Mail Stop 3561 								June 23, 2005 Colin Gervaise-Brazier, President Paygard, Inc. 350 South Center Street Suite 500 Reno, NV 89501 Re:	Paygard, Inc. 	SECPS letter from Gordon, 	Hughes and Banks, LLP File No. 0-29685 Dear Mr. Gervaise-Brazier: The staff has received a SECPS letter from Gordon, Hughes and Banks, LLP notifying the Chief Accountant of the Commission that the registrant`s auditor/client relationship with Gordon, Hughes and Banks, LLP has ceased. This letter is to inform you that the registrant should file an Item 4 Form 8-K immediately. The filing was due no later than the fourth business day following the date the relationship with Gordon, Hughes and Banks, LLP ceased. Item 304 of Regulation S-B describes the disclosure requirements of the Item 4 Form 8-K. In order for the former accountants to submit to you the letter required by Item 304(a)(3) of Regulation S-B, a copy of the filing should be furnished to them as soon as possible, but no later than the date you file the Form 8-K with the Commission. The accountant`s letter should be filed with the Commission as an exhibit to the 8-K when initially filed or as a subsequent amendment thereto no later than 10 days after the initial Form 8-K was filed. If you are unable to file a Form 8-K and letter from the former accountant, please contact the staff immediately to explain your extenuating circumstances. Direct any questions to Babette Cooper at 202.551.3396. 							Sincerely, 							Babette Cooper 							Staff Accountant ?? ?? ?? ?? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549-0306 DIVISION OF CORPORATION FINANCE