<ARTICLE> 7
<LEGEND>
This schedule contains summary financial information extracted from the
Company's consolidated financial statements as filed in Form 10-Q for the
period ended June 30, 2000, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<DEBT-HELD-FOR-SALE>                            24,649
<DEBT-CARRYING-VALUE>                            7,786
<DEBT-MARKET-VALUE>                              7,758
<EQUITIES>                                         239
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                                  32,690
<CASH>                                             967
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                           3,756
<TOTAL-ASSETS>                                  38,794
<POLICY-LOSSES>                                 29,283
<UNEARNED-PREMIUMS>                                362
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                              322
<NOTES-PAYABLE>                                  1,097
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            32
<OTHER-SE>                                       4,129
<TOTAL-LIABILITY-AND-EQUITY>                    38,794
<PREMIUMS>                                       4,073
<INVESTMENT-INCOME>                                761
<INVESTMENT-GAINS>                                (94)<F1>
<OTHER-INCOME>                                      16
<BENEFITS>                                       3,270
<UNDERWRITING-AMORTIZATION>                        146
<UNDERWRITING-OTHER>                               837<F2>
<INCOME-PRETAX>                                    503
<INCOME-TAX>                                       145
<INCOME-CONTINUING>                                358<F3><F4>
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       358<F3><F4>
<EPS-BASIC>                                       1.35<F3><F4>
<EPS-DILUTED>                                     1.31<F3><F4>
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>Includes sale of one security at a loss of $34 and impairment of another
security in the amount of $57.
<F2>Includes release of retirement liability of $(101).
<F3>Includes net realized losses of $58 ($.22 per basic share, $.21 per diluted
share) due to the sale of one bond at a loss and the impairment of another
bond.
<F4>Includes benefit of $99 ($.37 per basic share, $.36 per diluted share) due
to the release of a retirement liability.
</FN>