<ARTICLE> 9
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                         241,447
<INT-BEARING-DEPOSITS>                         10,348
<FED-FUNDS-SOLD>                                68,695
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,118,320
<INVESTMENTS-CARRYING>                         621,522
<INVESTMENTS-MARKET>                           634,353
<LOANS>                                      7,180,810
<ALLOWANCE>                                   (92,715)
<TOTAL-ASSETS>                              10,575,675
<DEPOSITS>                                   8,499,668
<SHORT-TERM>                                 1,040,095
<LIABILITIES-OTHER>                            125,459
<LONG-TERM>                                     26,889
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           634
<OTHER-SE>                                     882,930
<TOTAL-LIABILITIES-AND-EQUITY>              10,575,675
<INTEREST-LOAN>                                453,685
<INTEREST-INVEST>                               134,487
<INTEREST-OTHER>                                 2,706
<INTEREST-TOTAL>                               590,878
<INTEREST-DEPOSIT>                             260,711
<INTEREST-EXPENSE>                             309,430
<INTEREST-INCOME-NET>                          281,448
<LOAN-LOSSES>                                   10,511
<SECURITIES-GAINS>                               5,989
<EXPENSE-OTHER>                                  49,677
<INCOME-PRETAX>                                180,552
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<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   119,264
<EPS-PRIMARY>                                     1.88
<EPS-DILUTED>                                     1.86
<YIELD-ACTUAL>                                    7.88
<LOANS-NON>                                     36,566
<LOANS-PAST>                                     6,161
<LOANS-TROUBLED>                                   287
<LOANS-PROBLEM>                                 69,803
<ALLOWANCE-OPEN>                                92,731
<CHARGE-OFFS>                                   13,183
<RECOVERIES>                                     2,657
<ALLOWANCE-CLOSE>                               92,715
<ALLOWANCE-DOMESTIC>                            92,715
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0