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                              August 3, 2020

       Ronald Jordan
       Chief Financial Officer
       FedNat Holding Company
       14050 N.W. 14th Street
       Suite 180
       Sunrise, FL 33323

                                                        Re: FedNat Holding Co
                                                            Form 10-K for the
Fiscal Year Ended December 31, 2019
                                                            Filed March 6, 2020
                                                            File No. 000-25001

       Dear Mr. Jordan:

             We have reviewed your filing and have the following comment. In
our comment, we
       may ask you to provide us with information so we may better understand
your disclosure.

              Please respond to this comment within ten business days by
providing the requested
       information or advise us as soon as possible when you will respond. If
you do not believe our
       comment applies to your facts and circumstances, please tell us why in
your response.

                                                        After reviewing your
response to this comment, we may have additional comments.

       Form 10-K for the fiscal year ended December 31, 2019

       Item 7. Management's Discussion and Analysis of Financial Condition and
Results of Operations
       Losses and Loss Adjustment Expenses, page 30

   1.                                                   We note your disclosure
on pages 30 and 37 of the impacts of severe weather events in
                                                        2019, 2018 and 2017,
and the 10.8 percentage point increase to 75.1% for 2019 to the net
                                                        loss ratio as a result
of the $52.7 million severe weather events. We also note the
                                                        disclosure on page 11
that "The occurrence of claims from catastrophic events can result
                                                        in substantial
volatility in our results of operations or financial condition for any fiscal
                                                        quarter or years as
seen in 2019, 2018 and 2017" and "Florida , South Carolina and
                                                        Texas, all states in
which we write homeowners policies, experienced several significant
                                                        hurricanes in 2019,
2018 and 2017." Given the magnitude of catastrophe losses to your
                                                        underwriting results,
please provide us proposed revised disclosure, at both the aggregate
                                                        insurance level and at
the individual component businesses you disclose, to be included in
                                                        future filings that:
 Ronald Jordan
FedNat Holding Company
August 3, 2020
Page 2
                Clearly discloses the amount of total catastrophe losses
recorded;
                Separately discloses the amounts recorded for each significant
catastrophe;
                Indicates how you identify an individual catastrophe as being
significant; and
                Separately discusses any significant prior period loss
development.

        We remind you that the company and its management are responsible for
the accuracy
and adequacy of their disclosures, notwithstanding any review, comments, action
or absence of
action by the staff.

       You may contact Dave Irving at 202-551-3321 or Bonnie Baynes at
202-551-4924 with
any other questions.



FirstName LastNameRonald Jordan                                Sincerely,
Comapany NameFedNat Holding Company
                                                               Division of
Corporation Finance
August 3, 2020 Page 2                                          Office of
Finance
FirstName LastName