Ohio Valley Banc (OVBC) 10-K 18 Mar 19 2018 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2018	Feb. 28, 2019	Jun. 30, 2018
Document Information [Line Items]
Entity Registrant Name	OHIO VALLEY BANC CORP
Entity Central Index Key	0000894671
Trading Symbol	ovbc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		4,758,659
Entity Public Float			$ 214,018,658
Entity Shell Company	false
Document Type	10-K
Document Period End Date	Dec. 31, 2018
Document Fiscal Year Focus	2018
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Statements of Cond

Consolidated Statements of Condition - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and noninterest-bearing deposits with banks	$ 13,806	$ 12,664
Interest-bearing deposits with banks	57,374	61,909
Total cash and cash equivalents	71,180	74,573
Certificates of deposit in financial institutions	2,065	1,820
Securities available for sale	102,164	101,125
Securities held to maturity (estimated fair value: 2018 - $16,234; 2017 - $18,079)	15,816	17,581
Restricted investments in bank stocks	7,506	7,506
Total loans	777,052	769,319
Less: Allowance for loan losses	(6,728)	(7,499)
Net loans	770,324	761,820
Premises and equipment, net	14,855	13,281
Other real estate owned, net	430	1,574
Accrued interest receivable	2,638	2,503
Goodwill	7,371	7,371
Other intangible assets, net	379	514
Bank owned life insurance and annuity assets	29,392	28,675
Other assets	6,373	7,947
Total assets	1,030,493	1,026,290
Liabilities
Noninterest-bearing deposits	237,821	253,655
Interest-bearing deposits	608,883	603,069
Total deposits	846,704	856,724
Other borrowed funds	39,713	35,949
Subordinated debentures	8,500	8,500
Accrued liabilities	17,702	15,756
Total liabilities	912,619	916,929
Commitments and Contingent Liabilities (See Note L)
Shareholders’ Equity
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2018 – 5,400,065 shares issued; 2017 - 5,362,005 shares issued)	5,400	5,362
Additional paid-in capital	49,477	47,895
Retained earnings	80,844	72,694
Accumulated other comprehensive loss	(2,135)	(878)
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	117,874	109,361
Total liabilities and shareholders’ equity	$ 1,030,493	$ 1,026,290

Consolidated Statements of Co_2

Consolidated Statements of Condition (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities held to maturity, fair value	$ 16,234	$ 18,079
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,400,065	5,362,005
Treasury stock, shares (in shares)	659,739	659,739

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Interest and dividend income:
Loans, including fees	$ 44,365	$ 42,182	$ 36,266
Securities:
Taxable	2,377	2,116	1,961
Tax exempt	369	411	445
Dividends	440	392	302
Interest-bearing deposits with banks	1,608	582	353
Other interest	38	25	21
	49,197	45,708	39,348
Interest expense:
Deposits	4,155	2,843	2,154
Other borrowed funds	986	884	664
Subordinated debentures	330	248	204
	5,471	3,975	3,022
Net interest income	43,726	41,733	36,326
Provision for loan losses	1,039	2,564	2,826
Net interest income after provision for loan losses	42,687	39,169	33,500
Noninterest income:
Income from bank owned life insurance and annuity assets	717	1,226	725
Electronic refund check / deposit fees	1,579	1,692	2,048
Debit / credit card interchange income	3,662	3,376	2,594
Loss on other real estate owned	(559)	(189)	(467)
Other	850	688	908
	8,938	9,435	8,239
Noninterest expense:
Salaries and employee benefits	22,191	20,809	18,874
Occupancy	1,754	1,770	1,846
Furniture and equipment	1,023	1,049	922
Professional fees	2,016	1,792	1,362
Marketing expense	777	1,034	915
FDIC insurance	447	465	455
Data processing	2,115	2,081	1,455
Software	1,533	1,486	1,316
Foreclosed assets	238	499	357
Amortization of intangibles	135	156	68
Merger related expenses	6	39	930
Other	5,191	5,429	4,399
	37,426	36,609	32,899
Income before income taxes	14,199	11,995	8,840
Total income taxes	2,255	4,486	1,920
NET INCOME	$ 11,944	$ 7,509	$ 6,920
Earnings per share (in dollars per share)	$ 2.53	$ 1.60	$ 1.59
Deposit Account [Member]
Noninterest income:
Revenue from Contract with Customer	$ 2,084	$ 2,137	$ 1,977
Fiduciary and Trust [Member]
Noninterest income:
Revenue from Contract with Customer	263	240	227
Mortgage Banking [Member]
Noninterest income:
Revenue from Contract with Customer	$ 342	$ 265	$ 227

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Net income	$ 11,944	$ 7,509	$ 6,920
Other comprehensive income (loss):
Change in unrealized gain (loss) on available for sale securities	(1,373)	171	(1,963)
Related tax (expense) benefit	289	(58)	667
Total other comprehensive income (loss), net of tax	(1,084)	113	(1,296)
Total comprehensive income	$ 10,860	$ 7,622	$ 5,624

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2015	$ 4,777	$ 35,318	$ 65,782	$ 305	$ (15,712)	$ 90,470
Net income			6,920			6,920
Other comprehensive income (loss), net				(1,296)		(1,296)
Common stock issued to ESOP	25	550				575
Acquisition – Milton Bancorp, Inc. 523,518 shares	524	10,920				11,444
Cash dividends			(3,585)			(3,585)
Balance at Dec. 31, 2016	5,326	46,788	69,117	(991)	(15,712)	104,528
Net income			7,509			7,509
Other comprehensive income (loss), net				113		113
Common stock issued to ESOP	15	413				428
Cash dividends			(3,932)			(3,932)
Common stock issued through dividend reinvestment, 21,383 shares	21	694				715
Balance at Dec. 31, 2017	5,362	47,895	72,694	(878)	(15,712)	109,361
Net income			11,944			11,944
Other comprehensive income (loss), net				(1,084)		(1,084)
Common stock issued to ESOP	7	288				295
Cash dividends			(3,967)			(3,967)
Common stock issued through dividend reinvestment, 21,383 shares	31	1,294				1,325
Balance at Dec. 31, 2018	5,400	49,477	80,844	(2,135)	(15,712)	117,874
Amount reclassified out of accumulated other comprehensive income (loss) per ASU 2018-02			$ 173	$ (173)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Additional Paid-in Capital [Member]
Common stock issued to ESOP, shares (in shares)	7,294	15,118	24,572
Acquisition – Milton Bancorp, Inc., shares (in shares)			523,518
Common stock issued through dividend reinvestment, shares (in shares)	30,766	21,383
Retained Earnings [Member]
Cash dividends, per share (in dollars per share)	$ 0.84	$ 0.84	$ 0.82
Common stock issued to ESOP, shares (in shares)	7,294	15,118	24,572

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Cash flows from operating activities:
Net income	$ 11,944	$ 7,509	$ 6,920
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation of premises and equipment	1,141	1,277	1,126
Net (accretion) of purchase accounting adjustments	(188)	(526)	(255)
Net amortization of securities	260	378	407
Proceeds from sale of loans in secondary market	11,034	7,857	6,455
Loans disbursed for sale in secondary market	(10,692)	(7,592)	(6,228)
Amortization of mortgage servicing rights	55	71	79
Gain on sale of loans	(397)	(336)	(306)
Amortization of intangibles	135	156	68
Deferred tax (benefit) expense	(134)	1,907	(725)
Provision for loan losses	1,039	2,564	2,826
Common stock issued to ESOP	295	428	575
Earnings on bank owned life insurance and annuity assets	(717)	(1,226)	(725)
(Gain) loss on sale of other real estate owned	21	134	(22)
Net write-down of other real estate owned	538	55	489
Change in accrued interest receivable	(135)	(188)	(496)
Change in accrued liabilities	1,946	1,681	1,461
Change in other assets	1,996	347	1,717
Net cash provided by operating activities	18,141	14,496	13,366
Cash flows from investing activities:
Net cash acquired from Milton Bancorp, Inc. acquisition			1,770
Proceeds from sales of securities available for sale
Proceeds from maturities and paydowns of securities available for sale	21,139	20,389	18,591
Purchases of securities available for sale	(23,757)	(25,177)	(20,256)
Proceeds from maturities of securities held to maturity	1,711	1,419	3,089
Purchases of securities held to maturity		(389)	(1,528)
Proceeds from maturities of certificates of deposit in financial institutions		245	490
Purchases of certificates of deposit in financial institutions	(245)	(395)	(445)
Purchases of restricted investments in bank stocks			(566)
Net change in loans	(9,981)	(37,918)	(38,299)
Proceeds from sale of other real estate owned	1,132	1,466	403
Purchases of premises and equipment	(2,725)	(1,727)	(1,683)
Proceeds from bank owned life insurance and annuity assets		2,107
Purchases of bank owned life insurance and annuity assets		(2,200)
Net cash (used in) investing activities	(12,726)	(42,180)	(38,434)
Cash flows from financing activities:
Change in deposits	(9,930)	66,444	10,150
Proceeds from common stock through dividend reinvestment	1,325	715
Cash dividends	(3,967)	(3,932)	(3,585)
Proceeds from Federal Home Loan Bank borrowings	8,000	4,785	11,102
Repayment of Federal Home Loan Bank borrowings	(3,162)	(5,318)	(1,883)
Change in other long-term borrowings	(989)	(459)	3,899
Change in other short-term borrowings	(85)	(144)	21
Net cash provided by (used in) by financing activities	(8,808)	62,091	19,704
Cash and cash equivalents:
Change in cash and cash equivalents	(3,393)	34,407	(5,364)
Cash and cash equivalents at beginning of year	74,573	40,166	45,530
Cash and cash equivalents at end of year	71,180	74,573	40,166
Supplemental disclosure:
Cash paid for interest	5,008	3,724	2,930
Cash paid for income taxes	2,050	2,236	1,725
Proceeds from bank owned life insurance and annuity assets not settled		1,993
Transfers from loans to other real estate owned	547	1,337	957
Other real estate owned sales financed by The Ohio Valley Bank Company		237	316
Issuance of common stock for Milton Bancorp, Inc. acquisition			11,444
Net assets acquired from Milton Bancorp, Inc. acquisition, excluding cash and cash equivalents			$ 3,140

Note A - Summary of Significant

Note A - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Significant Accounting Policies [Text Block]	Note A - Summary of Significant Accounting Policies Description of Business: 1956. one one The Company provides a full range of commercial and retail banking services from 25 The Bank’s trust department provides a wide variety of fiduciary services for trusts, estates and benefit plans and also provides investment and security services as an agent for its customers. Principles of Consolidation: Industry Segment Information: two Use of Estimates: Cash and Cash Equivalents: 90 one Certificates of deposit in financial institutions: 90 September 27, 2021. Securities: not Premium amortization is deducted from, and discount accretion is added to, interest income on securities using the level yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses are recognized upon the sale of specific identified securities on the completed trade date. Other-Than-Temporary Impairments of Securities: 1 2 3 4 not When an OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not not not not not Restricted Investments in Bank Stocks : may not Loans: not Interest income is discontinued and the loan moved to non-accrual status when full loan repayment is in doubt, typically when the loan is impaired or payments are past due 90 90 All interest accrued but not The Bank also originates long-term, fixed-rate mortgage loans, with full intention of being sold to the secondary market. These loans are considered held for sale during the period of time after the principal has been advanced to the borrower by the Bank, but before the Bank has been reimbursed by the Federal Home Loan Mortgage Corporation, typically within a few business days. As of December 31, 2018, $108, no December 31, 2017. Allowance for Loan Losses: may The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and for which the borrower is experiencing financial difficulties are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Commercial and commercial real estate loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Smaller balance homogeneous loans, such as consumer and most residential real estate, are collectively evaluated for impairment, and accordingly, they are not The general component covers non-impaired loans and impaired loans that are not 3 5 Commercial and industrial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial and industrial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. The Company’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not may Commercial real estate consists of nonfarm, nonresidential loans secured by owner-occupied and nonowner-occupied commercial real estate as well as commercial construction loans. An owner-occupied loan relates to a borrower purchased building or space for which the repayment of principal is dependent upon cash flows from the ongoing business operations conducted by the party, or an affiliate of the party, who owns the property. Owner-occupied loans that are dependent on cash flows from operations can be adversely affected by current market conditions for their product or service. A nonowner-occupied loan is a property loan for which the repayment of principal is dependent upon rental income associated with the property or the subsequent sale of the property. Nonowner-occupied loans that are dependent upon rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial construction loans consist of borrowings to purchase and develop raw land into 1 4 third may may Residential real estate loans consist of loans to individuals for the purchase of 1 4 Consumer loans are comprised of loans to individuals secured by automobiles, open-end home equity loans and other loans to individuals for household, family, and other personal expenditures, both secured and unsecured. These loans typically have maturities of 6 may At December 31, 2018, no Concentrations of Credit Risk: The following represents the composition of the Company’s loan portfolio as of December 31: % of Total Loans 2018 2017 Residential real estate loans 39.13 % 40.19 % Commercial real estate loans 27.84 % 27.74 % Consumer loans 18.46 % 18.15 % Commercial and industrial loans 14.57 % 13.92 % 100.00 % 100.00 % Approximately 5.02% December 31, 2018, 4.86% December 31, 2017. The Bank, in the normal course of its operations, conducts business with correspondent financial institutions. Balances in correspondent accounts, investments in federal funds, certificates of deposit and other short-term securities are closely monitored to ensure that prudent levels of credit and liquidity risks are maintained. At December 31, 2018, $56,071 Premises and Equipment: 3 8 7 39 Foreclosed assets: $430 $1,574 December 31, 2018 2017. Goodwill: not December 31 not no Long-term Assets: may not Mortgage Servicing Rights: no may December 31, 2018 2017, $368 $360, Earnings Per Share: 4,725,971 2018; 4,685,067 2017; 4,351,748 2016. no no Income Taxes: December 22, 2017, 34% 21% January 1, 2018. 21% fourth 2017. A tax position is recognized as a benefit only if it is “more likely than not” 50% not not” no Comprehensive Income: Loss Contingencies: not Bank Owned Life Insurance and Annuity Assets Employee Stock Ownership Plan: Dividend Reinvestment Plan: Loan Commitments and Related Financial Instruments: Dividend Restrictions: may Restrictions on Cash : third $60,167 $61,915 2018 2017. third not Derivatives: one three three 1 2 3 no Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not At December 31, 2018 2017, Fair Value of Financial Instruments: Reclassifications: 2017 2016 2018. no Adoption of New Accounting Standards: May 2014, No. 2014 09, January 1, 2018 606” 606 five not 606 December 31, 2017, no no 2018. In January 2016, No. 2016 01, December 15, 2017, 1 2 3 4 No. 2016 01 January 1, 2018 not In August 2016, 2016 15, 230 eight not December 15, 2017, 2016 15 January 1, 2018, no In February 2018, 2018 02, December, 22, 2017. December 15, 2018, April 1, 2018. $173 June 30, 2018 10 Revenue Recognition: No. 2014 09, 606 five not 606. 606 not 606 606 606, ● Service charges on deposit accounts ● Trust fees ● Electronic refund check/deposit fees third ● Debit/credit card interchange income ● Gain (loss) on other real estate owned All of the Company’s revenue from contracts with customers within the scope of ASC 606 no Accounting Guidance to be Adopted in Future Periods: February 2016, 2016 02, 1 2 606, 2018 11, first 2019 $1,484 In June 2016, No. 2016 13, 2016 13 December 15, 2019. December 15, 2018. one first In March 2017, No. 2017 08, not December 15, 2018. not

Note B - Business Combinations

Note B - Business Combinations	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Mergers, Acquisitions and Dispositions Disclosures [Text Block]	Note B – Business Combinations As of the close of business on August 5, 2016, January 7, 2016, 1,636 no $37,219, 80% 400 20% 1,237 $3,600 $18,875, $11,444 $7,431 $5,000 August 6, 2016. $930 December 31, 2016. $950 25 Goodwill of $6,534 not Consideration: Cash $ 7,431 Equity instruments 11,444 Fair value of total consideration transferred $ 18,875 Recognized amounts of identifiable assets acquired and liabilities assumed: Cash and cash equivalents $ 9,201 Securities 5,868 Restricted investments in bank stock 364 Loans 112,479 Premises and equipment 1,826 Other real estate owned 641 Bank owned life insurance 272 Core deposit intangible asset 738 Other assets 612 Total assets acquired 132,001 Deposits 119,669 Other liabilities (9 ) Total liabilities assumed 119,660 Total identifiable net assets 12,341 Goodwill 6,534 $ 18,875 The fair value of net assets acquired included fair value adjustments to certain receivables that were not $111,558 $112,249 not

Note C - Securities

Note C - Securities	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note C - Securities The following table summarizes the amortized cost and fair value of securities available for sale and securities held to maturity at December 31, 2018 2017 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities Available for Sale December 31, 2018 U.S. Government sponsored entity securities $ 16,837 $ 8 $ (215 ) $ 16,630 Agency mortgage-backed securities, residential 88,030 92 (2,588 ) 85,534 Total securities $ 104,867 $ 100 $ (2,803 ) $ 102,164 December 31, 201 7 U.S. Government sponsored entity securities $ 13,622 $ ---- $ (149 ) $ 13,473 Agency mortgage-backed securities, residential 88,833 300 (1,481 ) 87,652 Total securities $ 102,455 $ 300 $ (1,630 ) $ 101,125 Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value Securities Held to Maturity December 31, 2018 Obligations of states and political subdivisions $ 15,813 $ 502 $ (84 ) $ 16,231 Agency mortgage-backed securities, residential 3 ---- ---- 3 Total securities $ 15,816 $ 502 $ (84 ) $ 16,234 December 31, 201 7 Obligations of states and political subdivisions $ 17,577 $ 533 $ (35 ) $ 18,075 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 17,581 $ 533 $ (35 ) $ 18,079 At year-end 2018 2017, no one 10% There were no 2018, 2017 2016. Securities with a carrying value of approximately $79,443 December 31, 2018 $70,078 December 31, 2017 Unrealized losses on the Company’s debt securities have not December 31, 2018, not not not December 31, 2018 2017 The amortized cost and estimated fair value of debt securities at December 31, 2018, may may not Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ ---- $ ---- $ 926 $ 931 Due in one to five years 16,837 16,630 6,884 7,052 Due in five to ten years ---- ---- 8,003 8,248 Due after ten years ---- ---- ---- ---- Agency mortgage-backed securities, residential 88,030 85,534 3 3 Total debt securities $ 104,867 $ 102,164 $ 15,816 $ 16,234 The following table summarizes securities with unrealized losses at December 31, 2018 December 31, 2017, December 31, 201 8 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 1,981 $ (1 ) $ 8,679 $ (214 ) $ 10,660 $ (215 ) Agency mortgage-backed securities, residential 8,564 (43 ) 62,619 (2,545 ) 71,183 (2,588 ) Total available for sale $ 10,545 $ (44 ) $ 71,298 $ (2,759 ) $ 81,843 $ (2,803 ) Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 484 $ (3 ) $ 1,312 $ (81 ) $ 1,796 $ (84 ) Total held to maturity $ 484 $ (3 ) $ 1,312 $ (81 ) $ 1,796 $ (84 ) December 31, 201 7 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 6,910 $ (97 ) $ 6,563 $ (52 ) $ 13,473 $ (149 ) Agency mortgage-backed securities, residential 37,421 (434 ) 31,763 (1,047 ) 69,184 (1,481 ) Total available for sale $ 44,331 $ (531 ) $ 38,326 $ (1,099 ) $ 82,657 $ (1,630 ) Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 362 $ (2 ) $ 1,502 $ (33 ) $ 1,864 $ (35 ) Total held to maturity $ 362 $ (2 ) $ 1,502 $ (33 ) $ 1,864 $ (35 )

Note D - Loans and Allowance fo

Note D - Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note D - Loans and Allowance for Loan Losses Loans are comprised of the following at December 31: 2018 2017 Residential real estate $ 304,079 $ 309,163 Commercial real estate: Owner-occupied 61,694 73,573 Nonowner-occupied 117,188 101,571 Construction 37,478 38,302 Commercial and industrial 113,243 107,089 Consumer: Automobile 70,226 68,626 Home equity 22,512 21,431 Other 50,632 49,564 777,052 769,319 Less: Allowance for loan losses (6,728 ) (7,499 ) Loans, net $ 770,324 $ 761,820 The following table presents the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2018, 2017 2016: December 31, 2018 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,470 $ 2,978 $ 1,024 $ 2,027 $ 7,499 Provision for loan losses 772 (1,311 ) (80 ) 1,658 1,039 Loans charged off (874 ) (4 ) (208 ) (2,514 ) (3,600 ) Recoveries 215 523 327 725 1,790 Total ending allowance balance $ 1,583 $ 2,186 $ 1,063 $ 1,896 $ 6,728 December 31, 2017 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Provision for loan losses 1,016 (632 ) 658 1,522 2,564 Loans charged off (745 ) (1,067 ) (627 ) (1,642 ) (4,081 ) Recoveries 260 362 86 609 1,317 Total ending allowance balance $ 1,470 $ 2,978 $ 1,024 $ 2,027 $ 7,499 December 31, 2016 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses (63 ) 2,287 (1,112 ) 1,714 2,826 Loans charged off (384 ) (63 ) (586 ) (2,170 ) (3,203 ) Recoveries 299 132 16 981 1,428 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of December 31, 2018 2017: December 31, 2018 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 98 $ ---- $ ---- $ 98 Collectively evaluated for impairment 1,583 2,088 1,063 1,896 6,630 Total ending allowance balance $ 1,583 $ 2,186 $ 1,063 $ 1,896 $ 6,728 Loans: Loans individually evaluated for impairment $ 1,667 $ 3,835 $ 7,116 $ ---- $ 12,618 Loans collectively evaluated for impairment 302,412 212,525 106,127 143,370 764,434 Total ending loans balance $ 304,079 $ 216,360 $ 113,243 $ 143,370 $ 777,052 December 31, 2017 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 94 $ ---- $ ---- $ 94 Collectively evaluated for impairment 1,470 2,884 1,024 2,027 7,405 Total ending allowance balance $ 1,470 $ 2,978 $ 1,024 $ 2,027 $ 7,499 Loans: Loans individually evaluated for impairment $ 1,420 $ 7,333 $ 9,154 $ 201 $ 18,108 Loans collectively evaluated for impairment 307,743 206,113 97,935 139,420 751,211 Total ending loans balance $ 309,163 $ 213,446 $ 107,089 $ 139,621 $ 769,319 The following table presents information related to loans individually evaluated for impairment by class of loans as of the years ended December 31, 2018, 2017 2016: December 31, 2018 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Nonowner-occupied $ 362 $ 362 $ 98 $ 367 $ 15 $ 15 With no related allowance recorded: Residential real estate 1,667 1,667 ---- 511 101 101 Commercial real estate: Owner-occupied 2,527 2,527 ---- 2,475 141 141 Nonowner-occupied 2,368 946 ---- 1,912 57 57 Construction 336 ---- ---- ---- 20 20 Commercial and industrial 7,116 7,116 ---- 5,802 414 414 Total $ 14,376 $ 12,618 $ 98 $ 11,067 $ 748 $ 748 December 31, 2017 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Nonowner-occupied $ 372 $ 372 $ 94 $ 378 $ 17 $ 17 With no related allowance recorded: Residential real estate 1,420 1,420 ---- 851 66 66 Commercial real estate: Owner-occupied 3,427 3,427 ---- 2,456 184 184 Nonowner-occupied 4,989 3,534 ---- 3,521 81 81 Construction 352 ---- ---- ---- 19 19 Commercial and industrial 9,154 9,154 ---- 8,544 481 481 Consumer: Home equity 203 201 ---- 208 7 7 Total $ 19,917 $ 18,108 $ 94 $ 15,958 $ 855 $ 855 December 31, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 5,477 $ 5,477 $ 2,435 $ 3,185 $ 300 $ 300 Nonowner-occupied 384 384 100 390 19 19 Commercial and industrial 392 392 241 391 ---- ---- Consumer: Home equity 416 416 205 421 21 21 With no related allowance recorded: Residential real estate 717 717 ---- 726 31 31 Commercial real estate: Owner-occupied 3,638 3,091 ---- 3,005 178 178 Nonowner-occupied 5,078 3,632 ---- 3,572 79 79 Construction 1,001 527 ---- 522 136 136 Commercial and industrial 8,073 8,073 ---- 7,681 381 381 Total $ 25,176 $ 22,709 $ 2,981 $ 19,893 $ 1,145 $ 1,145 The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees. Nonaccrual loans and loans past due 90 The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of December 31, 2018 December 31, 2017, $134 $262, $2,375 $2,410 December 31, 2018 December 31, 2017, The following table presents the recorded investment of nonaccrual loans and loans past due 90 December 31, 2018 2017: Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2018 Residential real estate $ 19 $ 6,661 Commercial real estate: Owner-occupied ---- 470 Nonowner-occupied 362 574 Construction 66 416 Commercial and industrial 31 228 Consumer: Automobile 270 59 Home equity 91 183 Other 228 86 Total $ 1,067 $ 8,677 Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2017 Residential real estate $ 131 $ 5,906 Commercial real estate: Owner-occupied ---- 476 Nonowner-occupied ---- 2,454 Construction ---- 444 Commercial and industrial ---- 337 Consumer: Automobile 127 86 Home equity ---- 283 Other 76 126 Total $ 334 $ 10,112 The following table presents the aging of the recorded investment of past due loans by class of loans as of December 31, 2018 2017: December 31, 2018 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,369 $ 1,183 $ 1,642 $ 6,194 $ 297,885 $ 304,079 Commercial real estate: Owner-occupied 298 ---- 129 427 61,267 61,694 Nonowner-occupied 299 ---- 747 1,046 116,142 117,188 Construction 31 ---- 265 296 37,182 37,478 Commercial and industrial 428 192 110 730 112,513 113,243 Consumer: Automobile 1,287 286 289 1,862 68,364 70,226 Home equity 171 92 260 523 21,989 22,512 Other 593 291 228 1,112 49,520 50,632 Total $ 6,476 $ 2,044 $ 3,670 $ 12,190 $ 764,862 $ 777,052 December 31, 2017 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 5,383 $ 671 $ 1,673 $ 7,727 $ 301,436 $ 309,163 Commercial real estate: Owner-occupied 194 161 160 515 73,058 73,573 Nonowner-occupied 140 ---- 2,238 2,378 99,193 101,571 Construction ---- ---- 169 169 38,133 38,302 Commercial and industrial 303 243 191 737 106,352 107,089 Consumer: Automobile 1,257 346 151 1,754 66,872 68,626 Home equity 90 272 27 389 21,042 21,431 Other 865 218 76 1,159 48,405 49,564 Total $ 8,232 $ 1,911 $ 4,685 $ 14,828 $ 754,491 $ 769,319 Troubled Debt Restructurings: A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR’s are considered to be impaired. The modification of the terms of such loans included one The Company has allocated reserves for a portion of its TDR’s to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer. The following table presents the types of TDR loan modifications by class of loans as of December 31, 2018 December 31, 2017: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2018 Residential real estate: Interest only payments $ 216 $ ---- $ 216 Commercial real estate: Owner-occupied Interest only payments 968 ---- 968 Reduction of principal and interest payments 529 ---- 529 Maturity extension at lower stated rate than market rate 469 ---- 469 Credit extension at lower stated rate than market rate 402 402 Nonowner-occupied Interest only payments ---- 385 385 Rate reduction ---- 362 362 Credit extension at lower stated rate than market rate 561 ---- 561 Commercial and industrial Interest only payments 4,742 ---- 4,742 Total TDR’s $ 7,887 $ 747 $ 8,634 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2017 Residential real estate: Interest only payments $ 697 $ ---- $ 697 Commercial real estate: Owner-occupied Interest only payments 997 ---- 997 Reduction of principal and interest payments 554 ---- 554 Maturity extension at lower stated rate than market rate 1,466 ---- 1,466 Credit extension at lower stated rate than market rate 410 410 Nonowner-occupied Interest only payments 560 1,961 2,521 Rate reduction 372 ---- 372 Credit extension at lower stated rate than market rate 570 ---- 570 Commercial and industrial Interest only payments 9,154 ---- 9,154 Consumer: Home equity Maturity extension at lower stated rate than market rate ---- 201 201 Total TDR’s $ 14,780 $ 2,162 $ 16,942 At December 31, 2018, $8,308, 49.0%, 2017. $98 December 31, 2018, $94 December 31, 2017. December 31, 2018, $758 $846 December 31, 2017. There were no December 31, 2018. December 31, 2017 2016: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment December 31, 2017 Commercial real estate: Owner-occupied Interest only payments 1 $ 997 $ 997 $ ---- $ ---- Credit extension at lower stated rate than market rate 1 412 412 ---- ---- Total TDR’s 2 $ 1,409 $ 1,409 $ ---- $ ---- The troubled debt restructurings described above had no no December 31, 2017. TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment December 31, 2016 Commercial real estate: Nonowner-occupied Interest only payments 1 $ ---- $ ---- $ 226 $ 226 Credit extension at lower stated rate than market rate 1 574 574 ---- ---- Total TDR’s 2 $ 574 $ 574 $ 226 $ 226 The troubled debt restructurings described above increased the allowance for loan losses by $11 $11 December 31, 2016 During the twelve December 31, 2018, $362 90 $362 no December 31, 2018 twelve twelve December 31, 2016, one $226 $226 no December 31, 2016 twelve no December 31, 2017 twelve 90 The terms of certain other loans were modified during the years ended December 31, 2018 2017 not $28,738 December 31, 2018 $29,331 December 31, 2017. not Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 11. 8 9 11. $500. The Company uses the following definitions for its criticized Special Mention. not not may no no one The Company uses the following definitions for its classified Substandard. one may not 8 Doubtful . may may Loss . not not no not may Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not 1 7 As of December 31, 2018 December 31, 2017, December 31, 2018 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 50,474 $ 7,724 $ 3,496 $ 61,694 Nonowner-occupied 115,170 ---- 2,018 117,188 Construction 37,321 ---- 157 37,478 Commercial and industrial 92,417 6,536 14,290 113,243 Total $ 295,382 $ 14,260 $ 19,961 $ 329,603 December 31, 2017 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 64,993 $ 934 $ 7,646 $ 73,573 Nonowner-occupied 93,197 3,776 4,598 101,571 Construction 37,735 156 411 38,302 Commercial and industrial 91,097 6,058 9,934 107,089 Total $ 287,022 $ 10,924 $ 22,589 $ 320,535 The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau) but not not For residential and consumer loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on payment activity as of December 31, 2018 December 31, 2017: Consumer December 31, 2018 Automobile Home Equity Other Residential Real Estate Total Performing $ 69,897 $ 22,238 $ 50,318 $ 297,399 $ 439,852 Nonperforming 329 274 314 6,680 7,597 Total $ 70,226 $ 22,512 $ 50,632 $ 304,079 $ 447,449 Consumer December 31, 2017 Automobile Home Equity Other Residential Real Estate Total Performing $ 68,413 $ 21,148 $ 49,362 $ 303,126 $ 442,049 Nonperforming 213 283 202 6,037 6,735 Total $ 68,626 $ 21,431 $ 49,564 $ 309,163 $ 448,784 The Company, through its subsidiaries, grants residential, consumer, and commercial loans to customers located primarily in the southeastern area of Ohio as well as the western counties of West Virginia. Approximately 5.02% December 31, 2018, 4.86% December 31, 2017.

Note E - Premises and Equipment

Note E - Premises and Equipment	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	Note E - Premises and Equipment Following is a summary of premises and equipment at December 31: 2018 2017 Land $ 2,744 $ 2,641 Buildings 16,154 13,913 Leasehold improvements 1,267 1,267 Furniture and equipment 6,039 5,675 26,204 23,496 Less accumulated depreciation 11,349 10,215 Total premises and equipment $ 14,855 $ 13,281 The following is a summary of the future minimum operating lease payments for facilities leased by the Company. Operating lease expense was $315 2018, $344 2017, $464 2016. 2019 $ 266 2020 166 2021 121 2022 83 2023 29 Thereafter ---- $ 665

Note F - Goodwill and Intangibl

Note F - Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note F – Goodwill and Intangible Assets Goodwill: 2018 2017 2016 Beginning of year $ 7,371 $ 7,801 $ 1,267 Acquired goodwill ---- ---- 6,534 Impairment ---- ---- ---- Finalization of Milton acquisition accounting ---- (430 ) ---- End of year $ 7,371 $ 7,371 $ 7,801 Impairment exists when a reporting unit’s carrying value of goodwill exceeds its fair value. At December 31, 2018 2017, not not no not one Acquired intangible assets: 2018 2017 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Amortized intangible assets: Core deposit intangibles $ 738 $ 359 $ 738 $ 224 Aggregate amortization expense was $135 2018, $156 2017and $68 2016. Estimated amortization expense for each of the next five 2019 $ 114 2020 94 2021 74 2022 53 2023 32 Thereafter 12 Total $ 379

Note G - Deposits

Note G - Deposits	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note G - Deposits Following is a summary of interest-bearing deposits at December 31: 2018 2017 NOW accounts $ 155,166 $ 158,650 Savings and Money Market 237,868 241,018 Time: In denominations of $250,000 or less 178,736 181,690 In denominations of more than $250,000 37,113 21,711 Total time deposits 215,849 203,401 Total interest-bearing deposits $ 608,883 $ 603,069 Following is a summary of total time deposits by remaining maturity at December 31, 2018: 2019 $ 107,432 2020 60,025 2021 24,396 2022 17,901 2023 5,633 Thereafter 462 Total $ 215,849 Brokered deposits, included in time deposits, were $30,838 $34,363 December 31, 2018 2017,

Note H - Interest Rate Swaps

Note H - Interest Rate Swaps	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note H - Interest Rate Swaps The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities. The Company utilizes interest rate swap agreements as part of its asset/liability management strategy to help manage its interest rate risk position. As part of this strategy, the Company provides its customer with a fixed-rate loan while creating a variable-rate asset for the Company by the customer entering into an interest rate swap with the Company on terms that match the loan. The Company offsets its risk exposure by entering into an offsetting interest rate swap with an unaffiliated institution. These interest rate swaps do not December 31, 2018, $9,219 $101. $7,234 $59 December 31, 2017. not third $350 December 31, 2018 December 31, 2017.

Note I - Other Borrowed Funds

Note I - Other Borrowed Funds	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	Note I - Other Borrowed Funds Other borrowed funds at December 31, 2018 2017 December 31, 2017, $29 FHLB Borrowings Promissory Notes Totals 2018 $ 33,434 $ 6,279 $ 39,713 2017 $ 28,625 $ 7,324 $ 35,949 Pursuant to collateral agreements with the FHLB, advances are secured by $294,575 $68,979 $5,365 December 31, 2018. $33,434 2042 1.53% 3.31% 2.36% 2.15% December 31, 2018 2017, no December 31, 2018. At December 31, 2018, $80,000 90 $80,000 December 31, 2018. Based on the Company’s current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $233,432 December 31, 2018. $233,432, $148,298 $80,000 Promissory notes, issued primarily by Ohio Valley, are due at various dates through a final maturity date of May 1, 2023, 1.50% 4.09% 2.83% December 31, 2018, 2.77% December 31, 2017. December 31, 2018, eight $3,558. $2,451 December 31, 2018. Letters of credit issued on the Bank’s behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $51,700 December 31, 2018 $60,000 December 31, 2017. Scheduled principal payments over the next five FHLB Borrowings Promissory Notes Totals 2019 $ 4,018 $ 3,290 $ 7,308 2020 3,380 1,599 4,979 2021 3,000 565 3,565 2022 2,842 588 3,430 2023 2,704 237 2,941 Thereafter 17,490 ---- 17,490 $ 33,434 $ 6,279 $ 39,713

Note J - Subordinated Debenture

Note J - Subordinated Debentures and Trust Preferred Securities	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	Note J - Subordinated Debentures and Trust Preferred Securities On March 22, 2007, $8,500 6.58% five March 15, 2012, 3 1.68%. 4.47% December 31, 2018 3.27% December 31, 2017. no no June 15, 2037. Under the provisions of the related indenture agreements, the interest payable on the trust preferred securities is deferrable for up to five not not not may 1

Note K - Income Taxes

Note K - Income Taxes	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note K - Income Taxes On December 22, 2017, 21% January 1, 2018. 2017 $1.8 The provision for income taxes consists of the following components: 2018 2017 2016 Current tax expense $ 2,389 $ 2,579 $ 2,645 Deferred tax (benefit) expense (134 ) 1,907 (725 ) Total income taxes $ 2,255 $ 4,486 $ 1,920 The source of deferred tax assets and deferred tax liabilities at December 31: 2018 2017 Items giving rise to deferred tax assets: Allowance for loan losses $ 1,463 $ 1,631 Unrealized loss on securities available for sale 568 279 Deferred compensation 1,580 1,466 Deferred loan fees/costs 119 130 Other real estate owned 434 377 Accrued bonus 280 234 Purchase accounting adjustments 61 56 Net operating loss 132 148 Other 257 212 Items giving rise to deferred tax liabilities: Mortgage servicing rights (80 ) (78 ) FHLB stock dividends (676 ) (676 ) Prepaid expenses (191 ) (149 ) Depreciation and amortization (656 ) (627 ) Other (3 ) (3 ) Net deferred tax asset $ 3,288 $ 3,000 The Company determined that it was not At December 31, 2018, 382 $629, 2026. The difference between the financial statement tax provision and amounts computed by applying the statutory federal income tax rate of 21% 2018 34% 2017 2016 2018 2017 2016 Statutory tax $ 2,982 $ 4,078 $ 3,006 Effect of nontaxable interest (352 ) (514 ) (433 ) Effect of nontaxable insurance premiums (218 ) (303 ) (340 ) Income from bank owned insurance, net (142 ) (230 ) (239 ) Effect of postretirement benefits 20 (78 ) (19 ) Effect of nontaxable life insurance death proceeds ---- (175 ) ---- Impact from TCJA ---- 1,783 ---- Effect of state income tax 33 70 64 Tax credits (217 ) (191 ) (211 ) Milton Merger Costs ---- 4 73 Other items 149 42 19 Total income taxes $ 2,255 $ 4,486 $ 1,920 At December 31, 2018 December 31, 2017, no not twelve third 2018, no not The Company is subject to U.S. federal income tax as well as West Virginia state income tax. The Company is no 2015. 2015 2017

Note L - Commitments and Contin

Note L - Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note L - Commitments and Contingent Liabilities The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. Following is a summary of such commitments at December 31: 2018 2017 Fixed rate $ 121 $ 96 Variable rate 66,580 64,624 Standby letters of credit 4,325 4,139 At December 31, 2018, 3.75% 7.00% 15 30 Commitments to extend credit are agreements to lend to a customer as long as there is no may third not may During the years covered by these consolidated financial statements, the Company participated as a facilitator of tax refunds pursuant to a clearing agreement with a third third 2018, third There are various contingent liabilities that are not not

Note M - Related Party Transact

Note M - Related Party Transactions	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	Note M - Related Party Transactions Certain directors, executive officers and companies with which they are affiliated were loan customers during 2018. $120 Total loans at January 1, 2018 $ 8,619 New loans 77 Repayments (4,860 ) Other changes (162 ) Total loans at December 31, 2018 $ 3,674 Other changes include adjustments for loans applicable to one Deposits from principal officers, directors, and their affiliates at year-end 2018 2017 $52,877 $44,877. $3,558 2018 $3,593 2017. 1.25% 2.85%, 12 36

Note N - Employee Benefits

Note N - Employee Benefits	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	Note N - Employee Benefits The Bank has a profit-sharing plan for the benefit of its employees and their beneficiaries. Contributions to the plan are determined by the Board of Directors of Ohio Valley. Contributions charged to expense were $352, $340, $290 2018, 2017 2016. Ohio Valley maintains an Employee Stock Ownership Plan (ESOP) covering substantially all employees of the Company. Ohio Valley issues shares to the ESOP, purchased by the ESOP with subsidiary cash contributions, which are allocated to ESOP participants based on relative compensation. The total number of shares held by the ESOP, all of which have been allocated to participant accounts, were 360,669 361,584 December 31, 2018 2017. Years ended December 31 2018 2017 2016 Number of shares issued 7,294 15,118 24,572 Fair value of stock contributed $ 295 $ 428 $ 575 Cash contributed 500 250 ---- Total expense $ 795 $ 678 $ 575 Life insurance contracts with a cash surrender value of $27,312 $2,080 December 31, 2018 $7,267 $6,740 December 31, 2018 2017. three $602, $490, $399. $2,873 December 31, 2018 $2,776 December 31, 2017. During 2017, $2,107 two $1,993 two $3,586 $514 $1,993 not 2017 December 31, 2017.

Note O - Fair Value of Financia

Note O - Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note O - Fair Value of Financial Instruments Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 not Level 3: The following is a description of the Company’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis: Securities: 1 not 2 not 3 Impaired Loans: may 3 may 3 Other Real Estate Owned: may 3 2 Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics. On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%. Interest Rate Swap Agreements: 2 Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at December 31, 2018, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 16,630 ---- Agency mortgage-backed securities, residential ---- 85,534 ---- Interest rate swap derivatives ---- 101 ---- Interest rate swap derivatives ---- (101 ) ---- Fair Value Measurements at December 31, 2017, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 13,473 ---- Agency mortgage-backed securities, residential ---- 87,652 ---- Interest rate swap derivatives ---- 59 ---- Interest rate swap derivatives ---- (59 ) ---- There were no 1 2 2018 2017. Assets and Liabilities Measured on a Nonrecurring Basis Assets and liabilities measured at fair value on a nonrecurring basis are summarized below: Fair Value Measurements at December 31, 2018, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied $ ---- $ ---- $ 264 Other real estate owned: Commercial real estate: Construction ---- 228 ---- Fair Value Measurements at December 31, 2017, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Residential real estate ---- ---- $ 756 Commercial real estate: Nonowner-occupied ---- ---- 216 Other real estate owned: Commercial real estate: Construction ---- ---- 822 At December 31, 2018, $362, $98, $4 December 31, 2018, no December 31, 2017, $972, no no December 31, 2017, no Other real estate owned that was measured at fair value less costs to sell at December 31, 2018 $228, $2,217, $1,989 December 31, 2018. $594 2018. December 31, 2017 $822, $2,217, $1,395 December 31, 2017. $68 2017. The following table presents quantitative information about Level 3 December 31, 2018 December 31, 2017: December 31, 2018 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 264 Sales approach Adjustment to comparables 6.8% to 66.7% 18.0% December 31, 2017 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Residential real estate $ 756 Sales approach Adjustment to comparables 1.3% to 55.9% 32.9% Commercial real estate: Nonowner-occupied 216 Sales approach Adjustment to comparables 1.6% to 50% 26.7% Other real estate owned: Commercial real estate: Construction 822 Sales approach Adjustment to comparables 5% to 40% 18.1% The carrying amounts and estimated fair values of financial instruments at December 31, 2018 December 31, 2017 Fair Value Measurements at December 31, 2018 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 71,180 $ 71,180 $ ---- $ ---- $ 71,180 Certificates of deposit in financial institutions 2,065 ---- 2,065 ---- 2,065 Securities available for sale 102,164 ---- 102,164 ---- 102,164 Securities held to maturity 15,816 ---- 7,625 8,609 16,234 Loans, net 770,324 ---- ---- 766,784 766,784 Accrued interest receivable 2,638 ---- 312 2,326 2,638 Financial Liabilities: Deposits 846,704 237,821 607,593 ---- 845,414 Other borrowed funds 39,713 ---- 37,644 ---- 37,644 Subordinated debentures 8,500 ---- 7,054 ---- 7,054 Accrued interest payable 1,255 3 1,252 ---- 1,255 Fair Value Measurements at December 31, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 74,573 $ 74,573 $ ---- $ ---- $ 74,573 Certificates of deposit in financial institutions 1,820 ---- 1,820 ---- 1,820 Securities available for sale 101,125 ---- 101,125 ---- 101,125 Securities held to maturity 17,581 ---- 9,020 9,059 18,079 Loans, net 761,820 ---- ---- 760,746 760,746 Accrued interest receivable 2,503 ---- 268 2,235 2,503 Financial Liabilities: Deposits 856,724 253,655 602,268 ---- 855,923 Other borrowed funds 35,949 ---- 34,810 ---- 34,810 Subordinated debentures 8,500 ---- 6,678 ---- 6,678 Accrued interest payable 792 4 788 ---- 792 The methods and assumptions, not Loans December 31, 2018 2016 01, 3 December 31, 2017 3 Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not one no

Note P - Regulatory Matters

Note P - Regulatory Matters	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note P - Regulatory Matters Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The final rules implementing Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (Basel III rules) became effective for the Company and the Bank on January 1, 2015 January 1, 2019. 1 4.5% 2.5% January 1, 2016 0.625%, January 1 four January 1, 2019 2.5%. 2018 2017, 1.875% 1.25%, 1 4.0% 6.0%, 4.0% 1 Prompt corrective action regulations applicable to insured depository institutions provide five not 2018 2017, not not September 2018, $3 December 31, 2018, not The following table summarizes the capital ratios (excluding the capital conservation buffer) of the Company and the Bank. The minimums for the Company are those that would have been required if the Company was not Actual Minimum Regulatory Minimum To Be Well 2018 Amount Ratio Capital Ratio Capitalized (1) Total capital (to risk weighted assets) Consolidated $ 127,487 17.7 % 8.0% 10.0% Bank 114,947 16.2 8.0 10.0 Common equity Tier 1 capital (to risk weighted assets) Consolidated 112,259 15.6 4.5 N/A Bank 108,547 15.3 4.5 6.5 Tier 1 capital (to risk weighted assets) Consolidated 120,759 16.7 6.0 6.0 Bank 108,547 15.3 6.0 8.0 Tier 1 capital (to average assets) Consolidated 120,759 11.8 4.0 N/A Bank 108,547 10.7 4.0 5.0 Actual Minimum Regulatory Minimum To Be Well 2017 Amount Ratio Capital Ratio Capitalized ( 1) Total capital (to risk weighted assets) Consolidated $ 118,456 16.6 % 8.0% 10.0% Bank 107,929 15.3 8.0 10.0 Common equity Tier 1 capital (to risk weighted assets) Consolidated 102,457 14.3 4.5 N/A Bank 100,759 14.3 4.5 6.5 Tier 1 capital (to risk weighted assets) Consolidated 110,957 15.5 6.0 6.0 Bank 100,759 14.3 6.0 8.0 Tier 1 capital (to average assets) Consolidated 110,957 11.0 4.0 N/A Bank 100,759 10.1 4.0 5.0 ( 1 For the Company, these amounts would be required for the Company to engage in activities permissible only for a bank holding company that meets the financial holding company requirements if the Company were not Dividends paid by the subsidiaries are the primary source of funds available to Ohio Valley for payment of dividends to shareholders and for other working capital needs. The payment of dividends by the subsidiaries to Ohio Valley is subject to restrictions by regulatory authorities and state law. These restrictions generally limit dividends to the current and prior two 90% January 1, 2019 $12,480 not may

Note Q - Parent Company Only Co

Note Q - Parent Company Only Condensed Financial Information	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	Note Q - Parent Company Only Condensed Financial Information Below is condensed financial information of Ohio Valley. In this information, Ohio Valley’s investment in its subsidiaries is stated at cost plus equity in undistributed earnings of the subsidiaries since acquisition. This information should be read in conjunction with the consolidated financial statements of the Company. CONDENSED STATEMENTS OF CONDITION Years ended December 31: Assets 2018 2017 Cash and cash equivalents $ 4,032 $ 3,292 Investment in subsidiaries 126,059 118,775 Notes receivable – subsidiaries 3,000 3,320 Other assets 93 67 Total assets $ 133,184 $ 125,454 Liabilities Notes payable $ 6,279 $ 7,324 Subordinated debentures 8,500 8,500 Other liabilities 531 269 Total liabilities 15,310 16,093 Shareholders’ Equity Total shareholders’ equity 117,874 109,361 Total liabilities and shareholders’ equity $ 133,184 $ 125,454 CONDENSED STATEMENTS OF INCOME Years ended December 31: Income: 2018 2017 2016 Interest on notes $ 53 $ 51 $ 52 Dividends from subsidiaries 4,225 4,400 6,900 Expenses: Interest on notes 185 211 136 Interest on subordinated debentures 330 248 204 Operating expenses 351 332 667 Income before income taxes and equity in undistributed earnings of subsidiaries.. 3,412 3,660 5,945 Income tax benefit 164 244 256 Equity in undistributed earnings of subsidiaries 8,368 3,605 719 Net Income $ 11,944 $ 7,509 $ 6,920 Comprehensive Income $ 10,860 $ 7,622 $ 5,624 CONDENSED STATEMENTS OF CASH FLOWS Years ended December 31: Cash flows from operating activities: 2018 2017 2016 Net Income $ 11,944 $ 7,509 $ 6,920 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed earnings of subsidiaries (8,368 ) (3,605 ) (719 ) Common stock issued to ESOP 295 428 575 Change in other assets (26 ) (15 ) 11 Change in other liabilities 262 (97 ) 318 Net cash provided by operating activities 4,107 4,220 7,105 Cash flows from investing activities: Cash paid for Milton Bancorp, Inc. acquisition ---- ---- (7,431 ) Change in notes receivable 320 100 461 Net cash provided by (used in) investing activities 320 100 (6,970 ) Cash flows from financing activities: Change in notes payable (1,045 ) (558 ) 3,964 Proceeds from common stock through dividend reinvestment 1,325 715 ---- Cash dividends paid (3,967 ) (3,932 ) (3,585 ) Net cash provided by (used in) financing activities (3,687 ) (3,775 ) 379 Cash and cash equivalents: Change in cash and cash equivalents 740 545 514 Cash and cash equivalents at beginning of year 3,292 2,747 2,233 Cash and cash equivalents at end of year $ 4,032 $ 3,292 $ 2,747

Note R - Segment Information

Note R - Segment Information	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	Note R - Segment Information The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company’s total revenues, totaled 92.9%, 92.7%, 91.6% December 31, 2018, 2017 2016, The accounting policies used for the Company’s reportable segments are the same as those described in Note A - Summary of Significant Accounting Policies. Income taxes are allocated based on income before tax expense. All goodwill is in the Banking segment. Segment information is as follows: Year Ended December 31, 2018 Banking Consumer Finance Total Company Net interest income $ 40,380 $ 3,346 $ 43,726 Provision expense 850 189 1,039 Noninterest income 8,243 695 8,938 Noninterest expense 34,841 2,585 37,426 Tax expense 1,990 265 2,255 Net income 10,942 1,002 11,944 Assets 1,017,902 12,591 1,030,493 Year Ended December 31, 2017 Banking Consumer Finance Total Company Net interest income $ 38,366 $ 3,367 $ 41,733 Provision expense 2,415 149 2,564 Noninterest income 8,834 601 9,435 Noninterest expense 34,079 2,530 36,609 Tax expense 3,973 513 4,486 Net income 6,733 776 7,509 Assets 1,013,386 12,904 1,026,290 Year Ended December 31, 2016 Banking Consumer Finance Total Company Net interest income $ 33,019 $ 3,307 $ 36,326 Provision expense 2,665 161 2,826 Noninterest income 7,589 650 8,239 Noninterest expense 30,257 2,642 32,899 Tax expense 1,530 390 1,920 Net income 6,156 764 6,920 Assets 941,907 12,733 954,640

Note S - Consolidated Quarterly

Note S - Consolidated Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Quarterly Financial Information [Text Block]	Note S - Consolidated Quarterly Financial Information Quarters Ended Mar. 31 Jun. 30 Sept. 30 Dec. 31 201 8 Total interest income $ 12,709 $ 11,938 $ 12,181 $ 12,369 Total interest expense 1,199 1,298 1,418 1,556 Net interest income 11,510 10,640 10,763 10,813 Provision for loan losses ( 1 ) 756 (23 ) 962 (656 ) Noninterest income ( 3 ) 3,076 2,538 1,927 1,397 Noninterest expense 9,808 9,674 9,761 8,183 Net income 3,366 2,976 1,746 3,856 Earnings per share $ 0.71 $ 0.63 $ 0.37 $ 0.82 201 7 Total interest income $ 11,738 $ 10,989 $ 11,317 $ 11,664 Total interest expense 873 918 1,049 1,135 Net interest income 10,865 10,071 10,268 10,529 Provision for loan losses ( 2 ) 145 175 1,601 643 Noninterest income ( 3 ) 3,113 2,112 2,282 1,928 Noninterest expense 9,375 9,876 9,222 8,136 Net income 3,217 1,741 1,653 898 Earnings per share $ 0.69 $ 0.37 $ 0.35 $ 0.19 ( 1 second fourth 2018, ( 2 third 2017, ( 3 third first

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2018
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Description of Business: 1956. one one The Company provides a full range of commercial and retail banking services from 25 The Bank’s trust department provides a wide variety of fiduciary services for trusts, estates and benefit plans and also provides investment and security services as an agent for its customers.
Consolidation, Policy [Policy Text Block]	Principles of Consolidation:
Segment Reporting, Policy [Policy Text Block]	Industry Segment Information: two
Use of Estimates, Policy [Policy Text Block]	Use of Estimates:
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents: 90 one
Certificates of Deposit in Financial Institutions [Policy Text Block]	Certificates of deposit in financial institutions: 90 September 27, 2021.
Marketable Securities, Policy [Policy Text Block]	Securities: not Premium amortization is deducted from, and discount accretion is added to, interest income on securities using the level yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses are recognized upon the sale of specific identified securities on the completed trade date.
Other-Than-Temporary Impairment, Policy [Policy Text Block]	Other-Than-Temporary Impairments of Securities: 1 2 3 4 not When an OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not not not not not
Investment, Policy [Policy Text Block]	Restricted Investments in Bank Stocks : may not
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Loans: not Interest income is discontinued and the loan moved to non-accrual status when full loan repayment is in doubt, typically when the loan is impaired or payments are past due 90 90 All interest accrued but not The Bank also originates long-term, fixed-rate mortgage loans, with full intention of being sold to the secondary market. These loans are considered held for sale during the period of time after the principal has been advanced to the borrower by the Bank, but before the Bank has been reimbursed by the Federal Home Loan Mortgage Corporation, typically within a few business days. As of December 31, 2018, $108, no December 31, 2017.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses: may The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and for which the borrower is experiencing financial difficulties are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Commercial and commercial real estate loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Smaller balance homogeneous loans, such as consumer and most residential real estate, are collectively evaluated for impairment, and accordingly, they are not The general component covers non-impaired loans and impaired loans that are not 3 5 Commercial and industrial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial and industrial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. The Company’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not may Commercial real estate consists of nonfarm, nonresidential loans secured by owner-occupied and nonowner-occupied commercial real estate as well as commercial construction loans. An owner-occupied loan relates to a borrower purchased building or space for which the repayment of principal is dependent upon cash flows from the ongoing business operations conducted by the party, or an affiliate of the party, who owns the property. Owner-occupied loans that are dependent on cash flows from operations can be adversely affected by current market conditions for their product or service. A nonowner-occupied loan is a property loan for which the repayment of principal is dependent upon rental income associated with the property or the subsequent sale of the property. Nonowner-occupied loans that are dependent upon rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial construction loans consist of borrowings to purchase and develop raw land into 1 4 third may may Residential real estate loans consist of loans to individuals for the purchase of 1 4 Consumer loans are comprised of loans to individuals secured by automobiles, open-end home equity loans and other loans to individuals for household, family, and other personal expenditures, both secured and unsecured. These loans typically have maturities of 6 may At December 31, 2018, no
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentrations of Credit Risk: The following represents the composition of the Company’s loan portfolio as of December 31: % of Total Loans 2018 2017 Residential real estate loans 39.13 % 40.19 % Commercial real estate loans 27.84 % 27.74 % Consumer loans 18.46 % 18.15 % Commercial and industrial loans 14.57 % 13.92 % 100.00 % 100.00 % Approximately 5.02% December 31, 2018, 4.86% December 31, 2017. The Bank, in the normal course of its operations, conducts business with correspondent financial institutions. Balances in correspondent accounts, investments in federal funds, certificates of deposit and other short-term securities are closely monitored to ensure that prudent levels of credit and liquidity risks are maintained. At December 31, 2018, $56,071
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment: 3 8 7 39
Real Estate, Policy [Policy Text Block]	Foreclosed assets: $430 $1,574 December 31, 2018 2017.
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill: not December 31 not no
Impairment or Disposal of Long-Lived Assets, Policy [Policy Text Block]	Long-term Assets: may not
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Mortgage Servicing Rights: no may December 31, 2018 2017, $368 $360,
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Share: 4,725,971 2018; 4,685,067 2017; 4,351,748 2016. no no
Income Tax, Policy [Policy Text Block]	Income Taxes: December 22, 2017, 34% 21% January 1, 2018. 21% fourth 2017. A tax position is recognized as a benefit only if it is “more likely than not” 50% not not” no
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income:
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies: not
Bank Owned Life Insurance and Annuity Assets [Policy Text Block]	Bank Owned Life Insurance and Annuity Assets
Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]	Employee Stock Ownership Plan:
Dividend Reinvestment Plan, Policy [Policy Text Block]	Dividend Reinvestment Plan:
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments:
Dividend Restrictions [Policy Text Block]	Dividend Restrictions: may
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]	Restrictions on Cash : third $60,167 $61,915 2018 2017. third not
Derivatives, Policy [Policy Text Block]	Derivatives: one three three 1 2 3 no Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not At December 31, 2018 2017,
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments:
Reclassification, Policy [Policy Text Block]	Reclassifications: 2017 2016 2018. no
New Accounting Pronouncements, Policy [Policy Text Block]	Adoption of New Accounting Standards: May 2014, No. 2014 09, January 1, 2018 606” 606 five not 606 December 31, 2017, no no 2018. In January 2016, No. 2016 01, December 15, 2017, 1 2 3 4 No. 2016 01 January 1, 2018 not In August 2016, 2016 15, 230 eight not December 15, 2017, 2016 15 January 1, 2018, no In February 2018, 2018 02, December, 22, 2017. December 15, 2018, April 1, 2018. $173 June 30, 2018 10 Revenue Recognition: No. 2014 09, 606 five not 606. 606 not 606 606 606, ● Service charges on deposit accounts ● Trust fees ● Electronic refund check/deposit fees third ● Debit/credit card interchange income ● Gain (loss) on other real estate owned All of the Company’s revenue from contracts with customers within the scope of ASC 606 no Accounting Guidance to be Adopted in Future Periods: February 2016, 2016 02, 1 2 606, 2018 11, first 2019 $1,484 In June 2016, No. 2016 13, 2016 13 December 15, 2019. December 15, 2018. one first In March 2017, No. 2017 08, not December 15, 2018. not

Note A - Summary of Significa_2

Note A - Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Composition of Loan Portfolio [Table Text Block ]	<table border="0" cellpadding="0" cellspacing="0" style="margin-right: 10%; margin-left: 10%; font-size: 10pt; font-family: "Times New Roman", Times, serif; text-indent: 0px; min-; min-width: 700px;"> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td> <td colspan="6" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">% of Total Loans</div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">2018</div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">2017</div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; width: 62%;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Residential real estate loans</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">39.13</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">40.19</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%</div> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Commercial real estate loans</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">27.84</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">27.74</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%</div> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Consumer loans</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">18.46</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">18.15</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%</div> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Commercial and industrial loans</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">14.57</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">13.92</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%</div> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">100.00</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:right;">%</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 16%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">100.00</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%</div> </td> </tr> </table></div>" id="sjs-B4">&lt;div style="display: inline; font-family: times new roman; font-size: 10pt">&lt;table border="0" cellpadding="0" cellspacing="0" style="margin-right: 10%; margin-left: 10%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; min-; min-width: 700px;"> &lt;tr style="vertical-align: bottom;"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;">&nbsp;&lt;/td> &lt;td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">% of Total Loans&lt;/div> &lt;/td> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;">&nbsp;&lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom;"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">2018&lt;/div> &lt;/td> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;">&nbsp;&lt;/td> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">2017&lt;/div> &lt;/td> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;">&nbsp;&lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Residential real estate loans&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">39.13&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">40.19&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%&lt;/div> &lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Commercial real estate loans&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">27.84&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">27.74&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%&lt;/div> &lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Consumer loans&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">18.46&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">18.15&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%&lt;/div> &lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Commercial and industrial loans&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">14.57&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">13.92&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%&lt;/div> &lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">100.00&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:right;">%&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;&lt;/td> &lt;td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">100.00&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> &lt;div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;">%&lt;/div> &lt;/td> &lt;/tr> &lt;/table>&lt;/div>

Note B - Business Combinations

Note B - Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Consideration: Cash $ 7,431 Equity instruments 11,444 Fair value of total consideration transferred $ 18,875 Recognized amounts of identifiable assets acquired and liabilities assumed: Cash and cash equivalents $ 9,201 Securities 5,868 Restricted investments in bank stock 364 Loans 112,479 Premises and equipment 1,826 Other real estate owned 641 Bank owned life insurance 272 Core deposit intangible asset 738 Other assets 612 Total assets acquired 132,001 Deposits 119,669 Other liabilities (9 ) Total liabilities assumed 119,660 Total identifiable net assets 12,341 Goodwill 6,534 $ 18,875

Note C - Securities (Tables)

Note C - Securities (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Available-for-sale Securities [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities Available for Sale December 31, 2018 U.S. Government sponsored entity securities $ 16,837 $ 8 $ (215 ) $ 16,630 Agency mortgage-backed securities, residential 88,030 92 (2,588 ) 85,534 Total securities $ 104,867 $ 100 $ (2,803 ) $ 102,164 December 31, 201 7 U.S. Government sponsored entity securities $ 13,622 $ ---- $ (149 ) $ 13,473 Agency mortgage-backed securities, residential 88,833 300 (1,481 ) 87,652 Total securities $ 102,455 $ 300 $ (1,630 ) $ 101,125
Debt Securities, Held-to-maturity [Table Text Block]	Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value Securities Held to Maturity December 31, 2018 Obligations of states and political subdivisions $ 15,813 $ 502 $ (84 ) $ 16,231 Agency mortgage-backed securities, residential 3 ---- ---- 3 Total securities $ 15,816 $ 502 $ (84 ) $ 16,234 December 31, 201 7 Obligations of states and political subdivisions $ 17,577 $ 533 $ (35 ) $ 18,075 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 17,581 $ 533 $ (35 ) $ 18,079
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ ---- $ ---- $ 926 $ 931 Due in one to five years 16,837 16,630 6,884 7,052 Due in five to ten years ---- ---- 8,003 8,248 Due after ten years ---- ---- ---- ---- Agency mortgage-backed securities, residential 88,030 85,534 3 3 Total debt securities $ 104,867 $ 102,164 $ 15,816 $ 16,234
Schedule of Unrealized Loss on Investments [Table Text Block]	December 31, 201 8 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 1,981 $ (1 ) $ 8,679 $ (214 ) $ 10,660 $ (215 ) Agency mortgage-backed securities, residential 8,564 (43 ) 62,619 (2,545 ) 71,183 (2,588 ) Total available for sale $ 10,545 $ (44 ) $ 71,298 $ (2,759 ) $ 81,843 $ (2,803 ) December 31, 201 7 Less than 12 Months 12 Months or More Total Securities Available for Sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government sponsored entity securities $ 6,910 $ (97 ) $ 6,563 $ (52 ) $ 13,473 $ (149 ) Agency mortgage-backed securities, residential 37,421 (434 ) 31,763 (1,047 ) 69,184 (1,481 ) Total available for sale $ 44,331 $ (531 ) $ 38,326 $ (1,099 ) $ 82,657 $ (1,630 )
Held-to-maturity Securities [Member]
Notes Tables
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 484 $ (3 ) $ 1,312 $ (81 ) $ 1,796 $ (84 ) Total held to maturity $ 484 $ (3 ) $ 1,312 $ (81 ) $ 1,796 $ (84 ) Less than 12 Months 12 Months or More Total Securities Held to Maturity Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Obligations of states and political subdivisions $ 362 $ (2 ) $ 1,502 $ (33 ) $ 1,864 $ (35 ) Total held to maturity $ 362 $ (2 ) $ 1,502 $ (33 ) $ 1,864 $ (35 )

Note D - Loans and Allowance _2

Note D - Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	2018 2017 Residential real estate $ 304,079 $ 309,163 Commercial real estate: Owner-occupied 61,694 73,573 Nonowner-occupied 117,188 101,571 Construction 37,478 38,302 Commercial and industrial 113,243 107,089 Consumer: Automobile 70,226 68,626 Home equity 22,512 21,431 Other 50,632 49,564 777,052 769,319 Less: Allowance for loan losses (6,728 ) (7,499 ) Loans, net $ 770,324 $ 761,820
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	December 31, 2018 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,470 $ 2,978 $ 1,024 $ 2,027 $ 7,499 Provision for loan losses 772 (1,311 ) (80 ) 1,658 1,039 Loans charged off (874 ) (4 ) (208 ) (2,514 ) (3,600 ) Recoveries 215 523 327 725 1,790 Total ending allowance balance $ 1,583 $ 2,186 $ 1,063 $ 1,896 $ 6,728 December 31, 2017 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Provision for loan losses 1,016 (632 ) 658 1,522 2,564 Loans charged off (745 ) (1,067 ) (627 ) (1,642 ) (4,081 ) Recoveries 260 362 86 609 1,317 Total ending allowance balance $ 1,470 $ 2,978 $ 1,024 $ 2,027 $ 7,499 December 31, 2016 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses (63 ) 2,287 (1,112 ) 1,714 2,826 Loans charged off (384 ) (63 ) (586 ) (2,170 ) (3,203 ) Recoveries 299 132 16 981 1,428 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699
Allowance For Loan Losses And The Recorded Investment Of Loans [Table Text Block]	December 31, 2018 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 98 $ ---- $ ---- $ 98 Collectively evaluated for impairment 1,583 2,088 1,063 1,896 6,630 Total ending allowance balance $ 1,583 $ 2,186 $ 1,063 $ 1,896 $ 6,728 Loans: Loans individually evaluated for impairment $ 1,667 $ 3,835 $ 7,116 $ ---- $ 12,618 Loans collectively evaluated for impairment 302,412 212,525 106,127 143,370 764,434 Total ending loans balance $ 304,079 $ 216,360 $ 113,243 $ 143,370 $ 777,052 December 31, 2017 Residential Real Estate Commercial Real Estate Commercial & Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 94 $ ---- $ ---- $ 94 Collectively evaluated for impairment 1,470 2,884 1,024 2,027 7,405 Total ending allowance balance $ 1,470 $ 2,978 $ 1,024 $ 2,027 $ 7,499 Loans: Loans individually evaluated for impairment $ 1,420 $ 7,333 $ 9,154 $ 201 $ 18,108 Loans collectively evaluated for impairment 307,743 206,113 97,935 139,420 751,211 Total ending loans balance $ 309,163 $ 213,446 $ 107,089 $ 139,621 $ 769,319
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	December 31, 2018 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Nonowner-occupied $ 362 $ 362 $ 98 $ 367 $ 15 $ 15 With no related allowance recorded: Residential real estate 1,667 1,667 ---- 511 101 101 Commercial real estate: Owner-occupied 2,527 2,527 ---- 2,475 141 141 Nonowner-occupied 2,368 946 ---- 1,912 57 57 Construction 336 ---- ---- ---- 20 20 Commercial and industrial 7,116 7,116 ---- 5,802 414 414 Total $ 14,376 $ 12,618 $ 98 $ 11,067 $ 748 $ 748 December 31, 2017 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Nonowner-occupied $ 372 $ 372 $ 94 $ 378 $ 17 $ 17 With no related allowance recorded: Residential real estate 1,420 1,420 ---- 851 66 66 Commercial real estate: Owner-occupied 3,427 3,427 ---- 2,456 184 184 Nonowner-occupied 4,989 3,534 ---- 3,521 81 81 Construction 352 ---- ---- ---- 19 19 Commercial and industrial 9,154 9,154 ---- 8,544 481 481 Consumer: Home equity 203 201 ---- 208 7 7 Total $ 19,917 $ 18,108 $ 94 $ 15,958 $ 855 $ 855 December 31, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 5,477 $ 5,477 $ 2,435 $ 3,185 $ 300 $ 300 Nonowner-occupied 384 384 100 390 19 19 Commercial and industrial 392 392 241 391 ---- ---- Consumer: Home equity 416 416 205 421 21 21 With no related allowance recorded: Residential real estate 717 717 ---- 726 31 31 Commercial real estate: Owner-occupied 3,638 3,091 ---- 3,005 178 178 Nonowner-occupied 5,078 3,632 ---- 3,572 79 79 Construction 1,001 527 ---- 522 136 136 Commercial and industrial 8,073 8,073 ---- 7,681 381 381 Total $ 25,176 $ 22,709 $ 2,981 $ 19,893 $ 1,145 $ 1,145
Schedule of Recorded Investment In Nonaccrual Loans [Table Text Block]	Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2018 Residential real estate $ 19 $ 6,661 Commercial real estate: Owner-occupied ---- 470 Nonowner-occupied 362 574 Construction 66 416 Commercial and industrial 31 228 Consumer: Automobile 270 59 Home equity 91 183 Other 228 86 Total $ 1,067 $ 8,677 Loans Past Due 90 Days And Still Accruing Nonaccrual December 31, 2017 Residential real estate $ 131 $ 5,906 Commercial real estate: Owner-occupied ---- 476 Nonowner-occupied ---- 2,454 Construction ---- 444 Commercial and industrial ---- 337 Consumer: Automobile 127 86 Home equity ---- 283 Other 76 126 Total $ 334 $ 10,112
Past Due Financing Receivables [Table Text Block]	December 31, 2018 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,369 $ 1,183 $ 1,642 $ 6,194 $ 297,885 $ 304,079 Commercial real estate: Owner-occupied 298 ---- 129 427 61,267 61,694 Nonowner-occupied 299 ---- 747 1,046 116,142 117,188 Construction 31 ---- 265 296 37,182 37,478 Commercial and industrial 428 192 110 730 112,513 113,243 Consumer: Automobile 1,287 286 289 1,862 68,364 70,226 Home equity 171 92 260 523 21,989 22,512 Other 593 291 228 1,112 49,520 50,632 Total $ 6,476 $ 2,044 $ 3,670 $ 12,190 $ 764,862 $ 777,052 December 31, 2017 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 5,383 $ 671 $ 1,673 $ 7,727 $ 301,436 $ 309,163 Commercial real estate: Owner-occupied 194 161 160 515 73,058 73,573 Nonowner-occupied 140 ---- 2,238 2,378 99,193 101,571 Construction ---- ---- 169 169 38,133 38,302 Commercial and industrial 303 243 191 737 106,352 107,089 Consumer: Automobile 1,257 346 151 1,754 66,872 68,626 Home equity 90 272 27 389 21,042 21,431 Other 865 218 76 1,159 48,405 49,564 Total $ 8,232 $ 1,911 $ 4,685 $ 14,828 $ 754,491 $ 769,319
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2018 Residential real estate: Interest only payments $ 216 $ ---- $ 216 Commercial real estate: Owner-occupied Interest only payments 968 ---- 968 Reduction of principal and interest payments 529 ---- 529 Maturity extension at lower stated rate than market rate 469 ---- 469 Credit extension at lower stated rate than market rate 402 402 Nonowner-occupied Interest only payments ---- 385 385 Rate reduction ---- 362 362 Credit extension at lower stated rate than market rate 561 ---- 561 Commercial and industrial Interest only payments 4,742 ---- 4,742 Total TDR’s $ 7,887 $ 747 $ 8,634 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s December 31, 2017 Residential real estate: Interest only payments $ 697 $ ---- $ 697 Commercial real estate: Owner-occupied Interest only payments 997 ---- 997 Reduction of principal and interest payments 554 ---- 554 Maturity extension at lower stated rate than market rate 1,466 ---- 1,466 Credit extension at lower stated rate than market rate 410 410 Nonowner-occupied Interest only payments 560 1,961 2,521 Rate reduction 372 ---- 372 Credit extension at lower stated rate than market rate 570 ---- 570 Commercial and industrial Interest only payments 9,154 ---- 9,154 Consumer: Home equity Maturity extension at lower stated rate than market rate ---- 201 201 Total TDR’s $ 14,780 $ 2,162 $ 16,942
Troubled Debt Restructurings on Financing Receivables Pre And Post Modification [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment December 31, 2017 Commercial real estate: Owner-occupied Interest only payments 1 $ 997 $ 997 $ ---- $ ---- Credit extension at lower stated rate than market rate 1 412 412 ---- ---- Total TDR’s 2 $ 1,409 $ 1,409 $ ---- $ ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment December 31, 2016 Commercial real estate: Nonowner-occupied Interest only payments 1 $ ---- $ ---- $ 226 $ 226 Credit extension at lower stated rate than market rate 1 574 574 ---- ---- Total TDR’s 2 $ 574 $ 574 $ 226 $ 226
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2018 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 50,474 $ 7,724 $ 3,496 $ 61,694 Nonowner-occupied 115,170 ---- 2,018 117,188 Construction 37,321 ---- 157 37,478 Commercial and industrial 92,417 6,536 14,290 113,243 Total $ 295,382 $ 14,260 $ 19,961 $ 329,603 December 31, 2017 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 64,993 $ 934 $ 7,646 $ 73,573 Nonowner-occupied 93,197 3,776 4,598 101,571 Construction 37,735 156 411 38,302 Commercial and industrial 91,097 6,058 9,934 107,089 Total $ 287,022 $ 10,924 $ 22,589 $ 320,535
Performing and Nonperforming Loans [Table Text Block]	Consumer December 31, 2018 Automobile Home Equity Other Residential Real Estate Total Performing $ 69,897 $ 22,238 $ 50,318 $ 297,399 $ 439,852 Nonperforming 329 274 314 6,680 7,597 Total $ 70,226 $ 22,512 $ 50,632 $ 304,079 $ 447,449 Consumer December 31, 2017 Automobile Home Equity Other Residential Real Estate Total Performing $ 68,413 $ 21,148 $ 49,362 $ 303,126 $ 442,049 Nonperforming 213 283 202 6,037 6,735 Total $ 68,626 $ 21,431 $ 49,564 $ 309,163 $ 448,784

Note E - Premises and Equipme_2

Note E - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Property, Plant and Equipment [Table Text Block]	2018 2017 Land $ 2,744 $ 2,641 Buildings 16,154 13,913 Leasehold improvements 1,267 1,267 Furniture and equipment 6,039 5,675 26,204 23,496 Less accumulated depreciation 11,349 10,215 Total premises and equipment $ 14,855 $ 13,281
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	2019 $ 266 2020 166 2021 121 2022 83 2023 29 Thereafter ---- $ 665

Note F - Goodwill and Intangi_2

Note F - Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Goodwill [Table Text Block]	2018 2017 2016 Beginning of year $ 7,371 $ 7,801 $ 1,267 Acquired goodwill ---- ---- 6,534 Impairment ---- ---- ---- Finalization of Milton acquisition accounting ---- (430 ) ---- End of year $ 7,371 $ 7,371 $ 7,801
Schedule of Finite-Lived Intangible Assets [Table Text Block]	2018 2017 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Amortized intangible assets: Core deposit intangibles $ 738 $ 359 $ 738 $ 224
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	2019 $ 114 2020 94 2021 74 2022 53 2023 32 Thereafter 12 Total $ 379

Note G - Deposits (Tables)

Note G - Deposits (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Interest Bearing Deposits [Table Text Block ]	2018 2017 NOW accounts $ 155,166 $ 158,650 Savings and Money Market 237,868 241,018 Time: In denominations of $250,000 or less 178,736 181,690 In denominations of more than $250,000 37,113 21,711 Total time deposits 215,849 203,401 Total interest-bearing deposits $ 608,883 $ 603,069
Maturities of Time Deposits [Table Text Block]	<table border="0" cellpadding="0" cellspacing="0" style="; font-size: 10pt; font-family: "Times New Roman", Times, serif; text-indent: 0px; min-; min-width: 700px;"> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; width: 85%;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2019</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">107,432</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2020</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">60,025</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2021</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">24,396</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2022</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">17,901</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2023</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,633</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Thereafter</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">462</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Total</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">215,849</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td> </tr> </table></div>" id="sjs-B5">&lt;div style="display: inline; font-family: times new roman; font-size: 10pt">&lt;table border="0" cellpadding="0" cellspacing="0" style="; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; min-; min-width: 700px;"> &lt;tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 85%;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2019&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$&lt;/td> &lt;td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">107,432&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&nbsp;&lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2020&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">60,025&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&nbsp;&lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2021&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">24,396&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&nbsp;&lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2022&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">17,901&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&nbsp;&lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">2023&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,633&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">&nbsp;&lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Thereafter&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;&lt;/td> &lt;td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">462&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;&lt;/td> &lt;/tr> &lt;tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> &lt;td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> &lt;div style=" font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Total&lt;/div> &lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">&nbsp;&lt;/td> &lt;td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$&lt;/td> &lt;td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">&lt;div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">215,849&lt;/div>&lt;/td> &lt;td nowrap="nowrap" style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;&lt;/td> &lt;/tr> &lt;/table>&lt;/div>

Note I - Other Borrowed Funds (

Note I - Other Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2018 $ 33,434 $ 6,279 $ 39,713 2017 $ 28,625 $ 7,324 $ 35,949
Schedule of Maturities of Long-term Debt [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2019 $ 4,018 $ 3,290 $ 7,308 2020 3,380 1,599 4,979 2021 3,000 565 3,565 2022 2,842 588 3,430 2023 2,704 237 2,941 Thereafter 17,490 ---- 17,490 $ 33,434 $ 6,279 $ 39,713

Note K - Income Taxes (Tables)

Note K - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	2018 2017 2016 Current tax expense $ 2,389 $ 2,579 $ 2,645 Deferred tax (benefit) expense (134 ) 1,907 (725 ) Total income taxes $ 2,255 $ 4,486 $ 1,920
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2018 2017 Items giving rise to deferred tax assets: Allowance for loan losses $ 1,463 $ 1,631 Unrealized loss on securities available for sale 568 279 Deferred compensation 1,580 1,466 Deferred loan fees/costs 119 130 Other real estate owned 434 377 Accrued bonus 280 234 Purchase accounting adjustments 61 56 Net operating loss 132 148 Other 257 212 Items giving rise to deferred tax liabilities: Mortgage servicing rights (80 ) (78 ) FHLB stock dividends (676 ) (676 ) Prepaid expenses (191 ) (149 ) Depreciation and amortization (656 ) (627 ) Other (3 ) (3 ) Net deferred tax asset $ 3,288 $ 3,000
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2018 2017 2016 Statutory tax $ 2,982 $ 4,078 $ 3,006 Effect of nontaxable interest (352 ) (514 ) (433 ) Effect of nontaxable insurance premiums (218 ) (303 ) (340 ) Income from bank owned insurance, net (142 ) (230 ) (239 ) Effect of postretirement benefits 20 (78 ) (19 ) Effect of nontaxable life insurance death proceeds ---- (175 ) ---- Impact from TCJA ---- 1,783 ---- Effect of state income tax 33 70 64 Tax credits (217 ) (191 ) (211 ) Milton Merger Costs ---- 4 73 Other items 149 42 19 Total income taxes $ 2,255 $ 4,486 $ 1,920

Note L - Commitments and Cont_2

Note L - Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Other Commitments [Table Text Block]	2018 2017 Fixed rate $ 121 $ 96 Variable rate 66,580 64,624 Standby letters of credit 4,325 4,139

Note M - Related Party Transa_2

Note M - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Total loans at January 1, 2018 $ 8,619 New loans 77 Repayments (4,860 ) Other changes (162 ) Total loans at December 31, 2018 $ 3,674

Note N - Employee Benefits (Tab

Note N - Employee Benefits (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	Years ended December 31 2018 2017 2016 Number of shares issued 7,294 15,118 24,572 Fair value of stock contributed $ 295 $ 428 $ 575 Cash contributed 500 250 ---- Total expense $ 795 $ 678 $ 575

Note O - Fair Value of Financ_2

Note O - Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at December 31, 2018, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 16,630 ---- Agency mortgage-backed securities, residential ---- 85,534 ---- Interest rate swap derivatives ---- 101 ---- Interest rate swap derivatives ---- (101 ) ---- Fair Value Measurements at December 31, 2017, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 13,473 ---- Agency mortgage-backed securities, residential ---- 87,652 ---- Interest rate swap derivatives ---- 59 ---- Interest rate swap derivatives ---- (59 ) ---- Fair Value Measurements at December 31, 2018, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Nonowner-occupied $ ---- $ ---- $ 264 Other real estate owned: Commercial real estate: Construction ---- 228 ---- Fair Value Measurements at December 31, 2017, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Residential real estate ---- ---- $ 756 Commercial real estate: Nonowner-occupied ---- ---- 216 Other real estate owned: Commercial real estate: Construction ---- ---- 822
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	December 31, 2018 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 264 Sales approach Adjustment to comparables 6.8% to 66.7% 18.0% December 31, 2017 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Residential real estate $ 756 Sales approach Adjustment to comparables 1.3% to 55.9% 32.9% Commercial real estate: Nonowner-occupied 216 Sales approach Adjustment to comparables 1.6% to 50% 26.7% Other real estate owned: Commercial real estate: Construction 822 Sales approach Adjustment to comparables 5% to 40% 18.1%
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at December 31, 2018 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 71,180 $ 71,180 $ ---- $ ---- $ 71,180 Certificates of deposit in financial institutions 2,065 ---- 2,065 ---- 2,065 Securities available for sale 102,164 ---- 102,164 ---- 102,164 Securities held to maturity 15,816 ---- 7,625 8,609 16,234 Loans, net 770,324 ---- ---- 766,784 766,784 Accrued interest receivable 2,638 ---- 312 2,326 2,638 Financial Liabilities: Deposits 846,704 237,821 607,593 ---- 845,414 Other borrowed funds 39,713 ---- 37,644 ---- 37,644 Subordinated debentures 8,500 ---- 7,054 ---- 7,054 Accrued interest payable 1,255 3 1,252 ---- 1,255 Fair Value Measurements at December 31, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 74,573 $ 74,573 $ ---- $ ---- $ 74,573 Certificates of deposit in financial institutions 1,820 ---- 1,820 ---- 1,820 Securities available for sale 101,125 ---- 101,125 ---- 101,125 Securities held to maturity 17,581 ---- 9,020 9,059 18,079 Loans, net 761,820 ---- ---- 760,746 760,746 Accrued interest receivable 2,503 ---- 268 2,235 2,503 Financial Liabilities: Deposits 856,724 253,655 602,268 ---- 855,923 Other borrowed funds 35,949 ---- 34,810 ---- 34,810 Subordinated debentures 8,500 ---- 6,678 ---- 6,678 Accrued interest payable 792 4 788 ---- 792

Note P - Regulatory Matters (Ta

Note P - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum Regulatory Minimum To Be Well 2018 Amount Ratio Capital Ratio Capitalized (1) Total capital (to risk weighted assets) Consolidated $ 127,487 17.7 % 8.0% 10.0% Bank 114,947 16.2 8.0 10.0 Common equity Tier 1 capital (to risk weighted assets) Consolidated 112,259 15.6 4.5 N/A Bank 108,547 15.3 4.5 6.5 Tier 1 capital (to risk weighted assets) Consolidated 120,759 16.7 6.0 6.0 Bank 108,547 15.3 6.0 8.0 Tier 1 capital (to average assets) Consolidated 120,759 11.8 4.0 N/A Bank 108,547 10.7 4.0 5.0 Actual Minimum Regulatory Minimum To Be Well 2017 Amount Ratio Capital Ratio Capitalized ( 1) Total capital (to risk weighted assets) Consolidated $ 118,456 16.6 % 8.0% 10.0% Bank 107,929 15.3 8.0 10.0 Common equity Tier 1 capital (to risk weighted assets) Consolidated 102,457 14.3 4.5 N/A Bank 100,759 14.3 4.5 6.5 Tier 1 capital (to risk weighted assets) Consolidated 110,957 15.5 6.0 6.0 Bank 100,759 14.3 6.0 8.0 Tier 1 capital (to average assets) Consolidated 110,957 11.0 4.0 N/A Bank 100,759 10.1 4.0 5.0

Note Q - Parent Company Only _2

Note Q - Parent Company Only Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Condensed Balance Sheet [Table Text Block]	Years ended December 31: Assets 2018 2017 Cash and cash equivalents $ 4,032 $ 3,292 Investment in subsidiaries 126,059 118,775 Notes receivable – subsidiaries 3,000 3,320 Other assets 93 67 Total assets $ 133,184 $ 125,454 Liabilities Notes payable $ 6,279 $ 7,324 Subordinated debentures 8,500 8,500 Other liabilities 531 269 Total liabilities 15,310 16,093 Shareholders’ Equity Total shareholders’ equity 117,874 109,361 Total liabilities and shareholders’ equity $ 133,184 $ 125,454
Condensed Income Statement [Table Text Block]	Years ended December 31: Income: 2018 2017 2016 Interest on notes $ 53 $ 51 $ 52 Dividends from subsidiaries 4,225 4,400 6,900 Expenses: Interest on notes 185 211 136 Interest on subordinated debentures 330 248 204 Operating expenses 351 332 667 Income before income taxes and equity in undistributed earnings of subsidiaries.. 3,412 3,660 5,945 Income tax benefit 164 244 256 Equity in undistributed earnings of subsidiaries 8,368 3,605 719 Net Income $ 11,944 $ 7,509 $ 6,920 Comprehensive Income $ 10,860 $ 7,622 $ 5,624
Condensed Cash Flow Statement [Table Text Block]	Years ended December 31: Cash flows from operating activities: 2018 2017 2016 Net Income $ 11,944 $ 7,509 $ 6,920 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed earnings of subsidiaries (8,368 ) (3,605 ) (719 ) Common stock issued to ESOP 295 428 575 Change in other assets (26 ) (15 ) 11 Change in other liabilities 262 (97 ) 318 Net cash provided by operating activities 4,107 4,220 7,105 Cash flows from investing activities: Cash paid for Milton Bancorp, Inc. acquisition ---- ---- (7,431 ) Change in notes receivable 320 100 461 Net cash provided by (used in) investing activities 320 100 (6,970 ) Cash flows from financing activities: Change in notes payable (1,045 ) (558 ) 3,964 Proceeds from common stock through dividend reinvestment 1,325 715 ---- Cash dividends paid (3,967 ) (3,932 ) (3,585 ) Net cash provided by (used in) financing activities (3,687 ) (3,775 ) 379 Cash and cash equivalents: Change in cash and cash equivalents 740 545 514 Cash and cash equivalents at beginning of year 3,292 2,747 2,233 Cash and cash equivalents at end of year $ 4,032 $ 3,292 $ 2,747

Note R - Segment Information (T

Note R - Segment Information (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Year Ended December 31, 2018 Banking Consumer Finance Total Company Net interest income $ 40,380 $ 3,346 $ 43,726 Provision expense 850 189 1,039 Noninterest income 8,243 695 8,938 Noninterest expense 34,841 2,585 37,426 Tax expense 1,990 265 2,255 Net income 10,942 1,002 11,944 Assets 1,017,902 12,591 1,030,493 Year Ended December 31, 2017 Banking Consumer Finance Total Company Net interest income $ 38,366 $ 3,367 $ 41,733 Provision expense 2,415 149 2,564 Noninterest income 8,834 601 9,435 Noninterest expense 34,079 2,530 36,609 Tax expense 3,973 513 4,486 Net income 6,733 776 7,509 Assets 1,013,386 12,904 1,026,290 Year Ended December 31, 2016 Banking Consumer Finance Total Company Net interest income $ 33,019 $ 3,307 $ 36,326 Provision expense 2,665 161 2,826 Noninterest income 7,589 650 8,239 Noninterest expense 30,257 2,642 32,899 Tax expense 1,530 390 1,920 Net income 6,156 764 6,920 Assets 941,907 12,733 954,640

Note S - Consolidated Quarter_2

Note S - Consolidated Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Quarterly Financial Information [Table Text Block]	Quarters Ended Mar. 31 Jun. 30 Sept. 30 Dec. 31 201 8 Total interest income $ 12,709 $ 11,938 $ 12,181 $ 12,369 Total interest expense 1,199 1,298 1,418 1,556 Net interest income 11,510 10,640 10,763 10,813 Provision for loan losses ( 1 ) 756 (23 ) 962 (656 ) Noninterest income ( 3 ) 3,076 2,538 1,927 1,397 Noninterest expense 9,808 9,674 9,761 8,183 Net income 3,366 2,976 1,746 3,856 Earnings per share $ 0.71 $ 0.63 $ 0.37 $ 0.82 201 7 Total interest income $ 11,738 $ 10,989 $ 11,317 $ 11,664 Total interest expense 873 918 1,049 1,135 Net interest income 10,865 10,071 10,268 10,529 Provision for loan losses ( 2 ) 145 175 1,601 643 Noninterest income ( 3 ) 3,113 2,112 2,282 1,928 Noninterest expense 9,375 9,876 9,222 8,136 Net income 3,217 1,741 1,653 898 Earnings per share $ 0.69 $ 0.37 $ 0.35 $ 0.19

Note A - Summary of Significa_3

Note A - Summary of Significant Accounting Policies (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2018	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Jan. 01, 2019
Number of Stores		25
Number of Reportable Segments		2
Loans Held-for-sale, Fair Value Disclosure		$ 108	$ 0
Percentage of Loan Portfolio		100.00%	100.00%
Due from Banks		$ 56,071
Repossessed Assets, Total		430	$ 1,574
Servicing Asset, Total		$ 368	$ 360
Weighted Average Number of Shares Outstanding, Basic, Total		4,725,971	4,685,067	4,351,748
Weighted Average Number Diluted Shares Outstanding Adjustment, Total		0	0	0
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent		21.00%	34.00%
Restricted Cash and Cash Equivalents, Total		$ 60,167	$ 61,915
Subsequent Event [Member]
Operating Lease, Right-of-Use Asset					$ 1,484
Operating Lease, Liability, Total					$ 1,484
Accounting Standards Update 2018-02 [Member]
Tax Cuts and Jobs Act, Reclassification from AOCI to Retained Earnings, Tax Effect	$ 173
Equipment Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life		3 years
Equipment Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life		8 years
Building and Building Improvements [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life		7 years
Building and Building Improvements [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life		39 years
Unsecured [Member]
Percentage of Loan Portfolio		5.02%	4.86%
Consumer Portfolio Segment [Member]
Period of Actual Loss History Experienced		3 years
Percentage of Loan Portfolio		18.46%	18.15%
Commercial Portfolio Segment [Member]
Period of Actual Loss History Experienced		5 years
Percentage of Loan Portfolio		14.57%	13.92%

Note A - Summary of Significa_4

Note A - Summary of Significant Accounting Policies - Composition of Loan Portfolio (Details)	Dec. 31, 2018	Dec. 31, 2017
% Total Loans	100.00%	100.00%
Residential Portfolio Segment [Member]
% Total Loans	39.13%	40.19%
Commercial Real Estate Portfolio Segment [Member]
% Total Loans	27.84%	27.74%
Consumer Portfolio Segment [Member]
% Total Loans	18.46%	18.15%
Commercial Portfolio Segment [Member]
% Total Loans	14.57%	13.92%

Note B - Business Combination_2

Note B - Business Combinations (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Aug. 05, 2016	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Business Combination, Acquisition Related Costs		$ 6	$ 39	$ 930
Assets, Total	$ 950,000	1,030,493	1,026,290	954,640
Number of Branches	25
Goodwill, Ending Balance		$ 7,371	$ 7,371	7,801	$ 1,267
Milton Bancorp, Inc [Member]
Business Combination, Number of Common Shares of the Acquiring Entity into Which Common Shares of the Acquired Entity May Be Converted	1,636
Business Combination, Number of Common Shares of the Acquiring Entity into Which Common Shares of the Acquired Entity May Be Converted, Par Value	0
Business Acquisition, Cash Which May Be Paid for the Stock of Acquired Entity	$ 37,219
Business Combination, Exchange of Acquired Entity's Common Shares for Cash or Common Shares of Acquiring Entity, Common Shares Reallocation Percentage	80.00%
Business Acquisition, Number of Issued and Outstanding Common Shares of Acquired Entity	400
Business Combination, Exchange of Acquired Entity's Common Shares for Cash or Common Shares of Acquiring Entity, Cash Reallocation Percentage	20.00%
Business Combination, Number of Acquired Entity Preferred Shares Converted to Receive Cash Payment	1,237
Business Combination, Cash Payment from Conversion of Acquired Preferred Shares	$ 3,600
Business Combination, Consideration Transferred, Total	$ 18,875
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	11,444
Payments to Acquire Businesses, Gross	7,431
Payments to Acquire Businesses, Portion Financed in Borrowed Funds	5,000
Business Combination, Acquisition Related Costs				$ 930
Goodwill, Ending Balance	6,534
Business Combination, Acquired Receivable, Fair Value	111,558
Business Combination, Acquired Receivables, Gross Contractual Amount	$ 112,249

Note B - Business Combination_3

Note B - Business Combinations - Assets and Liabilities Assumed (Details) - USD ($) $ in Thousands	Aug. 05, 2016	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Goodwill		$ 7,371	$ 7,371	$ 7,801	$ 1,267
Milton Bancorp, Inc [Member]
Cash	$ 7,431
Equity instruments	11,444
Fair value of total consideration transferred	18,875
Cash and cash equivalents	9,201
Securities	5,868
Restricted investments in bank stock	364
Loans	112,479
Premises and equipment	1,826
Other real estate owned	641
Bank owned life insurance	272
Other assets	612
Total assets acquired	132,001
Deposits	119,669
Other liabilities	(9)
Total liabilities assumed	119,660
Total identifiable net assets	12,341
Goodwill	6,534
	18,875
Milton Bancorp, Inc [Member] | Core Deposits [Member]
Core deposit intangible asset	$ 738

Note C - Securities (Details Te

Note C - Securities (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Proceeds from Sale of Debt Securities, Available-for-sale	$ 0	$ 0	$ 0
Collateral Pledged [Member]
Debt Securities, Available-for-sale, Restricted	$ 79,443	$ 70,078

Note C - Securities - Securitie

Note C - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities available for sale, amortized cost	$ 104,867	$ 102,455
Securities available for sale, gross unrealized gains	100	300
Securities available for sale, gross unrealized losses	(2,803)	(1,630)
Securities available for sale	102,164	101,125
US Government-sponsored Enterprises Debt Securities [Member]
Securities available for sale, amortized cost	16,837	13,622
Securities available for sale, gross unrealized gains	8
Securities available for sale, gross unrealized losses	(215)	(149)
Securities available for sale	16,630	13,473
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	88,030	88,833
Securities available for sale, gross unrealized gains	92	300
Securities available for sale, gross unrealized losses	(2,588)	(1,481)
Securities available for sale	$ 85,534	$ 87,652

Note C - Securities - Securit_2

Note C - Securities - Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities held to maturity, amortized cost	$ 15,816	$ 17,581
Securities held to maturity, gross unrecognized gains	502	533
Securities held to maturity, gross unrecognized losses	(84)	(35)
Securities held to maturity	16,234	18,079
US States and Political Subdivisions Debt Securities [Member]
Securities held to maturity, amortized cost	15,813	17,577
Securities held to maturity, gross unrecognized gains	502	533
Securities held to maturity, gross unrecognized losses	(84)	(35)
Securities held to maturity	16,231	18,075
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities held to maturity, amortized cost	3	4
Securities held to maturity, gross unrecognized gains
Securities held to maturity, gross unrecognized losses
Securities held to maturity	$ 3	$ 4

Note C - Securities - Securit_3

Note C - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Due in one year or less, available for sale, amortized cost
Due in one year or less, available for sale, fair value
Due in one year or less, held to maturity, amortized cost	926
Due in one year or less, held to maturity, fair value	931
Due in one to five years, available for sale, amortized cost	16,837
Due in one to five years, available for sale, fair value	16,630
Due in one to five years, held to maturity, amortized cost	6,884
Due in one to five years, held to maturity, fair value	7,052
Due in five to ten years, available for sale, amortized cost
Due in five to ten years, available for sale, fair value
Due in five to ten years, held to maturity, amortized cost	8,003
Due in five to ten years, held to maturity, fair value	8,248
Due after ten years, available for sale, amortized cost
Due after ten years, available for sale, fair value
Due after ten years, held to maturity, amortized cost
Due after ten years, held to maturity, fair value
Agency mortgage-backed securities, residential, available for sale, amortized cost	88,030
Agency mortgage-backed securities, residential, available for sale, fair value	85,534
Agency mortgage-backed securities, residential, held to maturity, amortized cost	3
Agency mortgage-backed securities, residential, held to maturity, fair value	3
Total debt securities, available for sale, amortized cost	104,867	$ 102,455
Total debt securities, available for sale, fair value	102,164	101,125
Total debt securities, held to maturity, amortized cost	15,816	17,581
Total debt securities, held to maturity, fair value	$ 16,234	$ 18,079

Note C - Securities - Securit_4

Note C - Securities - Securities Available-for-sale With Unrealized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Less than 12 Months - Fair Value	$ 10,545	$ 44,331
Less than 12 Months - Unrealized Loss	(44)	(531)
12 Months or More - Fair Value	71,298	38,326
12 Months or More - Unrealized Loss	(2,759)	(1,099)
Fair Value	81,843	82,657
Unrealized Loss	(2,803)	(1,630)
US Government-sponsored Enterprises Debt Securities [Member]
Less than 12 Months - Fair Value	1,981	6,910
Less than 12 Months - Unrealized Loss	(1)	(97)
12 Months or More - Fair Value	8,679	6,563
12 Months or More - Unrealized Loss	(214)	(52)
Fair Value	10,660	13,473
Unrealized Loss	(215)	(149)
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 Months - Fair Value	8,564	37,421
Less than 12 Months - Unrealized Loss	(43)	(434)
12 Months or More - Fair Value	62,619	31,763
12 Months or More - Unrealized Loss	(2,545)	(1,047)
Fair Value	71,183	69,184
Unrealized Loss	$ (2,588)	$ (1,481)

Note C - Securities - Securit_5

Note C - Securities - Securities Held to Maturity With Unrealized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Less Than 12 Months - Fair Value	$ 484	$ 362
Less Than 12 Months - Unrecognized Loss	(3)	(2)
12 Months or More - Fair Value	1,312	1,502
12 Months or More - Unrecognized Loss	(81)	(33)
Fair Value	1,796	1,864
Unrecognized Loss	(84)	(35)
US States and Political Subdivisions Debt Securities [Member]
Less Than 12 Months - Fair Value	484	362
Less Than 12 Months - Unrecognized Loss	(3)	(2)
12 Months or More - Fair Value	1,312	1,502
12 Months or More - Unrecognized Loss	(81)	(33)
Fair Value	1,796	1,864
Unrecognized Loss	$ (84)	$ (35)

Note D - Loans and Allowance _3

Note D - Loans and Allowance for Loan Losses (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Increase (Decrease) in Other Loans	$ 8,308
Change In Troubled Debt Restructurings	49.00%
Impaired Financing Receivable, Related Allowance	$ 98	$ 94	$ 2,981
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 758	$ 846
Financing Receivable, Modifications, Number of Contracts	0	2	2
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		$ 0
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total			$ 11
Allowance for Loan and Lease Losses, Write-offs			11
Troubled Debt Restrucuturings Placed on Nonaccrual Status, Amount			$ 226
Financing Receivable, Modified During Period, Amount	$ 28,738	$ 29,331
Minimum Loan Balance For Loans Evaluated by Risk Categories	$ 500
Percentage of Loan Portfolio	100.00%	100.00%
Troubled Debt Restructurings [Member]
Impaired Financing Receivable, Related Allowance	$ 98	$ 94
Unsecured [Member]
Percentage of Loan Portfolio	5.02%	4.86%
Residential Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure	$ 134	$ 262
Mortgage Loans in Process of Foreclosure, Amount	$ 2,375	$ 2,410
Percentage of Loan Portfolio	39.13%	40.19%
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	$ 362
Percentage of Loan Portfolio	27.84%	27.74%

Note D - Loans and Allowance _4

Note D - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Loans	$ 777,052	$ 769,319
Less: Allowance for loan losses	(6,728)	(7,499)
Loans, net	770,324	761,820
Residential Portfolio Segment [Member]
Loans	304,079	309,163
Commercial Real Estate Portfolio Segment [Member]
Loans	216,360	213,446
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans	61,694	73,573
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans	117,188	101,571
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	37,478	38,302
Commercial and Industrial Portfolio Segment [Member]
Loans	113,243	107,089
Consumer Portfolio Segment [Member]
Loans	143,370	139,621
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	70,226	68,626
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	22,512	21,431
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans	$ 50,632	$ 49,564

Note D - Loans and Allowance _5

Note D - Loans and Allowance for Loan Losses - Allowance for Loan Losses Activity by Portfolio Segment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Balance	$ 7,499	$ 7,699	$ 6,648
Provision for loan losses	1,039	2,564	2,826
Loans charged off	(3,600)	(4,081)	(3,203)
Recoveries	1,790	1,317	1,428
Balance	6,728	7,499	7,699
Allowance for loan losses:
Balance	7,499	7,699	6,648
Provision for loan losses	1,039	2,564	2,826
Loans charged off	(3,600)	(4,081)	(3,203)
Recoveries	1,790	1,317	1,428
Balance	6,728	7,499	7,699
Residential Portfolio Segment [Member]
Balance	1,470	939	1,087
Provision for loan losses	772	1,016	(63)
Loans charged off	(874)	(745)	(384)
Recoveries	215	260	299
Balance	1,583	1,470	939
Allowance for loan losses:
Balance	1,470	939	1,087
Provision for loan losses	772	1,016	(63)
Loans charged off	(874)	(745)	(384)
Recoveries	215	260	299
Balance	1,583	1,470	939
Commercial Real Estate Portfolio Segment [Member]
Balance	2,978	4,315	1,959
Provision for loan losses	(1,311)	(632)	2,287
Loans charged off	(4)	(1,067)	(63)
Recoveries	523	362	132
Balance	2,186	2,978	4,315
Allowance for loan losses:
Balance	2,978	4,315	1,959
Provision for loan losses	(1,311)	(632)	2,287
Loans charged off	(4)	(1,067)	(63)
Recoveries	523	362	132
Balance	2,186	2,978	4,315
Commercial and Industrial Portfolio Segment [Member]
Balance	1,024	907	2,589
Provision for loan losses	(80)	658	(1,112)
Loans charged off	(208)	(627)	(586)
Recoveries	327	86	16
Balance	1,063	1,024	907
Allowance for loan losses:
Balance	1,024	907	2,589
Provision for loan losses	(80)	658	(1,112)
Loans charged off	(208)	(627)	(586)
Recoveries	327	86	16
Balance	1,063	1,024	907
Consumer Portfolio Segment [Member]
Balance	2,027	1,538	1,013
Provision for loan losses	1,658	1,522	1,714
Loans charged off	(2,514)	(1,642)	(2,170)
Recoveries	725	609	981
Balance	1,896	2,027	1,538
Allowance for loan losses:
Balance	2,027	1,538	1,013
Provision for loan losses	1,658	1,522	1,714
Loans charged off	(2,514)	(1,642)	(2,170)
Recoveries	725	609	981
Balance	$ 1,896	$ 2,027	$ 1,538

Note D - Loans and Allowance _6

Note D - Loans and Allowance for Loan Losses - Allowance for Loan Losses and the Recorded Investment of Loans Based on Impairment Method (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Individually evaluated for impairment	$ 98	$ 94
Collectively evaluated for impairment	6,630	7,405
Total ending allowance balance	6,728	7,499	$ 7,699	$ 6,648
Loans individually evaluated for impairment	12,618	18,108
Loans collectively evaluated for impairment	764,434	751,211
Total ending loans balance	777,052	769,319
Residential Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	1,583	1,470
Total ending allowance balance	1,583	1,470	939	1,087
Loans individually evaluated for impairment	1,667	1,420
Loans collectively evaluated for impairment	302,412	307,743
Total ending loans balance	304,079	309,163
Commercial Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	98	94
Collectively evaluated for impairment	2,088	2,884
Total ending allowance balance	2,186	2,978	4,315	1,959
Loans individually evaluated for impairment	3,835	7,333
Loans collectively evaluated for impairment	212,525	206,113
Total ending loans balance	216,360	213,446
Commercial and Industrial Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	1,063	1,024
Total ending allowance balance	1,063	1,024	907	2,589
Loans individually evaluated for impairment	7,116	9,154
Loans collectively evaluated for impairment	106,127	97,935
Total ending loans balance	113,243	107,089
Consumer Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	1,896	2,027
Total ending allowance balance	1,896	2,027	$ 1,538	$ 1,013
Loans individually evaluated for impairment		201
Loans collectively evaluated for impairment	143,370	139,420
Total ending loans balance	$ 143,370	$ 139,621

Note D - Loans and Allowance _7

Note D - Loans and Allowance for Loan Losses - Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Allowance for Loan Losses Allocated	$ 98	$ 94	$ 2,981
Unpaid principal balance	14,376	19,917	25,176
Recorded investment	12,618	18,108	22,709
Average impaired loans	11,067	15,958	19,893
Interest income recognized	748	855	1,145
Cash basis interest recognized	748	855	1,145
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Unpaid principal balance - with allowance recorded	362	372	384
Recorded investment - with allowance recorded	362	372	384
Allowance for Loan Losses Allocated	98	94	100
Average impaired loans - with allowance recorded	367	378	390
Interest income recognized - with allowance recorded	15	17	19
Cash basis interest recognized - with allowance recorded	15	17	19
Unpaid principal balance - with no allowance recorded	2,368	4,989	5,078
Recorded investment - with no allowance recorded	946	3,534	3,632
Average impaired loans - with no allowance recorded	1,912	3,521	3,572
Interest income recognized - with no allowance recorded	57	81	79
Cash basis interest recognized - with no allowance recorded	57	81	79
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Unpaid principal balance - with allowance recorded	2,527	3,427	5,477
Recorded investment - with allowance recorded	2,527	3,427	5,477
Allowance for Loan Losses Allocated			2,435
Average impaired loans - with allowance recorded	2,475	2,456	3,185
Interest income recognized - with allowance recorded	141	184	300
Cash basis interest recognized - with allowance recorded	141	184	300
Unpaid principal balance - with no allowance recorded			3,638
Recorded investment - with no allowance recorded			3,091
Average impaired loans - with no allowance recorded			3,005
Interest income recognized - with no allowance recorded			178
Cash basis interest recognized - with no allowance recorded			178
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid principal balance - with no allowance recorded	336	352	1,001
Recorded investment - with no allowance recorded			527
Average impaired loans - with no allowance recorded			522
Interest income recognized - with no allowance recorded	20	19	136
Cash basis interest recognized - with no allowance recorded	20	19	136
Residential Portfolio Segment [Member]
Unpaid principal balance - with no allowance recorded	1,667	1,420	717
Recorded investment - with no allowance recorded	1,667	1,420	717
Average impaired loans - with no allowance recorded	511	851	726
Interest income recognized - with no allowance recorded	101	66	31
Cash basis interest recognized - with no allowance recorded	101	66	31
Commercial and Industrial Portfolio Segment [Member]
Unpaid principal balance - with allowance recorded	7,116	9,154	392
Recorded investment - with allowance recorded	7,116	9,154	392
Allowance for Loan Losses Allocated			241
Average impaired loans - with allowance recorded	5,802	8,544	391
Interest income recognized - with allowance recorded	414	481
Cash basis interest recognized - with allowance recorded	$ 414	481
Unpaid principal balance - with no allowance recorded			8,073
Recorded investment - with no allowance recorded			8,073
Average impaired loans - with no allowance recorded			7,681
Interest income recognized - with no allowance recorded			381
Cash basis interest recognized - with no allowance recorded			381
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Unpaid principal balance - with allowance recorded		203	416
Recorded investment - with allowance recorded		201	416
Allowance for Loan Losses Allocated			205
Average impaired loans - with allowance recorded		208	421
Interest income recognized - with allowance recorded		7	21
Cash basis interest recognized - with allowance recorded		$ 7	$ 21

Note D - Loans and Allowance _8

Note D - Loans and Allowance for Loan Losses - Nonaccrual Loans and Loans Past Due 90 Days or More and Still Accruing (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Loans past due 90 days and still accruing	$ 1,067	$ 334
Nonaccrual	8,677	10,112
Residential Portfolio Segment [Member]
Loans past due 90 days and still accruing	19	131
Nonaccrual	6,661	5,906
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due 90 days and still accruing
Nonaccrual	470	476
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due 90 days and still accruing	362
Nonaccrual	574	2,454
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due 90 days and still accruing	66
Nonaccrual	416	444
Commercial and Industrial Portfolio Segment [Member]
Loans past due 90 days and still accruing	31
Nonaccrual	228	337
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days and still accruing	270	127
Nonaccrual	59	86
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due 90 days and still accruing	91
Nonaccrual	183	283
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days and still accruing	228	76
Nonaccrual	$ 86	$ 126

Note D - Loans and Allowance _9

Note D - Loans and Allowance for Loan Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Loans past due	$ 12,190	$ 14,828
Loans, current	764,862	754,491
Loans	777,052	769,319
Residential Portfolio Segment [Member]
Loans past due	6,194	7,727
Loans, current	297,885	301,436
Loans	304,079	309,163
Commercial Real Estate Portfolio Segment [Member]
Loans	216,360	213,446
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	427	515
Loans, current	61,267	73,058
Loans	61,694	73,573
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	1,046	2,378
Loans, current	116,142	99,193
Loans	117,188	101,571
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	296	169
Loans, current	37,182	38,133
Loans	37,478	38,302
Commercial and Industrial Portfolio Segment [Member]
Loans past due	730	737
Loans, current	112,513	106,352
Loans	113,243	107,089
Consumer Portfolio Segment [Member]
Loans	143,370	139,621
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,862	1,754
Loans, current	68,364	66,872
Loans	70,226	68,626
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	523	389
Loans, current	21,989	21,042
Loans	22,512	21,431
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	1,112	1,159
Loans, current	49,520	48,405
Loans	50,632	49,564
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans past due	6,476	8,232
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	3,369	5,383
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	298	194
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	299	140
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	31
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	428	303
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,287	1,257
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	171	90
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	593	865
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans past due	2,044	1,911
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	1,183	671
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due		161
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	192	243
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	286	346
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	92	272
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	291	218
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	3,670	4,685
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	1,642	1,673
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	129	160
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	747	2,238
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	265	169
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	110	191
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	289	151
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	260	27
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	$ 228	$ 76

Note D - Loans and Allowance_10

Note D - Loans and Allowance for Loan Losses - TDR Loan Modifications (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Troubled Debt Restructuring	$ 8,634	$ 16,942
Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	216	697
Residential Portfolio Segment [Member] | Extended Maturity [Member]
Troubled Debt Restructuring	469
Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring	402
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	968	997
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	385	2,521
Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	529	554
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,466
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		410
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	561
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		372
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	362
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	4,742	9,154
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		570
Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring		201
Performing Financial Instruments [Member]
Troubled Debt Restructuring	7,887	14,780
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	216	697
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Extended Maturity [Member]
Troubled Debt Restructuring	469
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring	402
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	968	997
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		560
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	529	554
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,466
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		410
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	561
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		372
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	4,742	9,154
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		570
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring
Nonperforming Financial Instruments [Member]
Troubled Debt Restructuring	747	2,162
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	385	1,961
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	$ 362
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring		$ 201

Note D - Loans and Allowance_11

Note D - Loans and Allowance for Loan Losses - TDRs Pre-modification and Post-modification (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Number of Loans	0	2	2
Performing Financial Instruments [Member]
Pre-modification recorded investment		$ 1,409	$ 574
Post-modification recorded investment		1,409	574
Nonperforming Financial Instruments [Member]
Pre-modification recorded investment			226
Post-modification recorded investment			$ 226
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Only Payments [Member]
Number of Loans		1
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Only Payments [Member] | Performing Financial Instruments [Member]
Pre-modification recorded investment		$ 997
Post-modification recorded investment		997
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Only Payments [Member] | Nonperforming Financial Instruments [Member]
Pre-modification recorded investment
Post-modification recorded investment
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Number of Loans		1
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Rate Below Market Reduction [Member] | Performing Financial Instruments [Member]
Pre-modification recorded investment		$ 412
Post-modification recorded investment		412
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Interest Rate Below Market Reduction [Member] | Nonperforming Financial Instruments [Member]
Pre-modification recorded investment
Post-modification recorded investment
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member]
Number of Loans			1
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member] | Performing Financial Instruments [Member]
Pre-modification recorded investment
Post-modification recorded investment
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Only Payments [Member] | Nonperforming Financial Instruments [Member]
Pre-modification recorded investment			226
Post-modification recorded investment			$ 226
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Rate Below Market Reduction [Member]
Number of Loans			1
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Rate Below Market Reduction [Member] | Performing Financial Instruments [Member]
Pre-modification recorded investment			$ 574
Post-modification recorded investment			574
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Interest Rate Below Market Reduction [Member] | Nonperforming Financial Instruments [Member]
Pre-modification recorded investment
Post-modification recorded investment

Note D - Loans and Allowance_12

Note D - Loans and Allowance for Loan Losses - Risk Category of Commercial Loans by Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Loans receivable	$ 777,052	$ 769,319
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	216,360	213,446
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	61,694	73,573
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	117,188	101,571
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	37,478	38,302
Commercial and Industrial Portfolio Segment [Member]
Loans receivable	113,243	107,089
Commercial Portfolio Segment [Member]
Loans receivable	329,603	320,535
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	50,474	64,993
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	115,170	93,197
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	37,321	37,735
Pass [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	92,417	91,097
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	295,382	287,022
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	7,724	934
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable		3,776
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable		156
Criticized [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	6,536	6,058
Criticized [Member] | Commercial Portfolio Segment [Member]
Loans receivable	14,260	10,924
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	3,496	7,646
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	2,018	4,598
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	157	411
Classified [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	14,290	9,934
Classified [Member] | Commercial Portfolio Segment [Member]
Loans receivable	$ 19,961	$ 22,589

Note D - Loans and Allowance_13

Note D - Loans and Allowance for Loan Losses - Recorded Investment of Residential and Consumer Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Loans receivable	$ 777,052	$ 769,319
Consumer Portfolio Segment [Member]
Loans receivable	143,370	139,621
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	70,226	68,626
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	22,512	21,431
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	50,632	49,564
Residential Portfolio Segment [Member]
Loans receivable	304,079	309,163
Consumer and Residential Portfolio Segment [Member]
Loans receivable	447,449	448,784
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	69,897	68,413
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	22,238	21,148
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	50,318	49,362
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	297,399	303,126
Performing Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	439,852	442,049
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	329	213
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	274	283
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	314	202
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	6,680	6,037
Nonperforming Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	$ 7,597	$ 6,735

Note E - Premises and Equipme_3

Note E - Premises and Equipment (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Operating Leases, Rent Expense, Net, Total	$ 315	$ 344	$ 464

Note E - Premises and Equipme_4

Note E - Premises and Equipment - Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Land	$ 2,744	$ 2,641
Buildings	16,154	13,913
Leasehold improvements	1,267	1,267
Furniture and equipment	6,039	5,675
	26,204	23,496
Less accumulated depreciation	11,349	10,215
Total premises and equipment	$ 14,855	$ 13,281

Note E - Premises and Equipme_5

Note E - Premises and Equipment - Future Minimum Lease Payments (Details) $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 266
2020	166
2021	121
2022	83
2023	29
Thereafter
	$ 665

Note F - Goodwill and Intangi_3

Note F - Goodwill and Intangible Assets (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Goodwill, Impairment Loss	$ 0	$ 0
Amortization of Intangible Assets, Total	$ 135	$ 156	$ 68

Note F - Goodwill and Intangi_4

Note F - Goodwill and Intangible Assets - Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Beginning of year	$ 7,371	$ 7,801	$ 1,267
Acquired goodwill			6,534
Impairment	0	0
Finalization of Milton acquisition accounting		(430)
End of year	$ 7,371	$ 7,371	$ 7,801

Note F - Goodwill and Intangi_5

Note F - Goodwill and Intangible Assets - Intangible Assets (Details) - Core Deposits [Member] - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Gross Carrying Amount	$ 738	$ 738
Accumulated Amortization	$ 359	$ 224

Note F - Goodwill and Intangi_6

Note F - Goodwill and Intangible Assets - Future Estimated Amortization Expense (Details) $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 114
2020	94
2021	74
2022	53
2023	32
Thereafter	12
Total	$ 379

Note G - Deposits (Details Text

Note G - Deposits (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Interest-bearing Domestic Deposit, Brokered	$ 30,838	$ 34,363

Note G - Deposits - Interest-Be

Note G - Deposits - Interest-Bearing Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
NOW accounts	$ 155,166	$ 158,650
Savings and Money Market	237,868	241,018
In denominations of $250,000 or less	178,736	181,690
In denominations of more than $250,000	37,113	21,711
Total	215,849	203,401
Total interest-bearing deposits	$ 608,883	$ 603,069

Note G - Deposits - Time Deposi

Note G - Deposits - Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
2019	$ 107,432
2020	60,025
2021	24,396
2022	17,901
2023	5,633
Thereafter	462
Total	$ 215,849	$ 203,401

Note H - Interest Rate Swaps (D

Note H - Interest Rate Swaps (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Deposit Assets, Total	$ 350	$ 350
Interest Rate Swap [Member]
Derivative Asset, Notional Amount	9,219	7,234
Interest Rate Derivative Instruments Not Designated as Hedging Instruments at Fair Value, Net, Total	$ 101	$ 59

Note I - Other Borrowed Funds_2

Note I - Other Borrowed Funds (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Mar. 22, 2007
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate, Total	$ 33,434
Federal Home Loan Bank, Advances, Maturities Summary, Floating Rate, Total	0
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	233,432
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 148,298
Debt Instrument, Interest Rate, Stated Percentage	4.47%	3.27%	6.58%
Debt, Weighted Average Interest Rate	2.83%	2.77%
Notes Payable to Bank, Total	$ 2,451
Director [Member]
Notes Payable, Related Parties	3,558
FHLB Line of Credit [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	80,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	80,000
Letters of Credit Outstanding, Amount	$ 51,700	$ 60,000
Minimum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.53%
Debt Instrument, Interest Rate, Stated Percentage	1.50%
Maximum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	3.31%
Debt Instrument, Interest Rate, Stated Percentage	4.09%
Weighted Average [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	2.36%	2.15%
Residential Mortgage [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 294,575
Commercial Loan [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	68,979
FHLB Stock [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 5,365
Federal Home Loan Bank Advances [Member]
Capital Lease Obligations, Total		$ 29

Note I - Other Borrowed Funds -

Note I - Other Borrowed Funds - Other Borrowed Funds (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Other borrowed funds	$ 39,713	$ 35,949
Federal Home Loan Bank Advances [Member]
Other borrowed funds	33,434	28,625
Promissory Notes [Member]
Other borrowed funds	$ 6,279	$ 7,324

Note I - Other Borrowed Funds_3

Note I - Other Borrowed Funds - Scheduled Principal Payments (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
2019	$ 7,308
2020	4,979
2021	3,565
2022	3,430
2023	2,941
Thereafter	17,490
	39,713	$ 35,949
Federal Home Loan Bank Advances [Member]
2019	4,018
2020	3,380
2021	3,000
2022	2,842
2023	2,704
Thereafter	17,490
	33,434	28,625
Promissory Notes [Member]
2019	3,290
2020	1,599
2021	565
2022	588
2023	237
Thereafter
	$ 6,279	$ 7,324

Note J - Subordinated Debentu_2

Note J - Subordinated Debentures and Trust Preferred Securities (Details Textual) - USD ($) $ in Thousands	Mar. 15, 2012	Mar. 22, 2007	Dec. 31, 2018	Dec. 31, 2017
Proceeds from Issuance of Trust Preferred Securities		$ 8,500
Debt Instrument, Interest Rate, Stated Percentage		6.58%	4.47%	3.27%
Debt Instrument, Term		5 years
Debt Issuance Costs, Net, Total			$ 0	$ 0
London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate	1.68%

Note K - Income Taxes (Details

Note K - Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	34.00%
Income Tax Expense (Benefit), Continuing Operations, Adjustment of Deferred Tax (Asset) Liability		$ 1,800
Operating Loss Carryforwards, Total	$ 629
Effective Income Tax Rate Reconciliation, Percent, Total		34.00%
Unrecognized Tax Benefits, Ending Balance	$ 0	$ 0
Domestic Tax Authority [Member] | Internal Revenue Service (IRS) [Member]
Open Tax Year	2015 2016 2017
State and Local Jurisdiction [Member]
Open Tax Year	2015 2016 2017

Note K - Income Taxes - Provisi

Note K - Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Current tax expense	$ 2,389	$ 2,579	$ 2,645
Deferred tax (benefit) expense	(134)	1,907	(725)
Total income taxes	$ 2,255	$ 4,486	$ 1,920

Note K - Income Taxes - Deferre

Note K - Income Taxes - Deferred Tax Assets and Deferred Tax Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Allowance for loan losses	$ 1,463	$ 1,631
Unrealized loss on securities available for sale	568	279
Deferred compensation	1,580	1,466
Deferred loan fees/costs	119	130
Other real estate owned	434	377
Accrued bonus	280	234
Purchase accounting adjustments	61	56
Net operating loss	132	148
Other	257	212
Mortgage servicing rights	(80)	(78)
FHLB stock dividends	(676)	(676)
Prepaid expenses	(191)	(149)
Depreciation and amortization	(656)	(627)
Other	(3)	(3)
Net deferred tax asset	$ 3,288	$ 3,000

Note K - Income Taxes - Income

Note K - Income Taxes - Income Tax Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Statutory tax	$ 2,982	$ 4,078	$ 3,006
Effect of nontaxable insurance premiums	(218)	(303)	(340)
Effect of postretirement benefits	20	(78)	(19)
Effect of nontaxable life insurance death proceeds		(175)
Impact from TCJA		1,783
Effect of state income tax	33	70	64
Tax credits	(217)	(191)	(211)
Milton Merger Costs		4	73
Other items	149	42	19
Total income taxes	2,255	4,486	1,920
Nontaxable Interest Income [Member]
Effect of nontaxable income	(352)	(514)	(433)
Bank Owned Insurance Income [Member]
Effect of nontaxable income	$ (142)	$ (230)	$ (239)

Note L - Commitments and Cont_3

Note L - Commitments and Contingent Liabilities (Details Textual)	Dec. 31, 2018	Dec. 31, 2017	Mar. 22, 2007
Debt Instrument, Interest Rate, Stated Percentage	4.47%	3.27%	6.58%
Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage	1.50%
Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage	4.09%
Fixed Rate Commitments [Member] | Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Long-term Debt, Term	15 years
Fixed Rate Commitments [Member] | Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage	7.00%
Long-term Debt, Term	30 years

Note L - Commitments and Cont_4

Note L - Commitments and Contingent Liabilities - Commitments (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Standby Letters of Credit [Member]
Other commitment	$ 4,325	$ 4,139
Fixed Rate Commitments [Member]
Other commitment	121	96
Variable Rate Commitments [Member]
Other commitment	$ 66,580	$ 64,624

Note M - Related Party Transa_3

Note M - Related Party Transactions (Details Textual) - USD ($) $ in Thousands	Mar. 22, 2007	Dec. 31, 2018	Dec. 31, 2017
Minimum Related Party Loan		$ 120
Related Party Deposit Liabilities		$ 52,877	$ 44,877
Debt Instrument, Interest Rate, Stated Percentage	6.58%	4.47%	3.27%
Debt Instrument, Term	5 years
Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage		1.50%
Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage		4.09%
Promissory Note Payable To Directors and Affiliates [Member] | Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage		1.25%
Debt Instrument, Term		12 years
Promissory Note Payable To Directors and Affiliates [Member] | Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage		2.85%
Debt Instrument, Term		36 years
Directors and their Affiliates [Member]
Notes Payable, Related Parties		$ 3,558	$ 3,593

Note M - Related Party Transa_4

Note M - Related Party Transactions - Related Party Loans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)
Total loans at January 1, 2018	$ 8,619
New loans	77
Repayments	(4,860)
Other changes	(162)
Total loans at December 31, 2018	$ 3,674

Note N - Employee Benefits (Det

Note N - Employee Benefits (Details Textual) - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Defined Contribution Plan, Cost	$ 352	$ 340	$ 290
Employee Stock Ownership Plan (ESOP), Shares in ESOP, Total	360,669	361,584
Cash Surrender Value of Life Insurance	$ 27,312
Deferred Compensation Plan Assets	2,080
Defined Benefit Plan, Expected Future Benefit Payment, Next Twelve Months	7,267	$ 6,740
Defined Benefit Plan, Benefit Obligation, Ending Balance	2,873	2,776
Proceeds from Life Insurance Policy		2,107
Insurance Settlements Receivable		1,993
Life Insurance, Corporate or Bank Owned, Change in Value		3,586
Gain on Bank Owned Life Insurance Policies		514
Other Assets [Member]
Insurance Settlements Receivable		1,993
Supplemental Retirement Plans [Member]
Defined Contribution Plan, Cost	$ 602	$ 490	$ 399

Note N - Employee Benefits - Em

Note N - Employee Benefits - Employee Stock Ownership Plan (ESOP) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Common stock issued to ESOP, shares (in shares)	7,294	15,118	24,572
Common stock issued to ESOP	$ 295	$ 428	$ 575
Cash contributed	500	250
Total expense	$ 795	$ 678	$ 575

Note O - Fair Value of Financ_3

Note O - Fair Value of Financial Instruments (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Selling Costs, Percentage	10.00%
Impaired Financing Receivable, Related Allowance	$ 98	$ 94	$ 2,981
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		0
Other Real Estate, Ending Balance	228	822
Other Real Estate, Gross	2,217	2,217
Real Estate Owned, Valuation Allowance, Ending Balance	1,989	1,395
SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Write-down or Reserve, Amount	594	68
Collateral Dependent Loans [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	362	972
Impaired Financing Receivable, Related Allowance	98	0
Provision for Loan Losses Expensed	4	0
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 0	$ 0

Note O - Fair Value of Financ_4

Note O - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Derivative Financial Instruments, Assets [Member] | Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member]
Assets, fair value
Liabilities, fair value
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Assets, fair value	16,630	13,473
Assets, fair value	16,630	13,473
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets, fair value	228
Assets, fair value	228
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Assets, fair value	85,534	87,652
Assets, fair value	85,534	87,652
Fair Value, Inputs, Level 2 [Member] | Derivative Financial Instruments, Assets [Member] | Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member]
Assets, fair value	101	59
Liabilities, fair value	(101)	(59)
Assets, fair value	101	59
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Assets, fair value		756
Assets, fair value		756
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets, fair value	264	216
Assets, fair value	264	216
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Assets, fair value
Assets, fair value
Fair Value, Inputs, Level 3 [Member] | Derivative Financial Instruments, Assets [Member] | Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member]
Assets, fair value
Liabilities, fair value
Assets, fair value
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets, fair value		822
Assets, fair value		$ 822

Note O - Fair Value of Financ_5

Note O - Fair Value of Financial Instruments - Level 3 Fair Value Measurements (Details) $ in Thousands	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Other Real Estate Owned, Fair Value	$ 228	$ 822
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member]
Impaired Loans, Fair Value	264
Impaired Loans, Fair Value	$ 264
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member] | Minimum [Member]
Impaired Loans, Measurement Input	6.8
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member] | Maximum [Member]
Impaired Loans, Measurement Input	66.7
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Impaired Loans [Member] | Weighted Average [Member]
Impaired Loans, Measurement Input	18
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Impaired Loans, Fair Value		756
Impaired Loans, Fair Value		$ 756
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Minimum [Member]
Impaired Loans, Measurement Input		1.3
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Maximum [Member]
Impaired Loans, Measurement Input		55.9
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Weighted Average [Member]
Impaired Loans, Measurement Input		32.9
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Impaired Loans, Fair Value		$ 216
Impaired Loans, Fair Value		$ 216
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Maximum [Member]
Impaired Loans, Measurement Input		50
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Weighted Average [Member]
Impaired Loans, Measurement Input		26.7
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Real Estate Owned [Member]
Other Real Estate Owned, Fair Value		$ 822
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Real Estate Owned [Member] | Minimum [Member]
Other Real Estate Owned, Measurement Input		5
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Real Estate Owned [Member] | Maximum [Member]
Other Real Estate Owned, Measurement Input		40
Fair Value, Measurements, Nonrecurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Real Estate Owned [Member] | Weighted Average [Member]
Other Real Estate Owned, Measurement Input		18.1
Fair Value, Measurements, Recurring [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Minimum [Member]
Impaired Loans, Measurement Input		1.6

Note O - Fair Value of Financ_6

Note O - Fair Value of Financial Instruments - Fair Value Measurements (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities held to maturity	$ 16,234	$ 18,079
Reported Value Measurement [Member]
Cash and cash equivalents	71,180	74,573
Certificates of deposit in financial institutions	2,065	1,820
Securities available for sale	102,164	101,125
Securities held to maturity	15,816	17,581
Loans, net	770,324	761,820
Accrued interest receivable	2,638	2,503
Deposits	846,704	856,724
Other borrowed funds	39,713	35,949
Subordinated debentures	8,500	8,500
Accrued interest payable	1,255	792
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	71,180	74,573
Certificates of deposit in financial institutions	2,065	1,820
Securities available for sale	102,164	101,125
Securities held to maturity	16,234	18,079
Loans, net	766,784	760,746
Accrued interest receivable	2,638	2,503
Deposits	845,414	855,923
Other borrowed funds	37,644	34,810
Subordinated debentures	7,054	6,678
Accrued interest payable	1,255	792
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	71,180	74,573
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity
Loans, net
Accrued interest receivable
Deposits	237,821	253,655
Other borrowed funds
Subordinated debentures
Accrued interest payable	3	4
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions	2,065	1,820
Securities available for sale	102,164	101,125
Securities held to maturity	7,625	9,020
Loans, net
Accrued interest receivable	312	268
Deposits	607,593	602,268
Other borrowed funds	37,644	34,810
Subordinated debentures	7,054	6,678
Accrued interest payable	1,252	788
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity	8,609	9,059
Loans, net	766,784	760,746
Accrued interest receivable	2,326	2,235
Deposits
Other borrowed funds
Subordinated debentures
Accrued interest payable

Note P - Regulatory Matters (De

Note P - Regulatory Matters (Details Textual) - USD ($) $ in Thousands	Jan. 01, 2019	Dec. 31, 2018	Dec. 31, 2017	Jan. 01, 2016	Dec. 31, 2014
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted		4.50%	4.50%
Capital Conservation Buffer		1.875%	1.25%
Capital Conservation Buffer Phase In Amount				0.625%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets		6.00%	6.00%		4.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets		4.00%	4.00%
Subsequent Event [Member]
Capital Conservation Buffer	2.50%
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments, Total	$ 12,480

Note P - Regulatory Matters - C

Note P - Regulatory Matters - Capital Requirements (Details) - USD ($) $ in Thousands		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2014
Total capital		$ 127,487	$ 118,456
Total capital to risk weighted assets		17.70%	16.60%
Total capital for capital adequacy		8.00%	8.00%
Total capital for well capitalized to risk weighted assets	[1]	10.00%	10.00%
Common equity tier 1		$ 112,259	$ 102,457
Common equity tier 1 capital to risk weighted assets		15.60%	14.30%
Common equity tier 1 capital for capital adequacy		4.50%	4.50%
Tier 1 capital		$ 120,759	$ 110,957
Tier 1 capital to risk weighted assets		16.70%	15.50%
Teir 1 capital for capital adequacy		6.00%	6.00%	4.00%
Tier 1 capital for well capitalized to risk weighted assets	[1]	6.00%	6.00%
Tier 1 capital average		$ 120,759	$ 110,957
Tier 1 capital average to risk weighted assets		11.80%	11.00%
Teir 1 capital average for capital adequacy		4.00%	4.00%
Bank [Member]
Total capital		$ 114,947	$ 107,929
Total capital to risk weighted assets		16.20%	15.30%
Total capital for capital adequacy		8.00%	8.00%
Total capital for well capitalized to risk weighted assets	[1]	10.00%	10.00%
Common equity tier 1		$ 108,547	$ 100,759
Common equity tier 1 capital to risk weighted assets		15.30%	14.30%
Common equity tier 1 capital for capital adequacy		4.50%	4.50%
Common equity Tier 1 capital for well capitalized to risk weighted assets	[1]	6.50%	6.50%
Tier 1 capital		$ 108,547	$ 100,759
Tier 1 capital to risk weighted assets		15.30%	14.30%
Teir 1 capital for capital adequacy		6.00%	6.00%
Tier 1 capital for well capitalized to risk weighted assets	[1]	8.00%	8.00%
Tier 1 capital average		$ 108,547	$ 100,759
Tier 1 capital average to risk weighted assets		10.70%	10.10%
Teir 1 capital average for capital adequacy		4.00%	4.00%
Tier 1 capital average for well capitalized to average assets	[1]	5.00%	5.00%
[1]	For the Company, these amounts would be required for the Company to engage in activities permissible only for a bank holding company that meets the financial holding company requirements if the Company were not subject to the SBHCP. For the Bank, these are the amounts required for the Bank to be deemed well capitalized under the prompt corrective action regulations.

Note Q - Parent Company Only _3

Note Q - Parent Company Only Condensed Financial Information - Condensed Statements of Condition (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Aug. 05, 2016	Dec. 31, 2015
Cash and cash equivalents	$ 71,180	$ 74,573	$ 40,166		$ 45,530
Other assets	6,373	7,947
Total assets	1,030,493	1,026,290	954,640	$ 950,000
Liabilities
Subordinated debentures	8,500	8,500
Total liabilities	912,619	916,929
Shareholders’ Equity
Total shareholders’ equity	117,874	109,361	104,528		90,470
Total liabilities and shareholders’ equity	1,030,493	1,026,290
Parent Company [Member]
Cash and cash equivalents	4,032	3,292	$ 2,747		$ 2,233
Investment in subsidiaries	126,059	118,775
Notes receivable – subsidiaries	3,000	3,320
Other assets	93	67
Total assets	133,184	125,454
Liabilities
Notes payable	6,279	7,324
Subordinated debentures	8,500	8,500
Other liabilities	531	269
Total liabilities	15,310	16,093
Shareholders’ Equity
Total shareholders’ equity	117,874	109,361
Total liabilities and shareholders’ equity	$ 133,184	$ 125,454

Note Q - Parent Company Only _4

Note Q - Parent Company Only Condensed Financial Information - Condensed Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Interest on subordinated debentures									$ 330	$ 248	$ 204
Income before income taxes and equity in undistributed earnings of subsidiaries..									14,199	11,995	8,840
Total income taxes									2,255	4,486	1,920
Net income	$ 3,856	$ 1,746	$ 2,976	$ 3,366	$ 898	$ 1,653	$ 1,741	$ 3,217	11,944	7,509	6,920
Comprehensive Income									10,860	7,622	5,624
Parent Company [Member]
Interest on notes									53	51	52
Dividends from subsidiaries									4,225	4,400	6,900
Interest on notes									185	211	136
Interest on subordinated debentures									330	248	204
Operating expenses									351	332	667
Income before income taxes and equity in undistributed earnings of subsidiaries..									3,412	3,660	5,945
Total income taxes									164	244	256
Equity in undistributed earnings of subsidiaries									8,368	3,605	719
Net income									11,944	7,509	6,920
Comprehensive Income									$ 10,860	$ 7,622	$ 5,624

Note Q - Parent Company Only _5

Note Q - Parent Company Only Condensed Financial Information - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Net income	$ 3,856	$ 1,746	$ 2,976	$ 3,366	$ 898	$ 1,653	$ 1,741	$ 3,217	$ 11,944	$ 7,509	$ 6,920
Adjustments to reconcile net income to net cash provided by operating activities:
Common stock issued to ESOP									(295)	(428)	(575)
Change in other assets									1,996	347	1,717
Net cash provided by operating activities									18,141	14,496	13,366
Cash flows from investing activities:
Net cash provided by (used in) investing activities									(12,726)	(42,180)	(38,434)
Cash flows from financing activities:
Proceeds from common stock through dividend reinvestment									1,325	715
Cash dividends paid									(3,967)	(3,932)	(3,585)
Net cash provided by (used in) financing activities									(8,808)	62,091	19,704
Cash and cash equivalents:
Cash and cash equivalents at beginning of year				74,573				40,166	74,573	40,166	45,530
Cash and cash equivalents at end of year	71,180				74,573				71,180	74,573	40,166
Parent Company [Member]
Net income									11,944	7,509	6,920
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed earnings of subsidiaries									(8,368)	(3,605)	(719)
Common stock issued to ESOP									295	428	575
Change in other assets									(26)	(15)	11
Change in other liabilities									262	(97)	318
Net cash provided by operating activities									4,107	4,220	7,105
Cash flows from investing activities:
Cash paid for Milton Bancorp, Inc. acquisition											(7,431)
Change in notes receivable									320	100	461
Net cash provided by (used in) investing activities									320	100	(6,970)
Cash flows from financing activities:
Change in notes payable									(1,045)	(558)	3,964
Proceeds from common stock through dividend reinvestment									1,325	715
Cash dividends paid									(3,967)	(3,932)	(3,585)
Net cash provided by (used in) financing activities									(3,687)	(3,775)	379
Cash and cash equivalents:
Change in cash and cash equivalents									740	545	514
Cash and cash equivalents at beginning of year				$ 3,292				$ 2,747	3,292	2,747	2,233
Cash and cash equivalents at end of year	$ 4,032				$ 3,292				$ 4,032	$ 3,292	$ 2,747

Note R - Segment Information (D

Note R - Segment Information (Details Textual)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Customer Concentration Risk [Member] | Sales Revenue, Goods, Net [Member] | Banking [Member]
Concentration Risk, Percentage	92.90%	92.70%	91.60%

Note R - Segment Information -

Note R - Segment Information - Segment Reporting (Details) - USD ($) $ in Thousands	3 Months Ended																12 Months Ended
	Dec. 31, 2018		Sep. 30, 2018		Jun. 30, 2018		Mar. 31, 2018		Dec. 31, 2017		Sep. 30, 2017		Jun. 30, 2017		Mar. 31, 2017		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Aug. 05, 2016
Net interest income	$ 10,813		$ 10,763		$ 10,640		$ 11,510		$ 10,529		$ 10,268		$ 10,071		$ 10,865		$ 43,726	$ 41,733	$ 36,326
Provision expense	(656)	[1]	962	[1]	(23)	[1]	756	[1]	643	[2]	1,601	[2]	175	[2]	145	[2]	1,039	2,564	2,826
Noninterest income	1,397	[3]	1,927	[3]	2,538	[3]	3,076	[3]	1,928	[3]	2,282	[3]	2,112	[3]	3,113	[3]	8,938	9,435	8,239
Noninterest expense	8,183		9,761		9,674		9,808		8,136		9,222		9,876		9,375		37,426	36,609	32,899
Tax expense																	2,255	4,486	1,920
Net income	3,856		$ 1,746		$ 2,976		$ 3,366		898		$ 1,653		$ 1,741		$ 3,217		11,944	7,509	6,920
Assets, Total	1,030,493								1,026,290								1,030,493	1,026,290	954,640	$ 950,000
Banking [Member]
Net interest income																	40,380	38,366	33,019
Provision expense																	850	2,415	2,665
Noninterest income																	8,243	8,834	7,589
Noninterest expense																	34,841	34,079	30,257
Tax expense																	1,990	3,973	1,530
Net income																	10,942	6,733	6,156
Assets, Total	1,017,902								1,013,386								1,017,902	1,013,386	941,907
Consumer Finance [Member]
Net interest income																	3,346	3,367	3,307
Provision expense																	189	149	161
Noninterest income																	695	601	650
Noninterest expense																	2,585	2,530	2,642
Tax expense																	265	513	390
Net income																	1,002	776	764
Assets, Total	$ 12,591								$ 12,904								$ 12,591	$ 12,904	$ 12,733
[1]	During the second and fourth quarters of 2018, the Company experienced negative provision expense in large part to the improvement in certain economic risk factors during those periods. This included lower classified loans, as well as the improvements in historical loan loss rates, loan delinquency, and regional unemployment conditions.
[2]	During the third quarter of 2017, the Company experienced higher provision expense that was primarily related to general increases in specific allocations and increases in charge-offs within the commercial and residential real estate portfolios.
[3]	The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of tax refunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.

Note S - Consolidated Quarter_3

Note S - Consolidated Quarterly Financial Information (Unaudited) - Consolidated Quarterly Financial Information (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended																12 Months Ended
	Dec. 31, 2018		Sep. 30, 2018		Jun. 30, 2018		Mar. 31, 2018		Dec. 31, 2017		Sep. 30, 2017		Jun. 30, 2017		Mar. 31, 2017		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Total interest income	$ 12,369		$ 12,181		$ 11,938		$ 12,709		$ 11,664		$ 11,317		$ 10,989		$ 11,738		$ 49,197	$ 45,708	$ 39,348
Total interest expense	1,556		1,418		1,298		1,199		1,135		1,049		918		873		5,471	3,975	3,022
Net interest income	10,813		10,763		10,640		11,510		10,529		10,268		10,071		10,865		43,726	41,733	36,326
Provision for loan losses	(656)	[1]	962	[1]	(23)	[1]	756	[1]	643	[2]	1,601	[2]	175	[2]	145	[2]	1,039	2,564	2,826
	1,397	[3]	1,927	[3]	2,538	[3]	3,076	[3]	1,928	[3]	2,282	[3]	2,112	[3]	3,113	[3]	8,938	9,435	8,239
Noninterest expense	8,183		9,761		9,674		9,808		8,136		9,222		9,876		9,375		37,426	36,609	32,899
Net income	$ 3,856		$ 1,746		$ 2,976		$ 3,366		$ 898		$ 1,653		$ 1,741		$ 3,217		$ 11,944	$ 7,509	$ 6,920
Earnings per share (in dollars per share)	$ 0.82		$ 0.37		$ 0.63		$ 0.71		$ 0.19		$ 0.35		$ 0.37		$ 0.69		$ 2.53	$ 1.60	$ 1.59
[1]	During the second and fourth quarters of 2018, the Company experienced negative provision expense in large part to the improvement in certain economic risk factors during those periods. This included lower classified loans, as well as the improvements in historical loan loss rates, loan delinquency, and regional unemployment conditions.
[2]	During the third quarter of 2017, the Company experienced higher provision expense that was primarily related to general increases in specific allocations and increases in charge-offs within the commercial and residential real estate portfolios.
[3]	The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of tax refunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.