DESCRIPTION OF DEBT AND LEASES AS OF NOVEMBER 30, 1995 INDEBTEDNESS (other than capitalized rentals) Outstanding Due Lender Rate Balance Date Merrill Lynch 6.75% $4,300,000 01-Oct-98 Istituto Mobilare Italiano 9.00% $3,144,500 30-Jun-01 Centrobanca 9.00% $3,144,500 01-Jul-01 Decatur IRB 72% of Prime $3,000,000 01-Dec-10 to 12/1/95, adjustable thereafter Youngs Notes 5.86% $2,457,318 12-Sep-96 Banque Nationale de Paris 7.59% $2,192,430 06-Aug-01 CIC - Union Europeene 7.75% $2,105,348 06-Aug-01 International Et Cie State Street Bank 9.64% $1,141,050 28-Jul-98 Istituto Mobilare Italiano 4.50% $743,619 01-Jul-02 Midlantic Bank, as Trustee 7.38% $610,000 01-Sep-04 Istituto Mobilare Italiano 5.50% $298,466 01-Jul-98 OVERDRAFTS / SHORT TERM DEBT France - Sofibel $4,571,319 - Sante Beaute $1,445 Italy - Laboratori Bouty $4,057,499 - Technogenetics $2,937,944 CAPITALIZED LEASES Principal Interest Total France $150,770 $33,315 $184,085 Spain $19,419 $2,123 $21,542 SECURED INDEBTEDNESS NONE