Exhibit 10(i)



                                     Summary
                              Severance Arrangement
                          For A Named Executive Officer


         In  connection  with  Bruce  M.  Ambler's  early  retirement,   and  in
recognition  of  his  service  as  President  and  Chief  Executive  Officer  of
Constellation Holdings, Inc., he received a severance package when he retired on
January 1, 1999.  His severance  benefits  include a $509,503 lump sum severance
payment  equal to the total of (1) annual  base  salary,  (2) average of the two
highest  annual  bonus  percentages  earned  during  the  preceding  five  years
multiplied by the prior year's final annual salary,  (3) payment toward the cost
of active employee health coverage for 12 months,  and (4) vacation accrual.  He
also receives a pension  benefit  computed at 60% of total final average  salary
plus bonus, and retired executive life insurance,  home security,  planning, and
club  membership  benefits.  His effective  cost of medical and dental  benefits
beginning  January 1, 2000 will be the same as if he were retired at age 60 with
20 years of service.  Mr. Ambler received a 1998 short-term  incentive  payment,
and  will be  entitled  to a  prorata  payout  of any  earned  performance-based
restricted stock award for the 1997-1999 and 1998-2000 performance periods.


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