EXHIBIT 23.1 - CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

     As independent public accountants, we hereby consent to the
     incorporation of our reports incorporated by reference in this
     Form 10-K, into the Company's previously filed Registration
     Statements on Form S-8 (File Nos. 33-53335 and 33-53337).



                                             ARTHUR ANDERSEN LLP

     San Francisco, California,
       March 27, 2002

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