SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 January 12, 2000 ------------------------ (Earliest Event Reported) Synovus Financial Corp. --------------------------- (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 - ------------ ---------------- ------------- (State of (Commission File (IRS Employer Incorporation) Number) Identification Number) 901 Front Avenue, Suite 301, Columbus, Georgia 31901 ----------------------------------------------------- (Address of principal executive offices) (706) 649-2267 ------------------------------- (Registrant's Telephone Number) ----------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events. - ------ ------------- On January 12, 2000, Synovus Financial Corp. (Registrant") announced earnings for the year ended December 31, 1999. A copy of Registrant's press release regarding the announcement referenced above is attached hereto as Exhibit 99.1 and by this reference is hereby incorporated by reference into this Form 8-K and made a part hereof. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. - ------- ------------------------------------------------------------------- (a) Financial Statements - None. (b) Pro Forma Financial Information - None. (c) Exhibits 99.1 - Registrant's press release, January 12, 2000 2 Signature Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, Registrant has caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SYNOVUS FINANCIAL CORP. ("Registrant") Dated: January 12, 2000 By:/s/ Kathleen Moates ----------------------- -------------------------------- Kathleen Moates Deputy General Counsel 4 Exhibit Index Exhibit Number Description - -------------- ------------ 99.1 Registrant's press release dated January 12, 2000 5