<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the
Thirty-Third Annual Shareholder Report 1995 and is qualified in its entirety by
reference to such report.
</LEGEND>
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<INVESTMENTS-AT-COST>                       16,983,421
<INVESTMENTS-AT-VALUE>                      23,820,269
<RECEIVABLES>                                  321,849
<ASSETS-OTHER>                                 169,356
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                              24,311,474
<PAYABLE-FOR-SECURITIES>                        43,376
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      215,352
<TOTAL-LIABILITIES>                            258,728
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                    17,220,761
<SHARES-COMMON-STOCK>                        1,116,620
<SHARES-COMMON-PRIOR>                        1,058,427
<ACCUMULATED-NII-CURRENT>                        4,199
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        (9,062)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     6,836,848
<NET-ASSETS>                                24,052,746
<DIVIDEND-INCOME>                              384,682
<INTEREST-INCOME>                              428,822
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 191,330
<NET-INVESTMENT-INCOME>                        622,174
<REALIZED-GAINS-CURRENT>                       243,759
<APPREC-INCREASE-CURRENT>                    4,750,041
<NET-CHANGE-FROM-OPS>                        5,615,974
<EQUALIZATION>                                   1,028
<DISTRIBUTIONS-OF-INCOME>                      622,174
<DISTRIBUTIONS-OF-GAINS>                       211,269
<DISTRIBUTIONS-OTHER>                               64
<NUMBER-OF-SHARES-SOLD>                        119,953
<NUMBER-OF-SHARES-REDEEMED>                     61,760
<SHARES-REINVESTED>                             36,926
<NET-CHANGE-IN-ASSETS>                       5,956,449
<ACCUMULATED-NII-PRIOR>                          3,235
<ACCUMULATED-GAINS-PRIOR>                     (41,552)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          107,149
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                191,330
<AVERAGE-NET-ASSETS>                        21,429,860
<PER-SHARE-NAV-BEGIN>                            17.10
<PER-SHARE-NII>                                   0.58
<PER-SHARE-GAIN-APPREC>                           4.63
<PER-SHARE-DIVIDEND>                              0.58
<PER-SHARE-DISTRIBUTIONS>                         0.77
<RETURNS-OF-CAPITAL>                              0.00
<PER-SHARE-NAV-END>                              21.54
<EXPENSE-RATIO>                                   0.89
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0