GREAT AMERICAN INSURANCE COMPANY AND AFFILIATES
SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSES
NOTES TO SCHEDULE P
1. THE PARTS OF SCHEDULE P:
PART 1 - DETAILED INFORMATION ON LOSSES AND LOSS EXPENSES.
PART 2 - HISTORY OF INCURRED LOSSES AND ALLOCATED EXPENSES.
PART 3 - HISTORY OF LOSS AND ALLOCATED EXPENSE PAYMENTS.
PART 4 - HISTORY OF BULK AND INCURRED-BUT-NOT-REPORTED RESERVES.
SCHEDULE P INTERROGATORIES.
2. LINES OF BUSINESS A THROUGH M AND R ARE GROUPINGS OF THE LINES OF BUSINESS
USED ON PAGE 14, THE STATE PAGE.
3. REINSURANCE A, B, C, AND D (LINES N TO Q) ARE:
REINSURANCE A = NONPROPORTIONAL PROPERTY (1988 AND SUBSEQUENT)
REINSURANCE B = NONPROPORTIONAL LIABILITY (1988 AND SUBSEQUENT)
REINSURANCE C = FINANCIAL LINES (1988 AND SUBSEQUENT)
REINSURANCE D = OLD SCHEDULE O LINE 30 (1987 AND PRIOR)
4. THE INSTRUCTIONS TO SCHEDULE P CONTAINS DIRECTIONS NECESSARY FOR FILLING OUT
SCHEDULE P.
SCHEDULE P - PART 1 - SUMMARY
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 73,235 38,500 17,772
02 1984 1,233,051 138,422 1,094,629 1,073,238 161,801 86,492
03 1985 1,501,797 216,535 1,285,262 1,151,903 246,184 95,126
04 1986 1,878,446 368,972 1,509,474 842,785 150,820 75,052
05 1987 1,757,482 320,388 1,437,094 775,037 138,319 71,782
06 1988 1,650,845 269,802 1,381,043 785,218 133,246 57,097
07 1989 1,493,902 224,010 1,269,892 780,551 112,945 54,647
08 1990 1,567,681 229,029 1,338,652 788,674 133,994 49,815
09 1991 1,519,087 290,449 1,228,638 634,984 121,989 37,515
10 1992 1,566,530 346,044 1,220,486 606,978 153,911 26,259
11 1993 1,688,681 446,243 1,242,438 362,130 90,001 11,384
12 TOTAL XXX XXX XXX 7,874,733 1,481,710 582,941
SCHEDULE P - PART 1 - SUMMARY
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 9,600 150 2,323 45,230 XXX 282,805
02 1984 24,411 32,546 63,282 1,036,800 XXX 31,777
03 1985 24,078 32,205 76,932 1,053,699 XXX 37,009
04 1986 17,111 24,244 66,992 816,898 XXX 25,855
05 1987 18,942 23,719 64,103 753,661 XXX 37,697
06 1988 5,789 22,191 62,940 766,220 XXX 101,165
07 1989 5,634 22,007 65,924 782,543 XXX 67,974
08 1990 1,560 21,063 61,540 764,475 XXX 115,590
09 1991 4,874 15,039 52,337 597,973 XXX 113,056
10 1992 5,216 13,025 52,014 526,124 XXX 183,894
11 1993 2,505 6,509 38,915 319,923 XXX 227,893
12 TOTAL 119,720 212,698 607,302 7,463,546 XXX 1,224,765
SCHEDULE P - PART 1 - SUMMARY
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 92,796 92,456 44,270 18,954 6,811 15,795
02 1984 14,502 16,316 7,803 4,002 1,979 1,179
03 1985 16,494 22,063 9,930 4,049 1,328 1,858
04 1986 5,021 28,340 13,291 2,654 589 3,026
05 1987 15,822 44,938 25,585 3,485 918 5,778
06 1988 37,704 78,721 13,546 11,937 1,268 11,740
07 1989 11,123 72,329 17,336 11,545 2,192 11,978
08 1990 25,962 110,616 24,221 22,571 5,432 17,613
09 1991 16,897 177,353 28,742 18,612 2,954 22,406
10 1992 43,622 215,266 43,195 24,917 5,247 26,660
11 1993 65,368 475,109 144,812 24,810 6,276 49,001
12 TOTAL 345,363 1,333,561 372,764 147,575 35,033 167,064
SCHEDULE P - PART 1 - SUMMARY
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 6,919 0 11,270 270,485 XXX XXX
02 1984 334 0 2,310 30,972 XXX 1,281,531
03 1985 953 0 1,341 37,622 XXX 1,392,954
04 1986 1,746 527 1,471 40,713 XXX 1,048,841
05 1987 2,633 1,156 2,732 49,672 XXX 1,007,726
06 1988 4,052 1,977 6,492 153,486 XXX 1,121,567
07 1989 4,681 3,251 6,141 134,644 XXX 1,075,219
08 1990 7,665 5,141 10,668 213,785 XXX 1,182,673
09 1991 8,505 5,840 11,864 286,186 XXX 1,074,406
10 1992 8,188 7,752 17,348 367,832 XXX 1,161,682
11 1993 15,544 15,168 31,228 576,048 XXX 1,230,630
12 TOTAL 61,247 40,838 102,918 2,161,483 XXX XXX
SCHEDULE P - PART 1 - SUMMARY
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 17,043
02 1984 213,755 1,067,774 103.931 154.422 97.546 0
03 1985 301,624 1,091,328 92.752 139.295 84.910 0
04 1986 191,228 857,605 55.835 51.827 56.814 0
05 1987 204,378 803,340 57.339 63.790 55.900 0
06 1988 201,858 919,707 67.938 74.817 66.595 0
07 1989 158,019 917,193 71.973 70.541 72.226 0
08 1990 204,405 978,259 75.440 89.248 73.077 0
09 1991 190,245 884,153 70.727 65.500 71.962 0
10 1992 267,713 893,968 74.156 77.363 73.246 0
11 1993 334,648 895,973 72.875 74.992 72.114 0
12 TOTAL XXX XXX XXX XXX XXX 17,043
SCHEDULE P - PART 1 - SUMMARY
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 221,151 32,289
02 1984 0 .000 25,784 5,187
03 1985 0 .000 32,646 4,968
04 1986 0 .000 35,883 4,823
05 1987 0 .000 41,226 8,446
06 1988 0 .000 128,635 24,843
07 1989 0 .000 111,844 22,798
08 1990 0 .000 176,023 37,753
09 1991 0 .000 244,761 41,417
10 1992 0 .000 312,335 55,489
11 1993 0 .000 492,821 83,225
12 TOTAL 0 XXX 1,823,155 321,284
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 2 - SUMMARY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 625,375 693,656 806,917 846,344 893,987 933,388
02 1984 858,435 892,316 930,137 952,176 984,511 1,000,129
03 1985 XXX 978,770 957,659 982,216 998,304 1,023,072
04 1986 XXX XXX 996,886 940,095 913,703 855,363
05 1987 XXX XXX XXX 897,705 864,911 833,865
06 1988 XXX XXX XXX XXX 888,042 870,734
07 1989 XXX XXX XXX XXX XXX 847,358
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2 - SUMMARY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 980,110 1,022,916 1,053,868 1,105,670 51,802 82,754
02 1984 996,727 994,013 996,598 1,002,173 5,575 8,160
03 1985 1,017,452 1,012,827 1,009,569 1,013,039 3,470 213
04 1986 839,105 819,989 805,982 789,133 -16,849 -30,856
05 1987 807,503 778,576 765,788 736,497 -29,291 -42,078
06 1988 881,748 878,573 860,752 850,265 -10,487 -28,307
07 1989 865,446 849,530 857,293 845,119 -12,174 -4,410
08 1990 902,022 900,964 907,098 906,042 -1,056 5,080
09 1991 XXX 823,121 826,428 819,947 -6,481 -3,174
10 1992 XXX XXX 824,864 824,588 -276 XXX
11 1993 XXX XXX XXX 825,828 XXX XXX
12 TOTAL -15,767 -12,618
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 3 - SUMMARY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 204,856 343,721 474,317 569,227 636,705
02 1984 365,927 613,982 699,683 796,585 859,200 903,333
03 1985 XXX 390,951 609,720 736,163 814,048 877,849
04 1986 XXX XXX 267,319 457,757 555,987 635,066
05 1987 XXX XXX XXX 229,945 419,822 527,277
06 1988 XXX XXX XXX XXX 243,631 444,827
07 1989 XXX XXX XXX XXX XXX 266,124
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3 - SUMMARY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 710,167 760,302 803,651 846,328 XXX XXX
02 1984 934,800 956,515 967,526 973,510 XXX XXX
03 1985 921,877 944,548 964,153 976,765 XXX XXX
04 1986 685,447 717,642 736,799 749,898 XXX XXX
05 1987 595,997 638,084 665,729 689,556 XXX XXX
06 1988 548,827 619,362 670,910 703,271 XXX XXX
07 1989 489,981 595,030 665,580 716,617 XXX XXX
08 1990 328,470 517,420 637,192 702,927 XXX XXX
09 1991 XXX 260,999 454,330 545,628 XXX XXX
10 1992 XXX XXX 273,120 474,103 XXX XXX
11 1993 XXX XXX XXX 281,008 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 4 - SUMMARY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 150,258 88,500 71,649 54,747 55,347 66,904
02 1984 247,055 91,119 50,138 30,430 29,077 35,396
03 1985 XXX 313,064 127,504 90,198 62,562 64,042
04 1986 XXX XXX 481,888 312,798 227,845 132,027
05 1987 XXX XXX XXX 439,696 271,081 190,612
06 1988 XXX XXX XXX XXX 372,294 221,771
07 1989 XXX XXX XXX XXX XXX 315,475
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4 - SUMMARY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 51,632 58,047 60,757 57,055
02 1984 20,393 10,436 9,715 9,357
03 1985 40,242 28,867 13,465 13,038
04 1986 92,238 60,389 37,334 16,329
05 1987 128,180 84,307 56,329 22,490
06 1988 172,155 139,151 95,472 72,855
07 1989 170,743 115,864 85,153 62,290
08 1990 321,746 182,772 132,267 96,343
09 1991 XXX 362,767 210,166 162,509
10 1992 XXX XXX 334,567 190,535
11 1993 XXX XXX XXX 363,753
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 295 275 35
02 1984 114,466 3,262 111,204 78,439 2,276 1,937
03 1985 111,496 3,055 108,441 74,393 1,749 2,201
04 1986 97,537 4,056 93,481 51,220 857 1,518
05 1987 82,473 3,742 78,731 41,030 1,094 1,142
06 1988 81,099 3,460 77,639 44,507 1,111 914
07 1989 85,238 3,336 81,902 64,843 6,340 1,748
08 1990 94,463 3,377 91,086 52,907 1,465 2,947
09 1991 101,620 4,040 97,580 60,520 1,691 2,692
10 1992 96,331 4,978 91,353 47,869 1,749 1,664
11 1993 90,828 5,629 85,199 39,118 1,493 981
12 TOTAL XXX XXX XXX 555,141 20,100 17,779
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 2 1 56 XXX 1,350
02 1984 71 1,010 5,859 83,888 45,152 0
03 1985 117 840 5,324 80,052 43,968 59
04 1986 53 1,020 4,490 56,318 30,342 44
05 1987 33 650 4,114 45,159 21,692 47
06 1988 15 553 3,161 47,456 20,519 260
07 1989 22 627 4,045 64,274 28,569 985
08 1990 0 1,378 2,986 57,375 23,049 986
09 1991 0 796 3,167 64,688 26,501 1,856
10 1992 0 290 3,703 51,487 20,378 4,073
11 1993 0 53 4,226 42,832 19,953 8,215
12 TOTAL 311 7,219 41,076 593,585 XXX 17,907
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 12 4 0 0 0
02 1984 0 315 0 0 0 0
03 1985 0 9 0 1 0 0
04 1986 0 16 0 1 0 0
05 1987 0 72 3 1 0 3
06 1988 0 7 -1 9 0 0
07 1989 -1 -101 -5 37 0 0
08 1990 23 20 20 37 0 -14
09 1991 623 236 34 69 0 19
10 1992 236 557 72 141 0 26
11 1993 0 10,260 854 318 0 398
12 TOTAL 882 11,417 984 620 0 433
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 23 1,382 12 XXX
02 1984 0 0 9 325 0 86,651
03 1985 0 0 3 74 2 82,088
04 1986 0 4 3 66 5 57,394
05 1987 0 6 11 132 3 46,499
06 1988 0 23 25 306 9 48,947
07 1989 0 97 48 977 31 71,716
08 1990 1 265 72 1,063 47 60,125
09 1991 1 290 147 1,671 95 68,868
10 1992 2 349 298 4,787 184 58,517
11 1993 28 701 1,368 19,678 1,594 65,108
12 TOTAL 35 1,749 2,023 30,500 1,983 XXX
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 630
02 1984 2,422 84,229 75.700 74.248 75.742 0
03 1985 1,953 80,128 73.624 63.927 73.890 0
04 1986 1,000 56,385 58.843 24.654 60.317 0
05 1987 1,208 45,290 56.380 32.282 57.524 0
06 1988 1,176 47,771 60.354 33.988 61.529 0
07 1989 6,449 65,266 84.136 193.315 79.687 0
08 1990 1,660 58,456 63.649 49.156 64.176 0
09 1991 2,500 66,368 67.770 61.881 68.013 0
10 1992 2,225 56,290 60.745 44.696 61.618 0
11 1993 2,582 62,525 71.682 45.869 73.387 0
12 TOTAL XXX XXX XXX XXX XXX 630
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 729 23
02 1984 0 .000 315 9
03 1985 0 .000 69 5
04 1986 0 .000 60 5
05 1987 0 .000 116 15
06 1988 0 .000 270 35
07 1989 0 .000 890 86
08 1990 0 .000 963 93
09 1991 0 .000 1,435 236
10 1992 0 .000 4,322 464
11 1993 0 .000 17,614 2,063
12 TOTAL 0 XXX 26,820 3,049
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 669 792 3
02 1984 156,572 5,528 151,044 134,996 4,719 5,919
03 1985 173,766 6,229 167,537 157,281 6,432 7,314
04 1986 173,991 8,427 165,564 129,950 6,849 5,815
05 1987 148,102 13,392 134,710 103,254 5,859 4,103
06 1988 157,197 13,338 143,859 115,919 13,930 4,506
07 1989 163,450 6,205 157,245 116,660 6,025 5,006
08 1990 195,596 6,177 189,419 132,430 5,063 6,669
09 1991 175,298 41,974 133,324 96,451 21,621 3,134
10 1992 206,682 42,279 164,403 88,818 17,492 1,887
11 1993 236,941 55,885 181,056 52,079 14,228 908
12 TOTAL XXX XXX XXX 1,128,507 103,010 45,264
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 1 5 -5 -126 XXX 4,301
02 1984 147 2,401 9,240 145,289 79,217 14
03 1985 321 2,651 10,022 167,864 82,744 407
04 1986 236 1,970 9,627 138,307 70,961 407
05 1987 89 1,701 9,886 111,295 63,733 597
06 1988 340 2,055 10,257 116,412 45,973 778
07 1989 68 2,199 11,049 126,622 54,698 2,847
08 1990 -1 2,278 12,498 146,535 53,483 8,028
09 1991 1,000 1,782 6,083 83,047 36,519 9,653
10 1992 785 1,726 6,843 79,271 35,777 23,091
11 1993 491 679 7,298 45,566 39,268 52,151
12 TOTAL 3,477 19,447 92,798 1,160,082 XXX 102,305
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 413 756 0 46 40 0
02 1984 0 0 0 0 0 0
03 1985 345 3 0 70 68 0
04 1986 43 -935 0 21 5 0
05 1987 2 -104 0 60 3 0
06 1988 28 463 31 44 13 26
07 1989 71 -172 -1 132 27 3
08 1990 679 4,385 54 582 205 -71
09 1991 883 6,674 422 620 194 314
10 1992 1,734 17,897 1,054 1,383 412 942
11 1993 11,401 42,266 5,807 3,399 1,576 120
12 TOTAL 15,611 71,253 7,378 6,377 2,547 1,334
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 42 4,692 26 XXX
02 1984 0 0 0 15 5 150,697
03 1985 0 0 1 71 11 175,764
04 1986 0 5 2 -550 16 145,613
05 1987 0 20 20 569 25 118,475
06 1988 1 44 63 1,309 49 132,707
07 1989 0 85 80 2,793 128 136,468
08 1990 14 232 293 12,270 294 165,588
09 1991 41 567 672 16,400 555 124,373
10 1992 86 1,416 1,938 41,972 1,618 143,236
11 1993 459 2,370 3,807 82,497 8,931 162,307
12 TOTAL 603 4,753 6,939 162,068 11,665 XXX
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 1,218
02 1984 5,377 145,313 96.247 97.268 96.205 0
03 1985 7,826 167,937 101.149 125.638 100.238 0
04 1986 7,851 137,754 83.689 93.164 83.202 0
05 1987 6,599 111,868 79.995 49.275 83.043 0
06 1988 14,983 117,724 84.420 112.333 81.832 0
07 1989 7,035 129,431 83.492 113.376 82.311 0
08 1990 6,759 158,820 84.658 109.422 83.845 0
09 1991 24,916 99,456 70.949 59.360 74.597 0
10 1992 21,978 121,258 69.302 51.983 73.756 0
11 1993 34,220 128,080 68.501 61.232 70.740 0
12 TOTAL XXX XXX XXX XXX XXX 1,218
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 3,427 47
02 1984 0 .000 14 0
03 1985 0 .000 67 3
04 1986 0 .000 -570 19
05 1987 0 .000 491 77
06 1988 0 .000 1,188 119
07 1989 0 .000 2,603 189
08 1990 0 .000 11,678 583
09 1991 0 .000 15,021 1,378
10 1992 0 .000 38,191 3,780
11 1993 0 .000 77,209 5,287
12 TOTAL 0 XXX 149,350 11,499
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 106 388 809
02 1984 99,917 9,664 90,253 113,873 21,594 8,282
03 1985 134,194 21,349 112,845 118,397 23,353 9,697
04 1986 195,916 44,698 151,218 100,622 14,198 8,293
05 1987 184,827 32,125 152,702 93,157 8,614 6,302
06 1988 168,525 17,622 150,903 98,342 10,819 10,609
07 1989 162,183 13,995 148,188 105,793 13,383 11,336
08 1990 160,715 25,685 135,030 89,676 14,201 8,594
09 1991 144,150 27,718 116,432 55,126 8,689 4,103
10 1992 168,319 58,292 110,027 44,252 14,402 3,816
11 1993 180,556 63,008 117,548 18,722 6,394 1,673
12 TOTAL XXX XXX XXX 838,066 136,035 73,514
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 421 0 -2 104 XXX 9,660
02 1984 2,179 1,375 5,444 103,826 32,366 1,601
03 1985 1,095 605 7,367 111,013 27,502 389
04 1986 815 540 8,726 102,628 18,044 604
05 1987 711 521 9,506 99,640 16,956 1,231
06 1988 1,437 735 10,109 106,804 19,088 3,947
07 1989 1,772 676 10,474 112,448 21,008 7,317
08 1990 1,265 677 9,226 92,030 17,365 13,548
09 1991 256 408 6,819 57,103 13,854 19,320
10 1992 1,630 346 5,877 37,913 13,214 36,056
11 1993 634 163 3,698 17,065 14,318 41,869
12 TOTAL 12,215 6,046 77,244 840,574 XXX 135,584
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 844 894 595 262 138 57
02 1984 776 121 122 240 140 26
03 1985 193 638 500 134 43 180
04 1986 237 2,443 1,111 133 51 445
05 1987 148 1,893 1,075 225 52 506
06 1988 1,549 2,932 1,078 770 328 414
07 1989 2,427 8,315 2,748 2,370 846 1,028
08 1990 5,882 10,688 6,434 3,501 1,237 1,315
09 1991 5,989 25,699 8,388 3,802 1,069 2,916
10 1992 16,222 40,346 17,368 5,301 1,947 4,323
11 1993 14,064 68,654 17,734 4,933 1,734 1,637
12 TOTAL 48,362 162,657 57,180 21,703 7,607 12,851
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 12 0 115 9,398 67 XXX
02 1984 31 0 147 1,065 7 129,855
03 1985 150 0 47 502 4 136,985
04 1986 325 0 62 1,970 12 121,470
05 1987 316 2 73 2,337 25 113,091
06 1988 260 53 295 5,151 52 127,688
07 1989 686 78 732 13,060 129 147,800
08 1990 927 85 1,210 15,784 272 138,343
09 1991 1,529 95 1,815 36,578 567 120,432
10 1992 1,750 143 3,059 51,790 1,094 144,643
11 1993 1,632 288 3,918 85,837 3,721 146,344
12 TOTAL 7,630 751 11,502 223,516 5,951 XXX
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 5,186
02 1984 24,954 104,900 129.962 258.216 116.228 0
03 1985 25,449 111,528 102.079 119.204 98.832 0
04 1986 16,863 104,599 62.001 37.726 69.170 0
05 1987 11,107 101,984 61.187 34.574 66.786 0
06 1988 15,718 111,970 75.767 89.195 74.199 0
07 1989 22,291 125,509 91.131 159.278 84.695 0
08 1990 30,521 107,820 86.079 118.828 79.848 0
09 1991 26,743 93,687 83.546 96.482 80.464 0
10 1992 54,932 89,702 85.933 94.235 81.527 0
11 1993 43,434 102,902 81.051 68.934 87.540 0
12 TOTAL XXX XXX XXX XXX XXX 5,186
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 3,927 284
02 1984 0 .000 823 241
03 1985 0 .000 333 167
04 1986 0 .000 1,705 264
05 1987 0 .000 1,901 436
06 1988 0 .000 4,250 892
07 1989 0 .000 10,455 2,598
08 1990 0 .000 11,919 3,864
09 1991 0 .000 30,641 5,936
10 1992 0 .000 42,804 8,986
11 1993 0 .000 78,716 7,113
12 TOTAL 0 XXX 187,511 30,819
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 16,907 8,903 849
02 1984 209,629 20,479 189,150 176,070 6,529 7,383
03 1985 244,145 14,011 230,134 216,899 9,539 7,870
04 1986 237,721 16,301 221,420 158,287 6,465 5,704
05 1987 199,220 15,757 183,463 142,534 7,026 4,825
06 1988 248,324 30,460 217,864 154,826 9,147 5,062
07 1989 198,852 14,017 184,835 138,233 9,635 4,935
08 1990 178,725 17,913 160,812 122,777 13,737 4,667
09 1991 181,465 34,575 146,890 90,553 13,507 3,807
10 1992 176,685 42,915 133,770 61,345 14,961 2,448
11 1993 154,385 43,649 110,736 18,399 6,582 566
12 TOTAL XXX XXX XXX 1,296,830 106,031 48,116
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 503 46 965 9,315 XXX 118,164
02 1984 514 5,018 13,956 190,366 74,530 16,443
03 1985 585 4,158 18,471 233,116 66,953 13,452
04 1986 489 3,209 15,025 172,062 44,843 10,658
05 1987 389 3,072 13,004 152,948 40,453 10,709
06 1988 415 3,124 13,753 164,079 44,199 74,465
07 1989 570 1,759 12,592 145,555 37,532 22,543
08 1990 709 1,655 10,797 123,795 30,173 22,748
09 1991 969 444 11,448 91,332 23,240 29,496
10 1992 898 212 9,948 57,882 20,958 34,395
11 1993 215 4 5,894 18,062 14,222 21,141
12 TOTAL 6,256 22,701 125,853 1,358,512 XXX 374,258
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 50,741 19,204 5,299 3,354 1,426 126
02 1984 6,573 2,678 1,876 616 297 173
03 1985 1,656 2,052 326 444 103 23
04 1986 786 1,919 116 348 43 13
05 1987 712 4,655 275 439 41 239
06 1988 32,283 16,709 520 4,821 75 532
07 1989 1,635 10,599 977 786 76 681
08 1990 3,470 13,679 1,348 1,036 193 407
09 1991 4,227 23,281 4,479 1,244 256 1,277
10 1992 7,978 35,601 7,739 1,585 486 1,693
11 1993 6,506 48,356 9,651 1,139 416 8,629
12 TOTAL 116,612 178,783 32,629 15,857 3,437 13,820
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 123 0 3,208 86,469 1,982 XXX
02 1984 166 0 735 11,738 236 218,331
03 1985 22 0 657 14,528 204 260,274
04 1986 13 321 475 12,464 148 192,854
05 1987 21 651 856 15,856 192 177,657
06 1988 42 983 2,403 66,014 357 277,358
07 1989 70 1,411 1,949 33,813 398 192,846
08 1990 123 2,521 2,441 35,183 580 179,194
09 1991 323 1,843 2,876 48,899 932 165,026
10 1992 524 1,359 3,604 60,151 1,408 152,427
11 1993 647 1,428 4,413 66,460 1,971 110,523
12 TOTAL 2,087 10,553 23,662 451,619 8,420 XXX
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 597
02 1984 16,210 202,112 104.151 79.154 106.852 0
03 1985 12,615 247,651 106.606 90.036 107.611 0
04 1986 8,319 184,528 81.126 51.033 83.338 0
05 1987 8,845 168,804 89.176 56.133 92.009 0
06 1988 47,256 230,101 111.691 155.141 105.616 0
07 1989 13,468 179,371 96.979 96.083 97.043 0
08 1990 20,207 158,979 100.262 112.806 98.860 0
09 1991 24,953 140,071 90.940 72.170 95.357 0
10 1992 34,392 118,027 86.270 80.139 88.231 0
11 1993 25,986 84,530 71.589 59.534 76.334 0
12 TOTAL XXX XXX XXX XXX XXX 597
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 80,731 5,140
02 1984 0 .000 10,669 1,060
03 1985 0 .000 13,520 999
04 1986 0 .000 11,682 781
05 1987 0 .000 14,375 1,480
06 1988 0 .000 58,368 7,646
07 1989 0 .000 30,529 3,283
08 1990 0 .000 31,608 3,574
09 1991 0 .000 44,070 4,827
10 1992 0 .000 54,277 5,872
11 1993 0 .000 53,340 13,119
12 TOTAL 0 XXX 403,196 47,818
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 1,034 1,023 1,417
02 1984 229,865 10,345 219,520 201,883 9,592 20,669
03 1985 235,130 13,447 221,683 141,252 7,892 19,241
04 1986 232,521 21,855 210,666 71,667 3,243 14,935
05 1987 237,986 20,249 217,737 82,077 5,686 13,663
06 1988 239,497 17,430 222,067 91,799 4,135 13,541
07 1989 222,552 16,447 206,105 96,085 8,055 12,171
08 1990 237,352 15,401 221,951 97,718 4,694 12,338
09 1991 230,069 16,715 213,354 96,556 5,597 10,089
10 1992 206,446 18,819 187,627 89,749 12,780 5,391
11 1993 192,472 21,458 171,014 35,345 3,926 1,847
12 TOTAL XXX XXX XXX 1,005,165 66,623 125,302
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 13 8 1 1,416 XXX 5,794
02 1984 1,256 3,286 10,122 221,826 27,145 2,168
03 1985 1,710 5,888 13,036 163,927 22,716 2,470
04 1986 1,164 2,256 7,535 89,730 13,642 2,486
05 1987 726 1,659 7,486 96,814 12,396 2,931
06 1988 298 2,658 7,615 108,522 13,894 10,792
07 1989 684 3,107 7,357 106,874 15,251 12,950
08 1990 465 1,873 7,826 112,723 15,781 17,650
09 1991 394 1,384 9,416 110,070 15,143 18,209
10 1992 220 642 9,103 91,243 13,467 29,765
11 1993 75 174 6,418 39,609 10,109 20,692
12 TOTAL 7,005 22,935 85,915 1,142,754 XXX 125,956
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 641 89 15 1,159 155 0
02 1984 4 73 0 530 0 4
03 1985 0 2,660 0 641 0 0
04 1986 22 585 0 645 5 0
05 1987 -19 1,938 115 762 -1 593
06 1988 837 5,862 55 2,754 166 712
07 1989 776 5,012 236 3,381 18 1,573
08 1990 443 14,409 940 4,613 122 3,215
09 1991 341 16,471 1,174 4,750 91 4,839
10 1992 5,166 21,861 1,606 7,432 1,201 6,410
11 1993 1,032 50,629 5,432 4,964 192 13,734
12 TOTAL 9,266 119,633 9,593 31,682 1,958 31,114
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 218 6,449 74 XXX
02 1984 0 0 113 2,885 74 235,661
03 1985 0 0 148 5,929 71 179,886
04 1986 0 43 139 3,834 64 98,226
05 1987 60 262 379 6,467 70 109,786
06 1988 49 444 1,336 20,363 139 133,996
07 1989 116 865 1,310 23,087 298 139,560
08 1990 313 1,078 2,502 40,570 412 160,287
09 1991 420 1,627 2,799 45,057 687 163,083
10 1992 637 2,041 3,726 60,592 1,013 173,888
11 1993 1,523 1,749 6,202 88,047 1,834 140,558
12 TOTAL 3,140 8,136 18,901 303,325 4,743 XXX
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 494
02 1984 10,932 224,720 102.521 105.674 102.368 0
03 1985 10,022 169,857 76.504 74.529 76.621 0
04 1986 4,652 93,573 42.243 21.285 44.417 0
05 1987 6,504 103,281 46.131 32.120 47.433 0
06 1988 5,096 128,892 55.948 29.236 58.041 0
07 1989 9,589 129,963 62.708 58.302 63.056 0
08 1990 6,984 153,301 67.531 45.347 69.069 0
09 1991 7,953 155,121 70.884 47.580 72.705 0
10 1992 22,046 151,833 84.229 117.147 80.922 0
11 1993 12,885 127,666 73.027 60.047 74.652 0
12 TOTAL XXX XXX XXX XXX XXX 494
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 4,731 1,222
02 1984 0 .000 2,237 648
03 1985 0 .000 5,138 789
04 1986 0 .000 3,055 778
05 1987 0 .000 4,778 1,681
06 1988 0 .000 15,760 4,594
07 1989 0 .000 16,943 6,137
08 1990 0 .000 30,669 9,894
09 1991 0 .000 33,163 11,885
10 1992 0 .000 44,852 15,731
11 1993 0 .000 64,856 23,191
12 TOTAL 0 XXX 226,228 76,601
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 1 0 0
02 1984 179 155 24 44 40 28
03 1985 107 78 29 0 0 0
04 1986 8 0 8 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 0 1 0
11 1993 0 0 0 0 0 0
12 TOTAL XXX XXX XXX 45 41 28
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 0 1 XXX 647
02 1984 20 0 1 13 1 0
03 1985 0 0 0 0 1 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 5 5 0 0
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 -1 0 0
11 1993 0 0 0 0 0 0
12 TOTAL 20 0 6 18 XXX 647
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 1,386 0 0 0 0
02 1984 0 4 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 0 0 0
11 1993 0 0 0 0 0 0
12 TOTAL 0 1,391 0 0 0 0
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 2,043 2 XXX
02 1984 0 0 0 4 1 80
03 1985 0 0 0 0 0 1
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 5
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 0 0 0
11 1993 0 0 0 0 0 0
12 TOTAL 0 0 0 2,048 3 XXX
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1984 61 18 44.692 39.354 75.000 0
03 1985 0 1 .934 .000 3.448 0
04 1986 0 0 .000 .000 .000 0
05 1987 0 0 .000 .000 .000 0
06 1988 0 0 .000 .000 .000 0
07 1989 0 5 .000 .000 .000 0
08 1990 0 0 .000 .000 .000 0
09 1991 0 0 .000 .000 .000 0
10 1992 1 -1 .000 .000 .000 0
11 1993 0 0 .000 .000 .000 0
12 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 2,042 0
02 1984 0 .000 4 0
03 1985 0 .000 0 0
04 1986 0 .000 0 0
05 1987 0 .000 0 0
06 1988 0 .000 0 0
07 1989 0 .000 0 0
08 1990 0 .000 0 0
09 1991 0 .000 0 0
10 1992 0 .000 0 0
11 1993 0 .000 0 0
12 TOTAL 0 XXX 2,047 0
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 0 0 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 0 0 0
11 1993 0 0 0 0 0 0
12 TOTAL XXX XXX XXX 0 0 0
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 0 0 XXX 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 0 0 0
11 1993 0 0 0 0 0 0
12 TOTAL 0 0 0 0 XXX 0
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 0 0 0
11 1993 0 0 0 0 0 0
12 TOTAL 0 0 0 0 0 0
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 XXX
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 0 0 0
11 1993 0 0 0 0 0 0
12 TOTAL 0 0 0 0 0 XXX
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1984 0 0 .000 .000 .000 0
03 1985 0 0 .000 .000 .000 0
04 1986 0 0 .000 .000 .000 0
05 1987 0 0 .000 .000 .000 0
06 1988 0 0 .000 .000 .000 0
07 1989 0 0 .000 .000 .000 0
08 1990 0 0 .000 .000 .000 0
09 1991 0 0 .000 .000 .000 0
10 1992 0 0 .000 .000 .000 0
11 1993 0 0 .000 .000 .000 0
12 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 0 0
02 1984 0 .000 0 0
03 1985 0 .000 0 0
04 1986 0 .000 0 0
05 1987 0 .000 0 0
06 1988 0 .000 0 0
07 1989 0 .000 0 0
08 1990 0 .000 0 0
09 1991 0 .000 0 0
10 1992 0 .000 0 0
11 1993 0 .000 0 0
12 TOTAL 0 XXX 0 0
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1G - SPECIAL LIABILITY
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 146 260 -2
02 1984 23,099 7,917 15,182 20,810 10,825 3,912
03 1985 24,489 8,104 16,385 11,232 2,976 1,133
04 1986 26,838 9,788 17,050 10,889 2,977 1,153
05 1987 27,156 10,333 16,823 14,761 6,049 1,165
06 1988 26,945 9,988 16,957 13,460 4,032 1,298
07 1989 26,814 9,533 17,281 17,853 6,850 1,402
08 1990 32,940 10,983 21,957 26,063 10,797 1,910
09 1991 40,571 13,499 27,072 24,762 8,589 1,861
10 1992 55,676 17,701 37,975 43,542 21,576 1,842
11 1993 73,081 24,753 48,328 20,051 3,264 1,060
12 TOTAL XXX XXX XXX 203,569 78,195 16,734
SCHEDULE P - PART 1G - SPECIAL LIABILITY
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR -10 0 16 -90 XXX 2,066
02 1984 2,660 1,494 837 12,074 XXX 369
03 1985 266 1,298 668 9,791 XXX 146
04 1986 169 1,444 555 9,451 XXX 128
05 1987 304 1,774 670 10,243 XXX 222
06 1988 386 1,074 880 11,220 XXX 376
07 1989 259 1,758 936 13,082 XXX 838
08 1990 412 1,460 976 17,740 XXX 1,158
09 1991 411 1,070 909 18,532 XXX 1,527
10 1992 406 1,251 1,388 24,790 XXX 8,288
11 1993 141 469 1,544 19,250 XXX 16,507
12 TOTAL 5,404 13,092 9,379 146,083 XXX 31,625
SCHEDULE P - PART 1G - SPECIAL LIABILITY
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 273 979 84 36 1 0
02 1984 204 38 0 41 27 0
03 1985 4 504 0 4 0 0
04 1986 2 10 0 7 0 0
05 1987 67 15 -3 6 4 0
06 1988 19 583 0 13 0 4
07 1989 299 49 -10 45 21 3
08 1990 201 128 45 62 6 15
09 1991 269 208 123 131 11 63
10 1992 4,269 -453 32 553 210 72
11 1993 8,182 526 671 1,341 523 478
12 TOTAL 13,789 2,587 942 2,239 803 635
SCHEDULE P - PART 1G - SPECIAL LIABILITY
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 59 2,789 41 XXX
02 1984 0 0 0 219 3 26,068
03 1985 0 0 3 653 3 13,750
04 1986 0 3 2 147 4 12,791
05 1987 0 11 1 178 1 16,877
06 1988 0 19 77 1,041 6 16,742
07 1989 0 56 11 639 18 21,210
08 1990 17 145 25 1,123 46 30,421
09 1991 45 305 46 1,531 100 29,604
10 1992 52 716 108 4,007 327 55,527
11 1993 224 2,798 516 9,770 956 42,298
12 TOTAL 338 4,053 848 22,097 1,505 XXX
SCHEDULE P - PART 1G - SPECIAL LIABILITY
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 225
02 1984 13,772 12,294 112.853 173.954 80.977 0
03 1985 3,288 10,453 56.147 40.572 63.796 0
04 1986 3,182 9,600 47.660 32.509 56.304 0
05 1987 6,447 10,429 62.148 62.392 61.992 0
06 1988 4,470 12,270 62.133 44.753 72.359 0
07 1989 7,480 13,729 79.100 78.464 79.445 0
08 1990 11,550 18,870 92.352 105.162 85.940 0
09 1991 9,518 20,078 72.968 70.508 74.165 0
10 1992 26,722 28,804 99.732 150.963 75.849 0
11 1993 13,256 29,034 57.878 53.553 60.076 0
12 TOTAL XXX XXX XXX XXX XXX 225
SCHEDULE P - PART 1G - SPECIAL LIABILITY
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 2,469 94
02 1984 0 .000 204 15
03 1985 0 .000 646 7
04 1986 0 .000 137 9
05 1987 0 .000 174 3
06 1988 0 .000 939 94
07 1989 0 .000 600 38
08 1990 0 .000 1,043 79
09 1991 0 .000 1,345 185
10 1992 0 .000 3,535 472
11 1993 0 .000 8,174 1,587
12 TOTAL 0 XXX 19,301 2,600
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 46,623 21,102 11,235
02 1984 85,966 36,218 49,748 101,720 53,514 27,452
03 1985 183,176 77,303 105,873 179,948 119,919 36,409
04 1986 394,829 141,109 253,720 128,762 64,027 25,946
05 1987 330,168 101,767 228,401 76,167 26,862 14,737
06 1988 248,824 76,340 172,484 73,739 26,119 12,289
07 1989 190,993 69,778 121,215 36,261 7,554 5,405
08 1990 195,423 61,458 133,965 32,314 8,039 4,015
09 1991 186,290 49,418 136,872 27,496 7,071 2,788
10 1992 181,218 61,384 119,834 16,993 6,594 2,326
11 1993 218,303 102,953 115,350 8,228 5,509 704
12 TOTAL XXX XXX XXX 728,251 346,310 143,306
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 4,713 10 843 32,886 XXX 109,234
02 1984 13,716 696 4,326 66,268 9,533 7,638
03 1985 15,832 621 5,448 86,054 12,284 18,276
04 1986 9,882 633 5,298 86,097 10,769 7,547
05 1987 2,136 560 4,742 66,648 8,050 6,247
06 1988 850 1,866 6,564 65,623 6,463 4,160
07 1989 -1,155 130 5,525 40,792 7,685 6,871
08 1990 -2,654 732 4,022 34,966 4,636 11,772
09 1991 -114 190 3,462 26,789 4,279 15,689
10 1992 254 57 2,479 14,950 5,164 17,612
11 1993 75 12 2,172 5,520 2,998 12,290
12 TOTAL 43,535 5,507 44,881 526,593 XXX 217,383
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 25,503 47,454 24,274 10,599 3,254 8,487
02 1984 5,011 11,252 4,688 2,242 1,470 902
03 1985 13,432 12,543 7,380 2,335 944 1,330
04 1986 2,576 16,415 8,826 1,153 391 1,599
05 1987 2,209 17,241 8,873 942 126 2,427
06 1988 513 42,040 8,038 1,116 146 8,606
07 1989 1,710 38,424 9,668 1,222 270 7,057
08 1990 3,664 50,104 9,282 2,724 871 9,406
09 1991 2,399 61,475 7,538 4,223 815 9,539
10 1992 1,564 61,298 9,435 4,442 544 9,770
11 1993 3,002 153,689 76,437 3,425 683 18,254
12 TOTAL 61,616 511,973 174,467 34,474 9,544 77,403
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 3,559 0 4,276 123,468 1,668 XXX
02 1984 110 0 1,196 11,960 87 157,224
03 1985 634 0 377 12,464 229 257,206
04 1986 891 82 652 14,690 159 188,038
05 1987 1,176 95 1,089 15,560 149 124,067
06 1988 2,880 171 1,622 45,967 143 150,927
07 1989 3,002 261 1,320 40,249 223 103,007
08 1990 4,357 51 2,154 57,985 312 117,773
09 1991 4,043 215 2,252 78,398 447 128,228
10 1992 3,699 50 2,733 80,619 551 118,859
11 1993 8,791 12 6,011 104,761 986 207,984
12 TOTAL 33,162 942 23,717 586,166 4,962 XXX
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 8,574
02 1984 78,980 78,244 182.891 218.068 157.281 0
03 1985 158,686 98,520 140.415 205.278 93.055 0
04 1986 87,235 100,803 47.625 61.821 39.730 0
05 1987 41,846 82,221 37.577 41.119 35.999 0
06 1988 39,328 111,599 60.656 51.517 64.701 0
07 1989 21,958 81,049 53.932 31.468 66.864 0
08 1990 24,807 92,966 60.266 40.364 69.396 0
09 1991 23,033 105,195 68.832 46.609 76.856 0
10 1992 23,281 95,578 65.589 37.927 79.759 0
11 1993 97,679 110,305 95.273 94.877 95.626 0
12 TOTAL XXX XXX XXX XXX XXX 8,574
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 98,336 16,549
02 1984 0 .000 9,197 2,761
03 1985 0 .000 10,001 2,456
04 1986 0 .000 12,560 2,122
05 1987 0 .000 12,398 3,154
06 1988 0 .000 37,648 8,319
07 1989 0 .000 33,916 6,333
08 1990 0 .000 48,929 9,055
09 1991 0 .000 67,226 11,163
10 1992 0 .000 67,903 12,708
11 1993 0 .000 86,538 18,198
12 TOTAL 0 XXX 484,652 92,818
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 0 0 0
02 1984 0 0 0 0 0 0
03 1985 8,242 5,981 2,261 199 125 77
04 1986 28,619 13,637 14,982 2,093 1,005 586
05 1987 78,091 26,909 51,181 29,080 12,255 3,965
06 1988 78,758 22,127 56,623 15,498 3,073 2,594
07 1989 65,765 13,184 52,573 15,396 6,529 4,301
08 1990 73,167 15,048 58,118 22,048 6,144 1,629
09 1991 78,659 10,216 68,435 3,494 714 1,101
10 1992 93,702 11,241 82,461 8,982 183 435
11 1993 109,152 9,590 99,561 37 4 35
12 TOTAL XXX XXX XXX 96,827 30,032 14,723
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 0 0 XXX 0
02 1984 0 0 0 0 0 0
03 1985 48 0 0 103 31 0
04 1986 243 0 0 1,431 102 0
05 1987 996 5 1,084 20,871 328 99
06 1988 507 3 473 14,978 278 3,053
07 1989 1,325 4 756 12,601 239 10,917
08 1990 281 4 1,313 18,565 353 35,628
09 1991 155 0 1,030 4,754 513 10,640
10 1992 21 0 1,987 11,208 633 13,859
11 1993 23 0 1,118 1,164 325 10,760
12 TOTAL 3,599 16 7,761 85,680 XXX 84,956
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 74 11 0
05 1987 17 853 121 33 12 333
06 1988 1,490 210 47 751 367 79
07 1989 3,212 652 139 2,691 790 239
08 1990 9,948 1,822 548 8,526 2,463 656
09 1991 1,131 29,615 930 2,123 234 817
10 1992 56 28,961 1,727 3,054 12 1,328
11 1993 90 48,184 590 2,620 16 1,725
12 TOTAL 15,944 110,297 4,102 19,872 3,905 5,177
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 XXX
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 276
04 1986 0 0 0 63 1 2,753
05 1987 47 0 145 1,273 4 35,642
06 1988 18 0 179 2,349 9 22,941
07 1989 53 0 489 10,800 12 35,654
08 1990 213 0 1,518 34,979 89 73,766
09 1991 360 0 697 41,230 119 49,767
10 1992 665 0 1,046 45,795 212 60,004
11 1993 185 0 1,476 63,898 278 66,019
12 TOTAL 1,541 0 5,550 200,387 724 XXX
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1984 0 0 .000 .000 .000 0
03 1985 173 103 3.349 2.892 4.556 0
04 1986 1,259 1,494 9.619 9.232 9.972 0
05 1987 13,487 22,155 45.642 50.121 43.288 0
06 1988 5,604 17,337 29.128 25.327 30.618 0
07 1989 12,245 23,409 54.214 92.878 44.527 0
08 1990 20,214 53,552 100.819 134.330 92.144 0
09 1991 3,767 46,000 63.269 36.874 67.217 0
10 1992 2,992 57,012 64.037 26.617 69.138 0
11 1993 955 65,064 60.484 9.958 65.351 0
12 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 0 0
02 1984 0 .000 0 0
03 1985 0 .000 0 0
04 1986 0 .000 0 63
05 1987 0 .000 814 452
06 1988 0 .000 1,718 623
07 1989 0 .000 8,223 2,576
08 1990 0 .000 26,947 8,024
09 1991 0 .000 38,178 3,043
10 1992 0 .000 41,036 4,750
11 1993 0 .000 58,263 5,627
12 TOTAL 0 XXX 175,179 25,158
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1I - SPECIAL PROPERTY
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX -134 -1,839 1,434
02 1992 176,229 40,571 135,658 120,758 47,091 2,591
03 1993 215,610 55,389 160,221 90,714 29,737 1,592
04 TOTAL XXX XXX XXX 211,338 74,989 5,617
SCHEDULE P - PART 1I - SPECIAL PROPERTY
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 79 302 48 3,108 XXX 7,574
02 1992 395 613 2,540 78,403 XXX 11,528
03 1993 333 304 2,121 64,357 XXX 36,544
04 TOTAL 807 1,219 4,709 145,868 XXX 55,654
SCHEDULE P - PART 1I - SPECIAL PROPERTY
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 591 4,870 1,356 425 23 417
02 1992 3,664 1,279 908 375 27 30
03 1993 17,173 34,818 19,864 1,219 286 1,235
04 TOTAL 21,437 40,974 22,137 2,021 339 1,684
SCHEDULE P - PART 1I - SPECIAL PROPERTY
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 196 502 338 11,464 33 XXX
02 1992 9 350 316 8,913 63 140,812
03 1993 479 569 1,244 37,259 855 170,912
04 TOTAL 686 1,429 1,900 57,644 950 XXX
SCHEDULE P - PART 1I - SPECIAL PROPERTY
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 63
02 1992 53,487 87,324 79.902 131.835 64.370 0
03 1993 69,294 101,617 79.269 125.104 63.423 0
04 TOTAL XXX XXX XXX XXX XXX 63
SCHEDULE P - PART 1I - SPECIAL PROPERTY
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 10,432 960
02 1992 0 .000 8,226 685
03 1993 0 .000 34,324 2,926
04 TOTAL 0 XXX 52,991 4,588
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX -148 286 687
02 1992 146,278 31,244 115,034 71,859 13,508 2,044
03 1993 146,411 41,827 104,584 70,150 16,274 1,379
04 TOTAL XXX XXX XXX 141,861 30,068 4,110
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 183 952 23 93 XXX 48
02 1992 303 6,036 6,723 66,815 47,385 172
03 1993 389 3,807 3,405 58,271 46,997 6,395
04 TOTAL 875 10,795 10,151 125,179 XXX 6,616
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 14 753 101 24 22 -3
02 1992 47 -393 153 32 26 22
03 1993 3,026 4,761 2,238 670 554 306
04 TOTAL 3,088 5,122 2,501 726 602 326
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 3 881 73 754 43 XXX
02 1992 4 797 19 -377 44 80,980
03 1993 201 4,492 1,288 7,394 2,737 88,728
04 TOTAL 209 6,178 1,381 7,771 2,824 XXX
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1992 14,534 66,445 55.360 46.517 57.761 0
03 1993 23,054 65,666 60.602 55.117 62.787 0
04 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 686 66
02 1992 0 .000 -422 44
03 1993 0 .000 5,876 1,510
04 TOTAL 0 XXX 6,147 1,623
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX -878 -257 874
02 1992 32,728 6,996 25,732 10,599 2,493 1,388
03 1993 39,019 7,847 31,172 8,748 2,241 550
04 TOTAL XXX XXX XXX 18,469 4,477 2,812
SCHEDULE P - PART 1K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 276 206 0 -23 XXX 1,967
02 1992 197 12 872 10,169 XXX 772
03 1993 105 0 657 7,609 XXX -1,747
04 TOTAL 578 218 1,529 17,755 XXX 991
SCHEDULE P - PART 1K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 540 -170 -29 221 42 11
02 1992 13 11 0 -334 -137 14
03 1993 -772 2,246 308 42 0 345
04 TOTAL -219 2,086 279 -68 -93 372
SCHEDULE P - PART 1K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 1 338 191 1,669 272 XXX
02 1992 2 81 19 606 191 13,391
03 1993 75 229 243 1,517 327 11,203
04 TOTAL 79 650 456 3,801 798 XXX
SCHEDULE P - PART 1K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1992 2,601 10,782 40.916 37.178 41.901 0
03 1993 2,060 9,134 28.711 26.252 29.301 0
04 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 1,286 382
02 1992 0 .000 770 -164
03 1993 0 .000 953 576
04 TOTAL 0 XXX 3,019 794
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX -428 -225 0
02 1992 7,067 3,961 3,106 1,248 731 0
03 1993 8,385 3,298 5,087 386 187 0
04 TOTAL XXX XXX XXX 1,206 693 0
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 17 -186 XXX 0
02 1992 0 0 34 551 XXX 47
03 1993 0 0 10 209 XXX 1,483
04 TOTAL 0 0 61 574 XXX 1,532
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 0
02 1992 23 496 321 0 0 0
03 1993 560 1,526 395 0 0 0
04 TOTAL 584 2,030 718 0 0 0
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 XXX
02 1992 0 0 0 197 0 1,828
03 1993 0 0 0 2,053 0 3,416
04 TOTAL 0 0 0 2,252 0 XXX
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1992 1,085 741 25.866 27.392 23.857 0
03 1993 1,152 2,262 40.739 34.930 44.466 0
04 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 0 0
02 1992 0 .000 197 0
03 1993 0 .000 2,053 0
04 TOTAL 0 XXX 2,252 0
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1M - INTERNATIONAL
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 151 36 0
02 1984 -85 0 -85 0 0 0
03 1985 -97 -21 -76 0 0 0
04 1986 -222 -9 -213 0 0 0
05 1987 154 3 151 0 0 0
06 1988 159 8 151 0 0 0
07 1989 -12 -1 -11 0 0 0
08 1990 -13 -1 -12 0 0 0
09 1991 2 0 2 0 0 0
10 1992 16 1 15 0 0 0
11 1993 3 0 3 0 0 0
12 TOTAL XXX XXX XXX 151 36 0
SCHEDULE P - PART 1M - INTERNATIONAL
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 40 155 XXX 3,364
02 1984 0 0 0 0 XXX 0
03 1985 0 0 0 0 XXX 0
04 1986 0 0 0 0 XXX 0
05 1987 0 0 0 0 XXX 0
06 1988 0 0 0 0 XXX 0
07 1989 0 0 0 0 XXX 0
08 1990 0 0 0 0 XXX 0
09 1991 0 0 0 0 XXX 0
10 1992 0 0 0 0 XXX 0
11 1993 0 0 0 0 XXX 0
12 TOTAL 0 0 40 155 XXX 3,364
SCHEDULE P - PART 1M - INTERNATIONAL
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 852 921 69 0 0 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 0 0 0
11 1993 0 0 0 0 0 0
12 TOTAL 852 921 69 0 0 0
SCHEDULE P - PART 1M - INTERNATIONAL
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 234 3,598 286 XXX
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 0 0 0 0 0 0
10 1992 0 0 0 0 0 0
11 1993 0 0 0 0 0 0
12 TOTAL 0 0 234 3,598 286 XXX
SCHEDULE P - PART 1M - INTERNATIONAL
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1984 0 0 .000 .000 .000 0
03 1985 0 0 .000 .000 .000 0
04 1986 0 0 .000 .000 .000 0
05 1987 0 0 .000 .000 .000 0
06 1988 0 0 .000 .000 .000 0
07 1989 0 0 .000 .000 .000 0
08 1990 0 0 .000 .000 .000 0
09 1991 0 0 .000 .000 .000 0
10 1992 0 0 .000 .000 .000 0
11 1993 0 0 .000 .000 .000 0
12 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1M - INTERNATIONAL
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 3,364 234
02 1984 0 .000 0 0
03 1985 0 .000 0 0
04 1986 0 .000 0 0
05 1987 0 .000 0 0
06 1988 0 .000 0 0
07 1989 0 .000 0 0
08 1990 0 .000 0 0
09 1991 0 .000 0 0
10 1992 0 .000 0 0
11 1993 0 .000 0 0
12 TOTAL 0 XXX 3,364 234
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1N - REINSURANCE A
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 61 2 59 0 0 0
07 TOTAL XXX XXX XXX 0 0 0
SCHEDULE P - PART 1N - REINSURANCE A
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 TOTAL 0 0 0 0 XXX 0
SCHEDULE P - PART 1N - REINSURANCE A
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 0 0 0 0 0 0
07 TOTAL 0 0 0 0 0 0
SCHEDULE P - PART 1N - REINSURANCE A
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 TOTAL 0 0 0 0 XXX XXX
SCHEDULE P - PART 1N - REINSURANCE A
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 1988 0 0 .000 .000 .000 0
02 1989 0 0 .000 .000 .000 0
03 1990 0 0 .000 .000 .000 0
04 1991 0 0 .000 .000 .000 0
05 1992 0 0 .000 .000 .000 0
06 1993 0 0 .000 .000 .000 0
07 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1N - REINSURANCE A
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 1988 0 .000 0 0
02 1989 0 .000 0 0
03 1990 0 .000 0 0
04 1991 0 .000 0 0
05 1992 0 .000 0 0
06 1993 0 .000 0 0
07 TOTAL 0 XXX 0 0
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1O - REINSURANCE B
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 1988 1,990 0 1,990 0 0 0
02 1989 612 1,823 -1,211 0 0 0
03 1990 231 7 224 0 0 0
04 1991 -326 -8 -318 0 0 0
05 1992 134 0 134 0 0 0
06 1993 516 0 516 0 0 0
07 TOTAL XXX XXX XXX 0 0 0
SCHEDULE P - PART 1O - REINSURANCE B
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 TOTAL 0 0 0 0 XXX 0
SCHEDULE P - PART 1O - REINSURANCE B
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 0 0 0 0 0 0
07 TOTAL 0 0 0 0 0 0
SCHEDULE P - PART 1O - REINSURANCE B
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 TOTAL 0 0 0 0 XXX XXX
SCHEDULE P - PART 1O - REINSURANCE B
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 1988 0 0 .000 .000 .000 0
02 1989 0 0 .000 .000 .000 0
03 1990 0 0 .000 .000 .000 0
04 1991 0 0 .000 .000 .000 0
05 1992 0 0 .000 .000 .000 0
06 1993 0 0 .000 .000 .000 0
07 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1O - REINSURANCE B
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 1988 0 .000 0 0
02 1989 0 .000 0 0
03 1990 0 .000 0 0
04 1991 0 .000 0 0
05 1992 0 .000 0 0
06 1993 0 .000 0 0
07 TOTAL 0 XXX 0 0
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1P - REINSURANCE C
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 0 0 0 0 0 0
07 TOTAL XXX XXX XXX 0 0 0
SCHEDULE P - PART 1P - REINSURANCE C
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 TOTAL 0 0 0 0 XXX 0
SCHEDULE P - PART 1P - REINSURANCE C
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 0 0 0 0 0 0
07 TOTAL 0 0 0 0 0 0
SCHEDULE P - PART 1P - REINSURANCE C
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 TOTAL 0 0 0 0 XXX XXX
SCHEDULE P - PART 1P - REINSURANCE C
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 1988 0 0 .000 .000 .000 0
02 1989 0 0 .000 .000 .000 0
03 1990 0 0 .000 .000 .000 0
04 1991 0 0 .000 .000 .000 0
05 1992 0 0 .000 .000 .000 0
06 1993 0 0 .000 .000 .000 0
07 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1P - REINSURANCE C
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 1988 0 .000 0 0
02 1989 0 .000 0 0
03 1990 0 .000 0 0
04 1991 0 .000 0 0
05 1992 0 .000 0 0
06 1993 0 .000 0 0
07 TOTAL 0 XXX 0 0
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1Q - REINSURANCE D
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 531 0 56
02 1984 2 0 2 0 0 0
03 1985 1,104 0 1,104 1,820 104 15
04 1986 1,995 0 1,995 1,692 224 13
05 1987 7,255 3,615 3,640 34,717 28,008 15,306
06 TOTAL XXX XXX XXX 38,760 28,336 15,390
SCHEDULE P - PART 1Q - REINSURANCE D
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 17 604 XXX 1,790
02 1984 0 0 0 0 XXX 0
03 1985 0 0 0 1,731 XXX 335
04 1986 0 0 0 1,481 XXX 401
05 1987 12,697 2,447 411 9,729 XXX 13,389
06 TOTAL 12,697 2,447 428 13,545 XXX 15,915
SCHEDULE P - PART 1Q - REINSURANCE D
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 713 0 137 0 15
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 1,498 0 0 0 0
05 1987 12,254 11,950 11,950 502 502 448
06 TOTAL 12,254 14,161 11,950 639 502 463
SCHEDULE P - PART 1Q - REINSURANCE D
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 54 2,709 XXX XXX
02 1984 0 0 0 0 XXX 0
03 1985 0 0 0 335 XXX 2,170
04 1986 0 0 0 1,899 XXX 3,604
05 1987 448 0 0 1,135 XXX 76,723
06 TOTAL 448 0 54 6,078 XXX XXX
SCHEDULE P - PART 1Q - REINSURANCE D
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1984 0 0 .000 .000 .000 0
03 1985 104 2,066 196.557 .000 187.137 0
04 1986 224 3,380 180.651 .000 169.423 0
05 1987 65,859 10,864 1,057.518 1,821.825 298.461 0
06 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1Q - REINSURANCE D
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 2,503 206
02 1984 0 .000 0 0
03 1985 0 .000 335 0
04 1986 0 .000 1,899 0
05 1987 0 .000 1,135 0
06 TOTAL 0 XXX 5,872 206
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 6,852 4,584 3,247
02 1984 9,189 2,237 6,952 18,760 13,229 6,437
03 1985 35,993 20,744 15,249 25,366 17,748 6,714
04 1986 113,257 52,165 61,092 33,593 20,061 6,890
05 1987 108,076 37,961 70,115 12,466 7,690 1,729
06 1988 63,562 26,777 36,785 12,527 9,031 2,311
07 1989 39,865 19,528 20,337 7,307 4,827 1,438
08 1990 33,225 16,590 16,635 3,818 3,569 846
09 1991 24,227 14,289 9,938 610 1,041 633
10 1992 11,496 2,391 9,105 478 204 85
11 1993 19,047 8,204 10,843 94 121 26
12 TOTAL XXX XXX XXX 121,871 82,105 30,356
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 3,948 0 469 2,036 XXX 24,855
02 1984 2,976 237 597 9,589 915 3,529
03 1985 3,256 50 661 11,737 1,262 1,437
04 1986 2,531 104 937 18,828 1,004 3,520
05 1987 477 142 121 6,149 607 1,265
06 1988 473 121 -2,270 3,064 317 1,421
07 1989 781 234 540 3,677 238 1,555
08 1990 324 707 516 1,287 278 2,182
09 1991 740 1,697 759 221 229 1,174
10 1992 4 1,796 423 778 199 2,934
11 1993 5 822 264 258 166 1,134
12 TOTAL 15,515 5,910 3,017 57,624 XXX 45,045
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 13,035 17,438 13,429 3,290 1,778 7,104
02 1984 1,977 1,693 1,115 322 41 59
03 1985 898 3,054 1,725 399 166 327
04 1986 1,332 6,275 3,237 262 82 970
05 1987 60 6,363 3,178 214 51 1,218
06 1988 518 6,191 3,611 1,434 102 1,214
07 1989 753 7,272 2,869 922 150 1,280
08 1990 971 14,227 5,086 1,381 310 2,585
09 1991 587 10,664 4,446 1,086 175 2,374
10 1992 1,954 5,644 1,970 603 380 1,946
11 1993 1,050 8,465 4,335 571 256 2,040
12 TOTAL 23,159 87,326 45,019 10,521 3,507 21,130
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 3,227 0 2,916 24,128 877 XXX
02 1984 27 0 111 2,555 27 31,658
03 1985 151 0 110 2,387 138 38,153
04 1986 517 7 147 6,005 97 52,664
05 1987 558 16 145 5,360 60 23,492
06 1988 754 27 175 5,446 42 21,966
07 1989 697 9 168 6,735 30 20,707
08 1990 1,627 357 421 12,809 53 26,219
09 1991 1,660 235 241 8,687 39 18,088
10 1992 711 417 378 6,489 43 12,926
11 1993 1,221 494 636 5,992 30 13,744
12 TOTAL 11,162 1,577 5,464 86,639 1,436 XXX
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 56
02 1984 19,504 12,154 344.521 871.882 174.827 0
03 1985 24,011 14,142 106.001 115.749 92.741 0
04 1986 27,821 24,843 46.500 53.333 40.665 0
05 1987 11,975 11,517 21.737 31.546 16.426 0
06 1988 13,465 8,501 34.558 50.286 23.110 0
07 1989 10,292 10,415 51.943 52.704 51.212 0
08 1990 12,111 14,108 78.913 73.002 84.809 0
09 1991 9,178 8,910 74.661 64.231 89.656 0
10 1992 5,647 7,279 112.439 236.177 79.945 0
11 1993 7,492 6,252 72.158 91.321 57.659 0
12 TOTAL XXX XXX XXX XXX XXX 56
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 15,767 8,297
02 1984 0 .000 2,123 424
03 1985 0 .000 1,867 519
04 1986 0 .000 5,226 779
05 1987 0 .000 4,391 969
06 1988 0 .000 3,477 1,969
07 1989 0 .000 5,204 1,522
08 1990 0 .000 10,352 2,457
09 1991 0 .000 6,812 1,873
10 1992 0 .000 4,654 1,835
11 1993 0 .000 4,213 1,772
12 TOTAL 0 XXX 64,086 22,416
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 0 0 0
02 1984 0 0 0 0 0 0
03 1985 814 589 225 0 0 0
04 1986 6,129 2,629 3,500 5 1 4
05 1987 14,442 3,545 10,895 2,031 258 1,848
06 1988 13,124 3,125 9,998 1,111 2,057 627
07 1989 10,081 2,154 7,918 1,332 370 588
08 1990 7,976 1,479 6,488 2,699 905 514
09 1991 9,561 2,034 7,525 806 152 658
10 1992 7,463 3,212 4,250 435 82 294
11 1993 3,862 2,706 1,148 7 0 4
12 TOTAL XXX XXX XXX 8,426 3,825 4,537
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 0 0 XXX 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 2 0
04 1986 1 0 0 7 19 0
05 1987 62 0 248 3,814 137 907
06 1988 80 0 130 -254 124 520
07 1989 17 0 95 1,629 172 49
08 1990 161 0 32 2,179 98 1,198
09 1991 202 0 38 1,155 372 531
10 1992 78 0 46 613 75 1,250
11 1993 0 0 39 52 66 416
12 TOTAL 601 0 628 9,165 XXX 4,871
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 496 163 0 224 122 0
06 1988 11 2,187 3 8 5 2
07 1989 0 2,129 500 3 0 6
08 1990 545 753 102 50 0 15
09 1991 287 2,785 901 99 55 93
10 1992 663 2,132 765 313 121 52
11 1993 28 685 447 123 7 79
12 TOTAL 2,030 10,834 2,718 820 310 247
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 XXX
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 9
05 1987 0 0 20 698 4 5,485
06 1988 1 0 0 2,699 2 4,607
07 1989 2 0 1 1,680 1 4,216
08 1990 3 0 29 1,396 4 5,303
09 1991 12 0 28 2,280 40 5,069
10 1992 18 0 56 2,231 16 4,585
11 1993 43 0 63 842 34 1,437
12 TOTAL 79 0 197 11,826 101 XXX
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1984 0 0 .000 .000 .000 0
03 1985 0 0 .000 .000 .000 0
04 1986 2 7 .147 .076 .200 0
05 1987 964 4,521 37.980 27.193 41.496 0
06 1988 2,162 2,445 35.104 69.184 24.455 0
07 1989 891 3,325 41.821 41.365 41.993 0
08 1990 1,720 3,583 66.487 116.295 55.225 0
09 1991 1,632 3,437 53.017 80.236 45.674 0
10 1992 1,731 2,854 61.436 53.892 67.153 0
11 1993 534 903 37.209 19.734 78.659 0
12 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 0 0
02 1984 0 .000 0 0
03 1985 0 .000 0 0
04 1986 0 .000 0 0
05 1987 0 .000 575 122
06 1988 0 .000 2,693 5
07 1989 0 .000 1,670 9
08 1990 0 .000 1,301 94
09 1991 0 .000 2,126 153
10 1992 0 .000 1,946 284
11 1993 0 .000 624 217
12 TOTAL 0 XXX 10,935 884
NOTE: FOR "PRIOR," REPORT AMOUNTS PAID OR RECEIVED IN CURRENT YEAR ONLY.
REPORT CUMULATIVE AMOUNTS PAID OR RECEIVED FOR SPECIFIC YEARS.
REPORT LOSS PAYMENTS NET OF SALVAGE AND SUBROGATION RECEIVED.
*NET = (25 - 26) = (11 + 23)
SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERS
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 14,840 15,374 17,086 16,854 16,434 16,476
02 1984 72,148 76,347 76,865 78,015 77,818 77,981
03 1985 XXX 75,268 73,228 74,511 74,447 75,008
04 1986 XXX XXX 55,177 53,739 53,361 52,182
05 1987 XXX XXX XXX 40,587 42,421 41,321
06 1988 XXX XXX XXX XXX 40,465 44,333
07 1989 XXX XXX XXX XXX XXX 57,853
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERS
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 17,176 16,836 16,560 16,377 -175 -451
02 1984 78,322 78,299 78,356 78,351 -4 51
03 1985 75,125 75,108 74,778 74,799 19 -308
04 1986 52,091 52,166 51,838 51,883 44 -274
05 1987 41,539 41,732 41,296 41,164 -131 -568
06 1988 44,720 45,011 44,481 44,582 100 -429
07 1989 62,002 61,858 61,172 61,171 -1 -687
08 1990 51,806 57,280 54,697 55,389 683 -1,882
09 1991 XXX 59,707 61,858 63,051 1,186 3,336
10 1992 XXX XXX 53,303 52,281 -1,022 XXX
11 1993 XXX XXX XXX 56,923 XXX XXX
12 TOTAL 699 -1,212
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 44,786 47,319 50,012 51,642 52,519 53,271
02 1984 118,915 127,291 130,906 135,017 136,786 136,252
03 1985 XXX 147,302 151,193 154,965 158,136 159,502
04 1986 XXX XXX 141,718 138,108 132,733 129,758
05 1987 XXX XXX XXX 112,116 104,001 102,787
06 1988 XXX XXX XXX XXX 113,408 107,301
07 1989 XXX XXX XXX XXX XXX 125,170
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 53,241 53,784 53,019 54,907 1,887 1,115
02 1984 136,516 136,133 136,030 136,071 40 -61
03 1985 158,534 158,227 157,920 157,906 -14 -321
04 1986 129,286 130,085 129,452 128,124 -1,326 -1,954
05 1987 103,460 102,198 101,457 101,960 503 -236
06 1988 108,529 106,694 106,457 107,401 936 700
07 1989 120,336 114,739 116,447 118,293 1,837 3,545
08 1990 147,261 144,974 144,547 146,020 1,473 1,045
09 1991 XXX 96,510 96,887 92,693 -4,193 -3,810
10 1992 XXX XXX 123,753 112,466 -11,279 XXX
11 1993 XXX XXX XXX 116,965 XXX XXX
12 TOTAL -10,136 23
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 80,583 86,895 103,863 106,853 115,817 116,667
02 1984 88,841 86,897 93,296 95,625 100,722 99,683
03 1985 XXX 104,895 96,882 97,227 103,081 104,800
04 1986 XXX XXX 105,156 105,662 100,327 98,658
05 1987 XXX XXX XXX 98,552 96,447 95,526
06 1988 XXX XXX XXX XXX 95,913 96,833
07 1989 XXX XXX XXX XXX XXX 106,540
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 116,991 116,616 115,153 112,012 -3,141 -4,596
02 1984 100,267 99,724 99,401 99,307 -92 -415
03 1985 105,275 105,057 104,284 104,106 -177 -943
04 1986 98,245 96,934 96,417 95,809 -600 -1,117
05 1987 97,952 94,300 94,096 92,403 -1,692 -1,904
06 1988 101,267 99,097 102,964 101,557 -1,399 2,460
07 1989 112,573 104,035 113,266 114,301 1,028 10,258
08 1990 97,752 90,180 101,701 97,369 -4,324 7,189
09 1991 XXX 81,752 79,404 85,045 5,634 3,292
10 1992 XXX XXX 71,553 80,757 9,196 XXX
11 1993 XXX XXX XXX 95,277 XXX XXX
12 TOTAL 4,433 14,224
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2D - WORKERS' COMPENSATION
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 197,755 212,712 246,447 261,245 273,478 283,681
02 1984 142,459 160,607 171,049 177,710 186,174 189,579
03 1985 XXX 182,028 211,719 225,387 233,326 235,290
04 1986 XXX XXX 166,651 168,431 172,556 172,480
05 1987 XXX XXX XXX 132,874 147,982 150,832
06 1988 XXX XXX XXX XXX 195,690 207,527
07 1989 XXX XXX XXX XXX XXX 140,474
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2D - WORKERS' COMPENSATION
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 287,165 293,287 302,272 306,157 3,877 12,862
02 1984 189,220 185,002 186,258 187,413 1,155 2,409
03 1985 235,812 236,297 229,108 228,514 -592 -7,774
04 1986 173,918 176,332 174,312 169,018 -5,293 -7,312
05 1987 156,526 159,281 161,232 154,934 -6,296 -4,346
06 1988 208,891 215,534 218,080 213,930 -4,143 -1,597
07 1989 159,175 164,113 167,773 164,821 -2,952 717
08 1990 142,109 151,780 150,999 145,739 -5,260 -6,040
09 1991 XXX 115,442 134,851 125,731 -9,113 10,288
10 1992 XXX XXX 101,423 104,473 3,042 XXX
11 1993 XXX XXX XXX 74,213 XXX XXX
12 TOTAL -25,575 -793
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2E - COMMERICAL MULTIPLE PERIL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 72,705 94,054 113,371 123,188 127,150 133,293
02 1984 173,700 176,660 190,233 201,339 210,974 213,716
03 1985 XXX 154,448 138,040 147,720 152,879 161,809
04 1986 XXX XXX 118,697 102,760 92,240 91,214
05 1987 XXX XXX XXX 112,924 98,801 94,736
06 1988 XXX XXX XXX XXX 127,647 113,091
07 1989 XXX XXX XXX XXX XXX 128,410
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2E - COMMERICAL MULTIPLE PERIL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 135,879 138,785 139,896 141,868 1,971 3,083
02 1984 210,877 211,417 213,253 214,483 1,229 3,065
03 1985 156,952 157,080 156,513 156,670 156 -409
04 1986 88,945 87,053 87,008 85,890 -1,116 -1,162
05 1987 93,102 96,572 97,846 95,415 -2,430 -1,157
06 1988 112,456 116,121 116,442 119,933 3,489 3,804
07 1989 125,315 118,900 121,605 121,286 -311 2,385
08 1990 155,370 143,006 143,269 142,958 -303 -47
09 1991 XXX 162,849 145,587 142,897 -2,682 -19,950
10 1992 XXX XXX 160,640 138,997 -21,636 XXX
11 1993 XXX XXX XXX 115,043 XXX XXX
12 TOTAL -21,633 -10,388
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 1,391 1,472 1,580 1,788 2,073 2,135
02 1984 13 31 53 41 59 28
03 1985 XXX 20 21 23 34 0
04 1986 XXX XXX 6 5 5 0
05 1987 XXX XXX XXX 11 0 0
06 1988 XXX XXX XXX XXX 0 0
07 1989 XXX XXX XXX XXX XXX 0
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 2,172 2,155 2,250 2,223 -26 67
02 1984 19 17 17 17 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 XXX 0 0 0 0 0
10 1992 XXX XXX 0 -1 -1 XXX
11 1993 XXX XXX XXX 0 XXX XXX
12 TOTAL -27 67
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 XXX 0 0 0 0 0
04 1986 XXX XXX 0 0 0 0
05 1987 XXX XXX XXX 0 0 0
06 1988 XXX XXX XXX XXX 0 0
07 1989 XXX XXX XXX XXX XXX 0
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 XXX 0 0 0 0 0
10 1992 XXX XXX 0 0 0 XXX
11 1993 XXX XXX XXX 0 XXX XXX
12 TOTAL 0 0
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2G - SPECIAL LIABILITY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 9,845 14,157 14,775 14,624 13,919 14,448
02 1984 12,290 11,563 11,742 11,724 11,589 11,788
03 1985 XXX 9,621 9,787 9,826 9,929 9,799
04 1986 XXX XXX 9,159 10,189 9,579 8,991
05 1987 XXX XXX XXX 8,543 10,081 9,956
06 1988 XXX XXX XXX XXX 8,948 9,747
07 1989 XXX XXX XXX XXX XXX 10,115
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2G - SPECIAL LIABILITY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 15,117 14,454 14,262 14,055 -205 -399
02 1984 11,602 11,581 11,455 11,448 -6 -132
03 1985 9,720 9,761 9,672 9,774 101 12
04 1986 9,119 8,968 8,927 9,041 106 65
05 1987 9,562 9,807 9,586 9,749 162 -56
06 1988 11,090 11,246 10,993 11,304 304 57
07 1989 11,734 12,236 12,319 12,774 446 530
08 1990 12,052 16,719 17,020 17,859 831 1,139
09 1991 XXX 14,653 19,392 19,113 -271 4,458
10 1992 XXX XXX 21,452 27,307 5,847 XXX
11 1993 XXX XXX XXX 26,965 XXX XXX
12 TOTAL 7,315 5,674
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 173,769 192,381 226,076 233,994 248,588 274,517
02 1984 41,712 52,049 54,269 48,647 55,604 66,433
03 1985 XXX 80,814 89,890 84,360 77,582 87,326
04 1986 XXX XXX 193,271 172,737 171,406 128,086
05 1987 XXX XXX XXX 159,093 149,840 128,746
06 1988 XXX XXX XXX XXX 103,823 104,642
07 1989 XXX XXX XXX XXX XXX 76,071
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 311,481 339,168 359,514 396,756 37,235 57,580
02 1984 68,421 70,654 69,848 72,712 2,862 2,056
03 1985 88,717 82,565 88,607 92,686 4,070 10,119
04 1986 124,402 109,531 102,038 94,843 -7,194 -14,680
05 1987 112,845 95,077 88,928 76,380 -12,540 -18,689
06 1988 107,501 100,954 108,928 103,403 -5,525 2,447
07 1989 80,957 75,918 77,723 74,188 -3,533 -1,729
08 1990 82,758 83,360 82,958 86,774 3,807 3,422
09 1991 XXX 92,351 90,783 99,465 8,674 7,116
10 1992 XXX XXX 74,185 90,350 16,156 XXX
11 1993 XXX XXX XXX 102,098 XXX XXX
12 TOTAL 44,012 47,642
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 XXX 1,911 1,015 660 141 306
04 1986 XXX XXX 10,441 7,154 6,777 4,409
05 1987 XXX XXX XXX 42,470 40,026 36,327
06 1988 XXX XXX XXX XXX 45,845 44,428
07 1989 XXX XXX XXX XXX XXX 40,750
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 241 166 141 103 -38 -63
04 1986 3,323 2,204 1,766 1,494 -272 -710
05 1987 27,758 23,639 22,455 20,914 -1,533 -2,717
06 1988 39,653 36,275 17,307 16,673 -634 -19,593
07 1989 35,038 35,981 29,978 22,147 -7,823 -13,827
08 1990 50,716 50,192 48,817 50,712 1,894 512
09 1991 XXX 53,507 47,200 44,263 -2,929 -9,243
10 1992 XXX XXX 59,035 53,954 -5,074 XXX
11 1993 XXX XXX XXX 62,459 XXX XXX
12 TOTAL -16,409 -45,641
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2I - SPECIAL PROPERTY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
04 TOTAL
SCHEDULE P - PART 2I - SPECIAL PROPERTY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR XXX 38,263 42,311 37,538 -4,459 -717
02 1992 XXX XXX 86,098 84,458 -1,639 XXX
03 1993 XXX XXX XXX 98,249 XXX XXX
04 TOTAL -6,098 -717
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
04 TOTAL
SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR XXX 8,374 9,095 8,263 -825 -112
02 1992 XXX XXX 60,877 59,694 -1,176 XXX
03 1993 XXX XXX XXX 60,965 XXX XXX
04 TOTAL -2,001 -112
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
04 TOTAL
SCHEDULE P - PART 2K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR XXX 1,195 2,535 2,824 288 1,622
02 1992 XXX XXX 5,069 9,883 4,806 XXX
03 1993 XXX XXX XXX 8,231 XXX XXX
04 TOTAL 5,094 1,622
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
04 TOTAL
SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR XXX 70 196 124 -72 54
02 1992 XXX XXX 852 707 -144 XXX
03 1993 XXX XXX XXX 2,252 XXX XXX
04 TOTAL -216 54
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2M - INTERNATIONAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 1,801 2,293 2,335 2,498 3,017 3,404
02 1984 0 0 0 0 0 0
03 1985 XXX 0 0 0 0 0
04 1986 XXX XXX 0 0 0 0
05 1987 XXX XXX XXX 0 0 0
06 1988 XXX XXX XXX XXX 0 0
07 1989 XXX XXX XXX XXX XXX 0
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2M - INTERNATIONAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 3,522 3,727 4,842 5,665 823 1,938
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 XXX 0 0 0 0 0
10 1992 XXX XXX 0 0 0 XXX
11 1993 XXX XXX XXX 0 XXX XXX
12 TOTAL 823 1,938
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2N - REINSURANCE A
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX XXX 0 0
02 1989 XXX XXX XXX XXX XXX 0
03 1990 XXX XXX XXX XXX XXX XXX
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 TOTAL
SCHEDULE P - PART 2N - REINSURANCE A
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 XXX 0 0 0 0 0
05 1992 XXX XXX 0 0 0 XXX
06 1993 XXX XXX XXX 0 XXX XXX
07 TOTAL 0 0
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2O - REINSURANCE B
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX XXX 0 0
02 1989 XXX XXX XXX XXX XXX 0
03 1990 XXX XXX XXX XXX XXX XXX
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 TOTAL
SCHEDULE P - PART 2O - REINSURANCE B
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 XXX 0 0 0 0 0
05 1992 XXX XXX 0 0 0 XXX
06 1993 XXX XXX XXX 0 XXX XXX
07 TOTAL 0 0
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2P - REINSURANCE C
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX XXX 0 0
02 1989 XXX XXX XXX XXX XXX 0
03 1990 XXX XXX XXX XXX XXX XXX
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 TOTAL
SCHEDULE P - PART 2P - REINSURANCE C
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 XXX 0 0 0 0 0
05 1992 XXX XXX 0 0 0 XXX
06 1993 XXX XXX XXX 0 XXX XXX
07 TOTAL 0 0
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2Q - REINSURANCE D
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 421 551 537 1,209 1,250 1,787
02 1984 0 0 0 0 0 0
03 1985 XXX 1,050 1,049 1,198 1,737 2,123
04 1986 XXX XXX 1,896 1,791 2,629 2,822
05 1987 XXX XXX XXX 6,560 10,174 10,460
06 TOTAL
SCHEDULE P - PART 2Q - REINSURANCE D
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 2,555 3,006 3,706 3,767 61 761
02 1984 0 0 0 0 0 0
03 1985 2,154 2,024 2,211 2,066 -145 42
04 1986 2,930 2,882 2,781 3,380 599 498
05 1987 10,521 10,452 10,453 10,453 0 1
06 TOTAL 515 1,302
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 18,214 21,523 24,864 26,033 31,887 29,324
02 1984 4,597 5,662 6,123 8,663 11,254 12,673
03 1985 XXX 10,841 11,440 12,566 13,511 14,761
04 1986 XXX XXX 46,601 45,025 43,199 38,702
05 1987 XXX XXX XXX 42,036 35,982 35,568
06 1988 XXX XXX XXX XXX 26,912 16,886
07 1989 XXX XXX XXX XXX XXX 12,870
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 29,390 36,694 37,901 49,278 11,375 12,583
02 1984 10,053 9,577 10,707 11,436 721 1,851
03 1985 12,105 13,419 13,118 13,360 242 -59
04 1986 29,599 27,190 25,301 23,750 -1,543 -3,433
05 1987 26,756 17,930 13,098 11,251 -1,854 -6,687
06 1988 20,876 20,161 10,363 10,595 232 -9,566
07 1989 10,576 12,179 9,532 9,696 155 -2,483
08 1990 10,775 13,790 11,504 13,160 1,665 -622
09 1991 XXX 7,465 7,006 7,900 892 435
10 1992 XXX XXX 3,747 6,467 2,712 XXX
11 1993 XXX XXX XXX 5,342 XXX XXX
12 TOTAL 14,597 -7,981
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 2R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 XXX 117 145 102 111 21
04 1986 XXX XXX 2,528 2,161 1,609 1,281
05 1987 XXX XXX XXX 8,538 8,042 10,711
06 1988 XXX XXX XXX XXX 6,414 8,272
07 1989 XXX XXX XXX XXX XXX 6,762
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 13 5 3 0 -3 -5
04 1986 788 365 203 7 -196 -358
05 1987 10,462 9,918 7,675 4,243 -3,425 -5,667
06 1988 8,594 8,443 6,219 2,311 -3,906 -6,131
07 1989 5,601 5,847 4,680 3,218 -1,460 -2,629
08 1990 4,171 4,058 3,973 3,513 -453 -538
09 1991 XXX 5,930 4,741 3,369 -1,372 -2,561
10 1992 XXX XXX 2,812 2,743 -61 XXX
11 1993 XXX XXX XXX 790 XXX XXX
12 TOTAL -10,876 -17,889
*REPORT RESERVES ONLY. SUBSEQUENT DEVELOPMENT RELATES ONLY TO SUBSEQUENT
PAYMENTS AND RESERVES.
**CURRENT YEAR LESS FIRST OR SECOND PRIOR YEAR, SHOWING (REDUNDANT) OR ADVERSE.
SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERS
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 6,142 9,711 11,648 13,121 13,833
02 1984 50,259 69,712 73,056 74,708 76,042 76,893
03 1985 XXX 50,437 66,660 70,369 73,049 74,108
04 1986 XXX XXX 34,594 46,872 49,437 50,810
05 1987 XXX XXX XXX 25,626 36,688 39,173
06 1988 XXX XXX XXX XXX 27,910 40,312
07 1989 XXX XXX XXX XXX XXX 40,466
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERS
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 14,594 14,663 14,962 15,017 232 56
02 1984 77,340 77,835 78,011 78,028 44,666 487
03 1985 74,441 74,857 74,638 74,727 43,337 629
04 1986 51,335 51,557 51,711 51,820 29,868 468
05 1987 40,515 40,996 41,100 41,043 21,385 297
06 1988 42,713 43,516 43,980 44,302 20,190 313
07 1989 56,104 58,396 59,554 60,235 28,030 508
08 1990 35,263 51,192 53,132 54,396 22,560 441
09 1991 XXX 41,858 56,855 61,521 25,917 489
10 1992 XXX XXX 33,296 47,784 19,848 346
11 1993 XXX XXX XXX 38,612 17,093 1,264
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 25,348 37,943 43,743 47,314 48,677
02 1984 48,085 94,513 117,833 128,489 132,843 134,671
03 1985 XXX 58,001 113,360 138,204 148,473 154,904
04 1986 XXX XXX 51,791 99,250 114,778 122,937
05 1987 XXX XXX XXX 38,885 75,098 88,898
06 1988 XXX XXX XXX XXX 40,440 77,363
07 1989 XXX XXX XXX XXX XXX 43,185
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 49,955 50,190 50,377 50,249 8,139 931
02 1984 135,594 135,768 135,961 136,055 38,334 3,489
03 1985 157,247 157,572 157,743 157,835 37,906 3,271
04 1986 126,803 127,637 128,111 128,686 26,466 2,390
05 1987 97,090 99,755 100,767 101,409 21,382 2,415
06 1988 95,337 101,686 104,672 106,154 23,982 2,997
07 1989 92,427 104,212 111,150 115,573 42,298 10,610
08 1990 83,748 110,877 125,898 134,045 40,010 11,790
09 1991 XXX 28,671 57,799 76,964 30,546 5,413
10 1992 XXX XXX 33,170 72,434 30,275 5,065
11 1993 XXX XXX XXX 38,268 24,897 5,433
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 35,692 66,502 82,784 93,746 100,774
02 1984 24,770 40,346 70,811 84,341 91,130 94,628
03 1985 XXX 20,133 52,289 71,532 83,258 95,531
04 1986 XXX XXX 16,150 43,862 61,552 78,426
05 1987 XXX XXX XXX 15,015 40,851 60,387
06 1988 XXX XXX XXX XXX 16,987 44,618
07 1989 XXX XXX XXX XXX XXX 21,032
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 101,776 102,258 102,624 102,728 1,151 300
02 1984 97,080 97,882 98,233 98,382 26,064 4,446
03 1985 101,084 102,926 103,493 103,651 22,608 4,373
04 1986 87,195 91,543 92,866 93,900 15,251 2,748
05 1987 76,430 83,201 88,361 90,133 14,359 2,519
06 1988 66,675 80,146 92,260 96,702 15,216 3,318
07 1989 49,798 75,920 90,957 101,974 16,365 4,198
08 1990 16,613 43,133 68,190 82,795 13,398 3,344
09 1991 XXX 14,970 37,909 50,275 10,713 2,574
10 1992 XXX XXX 12,499 32,027 9,528 2,600
11 1993 XXX XXX XXX 13,365 7,785 2,819
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3D - WORKERS' COMPENSATION
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 44,607 47,045 99,073 135,047 164,637
02 1984 42,301 85,185 76,447 112,612 134,610 150,362
03 1985 XXX 46,507 100,916 139,714 167,686 186,077
04 1986 XXX XXX 33,613 80,120 111,066 130,144
05 1987 XXX XXX XXX 27,516 74,062 101,770
06 1988 XXX XXX XXX XXX 32,973 83,569
07 1989 XXX XXX XXX XXX XXX 29,193
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3D - WORKERS' COMPENSATION
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 184,441 201,905 214,538 222,896 204 6
02 1984 160,340 170,010 174,493 176,409 72,677 1,546
03 1985 197,469 206,488 211,486 214,645 65,388 1,231
04 1986 141,672 149,892 154,176 157,030 43,926 538
05 1987 117,896 128,789 135,523 139,936 38,854 963
06 1988 115,372 133,916 144,643 150,318 40,975 1,878
07 1989 75,076 106,275 123,247 132,957 34,023 928
08 1990 28,732 73,662 99,643 112,997 26,893 759
09 1991 XXX 23,229 58,913 79,870 21,581 728
10 1992 XXX XXX 18,452 47,926 19,031 519
11 1993 XXX XXX XXX 12,166 12,005 246
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3E - COMMERICAL MULTIPLE PERIL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 31,551 65,738 87,457 105,567 117,614
02 1984 43,889 116,863 138,329 159,741 175,146 192,495
03 1985 XXX 47,538 82,674 103,766 116,836 129,564
04 1986 XXX XXX 20,733 38,482 49,594 61,789
05 1987 XXX XXX XXX 23,354 46,705 59,005
06 1988 XXX XXX XXX XXX 29,663 57,416
07 1989 XXX XXX XXX XXX XXX 30,108
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3E - COMMERICAL MULTIPLE PERIL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 126,757 131,930 134,209 135,639 357 145
02 1984 202,784 207,657 210,695 211,705 24,368 2,701
03 1985 139,793 145,532 148,755 150,883 20,037 2,606
04 1986 70,448 76,289 80,181 82,195 11,664 1,915
05 1987 69,552 78,845 86,373 89,326 10,635 1,697
06 1988 69,747 83,116 90,099 100,906 11,772 1,983
07 1989 62,069 79,159 89,730 99,516 12,952 1,999
08 1990 38,152 71,899 92,156 104,889 13,080 2,282
09 1991 XXX 47,162 83,692 100,646 12,208 2,247
10 1992 XXX XXX 44,110 82,131 10,106 2,347
11 1993 XXX XXX XXX 33,191 7,041 1,235
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 15 19 64 91 147
02 1984 0 0 1 7 10 2
03 1985 XXX 0 0 0 0 0
04 1986 XXX XXX 0 0 0 0
05 1987 XXX XXX XXX 0 0 0
06 1988 XXX XXX XXX XXX 0 0
07 1989 XXX XXX XXX XXX XXX 0
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 180 180 178 181 0 2
02 1984 12 12 12 12 0 0
03 1985 0 0 0 0 0 1
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 XXX 0 0 0 0 0
10 1992 XXX XXX 0 -1 0 0
11 1993 XXX XXX XXX 0 0 0
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 XXX 0 0 0 0 0
04 1986 XXX XXX 0 0 0 0
05 1987 XXX XXX XXX 0 0 0
06 1988 XXX XXX XXX XXX 0 0
07 1989 XXX XXX XXX XXX XXX 0
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 0 0
04 1986 0 0 0 0 0 0
05 1987 0 0 0 0 0 0
06 1988 0 0 0 0 0 0
07 1989 0 0 0 0 0 0
08 1990 0 0 0 0 0 0
09 1991 XXX 0 0 0 0 0
10 1992 XXX XXX 0 0 0 0
11 1993 XXX XXX XXX 0 0 0
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3G - SPECIAL LIABILITY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 5,780 8,431 9,380 9,727 10,557
02 1984 4,351 8,361 9,482 10,343 10,712 11,079
03 1985 XXX 3,685 7,174 8,227 8,630 8,860
04 1986 XXX XXX 3,604 7,725 8,205 8,516
05 1987 XXX XXX XXX 3,906 7,726 8,728
06 1988 XXX XXX XXX XXX 3,489 8,224
07 1989 XXX XXX XXX XXX XXX 4,017
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3G - SPECIAL LIABILITY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 11,202 11,247 11,425 11,318 XXX XXX
02 1984 11,209 11,233 11,207 11,229 XXX XXX
03 1985 8,946 8,976 9,023 9,122 XXX XXX
04 1986 8,701 8,719 8,797 8,889 XXX XXX
05 1987 9,104 9,532 9,476 9,572 XXX XXX
06 1988 9,523 9,889 10,215 10,340 XXX XXX
07 1989 10,790 11,082 11,765 12,139 XXX XXX
08 1990 5,603 13,767 15,368 16,762 XXX XXX
09 1991 XXX 7,593 16,277 17,628 XXX XXX
10 1992 XXX XXX 13,462 23,400 XXX XXX
11 1993 XXX XXX XXX 17,712 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 51,690 95,635 125,459 143,940 163,286
02 1984 3,810 8,193 18,866 28,327 40,065 45,002
03 1985 XXX 3,813 12,541 25,858 39,366 51,966
04 1986 XXX XXX 3,510 14,759 32,002 48,894
05 1987 XXX XXX XXX 3,746 15,504 31,763
06 1988 XXX XXX XXX XXX 1,831 12,864
07 1989 XXX XXX XXX XXX XXX 377
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 200,034 222,150 245,527 277,571 1,387 1,990
02 1984 51,117 56,946 59,213 61,940 6,351 2,987
03 1985 62,726 65,476 74,357 80,591 8,002 3,674
04 1986 61,588 69,970 76,633 80,805 6,793 3,526
05 1987 39,808 46,466 51,938 61,908 5,542 2,257
06 1988 21,474 34,306 52,019 59,057 4,504 1,657
07 1989 7,731 10,478 24,807 35,258 5,557 1,925
08 1990 1,121 3,906 19,561 30,936 3,046 1,292
09 1991 XXX -4,808 11,297 23,321 2,808 1,026
10 1992 XXX XXX 5,163 12,462 3,739 912
11 1993 XXX XXX XXX 3,347 1,862 459
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 XXX 4 31 35 59 89
04 1986 XXX XXX 88 323 720 1,280
05 1987 XXX XXX XXX 116 3,039 7,057
06 1988 XXX XXX XXX XXX 1,502 6,415
07 1989 XXX XXX XXX XXX XXX 1,514
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 102 102 102 103 12 19
04 1986 1,342 1,408 1,426 1,431 42 59
05 1987 13,770 14,909 18,591 19,786 174 150
06 1988 9,313 10,036 13,732 14,504 126 143
07 1989 3,427 6,598 9,383 11,836 89 138
08 1990 519 5,778 15,466 17,251 77 187
09 1991 XXX 1,818 3,088 3,723 144 250
10 1992 XXX XXX 777 9,213 38 383
11 1993 XXX XXX XXX 44 14 33
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3I - SPECIAL PROPERTY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3I - SPECIAL PROPERTY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR XXX 0 23,343 26,412 XXX XXX
02 1992 XXX XXX 53,962 75,856 XXX XXX
03 1993 XXX XXX XXX 62,235 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3J - AUTO PHYSICAL DAMAGE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3J - AUTO PHYSICAL DAMAGE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR XXX 0 7,681 7,573 38,358 11,503
02 1992 XXX XXX 52,836 60,089 44,757 3,128
03 1993 XXX XXX XXX 54,859 40,226 4,034
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR XXX 0 1,369 1,347 XXX XXX
02 1992 XXX XXX 4,433 9,296 XXX XXX
03 1993 XXX XXX XXX 6,951 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR XXX 0 195 123 XXX XXX
02 1992 XXX XXX 852 509 XXX XXX
03 1993 XXX XXX XXX 199 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3M - INTERNATIONAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 613 798 865 1,257 1,680
02 1984 0 0 0 0 0 0
03 1985 XXX 0 0 0 0 0
04 1986 XXX XXX 0 0 0 0
05 1987 XXX XXX XXX 0 0 0
06 1988 XXX XXX XXX XXX 0 0
07 1989 XXX XXX XXX XXX XXX 0
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3M - INTERNATIONAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 1,680 1,835 2,186 2,301 XXX XXX
02 1984 0 0 0 0 XXX XXX
03 1985 0 0 0 0 XXX XXX
04 1986 0 0 0 0 XXX XXX
05 1987 0 0 0 0 XXX XXX
06 1988 0 0 0 0 XXX XXX
07 1989 0 0 0 0 XXX XXX
08 1990 0 0 0 0 XXX XXX
09 1991 XXX 0 0 0 XXX XXX
10 1992 XXX XXX 0 0 XXX XXX
11 1993 XXX XXX XXX 0 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3N - REINSURANCE A
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX XXX 0 0
02 1989 XXX XXX XXX XXX XXX 0
03 1990 XXX XXX XXX XXX XXX XXX
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3N - REINSURANCE A
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 1988 0 0 0 0 XXX XXX
02 1989 0 0 0 0 XXX XXX
03 1990 0 0 0 0 XXX XXX
04 1991 XXX 0 0 0 XXX XXX
05 1992 XXX XXX 0 0 XXX XXX
06 1993 XXX XXX XXX 0 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3O - REINSURANCE B
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX XXX 0 0
02 1989 XXX XXX XXX XXX XXX 0
03 1990 XXX XXX XXX XXX XXX XXX
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3O - REINSURANCE B
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 1988 0 0 0 0 XXX XXX
02 1989 0 0 0 0 XXX XXX
03 1990 0 0 0 0 XXX XXX
04 1991 XXX 0 0 0 XXX XXX
05 1992 XXX XXX 0 0 XXX XXX
06 1993 XXX XXX XXX 0 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3P - REINSURANCE C
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX XXX 0 0
02 1989 XXX XXX XXX XXX XXX 0
03 1990 XXX XXX XXX XXX XXX XXX
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3P - REINSURANCE C
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 1988 0 0 0 0 XXX XXX
02 1989 0 0 0 0 XXX XXX
03 1990 0 0 0 0 XXX XXX
04 1991 XXX 0 0 0 XXX XXX
05 1992 XXX XXX 0 0 XXX XXX
06 1993 XXX XXX XXX 0 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3Q - REINSURANCE D
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 78 135 178 194 -870
02 1984 0 0 0 0 0 0
03 1985 XXX 0 185 457 623 807
04 1986 XXX XXX 0 288 437 629
05 1987 XXX XXX XXX -127 3,519 10,460
SCHEDULE P - PART 3Q - REINSURANCE D
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR -348 48 525 1,112 XXX XXX
02 1984 0 0 0 0 XXX XXX
03 1985 1,122 1,103 1,732 1,731 XXX XXX
04 1986 710 731 1,480 1,481 XXX XXX
05 1987 9,591 10,390 8,386 9,318 XXX XXX
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 5,317 11,394 14,769 17,581 18,572
02 1984 390 843 1,747 4,491 5,814 6,694
03 1985 XXX 136 234 1,518 3,006 3,673
04 1986 XXX XXX 201 1,028 3,179 6,207
05 1987 XXX XXX XXX 198 846 2,036
06 1988 XXX XXX XXX XXX 1,241 1,401
07 1989 XXX XXX XXX XXX XXX 49
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 21,218 23,779 26,492 28,066 75 487
02 1984 7,723 7,760 8,552 8,985 625 226
03 1985 6,727 9,168 10,335 11,075 448 366
04 1986 10,425 13,862 15,702 17,891 379 404
05 1987 2,631 4,510 4,263 6,029 236 237
06 1988 2,738 5,872 2,015 5,325 139 110
07 1989 714 892 2,022 3,128 107 107
08 1990 313 -321 -704 773 140 84
09 1991 XXX -109 -869 -544 121 67
10 1992 XXX XXX -73 356 118 29
11 1993 XXX XXX XXX -5 109 21
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 3R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 XXX 0 0 0 0 0
04 1986 XXX XXX 0 6 7 7
05 1987 XXX XXX XXX 46 944 1,895
06 1988 XXX XXX XXX XXX 168 484
07 1989 XXX XXX XXX XXX XXX 41
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1990 1991 1992 1993 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 0 0 0 0 1 1
04 1986 9 9 9 7 5 14
05 1987 2,425 3,333 3,537 3,558 82 51
06 1988 880 1,437 1,603 -386 70 52
07 1989 197 1,209 1,529 1,532 94 77
08 1990 43 908 2,119 2,145 62 32
09 1991 XXX 99 1,066 1,116 271 61
10 1992 XXX XXX 134 567 33 26
11 1993 XXX XXX XXX 12 19 13
NOTE: NET OF SALVAGE AND SUBROGATION RECEIVED.
SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERS
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 3,002 1,218 526 137 -36 177
02 1984 8,358 1,589 971 575 551 380
03 1985 XXX 12,338 1,571 582 467 654
04 1986 XXX XXX 9,967 2,672 1,551 449
05 1987 XXX XXX XXX 4,326 2,096 395
06 1988 XXX XXX XXX XXX 4,019 1,278
07 1989 XXX XXX XXX XXX XXX 11,083
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERS
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 11 12 12 7
02 1984 518 336 332 315
03 1985 373 225 10 9
04 1986 419 312 12 16
05 1987 397 403 65 71
06 1988 742 719 -55 8
07 1989 1,839 1,014 -85 -95
08 1990 7,350 2,020 -641 -15
09 1991 XXX 7,030 593 219
10 1992 XXX XXX 12,769 509
11 1993 XXX XXX XXX 9,767
SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 9,001 2,383 1,036 50 -162 72
02 1984 22,439 6,489 1,483 908 610 34
03 1985 XXX 29,355 7,507 3,531 2,407 1,862
04 1986 XXX XXX 33,742 16,228 7,692 2,805
05 1987 XXX XXX XXX 26,543 9,102 3,638
06 1988 XXX XXX XXX XXX 27,924 9,755
07 1989 XXX XXX XXX XXX XXX 31,279
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 1 1 0 756
02 1984 374 2 0 0
03 1985 710 384 2 3
04 1986 665 1,412 735 -935
05 1987 1,742 601 -128 -104
06 1988 3,905 290 -268 456
07 1989 8,764 -52 -1,015 -167
08 1990 28,938 11,698 5,697 4,244
09 1991 XXX 36,595 18,899 6,525
10 1992 XXX XXX 49,622 17,698
11 1993 XXX XXX XXX 36,118
SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 13,205 6,143 5,822 4,351 2,945 2,298
02 1984 28,076 13,992 4,291 2,579 2,826 2,057
03 1985 XXX 45,182 11,350 5,504 3,869 2,516
04 1986 XXX XXX 40,541 26,916 14,245 8,833
05 1987 XXX XXX XXX 41,811 24,443 15,028
06 1988 XXX XXX XXX XXX 35,841 18,709
07 1989 XXX XXX XXX XXX XXX 34,643
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 1,967 1,955 1,868 342
02 1984 683 295 209 -6
03 1985 1,403 965 339 167
04 1986 3,630 3,033 2,262 1,451
05 1987 9,558 4,551 2,560 1,007
06 1988 11,125 4,846 3,865 2,007
07 1989 19,941 6,183 8,581 5,907
08 1990 37,564 15,454 14,445 4,635
09 1991 XXX 40,293 20,986 18,697
10 1992 XXX XXX 30,567 25,542
11 1993 XXX XXX XXX 50,907
SCHEDULE P - PART 4D - WORKERS' COMPENSATION
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 43,714 26,680 24,708 17,625 17,712 21,345
02 1984 42,301 23,267 11,743 7,794 8,611 9,784
03 1985 XXX 66,230 27,234 21,310 14,094 14,901
04 1986 XXX XXX 75,365 38,207 22,255 14,737
05 1987 XXX XXX XXX 56,621 25,235 15,872
06 1988 XXX XXX XXX XXX 72,596 33,849
07 1989 XXX XXX XXX XXX XXX 59,316
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4D - WORKERS' COMPENSATION
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 14,833 14,122 16,526 13,901
02 1984 6,421 1,110 864 807
03 1985 10,432 9,379 1,618 1,725
04 1986 11,725 10,360 7,484 1,803
05 1987 13,009 12,114 11,137 4,596
06 1988 22,745 22,970 21,833 16,677
07 1989 29,917 19,912 16,580 10,232
08 1990 61,938 34,552 21,512 12,613
09 1991 XXX 52,894 34,465 19,756
10 1992 XXX XXX 50,746 29,029
11 1993 XXX XXX XXX 46,688
SCHEDULE P - PART 4E - COMMERICAL MULTIPLE PERIL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 16,514 7,761 6,095 6,148 2,247 2,944
02 1984 98,957 16,005 13,804 11,030 10,731 9,589
03 1985 XXX 64,819 18,531 13,331 12,659 17,179
04 1986 XXX XXX 71,652 42,246 22,243 12,655
05 1987 XXX XXX XXX 67,555 31,514 16,269
06 1988 XXX XXX XXX XXX 63,355 33,308
07 1989 XXX XXX XXX XXX XXX 56,359
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4E - COMMERICAL MULTIPLE PERIL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 105 108 87 73
02 1984 2,761 86 78 77
03 1985 8,747 5,481 2,803 2,660
04 1986 7,650 4,497 1,305 585
05 1987 7,651 5,771 4,537 2,361
06 1988 18,107 14,148 9,236 6,476
07 1989 28,134 14,464 7,880 6,233
08 1990 73,880 29,172 21,773 16,362
09 1991 XXX 71,469 29,885 19,715
10 1992 XXX XXX 64,302 26,027
11 1993 XXX XXX XXX 57,407
SCHEDULE P - PART 4F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 1,336 1,335 1,397 1,328 1,333 1,400
02 1984 13 19 37 23 29 8
03 1985 XXX 20 19 23 34 0
04 1986 XXX XXX 6 5 5 0
05 1987 XXX XXX XXX 11 0 0
06 1988 XXX XXX XXX XXX 0 0
07 1989 XXX XXX XXX XXX XXX 0
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 1,401 1,389 1,389 1,386
02 1984 7 4 4 4
03 1985 0 0 0 0
04 1986 0 0 0 0
05 1987 0 0 0 0
06 1988 0 0 0 0
07 1989 0 0 0 0
08 1990 0 0 0 0
09 1991 XXX 0 0 0
10 1992 XXX XXX 0 0
11 1993 XXX XXX XXX 0
SCHEDULE P - PART 4F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 XXX 0 0 0 0 0
04 1986 XXX XXX 0 0 0 0
05 1987 XXX XXX XXX 0 0 0
06 1988 XXX XXX XXX XXX 0 0
07 1989 XXX XXX XXX XXX XXX 0
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0
02 1984 0 0 0 0
03 1985 0 0 0 0
04 1986 0 0 0 0
05 1987 0 0 0 0
06 1988 0 0 0 0
07 1989 0 0 0 0
08 1990 0 0 0 0
09 1991 XXX 0 0 0
10 1992 XXX XXX 0 0
11 1993 XXX XXX XXX 0
SCHEDULE P - PART 4G - SPECIAL LIABILITY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 417 2,643 2,215 2,016 1,872 1,775
02 1984 2,533 152 378 261 329 185
03 1985 XXX 1,490 339 416 492 503
04 1986 XXX XXX 1,375 709 430 -62
05 1987 XXX XXX XXX 1,021 235 -35
06 1988 XXX XXX XXX XXX 1,218 145
07 1989 XXX XXX XXX XXX XXX 736
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4G - SPECIAL LIABILITY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 1,838 1,372 1,300 895
02 1984 137 99 40 38
03 1985 559 575 528 504
04 1986 110 70 3 10
05 1987 53 74 28 20
06 1988 564 607 458 586
07 1989 -26 38 -47 63
08 1990 115 77 -177 82
09 1991 XXX 326 16 105
10 1992 XXX XXX 994 -462
11 1993 XXX XXX XXX 111
SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 56,512 34,816 26,115 17,558 22,124 29,411
02 1984 27,303 26,066 15,629 4,422 2,229 9,752
03 1985 XXX 60,718 51,258 35,352 20,939 18,872
04 1986 XXX XXX 166,955 129,844 115,171 60,577
05 1987 XXX XXX XXX 136,801 107,969 77,492
06 1988 XXX XXX XXX XXX 89,390 78,145
07 1989 XXX XXX XXX XXX XXX 65,185
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 26,814 32,002 31,326 28,100
02 1984 8,836 7,704 7,386 7,363
03 1985 14,633 9,104 5,859 5,859
04 1986 48,667 28,949 17,478 8,297
05 1987 54,178 36,543 25,801 9,610
06 1988 68,471 54,558 46,070 39,721
07 1989 53,992 47,119 38,405 32,809
08 1990 71,251 65,027 45,522 45,871
09 1991 XXX 88,343 59,274 59,439
10 1992 XXX XXX 57,717 57,933
11 1993 XXX XXX XXX 86,712
SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 XXX 1,902 959 545 45 212
04 1986 XXX XXX 10,098 6,305 5,546 3,013
05 1987 XXX XXX XXX 37,469 28,300 23,866
06 1988 XXX XXX XXX XXX 35,213 24,760
07 1989 XXX XXX XXX XXX XXX 21,634
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0
02 1984 0 0 0 0
03 1985 139 64 39 0
04 1986 1,839 787 340 0
05 1987 13,562 8,487 2,378 1,024
06 1988 24,432 22,270 1,655 222
07 1989 18,772 14,353 6,011 697
08 1990 12,994 10,515 11,587 1,716
09 1991 XXX 38,217 33,959 29,134
10 1992 XXX XXX 44,662 27,889
11 1993 XXX XXX XXX 49,133
SCHEDULE P - PART 4I - SPECIAL PROPERTY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4I - SPECIAL PROPERTY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR XXX 14,421 6,117 3,732
02 1992 XXX XXX 10,545 384
03 1993 XXX XXX XXX 15,701
SCHEDULE P - PART 4J - AUTO PHYSICAL DAMAGE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4J - AUTO PHYSICAL DAMAGE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR XXX 5,337 1,093 624
02 1992 XXX XXX 5,134 -528
03 1993 XXX XXX XXX 2,620
SCHEDULE P - PART 4K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4K - FIDELITY, SURETY, FINANCIAL GUARANTY, MORTGAG
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR XXX 993 7 -128
02 1992 XXX XXX 1,410 22
03 1993 XXX XXX XXX 2,206
SCHEDULE P - PART 4L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1992 XXX XXX XXX XXX XXX XXX
03 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR XXX 70 0 0
02 1992 XXX XXX 0 173
03 1993 XXX XXX XXX 1,130
SCHEDULE P - PART 4M - INTERNATIONAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 96 356 144 24 29 31
02 1984 0 0 0 0 0 0
03 1985 XXX 0 0 0 0 0
04 1986 XXX XXX 0 0 0 0
05 1987 XXX XXX XXX 0 0 0
06 1988 XXX XXX XXX XXX 0 0
07 1989 XXX XXX XXX XXX XXX 0
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4M - INTERNATIONAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 44 50 456 852
02 1984 0 0 0 0
03 1985 0 0 0 0
04 1986 0 0 0 0
05 1987 0 0 0 0
06 1988 0 0 0 0
07 1989 0 0 0 0
08 1990 0 0 0 0
09 1991 XXX 0 0 0
10 1992 XXX XXX 0 0
11 1993 XXX XXX XXX 0
SCHEDULE P - PART 4N - REINSURANCE A
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX XXX 0 0
02 1989 XXX XXX XXX XXX XXX 0
03 1990 XXX XXX XXX XXX XXX XXX
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4N - REINSURANCE A
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 XXX 0 0 0
05 1992 XXX XXX 0 0
06 1993 XXX XXX XXX 0
SCHEDULE P - PART 4O - REINSURANCE B
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX XXX 0 0
02 1989 XXX XXX XXX XXX XXX 0
03 1990 XXX XXX XXX XXX XXX XXX
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4O - REINSURANCE B
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 XXX 0 0 0
05 1992 XXX XXX 0 0
06 1993 XXX XXX XXX 0
SCHEDULE P - PART 4P - REINSURANCE C
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX XXX 0 0
02 1989 XXX XXX XXX XXX XXX 0
03 1990 XXX XXX XXX XXX XXX XXX
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4P - REINSURANCE C
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 XXX 0 0 0
05 1992 XXX XXX 0 0
06 1993 XXX XXX XXX 0
SCHEDULE P - PART 4Q - REINSURANCE D
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 60 65 59 243 242 806
02 1984 0 0 0 0 0 0
03 1985 XXX 861 154 0 0 0
04 1986 XXX XXX 1,505 933 991 961
05 1987 XXX XXX XXX 1,586 1,679 0
SCHEDULE P - PART 4Q - REINSURANCE D
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 1,960 744 718 728
02 1984 0 0 0 0
03 1985 0 0 0 0
04 1986 1,045 1,071 1,002 1,498
05 1987 0 0 0 0
SCHEDULE P - PART 4R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 5,952 4,084 2,547 3,599 5,048 4,051
02 1984 3,356 3,182 1,741 2,049 3,084 3,319
03 1985 XXX 9,052 8,297 8,695 7,521 7,177
04 1986 XXX XXX 44,844 41,964 36,262 27,035
05 1987 XXX XXX XXX 40,715 33,835 32,082
06 1988 XXX XXX XXX XXX 24,593 14,636
07 1989 XXX XXX XXX XXX XXX 12,327
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 1,260 3,581 4,413 7,887
02 1984 498 613 628 610
03 1985 2,676 2,245 1,633 1,505
04 1986 15,627 9,560 6,490 3,491
05 1987 22,053 11,665 6,591 3,847
06 1988 14,936 11,532 6,410 3,031
07 1989 8,755 9,103 6,120 4,986
08 1990 9,781 12,385 10,429 10,099
09 1991 XXX 8,807 7,573 6,938
10 1992 XXX XXX 3,884 4,901
11 1993 XXX XXX XXX 4,942
SCHEDULE P - PART 4R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1984 1985 1986 1987 1988 1989
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1984 0 0 0 0 0 0
03 1985 XXX 117 145 102 6 21
04 1986 XXX XXX 2,528 2,155 1,486 1,267
05 1987 XXX XXX XXX 8,350 6,371 6,530
06 1988 XXX XXX XXX XXX 6,092 6,265
07 1989 XXX XXX XXX XXX XXX 5,995
08 1990 XXX XXX XXX XXX XXX XXX
09 1991 XXX XXX XXX XXX XXX XXX
10 1992 XXX XXX XXX XXX XXX XXX
11 1993 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1990 1991 1992 1993
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0
02 1984 0 0 0 0
03 1985 13 5 3 0
04 1986 775 356 194 0
05 1987 6,769 4,175 3,391 163
06 1988 6,229 5,166 4,375 2,185
07 1989 4,539 3,102 2,836 1,625
08 1990 3,597 1,503 1,313 662
09 1991 XXX 3,981 3,127 1,958
10 1992 XXX XXX 2,145 1,394
11 1993 XXX XXX XXX 273
SCHEDULE P INTERROGATORIES
1. COMPUTATION OF EXCESS STATUTORY RESERVES OVER STATEMENT RESERVES.
(A) AUTO LIABILITY (PRIVATE PASSENGER AND COMMERCIAL)
1993 19 .000% 1992 346 .000% 1991 902 .000%
TOTAL 1,267
(B) OTHER LIABILITY AND PRODUCTS LIABILITY
1993 2,829 .000% 1992 806 .000% 1991 1,815 .000%
TOTAL 5,450
(C) MEDICAL MALPRACTICE
1993 0 .000% 1992 0 .000% 1991 0 .000%
TOTAL 0
(D) WORKERS' COMPENSATION
1993 0 .000% 1992 0 .000% 1991 0 .000%
TOTAL 0
(E) CREDIT
TOTAL 0
(F) ALL LINES TOTAL
TOTAL 6,717
2. WHAT IS THE EXTENDED LOSS AND EXPENSE RESERVE - DIRECT AND ASSUMED?
YEARS IN WHICH 1 2 3
PREMIUMS WERE MEDICAL OTHER PRODUCTS
EARNED AND MALPRACTICE LIABILITY LIABILITY
LOSSES INCURRED
(A) 1987 0 0 0
(B) 1988 0 0 0
(C) 1989 0 0 0
(D) 1990 0 0 0
(E) 1991 0 0 0
(F) 1992 0 0 0
(G) 1993 0 0 0
(H) TOTALS 0 0 0
3. THE TERM "LOSS EXPENSE" INCLUDES ALL PAYMENTS FOR LEGAL EXPENSES, INCLUDING
ATTORNEY'S AND WITNESS FEES AND COURT COSTS, SALARIES AND EXPENSES OF
INVESTIGATORS, ADJUSTORS AND FIELD MEN, RENTS, STATIONERY, TELEGRAPH AND
TELEPHONE CHARGES, POSTAGE, SALARIES AND EXPENSES OF OFFICE EMPLOYEES, HOME
OFFICE EXPENSES AND ALL OTHER PAYMENTS UNDER OR ON ACCOUNT OF SUCH INJURIES,
WHETHER THE PAYMENTS ARE ALLOCATED TO SPECIFIC CLAIMS OR ARE UNALLOCATED.
ARE THEY SO REPORTED IN THIS STATEMENT? ANSWER: YES (X) NO ( )
4. THE UNALLOCATED LOSS EXPENSE PAYMENTS PAID DURING THE MOST RECENT CALENDAR
YEAR SHOULD BE DISTRIBUTED TO THE VARIOUS YEARS IN WHICH LOSSES WERE
INCURRED AS FOLLOWS: (1) 45% TO THE MOST RECENT YEAR, (2) 5% TO THE NEXT
MOST RECENT YEAR, AND (3) THE BALANCE TO ALL YEARS, INCLUDING THE MOST
RECENT, IN PROPORTION TO THE AMOUNT OF LOSS PAYMENTS PAID FOR EACH YEAR
DURING THE MOST RECENT CALENDAR YEAR. IF THE DISTRIBUTION IN (1) OR (2)
PRODUCES AN ACCUMULATED DISTRIBUTION TO SUCH YEAR IN EXCESS OF 10% OF
THE PREMIUMS EARNED FOR SUCH YEAR, DISREGARDING ALL DISTRIBUTIONS MADE UNDER
(3), SUCH ACCUMULATED DISTRIBUTION SHOULD BE LIMITED TO 10% OF PREMIUMS
EARNED AND THE BALANCE DISTRIBUTED IN ACCORDANCE WITH (3). ARE THEY SO
REPORTED IN THIS STATEMENT? ANSWER: YES (X) NO ( )
5. DO ANY LINES IN SCHEDULE P INCLUDE RESERVES WHICH ARE REPORTED GROSS OF ANY
DISCOUNT TO PRESENT VALUE OF FUTURE PAYMENTS, BUT ARE REPORTED NET OF SUCH
DISCOUNTS ON PAGE 10? YES ( ) NO ( )
IF YES, PROPER REPORTING MUST BE MADE IN THE NOTES TO FINANCIAL STATEMENTS,
AS SPECIFIED IN THE INSTRUCTIONS. ALSO, THE DISCOUNTS MUST BE REPORTED IN
SCHEDULE P - PART 1, COLUMNS 31 AND 32.
SCHEDULE P MUST BE COMPLETED GROSS OF NON-TABULAR DISCOUNTING. WORK PAPERS
RELATING TO DISCOUNT CALCULATIONS MUST BE AVAILABLE FOR EXAMINATION UPON
REQUEST.
DISCOUNTING IS ALLOWED ONLY IF EXPRESSLY PERMITTED BY THE STATE INSURANCE
DEPARTMENT TO WHICH THIS ANNUAL STATEMENT IS BEING FILED.
6. WHAT WERE THE NET PREMIUMS IN FORCE AT THE END OF THE YEAR FOR:
(IN THOUSANDS OF DOLLARS) (A) FIDELITY 2,814
(B) SURETY 41,120
7. CLAIM COUNT INFORMATION IS REPORTED (CHECK ONE). (A) PER CLAIM ___
IF NOT THE SAME IN ALL YEARS, EXPLAIN IN QUESTION 8. (B) PER CLAIMANT ___
8. THE INFORMATION PROVIDED IN SCHEDULE P WILL BE USED BY MANY PERSONS TO
ESTIMATE THE ADEQUACY OF THE CURRENT LOSS AND EXPENSE RESERVES, AMONG OTHER
THINGS. ARE THERE ANY ESPECIALLY SIGNIFICANT EVENTS, COVERAGE, RETENTION OR
ACCOUNTING CHANGES WHICH HAVE OCCURRED WHICH MUST BE CONSIDERED WHEN MAKING
SUCH ANALYSES (AN EXTENDED STATEMEMT MAY BE ATTACHED).