Ohio Valley Banc (OVBC) 10-Q 9 Aug 19 2019 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2019	Aug. 09, 2019
Document Information [Line Items]
Entity Registrant Name	OHIO VALLEY BANC CORP
Entity Central Index Key	0000894671
Trading Symbol	ovbc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		4,767,758
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Jun. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q2
Amendment Flag	false
Title of 12(b) Security	Common Shares

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and noninterest-bearing deposits with banks	$ 11,176	$ 13,806
Interest-bearing deposits with banks	59,070	57,374
Total cash and cash equivalents	70,246	71,180
Certificates of deposit in financial institutions	2,115	2,065
Securities available for sale	107,053	102,164
Securities held to maturity (estimated fair value: 2019 - $13,983; 2018 - $16,234)	13,576	15,816
Restricted investments in bank stocks	7,506	7,506
Total loans	776,126	777,052
Less: Allowance for loan losses	(7,401)	(6,728)
Net loans	768,725	770,324
Premises and equipment, net	17,214	14,855
Premises and equipment held for sale, net	471
Other real estate owned, net	203	430
Accrued interest receivable	2,720	2,638
Goodwill	7,371	7,371
Other intangible assets, net	318	379
Bank owned life insurance and annuity assets	29,748	29,392
Operating lease right-of-use asset, net	1,190
Other assets	6,519	6,373
Total assets	1,034,975	1,030,493
LIABILITIES
Noninterest-bearing deposits	225,898	237,821
Noninterest-bearing deposits held for sale	7,598
Interest-bearing deposits	595,371	608,883
Interest-bearing deposits held for sale	18,629
Total deposits	847,496	846,704
Other borrowed funds	36,681	39,713
Subordinated debentures	8,500	8,500
Operating lease liability	1,190
Accrued liabilities	17,188	17,702
Total liabilities	911,055	912,619
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2019 - 5,427,497 shares issued; 2018 - 5,400,065 shares issued)	5,427	5,400
Additional paid-in capital	50,492	49,477
Retained earnings	83,121	80,844
Accumulated other comprehensive income (loss)	592	(2,135)
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	123,920	117,874
Total liabilities and shareholders’ equity	$ 1,034,975	$ 1,030,493

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Securities held to maturity, fair value	$ 13,983	$ 16,234
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,427,497	5,400,065
Treasury stock, shares (in shares)	659,739	659,739

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Interest and dividend income:
Loans, including fees	$ 11,302	$ 10,767	$ 23,214	$ 22,016
Securities
Taxable	656	590	1,274	1,156
Tax exempt	84	94	168	187
Dividends	104	107	217	216
Interest-bearing deposits with banks	325	371	644	1,056
Other Interest	12	9	24	16
	12,483	11,938	25,541	24,647
Interest expense:
Deposits	1,512	961	2,854	1,853
Other borrowed funds	226	255	461	490
Subordinated debentures	92	82	186	154
	1,830	1,298	3,501	2,497
Net interest income	10,653	10,640	22,040	22,150
Provision for loan losses	(806)	(23)	1,571	733
Net interest income after provision for loan losses	11,459	10,663	20,469	21,417
Noninterest income:
Income from bank owned life insurance and annuity assets	177	173	355	349
Electronic refund check / deposit fees	5	305	5	1,533
Debit / credit card interchange income	972	932	1,886	1,793
Gain on other real estate owned	14	170	14	157
Other	168	307	286	505
	2,003	2,538	3,849	5,614
Noninterest expense:
Salaries and employee benefits	5,527	5,541	11,063	11,243
Occupancy	438	426	891	867
Furniture and equipment	270	258	533	512
Professional fees	689	515	1,361	1,023
Marketing expense	270	262	540	524
FDIC insurance	110	115	113	258
Data processing	554	707	1,089	1,421
Software	427	366	838	762
Foreclosed assets	19	55	125	110
Amortization of intangibles	31	36	62	72
Other	1,456	1,393	2,744	2,690
	9,791	9,674	19,359	19,482
Income before income taxes	3,671	3,527	4,959	7,549
Provision for income taxes	592	551	687	1,207
NET INCOME	$ 3,079	$ 2,976	$ 4,272	$ 6,342
Earnings per share (in dollars per share)	$ 0.65	$ 0.63	$ 0.90	$ 1.34
Cash dividends, per share (in dollars per share)	$ 0.21	$ 0.21	$ 0.42	$ 0.42
Deposit Account [Member]
Noninterest income:
Revenue from Contract with Customer	$ 517	$ 515	$ 1,020	$ 1,017
Fiduciary and Trust [Member]
Noninterest income:
Revenue from Contract with Customer	72	68	136	128
Mortgage Banking [Member]
Noninterest income:
Revenue from Contract with Customer	$ 78	$ 68	$ 147	$ 132

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Net income	$ 3,079	$ 2,976	$ 4,272	$ 6,342
Other comprehensive income:
Change in unrealized gain (loss) on available for sale securities	1,455	(408)	3,451	(1,974)
Related tax (expense) benefit	(305)	86	(724)	415
Total other comprehensive income (loss), net of tax	1,150	(322)	2,727	(1,559)
Total comprehensive income	$ 4,229	$ 2,654	$ 6,999	$ 4,783

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2017	$ 5,362	$ 47,895	$ 72,694	$ (878)	$ (15,712)	$ 109,361
Net income			6,342			6,342
Other comprehensive income, net				(1,559)		(1,559)
Common stock issued through dividend reinvestment	18	750				768
Cash dividends			(1,979)			(1,979)
Stranded tax ASU 2018-02			173	(173)
Balance at Jun. 30, 2018	5,387	48,933	77,230	(2,610)	(15,712)	113,228
Common stock issued to ESOP	7	288				295
Balance at Mar. 31, 2018	5,379	48,586	75,073	(2,115)	(15,712)	111,211
Net income			2,976			2,976
Other comprehensive income, net				(322)		(322)
Common stock issued through dividend reinvestment	8	347				355
Cash dividends			(992)			(992)
Stranded tax ASU 2018-02			173	(173)
Balance at Jun. 30, 2018	5,387	48,933	77,230	(2,610)	(15,712)	113,228
Balance at Dec. 31, 2018	5,400	49,477	80,844	(2,135)	(15,712)	117,874
Net income			4,272			4,272
Other comprehensive income, net				2,727		2,727
Common stock issued through dividend reinvestment	19	695				714
Cash dividends			(1,995)			(1,995)
Balance at Jun. 30, 2019	5,427	50,492	83,121	592	(15,712)	123,920
Common stock issued to ESOP	8	320				328
Balance at Mar. 31, 2019	5,418	50,162	81,042	(558)	(15,712)	120,352
Net income			3,079			3,079
Other comprehensive income, net				1,150		1,150
Common stock issued through dividend reinvestment	9	330				339
Cash dividends			(1,000)			(1,000)
Balance at Jun. 30, 2019	$ 5,427	$ 50,492	$ 83,121	$ 592	$ (15,712)	$ 123,920

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Additional Paid-in Capital [Member]
Common stock issued through dividend reinvestment, shares (in shares)	9,099	7,597	19,099	17,820
Common stock issued to ESOP, shares (in shares)			8,333	7,294
Retained Earnings [Member]
Cash dividends, per share (in dollars per share)	$ 0.21	$ 0.21	$ 0.42	$ 0.42
Cash dividends, per share (in dollars per share)	0.21	0.21	0.42	0.42
Cash dividends, per share (in dollars per share)	0.21	0.21	0.42	0.42
Cash dividends, per share (in dollars per share)	$ 0.21	$ 0.21	$ 0.42	$ 0.42

Condensed Consolidated Statemen

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Net cash provided by operating activities:	$ 5,022	$ 9,333
Investing activities:
Proceeds from maturities of securities available for sale	8,532	12,744
Purchases of securities available for sale	(10,035)	(13,879)
Proceeds from maturities of securities held to maturity	2,218	241
Purchase of certificates of deposit in financial institutions	(50)
Net change in loans	(35)	(13,412)
Proceeds from sale of other real estate owned	322	620
Purchases of premises and equipment	(3,417)	(975)
Net cash used in investing activities	(2,465)	(14,661)
Financing activities:
Change in deposits	823	(10,337)
Proceeds from common stock through dividend reinvestment	713	768
Cash dividends	(1,995)	(1,979)
Proceeds from Federal Home Loan Bank borrowings		8,000
Repayment of Federal Home Loan Bank borrowings	(2,269)	(1,691)
Change in other long-term borrowings	(763)	(737)
Change in other short-term borrowings		(78)
Net cash provided by financing activities	(3,491)	(6,054)
Change in cash and cash equivalents	(934)	(11,382)
Cash and cash equivalents at beginning of period	71,180	74,573
Cash and cash equivalents at end of period	70,246	63,191
Supplemental disclosure:
Cash paid for interest	3,044	2,272
Cash paid for income taxes	890	1,550
Cash paid for amounts included in the measurement of operating lease liabilities	146
Transfers from loans to other real estate owned	82	218
Operating lease right-of-use asset	1,190
Operating lease liability	$ 1,190

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 BASIS OF PRESENTATION: The accompanying consolidated financial statements include the accounts of Ohio Valley Banc Corp. (“Ohio Valley”) and its wholly-owned subsidiaries, The Ohio Valley Bank Company (the “Bank”), Loan Central, Inc. (“Loan Central”), a consumer finance company, Ohio Valley Financial Services Agency, LLC, an insurance agency, and OVBC Captive, Inc. (the “Captive”), a limited purpose property and casualty insurance company. The Bank has one wholly-owned subsidiary, Ohio Valley REO, LLC (“Ohio Valley REO”), an Ohio limited liability company, to which the Bank transfers certain real estate acquired by the Bank through foreclosure for sale by Ohio Valley REO. Ohio Valley and its subsidiaries are collectively referred to as the “Company”. All material intercompany accounts and transactions have been eliminated in consolidation. These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at June 30, 2019, and its results of operations and cash flows for the periods presented. The results of operations for the three and six months ended June 30, 2019 are not necessarily indicative of the operating results to be anticipated for the full fiscal year ending December 31, 2019. The accompanying consolidated financial statements do not purport to contain all the necessary financial disclosures required by U.S. generally accepted accounting principles (“US GAAP”) that might otherwise be necessary in the circumstances. The Annual Report of the Company for the year ended December 31, 2018 contains consolidated financial statements and related notes which should be read in conjunction with the accompanying consolidated financial statements. The consolidated financial statements for 2018 have been reclassified to conform to the presentation for 2019. These reclassifications had no effect on the net income or shareholders’ equity. USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS: The accounting and reporting policies followed by the Company conform to US GAAP established by the Financial Accounting Standards Board (“FASB”). The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. INDUSTRY SEGMENT INFORMATION: Internal financial information is primarily reported and aggregated in two lines of business, banking and consumer finance. EARNINGS PER SHARE : Earnings per share are computed based on net income divided by the weighted average number of common shares outstanding during the period. The weighted average common shares outstanding were 4,763,858 and 4,724,124 for the three months ended June 30, 2019 and 2018, respectively. The weighted average common shares outstanding were 4,756,209 and 4,717,901 for the six months ended June 30, 2019 and 2018, respectively. Ohio Valley had no dilutive effect and no potential common shares issuable under stock options or other agreements for any period presented. ADOPTION OF NEW ACCOUNTING STANDARD UPDATES (“ASU”): On January 1, 2019, the Company adopted ASU 2016 - 02, “Leases”, which requires the recognition of the right-of-use (“ROU”) assets and related operating and finance lease liabilities on the balance sheet. As permitted by ASU 2016 - 02, the Company applied the optional transition method and elected the adoption date of January 1, 2019. As a result, the consolidated balance sheet prior to January 1, 2019 was not restated and continues to be reported under the old guidance, which did not require the recognition of operating leases on the balance sheet. Therefore, the consolidated balance sheet for 2019 is not comparative to 2018. As permitted by ASU 2016 - 02, the Company elected the package of practical expedients that permits the Company to not reassess ( 1 ) whether a contract is or contains a lease, ( 2 ) the classification of existing leases, and ( 3 ) initial direct costs for any existing leases. As a result, leases entered into prior to January 1, 2019 were accounted for under the old guidance and were not reassessed. For lease contracts entered into on or after January 1, 2019, the Company will assess whether the contract is or contains a lease based on ( 1 ) whether the contract involves the use of a distinct, identified asset, ( 2 ) whether the Company obtains the right to substantially all the economic benefit from the use of asset, and ( 3 ) whether the Company has the right to direct the use of asset. The adoption of ASU 2016 - 02 had a substantial impact to our consolidated balance sheet, primarily from the recognition of the operating lease ROU assets and the liability for operating leases. Operating leases consist primarily of branch buildings and office space for both the Bank and Loan Central. The Company has no finance leases. ROU assets represent our right to use an underlying asset for the lease term, and lease liabilities represent our obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities were both recognized based on the present value of future lease payments, discounted with an incremental borrowing rate for the same term as the underlying lease. The present value of future minimum lease payments also includes any options noted within the lease terms to extend the lease when it is reasonably certain the Company will exercise that option. The Company elected to keep leases with an initial term of 12 months or less off of the consolidated balance sheet and recognize those lease payments in the consolidated statements of income on a straight-line basis over the lease term. Leases that contain variable lease payments, including payments based on an index or rate, are initially measured using the index or rate in effect at the commencement date. Additional payments based on the change in an index or rate are recorded as a period expense when incurred. Upon adoption, the Company recorded an adjustment of $1,280 to operating ROU assets and the related lease liability. For additional information on leases, see Note 8. Beginning January 1, 2019, the Company adopted ASU No. 2017 - 08, “Premium Amortization on Purchased Callable Debt Securities Receivables”, which requires the amortization of the premium on callable debt securities to the earliest call date. The amortization period for callable debt securities purchased at a discount was not be impacted by the ASU. This ASU did not have a material impact on the Company’s consolidated financial position or results of operations. ACCOUNTING GUIDANCE TO BE ADOPTED IN FUTURE PERIODS: In June 2016, the FASB issued ASU No. 2016 - 13, “Financial Instruments - Credit Losses”. ASU 2016 - 13 requires entities to replace the current “incurred loss” model with an “expected loss” model, which is referred to as the current expected credit loss (“CECL”) model. These expected credit losses for financial assets held at the reporting date are to be based on historical experience, current conditions, and reasonable and supportable forecasts. This ASU will also require enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. A CECL steering committee has developed a CECL model and is evaluating the source data, various credit loss methodologies and model results in relation to the new ASU guidance. Management expects to recognize a one -time cumulative effect adjustment to the allowance for loan losses as of the beginning of the first reporting period in which the new standard is effective. Management expects the adoption will result in a material increase to the allowance for loan losses balance. At this time, the impact is being evaluated. On July 17, 2019, the FASB voted to delay the effective date of this ASU for smaller reporting companies, such as the Company, until fiscal years beginning after December 15, 2022.

Note 2 - Fair Value of Financia

Note 2 - Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 2 – FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 not Level 3: The following is a description of the Company’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis: Securities: 1 not 2 not 3 Impaired Loans: may 3 may 3 Other Real Estate Owned: may 3 2 Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics. On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%. Interest Rate Swap Agreements : 2 Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at June 30, 2019 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 16,881 ---- Agency mortgage-backed securities, residential ---- 90,172 ---- Interest rate swap derivatives ---- 462 ---- Interest rate swap derivatives ---- (462 ) ---- Fair Value Measurements at December 31, 2018 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 16,630 ---- Agency mortgage-backed securities, residential ---- 85,534 ---- Interest rate swap derivatives ---- 101 ---- Interest rate swap derivatives ---- (101 ) ---- There were no 1 2 2019 2018. Assets and Liabilities Measured on a Nonrecurring Basis Assets and liabilities measured at fair value on a nonrecurring basis are summarized below: Fair Value Measurements at June 30, 2019, Using Assets: Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans: Residential real estate ---- ---- $ 1,206 Commercial real estate: Nonowner-occupied ---- ---- 263 Fair Value Measurements at December 31, 2018, Using Assets: Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 264 Other real estate owned: Commercial real estate: Construction ---- 228 ---- At June 30, 2019, $1,503, $34. $3 three June 30, 2019, $1 six June 30, 2019, $65 no three six June 30, 2018, no December 31, 2018, $362, $98, $4 December 31, 2018, no At June 30, 2019, no December 31, 2018, $228, $2,217, $1,989. no three six June 30, 2019 2018. The following table presents quantitative information about Level 3 June 30, 2019 December 31, 2018: June 30, 2019 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Residential real estate $ 1,206 Sales approach Adjustment to comparables 0.2% to 20% 11.2% Commercial real estate: Nonowner-occupied 263 Sales approach Adjustment to comparables 6.8% to 66.7% 18.0% December 31, 2018 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 264 Sales approach Adjustment to comparables 6.8% to 66.7% 18.0% The carrying amounts and estimated fair values of financial instruments at June 30, 2019 December 31, 2018 Fair Value Measurements at June 30, 2019 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 70,246 $ 70,246 $ ---- $ ---- $ 70,246 Certificates of deposit in financial institutions 2, 115 ---- 2,115 ---- 2,115 Securities available for sale 107,053 ---- 107,053 ---- 107,053 Securities held to maturity 13,576 ---- 7,685 6,298 13,983 Loans, net 768,725 ---- ---- 775,675 775,675 Accrued interest receivable 2,720 ---- 324 2,396 2,720 Financial liabilities: Deposits, including held for sale 847,496 233,876 614,917 ---- 848,793 Other borrowed funds 36,681 ---- 36,493 ---- 36,493 Subordinated debentures 8,500 ---- 6,723 ---- 6,723 Accrued interest payable 1,711 3 1,708 ---- 1,711 Fair Value Measurements at December 31, 2018 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 71,180 $ 71,180 $ ---- $ ---- $ 71,180 Certificates of deposit in financial institutions 2,065 ---- 2,065 ---- 2,065 Securities available for sale 102,164 ---- 102,164 ---- 102,164 Securities held to maturity 15,816 ---- 7,625 8,609 16,234 Loans, net 770,324 ---- ---- 766,784 766,784 Accrued interest receivable 2,638 ---- 312 2,326 2,638 Financial liabilities: Deposits 846,704 237,821 607,593 ---- 845,414 Other borrowed funds 39,713 ---- 37,644 ---- 37,644 Subordinated debentures 8,500 ---- 7,054 ---- 7,054 Accrued interest payable 1,255 3 1,252 ---- 1,255 Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not one no

Note 3 - Securities

Note 3 - Securities	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 – SECURITIES The following table summarizes the amortized cost and fair value of securities available for sale and securities held to maturity at June 30, 2019 December 31, 2018 Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value June 30, 2019 U.S. Government sponsored entity securities $ 16,679 $ 218 $ (16 ) $ 16,881 Agency mortgage-backed securities, residential 89,625 825 (278 ) 90,172 Total securities $ 106,304 $ 1,043 $ (294 ) $ 107,053 December 31, 201 8 U.S. Government sponsored entity securities $ 16,837 $ 8 $ (215 ) $ 16,630 Agency mortgage-backed securities, residential 88,030 92 (2,588 ) 85,534 Total securities $ 104,867 $ 100 $ (2,803 ) $ 102,164 Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value June 30, 2019 Obligations of states and political subdivisions $ 13,573 $ 409 $ (2 ) $ 13,980 Agency mortgage-backed securities, residential 3 ---- ---- 3 Total securities $ 13,576 $ 409 $ (2 ) $ 13,983 December 31, 201 8 Obligations of states and political subdivisions $ 15,813 $ 502 $ (84 ) $ 16,231 Agency mortgage-backed securities, residential 3 ---- ---- 3 Total securities $ 15,816 $ 502 $ (84 ) $ 16,234 The amortized cost and estimated fair value of debt securities at June 30, 2019, may may not Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 1,101 $ 1,094 $ ---- $ ---- Due in over one to five years 15,578 15,787 6,978 7,159 Due in over five to ten years ---- ---- 6,595 6,821 Due after ten years ---- ---- ---- ---- Agency mortgage-backed securities, residential 89,625 90,172 3 3 Total debt securities $ 106,304 $ 107,053 $ 13,576 $ 13,983 The following table summarizes securities with unrealized losses at June 30, 2019 December 31, 2018, June 30 , 2019 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ ---- $ ---- $ 1,991 $ (16 ) $ 1,991 $ (16 ) Agency mortgage-backed securities, residential ---- ---- 25,879 (278 ) 25,879 (278 ) Total available for sale $ ---- $ ---- $ 27,870 $ (294 ) $ 27,870 $ (294 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ ---- $ ---- $ 203 $ (2 ) $ 203 $ (2 ) Total held to maturity $ ---- $ ---- $ 203 $ (2 ) $ 203 $ (2 ) December 31, 201 8 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 1,981 $ (1 ) $ 8,679 $ (214 ) $ 10,660 $ (215 ) Agency mortgage-backed securities, residential 8,564 (43 ) 62,619 (2,545 ) 71,183 (2,588 ) Total available for sale $ 10,545 $ (44 ) $ 71,298 $ (2,759 ) $ 81,843 $ (2,803 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 484 $ (3 ) $ 1,312 $ (81 ) $ 1,796 $ (84 ) Total held to maturity $ 484 $ (3 ) $ 1,312 $ (81 ) $ 1,796 $ (84 ) There were no three six June 30, 2019 2018. not June 30, 2019, not not not June 30, 2019 December 31, 2018

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	N OTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES Loans are comprised of the following: June 30, December 31, 2019 2018 Residential real estate $ 311,040 $ 304,079 Commercial real estate: Owner-occupied 59,815 61,694 Nonowner-occupied 129,535 117,188 Construction 32,164 37,478 Commercial and industrial 102,296 113,243 Consumer: Automobile 66,696 70,226 Home equity 23,229 22,512 Other 51,351 50,632 776,126 777,052 Less: Allowance for loan losses (7,401 ) (6,728 ) Loans, net $ 768,725 $ 770,324 The following table presents the activity in the allowance for loan losses by portfolio segment for the three June 30, 2019 2018: June 30, 2019 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 2,079 $ 2,452 $ 1,315 $ 2,167 $ 8,013 Provision for loan losses (552 ) (260 ) (169 ) 175 (806 ) Loans charged off (78 ) (438 ) (111 ) (536 ) (1,163 ) Recoveries 524 468 60 305 1,357 Total ending allowance balance $ 1,973 $ 2,222 $ 1,095 $ 2,111 $ 7,401 June 30, 2018 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 2,059 $ 2,423 $ 1,373 $ 2,141 $ 7,996 Provision for loan losses (14 ) (82 ) (317 ) 390 (23 ) Loans charged-off (177 ) ---- ---- (574 ) (751 ) Recoveries 18 51 186 162 417 Total ending allowance balance $ 1,886 $ 2,392 $ 1,242 $ 2,119 $ 7,639 The following table presents the activity in the allowance for loan losses by portfolio segment for the six June 30, 2019 2018: June 30, 2019 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,583 $ 2,186 $ 1,063 $ 1,896 $ 6,728 Provision for loan losses 261 133 304 873 1,571 Loans charged off (407 ) (579 ) (344 ) (1,193 ) (2,523 ) Recoveries 536 482 72 535 1,625 Total ending allowance balance $ 1,973 $ 2,222 $ 1,095 $ 2,111 $ 7,401 June 30, 2018 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,470 $ 2,978 $ 1,024 $ 2,027 $ 7,499 Provision for loan losses 580 (663 ) (1 ) 817 733 Loans charged-off (237 ) (1 ) (4 ) (1,096 ) (1,338 ) Recoveries 73 78 223 371 745 Total ending allowance balance $ 1,886 $ 2,392 $ 1,242 $ 2,119 $ 7,639 The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of June 30, 2019 December 31, 2018: June 30, 2019 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 7 $ 27 $ ---- $ ---- $ 34 Collectively evaluated for impairment 1,966 2,195 1,095 2,111 7,367 Total ending allowance balance $ 1,973 $ 2,222 $ 1,095 $ 2,111 $ 7,401 Loans: Loans individually evaluated for impairment $ 1,954 $ 11,252 $ 7,289 $ 6 $ 20,501 Loans collectively evaluated for impairment 309,086 210,262 95,007 141,270 755,625 Total ending loans balance $ 311,040 $ 221,514 $ 102,296 $ 141,276 $ 776,126 December 31, 2018 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 98 $ ---- $ ---- $ 98 Collectively evaluated for impairment 1,583 2,088 1,063 1,896 6,630 Total ending allowance balance $ 1,583 $ 2,186 $ 1,063 $ 1,896 $ 6,728 Loans: Loans individually evaluated for impairment $ 1,667 $ 3,835 $ 7,116 $ ---- $ 12,618 Loans collectively evaluated for impairment 302,412 212,525 106,127 143,370 764,434 Total ending loans balance $ 304,079 $ 216,360 $ 113,243 $ 143,370 $ 777,052 The following tables present information related to loans individually evaluated for impairment by class of loans as of June 30, 2019 December 31, 2018: June 30, 2019 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Residential real estate $ 1,213 $ 1,213 $ 7 Commercial real estate: Nonowner-occupied 357 290 27 With no related allowance recorded: Residential real estate 741 741 ---- Commercial real estate: Owner-occupied 3,453 3,453 ---- Nonowner-occupied 8,819 7,509 ---- Construction 328 ---- ---- Commercial and industrial 7,289 7,289 ---- Consumer 6 6 Total $ 22,206 $ 20,501 $ 34 December 31, 2018 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Nonowner-occupied $ 362 $ 362 $ 98 With no related allowance recorded: Residential real estate 1,667 1,667 ---- Commercial real estate: Owner-occupied 2,527 2,527 ---- Nonowner-occupied 2,368 946 ---- Construction 336 ---- ---- Commercial and industrial 7,116 7,116 ---- Total $ 14,376 $ 12,618 $ 98 The following tables present information related to loans individually evaluated for impairment by class of loans for the three six June 30, 2019 2018: Three months ended June 30, 2019 Six months ended June 30, 2019 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 1,213 $ ---- $ ---- $ 1,214 $ 5 $ 5 Commercial real estate: Nonowner-occupied 324 1 1 337 1 1 With no related allowance recorded: Residential real estate 636 6 6 575 11 11 Commercial real estate: Owner-occupied 3,483 58 58 3,111 112 112 Nonowner-occupied 7,458 117 117 5,287 228 228 Construction ---- 5 5 ---- 11 11 Commercial and industrial 7,366 121 121 6,591 242 242 Consumer: Other 6 ---- ---- 4 ---- ---- Total $ 20,486 $ 308 $ 308 $ 17,119 $ 610 $ 610 Three months ended June 30, 2018 Six months ended June 30, 2018 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Nonowner-occupied $ 368 $ 7 $ 7 $ 370 $ 8 $ 8 With no related allowance recorded: Residential real estate 1,653 11 11 1,575 30 30 Commercial real estate: Owner-occupied 2,465 36 36 2,478 69 69 Nonowner-occupied 3,037 16 16 3,131 37 37 Construction ---- 5 5 ---- 10 10 Commercial and industrial 8,615 107 107 8,794 232 232 Total $ 16,138 $ 182 $ 182 $ 16,348 $ 386 $ 386 The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees. Nonaccrual loans and loans past due 90 The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of June 30, 2019 December 31, 2018, $77 $2,009 $2,375 June 30, 2019 December 31, 2018, The following table presents the recorded investment of nonaccrual loans and loans past due 90 June 30, 2019 December 31, 2018: June 30, 2019 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 328 $ 7,216 Commercial real estate: Owner-occupied ---- 141 Nonowner-occupied ---- 463 Construction ---- 200 Commercial and industrial 956 171 Consumer: Automobile 233 115 Home equity 221 276 Other 117 91 Total $ 1,855 $ 8,673 December 31, 2018 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 19 $ 6,661 Commercial real estate: Owner-occupied ---- 470 Nonowner-occupied 362 574 Construction 66 416 Commercial and industrial 31 228 Consumer: Automobile 270 59 Home equity 91 183 Other 228 86 Total $ 1,067 $ 8,677 The following table presents the aging of the recorded investment of past due loans by class of loans as of June 30, 2019 December 31, 2018: June 30, 2019 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 4,651 $ 782 $ 2,460 $ 7,893 $ 303,147 $ 311,040 Commercial real estate: Owner-occupied 198 156 ---- 354 59,461 59,815 Nonowner-occupied 229 338 290 857 128,678 129,535 Construction 159 ---- ---- 159 32,005 32,164 Commercial and industrial 160 435 1,066 1,661 100,635 102,296 Consumer: Automobile 1,384 198 260 1,842 64,854 66,696 Home equity 342 72 411 825 22,404 23,229 Other 717 213 126 1,056 50,295 51,351 Total $ 7,840 $ 2,194 $ 4,613 $ 14,647 $ 761,479 $ 776,126 December 31, 2018 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,369 $ 1,183 $ 1,642 $ 6,194 $ 297,885 $ 304,079 Commercial real estate: Owner-occupied 298 ---- 129 427 61,267 61,694 Nonowner-occupied 299 ---- 747 1,046 116,142 117,188 Construction 31 ---- 265 296 37,182 37,478 Commercial and industrial 428 192 110 730 112,513 113,243 Consumer: Automobile 1,287 286 289 1,862 68,364 70,226 Home equity 171 92 260 523 21,989 22,512 Other 593 291 228 1,112 49,520 50,632 Total $ 6,476 $ 2,044 $ 3,670 $ 12,190 $ 764,862 $ 777,052 Troubled Debt Restructurings: A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR’s are considered to be impaired. The modification of the terms of such loans included one The Company has allocated reserves for a portion of its TDR’s to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer. The following table presents the types of TDR loan modifications by class of loans as of June 30, 2019 December 31, 2018: June 30, 2019 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate: Interest only payments $ 505 $ ---- $ 505 Commercial real estate: Owner-occupied Interest only payments 926 ---- 926 Reduction of principal and interest payments 1,543 ---- 1,543 Maturity extension at lower stated rate than market rate 431 ---- 431 Credit extension at lower stated rate than market rate 397 ---- 397 Nonowner-occupied Rate reduction ---- 290 290 Credit extension at lower stated rate than market rate 558 ---- 558 Commercial and industrial: Interest only payments 4,989 ---- 4,989 Reduction of principal and interest payments 197 ---- 197 Total TDR’s $ 9,546 $ 290 $ 9,836 December 31, 2018 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate: Interest only payments $ 216 $ ---- $ 216 Commercial real estate: Owner-occupied Interest only payments 968 ---- 968 Reduction of principal and interest payments 529 ---- 529 Maturity extension at lower stated rate than market rate 469 ---- 469 Credit extension at lower stated rate than market rate 402 ---- 402 Nonowner-occupied Interest only payments ---- 385 385 Rate reduction ---- 362 362 Credit extension at lower stated rate than market rate 561 ---- 561 Commercial and industrial: Interest only payments 4,742 ---- 4,742 Total TDR’s $ 7,887 $ 747 $ 8,634 At June 30, 2019, $1,202, 13.9%, 2018. $27 June 30, 2019, $98 December 31, 2018. June 30, 2019, $1,268 $758 December 31, 2018. There were no three six June 30, 2018. three six June 30, 2019: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Three months ended June 30, 2019 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments 1 $ 292 $ 292 $ ---- $ ---- Commercial and Industrial: Interest only payments 1 282 282 Total TDR’s 2 $ 574 $ 574 $ ---- $ ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Six months ended June 30, 2019 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments 1 $ 292 $ 292 $ ---- $ ---- Commercial and Industrial: Interest only payments 1 282 282 Total TDR’s 2 $ 574 $ 574 $ ---- $ ---- The troubled debt restructurings described above had no no three six June 30, 2019. The Company had no three six June 30, 2019 2018, twelve 90 Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 11. 8 9 11. $750. The Company uses the following definitions for its criticized loan risk ratings: Special Mention. not not may no no one The Company uses the following definitions for its classified loan risk ratings: Substandard. one may not 8 Doubtful. may may Loss . not not no not may Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not 1 7 June 30, 2019 December 31, 2018, June 30, 2019 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 49,522 $ 7,207 $ 3,086 $ 59,815 Nonowner-occupied 121,028 ---- 8,507 129,535 Construction 32,164 ---- ---- 32,164 Commercial and industrial 85,857 2,669 13,770 102,296 Total $ 288,571 $ 9,876 $ 25,363 $ 323,810 December 31, 2018 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 50,474 $ 7,724 $ 3,496 $ 61,694 Nonowner-occupied 115,170 ---- 2,018 117,188 Construction 37,321 ---- 157 37,478 Commercial and industrial 92,417 6,536 14,290 113,243 Total $ 295,382 $ 14,260 $ 19,961 $ 329,603 The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau), but the scores are not not For residential and consumer loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on repayment activity as of June 30, 2019 December 31, 2018: June 30, 2019 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 66,348 $ 22,732 $ 51,143 $ 303,496 $ 443,719 Nonperforming 348 497 208 7,544 8,597 Total $ 66,696 $ 23,229 $ 51,351 $ 311,040 $ 452,316 December 31, 2018 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 69,897 $ 22,238 $ 50,318 $ 297,399 $ 439,852 Nonperforming 329 274 314 6,680 7,597 Total $ 70,226 $ 22,512 $ 50,632 $ 304,079 $ 447,449 The Company, through its subsidiaries, originates residential, consumer, and commercial loans to customers located primarily in the southeastern areas of Ohio as well as the western counties of West Virginia. Approximately 4.75% June 30, 2019, 5.02% December 31, 2018.

Note 5 - Financial Instruments

Note 5 - Financial Instruments With Off-balance Sheet Risk	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	NOTE 5 - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The contract amounts of these instruments are not June 30, 2019, $71,706, $71,026 December 31, 2018. not

Note 6 - Other Borrowed Funds

Note 6 - Other Borrowed Funds	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 6 - OTHER BORROWED FUNDS Other borrowed funds at June 30, 2019 December 31, 2018 FHLB Borrowings Promissory Notes Totals June 30, 2019 $ 31,165 $ 5,516 $ 36,681 December 31, 2018 $ 33,434 $ 6,279 $ 39,713 Pursuant to collateral agreements with the FHLB, advances were secured by $302,044 $66,951 $5,365 June 30, 2019. $31,165 2042 1.53% 3.31% 2.41%. no June 30, 2019. At June 30, 2019, $80,000 90 $80,000 June 30, 2019. Based on the Company's current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $226,003 June 30, 2019. $138,338 $80,000 Promissory notes, issued primarily by Ohio Valley, are due at various dates through a final maturity date of May 1, 2022, 1.75% 4.09% 2.80% June 30, 2019, 2.83% December 31, 2018. eight $3,558 June 30, 2019, December 31, 2018. $1,689 June 30, 2019, $2,451 December 31, 2018. Letters of credit issued on the Bank's behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $56,500 June 30, 2019 $51,700 December 31, 2018. Scheduled principal payments as of June 30, 2019: FHLB Borrowings Promissory Notes Totals 2019 $ 1,748 $ 1,741 $ 3,489 2020 3,380 2,290 5,670 2021 3,000 1,220 4,220 2022 2,842 265 3,107 2023 2,705 ---- 2,705 Thereafter 17,490 ---- 17,490 $ 31,165 $ 5,516 $ 36,681

Note 7 - Segment Information

Note 7 - Segment Information	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	NOTE 7 – SEGMENT INFORMATION The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business, which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company's total revenues, totaled 93.1% 91.3% June 30, 2019 2018, The accounting policies used for the Company's reportable segments are the same as those described in Note 1 Information for the Company’s reportable segments is as follows: Three Months Ended June 30, 2019 Banking Consumer Finance Total Company Net interest income $ 10,088 $ 565 $ 10,653 Provision expense (800 ) (6 ) (806 ) Noninterest income 1,960 43 2,003 Noninterest expense 9,211 580 9,791 Tax expense 585 7 592 Net income 3,052 27 3,079 Assets 1,023,466 11,509 1,034,975 Three Months Ended June 30, 2018 Banking Consumer Finance Total Company Net interest income $ 10,032 $ 608 $ 10,640 Provision expense ---- (23 ) (23 ) Noninterest income 2,369 169 2,538 Noninterest expense 9,061 613 9,674 Tax expense 512 39 551 Net income 2,828 148 2,976 Assets 1,014,033 11,331 1,025,364 Six Months Ended June 30, 2019 Banking Consumer Finance Total Company Net interest income $ 20,125 $ 1,915 $ 22,040 Provision expense 1,450 121 1,571 Noninterest income 3,779 70 3,849 Noninterest expense 18,031 1,328 19,359 Tax expense 575 112 687 Net income 3,848 424 4,272 Assets 1,023,466 11,509 1,034,975 Six Months Ended June 30, 2018 Banking Consumer Finance Total Company Net interest income $ 20,121 $ 2,029 $ 22,150 Provision expense 600 133 733 Noninterest income 5,041 573 5,614 Noninterest expense 18,129 1,353 19,482 Tax expense 973 234 1,207 Net income 5,460 882 6,342 Assets 1,014,033 11,331 1,025,364

Note 8 - Leases

Note 8 - Leases	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 8 Substantially all of the Company’s operating lease right-of-use (“ROU”) assets and operating lease liabilities represent leases for branch buildings and office space to conduct business. Leases with an initial term of 12 not 12 no 6 18 15 one January 1, 2019, $1,280 Balance sheet information related to leases was as follows: As of June 30, 2019 Operating leases: Operating lease right-of-use assets $ 1,190 Operating lease liabilities $ 1,190 The components of lease cost were as follows: Three months ended June 30, 2019 Six months ended June 30, 2019 Operating lease cost $ 80 $ 146 Short-term lease expense $ 15 $ 31 Other information was as follows: As of June 30, 2019 Weighted-average remaining lease term for operating leases (in years) 11.1 Weighted-average discount rate for operating leases 2.74 % The following table presents information about the Company’s operating lease maturities as of June 30, 2019: June 30, 2019 Operating Leases 2019 (remaining) $ 140 2020 180 2021 157 2022 157 2023 116 After 2023 641 Total lease payments 1,391 Less: Imputed Interest (201 ) Total operating leases $ 1,190

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2019
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	BASIS OF PRESENTATION: one These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at June 30, 2019, three six June 30, 2019 not December 31, 2019. not December 31, 2018 The consolidated financial statements for 2018 2019. no
Use of Estimates, Policy [Policy Text Block]	USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS:
Segment Reporting, Policy [Policy Text Block]	INDUSTRY SEGMENT INFORMATION: two
Earnings Per Share, Policy [Policy Text Block]	EARNINGS PER SHARE : 4,763,858 4,724,124 three June 30, 2019 2018, 4,756,209 4,717,901 six June 30, 2019 2018, no no
New Accounting Pronouncements, Policy [Policy Text Block]	ADOPTION OF NEW ACCOUNTING STANDARD UPDATES (“ASU”): January 1, 2019, 2016 02, 2016 02, January 1, 2019. January 1, 2019 not not 2019 not 2018. As permitted by ASU 2016 02, not 1 2 3 January 1, 2019 not January 1, 2019, 1 2 3 The adoption of ASU 2016 02 no 12 $1,280 8. Beginning January 1, 2019, No. 2017 08, not not ACCOUNTING GUIDANCE TO BE ADOPTED IN FUTURE PERIODS: June 2016, No. 2016 13, 2016 13 one first July 17, 2019, December 15, 2022.

Note 2 - Fair Value of Financ_2

Note 2 - Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at June 30, 2019 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 16,881 ---- Agency mortgage-backed securities, residential ---- 90,172 ---- Interest rate swap derivatives ---- 462 ---- Interest rate swap derivatives ---- (462 ) ---- Fair Value Measurements at December 31, 2018 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 16,630 ---- Agency mortgage-backed securities, residential ---- 85,534 ---- Interest rate swap derivatives ---- 101 ---- Interest rate swap derivatives ---- (101 ) ---- Fair Value Measurements at June 30, 2019, Using Assets: Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans: Residential real estate ---- ---- $ 1,206 Commercial real estate: Nonowner-occupied ---- ---- 263 Fair Value Measurements at December 31, 2018, Using Assets: Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans: Commercial real estate: Nonowner-occupied ---- ---- $ 264 Other real estate owned: Commercial real estate: Construction ---- 228 ----
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	June 30, 2019 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Residential real estate $ 1,206 Sales approach Adjustment to comparables 0.2% to 20% 11.2% Commercial real estate: Nonowner-occupied 263 Sales approach Adjustment to comparables 6.8% to 66.7% 18.0% December 31, 2018 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Nonowner-occupied $ 264 Sales approach Adjustment to comparables 6.8% to 66.7% 18.0%
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at June 30, 2019 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 70,246 $ 70,246 $ ---- $ ---- $ 70,246 Certificates of deposit in financial institutions 2, 115 ---- 2,115 ---- 2,115 Securities available for sale 107,053 ---- 107,053 ---- 107,053 Securities held to maturity 13,576 ---- 7,685 6,298 13,983 Loans, net 768,725 ---- ---- 775,675 775,675 Accrued interest receivable 2,720 ---- 324 2,396 2,720 Financial liabilities: Deposits, including held for sale 847,496 233,876 614,917 ---- 848,793 Other borrowed funds 36,681 ---- 36,493 ---- 36,493 Subordinated debentures 8,500 ---- 6,723 ---- 6,723 Accrued interest payable 1,711 3 1,708 ---- 1,711 Fair Value Measurements at December 31, 2018 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 71,180 $ 71,180 $ ---- $ ---- $ 71,180 Certificates of deposit in financial institutions 2,065 ---- 2,065 ---- 2,065 Securities available for sale 102,164 ---- 102,164 ---- 102,164 Securities held to maturity 15,816 ---- 7,625 8,609 16,234 Loans, net 770,324 ---- ---- 766,784 766,784 Accrued interest receivable 2,638 ---- 312 2,326 2,638 Financial liabilities: Deposits 846,704 237,821 607,593 ---- 845,414 Other borrowed funds 39,713 ---- 37,644 ---- 37,644 Subordinated debentures 8,500 ---- 7,054 ---- 7,054 Accrued interest payable 1,255 3 1,252 ---- 1,255

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Available-for-sale Securities [Table Text Block]	Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value June 30, 2019 U.S. Government sponsored entity securities $ 16,679 $ 218 $ (16 ) $ 16,881 Agency mortgage-backed securities, residential 89,625 825 (278 ) 90,172 Total securities $ 106,304 $ 1,043 $ (294 ) $ 107,053 December 31, 201 8 U.S. Government sponsored entity securities $ 16,837 $ 8 $ (215 ) $ 16,630 Agency mortgage-backed securities, residential 88,030 92 (2,588 ) 85,534 Total securities $ 104,867 $ 100 $ (2,803 ) $ 102,164
Debt Securities, Held-to-maturity [Table Text Block]	Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value June 30, 2019 Obligations of states and political subdivisions $ 13,573 $ 409 $ (2 ) $ 13,980 Agency mortgage-backed securities, residential 3 ---- ---- 3 Total securities $ 13,576 $ 409 $ (2 ) $ 13,983 December 31, 201 8 Obligations of states and political subdivisions $ 15,813 $ 502 $ (84 ) $ 16,231 Agency mortgage-backed securities, residential 3 ---- ---- 3 Total securities $ 15,816 $ 502 $ (84 ) $ 16,234
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 1,101 $ 1,094 $ ---- $ ---- Due in over one to five years 15,578 15,787 6,978 7,159 Due in over five to ten years ---- ---- 6,595 6,821 Due after ten years ---- ---- ---- ---- Agency mortgage-backed securities, residential 89,625 90,172 3 3 Total debt securities $ 106,304 $ 107,053 $ 13,576 $ 13,983
Schedule of Unrealized Loss on Investments [Table Text Block]	June 30 , 2019 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ ---- $ ---- $ 1,991 $ (16 ) $ 1,991 $ (16 ) Agency mortgage-backed securities, residential ---- ---- 25,879 (278 ) 25,879 (278 ) Total available for sale $ ---- $ ---- $ 27,870 $ (294 ) $ 27,870 $ (294 ) December 31, 201 8 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 1,981 $ (1 ) $ 8,679 $ (214 ) $ 10,660 $ (215 ) Agency mortgage-backed securities, residential 8,564 (43 ) 62,619 (2,545 ) 71,183 (2,588 ) Total available for sale $ 10,545 $ (44 ) $ 71,298 $ (2,759 ) $ 81,843 $ (2,803 )
Held-to-maturity Securities [Member]
Notes Tables
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ ---- $ ---- $ 203 $ (2 ) $ 203 $ (2 ) Total held to maturity $ ---- $ ---- $ 203 $ (2 ) $ 203 $ (2 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 484 $ (3 ) $ 1,312 $ (81 ) $ 1,796 $ (84 ) Total held to maturity $ 484 $ (3 ) $ 1,312 $ (81 ) $ 1,796 $ (84 )

Note 4 - Loans and Allowance _2

Note 4 - Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans are comprised of the following: June 30, December 31, 2019 2018 Residential real estate $ 311,040 $ 304,079 Commercial real estate: Owner-occupied 59,815 61,694 Nonowner-occupied 129,535 117,188 Construction 32,164 37,478 Commercial and industrial 102,296 113,243 Consumer: Automobile 66,696 70,226 Home equity 23,229 22,512 Other 51,351 50,632 776,126 777,052 Less: Allowance for loan losses (7,401 ) (6,728 ) Loans, net $ 768,725 $ 770,324
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	June 30, 2019 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 2,079 $ 2,452 $ 1,315 $ 2,167 $ 8,013 Provision for loan losses (552 ) (260 ) (169 ) 175 (806 ) Loans charged off (78 ) (438 ) (111 ) (536 ) (1,163 ) Recoveries 524 468 60 305 1,357 Total ending allowance balance $ 1,973 $ 2,222 $ 1,095 $ 2,111 $ 7,401 June 30, 2018 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 2,059 $ 2,423 $ 1,373 $ 2,141 $ 7,996 Provision for loan losses (14 ) (82 ) (317 ) 390 (23 ) Loans charged-off (177 ) ---- ---- (574 ) (751 ) Recoveries 18 51 186 162 417 Total ending allowance balance $ 1,886 $ 2,392 $ 1,242 $ 2,119 $ 7,639 June 30, 2019 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,583 $ 2,186 $ 1,063 $ 1,896 $ 6,728 Provision for loan losses 261 133 304 873 1,571 Loans charged off (407 ) (579 ) (344 ) (1,193 ) (2,523 ) Recoveries 536 482 72 535 1,625 Total ending allowance balance $ 1,973 $ 2,222 $ 1,095 $ 2,111 $ 7,401 June 30, 2018 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,470 $ 2,978 $ 1,024 $ 2,027 $ 7,499 Provision for loan losses 580 (663 ) (1 ) 817 733 Loans charged-off (237 ) (1 ) (4 ) (1,096 ) (1,338 ) Recoveries 73 78 223 371 745 Total ending allowance balance $ 1,886 $ 2,392 $ 1,242 $ 2,119 $ 7,639
Allowance For Loan Losses And The Recorded Investment Of Loans [Table Text Block]	June 30, 2019 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 7 $ 27 $ ---- $ ---- $ 34 Collectively evaluated for impairment 1,966 2,195 1,095 2,111 7,367 Total ending allowance balance $ 1,973 $ 2,222 $ 1,095 $ 2,111 $ 7,401 Loans: Loans individually evaluated for impairment $ 1,954 $ 11,252 $ 7,289 $ 6 $ 20,501 Loans collectively evaluated for impairment 309,086 210,262 95,007 141,270 755,625 Total ending loans balance $ 311,040 $ 221,514 $ 102,296 $ 141,276 $ 776,126 December 31, 2018 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 98 $ ---- $ ---- $ 98 Collectively evaluated for impairment 1,583 2,088 1,063 1,896 6,630 Total ending allowance balance $ 1,583 $ 2,186 $ 1,063 $ 1,896 $ 6,728 Loans: Loans individually evaluated for impairment $ 1,667 $ 3,835 $ 7,116 $ ---- $ 12,618 Loans collectively evaluated for impairment 302,412 212,525 106,127 143,370 764,434 Total ending loans balance $ 304,079 $ 216,360 $ 113,243 $ 143,370 $ 777,052
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	June 30, 2019 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Residential real estate $ 1,213 $ 1,213 $ 7 Commercial real estate: Nonowner-occupied 357 290 27 With no related allowance recorded: Residential real estate 741 741 ---- Commercial real estate: Owner-occupied 3,453 3,453 ---- Nonowner-occupied 8,819 7,509 ---- Construction 328 ---- ---- Commercial and industrial 7,289 7,289 ---- Consumer 6 6 Total $ 22,206 $ 20,501 $ 34 December 31, 2018 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Nonowner-occupied $ 362 $ 362 $ 98 With no related allowance recorded: Residential real estate 1,667 1,667 ---- Commercial real estate: Owner-occupied 2,527 2,527 ---- Nonowner-occupied 2,368 946 ---- Construction 336 ---- ---- Commercial and industrial 7,116 7,116 ---- Total $ 14,376 $ 12,618 $ 98 Three months ended June 30, 2019 Six months ended June 30, 2019 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Residential real estate $ 1,213 $ ---- $ ---- $ 1,214 $ 5 $ 5 Commercial real estate: Nonowner-occupied 324 1 1 337 1 1 With no related allowance recorded: Residential real estate 636 6 6 575 11 11 Commercial real estate: Owner-occupied 3,483 58 58 3,111 112 112 Nonowner-occupied 7,458 117 117 5,287 228 228 Construction ---- 5 5 ---- 11 11 Commercial and industrial 7,366 121 121 6,591 242 242 Consumer: Other 6 ---- ---- 4 ---- ---- Total $ 20,486 $ 308 $ 308 $ 17,119 $ 610 $ 610 Three months ended June 30, 2018 Six months ended June 30, 2018 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Nonowner-occupied $ 368 $ 7 $ 7 $ 370 $ 8 $ 8 With no related allowance recorded: Residential real estate 1,653 11 11 1,575 30 30 Commercial real estate: Owner-occupied 2,465 36 36 2,478 69 69 Nonowner-occupied 3,037 16 16 3,131 37 37 Construction ---- 5 5 ---- 10 10 Commercial and industrial 8,615 107 107 8,794 232 232 Total $ 16,138 $ 182 $ 182 $ 16,348 $ 386 $ 386
Schedule of Recorded Investment In Nonaccrual Loans [Table Text Block]	June 30, 2019 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 328 $ 7,216 Commercial real estate: Owner-occupied ---- 141 Nonowner-occupied ---- 463 Construction ---- 200 Commercial and industrial 956 171 Consumer: Automobile 233 115 Home equity 221 276 Other 117 91 Total $ 1,855 $ 8,673 December 31, 2018 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 19 $ 6,661 Commercial real estate: Owner-occupied ---- 470 Nonowner-occupied 362 574 Construction 66 416 Commercial and industrial 31 228 Consumer: Automobile 270 59 Home equity 91 183 Other 228 86 Total $ 1,067 $ 8,677
Financing Receivable, Past Due [Table Text Block]	June 30, 2019 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 4,651 $ 782 $ 2,460 $ 7,893 $ 303,147 $ 311,040 Commercial real estate: Owner-occupied 198 156 ---- 354 59,461 59,815 Nonowner-occupied 229 338 290 857 128,678 129,535 Construction 159 ---- ---- 159 32,005 32,164 Commercial and industrial 160 435 1,066 1,661 100,635 102,296 Consumer: Automobile 1,384 198 260 1,842 64,854 66,696 Home equity 342 72 411 825 22,404 23,229 Other 717 213 126 1,056 50,295 51,351 Total $ 7,840 $ 2,194 $ 4,613 $ 14,647 $ 761,479 $ 776,126 December 31, 2018 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,369 $ 1,183 $ 1,642 $ 6,194 $ 297,885 $ 304,079 Commercial real estate: Owner-occupied 298 ---- 129 427 61,267 61,694 Nonowner-occupied 299 ---- 747 1,046 116,142 117,188 Construction 31 ---- 265 296 37,182 37,478 Commercial and industrial 428 192 110 730 112,513 113,243 Consumer: Automobile 1,287 286 289 1,862 68,364 70,226 Home equity 171 92 260 523 21,989 22,512 Other 593 291 228 1,112 49,520 50,632 Total $ 6,476 $ 2,044 $ 3,670 $ 12,190 $ 764,862 $ 777,052
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	June 30, 2019 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate: Interest only payments $ 505 $ ---- $ 505 Commercial real estate: Owner-occupied Interest only payments 926 ---- 926 Reduction of principal and interest payments 1,543 ---- 1,543 Maturity extension at lower stated rate than market rate 431 ---- 431 Credit extension at lower stated rate than market rate 397 ---- 397 Nonowner-occupied Rate reduction ---- 290 290 Credit extension at lower stated rate than market rate 558 ---- 558 Commercial and industrial: Interest only payments 4,989 ---- 4,989 Reduction of principal and interest payments 197 ---- 197 Total TDR’s $ 9,546 $ 290 $ 9,836 December 31, 2018 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate: Interest only payments $ 216 $ ---- $ 216 Commercial real estate: Owner-occupied Interest only payments 968 ---- 968 Reduction of principal and interest payments 529 ---- 529 Maturity extension at lower stated rate than market rate 469 ---- 469 Credit extension at lower stated rate than market rate 402 ---- 402 Nonowner-occupied Interest only payments ---- 385 385 Rate reduction ---- 362 362 Credit extension at lower stated rate than market rate 561 ---- 561 Commercial and industrial: Interest only payments 4,742 ---- 4,742 Total TDR’s $ 7,887 $ 747 $ 8,634
Troubled Debt Restructurings on Financing Receivables Pre And Post Modification [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Three months ended June 30, 2019 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments 1 $ 292 $ 292 $ ---- $ ---- Commercial and Industrial: Interest only payments 1 282 282 Total TDR’s 2 $ 574 $ 574 $ ---- $ ---- TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Six months ended June 30, 2019 Number of Loans Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Residential real estate: Interest only payments 1 $ 292 $ 292 $ ---- $ ---- Commercial and Industrial: Interest only payments 1 282 282 Total TDR’s 2 $ 574 $ 574 $ ---- $ ----
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2019 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 49,522 $ 7,207 $ 3,086 $ 59,815 Nonowner-occupied 121,028 ---- 8,507 129,535 Construction 32,164 ---- ---- 32,164 Commercial and industrial 85,857 2,669 13,770 102,296 Total $ 288,571 $ 9,876 $ 25,363 $ 323,810 December 31, 2018 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 50,474 $ 7,724 $ 3,496 $ 61,694 Nonowner-occupied 115,170 ---- 2,018 117,188 Construction 37,321 ---- 157 37,478 Commercial and industrial 92,417 6,536 14,290 113,243 Total $ 295,382 $ 14,260 $ 19,961 $ 329,603
Performing and Nonperforming Loans [Table Text Block]	June 30, 2019 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 66,348 $ 22,732 $ 51,143 $ 303,496 $ 443,719 Nonperforming 348 497 208 7,544 8,597 Total $ 66,696 $ 23,229 $ 51,351 $ 311,040 $ 452,316 December 31, 2018 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 69,897 $ 22,238 $ 50,318 $ 297,399 $ 439,852 Nonperforming 329 274 314 6,680 7,597 Total $ 70,226 $ 22,512 $ 50,632 $ 304,079 $ 447,449

Note 6 - Other Borrowed Funds (

Note 6 - Other Borrowed Funds (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	FHLB Borrowings Promissory Notes Totals June 30, 2019 $ 31,165 $ 5,516 $ 36,681 December 31, 2018 $ 33,434 $ 6,279 $ 39,713
Schedule of Maturities of Long-term Debt [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2019 $ 1,748 $ 1,741 $ 3,489 2020 3,380 2,290 5,670 2021 3,000 1,220 4,220 2022 2,842 265 3,107 2023 2,705 ---- 2,705 Thereafter 17,490 ---- 17,490 $ 31,165 $ 5,516 $ 36,681

Note 7 - Segment Information (T

Note 7 - Segment Information (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three Months Ended June 30, 2019 Banking Consumer Finance Total Company Net interest income $ 10,088 $ 565 $ 10,653 Provision expense (800 ) (6 ) (806 ) Noninterest income 1,960 43 2,003 Noninterest expense 9,211 580 9,791 Tax expense 585 7 592 Net income 3,052 27 3,079 Assets 1,023,466 11,509 1,034,975 Three Months Ended June 30, 2018 Banking Consumer Finance Total Company Net interest income $ 10,032 $ 608 $ 10,640 Provision expense ---- (23 ) (23 ) Noninterest income 2,369 169 2,538 Noninterest expense 9,061 613 9,674 Tax expense 512 39 551 Net income 2,828 148 2,976 Assets 1,014,033 11,331 1,025,364 Six Months Ended June 30, 2019 Banking Consumer Finance Total Company Net interest income $ 20,125 $ 1,915 $ 22,040 Provision expense 1,450 121 1,571 Noninterest income 3,779 70 3,849 Noninterest expense 18,031 1,328 19,359 Tax expense 575 112 687 Net income 3,848 424 4,272 Assets 1,023,466 11,509 1,034,975 Six Months Ended June 30, 2018 Banking Consumer Finance Total Company Net interest income $ 20,121 $ 2,029 $ 22,150 Provision expense 600 133 733 Noninterest income 5,041 573 5,614 Noninterest expense 18,129 1,353 19,482 Tax expense 973 234 1,207 Net income 5,460 882 6,342 Assets 1,014,033 11,331 1,025,364

Note 8 - Leases (Tables)

Note 8 - Leases (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Lease, Cost [Table Text Block]	As of June 30, 2019 Operating leases: Operating lease right-of-use assets $ 1,190 Operating lease liabilities $ 1,190 Three months ended June 30, 2019 Six months ended June 30, 2019 Operating lease cost $ 80 $ 146 Short-term lease expense $ 15 $ 31 As of June 30, 2019 Weighted-average remaining lease term for operating leases (in years) 11.1 Weighted-average discount rate for operating leases 2.74 %
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	June 30, 2019 Operating Leases 2019 (remaining) $ 140 2020 180 2021 157 2022 157 2023 116 After 2023 641 Total lease payments 1,391 Less: Imputed Interest (201 ) Total operating leases $ 1,190

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019USD ($)shares	Jun. 30, 2018shares	Jun. 30, 2019USD ($)shares	Jun. 30, 2018shares	Jan. 01, 2019USD ($)	Dec. 31, 2018USD ($)
Number of Reportable Segments			2
Weighted Average Number of Shares Outstanding, Basic, Total | shares	4,763,858	4,724,124	4,756,209	4,717,901
Weighted Average Number Diluted Shares Outstanding Adjustment, Total | shares	0	0	0	0
Weighted Average Number of Shares, Contingently Issuable | shares	0	0	0	0
Finance Lease, Liability, Total	$ 0		$ 0
Operating Lease, Right-of-Use Asset	1,190		1,190
Operating Lease, Liability, Total	$ 1,190		$ 1,190
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset					$ 1,280
Operating Lease, Liability, Total					$ 1,280

Note 2 - Fair Value of Financ_3

Note 2 - Fair Value of Financial Instruments (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Selling Costs, Percentage			10.00%
Impaired Financing Receivable, Related Allowance	$ 34		$ 34		$ 98
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	0		0
Other Real Estate, Ending Balance	0		0		228
Other Real Estate, Gross					2,217
Real Estate Owned, Valuation Allowance, Ending Balance					1,989
SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Write-down or Reserve, Amount			0	$ 0
Collateral Dependent Loans [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,503		1,503		362
Impaired Financing Receivable, Related Allowance	34		34		98
Financing Receivable, Credit Loss, Expense (Reversal)	3	$ 0	1	0	4
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 65	$ 0	$ 65	$ 0	$ 0

Note 2 - Fair Value of Financ_4

Note 2 - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Fair Value, Nonrecurring [Member]
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Nonrecurring [Member]
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member]
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member]
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Fair Value, Nonrecurring [Member]
Assets, fair value
Fair Value, Inputs, Level 1 [Member] | Derivative Financial Instruments, Assets [Member] | Fair Value, Recurring [Member] | Interest Rate Swap [Member]
Assets, fair value
Liabilities, fair value
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Fair Value, Nonrecurring [Member]
Assets, fair value
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Nonrecurring [Member]
Assets, fair value
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member]
Assets, fair value	16,881	16,630
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member]
Assets, fair value	90,172	85,534
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Fair Value, Nonrecurring [Member]
Assets, fair value		228
Fair Value, Inputs, Level 2 [Member] | Derivative Financial Instruments, Assets [Member] | Fair Value, Recurring [Member] | Interest Rate Swap [Member]
Assets, fair value	462	101
Liabilities, fair value	(462)	(101)
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Fair Value, Nonrecurring [Member]
Assets, fair value	263	264
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Nonrecurring [Member]
Assets, fair value	1,206
Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member]
Assets, fair value
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member]
Assets, fair value
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Fair Value, Nonrecurring [Member]
Assets, fair value
Fair Value, Inputs, Level 3 [Member] | Derivative Financial Instruments, Assets [Member] | Fair Value, Recurring [Member] | Interest Rate Swap [Member]
Assets, fair value
Liabilities, fair value

Note 2 - Fair Value of Financ_5

Note 2 - Fair Value of Financial Instruments - Level 3 Fair Value Measurements (Details) - Valuation, Market Approach [Member] $ in Thousands	Jun. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Fair Value, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Measurement Input, Comparability Adjustment [Member]
Impaired Loans, Fair Value		$ 264
Fair Value, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Measurement Input, Comparability Adjustment [Member] | Maximum [Member]
Impaired Loans, Measurement Input		0.667
Fair Value, Nonrecurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Measurement Input, Comparability Adjustment [Member] | Weighted Average [Member]
Impaired Loans, Measurement Input		0.18
Fair Value, Nonrecurring [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Impaired Loans, Fair Value	$ 1,206
Fair Value, Nonrecurring [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Minimum [Member]
Impaired Loans, Measurement Input	0.002
Fair Value, Nonrecurring [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Maximum [Member]
Impaired Loans, Measurement Input	0.2
Fair Value, Nonrecurring [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Weighted Average [Member]
Impaired Loans, Measurement Input	0.112
Fair Value, Nonrecurring [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Impaired Loans, Fair Value	$ 263
Fair Value, Nonrecurring [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Minimum [Member]
Impaired Loans, Measurement Input	0.068
Fair Value, Nonrecurring [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Maximum [Member]
Impaired Loans, Measurement Input	0.667
Fair Value, Nonrecurring [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Weighted Average [Member]
Impaired Loans, Measurement Input	0.18
Fair Value, Recurring [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Measurement Input, Comparability Adjustment [Member] | Minimum [Member]
Impaired Loans, Measurement Input		0.068

Note 2 - Fair Value of Financ_6

Note 2 - Fair Value of Financial Instruments - Fair Value Measurements (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Securities held to maturity	$ 13,983	$ 16,234
Reported Value Measurement [Member]
Cash and cash equivalents	70,246	71,180
Certificates of deposit in financial institutions	2,115	2,065
Securities available for sale	107,053	102,164
Securities held to maturity	13,576	15,816
Loans, net	768,725	770,324
Accrued interest receivable	2,720	2,638
Deposits, including held for sale	847,496	846,704
Other borrowed funds	36,681	39,713
Subordinated debentures	8,500	8,500
Accrued interest payable	1,711	1,255
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	70,246	71,180
Certificates of deposit in financial institutions	2,115	2,065
Securities available for sale	107,053	102,164
Securities held to maturity	13,983	16,234
Loans, net	775,675	766,784
Accrued interest receivable	2,720	2,638
Deposits, including held for sale	848,793	845,414
Other borrowed funds	36,493	37,644
Subordinated debentures	6,723	7,054
Accrued interest payable	1,711	1,255
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	70,246	71,180
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity
Loans, net
Accrued interest receivable
Deposits, including held for sale	233,876	237,821
Other borrowed funds
Subordinated debentures
Accrued interest payable	3	3
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions	2,115	2,065
Securities available for sale	107,053	102,164
Securities held to maturity	7,685	7,625
Loans, net
Accrued interest receivable	324	312
Deposits, including held for sale	614,917	607,593
Other borrowed funds	36,493	37,644
Subordinated debentures	6,723	7,054
Accrued interest payable	1,708	1,252
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity	6,298	8,609
Loans, net	775,675	766,784
Accrued interest receivable	2,396	2,326
Deposits, including held for sale
Other borrowed funds
Subordinated debentures
Accrued interest payable

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Proceeds from Sale of Debt Securities, Available-for-sale	$ 0	$ 0	$ 0	$ 0
Other than Temporary Impairment Losses, Investments, Total			$ 0		$ 0

Note 3 - Securities - Securitie

Note 3 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Securities available for sale, amortized cost	$ 106,304	$ 104,867
Securities available for sale, gross unrealized gains	1,043	100
Securities available for sale, gross unrealized losses	(294)	(2,803)
Securities available for sale	107,053	102,164
US Government-sponsored Enterprises Debt Securities [Member]
Securities available for sale, amortized cost	16,679	16,837
Securities available for sale, gross unrealized gains	218	8
Securities available for sale, gross unrealized losses	(16)	(215)
Securities available for sale	16,881	16,630
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	89,625	88,030
Securities available for sale, gross unrealized gains	825	92
Securities available for sale, gross unrealized losses	(278)	(2,588)
Securities available for sale	$ 90,172	$ 85,534

Note 3 - Securities - Securit_2

Note 3 - Securities - Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Securities held to maturity, amortized cost	$ 13,576	$ 15,816
Securities held to maturity, gross unrecognized gains	409	502
Securities held to maturity, gross unrecognized losses	(2)	(84)
Securities held to maturity	13,983	16,234
US States and Political Subdivisions Debt Securities [Member]
Securities held to maturity, amortized cost	13,573	15,813
Securities held to maturity, gross unrecognized gains	409	502
Securities held to maturity, gross unrecognized losses	(2)	(84)
Securities held to maturity	13,980	16,231
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities held to maturity, amortized cost	3	3
Securities held to maturity, gross unrecognized gains
Securities held to maturity, gross unrecognized losses
Securities held to maturity	$ 3	$ 3

Note 3 - Securities - Securit_3

Note 3 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Due in one year or less, available for sale, amortized cost	$ 1,101
Due in one year or less, available for sale, fair value	1,094
Due in one year or less, held to maturity, amortized cost
Due in one year or less, held to maturity, fair value
Due in over one to five years, available for sale, amortized cost	15,578
Due in over one to five years, available for sale, fair value	15,787
Due in over one to five years, held to maturity, amortized cost	6,978
Due in over one to five years, held to maturity, fair value	7,159
Due in over five to ten years, available for sale, amortized cost
Due in over five to ten years, available for sale, fair value
Due in over five to ten years, held to maturity, amortized cost	6,595
Due in over five to ten years, held to maturity, fair value	6,821
Due after ten years, available for sale, amortized cost
Due after ten years, available for sale, fair value
Due after ten years, held to maturity, amortized cost
Due after ten years, held to maturity, fair value
Agency mortgage-backed securities, residential, available for sale, amortized cost	89,625
Agency mortgage-backed securities, residential, available for sale, fair value	90,172
Agency mortgage-backed securities, residential, held to maturity, amortized cost	3
Agency mortgage-backed securities, residential, held to maturity, fair value	3
Total debt securities, available for sale, amortized cost	106,304	$ 104,867
Total debt securities, available for sale, fair value	107,053	102,164
Total debt securities, held to maturity, amortized cost	13,576	15,816
Total debt securities, held to maturity, fair value	$ 13,983	$ 16,234

Note 3 - Securities - Securit_4

Note 3 - Securities - Securities Available-for-sale With Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Less than 12 Months - Fair Value		$ 10,545
Less than 12 Months - Unrealized Loss		(44)
12 Months or More - Fair Value	27,870	71,298
12 Months or More - Unrealized Loss	(294)	(2,759)
Fair Value	27,870	81,843
Unrealized Loss	(294)	(2,803)
US Government-sponsored Enterprises Debt Securities [Member]
Less than 12 Months - Fair Value		1,981
Less than 12 Months - Unrealized Loss		(1)
12 Months or More - Fair Value	1,991	8,679
12 Months or More - Unrealized Loss	(16)	(214)
Fair Value	1,991	10,660
Unrealized Loss	(16)	(215)
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 Months - Fair Value		8,564
Less than 12 Months - Unrealized Loss		(43)
12 Months or More - Fair Value	25,879	62,619
12 Months or More - Unrealized Loss	(278)	(2,545)
Fair Value	25,879	71,183
Unrealized Loss	$ (278)	$ (2,588)

Note 3 - Securities - Securit_5

Note 3 - Securities - Securities Held to Maturity With Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Less Than 12 Months - Fair Value		$ 484
Less Than 12 Months - Unrecognized Loss		(3)
12 Months or More - Fair Value	203	1,312
12 Months or More - Unrecognized Loss	(2)	(81)
Fair Value	203	1,796
Unrecognized Loss	(2)	(84)
US States and Political Subdivisions Debt Securities [Member]
Less Than 12 Months - Fair Value		484
Less Than 12 Months - Unrecognized Loss		(3)
12 Months or More - Fair Value	203	1,312
12 Months or More - Unrecognized Loss	(2)	(81)
Fair Value	203	1,796
Unrecognized Loss	$ (2)	$ (84)

Note 4 - Loans and Allowance _3

Note 4 - Loans and Allowance for Loan Losses (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019USD ($)	Jun. 30, 2018	Jun. 30, 2019USD ($)	Jun. 30, 2018	Dec. 31, 2018USD ($)
Increase (Decrease) in Other Loans			$ 1,202
Change In Troubled Debt Restructurings			13.90%
Impaired Financing Receivable, Related Allowance	$ 34		$ 34		$ 98
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 1,268		$ 1,268		758
Financing Receivable, Modifications, Number of Contracts	2	0	2	0
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 0		$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0	0
Minimum Loan Balance For Loans Evaluated by Risk Categories	$ 750		$ 750
Troubled Debt Restructurings [Member]
Impaired Financing Receivable, Related Allowance	$ 27		$ 27		$ 98
Unsecured [Member]
Percentage of Loan Portfolio	4.75%		4.75%		5.02%
Residential Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure	$ 77		$ 77		$ 77
Mortgage Loans in Process of Foreclosure, Amount	2,009		2,009		$ 2,375
Impaired Financing Receivable, Related Allowance	$ 7		$ 7
Financing Receivable, Modifications, Number of Contracts	1		1

Note 4 - Loans and Allowance _4

Note 4 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Loans	$ 776,126	$ 777,052
Less: Allowance for loan losses	(7,401)	(6,728)
Loans, net	768,725	770,324
Residential Portfolio Segment [Member]
Loans	311,040	304,079
Commercial Real Estate Portfolio Segment [Member]
Loans	221,514	216,360
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans	59,815	61,694
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans	129,535	117,188
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	32,164	37,478
Commercial and Industrial Portfolio Segment [Member]
Loans	102,296	113,243
Consumer Portfolio Segment [Member]
Loans	141,276	143,370
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	66,696	70,226
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	23,229	22,512
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans	$ 51,351	$ 50,632

Note 4 - Loans and Allowance _5

Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses Activity by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Balance	$ 8,013	$ 7,996	$ 6,728	$ 7,499
Provision for loan losses	(806)	(23)	1,571	733
Loans charged off	(1,163)	(751)	(2,523)	(1,338)
Recoveries	1,357	417	1,625	745
Balance	7,401	7,639	7,401	7,639
Residential Portfolio Segment [Member]
Balance	2,079	2,059	1,583	1,470
Provision for loan losses	(552)	(14)	261	580
Loans charged off	(78)	(177)	(407)	(237)
Recoveries	524	18	536	73
Balance	1,973	1,886	1,973	1,886
Commercial Real Estate Portfolio Segment [Member]
Balance	2,452	2,423	2,186	2,978
Provision for loan losses	(260)	(82)	133	(663)
Loans charged off	(438)		(579)	(1)
Recoveries	468	51	482	78
Balance	2,222	2,392	2,222	2,392
Commercial and Industrial Portfolio Segment [Member]
Balance	1,315	1,373	1,063	1,024
Provision for loan losses	(169)	(317)	304	(1)
Loans charged off	(111)		(344)	(4)
Recoveries	60	186	72	223
Balance	1,095	1,242	1,095	1,242
Consumer Portfolio Segment [Member]
Balance	2,167	2,141	1,896	2,027
Provision for loan losses	175	390	873	817
Loans charged off	(536)	(574)	(1,193)	(1,096)
Recoveries	305	162	535	371
Balance	$ 2,111	$ 2,119	$ 2,111	$ 2,119

Note 4 - Loans and Allowance _6

Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses and the Recorded Investment of Loans Based on Impairment Method (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Individually evaluated for impairment	$ 34		$ 98
Collectively evaluated for impairment	7,367		6,630
Total ending allowance balance	7,401	$ 8,013	6,728	$ 7,639	$ 7,996	$ 7,499
Loans individually evaluated for impairment	20,501		12,618
Loans collectively evaluated for impairment	755,625		764,434
Total ending loans balance	776,126		777,052
Residential Portfolio Segment [Member]
Individually evaluated for impairment	7
Collectively evaluated for impairment	1,966		1,583
Total ending allowance balance	1,973	2,079	1,583	1,886	2,059	1,470
Loans individually evaluated for impairment	1,954		1,667
Loans collectively evaluated for impairment	309,086		302,412
Total ending loans balance	311,040		304,079
Commercial Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	27		98
Collectively evaluated for impairment	2,195		2,088
Total ending allowance balance	2,222	2,452	2,186	2,392	2,423	2,978
Loans individually evaluated for impairment	11,252		3,835
Loans collectively evaluated for impairment	210,262		212,525
Total ending loans balance	221,514		216,360
Commercial and Industrial Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	1,095		1,063
Total ending allowance balance	1,095	1,315	1,063	1,242	1,373	1,024
Loans individually evaluated for impairment	7,289		7,116
Loans collectively evaluated for impairment	95,007		106,127
Total ending loans balance	102,296		113,243
Consumer Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	2,111		1,896
Total ending allowance balance	2,111	$ 2,167	1,896	$ 2,119	$ 2,141	$ 2,027
Loans individually evaluated for impairment	6
Loans collectively evaluated for impairment	141,270		143,370
Total ending loans balance	$ 141,276		$ 143,370

Note 4 - Loans and Allowance _7

Note 4 - Loans and Allowance for Loan Losses - Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Allowance for Loan Losses Allocated	$ 34		$ 34		$ 98
Unpaid principal balance	22,206		22,206		14,376
Recorded investment	20,501		20,501		12,618
Average impaired loans	20,486	$ 16,138	17,119	$ 16,348
Interest income recognized	308	182	610	386
Cash basis interest recognized	308	182	610	386
Residential Portfolio Segment [Member]
Unpaid principal balance - with allowance recorded	1,213		1,213		1,667
Recorded investment - with allowance recorded	1,213		1,213		1,667
Allowance for Loan Losses Allocated	7		7
Unpaid principal balance - with no allowance recorded	741		741
Recorded investment - with no allowance recorded	741		741
Average impaired loans - with allowance recorded	1,213	1,653	1,214	1,575
Interest income recognized - with allowance recorded		11	5	30
Cash basis interest recognized - with allowance recorded		11	5	30
Average impaired loans - with no allowance recorded	636		575
Interest income recognized - with no allowance recorded	6		11
Cash basis interest recognized - with no allowance recorded	6		11
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Unpaid principal balance - with allowance recorded	357		357		362
Recorded investment - with allowance recorded	290		290		362
Allowance for Loan Losses Allocated	27		27		98
Unpaid principal balance - with no allowance recorded	8,819		8,819		2,368
Recorded investment - with no allowance recorded	7,509		7,509		946
Average impaired loans - with allowance recorded	324	368	337	370
Interest income recognized - with allowance recorded	1	7	1	8
Cash basis interest recognized - with allowance recorded	1	7	1	8
Average impaired loans - with no allowance recorded	7,458	3,037	5,287	3,131
Interest income recognized - with no allowance recorded	117	16	228	37
Cash basis interest recognized - with no allowance recorded	117	16	228	37
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Unpaid principal balance - with no allowance recorded	3,453		3,453		2,527
Recorded investment - with no allowance recorded	3,453		3,453		2,527
Average impaired loans - with no allowance recorded	3,483	2,465	3,111	2,478
Interest income recognized - with no allowance recorded	58	36	112	69
Cash basis interest recognized - with no allowance recorded	58	36	112	69
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid principal balance - with no allowance recorded	328		328		336
Recorded investment - with no allowance recorded
Average impaired loans - with no allowance recorded
Interest income recognized - with no allowance recorded	5	5	11	10
Cash basis interest recognized - with no allowance recorded	5	5	11	10
Commercial and Industrial Portfolio Segment [Member]
Unpaid principal balance - with no allowance recorded	7,289		7,289		7,116
Recorded investment - with no allowance recorded	7,289		7,289		$ 7,116
Average impaired loans - with no allowance recorded	7,366	8,615	6,591	8,794
Interest income recognized - with no allowance recorded	121	107	242	232
Cash basis interest recognized - with no allowance recorded	121	$ 107	242	$ 232
Consumer Portfolio Segment [Member]
Unpaid principal balance - with no allowance recorded	6		6
Recorded investment - with no allowance recorded	6		6
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Average impaired loans - with no allowance recorded	6		4
Interest income recognized - with no allowance recorded
Cash basis interest recognized - with no allowance recorded

Note 4 - Loans and Allowance _8

Note 4 - Loans and Allowance for Loan Losses - Nonaccrual Loans and Loans Past Due 90 Days or More and Still Accruing (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Loans past due 90 days and still accruing	$ 1,855	$ 1,067
Nonaccrual	8,673	8,677
Residential Portfolio Segment [Member]
Loans past due 90 days and still accruing	328	19
Nonaccrual	7,216	6,661
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due 90 days and still accruing
Nonaccrual	141	470
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due 90 days and still accruing		362
Nonaccrual	463	574
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due 90 days and still accruing		66
Nonaccrual	200	416
Commercial and Industrial Portfolio Segment [Member]
Loans past due 90 days and still accruing	956	31
Nonaccrual	171	228
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days and still accruing	233	270
Nonaccrual	115	59
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due 90 days and still accruing	221	91
Nonaccrual	276	183
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days and still accruing	117	228
Nonaccrual	$ 91	$ 86

Note 4 - Loans and Allowance _9

Note 4 - Loans and Allowance for Loan Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Loans past due	$ 14,647	$ 12,190
Loans, current	761,479	764,862
Loans	776,126	777,052
Commercial real estate:
Loans past due	14,647	12,190
Loans, current	761,479	764,862
Loans	776,126	777,052
Consumer:
Loans past due	14,647	12,190
Loans, current	761,479	764,862
Loans	776,126	777,052
Residential Portfolio Segment [Member]
Loans past due	7,893	6,194
Loans, current	303,147	297,885
Loans	311,040	304,079
Commercial real estate:
Loans past due	7,893	6,194
Loans, current	303,147	297,885
Loans	311,040	304,079
Consumer:
Loans past due	7,893	6,194
Loans, current	303,147	297,885
Loans	311,040	304,079
Commercial Real Estate Portfolio Segment [Member]
Loans	221,514	216,360
Commercial real estate:
Loans	221,514	216,360
Consumer:
Loans	221,514	216,360
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	354	427
Loans, current	59,461	61,267
Loans	59,815	61,694
Commercial real estate:
Loans past due	354	427
Loans, current	59,461	61,267
Loans	59,815	61,694
Consumer:
Loans past due	354	427
Loans, current	59,461	61,267
Loans	59,815	61,694
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	857	1,046
Loans, current	128,678	116,142
Loans	129,535	117,188
Commercial real estate:
Loans past due	857	1,046
Loans, current	128,678	116,142
Loans	129,535	117,188
Consumer:
Loans past due	857	1,046
Loans, current	128,678	116,142
Loans	129,535	117,188
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	159	296
Loans, current	32,005	37,182
Loans	32,164	37,478
Commercial real estate:
Loans past due	159	296
Loans, current	32,005	37,182
Loans	32,164	37,478
Consumer:
Loans past due	159	296
Loans, current	32,005	37,182
Loans	32,164	37,478
Commercial and Industrial Portfolio Segment [Member]
Loans past due	1,661	730
Loans, current	100,635	112,513
Loans	102,296	113,243
Commercial real estate:
Loans past due	1,661	730
Loans, current	100,635	112,513
Loans	102,296	113,243
Consumer:
Loans past due	1,661	730
Loans, current	100,635	112,513
Loans	102,296	113,243
Consumer Portfolio Segment [Member]
Loans	141,276	143,370
Commercial real estate:
Loans	141,276	143,370
Consumer:
Loans	141,276	143,370
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,842	1,862
Loans, current	64,854	68,364
Loans	66,696	70,226
Commercial real estate:
Loans past due	1,842	1,862
Loans, current	64,854	68,364
Loans	66,696	70,226
Consumer:
Loans past due	1,842	1,862
Loans, current	64,854	68,364
Loans	66,696	70,226
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	825	523
Loans, current	22,404	21,989
Loans	23,229	22,512
Commercial real estate:
Loans past due	825	523
Loans, current	22,404	21,989
Loans	23,229	22,512
Consumer:
Loans past due	825	523
Loans, current	22,404	21,989
Loans	23,229	22,512
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	1,056	1,112
Loans, current	50,295	49,520
Loans	51,351	50,632
Commercial real estate:
Loans past due	1,056	1,112
Loans, current	50,295	49,520
Loans	51,351	50,632
Consumer:
Loans past due	1,056	1,112
Loans, current	50,295	49,520
Loans	51,351	50,632
Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due	7,840	6,476
Commercial real estate:
Loans past due	7,840	6,476
Consumer:
Loans past due	7,840	6,476
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	4,651	3,369
Commercial real estate:
Loans past due	4,651	3,369
Consumer:
Loans past due	4,651	3,369
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	198	298
Commercial real estate:
Loans past due	198	298
Consumer:
Loans past due	198	298
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	229	299
Commercial real estate:
Loans past due	229	299
Consumer:
Loans past due	229	299
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	159	31
Commercial real estate:
Loans past due	159	31
Consumer:
Loans past due	159	31
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	160	428
Commercial real estate:
Loans past due	160	428
Consumer:
Loans past due	160	428
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,384	1,287
Commercial real estate:
Loans past due	1,384	1,287
Consumer:
Loans past due	1,384	1,287
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	342	171
Commercial real estate:
Loans past due	342	171
Consumer:
Loans past due	342	171
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	717	593
Commercial real estate:
Loans past due	717	593
Consumer:
Loans past due	717	593
Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due	2,194	2,044
Commercial real estate:
Loans past due	2,194	2,044
Consumer:
Loans past due	2,194	2,044
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	782	1,183
Commercial real estate:
Loans past due	782	1,183
Consumer:
Loans past due	782	1,183
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	156
Commercial real estate:
Loans past due	156
Consumer:
Loans past due	156
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	338
Commercial real estate:
Loans past due	338
Consumer:
Loans past due	338
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due
Commercial real estate:
Loans past due
Consumer:
Loans past due
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	435	192
Commercial real estate:
Loans past due	435	192
Consumer:
Loans past due	435	192
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	198	286
Commercial real estate:
Loans past due	198	286
Consumer:
Loans past due	198	286
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	72	92
Commercial real estate:
Loans past due	72	92
Consumer:
Loans past due	72	92
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	213	291
Commercial real estate:
Loans past due	213	291
Consumer:
Loans past due	213	291
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due	4,613	3,670
Commercial real estate:
Loans past due	4,613	3,670
Consumer:
Loans past due	4,613	3,670
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	2,460	1,642
Commercial real estate:
Loans past due	2,460	1,642
Consumer:
Loans past due	2,460	1,642
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due		129
Commercial real estate:
Loans past due		129
Consumer:
Loans past due		129
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	290	747
Commercial real estate:
Loans past due	290	747
Consumer:
Loans past due	290	747
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due		265
Commercial real estate:
Loans past due		265
Consumer:
Loans past due		265
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	1,066	110
Commercial real estate:
Loans past due	1,066	110
Consumer:
Loans past due	1,066	110
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	260	289
Commercial real estate:
Loans past due	260	289
Consumer:
Loans past due	260	289
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due	411	260
Commercial real estate:
Loans past due	411	260
Consumer:
Loans past due	411	260
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	126	228
Commercial real estate:
Loans past due	126	228
Consumer:
Loans past due	$ 126	$ 228

Note 4 - Loans and Allowance_10

Note 4 - Loans and Allowance for Loan Losses - TDR Loan Modifications (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Troubled Debt Restructuring	$ 9,836	$ 8,634
Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	505	216
Residential Portfolio Segment [Member] | Extended Maturity [Member]
Troubled Debt Restructuring	431
Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring	397
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	926	968
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	4,989	385
Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,543	529
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		469
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		402
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	558
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		362
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	290
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		4,742
Commercial and Industrial Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member]
Troubled Debt Restructuring	197
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		561
Performing Financial Instruments [Member]
Troubled Debt Restructuring	9,546	7,887
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	505	216
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Extended Maturity [Member]
Troubled Debt Restructuring	431
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring	397
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	926	968
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	4,989
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,543	529
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		469
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		402
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	558
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		4,742
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member]
Troubled Debt Restructuring	197
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		561
Nonperforming Financial Instruments [Member]
Troubled Debt Restructuring	290	747
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		385
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		$ 362
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	290
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member]
Troubled Debt Restructuring

Note 4 - Loans and Allowance_11

Note 4 - Loans and Allowance for Loan Losses - TDRs Pre-modification and Post-modification (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019USD ($)	Jun. 30, 2018	Jun. 30, 2019USD ($)	Jun. 30, 2018
Number of Loans	2	0	2	0
Performing Financial Instruments [Member]
Pre-modification recorded investment	$ 574		$ 574
Post-modification recorded investment	574		574
Nonperforming Financial Instruments [Member]
Pre-modification recorded investment
Post-modification recorded investment
Residential Portfolio Segment [Member]
Number of Loans	1		1
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Only Payments [Member]
Pre-modification recorded investment	$ 292		$ 292
Post-modification recorded investment	292		292
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Interest Only Payments [Member]
Pre-modification recorded investment
Post-modification recorded investment
Commercial and Industrial Portfolio Segment [Member]
Number of Loans	1		1
Commercial and Industrial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Interest Only Payments [Member]
Pre-modification recorded investment	$ 282		$ 282
Post-modification recorded investment	282		282
Commercial and Industrial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Interest Only Payments [Member]
Pre-modification recorded investment
Post-modification recorded investment

Note 4 - Loans and Allowance_12

Note 4 - Loans and Allowance for Loan Losses - Risk Category of Commercial Loans by Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Loans receivable	$ 776,126	$ 777,052
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	221,514	216,360
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	59,815	61,694
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	129,535	117,188
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	32,164	37,478
Commercial and Industrial Portfolio Segment [Member]
Loans receivable	102,296	113,243
Commercial Portfolio Segment [Member]
Loans receivable	323,810	329,603
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	49,522	50,474
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	121,028	115,170
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	32,164	37,321
Pass [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	85,857	92,417
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	288,571	295,382
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	7,207	7,724
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable
Criticized [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	2,669	6,536
Criticized [Member] | Commercial Portfolio Segment [Member]
Loans receivable	9,876	14,260
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	3,086	3,496
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	8,507	2,018
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable		157
Classified [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	13,770	14,290
Classified [Member] | Commercial Portfolio Segment [Member]
Loans receivable	$ 25,363	$ 19,961

Note 4 - Loans and Allowance_13

Note 4 - Loans and Allowance for Loan Losses - Recorded Investment of Residential and Consumer Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Loans receivable	$ 776,126	$ 777,052
Consumer Portfolio Segment [Member]
Loans receivable	141,276	143,370
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	66,696	70,226
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	23,229	22,512
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	51,351	50,632
Residential Portfolio Segment [Member]
Loans receivable	311,040	304,079
Consumer and Residential Portfolio Segment [Member]
Loans receivable	452,316	447,449
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	66,348	69,897
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	22,732	22,238
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	51,143	50,318
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	303,496	297,399
Performing Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	443,719	439,852
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	348	329
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	497	274
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	208	314
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	7,544	6,680
Nonperforming Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	$ 8,597	$ 7,597

Note 5 - Financial Instrument_2

Note 5 - Financial Instruments With Off-balance Sheet Risk (Details Textual) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 71,706	$ 71,026

Note 6 - Other Borrowed Funds_2

Note 6 - Other Borrowed Funds (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate, Total	$ 31,165
Federal Home Loan Bank, Advances, Maturities Summary, Floating Rate, Total	0
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	226,003
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 138,338
Debt, Weighted Average Interest Rate	2.80%	2.83%
Notes Payable to Bank, Total	$ 1,689	$ 2,451
Director [Member]
Notes Payable, Related Parties	3,558	3,558
FHLB Line of Credit [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	80,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	80,000
Letters of Credit Outstanding, Amount	$ 56,500	$ 51,700
Minimum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.53%
Debt Instrument, Interest Rate, Stated Percentage	1.75%
Maximum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	3.31%
Debt Instrument, Interest Rate, Stated Percentage	4.09%
Weighted Average [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	2.41%
FHLB Stock [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 5,365
Residential Real Estate [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	302,044
Commercial Loans [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 66,951

Note 6 - Other Borrowed Funds -

Note 6 - Other Borrowed Funds - Other Borrowed Funds (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Other borrowed funds	$ 36,681	$ 39,713
Federal Home Loan Bank Advances [Member]
Other borrowed funds	31,165	33,434
Promissory Notes [Member]
Other borrowed funds	$ 5,516	$ 6,279

Note 6 - Other Borrowed Funds_3

Note 6 - Other Borrowed Funds - Scheduled Principal Payments (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
2019	$ 3,489
2020	5,670
2021	4,220
2022	3,107
2023	2,705
Thereafter	17,490
	36,681	$ 39,713
Federal Home Loan Bank Advances [Member]
2019	1,748
2020	3,380
2021	3,000
2022	2,842
2023	2,705
Thereafter	17,490
	31,165	33,434
Promissory Notes [Member]
2019	1,741
2020	2,290
2021	1,220
2022	265
2023
Thereafter
	$ 5,516	$ 6,279

Note 7 - Segment Information (D

Note 7 - Segment Information (Details Textual)	3 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Banking Segment, Percentage of Total Revenues	93.10%	91.30%

Note 7 - Segment Information -

Note 7 - Segment Information - Segment Reporting (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Net interest income	$ 10,653	$ 10,640	$ 22,040	$ 22,150
Provision expense	(806)	(23)	1,571	733
Noninterest income	2,003	2,538	3,849	5,614
Noninterest expense	9,791	9,674	19,359	19,482
Tax expense	592	551	687	1,207
Net income	3,079	2,976	4,272	6,342
Assets	1,034,975	1,025,364	1,034,975	1,025,364	$ 1,030,493
Banking [Member]
Net interest income	10,088	10,032	20,125	20,121
Provision expense	(800)		1,450	600
Noninterest income	1,960	2,369	3,779	5,041
Noninterest expense	9,211	9,061	18,031	18,129
Tax expense	585	512	575	973
Net income	3,052	2,828	3,848	5,460
Assets	1,023,466	1,014,033	1,023,466	1,014,033
Consumer Finance [Member]
Net interest income	565	608	1,915	2,029
Provision expense	(6)	(23)	121	133
Noninterest income	43	169	70	573
Noninterest expense	580	613	1,328	1,353
Tax expense	7	39	112	234
Net income	27	148	424	882
Assets	$ 11,509	$ 11,331	$ 11,509	$ 11,331

Note 8 - Leases (Details Textua

Note 8 - Leases (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2019	Jan. 01, 2019	Dec. 31, 2018
Finance Lease, Liability, Total	$ 0
Operating Lease, Right-of-Use Asset	$ 1,190
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset		$ 1,280
Minimum [Member]
Lessee, Operating Lease, Term of Contract	180 days
Maximum [Member]
Lessee, Operating Lease, Term of Contract	18 years
Lessee, Operating Lease, Renewal Term	15 years

Note 8 - Leases - Lease Cost an

Note 8 - Leases - Lease Cost and Information (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Operating lease right-of-use assets	$ 1,190	$ 1,190
Operating lease liabilities	1,190	1,190
Operating lease cost	80	146
Short-term lease expense	$ 15	$ 31
Weighted-average remaining lease term for operating leases (in years) (Year)	11 years 36 days	11 years 36 days
Weighted-average discount rate for operating leases	2.74%	2.74%

Note 8 - Leases - Operating Lea

Note 8 - Leases - Operating Lease Maturities (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
2019 (remaining)	$ 140
2020	180
2021	157
2022	157
2023	116
After 2023	641
Total lease payments	1,391
Less: Imputed Interest	(201)
Operating lease liability	$ 1,190