-Modification Recorded Investment Post-Modification Recorded Investment Pre-Modification Recorded Investment Post-Modification Recorded Investment December 31, 2016 Commercial real estate: Nonowner-occupied Interest only payments $ ---- $ ---- $ 226 $ 226 Credit extension at lower stated rate than market rate 574 574 ---- ---- Total TDR’s $ 574 $ 574 $ 226 $ 226 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Pre-Modification Recorded Investment Post-Modification Recorded Investment Pre-Modification Recorded Investment Post-Modification Recorded Investment December 31, 2015 Residential real estate Interest only payments $ 495 $ 495 ---- ---- Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate 1,025 1,025 ---- ---- Commercial and industrial Credit extension at lower stated rate than market rate 226 226 ---- ---- Total TDR’s $ 1,746 $ 1,746 ---- ---- During the twelve December 31, 2016, one $226 third $11 December 31, 2016. twelve December 31, 2015 $226 no December 31, 2016 2015 twelve 90 twelve December 31, 2016 $11. December 31, 2016, 2016. twelve December 31, 2015 December 31, 2015, 2015. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 11. 8 9 11. $500. The Company uses the following definitions for its criticized Special Mention. may one The Company uses the following definitions for its classified Substandard. one may 8 Doubtful . may may Loss . may Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not meet the criteria for a criticized and classified asset rating as pass rated loans, which will include loans graded from 1 7 December 31, 2016 December 31, 2015, December 31, 2016 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 66,495 $ 428 $ 10,682 $ 77,605 Nonowner-occupied 83,103 2,364 5,065 90,532 Construction 45,325 ---- 545 45,870 Commercial and industrial 94,091 188 6,310 100,589 Total $ 289,014 $ 2,980 $ 22,602 $ 314,596 December 31, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,287 $ 6,738 $ 4,433 $ 73,458 Nonowner-occupied 61,577 6,305 4,120 72,002 Construction 23,080 ---- 772 23,852 Commercial and industrial 70,852 5,232 5,852 81,936 Total $ 217,796 $ 18,275 $ 15,177 $ 251,248 The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau) but not thereafter. The Company focuses mostly on the performance and repayment ability of the borrower as an indicator of credit risk and does not consider a borrower’s credit score to be a significant influence in the determination of a loan’s credit risk grading. For residential and consumer loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on payment activity as of December 31, 2016 December 31, 2015: Consumer December 31, 2016 Automobile Home Equity Other Residential Real Estate Total Performing $ 59,646 $ 20,827 $ 53,598 $ 282,445 $ 416,516 Nonperforming 126 34 52 3,577 3,789 Total $ 59,772 $ 20,861 $ 53,650 $ 286,022 $ 420,305 Consumer December 31, 2015 Automobile Home Equity Other Residential Real Estate Total Performing $ 44,521 $ 20,745 $ 45,218 $ 221,807 $ 332,291 Nonperforming 45 96 4 2,068 2,213 Total $ 44,566 $ 20,841 $ 45,222 $ 223,875 $ 334,504 The Company, through its subsidiaries, grants residential, consumer, and commercial loans to customers located primarily in the southeastern area of Ohio as well as the western counties of West Virginia. Approximately 5.61% December 31, 2016, 6.06% December 31, 2015.

Note E - Premises and Equipment

Note E - Premises and Equipment	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	Note E - Premises and Equipment Following is a summary of premises and equipment at December 31: 2016 2015 Land $ 2,348 $ 2,055 Buildings 13,247 10,890 Leasehold improvements 1,238 2,066 Furniture and equipment 5,085 4,334 21,918 19,345 Less accumulated depreciation 9,135 8,941 Total premises and equipment $ 12,783 $ 10,404 The following is a summary of the future minimum operating lease payments for facilities leased by the Company. Operating lease expense was $464 2016, $464 2015, $515 2014. 2017 $ 332 2018 181 2019 54 2020 49 2021 25 $ 641

Note F - Goodwill and Intangibl

Note F - Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note F – Goodwill and Intangible Assets Goodwill: 2016 Beginning of year $ 1,267 Acquired goodwill 6,534 Impairment ---- End of year $ 7,801 Impairment exists when a reporting unit’s carrying value of goodwill exceeds its fair value. At December 31, 2016, no one Acquired intangible assets: 2016 Gross Carrying Amount Accumulated Amortization Amortized intangible assets: $ 738 $ 68 Core deposit intangibles Other customer relationship intangibles ---- ---- Total $ 738 $ 68 Aggregate amortization expense was $68 2016. Estimated amortization expense for each of the next five 2017 $ 156 2018 135 2019 114 2020 94 2021 74 Thereafter 97 Total $ 670

Note G - Deposits

Note G - Deposits	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note G - Deposits Following is a summary of interest-bearing deposits at December 31: 2016 2015 NOW accounts $ 155,051 $ 124,524 Savings and Money Market 237,761 200,976 Time: In denominations of $250,000 or less 168,546 146,975 In denominations of more than $250,000 19,518 11,772 Total time deposits 188,064 158,747 Total interest-bearing deposits $ 580,876 $ 484,247 Following is a summary of total time deposits by remaining maturity at December 31, 2016: 2017 $ 100,447 2018 53,559 2019 17,611 2020 11,401 2021 4,570 Thereafter 476 Total $ 188,064 Brokered deposits, included in time deposits, were $22,463 $28,998 December 31, 2016 2015,

Note H - Interest Rate Swaps

Note H - Interest Rate Swaps	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note H - Interest Rate Swaps The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities. The Company utilizes interest rate swap agreements as part of its asset/liability management strategy to help manage its interest rate risk position. As part of this strategy, the Company provides its customer with a fixed-rate loan while creating a variable-rate asset for the Company by the customer entering into an interest rate swap with the Company on terms that match the loan. The Company offsets its risk exposure by entering into an offsetting interest rate swap with an unaffiliated institution. These interest rate swaps do not qualify as designated hedges; therefore, each swap is accounted for as a standalone derivative. At December 31, 2016, $9,725 $22. $10,727 $29 December 31, 2015. third $350 December 31, 2016 December 31, 2015.

Note I - Other Borrowed Funds

Note I - Other Borrowed Funds	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	Note I - Other Borrowed Funds Other borrowed funds at December 31, 2016 2015 December 31, 2016 2015, $73 $117 FHLB Borrowings Promissory Notes Totals 2016 $ 29,203 $ 7,882 $ 37,085 2015 $ 20,028 $ 3,918 $ 23,946 Pursuant to collateral agreements with the FHLB, advances are secured by $275,836 $71,443 $5,365 December 31, 2016. $29,130 2042 1.34% 3.31% 2.08% December 31, 2016 2015, no December 31, 2016. At December 31, 2016, $75,000 90 $75,000 December 31, 2016. Based on the Company’s current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $221,757 December 31, 2016. $221,757, $147,627 $75,000 Promissory notes, issued primarily by Ohio Valley, are due at various dates through a final maturity date of August 1, 2026, 1.25% 4.09% 2.34% December 31, 2016, 1.38% December 31, 2015. December 31, 2016, one $360 $3,899 December 31, 2016. Letters of credit issued on the Bank’s behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $45,000 December 31, 2016 $34,800 December 31, 2015. Scheduled principal payments over the next five FHLB Borrowings Promissory Notes Totals 2017 $ 5,564 $ 2,061 $ 7,625 2018 2,313 2,140 4,453 2019 2,210 1,218 3,428 2020 2,083 519 2,602 2021 1,832 541 2,373 Thereafter 15,201 1,403 16,604 $ 29,203 $ 7,882 $ 37,085

Note J - Subordinated Debenture

Note J - Subordinated Debentures and Trust Preferred Securities	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	Note J - Subordinated Debentures and Trust Preferred Securities On March 22, 2007, $8,500 6.58% five March 15, 2012, 3 1.68%. 2.64% December 31, 2016 2.19% December 31, 2015. June 15, 2037. Under the provisions of the related indenture agreements, the interest payable on the trust preferred securities is deferrable for up to five may 1

Note K - Income Taxes

Note K - Income Taxes	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note K - Income Taxes The provision for income taxes consists of the following components: 2016 2015 2014 Current tax expense $ 2,645 $ 2,218 $ 3,637 Deferred tax (benefit) expense (725 ) 591 (517 ) Total income taxes $ 1,920 $ 2,809 $ 3,120 The source of deferred tax assets and deferred tax liabilities at December 31: 2016 2015 Items giving rise to deferred tax assets: Allowance for loan losses $ 2,538 $ 2,302 Unrealized loss on securities available for sale 510 ---- Deferred compensation 2,194 2,089 Deferred loan fees/costs 248 273 Other real estate owned 719 370 Accrued bonus 240 166 Purchase accounting adjustments 305 ---- Net operating loss 258 ---- Other 275 143 Items giving rise to deferred tax liabilities: Mortgage servicing rights (134 ) (149 ) FHLB stock dividends (1,078 ) (1,074 ) Unrealized gain on securities available for sale ---- (157 ) Prepaid expenses (283 ) (234 ) Depreciation and amortization (823 ) (740 ) Other (4 ) (5 ) Net deferred tax asset $ 4,965 $ 2,984 The Company determined that it was not required to establish a valuation allowance for deferred tax assets since management believes that the deferred tax assets are likely to be realized through the future reversals of existing taxable temporary differences, deductions against forecasted income and tax planning strategies. At December 31, 2016, 382 $758 2026. The difference between the financial statement tax provision and amounts computed by applying the statutory federal income tax rate of 34% 2016 2015 2014 Statutory tax $ 3,006 $ 3,870 $ 3,806 Effect of nontaxable interest (433 ) (437 ) (418 ) Effect of nontaxable insurance premiums (340 ) (336 ) (142 ) Income from bank owned insurance, net (239 ) (210 ) (217 ) Effect of postretirement benefits (19 ) 71 238 Effect of nontaxable life insurance death proceeds ---- (11 ) ---- Effect of state income tax 64 66 73 Tax credits (211 ) (221 ) (231 ) Milton Merger Costs 73 ---- ---- Other items 19 17 11 Total income taxes $ 1,920 $ 2,809 $ 3,120 At December 31, 2016 December 31, 2015, no twelve $1.2 may may not The Company is subject to U.S. federal income tax as well as West Virginia state income tax. The Company is no longer subject to federal or state examination for years prior to 2013. 2013 2015

Note L - Commitments and Contin

Note L - Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note L - Commitments and Contingent Liabilities The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. Following is a summary of such commitments at December 31: 2016 2015 Fixed rate $ 271 $ 65 Variable rate 61,786 59,028 Standby letters of credit 5,134 3,322 The interest rate on fixed-rate commitments ranged from 3.75% 6.25% December 31, 2016. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may third may The Company participates as a facilitator of tax refunds pursuant to a clearing agreement with a third December 31, 2019 3 third There are various contingent liabilities that are not reflected in the financial statements, including claims and legal actions arising in the ordinary course of business. In the opinion of management, after consultation with legal counsel, the ultimate disposition of these matters is not expected to have a material effect on financial condition or results of operations.

Note M - Related Party Transact

Note M - Related Party Transactions	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	Note M - Related Party Transactions Certain directors, executive officers and companies with which they are affiliated were loan customers during 2016. $120 Total loans at January 1, 2016 $ 3,989 New loans 1,085 Repayments (528 ) Other changes 1,399 Total loans at December 31, 2016 $ 5,945 Other changes include adjustments for loans applicable to one Deposits from principal officers, directors, and their affiliates at year-end 2016 2015 $38,867 $30,169.

Note N - Employee Benefits

Note N - Employee Benefits	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	Note N - Employee Benefits The Bank has a profit-sharing plan for the benefit of its employees and their beneficiaries. Contributions to the plan are determined by the Board of Directors of Ohio Valley. Contributions charged to expense were $290, $288, $278 2016, 2015 2014. Ohio Valley maintains an Employee Stock Ownership Plan (ESOP) covering substantially all employees of the Company. Ohio Valley issues shares to the ESOP, purchased by the ESOP with subsidiary cash contributions, which are allocated to ESOP participants based on relative compensation. The total number of shares held by the ESOP, all of which have been allocated to participant accounts, were 350,170 322,056 December 31, 2016 2015. Years ended December 31 2016 2015 2014 Number of shares issued 24,572 ---- 14,618 Fair value of stock contributed $ 575 $ ---- $ 351 Cash contributed ---- 674 300 Total expense $ 575 $ 674 $ 651 Life insurance contracts with a cash surrender value of $27,343 $2,006 December 31, 2016 $6,328 $6,033 December 31, 2016 2015. three $399, $338, $604. $3,007 December 31, 2016 $3,062 December 31, 2015. During the fourth 2015, $941 two December 2015, $908 $33 $941 2015 December 31, 2015.

Note O - Fair Value of Financia

Note O - Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note O - Fair Value of Financial Instruments Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 Level 3: The following is a description of the Company’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis: Securities: 1). 2). 3). Impaired Loans: may 3 may 3 Other Real Estate Owned: may 3 Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics. On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at December 31, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,544 ---- Agency mortgage-backed securities, residential ---- 85,946 ---- Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,965 ---- Agency mortgage-backed securities, residential ---- 82,686 ---- There were no transfers between Level 1 2 2016 2015. Assets and Liabilities Measured on a Nonrecurring Basis Assets and liabilities measured at fair value on a nonrecurring basis are summarized below: Fair Value Measurements at December 31, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 3,536 Nonowner-occupied ---- ---- 1,985 Commercial and industrial ---- ---- 298 Other real estate owned: Commercial real estate: Construction ---- ---- 754 Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 2,473 Commercial and industrial ---- ---- 3,779 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147 At December 31, 2016, $8,732, $2,913, $2,509 December 31, 2016, December 31, 2015, $7,811, $1,559, $741 December 31, 2015, $1,422 Other real estate owned that was measured at fair value less costs to sell at December 31, 2016 $754, $2,217, $1,463 December 31, 2016. $393 2016. December 31, 2015 $1,147, $2,217, $1,070 December 31, 2015. no 2015. The following table presents quantitative information about Level 3 December 31, 2016 December 31, 2015: December 31, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,536 Sales approach Adjustment to comparables 0% to 65% 13.7% Cost approach Adjustment to comparables 0% to 29.5% 14.8% Nonowner-occupied 1,985 Sales approach Adjustment to comparables 0% to 250% 58.6% Commercial and industrial 298 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7% December 31, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 2,473 Sales approach Adjustment to comparables 0% to 12.5% 5.7% Commercial and industrial 3,779 Sales approach Adjustment to comparables 0.9% to 30% 14.3% Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2% The carrying amounts and estimated fair values of financial instruments at December 31, 2016 December 31, 2015 Fair Value Measurements at December 31, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 40,166 $ 40,166 $ ---- $ ---- $ 40,166 Certificates of deposit in financial institutions 1,670 ---- 1,670 ---- 1,670 Securities available for sale 96,490 ---- 96,490 ---- 96,490 Securities held to maturity 18,665 ---- 9,541 9,630 19,171 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 727,202 ---- ---- 727,079 727,079 Accrued interest receivable 2,315 ---- 224 2,091 2,315 Financial Liabilities: Deposits 790,452 209,576 581,340 ---- 790,916 Other borrowed funds 37,085 ---- 35,948 ---- 35,948 Subordinated debentures 8,500 ---- 5,821 ---- 5,821 Accrued interest payable 513 4 509 ---- 513 Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 45,530 $ 45,530 $ ---- $ ---- $ 45,530 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 91,651 ---- 91,651 ---- 91,651 Securities held to maturity 19,903 ---- 9,814 10,976 20,790 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 579,104 ---- ---- 582,427 582,427 Accrued interest receivable 1,819 ---- 224 1,595 1,819 Financial Liabilities: Deposits 660,746 176,499 484,636 ---- 661,135 Other borrowed funds 23,946 ---- 23,672 ---- 23,672 Subordinated debentures 8,500 ---- 5,368 ---- 5,368 Accrued interest payable 449 4 445 ---- 449 The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and Cash Equivalents 1. Certificates of deposit in financial institutions 2. Securities Held to Maturity 3 Restricted Investments in B ank S tock s Loans 3 3 Deposit Liabilities 1 2 2 Other Borrowed Funds ninety 2 2 Subordinated Debentures 2 Accrued Interest Receivable and Payable Off-balance Sheet Instruments Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one

Note P - Regulatory Matters

Note P - Regulatory Matters	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note P - Regulatory Matters Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The final rules implementing Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (Basel III rules) became effective for the Company and the Bank on January 1, 2015 January 1, 2019. 1 4.5% 2.5% January 1, 2016 0.625%, four January 1, January 1, 2019. 1 4.0% 6.0% 4.0% 1 Effective May 15, 2015, $500 $1 December 31, 2016, December 31, 2016 2015, Prompt corrective action regulations provide five 2016 2015, At year-end, consolidated actual capital levels and minimum required levels for the Company and the Bank were: Actual Minimum Required To Be Adequately Capitalized Under Prompt Corrective Action Regulations Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio 2016 Total capital (to risk weighted assets) Consolidated $ 113,515 16.4 % N/A N/A N/A N/A Bank 104,317 15.3 $ 54,631 8.0 % $ 68,289 10.0 % Common equity Tier 1 capital (to risk weighted assets) Consolidated 97,316 14.0 N/A N/A N/A N/A Bank 96,946 14.2 30,730 4.5 44,388 6.5 Tier 1 capital (to risk weighted assets) Consolidated 105,816 15.3 N/A N/A N/A N/A Bank 96,946 14.2 40,973 6.0 54,631 8.0 Tier 1 capital (to average assets) Consolidated 105,816 11.2 N/A N/A N/A N/A Bank 96,946 10.4 37,168 4.0 46,461 5.0 Actual Minimum Required To Be Adequately Capitalized Under Prompt Corrective Action Regulations Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio 2015 Total capital (to risk weighted assets) Consolidated $ 104,047 18.2 % N/A N/A N/A N/A Bank 91,006 16.3 $ 44,799 8.0 % $ 55,999 10.0 % Common equity Tier 1 capital (to risk weighted assets) Consolidated 88,899 15.6 N/A N/A N/A N/A Bank 84,686 15.1 25,199 4.5 36,399 6.5 Tier 1 capital (to risk weighted assets) Consolidated 97,399 17.1 N/A N/A N/A N/A Bank 84,686 15.1 33,599 6.0 44,799 8.0 Tier 1 capital (to average assets) Consolidated 97,399 12.2 N/A N/A N/A N/A Bank 84,686 10.8 31,280 4.0 39,100 5.0 Dividends paid by the subsidiaries are the primary source of funds available to Ohio Valley for payment of dividends to shareholders and for other working capital needs. The payment of dividends by the subsidiaries to Ohio Valley is subject to restrictions by regulatory authorities. These restrictions generally limit dividends to the current and prior two 90% January 1, 2017 $5,884 may

Note Q - Parent Company Only Co

Note Q - Parent Company Only Condensed Financial Information	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	Note Q - Parent Company Only Condensed Financial Information Below is condensed financial information of Ohio Valley. In this information, Ohio Valley’s investment in its subsidiaries is stated at cost plus equity in undistributed earnings of the subsidiaries since acquisition. This information should be read in conjunction with the consolidated financial statements of the Company. CONDENSED STATEMENTS OF CONDITION Years ended December 31: Assets 2016 2015 Cash and cash equivalents $ 2,747 $ 2,233 Investment in subsidiaries 115,057 96,759 Notes receivable – subsidiaries 3,420 3,881 Other assets 52 63 Total assets $ 121,276 $ 102,936 Liabilities Notes payable $ 7,882 $ 3,918 Subordinated debentures 8,500 8,500 Other liabilities 366 48 Total liabilities 16,748 12,466 Shareholders’ Equity Total shareholders’ equity 104,528 90,470 Total liabilities and shareholders’ equity $ 121,276 $ 102,936 CONDENSED STATEMENTS OF INCOME Years ended December 31: Income: 2016 2015 2014 Interest on notes $ 52 $ 53 $ 84 Other operating income ---- ---- 34 Dividends from subsidiaries 6,900 3,500 3,500 Gain on sale of ProAlliance Corporation ---- ---- 810 Expenses: Interest on notes 136 53 84 Interest on subordinated debentures 204 170 165 Operating expenses 667 345 384 Income before income taxes and equity in undistributed earnings of subsidiaries.. 5,945 2,985 3,795 Income tax benefit 256 167 (108 ) Equity in undistributed earnings of subsidiaries 719 5,422 4,386 Net Income $ 6,920 $ 8,574 $ 8,073 CONDENSED STATEMENTS OF CASH FLOWS Years ended December 31: Cash flows from operating activities: 2016 2015 2014 Net Income $ 6,920 $ 8,574 $ 8,073 Adjustments to reconcile net income to net cash provided by operating activities: Gain on sale of ProAlliance Corporation ---- ---- (810 ) Equity in undistributed earnings of subsidiaries (719 ) (5,422 ) (4,386 ) Common stock issued to ESOP 575 ---- 351 Change in other assets 11 (16 ) 323 Change in other liabilities 318 (141 ) (334 ) Net cash provided by operating activities 7,105 2,995 3,217 Cash flows from investing activities: Cash paid for Milton Bancorp, Inc. acquisition (7,431 ) ---- ---- Proceeds from sale of ProAlliance Corporation ---- ---- 810 Investment in OVBC Captive ---- ---- (250 ) Change in notes receivable 461 (100 ) (262 ) Net cash provided by (used in) investing activities (6,970 ) (100 ) 298 Cash flows from financing activities: Change in notes payable 3,964 128 262 Proceeds from common stock through dividend reinvestment ---- ---- 103 Cash dividends paid (3,585 ) (3,665 ) (3,441 ) Net cash provided by (used in) financing activities 379 (3,537 ) (3,076 ) Cash and cash equivalents: Change in cash and cash equivalents 514 (642 ) 439 Cash and cash equivalents at beginning of year 2,233 2,875 2,436 Cash and cash equivalents at end of year $ 2,747 $ 2,233 $ 2,875

Note R - Segment Information

Note R - Segment Information	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	Note R - Segment Information The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company’s total revenues, totaled 91.6%, 90.9% 90.6% December 31, 2016, 2015 2014, The accounting policies used for the Company’s reportable segments are the same as those described in Note A - Summary of Significant Accounting Policies. Income taxes are allocated based on income before tax expense. All goodwill is in the Banking segment. Segment information is as follows: Year Ended December 31, 2016 Banking Consumer Finance Total Company Net interest income $ 33,019 $ 3,307 $ 36,326 Provision expense 2,665 161 2,826 Noninterest income 7,589 650 8,239 Noninterest expense 30,257 2,642 32,899 Tax expense 1,530 390 1,920 Net income 6,156 764 6,920 Assets 941,907 12,733 954,640 Year Ended December 31, 2015 Banking Consumer Finance Total Company Net interest income $ 30,175 $ 3,320 $ 33,495 Provision expense 1,055 35 1,090 Noninterest income 7,880 717 8,597 Noninterest expense 26,983 2,636 29,619 Tax expense 2,347 462 2,809 Net income 7,670 904 8,574 Assets 782,715 13,570 796,285 Year Ended December 31, 2014 Banking Consumer Finance Total Company Net interest income $ 30,172 $ 3,308 $ 33,480 Provision expense 2,645 142 2,787 Noninterest income 8,897 896 9,793 Noninterest expense 26,806 2,487 29,293 Tax expense 2,587 533 3,120 Net income 7,031 1,042 8,073 Assets 764,510 14,158 778,668

Note S - Consolidated Quarterly

Note S - Consolidated Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Quarterly Financial Information [Text Block]	Note S - Consolidated Quarterly Financial Information (unaudited) Quarters Ended Mar. 31 Jun. 30 Sept. 30 Dec. 31 201 6 Total interest income $ 9,770 $ 8,913 $ 9,824 $ 10,841 Total interest expense 670 707 839 806 Net interest income 9,100 8,206 8,985 10,035 Provision for loan losses ( 1 ) 479 141 1,708 498 Noninterest income ( 3 ) 3,235 1,861 1,693 1,450 Noninterest expense 7,969 7,773 8,828 8,329 Net income 2,832 1,706 358 2,024 Earnings per share $ 0.69 $ 0.41 $ 0.08 $ 0.43 201 5 Total interest income $ 9,627 $ 8,866 $ 9,016 $ 8,825 Total interest expense 697 717 731 694 Net interest income 8,930 8,149 8,285 8,131 Provision for loan losses ( 2 ) (78 ) 799 (11 ) 380 Noninterest income ( 3 ) 3,489 1,917 1,584 1,607 Noninterest expense 7,427 7,554 7,727 6,911 Net income 3,624 1,410 1,642 1,898 Earnings per share $ 0.88 $ 0.34 $ 0.40 $ 0.46 201 4 Total interest income $ 9,508 $ 8,925 $ 8,904 $ 9,018 Total interest expense 726 738 696 715 Net interest income 8,782 8,187 8,208 8,303 Provision for loan losses ( 4 ) 494 1,386 (682 ) 1,589 Noninterest income ( 3 ) 4,118 1,912 2,106 1,657 Noninterest expense 7,295 6,997 7,244 7,757 Net income 3,564 1,344 2,742 423 Earnings per share $ 0.87 $ 0.33 $ 0.67 $ 0.10 (1) third 2016, two $2,435 (2) first third 2015, (3) third first (4) third 2014, $524

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Description of Business: 1956. one The Company provides a full range of commercial and retail banking services from 25 The Bank’s trust department provides a wide variety of fiduciary services for trusts, estates and benefit plans and also provides investment and security services as an agent for its customers.
Consolidation, Policy [Policy Text Block]	Principles of Consolidation:
Segment Reporting, Policy [Policy Text Block]	Industry Segment Information: two
Use of Estimates, Policy [Policy Text Block]	Use of Estimates:
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents: 90 one
Certificates of Deposit in Financial Institutions [Policy Text Block]	Certificates of deposit in financial institutions : 90 September 30, 2019.
Marketable Securities, Policy [Policy Text Block]	Securities: Premium amortization is deducted from, and discount accretion is added to, interest income on securities using the level yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses are recognized upon the sale of specific identified securities on the completed trade date.
Marketable Securities, Available-for-sale Securities, Policy [Policy Text Block]	Other-Than-Temporary Impairments of Securities: (1) (2) (3) (4) When an OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment.
Investment, Policy [Policy Text Block]	Restricted Investments in Bank Stocks : may
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Loans: Interest income is discontinued and the loan moved to non-accrual status when full loan repayment is in doubt, typically when the loan is impaired or payments are past due 90 90 All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis method until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses: may The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and for which the borrower is experiencing financial difficulties are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length and reasons for the delay, the borrower’s prior payment record, and the amount of shortfall in relation to the principal and interest owed. Commercial and commercial real estate loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Smaller balance homogeneous loans, such as consumer and most residential real estate, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosure. Troubled debt restructurings are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The general component covers non-impaired loans and impaired loans that are not individually reviewed for impairment and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 3 5 Commercial and industrial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial and industrial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. The Company’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not maintain their value upon foreclosure, which may Commercial real estate consists of nonfarm, nonresidential loans secured by owner-occupied and nonowner-occupied commercial real estate as well as commercial construction loans. An owner-occupied loan relates to a borrower purchased building or space for which the repayment of principal is dependent upon cash flows from the ongoing business operations conducted by the party, or an affiliate of the party, who owns the property. Owner-occupied loans that are dependent on cash flows from operations can be adversely affected by current market conditions for their product or service. A nonowner-occupied loan is a property loan for which the repayment of principal is dependent upon rental income associated with the property or the subsequent sale of the property. Nonowner-occupied loans that are dependent upon rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial construction loans consist of borrowings to purchase and develop raw land into 1 4 third may may Residential real estate loans consist of loans to individuals for the purchase of 1 4 Consumer loans are comprised of loans to individuals secured by automobiles, open-end home equity loans and other loans to individuals for household, family, and other personal expenditures, both secured and unsecured. These loans typically have maturities of 6 may At December 31, 2016,
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentrations of Credit Risk: The following represents the composition of the Company’s loan portfolio as of December 31: % of Total Loans 2016 2015 Residential real estate loans 38.92 % 38.22 % Commercial real estate loans 29.12 % 28.90 % Consumer loans 18.27 % 18.89 % Commercial and industrial loans 13.69 % 13.99 % 100.00 % 100.00 % Approximately 5.61% December 31, 2016, 6.06% December 31, 2015. The Bank, in the normal course of its operations, conducts business with correspondent financial institutions. Balances in correspondent accounts, investments in federal funds, certificates of deposit and other short-term securities are closely monitored to ensure that prudent levels of credit and liquidity risks are maintained. At December 31, 2016, $26,422
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment: 3 8 7 39
Real Estate, Policy [Policy Text Block]	Foreclosed assets: $2,129 $2,358 December 31, 2016 2015.
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill: January 1, 2009 January 1, 2009, December 31
Impairment or Disposal of Long-Lived Assets, Policy [Policy Text Block]	Long-term Assets: may
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Mortgage Servicing Rights: secondary may December 31, 2016 2015, $387 $429,
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Share: 4,351,748 2016; 4,117,675 2015; 4,099,194 2014.
Income Tax, Policy [Policy Text Block]	Income Taxes: A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50%
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income:
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies:
Bank Owned Life Insurance and Annuity Assets [Policy Text Block]	Bank Owned Life Insurance and Annuity Assets
Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]	Employee Stock Ownership Plan:
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments:
Dividend Restrictions [Policy Text Block]	Dividend Restrictions: may
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]	Restrictions on Cash : third $28,102 $36,535 2016 2015. third
Derivatives, Policy [Policy Text Block]	Derivatives: one three three (1) (2) (3) Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. At December 31, 2016 2015,
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments:
Reclassification, Policy [Policy Text Block]	Reclassifications: 2015 2014 2016.
New Accounting Pronouncements, Policy [Policy Text Block]	Adoption of New Accounting Standards: May 2014, 2014 09, 606)". 606, December 15, 2017, January 1, 2017. 2014 09 In January 2016, 2016 01, 1) 2) 3) 4) December 15, 2017, In February 2016, 2016 02, December 15, 2018, In June 2016, 2016 13, 2016 13 December 15, 2019. December 15, 2018. In August 2016, 2016 15, eight December 15, 2017, 2016 15

Note A - Summary of Significa29

Note A - Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Composition of Loan Portfolio [Table Text Block ]	% of Total Loans 2016 2015 Residential real estate loans 38.92 % 38.22 % Commercial real estate loans 29.12 % 28.90 % Consumer loans 18.27 % 18.89 % Commercial and industrial loans 13.69 % 13.99 % 100.00 % 100.00 %

Note B - Business Combinations

Note B - Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Consideration: Cash $ 7,431 Equity instruments 11,444 Fair value of total consideration transferred $ 18,875 Recognized amounts of identifiable assets acquired and liabilities assumed : Cash and cash equivalents $ 9,201 Securities 5,868 Restricted investments in bank stock 364 Loans 112,479 Premises and equipment 1,826 Other real estate owned 641 Bank owned life insurance 272 Core deposit intangible asset 738 Other assets 612 Total assets acquired 132,001 Deposits 119,669 Other liabilities (9 ) Total liabilities assumed 119,660 Total identifiable net assets 12,341 Goodwill 6,534 $ 18,875

Note C - Securities (Tables)

Note C - Securities (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Available-for-sale Securities [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities Available for Sale December 31, 2016 U.S. Government sponsored entity securities $ 10,624 $ ---- $ (80 ) $ 10,544 Agency mortgage-backed securities, residential 87,367 495 (1,916 ) 85,946 Total securities $ 97,991 $ 495 $ (1,996 ) $ 96,490 December 31, 2015 U.S. Government sponsored entity securities $ 9,011 $ ---- $ (46 ) $ 8,965 Agency mortgage-backed securities, residential 82,178 981 (473 ) 82,686 Total securities $ 91,189 $ 981 $ (519 ) $ 91,651
Held-to-maturity Securities [Table Text Block]	Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value Securities Held to Maturity December 31, 2016 Obligations of states and political subdivisions $ 18,661 $ 654 $ (148 ) $ 19,167 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 18,665 $ 654 $ (148 ) $ 19,171 December 31, 2015 Obligations of states and political subdivisions $ 19,898 $ 892 $ (5 ) $ 20,785 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 19,903 $ 892 $ (5 ) $ 20,790
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,001 $ 3,999 $ 272 $ 275 Due in one to five years 6,623 6,545 7,061 7,342 Due in five to ten years ---- ---- 8,690 9,029 Due after ten years ---- ---- 2,638 2,521 Agency mortgage-backed securities, residential 87,367 85,946 4 4 Total debt securities $ 97,991 $ 96,490 $ 18,665 $ 19,171
Schedule of Unrealized Loss on Investments [Table Text Block]	December 31, 201 6 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 10,544 $ (80 ) $ ---- $ ---- $ 10,544 $ (80 ) Agency mortgage-backed securities, residential 64,043 (1,916 ) ---- ---- 64,043 (1,916 ) Total available for sale $ 74,587 $ (1,996 ) $ ---- $ ---- $ 74,587 $ (1,996 ) December 31, 201 5 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 7,964 $ (46 ) $ ---- $ ---- $ 7,964 $ (46 ) Agency mortgage-backed securities, residential 42,112 (407 ) 3,645 (66 ) 45,757 (473 ) Total available for sale $ 50,076 $ (453 ) $ 3,645 $ (66 ) $ 53,721 $ (519 )
Held-to-maturity Securities [Member]
Notes Tables
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) Total held to maturity $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 ) Total held to maturity $ 995 $ (5 ) $ ---- $ ---- $ 995 $ (5 )

Note D - Loans and Allowance 32

Note D - Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	2016 2015 Residential real estate $ 286,022 $ 223,875 Commercial real estate: Owner-occupied 77,605 73,458 Nonowner-occupied 90,532 72,002 Construction 45,870 23,852 Commercial and industrial 100,589 81,936 Consumer: Automobile 59,772 44,566 Home equity 20,861 20,841 Other 53,650 45,222 734,901 585,752 Less: Allowance for loan losses (7,699 ) (6,648 ) Loans, net $ 727,202 $ 579,104
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	December 31, 2016 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses (63 ) 2,287 (1,112 ) 1,714 2,826 Loans charged off (384 ) (63 ) (586 ) (2,170 ) (3,203 ) Recoveries 299 132 16 981 1,428 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 December 31, 2015 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334 Provision for loan losses 103 (469 ) 777 679 1,090 Loans charged off (828 ) (1,971 ) (24 ) (1,428 ) (4,251 ) Recoveries 386 204 234 651 1,475 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 December 31, 2014 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,169 $ 2,914 $ 1,279 $ 793 $ 6,155 Provision for loan losses 458 1,408 (28 ) 949 2,787 Loans charged off (487 ) (235 ) (41 ) (1,216 ) (1,979 ) Recoveries 286 108 392 585 1,371 Total ending allowance balance $ 1,426 $ 4,195 $ 1,602 $ 1,111 $ 8,334
Allowance For Loan Losses And The Recorded Investment Of Loans [Table Text Block]	December 31, 2016 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,535 $ 241 $ 205 $ 2,981 Collectively evaluated for impairment 939 1,780 666 1,333 4,718 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Loans: Loans individually evaluated for impairment $ 717 $ 13,111 $ 8,465 $ 416 $ 22,709 Loans collectively evaluated for impairment 285,305 200,896 92,124 133,867 712,192 Total ending loans balance $ 286,022 $ 214,007 $ 100,589 $ 134,283 $ 734,901 December 31, 2015 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 311 $ 1,850 $ 3 $ 2,164 Collectively evaluated for impairment 1,087 1,648 739 1,010 4,484 Total ending allowance balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Loans: Loans individually evaluated for impairment $ 1,001 $ 7,318 $ 8,691 $ 218 $ 17,228 Loans collectively evaluated for impairment 222,874 161,994 73,245 110,411 568,524 Total ending loans balance $ 223,875 $ 169,312 $ 81,936 $ 110,629 $ 585,752
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	December 31, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 5,477 $ 5,477 $ 2,435 $ 3,185 $ 300 $ 300 Nonowner-occupied 384 384 100 390 19 19 Commercial and industrial 392 392 241 391 ---- ---- Consumer: Home equity 416 416 205 421 21 21 With no related allowance recorded: Residential real estate 717 717 ---- 726 31 31 Commercial real estate: Owner-occupied 3,638 3,091 ---- 3,005 178 178 Nonowner-occupied 5,078 3,632 ---- 3,572 79 79 Construction 1,001 527 ---- 522 136 136 Commercial and industrial 8,073 8,073 ---- 7,681 381 381 Total $ 25,176 $ 22,709 $ 2,981 $ 19,893 $ 1,145 $ 1,145 December 31, 2015 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 204 $ 204 $ 204 $ 13 $ 13 Nonowner-occupied 396 396 107 402 75 75 Commercial and industrial 4,355 4,355 1,850 3,545 149 149 Consumer: Home equity 218 218 3 219 8 8 With no related allowance recorded: Residential real estate 1,001 1,001 ---- 809 45 45 Commercial real estate: Owner-occupied 3,812 3,265 ---- 2,747 181 181 Nonowner-occupied 5,178 2,773 ---- 3,439 49 49 Construction 680 680 ---- 544 ---- ---- Commercial and industrial 4,336 4,336 ---- 3,985 180 180 Total $ 20,180 $ 17,228 $ 2,164 $ 15,894 $ 700 $ 700 December 31, 2014 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ ---- $ ---- $ ---- $ ---- $ 6 $ 6 Commercial real estate: Owner-occupied 1,177 1,177 414 471 32 32 Nonowner-occupied 7,656 7,656 2,092 8,303 398 398 Commercial and industrial 2,356 2,356 900 2,441 110 110 Consumer: Home equity 219 219 6 219 7 7 With no related allowance recorded: Residential real estate 1,415 1,415 ---- 882 58 58 Commercial real estate: Owner-occupied 3,125 2,578 ---- 2,135 113 113 Nonowner-occupied 1,298 300 ---- 300 50 50 Commercial and industrial 4,703 4,468 ---- 2,278 180 180 Total $ 21,949 $ 20,169 $ 3,412 $ 17,029 $ 954 $ 954
Schedule of Recorded Investment In Nonaccrual Loans [Table Text Block]	Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2016 Residential real estate $ 132 $ 3,445 Commercial real estate: Owner-occupied 28 1,571 Nonowner-occupied ---- 2,506 Construction ---- 527 Commercial and industrial ---- 867 Consumer: Automobile 121 5 Home equity ---- 34 Other 46 6 Total $ 327 $ 8,961 Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2015 Residential real estate $ 20 $ 2,048 Commercial real estate: Owner-occupied ---- 404 Nonowner-occupied ---- 2,737 Construction ---- 769 Commercial and industrial ---- 1,152 Consumer: Automobile 18 27 Home equity ---- 96 Other 1 3 Total $ 39 $ 7,236
Past Due Financing Receivables [Table Text Block]	December 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,728 $ 953 $ 2,201 $ 6,882 $ 279,140 $ 286,022 Commercial real estate: Owner-occupied 134 366 1,325 1,825 75,780 77,605 Nonowner-occupied 261 18 2,506 2,785 87,747 90,532 Construction 66 52 182 300 45,570 45,870 Commercial and industrial 1,283 483 800 2,566 98,023 100,589 Consumer: Automobile 1,091 221 126 1,438 58,334 59,772 Home equity 349 45 ---- 394 20,467 20,861 Other 685 155 46 886 52,764 53,650 Total $ 7,597 $ 2,293 $ 7,186 $ 17,076 $ 717,825 $ 734,901 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,564 $ 1,484 $ 1,708 $ 5,756 $ 218,119 $ 223,875 Commercial real estate: Owner-occupied 141 33 371 545 72,913 73,458 Nonowner-occupied 35 334 2,737 3,106 68,896 72,002 Construction ---- 2 769 771 23,081 23,852 Commercial and industrial 31 88 1,077 1,196 80,740 81,936 Consumer: Automobile 727 197 36 960 43,606 44,566 Home equity 75 ---- 76 151 20,690 20,841 Other 420 104 4 528 44,694 45,222 Total $ 3,993 $ 2,242 $ 6,778 $ 13,013 $ 572,739 $ 585,752
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2016 Residential real estate: Interest only payments $ 717 $ ---- $ 717 Commercial real estate: Owner-occupied Interest only payments 284 ---- 284 Rate reduction ---- 232 232 Reduction of principal and interest payments 579 ---- 579 Maturity extension at lower stated rate than market rate 1,582 ---- 1,582 Nonowner-occupied Interest only payments 600 2,210 2,810 Rate reduction 384 ---- 384 Credit extension at lower stated rate than market rate 574 ---- 574 Commercial and industrial Interest only payments 8,074 ---- 8,074 Credit extension at lower stated rate than market rate ---- 391 391 Consumer: Home equity Maturity extension at lower stated rate than market rate 213 ---- 213 Credit extension at lower stated rate than market rate 203 ---- 203 Total TDR’s $ 13,210 $ 2,833 $ 16,043 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2015 Residential real estate: Interest only payments $ 1,001 $ ---- $ 1,001 Commercial real estate: Owner-occupied Interest only payments 433 ---- 433 Rate reduction ---- 232 232 Reduction of principal and interest payments 604 ---- 604 Maturity extension at lower stated rate than market rate 1,996 ---- 1,996 Credit extension at lower stated rate than market rate 204 ---- 204 Nonowner-occupied Interest only payments 300 2,473 2,773 Rate reduction 396 ---- 396 Commercial and industrial Interest only payments 7,579 ---- 7,579 Credit extension at lower stated rate than market rate 226 391 617 Consumer: Home equity Maturity extension at lower stated rate than market rate 218 ---- 218 Total TDR’s $ 12,957 $ 3,096 $ 16,053
Troubled Debt Restructurings on Financing Receivables Pre And Post Modification [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Pre-Modification Recorded Investment Post-Modification Recorded Investment Pre-Modification Recorded Investment Post-Modification Recorded Investment December 31, 2016 Commercial real estate: Nonowner-occupied Interest only payments $ ---- $ ---- $ 226 $ 226 Credit extension at lower stated rate than market rate 574 574 ---- ---- Total TDR’s $ 574 $ 574 $ 226 $ 226 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Pre-Modification Recorded Investment Post-Modification Recorded Investment Pre-Modification Recorded Investment Post-Modification Recorded Investment December 31, 2015 Residential real estate Interest only payments $ 495 $ 495 ---- ---- Commercial real estate: Owner-occupied Maturity extension at lower stated rate than market rate 1,025 1,025 ---- ---- Commercial and industrial Credit extension at lower stated rate than market rate 226 226 ---- ---- Total TDR’s $ 1,746 $ 1,746 ---- ----
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2016 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 66,495 $ 428 $ 10,682 $ 77,605 Nonowner-occupied 83,103 2,364 5,065 90,532 Construction 45,325 ---- 545 45,870 Commercial and industrial 94,091 188 6,310 100,589 Total $ 289,014 $ 2,980 $ 22,602 $ 314,596 December 31, 2015 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 62,287 $ 6,738 $ 4,433 $ 73,458 Nonowner-occupied 61,577 6,305 4,120 72,002 Construction 23,080 ---- 772 23,852 Commercial and industrial 70,852 5,232 5,852 81,936 Total $ 217,796 $ 18,275 $ 15,177 $ 251,248
Performing and Nonperforming Loans [Table Text Block]	Consumer December 31, 2016 Automobile Home Equity Other Residential Real Estate Total Performing $ 59,646 $ 20,827 $ 53,598 $ 282,445 $ 416,516 Nonperforming 126 34 52 3,577 3,789 Total $ 59,772 $ 20,861 $ 53,650 $ 286,022 $ 420,305 Consumer December 31, 2015 Automobile Home Equity Other Residential Real Estate Total Performing $ 44,521 $ 20,745 $ 45,218 $ 221,807 $ 332,291 Nonperforming 45 96 4 2,068 2,213 Total $ 44,566 $ 20,841 $ 45,222 $ 223,875 $ 334,504

Note E - Premises and Equipme33

Note E - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Property, Plant and Equipment [Table Text Block]	2016 2015 Land $ 2,348 $ 2,055 Buildings 13,247 10,890 Leasehold improvements 1,238 2,066 Furniture and equipment 5,085 4,334 21,918 19,345 Less accumulated depreciation 9,135 8,941 Total premises and equipment $ 12,783 $ 10,404
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	2017 $ 332 2018 181 2019 54 2020 49 2021 25 $ 641

Note F - Goodwill and Intangi34

Note F - Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Goodwill [Table Text Block]	2016 Beginning of year $ 1,267 Acquired goodwill 6,534 Impairment ---- End of year $ 7,801
Schedule of Finite-Lived Intangible Assets [Table Text Block]	2016 Gross Carrying Amount Accumulated Amortization Amortized intangible assets: $ 738 $ 68 Core deposit intangibles Other customer relationship intangibles ---- ---- Total $ 738 $ 68
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	2017 $ 156 2018 135 2019 114 2020 94 2021 74 Thereafter 97 Total $ 670

Note G - Deposits (Tables)

Note G - Deposits (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Interest Bearing Deposits [Table Text Block ]	2016 2015 NOW accounts $ 155,051 $ 124,524 Savings and Money Market 237,761 200,976 Time: In denominations of $250,000 or less 168,546 146,975 In denominations of more than $250,000 19,518 11,772 Total time deposits 188,064 158,747 Total interest-bearing deposits $ 580,876 $ 484,247
Maturities of Time Deposits [Table Text Block]	2017 $ 100,447 2018 53,559 2019 17,611 2020 11,401 2021 4,570 Thereafter 476 Total $ 188,064

Note I - Other Borrowed Funds (

Note I - Other Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2016 $ 29,203 $ 7,882 $ 37,085 2015 $ 20,028 $ 3,918 $ 23,946
Schedule of Maturities of Long-term Debt [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2017 $ 5,564 $ 2,061 $ 7,625 2018 2,313 2,140 4,453 2019 2,210 1,218 3,428 2020 2,083 519 2,602 2021 1,832 541 2,373 Thereafter 15,201 1,403 16,604 $ 29,203 $ 7,882 $ 37,085

Note K - Income Taxes (Tables)

Note K - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	2016 2015 2014 Current tax expense $ 2,645 $ 2,218 $ 3,637 Deferred tax (benefit) expense (725 ) 591 (517 ) Total income taxes $ 1,920 $ 2,809 $ 3,120
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2016 2015 Items giving rise to deferred tax assets: Allowance for loan losses $ 2,538 $ 2,302 Unrealized loss on securities available for sale 510 ---- Deferred compensation 2,194 2,089 Deferred loan fees/costs 248 273 Other real estate owned 719 370 Accrued bonus 240 166 Purchase accounting adjustments 305 ---- Net operating loss 258 ---- Other 275 143 Items giving rise to deferred tax liabilities: Mortgage servicing rights (134 ) (149 ) FHLB stock dividends (1,078 ) (1,074 ) Unrealized gain on securities available for sale ---- (157 ) Prepaid expenses (283 ) (234 ) Depreciation and amortization (823 ) (740 ) Other (4 ) (5 ) Net deferred tax asset $ 4,965 $ 2,984
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2016 2015 2014 Statutory tax $ 3,006 $ 3,870 $ 3,806 Effect of nontaxable interest (433 ) (437 ) (418 ) Effect of nontaxable insurance premiums (340 ) (336 ) (142 ) Income from bank owned insurance, net (239 ) (210 ) (217 ) Effect of postretirement benefits (19 ) 71 238 Effect of nontaxable life insurance death proceeds ---- (11 ) ---- Effect of state income tax 64 66 73 Tax credits (211 ) (221 ) (231 ) Milton Merger Costs 73 ---- ---- Other items 19 17 11 Total income taxes $ 1,920 $ 2,809 $ 3,120

Note L - Commitments and Cont38

Note L - Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Other Commitments [Table Text Block]	2016 2015 Fixed rate $ 271 $ 65 Variable rate 61,786 59,028 Standby letters of credit 5,134 3,322

Note M - Related Party Transa39

Note M - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Total loans at January 1, 2016 $ 3,989 New loans 1,085 Repayments (528 ) Other changes 1,399 Total loans at December 31, 2016 $ 5,945

Note N - Employee Benefits (Tab

Note N - Employee Benefits (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	Years ended December 31 2016 2015 2014 Number of shares issued 24,572 ---- 14,618 Fair value of stock contributed $ 575 $ ---- $ 351 Cash contributed ---- 674 300 Total expense $ 575 $ 674 $ 651

Note O - Fair Value of Financ41

Note O - Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at December 31, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,544 ---- Agency mortgage-backed securities, residential ---- 85,946 ---- Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 8,965 ---- Agency mortgage-backed securities, residential ---- 82,686 ---- Fair Value Measurements at December 31, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 3,536 Nonowner-occupied ---- ---- 1,985 Commercial and industrial ---- ---- 298 Other real estate owned: Commercial real estate: Construction ---- ---- 754 Fair Value Measurements at December 31, 2015, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 2,473 Commercial and industrial ---- ---- 3,779 Other real estate owned: Commercial real estate: Construction ---- ---- 1,147
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	December 31, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,536 Sales approach Adjustment to comparables 0% to 65% 13.7% Cost approach Adjustment to comparables 0% to 29.5% 14.8% Nonowner-occupied 1,985 Sales approach Adjustment to comparables 0% to 250% 58.6% Commercial and industrial 298 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7% December 31, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 2,473 Sales approach Adjustment to comparables 0% to 12.5% 5.7% Commercial and industrial 3,779 Sales approach Adjustment to comparables 0.9% to 30% 14.3% Other real estate owned: Commercial real estate: Construction 1,147 Sales approach Adjustment to comparables 0% to 35% 15.2%
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at December 31, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 40,166 $ 40,166 $ ---- $ ---- $ 40,166 Certificates of deposit in financial institutions 1,670 ---- 1,670 ---- 1,670 Securities available for sale 96,490 ---- 96,490 ---- 96,490 Securities held to maturity 18,665 ---- 9,541 9,630 19,171 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 727,202 ---- ---- 727,079 727,079 Accrued interest receivable 2,315 ---- 224 2,091 2,315 Financial Liabilities: Deposits 790,452 209,576 581,340 ---- 790,916 Other borrowed funds 37,085 ---- 35,948 ---- 35,948 Subordinated debentures 8,500 ---- 5,821 ---- 5,821 Accrued interest payable 513 4 509 ---- 513 Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 45,530 $ 45,530 $ ---- $ ---- $ 45,530 Certificates of deposit in financial institutions 1,715 ---- 1,715 ---- 1,715 Securities available for sale 91,651 ---- 91,651 ---- 91,651 Securities held to maturity 19,903 ---- 9,814 10,976 20,790 Federal Home Loan Bank and Federal Reserve Bank stock 6,576 N/A N/A N/A N/A Loans, net 579,104 ---- ---- 582,427 582,427 Accrued interest receivable 1,819 ---- 224 1,595 1,819 Financial Liabilities: Deposits 660,746 176,499 484,636 ---- 661,135 Other borrowed funds 23,946 ---- 23,672 ---- 23,672 Subordinated debentures 8,500 ---- 5,368 ---- 5,368 Accrued interest payable 449 4 445 ---- 449

Note P - Regulatory Matters (Ta

Note P - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum Required To Be Adequately Capitalized Under Prompt Corrective Action Regulations Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio 2016 Total capital (to risk weighted assets) Consolidated $ 113,515 16.4 % N/A N/A N/A N/A Bank 104,317 15.3 $ 54,631 8.0 % $ 68,289 10.0 % Common equity Tier 1 capital (to risk weighted assets) Consolidated 97,316 14.0 N/A N/A N/A N/A Bank 96,946 14.2 30,730 4.5 44,388 6.5 Tier 1 capital (to risk weighted assets) Consolidated 105,816 15.3 N/A N/A N/A N/A Bank 96,946 14.2 40,973 6.0 54,631 8.0 Tier 1 capital (to average assets) Consolidated 105,816 11.2 N/A N/A N/A N/A Bank 96,946 10.4 37,168 4.0 46,461 5.0 Actual Minimum Required To Be Adequately Capitalized Under Prompt Corrective Action Regulations Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio 2015 Total capital (to risk weighted assets) Consolidated $ 104,047 18.2 % N/A N/A N/A N/A Bank 91,006 16.3 $ 44,799 8.0 % $ 55,999 10.0 % Common equity Tier 1 capital (to risk weighted assets) Consolidated 88,899 15.6 N/A N/A N/A N/A Bank 84,686 15.1 25,199 4.5 36,399 6.5 Tier 1 capital (to risk weighted assets) Consolidated 97,399 17.1 N/A N/A N/A N/A Bank 84,686 15.1 33,599 6.0 44,799 8.0 Tier 1 capital (to average assets) Consolidated 97,399 12.2 N/A N/A N/A N/A Bank 84,686 10.8 31,280 4.0 39,100 5.0

Note Q - Parent Company Only 43

Note Q - Parent Company Only Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Condensed Balance Sheet [Table Text Block]	Years ended December 31: Assets 2016 2015 Cash and cash equivalents $ 2,747 $ 2,233 Investment in subsidiaries 115,057 96,759 Notes receivable – subsidiaries 3,420 3,881 Other assets 52 63 Total assets $ 121,276 $ 102,936 Liabilities Notes payable $ 7,882 $ 3,918 Subordinated debentures 8,500 8,500 Other liabilities 366 48 Total liabilities 16,748 12,466 Shareholders’ Equity Total shareholders’ equity 104,528 90,470 Total liabilities and shareholders’ equity $ 121,276 $ 102,936
Condensed Income Statement [Table Text Block]	Years ended December 31: Income: 2016 2015 2014 Interest on notes $ 52 $ 53 $ 84 Other operating income ---- ---- 34 Dividends from subsidiaries 6,900 3,500 3,500 Gain on sale of ProAlliance Corporation ---- ---- 810 Expenses: Interest on notes 136 53 84 Interest on subordinated debentures 204 170 165 Operating expenses 667 345 384 Income before income taxes and equity in undistributed earnings of subsidiaries.. 5,945 2,985 3,795 Income tax benefit 256 167 (108 ) Equity in undistributed earnings of subsidiaries 719 5,422 4,386 Net Income $ 6,920 $ 8,574 $ 8,073
Condensed Cash Flow Statement [Table Text Block]	Years ended December 31: Cash flows from operating activities: 2016 2015 2014 Net Income $ 6,920 $ 8,574 $ 8,073 Adjustments to reconcile net income to net cash provided by operating activities: Gain on sale of ProAlliance Corporation ---- ---- (810 ) Equity in undistributed earnings of subsidiaries (719 ) (5,422 ) (4,386 ) Common stock issued to ESOP 575 ---- 351 Change in other assets 11 (16 ) 323 Change in other liabilities 318 (141 ) (334 ) Net cash provided by operating activities 7,105 2,995 3,217 Cash flows from investing activities: Cash paid for Milton Bancorp, Inc. acquisition (7,431 ) ---- ---- Proceeds from sale of ProAlliance Corporation ---- ---- 810 Investment in OVBC Captive ---- ---- (250 ) Change in notes receivable 461 (100 ) (262 ) Net cash provided by (used in) investing activities (6,970 ) (100 ) 298 Cash flows from financing activities: Change in notes payable 3,964 128 262 Proceeds from common stock through dividend reinvestment ---- ---- 103 Cash dividends paid (3,585 ) (3,665 ) (3,441 ) Net cash provided by (used in) financing activities 379 (3,537 ) (3,076 ) Cash and cash equivalents: Change in cash and cash equivalents 514 (642 ) 439 Cash and cash equivalents at beginning of year 2,233 2,875 2,436 Cash and cash equivalents at end of year $ 2,747 $ 2,233 $ 2,875

Note R - Segment Information (T

Note R - Segment Information (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Year Ended December 31, 2016 Banking Consumer Finance Total Company Net interest income $ 33,019 $ 3,307 $ 36,326 Provision expense 2,665 161 2,826 Noninterest income 7,589 650 8,239 Noninterest expense 30,257 2,642 32,899 Tax expense 1,530 390 1,920 Net income 6,156 764 6,920 Assets 941,907 12,733 954,640 Year Ended December 31, 2015 Banking Consumer Finance Total Company Net interest income $ 30,175 $ 3,320 $ 33,495 Provision expense 1,055 35 1,090 Noninterest income 7,880 717 8,597 Noninterest expense 26,983 2,636 29,619 Tax expense 2,347 462 2,809 Net income 7,670 904 8,574 Assets 782,715 13,570 796,285 Year Ended December 31, 2014 Banking Consumer Finance Total Company Net interest income $ 30,172 $ 3,308 $ 33,480 Provision expense 2,645 142 2,787 Noninterest income 8,897 896 9,793 Noninterest expense 26,806 2,487 29,293 Tax expense 2,587 533 3,120 Net income 7,031 1,042 8,073 Assets 764,510 14,158 778,668

Note S - Consolidated Quarter45

Note S - Consolidated Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Quarterly Financial Information [Table Text Block]	Quarters Ended Mar. 31 Jun. 30 Sept. 30 Dec. 31 201 6 Total interest income $ 9,770 $ 8,913 $ 9,824 $ 10,841 Total interest expense 670 707 839 806 Net interest income 9,100 8,206 8,985 10,035 Provision for loan losses ( 1 ) 479 141 1,708 498 Noninterest income ( 3 ) 3,235 1,861 1,693 1,450 Noninterest expense 7,969 7,773 8,828 8,329 Net income 2,832 1,706 358 2,024 Earnings per share $ 0.69 $ 0.41 $ 0.08 $ 0.43 201 5 Total interest income $ 9,627 $ 8,866 $ 9,016 $ 8,825 Total interest expense 697 717 731 694 Net interest income 8,930 8,149 8,285 8,131 Provision for loan losses ( 2 ) (78 ) 799 (11 ) 380 Noninterest income ( 3 ) 3,489 1,917 1,584 1,607 Noninterest expense 7,427 7,554 7,727 6,911 Net income 3,624 1,410 1,642 1,898 Earnings per share $ 0.88 $ 0.34 $ 0.40 $ 0.46 201 4 Total interest income $ 9,508 $ 8,925 $ 8,904 $ 9,018 Total interest expense 726 738 696 715 Net interest income 8,782 8,187 8,208 8,303 Provision for loan losses ( 4 ) 494 1,386 (682 ) 1,589 Noninterest income ( 3 ) 4,118 1,912 2,106 1,657 Noninterest expense 7,295 6,997 7,244 7,757 Net income 3,564 1,344 2,742 423 Earnings per share $ 0.87 $ 0.33 $ 0.67 $ 0.10

Note A - Summary of Significa46

Note A - Summary of Significant Accounting Policies (Details Textual) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)shares	Dec. 31, 2015USD ($)shares	Dec. 31, 2014shares
Number of Reportable Segments	2
Percentage of Loan Portfolio	100.00%	100.00%
Due from Banks	$ 26,422
Repossessed Assets	2,129	$ 2,358
Servicing Asset	$ 387	$ 429
Weighted Average Number of Shares Outstanding, Basic | shares	4,351,748	4,117,675	4,099,194
Restricted Cash and Cash Equivalents	$ 28,102	$ 36,535
Weighted Average Number of Shares Outstanding, Diluted | shares	0	0	0
Goodwill, Impairment Loss	$ 0
Equipment Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life	3 years
Equipment Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life	8 years
Building and Building Improvements [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life	7 years
Building and Building Improvements [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life	39 years
Unsecured [Member]
Percentage of Loan Portfolio	5.61%	6.06%
Consumer Portfolio Segment [Member]
Period of Actual Loss History Experienced	3 years
Percentage of Loan Portfolio	18.27%	18.89%
Commercial Portfolio Segment [Member]
Period of Actual Loss History Experienced	5 years
Percentage of Loan Portfolio	13.69%	13.99%

Note A - Summary of Significa47

Note A - Summary of Significant Accounting Policies - Composition of Loan Portfolio (Details)	Dec. 31, 2016	Dec. 31, 2015
% Total Loans	100.00%	100.00%
Residential Portfolio Segment [Member]
% Total Loans	38.92%	38.22%
Commercial Real Estate Portfolio Segment [Member]
% Total Loans	29.12%	28.90%
Consumer Portfolio Segment [Member]
% Total Loans	18.27%	18.89%
Commercial Portfolio Segment [Member]
% Total Loans	13.69%	13.99%

Note B - Business Combination48

Note B - Business Combinations (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Aug. 05, 2016	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Business Combination, Acquisition Related Costs		$ 930
Assets	$ 950,000	954,640	796,285	$ 778,668
Number of Branches	25
Goodwill		$ 7,801	$ 1,267
Milton Bancorp, Inc [Member]
Business Combination, Number of Common Shares of the Acquiring Entity into Which Common Shares of the Acquired Entity May Be Converted	1,636
Business Acquisition, Cash Which May Be Paid for the Stock of Acquired Entity	$ 37,219
Business Combination, Exchange of Acquired Entity's Common Shares for Cash or Common Shares of Acquiring Entity, Common Shares Reallocation Percentage	80.00%
Business Acquisition, Number of Issued and Outstanding Common Shares of Acquired Entity	400
Business Combination, Exchange of Acquired Entity's Common Shares for Cash or Common Shares of Acquiring Entity, Cash Reallocation Percentage	20.00%
Business Combination, Number of Acquired Entity Preferred Shares Converted to Receive Cash Payment	1,237
Business Combination, Cash Payment from Conversion of Acquired Preferred Shares	$ 3,600
Business Combination, Consideration Transferred	$ 18,875
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	11,444
Payments to Acquire Businesses, Gross	7,431
Payments to Acquire Businesses, Portion Financed in Borrowed Funds	5,000
Business Combination, Acquisition Related Costs	930
Goodwill	6,534
Business Combination, Acquired Receivables, Fair Value	111,558
Business Combination, Acquired Receivables, Gross Contractual Amount	$ 112,249
Business Combination, Number of Common Shares of the Acquiring Entity into Which Common Shares of the Acquired Entity May Be Converted, Par Value	0

Note B - Business Combination49

Note B - Business Combinations - Assets and Liabilities Assumed (Details) - USD ($) $ in Thousands	Aug. 05, 2016	Dec. 31, 2016	Dec. 31, 2015
Recognized amounts of identifiable assets acquired and liabilities assumed:
Goodwill		$ 7,801	$ 1,267
Milton Bancorp, Inc [Member]
Consideration:
Cash	$ 7,431
Equity instruments	11,444
Fair value of total consideration transferred	18,875
Recognized amounts of identifiable assets acquired and liabilities assumed:
Cash and cash equivalents	9,201
Securities	5,868
Restricted investments in bank stock	364
Loans	112,479
Premises and equipment	1,826
Other real estate owned	641
Bank owned life insurance	272
Other assets	612
Total assets acquired	132,001
Deposits	119,669
Other liabilities	(9)
Total liabilities assumed	119,660
Total identifiable net assets	12,341
Goodwill	6,534
	18,875
Milton Bancorp, Inc [Member] | Core Deposits [Member]
Recognized amounts of identifiable assets acquired and liabilities assumed:
Core deposit intangible asset	$ 738

Note C - Securities (Details Te

Note C - Securities (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Proceeds from Sale of Available-for-sale Securities		$ 10,550
Available-for-sale Securities, Gross Realized Gains		163
Available-for-sale Securities Pledged as Collateral	72,397	$ 59,267
Debt Securities [Member]
Proceeds from Sale of Available-for-sale Securities	$ 0		$ 0

Note C - Securities - Securitie

Note C - Securities - Securities Available-for-Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Securities available for sale, amortized cost	$ 97,991	$ 91,189
Securities available for sale, gross unrealized gains	495	981
Securities available for sale, gross unrealized losses	(1,996)	(519)
Securities available for sale	96,490	91,651
US Government-sponsored Enterprises Debt Securities [Member]
Securities available for sale, amortized cost	10,624	9,011
Securities available for sale, gross unrealized gains
Securities available for sale, gross unrealized losses	(80)	(46)
Securities available for sale	10,544	8,965
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	87,367	82,178
Securities available for sale, gross unrealized gains	495	981
Securities available for sale, gross unrealized losses	(1,916)	(473)
Securities available for sale	$ 85,946	$ 82,686

Note C - Securities - Securit52

Note C - Securities - Securities Held-to-Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Securities held to maturity, amortized cost	$ 18,665	$ 19,903
Securities held to maturity, gross unrecognized gains	654	892
Securities held to maturity, gross unrecognized losses	(148)	(5)
Total debt securities	19,171	20,790
US States and Political Subdivisions Debt Securities [Member]
Securities held to maturity, amortized cost	18,661	19,898
Securities held to maturity, gross unrecognized gains	654	892
Securities held to maturity, gross unrecognized losses	(148)	(5)
Total debt securities	19,167	20,785
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities held to maturity, amortized cost	4	5
Securities held to maturity, gross unrecognized gains
Securities held to maturity, gross unrecognized losses
Total debt securities	$ 4	$ 5

Note C - Securities - Securit53

Note C - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Due in one year or less	$ 4,001
Due in one year or less	3,999
Due in one year or less	272
Due in one year or less	275
Due in one to five years	6,623
Due in one to five years	6,545
Due in one to five years	7,061
Due in one to five years	7,342
Due in five to ten years
Due in five to ten years
Due in five to ten years	8,690
Due in five to ten years	9,029
Due after ten years
Due after ten years
Due after ten years	2,638
Due after ten years	2,521
Agency mortgage-backed securities, residential	87,367
Agency mortgage-backed securities, residential	85,946
Agency mortgage-backed securities, residential	4
Agency mortgage-backed securities, residential	4
Total debt securities	97,991
Total debt securities	96,490
Total debt securities	18,665	$ 19,903
Total debt securities	$ 19,171	$ 20,790

Note C - Securities - Securit54

Note C - Securities - Securities Available-for-Sale with Unrealized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Less than 12 Months - Fair Value	$ 74,587	$ 50,076
Less than 12 Months - Unrealized Loss	(1,996)	(453)
12 Months or More - Fair Value		3,645
12 Months or More - Unrealized Loss		(66)
Fair Value	74,587	53,721
Unrealized Loss	(1,996)	(519)
US Government-sponsored Enterprises Debt Securities [Member]
Less than 12 Months - Fair Value	10,544	7,964
Less than 12 Months - Unrealized Loss	(80)	(46)
12 Months or More - Fair Value
12 Months or More - Unrealized Loss
Fair Value	10,544	7,964
Unrealized Loss	(80)	(46)
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 Months - Fair Value	64,043	42,112
Less than 12 Months - Unrealized Loss	(1,916)	(407)
12 Months or More - Fair Value		3,645
12 Months or More - Unrealized Loss		(66)
Fair Value	64,043	45,757
Unrealized Loss	$ (1,916)	$ (473)

Note C - Securities - Securit55

Note C - Securities - Securities Held to Maturity with Unrealized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Less Than 12 Months - Fair Value	$ 3,813	$ 995
Less Than 12 Months - Unrecognized Loss	(148)	(5)
12 Months or More - Fair Value
12 Months or More - Unrecognized Loss
Fair Value	3,813	995
Unrecognized Loss	(148)	(5)
US States and Political Subdivisions Debt Securities [Member]
Less Than 12 Months - Fair Value	3,813	995
Less Than 12 Months - Unrecognized Loss	(148)	(5)
12 Months or More - Fair Value
12 Months or More - Unrecognized Loss
Fair Value	3,813	995
Unrecognized Loss	$ (148)	$ (5)

Note D - Loans and Allowance 56

Note D - Loans and Allowance for Loan Losses (Details Textual) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2016USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Allowance for Loan and Lease Losses, Period Increase (Decrease)		$ 1,112	$ 93
Allowance for Loan and Lease Losses, Write-offs		$ 11	$ 1,422
Percentage of Loan Portfolio		100.00%	100.00%
Impaired Financing Receivable, Related Allowance		$ 2,981	$ 2,164	$ 3,412
Loans and Leases Receivable, Impaired, Commitment to Lend		2,427	$ 995
Minimum Loan Balance For Loans Evaluated by Risk Categories		$ 500
Financing Receivable, Modifications, Subsequent Default, Number of Contracts		0	0
Troubled Debt Restructurings [Member]
Increase (Decrease) in Other Loans		$ (10)
Change In Troubled Debt Restructurings		0.10%
Percentage of Loan Portfolio		82.00%	81.00%
Impaired Financing Receivable, Related Allowance		$ 546	$ 1,669
Unsecured [Member]
Percentage of Loan Portfolio		5.61%	6.06%
Specific Reserves [Member]
Allowance for Loan and Lease Losses, Write-offs			$ 1,304
Specific Reserves [Member] | Troubled Debt Restructurings [Member]
Allowance for Loan and Lease Losses, Write-offs		$ 1,160
Residential Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure		938	1,131
Mortgage Loans in Process of Foreclosure, Amount		$ 1,492	$ 988
Percentage of Loan Portfolio		38.92%	38.22%
Impaired Financing Receivable, Related Allowance
Commercial Real Estate Portfolio Segment [Member]
Percentage of Loan Portfolio		29.12%	28.90%
Troubled Debt Restrucuturings Placed on Nonaccrual Status, Amount		$ 226
Troubled Debt Restrucuturings Placed on Nonaccrual Status, Collateral Impairment	$ 11

Note D - Loans and Allowance 57

Note D - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Loans	$ 734,901	$ 585,752
Less: Allowance for loan losses	(7,699)	(6,648)
Loans, net	727,202	579,104
Residential Portfolio Segment [Member]
Loans	286,022	223,875
Commercial Real Estate Portfolio Segment [Member]
Loans	214,007	169,312
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans	77,605	73,458
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans	90,532	72,002
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	45,870	23,852
Commercial and Industrial Portfolio Segment [Member]
Loans	100,589	81,936
Consumer Portfolio Segment [Member]
Loans	134,283	110,629
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	59,772	44,566
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	20,861	20,841
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans	$ 53,650	$ 45,222

Note D - Loans and Allowance 58

Note D - Loans and Allowance for Loan Losses - Allowance for Loan Losses Activity by Portfolio Segment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Balance	$ 6,648	$ 8,334	$ 6,155
Provision for loan losses	2,826	1,090	2,787
Loans charged off	(3,203)	(4,251)	(1,979)
Recoveries	1,428	1,475	1,371
Balance	7,699	6,648	8,334
Residential Portfolio Segment [Member]
Balance	1,087	1,426	1,169
Provision for loan losses	(63)	103	458
Loans charged off	(384)	(828)	(487)
Recoveries	299	386	286
Balance	939	1,087	1,426
Commercial Real Estate Portfolio Segment [Member]
Balance	1,959	4,195	2,914
Provision for loan losses	2,287	(469)	1,408
Loans charged off	(63)	(1,971)	(235)
Recoveries	132	204	108
Balance	4,315	1,959	4,195
Commercial and Industrial Portfolio Segment [Member]
Balance	2,589	1,602	1,279
Provision for loan losses	(1,112)	777	(28)
Loans charged off	(586)	(24)	(41)
Recoveries	16	234	392
Balance	907	2,589	1,602
Consumer Portfolio Segment [Member]
Balance	1,013	1,111	793
Provision for loan losses	1,714	679	949
Loans charged off	(2,170)	(1,428)	(1,216)
Recoveries	981	651	585
Balance	$ 1,538	$ 1,013	$ 1,111

Note D - Loans and Allowance 59

Note D - Loans and Allowance for Loan Losses - Allowance for Loan Losses and the Recorded Investment of Loans Based On Impairment Method (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Individually evaluated for impairment	$ 2,981	$ 2,164
Collectively evaluated for impairment	4,718	4,484
Total ending allowance balance	7,699	6,648	$ 8,334	$ 6,155
Loans individually evaluated for impairment	22,709	17,228
Loans collectively evaluated for impairment	712,192	568,524
Total ending loans balance	734,901	585,752
Residential Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	939	1,087
Total ending allowance balance	939	1,087	1,426	1,169
Loans individually evaluated for impairment	717	1,001
Loans collectively evaluated for impairment	285,305	222,874
Total ending loans balance	286,022	223,875
Commercial Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	2,535	311
Collectively evaluated for impairment	1,780	1,648
Total ending allowance balance	4,315	1,959	4,195	2,914
Loans individually evaluated for impairment	13,111	7,318
Loans collectively evaluated for impairment	200,896	161,994
Total ending loans balance	214,007	169,312
Commercial and Industrial Portfolio Segment [Member]
Individually evaluated for impairment	241	1,850
Collectively evaluated for impairment	666	739
Total ending allowance balance	907	2,589	1,602	1,279
Loans individually evaluated for impairment	8,465	8,691
Loans collectively evaluated for impairment	92,124	73,245
Total ending loans balance	100,589	81,936
Consumer Portfolio Segment [Member]
Individually evaluated for impairment	205	3
Collectively evaluated for impairment	1,333	1,010
Total ending allowance balance	1,538	1,013	$ 1,111	$ 793
Loans individually evaluated for impairment	416	218
Loans collectively evaluated for impairment	133,867	110,411
Total ending loans balance	$ 134,283	$ 110,629

Note D - Loans and Allowance 60

Note D - Loans and Allowance for Loan Losses - Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Allowance for Loan Losses Allocated	$ 2,981	$ 2,164	$ 3,412
Unpaid principal balance	25,176	20,180	21,949
Recorded investment	22,709	17,228	20,169
Average impaired loans	19,893	15,894	17,029
Interest income recognized	1,145	700	954
Cash basis interest recognized	1,145	700	954
Residential Portfolio Segment [Member]
Unpaid principal balance - with allowance recorded
Recorded investment - with allowance recorded
Allowance for Loan Losses Allocated
Average impaired loans - with allowance recorded
Interest income recognized - with allowance recorded			6
Cash basis interest recognized - with allowance recorded			6
Unpaid principal balance - with no allowance recorded	717	1,001	1,415
Recorded investment - with no allowance recorded	717	1,001	1,415
Average impaired loans - with no allowance recorded	726	809	882
Interest income recognized - with no allowance recorded	31	45	58
Cash basis interest recognized - with no allowance recorded	31	45	58
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Unpaid principal balance - with allowance recorded	5,477	204	1,177
Recorded investment - with allowance recorded	5,477	204	1,177
Allowance for Loan Losses Allocated	2,435	204	414
Average impaired loans - with allowance recorded	3,185	204	471
Interest income recognized - with allowance recorded	300	13	32
Cash basis interest recognized - with allowance recorded	300	13	32
Unpaid principal balance - with no allowance recorded	3,638	3,812	3,125
Recorded investment - with no allowance recorded	3,091	3,265	2,578
Average impaired loans - with no allowance recorded	3,005	2,747	2,135
Interest income recognized - with no allowance recorded	178	181	113
Cash basis interest recognized - with no allowance recorded	178	181	113
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Unpaid principal balance - with allowance recorded	384	396	7,656
Recorded investment - with allowance recorded	384	396	7,656
Allowance for Loan Losses Allocated	100	107	2,092
Average impaired loans - with allowance recorded	390	402	8,303
Interest income recognized - with allowance recorded	19	75	398
Cash basis interest recognized - with allowance recorded	19	75	398
Unpaid principal balance - with no allowance recorded	5,078	5,178	1,298
Recorded investment - with no allowance recorded	3,632	2,773	300
Average impaired loans - with no allowance recorded	3,572	3,439	300
Interest income recognized - with no allowance recorded	79	49	50
Cash basis interest recognized - with no allowance recorded	79	49	50
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid principal balance - with no allowance recorded	1,001	680
Recorded investment - with no allowance recorded	527	680
Average impaired loans - with no allowance recorded	522	544
Interest income recognized - with no allowance recorded	136
Cash basis interest recognized - with no allowance recorded	136
Commercial and Industrial Portfolio Segment [Member]
Unpaid principal balance - with allowance recorded	392	4,355	2,356
Recorded investment - with allowance recorded	392	4,355	2,356
Allowance for Loan Losses Allocated	241	1,850	900
Average impaired loans - with allowance recorded	391	3,545	2,441
Interest income recognized - with allowance recorded		149	110
Cash basis interest recognized - with allowance recorded		149	110
Unpaid principal balance - with no allowance recorded	8,073	4,336	4,703
Recorded investment - with no allowance recorded	8,073	4,336	4,468
Average impaired loans - with no allowance recorded	7,681	3,985	2,278
Interest income recognized - with no allowance recorded	381	180	180
Cash basis interest recognized - with no allowance recorded	381	180	180
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Unpaid principal balance - with allowance recorded	416	218	219
Recorded investment - with allowance recorded	416	218	219
Allowance for Loan Losses Allocated	205	3	6
Average impaired loans - with allowance recorded	421	219	219
Interest income recognized - with allowance recorded	21	8	7
Cash basis interest recognized - with allowance recorded	$ 21	$ 8	$ 7

Note D - Loans and Allowance 61

Note D - Loans and Allowance for Loan Losses - Nonaccrual Loans and Loans Past Due 90 Days or More and Still Accruing (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Loans past due 90 days and still accruing	$ 327	$ 39
Nonaccrual	8,961	7,236
Residential Portfolio Segment [Member]
Loans past due 90 days and still accruing	132	20
Nonaccrual	3,445	2,048
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due 90 days and still accruing	28
Nonaccrual	1,571	404
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due 90 days and still accruing
Nonaccrual	2,506	2,737
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due 90 days and still accruing
Nonaccrual	527	769
Commercial and Industrial Portfolio Segment [Member]
Loans past due 90 days and still accruing
Nonaccrual	867	1,152
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days and still accruing	121	18
Nonaccrual	5	27
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due 90 days and still accruing
Nonaccrual	34	96
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days and still accruing	46	1
Nonaccrual	$ 6	$ 3

Note D - Loans and Allowance 62

Note D - Loans and Allowance for Loan Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Loans past due	$ 17,076	$ 13,013
Loans, current	717,825	572,739
Loans	734,901	585,752
Residential Portfolio Segment [Member]
Loans past due	6,882	5,756
Loans, current	279,140	218,119
Loans	286,022	223,875
Commercial Real Estate Portfolio Segment [Member]
Loans	214,007	169,312
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	1,825	545
Loans, current	75,780	72,913
Loans	77,605	73,458
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	2,785	3,106
Loans, current	87,747	68,896
Loans	90,532	72,002
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	300	771
Loans, current	45,570	23,081
Loans	45,870	23,852
Commercial and Industrial Portfolio Segment [Member]
Loans past due	2,566	1,196
Loans, current	98,023	80,740
Loans	100,589	81,936
Consumer Portfolio Segment [Member]
Loans	134,283	110,629
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,438	960
Loans, current	58,334	43,606
Loans	59,772	44,566
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	394	151
Loans, current	20,467	20,690
Loans	20,861	20,841
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	886	528
Loans, current	52,764	44,694
Loans	53,650	45,222
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans past due	7,597	3,993
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	3,728	2,564
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	134	141
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	261	35
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	66
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	1,283	31
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,091	727
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	349	75
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	685	420
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans past due	2,293	2,242
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	953	1,484
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	366	33
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	18	334
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	52	2
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	483	88
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	221	197
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	45
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	155	104
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	7,186	6,778
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	2,201	1,708
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	1,325	371
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	2,506	2,737
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	182	769
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	800	1,077
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	126	36
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due		76
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	$ 46	$ 4

Note D - Loans and Allowance 63

Note D - Loans and Allowance for Loan Losses - TDR Loan Modifications (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Troubled Debt Restructuring	$ 16,043	$ 16,053
Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	284
Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,810
Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	232
Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	384
Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	579
Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,582
Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	574
Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	391
Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	717	1,001
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		433
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		2,773
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		396
Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		604
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,996
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		204
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		7,579
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	8,074
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		617
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	203
Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	213	218
Performing Financial Instruments [Member]
Troubled Debt Restructuring	13,210	12,957
Performing Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	284
Performing Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	600
Performing Financial Instruments [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	384
Performing Financial Instruments [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	579
Performing Financial Instruments [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,582
Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	574
Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	717	1,001
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		433
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		300
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		396
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		604
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,996
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		204
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		7,579
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	8,074
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		226
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	203
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	213	218
Nonperforming Financial Instruments [Member]
Troubled Debt Restructuring	2,833	3,096
Nonperforming Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,210
Nonperforming Financial Instruments [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	232
Nonperforming Financial Instruments [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	391
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		2,473
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		$ 391
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring

Note D - Loans and Allowance 64

Note D - Loans and Allowance for Loan Losses - TDRs Pre-modification and Post-modification (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Performing Financial Instruments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	$ 574	$ 1,746
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	574	1,746
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		495
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		495
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	574
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	574
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		1,025
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		1,025
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment		226
TDR’s Performing to Modified Terms Post- Modification Recorded Investment		226
Nonperforming Financial Instruments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	226
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	226
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	226
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	226
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment

Note D - Loans and Allowance 65

Note D - Loans and Allowance for Loan Losses - Risk Category of Commercial Loans by Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Loans receivable	$ 734,901	$ 585,752
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	214,007	169,312
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	77,605	73,458
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	90,532	72,002
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	45,870	23,852
Commercial and Industrial Portfolio Segment [Member]
Loans receivable	100,589	81,936
Commercial Portfolio Segment [Member]
Loans receivable	314,596	251,248
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	66,495	62,287
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	83,103	61,577
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	45,325	23,080
Pass [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	94,091	70,852
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	289,014	217,796
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	428	6,738
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	2,364	6,305
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable
Criticized [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	188	5,232
Criticized [Member] | Commercial Portfolio Segment [Member]
Loans receivable	2,980	18,275
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	10,682	4,433
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	5,065	4,120
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	545	772
Classified [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	6,310	5,852
Classified [Member] | Commercial Portfolio Segment [Member]
Loans receivable	$ 22,602	$ 15,177

Note D - Loans and Allowance 66

Note D - Loans and Allowance for Loan Losses - Recorded Investment of Residential and Consumer Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Loans receivable	$ 734,901	$ 585,752
Consumer Portfolio Segment [Member]
Loans receivable	134,283	110,629
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	59,772	44,566
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	20,861	20,841
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	53,650	45,222
Residential Portfolio Segment [Member]
Loans receivable	286,022	223,875
Consumer and Residential Portfolio Segment [Member]
Loans receivable	420,305	334,504
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	59,646	44,521
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	20,827	20,745
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	53,598	45,218
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	282,445	221,807
Performing Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	416,516	332,291
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	126	45
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	34	96
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	52	4
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	3,577	2,068
Nonperforming Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	$ 3,789	$ 2,213

Note E - Premises and Equipme67

Note E - Premises and Equipment (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Operating Leases, Rent Expense, Net	$ 464	$ 464	$ 515

Note E - Premises and Equipme68

Note E - Premises and Equipment - Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Land	$ 2,348	$ 2,055
Buildings	13,247	10,890
Leasehold improvements	1,238	2,066
Furniture and equipment	5,085	4,334
	21,918	19,345
Less accumulated depreciation	9,135	8,941
Total premises and equipment	$ 12,783	$ 10,404

Note E - Premises and Equipme69

Note E - Premises and Equipment - Future Minimum Lease Payments (Details) $ in Thousands	Dec. 31, 2016USD ($)
2,017	$ 332
2,018	181
2,019	54
2,020	49
2,021	25
	$ 641

Note F - Goodwill and Intangi70

Note F - Goodwill and Intangible Assets (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Amortization of Intangible Assets	$ 68
Goodwill, Impairment Loss	$ 0

Note F - Goodwill and Intangi71

Note F - Goodwill and Intangible Assets - Goodwill (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)
Beginning of year	$ 1,267
Acquired goodwill	6,534
Impairment	0
End of year	$ 7,801

Note F - Goodwill and Intangi72

Note F - Goodwill and Intangible Assets - Intangible Assets (Details) $ in Thousands	Dec. 31, 2016USD ($)
Gross Carrying Amount	$ 738
Accumulated Amortization	68
Core Deposits [Member]
Gross Carrying Amount	738
Accumulated Amortization	68
Customer Relationships [Member]
Gross Carrying Amount
Accumulated Amortization

Note F - Goodwill and Intangi73

Note F - Goodwill and Intangible Assets - Future Estimated Amortization Expense (Details) $ in Thousands	Dec. 31, 2016USD ($)
2,017	$ 156
2,018	135
2,019	114
2,020	94
2,021	74
Thereafter	97
Total	$ 670

Note G - Deposits (Details Text

Note G - Deposits (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Interest-bearing Domestic Deposit, Brokered	$ 22,463	$ 28,998

Note G - Deposits - Interest-Be

Note G - Deposits - Interest-Bearing Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
NOW accounts	$ 155,051	$ 124,524
Savings and Money Market	237,761	200,976
In denominations of $250,000 or less	168,546	146,975
In denominations of more than $250,000	19,518	11,772
Total	188,064	158,747
Total interest-bearing deposits	$ 580,876	$ 484,247

Note G - Deposits - Time Deposi

Note G - Deposits - Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
2,017	$ 100,447
2,018	53,559
2,019	17,611
2,020	11,401
2,021	4,570
Thereafter	476
Total	$ 188,064	$ 158,747

Note H - Interest Rate Swaps (D

Note H - Interest Rate Swaps (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deposit Assets	$ 350	$ 350
Interest Rate Swap [Member]
Derivative Asset, Notional Amount	9,725	10,727
Interest Rate Derivative Instruments Not Designated as Hedging Instruments at Fair Value, Net	$ 22	$ 29

Note I - Other Borrowed Funds78

Note I - Other Borrowed Funds (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Mar. 22, 2007
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate	$ 29,130
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	221,757
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	147,627
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 75,000
Debt Instrument, Interest Rate, Stated Percentage	2.64%	2.19%	6.58%
Debt, Weighted Average Interest Rate	2.34%	1.38%
Notes Payable, Related Parties	$ 360
Notes Payable to Bank	3,899
Federal Home Loan Bank, Advances, Maturities Summary, Floating Rate	0
FHLB Line of Credit [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	75,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	75,000
Letters of Credit Outstanding, Amount	$ 45,000	$ 34,800
Minimum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.34%
Debt Instrument, Interest Rate, Stated Percentage	1.25%
Maximum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	3.31%
Debt Instrument, Interest Rate, Stated Percentage	4.09%
Weighted Average [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	2.08%	2.08%
Residential Mortgage [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 275,836
Commercial Loan [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	71,443
FHLB Stock [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	5,365
Federal Home Loan Bank Advances [Member]
Capital Lease Obligations	$ 73	$ 117

Note I - Other Borrowed Funds -

Note I - Other Borrowed Funds - Other Borrowed Funds (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Other borrowed funds	$ 37,085	$ 23,946
Federal Home Loan Bank Advances [Member]
Other borrowed funds	29,203	20,028
Promissory Notes [Member]
Other borrowed funds	$ 7,882	$ 3,918

Note I - Other Borrowed Funds80

Note I - Other Borrowed Funds - Scheduled Principal Payments (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
2,017	$ 7,625
2,018	4,453
2,019	3,428
2,020	2,602
2,021	2,373
Thereafter	16,604
	37,085	$ 23,946
Federal Home Loan Bank Advances [Member]
2,017	5,564
2,018	2,313
2,019	2,210
2,020	2,083
2,021	1,832
Thereafter	15,201
	29,203	20,028
Promissory Notes [Member]
2,017	2,061
2,018	2,140
2,019	1,218
2,020	519
2,021	541
Thereafter	1,403
	$ 7,882	$ 3,918

Note J - Subordinated Debentu81

Note J - Subordinated Debentures and Trust Preferred Securities (Details Textual) - USD ($) $ in Millions	Mar. 22, 2007	Dec. 31, 2016	Dec. 31, 2015
Proceeds from Issuance of Trust Preferred Securities	$ 8.5
Debt Instrument, Interest Rate, Stated Percentage	6.58%	2.64%	2.19%
London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate	1.68%

Note K - Income Taxes (Details

Note K - Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Operating Loss Carryforwards	$ 758
Effective Income Tax Rate Reconciliation, Percent	34.00%
Significant Change in Unrecognized Tax Benefits is Reasonably Possible, Amount of Unrecorded Benefit	$ 1,200
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense	0	$ 0
Unrecognized Tax Benefits	$ 0	$ 0
State and Local Jurisdiction [Member] | Latest Tax Year [Member]
Open Tax Year	2,015
State and Local Jurisdiction [Member] | Earliest Tax Year [Member]
Open Tax Year	2,013
Domestic Tax Authority [Member] | Latest Tax Year [Member]
Open Tax Year	2,015
Domestic Tax Authority [Member] | Earliest Tax Year [Member]
Open Tax Year	2,013

Note K - Income Taxes - Provisi

Note K - Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Current tax expense	$ 2,645	$ 2,218	$ 3,637
Deferred tax (benefit) expense	(725)	591	(517)
Total income taxes	$ 1,920	$ 2,809	$ 3,120

Note K - Income Taxes - Deferre

Note K - Income Taxes - Deferred Tax Assets and Deferred Tax Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Allowance for loan losses	$ 2,538	$ 2,302
Unrealized loss on securities available for sale	510
Deferred compensation	2,194	2,089
Deferred loan fees/costs	248	273
Other real estate owned	719	370
Accrued bonus	240	166
Purchase accounting adjustments	305
Net operating loss	258
Other	275	143
Mortgage servicing rights	(134)	(149)
FHLB stock dividends	(1,078)	(1,074)
Unrealized gain on securities available for sale		(157)
Prepaid expenses	(283)	(234)
Depreciation and amortization	(823)	(740)
Other	(4)	(5)
Net deferred tax asset	$ 4,965	$ 2,984

Note K - Income Taxes - Income

Note K - Income Taxes - Income Tax Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Statutory tax	$ 3,006	$ 3,870	$ 3,806
Effect of nontaxable insurance premiums	(340)	(336)	(142)
Effect of postretirement benefits	(19)	71	238
Effect of nontaxable life insurance death proceeds		(11)
Effect of state income tax	64	66	73
Tax credits	(211)	(221)	(231)
Milton Merger Costs	73
Other items	19	17	11
Total income taxes	1,920	2,809	3,120
Nontaxable Interest Income [Member]
Effect of nontaxable income	(433)	(437)	(418)
Bank Owned Insurance Income [Member]
Effect of nontaxable income	$ (239)	$ (210)	$ (217)

Note L - Commitments and Cont86

Note L - Commitments and Contingent Liabilities (Details Textual)	Dec. 31, 2016	Dec. 31, 2015	Mar. 22, 2007
Debt Instrument, Interest Rate, Stated Percentage	2.64%	2.19%	6.58%
Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage	1.25%
Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage	4.09%
Fixed Rate Commitments [Member] | Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Fixed Rate Commitments [Member] | Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage	6.25%

Note L - Commitments and Cont87

Note L - Commitments and Contingent Liabilities - Commitments (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Standby Letters of Credit [Member]
Other commitment	$ 5,134	$ 3,322
Fixed Rate Commitments [Member]
Other commitment	271	65
Variable Rate Commitments [Member]
Other commitment	$ 61,786	$ 59,028

Note M - Related Party Transa88

Note M - Related Party Transactions (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Minimum Related Party Loan	$ 120
Related Party Deposit Liabilities	$ 38,867	$ 30,169

Note M - Related Party Transa89

Note M - Related Party Transactions - Related Party Loans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)
Total loans at January 1, 2016	$ 3,989
New loans	1,085
Repayments	(528)
Other changes	1,399
Total loans at December 31, 2016	$ 5,945

Note N - Employee Benefits (Det

Note N - Employee Benefits (Details Textual) - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Defined Contribution Plan, Cost Recognized	$ 290	$ 288	$ 278
Employee Stock Ownership Plan (ESOP), Shares in ESOP	350,170	322,056
Cash Surrender Value of Life Insurance	$ 27,343
Deferred Compensation Plan Assets	2,006
Defined Benefit Plan, Expected Future Benefit Payments, Next Twelve Months	6,328	$ 6,033
Defined Benefit Plan, Benefit Obligation	3,007	3,062
Insurance Settlements Receivable		941
Life Insurance, Corporate or Bank Owned, Change in Value		908
Gain on Bank Owned Life nsurance Policies		33
Supplemental Retirement Plans [Member]
Defined Contribution Plan, Cost Recognized	$ 399	$ 338	$ 604

Note N - Employee Benefits - Em

Note N - Employee Benefits - Employee Stock Ownership Plan (ESOP) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Number of shares issued (in shares)	24,572		14,618
Fair value of stock contributed	$ 575		$ 351
Cash contributed		674	300
Total expense	$ 575	$ 674	$ 651

Note O - Fair Value of Financ92

Note O - Fair Value of Financial Instruments (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Selling Costs, Percentage	10.00%
Impaired Financing Receivable, Related Allowance	$ 2,981	$ 2,164	$ 3,412
Other Real Estate	754	1,147
Other Real Estate, Gross	2,217	2,217
Real Estate Owned, Valuation Allowance	1,463	1,070
SEC Schedule III, Real Estate, Write-down or Reserve, Amount	393	0
Collateral Dependent Loans [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	8,732	7,811
Impaired Financing Receivable, Related Allowance	2,913	1,559
Provision for Loan Losses Expensed	$ 2,509	741
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		$ 1,422

Note O - Fair Value of Financ93

Note O - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis	10,544	8,965
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis	85,946	82,686
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis	3,536
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis	1,985	2,473
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis	298	3,779
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis	$ 754	$ 1,147

Note O - Fair Value of Financ94

Note O - Fair Value of Financial Instruments - Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 3,536
Valuation Technique	Sales approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	65.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	13.70%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member]
Fair Value
Valuation Technique	Cost approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Maximum [Member]
Range	29.50%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Weighted Average [Member]
Range	14.80%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 1,985	$ 2,473
Valuation Technique	Sales approach	Sales approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	250.00%	12.50%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	58.60%	5.70%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 298	$ 3,779
Valuation Technique	Sales approach	Sales approach
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.90%	0.90%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	9.70%	30.00%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	5.20%	14.30%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 754	$ 1,147
Valuation Technique	Sales approach	Sales approach
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%	0.00%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	30.00%	35.00%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	11.70%	15.20%

Note O - Fair Value of Financ95

Note O - Fair Value of Financial Instruments - Fair Value Measurements (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Securities available for sale	$ 96,490	$ 91,651
Total debt securities	19,171	20,790
Reported Value Measurement [Member]
Cash and cash equivalents	40,166	45,530
Certificates of deposit in financial institutions	1,670	1,715
Securities available for sale	96,490	91,651
Total debt securities	18,665	19,903
Restricted investments in bank stocks	7,506	6,576
Loans, net	727,202	579,104
Accrued interest receivable	2,315	1,819
Deposits	790,452	660,746
Other borrowed funds	37,085	23,946
Subordinated debentures	8,500	8,500
Accrued interest payable	513	449
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	40,166	45,530
Certificates of deposit in financial institutions	1,670	1,715
Securities available for sale	96,490	91,651
Total debt securities	19,171	20,790
Restricted investments in bank stocks
Loans, net	727,079	582,427
Accrued interest receivable	2,315	1,819
Deposits	790,916	661,135
Other borrowed funds	35,948	23,672
Subordinated debentures	5,821	5,368
Accrued interest payable	513	449
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	40,166	45,530
Certificates of deposit in financial institutions
Securities available for sale
Total debt securities
Restricted investments in bank stocks
Loans, net
Accrued interest receivable
Deposits	209,576	176,499
Other borrowed funds
Subordinated debentures
Accrued interest payable	4	4
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions	1,670	1,715
Securities available for sale	96,490	91,651
Total debt securities	9,541	9,814
Restricted investments in bank stocks
Loans, net
Accrued interest receivable	224	224
Deposits	581,340	484,636
Other borrowed funds	35,948	23,672
Subordinated debentures	5,821	5,368
Accrued interest payable	509	445
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions
Securities available for sale
Total debt securities	9,630	10,976
Restricted investments in bank stocks
Loans, net	727,079	582,427
Accrued interest receivable	2,091	1,595
Deposits
Other borrowed funds
Subordinated debentures
Accrued interest payable

Note P - Regulatory Matters (De

Note P - Regulatory Matters (Details Textual) $ in Thousands	Dec. 31, 2016USD ($)
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments	$ 5,884

Note P - Regulatory Matters - C

Note P - Regulatory Matters - Capital Requirements (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Total capital	$ 113,515	$ 104,047
Total capital to risk weighted assets	16.40%	18.20%
Common equity tier 1	$ 97,316	$ 88,899
Common equity tier 1 capital to risk weighted assets	14.00%	15.60%
Tier 1 capital	$ 105,816	$ 97,399
Tier 1 capital to risk weighted assets	15.30%	17.10%
Tier 1 capital average	$ 105,816	$ 97,399
Tier 1 capital average to risk weighted assets	11.20%	12.20%
Bank [Member]
Total capital	$ 104,317	$ 91,006
Total capital to risk weighted assets	15.30%	16.30%
Total capital for capital adequacy	$ 54,631	$ 44,799
Total capital for capital adequacy to risk weighted assets	8.00%	8.00%
Total capital for well capitalized	$ 68,289	$ 55,999
Total capital for well capitalized to risk weighted assets	10.00%	10.00%
Common equity tier 1	$ 96,946	$ 84,686
Common equity tier 1 capital to risk weighted assets	14.20%	15.10%
Common equity tier 1 capital for capital adequacy	$ 30,730	$ 25,199
Common equity tier 1 capital for capital adequacy to risk weighted assets	4.50%	4.50%
Common equity Tier 1 capital for well capitalized	$ 44,388	$ 36,399
Common equity Tier 1 capital for well capitalized to risk weighted assets	6.50%	6.50%
Tier 1 capital	$ 96,946	$ 84,686
Tier 1 capital to risk weighted assets	14.20%	15.10%
Teir 1 capital for capital adequacy	$ 40,973	$ 33,599
Teir 1 capital for capital adequacy to risk weighted assets	6.00%	6.00%
Tier 1 capital for well capitalized	$ 54,631	$ 44,799
Tier 1 capital for well capitalized to risk weighted assets	8.00%	8.00%
Tier 1 capital average	$ 96,946	$ 84,686
Tier 1 capital average to risk weighted assets	10.40%	10.80%
Teir 1 capital average for capital adequacy	$ 37,168	$ 31,280
Teir 1 capital average for capital adequacy to risk weighted assets	4.00%	4.00%
Tier 1 capital average for well capitalized	$ 46,461	$ 39,100
Tier 1 capital average for well capitalized to average assets	5.00%	5.00%

Note Q - Parent Company Only 98

Note Q - Parent Company Only Condensed Financial Information - Condensed Statements of Condition (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Aug. 05, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash and cash equivalents	$ 40,166		$ 45,530	$ 30,977	$ 28,344
Other assets	7,894		7,606
Total assets	954,640	$ 950,000	796,285	778,668
Subordinated debentures	8,500		8,500
Total liabilities	850,112		705,815
Total shareholders’ equity	104,528		90,470	86,216	80,419
Total liabilities and shareholders’ equity	954,640		796,285
Parent Company [Member]
Cash and cash equivalents	2,747		2,233	$ 2,875	$ 2,436
Investment in subsidiaries	115,057		96,759
Notes receivable – subsidiaries	3,420		3,881
Other assets	52		63
Total assets	121,276		102,936
Notes payable	7,882		3,918
Subordinated debentures	8,500		8,500
Other liabilities	366		48
Total liabilities	16,748		12,466
Total shareholders’ equity	104,528		90,470
Total liabilities and shareholders’ equity	$ 121,276		$ 102,936

Note Q - Parent Company Only 99

Note Q - Parent Company Only Condensed Financial Information - Condensed Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Gain on sale of ProAlliance Corporation															$ 810
Interest on subordinated debentures													204	170	165
Income before income taxes and equity in undistributed earnings of subsidiaries..													8,840	11,383	11,193
Income tax benefit													1,920	2,809	3,120
Net income	$ 2,024	$ 358	$ 1,706	$ 2,832	$ 1,898	$ 1,642	$ 1,410	$ 3,624	$ 423	$ 2,742	$ 1,344	$ 3,564	6,920	8,574	8,073
Parent Company [Member]
Interest on notes													52	53	84
Other operating income															34
Dividends from subsidiaries													6,900	3,500	3,500
Gain on sale of ProAlliance Corporation															810
Interest on notes													136	53	84
Interest on subordinated debentures													204	170	165
Operating expenses													667	345	384
Income before income taxes and equity in undistributed earnings of subsidiaries..													5,945	2,985	3,795
Income tax benefit													256	167	(108)
Equity in undistributed earnings of subsidiaries													719	5,422	4,386
Net income													$ 6,920	$ 8,574	$ 8,073

Note Q - Parent Company Only100

Note Q - Parent Company Only Condensed Financial Information - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Net income	$ 2,024	$ 358	$ 1,706	$ 2,832	$ 1,898	$ 1,642	$ 1,410	$ 3,624	$ 423	$ 2,742	$ 1,344	$ 3,564	$ 6,920	$ 8,574	$ 8,073
Gain on sale of ProAlliance Corporation															(810)
Common stock issued to ESOP													(575)		(351)
Change in other assets													1,717	(678)	(366)
Net cash provided by operating activities													13,366	10,398	11,681
Proceeds from sale of ProAlliance Corporation															810
Net cash provided by (used in) investing activities													(38,434)	(4,938)	(29,887)
Proceeds from common stock through dividend reinvestment															103
Cash dividends paid													(3,585)	(3,665)	(3,441)
Net cash provided by (used in) financing activities													19,704	9,093	20,839
Cash and cash equivalents at beginning of year				45,530				30,977				28,344	45,530	30,977	28,344
Cash and cash equivalents at end of year	40,166				45,530				30,977				40,166	45,530	30,977
Parent Company [Member]
Net income													6,920	8,574	8,073
Gain on sale of ProAlliance Corporation															(810)
Equity in undistributed earnings of subsidiaries													(719)	(5,422)	(4,386)
Common stock issued to ESOP													575		351
Change in other assets													11	(16)	323
Change in other liabilities													318	(141)	(334)
Net cash provided by operating activities													7,105	2,995	3,217
Cash paid for Milton Bancorp, Inc. acquisition													(7,431)
Proceeds from sale of ProAlliance Corporation															810
Investment in OVBC Captive															(250)
Change in notes receivable													461	(100)	(262)
Net cash provided by (used in) investing activities													(6,970)	(100)	298
Change in notes payable													3,964	128	262
Proceeds from common stock through dividend reinvestment															103
Cash dividends paid													(3,585)	(3,665)	(3,441)
Net cash provided by (used in) financing activities													379	(3,537)	(3,076)
Change in cash and cash equivalents													514	(642)	439
Cash and cash equivalents at beginning of year				$ 2,233				$ 2,875				$ 2,436	2,233	2,875	2,436
Cash and cash equivalents at end of year	$ 2,747				$ 2,233				$ 2,875				$ 2,747	$ 2,233	$ 2,875

Note R - Segment Information (D

Note R - Segment Information (Details Textual)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Customer Concentration Risk [Member] | Sales Revenue, Net [Member] | Banking [Member]
Concentration Risk, Percentage	91.60%	90.90%	90.60%

Note R - Segment Information -

Note R - Segment Information - Segment Reporting (Details) - USD ($) $ in Thousands	3 Months Ended																								12 Months Ended
	Dec. 31, 2016		Sep. 30, 2016		Jun. 30, 2016		Mar. 31, 2016		Dec. 31, 2015		Sep. 30, 2015		Jun. 30, 2015		Mar. 31, 2015		Dec. 31, 2014		Sep. 30, 2014		Jun. 30, 2014		Mar. 31, 2014		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Aug. 05, 2016
Net interest income	$ 10,035		$ 8,985		$ 8,206		$ 9,100		$ 8,131		$ 8,285		$ 8,149		$ 8,930		$ 8,303		$ 8,208		$ 8,187		$ 8,782		$ 36,326	$ 33,495	$ 33,480
Provision expense	498	[1]	1,708	[1]	141	[1]	479	[1]	380	[2]	(11)	[2]	799	[2]	(78)	[2]	1,589	[3]	(682)	[3]	1,386	[3]	494	[3]	2,826	1,090	2,787
Noninterest income	1,450	[4]	1,693	[4]	1,861	[4]	3,235	[4]	1,607	[4]	1,584	[4]	1,917	[4]	3,489	[4]	1,657	[4]	2,106	[4]	1,912	[4]	4,118	[4]	8,239	8,597	9,793
Noninterest expense	8,329		8,828		7,773		7,969		6,911		7,727		7,554		7,427		7,757		7,244		6,997		7,295		32,899	29,619	29,293
Tax expense																									1,920	2,809	3,120
Net income	2,024		$ 358		$ 1,706		$ 2,832		1,898		$ 1,642		$ 1,410		$ 3,624		423		$ 2,742		$ 1,344		$ 3,564		6,920	8,574	8,073
Assets	954,640								796,285								778,668								954,640	796,285	778,668	$ 950,000
Banking [Member]
Net interest income																									33,019	30,175	30,172
Provision expense																									2,665	1,055	2,645
Noninterest income																									7,589	7,880	8,897
Noninterest expense																									30,257	26,983	26,806
Tax expense																									1,530	2,347	2,587
Net income																									6,156	7,670	7,031
Assets	941,907								782,715								764,510								941,907	782,715	764,510
Consumer Finance [Member]
Net interest income																									3,307	3,320	3,308
Provision expense																									161	35	142
Noninterest income																									650	717	896
Noninterest expense																									2,642	2,636	2,487
Tax expense																									390	462	533
Net income																									764	904	1,042
Assets	$ 12,733								$ 13,570								$ 14,158								$ 12,733	$ 13,570	$ 14,158
[1]	During the third quarter of 2016, the Company experienced higher provision expense that was primarily related to an increase in specific allocations impacted by the decline in collateral values of two impaired commercial real estate loan relationships. A re-appraisal of the commercial properties securing the loans identified further collateral depreciation, which resulted in a $2,435 increase to the specific allocations related to the loans.
[2]	During the first and third quarters of 2015, the Company experienced negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[3]	During the third quarter of 2014, the Company experienced negative provision expense that was primarily related to a decrease in specific allocations impacted by the improvement in collateral values of an impaired commercial real estate loan relationship. A re-appraisal of the commercial properties securing the loan identified asset appreciation, which resulted in a $524 reduction to the specific allocation related to the loan.
[4]	The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of tax refunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.

Note S - Consolidated Quarte103

Note S - Consolidated Quarterly Financial Information (Unaudited) (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2014
Allowance for Loan and Lease Losses, Adjustments, Other	$ 2,435	$ (524)

Note S - Consolidated Quarte104

Note S - Consolidated Quarterly Financial Information (Unaudited) - Consolidated Quarterly Financial Information (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended																								12 Months Ended
	Dec. 31, 2016		Sep. 30, 2016		Jun. 30, 2016		Mar. 31, 2016		Dec. 31, 2015		Sep. 30, 2015		Jun. 30, 2015		Mar. 31, 2015		Dec. 31, 2014		Sep. 30, 2014		Jun. 30, 2014		Mar. 31, 2014		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Total interest income	$ 10,841		$ 9,824		$ 8,913		$ 9,770		$ 8,825		$ 9,016		$ 8,866		$ 9,627		$ 9,018		$ 8,904		$ 8,925		$ 9,508		$ 39,348	$ 36,334	$ 36,355
Total interest expense	806		839		707		670		694		731		717		697		715		696		738		726		3,022	2,839	2,875
Net interest income	10,035		8,985		8,206		9,100		8,131		8,285		8,149		8,930		8,303		8,208		8,187		8,782		36,326	33,495	33,480
Provision for loan losses	498	[1]	1,708	[1]	141	[1]	479	[1]	380	[2]	(11)	[2]	799	[2]	(78)	[2]	1,589	[3]	(682)	[3]	1,386	[3]	494	[3]	2,826	1,090	2,787
Noninterest income (3)	1,450	[4]	1,693	[4]	1,861	[4]	3,235	[4]	1,607	[4]	1,584	[4]	1,917	[4]	3,489	[4]	1,657	[4]	2,106	[4]	1,912	[4]	4,118	[4]	8,239	8,597	9,793
Noninterest expense	8,329		8,828		7,773		7,969		6,911		7,727		7,554		7,427		7,757		7,244		6,997		7,295		32,899	29,619	29,293
Net income	$ 2,024		$ 358		$ 1,706		$ 2,832		$ 1,898		$ 1,642		$ 1,410		$ 3,624		$ 423		$ 2,742		$ 1,344		$ 3,564		$ 6,920	$ 8,574	$ 8,073
Earnings per share (in dollars per share)	$ 0.43		$ 0.08		$ 0.41		$ 0.69		$ 0.46		$ 0.40		$ 0.34		$ 0.88		$ 0.10		$ 0.67		$ 0.33		$ 0.87		$ 1.59	$ 2.08	$ 1.97
[1]	During the third quarter of 2016, the Company experienced higher provision expense that was primarily related to an increase in specific allocations impacted by the decline in collateral values of two impaired commercial real estate loan relationships. A re-appraisal of the commercial properties securing the loans identified further collateral depreciation, which resulted in a $2,435 increase to the specific allocations related to the loans.
[2]	During the first and third quarters of 2015, the Company experienced negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[3]	During the third quarter of 2014, the Company experienced negative provision expense that was primarily related to a decrease in specific allocations impacted by the improvement in collateral values of an impaired commercial real estate loan relationship. A re-appraisal of the commercial properties securing the loan identified asset appreciation, which resulted in a $524 reduction to the specific allocation related to the loan.
[4]	The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of tax refunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.