Exhibit 23




                         CONSENT OF INDEPENDENT AUDITORS

We consent to the reference to our firm under the caption "Experts" in the
Registration Statements on Form S-3 (File Nos. 33-62797, 33-47497, and
333-38199) and related Prospectus of American Express Credit Corporation (the
"Company") and to the incorporation by reference therein of our report dated
February 7, 1997 with respect to the consolidated financial statements and
schedules of the American Express Company incorporated by reference in the
American Express Company's Annual Report on Form 10-K for the year ended
December 31, 1996, as amended on Form 10-K/A (Amendment No. 1) dated June 26,
1997, filed with the Securities and Exchange Commission.


/s/ Ernst & Young LLP
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Ernst & Young LLP
New York, New York
February 10, 1998