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                              September 23, 2021

       Walter W. Bettinger II
       President and Chief Executive Officer
       The Charles Schwab Corporation
       3000 Schwab Way
       Westlake, TX 76262

                                                        Re: The Charles Schwab
Corporation
                                                            Form 10-K for the
Fiscal Year Ended December 31, 2020
                                                            Filed February 24,
2021
                                                            File No. 001-09700

       Dear Mr. Bettinger II:

              We have reviewed your filing and have the following comments. In
some of our
       comments, we may ask you to provide us with information so we may better
understand your
       disclosure.

              Please respond to these comments within ten business days by
providing the requested
       information or advise us as soon as possible when you will respond. If
you do not believe our
       comments apply to your facts and circumstances, please tell us why in
your response.

                                                        After reviewing your
response to these comments, we may have additional comments.

       Form 10-K for the Fiscal Year Ended December 31, 2020

       Item 1A. Risk Factors, page 13

   1.                                                   Disclose any material
litigation risks related to climate change and the potential impact to
                                                        the company.
       Item 7. Management's Discussion and Analysis of Financial Condition and
Results of
       Operations, page 27

   2.                                                   There have been
significant developments in federal and state legislation and regulation
                                                        and international
accords regarding climate change. We note that you have not discussed
                                                        the impact of pending
or existing climate change-related legislation, regulations, and
                                                        international accords
in your SEC filing. Please revise your disclosure to identify material
                                                        existing climate
change-related legislation, regulations, and international accords and any
                                                        material effect on your
business, financial condition, and results of operations.
 Walter W. Bettinger II
The Charles Schwab Corporation
September 23, 2021
Page 2
3.       Your proxy statement and the environmental stewardship portion of your
website
         describes several climate-related projects you have or plan to
undertake. If material,
         please quantify any past or planned future capital expenditures for
climate-related
         projects.
4.       To the extent material, discuss the indirect consequences of
climate-related regulation or
         business trends, such as the following:
             decreased demand for products or services that produce significant
greenhouse gas
             emissions or are related to carbon-based energy sources;
             increased demand for products that result in lower emissions than
competing
             products;
             increased competition to develop innovative new products that
result in lower
             emissions; and
             any anticipated climate-related reputational risks resulting from
your operations or
             those of your customers or from products you sell (including
whether    green    or
                sustainable    products are properly marketed as such).
5.       If material, discuss the significant physical effects of climate
change on your operations
         and results. This disclosure may include the following:
             severity of weather, such as floods, hurricanes, sea levels,
extreme fires, and water
             availability and quality;
             quantification of material weather-related damages to your
property or operations;
             potential for indirect weather-related impacts that have affected
or may affect your
             major customers or suppliers; and
             any weather-related impacts on the cost or availability of
insurance.
6.       Disclose the material effects of transition risks related to climate
change that may affect
         your business, financial condition, and results of operations, such as
policy and regulatory
         changes that could impose operational and compliance burdens, market
trends that may
         alter business opportunities, credit risks, or technological changes.
7.       Quantify any material increased compliance costs related to climate
change.
        We remind you that the company and its management are responsible for
the accuracy
and adequacy of their disclosures, notwithstanding any review, comments, action
or absence of
action by the staff.

       You may contact Todd Schiffman at 202-551-3491 or Erin Purnell at
202-551-3454 if
you have questions regarding these comments.



FirstName LastNameWalter W. Bettinger II                       Sincerely,
Comapany NameThe Charles Schwab Corporation
                                                               Division of
Corporation Finance
September 23, 2021 Page 2
FirstName LastName
                                                               Office of
Finance