LIMITED POWER OF
ATTORNEY FOR
SECTION 16
REPORTING OBLIGATIONS
Know all by these presents, that
the undersigned hereby makes, constitutes
and appoints Michael T. Raymond,
Bradley J. Wyatt, and Zane S. Hatahet
as the undersigned's true and lawful
attorney-in-fact, singing singly, with full power
and authority as hereinafter described
on behalf of and in the name, place
and stead of the undersigned to:
(1) prepare, execute, acknowledge,
deliver and file Forms 3, 4, and 5
(including any amendments thereto)
with respect to the securities of Credit Acceptance
Corporation, a Michigan corporation
(the "Company"), with the United States
Securities and Exchange Commission,
any national securities exchanges and
the Company, as considered necessary
or advisable under Section 16(a) of
the Securities Exchange Act of 1934 and
the rules and regulations promulgated
thereunder, as amended from time to
time (the "Exchange Act");
(2) seek or obtain, as the undersigned's
representative and on the undersigned's
behalf, information on transactions in the
Company's securities from any third
party, including brokers, employee benefit
plan administrators and trustees, and the
undersigned hereby authorizes any such
person to release any such information to
such attorney-in-fact and approves and
ratifies any such release of information; and
(3) perform any and all other acts which
in the discretion of such attorney-in-fact
are necessary or desirable for and on behalf
of the undersigned in connection with the
foregoing.
The undersigned acknowledges that:
(1) this Power of Attorney authorizes,
but does not require, such attorney-in-fact
to act in their discretion on information
provided to such attorney-in-fact without
independent verification of such information;
(2) any documents prepared and/or
executed by such attorney-in-fact on
behalf of the undersigned pursuant to
this Power of Attorney will be in such
form and will contain such information
and disclosure as such attorney-in-fact,
in his or her discretion, deems necessary or
desirable;
(3) neither the Company
nor such attorney-in-fact
assumes (i) any liability for the undersigned's
responsibility to comply with the
requirement of the Exchange Act,
(ii) any liability of the undersigned for any
failure to comply with such requirements,
or (iii) any obligation or liability of the
undersigned for profit disgorgement under
Section 16(b) of the Exchange Act; and
(4) this Power of Attorney does not relieve
the undersigned from responsibility for
compliance with the undersigned's
obligations under the Exchange Act,
including without limitation the reporting
requirements under Section 16 of the Exchange Act.
The undersigned hereby gives and grants
the foregoing attorney-in-fact full power and
authority to do and perform all and every
act and thing whatsoever requisite, necessary
or appropriate to be done in and about the
foregoing matters as fully to all intents and
purposes as the undersigned might or could do
if present, hereby ratifying all that such
attorney-in-fact of, for and on behalf of the
undersigned, shall lawfully do or cause to be
done by virtue of this Limited Power of Attorney.
This Power of Attorney shall remain in full force
and effect until revoked by the undersigned in a
signed writing delivered to such attorney-in-fact.
IN WITNESS WHEREOF, the undersigned has
caused this Power of Attorney to be executed
as of this 20th day of January, 2017.
By: /s/
Donald A. Foss
Print Name: Donald A. Foss
STATE OF MICHIGAN
COUNTY OF OAKLAND
On this 20th day of January, 2017,
Donald A. Foss personally appeared
before me, and acknowledged that he
executed the foregoing instrument for
the purposes therein contained.
IN WITNESS WHEREOF, I have
hereunto set my hand and official seal.
/s/ Wendy Mack
Notary Public
Wendy Mack
Notary Public – Michigan
Macomb County
My Commission Expires Jul 2, 2021
Acting in the County of Oakland
