October 3, 2018

Richard B. Hurd
President and Chief Executive Officer
1895 Bancorp of Wisconsin, Inc.
7001 West Edgerton Ave.
Greenfield, WI 53220

       Re: 1895 Bancorp of Wisconsin, Inc.
           Registration Statement on Form S-1
           Filed September 7, 2018
           File No. 333-227223

Dear Mr. Hurd:

       We have reviewed your registration statement and have the following
comments. In
some of our comments, we may ask you to provide us with information so we may
better
understand your disclosure.

       Please respond to this letter by amending your registration statement
and providing the
requested information. If you do not believe our comments apply to your facts
and
circumstances or do not believe an amendment is appropriate, please tell us why
in your
response.

       After reviewing any amendment to your registration statement and the
information you
provide in response to these comments, we may have additional comments.

Form S-1

Summary, page 1

1.     Please balance your Summary disclosure by disclosing your recent losses
and significant
       one-time expenses that have negatively impacted your efficiency ratio
and costs of
       operations and by providing under the caption "Risk Factors," a
discussion of the most
       significant factors that make the offering risky. See Item 503(c) of
Regulation S-K.
 Richard B. Hurd
FirstName LastNameRichardInc.Hurd
1895 Bancorp of Wisconsin, B.
Comapany 2018
October 3, Name1895 Bancorp of Wisconsin, Inc.
October 3, 2018 Page 2
Page 2
FirstName LastName
Risk Factors
Risks Related to Our Business
We face significant operational risks because the financial services business
involves a high
volume of transactions and increased reliance , page 27

2.       In this risk factor you discuss the potential impact of operational
risks. Have you suffered
         any significant losses or other damages as a result of operational
risks, or has your
         controls testing indicated that you have a significant deficiency?
Please revise to provide
         a description of any cyber incidents that you have experienced that
are individually, or in
         the aggregate, material, including a description of the costs and
other consequences and to
         provide the investor with an idea of the likelihood that a risk may
impact your results and
         the potential impact on your assets and earnings. Refer to CF
Disclosure Guidance: Topic
         No. 2 and Regulation S-K Item 503(c).
Our information technology systems may be subject to failure, interruption or
security breaches,
page 28

3.       Please clarify whether you have experienced any of the referenced
types of breaches.
         Refer to CF Disclosure Guidance: Topic No. 2.
Management's Discussion and Analysis of Financial Condition and Results of
Operations of
PyraMax Bank, FSB
Comparison of Operating Results for the Six Months Ended June 30, 2018 and
2017, page 65

4.       We note your disclosures on pages 65 and 66, as well as elsewhere in
the prospectus (e.g.,
         page 67), that you reversed your $4.8 mm deferred tax valuation
allowance in 2017. We
         also note your disclosure on page F-29 that you determined there was
enough reasonable
         evidence to reverse this amount. To help investors better understand
your results, please
         enhance your disclosures to provide additional detail about the
drivers for income tax
         expense changes during the periods presented, such as the nature of
the positive and
         negative evidence considered in making your decision to reverse the
valuation allowance.
         Refer to Items 303(a) and 303(b) of Regulation S-K.




        We remind you that the company and its management are responsible for
the accuracy
and adequacy of their disclosures, notwithstanding any review, comments, action
or absence of
action by the staff.

       Refer to Rules 460 and 461 regarding requests for acceleration. Please
allow adequate
time for us to review any amendment prior to the requested effective date of
the registration
statement.
 Richard B. Hurd
1895 Bancorp of Wisconsin, Inc.
October 3, 2018
Page 3

        You may contact Cara Lubit at 202-551-5909 or Hugh West at 202-551-3872
if you have
questions regarding comments on the financial statements and related matters.
Please contact
Jessica Livingston at 202-551-3448 or Michael Clampitt at 202-551-3434 with any
other
questions.



FirstName LastNameRichard B. Hurd                        Sincerely,
Comapany Name1895 Bancorp of Wisconsin, Inc.
                                                         Division of
Corporation Finance
October 3, 2018 Page 3                                   Office of Financial
Services
FirstName LastName