Exhibit 10(l)

                                     Summary
                          Enhanced Retirement Benefits
                          For A Named Executive Officer



        Under an arrangement with Frank O. Heintz,  Constellation  Energy Group,
Inc.  will  provide  enhanced  retirement  benefits  to Mr.  Heintz.  Under  the
arrangement,  after he attains  age 60 in 2004,  Mr.  Heintz will be entitled to
retirement benefits equal to 40% of total final average salary plus bonus.



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