Ohio Valley Banc (OVBC) 10-Q 13 Nov 17 2017 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2017	Nov. 09, 2017
Document Information [Line Items]
Entity Registrant Name	OHIO VALLEY BANC CORP
Entity Central Index Key	894,671
Trading Symbol	ovbc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		4,692,266
Document Type	10-Q
Document Period End Date	Sep. 30, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q3
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash and noninterest-bearing deposits with banks	$ 11,610	$ 12,512
Interest-bearing deposits with banks	38,792	27,654
Total cash and cash equivalents	50,402	40,166
Certificates of deposit in financial institutions	1,820	1,670
Securities available for sale	106,545	96,490
Securities held to maturity (estimated fair value: 2017 - $18,822; 2016 - $19,171)	18,168	18,665
Restricted investments in bank stocks	7,506	7,506
Total loans	777,957	734,901
Less: Allowance for loan losses	(7,313)	(7,699)
Net loans	770,644	727,202
Premises and equipment, net	13,205	12,783
Other real estate owned	2,219	2,129
Accrued interest receivable	2,532	2,315
Goodwill	7,371	7,801
Other intangible assets, net	550	670
Bank owned life insurance and annuity assets	26,576	29,349
Other assets	12,076	7,894
Total assets	1,019,614	954,640
LIABILITIES
Noninterest-bearing deposits	233,178	209,576
Interest-bearing deposits	616,003	580,876
Total deposits	849,181	790,452
Other borrowed funds	36,775	37,085
Subordinated debentures	8,500	8,500
Accrued liabilities	15,196	14,075
Total liabilities	909,652	850,112
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2017 - 5,352,005 shares issued; 2016 - 5,325,504 shares issued)	5,352	5,326
Additional paid-in capital	47,552	46,788
Retained earnings	72,781	69,117
Accumulated other comprehensive loss	(11)	(991)
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	109,962	104,528
Total liabilities and shareholders’ equity	$ 1,019,614	$ 954,640

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Securities held to maturity, fair value	$ 18,822	$ 19,171
Common stock, stated value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,352,005	5,325,504
Treasury stock, shares (in shares)	659,739	659,739

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest and dividend income:
Loans, including fees	$ 10,489	$ 9,085	$ 31,410	$ 26,147
Securities
Taxable	535	486	1,559	1,465
Tax exempt	104	111	312	337
Dividends	101	75	287	222
Other Interest	88	67	476	336
	11,317	9,824	34,044	28,507
Interest expense:
Deposits	757	597	1,985	1,605
Other borrowed funds	228	190	673	462
Subordinated debentures	64	52	182	149
	1,049	839	2,840	2,216
Net interest income	10,268	8,985	31,204	26,291
Provision for loan losses	1,601	1,708	1,921	2,328
Net interest income after provision for loan losses	8,667	7,277	29,283	23,963
Noninterest income:
Service charges on deposit accounts	541	575	1,575	1,414
Trust fees	64	58	177	174
Income from bank owned life insurance and annuity assets	577	175	981	575
Mortgage banking income	59	44	164	162
Electronic refund check / deposit fees		13	1,667	2,037
Debit / credit card interchange income	863	653	2,506	1,864
Gain (loss) on other real estate owned	(23)	(8)	(94)
Other	201	183	531	563
	2,282	1,693	7,507	6,789
Noninterest expense:
Salaries and employee benefits	5,019	5,032	15,528	14,130
Occupancy	449	466	1,331	1,300
Furniture and equipment	269	285	787	671
Professional fees	434	342	1,338	1,020
Marketing expense	273	249	785	744
FDIC insurance	99	81	366	378
Data processing	564	380	1,652	1,069
Software	365	368	1,102	962
Foreclosed assets	158	61	425	247
Amortization of intangibles	38		120
Merger related expenses	6	416	33	777
Other	1,548	1,148	5,006	3,272
	9,222	8,828	28,473	24,570
Income before income taxes	1,727	142	8,317	6,182
Provision for income taxes	74	(216)	1,706	1,286
NET INCOME	$ 1,653	$ 358	$ 6,611	$ 4,896
Earnings per share (in dollars per share)	$ 0.35	$ 0.08	$ 1.41	$ 1.15

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Net Income	$ 1,653	$ 358	$ 6,611	$ 4,896
Other comprehensive income:
Change in unrealized loss on available for sale securities	20	91	1,485	1,528
Related tax expense	(7)	(31)	(505)	(520)
Total other comprehensive income, net of tax	13	60	980	1,008
Total comprehensive income	$ 1,666	$ 418	$ 7,591	$ 5,904

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) $ in Thousands	USD ($)$ / shares
Balance at beginning of period at Dec. 31, 2015	$ 90,470
Net Income	4,896
Other comprehensive income, net of tax	1,008
Acquisition – Milton Bancorp, Inc., 523,518 shares	11,444
Common stock issued through DRIP (2017 – 11,383 shares issued)
Common stock issued to ESOP (2017 - 15,118 shares issued; 2016 - 24,572 shares issued)	575
Cash dividends	(2,605)
Balance at end of period at Sep. 30, 2016	$ 105,788
Cash dividends per share (in dollars per share) | $ / shares	$ 0.61
Balance at beginning of period at Jun. 30, 2016	$ 94,796
Net Income	358
Other comprehensive income, net of tax	60
Acquisition – Milton Bancorp, Inc., 523,518 shares	11,444
Common stock issued through DRIP (2017 – 11,383 shares issued)
Common stock issued to ESOP (2017 - 15,118 shares issued; 2016 - 24,572 shares issued)
Cash dividends	(870)
Balance at end of period at Sep. 30, 2016	$ 105,788
Cash dividends per share (in dollars per share) | $ / shares	$ 0.19
Balance at beginning of period at Dec. 31, 2016	$ 104,528
Net Income	6,611
Other comprehensive income, net of tax	980
Acquisition – Milton Bancorp, Inc., 523,518 shares
Common stock issued through DRIP (2017 – 11,383 shares issued)	362
Common stock issued to ESOP (2017 - 15,118 shares issued; 2016 - 24,572 shares issued)	428
Cash dividends	(2,947)
Balance at end of period at Sep. 30, 2017	$ 109,962
Cash dividends per share (in dollars per share) | $ / shares	$ 0.63
Balance at beginning of period at Jun. 30, 2017	$ 108,987
Net Income	1,653
Other comprehensive income, net of tax	13
Acquisition – Milton Bancorp, Inc., 523,518 shares
Common stock issued through DRIP (2017 – 11,383 shares issued)	293
Common stock issued to ESOP (2017 - 15,118 shares issued; 2016 - 24,572 shares issued)
Cash dividends	(984)
Balance at end of period at Sep. 30, 2017	$ 109,962
Cash dividends per share (in dollars per share) | $ / shares	$ 0.21

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Acquisition – Milton Bancorp, Inc. (in shares)		523,518		523,518
Common stock issued through DRIP (in shares)	11,383		11,383
Common stock issued to ESOP (in shares)	15,118	24,572	15,118	24,572

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Net cash provided by operating activities:	$ 5,926	$ 9,761
Investing activities:
Net cash acquired from Milton Bancorp, Inc., acquisition		1,686
Proceeds from maturities of securities available for sale	16,358	13,818
Purchases of securities available for sale	(25,177)	(17,691)
Proceeds from maturities of securities held to maturity	846	1,218
Purchases of securities held to maturity	(389)	(3,193)
Proceeds from maturities of certificates of deposit in financial institutions	245	490
Purchases of certificates of deposit in financial institutions	(395)	(445)
Proceeds from restricted investments in bank stocks		1
Net change in loans	(46,281)	(24,186)
Proceeds from sale of other real estate owned	987	593
Purchases of premises and equipment	(1,247)	(633)
Proceeds from bank owned life insurance	3,754
Net cash used in investing activities	(51,299)	(28,342)
Financing activities:
Change in deposits	58,867	25,822
Cash dividends	(2,947)	(2,605)
Proceeds from Federal Home Loan Bank borrowings	4,785	8,202
Repayment of Federal Home Loan Bank borrowings	(4,720)	(1,450)
Change in other long-term borrowings	(343)	5,000
Change in other short-term borrowings	(33)	(33)
Net cash provided by financing activities	55,609	34,936
Change in cash and cash equivalents	10,236	16,355
Cash and cash equivalents at beginning of period	40,166	45,530
Cash and cash equivalents at end of period	50,402	61,885
Supplemental disclosure:
Cash paid for interest	2,665	2,112
Cash paid for income taxes	2,236	1,675
Transfers from loans to other real estate owned	1,337	851
Other real estate owned sales financed by The Ohio Valley Bank Company	167	316
Milton Bancorp, Inc [Member]
Supplemental disclosure:
Issuance of common stock for Milton Bancorp, Inc., acquisition		$ 11,444

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 BASIS OF PRESENTATION : one These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at September 30, 2017, nine September 30, 2017 not December 31, 2017. not December 31, 2016 The consolidated financial statements for 2016 2017. no USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS: The accounting and reporting policies followed by the Company conform to US GAAP established by the Financial Accounting Standards Board (“FASB”). The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. INDUSTRY SEGMENT INFORMATION: Internal financial information is primarily reported and aggregated in two EARNINGS PER SHARE : 4,688,284 4,466,601 three September 30, 2017 2016, 4,680,846 4,117,675 nine September 30, 2017 2016, no no NEW ACCOUNTING PRONOUNCEMENTS: In May 2014, 2014 09, 606 606, December 15, 2017, January 1, 2017. not not 2014 09. In January 2016, the FASB issued ASU No. 2016 01, 1 2 3 4 December 15, 2017, not In February 2016, 2016 02, s and recognize leasing expenses in the income statement. Operating leases, except for short-term leases that are subject to an accounting policy election, will be recorded on the balance sheet for lessees by establishing a lease liability and corresponding right-of-use asset. The guidance in this ASU will become effective for interim and annual reporting periods beginning after December 15, 2018, In June 2016, No. 2016 13, - Credit Losses”. ASU 2016 13 December 15, 2019. December 15, 2018. In August 2016, an update (ASU 2016 15, 230 eight not December 15, 2017, not In January 2017, 2017 04, – Goodwill and Other) which is intended to simplify the measurement of goodwill in periods following the date on which the goodwill is initially recorded. Under the amendments in this update, an entity should perform its annual or interim goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. However, the loss recognized should not December 15, 2019. not

Note 2 - Fair Value of Financia

Note 2 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 2 – FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 not Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The following is a description of the Company ’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis: Securities: The fair values for securities are determined by quoted market prices, if available (Level 1 not 2 not 3 Impaired Loans: At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for loan losses. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may 3 may 3 Other Real Estate Owned: Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals. These appraisals may 3 Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management ’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics. On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at September 30, 2017 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 13,579 ---- Agency mortgage-backed securities, residential ---- 92,966 ---- Fair Value Measurements at December 31, 2016 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,544 ---- Agency mortgage-backed securities, residential ---- 85,946 ---- There were no 1 2 201 7 2016. Assets and Liabilities Measured on a Nonrecurring Basis Assets and liabilities measured at fair value on a nonrecurring basis are summarized below: Fair Value Measurements at September 30, 2017, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Residential real estate ---- ---- $ 94 Commercial real estate: Nonowner-occupied ---- ---- 2,602 Other real estate owned: Commercial real estate: Construction ---- ---- 754 Fair Value Measurements at December 31, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans : Commercial real estate : Owner-occupied ---- ---- $ 3,536 Nonowner-occupied ---- ---- 1,985 Commercial and industrial ---- ---- 298 Other real estate owned : Commercial real estate : Construction ---- ---- 754 At September 30, 2017, $2,838, $142. $142 three nine September 30, 2017, no $819 three September 30, 2016, $2,477 nine September 30, 2016, no December 31, 2016, $8,732, $2,913, $2,509 December 31, 2016, no Other real estate owned that was measured at fair value less costs to sell at September 30, 2017 December 31, 2016 $754 $2,217 $1,463 no three nine September 30, 2017 2016. The following table presents quantitative information about Level 3 September 30, 2017 December 31, 2016: September 30, 2017 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Residential real estate $ 94 Sales approach Adjustment to comparables 10% 10% Commercial real estate: Nonowner-occupied 2,602 Sales approach Adjustment to comparables 0% to 250% 51.4% Income approach Capitalization Rate 8% 8% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7% December 31, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,536 Sales approach Adjustment to comparables 0% to 65% 13.7% Cost approach Adjustment to comparables 0% to 29.5% 14.8% Nonowner-occupied 1,985 Sales approach Adjustment to comparables 0% to 250% 58.6% Commercial and industrial 298 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7% The carrying amounts and estimated fair values of financial instruments at September 30, 2017 December 31, 2016 Fair Value Measurements at September 30, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 50,402 $ 50,402 $ ---- $ ---- $ 50,402 Certificates of deposit in financial institutions 1,820 ---- 1,820 ---- 1,820 Securities available for sale 106,545 ---- 106,545 ---- 106,545 Securities held to maturity 18,168 ---- 9,586 9,236 18,822 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 770,644 ---- ---- 772,063 772,063 Accrued interest receivable 2,532 ---- 394 2,138 2,532 Financial liabilities: Deposits 849,181 233,178 616,081 ---- 849,259 Other borrowed funds 36,775 ---- 36,070 ---- 36,070 Subordinated debentures 8,500 ---- 6,377 ---- 6,377 Accrued interest payable 690 3 687 ---- 690 Fair Value Measurements at December 31, 201 6 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 40,166 $ 40,166 $ ---- $ ---- $ 40,166 Certificates of deposit in financial institutions 1,670 ---- 1,670 ---- 1,670 Securities available for sale 96,490 ---- 96,490 ---- 96,490 Securities held to maturity 18,665 ---- 9,541 9,630 19,171 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 727,202 ---- ---- 727,079 727,079 Accrued interest receivable 2,315 ---- 224 2,091 2,315 Financial liabilities: Deposits 790,452 209,576 581,340 ---- 790,916 Other borrowed funds 37,085 ---- 35,948 ---- 35,948 Subordinated debentures 8,500 ---- 5,821 ---- 5,821 Accrued interest payable 513 4 509 ---- 513 The methods and assumptions, not Cash and Cash Equivalents : The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1. Certificates of Deposit in Financial Institutions 2. Securities Held to Maturity: The fair values for securities held to maturity are determined in the same manner as securities held for sale and discussed earlier in this note. Level 3 Restricted Investments in Bank Stocks : It is not Loans : Fair values of loans are estimated as follows: The fair value of fixed rate loans is estimated by discounting future cash flows using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 no 3 not Deposit s 1 2 2 Other Borrowed Funds : The carrying values of the Company’s short-term borrowings, generally maturing within ninety 2 2 Subordinated Debentures : The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 Accrued Interest Receivable and Payable : The carrying amount of accrued interest approximates fair value , resulting in a classification that is consistent with the earning assets and interest-bearing liabilities with which it is associated. Off-balance Sheet Instruments : Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not one ’s entire holdings of a particular financial instrument. Because no

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 – SECURITIES The following table summarizes the amortized cost and fair value of securities available for sale and securities held to maturity at September 30, 2017 December 31, 2016 Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value September 30, 2017 U.S. Government sponsored entity securities $ 13,627 $ ---- $ (48 ) $ 13,579 Agency mortgage-backed securities, residential 92,935 653 (622 ) 92,966 Total securities $ 106,562 $ 653 $ (670 ) $ 106,545 December 31, 201 6 U.S. Government sponsored entity securities $ 10,624 $ ---- $ (80 ) $ 10,544 Agency mortgage-backed securities, residential 87,367 495 (1,916 ) 85,946 Total securities $ 97,991 $ 495 $ (1,996 ) $ 96,490 Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value September 30, 2017 Obligations of states and political subdivisions $ 18,164 $ 694 $ (40 ) $ 18,818 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 18,168 $ 694 $ (40 ) $ 18,822 December 31, 201 6 Obligations of states and political subdivisions $ 18,661 $ 654 $ (148 ) $ 19,167 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 18,665 $ 654 $ (148 ) $ 19,171 The amortized cost and estimated fair value of debt securities at September 30, 2017, may may not Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,602 $ 4,593 $ 89 $ 89 Due in over one to five years 6,025 5,996 6,764 7,000 Due in over five to ten years 3,000 2,990 8,055 8,482 Due after ten years ---- ---- 3,256 3,247 Agency mortgage-backed securities, residential 92,935 92,966 4 4 Total debt securities $ 106,562 $ 106,545 $ 18,168 $ 18,822 The following table summarizes securities with unrealized losses at September 30, 2017 December 31, 2016, September 3 0 , 2017 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 10,987 $ (24 ) $ 2,592 $ (24 ) $ 13,579 $ (48 ) Agency mortgage-backed securities, residential 42,408 (355 ) 10,231 (267 ) 52,639 (622 ) Total available for sale $ 53,395 $ (379 ) $ 12,823 $ (291 ) $ 66,218 $ (670 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 325 $ (2 ) $ 1,173 $ (38 ) $ 1,498 $ (40 ) Total held to maturity $ 325 $ (2 ) $ 1,173 $ (38 ) $ 1,498 $ (40 ) December 31, 2016 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 10,544 $ (80 ) $ ---- $ ---- $ 10,544 $ (80 ) Agency mortgage-backed securities, residential 64,043 (1,916 ) ---- ---- 64,043 (1,916 ) Total available for sale $ 74,587 $ (1,996 ) $ ---- $ ---- $ 74,587 $ (1,996 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) Total held to maturity $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) There were no three nine September 30, 2017 2016. not September 30, 2017, not not not September 30, 2017 December 31, 2016

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	N OTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES Loans are comprised of the following: September 30, December 31, 201 7 201 6 Residential real estate $ 318,244 $ 286,022 Commercial real estate: Owner-occupied 72,525 77,605 Nonowner-occupied 99,966 90,532 Construction 42,352 45,870 Commercial and industrial 103,550 100,589 Consumer: Automobile 67,999 59,772 Home equity 21,287 20,861 Other 52,034 53,650 777,957 734,901 Less: Allowance for loan losses (7,313 ) (7,699 ) Loans, net $ 770,644 $ 727,202 The following table presents the activity in the allowance for loan losses by portfolio segment for the three September 30, 2017 2016: September 30, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,300 $ 2,813 $ 932 $ 1,907 $ 6,952 Provision for loan losses 493 540 238 330 1,601 Loans charged off (445 ) (434 ) (202 ) (420 ) (1,501 ) Recoveries 83 41 4 133 261 Total ending allowance balance $ 1,431 $ 2,960 $ 972 $ 1,950 $ 7,313 September 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 Provision for loan losses 228 802 149 529 1,708 Loans charged-off (151 ) (11 ) (587 ) (704 ) (1,453 ) Recoveries 30 19 1 298 348 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537 The following table presents the activity in the allowance for loan losses by portfolio segment for the nine September 30, 2017 2016: September 30, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Provision for loan losses 870 (636 ) 588 1,099 1,921 Loans charged off (591 ) (1,046 ) (605 ) (1,125 ) (3,367 ) Recoveries 213 327 82 438 1,060 Total ending allowance balance $ 1,431 $ 2,960 $ 972 $ 1,950 $ 7,313 September 30 , 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses 10 2,264 (1,035 ) 1,089 2,328 Loans charged-off (322 ) (63 ) (587 ) (1,540 ) (2,512 ) Recoveries 238 114 12 709 1,073 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537 The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of September 30, 2017 December 31, 2016: September 30, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 127 $ 111 $ ---- $ 2 $ 240 Collectively evaluated for impairment 1,304 2,849 972 1,948 7,073 Total ending allowance balance $ 1,431 $ 2,960 $ 972 $ 1,950 $ 7,313 Loans: Loans individually evaluated for impairment $ 1,153 $ 6,798 $ 9,522 $ 208 $ 17,681 Loans collectively evaluated for impairment 317,091 208,045 94,028 141,112 760,276 Total ending loans balance $ 318,244 $ 214,843 $ 103,550 $ 141,320 $ 777,957 December 31, 201 6 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,535 $ 241 $ 205 $ 2,981 Collectively evaluated for impairment 939 1,780 666 1,333 4,718 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Loans: Loans individually evaluated for impairment $ 717 $ 13,111 $ 8,465 $ 416 $ 22,709 Loans collectively evaluated for impairment 285,305 200,896 92,124 133,867 712,192 Total ending loans balance $ 286,022 $ 214,007 $ 100,589 $ 134,283 $ 734,901 The following tables present information related to loans individually evaluated for impairment by class of loans as of September 30, 2017 December 31, 2016: September 30, 2017 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Residential real estate Commercial real estate: $ 224 $ 221 $ 127 Nonowner-occupied 604 530 111 Consumer: Home equity 208 208 2 With no related allowance recorded: Residential real estate 932 932 ---- Commercial real estate: Owner-occupied 2,563 2,563 ---- Nonowner-occupied 4,995 3,548 ---- Construction 635 157 ---- Commercial and industrial 9,522 9,522 ---- Total $ 19,683 $ 17,681 $ 240 December 31, 201 6 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 5,477 $ 5,477 $ 2,435 Nonowner-occupied 384 384 100 Commercial and industrial 392 392 241 Consumer: Home equity 416 416 205 With no related allowance recorded: Residential real estate 717 717 ---- Commercial real estate: Owner-occupied 3,638 3,091 ---- Nonowner-occupied 5,078 3,632 ---- Construction 1,001 527 ---- Commercial and industrial 8,073 8,073 ---- Total $ 25,176 $ 22,709 $ 2,981 The following tables present information related to loans individually evaluated for impairment by class of loans for the three and nine September 30, 2017 2016: Three months ended September 30, 2017 Nine months ended September 30, 2017 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 221 $ 7 $ 7 $ 55 $ 7 $ 7 Commercial real estate: Nonowner-occupied 563 3 3 584 12 12 Consumer: Home equity 208 1 1 210 5 5 With no related allowance recorded: Residential real estate 935 10 10 824 37 37 Commercial real estate: Owner-occupied 2,409 37 37 2,407 112 112 Nonowner-occupied 3,552 19 19 3,518 57 57 Construction 157 5 5 170 14 14 Commercial and industrial 9,260 135 135 8,776 358 358 Total $ 17,305 $ 217 $ 217 $ 16,544 $ 602 $ 602 Three months ended September 30, 2016 Nine months ended September 30, 2016 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 5,427 $ 94 $ 94 $ 2,815 $ 241 $ 241 Nonowner-occupied 389 5 5 392 15 15 Commercial and industrial 391 ---- ---- 391 ---- ---- Consumer: Home equity 217 1 1 218 5 5 With no related allowance recorded: Residential real estate 725 4 4 728 20 20 Commercial real estate: Owner-occupied 2,797 37 37 2,879 120 120 Nonowner-occupied 3,680 33 33 3,557 75 75 Construction 363 11 11 521 108 108 Commercial and industrial 8,575 103 103 8,234 290 290 Total $ 22,564 $ 288 $ 288 $ 19,735 $ 874 $ 874 The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees. Nonaccrual loans and loans past due 90 The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of September 30, 2017 December 31, 2016, $384 $938, $1,979 $1,492 September 30, 2017 December 31, 2016, The following table presents the recorded investment of nonaccrual loans and loans past due 90 September 30, 2017 December 31, 2016: September 30, 2017 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 316 $ 4,452 Commercial real estate: Owner-occupied ---- 308 Nonowner-occupied 21 2,624 Construction ---- 402 Commercial and industrial 15 345 Consumer: Automobile 90 75 Home equity 390 35 Other 136 110 Total $ 968 $ 8,351 December 31, 201 6 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 132 $ 3,445 Commercial real estate: Owner-occupied 28 1,571 Nonowner-occupied ---- 2,506 Construction ---- 527 Commercial and industrial ---- 867 Consumer: Automobile 121 5 Home equity ---- 34 Other 46 6 Total $ 327 $ 8,961 The following table presents the aging of the recorded investment of past due loans by class of loans as of September 30, 2017 December 31, 2016: September 30, 2017 30-59 Days Past D ue 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 5,498 $ 1,697 $ 1,172 $ 8,367 $ 309,877 $ 318,244 Commercial real estate: Owner-occupied 198 282 142 622 71,903 72,525 Nonowner-occupied 358 ---- 2,645 3,003 96,963 99,966 Construction ---- ---- 231 231 42,121 42,352 Commercial and industrial 440 42 250 732 102,818 103,550 Consumer: Automobile 982 206 112 1,300 66,699 67,999 Home equity 25 70 390 485 20,802 21,287 Other 609 243 137 989 51,045 52,034 Total $ 8,110 $ 2,540 $ 5,079 $ 15,729 $ 762,228 $ 777,957 December 31, 201 6 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,728 $ 953 $ 2,201 $ 6,882 $ 279,140 $ 286,022 Commercial real estate: Owner-occupied 134 366 1,325 1,825 75,780 77,605 Nonowner-occupied 261 18 2,506 2,785 87,747 90,532 Construction 66 52 182 300 45,570 45,870 Commercial and industrial 1,283 483 800 2,566 98,023 100,589 Consumer: Automobile 1,091 221 126 1,438 58,334 59,772 Home equity 349 45 ---- 394 20,467 20,861 Other 685 155 46 886 52,764 53,650 Total $ 7,597 $ 2,293 $ 7,186 $ 17,076 $ 717,825 $ 734,901 Troubled Debt Restructurings: A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR’s are considered to be impaired. The modification of the terms of such loans included one The Company has allocated reserves for a portion of its TDR ’s to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer. The following table presents the types of TDR loan modifications by class of loans as of September 30, 2017 December 31, 2016: September 30, 2017 TDR ’s Performing to Modified Terms TDR ’s Not Perform ing to Modified Terms Total TDR ’s Residential real estate : Interest only payments $ 702 $ ---- $ 702 Maturity extension at lower stated rate than market rate 230 230 Commercial real estate: Owner-occupied Interest only payments 94 ---- 94 Reduction of principal and interest payments 560 ---- 560 Maturity extension at lower stated rate than market rate 1,497 ---- 1,497 Credit extension at lower stated rate than market rate 412 ---- 412 Nonowner-occupied Interest only payments 560 2,115 2,675 Rate reduction 375 ---- 375 Credit extension at lower stated rate than market rate 570 ---- 570 Commercial and industrial : Interest only payments 8,752 ---- 8,752 Maturity extension at lower stated rate than market rate 770 ---- 770 Consumer: Home equity Maturity extension at lower stated rate than market rate ---- 208 208 Total TDR ’s $ 14,522 $ 2,323 $ 16,845 December 31, 201 6 TDR ’s Performing to Modified Terms TDR ’s Not Performing to Modified Terms Total TDR ’s Residential real estate : Interest only payments $ 717 $ ---- $ 717 Commercial real estate: Owner-occupied Interest only payments 284 ---- 284 Rate reduction ---- 232 232 Reduction of principal and interest payments 579 ---- 579 Maturity extension at lower stated rate than market rate 1,582 ---- 1,582 Nonowner-occupied Interest only payments 600 2,210 2,810 Rate reduction 384 ---- 384 Credit extension at lower stated rate than market rate 574 ---- 574 Commercial and industrial : Interest only payments 8,074 ---- 8,074 Credit extension at lower stated rate than market rate ---- 391 391 Consumer: Home equity Maturity extension at lower stated rate than market rate 213 ---- 213 Credit extension at lower stated rate than market rate 203 ---- 203 Total TDR ’s $ 13,210 $ 2,833 $ 16,043 During the three September 30, 2017, $93, $78. nine September 30, 2017, $42, $391. $14 three September 30, 2016, $11, $1,105 nine September 30, 2016, $11. December 31, 2016, $1,112 $11. At September 30, 2017, $802, 5.0%, 2016. 86% September 30, 2017, 82% December 31, 2016. $113 September 30, 2017, $546 December 31, 2016. September 30, 2017, $1,747 $2,427 December 31, 2016. There were no or defaults during the three September 30, 2016. three September 30, 2017: TDR ’s Performing to Modified Terms TDR ’s Not Performing to Modified Terms Three months ended September 30, 2017 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Owner-occupied Credit extension at lower stated rate than m arket rate 1 412 412 $ ---- $ ---- Total TDR ’s 1 $ 412 $ 412 $ ---- $ ---- The following table presents the pre- and post-modification balances of TDR loan modifications by class of loans that occurred during the nine September 30, 2017 2016: TDR ’s Performing to Modified Terms TDR ’s Not Performing to Modified Terms Nine months ended September 30, 2017 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate 1 $ 231 $ 231 $ ---- $ ---- Maturity extension at lower stated rate than market rate Commercial real estate: Owner-occupied Credit extension at lower stated rate than market rate 1 412 412 ---- ---- Commercial and industrial 2 770 770 ---- ---- Total TDR ’s 4 $ 1,413 $ 1,413 $ ---- $ ---- TDR ’s Performing to Modified Terms TDR ’s Not Performing to Modified Terms Nine months ended September 30, 2016 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Nonowner-occupied Interest only payments 1 $ ---- $ ---- $ 226 $ 226 Credit extension at lower stated rate than m arket rate 1 574 574 ---- ---- Total TDR ’s 2 $ 574 $ 574 $ 226 $ 226 All of the Company ’s loans that were restructured during the nine September 30, 2017 not twelve nine September 30, 2016 $226 twelve not September 30, 2017. 90 nine September 30, 2017 no September 30, 2017, no first nine 2017. nine September 30, 2016 $11. September 30, 2016, no first nine 2016. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 10. 8 9 1 1. $500. The Company uses the following definitions for its criticized loan risk ratings: Special Mention. not not may no no one The Company uses the following definitions for its classified loan risk ratings: Substandard. Loans classified as substandard represent very high risk, serious delinquency, nonaccrual, or unacceptable credit. Repayment through the primary source of repayment is in jeopardy due to the existence of one may not 8 Doubtful. Loans classified as doubtful display a high probability of loss, although the amount of actual loss at the time of classification is undetermined. This classification should be temporary until such time that actual loss can be identified, or improvements made to reduce the seriousness of the classification. These loans exhibit all substandard characteristics with the addition that weaknesses make collection or liquidation in full highly questionable and improbable. This classification consists of loans where the possibility of loss is high after collateral liquidation based upon existing facts, market conditions, and value. Loss is deferred until certain important and reasonable specific pending factors which may may Loss . not not no not may Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not 1 7 As of September 30, 2017 December 31, 2016, September 30, 2017 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 63,913 $ 955 $ 7,657 $ 72,525 Nonowner-occupied 93,831 2,223 3,912 99,966 Construction 41,936 ---- 416 42,352 Commercial and industrial 96,614 1,350 5,586 103,550 Total $ 296,294 $ 4,528 $ 17,571 $ 318,393 December 31, 2016 Pass C riticized Classified Total Commercial real estate: Owner-occupied $ 66,495 $ 428 $ 10,682 $ 77,605 Nonowner-occupied 83,103 2,364 5,065 90,532 Construction 45,325 ---- 545 45,870 Commercial and industrial 94,091 188 6,310 100,589 Total $ 289,014 $ 2,980 $ 22,602 $ 314,596 The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau), but the scores are not not For residential and consumer loan classes, t he Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on repayment activity as of September 30, 2017 December 31, 2016: September 30, 2017 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 67,834 $ 20,862 $ 51,788 $ 313,476 $ 453,960 Nonperforming 165 425 246 4,768 5,604 Total $ 67,999 $ 21,287 $ 52,034 $ 318,244 $ 459,564 December 31, 201 6 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 59,646 $ 20,827 $ 53,598 $ 282,445 $ 416,516 Nonperforming 126 34 52 3,577 3,789 Total $ 59,772 $ 20,861 $ 53,650 $ 286,022 $ 420,305 The Company, through its subsidiaries, originates residential, consumer, and commercial loans to customers located primarily in the southeastern areas of Ohio as well as the western counties of West Virginia. Approximately 4.92% September 30, 2017, 5.61% December 31, 2016.

Note 5 - Financial Instruments

Note 5 - Financial Instruments With Off-balance Sheet Risk	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	NOTE 5 - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank ’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The contract amounts of these instruments are not September 30, 2017, $73,460, $67,191 December 31, 2016. not

Note 6 - Other Borrowed Funds

Note 6 - Other Borrowed Funds	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 6 - OTHER BORROWED FUNDS Other borrowed funds at September 30, 2017 December 31, 2016 September 30, 2017 December 31, 2016, $48 $73 FHLB Borrowings Promissory Notes Totals September 30, 2017 $ 29,235 $ 7,540 $ 36,775 December 31, 20 16 $ 29,203 $ 7,882 $ 37,085 Pursuant to collateral agreements with the FHLB, advances were secured by $305,490 $75,032 $5,365 September 30, 2017. $29,195 2042 1.53% 3.31% 2.14%. no September 30, 2017. At September 30, 2017, $80,000 90 $80,000 September 30, 2017. Based on the Company's current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $221,723 September 30, 2017. $146,529 $80,000 Promissory notes, issued primarily by Ohio Valley, are due at various dates through a final maturity date of August 1, 2026, 1.25% 4.09% August 1, 2021 2.77% mber 30, 2017, 2.34% December 31, 2016. $360 September 30, 2017 December 31, 2016. $3,556 September 30, 2017, $3,899 December 31, 2016. Letters of credit issued on the Bank's behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $46,000 September 30, 2017 $45,000 December 31, 2016. Scheduled principal payments as of September 30, 2017: FHLB Borrowings Promissory Notes Totals 20 17 $ 973 $ 964 $ 1,937 201 8 2,891 2,261 5,152 2 019 2,724 1,852 4,576 2 020 2,541 519 3,060 20 21 2,240 541 2,781 Thereafter 17,866 1,403 19,269 $ 29,235 $ 7,540 $ 36,775

Note 7 - Segment Information

Note 7 - Segment Information	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	NOTE 7 – SEGMENT INFORMATION The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business , which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company's total revenues, totaled 92.2% 90.9% September 30, 2017 2016, The accounting policies used for the Company's reportable segments are the same as those described in Note 1 Information for the Company ’s reportable segments is as follows: Three Months Ended September 30, 2017 Banking Consumer Finance Total Company Net interest income $ 9,681 $ 587 $ 10,268 Provision expense 1,615 (14 ) 1,601 Noninterest income 2,224 58 2,282 Noninterest expense 8,579 643 9,222 Tax expense 69 5 74 Net income 1,642 11 1,653 Assets 1,008,078 11,536 1,019,614 Three Months Ended September 30, 2016 Banking Consumer Finance Total Company Net interest income $ 8,396 $ 589 $ 8,985 Provision expense 1,675 33 1,708 Noninterest income 1,655 38 1,693 Noninterest expense 8,167 661 8,828 Tax expense (193 ) (23 ) (216 ) Net income 402 (44 ) 358 Assets 957,889 12,341 970,230 Nine Months Ended September 30, 2017 Banking Consumer Finance Total Company Net interest income $ 28,558 $ 2,646 $ 31,204 Provision expense 1,815 106 1,921 Noninterest income 6,965 542 7,507 Noninterest expense 26,477 1,996 28,473 Tax expense 1,338 368 1,706 Net income 5,893 718 6,611 Assets 1,008,078 11,536 1,019,614 Nine Months Ended September 30, 2016 Banking Consumer Finance Total Company Net interest income $ 23,684 $ 2,607 $ 26,291 Provision expense 2,180 148 2,328 Noninterest income 6,220 569 6,789 Noninterest expense 22,460 2,110 24,570 Tax expense 975 311 1,286 Net income 4,289 607 4,896 Assets 957,889 12,341 970,230

Note 8 - Subsequent Events

Note 8 - Subsequent Events	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Subsequent Events [Text Block]	NOTE 8 – SUBSEQUENT EVENTS On October 6, 2017, $730 The losses were first May 9, 2017, four May 2017 $933 second 2017, $103 fourth 2017 $730

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2017
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	BASIS OF PRESENTATION : one These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at September 30, 2017, nine September 30, 2017 not December 31, 2017. not December 31, 2016 The consolidated financial statements for 2016 2017. no
Use of Estimates, Policy [Policy Text Block]	USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS: The accounting and reporting policies followed by the Company conform to US GAAP established by the Financial Accounting Standards Board (“FASB”). The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.
Segment Reporting, Policy [Policy Text Block]	INDUSTRY SEGMENT INFORMATION: Internal financial information is primarily reported and aggregated in two
Earnings Per Share, Policy [Policy Text Block]	EARNINGS PER SHARE : 4,688,284 4,466,601 three September 30, 2017 2016, 4,680,846 4,117,675 nine September 30, 2017 2016, no no
New Accounting Pronouncements, Policy [Policy Text Block]	NEW ACCOUNTING PRONOUNCEMENTS: In May 2014, 2014 09, 606 606, December 15, 2017, January 1, 2017. not not 2014 09. In January 2016, the FASB issued ASU No. 2016 01, 1 2 3 4 December 15, 2017, not In February 2016, 2016 02, s and recognize leasing expenses in the income statement. Operating leases, except for short-term leases that are subject to an accounting policy election, will be recorded on the balance sheet for lessees by establishing a lease liability and corresponding right-of-use asset. The guidance in this ASU will become effective for interim and annual reporting periods beginning after December 15, 2018, In June 2016, No. 2016 13, - Credit Losses”. ASU 2016 13 December 15, 2019. December 15, 2018. In August 2016, an update (ASU 2016 15, 230 eight not December 15, 2017, not In January 2017, 2017 04, – Goodwill and Other) which is intended to simplify the measurement of goodwill in periods following the date on which the goodwill is initially recorded. Under the amendments in this update, an entity should perform its annual or interim goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. However, the loss recognized should not December 15, 2019. not

Note 2 - Fair Value of Financ18

Note 2 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at September 30, 2017 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 13,579 ---- Agency mortgage-backed securities, residential ---- 92,966 ---- Fair Value Measurements at December 31, 2016 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,544 ---- Agency mortgage-backed securities, residential ---- 85,946 ---- Fair Value Measurements at September 30, 2017, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Residential real estate ---- ---- $ 94 Commercial real estate: Nonowner-occupied ---- ---- 2,602 Other real estate owned: Commercial real estate: Construction ---- ---- 754 Fair Value Measurements at December 31, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans : Commercial real estate : Owner-occupied ---- ---- $ 3,536 Nonowner-occupied ---- ---- 1,985 Commercial and industrial ---- ---- 298 Other real estate owned : Commercial real estate : Construction ---- ---- 754
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	September 30, 2017 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Residential real estate $ 94 Sales approach Adjustment to comparables 10% 10% Commercial real estate: Nonowner-occupied 2,602 Sales approach Adjustment to comparables 0% to 250% 51.4% Income approach Capitalization Rate 8% 8% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7% December 31, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,536 Sales approach Adjustment to comparables 0% to 65% 13.7% Cost approach Adjustment to comparables 0% to 29.5% 14.8% Nonowner-occupied 1,985 Sales approach Adjustment to comparables 0% to 250% 58.6% Commercial and industrial 298 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7%
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 50,402 $ 50,402 $ ---- $ ---- $ 50,402 Certificates of deposit in financial institutions 1,820 ---- 1,820 ---- 1,820 Securities available for sale 106,545 ---- 106,545 ---- 106,545 Securities held to maturity 18,168 ---- 9,586 9,236 18,822 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 770,644 ---- ---- 772,063 772,063 Accrued interest receivable 2,532 ---- 394 2,138 2,532 Financial liabilities: Deposits 849,181 233,178 616,081 ---- 849,259 Other borrowed funds 36,775 ---- 36,070 ---- 36,070 Subordinated debentures 8,500 ---- 6,377 ---- 6,377 Accrued interest payable 690 3 687 ---- 690 Fair Value Measurements at December 31, 201 6 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 40,166 $ 40,166 $ ---- $ ---- $ 40,166 Certificates of deposit in financial institutions 1,670 ---- 1,670 ---- 1,670 Securities available for sale 96,490 ---- 96,490 ---- 96,490 Securities held to maturity 18,665 ---- 9,541 9,630 19,171 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 727,202 ---- ---- 727,079 727,079 Accrued interest receivable 2,315 ---- 224 2,091 2,315 Financial liabilities: Deposits 790,452 209,576 581,340 ---- 790,916 Other borrowed funds 37,085 ---- 35,948 ---- 35,948 Subordinated debentures 8,500 ---- 5,821 ---- 5,821 Accrued interest payable 513 4 509 ---- 513

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Available-for-sale Securities [Table Text Block]	Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value September 30, 2017 U.S. Government sponsored entity securities $ 13,627 $ ---- $ (48 ) $ 13,579 Agency mortgage-backed securities, residential 92,935 653 (622 ) 92,966 Total securities $ 106,562 $ 653 $ (670 ) $ 106,545 December 31, 201 6 U.S. Government sponsored entity securities $ 10,624 $ ---- $ (80 ) $ 10,544 Agency mortgage-backed securities, residential 87,367 495 (1,916 ) 85,946 Total securities $ 97,991 $ 495 $ (1,996 ) $ 96,490
Held-to-maturity Securities [Table Text Block]	Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value September 30, 2017 Obligations of states and political subdivisions $ 18,164 $ 694 $ (40 ) $ 18,818 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 18,168 $ 694 $ (40 ) $ 18,822 December 31, 201 6 Obligations of states and political subdivisions $ 18,661 $ 654 $ (148 ) $ 19,167 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 18,665 $ 654 $ (148 ) $ 19,171
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,602 $ 4,593 $ 89 $ 89 Due in over one to five years 6,025 5,996 6,764 7,000 Due in over five to ten years 3,000 2,990 8,055 8,482 Due after ten years ---- ---- 3,256 3,247 Agency mortgage-backed securities, residential 92,935 92,966 4 4 Total debt securities $ 106,562 $ 106,545 $ 18,168 $ 18,822
Schedule of Unrealized Loss on Investments [Table Text Block]	September 3 0 , 2017 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 10,987 $ (24 ) $ 2,592 $ (24 ) $ 13,579 $ (48 ) Agency mortgage-backed securities, residential 42,408 (355 ) 10,231 (267 ) 52,639 (622 ) Total available for sale $ 53,395 $ (379 ) $ 12,823 $ (291 ) $ 66,218 $ (670 ) December 31, 2016 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 10,544 $ (80 ) $ ---- $ ---- $ 10,544 $ (80 ) Agency mortgage-backed securities, residential 64,043 (1,916 ) ---- ---- 64,043 (1,916 ) Total available for sale $ 74,587 $ (1,996 ) $ ---- $ ---- $ 74,587 $ (1,996 )
Held-to-maturity Securities [Member]
Notes Tables
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 325 $ (2 ) $ 1,173 $ (38 ) $ 1,498 $ (40 ) Total held to maturity $ 325 $ (2 ) $ 1,173 $ (38 ) $ 1,498 $ (40 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) Total held to maturity $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 )

Note 4 - Loans and Allowance 20

Note 4 - Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans are comprised of the following: September 30, December 31, 201 7 201 6 Residential real estate $ 318,244 $ 286,022 Commercial real estate: Owner-occupied 72,525 77,605 Nonowner-occupied 99,966 90,532 Construction 42,352 45,870 Commercial and industrial 103,550 100,589 Consumer: Automobile 67,999 59,772 Home equity 21,287 20,861 Other 52,034 53,650 777,957 734,901 Less: Allowance for loan losses (7,313 ) (7,699 ) Loans, net $ 770,644 $ 727,202
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	September 30, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,300 $ 2,813 $ 932 $ 1,907 $ 6,952 Provision for loan losses 493 540 238 330 1,601 Loans charged off (445 ) (434 ) (202 ) (420 ) (1,501 ) Recoveries 83 41 4 133 261 Total ending allowance balance $ 1,431 $ 2,960 $ 972 $ 1,950 $ 7,313 September 30, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 906 $ 3,464 $ 1,416 $ 1,148 $ 6,934 Provision for loan losses 228 802 149 529 1,708 Loans charged-off (151 ) (11 ) (587 ) (704 ) (1,453 ) Recoveries 30 19 1 298 348 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537 September 30, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Provision for loan losses 870 (636 ) 588 1,099 1,921 Loans charged off (591 ) (1,046 ) (605 ) (1,125 ) (3,367 ) Recoveries 213 327 82 438 1,060 Total ending allowance balance $ 1,431 $ 2,960 $ 972 $ 1,950 $ 7,313 September 30 , 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses 10 2,264 (1,035 ) 1,089 2,328 Loans charged-off (322 ) (63 ) (587 ) (1,540 ) (2,512 ) Recoveries 238 114 12 709 1,073 Total ending allowance balance $ 1,013 $ 4,274 $ 979 $ 1,271 $ 7,537
Allowance For Loan Losses And The Recorded Investment Of Loans [Table Text Block]	September 30, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 127 $ 111 $ ---- $ 2 $ 240 Collectively evaluated for impairment 1,304 2,849 972 1,948 7,073 Total ending allowance balance $ 1,431 $ 2,960 $ 972 $ 1,950 $ 7,313 Loans: Loans individually evaluated for impairment $ 1,153 $ 6,798 $ 9,522 $ 208 $ 17,681 Loans collectively evaluated for impairment 317,091 208,045 94,028 141,112 760,276 Total ending loans balance $ 318,244 $ 214,843 $ 103,550 $ 141,320 $ 777,957 December 31, 201 6 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,535 $ 241 $ 205 $ 2,981 Collectively evaluated for impairment 939 1,780 666 1,333 4,718 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Loans: Loans individually evaluated for impairment $ 717 $ 13,111 $ 8,465 $ 416 $ 22,709 Loans collectively evaluated for impairment 285,305 200,896 92,124 133,867 712,192 Total ending loans balance $ 286,022 $ 214,007 $ 100,589 $ 134,283 $ 734,901
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	September 30, 2017 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Residential real estate Commercial real estate: $ 224 $ 221 $ 127 Nonowner-occupied 604 530 111 Consumer: Home equity 208 208 2 With no related allowance recorded: Residential real estate 932 932 ---- Commercial real estate: Owner-occupied 2,563 2,563 ---- Nonowner-occupied 4,995 3,548 ---- Construction 635 157 ---- Commercial and industrial 9,522 9,522 ---- Total $ 19,683 $ 17,681 $ 240 December 31, 201 6 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 5,477 $ 5,477 $ 2,435 Nonowner-occupied 384 384 100 Commercial and industrial 392 392 241 Consumer: Home equity 416 416 205 With no related allowance recorded: Residential real estate 717 717 ---- Commercial real estate: Owner-occupied 3,638 3,091 ---- Nonowner-occupied 5,078 3,632 ---- Construction 1,001 527 ---- Commercial and industrial 8,073 8,073 ---- Total $ 25,176 $ 22,709 $ 2,981 Three months ended September 30, 2017 Nine months ended September 30, 2017 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 221 $ 7 $ 7 $ 55 $ 7 $ 7 Commercial real estate: Nonowner-occupied 563 3 3 584 12 12 Consumer: Home equity 208 1 1 210 5 5 With no related allowance recorded: Residential real estate 935 10 10 824 37 37 Commercial real estate: Owner-occupied 2,409 37 37 2,407 112 112 Nonowner-occupied 3,552 19 19 3,518 57 57 Construction 157 5 5 170 14 14 Commercial and industrial 9,260 135 135 8,776 358 358 Total $ 17,305 $ 217 $ 217 $ 16,544 $ 602 $ 602 Three months ended September 30, 2016 Nine months ended September 30, 2016 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 5,427 $ 94 $ 94 $ 2,815 $ 241 $ 241 Nonowner-occupied 389 5 5 392 15 15 Commercial and industrial 391 ---- ---- 391 ---- ---- Consumer: Home equity 217 1 1 218 5 5 With no related allowance recorded: Residential real estate 725 4 4 728 20 20 Commercial real estate: Owner-occupied 2,797 37 37 2,879 120 120 Nonowner-occupied 3,680 33 33 3,557 75 75 Construction 363 11 11 521 108 108 Commercial and industrial 8,575 103 103 8,234 290 290 Total $ 22,564 $ 288 $ 288 $ 19,735 $ 874 $ 874
Schedule of Recorded Investment In Nonaccrual Loans [Table Text Block]	September 30, 2017 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 316 $ 4,452 Commercial real estate: Owner-occupied ---- 308 Nonowner-occupied 21 2,624 Construction ---- 402 Commercial and industrial 15 345 Consumer: Automobile 90 75 Home equity 390 35 Other 136 110 Total $ 968 $ 8,351 December 31, 201 6 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 132 $ 3,445 Commercial real estate: Owner-occupied 28 1,571 Nonowner-occupied ---- 2,506 Construction ---- 527 Commercial and industrial ---- 867 Consumer: Automobile 121 5 Home equity ---- 34 Other 46 6 Total $ 327 $ 8,961
Past Due Financing Receivables [Table Text Block]	September 30, 2017 30-59 Days Past D ue 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 5,498 $ 1,697 $ 1,172 $ 8,367 $ 309,877 $ 318,244 Commercial real estate: Owner-occupied 198 282 142 622 71,903 72,525 Nonowner-occupied 358 ---- 2,645 3,003 96,963 99,966 Construction ---- ---- 231 231 42,121 42,352 Commercial and industrial 440 42 250 732 102,818 103,550 Consumer: Automobile 982 206 112 1,300 66,699 67,999 Home equity 25 70 390 485 20,802 21,287 Other 609 243 137 989 51,045 52,034 Total $ 8,110 $ 2,540 $ 5,079 $ 15,729 $ 762,228 $ 777,957 December 31, 201 6 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,728 $ 953 $ 2,201 $ 6,882 $ 279,140 $ 286,022 Commercial real estate: Owner-occupied 134 366 1,325 1,825 75,780 77,605 Nonowner-occupied 261 18 2,506 2,785 87,747 90,532 Construction 66 52 182 300 45,570 45,870 Commercial and industrial 1,283 483 800 2,566 98,023 100,589 Consumer: Automobile 1,091 221 126 1,438 58,334 59,772 Home equity 349 45 ---- 394 20,467 20,861 Other 685 155 46 886 52,764 53,650 Total $ 7,597 $ 2,293 $ 7,186 $ 17,076 $ 717,825 $ 734,901
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	September 30, 2017 TDR ’s Performing to Modified Terms TDR ’s Not Perform ing to Modified Terms Total TDR ’s Residential real estate : Interest only payments $ 702 $ ---- $ 702 Maturity extension at lower stated rate than market rate 230 230 Commercial real estate: Owner-occupied Interest only payments 94 ---- 94 Reduction of principal and interest payments 560 ---- 560 Maturity extension at lower stated rate than market rate 1,497 ---- 1,497 Credit extension at lower stated rate than market rate 412 ---- 412 Nonowner-occupied Interest only payments 560 2,115 2,675 Rate reduction 375 ---- 375 Credit extension at lower stated rate than market rate 570 ---- 570 Commercial and industrial : Interest only payments 8,752 ---- 8,752 Maturity extension at lower stated rate than market rate 770 ---- 770 Consumer: Home equity Maturity extension at lower stated rate than market rate ---- 208 208 Total TDR ’s $ 14,522 $ 2,323 $ 16,845 December 31, 201 6 TDR ’s Performing to Modified Terms TDR ’s Not Performing to Modified Terms Total TDR ’s Residential real estate : Interest only payments $ 717 $ ---- $ 717 Commercial real estate: Owner-occupied Interest only payments 284 ---- 284 Rate reduction ---- 232 232 Reduction of principal and interest payments 579 ---- 579 Maturity extension at lower stated rate than market rate 1,582 ---- 1,582 Nonowner-occupied Interest only payments 600 2,210 2,810 Rate reduction 384 ---- 384 Credit extension at lower stated rate than market rate 574 ---- 574 Commercial and industrial : Interest only payments 8,074 ---- 8,074 Credit extension at lower stated rate than market rate ---- 391 391 Consumer: Home equity Maturity extension at lower stated rate than market rate 213 ---- 213 Credit extension at lower stated rate than market rate 203 ---- 203 Total TDR ’s $ 13,210 $ 2,833 $ 16,043
Troubled Debt Restructurings on Financing Receivables Pre And Post Modification [Table Text Block]	TDR ’s Performing to Modified Terms TDR ’s Not Performing to Modified Terms Three months ended September 30, 2017 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Owner-occupied Credit extension at lower stated rate than m arket rate 1 412 412 $ ---- $ ---- Total TDR ’s 1 $ 412 $ 412 $ ---- $ ---- TDR ’s Performing to Modified Terms TDR ’s Not Performing to Modified Terms Nine months ended September 30, 2017 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate 1 $ 231 $ 231 $ ---- $ ---- Maturity extension at lower stated rate than market rate Commercial real estate: Owner-occupied Credit extension at lower stated rate than market rate 1 412 412 ---- ---- Commercial and industrial 2 770 770 ---- ---- Total TDR ’s 4 $ 1,413 $ 1,413 $ ---- $ ---- TDR ’s Performing to Modified Terms TDR ’s Not Performing to Modified Terms Nine months ended September 30, 2016 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Nonowner-occupied Interest only payments 1 $ ---- $ ---- $ 226 $ 226 Credit extension at lower stated rate than m arket rate 1 574 574 ---- ---- Total TDR ’s 2 $ 574 $ 574 $ 226 $ 226
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2017 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 63,913 $ 955 $ 7,657 $ 72,525 Nonowner-occupied 93,831 2,223 3,912 99,966 Construction 41,936 ---- 416 42,352 Commercial and industrial 96,614 1,350 5,586 103,550 Total $ 296,294 $ 4,528 $ 17,571 $ 318,393 December 31, 2016 Pass C riticized Classified Total Commercial real estate: Owner-occupied $ 66,495 $ 428 $ 10,682 $ 77,605 Nonowner-occupied 83,103 2,364 5,065 90,532 Construction 45,325 ---- 545 45,870 Commercial and industrial 94,091 188 6,310 100,589 Total $ 289,014 $ 2,980 $ 22,602 $ 314,596
Performing and Nonperforming Loans [Table Text Block]	September 30, 2017 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 67,834 $ 20,862 $ 51,788 $ 313,476 $ 453,960 Nonperforming 165 425 246 4,768 5,604 Total $ 67,999 $ 21,287 $ 52,034 $ 318,244 $ 459,564 December 31, 201 6 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 59,646 $ 20,827 $ 53,598 $ 282,445 $ 416,516 Nonperforming 126 34 52 3,577 3,789 Total $ 59,772 $ 20,861 $ 53,650 $ 286,022 $ 420,305

Note 6 - Other Borrowed Funds (

Note 6 - Other Borrowed Funds (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	FHLB Borrowings Promissory Notes Totals September 30, 2017 $ 29,235 $ 7,540 $ 36,775 December 31, 20 16 $ 29,203 $ 7,882 $ 37,085
Schedule of Maturities of Long-term Debt [Table Text Block]	FHLB Borrowings Promissory Notes Totals 20 17 $ 973 $ 964 $ 1,937 201 8 2,891 2,261 5,152 2 019 2,724 1,852 4,576 2 020 2,541 519 3,060 20 21 2,240 541 2,781 Thereafter 17,866 1,403 19,269 $ 29,235 $ 7,540 $ 36,775

Note 7 - Segment Information (T

Note 7 - Segment Information (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three Months Ended September 30, 2017 Banking Consumer Finance Total Company Net interest income $ 9,681 $ 587 $ 10,268 Provision expense 1,615 (14 ) 1,601 Noninterest income 2,224 58 2,282 Noninterest expense 8,579 643 9,222 Tax expense 69 5 74 Net income 1,642 11 1,653 Assets 1,008,078 11,536 1,019,614 Three Months Ended September 30, 2016 Banking Consumer Finance Total Company Net interest income $ 8,396 $ 589 $ 8,985 Provision expense 1,675 33 1,708 Noninterest income 1,655 38 1,693 Noninterest expense 8,167 661 8,828 Tax expense (193 ) (23 ) (216 ) Net income 402 (44 ) 358 Assets 957,889 12,341 970,230 Nine Months Ended September 30, 2017 Banking Consumer Finance Total Company Net interest income $ 28,558 $ 2,646 $ 31,204 Provision expense 1,815 106 1,921 Noninterest income 6,965 542 7,507 Noninterest expense 26,477 1,996 28,473 Tax expense 1,338 368 1,706 Net income 5,893 718 6,611 Assets 1,008,078 11,536 1,019,614 Nine Months Ended September 30, 2016 Banking Consumer Finance Total Company Net interest income $ 23,684 $ 2,607 $ 26,291 Provision expense 2,180 148 2,328 Noninterest income 6,220 569 6,789 Noninterest expense 22,460 2,110 24,570 Tax expense 975 311 1,286 Net income 4,289 607 4,896 Assets 957,889 12,341 970,230

Note 1 - Summary of Significa23

Note 1 - Summary of Significant Accounting Policies (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2017shares	Sep. 30, 2016shares	Sep. 30, 2017shares	Sep. 30, 2016shares
Number of Reportable Segments			2
Weighted Average Number of Shares Outstanding, Basic	4,688,284	4,466,601	4,680,846	4,117,675
Weighted Average Number Diluted Shares Outstanding Adjustment	0	0	0	0

Note 2 - Fair Value of Financ24

Note 2 - Fair Value of Financial Instruments (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Selling Costs, Percentage			10.00%
Impaired Financing Receivable, Related Allowance	$ 240		$ 240		$ 2,981
Other Real Estate	754		754		754
Other Real Estate, Gross	2,217		2,217		2,217
Real Estate Owned, Valuation Allowance	1,463		1,463		1,463
SEC Schedule III, Real Estate, Write-down or Reserve, Amount	0	$ 0	0	$ 0
Collateral Dependent Loans [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,838		2,838		8,732
Impaired Financing Receivable, Related Allowance	142		142		2,913
Provision for Loan Losses Expensed	$ 142	$ 819	142	2,477	2,509
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down			$ 0	$ 0	$ 0

Note 2 - Fair Value of Financ25

Note 2 - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis	13,579	10,544
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis	92,966	85,946
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member]
Assets measured on a nonrecurring basis	94
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis		3,536
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis	2,602	1,985
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis	754
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis		298
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis		$ 754

Note 2 - Fair Value of Financ26

Note 2 - Fair Value of Financial Instruments - Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Income Approach Valuation Technique [Member]
Valuation Technique	Income approach
Range	8.00%
Income Approach Valuation Technique [Member] | Weighted Average [Member]
Range	8.00%
Residential Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 94
Valuation Technique	Sales approach
Range	10.00%
Residential Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	10.00%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member]
Fair Value		$ 3,536
Valuation Technique		Sales approach
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Minimum [Member]
Range		0.00%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Weighted Average [Member]
Range		13.70%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Maximum [Member]
Range		65.00%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member]
Fair Value	$ 2,602	$ 1,985
Valuation Technique	Sales approach	Sales approach
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Minimum [Member]
Range	0.00%	0.00%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Weighted Average [Member]
Range	51.40%	58.60%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Commercial Real Estate Nonowner Occupied [Member] | Maximum [Member]
Range	250.00%	250.00%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member]
Fair Value	$ 754
Valuation Technique	Sales approach
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Minimum [Member]
Range	0.00%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Weighted Average [Member]
Range	11.70%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Maximum [Member]
Range	30.00%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Cost Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member]
Valuation Technique		Cost approach
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Cost Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Minimum [Member]
Range		0.00%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Cost Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Weighted Average [Member]
Range		14.80%
Commercial Real Estate Portfolio Segment [Member] | Impaired Loans [Member] | Cost Approach Valuation Technique [Member] | Commercial Real Estate Owner Occupied [Member] | Maximum [Member]
Range		29.50%
Commercial Real Estate Portfolio Segment [Member] | Other Real Estate Owned [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member]
Fair Value		$ 754
Valuation Technique		Sales approach
Commercial Real Estate Portfolio Segment [Member] | Other Real Estate Owned [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Minimum [Member]
Range		0.00%
Commercial Real Estate Portfolio Segment [Member] | Other Real Estate Owned [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Weighted Average [Member]
Range		11.70%
Commercial Real Estate Portfolio Segment [Member] | Other Real Estate Owned [Member] | Market Approach Valuation Technique [Member] | Construction Loans [Member] | Maximum [Member]
Range		30.00%
Commercial and Industrial Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member]
Fair Value		$ 298
Valuation Technique		Sales approach
Commercial and Industrial Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range		0.90%
Commercial and Industrial Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range		5.20%
Commercial and Industrial Portfolio Segment [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range		9.70%

Note 2 - Fair Value of Financ27

Note 2 - Fair Value of Financial Instruments - Fair Value Measurements (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Securities available for sale	$ 106,545	$ 96,490
Securities held to maturity	18,822	19,171
Reported Value Measurement [Member]
Cash and cash equivalents	50,402	40,166
Certificates of deposit in financial institutions	1,820	1,670
Securities available for sale	106,545	96,490
Securities held to maturity	18,168	18,665
Restricted investments in bank stocks	7,506	7,506
Loans, net	770,644	727,202
Accrued interest receivable	2,532	2,315
Deposits	849,181	790,452
Other borrowed funds	36,775	37,085
Subordinated debentures	8,500	8,500
Accrued interest payable	690	513
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	50,402	40,166
Certificates of deposit in financial institutions	1,820	1,670
Securities available for sale	106,545	96,490
Securities held to maturity	18,822	19,171
Restricted investments in bank stocks
Loans, net	772,063	727,079
Accrued interest receivable	2,532	2,315
Deposits	849,259	790,916
Other borrowed funds	36,070	35,948
Subordinated debentures	6,377	5,821
Accrued interest payable	690	513
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	50,402	40,166
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity
Restricted investments in bank stocks
Loans, net
Accrued interest receivable
Deposits	233,178	209,576
Other borrowed funds
Subordinated debentures
Accrued interest payable	3	4
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions	1,820	1,670
Securities available for sale	106,545	96,490
Securities held to maturity	9,586	9,541
Restricted investments in bank stocks
Loans, net
Accrued interest receivable	394	224
Deposits	616,081	581,340
Other borrowed funds	36,070	35,948
Subordinated debentures	6,377	5,821
Accrued interest payable	687	509
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity	9,236	9,630
Restricted investments in bank stocks
Loans, net	772,063	727,079
Accrued interest receivable	2,138	2,091
Deposits
Other borrowed funds
Subordinated debentures
Accrued interest payable

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 0	$ 0	$ 0
Other than Temporary Impairment Losses, Investments			$ 0		$ 0

Note 3 - Securities - Securitie

Note 3 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Securities available for sale, amortized cost	$ 106,562	$ 97,991
Securities available for sale, gross unrealized gains	653	495
Securities available for sale, gross unrealized losses	(670)	(1,996)
Securities available for sale	106,545	96,490
US Government-sponsored Enterprises Debt Securities [Member]
Securities available for sale, amortized cost	13,627	10,624
Securities available for sale, gross unrealized gains
Securities available for sale, gross unrealized losses	(48)	(80)
Securities available for sale	13,579	10,544
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	92,935	87,367
Securities available for sale, gross unrealized gains	653	495
Securities available for sale, gross unrealized losses	(622)	(1,916)
Securities available for sale	$ 92,966	$ 85,946

Note 3 - Securities - Securit30

Note 3 - Securities - Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Securities held to maturity, amortized cost	$ 18,168	$ 18,665
Securities held to maturity, gross unrecognized gains	694	654
Securities held to maturity, gross unrecognized losses	(40)	(148)
Securities held to maturity	18,822	19,171
US States and Political Subdivisions Debt Securities [Member]
Securities held to maturity, amortized cost	18,164	18,661
Securities held to maturity, gross unrecognized gains	694	654
Securities held to maturity, gross unrecognized losses	(40)	(148)
Securities held to maturity	18,818	19,167
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities held to maturity, amortized cost	4	4
Securities held to maturity, gross unrecognized gains
Securities held to maturity, gross unrecognized losses
Securities held to maturity	$ 4	$ 4

Note 3 - Securities - Securit31

Note 3 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Due in one year or less, available for sale, amortized cost	$ 4,602
Due in one year or less, available for sale, fair value	4,593
Due in one year or less, held to maturity, amortized cost	89
Due in one year or less, held to maturity, fair value	89
Due in over one to five years, available for sale, amortized cost	6,025
Due in over one to five years, available for sale, fair value	5,996
Due in over one to five years, held to maturity, amortized cost	6,764
Due in over one to five years, held to maturity, fair value	7,000
Due in over five to ten years, available for sale, amortized cost	3,000
Due in over five to ten years, available for sale, fair value	2,990
Due in over five to ten years, held to maturity, amortized cost	8,055
Due in over five to ten years, held to maturity, fair value	8,482
Due after ten years, available for sale, amortized cost
Due after ten years, available for sale, fair value
Due after ten years, held to maturity, amortized cost	3,256
Due after ten years, held to maturity, fair value	3,247
Agency mortgage-backed securities, residential, available for sale, amortized cost	92,935
Agency mortgage-backed securities, residential, available for sale, fair value	92,966
Agency mortgage-backed securities, residential, held to maturity, amortized cost	4
Agency mortgage-backed securities, residential, held to maturity, fair value	4
Total debt securities, available for sale, amortized cost	106,562
Total debt securities, available for sale, fair value	106,545
Total debt securities, held to maturity, amortized cost	18,168	$ 18,665
Securities held to maturity	$ 18,822	$ 19,171

Note 3 - Securities - Securit32

Note 3 - Securities - Securities Available-for-sale With Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Less than 12 Months - Fair Value	$ 53,395	$ 74,587
Less than 12 Months - Unrealized Loss	(379)	(1,996)
12 Months or More - Fair Value	12,823
12 Months or More - Unrealized Loss	(291)
Fair Value	66,218	74,587
Unrealized Loss	(670)	(1,996)
US Government-sponsored Enterprises Debt Securities [Member]
Less than 12 Months - Fair Value	10,987	10,544
Less than 12 Months - Unrealized Loss	(24)	(80)
12 Months or More - Fair Value	2,592
12 Months or More - Unrealized Loss	(24)
Fair Value	13,579	10,544
Unrealized Loss	(48)	(80)
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 Months - Fair Value	42,408	64,043
Less than 12 Months - Unrealized Loss	(355)	(1,916)
12 Months or More - Fair Value	10,231
12 Months or More - Unrealized Loss	(267)
Fair Value	52,639	64,043
Unrealized Loss	$ (622)	$ (1,916)

Note 3 - Securities - Securit33

Note 3 - Securities - Securities Held to Maturity With Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Less Than 12 Months - Fair Value	$ 325	$ 3,813
Less Than 12 Months - Unrecognized Loss	(2)	(148)
12 Months or More - Fair Value	1,173
12 Months or More - Unrecognized Loss	(38)
Fair Value	1,498	3,813
Unrecognized Loss	(40)	(148)
US States and Political Subdivisions Debt Securities [Member]
Less Than 12 Months - Fair Value	325	3,813
Less Than 12 Months - Unrecognized Loss	(2)	(148)
12 Months or More - Fair Value	1,173
12 Months or More - Unrecognized Loss	(38)
Fair Value	1,498	3,813
Unrecognized Loss	$ (40)	$ (148)

Note 4 - Loans and Allowance 34

Note 4 - Loans and Allowance for Loan Losses (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2017USD ($)	Sep. 30, 2016USD ($)	Dec. 31, 2016USD ($)
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ 93	$ 14	$ (42)	$ (1,105)	$ (1,112)
Allowance for Loan and Lease Losses, Write-offs	78	$ 11	391	11	11
Increase (Decrease) in Other Loans			$ 802
Change In Troubled Debt Restructurings			5.00%
Impaired Financing Receivable, Related Allowance	240		$ 240		2,981
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 1,747		$ 1,747		$ 2,427
Financing Receivable, Modifications, Number of Contracts	1	0	4
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			0
Financing Receivable, Modifications, Subsequent Default, Recorded Investment				$ 226
Minimum Loan Balance For Loans Evaluated by Risk Categories	$ 500		$ 500
Troubled Debt Restructurings [Member]
Percentage of Loan Portfolio	86.00%		86.00%		82.00%
Impaired Financing Receivable, Related Allowance	$ 113		$ 113		$ 546
Unsecured [Member]
Percentage of Loan Portfolio	4.92%		4.92%		5.61%
Residential Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure	$ 384		$ 384		$ 938
Mortgage Loans in Process of Foreclosure, Amount	1,979		1,979		$ 1,492
Impaired Financing Receivable, Related Allowance	$ 127		$ 127
Financing Receivable, Modifications, Number of Contracts			1

Note 4 - Loans and Allowance 35

Note 4 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans	$ 777,957	$ 734,901
Less: Allowance for loan losses	(7,313)	(7,699)
Loans, net	770,644	727,202
Residential Portfolio Segment [Member]
Loans	318,244	286,022
Commercial Real Estate Portfolio Segment [Member]
Loans	214,843	214,007
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans	72,525	77,605
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans	99,966	90,532
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	42,352	45,870
Commercial and Industrial Portfolio Segment [Member]
Loans	103,550	100,589
Consumer Portfolio Segment [Member]
Loans	141,320	134,283
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	67,999	59,772
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	21,287	20,861
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans	$ 52,034	$ 53,650

Note 4 - Loans and Allowance 36

Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses Activity by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Balance	$ 6,952	$ 6,934	$ 7,699	$ 6,648
Provision for loan losses	1,601	1,708	1,921	2,328
Loans charged off	(1,501)	(1,453)	(3,367)	(2,512)
Recoveries	261	348	1,060	1,073
Balance	7,313	7,537	7,313	7,537
Residential Portfolio Segment [Member]
Balance	1,300	906	939	1,087
Provision for loan losses	493	228	870	10
Loans charged off	(445)	(151)	(591)	(322)
Recoveries	83	30	213	238
Balance	1,431	1,013	1,431	1,013
Commercial Real Estate Portfolio Segment [Member]
Balance	2,813	3,464	4,315	1,959
Provision for loan losses	540	802	(636)	2,264
Loans charged off	(434)	(11)	(1,046)	(63)
Recoveries	41	19	327	114
Balance	2,960	4,274	2,960	4,274
Commercial and Industrial Portfolio Segment [Member]
Balance	932	1,416	907	2,589
Provision for loan losses	238	149	588	(1,035)
Loans charged off	(202)	(587)	(605)	(587)
Recoveries	4	1	82	12
Balance	972	979	972	979
Consumer Portfolio Segment [Member]
Balance	1,907	1,148	1,538	1,013
Provision for loan losses	330	529	1,099	1,089
Loans charged off	(420)	(704)	(1,125)	(1,540)
Recoveries	133	298	438	709
Balance	$ 1,950	$ 1,271	$ 1,950	$ 1,271

Note 4 - Loans and Allowance 37

Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses and the Recorded Investment of Loans Based on Impairment Method (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015
Individually evaluated for impairment	$ 240		$ 2,981
Collectively evaluated for impairment	7,073		4,718
Total ending allowance balance	7,313	$ 6,952	7,699	$ 7,537	$ 6,934	$ 6,648
Loans individually evaluated for impairment	17,681		22,709
Loans collectively evaluated for impairment	760,276		712,192
Total ending loans balance	777,957		734,901
Residential Portfolio Segment [Member]
Individually evaluated for impairment	127
Collectively evaluated for impairment	1,304		939
Total ending allowance balance	1,431	1,300	939	1,013	906	1,087
Loans individually evaluated for impairment	1,153		717
Loans collectively evaluated for impairment	317,091		285,305
Total ending loans balance	318,244		286,022
Commercial Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	111		2,535
Collectively evaluated for impairment	2,849		1,780
Total ending allowance balance	2,960	2,813	4,315	4,274	3,464	1,959
Loans individually evaluated for impairment	6,798		13,111
Loans collectively evaluated for impairment	208,045		200,896
Total ending loans balance	214,843		214,007
Commercial and Industrial Portfolio Segment [Member]
Individually evaluated for impairment			241
Collectively evaluated for impairment	972		666
Total ending allowance balance	972	932	907	979	1,416	2,589
Loans individually evaluated for impairment	9,522		8,465
Loans collectively evaluated for impairment	94,028		92,124
Total ending loans balance	103,550		100,589
Consumer Portfolio Segment [Member]
Individually evaluated for impairment	2		205
Collectively evaluated for impairment	1,948		1,333
Total ending allowance balance	1,950	$ 1,907	1,538	$ 1,271	$ 1,148	$ 1,013
Loans individually evaluated for impairment	208		416
Loans collectively evaluated for impairment	141,112		133,867
Total ending loans balance	$ 141,320		$ 134,283

Note 4 - Loans and Allowance 38

Note 4 - Loans and Allowance for Loan Losses - Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Allowance for Loan Losses Allocated	$ 240		$ 240		$ 2,981
Unpaid principal balance	19,683		19,683		25,176
Recorded investment	17,681		17,681		22,709
Average impaired loans - with no allowance recorded		$ 22,564		$ 19,735
Interest income recognized - with no allowance recorded		288		874
Cash basis interest recognized - with no allowance recorded		288		874
Average impaired loans	17,305		16,544
Interest income recognized	217		602
Cash basis interest recognized	217		602
Residential Portfolio Segment [Member]
Unpaid principal balance - with allowance recorded	224		224
Recorded investment - with allowance recorded	221		221
Allowance for Loan Losses Allocated	127		127
Unpaid principal balance - with no allowance recorded	932		932		717
Recorded investment - with no allowance recorded	932		932		717
Average impaired loans - with allowance recorded	221		55
Interest income recognized - with allowance recorded	7		7
Cash basis interest recognized - with allowance recorded	7		7
Average impaired loans - with no allowance recorded	935	725	824	728
Interest income recognized - with no allowance recorded	10	4	37	20
Cash basis interest recognized - with no allowance recorded	10	4	37	20
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Unpaid principal balance - with allowance recorded					5,477
Recorded investment - with allowance recorded					5,477
Allowance for Loan Losses Allocated					2,435
Unpaid principal balance - with no allowance recorded	2,563		2,563		3,638
Recorded investment - with no allowance recorded	2,563		2,563		3,091
Average impaired loans - with allowance recorded		5,427		2,815
Interest income recognized - with allowance recorded		94		241
Cash basis interest recognized - with allowance recorded		94		241
Average impaired loans - with no allowance recorded	2,409	2,797	2,407	2,879
Interest income recognized - with no allowance recorded	37	37	112	120
Cash basis interest recognized - with no allowance recorded	37	37	112	120
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Unpaid principal balance - with allowance recorded	604		604		384
Recorded investment - with allowance recorded	530		530		384
Allowance for Loan Losses Allocated	111		111		100
Unpaid principal balance - with no allowance recorded	4,995		4,995		5,078
Recorded investment - with no allowance recorded	3,548		3,548		3,632
Average impaired loans - with allowance recorded	563	389	584	392
Interest income recognized - with allowance recorded	3	5	12	15
Cash basis interest recognized - with allowance recorded	3	5	12	15
Average impaired loans - with no allowance recorded	3,552	3,680	3,518	3,557
Interest income recognized - with no allowance recorded	19	33	57	75
Cash basis interest recognized - with no allowance recorded	19	33	57	75
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid principal balance - with no allowance recorded	635		635		1,001
Recorded investment - with no allowance recorded	157		157		527
Average impaired loans - with allowance recorded	157		170
Interest income recognized - with allowance recorded	5		14
Cash basis interest recognized - with allowance recorded	5		14
Average impaired loans - with no allowance recorded		363		521
Interest income recognized - with no allowance recorded		11		108
Cash basis interest recognized - with no allowance recorded		11		108
Commercial and Industrial Portfolio Segment [Member]
Unpaid principal balance - with allowance recorded					392
Recorded investment - with allowance recorded					392
Allowance for Loan Losses Allocated					241
Unpaid principal balance - with no allowance recorded	9,522		9,522		8,073
Recorded investment - with no allowance recorded	9,522		9,522		8,073
Average impaired loans - with allowance recorded	9,260	391	8,776	391
Interest income recognized - with allowance recorded	135		358
Cash basis interest recognized - with allowance recorded	135		358
Average impaired loans - with no allowance recorded		8,575		8,234
Interest income recognized - with no allowance recorded		103		290
Cash basis interest recognized - with no allowance recorded		103		290
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Unpaid principal balance - with allowance recorded	208		208		416
Recorded investment - with allowance recorded	208		208		416
Allowance for Loan Losses Allocated	2		2		$ 205
Average impaired loans - with allowance recorded	208	217	210	218
Interest income recognized - with allowance recorded	1	1	5	5
Cash basis interest recognized - with allowance recorded	$ 1	$ 1	$ 5	$ 5

Note 4 - Loans and Allowance 39

Note 4 - Loans and Allowance for Loan Losses - Nonaccrual Loans and Loans Past Due 90 Days or More and Still Accruing (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans past due 90 days and still accruing	$ 968	$ 327
Nonaccrual	8,351	8,961
Residential Portfolio Segment [Member]
Loans past due 90 days and still accruing	316	132
Nonaccrual	4,452	3,445
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due 90 days and still accruing		28
Nonaccrual	308	1,571
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due 90 days and still accruing	21
Nonaccrual	2,624	2,506
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due 90 days and still accruing
Nonaccrual	402	527
Commercial and Industrial Portfolio Segment [Member]
Loans past due 90 days and still accruing	15
Nonaccrual	345	867
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days and still accruing	90	121
Nonaccrual	75	5
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due 90 days and still accruing	390
Nonaccrual	35	34
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days and still accruing	136	46
Nonaccrual	$ 110	$ 6

Note 4 - Loans and Allowance 40

Note 4 - Loans and Allowance for Loan Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans past due	$ 15,729	$ 17,076
Loans, current	762,228	717,825
Loans	777,957	734,901
Residential Portfolio Segment [Member]
Loans past due	8,367	6,882
Loans, current	309,877	279,140
Loans	318,244	286,022
Commercial Real Estate Portfolio Segment [Member]
Loans	214,843	214,007
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	622	1,825
Loans, current	71,903	75,780
Loans	72,525	77,605
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	3,003	2,785
Loans, current	96,963	87,747
Loans	99,966	90,532
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	231	300
Loans, current	42,121	45,570
Loans	42,352	45,870
Commercial and Industrial Portfolio Segment [Member]
Loans past due	732	2,566
Loans, current	102,818	98,023
Loans	103,550	100,589
Consumer Portfolio Segment [Member]
Loans	141,320	134,283
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,300	1,438
Loans, current	66,699	58,334
Loans	67,999	59,772
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	485	394
Loans, current	20,802	20,467
Loans	21,287	20,861
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	989	886
Loans, current	51,045	52,764
Loans	52,034	53,650
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans past due	8,110	7,597
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	5,498	3,728
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	198	134
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	358	261
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due		66
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	440	1,283
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	982	1,091
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	25	349
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	609	685
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans past due	2,540	2,293
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	1,697	953
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	282	366
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due		18
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due		52
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	42	483
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	206	221
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	70	45
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	243	155
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	5,079	7,186
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	1,172	2,201
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	142	1,325
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	2,645	2,506
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	231	182
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	250	800
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	112	126
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	390
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	$ 137	$ 46

Note 4 - Loans and Allowance 41

Note 4 - Loans and Allowance for Loan Losses - TDR Loan Modifications (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Troubled Debt Restructuring	$ 16,845	$ 16,043
Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	702	717
Residential Portfolio Segment [Member] | Extended Maturity [Member]
Troubled Debt Restructuring	230
Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring	412
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	94	284
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,675	2,810
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,497	1,582
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	375	384
Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	560	579
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		574
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	570
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	8,752	8,074
Commercial and Industrial Portfolio Segment [Member] | Extended Maturity [Member]
Troubled Debt Restructuring	770
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		391
Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	208	213
Consumer Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring		203
Performing Financial Instruments [Member]
Troubled Debt Restructuring	14,522	13,210
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	702	717
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Extended Maturity [Member]
Troubled Debt Restructuring	230
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring	412
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	94	284
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	560	600
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,497	1,582
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	375	384
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	560	579
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		574
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	570
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	8,752	8,074
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Extended Maturity [Member]
Troubled Debt Restructuring	770
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring		213
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring		203
Nonperforming Financial Instruments [Member]
Troubled Debt Restructuring	2,323	2,833
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,115	2,210
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Extended Maturity [Member]
Troubled Debt Restructuring
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		391
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	$ 208
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring

Note 4 - Loans and Allowance 42

Note 4 - Loans and Allowance for Loan Losses - TDRs Pre-modification and Post-modification (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017USD ($)	Sep. 30, 2016	Sep. 30, 2017USD ($)	Sep. 30, 2016USD ($)
Number of loans	1	0	4
Performing Financial Instruments [Member]
Pre-modification recorded investment	$ 412		$ 1,413
Post-modification recorded investment	412		1,413
Nonperforming Financial Instruments [Member]
Pre-modification recorded investment
Post-modification recorded investment
Residential Portfolio Segment [Member]
Number of loans			1
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Pre-modification recorded investment			$ 231
Post-modification recorded investment			231
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Pre-modification recorded investment
Post-modification recorded investment
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Number of loans				2
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Number of loans	1		1	1
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Number of loans				1
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Pre-modification recorded investment				$ 574
Post-modification recorded investment				574
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Pre-modification recorded investment	$ 412		$ 412	574
Post-modification recorded investment	412		412	574
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Pre-modification recorded investment
Post-modification recorded investment
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Pre-modification recorded investment				226
Post-modification recorded investment				226
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Pre-modification recorded investment
Post-modification recorded investment
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Pre-modification recorded investment				226
Post-modification recorded investment				$ 226
Commercial and Industrial Portfolio Segment [Member]
Number of loans			2
Commercial and Industrial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Pre-modification recorded investment			$ 770
Post-modification recorded investment			770
Commercial and Industrial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Pre-modification recorded investment
Post-modification recorded investment

Note 4 - Loans and Allowance 43

Note 4 - Loans and Allowance for Loan Losses - Risk Category of Commercial Loans by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans receivable	$ 777,957	$ 734,901
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	214,843	214,007
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	72,525	77,605
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	99,966	90,532
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	42,352	45,870
Commercial and Industrial Portfolio Segment [Member]
Loans receivable	103,550	100,589
Commercial Portfolio Segment [Member]
Loans receivable	318,393	314,596
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	63,913	66,495
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	93,831	83,103
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	41,936	45,325
Pass [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	96,614	94,091
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	296,294	289,014
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	955	428
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	2,223	2,364
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable
Criticized [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	1,350	188
Criticized [Member] | Commercial Portfolio Segment [Member]
Loans receivable	4,528	2,980
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	7,657	10,682
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	3,912	5,065
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	416	545
Classified [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	5,586	6,310
Classified [Member] | Commercial Portfolio Segment [Member]
Loans receivable	$ 17,571	$ 22,602

Note 4 - Loans and Allowance 44

Note 4 - Loans and Allowance for Loan Losses - Recorded Investment of Residential and Consumer Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans receivable	$ 777,957	$ 734,901
Consumer Portfolio Segment [Member]
Loans receivable	141,320	134,283
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	67,999	59,772
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	21,287	20,861
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	52,034	53,650
Residential Portfolio Segment [Member]
Loans receivable	318,244	286,022
Consumer and Residential Portfolio Segment [Member]
Loans receivable	459,564	420,305
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	67,834	59,646
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	20,862	20,827
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	51,788	53,598
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	313,476	282,445
Performing Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	453,960	416,516
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	165	126
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	425	34
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	246	52
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	4,768	3,577
Nonperforming Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	$ 5,604	$ 3,789

Note 5 - Financial Instrument45

Note 5 - Financial Instruments With Off-balance Sheet Risk (Details Textual) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 73,460	$ 67,191

Note 6 - Other Borrowed Funds46

Note 6 - Other Borrowed Funds (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate	$ 29,195
Federal Home Loan Bank, Advances, Maturities Summary, Floating Rate	0
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	221,723
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 146,529
Debt, Weighted Average Interest Rate	2.77%	2.34%
Notes Payable, Related Parties	$ 360
Notes Payable to Bank	3,556	$ 3,899
FHLB Line of Credit [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	80,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	80,000
Letters of Credit Outstanding, Amount	$ 46,000	45,000
Minimum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.53%
Debt Instrument, Interest Rate, Stated Percentage	1.25%
Maximum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	3.31%
Debt Instrument, Interest Rate, Stated Percentage	4.09%
Weighted Average [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	2.14%
Residential Mortgage [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 305,490
Commercial Loan [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	75,032
FHLB Stock [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	5,365
Federal Home Loan Bank Advances [Member]
Capital Lease Obligations	$ 48	$ 73

Note 6 - Other Borrowed Funds -

Note 6 - Other Borrowed Funds - Other Borrowed Funds (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Other borrowed funds	$ 36,775	$ 37,085
Federal Home Loan Bank Advances [Member]
Other borrowed funds	29,235	29,203
Promissory Notes [Member]
Other borrowed funds	$ 7,540	$ 7,882

Note 6 - Other Borrowed Funds48

Note 6 - Other Borrowed Funds - Scheduled Principal Payments (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
2,017	$ 1,937
2,018	5,152
2,019	4,576
2,020	3,060
2,021	2,781
Thereafter	19,269
	36,775	$ 37,085
Federal Home Loan Bank Advances [Member]
2,017	973
2,018	2,891
2,019	2,724
2,020	2,541
2,021	2,240
Thereafter	17,866
	29,235	29,203
Promissory Notes [Member]
2,017	964
2,018	2,261
2,019	1,852
2,020	519
2,021	541
Thereafter	1,403
	$ 7,540	$ 7,882

Note 7 - Segment Information (D

Note 7 - Segment Information (Details Textual)	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Customer Concentration Risk [Member] | Sales Revenue, Goods, Net [Member] | Banking [Member]
Concentration Risk, Percentage	92.20%	90.90%

Note 7 - Segment Information -

Note 7 - Segment Information - Segment Reporting (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Net interest income	$ 10,268	$ 8,985	$ 31,204	$ 26,291
Provision expense	1,601	1,708	1,921	2,328
Noninterest income	2,282	1,693	7,507	6,789
Noninterest expense	9,222	8,828	28,473	24,570
Tax expense	74	(216)	1,706	1,286
Net income	1,653	358	6,611	4,896
Assets	1,019,614	970,230	1,019,614	970,230	$ 954,640
Banking [Member]
Net interest income	9,681	8,396	28,558	23,684
Provision expense	1,615	1,675	1,815	2,180
Noninterest income	2,224	1,655	6,965	6,220
Noninterest expense	8,579	8,167	26,477	22,460
Tax expense	69	(193)	1,338	975
Net income	1,642	402	5,893	4,289
Assets	1,008,078	957,889	1,008,078	957,889
Consumer Finance [Member]
Net interest income	587	589	2,646	2,607
Provision expense	(14)	33	106	148
Noninterest income	58	38	542	569
Noninterest expense	643	661	1,996	2,110
Tax expense	5	(23)	368	311
Net income	11	(44)	718	607
Assets	$ 11,536	$ 12,341	$ 11,536	$ 12,341

Note 8 - Subsequent Events (Det

Note 8 - Subsequent Events (Details Textual) - Fraudulent Wire Transactions [Member] - USD ($) $ in Thousands	Oct. 06, 2017	Dec. 31, 2017	Jun. 30, 2017	May 09, 2017
Loss Contingency, Estimate of Possible Loss				$ 933
Insurance Recoveries			$ 103
Scenario, Forecast [Member]
Insurance Recoveries		$ 730
Subsequent Event [Member]
Proceeds from Insurance Settlement, Operating Activities	$ 730